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Best Loan Companies in New Jersey

Bhanu Lakshmi Chennubhotla Loan Officer
Mount Laurel, NJ, USA
(Pin: 58455)
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Nearby Neighborhoods: Bates, Battle Monument, Bayfront, Bayside

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in New Jersey.I specialize in Business Loan Services,Commercial Loan Services,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since mar...

American Preferred Mortgage Corp. NMLS# 2230580
Parsippany NJ, USA
(Pin: 30002)
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Nearby Neighborhoods: Beaverbrook, Beckettville, Belltown, Black Rock

Services: Mortgage Loan, Home Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: A full-service mortgage company that specializes in residential home loans closing in as quickly as 2-3 weeks!,I am one of the most distinguished Loan Services in Parsippany, NJ. I specialize in Home Loan Services,Mortgage Loan Services,Residential Loan Services. When it comes to purchasing a new home or refinancing a mortgage, everyone's financin...

Sistar Mortgage Company - NMLS#68434
Serving the New Jersey Area
(Pin: 45412)
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Nearby Neighborhoods: Macomb Township, Belltown, Cove-East Side, Downtown

Services: Mortgage Loan, Business Loan, Home Loan, Personal Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Commercial Lending

From the Business: We work face-to-face with borrowers to prequalify you, verify the credit and property aspects of the loan, and make sure you are protected in all areas of the transaction. We can help you make sense out of your credit and offer tips on improving it. We understand that your home is likely your biggest investment. Our specialized approach will help ...

Jatayu Loans LLC

Nearby Neighborhoods: Bates, Battle Monument, Bayfront, Bayside

Services: Mortgage Loan, Home Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: Looking for hassle-free home loans, refinancing, or personalized mortgage solutions? Jatayu Loans LLC, based in Irving, TX, is committed to helping you achieve your financial goals with confidence and ease.Home Purchase Loans (FHA, VA, Conventional),Refinance Options for Lower Rates & Better Terms.First-Time Homebuyer Programs.

Vema Mortgage LLC
Serving the New Jersey Area
(Pin: 89201)
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Nearby Neighborhoods: Old Town, Bates, Battle Monument, Bayfront

Services: Mortgage Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates

From the Business: VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the exper...

CD Mortgage Corp
Serving the New Jersey Area
(Pin: 27379)
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Nearby Neighborhoods: Lacy, Belltown, Cove-East Side, Downtown

Services: Mortgage Loan, Auto Loan, Business Loan, Car Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Car Loan Rates, Personal Loan Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: CD Mortgage Corp is a trusted mortgage lending company committed to helping individuals and families achieve their dream of homeownership. With a focus on personalized service and expert guidance, CD Mortgage Corp offers a wide range of mortgage solutions tailored to fit each client’s unique financial situation and goals. Whether you are a first-t...

Mayur Shah Mortgage Loan Officer, NMLSR # 397274

Nearby Neighborhoods: Allingtown, Amity, Bayview, Beaverbrook

Services: Mortgage Loan, Home Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: Mayur Shah has helped many people achieve their goal of homeownership. Whether you are a first-time home buyer or refinancing an existing loan, Mayur has a solid understanding of the local real estate market and what it takes to close your loan with efficiency and expertise. At Truist Mortgage, we offer a variety of mortgage financing options for...

Baba Lending
Serving the New Jersey Area
(Pin: 60547)
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Nearby Neighborhoods: City Center District, Bates, Battle Monument, Bayfront

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Elgin, IL. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan ServicesWhether you're buying, selling, refinancing, or building your dream home, you have a lot ri...

Sai Vankayala With Ensure Home Loans
Serving the New Jersey Area
(Pin: 59909)
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Nearby Neighborhoods: Chapel Hill, Belltown, Cove-East Side, Downtown

Services: Mortgage Loan, Home Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: I work with 50+ lenders who offer a variety of programs to help get you the best possible rates. I am an expert in assisting self-employed borrowers and can help you qualify for the right loan program using a range of loan programs from conventional loans to non-QM loans (no income verification loans) to suit your primary or investment needs.

Gaurav Vaish Loan Advisor NMLS# 2122782
Serving the New Jersey Area
(Pin: 99349)
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Nearby Neighborhoods: Belltown, Cove-East Side, Downtown, Glenbrook

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: Looking to buy your dream home or refinance with ease? Connect with Gaurav Vaish, a reliable and knowledgeable mortgage loan advisor helping families and individuals across the Bay Area. With personalized guidance, competitive rates, and a deep understanding of the mortgage process, Gaurav ensures a smooth experience from application to closing.

Services: Mortgage Loan, Home Loan, Commercial Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Toms River, NJ. I specialize in Mortgage Loan Services,Commercial Loan Services,Home Loan Services When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else ...

Services: Mortgage Loan, Auto Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: Vishwesh ?Khatkool's most distinguished Loan Services are in Newark, NJ. I specialize in Business Loan Services, Auto Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, Student Loan Services, VA Loans, FHA, Conventional, and Refinances. I am always striving to del...

Services: Mortgage Loan, Home Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: NMLS #1190411 I pride myself on dependability and accessibility. Whether it's a purchase or a refinance, you are working with a highly skilled professional who strives for great customer service. When you are ready to begin the mortgage lending process, I will be with you every step of the way to make sure that your loan closes quickly and smooth...

14 Commerce Drive suite 400, Cranford, NJ 07016, USA

Services: Mortgage Loan, Home Loan, Commercial Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Cranford, NJ. I specialize in Mortgage Loan Services, Commercial Loan Services, Home Loan Services

Services: Auto Loan, Business Loan, Car Loan, Home Loan, Personal Loan, Student Loan, Residential Loan, Education Loan, Auto Loan Rates, Small Business Loans, Car Loan Rates, Personal Loan Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates

From the Business: Harsh Kothari likely offers loan services, specializing in a variety of financial solutions such as home loans, personal loans, business loans, or mortgage refinancing. As a loan service provider, Harsh Kothari may assist clients in navigating the complexities of loan applications, finding competitive interest rates, and offering personalized fina...

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Edison, NJ. I specialize in Mortgage Loan Services,Business Loan Services,Commercial Loan Services,Home Loan Services,Residential Loan Services When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay l...

Services: Mortgage Loan, Home Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: Pankaj Manchanda,I am one of the most distinguished Loan Services in Fort Lee, NJ. I specialize in Home Loan Services, Mortgage Loan Services As a mortgage sales supervisor right here in Fort Lee, I work with you to help you find the right mortgage for your unique situation.

700 US-130 #207, Cinnaminson, NJ 08077, USA

Services: Home Loan, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: Welcome Mortgage Corporation was established in 1987 and has been serving New Jersey and Pennsylvania for more than 20 years. We are a privately held company large enough to meet all your needs, while small enough to make you a priority! We work daily to assure competitive products and pricing, and to keep moving forward with technology with...

3000 Atrium Way suite 200, Mount Laurel Township, NJ, USA

Services: Mortgage Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Mount Laurel, NJ. I specialize in Mortgage Loan Services, Commercial Loan Services, Home Loan Services, Residential Loan Services Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs ...

Services: Mortgage Loan, Auto Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Jersey City, NJ. I specialize in Auto Loan Services, Business Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, and Student Loan ServicesOur mortgage specialists update their knowledge of the current market tren...

Services: Mortgage Loan, Auto Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Orange, NJ. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan Services Our mortgage specialists update their knowledge of the current market tre...

25 Commerce Drive, Cranford, New Jersey, United States

Services: Mortgage Loan, Auto Loan, Business Loan, Car Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Car Loan Rates, Personal Loan Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: Marvin Solomon Home Mortgage Consultant dedicated to providing you top customer service and assistance in finding options that meet your home buying or refinancing needs. Contact me today to start the financing process that he will help you understand how much you may be able to borrow.

Services: Mortgage Loan, Auto Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Edgewater, NJ. I specialize in Auto Loan Services, Business Loan Services, Commercial Loan Services, Education Loans, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, and Student Loan Services or more than 13 years, I have provided mortgage loans to h...

Services: Mortgage Loan, Business Loan, Home Loan, Personal Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates

From the Business: Jason Doshi Mortgage Agent Whether you need the security of a Fixed Rate Mortgage or the flexibility of a Variable Rate Mortgage, the product you are searching for is available with SD Capital Funding. As licensed mortgage bankers, I will help you compare interest rates and product information so you can simply find the right mortgage that fits yo...

66 Middlesex Ave suite 104, Iselin, NJ 08830, USA

Services: Mortgage Loan, Auto Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Iselin, NJ. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan ServicesOur mortgage specialists update their knowledge of the current market tren...

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Customer Reviews for Loan Services in New Jersey Area

Rated 5/5 based on 910 reviews
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John Rydell rated5.0
10 yrs ago

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

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Dil Vin rated5.0
1 year ago

Nury Pedraza Loan Officer did great job. Perfectly closed today on time. Thank You

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dhanraj mittal rated5.0
12 months ago

Sofia and Ati have guided me throughout my mortgage refinancing journey. They completed my refinancing within just 2 weeks which is incredible.

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RamKumar K R rated5.0
1 year ago

One of the best experience in closing the mortgage. From the loan officer aarthika to the ceo they took care of my need very perfectly. Each step they guided me to make an informed decision. Thank you baba lending team. Ram

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Anil Sharma rated5.0
12 months ago

Arthieka Ravichandran from Baba Lending LLC helped to close on time. She communicated with the underwriters and helped resolve all the issues in timely manner. Going to use Baba Lending again in future. Thank you Arthieka Ravichandran. Thank you Baba Lending LLC.

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GSM Rrated5.0
1 year ago

Baba Lending team are very supportive and helpful to get my first home mortgage very quickly and hassle free. Sureshkumar Radhakrishnan is very helpful and friendly throughout my mortgage process. I recommend Baba lending for home buyers

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Ramaprasadrated5.0
1 year ago

Our loan officer Arthieka was amazing right from Day one. Their team were so prompt and closed our loan in 8 days. I did lot of shopping before choosing Baba lending. I opted to work with Baba lending for two reasons, The rate and the confidence Arthieka gave me.

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Prakash Duraisamyrated5.0
12 months ago

I recently secured a mortgage loan from Baba lending , where they provided the best interest rate and ensured everything was handled on time without any delays. Mr. Sureshkumar Radhakrishnan, my loan officer, was exceptional throughout the process. I will definitely go to him for my upcoming projectS.

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Chandra Deeprated5.0
11 months ago

I recently secured a mortgage loan from Baba lending , they provided the best interest rate in the current market and ensured everything was handled on time without any delays. My loan officer, Nury was helpful throughout the process and explained things I was not aware of.

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Arunkumar Nagarajanrated5.0
11 months ago

I had an excellent experience working with Baba Lending for my home mortgage needs. Suresh, the loan officer, was incredibly knowledgeable and took the time to explain every detail, answering all my questions with patience and promptness. Sophia was also instrumental in guiding me through the process, coordinating with different teams to keep things on track. I highly recommend Baba Lending to anyone seeking mortgage assistance.

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NITIN JAIRAJrated5.0
3 months ago

Just closed on my home and couldn’t be happier with my decision to go with Baba Lending. Sam and Arthi were my mortgage managers and played a key role throughout the process. Sam, in particular, was outstanding, always available, highly responsive, and great at breaking down complex mortgage jargon. He offered clear, helpful advice that made decision making easier and kept me on track with all my deliverables, ensuring there were no delays and that we closed on time. If you're looking to buy a home, I highly recommend asking for Sam. I’d gladly recommend him and Baba Lending to anyone.

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Kunal Shastrirated5.0
11 months ago

I recently closed on my house and got an opportunity to work with Vick as my loan officer. He and his team including Aparna, are very professional, diligent and stayed on top of process till closing. Right from loan application to underwriting approval and funding to close, everything went smoothly. Vick is very prompt in responding to queries and facilitate the lending process efficiently. Highly recommend Vick and team.

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Sheetal Pathakrated5.0
1 year ago

This was our first time home buying. We were thoroughly supported and kept informed throughout the process by Kamala and Deepa from her team. Kamala worked very efficiently to bring this to the closing table in a tight timeline amid the holiday season. I will highly recommend Kamala to all of my friends and family.

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MankeDeep Patelrated5.0
1 year ago

I highly recommend Vick as a home loan officer. He is knowledgeable, professional, and dedicated. Vick guided us through every step, making sure we understood our options and felt confident. His prompt communication and attention to detail made the process smooth and stress-free. If you need a reliable home loan officer, Vick is the best choice.

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Sireesha Akrated5.0
10 months ago

Vick, my loan officer is very cooperative and his staff is supportive as well. Vick offered me very competitive rates compared to the market with no hidden charges. He was transparent about all the costs included and guided through the process

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Gaurav Singhrated5.0
10 months ago

I recently had an opportunity(after my friend referred me) to work with Vicky and his team(Aparna/Angela) regarding my home closure. the process was extremely smooth, very responsive team, best possible rate provided to me by Vicky. Overall excellent customer service provided by Vicky and the entire team. I would definitely recommend Vicky to my friends/family.

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Kundan Kumarrated5.0
6 months ago

Rajiv, I'm blown away by your exceptional service throughout my home buying journey! Your offers, commitment, and guidance far exceeded my expectations. Notably, your support and expertise surpassed even that of my realtor and attorney. Thank you for making this complex process incredibly smooth and stress-free. Your dedication and professionalism are truly unmatched!

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bhanu prathaprated5.0
4 months ago

I worked with Rajiv on my refinance. He was very cooperative throughout the process. He explained each and every component in the closing document in detail. I highly recommend him for your mortgage

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Lakshmi Narayananrated5.0
8 months ago

Had a great mortgage purchase experience with American Preferred Mortgage. Rajiv Bedi and his team in particular did an amazing job securing our loan with the best rate and terms. They were very responsive and communicative throughout the process. Highly recommend them!

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Nouman Alirated5.0
6 months ago

Vick is the man to contact for all your needs. He listens to you and provides solutions and all mortgage options and alternatives like a brother! I personally shopped for 5 different mortgage brokers and bankers, and he competed the best and lowest rate for me! This was my first and will be the last person to shop for mortgage!

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Parag Pinglerated5.0
3 months ago

I wanted to take a moment to express my sincere appreciation to Rajiv Bedi for his outstanding service throughout the mortgage process. Your professionalism, clear communication, and deep knowledge made what could have been a stressful experience feel smooth and manageable. You were always prompt in answering my questions and went above and beyond to ensure I understood every step. Thank you for making this such a positive experience—I would gladly recommend your services to anyone in need of mortgage assistance.

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Salil Joshirated5.0
5 months ago

Excellent service provided by Vick and his team during the refinance process. This is the 3rd time I have worked with Vick for refinance and the rates offered are unmatched. Vick and his team are on top of getting the underwriting paperwork done and communicate if there are any missing documents. Overall A+ service for rates, speed of processing and customer service.

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Dhanesh Jaipalrated5.0
5 months ago

As a first time home buyer, it was a pretty smooth journey and a great experience with Vick who helped and explained everything with patience and was available throughout (even during weekends and at odd times) and was always prompt and helpful for all our questions and queries. Everything was done well within time with care which was the most important support you can get as a home-buyer. Highly recommended and thank you Vick for all the help and constant support ??

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Mallikharjuna Allarated5.0
3 months ago

I got my mortgage refinanced recently with American Preferred Mortgage Corp. They've got me the best rate on the market. I had great experience working with them and I would definitely recommend them for any new home loans or refinancing. They were so helpful though out my loan processing duration, answering my questions patiently and considering my requests. Their response is very prompt and helped to expedite the processing time. I am thankful to Rajiv and team to make things happens so smoothly.

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Vilas Deshmukhrated5.0
5 months ago

Vick has been just amazing throughout the whole mortgage processing journey - right from the loan estimating to the final closure. He especially proved to be very friendly and cooperative considering this was my first home buying experience in USA. Highly recommended for mortgage needs. I will surely be working with him anytime I have any mortgage needs. Thanks Vick!

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Abhishek Kumarrated5.0
5 months ago

I had an excellent experience working with Vick at American Preferred Mortgage Corp. He was always available, provided valuable consulting, and helped secure the best rates by keeping me informed with market updates. His responsiveness and efficiency made the entire process smooth and stress-free. I highly recommend Vick and American Preferred Mortgage Corp to my friends and family!

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Ajay Pokharkarrated5.0
5 months ago

I had an amazing experience working with Vick. From start to finish, he made the loan process smooth, transparent, and stress-free. His team was highly professional, knowledgeable, and always available to answer my questions. They guided me through every step, ensuring I got the best possible rates and terms. I truly appreciate their dedication, excellent customer service & commitments made during initial offers! I highly recommend Vick to anyone looking for a reliable and trustworthy lender!

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Riddhima Arorarated5.0
5 months ago

I recently had the pleasure of working with Vick, and I couldn't be more pleased with the experience. From start to finish, he made the entire process smooth, transparent, and stress-free. Vick's professionalism and excellent communication were top-notch. He was always available to offer support and guidance, and I never felt like I was in the dark about where things stood. He truly goes above and beyond for his clients, making what could have been an overwhelming process easy to navigate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. His expertise and customer-first approach make him a standout in the industry. Thank you, Vick, for making this experience such a positive one!

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Sachin Guptarated5.0
5 months ago

I had an exceptional experience working with Vick Bedi from American Preferred Mortgage. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process and made sure I understood all my options. Vick was always available to answer my questions and provided timely updates throughout the entire process. Thanks to his guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to his hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Vick Bedi to anyone in need of mortgage services.

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Aamir Ghaurirated5.0
2 months ago

As a first time home buyer, I had a great experience working with Silver from American preferred Mortgage. She helped and guided us in every step of securing the best possible rate in our mortgage journey. I feel that getting a mortgage was the easiest and simplest task in our whole home buying process. She has a great experience and was able to explain us each and every aspect of the borrowing process in a professional and transparent way. We were able to close on time and with confidence that there is nothing hidden. She was also able to help us understand the closing cost in detail and guided us in identifying cost that we can avoid. I would Highly recommended her to anyone in process of home buying and looking for mortgage. Thank you Silver for all the help and constant support.

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Palak Patelrated5.0
4 months ago

George Sebastian was an excellent broker, he was available 7 days a week even late hours to make our loan process as soon as possible. I am a business owner and had complicated taxes but he was still able to get the loan processed in about two weeks which was much quicker than we were expecting. Also our interest rates were lower than anyone else was able to quote us which was amazing.

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visal parolarated5.0
5 months ago

I cannot recommend Sebastian George Mortgage highly enough! From start to finish, they were an absolute professional, guiding me through every step of the mortgage process with expertise, patience, and dedication. The mortgage deal I got through Vema was very good and they offered the lowest interest rate too! I’m incredibly grateful for Sebastian’s support and would recommend them to anyone in need of mortgage assistance!

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Nishit Patelrated5.0
4 months ago

Mr Vikas Patel is knowledgeable and prompt in providing suitable option for mortgage, as i am with a very unique situation. He listened to my case , understand it and kept trying until all the requirements met. He kept me updated with call/text throughout the process. I never felt that I am being ignored, despite my unique demands. I appreciate all his efforts. I recommend his service.

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Riten Munshirated5.0
4 months ago

I had a fantastic experience with Sebastian when we were buying our new house few months ago. He was very prompt, diligent and patient with my questions and provided me with the best rate possible in the market. Would highly recommend him and VEMA mortgage for your mortgage needs.

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Tristan Armsteadrated5.0
2 months ago

I’m a realtor here in Charlotte, NC, and PT Johnson helped one of my clients purchase a home. From start to finish, he and his team made the process smooth and stress-free. We had zero issues and even could’ve closed ahead of schedule if needed. Definitely a 5-star experience—highly recommend PT!

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kiran Arated5.0
2 months ago

Working with Vipul was such a smooth and stress-free experience. Right from the start, he was super helpful, walked me through everything, and made sure I understood each step of the mortgage process. I'd definitely recommend Vema Mortgage to anyone looking for a great mortgage experience.

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Raj Srated5.0
4 months ago

Sebastian is incredibly professional and was a tremendous help throughout my mortgage application process. He explained every step clearly, was always prompt in responding, and worked patiently to answer all my questions. His customer-first approach truly sets him apart, and I have no doubt it will take him to great heights. I highly recommend Sebastian for his outstanding service, dedication, and support!

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zameer ahmedrated5.0
6 months ago

Vema offers very good deals on mortgages, their interest rates are the lowest. They are highly responsive, understand customers needs and always do what is right for their customers. I had the opportunity to work with P.T. Johnson who assisted and guided me through out the process, he was available to talk to me at all times including Weekends and night/early mornings. He got me the best deal which could not be matched with any other lender, educated me on so many aspects of mortgage loan and home buying that I did not know. My home buying experience turned about to be positive only because of Johnson. He is the best, I am so glad I got to know him and got my mortgage through him.

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Sreekumar Chandrakaladharanrated5.0
7 months ago

I had an incredible experience working with Sebastian George from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. He took time to explain the different options available and helped me to find the best rate and terms that suited me. Thank you Sebastian for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

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Amar Marthandenrated5.0
4 months ago

I cannot speak highly enough about my experience with Chirag Rachhadia/ VEMA Mortgage LLC.. From our initial consultation to closing day, he provided exceptional guidance through the entire mortgage process. He answered all my questions promptly and explaining complex terms in easy-to-understand language. He found me the best possible rate without any additional costs. His efficient processing helped me to close the loan on schedule without any delays. I highly recommend Chirag to anyone seeking a mortgage—he truly put his clients' needs first and make what could be a stressful process surprisingly smooth.

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Vishnu Mangaroliyarated5.0
4 months ago

We recently got a mortgage from Vipulbhai at Vema Mortgage. As first-time homebuyers, my wife and I were honestly overwhelmed by the whole mortgage process but working with Vipulbhai made everything so much easier and less stressful.He took the time to explain everything in a way that made sense. He found us the best mortgage program with an amazing rate that we never expected in this market. He was incredibly knowledgeable, responsive, and truly had our best interests at heart throughout the entire process.We’re so grateful for his support and guidance as he made what could’ve been a stressful experience feel smooth and manageable. If you’re looking for someone who knows their stuff and genuinely cares, we can’t recommend Vipulbhai enough. Thank you Vipulbhai

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Veeramohan Nimmalapudirated5.0
3 months ago

I recently went through the process of refinancing my mortgage, and I couldn't be more pleased with the outcome. From start to finish, the process was smooth, transparent, and financially beneficial. Mohan Koday through VEMA mortgage provided excellent customer service—answering all of my questions promptly and clearly. They kept me informed at every step, and the online application and document submission process was straightforward and user-friendly. Within a few weeks, everything was finalized. Overall, the whole refinancing process was a smooth and a great experience working with Mohan Koday. I highly recommend him to my friends and family for any new home loans/ refinancing needs.

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Helbert Oziliorated5.0
2 months ago

Sebastian George was indicated by a Friend. Had quoted with two other brokers, and after talking to him decided to move ahead with Vema. He took care of my whole mortgage process. Let alone his relentless efforts in getting everything completed on time, communicate efficiently and quickly among all parties and support me with every single question anytime they would come up, Sebastian was able to secure me with rate conditions no other broker was offering. Peace of mind your mortgage is being taken care of by a real professional and a person great to deal with, 1000% recommend Sebastian George from Vema Mortgage.

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Gokularaman Venkatachalapathyrated5.0
2 months ago

I had a very good experience with Vema Mortgage. This was my second time financing with them, and everything worked out perfectly. My lending agent PT Johnson did an amazing & very professional job on taking care of the loan process from start to finish, explaining the entire process, answering all our questions in a timely manner. Would definitely work with them for my future mortgage needs!

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Rahull Luhrated5.0
2 months ago

Very Happy with Vema Mortgage. We closed on our home yesterday. Everything went smooth from start to finish. In addition to getting us best rates, Johnson was very diligent in getting things done in very timely fashion for our loan approval. He was always available for questions. Very good communication. We will certainly consider Vema Mortgage and Johnson in future.

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malayc pothalrated5.0
2 months ago

I recently worked with P T Johnson during my home loan process, and I couldn’t be more satisfied with the experience. From the very beginning, he was incredibly professional, responsive, and knowledgeable. He took the time to explain every step of the process in detail and made sure all of my questions were answered promptly and clearly. What stood out most was Johnson’s ability to make a typically stressful process feel smooth and manageable. His proactive communication and consistent follow-up ensured that we stayed on track and that I always knew what to expect next. I appreciate Johnson's assistance and wish him continued success. Please continue delivering the excellent service.

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Muralikrishnan Vrated5.0
3 months ago

I had a fantastic experience working with Vema Mortgage throughout the home-buying process. From start to finish, their team was professional, responsive, and extremely knowledgeable. Sebastian George, was especially helpful—always available to answer questions, provide updates, and made sure everything stayed on track. They took what could have been a stressful experience and made it simple and seamless. Their dedication to customer service really stood out. I highly recommend Vema Mortgage to anyone looking for a reliable, trustworthy, and efficient mortgage provider.

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Vandit Patelrated5.0
3 months ago

Working with Sebastian on my mortgage loan was a great experience. He was super responsive, honest, and always available whenever I had questions—no matter the time or day. Anytime I had a question—no matter how big or small—he answered it clearly and honestly, always making sure I fully understood the process. What really stood out was how fast he worked whenever something needed to be done ASAP. He never missed a beat and always handled things with a sense of urgency when it mattered most. He was also incredibly flexible and calm when any issues came up. He made the whole process way less stressful and was flexible and calm even when things got a little complicated. He went above and beyond helping me out and I highly recommend him if you’re looking for someone reliable and easy to work with!

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Harshit Gargrated5.0
4 months ago

I recently had the pleasure of working with Vipul Hapani from VEMA for the refinancing of my home mortgage through UWM, and I couldn't be more satisfied with the experience. Vipul was incredibly professional, knowledgeable, and dedicated throughout the entire process. From the very beginning, Vipul provided clear and concise information about the refinancing options available to me. He patiently answered all my questions and ensured I understood each step of the process. His expertise and attention to detail were evident, making me feel confident and well-informed. His proactive communication kept me updated on the progress, and he was always available to address any concerns I had. Thanks to Vipul that the refinancing process was stress-free and efficient for me. I would highly recommend Vipul and VEMA to anyone looking for a reliable and professional mortgage broker !

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Tanmoy Mondalrated5.0
2 months ago

I recently refinanced my home, and I couldn't have asked for a better experience thanks to P T Johnson. From start to finish, he was incredibly professional, knowledgeable, and patient throughout the entire process. He took the time to explain every detail, answered all my questions promptly, and made sure I was completely comfortable every step of the way. What truly sets P T Johnson apart is his commitment to exceptional service and his ability to make a complex process feel smooth and stress-free. He secured a fantastic rate for me, was always transparent, and worked diligently to ensure my loan closed on time. If you're considering refinancing or need a trustworthy, efficient, and genuinely helpful loan agent, I highly recommend P T Johnson. His dedication, expertise, and client-first approach are truly top-notch. This was such a positive experience!

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Willsonrated5.0
1 month ago

Highlights transparent guidance, which builds trust

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Sangeetharated5.0
1 month ago

As a first-time homebuyer, I was nervous about the process. Jatayu Loans explained everything clearly, shared helpful tips, and made sure there were no surprises. Only wish they had more weekend slots, but otherwise it was excellent!

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Vimalrated5.0
1 month ago

Jatayu Loans got me a very competitive rate. There was a slight delay with the appraisal, but they kept me updated and handled it well. Overall, I’m happy with the service.

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Devarated5.0
1 month ago

This team truly cares about their clients. They were always available to clarify my doubts, even after hours. I felt supported and confident throughout the process. Thank you, Jatayu Loans!

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Rajrated5.0
1 month ago

I refinanced my mortgage with Jatayu Loans LLC and the process was so smooth. They handled everything on time, answered all my questions, and made sure I got the best deal possible. Great experience!

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Vincyrated5.0
1 month ago

Working with Jatayu Loans LLC was the best decision I made for my home loan. The team explained every step, guided me through the paperwork, and got me a great rate. Highly recommend their professional and friendly service!

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Christina Manlowrated5.0
2 months ago

Gaurav is an amazing person to work with. He helped me get my first home, much before the 30 day contract deadline

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Charles Taylorrated5.0
2 months ago

The most Transparent person I have ever met. As a first time buyer, I was very nervous… He messages every time – ‘Clear. Simple’. It was indeed the case working with him. If I ever buy another home, he will be my first choice

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Udit Joshirated5.0
2 months ago

I had a fantastic experience working with Gaurav on my property mortgage – super friendly and easy to talk to, and very transparent, which made the whole process way less stressful making sure everything went smoothly from start to finish

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Deepika Balerated5.0
2 months ago

Gaurav guides wonderfully throughout and makes the process of refinancing home look easy. Very patient, knowledgeable and importantly have time to talk us through every detail. A definite go-to person for refinancing

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Varatharaj Manavalanrated5.0
2 months ago

I had an amazing experience working with Gaurav on refinancing the home. He is very well available to talk and clarify my questions, I highly recommend him for your home/commercial loan/refinancing needs

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Sunny Suren Chiliverurated5.0
2 months ago

have closed my home last week, and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders, including Jim/Chip Bartels; amazingly, Sai's terms and interest rates beat them by a huge margin! And my closing costs are amazingly low (Low as in you will save around $4000). Working with Sai was very pleasant; he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently. Since I am a first-time homebuyer, I did not understand the process and asked questions repeatedly, which he answered patiently as it was the first time. He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks, Sai, for helping me with my lending needs in this tough time and finishing it so perfectly.

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Santhosh Reddy Trated5.0
2 months ago

Sai was amazing. I closed my house last week, and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first-time homebuyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not least - I got a great interest rate (lowest of all 4 lenders I worked with) going with Sai and saved a few thousand on the closing costs as well. I could not have asked for a better experience. Thank you, Sai

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Manpreet Sandhurated5.0
2 months ago

I closed with Sai a couple of days ago, and he made the process so easy. He explained everything very well. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!

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Manta Moranwaliarated5.0
2 months ago

Sai always picks up our calls and calms us with any mortgage-related questions. He is so friendly and used to take our calls even at 10 PM at night. Thank you, Sai, for the great rate and all your help in getting our dream home.

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Swwetharated5.0
2 months ago

Excellent service and very approachable. Sai Lakshmana Vankayala provided clear guidance and was always available to answer questions. The experience was smooth and efficient. Thank you!

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Rajrated5.0
2 months ago

I had a wonderful experience with Sai Lakshmana Vankayala. Very professional, knowledgeable, and helpful throughout the process. I highly recommend their services to anyone looking for reliable support. Truly a great find in Indianapolis!

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Samirrated5.0
2 months ago

Outstanding service! Sai Lakshmana Vankayala is someone you can trust—punctual, respectful, and very detail-oriented. I’m extremely satisfied with the outcome and would use their service again without hesitation.

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Rahulrated5.0
2 months ago

Very professional and courteous. I felt supported at every step and truly appreciated the time and effort taken to explain everything in detail. Would definitely recommend to friends and family

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Dil Vinrated5.0
1 year ago

Nury Pedraza Loan Officer did great job. Perfectly closed today on time. Thank You

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dhanraj mittalrated5.0
12 months ago

Sofia and Ati have guided me throughout my mortgage refinancing journey. They completed my refinancing within just 2 weeks which is incredible.

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RamKumar K Rrated5.0
1 year ago

One of the best experience in closing the mortgage. From the loan officer aarthika to the ceo they took care of my need very perfectly. Each step they guided me to make an informed decision. Thank you baba lending team. Ram

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Anil Sharmarated5.0
12 months ago

Arthieka Ravichandran from Baba Lending LLC helped to close on time. She communicated with the underwriters and helped resolve all the issues in timely manner. Going to use Baba Lending again in future. Thank you Arthieka Ravichandran. Thank you Baba Lending LLC.

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GSM Rrated5.0
1 year ago

Baba Lending team are very supportive and helpful to get my first home mortgage very quickly and hassle free. Sureshkumar Radhakrishnan is very helpful and friendly throughout my mortgage process. I recommend Baba lending for home buyers

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Ramaprasadrated5.0
1 year ago

Our loan officer Arthieka was amazing right from Day one. Their team were so prompt and closed our loan in 8 days. I did lot of shopping before choosing Baba lending. I opted to work with Baba lending for two reasons, The rate and the confidence Arthieka gave me.

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Prakash Duraisamyrated5.0
12 months ago

I recently secured a mortgage loan from Baba lending , where they provided the best interest rate and ensured everything was handled on time without any delays. Mr. Sureshkumar Radhakrishnan, my loan officer, was exceptional throughout the process. I will definitely go to him for my upcoming projectS.

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Chandra Deeprated5.0
11 months ago

I recently secured a mortgage loan from Baba lending , they provided the best interest rate in the current market and ensured everything was handled on time without any delays. My loan officer, Nury was helpful throughout the process and explained things I was not aware of.

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Arunkumar Nagarajanrated5.0
11 months ago

I had an excellent experience working with Baba Lending for my home mortgage needs. Suresh, the loan officer, was incredibly knowledgeable and took the time to explain every detail, answering all my questions with patience and promptness. Sophia was also instrumental in guiding me through the process, coordinating with different teams to keep things on track. I highly recommend Baba Lending to anyone seeking mortgage assistance.

