Best Loan Companies & Trusted Money Lenders in Lone Tree, CO

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Vignesh Tanneru Loan Officer And Realtor in Lone Tree, CO

Vignesh Tanneru Loan Officer And Realtor

location_on Serving customers in Lone Tree Area with professional support.
  • 5star31 Reviews
  • 9.5
    Sulekha score
  • work_history1 Year in Business
  • 100084982 (CO)

Serving ZIP Codes:80124

From the Business:Vignesh is an Associate Broker with Regal Realty Group. He is a Business Management and Computer Science Post Graduate, Vignesh has in-depth experience in the IT industry and Real Estate. After spending most of his childhood in India and the United Kingdom, Vignesh was greatly influenced by a strong entrepreneurship figure in his life (His Father who was a brilliant real estate tycoon). Vignesh‘s family built 40 years of successful real estate operations from the "ground up" in India and in doing so, has provided infallible examples of benefits, of unrelenting hard work, commitment, and dedication in all that he aspires to be a Realtor. Vignesh enjoys his free time with his wife and daughter and their wonderful friends. With all that Vignesh has been equipped with throughout his life, Vignesh will always ensure his clients are 100% satisfied! When you're in the market to sell or buy real estate, please feel free to contact Vignesh.Read more

Deal Mortgage LLC in Lone Tree, CO

Deal Mortgage LLC

location_on Serving customers in Lone Tree Area with professional support.
  • 5star11 Reviews
  • 7
    Sulekha score
  • work_history15 Years in Business
  • 2021112

Serving ZIP Codes:80124

From the Business:As a committed member of our community and a seasoned professional in real estate and mortgage services, I bring over a decade of experience to the table. I’ve had the pleasure of helping numerous families discover their dream homes and navigate the intricacies of buying and selling properties. My in-depth knowledge of the local housing market, property values, and current trends is crucial for making informed decisions. In my role as a licensed Mortgage Broker, I’ve assisted many individuals in securing financing for their homes, ensuring they obtain the best possible mortgage rates and terms.Read more

C2 Financial Corporation: Joseph Chacko, San Diego Mortgage Broker Lender in Lone Tree, CO

C2 Financial Corporation: Joseph Chacko, San Diego Mortgage Broker Lender

location_on Serving customers in Lone Tree Area with professional support.
  • 5star321 Reviews
  • 9.5
    Sulekha score
  • work_historyAbove 15 years in Business
  • Nmls C2:135622, 247199

Serving ZIP Codes:80124

From the Business:Joseph Chacko has been in the mortgage lending industry over 15 years, helped more than 3,000 families achieve their home financing goals. Joseph's mission is to get you the right loan, at a lower interest rate and fees and guide you through the entire loan process from start to finish. Joseph has been recognized for his production and performance within the industry, not only locally, but also nationally. Joseph has been ranked by Scotsman Guide, Mortgage Executive Magazine, Mortgage Origination News as one of the nation's Top 200 Mortgage Originators (Top 1%) for past many years in a row. His experience, 24-hour attention to detail, and dedication to his clients are the reason why the area's top realtors choose him as their preferred lender. As a Senior Mortgage Consultant with C2 Financial Corporation, Joseph takes a consultative approach to the home loan process by customizing each transaction to help his customers achieve their home financial goals. Joseph currently works with over 110 banks/Mortgage companies, and typically beat correspondent and retail lenders rates by .250%-500% and offer lower lender fees.Read more

Serving ZIP Codes:80124

From the Business:I am know my responsiveness and quality service. Contact me for new purchases, refinances, cash-out refinance loans and investment property know. My interest rates are very competitive and service top notch!Read more

Chandra Vythilingam Sr. Mortgage Loan Officer in Lone Tree, CO

Chandra Vythilingam Sr. Mortgage Loan Officer

location_on Serving customers in Lone Tree Area with professional support.
  • 6.5
    Sulekha score
  • work_history15 Years in Business
  • 2375062

Serving ZIP Codes:80124

From the Business:Chandra Vythilingam, a Senior Mortgage Loan Officer, is a trusted name in home financing solutions, serving families and individuals across the United States. With over 15 years of professional experience, Chandra specializes in helping clients find the best mortgage products to suit their financial goals, whether for first-time homebuyers, refinancing, or investment properties. What sets Chandra apart is a personalized, transparent approach to lending. He works closely with each borrower to understand their unique needs, guiding them through every step of the loan process — from application to approval and closing. His in-depth knowledge of conventional loans, FHA, VA, Jumbo, and refinance options ensures that clients receive the most competitive rates and smooth transaction experiences. Chandra’s commitment to integrity, education, and clear communication has made him a trusted mortgage advisor in the Indian-American and wider U.S. real estate community. His philosophy is simple — “Helping you finance the home of your dreams, with confidence and care.” Whether you’re purchasing your first home or refinancing an existing one, Chandra Vythilingam provides expert financial guidance and dedicated service, ensuring that every client’s journey to homeownership is seamless, informed, and successful.Read more

American Business Loan in Lone Tree, CO

American Business Loan

location_on Serving customers in Lone Tree Area with professional support.
  • 5star27 Reviews
  • 7
    Sulekha score
  • work_history4 Years in Business
  • 2212131

Serving ZIP Codes:80124

From the Business:At American Business Loan, we know how overwhelming commercial real estate financing can feel. That’s why we’re here to make the process simple and stress-free — helping you find the right loan quickly and confidently. Our smart tool, CUPID™, matches you with tailored loan options from hundreds of lenders, so you get the best fit for your needs. And with our personal concierge support, we guide you every step of the way to ensure you’re supported and informed. We’re committed to making your lending experience smooth and helping you achieve your real estate goals with ease.Read more

Vema Mortgage LLC in Lone Tree, CO

Vema Mortgage LLC

location_on Serving customers in Lone Tree Area with professional support.
  • 5star1417 Reviews
  • 3.7
    Sulekha score
  • work_history35 Years in Business
  • verifiedClaimed

Serving ZIP Codes:80124

From the Business:VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the expertise to find each customer the right financing solution.VEMA MORTGAGE (NMLS # 1019911) is a top-rated Mortgage Broker specializing in wholesale residential mortgages. We are committed to helping individuals and families realize the dream of home ownership in the US.VEMA provides:Competitive mortgage rates.Personalized customer serviceDiverse loan options for all backgrounds.VEMA offers competitive mortgage rates and personalized customer service as well as a variety of flexible mortgage packages for customers with diverse backgrounds and needs. We are ranked in the TOP 20 Brokers (for UWM) nationwide.We are licensed in the following states:AZ, CO, FL, GA, OK, MD, MN , MI, NC, NJ, PA, SC, TX, & VARead more

Gyan Srivastava - Draper & Kramer Mortgage Corp in Lone Tree, CO

Gyan Srivastava - Draper & Kramer Mortgage Corp

location_on Serving customers in Lone Tree Area with professional support.
  • 5star51 Reviews
  • 3.9
    Sulekha score
  • work_history15 Years in Business
  • verifiedClaimed

Serving ZIP Codes:80124

From the Business:My mission is to provide you with exceptional customer service for home mortgage loans in near Downers Grove, IL. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs. In addition, I am committed to keeping you informed throughout the loan process, and am here to answer questions related fixed rate mortgage, Adjustable Rate Mortgages, Government Loans, Jumbo, No insurance, Renovation and related Residential Mortgage Lending, explain options and eliminate hassles and worry along the way. An agent of Draper and Kramer Mortgage Corp we have the experience to ensure that your home financing is handled expertly from pre-approval to closing and beyond. We take the time to listen to each client. It is important that we hear and understand your needs and goals, so that we can present you with the very best loan option and strategies to meet them. When you work with me, you can rest assured that your financing is in good hands. I will make sure your transaction is completed in a smooth and professional manner. I am committed to not just meeting, but exceeding your expectations. Draper and Kramer Mortgage Corp is the residential mortgage division of Draper and Kramer, one of the country’s premier full-service real estate and financial firms in near Downers Grove, Illinois. While still a family-owned company headquartered in Chicago, we help identify and structure mortgage financing programs for clients across the United States, and have been doing so since 1893. We always strive to invest in and provide our clients with the best product there is to offer in order to remain a successful pioneer in the mortgage industry.Read more

Succedo Mortgage, LLC in Lone Tree, CO

Succedo Mortgage, LLC

location_on Serving customers in Lone Tree Area with professional support.
  • 5star254 Reviews
  • 3.9
    Sulekha score
  • work_history5 Years in Business
  • verifiedClaimed
  • scheduleOpen 24hrs
  • NMLS 2584954

Serving ZIP Codes:80124

From the Business:Welcome to Succedo Mortgage; We are a team of seasoned professionals with a wealth of experience in the mortgage industry. Our mission is to guide and support our clients in finding the perfect mortgage solution that aligns with their financial goals and aspirations. With a strong emphasis on transparency and integrity, we strive to provide a seamless and stress-free experience for our clients as they navigate the complexities of the mortgage process. At Succedo Mortgage, we understand that purchasing a home is one of the most significant financial decisions our clients will make. That's why we are committed to offering personalized service and tailored solutions to meet the unique needs of each individual. Our team works diligently to ensure that our clients are well-informed and empowered to make informed decisions about their mortgage options. With a focus on excellence and customer satisfaction, we take pride in our ability to deliver exceptional service and support to our clients. Whether you are a first-time homebuyer or a seasoned homeowner looking to refinance, our team is here to assist you every step of the way. Contact us today to begin your journey towards homeownership with a trusted partner by your side.Read more

Direct Home Mortgages in Lone Tree, CO

Direct Home Mortgages

location_on Serving customers in Lone Tree Area with professional support.
  • 1.5
    Sulekha score
  • work_history16 Years in Business
  • verifiedClaimed
  • NMLS ID 118851

Serving ZIP Codes:80124

From the Business:Direct Home Mortgages is a distinguished Loan Service licensed multiple states with offices in Dublin, Ca and Troy, MI. We have been in this line of business for 16 years. We specialize in Residential Loan Services. We are licensed in CA, TX, GA, CO, MI, NC. Read more

Serving ZIP Codes:80124

From the Business:I am one of the most distinguished Loan Services in Richmond, VA. I specialize in Mortgage Loan Services,Education Loans,Auto Loan Services,Business Loan Services,Car Loan Services,Home Loan Services,Personal Loan Services,Student Loan Services,Commercial Loan Services,Residential Loan Services.Read more

Purnima Mallelwar Loan Officer in Lone Tree, CO

Purnima Mallelwar Loan Officer

location_on Serving customers in Lone Tree Area with professional support.
  • 5star7 Reviews
  • 3.9
    Sulekha score
  • work_history15 Years in Business
  • verifiedClaimed
  • scheduleOpen 24hrs
  • 2244101

Serving ZIP Codes:80124

From the Business:I am one of the most distinguished Loan Services in West Bloomfield, MI. I specialize in Auto Loan Services, Business Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, Student Loan ServicesI have a successful career in real estate, which allows me to better guide my clients through the mortgage process whether it's a first time home buyer or a seasoned real estate investor. Though my specialty is conventional mortgages, I have expertise in an array of lending products such as FHA, USDA, VA loans, etc.Read more

NBI Financial Group NMLS  #1104528 in Lone Tree, CO

NBI Financial Group NMLS #1104528

location_on Serving customers in Lone Tree Area with professional support.
  • 5star14 Reviews
  • 3.9
    Sulekha score
  • work_history15 Years in Business
  • verifiedClaimed

Serving ZIP Codes:80124

From the Business:I offer unique Mortgage loans that are not offered by many lenders in North Carolina. Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf, with your best interest in mind. I'm a mortgage broker. Hence, I could offer mortgage rates and features that you may not otherwise have access to. What's more, we'll take your needs and goals into consideration when shopping for your mortgage. We understand that mortgages aren't a one size fits all proposition. Using our exclusive Mortgage Market technology, we're able to factor in a number of lifestyle and financial variables to search for the mortgage that's exactly right for you. ! Whatever your situation, I'll help you understand your options so you can make informed decisions. Contact me to get started. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. QC Lending is one of the best places to obtain a mortgage in the county. We started as a two-man shop in Charlotte, North Carolina. We have now spanned to 12 states across the country and have helped hundreds of people refinance or purchase their dream homes. Even though we have grown, you will always get a live person on the other end of the phone. No call tree, no automated dialers. We work one-on-one with you from the moment you pick up the phone to call to the moment your loan is closed. So why would you work with QC Lending instead of your bank? Well, the answer is simple! Since we work with so many more banks, we also have many more programs to choose from than your average "big bank".Read more

KC Kadaru Owner/Principal Mortgage Consultant Kadlogic Inc DBA American Smart Lending NMLS# 1168294 in Lone Tree, CO

KC Kadaru Owner/Principal Mortgage Consultant Kadlogic Inc DBA American Smart Lending NMLS# 1168294

location_on Serving customers in Lone Tree Area with professional support.
  • 2
    Sulekha score
  • work_history15 Years in Business
  • verifiedClaimed
  • scheduleClosed now

Serving ZIP Codes:80124

From the Business:KC Kadaru in Texas is specialized in Mortgage Loan Services. He is servicing at the Austin Metro area, Dallas Fort worth area, Houston Metro area and San Antonio Metro area.. He offers the best Mortgage rates in the city for both Purchasing and Refinancing without Closing Costs, No Points and Lender Credit options. He guides his clients for Investment Properties. He maintains a healthy and durable relationship with his clients and also loves to help them with their Mortgage problems. He provides various lenders for divergent loan scenarios. He offers Best Mortgage Rates for Purchase and Refinances Cash Back for New and Pre-owned Homes. He thinks that the greatest compliment he gets is a referral from his clients. He has over 5 years of experience in offering Mortgage loan services and satisfied numerous clients. Working with him makes you feel joyous mixed with gaining information. He does various researches in the field to offer you a favorable loan. He aims to provide you the best loan service and make you feel satisfied when you leave his office. KC Kadaru is dedicated and honest in his work, which helped him in gaining more client day-by-day. His wide knowledge about the field will be more helpful for his clients.Read more

Safe Haven Mortgage Inc. in Lone Tree, CO

Safe Haven Mortgage Inc.

location_on Serving customers in Lone Tree Area with professional support.
  • 5star45 Reviews
  • 3.9
    Sulekha score
  • work_history5 Years in Business
  • verifiedClaimed
  • scheduleClosed now

Serving ZIP Codes:80124

From the Business:At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.Whether you’re looking to purchase or refinance your home, Safe Haven Mortgage Inc in Marietta, Georgia is here to help. We’re a full-service mortgage company specializing in home loans and refinancing. We can help you save money when getting your new monthly payments.Contact us today and let’s discuss your mortgage loan options! This way, you’ll get to decide which loan program will best suit your needs. Read more

Ratings & Reviews for Loan Services

perm_identitySubbu Subramanian
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Very Genuine and reliable.

perm_identityTaw yin
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It was a blessing working with Vig Tanneru. He helped us from start to finish. It was such a smooth process, I’m still in shock. He went above and beyond to help us find the perfect house and was extremely uplifting when things didn’t go as planned. He is our Realtor for life :) I will be recommending Vig Tanneru to all my friends and family who are looking to buy a home. He is the BEST!! Thank you!

perm_identityGopi Krishna
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Vignesh provides best suggestion and helps you find your best home in a best location. I highly recommend him…

perm_identitySaranya G
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We met Vignesh just as we started planning for the biggest decision of our life yet—buying our first home. As our realtor, he helped us find the right house in the right neighborhood for the right price. He was patient and always on our side, working to make our house purchase as simple and hassle-free as possible. Even though we’ve had a couple hiccups in the process of building our new house, he made sure he was with us every step of the way when negotiating with the builder. He made the process incredibly easy and his thorough knowledge, not only of general real estate, but also that of the local market, made it a breeze to work with him throughout the whole process. The best part about working with Vignesh was that he was always more focused on answering our questions, giving us good advice, and helping us find a home that met our needs than he was on closing a deal. We would absolutely recommend him to anyone!

perm_identityFisher Gebriel
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Vignesh is such a great realtor great personality with amazing patience and honesty. He is great person to work with.

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perm_identityViraja Kanakaveti

Vignesh is an outstanding realtor to work with. He has in-depth knowledge of the Denver Housing market! He is candid, provided great feedback, attention to detail, and his ability to close the deal was Outstanding! In addition, he is very responsive to every one of our questions. It is truly a pleasure to work with Vignesh. We found that he keeps his client’s best interests in sharp focus. You can always trust that he is on top of every detail.

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perm_identityJoshua Thamburaj

Based on my experience Vignesh is very hard working and an honest realtor. Assisted me through every step of my home buying process and was always available for my questions. His professionalism is beyond excellence. I will definitely recommend Vignesh as your realtor for your home buying needs.

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perm_identityVarsha Mudgal

Vignesh is very professional and has excellent knowledge of what he does. He is very responsive and we are very happy that we chose him as our agent. We are incredibly impressed with his skills and his hard-work, he listened to our needs, patiently answered all our queries, and represented us in the best way. We would highly recommend choosing Vignesh as your Real estate agent, if you need someone who does not do it only for profit, but gives his personal recommendations and looks out for your best interest.

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perm_identityDana Veitch

Mr. Tanmeru helped me locate and manage a property. When ever I needed Mr. Tanneru, he was very responsive and took care of the issue. I highly recommend Mr Tammeru for all of your real estates needs, buying or selling. DV

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perm_identityNicole Grabowski

Vig is one of the best realtors in Denver. No hustling, just an honest guy that works extremely hard to make his clients find the best home for them! I highly recommend him to anyone looking for Colorado property.

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perm_identityOriginatorSuccess Manager

Joseph is a great mortgage consultant with years of experience. He takes very good care of his clients, and works hard for them. I would refer anyone I know to use Joe to get a mortgage!

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perm_identityBryan Cruz

We could not be happier with C2 Financial Corporation and specifically Joseph Chacko, who managed our loan process. We have used him in the past with such a great experience that when it came time to purchase a new home, we went straight to him for our loan needs. He helped us work through our options with patience and professionalism, and when it came time to process the loan and take it across the finish line he prepared us every step of the way, reliably and efficiently. Thank You!

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perm_identityPranesh senthamarai

Joseph helped me to find the right lender and got a great interest rate. Refinancing process was made easy and he was able to help and answer all my questions. good work by Joseph and team.

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perm_identityRalph Dampor

It’s hard to trust someone whom you’ve never met in person. Joseph Chacko is highly recommended by my friends here in Arizona. He is very knowledgeable and he can provide you with the best options out on the market.

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perm_identityVishnu Pradeep

The best knowledgeable loan officer We had a great experience with Joseph for our first home buying. As a first time home buyer I had many questions which were answered in detail and also Joseph had also explained various other options that are available to me which was really helpful especially in the seller’s market. From pre-approval through closing the process was stress free. Our loan was processed in 7 days. & the closing was done within 21 days . Joseph also provided us the closing cost estimate which was very helpful for the first time home buyer’s. Joseph and Martha are very knowledgeable and responsive, always happy to answer my questions and also provide me best solutions. I highly recommend Joseph chacko and team for smooth loan process.

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perm_identityHari Nair

My experience with Joseph Chacko as my loan officer was outstanding. His excellent communication skills, ability to address all concerns, and prompt handling of the process set him apart. Joseph had the best rate and lowest fees for our unique loan situation. I wholeheartedly recommend Joseph to anyone seeking a dedicated and knowledgeable professional in home loans. It was a pleasure working with him, and I am confident that others will find the same satisfaction in his excellent service.

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perm_identityabin jose

C2 Financial Corp, my lender for my first house, demonstrated excellence throughout the process. Their expertise and personalized approach ensured a smooth journey. I highly recommend their services for a seamless home-buying experience.

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perm_identitycherukuri milind

My experience was hassle free, its great working with you

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perm_identityRenjiith Nair

My personal experience with C2 Financial Corp was very positive. Being a first time home buyer, I had lot of financial queries and many a times, Mr. Chacko himself or his associates were patient enough to clarify, guide and answer all of these queries no matter how trivial it was. Overall I had a pleasant experience and would recommend C2 Financial Corp for any home loan or refinancing needs.

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perm_identityriju rajan

Exceptional Service!! We recently worked with Joseph and team for our home mortgage, and I must say they provided us a phenomenal service! From the initial consultation to the closing Joseph and his team constantly are on top of all the things that needs to done. We highly recommend C2 Financial Corporation, those who are seeking mortgage needs.

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perm_identityDavis K

Joseph Chacko and the team were excellent to work with. Joseph and his team helped in every way possible and answered all the queries quickly, and the response time for queries was very quick. I closed the loan on time and was also able to get a good rate. I would recommend them to anyone who needs a lender. Thanks to Joseph Chacko's team - Martha and Deanna.

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perm_identityLimy Abraham

Great experience. Fast and reliable. Definitely recommend for anyone.

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perm_identitySandeep Kalarickal

My go to company for anything related to mortgage, primary home purchase, refinance, or investment homes!!

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perm_identityJ K Pillai

As a Realtor, I've had the pleasure of collaborating with Joseph Chacko and his team on several transactions .Their expertise in the realm of real estate financing is truly commendable, and they consistently demonstrate a dedication to providing top-notch service to my buyers. What stands out about Joseph Chacko is his unwavering commitment to client satisfaction. They take the time to thoroughly understand each client's unique financial situation and work tirelessly to find the best loan options tailored to their needs. Whether it's guiding first-time homebuyers through the mortgage process or assisting seasoned investors with complex financing arrangements, Joseph approaches every situation with professionalism and a genuine desire to help clients achieve their real estate goals. When it comes to Home Loans, Joseph Chacko will be the first person that comes to my mind all the time. No wonder he ranks in the top 100 loan originators in the country.

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perm_identityRadhakrishnan Mathachetty

When another lender backs out on your loan, C2 Financial Corp steps in to secure it for us. I wholeheartedly endorse Joseph and his team for any home loan requirements. They exhibit exceptional expertise and competence in their work.

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perm_identityShalmali Kulkarni

Joseph Chacko was great. His team was very efficient in gathering documents and completing the process in time. We had some delays from the lenders side but Joseph intervened at multiple times to get everything completed. Overall great experience. I will definitely go back to him for our next mortgage.

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perm_identitySrinivasa Deevi

Joseph and his team are very responsive and got me very competitive rate and also followed up with detailed steps until the loan process is completed ... Thank you Joseph and team !!

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perm_identityGireesh S Babu

It was great working with C2 and Joseph…provided all possible loan options in the market and was always responsive to the queries…????

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perm_identityMidhun Olickal

Exceptional service from start to finish! Our experience with C2 Financial was nothing short of fantastic. Their team was incredibly knowledgeable, attentive, and supportive throughout the entire process. From securing a great rate to seamlessly guiding us through each step, they exceeded our expectations. We couldn't be happier with our new home and highly recommend C2 Financial to anyone in need of a mortgage.

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perm_identityJaiju Yesudasan

Had great experience with loan officer throughout the mortgage process. very competitive in rates. Highly recommend their services to anyone in need of mortgage assistance

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perm_identityVineetha Menon

Absolutely recommend.

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perm_identityVineeth Pillai

Best lender i have worked with. Very approachable, always available for you and gave the best possible interest rates. More over, covers almost all of US. Highly recommended!

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perm_identityFrancis Kurupacheril

I highly recommend Joseph Chacko as an exceptional loan broker. Throughout the challenging process of securing our loan, Joseph demonstrated remarkable patience and professionalism. He adeptly navigated the numerous and often unexpected requirements from the lender, ensuring that every detail was meticulously addressed. His dedication and unwavering support made a significant difference during this trying time. Joseph's expertise, coupled with his calm and reassuring demeanor, provided us with the confidence and peace of mind needed to successfully complete the loan process. We are immensely grateful for his outstanding service and highly commend him for a job well done.

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perm_identitykaran brar

Joseph made the process really simple from start to finish. It was really great working with him!

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perm_identitySony Koithara

Worked with Joseph Chacko to buy our first home. His team gave us the lowest rate, and our sellers wanted to close it within 3 weeks and Joseph Chacko was able to accommodate our request and do it even faster. Would definitely recommend his services and also would be my first choice.

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perm_identityNeeraj Iyer

Joseph is an extremely sharp and helpful mortgage consultant. He is available round the clock to help guide me through my process of buying a property. He doesn't try to sell his business and works in the best interest of the people. I was referred to Joseph by a friend and now I know why. I will also continue to refer him to my friends and continue using his services for any of my property needs.

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perm_identityMartha Osorio

Great service!

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perm_identityDr. Saju Skaria

Outstanding job. High end professionalism and customer care

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perm_identityAnilKumar C Raj

Joseph is easy to work with, very knowledgeable, prompt and most importantly has the numbers right with no surprises at the end. I would go back to Joseph for my next refi or buying

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perm_identityTobin Mathew

I had an excellent experience with Joseph Chacko and his team. They provided outstanding service when we needed it most. The entire team was courteous, knowledgeable, and their exceptional communication kept us informed every step of the way. Their professionalism and commitment were evident in every interaction. We felt supported and confident throughout the mortgage process, thanks to their expertise and dedication. I will definitely return to Joseph Chacko and his team for any future mortgage needs. Their exceptional service, knowledge, and communication make them a top choice in the industry.

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perm_identityanish swaminathan

Great experience, promptly closed on time and gave good rates

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perm_identitySuraj AB

Joseph has been very helpful in getting all the home mortgage paperwork ready for us. I didn’t have to worry about anything during what is always a hectic and stressful time from putting an offer for a home you love and closing on it. Much thanks! Highly recommend Joseph for your future home buying needs!

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perm_identityJobin Manuel

Really happy to work with Joseph. He is very professional and trustworthy and we like to appreciate all the assistance he provided us to secure the loan.

calendar_month12 months ago
perm_identityNeethu Thomas

We had an exceptional experience working with Joseph Chacko throughout our first home purchase process. He was incredibly helpful, knowledgeable, and always available to answer any of our questions and concerns as new homeowners. His guidance and dedication made the entire process smooth and stress-free. We highly recommend Joseph Chacko to anyone looking for outstanding service in their home-buying journey.

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perm_identitySubbu Subramanian

Very Genuine and reliable.

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perm_identityGopi Krishna

Vignesh provides best suggestion and helps you find your best home in a best location. I highly recommend him…

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perm_identityFisher Gebriel

Vignesh is such a great realtor great personality with amazing patience and honesty. He is great person to work with.

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perm_identityDana Veitch

Mr. Tanmeru helped me locate and manage a property. When ever I needed Mr. Tanneru, he was very responsive and took care of the issue. I highly recommend Mr Tammeru for all of your real estates needs, buying or selling. DV

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perm_identityTaw yin

It was a blessing working with Vig Tanneru. He helped us from start to finish. It was such a smooth process, I’m still in shock. He went above and beyond to help us find the perfect house and was extremely uplifting when things didn’t go as planned. He is our Realtor for life :) I will be recommending Vig Tanneru to all my friends and family who are looking to buy a home. He is the BEST!! Thank you!

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perm_identityNicole Grabowski

Vig is one of the best realtors in Denver. No hustling, just an honest guy that works extremely hard to make his clients find the best home for them! I highly recommend him to anyone looking for Colorado property.

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perm_identitySaranya G

We met Vignesh just as we started planning for the biggest decision of our life yet—buying our first home. As our realtor, he helped us find the right house in the right neighborhood for the right price. He was patient and always on our side, working to make our house purchase as simple and hassle-free as possible. Even though we’ve had a couple hiccups in the process of building our new house, he made sure he was with us every step of the way when negotiating with the builder. He made the process incredibly easy and his thorough knowledge, not only of general real estate, but also that of the local market, made it a breeze to work with him throughout the whole process. The best part about working with Vignesh was that he was always more focused on answering our questions, giving us good advice, and helping us find a home that met our needs than he was on closing a deal. We would absolutely recommend him to anyone!

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perm_identityJoshua Thamburaj

Based on my experience Vignesh is very hard working and an honest realtor. Assisted me through every step of my home buying process and was always available for my questions. His professionalism is beyond excellence. I will definitely recommend Vignesh as your realtor for your home buying needs.

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perm_identityVarsha Mudgal

Vignesh is very professional and has excellent knowledge of what he does. He is very responsive and we are very happy that we chose him as our agent. We are incredibly impressed with his skills and his hard-work, he listened to our needs, patiently answered all our queries, and represented us in the best way. We would highly recommend choosing Vignesh as your Real estate agent, if you need someone who does not do it only for profit, but gives his personal recommendations and looks out for your best interest.

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perm_identityViraja Kanakaveti

Vignesh is an outstanding realtor to work with. He has in-depth knowledge of the Denver Housing market! He is candid, provided great feedback, attention to detail, and his ability to close the deal was Outstanding! In addition, he is very responsive to every one of our questions. It is truly a pleasure to work with Vignesh. We found that he keeps his client’s best interests in sharp focus. You can always trust that he is on top of every detail.

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perm_identityBryan Cruz

We could not be happier with C2 Financial Corporation and specifically Joseph Chacko, who managed our loan process. We have used him in the past with such a great experience that when it came time to purchase a new home, we went straight to him for our loan needs. He helped us work through our options with patience and professionalism, and when it came time to process the loan and take it across the finish line he prepared us every step of the way, reliably and efficiently. Thank You!

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perm_identityabin jose

C2 Financial Corp, my lender for my first house, demonstrated excellence throughout the process. Their expertise and personalized approach ensured a smooth journey. I highly recommend their services for a seamless home-buying experience.

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perm_identityVishnu Pradeep

The best knowledgeable loan officer We had a great experience with Joseph for our first home buying. As a first time home buyer I had many questions which were answered in detail and also Joseph had also explained various other options that are available to me which was really helpful especially in the seller’s market. From pre-approval through closing the process was stress free. Our loan was processed in 7 days. & the closing was done within 21 days . Joseph also provided us the closing cost estimate which was very helpful for the first time home buyer’s. Joseph and Martha are very knowledgeable and responsive, always happy to answer my questions and also provide me best solutions. I highly recommend Joseph chacko and team for smooth loan process.

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perm_identityAnilKumar C Raj

Joseph is easy to work with, very knowledgeable, prompt and most importantly has the numbers right with no surprises at the end. I would go back to Joseph for my next refi or buying

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perm_identityRadhakrishnan Mathachetty

When another lender backs out on your loan, C2 Financial Corp steps in to secure it for us. I wholeheartedly endorse Joseph and his team for any home loan requirements. They exhibit exceptional expertise and competence in their work.

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perm_identityRenjiith Nair

My personal experience with C2 Financial Corp was very positive. Being a first time home buyer, I had lot of financial queries and many a times, Mr. Chacko himself or his associates were patient enough to clarify, guide and answer all of these queries no matter how trivial it was. Overall I had a pleasant experience and would recommend C2 Financial Corp for any home loan or refinancing needs.

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perm_identityDavis K

Joseph Chacko and the team were excellent to work with. Joseph and his team helped in every way possible and answered all the queries quickly, and the response time for queries was very quick. I closed the loan on time and was also able to get a good rate. I would recommend them to anyone who needs a lender. Thanks to Joseph Chacko's team - Martha and Deanna.

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perm_identityJ K Pillai

As a Realtor, I've had the pleasure of collaborating with Joseph Chacko and his team on several transactions .Their expertise in the realm of real estate financing is truly commendable, and they consistently demonstrate a dedication to providing top-notch service to my buyers. What stands out about Joseph Chacko is his unwavering commitment to client satisfaction. They take the time to thoroughly understand each client's unique financial situation and work tirelessly to find the best loan options tailored to their needs. Whether it's guiding first-time homebuyers through the mortgage process or assisting seasoned investors with complex financing arrangements, Joseph approaches every situation with professionalism and a genuine desire to help clients achieve their real estate goals. When it comes to Home Loans, Joseph Chacko will be the first person that comes to my mind all the time. No wonder he ranks in the top 100 loan originators in the country.

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perm_identityMidhun Olickal

Exceptional service from start to finish! Our experience with C2 Financial was nothing short of fantastic. Their team was incredibly knowledgeable, attentive, and supportive throughout the entire process. From securing a great rate to seamlessly guiding us through each step, they exceeded our expectations. We couldn't be happier with our new home and highly recommend C2 Financial to anyone in need of a mortgage.

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perm_identitySony Koithara

Worked with Joseph Chacko to buy our first home. His team gave us the lowest rate, and our sellers wanted to close it within 3 weeks and Joseph Chacko was able to accommodate our request and do it even faster. Would definitely recommend his services and also would be my first choice.

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perm_identityriju rajan

Exceptional Service!! We recently worked with Joseph and team for our home mortgage, and I must say they provided us a phenomenal service! From the initial consultation to the closing Joseph and his team constantly are on top of all the things that needs to done. We highly recommend C2 Financial Corporation, those who are seeking mortgage needs.

calendar_month12 months ago
perm_identityJobin Manuel

Really happy to work with Joseph. He is very professional and trustworthy and we like to appreciate all the assistance he provided us to secure the loan.

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perm_identitySuraj AB

Joseph has been very helpful in getting all the home mortgage paperwork ready for us. I didn’t have to worry about anything during what is always a hectic and stressful time from putting an offer for a home you love and closing on it. Much thanks! Highly recommend Joseph for your future home buying needs!

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perm_identityShalmali Kulkarni

Joseph Chacko was great. His team was very efficient in gathering documents and completing the process in time. We had some delays from the lenders side but Joseph intervened at multiple times to get everything completed. Overall great experience. I will definitely go back to him for our next mortgage.

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perm_identityNeeraj Iyer

Joseph is an extremely sharp and helpful mortgage consultant. He is available round the clock to help guide me through my process of buying a property. He doesn't try to sell his business and works in the best interest of the people. I was referred to Joseph by a friend and now I know why. I will also continue to refer him to my friends and continue using his services for any of my property needs.

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perm_identitydennis samukutty

I had the opportunity to work with Joseph at the recommendation of my realtor for my home loan. He was very receptive to my requests. He explained to me everything very clearly and communicated all the pros and cons of different options. Joseph was in touch with me each step and kept me updated with all the process. He has a wealth of knowledge and was on point with all of his recommendations. Very satisfied with working with Joseph and use him again when I need to refinance. Thanks Joseph

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perm_identityHari Nair

My experience with Joseph Chacko as my loan officer was outstanding. His excellent communication skills, ability to address all concerns, and prompt handling of the process set him apart. Joseph had the best rate and lowest fees for our unique loan situation. I wholeheartedly recommend Joseph to anyone seeking a dedicated and knowledgeable professional in home loans. It was a pleasure working with him, and I am confident that others will find the same satisfaction in his excellent service.