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NITIN JAIRAJrated5.0
3 months ago

Just closed on my home and couldn’t be happier with my decision to go with Baba Lending. Sam and Arthi were my mortgage managers and played a key role throughout the process. Sam, in particular, was outstanding, always available, highly responsive, and great at breaking down complex mortgage jargon. He offered clear, helpful advice that made decision making easier and kept me on track with all my deliverables, ensuring there were no delays and that we closed on time. If you're looking to buy a home, I highly recommend asking for Sam. I’d gladly recommend him and Baba Lending to anyone.

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Sandeep bafnarated4.0
3 yrs ago

Thank you Vick and team. Good rate and great service.

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Hitesh Bhalavatrated5.0
3 yrs ago

Exceptional service

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Anand Damarajurated5.0
2 yrs ago

Best in the market.

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Prince Nai Bastirated5.0
2 yrs ago

Excellent

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Santosh Garimellarated5.0
3 yrs ago

Best service & interest rate in the market!!!

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Gaurav Dewanrated5.0
3 yrs ago

Strongly recommend this company for refi and new purchase

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bhavin shahrated5.0
3 yrs ago

They go above and beyond for their clients. Really happy with their service .

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Nisarg Patelrated5.0
3 yrs ago

Best service and good rates provided from Nilesh Desai,

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Vishal Bhargavarated5.0
3 yrs ago

One stop shop for all your mortgage needs!!! Please contact Vicky or any of his team members ??

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Munish Darganrated5.0
2 yrs ago

Vick and his team are great to work with

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Kuldeep Kotharirated5.0
3 yrs ago

I will personally recommend APMC to everyone I know, they are very professional and provide excellent service.

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rajesh grandhirated5.0
3 yrs ago

Very nice experience. Hemalatha helped towards closing and gave a better rate.

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Vraj Shahrated5.0
3 yrs ago

I highly recommend working with them. They made our home purchase seamless !

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Naren Mehtarated5.0
3 yrs ago

Highly recommend Vicky Bedi and the entire team! Professional, prompt, and great rates!

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divya kumarrated5.0
3 yrs ago

Very prompt and responsive. Had a great experience working with him.

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Satya Thejarated5.0
3 yrs ago

Vick Bedi helped me and gave me Good rate with low closing cost

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Satish Mrated5.0
2 yrs ago

I worked with rajiv and meena. They are the best. I would highly recommend.

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siva kumarrated5.0
11 months ago

Nilesh and Meena helped me to close the new home on time.

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Narain Muthurajrated5.0
3 yrs ago

This team makes the mortgage and refi process as pleasant as possible. Special shout out to Aparna for responsiveness.

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Sunil Patelrated5.0
3 yrs ago

Great Service. They made each step easy and clear. Overall very much satisfied with the service.

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Gangadhar Nimballirated5.0
2 yrs ago

Rajiv Bedi, It was nice working with you. Provided good rate and always got quick response.

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Madan Wavhalrated5.0
3 yrs ago

Nice experience, i can recommend Vick and team for mortgage related stuff.

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Vijay Patelrated5.0
3 yrs ago

I would highly recommend, it is so fast, best rate and excellent customer service!! Great pleasure working with Dhiren Patel and Deena Saraiya!!

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Ghulam Sajjad Khanrated5.0
2 yrs ago

Amazing person.... *** know his work. Sincere, accessible..... Vicki Keep it up!!

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brijen bhavsarrated5.0
2 yrs ago

They are truly knowledgeable in their work . Great service and turnaround time is also very less .

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vishnu kumarrated5.0
3 yrs ago

It was a great working experience with Nilesh and Deepa. Excellent service, prompt response, transparent, courteous and friendly.

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Shivani Pandeyrated5.0
2 yrs ago

Vick was too quick in responding and helped us with very useful tips

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Jana 1020rated5.0
3 yrs ago

Great service with knowledgeable staff. Made my home buying process seamless. They took the time to explain the process and to answer all my questions:)

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Umesh Sonavanerated5.0
1 year ago

Rajiv is great to work with. Always available to answer any questions and helpful

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AKHIL KUDALrated5.0
3 yrs ago

Excellent service from Vick Bedi. They provide very competitive rates as well! Would definitely recommend them!

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thotapalli bhaskarrated5.0
3 yrs ago

As a first time buyer , got good guidance from Vick and Aparna , they provide great services.

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mehul Suvarated5.0
3 yrs ago

Reliable people, super fast service, what else you need when you have support each and every step on closing the house..!! Super satisfied with the service.. Special thanks to Mayur P leuva and Deepa Rangaraju

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sunita reddyrated5.0
3 yrs ago

Vick is very quick in response . Answers all questions very patiently.Try to provide low rates as much as he can

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amit joglekarrated5.0
10 months ago

Always a smooth experience. Have refi multiple times with Rajiv ??

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cool headrated5.0
3 yrs ago

Excellent service! Felt like working with a friend. Vick is a stellar service provider!

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SHARAD KUMARrated5.0
3 yrs ago

Had a very pleasant experience with American preferred mortgage Special thanks to Hemalatha Selvarajan and Deepa Rangaraju for helping and guiding throughout the process.

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Lakshmanan Subramanianrated5.0
3 yrs ago

Excellent work by Rajiv and Meena, they helped me through out the process, very responsive in answering the phone calls. Helped me to close the deal in 25days.

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Ghulam s Khanrated5.0
3 yrs ago

I worked with Vicky's team before.... Very skilled, and professional.... I am glad to have them in our area....

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Satish Bhonslerated5.0
3 yrs ago

Excellent service, very customer oriented & supportive, would highly recommend working with Vick and his team for any refinance or house purchase.

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NILESH PHADKErated5.0
3 yrs ago

Very happy for the excellent and smooth Mortgage process. Thank you Rajiv Bedi and Meena for helping and guiding us throughout the mortgage.

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Ivan Dnistryanrated5.0
2 yrs ago

It was an absolute pleasure to work with Vick Bedi and a team. Would highly recommend, great communication and wonderful people. Thank you.

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Charmi Patelrated5.0
3 yrs ago

We bought a house for the first time and our team has done a fabulous job making sure everything went smoothly and worth free. It’s truly been a pleasure getting to work all of them.

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Kashyap Shankhavararated5.0
3 yrs ago

Bhavesh Shah and his team at American Preferred (APMC) helped us with our time-sensitive transaction, they followed up with all the parties to ensure timely closing. Their rates and fees are best in the town. APMC is a delight to work with we would highly recommend for all your mortgage needs.

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Veeresh Vuyyurirated5.0
3 yrs ago

Its a great experience working with Hemalatha & Deepa. They are very Professional & never hesitate to Answer any question. I thank a lot for making my Journey so Smooth

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Naga Mahendar Velishalarated5.0
3 yrs ago

Amazing service. Patiently listen and explain in detail about all questions. Always available. Immediate response to emails and phones. Very professional and well knowledgeable. Highly recommended for all types of mortgages.

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Pranoy Paulrated5.0
2 yrs ago

Just closed on my home mortgage, the process was smooth. Constant communication and also helps out and keeps track on process until close. Great rates offered. Highly recommend.

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Anil Yempalarated5.0
2 yrs ago

This is second time working with Vick&team,had an awesome experience both the times,highly recommend AmPerf !!!! Thank you Vick for all your help..

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JAGADISH KUMARrated5.0
3 yrs ago

It was fantastic & great experience with NILESH DESAI - APMC to get the loan disbursed in just 30 days The Loan processing team was very supportive, coordinating, followup , continuous support on the emails & text ofcourse Great interest rate locked up as best among the mortgage market We are very satisfied with the closing & mail in away closing supper from local Attorney on sign service Would highly recommend to get the loan process done with APMC ????????????????????????

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Punit Ambrerated5.0
3 yrs ago

Great experience working with Nilesh Desai and Meena sunder , they are very transparent with there customers in regards to rates and made whole mortgage process comfortable for me . Hoping to work with them soon.

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Anirban Guharated5.0
2 yrs ago

Amazing customer service, quick turnaround and very courteous people. Special shoutout to Rajiv Bedi and his team for a smooth experience!

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Kamal Arorarated5.0
3 yrs ago

Vicky is a pleasure to work with . He managed our loan very Professionally and promptly. Would highly recommend them .

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Mahesh Sharmarated5.0
11 months ago

Excellent rate, nice service….one stop shop for your mortgage needs!! Highly recommend Vicky!

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HARIT PATELrated5.0
3 yrs ago

“I am very thankful for Manoj Patel's professional, responsive and honest assistance with the whole mortgage process from beginning to end. He managed our loan very Professionally and promptly. Great service, quick turnaround and courteous treatment. I'm glad we chose his services and would recommend Manoj to anyone buying a home.”

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Abhishek Mishrarated5.0
3 yrs ago

Vick and Team are professional, committed, keeping promise to client which make them reliable and trustworthy.

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Ranjan Bhattacharyarated5.0
3 yrs ago

Very pleased with the professionalism and efficiency. Vick Bedi is amazing at his job and is highly recommend.to anyone looking for a Mortgage

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Ameet Kumarrated5.0
3 yrs ago

We had great experience with Dhiren and Deepa. Being a first time buyer we had a lot of questions and unknowns. they were very helpful throughout the transaction, answered all questions and made it very easy for us. Thanks again for all your help.

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Sai Trated5.0
3 yrs ago

Worked with Hema & Deepa they were very responsive, helpful and processed everything in a professional manner. Their online tools were modern and easy to use as well. Strongly recommend this company!

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patel harshitrated5.0
3 yrs ago

Extremely satisfied with the service. Very professional and knowledgeable people, specially Mayur and deepa whom I worked with during the process. Best quality is: Quick turn around for any questions and concerns with clear information. Must say best place for the first time home buyer!

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Poonacha Bollerarated5.0
3 yrs ago

Vick and his team always deliver, what they commit. They are easy to access anytime. Will definitely recommend Vick and Rajiv

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Brijesh Patelrated5.0
3 yrs ago

I Worked with Meena & Manoj. They completed my closing within one month with excellent service in a professional manner. Their online tools were modern and easy to use as well. I Strongly recommend this company.

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Ketan Ketkarrated5.0
11 months ago

Vick is very helpful, prompt response and offers low rates compared to other market competitors

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shraddha singhrated5.0
3 yrs ago

Refinanced one of our properties recently with American Preferred Mortgage. Great service, quick turnaround, courteous treatment and knowledgeable staff. Highly recommended for best mortgage rates and customized solution.

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anook guptarated5.0
2 yrs ago

Hema and her entire team was exceptional throughout the entire loan process. Being a first time home buyer and having a deadline of two weeks, Hema and her team helped me to complete the loan process in only 15 days.

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Girish Njrated5.0
2 yrs ago

Appreciate the support and great service you have extended.... explaining us and guiding us all through..Vick has tremendous understanding of the market and worked with us and made us comfortable through out our first home purchase experience...thank you for your patience in explaining and making us understand the whole process...Thank you Vick and Aparna....

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Sivakumar Karuppiahrated5.0
1 year ago

Vicky Bedi is always reliable and we can get best rates in the market. Delivering what is promised.

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Sivaguru Subramanianrated5.0
3 yrs ago

“My wife and I had a fantastic experience with Vick & Aparna for our Mortgage. We are first time buyers , the clarity provided from Day one was top notch. Extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can’t thank them enough and recommend Vick for any new home buyers.

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Yadav Bhandarirated5.0
12 months ago

Rajiv is very detailed and knowledgable person. It was great experience working with him!

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Karthick Vimalrated5.0
3 yrs ago

My experience with them was very structured, things went as planned to have a smooth closing. Hema was offering assistance on when to lock the rates and providing few other insights , which as a first time homebuyer was very useful. Hema is now more than a mortgage lender to me and is a family friend..

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Pinal Joshirated5.0
3 yrs ago

We received professional and helpful service. Every question we had was answered in a timely manner. Nilesh and Meena were easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use the service again in the future.

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Dhaval Rambhiarated5.0
3 yrs ago

Vick and Aparna provided great service. Most of our questions were answered promptly by both of them. We were able to close quickly on the date Vick promised us.

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Vijay Crated5.0
3 yrs ago

It was great experience working with American Preferred Mortgage Corp team. They know the market very well and provide a competitive rate. Definitely I will love to work with them again in the near future.

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Komal Joshirated5.0
3 yrs ago

We are the first time home buyer, and there are lots of new informations to understand, We were lucky to Work with Hemlatha and Deepa, They provided us great rates and worked with us through out the entire process. They helped us to understand everything. I would recommend then to everyone..

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minti26rated5.0
9 months ago

Appreciate Vick and team for your great, quick service!Thank you!

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Chandani Shankhavararated5.0
3 yrs ago

Bhavesh Shah and his team at American Preferred (APMC) helped us with our time-sensitive transaction, they followed up with all the parties to ensure timely closing. APMC is a delight to work with we would highly recommend for all your mortgage needs

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Naman Patelrated5.0
2 yrs ago

Worked with Rajiv - very helpful, timely, and trustworthy! His team helped us close on a tight timeline in spite of several delays caused by the other side.

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Shrikant Thakurrated5.0
2 yrs ago

I had a wonderful experience working with Hema (loan officer) and Deepa (loan processor), they both are very knowledgeable, professional and available to address all your queries. They make the entire process smooth and faster.

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Manjeet Singh & Vidhu Nijhawanrated5.0
3 yrs ago

Vick and Aparna make a great team to work with. Quick response, your priority is their priority and managed to get the best possible lowest rate compared to the market.

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Nikhil Sharmarated5.0
3 yrs ago

I am a first time home buyer and was clueless about buying a home. Nilesh did a handholding and help me in resolving each and every problem whatsoever came in my way. His support was not limited to mortgage, he is out mortgage team but he helped me in all aspects, whether it be negotiating with seller (in seller’s market) or answering any legal questions or emails. He is a complete package and more than that he turnout to be a mentor and a person I can have blind faith. Really Nilesh bhai, thank you (is an understatement) so much for all your efforts . I know I bothered a lot calling late night and over the weekends but thank for answering my each and every call.

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Aavart Patelrated5.0
3 yrs ago

Working With Nilesh and Meena was very easy throughout this process. Excellent Communication, Prompt Response and they handled lots of things directly with Attorney... Can't thank them enough for making this whole process very easy, informative and personal attention they paid to specifics in our case.

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Krishna Patelrated5.0
3 yrs ago

Can not recommend Mayur and American Prefered enough!!! The entire process was so effortless and simple but I wouldn't expect anything else from this team. We were very pleased with our rate. The constant communication from our loan officer, Deepa, is commendable. Whether it be email or phone she was quick to answer and assist. If you are in the market to purchase a new home I would not move forward without the team at American Prefered

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Milind Yadavrated5.0
3 yrs ago

I write this review to express my since gratitude and appreciation for Vicky & Aparna!! Aparna and Vicky’s diligence meant that The entire mortgage process was super smooth. Keep rocking guys!!!

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Aparna ketkar-Bhaverated5.0
2 yrs ago

Kamala and team were great to work with. She was very responsive and walked extra mile to bring it to closing in a timely manner. Highly recommended.

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Seethala Manoharanrated5.0
3 yrs ago

Vick and Aparna are very professional and they did great job helping me with my home purchase. He understands the need and guided me throughout the process .

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Manoj Kumarrated5.0
3 yrs ago

Our experience purchasing our dream home and securing the loan was hassle-free with Bhavesh at American Preferred Mortgage. Especially in the midst of volatile housing market conditions. Bhavesh and Meena helped us understand and navigate through the process from May/June 2022 until we closed in September 2022. They were always there to answer our queries and guide us in the home buying process. We are looking forward to working with Bhavesh in future as well to reduce our costs by refinancing. We highly recommend Bhavesh!

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Amol Trated5.0
2 yrs ago

Rajiv is very professional and guided me every step. He was always reachable and explain all the lending process clearly. He offered me the best rate. Thanks a lot.

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Sethu Ramanrated5.0
1 year ago

It was wonderful working with Rajiv Bedi, he was very helpful right from the beginning, patiently answered all our questions. Definitely recommend him!

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Divyakant-Sarju Patelrated5.0
3 yrs ago

As first time home buyers in NJ we were nervous about any road bumps we would possibly run into. Mayur was extremely knowledgeable and helpful throughout the entire process. He answered every question we had with patience and throughly explained everything. We highly recommend Mayur and his team. They are a must when purchasing any new home!!

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Hitesh Julkarated5.0
2 yrs ago

Great experience with Vick. Had is support and expertise throughout the process and helped close the loan process in a 3 week timeframe which was vital for the deal to go through. Thank you!!

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Sushant Bhaverated5.0
2 yrs ago

Kamala and team were great to work with. She was very responsive and got work done to bring it to closing in a timely manner. Highly recommended.

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Arvind Guptarated5.0
3 yrs ago

Bhavesh is a great financial advisor. I was recommended by a friend and I truly had a great experience working on a home loan applicatIon. He and his team is very prompt and professional. Highly recommend!!!

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Balajirated5.0
3 yrs ago

We had an excellent experience with Bhavesh and Meena. Both are very professional and guided us through the overall process as we went through the buying experience for the first month. They also arranged for our loan in a very short span of time which is amazing. They also got us best interest rate. They are the best and highly recommend... Thanks Bhavesh and Meena for all your help. Keep rocking...........

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Bhavik Parikhrated5.0
3 yrs ago

Amerisave Mortgage Corporation - Bhavesh and Meena were very responsive, eager in answering all of our concerns, were very helpful throughout course of mortgage process and provided necessary inputs/guidance as required for investment property buyers, I would certainly recommend them for mortgage services.

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JAY RAJErated5.0
2 yrs ago

I faced challenges with my previous lender, prompting me to seek assistance from APMC. Hema not only grasped the complexities of my situation but also provided valuable guidance, steering me in the right direction. With the collaborative efforts of Hema and Deepa, I successfully closed my loan within the stipulated timeframe. Their professionalism and amiable approach made the entire process a positive and enjoyable experience.I enthusiastically endorse APMC, with a special mention for Hema and Deepa.

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Abdulla Sheikhrated5.0
2 yrs ago

I highly recommend APMC for anyone in need of a home mortgage. From the very beginning of the process, the team was professional, efficient, and always available to answer any questions or concerns I had. The loan process was made simple and straightforward thanks to their clear communication and easy-to-use online platform. I am extremely grateful to the team at APMC (Nilesh and Meena) and would not hesitate to recommend them to anyone in need of a home mortgage.

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Lukesh Rathorerated5.0
3 yrs ago

One of my friends gave me a reference to Mr. Nilesh Desai who negotiated the best rate for us and was very approachable loan originator. Meena Sundar, our loan processor was always available to answer our queries as well. They were very responsive and helpful throughout our mortgage process. There was a situation in my case where my closing date suddenly preponed and I did not even have two weeks, but Nilesh and Meena worked on my case on priority and closed it on time. They provide required guidance for first time home buyers, and I would certainly recommend them to go with American Preferred Mortgage services.

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vinay pillairated5.0
3 yrs ago

This is the second refinancing with Rajiv Bedi. Extremely happy with the support. Good thing about Rajiv and American Mortgage Corp is they are really helpful and very prompt in responding to our questions. I'm very satisfied with the business dealings and will definitely work with Rajiv in future as well. Thank you.

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D MuraliKrishna Inampudirated5.0
1 year ago

Exceptional support and guidance from start to finish! Grateful for the education provided during my first home buying journey. Highly recommend! Thank you Rajiv and the team

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Sreedevi Velagalarated5.0
3 yrs ago

Rajiv is very professional and extremely helpful throughout my loan processing. They offered better rates and with quick turnaround time. In summary, it's a hassle-free process for me. I would strongly recommend APMC and Rajiv.

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Suresh DKrated5.0
3 yrs ago

Amazing Experience!! from my first correspondence with Bhavesh. He is absolutely amazing! He took the time to explain everything to me in detail. He truly went above and beyond to help us and answer literally any and all questions I had and always answering your phone calls. They are professional, timely, and consistent!. Thank you so much, Bhavesh/Meena!!!!

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saravanan sundaramrated5.0
3 yrs ago

We had a great experience with Kamala ,she helped make the process of buying my home very simple and less stressful. Being a first time home buyer we had a lot of questions and unknown. Kamala answered or returned my call every time and explained patiently all my questions. Everything from start to closing went smoothly and quickly. I would definitely recommend Kamala to anyone I know looking for a home loan.

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Pratik Thakkerrated5.0
1 year ago

Great Service, great rate and great experience. Vick Bedi is a very knowledgeable guy, helpful and communicative ! Gets the best rate !

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Brijesh Shahrated5.0
3 yrs ago

It was truly impossible for me to get a mortgage previously. I had been with a company who promised me that they would get a mortgage for me and at the last moment i was denied. It was a hopeless case I was stuck into. Thanks to American Preferred Mortgage Corp with their help and guidance from start to finish. They were the company that Delivered! ?? ???? Humbly thank you for all your hard work and efforts. Outstanding service.

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Pratiksha Kumarrated5.0
1 year ago

Vick saved my deal by closing in just 7 days. Their excellent service and quick turnaround time were impressive.

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Malliga Rajkumarrated5.0
2 yrs ago

Hema and her team has been highly professional, very understanding and supportive of my mortgage needs. They provided an excellent service and helped our closing smoothly, in a short duration. Hema has been my loan officer. She provided geninue inputs on interest rates and the loan process. She was open in her communication for us to decide. She went the extra mile to provide us the summary of the final CD and walked us through carefully, so that every amount mentioned is transparent. She clarified all the doubts we had patiently. Overall, her postive attitude and kind support throughout the process gave us great strength and courage. Deepa was the loan processor and she did an awesome job through her quick and clear communication and interaction in getting the necessary loan documents. Her quick document verification and feedback helped in closing faster. I am very happy working with Hema and her team, and would highly recommend her for your mortgage needs.

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Payal Desairated5.0
3 yrs ago

As first time home buyers for us, Meena and Nilesh were wonderful to work with. They guided us patiently through all the steps as well as provided their best available services. I would definitely recommend them to anyone looking to start their home buying journey.

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Anshumanrated5.0
3 yrs ago

Thanks to Ampref, and especially to Meena and Nilesh, I had a very good experience closing the loan for my new home. They made the process smooth and transparent. Nilesh and Meena helped meet my closing date requirement and they also helped accommodate last minute loan amount change promptly. Nilesh took time out to explain the various requirements a new homeowner like me must manage - like insurance, taxes - and how best I can meet these commitments. Overall, my experience was 5 star and I recommend their services to anyone who is looking for a home loan.

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Kumarasamy Muthusamyrated5.0
3 yrs ago

It’s a great experience working with highly dedicative team Hemalatha & Deepa. Good knowledge, professional, transparent & never hesitated to explain our doubts at any number of times. They helped towards closing and gave a better rate in the market. As a first-time buyer, Hemalatha and Deepa explained and guided me each and every step from filling the application to till the end of closing. Offered excellent service, cleared all my doubts during the process, Explained closing disclosure page each and everything politely in detail. Hema helped me to when to lock the rate and when to buy the credits. Deepa was excellent. My closing date was less than 4 weeks. But She arranged all the documents within short period of time. I felt I talked with my own sisters. They continuously followed up with me to get everything is in place. I would definitely recommend this team to everyone, They made my home buying process is very simple. Thanks to my realtor for introducing them to me.

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Naitik Gandhirated5.0
2 yrs ago

Highly skilled and professional team. I have completed 3 closings with them and the recent closing completed in only 20 days. Manoj and Meena were on top any queries that risen during the process and made tremendous efforts to ensure closing happens on time. Great communication thought out the whole process and made sure I understood all the numbers associated with the closing. I would definitely do business with them again in future.

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sanket patelrated5.0
3 yrs ago

Nilesh Desai was my loan officer and Meena sunder was by loan processor, They both are excellent. They have very good team work. I was first time home buyer in this wonderful country and with APMC it was very smooth transaction. These both have answered my all the questions. Whatever the promises they have made it was delivered on time. They are always just call away for any help during transaction. There is no hidden fees and no hiccups. APMC dont charge any junk lender fees. They always offer good rates and provide end to end service. Overall service was excellent. I would recommend Nilesh Desai and Meena Sundar for future transaction or refinance to my friends and family members.

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Arun Vijayaraghavanrated5.0
3 yrs ago

Rajiv, is one of the most honest and straight forward person whom I had worked with! He works with client’s interest in mind and is always willing to go the extra mile if it means good for you. I will definitely recommend Rajiv with no second thoughts!

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Vijay Appanagaarirated5.0
2 yrs ago

Vick and team were great throughout our journey of purchasing home. Excellent work and wish them good luck ahead…

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Neha Bhagatrated5.0
2 yrs ago

Thanks Vick for your professional services and closing our mortgage in less than a week time. Vick explained us everything in detailed and kept entire process transparent !! Excellent Job !!

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Nishant Borkhatariarated5.0
3 yrs ago

Being a first time home buyer, We were always skeptic on each step starting from getting better interest rates, locking it at correct time considering current economic conditions to finding insurance and closing on time. Hema, loan officer, was very quick with responding to each query in details with proper explanation and constantly sharing her experience on closing date to what will be the right time to lock the rates. Interest rates are pretty competitive. Whole process was very smooth, great service, prompt response, courteous and friendly. Special mention to Deepa, loan processor, for clear communication on documentation and coordinating with builder. Always just a call away for any kind of query. I have recommended both of American Preferred Mortgage members to my friends.

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akhil deeprated5.0
3 yrs ago

Bhavesh was extremely honest and proactive in communicating the details and had always followed up, made sure I felt comfortable and knowledgeable about the finance transactions. His thoroughness made the whole process seem less. This is my second refinance with Bhavesh and I would do absolutely recommend him.

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Anudeep Reddy Nayanirated5.0
2 yrs ago

Amazing service, I have never seen or listened to such a seamless mortgage and closing process till now. All I have heard about owning a home involves lot of complexity around mortgage and closing but thanks to Nilesh who ensured that process was a breeze. Special thanks to Meena who ensured smooth execution...!

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Kapil Kaushikrated5.0
1 year ago

This was my first time home buying. I was helped by Hema like a family member . I always got the feeling as if my family helping and guiding me in buying the house . Hema along with her team worked very efficiently to bring this to the closing table on a day which was very special for me . I will highly recommend Hema to all my friends!

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Advait Waghmarerated5.0
2 yrs ago

Great experience of working with Vick. He and his organization have been extremely supportive, providing the right guidance on a timely across the entire process.

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amaira maheenrated5.0
2 yrs ago

Hi American preferred i know ur company just because of Seema vazirani the loan agent she is superb she helped me get my first home I'm really thankful too her my entire life. She did the process soo quick n easy. I can't believe I'm a home owner now. Anyone want there house dream come true I definitely recommend Seema..

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Tushar Budherated5.0
2 yrs ago

With such a high rate of interest, inflation rate and unstable market,it's hard to get a loan with minimum rate of interest. I am Glad to work with Vick & Aparna from American preferred mortgage to make the things quicker and accurate. I would highly recommend to go for it.

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Krupesh Rayrated5.0
3 yrs ago

We are first time home buyers and my overall experience with them was absolute amazing. They helped my family and I every step of the way and explained us about every paperwork we are signing. Manoj, Meena and the team was on time with every single paperwork. Manoj was also always ready to talk on the phone any time of the day without any hesitations. American Preferred Mortgage Corp. is the way to go if you are buying any sort of property. Absolutely going to recommend them to anyone that comes my way.

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Amit Tiwarirated5.0
3 yrs ago

Rajiv Bedi helped me during my home mortgage application process. His support is exceptional through out the process from bringing to end. One thing I liked most is that he is always available to answer and clarify things. Rajiv is very professional and to the point in explaining things related with home loan , closing process, home insurance. I found him very easy to work with. I highly recommend him for home loan application and process. He is best ??

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Amritash singhrated5.0
3 yrs ago

Awesome experience. As a first-time homebuyer, I had lots of questions and doubts - but Bhavesh Shah and his team made it very easy for me. Not only did he help me secure a great rate during this time, but he helped me to understand and navigate the US mortgage world (which is pretty complex for a first-time buyer), clearing every doubt I had and answering even the basic questions. He handheld me throughout the process, took time to explain in detail what could/would happen if certain decision is made and explained me the entire process in a detailed manner. He was always available (yes ...called him at 12am and he picked up the phone !!!) and was very patient with me. I was very comfortable (and confident) with him being my side on this journey. Just got my first home !!!!!!!!

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Senthil Subramoniamrated5.0
1 year ago

Vick was knowledgeable and helped us to get the best deal and we were able to close the property on time.

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Deven Doshirated5.0
3 yrs ago

Highly recommend Vick Bedi and his team at American Preferred Mortgage to anyone who is looking to purchase or refinance their home loans with high quality, lowest possible rates, promptness, professionalism and commitment - all in a single setting.

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Kiranmai Kilarurated5.0
2 yrs ago

I was a first time buyer and was in time crunch to close the house after offer was accepted. My friend referred Rajiv Bedi. We spoke to Rajiv and felt confident right from beginning on Mortgage approval. We closed the house in time and Rajiv helped with explaining things to me. I strongly recommend him without hesitation.

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Alistair Dsouzarated5.0
3 yrs ago

Excellent and professional service provided by Alka and Deena in getting the mortgage process done. Being a first time applying for mortgage, they helped us all the way and were always available for any questions. They even made sure we understand and also don't miss out any of the important milestone all along. Definitely would recommend them.

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Shajahan Mohammedrated5.0
3 yrs ago

This is the second time I have done my mortgage with Vick Bedi. After this time I believe I have established a life long connection with Vick Bedi and his team. Working with Deena Saraiya was awesome. She was friend and quick in answering any questions that I had. I would be the biggest cheerleader of AmPref and ready to go extra mile to refer them to my friends and family.

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Aarut Guptarated5.0
3 yrs ago

Vick Bedi and Aparna Menon at American Preferred Mortgage were as professional and helpful as one can be! They guarantee you the best rate in the market and make the home buying process pretty simple for a first time buyer such as myself. Would highly recommend Vick if you want a 5 star experience all the while being treated like family!

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Shirish Nadkarnirated5.0
1 year ago

We just bought a house with Seema's help in securing the Mortgage. Seema is knowledgeable and worked diligently all through the process providing her invaluable guidance along the way . We highly recommend Seema for your mortgage needs. Shirish and Dr. Nutan Nadkarni

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Dhaval Desairated5.0
3 yrs ago

Vick Bedi and his team provide the best experience and least anxiety in the loan closing process. Being a business owner brings its challenges securing, but the team at APM really came thru. Job well done!!

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Taral Shahrated5.0
2 yrs ago

I’m happy that I choose them for mortgage company. Their knowledge and service is great. They communicated with all the parties and revert back to me(Buyer). Seema Vazirani our contact person was very much helpful through out whole process of home buying. Highly Recommended.

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Jeevan Shergillrated5.0
1 year ago

Seema, our mortgage broker, played a pivotal role in simplifying our home purchase. Her expertise and dedication were evident throughout the process, making it a smooth journey for us. Seema’s friendly and approachable nature made us feel supported every step of the way. If you’re looking for a mortgage broker who excels in handling and cares about your needs, Seema is the one to choose!

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Mohit Atodariarated5.0
11 months ago

Extremely pleased with refinance. Rajiv is very easy and nice person to work with. We are able to close within 2 weeks.

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Alisha Sonirated5.0
3 yrs ago

I worked with Seema Vazirani on a home refinance and had a very pleasant experience. She communicated patiently and effectively at each step and was very detail oriented, making sure I was fully aware of the process and how to streamline it as well. Seema has years of experience which really showed when we were discussing my options. Overall I had a great experience with her and felt that she was an amazing representative on behalf the company.

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Amiterated5.0
3 yrs ago

Highly recommend Vick Bedi at American Preferred Mortgage to anyone who is looking to purchase, refinance, or do a anything for their home loan and mortgage needs. He makes the process as easy as can be. I know how daunting it can be to buy a home. So if you want to be one less thing to worry about, and have the best 5-star experience possible, and ask for Vick.

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jitendra yadavrated5.0
2 yrs ago

Thank you Nilesh and APMC for doing such a terrific job in financing my mortgage. They got me an excellent rate and helped me at each step of the mortgage process. Nilesh guided me while I travelled to my home county for vacation, and he used to call me and provide all updates. I was able to close on my new home much faster than anyone. I will be recommending APMC to all my friends

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Ruhil Dongolrated5.0
3 yrs ago

Got extremely good rates given the volatility of the 2022 market. No lender fee helped us save a bunch. Vick Bedi was professional, available at moment's notice and good communication regarding the mortgage. Made the daunting home buying process a breeze. Thank you.

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Shubhendu Duttarated5.0
3 yrs ago

Vick is very knowledgeable in the lending domain and helps clients find all alternatives to address their unique situation. This is direct from my personal experience - he sees through that end objective is met. Wishing him all the best

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Vignyanand Penumatcharated5.0
11 months ago

Vick offered the best rate to us amongst all the brokers out there and his service was very prompt.