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perm_identityFrancis Kurupacheril

I highly recommend Joseph Chacko as an exceptional loan broker. Throughout the challenging process of securing our loan, Joseph demonstrated remarkable patience and professionalism. He adeptly navigated the numerous and often unexpected requirements from the lender, ensuring that every detail was meticulously addressed. His dedication and unwavering support made a significant difference during this trying time. Joseph's expertise, coupled with his calm and reassuring demeanor, provided us with the confidence and peace of mind needed to successfully complete the loan process. We are immensely grateful for his outstanding service and highly commend him for a job well done.

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perm_identityTobin Mathew

I had an excellent experience with Joseph Chacko and his team. They provided outstanding service when we needed it most. The entire team was courteous, knowledgeable, and their exceptional communication kept us informed every step of the way. Their professionalism and commitment were evident in every interaction. We felt supported and confident throughout the mortgage process, thanks to their expertise and dedication. I will definitely return to Joseph Chacko and his team for any future mortgage needs. Their exceptional service, knowledge, and communication make them a top choice in the industry.

calendar_month12 months ago
perm_identityNeethu Thomas

We had an exceptional experience working with Joseph Chacko throughout our first home purchase process. He was incredibly helpful, knowledgeable, and always available to answer any of our questions and concerns as new homeowners. His guidance and dedication made the entire process smooth and stress-free. We highly recommend Joseph Chacko to anyone looking for outstanding service in their home-buying journey.

calendar_month6 months ago
perm_identityDileep Reddy Kancharla

Deal mortgage LLC stands out for its personalized service, helping clients secure competitive loans and guiding them through the process with ease. What sets them apart is their proactive approach—continuously monitoring market trends to identify the best times to refinance, ensuring you save more over time. Whether purchasing or refinancing, they make the process seamless and financially rewarding

calendar_month6 months ago
perm_identityShekar Kasarapu

I had an excellent experience working with Sri as my mortgage broker for refinancing. His efficiency was outstanding, and he managed to close the deal in just two weeks. I appreciate his dedication and the seamless process he provided

calendar_month6 months ago
perm_identityFidencia Jasso

Exceptional Customer Service. Mr. Pasham was very detailed and patient. Mr. Pasham was able to go over the loan application process step by step and provided responses to all my inquiries. Thank you so much

calendar_month6 months ago
perm_identityNitin Mital

I had a great experience with Deal Mortgage for my home loan. Sridhar was able to get me lower interest rate of 6.375 from 6.8. He is very much detail oriented person. His communication was clear and crisp. Sridhar is friendly person. His customer service was exceptional. He explained the process in very detail and answered all my questions with patience. I highly recommend Deal Mortgage

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perm_identitySubbu Subramanian

Very Genuine and reliable.

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perm_identityGopi Krishna

Vignesh provides best suggestion and helps you find your best home in a best location. I highly recommend him…

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perm_identityFisher Gebriel

Vignesh is such a great realtor great personality with amazing patience and honesty. He is great person to work with.

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perm_identityDana Veitch

Mr. Tanmeru helped me locate and manage a property. When ever I needed Mr. Tanneru, he was very responsive and took care of the issue. I highly recommend Mr Tammeru for all of your real estates needs, buying or selling. DV

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perm_identityTaw yin

It was a blessing working with Vig Tanneru. He helped us from start to finish. It was such a smooth process, I’m still in shock. He went above and beyond to help us find the perfect house and was extremely uplifting when things didn’t go as planned. He is our Realtor for life :) I will be recommending Vig Tanneru to all my friends and family who are looking to buy a home. He is the BEST!! Thank you!

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perm_identityNicole Grabowski

Vig is one of the best realtors in Denver. No hustling, just an honest guy that works extremely hard to make his clients find the best home for them! I highly recommend him to anyone looking for Colorado property.

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perm_identityPavan Kotipalli

I’m so glad I chose SV Realty for my real estate process needs. Vignesh knowledge and experience, combined with his patient approach, made this otherwise stressful event a smooth and successful process. I highly recommend Vignesh to anyone looking for top-notch real estate services!

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perm_identitySaranya G

We met Vignesh just as we started planning for the biggest decision of our life yet—buying our first home. As our realtor, he helped us find the right house in the right neighborhood for the right price. He was patient and always on our side, working to make our house purchase as simple and hassle-free as possible. Even though we’ve had a couple hiccups in the process of building our new house, he made sure he was with us every step of the way when negotiating with the builder. He made the process incredibly easy and his thorough knowledge, not only of general real estate, but also that of the local market, made it a breeze to work with him throughout the whole process. The best part about working with Vignesh was that he was always more focused on answering our questions, giving us good advice, and helping us find a home that met our needs than he was on closing a deal. We would absolutely recommend him to anyone!

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perm_identityJoshua Thamburaj

Based on my experience Vignesh is very hard working and an honest realtor. Assisted me through every step of my home buying process and was always available for my questions. His professionalism is beyond excellence. I will definitely recommend Vignesh as your realtor for your home buying needs.

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perm_identityViraja Kanakaveti

Vignesh is an outstanding realtor to work with. He has in-depth knowledge of the Denver Housing market! He is candid, provided great feedback, attention to detail, and his ability to close the deal was Outstanding! In addition, he is very responsive to every one of our questions. It is truly a pleasure to work with Vignesh. We found that he keeps his client’s best interests in sharp focus. You can always trust that he is on top of every detail.

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perm_identityVarsha Mudgal

Vignesh is very professional and has excellent knowledge of what he does. He is very responsive and we are very happy that we chose him as our agent. We are incredibly impressed with his skills and his hard-work, he listened to our needs, patiently answered all our queries, and represented us in the best way. We would highly recommend choosing Vignesh as your Real estate agent, if you need someone who does not do it only for profit, but gives his personal recommendations and looks out for your best interest.

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perm_identityVineetha Menon

Absolutely recommend.

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perm_identityMartha Osorio

Great service!

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perm_identitySandeep Kalarickal

My go to company for anything related to mortgage, primary home purchase, refinance, or investment homes!!

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perm_identitycherukuri milind

My experience was hassle free, its great working with you

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perm_identityanish swaminathan

Great experience, promptly closed on time and gave good rates

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perm_identityDr. Saju Skaria

Outstanding job. High end professionalism and customer care

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perm_identityLimy Abraham

Great experience. Fast and reliable. Definitely recommend for anyone.

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perm_identityGireesh S Babu

It was great working with C2 and Joseph…provided all possible loan options in the market and was always responsive to the queries…????

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perm_identitykaran brar

Joseph made the process really simple from start to finish. It was really great working with him!

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perm_identityPranesh senthamarai

Joseph helped me to find the right lender and got a great interest rate. Refinancing process was made easy and he was able to help and answer all my questions. good work by Joseph and team.

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perm_identityVineeth Pillai

Best lender i have worked with. Very approachable, always available for you and gave the best possible interest rates. More over, covers almost all of US. Highly recommended!

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perm_identitySrinivasa Deevi

Joseph and his team are very responsive and got me very competitive rate and also followed up with detailed steps until the loan process is completed ... Thank you Joseph and team !!

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perm_identityRalph Dampor

It’s hard to trust someone whom you’ve never met in person. Joseph Chacko is highly recommended by my friends here in Arizona. He is very knowledgeable and he can provide you with the best options out on the market.

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perm_identityOriginatorSuccess Manager

Joseph is a great mortgage consultant with years of experience. He takes very good care of his clients, and works hard for them. I would refer anyone I know to use Joe to get a mortgage!

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perm_identityJaiju Yesudasan

Had great experience with loan officer throughout the mortgage process. very competitive in rates. Highly recommend their services to anyone in need of mortgage assistance

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perm_identityBryan Cruz

We could not be happier with C2 Financial Corporation and specifically Joseph Chacko, who managed our loan process. We have used him in the past with such a great experience that when it came time to purchase a new home, we went straight to him for our loan needs. He helped us work through our options with patience and professionalism, and when it came time to process the loan and take it across the finish line he prepared us every step of the way, reliably and efficiently. Thank You!

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perm_identityabin jose

C2 Financial Corp, my lender for my first house, demonstrated excellence throughout the process. Their expertise and personalized approach ensured a smooth journey. I highly recommend their services for a seamless home-buying experience.

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perm_identityVishnu Pradeep

The best knowledgeable loan officer We had a great experience with Joseph for our first home buying. As a first time home buyer I had many questions which were answered in detail and also Joseph had also explained various other options that are available to me which was really helpful especially in the seller’s market. From pre-approval through closing the process was stress free. Our loan was processed in 7 days. & the closing was done within 21 days . Joseph also provided us the closing cost estimate which was very helpful for the first time home buyer’s. Joseph and Martha are very knowledgeable and responsive, always happy to answer my questions and also provide me best solutions. I highly recommend Joseph chacko and team for smooth loan process.

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perm_identityAnilKumar C Raj

Joseph is easy to work with, very knowledgeable, prompt and most importantly has the numbers right with no surprises at the end. I would go back to Joseph for my next refi or buying

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perm_identityRadhakrishnan Mathachetty

When another lender backs out on your loan, C2 Financial Corp steps in to secure it for us. I wholeheartedly endorse Joseph and his team for any home loan requirements. They exhibit exceptional expertise and competence in their work.

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perm_identityRenjiith Nair

My personal experience with C2 Financial Corp was very positive. Being a first time home buyer, I had lot of financial queries and many a times, Mr. Chacko himself or his associates were patient enough to clarify, guide and answer all of these queries no matter how trivial it was. Overall I had a pleasant experience and would recommend C2 Financial Corp for any home loan or refinancing needs.

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perm_identityDavis K

Joseph Chacko and the team were excellent to work with. Joseph and his team helped in every way possible and answered all the queries quickly, and the response time for queries was very quick. I closed the loan on time and was also able to get a good rate. I would recommend them to anyone who needs a lender. Thanks to Joseph Chacko's team - Martha and Deanna.

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perm_identityJ K Pillai

As a Realtor, I've had the pleasure of collaborating with Joseph Chacko and his team on several transactions .Their expertise in the realm of real estate financing is truly commendable, and they consistently demonstrate a dedication to providing top-notch service to my buyers. What stands out about Joseph Chacko is his unwavering commitment to client satisfaction. They take the time to thoroughly understand each client's unique financial situation and work tirelessly to find the best loan options tailored to their needs. Whether it's guiding first-time homebuyers through the mortgage process or assisting seasoned investors with complex financing arrangements, Joseph approaches every situation with professionalism and a genuine desire to help clients achieve their real estate goals. When it comes to Home Loans, Joseph Chacko will be the first person that comes to my mind all the time. No wonder he ranks in the top 100 loan originators in the country.

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perm_identityMidhun Olickal

Exceptional service from start to finish! Our experience with C2 Financial was nothing short of fantastic. Their team was incredibly knowledgeable, attentive, and supportive throughout the entire process. From securing a great rate to seamlessly guiding us through each step, they exceeded our expectations. We couldn't be happier with our new home and highly recommend C2 Financial to anyone in need of a mortgage.

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perm_identitySuraj AB

Joseph has been very helpful in getting all the home mortgage paperwork ready for us. I didn’t have to worry about anything during what is always a hectic and stressful time from putting an offer for a home you love and closing on it. Much thanks! Highly recommend Joseph for your future home buying needs!

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perm_identityShalmali Kulkarni

Joseph Chacko was great. His team was very efficient in gathering documents and completing the process in time. We had some delays from the lenders side but Joseph intervened at multiple times to get everything completed. Overall great experience. I will definitely go back to him for our next mortgage.

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perm_identityNeeraj Iyer

Joseph is an extremely sharp and helpful mortgage consultant. He is available round the clock to help guide me through my process of buying a property. He doesn't try to sell his business and works in the best interest of the people. I was referred to Joseph by a friend and now I know why. I will also continue to refer him to my friends and continue using his services for any of my property needs.

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perm_identitydennis samukutty

I had the opportunity to work with Joseph at the recommendation of my realtor for my home loan. He was very receptive to my requests. He explained to me everything very clearly and communicated all the pros and cons of different options. Joseph was in touch with me each step and kept me updated with all the process. He has a wealth of knowledge and was on point with all of his recommendations. Very satisfied with working with Joseph and use him again when I need to refinance. Thanks Joseph

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perm_identitySony Koithara

Worked with Joseph Chacko to buy our first home. His team gave us the lowest rate, and our sellers wanted to close it within 3 weeks and Joseph Chacko was able to accommodate our request and do it even faster. Would definitely recommend his services and also would be my first choice.

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perm_identityriju rajan

Exceptional Service!! We recently worked with Joseph and team for our home mortgage, and I must say they provided us a phenomenal service! From the initial consultation to the closing Joseph and his team constantly are on top of all the things that needs to done. We highly recommend C2 Financial Corporation, those who are seeking mortgage needs.

calendar_month12 months ago
perm_identityJobin Manuel

Really happy to work with Joseph. He is very professional and trustworthy and we like to appreciate all the assistance he provided us to secure the loan.

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perm_identityTobin Mathew

I had an excellent experience with Joseph Chacko and his team. They provided outstanding service when we needed it most. The entire team was courteous, knowledgeable, and their exceptional communication kept us informed every step of the way. Their professionalism and commitment were evident in every interaction. We felt supported and confident throughout the mortgage process, thanks to their expertise and dedication. I will definitely return to Joseph Chacko and his team for any future mortgage needs. Their exceptional service, knowledge, and communication make them a top choice in the industry.

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perm_identityHari Nair

My experience with Joseph Chacko as my loan officer was outstanding. His excellent communication skills, ability to address all concerns, and prompt handling of the process set him apart. Joseph had the best rate and lowest fees for our unique loan situation. I wholeheartedly recommend Joseph to anyone seeking a dedicated and knowledgeable professional in home loans. It was a pleasure working with him, and I am confident that others will find the same satisfaction in his excellent service.

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perm_identityFrancis Kurupacheril

I highly recommend Joseph Chacko as an exceptional loan broker. Throughout the challenging process of securing our loan, Joseph demonstrated remarkable patience and professionalism. He adeptly navigated the numerous and often unexpected requirements from the lender, ensuring that every detail was meticulously addressed. His dedication and unwavering support made a significant difference during this trying time. Joseph's expertise, coupled with his calm and reassuring demeanor, provided us with the confidence and peace of mind needed to successfully complete the loan process. We are immensely grateful for his outstanding service and highly commend him for a job well done.

calendar_month12 months ago
perm_identityNeethu Thomas

We had an exceptional experience working with Joseph Chacko throughout our first home purchase process. He was incredibly helpful, knowledgeable, and always available to answer any of our questions and concerns as new homeowners. His guidance and dedication made the entire process smooth and stress-free. We highly recommend Joseph Chacko to anyone looking for outstanding service in their home-buying journey.

calendar_month9 months ago
perm_identityNikitha Loyapally

I had an exceptional experience with Sridhar. He not only secured the best interest rate for me but patiently addressed countless questions. His guidance was more than professional; it felt like having a supportive brother navigating the complexities of loans. He helped me through the entire mortgage process and other questions after closing as well. I highly recommend his services for a seamless and personalized financial journey.

calendar_month9 months ago
perm_identitySreenivasa Batta

I had a fantastic experience with Deal Mortgage for my home loan. Their communication was excellent, they guided me through the process with expertise, and their customer service was exceptional. They explain the process in very detail and answer our questions in depth. They help in saving us money by being on our side in loan processing. They find great deals. I highly recommend them!!

calendar_month9 months ago
perm_identityGeeta Nasika

We had a wonderful experience with deal mortgage while taking the loan for our property. They explained the loan process very clearly and answered all our questions. Their communication and customer service were awesome. We got the best rates in the market. The overall process went smoothly and we closed the loan on time. We would certainly recommend them to anyone!

calendar_month9 months ago
perm_identityNitin Mittal

I had a great experience with Deal Mortgage for my home loan. Sridhar was able to get me lower interest rate of 6.375 from 6.8. He is very much detail oriented person. His communication was clear and crisp. Sridhar is friendly person. His customer customer service was exceptional. He explained the process in very detail and answered all my questions with patience. I highly recommend Deal Mortgage!!

calendar_month9 months ago
perm_identityHardik Sanghvi

Sri was very helpful in getting me the best loan rate. He is very approachable and guided me through every process of buying the house. He was also my realtor. The best part is he is very patient. I still reach out to him with queries and he is kind enough to guide me.

calendar_month9 months ago
perm_identityYash Patel

I just bought a new house in Richmond, TX. One of my friend recommended services of Deal Mortgage LLC to me for the mortgage loan. I was so fortunate to choose them as my loan officer as not only I had the best experience with all digital process and very smooth transaction, I got the best possible rate while working with Shridhar. He also helped me find a lender who would provide me additional grant of $6500 which was not possible with any other big lenders like Rocket Mortgage or other big names. Talk about that! We started with some online document verification which was completed very quickly and then Shridhar recommended me to lock down the rate at best possible time around Sept 25th. If I wouldn’t have locked the rate, It would have cost me at least $4-$5k more just in a month timeframe. On top of that, getting $6.5K grant just made my day. Closing went very smoothly as well and I received my keys on the day of closing within 30 mins. Very knowledgeable and helpful company Shridhar has started here!

calendar_month9 months ago
perm_identityDilip Reddy Kancharla

Deal mortgage LLC stands out for its personalized service, helping clients secure competitive loans and guiding them through the process with ease. What sets them apart is their proactive approach—continuously monitoring market trends to identify the best times to refinance, ensuring you save more over time. Whether purchasing or refinancing, they make the process seamless and financially rewarding.