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Srikant KVrated5.0
1 year ago

Vick helped me with recent mortgage. He was very responsive, knowledgeable and helped me decide the best options as well as future flexibility. Thanks

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kishore sigilisettirated5.0
11 months ago

I highly recommend Rajiv. He helped me in refinancing my home couple of times and his service was excellent. Whole process was very smooth and transparent.

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Jenn Sunrated5.0
2 yrs ago

Finally closed on our home with the help of Vick! We had many issues arise due to name changes and seller discrepancies, but Vick was always a call away to allay my fears and fix the issues. Thank you for helping us reach the finish line!

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Rohan Sahariarated5.0
9 months ago

Had a great experience with Vik - got us incredible rates, with no points, minimal closing fee, and closed within 4 weeks

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G Nrated5.0
2 yrs ago

I have know Rajeev for many years and he has always been very helpful in our house search in terms of providing pre-approvals. Finally we purchased our apartment and thanks to Rajeev and Meena for smooth process Rajeev guided us through the process and I would definitely recommend his services to anyone

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Bhagya C Trated5.0
1 year ago

We were first-time home buyers. We worked with Hemalatha and Deepa. They were available throughout the process, guided at each step and explained every document well. We highly recommend American Preferred Mortgage for anyone.

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PERUMAL ELUMALAIrated5.0
1 year ago

Rajiv was referred to us by a friend and I would say we are fortunate to have Rajiv as our advisor. His advises are unbiased and his knowledge is commendable. we would be more than happy to work with him again and refer him to our friends.

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Ganapathy Subramaniamrated5.0
3 yrs ago

Today my wife and I closed our new home and our Mortgage consultant Mr. Vick Bedi and Ms. Aparna Menon were excellent. It was with extreme professionalism that our mortage process was completed within a very short duration which just shows the expertise and knowledge they possess in the entire process. Even though the rates were high Mr. Bedi was able to get us the best rate. Without their help it would have been an impossible task and just feels like a dream come true. Highly recommend their services.Was truly a pleasure and previlege working with them.

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Sidra Inamrated5.0
2 yrs ago

He delivered what he said and provided exceptional service and the best mortgage rate in the market. He took care of everything for me and made my closing just as I wanted, I can not believe the rates he got for me, Thank you Vick, you are the man to go if anyone needs help to buy a home.

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Clint Misquittarated5.0
2 yrs ago

Being a first-time home buyer, it was a hard decision whether I should buy a condo, townhouse, or single house; where to buy a home; how much loan I will get. Rajiv Bedi from American Preferred Mortgage Corp has helped me immensely in understanding the complete buying process. He helped me get a per-approval letter free of cost. Rajiv is kind, knowledgeable, patient, and experienced professional. If there was any doubt or any issue, he was always quick to respond. He’s available to answer calls or reply to messages at any time of the day. He would find a way to resolve any roadblocks and would keep me informed throughout the loan process, giving me a heads up about the next steps, letting me know about the closing cost, interest calculation and explain any terms I did not understand. Even on the closing day he was extremely helpful and was constantly kept messaging, calling to check on us to ensure we had a smooth and easy close. Thank you very much Rajiv, appreciate all your help, advice and most important for the best interest rate and smooth close.

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rahul kunwarrated5.0
2 yrs ago

Being a First Time Home Owner , I was very confused which mortgage to go for. But we chose American Preferred Mortgage and Rajiv Bedi as the loan officer made the journey even more smooth. He is very professional, transparent and thorough with his work. He makes sure that we understood all the aspects of the mortgage and provided detailed explanation. He provided with the best interest rates and is always available for discussions. Very happy and satisfied with Rajiv and the team for guiding through the closing process.

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jay shahrated5.0
2 yrs ago

Vick was amazing to work with. Very attentive and responsive. Vick very helpful and transparent. I’d recommend anyone looking to buy a home to consult him and hear how he can help.

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Puneet Singlarated5.0
2 yrs ago

Vick and his team have been my go to for last 8 years for refi and purchase. Full transparency, low rates, fast efficient closing. Highly recommended.

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sandeep randhawarated5.0
3 yrs ago

Vick Bedi is my only go to person for home mortgages, been working with him from last 10 years, and process is still streamlined and quick as my first mortgage a decade back. Almost all closings completed in less than a month timeline. Thank you, Vick.

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Amol Borkarrated5.0
3 yrs ago

Excellent service, prompt response, transparent, courteous and friendly. Vick Bedi and Aparna Menon at American Preferred Mortgage were as professional and helpful as one can be! They guarantee you the best rate in the market and make the home buying process pretty simple for a first time buyer like me. Would highly recommend Vick and his team.. Thank you Vick, it was great working experience with you.

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deval bhavsarrated5.0
3 yrs ago

Vick and Aparna kept their word on the promises they did on rate lock and any other fees agreed. It was GREAT working with the two of them! Highly recommend Vick's services. He'll get you the best rate that's hard to beat by others.

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Ram Rrated5.0
1 year ago

AMPREF Team is awesome, very reliable to work with and I had a very smooth transition through out my loan process and Vic Bedi is very trust worthy and he did what he promised, thank you so much Vic Bedi and pleasure to work with you !!

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Jitin Khannarated5.0
3 yrs ago

Wonderful working with Vick Bedi for our Mortgage needs. Vick was always available to answer all questions and explain us pros and cons at each phase of our journey to buy our first home. Would love to work with Vick in future also.

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Yogesh Agrawalrated5.0
3 yrs ago

Vick Bedi and his team helped me getting my first loan. Their loan process is super streamlined with zero hassle. This is the 3rd time I am closing my home loan transaction with Vick Bedi. He is honest, responsive and is the champion of the mortgage league. Vick Bedi gave me the best possible rate. Aparna from his team worked as loan processor, not enough words to describe her good work ethics. Do not look anywhere else, “Mortgage Avengers” are here , you are fully safe here.

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Akash Jainrated5.0
3 yrs ago

Buying your dream home could be a challenging and daunting task. Luckily we have folks like Vick Bedi, who not only guide you throughout the entire process but do so with utmost courtesy and professionalism. All our queries whether big or small were answered and everything was delivered as promised. Best rates in the market, easy to communicate with, timely response, pro-active guidance, top-notch service. Will recommend to friends and family 100% of the time.

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Hussain Bootwalarated5.0
3 yrs ago

worked with Vick twice for my closing & refinance, he made the entire process amazingly easy. i got the best rate always and more importantly he also helped me save fees with good recommendations. extremely professional and always gives the honest answer which is in your best interest. highly recommend !!!!

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Manikandan Singaramrated5.0
3 yrs ago

Vick Bedi helped me getting my first loan and the recent one for my investment property. Their loan process is super streamlined with zero hassle. This is the 4th time (finance/refinance) I am closing my home loan transaction with Vick Bedi. He is honest, responsive, accurate and is the star of the mortgage league. Vick Bedi alway gave me the best possible rate where no one else can match. I just need thank Aparna from his team as well who worked as loan processor, not enough words to describe her great work ethics. In future, Vicki will be my first preference.

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RISHAB JAINrated5.0
11 months ago

I'm thrilled to have worked with Vick and his outstanding team, including Aparna and Angela, to secure my loan. The entire process was incredibly smooth, efficient, and fast – we closed in just three weeks! Vick's expertise, guidance, and communication were top-notch. He kept me informed every step of the way, promptly addressing all my questions and concerns. Aparna and Angela were instrumental in ensuring a seamless closing, showcasing impressive organizational skills and follow-through. They exceeded my expectations in every way, making the lending process surprisingly stress-free! I wholeheartedly recommend Vick, Aparna, and Angela to anyone seeking a hassle-free lending experience. Their professionalism, attention to detail, and dedication to delivering results are unmatched.

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BHUVANESWARI SUNDARAMrated5.0
3 yrs ago

Vick is a very good person to work with . As a first time buyer like me he clarify each and every single line. Whatever he promised us in the first talk he stick to that and there is no hidden cost in the loan. His collegue Aparna , the loan processor helps us in each and every detail of the closing disclosure page and they both helped us to sail through this process. We would definitely recommend Vick to our friends and families . We can't thank enough Vick for his transparency and the dedication . Thanks to the entire team for helping us in this process.

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ajay pulijalarated5.0
2 yrs ago

Vick was able to get me best rates and helped in the closing of my house. Appreciate his help and support. I have been working with Vick for past 10 years. He is very open and helpful.

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Uttam Raorated5.0
3 yrs ago

I was introduced to Vick in 2009 and this is the 3rd mortgage on new home along with 2 other refinances on existing properties Vick has done for me. Very humble, honest and straight forward person with 24x7 service. He will deliver what he promises. You will be surprised with his unbelievable low rates even in this challenging market. Vick will be the first person I call for my mortgage related needs in the future. Thank you, Vick and Aparna, for recent closing in Edison.

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Mallikarjun Gundarated5.0
4 months ago

Great service and quick turnaround on recent closing. Thanks Rajiv Bedi for making it so smoother!!

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Mohit Atodariarated5.0
2 yrs ago

We had a pleasure to work with Rajiv and his team to handle our mortgage and getting us across the finish line, and into our new home. Rajiv is very knowledgeable, professional and experienced, but above all this, his genuinely kind, and will put even the most stressed homebuyer at ease. He is super responsive to all of my calls and texts and moments of freak out, he always responded and was always there, day or night.

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Satheesh Navaneethakrishnanrated5.0
3 yrs ago

As first time home buyers we had a lot of questions and were nervous, Rajiv Bedi helped us understand different situations, clarified multiple queries and closed the mortgage on time. Wonderful working with Rajiv for all our Mortgage needs. He was always available to answer all questions and had an excellent experience working him. Extremely professional and honest. Highly recommend him and his Team.

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Shyam Patelrated5.0
1 year ago

I was referred by my family members to Rajiv. This is our first time purchasing a house in the USA and Rajiv made sure that I understood the process of everything from A to Z. We were able to close on time without any issues. I would highly recommend Rajiv Bedi to anyone looking for a home purchase or to refinance. Thank you, Rajiv!

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Aravindha Chellappa (ak)rated5.0
2 yrs ago

We have been working with Rajiv since 2018 when we purchase our first house. We have since then refinanced a bunch of times, and then did another purchase recently - all of which were only with Rajiv and his team. Rajiv ensured that our most recent one was processed in less than 10 days (between the lender, under writers, etc etc) which all went smooth and involved less to nothing from our end. He handled them all on time and in a very professional manner, which helped us close on time. Once you work with Rajiv and his team, you can understand the effort that goes unseen, but is vital in ensuring all our work is done on time. We will continue to work with Rajiv on our housing needs in the future and recommend him and the team at AmPref without any reservations.

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Enitha Ganesanrated5.0
2 yrs ago

Vick helped us close our home in a matter of just few weeks. He and his team were transparent through your the process and were punctual and relentless with partners ( builders, appraisers, inspection).

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Samyukta Alapatirated5.0
1 year ago

This is the second time we have had the pleasure of working with Rajiv and his team. It’s always a delight to collaborate with him. Rajiv is always reachable and goes above and beyond to provide wise recommendations and assistance in every way possible. We look forward to working with him again in the future.

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sai kiranrated5.0
3 yrs ago

I had a great experience with Vick Bedi and Aparna from American Preferred Mortgage team. You can trust their words and get good deals. They are very responsive and helps at every stage of mortgage process. Overall I am happy that I chose their team.

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Dheeraj Krishnarated5.0
3 yrs ago

Vick and Aparna did a great work. They made our process hassle free and provided very good service and rates. As a first time home buyer, we had so many questions and concerns. But they were very helpful in explaining all the terms and made our process easy.

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srikanth seshadrirated5.0
4 months ago

Very professional and Great Service. Very quick turnaround to close the loan. Highly recommend.

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reshi kumarrated5.0
1 year ago

We recently worked with Hema and Deepa from American Preferred Mortgage Corp to secure a mortgage for our new home, and I couldn't be more impressed. Hema and Deepa were incredibly knowledgeable, patient, and attentive to my specific financial situation and needs. They guided me through the entire mortgage process with ease, providing clear explanations and prompt responses to all my questions. Their professionalism and dedication made what could have been a daunting process seamless and stress-free. I highly recommend Hema and Deepa to anyone in need of mortgage assistance. They truly exceeded my expectations!

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Anshul Gargrated5.0
1 year ago

He had the pleasure of working with Hema and her team to get the mortgage for our recent house purchase. She is definitely the best in business who will get you the best rates and will get you the best closing costs as well. Hema is like family now because of such a warm and polite person she is, its always a pleasure even talking to her. And special thanks to Deepa who processed our file, she was diligent and quick. I would recommend amercian preferred mortgage to anyone in need of a mortgage loan :)

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Abhishek Rodriguesrated5.0
11 months ago

Worked with Vick Bedi on mortgage refinance and he was really good in closing in 2 weeks.Vick provided competitive rate and was very diligent in the entire process.

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Dr Rakesh Gollenrated5.0
3 yrs ago

I have a great experience working with Vick (again), and I can tell that he is the one who make the process smooth and keeps all his promises weather its related to Rate's or fees. I highly recommend Vick for any purchase or refinancing needs you may have. Regards

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Jitesh Behlrated5.0
2 yrs ago

I had a great experience working with Rajiv in my home buying mortgage process. As a first time homebuyer, I had a lot of questions and Rajiv was always accessible, either by a text or a phone call. He answered all my questions and guided me through the process. The interest rates were really high at this time but Rajiv got me a good rate and with low PMI. He made sure everything was on track even though the closing got pushed due to seller's delays. Highly recommend Rajiv and his team for any mortgage needs.

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Senthil Kumarrated5.0
2 yrs ago

We had a fantastic experience throughout the entire loan process. Being first-time homebuyers, Vick Bedi provided us with clear, professional, and thorough explanations at each step, resulting in a smooth and successful closing.

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Navin Kaushalrated5.0
2 yrs ago

American preferred mortgage corp is awesome. Their agent Seema helped me a lot as I was first time buyer in USA. She explained me each and every aspect of home buying loan and all the hidden costs with transparency. She helped me to choose right mortgage, locking rate when it was lowest. She also has provided suggestions other than mortgage which were key deciding factor for a home buyer. I would always recommend them. Very happy with their services.

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Sunil Vermarated5.0
3 yrs ago

This is my third time working with Vick on getting a mortgage and my experience has exceptional every time. The rates were great and with 0 lender/origination fees. Vick also helped me with the title company and I was able to close on time. Highly recommend working with Vick on your mortgage

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Nishit Zaverirated5.0
2 yrs ago

Vick has been a great support during the entire mortgage process. He was always ready to answer any questions I had and he could get best interest available in the market; would surely recommend him for mortgage services.

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Gagan Khindriarated5.0
3 yrs ago

Vick and his team are highly professional and provides guidance at the same time to focus in right direction. Thank you Vick for the support throughout the process. Will share to more people to get in touch with team for a great deal and best rates

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Vidhu Nijhawanrated5.0
3 yrs ago

Vick and Aparna both are an absolute delight to work with. Very responsive and knowledgeable with market insights. We have worked with Vick on multiple occasions and he has always offered the best rates and helped up meet our timelines even in a tight market. Highly recommended team!

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Abijit Gowdarated5.0
3 yrs ago

Vick is a very approachable loan originator who puts client interests first. He was very transparent during our loan process, provided timely updates and negotiated the best rates for us. He was always available to answer our queries and explained every mortgage concept in detail for first time home buyers like us. Aparna handled the paperwork with due diligence. Highly recommend Vick and Co.

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Varun Gargrated5.0
2 yrs ago

I have worked with Vick a few times now. He has always been very helpful and extremely knowledgeable throughout the process. Vick and his team go the extra mile to make the mortgage buying process as smooth as possible.

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Mahendra Gawderated5.0
1 year ago

Rajiv & Rocket Mortgage Team exceeded our expectations. As first-time home buyers, we had many questions. Rajiv went above and beyond to ensure we had all the necessary resources and provided detailed insight into every step of the process. Honest, transparent, and reliable. We would recommend Rajiv and his team to anyone looking for a home!

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Rathinam Ponramrated5.0
3 yrs ago

We had great experience on the end to end process for our Mortgage. We are first time home buyers , the information that was provided from the day one from Vick and Aparna was top quality. There is no hidden fee, everything is transparent. Fast loan processing Hassle free - Easy documentation steps. Very supportive on every phone call. Competitive price than other market players. Thank you very much Vick & Aparna. I would recommend anyone looking for the best.

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Kush Patelrated5.0
2 yrs ago

I had an exceptional experience working with Nilesh and his team at American Preferred Mortgage Corp during the loan process. From the very beginning, they exhibited professionalism and a dedication to ensuring I understood every step of the process. My experience with American Preferred Mortgage Corp was outstanding. They combined professionalism, expertise, transparency, and efficiency to make the loan process as smooth and stress-free as possible. I highly recommend their services to anyone seeking a mortgage partner who truly cares about their clients' needs.

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Suresh Korvirated5.0
1 year ago

Its really nice experience working with Vicki Bedi and American preferred Mortgage team. Closed my Townhome purchase without any hickups. I will definitely refer APM to my friends.

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Krish Ramasamyrated5.0
9 months ago

I had a great experience working with Silver and Meena. I just closed my Home Equity Loan. I would strongly recommend them if you are planning to avail mortgage.

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Mudit Khannarated5.0
2 yrs ago

If you are looking for timely closure of your home with least amount of hassle and documentation, Vick is the guy to go with. He is patient in his communication and so if you are a first time home buyer, I'd highly recommend Vick.

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Rajmohan Rajasekaran (Raj)rated5.0
2 yrs ago

Came to know about Rajiv through a friend. He is very professional and easy to work with. He helped us with securing a mortgage with good interest rate and worked with the lender to close really quickly in just under 2 and half weeks. Highly recommend him for any purchase or refinance.

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Manohar Prated5.0
10 months ago

I would like thank you Mr.Rajiv Bedi for helping to close the property on time. Mr.Rajiv is nice person and can pick up and answer any questions I have. Keep up the good work. All the best. At last he got me best price when compared to other lenders.

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Anil Mohan Patelrated5.0
1 year ago

We bought our first home in late November 2023. We were introduced to Mr. Vick Bedi when we were looking for reasonably lower rates. Mr. Vick Bedi helped us throughout the home buying process. He always answered our texts and calls every time we had a question. Additionally, Mr. Bedi’s team members were very helpful and answered our questions and cleared every doubt we had. They were very cooperative and considerate and helped us even when our closing had gotten delayed. Thanks again Mr. Bedi, Ms. Aparna Menon and the team. I highly recommend them to family, friends, and anyone looking for a dedicated mortgage team of professionals. Anil Mohan and Amisha Patel.

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Arvind Patelrated5.0
1 year ago

As a first-time homebuyer, my experience with Seema Vazirani was nothing short of exceptional. Her attention to detail and dedication to guiding me through every step of the loan process made me feel confident and informed. She took the time to explain any concepts or terms that were unfamiliar to me, ensuring that I had a clear understanding of the entire process. I am grateful for her expertise and support, and I highly recommend her services to anyone in need of a mortgage loan.

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Praveen Dhamijarated5.0
12 months ago

Worked with Rajiv on my Refi. Rajiv was extremely helpful and approachable throughout the process. He ensured that I not only got the best rate possible, but also kept the process very smooth and transparent. Great experience. Will continue to work with him in the future.

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Sushma pvdrated5.0
9 months ago

Awesome working with Rajiv. He helped all the way from loan origination to closing with regular updates and frequently in touch. Highly recommend.

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Raju Arated5.0
3 yrs ago

We had an excellent experience working Vick. As first time home buyers we were nervous and Vick and his team helped us understand different situations and closed the mortgage in time. Definitely would use their services again and recommend Vick and team.

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Kavitha Thirunavukkarasurated5.0
3 yrs ago

Vick is a very professional and a seasoned mortgage officer. He know his stuff and really make it easy for his customers to work with. He can easily work with u and provide multiple options and help to figure which one could be the best fit. He always helps in providing great rates and I would highly recommend him for your financing and refinancing.

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Saurabh Chokshirated5.0
3 yrs ago

Very professional and excellent service with the north underwriting process. They offer good rates and low cost compared to other players in the market. My mortgage officer, Vick Bedi, has been extremely helpful in walking through the best options for the purchase and refinance. He has been pro-active with refinancing my loans during the low interest rate environment. In addition to that, they make the process stress-free and crystal clear for the property closing. Highly recommended for new home buyer and refinancing the mortgage.

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Naresh Mallarated5.0
2 yrs ago

Great experience with Vick! He made our first time home-buying experience smooth and quick. No one could beat his offer and would definitely recommend to those who are planning to purchase one.

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Jaswinder Sainirated5.0
2 yrs ago

Vick and his team has helped me with closing of my home. He has helped me right from the 1st step of getting the pre-approval letters to answering all my queries and then helping me with all the steps in getting the loan approved in time. His inputs have proven valuable and has helped to avoid any delays or issues in the home buying process. i would recommend Vick and his team for anyone who is looking for help in home buying process, as they have helped me by going far and beyond than anyone other person in the market.

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Abhishekh Muralidaranrated5.0
3 yrs ago

I recently had a wonderful experience with American Preferred Mortgage for my home loan. My loan officer was Vick and Meena was the processor/admin. Vick and his team provided very professional, transparent and on time services. Vick also gave me great interest rates for my loan. He also provided very detailed explanation and walk through of the entire process and the closing costs involved. I would highly recommend American Preferred Mortgage Company, Vick and his team for others looking for a smooth and easy home mortgage experience.

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Satyanand Kumarrated5.0
11 months ago

Kamala and her team's professionalism and speed made our mortgage process a breeze. I recommend them to anyone seeking mortgage assistance. They guided us through the mortgage process seamlessly and efficiently.

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Sarvesh Nikumbhrated5.0
1 year ago

Had an amazing experience working with Rajiv Bedi. He is truly a trustworthy person, guided me through the entire process. He is very knowledgeable and live up to his words. He provided me competitive rates which no one else could match. Thanks for being there for me Rajiv, it was a pleasure working with you.

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Arvind Rathorerated5.0
1 year ago

I had a great experience working with Rajiv Bedi and his team. They have been very clear and transparent with me. Rajiv was always available at all the times on the phone and if he missed any he would always call back. He is very patient and went through the forms and processes with me so many times. He gives some very helpful tips to the new homeowners like me which is not even related to his job description. He told me the facts about the market and never misguided or took advantage of my limited knowledge of the market. My credit score turned out to be not as high as my banking apps told me (50 points less) due to which i could not get the same interest rate we initially discussed but there was nothing he could do about that. He did suggest me the ideas through which we could reduce a very high pmi. He helped me with the resources to cut down on the title costs also. I would recommend Rajiv to anyone who is looking for good lenders.

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Saikat Bhadurirated5.0
1 year ago

I had an outstanding experience working with Rajiv and his team at American Preferred Mortgage Corp during the loan process. From the very beginning, he helped me to understand every step of the process and went above and beyond to answer all of my questions. Through out the process they exhibited professionalism, expertise, transparency, and efficiency to make the loan process as smooth and stress-free as possible. Highly recommend them for any purchase.

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Vinoth kumarrated5.0
11 months ago

Have a Great experience doing refinance recently with Rajiv Bedi , he is very through and easy to reach for any question any time. Ran through the entire process multiple time until Loan closure so we are making informed decision. I would highly recommend Rajiv if you are looking for Mortgage options.

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Divyang Shahrated5.0
1 year ago

I had a fantastic experience collaborating with Rajiv, Vick, and Meena. Their expertise, efficiency, and integrity truly stood out. Thanks to their guidance, navigating the mortgage process was a breeze. I couldn't be happier!

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Bimal Sinharated5.0
2 yrs ago

I was actively shopping for a mortgage with better rates and my realtor suggested Vick Bedi. From day one Vick was extremely professional and super helpful. He and his team is very pro-active and work on the issue right away. Vick made sure that I get the best rate and his team worked late night to lock my rate. There was a time when I had to change the lender and Vick and his team did that very smoothly without any hassles. Also need to mention Vick's team member Aparna who helped me in every step very efficiently. I have to say Vick knows his field very well, which reflects from his efficient, effective and professional service. Thank you Vick for supporting me in this process. I highly recommend Vick for any mortgage need.

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niranjan pendyalarated5.0
1 year ago

Rajiv and Meena from American Preferred Mortgage exceeded all my expectations! Their commitment to delivering exceptional service and their responsiveness were truly impressive. Rajiv's extensive experience was evident in every interaction; he not only guided me through the mortgage process with clarity and professionalism but also ensured I secured the most favorable rates available. His prompt communication and genuine desire to assist made the entire experience stress-free and efficient. I wholeheartedly recommend Rajiv and Meena to anyone in need of mortgage financing or refinancing. Their expertise and dedication set them apart—they are without a doubt the best in the business!

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Jesal Vorarated5.0
1 year ago

Delivered more than what was promised. Have worked with Vick Bedi so many times not just initial mortgage but also Refinance. Most trustworthy. Best rates and with least closing cost.

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Rakesh Bomatrarated5.0
2 yrs ago

I had a fantastic experience working with Vick Bedi as my mortgage broker. The process was truly hands-off, and Vick guided me seamlessly through each step. From a quick pre-approval to securing a great rate and closing on time, Vick displayed a high level of professionalism and expertise. I highly recommend Vick Bedi for a smooth and efficient mortgage process.

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Jitesh Tripathirated5.0
1 year ago

Rajiv from American Preferred Mortgage helped me in the entire process of mortgage and secure the best possible rates and lowest possible fee. He also helped during the entire home buying process with his market knowledge which helped us a lot. His helpful nature, prompt responses and most of all, guidance is really appreciated. Would recommend using his services to anyone who is looking to secure a mortgage finance or refinance. All the very best

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Divyesh Patelrated5.0
10 months ago

I received a referral from a friend regarding Rajiv. He made the refinance process as seamless as possible with clear communication from start to finish. He was readily available either via text or call to go over any questions I had, this significantly helped create the trust required for this type of process. I would strongly recommend using Rajiv for any loan related matters.

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Srinivas Thurumellarated5.0
1 year ago

We recently had the pleasure of working with Rajiv Bedi. I couldn’t be more pleased with the experience. From start to finish, the process was seamless and stress-free, thanks to their professionalism and expertise. Rajiv helped us in refinancing our primary home and investment home. His communication skills are top-notch. He kept us informed every step of the way.Rajiv was always available to answer questions and provide updates.

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Akhilesh Bhagatrated5.0
2 yrs ago

I want to thank you Mr. Vick and his team for going above & beyond and helping me with closing of my home within committed time. Initially I was in trap of another mortgage company and they were trying to pull extra money for sack of discount points. I request Mr. Vick to consider my case and after reviewing situation he helped with closing in quick time of just one week!! He helped me to save almost $12000. Great consultant!! During closing my attorney and realtor told me that they still can’t believe that anyone can do closings in such a aggressive timeframe.

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R. Mohammedrated5.0
1 year ago

One of the best mortgage companies around. Their excellent service dedication and promptness is commendable. Rajiv is one of the most experienced and pleasant person to work with. He is super knowledgeable and willing to help out both novice and experienced customers alike.

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Balasubramaniam Srinivasanrated5.0
1 year ago

I had a good experience with Vick and Aparna at American Preferred Mortgage. They made the mortgage process smooth and stress-free. I highly recommend Vick for a reliable and knowledgeable mortgage lender.

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saurabh sehgalrated5.0
2 yrs ago

I have been working with Rajiv for quite some time and I must say that he is just amazing to work with. He brings that flexibility, knowledge, patience and experience which you would need to understand the mortgage/refinance process. I have done both mortgage and refinance transactions with him and he always offers me a very competitive rate that no-one can provide in the market. He is just great to work with and I wish him all the luck with his future clients. I hope everyone has a great experience working with him the way I had it. Thanks Rajiv for all your help and support.

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Jitesh Dudanirated5.0
1 year ago

I recently had the pleasure of working with Vick and his associate Aparna for my mortgage needs, and I couldn't be more satisfied with the experience. From the very beginning, Vick displayed exceptional professionalism and expertise. He took the time to thoroughly explain all my options, ensuring that I was comfortable and well-informed every step of the way. Aparna was equally impressive with her attention to detail and prompt responses to my queries. Her support was invaluable throughout the entire process. Together, Vick and Aparna made what could have been a stressful experience into a smooth and efficient journey. Their dedication to finding the best possible mortgage solution for me was evident in every interaction. I highly recommend Vick and Aparna to anyone in need of mortgage services. Their commitment to excellence and customer satisfaction is truly unmatched. Thank you, Vick and Aparna, for your outstanding service!

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saroj kumarrated5.0
9 months ago

We were referred by our friend and Vick Bedi made sure we got the best rate out there. His team Brianna is very reachable and very responsive.

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S Jalal Q Rahmanrated5.0
1 year ago

Vick recently helped me to get fund my first home! The deal which seemed to be filled with challenges, Vick made it possible by his perseverance and commitment. Highly recommend working with him.

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arjun kumarrated5.0
11 months ago

I had an exceptional experience working with Kamala from American Preferred Mortgage. From the very beginning, she was professional, knowledgeable, and incredibly responsive. She took the time to explain every step of the process and made sure I understood all my options. Kamala was always available to answer my questions and provided timely updates throughout the entire process. Thanks to her guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to her hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Kamala to anyone in need of mortgage services.

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Siddarth Sidrated5.0
1 year ago

I had the pleasure of working with American Preferred Mortgage, specifically with Vick and Drashti/Meena, and it was truly an outstanding experience. Vick, who served as my loan officer, surpassed all expectations with his professionalism, transparency, and punctuality. The loan transition was handled seamlessly by the entire team under Vick’s administration. They not only secured excellent interest rates but also took the time to provide a comprehensive explanation and walkthrough of the entire process, including closing costs. For anyone seeking a smooth and straightforward home mortgage experience, I wholeheartedly recommend American Preferred Mortgage Company, Vick, and his awesome dedicated team who helped us get this. Vick Bedi's unwavering dedication and expertise made navigating the intricate landscape of home financing an stress-free journey. Throughout the mortgage approval process and the complexities of managing closing documents, Vick's responsiveness and attentiveness were truly remarkable. His commitment, which went beyond mere words, establishes him as a trustworthy and dedicated mortgage professional. If you are in search of a reliable partner for your home financing needs, Vick Bedi is the clear choice. I highly recommend him for his exceptional commitment and outstanding support throughout the entire process.

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Sunny Sunkulprated5.0
3 yrs ago

Vick and his team is extremely professional, kind, understanding and attentive to client needs. He will make sure we get the best interest rate in the market and the over all experience is without any issues. He does not mind to go an extra mile to help the customer. I was a first time buyer and also in some personal emergency. I had very little time and he made sure all my needs are met. I am very happy to go through him for my Mortgage needs. He also suggested me a great handyman after the closing. I strongly recommend him without hesitation.

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Irshad Nkrated5.0
1 year ago

Rajiv Bedi was an outstanding mortgage agent who made our first home-buying experience smooth and stress-free. Rajiv was always ready to help with any questions we had and demonstrated exceptional knowledge about the mortgage process. Rajiv guided us through each step with clarity and patience, ensuring we understood everything along the way. Most importantly, he secured us the best rates possible. We recommend Rajiv to anyone looking for a reliable and knowledgeable mortgage agent!

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SARTHAK PATHAKrated5.0
2 yrs ago

?????????? We recently had the pleasure of working with Vick Bedi during our home-buying process. He was instrumental in assisting us with our mortgage approval and the intricate documentation required for closing. Vick's dedication was evident as he consistently went above and beyond, ensuring all our questions were addressed, and was always available every time we reached out. His professionalism and commitment made our experience smooth and stress-free. Highly recommend Vick for any home financing needs!

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Vicrated5.0
1 year ago

American Preferred Mortgage Corp came to my rescue with their expertise, deep relationships with lenders & personal commitment in turning around the loan in a record time of 1 week. Strong value systems & deep expertise makes the company shine, Vick Bedi is a pillar of this company & a man of his words. Thank you Vick & American Preferred Mortgage Corp for this experience, please continue the great work! for sure clients value such experiences & the word does spread!

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kshitij palriarated5.0
2 yrs ago

If you want your mortgage experience to be hassle free, get in touch with Vick and his team. I just had exceptional experience as a first time home buyer and Vick provided me all the insights to home mortgage process and delivered the promise well before the closing date. Highly recommend him to all my friends and family!

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Rajesh Biswasrated5.0
4 months ago

Recently got re-finance service from Rajiv Bedi. My experience was Awesome! Thanks Rajiv for your help.

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Lav Kapoorrated5.0
10 months ago

As a first-time home buyer, Rajiv helped me right from the start to get the best quote and kick-off the application process. He is incredibly knowledgeable and very professional. He was able to guide me and clarify all the doubts and questions I had along the way. He is very courteous and polite and the best thing I liked about him was that he does not leave any questions or concerns unanswered. He worked tirelessly to get the closing done swiftly. I am lucky to have him as my MLO and would love to work with him again in the future. I highly recommend Rajiv and his team.

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Varun Kumarrated5.0
2 yrs ago

We recently took a home mortgage from American Preferred Mortgage Corp. Vick and his team provided an awesome experience. He was on top off everything and was so helpful and made everything go so smoothly. He went above and beyond to make sure we were informed at every step on the way. Very informative, courteous and always responsive in a timely manner!! I would highly recommend him. It’s been an absolute pleasure. Thank You Vick!!