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perm_identitySrinivasa Deevi

Joseph and his team are very responsive and got me very competitive rate and also followed up with detailed steps until the loan process is completed ... Thank you Joseph and team !!

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perm_identityGireesh S Babu

It was great working with C2 and Joseph…provided all possible loan options in the market and was always responsive to the queries…????

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perm_identityMidhun Olickal

Exceptional service from start to finish! Our experience with C2 Financial was nothing short of fantastic. Their team was incredibly knowledgeable, attentive, and supportive throughout the entire process. From securing a great rate to seamlessly guiding us through each step, they exceeded our expectations. We couldn't be happier with our new home and highly recommend C2 Financial to anyone in need of a mortgage.

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perm_identitydennis samukutty

I had the opportunity to work with Joseph at the recommendation of my realtor for my home loan. He was very receptive to my requests. He explained to me everything very clearly and communicated all the pros and cons of different options. Joseph was in touch with me each step and kept me updated with all the process. He has a wealth of knowledge and was on point with all of his recommendations. Very satisfied with working with Joseph and use him again when I need to refinance. Thanks Joseph

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perm_identityJaiju Yesudasan

Had great experience with loan officer throughout the mortgage process. very competitive in rates. Highly recommend their services to anyone in need of mortgage assistance

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perm_identityVineeth Pillai

Best lender i have worked with. Very approachable, always available for you and gave the best possible interest rates. More over, covers almost all of US. Highly recommended!

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perm_identityFrancis Kurupacheril

I highly recommend Joseph Chacko as an exceptional loan broker. Throughout the challenging process of securing our loan, Joseph demonstrated remarkable patience and professionalism. He adeptly navigated the numerous and often unexpected requirements from the lender, ensuring that every detail was meticulously addressed. His dedication and unwavering support made a significant difference during this trying time. Joseph's expertise, coupled with his calm and reassuring demeanor, provided us with the confidence and peace of mind needed to successfully complete the loan process. We are immensely grateful for his outstanding service and highly commend him for a job well done.

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perm_identitykaran brar

Joseph made the process really simple from start to finish. It was really great working with him!

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perm_identitySony Koithara

Worked with Joseph Chacko to buy our first home. His team gave us the lowest rate, and our sellers wanted to close it within 3 weeks and Joseph Chacko was able to accommodate our request and do it even faster. Would definitely recommend his services and also would be my first choice.

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perm_identityKalpana T.

C2 Financial corporation is our go-to place for mortgage refi. We just finished refinancing with them once again and as usual, the process was seamless. We recommend Joseph and his team for mortgage solutions!!

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perm_identitySiddharth M.

It was a great experience working with Joseph and his team during the home loan process. His team is very professional and not only were we able to lock a good rate, his team guided us through each step and answered all the questions. Great experience- would highly recommend.

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perm_identityKaran Dhingra

It was great working with Joseph, he was very responsive and helped me with the process without any hassle

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perm_identitySuja J.

We had a great experience working with Joseph Chacko and his team, especially Tina during our home buying process. JC and his team was extremely professional in working with us and was able to find us the best mortgage rate available in the market. We needed a lender to fund our mortgage in 21 days and JC's team was able to find us a lender who could meet the timeline and was able to get us to the 'Ready to Fund' status a few days ahead of time!! He also worked closely with our realtor to ensure that we stay on track to close our 21 day escrow deadline. We would highly recommend Joseph Chacko's service to our friends.

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perm_identityLigimol A.

Joseph thoroughly explained the details of every step in the loan processing and closed the loan much earlier than expected. He also guided me to prepare all the documents for a fast closing. I would recommend hiring Joseph as a loan officer.

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perm_identityKireeti C.

I got a mortgage for new construction home through Joseph. Inspite of multiple delays from the home builder, Joseph's team managed to keep my interest rates and closing costs fixed. Martha processed my application, was always available to answer any questions. She took care of closing the loan on time.

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perm_identityShilpa S.

We had a great time working with Joseph and his team. They were prompt and answered all our questions patiently. Home buying is a stressful process and they were very helpful and patient with us. Would definitely recommend .

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perm_identityVivek N.

I always had a great experience working with Joseph and his team. I have done multiple purchases and refinances through his mortgage company and they always are competitive with their rates and go above and beyond to meet our demands.

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perm_identityAbhijith Gopalakrishnan Nair

Joseph and the C2 Financial team provided invaluable support throughout our journey to secure our first home loan. Joseph displayed a deep understanding of our concerns and swiftly identified a loan that perfectly aligned with our needs. What truly set him apart was his unwavering willingness to assist us at any hour. Prior to working with Joseph, we encountered difficulties in securing the most favorable deal, with other lenders burdening us with unnecessary charges and rates that seemed questionable. However, Joseph and his team impressed us by delivering excellent rates right from our initial interaction. Unlike previous lenders who had caused delays in the process, we found ourselves approaching the completion date with concerns about being stuck with an unfavorable lender. Joseph and his team, however, worked diligently to streamline the process, ensuring it aligned with our closing dates as promised. I wholeheartedly recommend Joseph and his team to any prospective homebuyer, as he truly proved to be a lifeline in our home loan journey. Thanks to Joseph, Martha and their team.

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perm_identityH Haji from Fontana, CA

Always a pleasure working with Joseph on my mortage needs. He works hard with his team to ensure you get what you are looking for and does his best to find the best programs for your loan needs. Try Joseph and you wont go wrong!

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perm_identityMaju Kuriakose from Kent, WA

Joseph was given a competitive quote for my mortgage. Easily reachable and answered almost all questions that I had. Martha did a great job in helping with all the paper works. All over they helped me to secure mortgage with a great rate.

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perm_identityT&A from Roseville, CA

We recently had the pleasure of working with Joseph and Martha through C2 Financial and we couldn't be happier with the experience. From start to finish, their professionalism, expertise, and dedication truly stood out. They took the time to thoroughly go through different mortgage options with us, helping us understand the pros and cons of each one. This level of transparency gave us confidence in making the right decision for our financial future. Thanks to their efforts, we secured a mortgage that aligns with our needs and preferences and we were able to close in 3 weeks! In summary, our experience was nothing short of exceptional. We wholeheartedly recommend their services to anyone in need of mortgage assistance.

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perm_identityDavis D K from Escondido, CA

Joseph Chacko and the team were excellent to work with. Joseph and his team helped in every way possible and answered all the queries quickly and the response time for queries was very quick. Closed the loan on time and was also able to get good rate. I would recommend them to anyone in need of a lender. Thanks to Joseph Chacko's team - Martha and Deanna !!

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perm_identityRuddhi Chaphekar from San Jose, CA

We just recently brought a home in San Jose, CA. Joseph and Martha were of great help throughout the process of acquiring home mortgage and closing the escrow in just 15days. They answer the phone call right away or immediately text back if they are unable to do so. I was able to get the pre-approval letter in less than a day. They made the entire process of closing escrow look easy, trust me it is not. There are lot of technical term in home loan closing and Martha explained all of them in layman terms really well. They are a great team to work with and I would highly recommend them.

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perm_identityAngelo Maliyil from Escondido, CA

I had a great experience working with Joseph Chacko and Martha. I was able find a very good rate with a lender and was able to close on time. All our questions were answered promptly by the team.

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perm_identityMongo7 from Hockley, TX

The minute I picked the phone and spoke with him to the end process Joseph and his team were there all along a special shout to Martha too for not letting off on any questions got back right away will recommend them to anyone seasoned or starting out first time me I will always go back to them great job thank you.

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perm_identityNaishil Shah from Bellevue, WA

We worked with Martha and Joseph for our home purchase in Washington. They made sure all complexities were handled in an easy to understand manner. Martha was very patient and helpful. As first time home buyers, they also made sure we got the best mortgage rate as per our standings. Would definitely recommend!

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perm_identitySunny from Chandler, AZ

Maria and Joseph gave me the best rate given the current market conditions. I had a quick 30 day close and everything was well ahead of time. They were cooperative and understanding of my situation. I would highly recommend them for any of your loans. This is my first time purchasing an investment property out of state and look forward to working with them in the future as well!!!

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perm_identityGireesh from Kent, WA

I had a great experience working with Joseph. He was very much helpful and flexible and ensured that I got the very best rate in this fluctuating market. Communications were prompt and clear and I always had a feel that things were safe in his hands, which were vindicated later:) He and his team, including Martha, was very prompt in all the email communications and was always available to explain all the nuances of the documents related to closing. We had a very smooth on-time property closing, thanks in large to C2. I would safely recommend C2 to all my friends.

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perm_identityDanny John from San Jose, CA

We loved working with Joseph and his team while we were looking for our house in California. Joseph was very easy to work with and he was always there to answer our questions, solve our issues and guide us through the loan process. Working with him was like working with a family member, he was always just a call away. We were taking a jumbo loan which itself was added pressure on Joseph and his team. Working with them made it so simple amidst all the complicated paperwork. I can't imagine the amount of work they do in the background to make it look easy and seamless for us. Thanks Joseph, for the extraordinary work and help. It will always be a pleasure working with you in future.

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perm_identityRbatcha from Frisco, TX

Joseph and his team is very energetic to help their clients to close the loan on time with no delay. They will reply back to email or phone call immediately. I love to refer them if anyone wants to use their service for any type of mortgage loans.

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perm_identityVishnu Pradeep from Chula Vista, CA

We had a great experience with Joseph for our first home buying. As a first time home buyer I had many questions which were answered in detail and also Joseph had also explained various other options that are available to me which was really helpful especially in the seller’s market. From pre-approval, DU through closing the process was stress free. Our loan was processed in 7 days. & the closing was done within 21 days . Joseph also provided us the closing cost estimate which was very helpful for the first time home buyer’s. Joseph and Martha are very knowledgeable and responsive, always happy to answer my questions and also provide me best solutions. I highly recommend Joseph chacko and team for smooth loan process.

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perm_identityDeepak Dinesh from San Diego, CA

We had a great experience working with Joseph Chacko and his team, especially Tina during our home buying process. JC and his team was extremely professional in working with us and was able to find us the best mortgage rate available in the market. We needed a lender to fund our mortgage in 21 days and JC's team was able to find us a lender who could meet the timeline and was able to get us to the 'Ready to Fund' status a few days ahead of time!! He also worked closely with our realtor to ensure that we stay on track to close our 21 day escrow deadline. We would highly recommend Joseph Chacko's service to our friends.

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perm_identityAntony James from San Jose, CA

Joseph thoroughly explained the details of every step in the loan processing and closed the loan much earlier than expected. He also guided me to prepare all the documents for a fast closing. I would recommend hiring Joseph as a loan officer.

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perm_identityshresthaashish41

Jay was very helpful and responsive. He was equally well-informed and worked towards making the deal work better for us. Would highly recommend Jay!

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perm_identityKushalShrestha5 from Fort Worth, TX

Very friendly. Loan processing never felt this easy. Provided excellent service. I would definitely recommend him to any one who is looking to apply for home loan

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perm_identitySudip Kandel from Aubrey, TX

Jay you are the best..Through out the loan process, I am thrilled and amazed how efficiently and effectively one can work. He works so close to the buyer(me in my case), updates every single details, gives you heads up if any thing is need before hand. He gave me the best rate that any one hadn't offered or even I wasn't expecting. Once again thank you and I 100% recommend any one buying home, contact him

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perm_identitydenzidongol20 from Fort Worth, TX

Jay was very helpful on every step of the loan process. He is very professional and fast in his work. He closed my loan faster than I thought it would take. I am very satisfied with his work and would recommend him to anyone who need help with loan process

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perm_identityprasad rakesh from Prosper, TX

Jay was an a isiliye pleasure to work with. He was prompt, proactive and very collaborative. He just made the whole process of financing our home smooth and worry free. I would work with him again and would recommend everyone who needs a friend and not a lender, to work with Jay

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perm_identitySubash from Fort Worth, TX

Thanks Jay I'm really happy with your determination to closed my loan within the 15 days that is never happen with the another lender. I know it wasn't easy, but I knew you could do it. Your helpful attitude makes it clear that you can continue to take on new challenges and grow with the company. Thank you for your extra effort

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perm_identityBhim Chand from Fort Worth, TX

Cooperative,energetic,friendly,helpful,fast and aggressive service.24 hours available for service.curious to help customers.Helps toprovide chief interest rate

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perm_identitymajrul hoda from Haslet, TX

Very friendly person, was Available 24 hours to assist and provided better interest than expected. He is definitely a go to person for your home needs

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perm_identityImran Shaikh from Allen, TX

Jay is amazing! He treats his clients like they're family. Great customer service, he kept us informed in every step of the home loan process. This is our first home buying experience and he was a big help. I highly recommend Jay for any mortgage financing needs

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perm_identitySirshendu Sen from Celina, TX

Jay helped in identifying the product which had a very competitive interest rate at this time when interest rates are rising. He followed up through the whole process quite diligently

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perm_identityZiauddin Mohammed from McKinney, TX

He has made my best loan with all the possibilities. With best rates which was available for Me took care of all my documentation and made it successfully. Thanks. A lot jay

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perm_identitychalise bardan from Dallas, TX

Jay has done a great job for me in the lending process. He was prompt and answered all my questions and was available whenever i called him. Even he missed my calls, he answered back with 10-15 min. Also he helped me get the best intrest rate. I highly recommend him

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perm_identityRohit from Fort Worth, TX

Jay came highly recommended from several friends that have used his services. I do the same to anyone who is looking for an awesome experience! As a first time home buyer, I had no clue what to do, but Jay made it super easy with clear explanations and concise instructions. He and his team were readily available when I had questions and they even got my my pre-qualification letter same day. Spot on with rough estimates which kept me ahead of the game through the whole process. No regrets or complaints - smooth sailing all the way! Very Happy

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perm_identityAyan Bastola from Aubrey, TX

We closed our refinance on July 2022. With 3 months of waiting on the loan closing from other lender I reached out to Jay and it was the right decision we made. He made it so easy with all the required documentation was provided he was able to close it within 2 weeks. Which was quite amazing. He didnt Haggled us neither we had to go thru and stress. He was upto date on the follow ups. Professionlism aside very nice person to work with and would recommend to reach out to him once just to know what he can offer because pretty sure once you talk to him you would not go with any other lenders

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perm_identityRoshan Shrestha from Grand Prairie, TX

Working with Jay was a great experience. It was my first time working with him but his professional skills and communicative skills made me confident I was in safe hands. Working on a loan is a very important decision and should be extremely mindful of lot of stuffs. Jay helped me throughout the process and made sure it was very smooth. I did not have to worry about any minor/major issues. Anything that had came up, Jay was always there to find me the right solution and show me that direction. I would definitely recommend Jay and his professional skills

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perm_identityPatiram Yadav from Aubrey, TX

I would like to thank Jay! He made my home purchase simple, easy and seamless in term of financing. Finance is always hard to deal. He made those easy for me to understand. I don’t know whether he gave me best of best rate or not, but not bad though. I would recommend to give him a chance and compare the rate from other lenders. I am very sure you gonna satisfy 97-99.99% once you are okay with rate. I am sure he gonna match and give you better than other lenders rate. There is lots behind the scene except the term money/loan and rate like, credit health, employment verification & it’s charge, statement, insurance, balance sheet, appraisal, tax and many more. You need a lender whom you can bother anytime

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perm_identitymrk kishore from Irving, TX

I am extremely happy with Jay.He made my home purchase seamless in term of financing. He is very open and straight forward with the suitable options as per my situation

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perm_identityPrashant P from Melissa, TX

It was a great experience working with Jay. He was very knowledgeable, easy to work with and very responsive. He helped us get the loan approved in a very short time and at a very competitive rate. I highly recommend him

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perm_identitySanthosh from Denton, TX

Jay did a fantastic job navigating me through the process right from the start. He was always there for me whenever I had a question or concern and I much appreciate his commitment to the work in resolving my queries immediately. Jay was in constant communication with me and always went above and beyond what was required. I very much liked his transparent communication informing me about each step during the process made me feel a whole lot more confident that this is in good hands. Thank you, Jay, I would strongly recommend you and Mortgage Equity Partners to everyone. It was an Awesome experience for me. I would feel great referring others to you

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perm_identitySushant from Fort Worth, TX

Jay did a fantastic job helping us close in time with better rates and closing costs. He was always available to answer any queries and concerns and made it easier for us in each and every step to get the loan. He helped us understand each categories of the loan estimates and made the loan processing very comfortable and doubt free for us

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perm_identitySubash from Fort Worth, TX

Thanks Jay for your efforts. I never think that loan will be moved to us that is pretty complicated loan you have done for us. You guys can work him he is one of the hard worker to yet your loan i will guarantee that

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perm_identityGanga Shrestha from Fort Worth, TX

He is perfect in his job …. So professional…. So dedicated person..Everything right on time …. You are the best Mr jay agrawal…. You make our home come true….. so nice person ever meet….. thank u so much

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perm_identityjunkieee23 from Fort Worth, TX

Jay is one of the best lender I came across with. He is very helpful guy and gives all the details and explaining on financial question you get along the process

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perm_identityTej shrestha from Fort Worth, TX

It was great experience working with jay agrawal.he has very good experience about loan. Easy to work and very responsible .he helped us home loan all process and good advice and very Competitive rate..I highly recommend work with him.Once again thank you.jay good luck

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perm_identityBernie from El Paso, TX

Jay is the best! He assisted us throughout the whole process. Any questions/concerns we had all we did was contact him and he would help. We would highly recommend Jay for anyone looking to purchase a home

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perm_identitySanjeev from Melissa, TX

Working with Jay was a great experience. Through out the loan process, I am thrilled and amazed how efficiently and effectively one can work. He helped us to understand each categories of the loan estimates and made the loan processing so easy with all the required documentation. Thank you and I highly recommend Jay for any financial services

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perm_identityAdri S from Boerne, TX

Jay was great to work with! He was always available to answer any questions we had. He also helped ensure that all our documents were submitted properly to make the closing process as smooth as possible. I am going to recommend him to all my friends and family

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perm_identityNirmal RK

Joseph and his team are true professionals. As a first-time home buyer I had tons of questions and concerns about almost everything. But as soon as I spoke with Joseph, my worries were gone and all my queries were appropriately answered. Joseph and the team were very helpful and answered all my questions until I was satisfied that I understood everything. The process was smooth, and I felt like I had their support for the entire transaction which is important especially when you are new to the home buying process. Joseph and the team were a complete pleasure to work with. I highly recommend him and wish there were more people in the industry with his knowledge base, social skills, patience, and sincere interest in helping his customers.

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perm_identityajaykumar

I recently bought a new home and Joseph team helped me in funding the loan. Whole process was smooth and responses were prompt. As this is my first home, I had a lot of questions and the team was patient in answering all the questions. The team is knowledgeable and had a good experience in the field. Thank You Joseph and team for all the help. I highly recommend for anyone who is looking for home financing :)

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perm_identityAlex P

Joseph and team are very professional, dedicated and provides great rates. He and his team were extremely helpful and supportive throughout the process. They extensively worked with my builder, Escrow team and the lender so that we could close our home on time. We will recommend Joseph Chacko to anyone who is looking for a home loan!

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perm_identityFaisal Rashid

We had an incredible experience working with Joseph. From the start, Joseph was engaged to understand how he could meet our home financing needs and how he can make the process as smooth as possible. As a first-time homebuyer, Joseph exceeded our expectations, and would highly recommend Joseph and his team!!

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perm_identityR E

Joseph and Martha worked very fast with the information I gave them. All forms online, all signatures are digital. Really, the fastest I have seen during these busy times. Not to mention very friendly and looking out for best options and lowest interest rates. Will definitely use them again.

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perm_identityNirmal R.

Smooth Painless Process with Amazing team !! Joseph and his team are true professionals. As a first-time home buyer I had tons of questions and concerns about almost everything. But as soon as I spoke with Joseph, my worries were gone and all my queries were appropriately answered. Joseph and the team were very helpful and answered all my questions until I was satisfied that I understood everything. The process was smooth, and I felt like I had their support for the entire transaction which is important especially when you are new to the home buying process. Joseph and the team were a complete pleasure to work with. I highly recommend him and wish there were more people in the industry with his knowledge base, social skills, patience, and sincere interest in helping his customers.

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perm_identityAjay Kumar C.

I recently bought a new home and Joseph team helped me in funding the loan. Whole process was smooth and responses were prompt. As this is my first home, I had a lot of questions and the team was patient in answering all the questions. The team is knowledgeable and had a good experience in the field. Thank You Joseph and team for all the help. I highly recommend for anyone who is looking for home financing :)

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perm_identityDewei T.

Joseph just helped me to refinance my house. He has a very efficient system and streamline procedure to process, from listing the needed documents, uploading and reviewing, checking additional documents, to signing offs. I think the needed list is generic but also specific, and not overly required. He dropped a few reminders, timely, just-in-time to keep the flow going smoothly. He is clear on the rate, terms, cost, and delivered as he promised. It was a good experience for me.

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perm_identityElizabeth M.

I had a great experience working with Mr. Joseph on my home refinance. Joseph and his team made the entire process very easy. They are very professional. Highly recommend Joseph for your home refinancing needs.

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perm_identityJija T.

Joseph and team helped us multiple times for refinancing and for the mortgage for new purchase. he provided pre approval quickly, processed loan fast. I highly recommend Joseph for any mortgage or refinancing requirement

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perm_identityFaisal R.

We had an incredible experience working with Joseph. From the start, Joseph was engaged to understand how he could meet our home financing needs and how he can make the process as smooth as possible. As a first-time homebuyer, Joseph exceeded our expectations, and would highly recommend Joseph and his team!!

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perm_identityKalpana T. San Francisco, CA

C2 Financial corporation is our go-to place for mortgage refi. We just finished refinancing with them once again and as usual, the process was seamless. We recommend Joseph and his team for mortgage solutions!!

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perm_identityMartin M. Far North Dallas, Dallas, TX

Great service ,rates and prompt response from everyone in the team

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perm_identityPrajas J. San Diego, CA

C2 Financial is definitely a go to resort for Mortgage loans.They helped me speed up my loan process by proactively collecting all the required documents and suggested ways to lock the best interest deal available in the market. They did clarify all my questions making it relatively easier for me to make my decision about the loan! Highly recommend them ! Thank you guys for your amazing service!

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perm_identitySyed N. Canyon Country, Canyon Country, CA

I have just refinanced my house through Joseph. He was extremely professional and helpful. He gave me the best rates possible and close the loan in the shortest time possible. I highly recommend him. The Amazing thing about him, that he was extremely visible and guided me for the best available option.

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perm_identityAnn Merin P. Palo Alto, CA

I worked with Joseph and the team for my first home and it was a wonderful experience. As a first homeowner, I had many doubts and did not know what to do and how things are working out. Joseph could help me with all the questions I had and the support from the team made the process really easy. He also helped me to get the best interest rate. Thank you, Joseph and Team

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perm_identityNavin S. Fremont, CA

Joseph and team were an absolute pleasure to work with. They were very responsive, diligent, communicated more than needed and fast w.r.t to processing our mortgage loan needs. Joseph was always available to take my calls and ensured that the entire process went through w/o a hitch. This is my fourth home and I have to say that this has my best experience so far. I highly recommend Joseph and team.

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perm_identityFaisal from San Diego, CA

Excellent service! was referred to Joseph by a friend of mine. I had a fabulous experience working with Mr. Joseph Chacko on my home refinance. The rate was the best in the market and Joseph and his team made the entire process a very seamless experience. Highly recommend Joseph for your home loan or refinancing needs!

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perm_identityP John from San Diego, CA

C2 Financial is definitely a go to resort for Mortgage loans.They helped me speed up my loan process by proactively collecting all the required documents and suggested ways to lock the best interest deal available in the market. They did clarify all my questions making it relatively easier for me to make my decision about the loan! Highly recommend them ! Thank you guys for your amazing service!

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perm_identityLija Jose from Wylie, TX

Closed on time on our new house. Closed on time on our new house. It was a smooth process. Promptly asked for supporting documents and followed through explaining all steps and what to expect.

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perm_identitySuresh A from San Diego, CA

Great work Joseph Chacko It was really great working with Joseph Chacko. Just a Phone call, and he will set the ball rolling, provide options/best rates available at that instance, and seamlessly helps close the financing. I have always relied on Joseph for anything related to financing/refinancing. Rest assured, your only task apart from providing the necessary doc's is to sign the Loan in front of Notary!!. Joseph has a good knowledge about several things that you can seek help too...Smooth and perfect.

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perm_identityUser, from San Jose, CA

Right person to approach He was good and helped me a lot throughout the process. got the best interest percentage too. He and his team worked hard to close the loan before time.

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perm_identityRiju Rajan from Spring, TX

Great Service & Prompt response! We recently worked with Joseph to refinance our house, Both Joseph and his team are very professional and responsive throughout the process. He was able to lock a good rate for us and close it on time. We appreciate for their dedication and commitment to help others and looking forward to work with them in future. we highly recommend Joseph and his company to others. Thank you!

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perm_identityCibin from San Diego, CA

Smooth and easy refinancing! Joseph Chacko gave me the best rates around and their customer service is exceptional! In fact whenever there is a change in interest rate he usually inform me about it. Joseph Chacko and his team are professional, charming, and I always felt they were on my side to get the loan done quickly and favorably to me. I have used their service for refinancing my home more than once and I am very happy. Their quotes are honest and their fees upfront.Refinance was completed quickly within 3 weeks. They were very responsive and answered all questions. Very pleased with overall experience.You won't be disappointed to use them.

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perm_identityAnnie P.

We recently refinanced our home loan and Joseph helped us sail through the process smoothly...we did have a lot of questions and concerns and repeatedly called Joseph...But he was very supportive and clarified all our questions...He is also very knowledgeable and gives his best to all his clients...very happy to work with him...And I would definitely recommend him for anyone looking for financing...

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perm_identityShyamal R.

I recently closed on a realestate loan. Joseph and team were simply perfect partners in the transaction. He was able to provide be the best rates, was super responsive throughout, was able to close on an aggressive timeline and was always available for consultation on various aspects of financing. Highly recommend.

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perm_identityLi J.

I was referred to Joseph by one of my close friends, He had a Can do attitude for every situation I raised and helped me navigate through the process with confidence. He was able to get my load approved way before I was ready, a rarety these days. Will work with him for any mortgage needs going forward.

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perm_identityBushan N.

Joseph and the team are super awesome, they make the entire home buying experience look easy. The entire team is always there to help you and guide you through the process. Highly recommend Joseph for anyone out there looking for a Home !!

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perm_identityReggie K.

It was fast and he kept his word. Great support team and I've already recommended to family and friends.

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perm_identityBiju K.

Great experience working with C2 Finance & Joseph Chacko for my Home mortgage refinance.

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perm_identityJaison J.

I have worked with Joseph Chacko for refinancing my home loan. I got everything done lightning fast, less than 15 days to close the loan. Joseph and his team are professional and knowledgeable. The whole process was pretty smooth and nice. Thanks to Joseph and the team. I highly recommend Joseph and the team for any mortgage loans.

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perm_identitySankalp S.

The team was very responsive and helping answer all questions along the way. They were able to close the loan in the stipulated time. Very happy with the service and highly recommended

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perm_identitySuraj I.

I worked with Joseph and team for a refi process for my house in WA. I was initially not sure how it would work when Joseph's team was stationed in CA, but to my surprise, the whole case was handled pretty smooth and nice. Joseph gave us a good deal and ensured all processes were taken care of while helping us dive deep on numbers well. I recommend Joseph and team for any refi/ new loans.

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perm_identityGeorge T.

I enjoyed working with Joseph and his team for my home loan. The entire process was fast and smooth. I look forward to work with this team in the future. I received best interest rate with minimum loan cost. The professionalism of the entire staff was remarkable.

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perm_identityVamsi K.

I have worked with Joseph for my loan refinance. He is prompt and patient to answer all my questions. He keeps track of the rates and lock in for the best available rate. Happy to work with him again

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perm_identityJo M.

Mr. Joseph, Ms. Tina and their entire team have been extremely professional during every aspects of loan processing for our new home purchase on March 23, 2021. Mr. Joseph has an outstanding skill of clearing your doubts in simple language without bombarding you with all the technical jargons. Based on my experience, I would strongly recommend him and his team for all home buyers who are looking for suitable home loan.

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perm_identityDils N.

We had a great experience with Joseph and team for our first home buying. Our realtor recommended us and we had a smooth loan approval and processing through Joseph and his team including Martha. Joseph helped us to get the lowest rate in the market through his extensive network and guided us though the process. Also, Joseph and Martha helped us to close without delay.

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perm_identityIrudaya X.

I have refinanced with Mr.Joseph Chacko more than a couple of times and I have had the best service and rate. He and his team are very organized and on target all the time. I have really enjoyed working with them. Wish you the very best Mr. Joseph and team.

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perm_identityTrusty J.

It was a breeze to work with Mr.Joseph Chacko in a process of buying a house in Rocklin, CA. He is the best...

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perm_identitylj_rr from Georgetown, TX

I was referred to Joseph by one of my close friends, He had a Can do attitude for every situation I raised and helped me navigate through the process with confidence. He was able to get my load approved way before I was ready, a rarety these days. Will work with him for any mortgage needs going forward.

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perm_identityRaj Prabhu from San Diego, CA

“Joseph and his team at C2 Financial Corp were amazing from the loan pre-approval stage to the loan closing stage. They were very prompt in clearing my questions and concerns at various stages of the loan process. I approached four other mortgage lenders and Joseph’s team managed to give me the best rate. I recommend him for prospective home buyers. Thank you, Joseph and his team!”

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perm_identityNagendra Balachandra from San Marcos, CA

Joseph is awesome made the entire process look very simple. Both myself and my wife enjoyed working with Joseph’s team. We highly recommend this to anyone looking for their next home

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perm_identityKarthik Madathil from Phoenix, AZ

Joseph and team helped me close a home loan on time. They communicated effectively to resolve any questions and worked with me to address my questions and concerns. The process completed on time and efficiently.

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perm_identityzuser201403132359325 from Irvine, CA

I have worked with Joseph Chacko for refinancing my home loan. I got everything done lightning fast, less than 15 days to close the loan. Joseph and his team are professional and knowledgeable. The whole process was pretty smooth and nice. Thanks to Joseph and the team. I highly recommend Joseph and the team for any mortgage loans.

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perm_identityzuser201407141125311 from San Jose, CA

The team was very responsive and helping answer all questions along the way. They were able to close the loan in the stipulated time. Very happy with the service and highly recommended

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perm_identityGeorge Thomas from Tehachapi, CA

Best interest rate, Quick response above all excellent professionalism. The entire loan process was very smooth and fast. I enjoyed working with Joseph and his office staff from the beginning till the end. I appreciate everyone and look forward to work with them in the future.

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perm_identityladdan h from San Diego, CA

I have worked with Joseph for a long time, from purchasing my home and also several mortgage refinance. He is very competent, he talks you out of bad options and always evaluates/ brings you better option. I have referred him to family and friends and will continue to do so :)

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perm_identitySHazra from Oakland, CA

We had an amazingly smooth and successful experience working with Joseph in the last few years We have done mortgage financing and refinancing 3 times with him so far. Two main things I would like to point out . 1) We were taken care of with the best rates the market had to offer, everytime. I always compare the rate from other sources. But each time, he gave me the best rate 2) With him, the whole process gets completed on time or before time. Refinancing is not fun but they made it very painless. He is highly knowledgeable in his field and has many years of experience. I highly recommend him

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perm_identityVineet T. from San Diego, CA

It is the question of having peace of mind for 30 yrs. on something you call ‘home’. Like most of us, I shopped around for a good rate and to find someone that you feel comfortable in sharing the details of your finances that generally spills into your personal life stories. This later piece is not often spoken about in the mortgage process but is such a crucial piece of the equation – to feel comfortable which further leads to trust and more importantly, peace of mind. Joseph Chacko came highly recommended by my very close family friend. From my first call with him, it was very evident that Joseph was very knowledgeable and had the pulse of the market. Instead of fitting a client into a mortgage plan, I found out that he listens to you, understands your financial situation, and then finds financial solutions that best fit you. This was very unique in my experience with him. He is highly responsive with his follow-ups. Also, did I mention that he found the lowest rate amongst all the mortgage people I approached! Joseph and his team made the process so easy and personal. They were so efficient that the closing on my home happened 10 days prior to the due date. I am so grateful to Joseph and his team for helping me buy a house that I call ‘home’ now. It is my privilege to recommend Joseph Chacko for all your mortgage needs!

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perm_identitysanjana from San Diego, CA

Joseph is absolutely wonderful to work with! Joseph was so helpful, knowledgeable, knows what is best for his clients, and always available to answer all our queries. Joseph showed great patience explaining the intricacies involved with the loan process and answering our questions in a clear and concise manner. We were happy the way the whole process went. We would highly recommend Joseph as your next lender :)

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perm_identityKranthi Kumar from San Diego, CA

It was a great and smooth experience. He and his team dealt the whole thing in pure professional manner and explained all the aspects cleanly and neatly. They were also very fast in handling my case and closing things. Definitely will go to them on any day anytime. Overall it was a great experience

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perm_identityBalaji Kannan from San Diego, CA

I really had a great experience working with Joseph. He was very informative and provided the best refinancing experience possible. I recommend Joseph and will work with him in the future as well

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perm_identitySreetha & Sujeet from San Diego, CA

We worked with Joseph Chacko for selling our old house and buying a house. Joseph got us the best interest rates we could get for the mortgage of the new house, and guided us through the entire process of selling and buying. He and his team worked with us closely and were available to answer any questions we had. We would highly recommend Joseph and Team for new loan or refinancing needs. Thank you.

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perm_identityShah Reza from San Diego, CA

I have been working with Joseph over the last 12 years. I have done at least 3 purchases and several refi with him. Joseph and his team are very knowledgeable about the process and prompt to respond. They have a very can do attitude. I appreciate the fact that he monitors the market and if there is a better rate available he reaches out to his client base. I wish him and his team all the best.

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perm_identityAjish from Issaquah, WA

“We worked with Joseph Chacko and JCLending team with the purchase of our new home in Washington. We were thoroughly impressed with all aspects of the service we got from the JCLending team . This was our second home buying experience with the JCLending team. Their thoroughness, timely communications and transparency made the entire lending process so smooth. From the pre-approval, through closing, they made every step as easy and stress-free as possible. They also worked hard to get us the best possible rate. We will definitely work with them again and we highly recommend JCLending team!