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Kunal Thoratrated5.0
1 year ago

American Preferred Mortgage Corp came through for me with their expertise and personal dedication by Vick, turning around my loan in just one week after a disastrous month with another lender. Thank you, Vick, and American Preferred Mortgage Corp for this outstanding experience. Keep up the great work – experiences like mine matter to clients and speak volumes!

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Pritpal Singhrated5.0
12 months ago

Being repeat client for more than 15 years, I find Vick very reliable and professional lender service provider. Without formalities, he help the client to the best of his ability. I highly endorse his services and company.

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Shikha Duberated5.0
2 yrs ago

My husband and I were fortunate to work with Vick Bedi during our journey to buy our first home. Vick guided us seamlessly through the mortgage approval and the daunting task of managing closing documents. He was unfailingly attentive, always answering our calls and queries promptly. His expertise and dedication took away so much of the stress from the process. If you're in need of a trustworthy and dedicated mortgage professional, Vick is the one. Highly recommended! His commitment is above and beyond his words!

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Prashanth Reddy Grated5.0
12 months ago

I recently worked with Rajiv Bedi from American Preferred Mortgage Corp and had an outstanding experience. Rajiv’s expertise and dedication were evident from the start, as he provided clear, tailored advice and ensured a smooth, stress-free process. His responsiveness and ability to explain complex concepts made me feel confident and informed throughout. Thanks to his hard work, I secured a mortgage with excellent terms. I highly recommend Rajiv for his exceptional service and genuine care for his clients.

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Sam Srated5.0
1 year ago

Worked with Vick Bedi and Dawn to get mortgage for my first home. They both were extremely responsive and made the process easy. Vick was able to get a low rate in the current scenario, he is truly professional and knowledgeable. He also made sure that we close on time, even with a short closing window.

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Dhaval Patelrated5.0
12 months ago

Seema Vazirani from American Preferred Mortgage was amazing. She provided exemplary service. I met her 10 days post being under contract and she worked really hard to get the loan approved and our closing done on time, actually one day before it was scheduled to happen. She was very patient, took lot of time to explain everything as I was a first-time home purchaser. She was always available to talk, picked up my call, and promptly discussed any issues that needed resolution. She is very honest and committed to profession. She really worked hard to get me a good rate on the mortgage. Seema was wonderful and I recommend her services.

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manoj junejarated5.0
1 year ago

It has been an incredible experience working with Vick Bedi and his team, especially Aparna. From start to finish, the process was seamless and efficient. They provided the best rates available, and their quick turnaround time was impressive. Vick and Aparna were always accessible, knowledgeable, and responsive to all my questions and concerns. Their professionalism and dedication made the entire process stress-free and straightforward. I highly recommend Vick Bedi and his team for anyone in need of lending services. They truly go above and beyond!

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Vishal Katirarated5.0
1 year ago

It was great experience with Vick and Aparna. They are very knowledgeable and helpful in competitive world. Vick helped beyond limits to make the process smooth. He knows the content and expertise in his field . I’m recommend them for future lending needs. Special thanks to Vick ??

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Sonia Vinayakrated5.0
10 months ago

Vick is the best! Great communication, proactive guidance, he did what he said he was going to do is HUGH!! Best interest rate and 0% closing cost refinancing is the reality, only at VICK!

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varun patelrated5.0
11 months ago

Vick offered the best rates in the market and was very helpful throughout the home buying process. My loan processor Brianna was also prompt and responsive. I would strongly recommend their team if you are buying new home. They did a fab job..

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Rajeev Vermarated5.0
11 months ago

Rajiv Bedi is absolutely a pleasure to work with. He did everything needed to close the mortgage in less than 2 weeks of time. We had a situation where the seller wanted to close the transaction in about a month but as a buyer, we wanted to start the mortgage application right after inspection due to multiple failed deals in this crazy real estate market. So, we had just 2 weeks of time left after the inspection. He ensured the best rate possible and kept the process very smooth and transparent. The mortgage commitment was received just in 3 days after the application submission followed by Clear to close in less than 2 weeks of time. He provided me with great rates which no one else could match. Thank you so much for being there for us Rajiv. It was an incredible experience working with you and from start to finish, the process was seamless and efficient.

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Praveen Kumarrated5.0
1 year ago

Vick Bedi has absolutely a pleasure to work with. He did everything needed to close the mortgage in a very very short time. He also helped me with the Title, Insurance and attorney which saved me a good Amount of money. I would suggest anyone with the mortgage needs to contact Vick Bedi.

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Kunal Shastrirated5.0
11 months ago

I recently closed on my house and got an opportunity to work with Vick as my loan officer. He and his team including Aparna, are very professional, diligent and stayed on top of process till closing. Right from loan application to underwriting approval and funding to close, everything went smoothly. Vick is very prompt in responding to queries and facilitate the lending process efficiently. Highly recommend Vick and team.

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Avinava Srivastavarated5.0
12 months ago

I had great experience working with Vick. He closed loan 1 week before closing and very responsive which helped alot to me. As i had lot of unknowns. He guided me well and provided best possible rates. I will highly recommend him.

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Seema Singhrated5.0
5 months ago

We had wonderful experience working with Vick and with buying our first home.I would highly recommend him .

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Sheetal Pathakrated5.0
1 year ago

This was our first time home buying. We were thoroughly supported and kept informed throughout the process by Kamala and Deepa from her team. Kamala worked very efficiently to bring this to the closing table in a tight timeline amid the holiday season. I will highly recommend Kamala to all of my friends and family.

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SANDIP MOHANTYrated5.0
12 months ago

I strongly endorse Vick as a home loan officer. He is knowledgeable and also deeply committed to his clients. His timely communication and meticulous attention to detail made everything seamless. For anyone seeking a dependable home loan officer, Vick is the ideal choice.

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MankeDeep Patelrated5.0
1 year ago

I highly recommend Vick as a home loan officer. He is knowledgeable, professional, and dedicated. Vick guided us through every step, making sure we understood our options and felt confident. His prompt communication and attention to detail made the process smooth and stress-free. If you need a reliable home loan officer, Vick is the best choice.

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Sireesha Akrated5.0
10 months ago

Vick, my loan officer is very cooperative and his staff is supportive as well. Vick offered me very competitive rates compared to the market with no hidden charges. He was transparent about all the costs included and guided through the process

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Gaurav Singhrated5.0
10 months ago

I recently had an opportunity(after my friend referred me) to work with Vicky and his team(Aparna/Angela) regarding my home closure. the process was extremely smooth, very responsive team, best possible rate provided to me by Vicky. Overall excellent customer service provided by Vicky and the entire team. I would definitely recommend Vicky to my friends/family.

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Jay Shahrated5.0
1 year ago

Had a great experience working with Vick and Aparna. Vick was able to provide the lowest rate available in the market. Service was great too. Process was smooth and easy. We closed on time and Vick was able to get the required credits as promised as well. All in all a great experience and look forward to collaborating again with Vick and team.

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Varakrishna Parvatanenirated5.0
7 months ago

Rajiv Bedi is extremely easy to work with and always just a phone call or text away. I’ve worked with him on several mortgages and refinances, and he consistently delivers on his promises.

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Avinash Rachamadugurated5.0
8 months ago

I am very satisfied with my mortgage loan. Rajiv Bedi was very transparent, knowledgeable, and did an excellent job locking in my interest rate while explaining all the hidden charges upfront. His professionalism and clarity made the process smooth. I will refer all my friends to you guys. Thanks again:)

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Shivankar Singhrated5.0
5 months ago

Vick is very supportive and helpful , he makes easy for me to process my mortgage loan and give discount as well.

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Kundan Kumarrated5.0
6 months ago

Rajiv, I'm blown away by your exceptional service throughout my home buying journey! Your offers, commitment, and guidance far exceeded my expectations. Notably, your support and expertise surpassed even that of my realtor and attorney. Thank you for making this complex process incredibly smooth and stress-free. Your dedication and professionalism are truly unmatched!

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Lakshmi Narayananrated5.0
8 months ago

Had a great mortgage purchase experience with American Preferred Mortgage. Rajiv Bedi and his team in particular did an amazing job securing our loan with the best rate and terms. They were very responsive and communicative throughout the process. Highly recommend them!

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Nouman Alirated5.0
6 months ago

Vick is the man to contact for all your needs. He listens to you and provides solutions and all mortgage options and alternatives like a brother! I personally shopped for 5 different mortgage brokers and bankers, and he competed the best and lowest rate for me! This was my first and will be the last person to shop for mortgage!

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Pavan Kumar Srinivasanrated5.0
3 months ago

Had a very good experience with Rajiv Bedi, right from getting the rates to the eventually closing. Rajiv especially has been always available for any questions and very quick in responding to texts, emails. Hope to be able to refinance with him , in the near future!

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Parag Pinglerated5.0
3 months ago

I wanted to take a moment to express my sincere appreciation to Rajiv Bedi for his outstanding service throughout the mortgage process. Your professionalism, clear communication, and deep knowledge made what could have been a stressful experience feel smooth and manageable. You were always prompt in answering my questions and went above and beyond to ensure I understood every step. Thank you for making this such a positive experience—I would gladly recommend your services to anyone in need of mortgage assistance.

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Vilas Deshmukhrated5.0
5 months ago

Vick has been just amazing throughout the whole mortgage processing journey - right from the loan estimating to the final closure. He especially proved to be very friendly and cooperative considering this was my first home buying experience in USA. Highly recommended for mortgage needs. I will surely be working with him anytime I have any mortgage needs. Thanks Vick!

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Salil Joshirated5.0
5 months ago

Excellent service provided by Vick and his team during the refinance process. This is the 3rd time I have worked with Vick for refinance and the rates offered are unmatched. Vick and his team are on top of getting the underwriting paperwork done and communicate if there are any missing documents. Overall A+ service for rates, speed of processing and customer service.

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Abhishek Kumarrated5.0
5 months ago

I had an excellent experience working with Vick at American Preferred Mortgage Corp. He was always available, provided valuable consulting, and helped secure the best rates by keeping me informed with market updates. His responsiveness and efficiency made the entire process smooth and stress-free. I highly recommend Vick and American Preferred Mortgage Corp to my friends and family!

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Dhanesh Jaipalrated5.0
5 months ago

As a first time home buyer, it was a pretty smooth journey and a great experience with Vick who helped and explained everything with patience and was available throughout (even during weekends and at odd times) and was always prompt and helpful for all our questions and queries. Everything was done well within time with care which was the most important support you can get as a home-buyer. Highly recommended and thank you Vick for all the help and constant support ??

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Mallikharjuna Allarated5.0
3 months ago

I got my mortgage refinanced recently with American Preferred Mortgage Corp. They've got me the best rate on the market. I had great experience working with them and I would definitely recommend them for any new home loans or refinancing. They were so helpful though out my loan processing duration, answering my questions patiently and considering my requests. Their response is very prompt and helped to expedite the processing time. I am thankful to Rajiv and team to make things happens so smoothly.

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Ajay Pokharkarrated5.0
5 months ago

I had an amazing experience working with Vick. From start to finish, he made the loan process smooth, transparent, and stress-free. His team was highly professional, knowledgeable, and always available to answer my questions. They guided me through every step, ensuring I got the best possible rates and terms. I truly appreciate their dedication, excellent customer service & commitments made during initial offers! I highly recommend Vick to anyone looking for a reliable and trustworthy lender!

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Riddhima Arorarated5.0
5 months ago

I recently had the pleasure of working with Vick, and I couldn't be more pleased with the experience. From start to finish, he made the entire process smooth, transparent, and stress-free. Vick's professionalism and excellent communication were top-notch. He was always available to offer support and guidance, and I never felt like I was in the dark about where things stood. He truly goes above and beyond for his clients, making what could have been an overwhelming process easy to navigate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. His expertise and customer-first approach make him a standout in the industry. Thank you, Vick, for making this experience such a positive one!

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Sachin Guptarated5.0
5 months ago

I had an exceptional experience working with Vick Bedi from American Preferred Mortgage. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process and made sure I understood all my options. Vick was always available to answer my questions and provided timely updates throughout the entire process. Thanks to his guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to his hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Vick Bedi to anyone in need of mortgage services.

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John Rydellrated5.0
10 yrs ago

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

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raghavendra keerthi Mandarated4.0
6 yrs ago

Very easy to work with, prompt in response gave many options to choose from. Was pleasure to work with.

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ravi tapsrated4.0
6 yrs ago

Sebastian was very prompt In responding to my queries. He delivered what he has promised me for my loan. In addition, he assisted me in selling my home without agents by guiding me throughout the process with his advise and knowledge

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Satya PVrated4.0
10 months ago

Vipul is very excellent at explaining the Loan process Super informative in explaining all steps in loan processing Very helpful and available all times Had very good experience working with Vipul from end to end mortgage process

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Savir Kumarrated4.0
3 yrs ago

When there were many unknown things for a first time home buyer like me, Johnson was there with me right from step 1 until my closing where he and Sebastian helped me to process and close my loan within a short period and right on time which is less than 2 weeks. Their communications, follow-ups and directions provided during each step was really appreciative. I had shopped with multiple lenders but Johnson went an extra step and gave best interest rate in the market during that period.

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Mahesha Shivalingaiahrated4.0
4 yrs ago

Working with Sebastian was great. His advise was really valuable and trust worthy. His team helped me with all the necessary steps needed from pre-approval to closing of my rental property. I'll definitely recommend his mortgage company for anyone for a hassle free experience. Thank you for all your hard work to make my property purchase easier.

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Amol Tavaterated4.0
2 yrs ago

It was great experience with Vema mortgage. The process was easy and excellent. PT Johnson did great job to explain everything and made our total home buying experience smooth. He was always available for any questions or was very quick in response. Thank you again and I will definitely recommend them to my friends and collogues.

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StepStone Realty LLCrated4.0
12 months ago

I want to give 4.5 rating. Aug 14 2024 closing was done this is my 3rd loan with VAMA mortgage. Each time had different experiences. Working with PT Johnson or Sebastian is great. Communication or timely closing process was smooth. Reason I didn't give 0.5 rating because the underwriter team is kind of PAINFUL work with them on this 3rd loan. To many paperwork to prove you have good credit and/or you are able to pay your loan. I wish they less cross verify and flexible or replace with new team I had loans with other lenders and credit union they won't cross examine too many things that not needed.

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Pawel Malyszrated5.0
7 yrs ago

Fast service, quick and prompt replies. Always available to discuss and explain over the phone. Helped me buy my first home in Michigan April 2018.

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Umida Akbarovarated5.0
4 yrs ago

Highly recommend Chirag Rachhadia and can say that he exceeded our expectations. We were very pleased with quick and professional service from Vema Mortgage.

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Mani Kalahasthirated5.0
7 yrs ago

This is our first home and my friend referred me to him, he is very professional and guided us in right way, offered us the best rate and educated us with all details we wanted to know so the whole process went very smooth. I would refer him to anybody who is willing to buy a new home and who wish to go through the process with less hassle.

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Nayan Prated5.0
5 yrs ago

Chirag Rachhadia help me for whole process of my refinance loan. He also help me to find cheaper rate with zero closing cost. During loan process time Whenever i call him For any questions or concern he pick up phone and explain me well. After closing my loan I also refer my few friends to him and he help them same way too. He is great person as well as his great helper. Very satisfied with his work.

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Kannan Ganesanrated5.0
4 yrs ago

Your search for best mortgage company who is a customer advocate, takes care of and offers best rate with quick turn around then don't look any further. I've worked with Ramesh Nagarajan twice and my experience was completely delightful.

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Sree Yellisettirated5.0
7 yrs ago

Record breaking - Home Closing in 9 Days by Mr.Sebastian I have tremendous and record breaking experience with Mr. Sebastian during my mortgage process (Closed in Oct 2018). On Closing day, I even heard from Title company folks and realtors that Mr. Sebastian closed the deal (my home closing) in 9 days exactly since from the day I made an offer. Mr.Sebastian's analysis are really awesome and very knowledgeable person, he does a lot of effort & hard work with every client and built-ed trusted relationship with the banks. I found out that Mr.Sebastian works with passion and NEVER seen him in any angle that he is working for profit or commission. His goal is to help people and he is doing that as service not as business. He is very truthful, honest and works for the best interest of every client. I had an awesome experience with him and would like to REFER to all my friends. I also would like to Thank Mr.Gurjeeth Singh (REMAX Realtor) for introducing Mr.Sebastian to me.

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Hamza Mohamedrated5.0
6 yrs ago

Sebastian was on the ball every step of the way and delivered on every single promise he made to us. We was always available and kept the process very clear and easy. I would not recommend working with anyone else. Simply AMAZING experience.

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srinivas reddyrated5.0
5 yrs ago

Excellent Service provided by Chirag Rachhadia from Vema Mortgage LLC. I am extremely happy through out the process. He explained clearly with patience and i would strongly recommend him if anyone looking for refinancing their homes.

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Venkatesh Mohanakrishnanrated5.0
5 yrs ago

I bought my first home in Michigan getting the help from sebastian george. He was flawless, quick and informative. From my hunt for the lowest interest rate in town, he was the best and the services he offered was 5 star. I would recommend him for any mortgage financing and refinancing

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Santhosh Addagoodirated5.0
4 yrs ago

Sebastian is very helpful and through in the loan process, very quick . Helped me to close the loan process well before the closing date . Rate is as provided in initial estimate . As a first time home buyer , I was so nervous before starting the process , but Sebastian helped me in all steps and made it look very easy and simple . Thanks Sebastian for your support in smooth loan processing. I will definitely recommend to everyone.

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DISHANT PATELrated5.0
7 yrs ago

My experience with Sebastian was awesome. He takes his time to explain you all Informations related to mortgage. He is extremely responsive to all questions.I highly recommend Vema Mortgage.

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Arunkumar M Arated5.0
11 months ago

I’m very happy to work with Vema, Sebastin helped me with quick turnaround time for processing loan with competitive rates

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Raja parthasarathyrated5.0
5 yrs ago

I worked with Chirag to refinance my home mortgage. He didn't just give me the different options but also helped me figure out the best for me. On top of that he was able to gauge the market direction and help me lock the rate at the right time that helped me get a deal much better than what I expected. He was always available to answer questions and even when I chose my own attorney, he was excellent it following up with them and making sure things moved at the right pace without hiccups. Overall it was a very pleasant experience. I highly recommend Chirag.

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Ankineedu Prasad Bollarated5.0
7 yrs ago

I have refinanced my home loan in the month of December, 2017. I received excellent service and proactive communication till closing the loan as per my timelines. Sebastian George, the mortgage consultant was very professional and friendly in all aspects during my loan processing. I always recommend Vema Mortgage LLC for all types of loans/mortgages.

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sunil dalalrated5.0
7 yrs ago

Sebastian George (Vema Mortgage LLC) is very professional and friendly. we have done re-fi with him several times, whenever we need to re-fi or need a expert opinion, i would just contact him and would get a prompt response. I have referred him to several friends and all have had very pleasant experience as well.

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NIKHAR SHAHrated5.0
7 yrs ago

Best experience I had from any financial broker, Sebastian was always available anytime I called. He told me everything upfront and was always transparent about the whole process. I would like have his services in future too. Thank you Sebastian for making the process of closing for my first house so seamless.

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Venky Sonacrated5.0
7 yrs ago

Vema Mortgage was really communicative and approachable. They are pleasure to work with and made every process of the loan very user friendly and also they promptly addressed any concerns and followed up professionally. I recommend Vema Mortgage to anyone needing a lender!

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Karthik B Crated5.0
4 yrs ago

It's my pleasure to write a review for Vema Mortgage and especially about Ramesh Nagarajan ! As a first time home buyer I had so many questions. Many things were unclear to me until I spoke with Ramesh over the phone. He was very patient and explained each and everything that I was unclear earlier. He educated me with lots of stuff in mortgage loans and walked me through the entire process. He had several check points to ensure that everything is going on it's way. Whenever I message him with a specific question he would just call back and clarify it with crisp answers. I would highly recommend anyone to try Vema Mortgage and Ramesh Nagarajan if they are looking for one. Thanks again Ramesh!

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Pradeep Hudedrated5.0
4 yrs ago

I had great experience refinancing my mortgage with Vema Mortgage LLC. Very quick response, efficient and best rates offered. They closed my loan in less than10 days. Definitely recommend using them.

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MallikarjunReddy Nagolurated5.0
5 yrs ago

Excellent experience working with Sebastian and his team, I am very impressed on his ability to communicate 24x7 when I am in need of some help. I have referred some of my friends already and would recommend him to everyone. I had a bad experience last couple of times and thought all mortgage people are like that but I could not believe until I talked and worked with Sebastian that people in this line of work are human as well. Thanks Sebastian for all the help. Mallikarjun Nagolu

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ashwin mirapakayalarated5.0
7 yrs ago

HIGHLY RECOMMENDED TO EACH & EVERY ONE… !!!!! I am a first time home buyer, Sebastian Bhai helped me in entire mortgage process & at the same time he educated me in taking decisions wisely & timely manner. I am absolutely Very happy with the service and overall experience dealing with Vema Mortgage. I will definitely recommend to each & everyone who is looking to purchase a home. Once again, Thank you so much Sebastian Bhai for the Overall Help & support. ?

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Nisha Prated5.0
3 yrs ago

As a first time home buyer I was so much confused about the Home mortgage.I compared rates with other lenders & Vema gave the lowest rate. Vema LLC, Sebastian & his team helped me the closing process very smoothly & within promised time frame.

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Rohan Sushilarated5.0
6 yrs ago

It was really great working with Sebastian. He helped us getting the best rates . Moreover he answered all of our questions quickly and the whole process was very smooth and quick . I highly recommend him for the mortgage services .

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Nithin Chandrababurated5.0
7 yrs ago

Mortgage specialist and my go to person for home buying/refinance. He is very helpful and always reachable, even 6 months or a year later if you need to check on any details. Very detail oriented, has the best rate/terms and a good network of home professionals if you ever need any. Glad I was able to find Sebastian and use his expertise for my home refinancing.

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Sanj Crated5.0
2 yrs ago

Excellent service, great suggestions and took care of us all through. We got the best rate (so good that even the realtor and lawyer commented on it ) . Would highly recommend Vema and Sebastian for any mortgage related needs. Thank you.

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Ravi Kodwanirated5.0
7 yrs ago

I have done mortgage and then refinancing with Sebastian. Great and pleasant experiences. First time when I started with a bigger financial institute there were many ifs and buts attached to the attractive rates without proper clarity. Whereas going with Sebastian I got the lowest rate and clear and precise details. Clients have such trust with Sebastian that many of them need not to talk to anybody else, that is what I did during my refinancing. Saved both money and time.

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Balaji Krated5.0
4 yrs ago

I had a fantastic experience working with Vipul. He is very responsive and helpful who goes above and beyond to get the best rate for his clients. The entire refi process was a breeze and absolutely no surprises. Great team to work with. Highly recommended!

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Sushil Neupanerated5.0
4 yrs ago

Did my refinance for my primary house and Investment property with Vema Mortgage. Manju had been a great help. She helped me whatever possible way she could to get me the best rate and smooth processing of loan. She is quite knowledgeable and always tried to give a best service. I would definitely recommend Vema Mortgage to everyone. Thank again Manju for all your help!

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rangarated5.0
4 yrs ago

Mr. Vipul was extremely quick and responsive whenever I reached out to him. He was knowledgeable about the entire process, walking us through all the details, proactively showing us all our options...He offered us an unbeatable mortgage rate...without a doubt we would recommend Vipul & Vema Mortgage to whoever needs help with mortgage. Thank you Vema Mortgage team for all the hard work!

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umesh raorated5.0
1 year ago

Very Professional and prompt service. Saby helped me through the process and was very helpful and resourceful. I would highly recommend Vema Mortgage. Their rates are very competitive too

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Geeno Jamesrated5.0
7 yrs ago

We got the best and seamless mortgage financing and refinancing service from Vema Mortgage. You can confidently count on Sebastian to get the best possible rates. His communication is always honest and fast.

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Sri Konanurrated5.0
5 yrs ago

Sebastian is great to work with as a Mortgage Broker Specialist. He understood our requirements from the beginning and came up with a best plan that suited our needs. He was in touch with us from Day 1 till the final paperwork got completed. He is available at any time of the day.

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Shyamrated5.0
2 yrs ago

Working with Manju Kizha was our best mortgage experience ever! We have had painful back and forth for paperwork with the underwriter in the past. But, with Manju, her directions were so clear and concise that we were able to provide all the paperwork first time and get the loan approved at lightning speed. The speed with which it happened, our builder and real estate agent was extremely surprised. We highly recommend Manju Kizha for your Mortgage needs! Ask for Manju Kizha from Vema!!

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Rajesh Perlarated5.0
6 yrs ago

Amazing person - Sebastian - he worked his best to get very good and lowest rate of interest for our mortgage loan with very less down payment. He handled entire Loan process very well, very knowledgeable person. Our Family is very happy to process our Home Loan through Sebastian. Thank you My friend - you will be very successful person in this career, Good Luck....

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Tejaswi Prabhakarrated5.0
7 yrs ago

As a first-time homebuyer, it was a pleasure working with Sebastian. He was always available and on top of everything. He did not hesitate to give clarity on any specific questions, which we had. I always got a prompt response. The interest rate and costs were lower than I had expected. I strongly recommend Sebastian if you are in need of a mortgage or refinancing on your current home. Hope to work with him again in the future.

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gurinder bawarated5.0
7 yrs ago

As a first time home buyer, there were lot of unknowns about the mortgage. While we were shopping for mortgage, we happen to talk to Vema Mortgage, represented by Sebastian, and all our concerns were addressed promptly in a very professional manner. He is very friendly and provides excellent services. The rates were very competitive and the closing fees was very minimal. Eventhough we had closed in April of 2016, he still makes contact by sending occasional greeting mails and emails. If I will buy another home, I will surely contact Vema mortagage gain.

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Lav Anandrated5.0
2 yrs ago

Sebastian and his team were excellent during and after the entire lending process. His experience and expertise in the field, quick turnaround, prompt and detailed explanation were of great value to me.

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Vishnu Kishorerated5.0
3 yrs ago

Vipul Hapani is a very honest and knowledgeable person, he helped us in buying a property and guided us in each and every step as a first time buyer. He closed my home on time and I am very much satisfied with his work and his commitment. He is very much customer oriented and I would surely recommend him

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Amit Somanirated5.0
7 yrs ago

I am extremely happy with the way Vema handled my mortgage. When I approached them for mortgage, Vema was very upfront on the interest rate and about closing costs. He would go in lot of detail explaining the HUD statement and would not hurry up till you are completely satisfied. I would highly recommend him.

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Parth Patelrated5.0
6 yrs ago

Sebastian/Velma mortgage is very easy to work with. He walked me through all the steps and process involved in buying a house and provided updates in every stage. He gave me different options to choose from with better interest rates. I highly recommend him and Velma mortgage to anyone who wants to buy a house.

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Yash Patelrated5.0
3 yrs ago

It was great working with Vipul for mortgage application. He was very helpful throughout the whole process and very responsive. He would go above and beyond to help his clients in any way possible. Would definitely recommend him for all your further mortgage needs!!!

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MANOJ BHASKARrated5.0
4 yrs ago

In the Current Market Condition, the Home buying experience is rough for the buyers, especially first-time homeowners like me. I thought finding and arranging the right Mortgage and locking the correct rates within provided time would be more hazel. Luckily found Ramesh Nagarajan, Vema Mortgage. He offered me the best rate where no Mortgage company was able even to come closer to that, and to my surprise, he completed all the formalities and got the loan approved and clear to close in a week. My experience with Ramesh Nagarajan and Vema Mortgage is excellent, and He WoW me with his attitude and customer experience. He is very quick and prompt in his response (text and calls). Very satisfied Thanks Very much, Ramesh

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goemailme soonrated5.0
3 yrs ago

Sebastian helped me with my mortgage for my first home . Needless to say that first time home buying process comes with tons of questions . One is cautious, nervous and has this mixed bag of feelings where you don't want to make any mistakes .Sebastian and his team made things so easy for me right from the go . I got my pre-approval letter within a matter of hours and they closed my loan process within 10 days . Given that this was my first house I wanted to understand things in details out of curiosity . The VEMA mortgage team (Sebastian, Johnson, Laxmi & Manju) answered each and every question , explained each and every line item in the final CD with patience and a smile on their face .They kept me updated constantly on what was to come next and what needs to be started and completed ASAP. The title company they got me in touch with - Calvin from Everest title was good to work with too . He came in fully prepared on the day of closing and we closed in less than 30 minutes .First home buying is a unique experience for anyone . Thank you VEMA mortgage for making it so stress free and special for me . I would highly recommend Sebastian and his team .They will work hard for you and get you the best deal on your mortgage .

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dhaval patelrated5.0
7 yrs ago

Being a first time home buyer it is very important to find a person whom you can trust, who can answer your questions all the time. I heard name of Vema Mortgage through the Garba event they sponsored so I thought of giving a call to them which apparently turnout to be the best decision I made. I did speak to nearly 4-5 other lenders during my potential lender search but Sebastian was honest and was always available to guide me whenever needed. I highly recommend him.

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raghuram bandarurated5.0
2 yrs ago

Johnson made my loan process easy and smooth, personally guided me on each and every step explaining me the pros and cons. He is highly recommended for any home buyer and he is available 24/7 for any questions. Appreciate all his efforts.

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Hassan Danishrated5.0
4 months ago

I would really recommend working with Shaheen. A really hassle-free and pleasant experience.

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Shankar Madhavanrated5.0
6 yrs ago

From start to finish, Sebastian was there with us. There was no BS at all anytime during the process. A thorough professional who knows the ins and outs. Sebastian will demystify the jargon that bigger companies use to complicate things and you can trust blindly that he is there for you. He advised me on options to help me save $ all along. It has been a long time since I have had such a positive interaction for a major business transaction. Last but not the least the rates were outstanding. If VEMA Mortgage can sustain this model with low rates and an amazing experience, the big guys need to watch out...!! Good luck Sebastian and thank you!!

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jai bhawsarrated5.0
6 yrs ago

Sebastian gave me a great interest rate and was able to beat the rate from my previous broker. I switched over to Vema and I am glad I did. Sebastian made the mortgage process easy and he was really available 24*7. I would definitely recommend for any mortgage need.

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Magarrated5.0
2 yrs ago

P T Johnson was very professional at all times, keeping me aware of everything that was happening, If I had any questions he was always available to answer. This was my second home purchase, he made it very easy to understand the things I had questions about. I really enjoyed working with him. Definitely i would recommend P T Johnson (Vema Mortgage) to all my friends!!!

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A Mrated5.0
3 yrs ago

We're so happy that our realtor recommended VEMA Mortgages as they made the home-buying process stress-free. Manju was a pleasure to work with and she always made herself available to answer any questions we had. They also gave us a better mortgage rate than Bank of America and we closed in less then a month!

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Girish Agrawalrated5.0
2 yrs ago

Chirag is absolutely amazing to work with. I did my closing with Chirag recently. It went really smooth with him. He not only worked on my loan but also guided me at each step as this was my first home buying experience. Thank you Chirag for all your hard work.

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Rinkal Patelrated5.0
2 yrs ago

We ware lucky to work with vipulbhai from vema mortgage, who made loan process for home buying so easy . He worked Sunday night to help us get the pre- approval and completed our loan processing on time.we never had worry about anything. Thank you vipulbhai for making our experience so pleasant.

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Mitsu Thomasrated5.0
2 yrs ago

Mr. Johnson & Vema Mortgage helped us to close our dream home on time, with the achievement of super fast clear to close (CTC) in 8 days; I honestly recommend Mr. Johnson & Vema Mortgage for any loan application, as they are the most efficient, faster and most reliable.

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Chidamberrated5.0
5 yrs ago

Sebastian makes the whole process look so simple, I really enjoyed every conversation we had through in the first time home buying Mortgage process. He is extremely knowledgeable provides the right amount of information for the loan processing. One thing if I need to call out about Sebastian - virtually he was there whenever I needed him!

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Vinay Kanive Manjunathrated5.0
4 yrs ago

I was glad to choose VEMA, the process has very easy with their team. They have been very patient in explaining at every step of process. As a new home buyer I have been informed of the needed documentation upfront and I have been referred to right people for additional support. Most important of all is quick response and being available to talk for any questions. Support by their team over the weekends has helped expedite my processing. Look forward for their continued support in the years to come.

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J Prated5.0
3 yrs ago

Manju at Vema helped us with the approval of the loan for our new home. We had a special situation and needed to close the purchase deal in a matter of two weeks. She worked above and beyond our expectation to help us with our goal and kept us informed about the improvements in the loan processing. She is friendly, competent, efficient, and dedicated.

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Janarated5.0
3 yrs ago

My experience with Ramesh was exceptional. As a first-time buyer we were in uncharted waters, he helped us navigate through it. He was very approachable, friendly & patient in explaining anything we had to ask. Besides having the best rates compared to any other big players he also got my appraisal and origination fees waived off. Ramesh consistently followed up with the lender & attorney and had it closed in less than 2 weeks, he also kept me updated from day one till closing. I would recommend him to anyone in a heartbeat.

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Ravi Varma Mantenarated5.0
3 yrs ago

Sebastian George is a thorough professional. He was very knowledgeable about documentation needs and advised me promptly on what documents to prepare ahead of time. He was very patient and answered every question that I had. I would highly recommend Sebastian and Vema mortgage for any mortgage financing / Re-fi needs.

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Manish Jainrated5.0
3 yrs ago

We were referred to Vema Mortgage by one of my friend. Our situation was challenging as I had to do a quick closing & has a very busy work schedule. We are glad that the Team at Vema (Sebastian, Johnson & Manju) were able to accommodate us. They are open all days till 9:00 PM. They closed out deal in 13 days with the best rate in the market. It was a smooth closing with no surprises. I would refer all my Friends to the Team at Vema Mortgage.

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Indu G.rated5.0
2 yrs ago

Excellent experience working with Ramesh Nagarajan from Vema Mortgage. He helped us from pre-approval to closing. He explained the mortgage process, the paperwork needed and all the numbers. Ramesh's attention to detail and follow-thru helped us to secure the mortgage loan in a remarkable 20 days. We highly recommend Ramesh's services to anyone looking for a dependable mortgage broker. Thank you Ramesh!

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Mallikarjun Reddyrated5.0
2 yrs ago

Was referred by a friend and noticed that Sebastian had most of the clients in our neighborhood. This gave me confidence the he would be the best option for me. He was pretty quick to answer all my queries . Overall a great experience and I would recommend to everyone.

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Sudarshan Selvarajarated5.0
7 yrs ago

We moved from St Louis and this is our second time we buying home. As we already had some experience we exactly knew what kind of home we want to live in. Our agent gave Sebastian’s contact and it was pleasure working with him. He was available to answer our questions during the late evenings. With our busy working schedule, it helped us to work with him during the evening and concentrate on our work during the day time. Also, he offers the best mortgage rate in the market. Overall we are extermely satisfied working with Sebastian. I would recommend him for anyone in the market looking for best mortgage shopping experience. Good luck for all the home buyers out there :)

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BONTHA RAHUL RAJrated5.0
3 yrs ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing date I preferred. The whole vema mortgage team is knowledgable to explain every detail at every step especially for the first home buyers like me. Sebastine, Johnson and Lakshmi are really a good team to work with.

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Vineel Kumar GOGINENIrated5.0
5 yrs ago

Sebastian George helped me to refinance my mortgage loan. I got the best rate I can get in the market with no closing costs. All the documentation work is done online, he is very responsive and made the refinancing process very simple and quick. I highly recommend him.

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Sachin Chavanrated5.0
3 yrs ago

I had a great experience with VEMA right from the beginning of finding the best mortgage rate to securing it to making sure I get the best service. The whole process went smooth and they are very proactive and keeping you informed about the whole process irrespective of time in a day. As long as you need help they are there at every step making sure you don’t have any issues. I will definitely recommend VEMA.

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Sundaramrated5.0
7 yrs ago

After doing some research over all the lenders, we decided to go ahead with Sebastian George. We really got good interest rates considering we are first time home buyers. Also throughout the process, he helped answering all our questions & gave beneficial tips/advice's. It was very easy to contact him anytime during the day through text/emails/calls. Very responsive. I'd recommend him.

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Rajit and Shine Abrahamrated5.0
8 yrs ago

We are so satisfied with the way Vema mortgage handled my mortgage when I purchased my first home, that’s why I went back to them many times for refinances also and every time I get great service. We have no clue about mortgages and refinances so I wanted someone trustworthy so that they can guide me through the process and explain everything in details and help me to make the right decisions, Vema mortgage helped me beyond my expectations. The best part is that Vema mortgage will work with our schedule for convenience, for closing loans instead of having us go to their office they came to our house in the evening after work on a snowy day we don’t have to go through the hassle of driving in the extreme weather condition to go to their office, which was very cool. I recommended them to one of my friend from church, now our whole church is their customer. We are so satisfied with their service that we highly recommend them to anyone for their mortgage and refinance need.

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Sreenivasa Goginenirated5.0
5 yrs ago

Mortgage Refinance Made Easy <-- Simple but most meaningful way to put my experience Sebastian/Vema Mortgage complete the job in very professional way in a record time that I couldn't believe. It was me who took more time in supporting them with required information and they are really quick, detailed, supportive and lived to their word on numbers. Surely recommend

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Garapati Krishnarated5.0
6 yrs ago

There are several positive points about Sebastian.. I am a first time home buyer. He was excellent and clear in providing the details. He has been reachable all the times. He will provide good solution if you are facing any issues while buying a house.He closed my loan pretty quick. His suggestions and solutions are very good. I highly recommend him to any home buyer.

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Sandeep Mohanrated5.0
6 yrs ago

I got introduced to Vema Mortgage by one of my friend as he was very pleased with the experience. Sebastian is very friendly and also detailed in the mortgage process. As I was a first time home buyer, i did not know most of the process and he explained everything in detail to me and it helped me alot. The interest rate that he gave was better than any other mortgage lenders. The most important thing is he is available all the time. You can reach him any time. He is like a 24/7 support. Thank you Sebastian

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Shabu Kannanplavilrated5.0
3 yrs ago

I was introduced to Johnson by known sources and he was really good in guiding us to choose the right option for the loan , as we were first time buyers we really needed a genuine person whom we could Trust. He guided us for all the necessary paperwork and we submitted everything in time and our loan also was processed within 10 days as promised by him. We saw the house on December 9th and loan got approved by December 19 and the closing of house done on December 28 by Gods grace. I would recommend Johnson 101%. Happy New Year 2023.

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Dushyantha Naidu Paligaramrated5.0
7 yrs ago

Sebastian handles the mortgage process in a well organized manner. Very much customer focused and service oriented mentality which enables us to learn the whole process to its fullest detail. He was able to expedite few steps based on our need and we were able to close our home on time. We strongly recommend his services if anyone is in need.

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Vikash Sethirated5.0
7 yrs ago

Very satisfied with Sebastian - Vema Mortgage for all the help he has done for last few years. He helped us with lowest closing costs when we bought our home in 2014. Also when the interest rates went down further, he helped get refinanced. He is always available for help, answers your questions calmly while providing necessary guidance. I would definitely recommend him for any mortgage or refinance related work.

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Kavita Guptarated5.0
7 yrs ago

Sebastian will give a very competitive rate. I have never had to extend the closing date with him. He has been able to process my client's loans well before the closing date every single time. He is hard working and knowledgeable in his field! I'd definitely recommend him.

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shridevi walvekarrated5.0
1 year ago

Happy to say Vema mortgage provided us a very smooth experience processing our mortgage application. Thanks to Chirag for being there always for answering our questions and making this experience great.

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Indurated5.0
6 yrs ago

Sebastian is very easy to work with, He explained us everything upfront and gave us the best rates. He is very flexible to work with and is available anytime. As a first time buyer we had many questions and he helped us a lot. We recommend Sebastian to everyone out there who is looking to buy a house. He worked very hard to help us close the home exactly when we needed.

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Dhimant Bamaniyarated5.0
6 yrs ago

It was great working with Sebastian. He helped me get the lowest mortgage rate and was very prompt in moving the loan process ahead. He was also able to close the mortgage loan in quick time and also helped me understand the entire process. Always available for any questions. I highly recommended him.

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Apratim Sarmarated5.0
7 yrs ago

I found Sebastian very reliable, honest and helpful in his interactions during my buying process. It was more like dealing with a friend. I was completely new to the home buying process and Sebastian guided me throughout the process. The entire process was very smooth and hassle free. He gave valuable advice which helped me to get a better rate and lower my payments. I would highly recommend Sebastian to all !

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Rushi Patelrated5.0
7 yrs ago

Sebastian did a great job helping me and my family purchase our new home. He helped us find the best option for us and walked us through every step of the way. Sebastian was always available to answer questions and he communicated very well throughout the entire process. I highly recommend using Vema Mortgage LLC for your lending needs.

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Jaya krishnarated5.0
2 yrs ago

Sebastian is having very good Knowledge in this field. Its Easy to work with and gave the best rate of any lender. Closing was able to be completed in 30 days and Sebastian could be reached anytime you needed for any questions. I would highly recommend VEMA to others.

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Vikrant Jainrated5.0
2 yrs ago

My friend recommended to go with Chirag from Vema mortgage and as a first time buyer I made right decision to choose him as my lender. Had many questions w.r.t mortgage and Chirag was able to help me to clarify those. Also he was able to give me good mortgage rates and even tried to maximize the adjustments. The team from Vema mortgage was very responsive. I would definitely recommend Chirag and his team as a lender for the home buyers.

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himanshu kumbharerated5.0
7 yrs ago

It was an excellent and knowledgeable experience working with Sebastian for my mortgage in September,2017. I first contacted him through a reference – in our very first conversation over the phone, he made me aware of certain issues I would face during my loan application and he suggested me few measure I can take to make my mortgage application process seamless. He provides best mortgage rate in town based on your current situation. He is very professional as well as friendly. He made my loan process stress free and we were able to close on the house in just 10 days. He is always available to answer your questions related to mortgage, refinancing options or home owner’s insurance at any time. I would recommend Sebastian strongly specially to 1st time home buyers as well as for refinancing your home. Just talk to him before going to anyone else.

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vimi patelrated5.0
1 year ago

Had very good experience for getting home loan. Johnson was our loan officer and he gave us best interest rates in market. Also explained us different type of loan options. Thank you Johnson

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Uday komaragirirated5.0
7 yrs ago

Mortgage is a critical part of the home buying experience. As a first time home buyer, it was very helpful for me to work with someone who was extremely responsive and very knowledgeable of the overall process. Nowadays, almost everyone offers competitive rates but the advantage of working with a small firm is that you get a lot of personalized attention and the same individual is there to guide you in every step of the process. In this case, it was the owner Sebastian George himself. Sebastian is always just a text away whenever needed and will make sure you are prepared for EVERY scenario that may come your way on the closing day. In the end, I’m very happy I worked with VEMA Mortgage and will strongly recommend the same to everyone.

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Jigar Tamakuwalarated5.0
2 yrs ago

I have researched on current mortgage rates and reached out to many lenders.Vema Mortgage and Vipul Hapani was offering me best competitive rates to beat other well known institution lender. Vipul was helpful enough to waive of some of lending charges and providing credit to reduce total closing cost amount. For a New Home buyer, he was helping enough to let them know about lender process and was able to give final amount intime before closing day for next action towards House Closing. Overall, Five star experience and thumbs up to Vema Mortgage and Vipulbhai for treating their customer with best experience and their knowledge on mortgage rates.

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Sushant Khopkarrated5.0
7 yrs ago

Sebastian is an incredible guy! He makes the process of home mortgage a piece of cake for you. Not only he offers the best interest rates and closing costs, the service he offers is excellent. He is just a phone call away, even during evenings and weekends. He is extremely patient and ever willing to answer any of your questions. I highly recommend him for your home mortgage.

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Amit Patankarrated5.0
4 yrs ago

Sebastian , Johnson and the entire team is amazing and they helped me throughout my mortgage process and made my first house buying experience super easy. They were available to answer my questions even in late hours on weekends too. They helped me get a great mortgage rate as well. I highly recommend Vema Mortgage.

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Murali Krishnamurthirated5.0
7 yrs ago

I first contacted Sebastian through a reference - during our very first conversation over the phone, he made me aware of certain issues I would face if I had applied for a loan given my circumstances at that time. As my situation changed, I was able to re-contact him and get my loan approved with very competitive rates. Sebastian was very helpful in every step of the process and made the whole process stress free, which was contrary to what I had heard about the process. He was always available (even late nights) to answer questions and constantly reminding me of the steps and my obligations; he was also very professional and worked with my agent in a collaborative manner. He also ensured I had all the proper documentation in advance. All this ensured that I was able to close on the house in 3 weeks. Overall, I am very satisfied with Sebastian's great guidance and assistance to making my first home purchase a success. I would strongly recommend Sebastian to anyone else looking for a loan.

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Vishnu Teja Ponugupatirated5.0
2 yrs ago

I had an excellent experience with Vema Mortgage. I got redirected to Johnson and his communication, personalized approach, and competitive rates made the entire process smooth. Highly recommended!

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Prathi Murthyrated5.0
4 yrs ago

Sebastian & his team at VEMA mortgage were very knowledgable went above and beyond to make buying experience easy and non-stress. He was incredibly helpful, easy to talk to, made sure we understood everything that was presented to us through out the process, kept us informed the whole way. Sebastian, Manju were always on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. We were very pleased with the interest rate we received, Easiest and the best home mortgage transaction we have ever had. We will absolutely use VEMA and Sebastian as our loan office again in the future.

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Basil Pauloserated5.0
6 yrs ago

Best Mortgage agent Working with Sebastian was a good experience. He took the tension of mortgage out of my head. Especially when building the house and first time home buyer. He explained every minute details and how to plan while the building was in progress. Proactive and on time. Took care of all documentation complexities. He made sure we are aware of every thing before each stages of the processing. A great person to work with. He found the best deal available and made sure that it is processed even there was a delay from my building side.

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Agish Georgerated5.0
6 yrs ago

I have used Vema mortgage both when I bought and sold my house. Sebastian from Vema is not only extremely patient and helpful in guiding you through the whole process but also provided us with one of the best rates that no one else in Michigan was able to match. Vema is highly focused on the customer and in ensuring that they get the best rates available without huge closing costs and can close as soon as possible. This is unlike typical banks were you end up paying a lot of money in closing costs and spend a lot of time tracking and waiting for your mortgage to be approved through their system. I would highly recommend anybody looking for a new mortgage doing business with him for the best customer experience you can get in Michigan.

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Ranjan P Akhaurirated5.0
1 year ago

Can't thanks Sebastian enough for the wonderful job he and his team did for us. Absolutely amazing and super quick in responding to random queries even over the weekend. He explained everything very thoroughly and was always on top of the things until we closed the house even though being swamped with other files in progress.

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Rakesh Kumarrated5.0
2 yrs ago

Effortless mortgage with VEMA Mortgage Just closed my mortgage with VEMA Mortgage for an investment property at 5.99%. Outstanding customer service from Ramesh and Vema Mortgage. From the moment I contacted Ramesh, he demonstrated a high level of professionalism and knowledge. handled everything on my behalf, allowing me to be completely hands-off throughout the process. He was incredibly transparent and open about the available options, providing me with detailed explanations and comparisons to help me make the right decision. He ensured that all necessary paperwork and documentation were handled seamlessly. Completed the whole process within 15 days. He was very responsive and always available to answer any questions. Ramesh's commitment to providing exceptional customer service was evident in every interaction I had with him. I would not hesitate to recommend Ramesh and VEMA Mortgage to anyone looking for a mortgage.

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RO ROrated5.0
6 yrs ago

I was a first time home buyer and had very little knowledge about the entire mortgage process. Sebastian made it so much easier for us. He made the process very smooth for us and gave us every little details related to the mortgage. The interest rates are much more lower than any other lender in the market. I would definitely recommend Vema Mortgage to anyone who is looking for mortgage with lower interest rates.

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Arpita Chandarated5.0
2 yrs ago

The interest rates we received are competitive and best in the market. The whole process until closing was smooth and transparent. P T Johnson from Vema Mortgage LLC helped us to understand mortgage process end to end until closing. Johnson was very quick and available most of the time to answer our questions. Thank you!

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Rahul Bondalapatirated5.0
1 year ago

Had a great experience working with Chirag from Vema Mortgage. he is available all the time, been on top of things. I recommend for anyones Mortgage needs.

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Nityanand Suvarnarated5.0
7 yrs ago

We were thoroughly happy with Vema Mortgage who did a great job right from the start and through the closing. As promised, Sebastian was quick enough to deliver the closing way ahead of time as we were short on time and in dire need of moving as early as possible. We will recommend Sebastian and Vema Mortgage to our friends as he not only gave us the best rate but also helped us in getting hold of our condo in double quick time.

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Nayan Mahatorated5.0
10 months ago

Such a gem person to work with. What a smooth refinancing experience. Great skills and very professional and helping. Really loved working with Johnson.

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Sid Gulatirated5.0
2 yrs ago

I had a great time working with Johnson and previously Sebastian. They will get you the best rate in the market (no doubts about that), and their closing cost is minimal compared to others. The communication could be a bit challenging but if you are in for the most bank for the buck then VEMA is your first choice. Johnson works super hard and I suggest they recruit some staff members to take away some workload :). Overall great experience, recommend them to everyone! I will work with them again for all our future investments.

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Bhavin Shahrated5.0
2 yrs ago

Being able to work with Vipul was a blessing in disguise. He was very helpful throughout this whole process, from applying/qualifying for the loan to the closing of the home. He often used his number crunching calculator in his head and knew exactly what he speaks. He guided me in the right direction, explained all the options and helped compare the advantages and disadvantages to the options being present, per our current situation. He speaks very honestly and can connect with you, based on your level of understanding of financing. To sum it all up, I hope that he doesn’t move into another field or business, as we seem to have found “our guy” for anything related to financing/loans/mortgages. Would recommend him to anyone and everyone. Very strongly recommend working with him.

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deepu philiprated5.0
3 yrs ago

I recently worked with Vema mortgage for securing a home loan. The process were very smooth and they gave me a great rate. They were highly flexible in their work hours and supported late evenings and even weekends . They were patient to go over the documents and answer any questions.Special thanks to Johnson and Manju.

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Ennapadam Padmanabhanrated5.0
2 yrs ago

It has been an absolute pleasure working with P. T Johnson and Vema Mortgage LLC. Throughout the process Johnson was absolutely professional in his written and oral communications and responding in a very timely fashion which was important to me. He laid out a clear timeline and the entire process followed the timeline. Due to his diligence, we were able to close on time. I strongly recommend P T Johnson for your mortgage needs and I will definitely reach out to him for my needs. Padmanabhan

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Abhishek Mrated5.0
2 yrs ago

Johnson is an absolute pleasure to work with. I was amazed with his professionalism and more importantly openness to work with the 1st time home buyers. He was always available to take our endless questions and provided right guidance at each step of the process. I highly recommend Mr. Johnson and thank him for his excellent service.

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Syamkumar Kizhakkoottayilrated5.0
6 yrs ago

Refinancing made easy!! Sebastian & Vema mortgage is awesome. The entire process was simple. Sebastian explained all the questions upfront and worked with me on each step!! I had refinanced with Vema mortgage earlier also. The new website makes the process easier and also allows you to do the most of the paperwork electronically. Overall I would give 5 star rating and recommend to everyone who need mortgage service!

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Raviganesh Venkatesanrated5.0
2 yrs ago

PT Johnson was a pleasure to work with from start to finish.His approach and expertise were invaluable and helped to ensure we got competitive rates and also smooth closing . PT Johnson was quick and always available to answer questions. He made the loan process almost effortless.

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Niket Patelrated5.0
6 yrs ago

We had a great experience securing our home loan through Vema mortgage. As first time homebuyers, not only did Sebastian walk us through the entire financing process, but he provided great service and one of best interest rates on the market. The entire process was quick - we started in mid March and were able to close by early April. We highly recommend using Vema Mortgage and working with Sebastian George for all home financing needs!

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Ajayrated5.0
11 months ago

Chirag helped me close my home two years ago. When I had a question regarding my PMI I called him and he still helped me navigate to do the right process. Very happy to get the support even after two years of closing from Chirag.

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Prem Kumarrated5.0
3 yrs ago

Excellent service and very knowledgeable loan officer. Mr. P T Johnson helped me through every step on my first home loan and very supportive, friendly, easy to reach. I am definitely looking forward working with him in the future and recommend Vema Mortgage to my friends & family. Thank you Johnson sir & Sebastian sir.!

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Abin Josephrated5.0
3 yrs ago

I had a fantastic experience working with Vema Mortgage to get a mortgage to buy a new home. I compared rates with other lenders and Vema gave the lowest rate. Throughout the process, I worked with a total of four Vema members, from our initial application all the way to the date of closing – Sebastian, Johnson, Manju, and Neeta. Their communication is prompt, helpful, and friendly. I highly recommend working with the Vema team and look forward to another opportunity to work with them in the future.

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Dhathri Munnagirated5.0
5 yrs ago

We are first time home buyers. Vema Mortgage customer service is excellent. Sebastian made the Application, offer and acceptance process quite simple, easy and quick. Sebastian always answers his phone, no matter the time and answered all our questions very patiently. He was there with us right from the beginning of the loan process to closing of the house and explained each and every step of the process clearly. I would definitely recommend Sebastian. 0 0 0

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Munjal Trivedirated5.0
7 yrs ago

Sebastian George (Vema Mortgage LLC) is very professional and friendly. He genuinely cares about his customers and provides them with the best service. I felt that he had the best wishes for me at heart and also worked towards getting me the best mortgage rate possible. He answered all my questions with great enthusiasm and provided me with all the knowledge and advice that I would required throughout the process. Regardless of the time when I contacted him, be it day or night, weekday or weekend, he was always available. He has truly earned my trust and respect for life and for that reason I will ensure that I recommend him to all my friends and family.

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rahul teja gollapudirated5.0
1 year ago

It was nice working with sabby, he was very proactive and available at flexible times. as a new home buyers he patiently walked us through lot of disclosures and guided us with right option among many

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Darshan Jrated5.0
1 year ago

Vipul helped me twice in the last 6 months securing a good interest rate and smooth closing for purchase and refinace. I would receive Vipul and Vema mortgage for friends. Great working Vema mortgage. Thanks!

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Anusha Srated5.0
2 yrs ago

Ramesh Nagarajan worked with us on the mortgage of our first home. He is well informed, transparent and highly organised. Not only did he provide the best rates, closing costs, but he ensured the loan was ready to close well ahead of the closing date! When we were in the process of choosing a loan agent, I spoke to a couple of them over the phone. Although Ramesh offered the best rates, what stood out for me was the way he took the time to educate us regarding the loan process. We weren't treated like just one of his customers, rather it felt like we were working with a friend whom we can trust. Thank you Ramesh for helping us out!

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Nehemiah Jeyakumarrated5.0
2 yrs ago

I recently worked with Ramesh Nagarajan, a mortgage broker, to get a mortgage for my first new home. I was very impressed with his knowledge, professionalism, and communication skills. He took the time to understand my needs and goals, and he was able to find me a great mortgage that fit my budget. He was able to provide the pre-approval faster than many other organizations. Ramesh was always available to answer my questions, and he kept me updated on the status of my loan throughout the process. He was also very patient and understanding when I had some last-minute changes to make. He even updated me with the current internet rates till I lock the rate for the final closing. Even during the closing, he did excellent advice and support so that closing can be done in the right way. Very happy to know Ramesh personally as well. Highly recommended. I would highly recommend Ramesh Nagarajan to anyone who is looking for a mortgage broker. He is a true professional who will work hard to get you the best possible mortgage.

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Tony Thomasrated5.0
2 yrs ago

We recently purchased a home through VEMA mortgage and the process was very smooth. I worked with Johnson and he guided us through every step took time to explain all the questions i had. Our closing was very easy and was done on time. Thank you Johnson for making this process as seamless as possible.

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Devesh Pande (AstroDarks)rated5.0
6 yrs ago

Being a first time home buyer, I was very worried about the loan origination and closing process. However, Sebastian made things very easy for me. Not only did he give me a great rate but also helped me to take sound financial decisions. I did talk to multiple lenders but Sebastian beat them all. It has been great working with him professionally as well as personally. He is a great human being and will take all efforts to make you comfortable with the process. I highly recommend him for your next mortgage purchase.

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Harsha Maddularated5.0
4 months ago

Refinance Process completed so smooth and perfect. Kudos to all the effort Mohan koday ??

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Dishant Shahrated5.0
3 yrs ago

I got excellent services from Veema mortgage. Their whole process was smooth and easy. I worked with Johnson who was very friendly and answered all my questions. He made sure the whole application process finish within time. What a great service they provide! Go with them for all your mortgage needs.

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Prasun Sinharated5.0
3 yrs ago

We had an awesomely great experience partnering with Vema Mortgage loan officer Mr.Sebastian George. He is very knowledgeable, subject matter expert, reachable and provides timely responses to all the queries; especially for a first time home buyers, this is very critical. Sebestian and team worked tirelessly for clear to close within stipulated timeline despite of challenges that presented itself due to supply chain issues.I would recommend Sebastian and the team Johnson and Manju for their commendable work they do.

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Christmassrated5.0
4 yrs ago

Vema Mortgage was very professional and made the entire process super smooth and easy for us. Everyone at Vema that I interacted with were extremely knowledgeable, responsive and accessible. As a result, we were able to close the purchase much earlier than we originally anticipated. Their rates were the best in the industry, better than country's top online mortgage lenders. For me, it was basis points lower that the top online mortgage lender. I would highly recommend Vema Mortgage to anyone who is looking to buy house.

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Sonikarated5.0
1 year ago

Vipul was incredible throughout the entire loan process. He made everything seamless and stress-free with his expert guidance, prompt communication, and quick responses. Highly recommend!

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Anumodh Abeyrated5.0
3 yrs ago

It was a great experience working with Vema Mortgage team to get the loan done. I worked primarily with Johnson who promised me that closing can be completed in a month and I'm excited to say that it was done in 31/2 weeks!! They are simply above competition as far as my experience with brokers. A special shout out to Manju and Lakshmi for their prompt replies to my queries. Highly recommend to anyone looking for mortgage needs.

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manoj swainrated5.0
1 year ago

P T Johnson is very knowledgeable and we had a wonderful experience working with PT. He was always available to answer all our questions with patience and guided us in making the right choice while executing the loan. I would recommend PT to everyone looking for a home loan.

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Sumesh Bhaskaranrated5.0
2 yrs ago

My colleague referred me to Sebastien George and Vema Mortgage, and I'm eager to pass along my recommendation to anyone in search of mortgage assistance. Sebastien's extensive experience was instrumental in guiding me smoothly through this intricate process and securing the most competitive rates available. Without a doubt, he ranks among the top advisors in this field.

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kunal khatrirated5.0
6 yrs ago

Thanks Vema Mortgage for taking care of our mortgage need. Our Representative, Sebastian George was very helpful and prompt in response. He is very knowledgeable and made the process extremely easy to understand. He gave me comfort and made himself available according to my schedule. I want to give Sebastian George 5 star rating for his accuracy, timeliness and knowledge. Everything went according to the plan. I was aware about all the charges and no surprises at all. I did shop around and choose to go with Sebastian because he offered lower closing cost and interest rate compared to Other places in market. AMAZING WORK. VERY HAPPY WITH SERVICES. I would definitely recommend Sebastian for all your mortgage financial needs. Thanks a lot.

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Srinivas Pai Raikarrated5.0
2 yrs ago

My deepest gratitude to Mr. Vipul Hapani from Vema Mortgage LLC for making a daunting task of securing a mortgage for my new home seem effortless. Not only did Vipul made the process very seamless but also ensured that I get the best rates as compared to some of the other mortgage agencies who had assured me to match the best rates. Vipul was in constant touch with me from the get-go and advised me on the appropriate timing when to lock the interest rates. Vipul's professionalism, transparency and commitment was remarkable. I would also like to thank Mr. Niraj Thacker-Esteem Properties Limited for recommending Mr. Vipul Hapani to me. Vipul didn't just help me secure a mortgage but provided a comprehensive, personalized and highly satisfying experience. I would recommend them without reservation to anyone in need of an exceptional mortgage service.

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kalyan modiumrated5.0
2 yrs ago

I cannot express enough how grateful and satisfied I am with the outstanding service provided by our Vema mortgage. From the very beginning of our home-buying journey to the closing day, they have been an invaluable asset, guiding us every step of the way. I wanted to take a moment to share my experience and acknowledge their exceptional work. 1. Expertise and Knowledge (?????): Our mortgage broker possesses an impressive depth of knowledge in the complex world of mortgages and financing. They patiently explained every option available to us, ensuring we made informed decisions. Their expertise was evident in their ability to secure the best possible terms for our mortgage, ultimately saving us a significant amount of money in the long run. 2. Personalized Service (?????): One of the most remarkable aspects of working with our mortgage broker was the personalized attention we received. They took the time to understand our unique financial situation and long-term goals. This tailored approach resulted in a mortgage package that was perfectly aligned with our needs and aspirations. 3. Communication (?????): Effective communication is paramount in the mortgage process, and our broker was exceptional in this regard. They were prompt in responding to our queries, providing clear explanations, and keeping us updated at every stage of the process. This level of communication instilled confidence and reduced stress during what can be a daunting process. 4. Accessibility (?????): Our mortgage broker was consistently accessible and accommodating. They were willing to meet at our convenience, whether in person, over the phone, or via email. This accessibility made a significant difference, especially in a fast-paced real estate market. 5. Problem-Solving (?????): Throughout the process, our broker demonstrated remarkable problem-solving skills. They navigated unexpected challenges with ease and efficiency, ensuring that our mortgage application stayed on track and closing happened on schedule. Their ability to adapt and find solutions was truly impressive. 6. Transparency (?????): Transparency is a crucial factor in such a significant financial decision, and our mortgage broker was open and honest in all dealings. They provided us with detailed breakdowns of costs, fees, and potential risks, allowing us to make well-informed choices. 7. Closing Efficiency (?????): The closing process, often known for its complexity, was remarkably smooth thanks to our mortgage broker's meticulous planning and attention to detail. They ensured that all documentation was in order, coordinating with various parties involved to ensure a seamless closing. Conclusion: Working with our mortgage broker has been an exceptional experience. Their professionalism, knowledge, and dedication have made the process of securing a mortgage not only efficient but also surprisingly enjoyable. I wholeheartedly recommend their services to anyone seeking a mortgage professional who goes above and beyond to deliver outstanding results. Thank you, [Mortgage Broker's Name], for helping us achieve our homeownership dream!

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Harsh Vardhan Singhrated5.0
1 year ago

I recently had the pleasure of working with P T Johnson as a first-time homebuyer, and I couldn't be happier with the experience. From the moment I reached out, Johnson went above and beyond to guide me through the loan process with patience and expertise. Not only did Johnson help me secure a competitive loan, but he also took the time to explain every step of the process in detail. As a first-time homebuyer, this level of guidance was invaluable and helped alleviate much of the stress associated with obtaining a mortgage.

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Arun Jamesrated5.0
4 yrs ago

I worked with Sebastian George to buy a property in Michigan while living in Maryland. The loan process in general is difficult but it is even more challenging when you live in a different state. Sebastian constantly kept in touch with me to ensure I was informed each step of the process. He worked one on one with me to ensure that I had the correct documents during the under writing process. This was a very smooth purchase especially for someone buying property in another state. I only had to travel to Michigan on the final day of closing to sign papers. Everyone I interacted with was responsive and knowledgeable. Each interaction with Sebastian proved to me how experienced he and his team was. I highly recommend Vema Mortgage to anyone considering to purchase a home or refinance.

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Shruti Srated5.0
11 months ago

Sebastian is just awesome, he is our go to guy for years and is always available for any kind of doubts. Highly recommend having him for all your needs regarding mortgage.

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shruthi javvajirated5.0
1 year ago

I appreciate johnson’s prompt assistance in closing my loan. Your guidance throughout the process was invaluable, making the experience smooth and stress-free. Thank you for demonstrating exceptional expertise, ensuring a seamless loan closure. I highly appreciate the professionalism and efficiency exhibited throughout the process. Grateful for a hassle-free experience. I would highly recommend Johnson here at VEMA Mortgage!

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Sunilrated5.0
5 yrs ago

Excellent support!!! We are so fortunate in getting connected with Sebastian George for helping us in buying a home. His friendliness and professionalism made all the process smoothly and were able to complete it on time. He gave the best rate available in the market. He was there in every step of the way giving us honest advise and direction. He is always prompt in replying any time of the day for clarifying all our first time home buyer questions. I would highly recommend Sebastian George to anyone who are in need of looking for a mortgage agent. Thanks Sebastian George for the immense support throughout the process.

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Damodar Reddy Reddyrated5.0
3 yrs ago

Chirag is a great guy to work with. He helped us with refinancing our current home. Through out the process he was very patient in answering my questions and securing the loan. He handled so perfectly that we didn't have too many sessions in submitting the required documents for underwriters. He even helped us in making some decisions on other properties when we were working with the builder. I highly recommend Vema mortgage.

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Gee 007rated5.0
5 yrs ago

Sebastian has been an awesome loan officer for us when we did a Refinance with Vema. He works 24X7 literally. All phone calls picked without any delays. Right from the initiation to documentation to closing - We were kept well informed at every stage. Sebastian was very patient in explaining the documentation and the numbers at each stage of the application. He is well versed and we did not see any errors or repetitive work. I am glad he got us good interest rates. If i buy another house, it will be through him and Vema for sure. Sebastian, keep up the good work!

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Pranav Bhatkhanderated5.0
2 yrs ago

Sebastian and Johnson make the mortgage process extremely smooth. Johnson was very thorough and responsive throughout the entire process. All questions were answered in detail. To top all this, Vema had the most competitive rates. I recommend Vema Mortgage, true professionals. Easy five stars.