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perm_identityDils. N from San Diego, CA

We had a great experience with Joseph and team for our first home buying. Our realtor recommended us and we had a smooth loan approval and processing through Joseph and his team including Martha. Joseph helped us to get the lowest rate in the market through his extensive network and guided us though the process. Also, Joseph and Martha helped us to close without delay.

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perm_identityPadmakumar from Roseville, CA

I worked with Joseph Chacko - C2 Financial Corporation for My mortgage refinancing . They were extremely helpful and knowledgeable especially Joseph and Malini whom I worked the most. I am happy with the services provided by them and fully satisfied with their automated approval system they have for eligibility processing. Great work Joseph and team.

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perm_identitySunny from San Diego, CA

Mr. Joseph is a well accomplished loan officer. He was very prompt and professional. During our first conversation, he explained every option that was available to me and extended his expertise beyond the scope of the business deal. I strongly believe that he provided me the best interest rate which other lenders can’t come closer to the same. He is a bright, intelligent, customer-oriented mortgage professional offering great service and rates. I am very proud to recommend Mr. Joseph as your next loan officer and I strongly suggest contacting Mr. Joseph for your best rate. Thanks Joseph for the great help!!

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perm_identityAbhi from Maple Valley, WA

I highly recommend Joseph for your mortgage loan needs. He closely worked with me from pre-approval to all the way to closing and later. He was able to beat all competitive quotes I received from other lenders. He personally prepared me with right advises upfront - with timely follow ups when my responses were not fast enough. At any given time he made sure I had whatever documents/details needed by the lender immediately and at the next stages. He is the single reason my loan got processed and closed on time. Thank you Joseph for all the support you provided in spite of me making your job harder than required in my case!!!

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perm_identityBiju S from Lake Zurich, IL

We were buying a new home in Chicago, IL and was shopping around locally for a mortgage lender, then I remembered Joseph and gave him a call. We got the best rates with lender credits, opting for 7 yr ARM as Joseph suggested. Joseph helped us through-out the process and and the jumbo loan closed in less than a month. Highly recommend!

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perm_identitytxc15 from La Canada Flintridge, CA

Absolutely outstanding service from Joseph! Joseph took the time to understand our needs and assess our asset profile to get us the best interest rate available. The closing process was also smooth and on time. We were referred to Joseph and will highly recommend him to our family and friends!

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perm_identityjbiraju from Gilbert, AZ

Was helpful, knowledgeable and good to work with. I was a first time home owner and had of questions and he was able to answer all my questions. He gave me multiple options and explained all the options in details.

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perm_identitypranshu74 from San Diego, CA

Mr Joseph Chacko showed exceptional customer care during the whole process. He made himself available whenever needed. He never would misguide you, he is very professional. He was able to close the loan very quickly and I would highly recommend him!!!

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perm_identityVENKAT SUNKU from San Diego, CA

Excellent!! Not thought of second person when it comes to Joseph. Really worked hard since day one for loan approval and explained all the pros and cons. I highly recommend him if anyone seeking for mortgage loan.

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perm_identityNagakiran from Sammamish, WA

Wonderful person with tons of patience. As a first time home buyer we had lot of questions which were answered in detail. He was so friendly and reachable through out the process. I would recommend Joesph for everyone.

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perm_identitytijuthomas from Anaheim, CA

Joseph made things happen for me. Got me the best interest rate on the market and even was able to get some credits for me allowing me to have low closing costs. Worked with me to secure the loan for my new home. Was easy to contact and always got back to me if I had any questions. I would highly recommend Joseph for your loan needs!

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perm_identityShah R.

I have been working with Joseph over the last 12 years. I have done at least 3 purchases and several refi with him. Joseph and his team are very knowledgeable about the process and prompt to respond. They have a very can do attitude. I appreciate the fact that he monitors the market and if there is a better rate available he reaches out to his client base. I wish him and his team all the best.

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perm_identityGeorge T.

I enjoyed working with Joseph and his team for my home loan. The entire process was fast and smooth. I look forward to work with this team in the future. I received best interest rate with minimum loan cost. The professionalism of the entire staff was remarkable.

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perm_identityG - P B.

We worked with Joseph and his mortgage processors, especially Martha O., on what seemed to be a straightforward mortgage. Things didn't pan out as expected and we soon ran into some strong headwinds. Joseph and Martha helped us out, guiding us through the process and ensuring we closed on time. We're especially thankful to Joseph for providing critical insight and wisdom on the mortgage process and various products on offer. Overall, it was a great experience working with Joseph, and would definitely recommend to our friends and family.

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perm_identityPuru P.

I have worked with Joseph recently. His loan processing skills and the way he answers all of your question is amazing. He answered all my questions and more questions. He also suggested me better options and other options in terms of the rates and what's better/economical etc. He ran numbers for me all the time. He is very helpful and I would recommend him again and again. Very approachable, knowledgeable and practical! He is a good resource in terms of buying new properties and investing in real estate. Thank you Joseph for all your help and support. I am looking forward to work with you in future.

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perm_identityChintan S.

I have worked with Joseph for loan processing during purchase of 2 houses and couple of loan refinancing in the interim. He and his team are professional, respond quickly and walk through the process. I have called him multiple times during off hours and he has kind enough to answer my questions/concerns. He has been providing zero cost financing and refinancing(true zero closing costs) and best rates in the market. I would highly recommend Joseph for any home loan financing/refinance. Thank you Joseph for all your help and hope to continue working with you in the future.

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perm_identityBinoy A.

Joesph and Team were the best I have worked with. Closing my loan in less than a month and making sure I get a great rate, can't ask for much more. Martha O. processed my loan deserves praise too for a job well done. I highly recommended this great team. Thank you so much Joseph and Team.

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perm_identitySaj A.

I had the pleasure of working with Joseph multiple times for my home and rental properties. He is very honest, professional, and quick to respond to questions. He was always able to find me the best possible interest rates, as well as able to close in record time. There was one situation with a rental property when he had to bent over backwards to finance the property due to some complications, but he worked diligently to make sure it happened in time. Many times, he proactively contacted me when the lower interest rates presented an opportunity, and I'm glad to have done business with him. I recommend Joseph for your financing needs.

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perm_identityAmbili N.

I had a fabulous experience working with Mr. Joseph Chacko for my home loan. I got the best rate possible in the market and he walked me through the entire mortgage loan process professionally and efficiently. I want to thank my friends who referred Mr. Chacko to me.

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perm_identitySumesh M.

Joseph has been our loan advisor for more than 7 years now. We have our 2 home loans done through him and 4 refi done on those loans. Every time he proactively calls me when there's an interest rate drop or better package available to refinance our loans. He gives honest advice based on the prevailing market conditions, loan amount, and credit history. Also gives suggestions on how to improve credit score, increase equity, wait or grab opportunity etc. He could substantially lower our mortgage payments by refinancing at right time and by doing a combination of things like reducing loan terms, removing PMI etc. Joseph was able to make the entire process easy, especially for someone like me who doesn't really follow the housing market or financial fluctuations.

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perm_identityLaddan h.

I have worked with Joseph for a long time, from purchasing my home and also several loan modification. He is very competent, he talks you out of bad options and always evaluates/ brings you better option. I have referred him to family and friends and will continue to do so :)

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perm_identitySaswati H.

We had an amazingly smooth and successful experience working with Joseph in the last few years We have done mortgage financing and refinancing 3 times with him so far. Two main things I would like to point out . 1) We were taken care of with the best rates the market had to offer, everytime. I always compare the rate from other sources. But each time, he gave me the best rate 2) With him, the whole process gets completed on time or before time. Refinancing is not fun but they made it very painless. He is highly knowledgeable in his field and has many years of experience. I highly recommend him

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perm_identityVineet T.

It is the question of having peace of mind for 30 yrs. on something you call 'home'. Like most of us, I shopped around for a good rate and to find someone that you feel comfortable in sharing the details of your finances that generally spills into your personal life stories. This later piece is not often spoken about in the mortgage process but is such a crucial piece of the equation - to feel comfortable which further leads to trust and more importantly, peace of mind. Joseph Chacko came highly recommended by my very close family friend. From my first call with him, it was very evident that Joseph was very knowledgeable and had the pulse of the market. Instead of fitting a client into a mortgage plan, I found out that he listens to you, understands your financial situation, and then finds financial solutions that best fit you. This was very unique in my experience with him. He is highly responsive with his follow-ups. Also, did I mention that he found the lowest rate amongst all the mortgage people I approached! Joseph and his team made the process so easy and personal. They were so efficient that the closing on my home happened 10 days prior to the due date. I am so grateful to Joseph and his team for helping me buy a house that I call 'home' now. It is my privilege to recommend Joseph Chacko for your mortgage needs!

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perm_identityMrudul S.

Recently refinanced by house through C2 Finance. It was an amazing experience working with Joseph and his team. Everything was done in a short period of time, their knowledge about the process, and attention to details was wonderful. I highly recommend this team.

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perm_identitySanjana B.

Joseph is absolutely wonderful to work with! Joseph was so helpful, knowledgeable, knows what is best for his clients, and always available to answer all our queries. Joseph showed great patience explaining the intricacies involved with the loan process and answering our questions in a clear and concise manner. We were happy the way the whole process went. We would highly recommend Joseph as your next lender :)

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perm_identityVivek V.

Joesph and his team were very helpful in finding me the best possible lender and rates in the current market.

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perm_identityKranthi K.

It was a great and smooth experience. He and his team dealt the whole thing in pure professional manner and explained all the aspects cleanly and neat. There were also very fast in handling my case. Definitely will go to them anytime. Overall it was a great experience

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perm_identityAsha C.

I have known Joseph & Martha for last 8 years, they are professional and knowledgeable in finance. They have helped me with multiple lending and refinances. Joseph has always managed to find the best inerest rate and zero cost deals . In terms of lending documentation requiremnts - They handle underwriter and lender requests efficiently with less burden on the the buyer . Highly recommend their services.

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perm_identityCesar G

Working with Joseph on processing my first home loan was a walk in the park. I tried going through other bigger loan institutions and they just weren't meeting my expectations and kept turning my down in some occasions. Joseph and his loan processor Martha did a great job at walking me through my financials and making sure that all my financials were in line. I must of called them 1000 times and they answered every single time. They are two very dedicated individuals that are willing to help anyone out. Without a doubt I HIGHLY recommend Joseph and Martha.

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perm_identityNithin Z.

Worked with Joseph and team for mortgage processing and it was a pleasant and stress free experience. Guided us through the process and helped us get the best rate. All processing was done well in advance of closing.

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perm_identityAmeya T.

Joseph and his team and true professionals. He made the refinancing for my home a very smooth and easy. He knows the space in and out and will provide you with great advice and guidance to get you be the best rates possible. He and his team are super responsive and are always available to answer any questions. He will set the right expectations so you know what to expect. He is clear in his communication and very systematic in his approach. There are no surprises and for me he was also able to give zero closing cost as well. It was a pleasure working with Joseph.

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perm_identityRajamurugan M.

Joseph and team got me the mortgage loan with lower interest rates that I couldn't get it from popular mortgage lenders. He did my refinancing with 0% closing costs which is really awesome.

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perm_identitySujeet K.

We worked with Joseph Chacko for selling our old house and buying a house. Joseph got us the best interest rates we could get for the mortgage of the new house, and guided us through the entire process of selling and buying. He and his team worked with us closely and were available to answer any questions we had. We would highly recommend Joseph and Team for new loan or refinancing needs. Thank you. Sujeet & Sreetha

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perm_identityBikash K.

I had the pleasure of working with Joseph for refinacing my primary home. Joseph offered me a great 30Yrs fixed mortage rate with zero closing cost. I did shop around bit no one came close to Joseph's rate. Whole re-fi process was smooth ... Joseph is very honest, professional, and quick to respond to questions. I want to thank my friends who referred Joseph to me. I recommend Joseph for your financing needs.

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perm_identityAjish R.

We worked with Joseph Chacko and JCLending team with the purchase of our new home in Washington. We were thoroughly impressed with all aspects of the service we got from the JCLending team. This was our second home buying experience with the JCLending team. Their thoroughness, timely communications and transparency made the entire lending process so smooth. From the pre-approval, through closing, they made every step as easy and stress-free as possible. They also worked hard to get us the best possible rate. We will definitely work with them again and we highly recommend JCLending team!

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perm_identityVamsi K.

I have worked with Joseph for my loan refinance. He is prompt and patient to answer all my questions. He keeps track of the rates and lock in for the best available rate. Happy to work with him again

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perm_identityJo M.

Mr. Joseph, Ms. Tina and their entire team have been extremely professional during every aspects of loan processing for our new home purchase on March 23, 2021. Mr. Joseph has an outstanding skill of clearing your doubts in simple language without bombarding you with all the technical jargons. Based on my experience, I would strongly recommend him and his team for all home buyers who are looking for suitable home loan.

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perm_identityDils N.

We had a great experience with Joseph and team for our first home buying. Our realtor recommended us and we had a smooth loan approval and processing through Joseph and his team including Martha. Joseph helped us to get the lowest rate in the market through his extensive network and guided us though the process. Also, Joseph and Martha helped us to close without delay.

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perm_identitycoolrahul from San Diego, CA

I shopped around and Joseph gave me the best rates. Not only that, unlike my previous lender, Joseph explained to me in detail the entire process. He is very knowledgeable in this field and guides you through the entire process. He always responds promptly and patiently answers all your questions. I have recommended Joseph to many of my friends after my great experience.

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perm_identityvinod balakrishna from Orangevale, CA

Extremely satisfied to work with someone who is keen to help and close the loan. Working with a knowledgeable mortgage consultant is an important step in home buying or refinancing process. Your unique needs and situations need to be addressed while looking for the best rates for a loan. Joseph Chacko got introduced to me as a reference from my friend who was happy with his refinancing needs. Now I am happy to refer him to all my friends with confidence that he can provide you with the best options out in the market. Thanks again for your service

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perm_identityvinsys ren from Issaquah, WA

Joseph has helped me refinance my home twice at the best ever rate possible. I had a lot of queries as a new home owner and he patiently answered all my questions and clarified all my concerns with up-to-date and relevant information. He also proactively contacted me when the interest rates fell lower than my existing rates and successfully closed on the refinancing in minimum time. Truly recommend this guy. Very trustworthy and very knowledgeable. He knows what he is doing :-)

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perm_identityprashant pandey11 from Phoenix, AZ

I had an awesome experience with Joseph and I have recommended him to all my friends and If I have any other opportunity in future I would only go to him for Home finance or refinance. He was very helpful and always treats you as a family member and makes sure you have complete information while you work with him. He is very honest and makes you have a WIN WIN deal. I am extremely satisfied with him and his professionalism. This is was my 2nd refinance after I bought the home 3.5 years back and this was the best deal, best experience and best team to work with. I strongly recommend him for any one who is looking for fiance the home or for refinance. Many Thanks to him to get me the best deal available at the time.

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perm_identityGeorge Devassy from Folsom, CA

It was a good experience with Joseph Chacko as he has exceeded the expectation on my refinance. He was really helpful on deciding the loans and other factors

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perm_identitykarakkattu from Mesa, AZ

He is the best in the industry. I refinance with him a couple of times he knows what he is doing I referred so many people to him they all were very happy.

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perm_identityMercy Alex from Los Angeles, CA

Joseph helped us with our initial home Purchase loan few years back and was happy to use his service again on our new home purchase we just closed. Joseph was initially referred to us by a family friend who availed his service and recommended to us that we reach out to him to get the best mortgage advise. I contacted him when I was ready for a loan preapproval, and he responded immediately even though it was past working hours. This was the type of service that my husband and I received throughout the process. Joseph took the time to break down the differences between different type of loan programs including FHA and conventional financing, and explained to us our options when it came to interest rates. Joseph presented me with several options and we discussed pros and cons of each. He was quick, thorough and good at explaining the loan process start to finish and updated us periodically. Both our homebuying experiences were seamless and flawless and they were by far the best experiences we have had to date with any person in the mortgage industry, Joseph is a true professional with extensive knowledge about the mortgage industry. He is thorough and responsive and no questions went unanswered and was timely in his responses as well. I would highly recommend Joseph Chacko to anyone looking for a home loan.

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perm_identityannu ust from Sacramento, CA

We had a great experience refinancing with Joseph. What was exceptional about him was that there were no hidden costs and what he promised in the beginning was what was delivered. The closing process was smooth. He really knows what he is doing.He went through all the costs that were included in the mortgage and everything was transparent and fair. In fact he offered us better value that the current refinance options. Can't say it enough that he stuck to his words. Will surely recommend to our friends.

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perm_identitytjgeorge7 from Phoenix, AZ

I have worked with Joseph Chacko three times in the past. The most recent one was for refinancing my current home. My experience working with Joseph Chacko was a pleasure. He was completely upfront about the costs and whether the refinance made sense financially. Joseph is a very nice person. He is honest, very reliable and is very concerned about his customers. I think he goes above and beyond his duties. I am very proud to recommend Joseph to anyone. I will not go anywhere else for mortgage financing.

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perm_identitydeeput0508 from San Diego, CA

Joseph was great in helping me through my home buying process. He is knowledgeable, responsive, and committed to ensuring his clients get the best product possible to suit their lending needs. He answered all my questions, made sure I understood all the processes.. I would highly recommend him to anyone looking for a great deal.