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vijay chanderrated5.0
6 yrs ago

Sebastian / Vema mortgage is very easy to work with. I checked with multiple mortgage brokers and got the best rate from Sebastian. He is so fast to respond and easily reachable. He gave me different options to choose from with valuable suggestions. He checks with multiple players and provide you with best rate. We missed the proposed closing date by one day but I do not blame him completely. I would definitely recommend Sebastian for all your mortgage financial needs.

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akshay galarated5.0
2 yrs ago

Worked with Sebastian, he was very helpful and always available. As a first time home buyer I had multiple questions throughout the process and Sebastian very patiently answered them and provided explanation whenever I needed one. We closed on time without any issues. Very good experience working with him and his team right from the pre-approval to closing, I would definitely recommend him.

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Dasaratharam Srated5.0
6 yrs ago

I'm a first time home buyer (Aug 2018) and I got Sebastian's contact through a friend. They rated him highly and recommended I work with him and Sebastian lived up to this right from my first contact. He was extremely professional and highly knowledgeable. He educated me with the home buying process as well. He offered the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times. Sebastian is highly dependable and I recommend you work with him to have a smooth closing and best rate. In my experience, Sebastian works in you best interest. Update - I recently refinanced (Sep 2019) and Sebastian was the 1st (& only) person I reached out to. For a second time in a row, he gave me the best rate and we closed on time with no surprises. He is great to work with and extremely knowledgeable with the process and never fails to amaze you with his workmanship. If you are shopping for home loan, Sebastian is your guy and I highly recommend working with him.

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Eric Conklinrated5.0
2 yrs ago

Vipul was incredibly patient and educated me on all aspects of my loan, and got me the best rate and closing costs possible compared to other lenders. I would highly recommend his services! Very pleasant to talk to as well and easy to reach with any questions that arose throughout the home buying process.

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Rinkesh Patelrated5.0
1 year ago

Trustable lender, faster loan processing and excellent service. It was a great experience working with chirag. He is very helpful in each steps of the process. I'm highly recommend chirag and vema mortgage service to my friends and family.

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Santosh Vermarated5.0
3 yrs ago

PT Johnson is absolutely amazing in his response time with all communications and in answering all our questions, which made the whole process go about as smooth as could be! His efforts made this a positive experience from start to finish! He is very communicative and easy to work with. Pleasant experience overall. Would recommend to others without question. Excellent service. Thank you Vema Mortgage !!

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Swaroop Mittarated5.0
2 yrs ago

Sebastian and his team were immensely professional, accessible, extremely organized and always ready to help. They guided me through the mortgage process patiently and also helped me with the best quote. I highly recommend Sebastian and his team for all your mortgage needs.

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Jophin George Josephrated5.0
2 yrs ago

Me and my fiance' worked with Sebastian for the mortgage process for our first home. He was very professional and always available for questions and clarifications! We appreciate his and his teams effort to secure us the mortgage.

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Asif Mohamedrated5.0
1 year ago

I had the opportunity to work with P. T. Johnson of Vema Mortgage. He is incredibly easy to work with and highly professional. He is on top of everything, and thanks to his expertise, my mortgage process went very smoothly. I highly recommend P. T. Johnson and Vema Mortgage for your mortgage needs.

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Ganesh Kumarrated5.0
2 yrs ago

We did our mortgage process through Vema. I must say I had a wonderful experience working with them. I worked with PT Johnson and he explained me with each and every step of the process personally, clarified all my doubts and gave me a competitive rate which no one was even matching it. Overall as a first time home buyer I had a great experience working with PT Johnson and Vema.

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Piyush Mohabansirated5.0
7 yrs ago

I'm a first time home buyer and I got Sebastian's contact through my friend. He rated him highly and recommended to me. The day we started working together, he lived up to all my expectation, right from my first day. He is extremely professional and highly knowledgeable in mortgage domain. He educated me with the home buying process very well. He offered me the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times, may it a late night or early in the morning. Sebastian is highly dependable and I recommend everyone to work with him to have a smooth closing and peace of mind. In my overall experience, Sebastian works in buyer's best interest.

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chinnap reddyrated5.0
3 yrs ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing. It was a great pleasure working with the Vema Mortgage LLC. Especially Sebastian explained every detail at every step especially for the first home buyers like me. Sebastian George, Lakshmi and Johnson are really a good team to work with.

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shravya skml maddipudirated5.0
1 year ago

Vipul helped me get the best rates possible when the interest rates were super high. I was able to close on my house in a really short period. Vipul was accommodating with the early closing date and helped me ( first time home buyer) understand better about mortgage options.

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Aadithya Pbsrated5.0
1 year ago

Vipul's services were very prompt. Despite aggressive timelines to closing, he and his team pulled it off very well reducing my anxiety as first home buyer. There were lot of unknowns to me and Vipul walked me through all the questions/clarifications that increased my confidence in making right decisions during the loan application process.

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Pratik Hanagodimathrated5.0
10 months ago

Second review: Recently approached Vipul for refinancing through Vema mortgage. The process was smooth. Vipul always goes extra mile to answer all the details well in advance. Makes it so much easier. Will definitely work with him again!. I again highly recommend Vipul and Vema mortgage to anyone. First review: I must say it has been an absolute pleasure working with Vipul and Vema Mortgage LLC. Being a first time buyer there are a lot of questions on which you need guidance. Vipul was patient and answered all of them with best interest to us!. Very professional and always trying to help us. Overall the process was very smooth with flawless communication. I highly recommend Vipul and Vema Mortgage LLC.

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Abi Konikkararated5.0
4 yrs ago

Aug 2021 I again availed Vema Mortgage's service for refinancing. I am simply amazed about how easy it is to get anything done using their service. Just provide a few documents and forget about it. They do everything for you with minimum follow up required. They help you secure great rates and make the whole process feel like piece of cake. Thanks again Vema Mortgage LLC! April 2020 Vema Mortgage helped me out with my home purchase recently and i had a very satisfying experience throughout the process. Sebastian is not just highly professional but also knows the job very well. He was able to expedite things whenever necessary to meet deadlines. He works with you, takes time to understands your needs and finds you the best possible mortgage rates. Working with Vema gave me peace of mind and enormous savings on top of that. I am very happy that i chose Vema Mortgage and would highly recommend to anyone looking for a new mortgage loan or refinance options. Thank you Vema Mortgage LLC.

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abhishek bhadauriarated5.0
10 months ago

Vipul is a great help in seemingly daunting task to find mortgage in the shorttime after offer and before closing. Happy to have received your support.

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Jayaprakash Govindarasurated5.0
5 months ago

Thanks for Chirag Rachhadia, Working with him all throughout the process of refinance was excellent experience.

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Chandan Jumderated5.0
1 year ago

I recently worked with Chirag R on my mortgage loan. He is professionally a great person who understands customer needs and brings the best options as per the market situation. The service and personal attention we received from Chirag was exceptional and beyond what we were expecting! What he committed in the initial discussion on mortgage rates and the credits he delivered that. I appreciate his expertise and ability and willingness to work in a short duration that helped us to reach our goals. Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Initially, I went with other lenders suggested by my realtor. One of them asked a brokerage fee up to $4000 and the other lender who promised me with credits and a low mortgage rate they deviated with higher rates and instead of the credit asked to pay. Basically their intention was to extract as much as a commission from me. I started looking for other option like PenyMac ,Nexa, PenFed etc., it didn’t worked well and I was completely frustrated as time lines for closing was approaching. A friend of mine suggested a Chirag’s name and I texted him on Sunday late evening and within 30 minutes we stated a conversation to get an application read. In a couple of days, I was confident about the processing. While, Chirag and his team were ready for closing before the time. I highly recommend Chirag and his company Vema Mortgage LLC.

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Zahera Shaikhrated5.0
1 year ago

Great experience and amazing support by Johnson. He ensured smooth closing and proactively handled all the activities. He ensured to keep us posted and informed about everything we needed to know as first time buyers. Pleasure working with Johnson!

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paul sripalrated5.0
2 yrs ago

Working with VEMA MORTGAGE LLC was an absolute pleasure. Sebastian and his team's expertise in the mortgage industry is evident from the very beginning. Since I’m a first time home buyer, I had all the questions and he explained each and individual item clearly. He guided me throughout the process and was able to close the house pretty much close to the original estimation given by him. If you’re looking for honest, quick n experienced lender, highly suggest to talk to Sebastian.

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Ram kumar kuncharated5.0
10 months ago

Excellent service, provided complete information and educated regarding refinancing and helped get lower rates, I checked with multiple lenders no body could give such service and rates. Also helped by providing closing costs. I would definitely recommend Johnson and his team and this team will be my preferred refinance experts for my next one too.

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Devang Patelrated5.0
1 year ago

I recently worked with vipul for my loan, and the experience was outstanding. He was incredibly professional, knowledgeable, and always available to answer my questions. The process was smooth and stress-free, thanks to vipul's expertise and dedication. Highly recommended!

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SANJEEV Prated5.0
1 year ago

It was great working with Vema mortage for recent home purchase. Sebastian & Neelima helped me throughout my mortgage loan processing. They are very knowledgeable & experienced. Entire Loan process & closing was also very smooth. I highly recommend Vema mortage LLC for any mortgage help.

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Bobby Karuturirated5.0
2 yrs ago

My cousin recommended me to approach Sebastian George to get the mortgage for my first home here in Michigan. As it's my first home I wasn't very sure about the process and steps involved, but Sebastian explained me the details very clearly. At the initial stage after the seller approved my offer, I was little worried and overwhelmed with all the things involved and the agent was kind of pushing me to get things completed in a hurry and the closing has to be done in 15 days and during that time Sebastian did talk to my real estate agent and helped me cooled down and he took care of all the work for my home buying process to go smoothly. He also told me that I don't have to pay the appraisal fee as I am putting down 20%. I would highly recommend Sebastian and Vema Mortage LLC as your lender and other services they provide. I am glad that I found Sebastian for helping me buy our first home in the US.

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Ravikumar Nadukururated5.0
2 yrs ago

An excellent service was provided by Vema mortgage, and especially Sebastian George. He went above and beyond in processing my mortgage and to accommodate the sup[er quick closing need. He guided and helped us in each and every step of the process. Really thankful to him. They had provided a competitive rate and less closing costs compared to all others. I surely recommend them to all my friends n family.

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Harsha Pereirarated5.0
2 yrs ago

It was a wonderful experience with Vema Mortgage. PT Johnson was amazing, he was very quick to respond and made the whole process very easy. He gave the best rate which nobody could match. I highly recommend that you get in touch with him for your mortgage needs.

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Mahesh Bhogerated5.0
2 yrs ago

Really liked working with Sebastian throughout my house buying process. He made my financing process very smooth. From start he provided valuable guidance and was always easily reachable which helped us to close on time

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Tania Ahmedrated5.0
2 yrs ago

I’d the privilege of working with Mr. Sebastian George as my mortgage agent. Mr. Sebastian is highly professional, reliable, and very knowledgeable individual. He explained everything thoroughly and always called us back promptly, even after hours. I’m pleased that I chose Vema Mortgage. Mr. Sebastian is an outstanding agent, and I would highly recommend!! Thank you Mr. Sebastian all of your help!!

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Vipin Guptarated5.0
10 months ago

Vipul is very professional in field and value his customers. He makes sure to give you right guidance and all the information needed. I highly recommend to work with him.

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Abdullah Awanrated5.0
9 months ago

Johnson is fantastic! Super helpful during the entire process and really spends his time making sure all your questions are answered. Great guy to work with and highly recommend!

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Raveendranath Narayanarated5.0
7 months ago

Timely responses to questions and updates throughout the process. Efficient handling of paperwork and timely scheduling of closing appointments. Smooth closing process.

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satyendra singhrated5.0
1 year ago

This was my first home that I bought and first mortgage too. I had amazing experience working with Sebastian George (mortgage broker). He made my home buying journey hussel free. He explained me and worked all steps of home loan and worked even on weekends that helped me close the deal within 15 days. I got lowest mortgage rate from Vema Mortgage LCC too. I will recommend Vema Mortagage and Sebastian for quick and hussel free closing.

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Kevin Songrated5.0
1 year ago

Sebastian has helped me at least 3-4 times (refinancing/new mortgage). Every time, I get at least 3 estimates from lenders and brokers, but Sebastian always comes up at the top of the list for the rate and closing costs. If you are looking for a great deal, Sebastian is your man.

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Kaustubha Tavildarrated5.0
10 months ago

Extremely delightful experience to work with Vipul from Vema Mortagage . He made the process easy to go thru . Was their to guide and very responsive to queries at every step of Process. I would highly recommend him . -Kaustubh

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Pranitha Karumanchirated5.0
2 yrs ago

quick and smooth loan process Johnson is an absolute pleasure to work with. I was amazed with his professionalism and more importantly openness to work with the 1st time home buyers. He was always available to take our endless questions and provided right guidance at each step of the process. I highly recommend Mr. Johnson and thank him for his excellent service.

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george johnrated5.0
2 yrs ago

I had the pleasure of working with Johnson, a mortgage broker at Vema Mortgage, and I must say that he demonstrated exceptional communication and management skills throughout the entire loan process. Johnson was highly efficient in his work, consistently ensuring that everything progressed swiftly and efficiently. Furthermore, he was able to secure the best possible rate for me, which is a testament to his vast knowledge of the industry. Johnson's professionalism and attention to detail allowed me to close my mortgage loan within a remarkable 20 days, which was a fantastic experience. I highly recommend his services to anyone in search of a skilled and dependable mortgage broker.

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Uday shankarrated5.0
3 yrs ago

We had our whole refinancing process done with Vipul from Vema Mortgage and we had an amazing experience. He called me when I am so worried about my interest rates and he worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had and he took everything into his hands and just used to update me on what is going on and what is the better solution and made me rely on his process. Such a dedicated person he is. In no time, he became a close friend and a more valuable guide that I don’t need to worry about my loan! I highly recommend Vema to everyone!

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Ramesh Shrestharated5.0
12 months ago

Purchasing an investment home as a second-time homebuyer, I found working with Vipul Hapani to be an exceptional experience. He was consistently available to address any inquiries I had, significantly reducing the stress of the process. I got the good interest rate, and the closing costs were remarkably close to the initial quote provided. Vipul's availability and transparency throughout the transaction made the entire process seamless and straightforward.

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UDrated5.0
1 year ago

It was great working with Vipul at Vema. He takes time to understand your situation and provide the best advice. He is always available to answer your questions and take you through the process. Vema mortgage has one of the most competitive rates in the market and I would recommend Vema and Vipul anytime

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Kirankumar Atmakurirated5.0
12 months ago

I had the pleasure of working with Chirag Rachhadia as my mortgage loan officer, and I couldn’t be more satisfied with the experience. From the very beginning, Chirag demonstrated a deep understanding of the mortgage process and was incredibly responsive to all my questions and concerns. He guided me through each step with patience and clarity, making what could have been a stressful process feel smooth and manageable. Chirag’s professionalism, attention to detail, and commitment to finding the best mortgage options for me were truly impressive. He went above and beyond to ensure I understood every aspect of my loan, and his dedication to customer service was evident throughout the entire process. Thanks to Chirag, I felt confident and well-informed in my decisions.

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Jeethu Georgerated5.0
9 months ago

Had a very positive experience from initial application all thru closing. Sebastian and the entire team was very responsive and helpful in decision making and gave relevant heads up before every crucial step.

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vishwanath krishnamoorthyrated5.0
1 year ago

I signed my house yesterday and I have to tell everyone about this. I worked with Mr. Sebastian and he was always one step ahead throughout the process with frequent calls and email follow ups. It made me to be very easy and less stressed. He can clarify anything and everything at anytime. Never hesitates or have been less responsive. Happy to work with him.

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Vinay Samrated5.0
1 year ago

Vipul Ghanshyambhai Hapani is a great advisor and provides the right direction at the right time. He is very easy to contact and very responsive each time. Also he is very efficient and makes our job easy and helps us till the closure. The process was very clearly explained till the closure and now I got my home key without any hurdle with good rate/credit. Thanks Vipul and team.

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Treesa Antonyrated5.0
3 yrs ago

We had our whole mortgage process done with Vema Mortgage and we had an amazing experience. PT Johnson worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had as first time home buyers. He made as feel at ease and guided us through the process. One thing about Vema mortgage is that they don't just work during business hours. There is a Vema personnel available to answer any questions on the weekends, evenings or even at night. If any questions arise, we knew PT Johnson was available just a phone call away. That comfort for a first time home buyer means the WORLD!!!! I highly recommend Vema to everyone!

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Rinto Mathewrated5.0
2 yrs ago

Vema Mortgage LLC is my mortgage broker for my home purchase. The team lead by Sebastian George is very proactive in making the deals with higher priority. They pay attention in details and explains every minute details to the customer. The pace at which they are operating is highly impressive to close the deals. They do regular follow-up and get the details/documents on time, they are always accessible and equipped with highly professional staffs.

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Suganya Gopirated5.0
1 year ago

Excellent experience with Vema Mortgage. Vipul was very knowledgeable, responsive and made the entire process seamless. From pre-approval to closing, they guided us every step of the way. Highly recommend their services.

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ashish goenkarated5.0
1 year ago

I have worked with Mr. PT Johnson for house loan and I would say he is the “best” lender. He was able to beat the current interest rate which other lenders were offering and he always kept me updated and was very detailed whenever I communicate with him. He made the lending process and closing super smooth. I highly recommend PT Johnson and Vema Mortgage.

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Rohit Dandamudirated5.0
5 months ago

Mohan Koday helped me and my family by providing with best interest rate and entire process was so smooth… Thank you Mohan Koday and Vema Mortgage… we appreciate all the help you have given to us…

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Yogesh Dhoterated5.0
1 year ago

Vipul Hapani (Vema Mortgage) and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were quick to respond to any questions, even outside of normal business hours. From start to finish, Vipul made the entire home buying process incredibly smooth and easy. Overall, I am highly recommend Vipul and Vema Mortgage Services to my friends and other home buyers. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart and made the entire loan process journey easy for buyers.

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Krishna Uppalarated5.0
1 year ago

Worked with Mr. P. T. Johnson of VEMA MORTGAGE as my Mortgage Lendor, and I can't speak highly enough of his expertise and dedication. He not only guided me seamlessly through the mortgage process but also offered me a very competitive Mortgage Rate. One of the most remarkable aspects of working with our mortgage broker Mr. P. T. Johnson was the personalized attention we received. As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me. Mr. P. T. Johnson's expertise was evident in his ability to secure the best possible terms for our mortgage, ultimately saving us a significant amount of money in the long run. If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Mr. P. T. Johnson is your best choice. My experience with him was truly outstanding.

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Subhash Singhrated5.0
2 yrs ago

Sebastian and his team were immensely professional, accessible, extremely organized and always ready to help. They guided me through the mortgage process patiently and also helped me with the best quote/rates. they are always available for answering questions and addressing concerns. they gave me better rates as expected I highly recommend Sebastian and his team for all your mortgage needs.

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Vishrut Patelrated5.0
1 year ago

I had an excellent experience working with Vipul as my home mortgage broker. He secured the best possible rate in the market with the least amount of fees, which made the entire process smooth and affordable. Vipul also provided invaluable tips for better financial planning, which has helped me immensely. Given his expertise and dedication, I will definitely choose him for any future mortgage needs. I highly recommend Vipul and Vema Mortgage.

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Jivesh Gaurrated5.0
1 year ago

Successfully closed on my new home!! I had an amazing experience working with PT Johnson, so easy to work with him. He provided very simple and clearly laid out process steps, I followed the instructions, submitted the documents on-time and the entire process went very smooth. I have heard stories where buyers had horrifying experience and they ended-up with either delayed closing or had to change their lender. But none of that with P.T. Johnson, he got me rates that nobody could offer, forget about beating it (I got quotes from National Banks, Credit unions, Online lenders, local loan officers). He was always responsive to my text messages and off-work hour phone calls, a quality I really appreciated. I highly recommend him.

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Manoj Rautrated5.0
12 months ago

Being one of the most experienced mortgage agents in Michigan, Sebastian is able to help in every step of mortgage borrowing flawlessly with all the necessary guidance and giving the best possible interest rate with the lowest possible closing cost, We bought two houses and he was fabulous with our mortgage needs. Thank you Sebastian!!

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sachin patilrated5.0
2 yrs ago

Excellent experience working with Sebastian and Lakshmi from Vema Mortgage. Starting from 1st interaction Sebastian made sure that we understand each and every detail of mortgage process and took extra time to explain. Lakshmi kept us informed about overall progress of mortgage approval and did all necessary followups to make sure things are closed on time. Both contacted us time to time to see how things are moving at our side. All numbers were explained very properly to avoid any confusion and was offered best possible rate. Thanks Sebastian and Lakshmi. Will highly recommend Vema mortgage for anyone.

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James Varkeyrated5.0
1 year ago

Sebastian is very knowledgeable and he was very helpful as we purchased our first home. As first time homebuyers, we had a plethora of questions and Sebastian patiently addressed each of our concerns and we felt reassured that he would be a reliable partner during this homebuying journey. We are grateful for the support from VEMA mortgage staff members as we had questions about interest rates and appraisals. We look forward to this partnership as we begin this home ownership.

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Vikram Subramanirated5.0
1 year ago

Sebastian was a pleasure to work with right from the start. As a first time home buyer, he walked me through the entire process from pre-approval to closing, and answered all my questions along the way. The whole journey was smooth and transparent. Highly recommend!

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Vishal sainirated5.0
7 months ago

Highly recommend Vema Mortgage,Sebastian is very efficient , responsive and proactive ,making the whole process smooth.

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Praveen Kumar Gajendrarated5.0
2 yrs ago

Sebastian George has been very helpful during the closing process of my house purchase. He was always approachable even after loan closure. I recommend Vema mortgage for stress free, hassle free loan closure with competitive interest rates. Agents are reliable and they take care of everything.

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Shibu Belarathrated5.0
2 yrs ago

My agent recommended Vema Mortgage LLC. I had the opportunity to work with PT Johnson. I am so happy that I chose Vema Mortgage LLC. As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me. From beginning to end, Johnson was informative, extremely thorough and was making sure that I am getting the best deal possible. Johnson made the whole process incredibly smooth and easy. Thank You Johnson !!!!

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Vinothkumar Kabirdossrated5.0
2 yrs ago

As every first time buyer, I used to have all kind of questions. Sebastian helped me to navigate through the entire process with detailed communication in every step. I could lock in a better rate when the average rate is high. Also I had a situation of changing employer while starting the process. I mentioned this to Sebastian and he clarified the details and asked for the verification documents including employment verification letter. He communicated details before closing and walkthrough every details on the cost involved for closing. He was very easy to work with and will be definitely my first go to place when I am in need for new mortgage or refinance needs.

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amarjit nagpalrated5.0
9 months ago

Best in town. Thanks for helping my son to have his dream come true and recommending Sarabjit Narula as an agent. He is an awesome person in fact you both are. Know you from last 20 years as my Coustomer but was an honor to be your Coustomer now. Thanks

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Shan Gurunathanrated5.0
1 year ago

Vipul consistently stayed ahead of the process, ensuring that the closing went smoothly. We were expertly guided through every stage of the loan closing process and were always kept informed about the next steps. No other vendor could match the loan rates and discounts provided by Vema Mortgage. We hope to work with them in the future as well.

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Vijay Prativadirated5.0
1 year ago

Working with Vipul at Vema Mortgage was truly amazing experience. Vipul was with us at every step from day one. He provides competitive market rate with best customer service. Thank you and I would highly recommend Vema Mortgage. Thank You

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Soumya Mishrarated5.0
1 year ago

Happy to highly recommend Vipul from Vema Mortgage for all your mortgage needs. I have used him a couple of times in the last 2 years and he has been exceeded my expectations every single time. Super professional team and highly responsive, he has been my phone a friend throughout the mortgage process. And i dont even know how he can close the loan in 3 weeks :-)

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biju thottathilrated5.0
2 yrs ago

I highly recommend Vema mortgage and their services since they provided great customer care and guided me through the mortgage process efficiently. I can truly say that I felt at ease throughout the whole interaction with the company. P T Johnson was a huge factor in making my experience so smooth and simple. I did not feel as though I was treated as a customer but more so as a friend by the care and attention given by the company and P T Johnson especially. I would not hesitate to do business again and will be referring any friends and family for future mortgage needs.

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vivek cherianrated5.0
10 months ago

Vema was a savior for us - they stepped in last minute when another lender could not make the closing date for us. Jansy and Sebastian both worked tireless to get my loan approved and the new home closed!

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Vinuprakash Viswanathanrated5.0
10 months ago

I had the absolute pleasure of working with Chirag Rachhadia as my mortgage broker and I cannot recommend him highly enough! From the very start, he was incredibly patient and thorough, answering all my questions (multiple times) and guiding me through each step of the process with expertise and professionalism. Despite several unexpected delays that pushed our closing date, Chirag stayed on top of everything, making sure I was informed and reassured throughout. On closing day, we encountered a last-minute issue with a difference in the payment amount. Without hesitation, Chirag went above and beyond by using his personal credit card to cover the difference to ensure the deal went through smoothly. His dedication and willingness to go the extra mile truly speak to his commitment to his clients. I couldn’t have asked for a better partner in securing my home loan, and I’m already looking forward to working with him again in the future. Thank you, Chirag, for making the home-buying process stress-free and successful!

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Varghese Philiprated5.0
2 yrs ago

I had the privilege of working with Sebastian as my mortgage agent, and I can't speak highly enough of his expertise and dedication. Sebastian not only guided me seamlessly through the mortgage process but also offered invaluable insights into finance and current housing trends. Sebastian's financial acumen ensured I secured an excellent mortgage rate, and his ability to adapt to market changes was impressive. He was always approachable, responsive, and professional, addressing all my questions promptly. If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Sebastian is your best choice. My experience with him was truly outstanding.

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SHRINIL PATELrated5.0
11 months ago

I recently bought a home 2 weeks ago near Charlotte area and worked with Vipul Hapani. This was my first home purchase. Vipul was extremely good in the loan origination process. I talked to multiple loan officers across different banks but Vipul gave me the best interest rate. He kept his words throughout the process and made sure I understand what all options I had for the loan. He was also extremely responsive and answered all my questions in a timely manner. I highly recommend Vipul Hapani to anyone who is looking to get a loan for a new home purchase.

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hinal desairated5.0
10 months ago

First I want to thank u a lot Mihir Patel. This is our first time home buyer loan. Mihir did really great job. He get my loan approval in very short time period no much hassle. I highly recommend to mihir patel for mortgage loan.

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Thushar Arated5.0
1 year ago

Working with Mr. Sebastian George was pleasant and informative. He explains the process clearly with the upmost and honest professionalism. This was important to me since I was a first time home buyer. Thank you so very much for all of your help in securing our loan for our new home. I will recommend him to every person I know who is in need of financing.

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Narla. Prasanth.rated5.0
10 months ago

I worked with Johnson from Vema Mortgage. His response, Support, expertise helped us to get the clear to close on time with good interest rate. Thank you very much for all the hard work.

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reji tvrated5.0
6 months ago

Its been a pleasure working with Vema Mortage LLC. Mr Sebastian George was very prompt in addressing our queries and also processing our request.

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Nithyanandan Selvamrated5.0
1 year ago

I recently had the pleasure of working with Vipul Hapani from Vema Mortgage, and I must say, the experience was exceptional. Vipul expertise and commitment was Great..Throughout the process, he provided clear and transparent communication to the Loan Refinance Process. Vipul took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service. I highly recommend Vipul Hapani for anyone seeking mortgage assistance. Thank you, Vipul for your outstanding support! Looking forward to work with you in future for the Next Refinance when rates go down ??

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Ameen Prated5.0
1 year ago

I recently purchased a home and my loan officer was Mr. PT Johnson of Vema Mortgage LLC. I have worked with many loan officers for purchasing home or refinancing mortgages in the past, but Mr Johnson stood out to me the most. He was very courteous and professional and above all on task during the entire process. His communication was very clear and explained to me about the process, required documents and clarified all my questions. They offered a very competitive rate and worked with title attorney to close the transaction on time. I highly recommend Mr. Johnson and Vema Mortgage for your mortgage needs.

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Leo Piusrated5.0
2 yrs ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage LLC for my home loan application. From the moment I began the process, Sebastian's dedication and professionalism were evident. He demonstrated exceptional attention to detail by thoroughly verifying and correcting any issues with my application, ensuring that I experienced minimal inconvenience throughout the entire process. What truly impressed me was Sebastian's commitment to securing the best loan terms for me. He worked tirelessly to ensure that I was at an advantage when it came to the terms of the loan. His expertise and dedication were evident as he guided me through the entire journey. Not only did Sebastian excel in his role as a loan officer, but he also took the time to address any questions or concerns I had along the way. His patience and willingness to provide clear explanations and expectations, truly set him apart. I am grateful for Sebastian's professionalism, guidance, and support during this important financial decision. My experience with Vema Mortgage has been nothing short of excellent, and I wholeheartedly recommend Sebastian George and the team at Vema Mortgage for their service.

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anupam raj Jainrated5.0
12 months ago

PT Johnson helped me in getting a mortgage for a home that I purchased recently. I would highly recommend him, he is very knowledgeable, transparent and goes out of the way to help his clients. As a first time home buyer, he helped answer all my questions very patiently and got me a really good rate, better than I was expecting.

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Sam Karrated5.0
1 year ago

I recently bought my home loan through Verma mortgage and had the pleasure working with P T Johnson. , Johnson made the entire home loan process smooth and easy. Their response is always quick and able to close the loan process on time. I highly recommend Vema Mortgage to anyone in need of a mortgage.

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yuktal venkatarated5.0
1 year ago

Working with P.T. Johnson at Vema Mortgage LLC was an outstanding experience. As a Loan Officer, his expertise and dedication were evident from our first interaction. His assistance throughout the loan process was excellent, characterized by prompt replies that never left me waiting. What impressed me most was Mr. Johnson’s commitment to meeting closing deadlines. He navigated through every challenge with a solution-oriented mindset, ensuring a smooth and timely closure. His proactive approach and thorough communication made a typically complex process feel effortless. I highly recommend P.T. Johnson to anyone in need of a reliable and proficient Loan Officer. His exceptional service and attention to detail are what set him apart in this industry.

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Gurvinder Singh Choprarated5.0
1 year ago

Thank you Vipul for providing support and help during the entire process. He is thorough and clearly explained the process. He was clear in his communication and did what he promised. He is very friendly and has very good knowledge of the mortgage process. All the process was done in timely manner. I will highly recommend him

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Jal Reddyrated5.0
1 year ago

I had the pleasure of working with Vipul Hapani from Vema Mortgage during my recent home purchase, and it is an impeccable experience. Throughout the entire process, Vipul demonstrated exceptional professionalism, deep knowledge of the mortgage industry, and a genuine commitment to ensuring my needs were met. From the initial consultation to the closing day, Vipul was incredibly responsive and proactive in guiding me through each step of securing a mortgage for my primary home. They patiently answered all my questions, provided clear explanations of complex financial terms, and consistently kept me informed about the progress of my application. What stood out most was Vipul’s dedication to finding the best financing options tailored to my financial situation. They worked diligently to secure a competitive interest rate and ensured that all paperwork was handled efficiently, which made the entire process smooth and stress-free for me. In addition to their professional competence, Vipul also impressed me with his friendly demeanor and genuine interest in my satisfaction as a client. They truly went above and beyond to deliver exceptional service, making me feel confident and supported throughout the home buying journey. Overall, I am extremely satisfied with my experience with Vipul/Vema and would wholeheartedly recommend them to anyone looking for a reliable and knowledgeable loan officer. Thank you, Vipul for helping me achieve my dream of owning a home!l If you are in market for home loan, just call Vipul Hapani.

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Sandeep Mutyalarated5.0
8 months ago

Ashrith desu from Vema mortgage provided great support and competitive rates with exceptional guidance all along the journey. Highly recommend them.

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RAJESH BHATTArated5.0
10 months ago

Excellent and very efficiently job done for my new home closing by Chirag. The entire process was smoothly handled by his vast knowledge and experiences on mortgages. I would definitely recommend him to anyone who asks me/looking around for mortgages. Thank you again Chirag for your excellent service.

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Satish Babu Darsirated5.0
1 year ago

Recently worked with Chirag from Vema Mortgage as a lender for my home buying process and it was a great experience overall. He was informative, transparent with the rates and fees, responsive and always available for any questions I had during the loan processing. I highly recommend him for his service and wouldn’t hesitate to work with him in the future.

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parth patelrated5.0
1 year ago

The mortgage process was very smooth. The mortgage officers were very responsive and were always ready to help. They provided me with necessary guidance throughout the process. I would highly recommend Vema mortgage for your next mortgage needs.

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hiteshkumar patelrated5.0
1 year ago

We recently bought new home loan through Vema mortgage and had the pleasure working with Vipulbhai. He made the entire loan process smooth and easy. Their response is always quick and able to close the loan process on time. I highly recommend Vema Mortgage for your new home buying loan process.

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Ramesh Vardhanapurated5.0
6 months ago

Nice to work with Vipul and very transparent. Prompt response and Provides the best rates possible. Will recommend to friends as well for best rates and experience.

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Adi Raghunandanrated5.0
1 year ago

I highly recommend Vema Mortgage service. We worked with Sebastian George who was very professional, prompt, transparent, offered the best interest rates with no haggling, lowest closing costs, and closed on time with zero hassles. What more can you ask for as a first-time home buyer?

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sunil.2023rated5.0
10 months ago

Vipul provided outstanding customer service, consistently prioritizing client needs with prompt responses and clear guidance. His attention to detail ensured accurate documentation and thorough review processes, making the refinancing experience smooth and reliable.

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Srikanth Vrated5.0
2 yrs ago

Sebastian George at Vema Mortgage LLC is my mortgage broker and he is the best. Interest rates offered by him are very competitive compared to other lenders or brokers in the area. He maintains transparency in each and every step and explains everything in detail. Looking forward to working with him again for refinancing. Highly recommend him.

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shirish sahurated5.0
1 year ago

I obtained my home mortgage through VEMA MORTGAGE, and Mr. Sebastian guided me through each step, explaining everything in detail. He offered the best interest rate in the market and the highest lender’s credit compared to other options. I highly recommend Sebastian for home mortgages.

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Gurudutt Venkateshrated5.0
2 yrs ago

I have worked with Sebastian.G for 5yrs now towards refinancing my previous house mortgage and new mortgage for my new house as well. Sebastian is highly professional and very communicative lender. He provides with various options to choose and suggests the suitable ones(if asked) for you. Sebastian, alongside Vema, have been acting promptly & professionally during the entire process of closing of my new home. They have reached out to me ahead of time for all the necessary documentation and have closed the mortgages in a timely manner. Sebastian has been a great lender and a good friend helping me with mortgage/rates/refinancing advices too. Would definitely recommend him to any of my friends.

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Anoop Mathewrated5.0
1 year ago

I had an outstanding experience working with Vema Mortgage. They were incredibly reliable, always acting promptly and coordinating seamlessly with the title company. The closing process was smooth, and I had no worries at all. What stood out was their constant availability to clarify any doubts I had, making the entire process transparent and stress-free. Moreover, they offered me the best rates, and their straightforward approach was truly commendable. I highly recommend them and am giving a well-deserved 5-star rating. Thank you for the exceptional service!

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Ajay Chandranrated5.0
12 months ago

Vema mortgage officer Sebastian George worked with me in every step for the loan approval, He was very prompt and followed up with me to get all the documents much prior to the closing date. I would definitely recommend Vema mortgage and Sebastian for loans and they are very good people to work with for your home purchase to go smooth.

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minoelisrated5.0
1 year ago

Sebastian George with Vema Mortgage, was a pleasure to work with, from start to finish. He offered us the lowest interest rates compared to anyone else. He was knowledgeable, resourceful and patient. He was always reachable and guided us through all paperwork. I would highly recommend Sebastian and his team to help with financing your home! Thanks Seby!

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Siddeswara Reddy Nagireddyrated5.0
3 months ago

Mohan helped me to smoothly refinance my mortgage to vema mortgage LLC . I recommend Vema mortgage LLC.

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Satish Kharvirated5.0
1 year ago

Sebastian George is an excellent knowledgeable guy when it comes mortgage process, without his help my loan process would not gone so smoothly, he explained each and every step of the process. I strongly recommend him for the mortgage loan. Thanks you Sebastian for being so wonderful and gracious to me during the entire process.

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Komal Hablanirated5.0
10 months ago

I have worked with Vipul H and received excellent customer service. The guidance he has provided has been impeccable, informative and has made this tedious process a relative breeze. If you require a trustworthy loan office reach out to Vipul H.

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bhupal singhrated5.0
1 year ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Vipul made the entire home buying process incredibly smooth and easy. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart. 5 star.

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Clinton Royrated5.0
2 yrs ago

5 star review for this amazing team, especially to Sebastian George!! They work almost every day, super responsive and super quick in closing. Irrespective of the silliest question they're always ready to help. I'm a first time home buyer and had too many questions and doubts. But Sebastian was calm and easy to talk to, cleared everything. There were few complications during my mortgage process, thanks to Sebastian we worked on each of them in a timely manner and closed on time! I shopped around with different lenders & Vema mortgage provided the lowest rate possible at this time. I will definitely work with these folks for my future homes!! Thank you!!

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Kulasekar Mrated5.0
5 months ago

I had the opportunity to work with Mohan Koday from Vema, and he did an excellent job, delivering valuable service to refinance my loan.

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ishan sonirated5.0
6 months ago

From start to finish, VEMA made the entire process smooth. Sebastian George took the time to answer all my questions, provided clear explanations of every step even in off-hours too.

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georgevengalrated5.0
1 year ago

I had an amazing experience of working with Vema Mortgage and Mr. Sebastian George. The whole process was stress free and well planned to make life easy for first time home buyers like me. Sebastian is a professional and managed the whole process with lots of personal touch which made the experience memorable.

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Rajesh Vedularated5.0
5 months ago

Great experience with refinance; Mohan Koday's service is appreciated along with his team(Rakhee), would recommend Mohan for refinance

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pola Venkatarated5.0
8 months ago

We recently brought our first home. Mrs. Chirag Rachhadia helped us in closing the deal with a very tough seller. Guided us at every stage in the process, the seller failed to close the deal on time Chirag helped us on rate lock extensions and closing costs. ALL credit goes to Chirag.

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Anil Gatiganterated5.0
8 months ago

Vipul Harpani was fantastic to work with during this process. He did ensure that I sail through the process smoothly. I would rate him 10/10 for his availability and dealing the customer with utmost priority.

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Chamundeswara Meduryrated5.0
10 months ago

It is pleasure working with Chirag. He helped us understanding all the options and guided us choosing the right one. He supported in each step and always reachable. I am very happy that I got the best rate and I recommend him for any mortgage needs.

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Prince Josephrated5.0
1 year ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage, and I must say, the experience was exceptional. Sebastian's expertise and commitment to securing the best mortgage deal for us were truly remarkable. Throughout the process, he provided clear and transparent communication, making a complex procedure easy to navigate. Sebastian's dedication to understanding our financial goals and negotiating the best terms for our mortgage went above and beyond our expectations. Working with Sebastian felt like having a knowledgeable ally on our side. He took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service. I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

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amar mrated5.0
8 months ago

Working with chirag is a great experience! He helped me a lot suggesting me in various documentation to close the loan . I suggest him for wholesale interest rate and flexible working

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Hari krishna Mupparapurated5.0
8 months ago

I had the pleasure of working with Chirag Rachhadia on my recent home refinance. He exhibited exceptional friendliness and efficiency, streamlining the refinance process. His explanations of the process were also highly informative.

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Sai Kiranrated5.0
8 months ago

Chirag Rachhadia has provided an exceptional mortgage experience with no closing costs, outstanding customer service, transparent communication, competitive interest rates among others, an efficient process, and impressive professionalism and expertise, making my home-buying journey smooth and stress-free. I highly recommend Chirag Rachhadia to my friends and family. Great working with you Sir.

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navaneeth kondlerated5.0
10 months ago

I recently completed a refinancing with Vema Mortgage, and I’m beyond pleased with the experience. Vipul Hapani guided me through the entire process with incredible expertise, attention to detail, and dedication. He was proactive in addressing my questions, explaining each step in a clear and straightforward manner, and always kept my best interests in mind. Vipul went above and beyond to secure an excellent rate and terms that aligned perfectly with my financial goals. Vipul’s professionalism, honesty, and commitment to exceptional service set him apart. He took the time to understand my needs and ensured that I felt confident and well-informed throughout. His communication was top-notch – I never had to worry about being left in the dark or uncertain about the next steps. Vema Mortgage as a whole demonstrated the same level of quality and customer-centered service. Their process was efficient, transparent, and tailored to meet my unique needs, with a dedicated team that made refinancing as smooth as possible. If you’re looking to refinance, I highly recommend Vipul Hapani and Vema Mortgage. Their expertise, integrity, and client-focused approach make them a standout choice!

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Srihari Nagularated5.0
10 months ago

I recently refinanced my home with Vipul and I couldn't be happier with the experience! From start to finish, Vipul was professional, knowledgeable, and responsive. He explained everything clearly, answered all my questions, and made the process smooth and stress-free. The rates and terms offered were very competitive, and Vipul worked hard to ensure I got the best deal possible. His attention to detail and dedication to customer satisfaction are truly impressive. I've already recommended Vipul to friends and family, and I would highly recommend him to anyone looking to refinance their home. Thank you, Vipul, for an exceptional experience

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Ashutosh Dubeyrated5.0
10 months ago

I cannot speak highly enough of my experience working with Vipul during my recent mortgage refinance. His expertise and dedication made what could have been a stressful process smooth and straightforward. Vipul went above and beyond to secure the best possible rate for my refinance. He took the time to thoroughly explain all my options and helped me understand which terms would work best for my financial situation. His deep knowledge of the mortgage market and attention to detail ensured I got the most competitive rate available. Throughout the process, Vipul was incredibly responsive and professional. He promptly answered all my questions, kept me updated at every stage, and made sure all paperwork was handled efficiently. His exceptional service made me feel valued as a client and confident in my refinancing decision. I highly recommend Vipul to anyone looking to purchase or refinance a home. His combination of expertise, professionalism, and genuine care for his clients' needs makes him an outstanding loan officer.

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Vaman Baldharated5.0
10 months ago

I had a fantastic experience with Vipul Hapani while refinancing my home mortgage. He was fast, efficient, and completed the process on time with no cost. Highly recommend him for anyone looking to refinance!

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V Vrated5.0
10 months ago

Strongly recommend Vema mortgage. It was a pleasure working with Vipul. He is the best in business and customer satisfaction is top priority. You get a rate which can’t be beat by anyone in this area. I went with them for original and refinance loans. Got the best rate in the market both the times. Way to go Vipul.

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moksha Mahantrated5.0
10 months ago

My husband and I had a smooth and fantastic experience with the refinancing of our loan with Vema Mortgage. Mr.Vipul hapani was excellent, prompt and detailed in his approach and very friendly in explaining us the process. Thank you Vema Mortgage

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Ganesh Lalurated5.0
1 year ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Sebastian made the entire home buying process incredibly smooth and easy. Their expertise gave me confidence and peace of mind as I navigated through the complexities. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart. And not to forget they got me a great rate. 5 Stars.

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Ashok Kakarlarated5.0
12 months ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan application process. His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently. His professionalism and dedication to customer service were truly impressive. Thanks to Johnson. I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

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Saravanan Ramamoorthyrated5.0
10 months ago

We recently completed the loan closing process, and it was an outstanding experience from start to finish. Vipul was incredibly knowledgeable, walking us through each step and ensuring we understood all the details. Vipul provided clear and prompt communication, addressing any questions we had and keeping everything on track. The closing itself was seamless and stress-free. Highly recommend for anyone seeking a smooth, professional, and thorough loan closing experience!

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Rebecca Rajanrated5.0
10 months ago

I had a great experience with Johnson from Vema Mortgage, while buying a house in NJ. He was extremely responsive to all different questions I had and guided me in the right direction. He provided best mortgage rates in the market with zero refinancing fees and received clear to close in just 8 days!! Highly recommended!!

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Samrat Dasrated5.0
9 months ago

It was a great pleasure working with Vipul from Vema Mortgage. If you’re shopping for rates,he provides one of the best rates in the market. He is very diligent and makes sure the refinance process is followed on time and without any hiccups. Would highly recommend him for any future refinance or new loan opportunities

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Alen kallungalrated5.0
10 months ago

Flegy Abraham from Vema Mortgage provided exceptional service throughout the entire loan process. His professionalism, attention to detail, and deep knowledge of the mortgage industry made everything so easy to understand. Flegy was always available to answer my questions and worked tirelessly to ensure I got the best possible rate. I couldn’t have asked for a smoother experience. Highly recommend Flegy for anyone in need of a reliable and trustworthy loan officer!

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Pradeep Kannanrated5.0
1 year ago

I recently had the pleasure of working with Vemo Mortgage for my home purchase, and I couldn't be happier with the experience. From start to finish, the process was smooth and efficient, making what could have been a stressful experience incredibly easy. A special thanks to Johnson, our loan officer. He was exceptionally informative, taking the time to explain every step of the process clearly. His patience and knowledge made me feel confident and well-informed throughout the entire journey.

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DVN Satishrated5.0
10 months ago

We recently completed our refinance with Vipul Hapani from Vema Mortgage, and the experience was exceptional. Vipul offered the best rate I found across all other firms, which was crucial in my decision to work with him. The process was seamless from start to finish, completed in just three weeks. Vipul was quick to respond to any questions we had, and his responsiveness helped move the process along smoothly. We even managed to close everything online, making it extremely convenient. He went above and beyond to accommodate my needs, ensuring a straightforward experience without any stress. I’ve already referred Vipul to my community and friends, and they have been equally impressed and happy with his service. Highly recommend Vema Mortgage and Vipul Hapani for anyone seeking a reliable and efficient refinancing option.

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Pratham Shettigarrated5.0
1 year ago

I had an outstanding experience with Vema Mortgage LLC, thanks to my agent, Sebastian. From our first conversation, Sebastian was professional, knowledgeable, and attentive to my needs. He clearly explained all my options and kept me informed throughout the entire process. His dedication to securing the best terms for my mortgage was evident, and he made the experience smooth and stress-free. I highly recommend Vema Mortgage and Sebastian for anyone in need of a reliable and supportive mortgage lender.

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Kevin Patelrated5.0
10 months ago

I would like to express my sincere appreciation to Vipul Hapani for providing me with exceptional service. Their professionalism, attention to detail, and dedication to securing the best possible loan terms made the entire process smooth and stress-free. I can confidently recommend him to anyone in need of financial assistance, knowing they will receive the same outstanding service that I did. Thank you for your excellence in service.

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gautham harirated5.0
8 months ago

Vipul is truly a rare individual. While offering good service is uncommon, providing the best service is even rarer. What sets Vipul apart is his willingness to offer top-tier advice, even when it comes to someone else’s client. When I was under immense stress due to a loan officer misleading me, Vipul took the time to thoroughly review my closing documents. He provided me with clear, honest insights into the hidden fees that had been charged by my original loan officer, helping me understand the situation completely. I'm confident that Vipul offers the same level of exceptional and transparent service to his own clients. I sincerely hope to work with him as a client in the near future.

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pavan karthikrated5.0
10 months ago

Sebastian made it extremely easy for me in a difficult period. I got a great rate without having to haggle. The document submission, transactions, follow-up questions were made real easy to deal with! Would recommend him to anyone looking to buy or refinance

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Nitin Pandeyrated5.0
12 months ago

I recently had the pleasure of working with Johnson during my home buying process, and I couldn’t be more satisfied with the experience. From the very beginning, he demonstrated exceptional professionalism, knowledge, and dedication. Johnson took the time to thoroughly explain every step of the mortgage process, ensuring I understood all my options and felt confident in my decisions. He was always available to answer my questions, no matter how small, and provided timely updates, which made the entire process smooth and stress-free. What truly sets Johnson apart is his genuine care for his clients. He went above and beyond to secure the best possible rates and terms for my mortgage, and his attention to detail was impeccable. His friendly and approachable demeanor made me feel comfortable and supported throughout the entire journey. I highly recommend Johnson to anyone in need of a mortgage manager. His expertise, dedication, and outstanding customer service are truly unmatched. Thank you, Johnson, for making my dream of homeownership a reality!

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Srikanth Chrated5.0
10 months ago

We had an excellent experience with Vema mortgage. The entire mortgage process was smooth and completed within three weeks, which was faster than expected. Our representative Vipul Hapani was knowledgeable, responsive, and took the time to answer all our questions, ensuring we understood every part of the loan terms. We received a competitive rate, and all fees were transparent from the start. Closing was convenient and stress-free. Overall, we highly recommend Vipul Hapani & Vema mortgage and would definitely work with them again.

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Aswin Baburated5.0
1 year ago

Working with Sebastian George from Vema Mortgage has been an absolute pleasure. From the very beginning, he was attentive, responsive, and incredibly helpful throughout the entire process. He guided us through each step, answering all of our questions with patience and clarity. His expertise in the field made us feel confident in our decisions, and his dedication ensured that everything went smoothly and efficiently. We couldn't be happier with the service we received, and we highly recommend Sebastian George to anyone in need of a mortgage lender. Thank you for making this experience stress-free and positive!

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Manoj Kumarrated5.0
10 months ago

I recently went through the process of refinancing my home mortgage, and I couldn’t have asked for a better experience, all thanks to my loan officer , Vipul. From start to finish, Vipul was incredibly transparent, always keeping me informed about each step. His communication was outstanding—he was available whenever I had questions and always provided clear, straightforward answers. His transparency made me feel confident and secure throughout the process. I highly recommend Vipul to anyone considering refinancing; his professionalism and dedication truly amazing!!

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Tulasi Srinivas Chundrurated5.0
5 months ago

I recently went for refinancing and loan officer Mohan Koday did an amazing job in helping me clarify all my questions and move forward quickly. It was seamless experience and Thank You Mohan for great job.

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Subhajit Sinharated5.0
10 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance. I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

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Sreenivasulu Persinetirated5.0
10 months ago

I recently had the pleasure of working with Vipul at Vema Mortgage LLC for my refinance, and I couldn’t be more impressed with the service I received. Vipul’s expertise, attention to detail, and dedication to ensuring the best possible outcome made the entire process seamless and stress-free. He went above and beyond to answer my questions and kept me informed every step of the way. Thanks to his extraordinary work, I secured a great rate and feel confident in my decision. I highly recommend Vema Mortgage LLC and Vipul for anyone considering a mortgage or refinance – truly exceptional service!

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Westendrated5.0
8 months ago

I recently purchased the house and Vipul was my loan officer. It was a great experience working with Vipul. He professionally handled the whole loan process & was available on phone call or text messages. He delivered on all his promises. Also he met the closing date as promised. I will highly recommend Vipul for your loan requirements.

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Swapnil Thoterated5.0
10 months ago

We are beyond thrilled with our experience at Vema Mortgage! From the moment we started the process, Johnson was incredibly helpful and supportive. His dedication and expertise truly made a difference, guiding us every step of the way. Thanks to his hard work, we secured our mortgage in just 15 days, making our dream of homeownership a reality. I can't thank Johnson and the Vema team enough for their outstanding service. If you're looking for a trustworthy and efficient mortgage partner, I wholeheartedly recommend Vema Mortgage!

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Amit Goswamirated5.0
8 months ago

I wanted to express my sincere appreciation to Vikas for his exceptional assistance throughout our loan process. His dedication and willingness to go the extra mile were instrumental in our approval. Vikas made the entire experience smooth and understandable, and we even received the clear to close two weeks ahead of schedule. Thank you once again Vikas for your outstanding service.

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Rohith Reddyrated5.0
1 year ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan process. From start to finish, he was incredibly helpful, knowledgeable, and informative. His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently. What stood out the most was Mr Johnson's commitment to ensuring I understood each step of the process. He provided clear explanations and valuable insights, which gave me confidence and peace of mind. His professionalism and dedication to customer service were truly impressive. Thanks to Johnson, I felt supported and well-informed at every stage and for making this experience smooth and stress-free. I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

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Divyeshkumar Patelrated5.0
9 months ago

I had the pleasure of working with Chirag Rachhadia from Vema Mortgage for my home loan, and I couldn’t be more impressed with his professionalism and expertise. Chirag guided me through every step of the process, ensuring I understood all my options and making what can often be a stressful experience feel seamless. He was always available to answer my questions and provided timely updates, making sure everything stayed on track. His dedication to finding the best solution for my needs truly stood out. I highly recommend Chirag and Vema Mortgage to anyone looking for a reliable and knowledgeable mortgage partner!

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SHAILIN DESAIrated5.0
10 months ago

I recently secured a mortgage loan with the help of Mr. Vipul Hapani, and I couldn't be more pleased with the experience. He was highly professional, always available to answer my questions, and provided clear guidance every step of the way. His transparency and commitment made the entire process smooth and stress-free. I highly recommend his services to anyone in need of a reliable loan officer.

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Jasvir Singhrated5.0
1 year ago

It was a wonderful experience working with Sebastian George from Vema Mortgage. He was quick in replying to our questions and concerns. It was very easy to communicate with him. He was incredibly helpful throughout the entire process. He helped us in making some decisions to close the deal. He is even available in answering our questions after closing. We highly recommend Sebastian George if someone is in need of a mortgage lender. Thank you for your help and support.

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Nayan Patelrated5.0
9 months ago

Our rate was 0.6% lower than best competitor bank - that’s a lot! We worked with Sebastian. He was excellent. The rates were lower than banks and every step was communicated well by Sebastian. Thanks ???? for a great experience and successful closing.

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Sanjeev Aggarwalrated5.0
1 year ago

I recently bought my home loan through Vema mortgage and worked with Sebastian George from Vema mortgage. I had an excellent experience working with Mr. Sebastian George. His expertise and knowledge helped a lot as we purchased our first home. Throughout the process, he provided clear and transparent communication. He is incredibly professional, knowledgeable, and always available to answer my questions. The process was smooth and stress-free. I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

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Shikha Anandrated5.0
8 months ago

Vipul with Vema Mortgage is truly phenomenal! He has consistently gone above and beyond to ensure smooth closings, even in challenging situations that other lenders couldn't handle. His deep knowledge, experience, and commitment to building strong relationships make him an invaluable asset for all buyers—whether first-time homebuyers, seasoned investors, or those purchasing a primary residence. Vipul is trustworthy, reliable, and always provides expert guidance. Highly recommend!

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Veer Patelrated5.0
9 months ago

I recently worked with VEMA MORTGAGE (Sebastian George) for my mortgage, and the experience was seamless from start to finish. Their team was professional, responsive, and guided me through every step of the process. I appreciated their clear communication, competitive rates, and personalized approach. They made a typically stressful experience much easier to navigate. Highly recommend for anyone looking to secure a mortgage with confidence.

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Digant Jagtaprated5.0
12 months ago

I had an outstanding experience with Sebastian from Vema Mortgage. From the very beginning, he demonstrated his expertise, and a genuine commitment to ensuring my mortgage process was smooth and stress-free. He provided clear guidance throughout the entire transaction and I was very comfortable asking any questions that I had along the way. I highly recommend Sebastian & Vema Mortgage to anyone looking for competitive mortgage rates and a trustworthy lender.

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Srinivasan Drated5.0
8 months ago

Chirag got best rate. He was super diligent and helpful in following up until closing, he and his team were flexible in accommodating applicant specific requests and documentation. Will definitely recommend him.

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Gowri Shankarrated5.0
1 year ago

I had an opportunity to work with Sebastian George from Vema Mortgage on my first home purchase in the Austin Area. The whole process was very smooth, and he guided me through all the process in detail to make sure I was comfortable. He is very knowledgeable about the mortgage industry and his commitment is very high. He made sure I had all the options on the table, explained the details and made sure that I benefited the most from selecting the right option. I would strongly recommend him to anyone looking for a home loan.

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Gyan Shankerrated5.0
7 months ago

Vema has been great with all mortgage needs. Sebastian and his team ensures the process is as smooth as possible with the best rates. Highly recommend.

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Nageswara Naveen Borusurated5.0
10 months ago

I strongly recommend Vema Mortgage for their services and support. Especially Mr. Sebastian who have assisted me in getting my application processed smoothly. He is one of the best person, very genuine and trustworthy. Thank Sebastian sir and Vema Mortgage for your service and support.

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Kinjal patelrated5.0
9 months ago

I had a great experience with Sebastian george when securing my mortgage. The process was straightforward, and their team was knowledgeable and responsive throughout. They offered competitive rates and were always available to answer my questions. Overall, a smooth and stress-free experience—highly recommend!

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Prashant Pradhanrated5.0
4 months ago

Purushoth and his team were very helpful, efficient and professional throughout the complex process, and helped us navigate all the stakeholders involved. We strongly recommend using their services.

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Binoy Josephrated5.0
11 months ago

We recently bought our mortgage loan through Mr Sebastian George from Vema mortgage. We had a great experience working with him. Throughout the process, he was very responsive and provided clear and transparent communication. He is incredibly knowledgeable, professional and always available to answer our questions. All went through nicely and hassle-free I highly recommend Sebastian George for anyone looking for mortgage. Thank you, Sebastian, for your outstanding support.

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Raghavendra Crated5.0
7 months ago

It was great working with Sebastian from VEMA mortgage. He was very professional and eased our mortgage loan task. I would strongly recommend him.

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Vivek Kumarrated5.0
7 months ago

Vipul and his team has effectively worked for refinancing my mortgage with the best possible rate. Working with him had been a great experience. He lives up to his promises. Thank you Vipul Bhai for a smooth closing.

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Dhiraj Rautrated5.0
8 months ago

Chirag Rachhadia from Vema Mortgage helped us to refinance our loan. This was our first ever refinance, and he was very helpful from day one, while explaining the process in details on what to expect, till working out with me on my closing cost calculations. Throughout the process he was very transparent and patient. I definitely recommend him for your next refinancing...

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Krishna Krated5.0
9 months ago

I recently had the pleasure of working with Sebastian George at Vema Mortgage, and I cannot recommend him highly enough. During a challenging time, he made the mortgage process incredibly smooth and stress-free. His professionalism and clear communication were invaluable, especially as a first-time homebuyer. Sebastian was always available to answer my questions, ensuring I understood every step of the way. If you’re seeking reliable mortgage assistance or refinancing, Sebastian is the go-to expert!

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rajesh Kumar Sampathrated5.0
8 months ago

I worked with Chirag Patel for my home refinance this week, He did an excellent job from the start till the closure of the process.He thinks in a way as if He goes into loan shopping for himself and makes sure his customer gets the same benefits as he will get out of it. He explained everything in detail and the benefits for selecting correct options. I would strongly recommend him for all your mortgage needs. Thanks Chirag, keep up the great work.

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Chanrated5.0
4 months ago

Mohan did an excellent job as our mortgage broker. He patiently clarified all my doubts and made our refinance process smooth. I look forward to working with him again in the future.

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Vineelarated5.0
6 months ago

We worked with Mohan Koday from Vema and he was very helpful with our loan process. He made sure things went smoothly and had stepped in to sort out whatever hiccups we had. He was very knowledgeable and explained the whole process to us. He also worked to get us the best deal possible. Very happy with Mohan and Vema.

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Amol Purirated5.0
8 months ago

I am writing to express my sincere gratitude for the outstanding service we received during our recent mortgage refinance process. Working with Vemo Mortgage has been a truly great experience. I would especially like to commend Vipul for his exceptional customer service. His willingness to assist us at any time, even beyond business hours, was highly appreciated and made a significant difference in making the whole process smooth and stress-free. Because of your exemplary service and professionalism, I highly recommend Vemo Mortgage to anyone seeking to refinance their mortgage. Thank you once again for your superb service. Looking forward to any future endeavors with your team.

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Sarthak Dasrated5.0
4 months ago

Had very good experience with Vema Mortgage and specifically with Mitul. He was very detail oriented and explained mortgage process and responsive when needed. overall very good experience with Mitul and Vema mortgage.

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Sachinrated5.0
3 months ago

Vipul was professional, flexible, responsive and great to work with. Highly recommend him for a mortgage refinance.

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guru prasadrated5.0
6 months ago

Highly Recommend Vipul & VEMA Mortgage! I had an amazing experience working with Vipul Hapani at VEMA Mortgage. From the very beginning, he was there to guide me through the entire process, making sure I understood all my options and felt confident in my decisions. Anytime I had a question (and I had plenty!), Vipul was just a phone call away, always patient and willing to explain everything in detail. What really stood out was his dedication—he was available from start to finish, ensuring everything went smoothly. He worked hard to get me the best possible rate and made what can be a stressful process feel so much easier. If you're looking for someone who truly cares and goes the extra mile, I highly recommend Vipul and VEMA Mortgage!

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swaraj yrated5.0
3 months ago

It was good experience and learning to go through the mortgage journey with Vema and PT Johnson helped to have smooth transition from start to closing. Recommend for mortgage business.

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anu nambidirated5.0
4 months ago

It’s the best place for all your mortgage related solutions and any help. Very kind and helpful staff. Sebastian our loan officer was excellent and best what he does. Always available to answers doubts !

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Phani Choudaryrated5.0
5 months ago

I had an outstanding experience working with Mohan Koday from Vema Mortgage for refinancing my home. He was incredibly knowledgeable, transparent, and responsive throughout the entire process. Mohan took the time to explain my options and worked hard to secure the best possible rate for me. His professionalism and dedication made the refinancing process smooth and stress-free. I highly recommend Mohan to anyone looking for a reliable and efficient mortgage broker. Thank you for your excellent services

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Chandan Jumderated5.0
5 months ago

It was a time for refinancing and I wasn’t sure what the best mortgage rate and program I can avail. I overviewed some other sources with their offers however after reaching out to Vema mortgage company’s Loan officer Chirag Rachhadia, I realised that it out beats all others. Chirag is a cool and a reliable person to work. With his valuable advice it helped me a lot during the closure. Within a week he put forward my closing with zero refinance fees. I highly recommend chirag and vema mortgage service.

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Shashank Bagwerated5.0
5 months ago

Thanks Mitul for helping us to refinance our home. You have given multiple choices and helped us to pick up a best one in current market situation. It's pleasure working with you and I will highly recommend you and your organization for any mortgage services...

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ameena lakhanirated5.0
3 months ago

I can't say enough good things about our experience with Shaheen Chandrani. From the very beginning, she was responsive, informative, and incredibly easy to work with. Shaheen took the time to explain everything clearly, making sure we understood each step of the process. She was always friendly, professional, and truly seemed to care about helping me make the best decision. Closing was a breeze thanks to her guidance. Highly recommend if you're looking for a lender who's reliable, supportive, and easy to talk to.

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Lalith Chandrarated5.0
8 months ago

Highly recommend Vipul Hapani from Vema Mortgage for mortgage refinancing! His expertise, clear communication, and quick response made the process seamless. He secured a great rate and explained every step thoroughly. Professional, efficient, and genuinely committed to finding the best solution. Truly a stress-free experience. Thank you for outstanding service Vipul!

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Sandeep Kumar Ganderated5.0
6 months ago

Great place to get your mortgage solutions and any related help. Very kind and helpful staff. Goes extra mile to get your work done. Always available. Finally our loan officer Sebastian George was excellent and best at what he does!!!

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Teresa Gilrated5.0
7 months ago

Our experience has been phenomenal with Vema Mortgage LLC! They worked with us to secure a good mortgage plan, gave timely responses, and made quick turn arounds, even during holidays, to get our dream home! This is our second time using their services! Highly recommend them!

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savarimuthu jacobrated5.0
5 months ago

Our Mortgage process took a different and unexpected turn at the approach of the closing of the house. We did our best ! we were denied the mortgage by the underwriters; We approached Verma Mortgae LLC, through our realtor friend; Mr. Prushotaman Sadhasivam, from Verma Mortgage LLC listened to our situation and came to our help to take over from the point from where we were left and processed our Mortgage, at a faster and meticulous way to meet our deadline for the closing, without the loss of additional time or funds spent. We are surprisingly thrilled and happy with our closing, House warming and to move in to the new Home. God bless Mr. Prushotaman and Verma Mortgage LLC for their diligence and meticulous processing our Mortgage for the new home. This is a trustworthy experience! Best regards and wishes.

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Srujan Mekalarated5.0
4 months ago

Working with Vipul Hapani was a great experience. He was incredibly friendly and made the entire loan refinance process smooth and stress-free. Vipul took the time to thoroughly explain every detail and patiently answered all of my questions, ensuring I felt informed and confident throughout. I highly recommend Vipul Hapani to anyone looking for a seamless and supportive refinancing experience.

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Abhishek Kumarrated5.0
7 months ago

We are very happy with Vema Mortgage as our lender. Vipul is excellent and amazing to work with. He has been available round the clock and proactively guiding us to manage our lending process efficiently bith with time and money. Vema LLC and Vipul puts customer first and stay transparent throughout. We surely appreciate their outstanding customer focused way of business. A huge decision of home purchase felt easier with their expert input and seamless process.

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Saurabh Patelrated5.0
5 months ago

We had the pleasure of working with Vikas Patel and Mihir Patel at Vema Mortgage for the refinancing of our home loan, and the experience was nothing short of exceptional. From the very beginning, they demonstrated a deep understanding of the mortgage process and took the time to assess our financial needs thoroughly. Their expertise and guidance ensured that we received the most suitable options tailored to our situation. What truly set them apart was their professionalism, transparency, and dedication to making the entire process as seamless as possible. They patiently answered all our questions, addressed any concerns, and kept us informed at every stage. Their ability to simplify what can often be a complex and stressful process was truly commendable. Vikas Patel and Mihir Patel provided us with multiple refinancing options, ensuring that we chose the one that best aligned with our long-term financial goals. Their commitment to securing the most competitive rates in the market was remarkable—no one can beat them when it comes to rates and service! We highly appreciate their honesty, responsiveness, and client-focused approach. Thanks to their hard work, the entire refinancing process was smooth, stress-free, and handled with the utmost professionalism. We would highly recommend Vikas Patel and Mihir Patel at Vema Mortgage to anyone looking for expert mortgage advice and outstanding service. Thank you, Vikasbhai and Mihirbhai, for making this such a positive experience!