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perm_identitysuppandi061 from San Diego, CA

My experience with Joseph has been extremely good. He obtains the relevant information and walks you through the process systematically and professionally. Provides all the available options on the table based on your financial strength, credit-ratings, your pay-back preference, on the length of time you plan to own house and numerous other tangibles and intangibles. You can freely discuss the pros and cons for all the options and he helps you choose the right one for you and your family. He maintains contact even after the process to inform you about market rate fluctuations. Without his timely-information and guidance, I wouldnt have re-financed. Refinancing and the time at which it was done, has helped me save tens of thousands of dollars. Joseph's rates/options are typically the best but if there's some bank offering better options, Joseph manages to beat/match competitor's rates and at the same time provide you a better/smooth experience of your process. One of this strengths is he conveys information precisely and in a way you can understand. Never have i felt burdened by the technical terms used by most other lending officers that usually tends to confuse/convolute the picture. Joseph's communication is the best and also he is available all the time, outside office hours as well as weekends. I have never thought twice before calling him and he never even once complained. I strongly recommend consulting Joseph for your home mortgage/finance and you'll not regret. In summary: Joseph and all this team are very professional, competitive and provide you the best home-buying experience from financing stand-point.

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perm_identityrverma75 from San Diego, CA

Joseph helped me on my somewhat complicated refinance where I was merging my two loans into one loan as part of refinance. With complicated tax returns over last two years, there was so much paperwork needed as part of my refinance. Joseph made the process so easy. He would even help type the documents and leaving me just to review and sign. Needless to say, Joseph gave me the best rates in the industry and made it completely zero cost to me. He was always available over phone and e-mail whenever I had any question throughout the process. I would highlight recommend Joseph to everyone – you would get the best rate, trustworthy professional and good friend for life!

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perm_identity101selector from San Diego, CA

I personally know Joseph Chacko for last 12 years since 2005. Our business relationship started in 2007 when I started looking for a home just after being 2 years in US. I had NO clue about the process of buying a home just like many of us who are new in US but I wanted a home which we could afford. Joseph was very helpful and made sure that I was getting into something I could afford and appropriate. I can say that he is honest and makes you have all necessary information and questions answered before you finalize the deal. I was extremely satisfied with him and his professionalism. I strongly believe that when you are in a situation where you need help, it is better to have someone help you, who knows what he is doing and talking about. I consider Joseph Chacko as such a person and completely trust him. That is the reason I went back to him to refinance my house in Dec 2016 which was again an extremely great experience. For anyone looking for a great loan officer, I strongly recommend Joseph Chacko because I know he can help you to achieve your DREAM.

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perm_identitymahaveerjain from San Diego, CA

Joseph has been extremely helpful in the entire Loan process, he was excellent in communication & could answer most of my queries. It was really easy to work with him, though process took little longer then expected but he could get me the best deal I needed.

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perm_identityuser4484161 from Escondido, CA

I have refinanced my house twice with Mr. Joseph Chacko and have referred him to several of my colleagues and friends ( who in turn were very happy to have dealt with him). He always gives good rates and above all...Zero closing costs (BIG savings). I would love to recommend him to more people.

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perm_identityuser6646804 from Chula Vista, CA

I have worked with Joseph for refinancing my house 3 times. He has always provided the best rates and no issues in closing. Closed always on time or before. i have recommended Joseph to multiple friends all of them always have a very good experience and thanked me for recommending Joseph.

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perm_identityprince coer from San Diego, CA

I have done several refinances through Joseph. I have found Joseph to be very knowledgeable about mortgage industry. Joseph is always ready to explain things and provide detailed information, and answer any question you may have. Joseph is also very professional, prompt and responsive on phone calls and emails. Joseph also finds you best rates and looks out for his client's interest. I would highly recommend Joseph for any mortgage needs.

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perm_identitydannies21 from Artesia, CA

Joseph was very friendly knowledgeable. He explained everything thoroughly and always calls me back promptly. He helped me with several loans over the past and I felt like he is pretty straight forward.

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perm_identityBharat Daga from San Diego, CA

Joseph is very knowledgeable, detailed and experienced. We have used his services multiple times (Purchases & Refinance). He answers all of our trivial questions about purchasing a home. The closing processes were always smooth. We highly recommend Joseph and his team.

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perm_identitysmashmahesh from San Diego, CA

Joseph has been a great lender. He is well aware of the overall loan process and very knowledgeable in loan and escrow process. I was fairly new to loan process and escrow, Joseph quickly displayed an ability to clear my understanding on loan process. During loan process, He was quick in providing any help and approachable on phone/mails. With his proactive work, we were able to close the escrow on time. I am very satisfied with his services and would definitely recommend him to my friends and colleagues.

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perm_identitybalaji cheyyar from San Diego, CA

Joseph is truly an expert and got us the best rates in the market. He's easy to reach and was very helpful in advising us when we were first time home buyer. He helped us understand all the processes involved in obtaining a loan and guided us in the right direction. Thanks, Joseph !!

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perm_identitysitaram phx from Phoenix, AZ

I am first time home buyer with zero knowledge on the mortgage process. My friend referred me to Joseph, that's the big milestone in the loan process. Joseph explained me all the options in detail, patiently answered my silly questions and helped me in picking the optimal option for more savings (undoubtedly). He is extremely friendly with solid knowledge and available anytime to talk. He was with me throughout the loan process and closed swiftly. I strongly recommend you to Joseph (you do not need to waste your time on analysis, he will give you the best options, simply go with Joseph and save your hard-earned money) for your new purchase or refinance needs. I am looking forward to working with Joseph for my future mortgage needs.

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perm_identityDinse T Mathews from Phoenix, AZ

I got very good service from Joseph. There was some point in time during the loan process that I lost my hope in getting home and loan on time. Only because of Joseph involvement on time time and his valuable information removed all obstacles. I loved his friendly approach to explaining my questions and I recommend him to everyone in need

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perm_identitykeyurbhatt1978 from San Marcos, CA

I just did refi for my current house with Joseph and he did amazing job. There were few obstacles during the process but he and his team helped for everything and completed the process. I will definitely use his service in the future for any loan-related work

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perm_identitytheeverlastingstar from San Diego, CA

Excellent team of professionals. Loan was clear to close quickly and communication was excellent. He not only made the process smooth but he gave great wisdom and advice which was appreciated. He was also on top of things and kept us in the loop with everything and always responded right away. Most importantly, his rates are consistently competitive or better, and the service his team provides is extremely fast and friendly. We would HIGHLY recommend.

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perm_identityiq khan from San Diego, CA

We had awesome experience in closing the Loan with Joseph . He recommend changes which helped us save upon the closing interest. Provided us with great rate and handled all the paperwork with ease.

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perm_identityraj pitchaimani from San Diego, CA

I used Joseph several times in the past for our refinancing needs. Honest, reliable and quick. All our refinancing were done in a timely fashion. You do everything electronically with him and you never have to go somewhere to sign papers. Just before closing, he will arrange for Notary to come to your place and get all the work done.

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perm_identityRajaji Ganesan from Simi Valley, CA

I have Used Joseph for two of my closings. On both instances process was really smooth and less painful. Got me the best rates possible and was always thinking what was best for me.

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perm_identitysumesh1981 from Culver City, CA

Joseph has been our loan advisor for more than 7 years now. We have our 2 home loans done through him and 4 refi done on those loans. Every time he proactively calls me when there's an interest rate drop or better package available to refinance our loans. He gives honest advice based on the prevailing market conditions, loan amount, and credit history. Also gives suggestions on how to improve credit score, increase equity, wait or grab opportunity etc. He could substantially lower our mortgage payments by refinancing at right time and by doing a combination of things like reducing loan terms, removing PMI etc. Joseph was able to make the entire process easy, especially for someone like me who doesn't really follow the housing market or financial fluctuations.

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perm_identityzengurume from Glendale, AZ

First of all, let me say that the service provided by Joseph was exceptional. With his help, I was able to explore the loan options that I have and was able to select the most affordable loan plan. He is always available to answer any questions regarding the loan and provided accurate information. When you have to make tough decisions about finance, such kind of assistance is essential the make the right choice. We were able to complete the entire process in a timely manner. Therefore I strongly recommend him for him for your mortgage needs.

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perm_identitydonalovin from Torrance, CA

Joseph Chacko processed multiple home refinance loans for us during the past few years. He is an experienced professional from start to finish and extremely competent and service oriented. Joseph has jumped through numerous hoops and overcome obstacles to close our loans. I would HIGHLY recommend him. He walked me through each step of the lending process and explained every single document. Thank you Joseph.

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perm_identityabhivin from Escondido, CA

Joseph Chacko got me the best rate. I sent him all the documents by email and he made it very easy to refinance my loan with no closing cost! Thanks to Joseph Chacko.

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perm_identitybms 8896 from Norwalk, CA

Me and my husband just bought a home. Joseph is an outstanding loan officer. Joseph has always explained things very well.He was patient and thorough answers to all our questions. The process was completed in the time promised and there were absolutely no surprises at settlement. He was just amazing!

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perm_identityuser05807210 from Chandler, AZ

I know joseph from 2014, since i bought the house in Arizona. He was helpfull all way in the mortgage process and also in the refinancing process later when i decided to refinance.

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perm_identityuser8764255 from San Diego, CA

Joseph Chacko and team helped with my refinance. Not only did he give me the best rate I could find, he also walked me through the loan information in detail so that I had no surprises at the end of the process. His team was also very quick in terms of closing. I highly recommend Joseph Chacko for your mortgage loan/refinance needs.

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perm_identityDurga Lakshmi from Renton, WA

Joseph has been our lender twice, once for our house purchase and once for refinance on multiple properties. It was a pleasure to work with Joseph. We had a very strict timeline to close and we were heavily reliant on Joseph's commitment. He delivered exactly as promised and was easy to work with, responds to our calls and walked us through the entire process.

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perm_identityuser6891417 from Highland, CA

Joseph was tremendous in the service he provided when we went to him in need of a home loan for our new purchase. Everyone else told us that our situation would not allow us to purchase another home for our family and he was the only one out of many that said it could be done! Mr. Joseph’s hard work and dedication to our loan with honest professionalism paid off in the end and enabled us to get into our dream house. If anyone out there needs a real expert on the home loan process, Joseph Chacko is the person to talk to. Thanks so much for your effort in making our family’s dreams come true.

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perm_identityshubhaiyengar from Scottsdale, AZ

We have worked with Joseph and his company for 3 years now and they are very forthright and helpful . He has always been honest and give us very good prices in the current market. Will definitely recommend him and his team to get the work done in a timely and fast manner.

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perm_identityjesusjoysuresh from Chino, CA

He is very good and knowledgeable in his line of servive. This the second time we are using Joseph as our lender. He has walked us through every step efficiently. He has pointed us in the right direction. He has answered all the questions in a timely manner. We would recommend Joseph to anyone who is looking for a professional lender.

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perm_identityVarghese Thomas from Bothell, WA

We had a great experience with our first home purchase. We were able to close in couple of weeks as we had an issue with the existing lender. We got the best rate and the closing costs were lower than expected. Highly recommend Joseph. Thank you!

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perm_identityVinil Cheeramvelil from Folsom, CA

Working with this team was a real effortless process. They clearly outlined the documents that I needed. If they were waiting for paperwork or other things from me, they would let me know by email immediately and then follow up with a call if I did not respond to make sure that I did not miss the email. Compared to all the rates that I have ever been able to find including the ones listed on other popular mortgage rate comparison websites, I got a better deal through Joseph. Closing was a breeze. He was up-front with all the options available for my situation and in cases that did not benefit me, he clearly called those out.

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perm_identitylijupaul007 from Peoria, AZ

Joseph Chacko was very helpful in the process of our home purchase. He was considerate and really listened and helped make the process go smoothly. He also proactively contacted me when the interest rates fell lower than my existing rates and successfully closed on the refinancing in minimum time.

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perm_identityuser3777550 from San Diego, CA

Joseph is professional and honest, he helped choose the right mortgage refinance plan and best interest rate based on my financial status, maintained transparency and accuracy all through the refinance process and ensured to close the loan on time. I highly recommend his service (:-))

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perm_identityhome2denny from Irvine, CA

As a first time homebuyer, Joseph helped me in understanding the mortgage process and offered different options for loans. He responded to my questions on time and was very comfortable working with him. He will make sure all the documents are done on time in order to close the loan on time. Any questions or doubts, he will explain to you patiently every aspect of it. I was extremely happy having him as my lender and I would highly recommend him to people who are shopping for a lender.

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perm_identityR harikrishnan r from San Diego, CA

Started working with Mr Joseph an year back . Especially as a new home buyer and having no idea about the whole process he was extremely courteous , never pushy, gave a lot of great advise and recommendations . He was also very responsive and timely whenever I needed him to be. The loan process was a cake walk with him and he and the team got it done in under 3 weeks . To top it all we were provided a very competitive rate and the costs were kept to a minimum. What more could you have asked for ? . I would highly recommend you choosing Mr Joseph for your lending needs without a second thought.

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perm_identitysandrashrine from Oak Park, CA

We worked with Joseph on our home mortgage refinance. Joseph was transparent and courteous in our dealings and patiently answered all the questions/concerns we had during the entire process. There were few hiccups along the way, but we were able to close the refinance on time and to our satisfaction. We were able to combine our primary mortgage and HELOC to a single mortgage with a much better interest rate and with no closing cost.

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perm_identitybiju S from Rancho Cordova, CA

Joseph and team helped us through the entire mortgage process, they were quick in their response to any of our questions/concerns and guided us through the process.

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perm_identitypuru patil from San Diego, CA

The lender was great and helped me answer all my questions. Also processed a loan in a really short time - we all were amazed. I will prefer this one next time.

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perm_identitySaji Alex from La Verne, CA

I had the pleasure of working with Joseph multiple times for my home and rental properties. He is very honest, professional, and quick to respond to questions. He was always able to find me the best possible interest rates, as well as able to close in record time. There was one situation with a rental property when he had to bend over backward to finance the property due to some complications, but he worked diligently to make sure it happened in time. Many times, he proactively contacted me when the lower interest rates presented an opportunity, and I'm glad to have done business with him. I recommend Joseph for your financing needs.

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perm_identityPrachi Gautham from Oceanside, CA

We ran into a tricky situation with the out mortgage which was correctly identified by Joseph and guided us appropriately. We got a great rate through Joseph and did not charge anything over superfluous expenses during the mortgage. He was very prompt in communication. He and his team helped us land our first home. We would definitely recommend working with C2 and Joseph for mortgage loans.

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perm_identityH Grewal from Corona, CA

Joseph and his team helped me refinance a property and their service was very professional. The process was very streamlined and efficient. His products were very competitive as compared to other lenders. Very pleased with the outcome.

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perm_identityPrompt Service and Gets you the best deal possible

Joseph has been a pleasure to work with throughout the loan process. He has always been very prompt and quick in providing any necessary support from pre-approval letters all the way to closing. He even provided me a desktop underwriting approval to make my case stronger with the sellers and be more competitive among so many buyers in this market. He also spoke to the property’s listing agent and gave them confidence about my ability to get the mortgage which really helped me get the property among all the offers. He also works fast on closing the property and worked with multiple lenders to get me the best rate and lowest possible closing costs especially since I went for a piggg back loan on top of my primary mortgage. Overall I’m very satisfied with Joseph’s service and would highly recommend him to anybody looking for a genuine and trustworthy mortgage broker.

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perm_identityRajanala Shiva from San Diego, CA

I was referred to Joseph Chacko by one of my friends and I feel that is one of the best things happened in my home purchasing experience. As a first time home buyer, Joseph helped me in understanding the mortgage process and took extra care to make sure I understand everything during the entire process. As a first time buyer you always would have a lot of questions and might not understand what’s happening and feel your lost but I can truly say if you work with Joseph your in safe hands, follow what ever he asks and he does the magic to make sure all things are lining up and you even think is that so easy but there would be a lot of great work been done in the background.I was surprised that way he handled the escrow officer when we have numbers mismatched and did not get prompt replies. I would highly recommend him to people who are shopping for a lender.

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perm_identityViswa from Phoenix, AZ

Joseph Chacko was excellent. The process was very simple and easy. Rates and fees were the best that I found. Joseph was extremely helpful with all of my questions and flexible to accommodate my schedule. He answered all of my questions and was available anytime I needed him. He went above and beyond to make sure we had a very easy closing. Really appreciate the excellent support from his staffs too. Overall Great Experience!!

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perm_identityshah samrat from Chandler, AZ

Worked with Joseph on my second home. Awesome honest guy, easy to work with and always thinking out of the box. He will by my go to guy for future loans.

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perm_identityGopi from Scottsdale, AZ

After doing some research contacted Joseph who is also Licensed in Arizona. The Whole process was Transparent. Mortgage rates are very competitive and closed on time.

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perm_identityNimmy from Houston, TX

Very timely and on top of the loan! Always answers the phone. Martha and Joseph were excellent and on time with everything. I really needed them to pick up my case, and they were super fast!

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perm_identityjohnsontintu94 from Phoenix, AZ

We had a great time with Joseph Sir and team. All the staffs are very helpful and answer our questions at any time. Our loan process was very quick. I highly recommend C-2 financial

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perm_identityNARASIMHA SADINENI from San Marcos, CA

It was great service from Joseph Chacko and his team. Got the loan process done in a timely manner with no issues. Maintained good communication during the loan process and clarified the questions effectively.

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perm_identityBinoy A from Ladera Ranch, CA

Joseph by far has exceeded my expectations. This is my fifth home purchase/refinance transaction and Joseph and team were the best I have worked with. Joseph was easy to get a hold of anytime I had any questions. He suggested the best options for my situation and got me a very competitive rate. Martha O. who processed the loan also deserves credit for making this process a breeze. The loan closed in less than a month, that goes to show what a great team they were. I will not hesitate to recommend them to my friends and family. Thank you, Joseph and Team,

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perm_identityCibin Sam from San Diego, CA

When we began to do our research for the best loan officer/best mortgage company, Joseph Chacko was at the top of the list - and he did not disappoint! Joseph Chacko is friendly, competent, respond quickly, available for questions, knowledgeable. Being a first time home buyer we had lots of questions and needed to feel confident in the answers we received. We worked with Joseph, and he did a fantastic job. He answered all of our questions and made sure we fully understand the process. Joseph and his team did an outstanding job in making our dream come true and in educating us more on the loan process. The journey from a mortgage application to closing can be long and tedious. Joseph and his team created an efficient, seamless process from our first phone conversation to his congratulatory email as we closed on our new home! We felt comfortable and confident during the entire transaction, knowing that Joseph had everything in hand for us to buy our dream home. I would highly recommend that Joseph Chacko be the loan officer and consultant that you work with. We are certainly coming back to Joseph Chacko should we have a need for a loan or refinance arise in the future.

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perm_identitySomy zacharia from Los Angeles-Long Beach-Anaheim, CA

Mr Joseph Chacko showed exceptional customer care skils during the whole process of my dream home purchase project. He made himself available even when he was out of office and would answer the many calls I would make even on his cell phone. His answers have been rich in wisdom and understanding and he never would misguide you. He is very professional with rich experience in the field and addresses each of your concerns with utmost sincerity and has never been pushy. As I enjoy my new home, many warm wishes rise in my heart for his business endeavors and I strongly recommend him as your one and only mortgage consultant!

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perm_identitySyam Sankar from San Diego, CA

It was great service from Joseph Chacko. Very timely and on top of the loan!. Martha and Joseph were excellent and on time with everything. His process was very simple and easy. Rates and fees were the best that I found. Many times, he proactively contacted me when the lower interest rates presented an opportunity, and I'm glad to have done business with him. I would definitely recommend Joseph for your financing needs.

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perm_identityCarmen & Artis W from Litchfield Park, AZ

Joseph, I could not have done this with out you. You went beyond the call of duty to get this done for me as I needed to get out of my loan close before November. I can not thank you and Martha enough. I know I had challenges, but you stuck with me. I will definitely refer you to everyone I know looking for a home loan. Once again, thank you. Carmen & Artis

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perm_identityGFamily from Walnut, CA

I was referred to Joseph Chacko by one of my friends and that is one of the best things happened in my home buying experience.Mortgage rate was very competitive. Loan got funded and closed in a short span of time. Thank you, Joseph and Martha.

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perm_identityPraveen Paul from Cerritos, CA

Joseph is knowledgeable and great at his job, we cannot thank him enough. He explained every option available while refinancing and helped us to save a good amount of money. Joseph and his team are fast & efficient. My experience was definitely a great one and would highly recommend.

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perm_identityGodan Mannazhi from Peoria, AZ

When it comes to mortgages part, Joseph was so easy and pleasant to work with. I was least bothered about the mortgage part while I was busy with other things about the house.

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perm_identityS Hazra from San Diego, CA

I had a great experience working with Joseph during refinancing the house in San Diego. He was extremely knowledgeable, provided the best rate at that time (I shopped around a lot and found him the best) and helped me to sign everything while I was traveling. If I am given a chance, I shall use his expertise again.

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perm_identitynishankurup from Fontana, CA

Joseph Chacko was recommended by one of my friends after two unsuccessful attempts to refinance with other agents. The process was easy and stress-free. Closed the loan on time with a good rate.

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perm_identityDhanasekharan DR from San Diego, CA

Joseph was understanding and helped guide through my options of getting best home loan available. He helped me to understand my financial position and also helped to seek remedies to get my home loan approval well within stipulated time limit. He sets right expectation which helped me to take decision with confidence. Once the decision is made his team worked really well with Escrow to make sure I hear no issue. I was able to close the escrow well before the time set by the seller. Thanks, Joseph you are awesome !!!!

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perm_identityAjish from Issaquah, WA

I really enjoyed working with Joseph and his team on a mortgage to purchase our first home in Washington. I had no idea about the processes that I need to go through , but Joseph really went above and beyond answering my endless questions ,and we were able to get everything approved really fast. Joseph helped me getting a very best rate with a minimal closing cost, and he was able to finalize the mortgage weeks before the actual closing. Even my agent noted that it is rare to see a mortgage officer work so diligently and efficiently. Initially I didn't even realize that there were so many documents that are required throughout the process . Joseph made it as easy as possible and many times he offered to go above and beyond by walking me through various sites to get my documentation. I'll definitely recommend him to others.

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perm_identitySunny

Mr. Joseph is a well accomplished loan officer. He was very prompt and professional. During our first conversation, he explained every option that was available to me and extended his expertise beyond the scope of the business deal. I strongly believe that he provided me the best interest rate which other lenders can’t come closer to the same. He is a bright, intelligent, customer-oriented mortgage professional offering great service and rates. I am very proud to recommend Mr. Joseph as your next loan officer and I strongly suggest contacting Mr. Joseph for your best rate. Thanks, Joseph for the great help!!

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perm_identityrbz7

I have used Joseph's service for many times. He is a straight shooter. Very efficient and honest. I have recommend Joseph to my other friends and they are happy as well. Thank you for saving us money and time. I highly recommend Joseph Chacko.

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perm_identitySuresh A

I worked with Joseph during the Mortgage Loan processing for our Home. Joseph helped me understand all the options of the loan, and he Explained , which option is better and why. That helped me take the right decision on the type of loan. In regards to the timelines in closing the loan, Joseph and His team was very aggressive, and helped me close the loan much ahead in time. Joseph has good knowledge and is up to date on the current trends in the market. I would definitely recommend Joseph for Mortgage loan and loan refinancing for sure.

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perm_identityRamu Yasani

I started working with Mr Joseph when we were buying our first home. First of all, We should thank you the person who referred Joseph to us. Because, when we were signed the offer as first time home buyers we were worried in closing the process with in 21 days from the offer date and there were some holidays for Thanksgiving. But Joseph helped us a lot in explaining the available options and in detail information about the required documents. Joseph and his staff Martha was there all the time when we needed them, some times in the late evenings and weekends too. We really pleased with their work and we strongly recommend them.

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perm_identityAmbili Nair

I had a fabulous experience working with Mr. Joseph Chacko for my home loan. I got the best rate possible in the market and he walked me through the entire mortgage loan process professionally and efficiently. I want to thank my friends who referred Mr. Chacko to me.

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perm_identitytijuthomas

Joseph made things happen for me. Got me the best interest rate on the market and even was able to get some credits for me allowing me to have low closing costs. Worked with me to secure the loan for my new home. Was easy to contact and always got back to me if I had any questions. I would highly recommend Joseph for your loan needs!

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perm_identityNagakiran

Wonderful person with tons of patience. As a first time home buyer we had lot of questions which were answered in detail. He was so friendly and reachable through out the process. I would recommend Joesph for everyone.

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perm_identityVENKAT SUNKU

Excellent!! Not thought of second person when it comes to Joseph. Really worked hard since day one for loan approval and explained all the pros and cons. I highly recommend him if anyone seeking for mortgage loan.

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perm_identityKeyur B.

I just did refi for my current house with Joseph and he did amazing job. There were few obstacles during process but he and his team helped for everything and completed process. I will definitely use his service in future for any loan related work.

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perm_identityH H.

I just completed my refi with Joseph. The process was amazing and couldn't ask for anyone more trustworthy. He is not pushy and will take the time to answer any question you have. 5 star service all the way and will definitely use in the future!

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perm_identity919013

Mr. Joseph did our refinance last year, He has extensive knowledge in the field and always makes sure we are comfortable and understand the whole process.He is very committed and honest to his client,during our refi the rates went down twice, he made sure we got the lowest rate and did the whole paperwork again without any questions. Have recommend and will recommend him to everyone looking for buying home or refi.

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perm_identityDenny G.

As a first time homebuyer, Joseph helped me in understanding the mortgage process and offered different options for loans. He responded to my questions on time and was very comfortable working with him. He will make sure all the documents are done on time in order to close the loan on time. Any questions or doubts, he will explain to you patiently every aspect of it. I was extremely happy having him as my lender and I would highly recommend him to people who are shopping for a lender.

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perm_identityHari R.

Started working with Mr Joseph an year back when we started our house search. Especially as a new home buyer and having no idea about the whole process he was extremely courteous , never pushy, gave a lot of great advise and recommendations . He was also very responsive and reliable and timely whenever I needed him to be. The loan process was a cake walk with him and he and the team got it done in under 3 weeks . To top it all we were provided a very competitive rate and the costs were kept to a bare minimum. What more can you ask for . I would highly recommend you choosing Mr Joseph for all your lending needs without a second thought.

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perm_identitySumesh M.

Joseph has been our loan advisor for more than 7 years now. We have our 2 home loans done through him and 4 refi done on those loans. Every time he proactively calls me when there's an interest rate drop or better package available to refinance our loans. He gives honest advice based on the prevailing market conditions, loan amount, and credit history. Also gives suggestions on how to improve credit score, increase equity, wait or grab opportunity etc. He could substantially lower our mortgage payments by refinancing at right time and by doing a combination of things like reducing loan terms, removing PMI etc. Joseph was able to make the entire process easy, especially for someone like me who doesn't really follow the housing market or financial fluctuations.

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perm_identityH U.

Reliable, fast, no pressure service. Joseph Chacko and team helped with my refinance. Not only did he give me the best rate I could find, he also walked me through the loan information in detail so that I had no surprises at the end of the process. His team was also very quick in terms of closing. I highly recommend Joseph Chacko for your mortgage loan/refinance needs.

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perm_identityKiran K.

I always reach out to Mr.Joseph for my mortgage needs as he is always reachable to hear and work on what am looking for. He had always helped me with the best rates in the market with no closing cost, that even Chase or wellsfargo banks didnt want to offer me even with good credit score. He is really a good resource to use when you think about buying a new home or investment property or even for refinancing your existing mortgage. He will help you to save money..

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perm_identityVarghese T.

We had a great experience with our first home purchase. We got the best rate and the closing costs were lower than expected. Highly recommend Joseph. Thank you!

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perm_identitySaj A.

I had the pleasure of working with Joseph multiple times for my home and rental properties. He is very honest, professional, and quick to respond to questions. He was always able to find me the best possible interest rates, as well as able to close in record time. There was one situation with a rental property when he had to bent over backwards to finance the property due to some complications, but he worked diligently to make sure it happened in time. Many times, he proactively contacted me when the lower interest rates presented an opportunity, and I'm glad to have done business with him. I recommend Joseph for your financing needs.

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perm_identityChintan S.

I have worked with Joseph for loan processing during purchase of 2 houses and couple of loan refinancing in the interim. He and his team are professional, respond quickly and walk through the process. I have called him multiple times during off hours and he has kind enough to answer my questions/concerns. He has been providing zero cost financing and refinancing(true zero closing costs) and best rates in the market. I would highly recommend Joseph for any home loan financing/refinance. Thank you Joseph for all your help and hope to continue working with you in the future.

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perm_identityPuru P.

I have worked with Joseph recently. His loan processing skills and the way he answers all of your question is amazing. He answered all my questions and more questions. He also suggested me better options and other options in terms of the rates and what's better/economical etc. He ran numbers for me all the time. He is very helpful and I would recommend him again and again. Very approachable, knowledgeable and practical! He is a good resource in terms of buying new properties and investing in real estate. Thank you Joseph for all your help and support. I am looking forward to work with you in future.

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perm_identityDinesh M.

Joseph has been a pleasure to work with throughout the loan process. He has always been very prompt and quick in providing any necessary support from pre-approval letters all the way to closing. He even provided me a desktop underwriting approval to make my case stronger with the sellers and be more competitive among so many buyers in this market. He also spoke to the property's listing agent and gave them confidence about my ability to get the mortgage which really helped me get the property among all the offers. He also works fast on closing the property and worked with multiple lenders to get me the best rate and lowest possible closing costs especially since I went for a piggy back loan on top of my primary mortgage. Overall I'm very satisfied with Joseph's service and would highly recommend him to anybody looking for a genuine and trustworthy mortgage broker.

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perm_identityAnjanna R.

I was referred to Joseph Chacko by one of my friends and I feel that is one of the best things happened in my home purchasing experience. As a first time homebuyer, Joseph helped me in understanding the mortgage process and took extra care to make sure I understand everything during the entire process. As a first time buyer you always would have a lot of questions and might not understand what's happening and feel your lost but I can truly say if you work with Joseph your in safe hands, follow what ever he asks and he does the magic to make sure all things are lining up and you even think is that so easy but there would be a lot of great work been done in the background.I was surprised that way he handled the escrow officers when we have numbers mismatched and did not get prompt replies. I would highly recommend him to people who are shopping for a lender.

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perm_identityGopi C.

We had very good experience with Joseph. Mortgage rates are very competitive .Loan was funded and closed in short span of time. Thank you Joseph and Martha .

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perm_identityG - P B.

We worked with Joseph and his mortgage processors, especially Martha O., on what seemed to be a straightforward mortgage. Things didn't pan out as expected and we soon ran into some strong headwinds. Joseph and Martha helped us out, guiding us through the process and ensuring we closed on time. We're especially thankful to Joseph for providing critical insight and wisdom on the mortgage process and various products on offer. Overall, it was a great experience working with Joseph, and would definitely recommend to our friends and family.

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perm_identityJay Kay

Joseph Chacko was very helpful in the process of our home purchase. He was considerate and really listened and helped make the process go smoothly. We had faced some issues towards closing and Joseph Chacko went out of the way to overcome them. He kept us informed on the process and we felt very confident of the whole process.Highly recommend his expertise in this field.

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perm_identitySujata edekar

Joseph was like a touring guide in Loan process,if you stuck somewhere he will guide you very well.The best part is even you have tons of questions his patience is the best thing.My son asks me so many questions but I am like enough...but Joseph and his team will answer you on phone is not by email communication.

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perm_identityCoolrahul

I used Joseph's service for my home refi.I shopped around and Joseph gave me the best rates. Not only that, unlike my previous lender, Joseph explained to me in detail the entire process. He is very knowledgeable in this field and guides you through the entire process. He always responds promptly and patiently answers all your questions. I have recommended Joseph to many of my friends after my great experience.

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perm_identityVinod balakrishna

Extremely satisfied to work with someone who is keen to help and close the loan. Working with a knowledgeable mortgage consultant is an important step in home buying or refinancing process. Your unique needs and situations need to be addressed while looking for the best rates for a loan. Joseph Chacko got introduced to me as a reference from my friend who was happy with his refinancing needs. Now I am happy to refer him to all my friends with confidence that he can provide you with the best options out in market. Thanks again for your service

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perm_identityVinsys ren

Joseph has helped me refinance my home twice at the best ever rate possible. I had a lot of queries as a new home owner and he patiently answered all my questions and clarified all my concerns with up-to-date and relevant information.He also proactively contacted me when the interest rates fell lower than my existing rates and successfully closed on the refinancing in minimum time.Truly recommend this guy. Very trustworthy and very knowledgeable. He knows what he is doing :-)

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perm_identityPrashant pandey

I had an awesome experience with Joseph and I have recommended him to all my friends and If I have any other opportunity in future I would only go to him for Home finance or refinance. He was very helpful and always treats you as a family member and makes sure you have complete information while you work with him. He is very honest and makes you have a WIN WIN deal. I am extremely satisfied with him and his professionalism. This is was my 2nd refinance after I bought the home 3.5 years back and this was the best deal, best experience and best team to work with. I strongly recommend him for any one who is looking for fiance the home or for refinance. Many Thanks to him to get me the best deal available at the time.

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perm_identityGeorge Devassy

It was a good experience with Joseph Chacko as he has exceeded the expectation on my refinance. He was really helpful on deciding the loans and other factors

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perm_identityKarakkattu

He is the best in the industry. I refinance with him couple of times he knows what he is doing I referred so many people to him they all were very happy.

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perm_identityMercy Alex

Joseph helped us with our initial home Purchase loan few years back and was happy to use his service again on our new home purchase we just closed.

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perm_identityAnnu

We had a great experience refinancing with Joseph. What was exceptional about him was that there were no hidden costs and what he promised in the beginning was what was delivered. The closing process was smooth. He really knows what he is doing.He went through all the costs that were included in the mortgage and everything was transparent and fair. In fact he offered us better value that the current refinance options. Can't say it enough that he stuck to his words. Will surely recommend to our friends.

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perm_identityTjgeorge7

I have worked with Joseph Chacko three times in the past. The most recent one was for refinancing my current home. My experience working with Joseph Chacko was a pleasure. He was completely upfront about the costs and whether the refinance made sense financially. Joseph is a very nice person. He is honest, very reliable and is very concerned about his customers. I think he goes above and beyond his duties. I am very proud to recommend Joseph to anyone. I will not go anywhere else for mortgage financing.

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