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Balakumar Ranganathanrated5.0
5 months ago

I had the privilege of working with Sebastian from Vema Mortgage. Despite the complexities of my case, he ensured that my mortgage was approved. He was exceptionally responsive to all my inquiries throughout the process and kept me informed about each stage, from pre-approval to the final closing of the loan.

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Suresh Kumarapparated5.0
5 months ago

Its my pleasure of working with Purushothaman for my refinancing. He provided a reliable and seamless process and making stress-free. Special thanks to Purushothaman for guiding me through every step of the process with professionalism and care. I highly recommend their services for your mortgage!

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Viranj vekariarated5.0
5 months ago

A big thank you to Purushothaman Sadhasivam from Vema mortgage for helping me and my family the best deal possible. His passion towards helping you is what stands out. I will definitely go to him for any future needs of mine and highly recommend him for all of your needs as well.

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Maulik Daverated5.0
4 months ago

I had pleasure working with Mitul Shah and the service and support I received was unmatchable. He takes care of his customers in all way and shape possible and supports throughout the process with Vema. Vema gave us best rate in the market for refinancing.

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Vijay Kumar Yandrapurated5.0
5 months ago

I had an incredible experience working with Mohan Konday from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. Thank you Mohan for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

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syamrated5.0
8 months ago

I had a great experience working with Vema Mortgage. Mr. Chirag, who was my point of contact, provided exceptional support from day one. He gave me the assurance and confidence that I could successfully purchase a property despite my visa status and existing loans. Thanks to his guidance, I secured the best possible interest rate along with a $1100 lender credit. The process was smooth and well-handled, and I highly recommend Vema Mortgage for anyone looking for a reliable and efficient mortgage experience.

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Kiran Grandhirated5.0
3 months ago

I recently had the pleasure of working with Vipul for a mortgage refinance, and the entire process was remarkably smooth. Vipul secured highly competitive rates for me, which I greatly appreciated. What truly stood out was his excellent communication; he kept me informed at every step of the process, ensuring complete transparency. It was a genuine pleasure working with Vipul, and I wouldn't hesitate to seek his expertise again for any future refinancing needs. Highly recommended!

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Rajeev Pandyarated5.0
4 months ago

I had a great experience working with Mitul Shah for my mortgage needs. He was extremely knowledgeable, responsive, and guided me through every step of the process with patience and clarity. Mitul made what could have been a stressful experience smooth and efficient. His attention to detail and commitment to finding the best solution for my situation were truly impressive. I highly recommend Mitul Shah to anyone looking for reliable and professional mortgage services.

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shafi shaikrated5.0
6 months ago

I had an incredible experience with Vema Mortgage LLC, and I can't thank Vipul enough for his outstanding support with my home mortgage loan. He worked proactively and went above and beyond to secure my loan approval. Even if you're qualified for a loan, the way your financials are presented to the underwriter is crucial—and Vipul did an exceptional job in this regard. His expertise and dedication made all the difference in getting my loan approved. I'm extremely grateful to him and will be referring him to all my friends and family!

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Harsh Patelrated5.0
3 months ago

Working with Sebastian George has been an absolute pleasure. From the very beginning, he was knowledgeable, responsive, and genuinely committed to helping me through the mortgage process. Every question I had—no matter how big or small—was answered clearly and promptly, often within the same day. His dedication and professionalism made the entire experience smooth and stress-free. I highly recommend Sebastian to anyone looking for reliable and efficient mortgage assistance. He’s truly one of the best in the business!

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Raheel Shahrated5.0
4 months ago

I had a fantastic experience working with Mohan as my loan officer. He was prompt, professional, and extremely helpful throughout the entire process. Mohan took the time to explain everything clearly and provided valuable recommendations that made securing my loan seamless. His expertise and responsiveness made a big difference, and I highly recommend him to anyone looking for a smooth and hassle-free loan experience

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Ashfaq Atharrated5.0
8 months ago

I had an excellent experience working with Sebastian. He provided clear explanations and guided me through every step of the mortgage process, which allowed me to close the deal within 15 days. Additionally, I received the most competitive mortgage rate from Vema Mortgage LLC. Sebastian made the entire home-buying journey seamless and hassle-free. I highly recommend Vema Mortgage and Sebastian

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naveen srated5.0
7 months ago

Sebastian made the entire home-buying process incredibly smooth and stress-free. From start to finish, he demonstrated exceptional professionalism, knowledge, and attention to detail. He took the time to thoroughly explain every step and was always available to address all of my questions with patience and clarity. His dedication and expertise made what could have been a daunting experience feel effortless. I highly recommend Sebastian to anyone looking for a reliable and trustworthy professional to guide them through the home-buying journey.

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MOHAN MANOrated5.0
4 months ago

Had a wonderful experiemce working with Sebastian George from Vema mortage. He was kind and professional from the start to answer all my questions and explaining me different options thoroughly. Highly satisfied with their response and proper communication making it a hazzle free and stress free process. Highly recommend Sebastian George from vema mortage !!

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Dhaneesh Rajan Pillairated5.0
4 months ago

I was fortunate to work with Sebastian George on my home loan application and he helped me through out the process. He had the patience to answer all my questions. Per my realtor this was the quickest, he saw a loan was approved and ready to close. I definitely recommend him.

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Rakesh Samantarated5.0
2 months ago

I had an outstanding experience refinancing my home loan with the help of Vema Mortgage and Loan Officer Mohan Koday. Mohan was professional, knowledgeable, and incredibly responsive throughout the entire process. He took the time to explain every step clearly, answered all of my questions with patience, and made sure I understood all my options. His attention to detail and commitment to securing the best possible terms made the process smooth and stress-free. I truly appreciate his support and dedication. I highly recommend Mohan Koday and Vema Mortgage to anyone considering refinancing or applying for a mortgage. Thank you for your excellent service!

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PremKumar Manoharanrated5.0
4 months ago

To Vema Mortgage and Mr.Johnson Sir, As a returning customer, on behalf of my family, I would like to thank you for all your assistance and effort to get my mortgage approved at the best possible rate. From the pre-approval till post-closing, Mr.Johnson has shown exemplary professionalism in handling my loan. He was straight forward and very helpful in guiding me through the process from start to finish. We sincerely appreciate it and we're truly happy working with you!

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Praveen Anikottrated5.0
5 months ago

I have worked with Sebastian multiple times in the past and recently he helped me secure a mortgage to buy a new home. Sebastian is very diligent, responsive and always keeps his clients needs a top priority. He has always provided the best rate in market ( this is after multiple benchmarking). I would definitely recommend Vema Mortgage for your future mortgage needs.

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Sana Salimrated5.0
3 months ago

I can’t say enough good things about my experience with Shaheen. From start to finish, they were incredibly patient, answering all my questions and walking me through every step of the process. Their expertise and attention to detail not only made things smooth and stress-free, but they also saved me money and a lot of potential headaches. It’s rare to find someone this professional, reliable, and genuinely helpful in the lending world. Highly recommended!

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Avinash Vuyyururated5.0
4 months ago

I can’t recommend Chirag highly enough! he went above and beyond to get our mortgage loan closed in just one week—something I didn’t even think was possible. The process was smooth, stress-free, and incredibly efficient. On top of that, we had zero closing costs, which was a huge relief. Chirag was always available to answer questions, kept us updated every step of the way, and truly had our best interests at heart. If you’re looking for a loan officer who gets things done quickly and professionally, this is the one!

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Sanon Nedumparambilrated5.0
4 months ago

We had a fantastic refinancing experience with Vipul at Vema Mortgage. He was incredibly efficient, secured us a great interest rate, and arranged everything with zero out-of-pocket closing costs. I highly recommend Vipul and Vema Mortgage for anyone seeking reliable and hassle-free financing solutions.

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Srikanth Nagarajurated5.0
5 months ago

I recently had the pleasure of working with Vema Mortgage LLC for my refinancing, and I couldn’t be more pleased with the experience. The team provided a reliable and seamless process, making securing a mortgage both straightforward and stress-free. Special thanks to Purushothaman for going above and beyond to offer a competitive, low-interest rate and for guiding me through every step of the process with professionalism and care. I highly recommend their services for your mortgage requirements!

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Prakash Ramakrishnanrated5.0
4 months ago

Vipul from Velma Mortgage made the mortgage refinancing process easy and stress-free. He was always available to answer my questions and gave helpful advice. His knowledge, quick responses, and extra effort really stood out. I highly recommend him to anyone looking to refinance.

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Palak Patelrated5.0
4 months ago

George Sebastian was an excellent broker, he was available 7 days a week even late hours to make our loan process as soon as possible. I am a business owner and had complicated taxes but he was still able to get the loan processed in about two weeks which was much quicker than we were expecting. Also our interest rates were lower than anyone else was able to quote us which was amazing.

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Hemali Shahrated5.0
4 months ago

Very Happy with Vema Mortgage. We closed on our home yesterday. Everything went smooth from start to finish. In addition to getting us best rates, Sebastian was very diligent in getting things done in very timely fashion for our loan approval. He was always available for questions. Very good communication. We will certainly consider Vema Mortgage and Sebastian in future.

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visal parolarated5.0
5 months ago

I cannot recommend Sebastian George Mortgage highly enough! From start to finish, they were an absolute professional, guiding me through every step of the mortgage process with expertise, patience, and dedication. The mortgage deal I got through Vema was very good and they offered the lowest interest rate too! I’m incredibly grateful for Sebastian’s support and would recommend them to anyone in need of mortgage assistance!

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Nishit Patelrated5.0
4 months ago

Mr Vikas Patel is knowledgeable and prompt in providing suitable option for mortgage, as i am with a very unique situation. He listened to my case , understand it and kept trying until all the requirements met. He kept me updated with call/text throughout the process. I never felt that I am being ignored, despite my unique demands. I appreciate all his efforts. I recommend his service.

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Riten Munshirated5.0
4 months ago

I had a fantastic experience with Sebastian when we were buying our new house few months ago. He was very prompt, diligent and patient with my questions and provided me with the best rate possible in the market. Would highly recommend him and VEMA mortgage for your mortgage needs.

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zameer ahmedrated5.0
6 months ago

Vema offers very good deals on mortgages, their interest rates are the lowest. They are highly responsive, understand customers needs and always do what is right for their customers. I had the opportunity to work with P.T. Johnson who assisted and guided me through out the process, he was available to talk to me at all times including Weekends and night/early mornings. He got me the best deal which could not be matched with any other lender, educated me on so many aspects of mortgage loan and home buying that I did not know. My home buying experience turned about to be positive only because of Johnson. He is the best, I am so glad I got to know him and got my mortgage through him.

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Raj Srated5.0
4 months ago

Sebastian is incredibly professional and was a tremendous help throughout my mortgage application process. He explained every step clearly, was always prompt in responding, and worked patiently to answer all my questions. His customer-first approach truly sets him apart, and I have no doubt it will take him to great heights. I highly recommend Sebastian for his outstanding service, dedication, and support!

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Sreekumar Chandrakaladharanrated5.0
7 months ago

I had an incredible experience working with Sebastian George from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. He took time to explain the different options available and helped me to find the best rate and terms that suited me. Thank you Sebastian for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

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Amar Marthandenrated5.0
4 months ago

I cannot speak highly enough about my experience with Chirag Rachhadia/ VEMA Mortgage LLC.. From our initial consultation to closing day, he provided exceptional guidance through the entire mortgage process. He answered all my questions promptly and explaining complex terms in easy-to-understand language. He found me the best possible rate without any additional costs. His efficient processing helped me to close the loan on schedule without any delays. I highly recommend Chirag to anyone seeking a mortgage—he truly put his clients' needs first and make what could be a stressful process surprisingly smooth.

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Vishnu Mangaroliyarated5.0
4 months ago

We recently got a mortgage from Vipulbhai at Vema Mortgage. As first-time homebuyers, my wife and I were honestly overwhelmed by the whole mortgage process but working with Vipulbhai made everything so much easier and less stressful.He took the time to explain everything in a way that made sense. He found us the best mortgage program with an amazing rate that we never expected in this market. He was incredibly knowledgeable, responsive, and truly had our best interests at heart throughout the entire process.We’re so grateful for his support and guidance as he made what could’ve been a stressful experience feel smooth and manageable. If you’re looking for someone who knows their stuff and genuinely cares, we can’t recommend Vipulbhai enough. Thank you Vipulbhai

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Helbert Oziliorated5.0
2 months ago

Sebastian George was indicated by a Friend. Had quoted with two other brokers, and after talking to him decided to move ahead with Vema. He took care of my whole mortgage process. Let alone his relentless efforts in getting everything completed on time, communicate efficiently and quickly among all parties and support me with every single question anytime they would come up, Sebastian was able to secure me with rate conditions no other broker was offering. Peace of mind your mortgage is being taken care of by a real professional and a person great to deal with, 1000% recommend Sebastian George from Vema Mortgage.

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Harshit Gargrated5.0
4 months ago

I recently had the pleasure of working with Vipul Hapani from VEMA for the refinancing of my home mortgage through UWM, and I couldn't be more satisfied with the experience. Vipul was incredibly professional, knowledgeable, and dedicated throughout the entire process. From the very beginning, Vipul provided clear and concise information about the refinancing options available to me. He patiently answered all my questions and ensured I understood each step of the process. His expertise and attention to detail were evident, making me feel confident and well-informed. His proactive communication kept me updated on the progress, and he was always available to address any concerns I had. Thanks to Vipul that the refinancing process was stress-free and efficient for me. I would highly recommend Vipul and VEMA to anyone looking for a reliable and professional mortgage broker !

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Veeramohan Nimmalapudirated5.0
3 months ago

I recently went through the process of refinancing my mortgage, and I couldn't be more pleased with the outcome. From start to finish, the process was smooth, transparent, and financially beneficial. Mohan Koday through VEMA mortgage provided excellent customer service—answering all of my questions promptly and clearly. They kept me informed at every step, and the online application and document submission process was straightforward and user-friendly. Within a few weeks, everything was finalized. Overall, the whole refinancing process was a smooth and a great experience working with Mohan Koday. I highly recommend him to my friends and family for any new home loans/ refinancing needs.

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Vandit Patelrated5.0
3 months ago

Working with Sebastian on my mortgage loan was a great experience. He was super responsive, honest, and always available whenever I had questions—no matter the time or day. Anytime I had a question—no matter how big or small—he answered it clearly and honestly, always making sure I fully understood the process. What really stood out was how fast he worked whenever something needed to be done ASAP. He never missed a beat and always handled things with a sense of urgency when it mattered most. He was also incredibly flexible and calm when any issues came up. He made the whole process way less stressful and was flexible and calm even when things got a little complicated. He went above and beyond helping me out and I highly recommend him if you’re looking for someone reliable and easy to work with!

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Muralikrishnan Vrated5.0
3 months ago

I had a fantastic experience working with Vema Mortgage throughout the home-buying process. From start to finish, their team was professional, responsive, and extremely knowledgeable. Sebastian George, was especially helpful—always available to answer questions, provide updates, and made sure everything stayed on track. They took what could have been a stressful experience and made it simple and seamless. Their dedication to customer service really stood out. I highly recommend Vema Mortgage to anyone looking for a reliable, trustworthy, and efficient mortgage provider.

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Sneha Rrated5.0
2 months ago

Absolutely top-notch. I was nervous about buying during a competitive market, but CD Mortgage Corp kept me confident and informed. They truly care about their clients

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Arjun Nrated5.0
2 months ago

Excellent service from start to finish. The pre-approval process was quick, and I appreciated the transparency. CD Mortgage Corp made refinancing simple and stress-free

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Meera Drated5.0
2 months ago

I can't recommend CD Mortgage Corp enough! Mike and his team were fantastic—friendly, patient, and responsive. As a self-employed buyer, I had complex paperwork, but they handled it with ease.

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Rohan Srated5.0
2 months ago

The rates they offered were better than what I found elsewhere. Communication was consistent, and everything was handled professionally. Minor delays in document processing, but overall, great experience.

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Ananya Brated5.0
2 months ago

Working with CD Mortgage Corp was the smoothest part of buying my first home. Sarah, my loan officer, walked me through every step and made sure I understood all the options. I felt supported the whole time and closed faster than expected

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Santhosh Addagoodirated5.0
9 months ago

Sebastian is very helpful and through in the loan process, very quick .Helped me to close the loan process well before the closing date . Rate is as provided in initial estimate . As a first time home buyer , I was so nervous before starting the process , but Sebastian helped me in all steps and made it look very easy and simple . Thanks Sebastian for your support in smooth loan processing. I will definitely recommend to everyone.

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Ankineedu Prasad Bollarated5.0
9 months ago

I have refinanced my home loan in the month of December, 2017. I received excellent service and proactive communication till closing the loan as per my timelines. Sebastian George, the mortgage consultant was very professional and friendly in all aspects during my loan processing. I always recommend Vema Mortgage LLC for all types of loans/mortgages.

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Sushil Neupanerated5.0
9 months ago

Did my refinance for my primary house and Investment property with Vema Mortgage. Manju had been a great help. She helped me whatever possible way she could to get me the best rate and smooth processing of loan. She is quite knowledgeable and always tried to give a best service. I would definitely recommend Vema Mortgage to everyone. Thank again Manju for all your help!

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Sreenivasa Goginenirated5.0
9 months ago

Mortgage Refinance Made Easy <-- Simple but most meaningful way to put my experienceSebastian/Vema Mortgage complete the job in very professional way in a record time that I couldn't believe. It was me who took more time in supporting them with required information and they are really quick, detailed, supportive and lived to their word on numbers. Surely recommend

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BONTHA RAHUL RAJrated5.0
9 months ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing date I preferred. The whole vema mortgage team is knowledgable to explain every detail at every step especially for the first home buyers like me. Sebastine, Johnson and Lakshmi are really a good team to work with.

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Magarrated5.0
9 months ago

P T Johnson was very professional at all times, keeping me aware of everything that was happening, If I had any questions he was always available to answer. This was my second home purchase, he made it very easy to understand the things I had questions about. I really enjoyed working with him. Definitely i would recommend P T Johnson (Vema Mortgage) to all my friends!!!

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A Mrated5.0
9 months ago

We're so happy that our realtorrecommended VEMA Mortgages as they made the home-buying process stress-free. Manju was a pleasure to work with and she always made herself available to answer any questions we had. They also gave us a better mortgage rate than Bank of America and we closed in less then a month!

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saurabh dwivedirated5.0
9 months ago

I wanted to take a moment to express my sincere appreciation for the outstanding service , closing the loan process in 9 days. Vipul expertise, guidance throughout the process, and dedication have made the entire mortgage process a smooth and positive experience for me.Thanks to Vipul and his team for efforts.

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Mahendra Baburated5.0
9 months ago

Vema Mortgage LLC provided a best service through the loan approval process. Sebastian and Johnson provided us a value me an initial advice in closing the home deal. Manju Kizha played a vital role by providing excellent advice, Thorough documentation and highly responsive to clarify my doubts about loan closing process. Their work ethics gave me a great confidence is going with the deal. Their transparency in each stage of closing process gave me a sense that I am working with good hands.Thank You Manju for your assistance.

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RO ROrated5.0
9 months ago

I was a first time home buyer and had very little knowledge about the entire mortgage process. Sebastian made it so much easier for us. He made the process very smooth for us and gave us every little details related to the mortgage. The interest rates are much more lower than any other lender in the market. I would definitely recommend Vema Mortgage to anyone who is looking for mortgage with lower interest rates.

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Basil Pauloserated5.0
9 months ago

Best Mortgage agentWorking with Sebastian was a good experience. He took the tension of mortgage out of my head. Especially when building the house and first time home buyer. He explained every minute details and how to plan while the building was in progress. Proactive and on time. Took care of all documentation complexities. He made sure we are aware of every thing before each stages of the processing. A great person to work with. He found the best deal available and made sure that it is processed even there was a delay from my building side.

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Sudarshan Selvarajarated5.0
9 months ago

We moved from St Louis and this is our second time we buying home. As we already had some experience we exactly knew what kind of home we want to live in. Our agent gave Sebastian’s contact and it was pleasure working with him. He was available to answer our questions during the late evenings. With our busy working schedule, it helped us to work with him during the evening and concentrate on our work during the day time. Also, he offers the best mortgage rate in the market.Overall we are extermely satisfied working with Sebastian. I would recommend him for anyone in the market looking for best mortgage shopping experience.Good luck for all the home buyers out there :)

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Sachin Chavanrated5.0
9 months ago

I had a great experience with VEMA right from the beginning of finding the best mortgage rate to securing it to making sure I get the best service. The whole process went smooth and they are very proactive and keeping you informed about the whole process irrespective of time in a day. As long as you need help they are there at every step making sure you don't have any issues. I will definitely recommend VEMA.

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Sundaramrated5.0
9 months ago

After doing some research over all the lenders, we decided to go ahead with Sebastian George. We really got good interest rates considering we are first time home buyers. Also throughout the process, he helped answering all our questions & gave beneficial tips/advice's. It was very easy to contact him anytime during the day through text/emails/calls. Very responsive. I'd recommend him.

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Apratim Sarmarated5.0
9 months ago

I found Sebastian very reliable, honest and helpful in his interactions during my buying process. It was more like dealing with a friend. I was completely new to the home buying process and Sebastian guided me throughout the process. The entire process was very smooth and hassle free. He gave valuable advice which helped me to get a better rate and lower my payments. I would highly recommend Sebastian to all !

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Abin Josephrated5.0
9 months ago

I had a fantastic experience working with Vema Mortgage to get a mortgage to buy a new home. I compared rates with other lenders and Vema gave the lowest rate. Throughout the process, I worked with a total of four Vema members, from our initial application all the way to the date of closing – Sebastian, Johnson, Manju, and Neeta. Their communication is prompt, helpful, and friendly. I highly recommend working with the Vema team and look forward to another opportunity to work with them in the future.

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Devesh Pande (AstroDarks)rated5.0
9 months ago

Being a first time home buyer, I was very worried about the loan origination and closing process. However, Sebastian made things very easy for me. Not only did he give me a great rate but also helped me to take sound financial decisions. I did talk to multiple lenders but Sebastian beat them all. It has been great working with him professionally as well as personally. He is a great human being and will take all efforts to make you comfortable with the process. I highly recommend him for your next mortgage purchase.

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Munjal Trivedirated5.0
9 months ago

Sebastian George (Vema Mortgage LLC) is very professional and friendly. He genuinely cares about his customers and provides them with the best service. I felt that he had the best wishes for me at heart and also worked towards getting me the best mortgage rate possible. He answered all my questions with great enthusiasm and provided me with all the knowledge and advice that I would required throughout the process. Regardless of the time when I contacted him, be it day or night, weekday or weekend, he was always available. He has truly earned my trust and respect for life and for that reason I will ensure that I recommend him to all my friends and family.

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Prem Kumarrated5.0
9 months ago

Excellent service and very knowledgeableloan officer.Mr. P T Johnson helped me through every step on my first home loan and very supportive, friendly, easy to reach.I am definitely looking forward working with him in the future and recommend Vema Mortgage to my friends & family.Thank you Johnson sir & Sebastian sir.!

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Arun Jamesrated5.0
9 months ago

I worked with Sebastian George to buy a property in Michigan while living in Maryland. The loan process in general is difficult but it is even more challenging when you live in a different state. Sebastian constantly kept in touch with me to ensure I was informed each step of the process. He worked one on one with me to ensure that I had the correct documents during the under writing process. This was a very smooth purchase especially for someone buying property in another state. I only had to travel to Michigan on the final day of closing to sign papers. Everyone I interacted with was responsive and knowledgeable. Each interaction with Sebastian proved to me how experienced he and his team was. I highly recommend Vema Mortgage to anyone considering to purchase a home or refinance.

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Vikrant Jainrated5.0
9 months ago

My friend recommended to go with Chirag from Vema mortgage and as a first time buyer I made right decision to choose him as my lender. Had many questions w.r.t mortgage and Chirag was able to help me to clarify those. Also he was able to give me good mortgage rates and even tried to maximize the adjustments. The team from Vema mortgage was very responsive. I would definitely recommend Chirag and his team as a lender for the home buyers.

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Sid Gulatirated5.0
9 months ago

I had a great time working with Johnson and previously Sebastian. They will get you the best rate in the market (no doubts about that), and their closing cost is minimal compared to others. The communication could be a bit challenging but if you are in for the most bank for the buck then VEMA is your first choice. Johnson works super hard and I suggest they recruit some staff members to take away some workload :).Overall great experience, recommend them to everyone! I will work with them again for all our future investments.

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Sunilrated5.0
9 months ago

Excellent support!!! We are so fortunate in getting connected with Sebastian George for helping us in buying a home. His friendliness and professionalism made all the process smoothly and were able to complete it on time. He gave the best rate available in the market. He was there in every step of the way giving us honest advise and direction. He is always prompt in replying any time of the day for clarifying all our first time home buyer questions. I would highly recommend Sebastian George to anyone who are in need of looking for a mortgage agent. Thanks Sebastian George for the immense support throughout the process.

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vijay chanderrated5.0
9 months ago

Sebastian / Vema mortgage is very easy to work with. I checked with multiple mortgage brokers and got the best rate from Sebastian. He is so fast to respond and easily reachable. He gave me different options to choose from with valuable suggestions. He checks with multiple players and provide you with best rate. We missed the proposed closing date by one day but I do not blame him completely.I would definitely recommend Sebastian for all your mortgage financial needs.

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kunal khatrirated5.0
9 months ago

Thanks Vema Mortgage for taking care of our mortgage need. Our Representative, Sebastian George was very helpful and prompt in response. He is very knowledgeable and made the process extremely easy to understand. He gave me comfort and made himself available according to my schedule. I want to give Sebastian George 5 star rating for his accuracy, timeliness and knowledge. Everything went according to the plan. I was aware about all the charges and no surprises at all. I did shop around and choose to go with Sebastian because he offered lower closing cost and interest rate compared to Other places in market.AMAZING WORK. VERY HAPPY WITH SERVICES.I would definitely recommend Sebastian for all your mortgage financial needs.Thanks a lot.

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Nehemiah Jeyakumarrated5.0
9 months ago

I recently worked with Ramesh Nagarajan, a mortgage broker, to get a mortgage for my first new home. I was very impressed with his knowledge, professionalism, and communication skills. He took the time to understand my needs and goals, and he was able to find me a great mortgage that fit my budget. He was able to provide the pre-approval faster than many other organizations.Ramesh was always available to answer my questions, and he kept me updated on the status of my loan throughout the process. He was also very patient and understanding when I had some last-minute changes to make. He even updated me with the current internet rates till I lock the rate for the final closing. Even during the closing, he did excellent advice and support so that closing can be done in the right way. Very happy to know Ramesh personally as well. Highly recommended.I would highly recommend Ramesh Nagarajan to anyone who is looking for a mortgage broker. He is a true professional who will work hard to get you the best possible mortgage.

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Piyush Mohabansirated5.0
9 months ago

I'm a first time home buyer and I got Sebastian's contact through my friend. He rated him highly and recommended to me. The day we started working together, he lived up to all my expectation, right from my first day. He is extremely professional and highly knowledgeable in mortgage domain. He educated me with the home buying process very well. He offered me the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times, may it a late night or early in the morning. Sebastian is highly dependable and I recommend everyone to work with him to have a smooth closing and peace of mind. In my overall experience, Sebastian works in buyer's best interest.

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chinnap reddyrated5.0
9 months ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing. It was a great pleasure working with the Vema Mortgage LLC. Especially Sebastian explained every detail at every step especially for the first home buyers like me. Sebastian George, Lakshmi and Johnson are really a good team to work with.

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Gee 007rated5.0
9 months ago

Sebastian has been an awesome loan officer for us when we did a Refinance with Vema. He works 24X7 literally. All phone calls picked without any delays. Right from the initiation to documentation to closing - We were kept well informed at every stage. Sebastian was very patient in explaining the documentation and the numbers at each stage of the application. He is well versed and we did not see any errors or repetitive work. I am glad he got us good interest rates. If i buy another house, it will be through him and Vema for sure. Sebastian, keep up the good work!

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Dasaratharam Srated5.0
9 months ago

I'm a first time home buyer (Aug 2018) and I got Sebastian's contact through a friend. They rated him highly and recommended I work with him and Sebastian lived up to this right from my first contact. He was extremely professional and highly knowledgeable. He educated me with the home buying process as well. He offered the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times. Sebastian is highly dependable and I recommend you work with him to have a smooth closing and best rate. In my experience, Sebastian works in you best interest.Update - I recently refinanced (Sep 2019) and Sebastian was the 1st (& only) person I reached out to. For a second time in a row, he gave me the best rate and we closed on time with no surprises. He is great to work with and extremely knowledgeable with the process and never fails to amaze you with his workmanship. If you are shopping for home loan, Sebastian is your guy and I highly recommend working with him.

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Jigar Tamakuwalarated5.0
9 months ago

I have researched on current mortgage rates and reached out to many lenders.Vema Mortgage and Vipul Hapani was offering me best competitive rates to beat other well known institution lender. Vipul was helpful enough to waive of some of lending charges and providing credit to reduce total closing cost amount. For a New Home buyer, he was helping enough to let them know about lender process and was able to give final amount intime before closing day for next action towards House Closing. Overall, Five star experience and thumbs up to Vema Mortgage and Vipulbhai for treating their customer with best experience and their knowledge on mortgage rates.

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Santosh Vermarated5.0
9 months ago

PT Johnson is absolutely amazing in his response time with all communications and in answering all our questions, which made the whole process go about as smooth as could be! His efforts made this a positive experience from start to finish! He is very communicative and easy to work with. Pleasant experience overall. Would recommend to others without question. Excellent service. Thank you Vema Mortgage !!

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Mallikarjun Reddyrated5.0
9 months ago

Was referred by a friend and noticed that Sebastian had most of the clients in our neighborhood.This gave me confidence the he would be the best option for me.He was pretty quick to answer all my queries . Overall a great experience and I would recommend to everyone.

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Sumesh Bhaskaranrated5.0
9 months ago

My colleague referred me to Sebastien George and Vema Mortgage, and I'm eager to pass along my recommendation to anyone in search of mortgage assistance. Sebastien's extensive experience was instrumental in guiding me smoothly through this intricate process and securing the most competitive rates available. Without a doubt, he ranks among the top advisors in this field.

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Treesa Antonyrated5.0
9 months ago

We had our whole mortgage process done with Vema Mortgage and we had an amazing experience. PT Johnson worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had as first time home buyers. He made as feel at ease and guided us through the process. One thing about Vema mortgage is that they don't just work during business hours. There is a Vema personnel available to answer any questions on the weekends, evenings or even at night. If any questions arise, we knew PT Johnson was available just a phone call away. That comfort for a first time home buyer means the WORLD!!!! I highly recommend Vema to everyone!

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shruthi javvajirated5.0
9 months ago

I appreciate johnson’s prompt assistance in closing my loan. Your guidance throughout the process was invaluable, making the experience smooth and stress-free. Thank you for demonstrating exceptional expertise, ensuring a seamless loan closure. I highly appreciate the professionalism and efficiency exhibited throughout the process. Grateful for a hassle-free experience. I would highly recommend Johnson here at VEMA Mortgage!

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manoj swainrated5.0
9 months ago

P T Johnson is very knowledgeable and we had a wonderful experience working with PT.He was always available to answer all our questions with patience and guided us in making the right choice while executing the loan.I would recommend PT to everyone looking for a home loan.

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biju thottathilrated5.0
9 months ago

I highly recommend Vema mortgage and their services since they provided great customer care and guided me through the mortgage process efficiently. I can truly say that I felt at ease throughout the whole interaction with the company. P T Johnson was a huge factor in making my experience so smooth and simple. I did not feel as though I was treated as a customer but more so as a friend by the care and attention given by the company and P T Johnson especially. I would not hesitate to do business again and will be referring any friends and family for future mortgage needs.

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paul sripalrated5.0
9 months ago

Working with VEMA MORTGAGE LLC was an absolute pleasure. Sebastian and his team's expertise in the mortgage industry is evident from the very beginning. Since I’m a first time home buyer, I had all the questions and he explained each and individual item clearly. He guided me throughout the process and was able to close the house pretty much close to the original estimation given by him. If you’re looking for honest, quick n experienced lender, highly suggest to talk to Sebastian.

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sachin patilrated5.0
9 months ago

Excellent experience working with Sebastian and Lakshmi from Vema Mortgage. Starting from 1st interaction Sebastian made sure that we understand each and every detail of mortgage process and took extra time to explain. Lakshmi kept us informed about overall progress of mortgage approval and did all necessary followups to make sure things are closed on time. Both contacted us time to time to see how things are moving at our side. All numbers were explained very properly to avoid any confusion and was offered best possible rate. Thanks Sebastian and Lakshmi. Will highly recommend Vema mortgage for anyone.

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Chandan Jumderated5.0
9 months ago

I recently worked with Chirag R on my mortgage loan. He is professionally a great person who understands customer needs and brings the best options as per the market situation.The service and personal attention we received from Chirag was exceptional and beyond what we were expecting! What he committed in the initial discussion on mortgage rates and the credits he delivered that. I appreciate his expertise and ability and willingness to work in a short duration that helped us to reach our goals.Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part.Initially, I went with other lenders suggested by my realtor. One of them asked a brokerage fee up to $4000 and the other lender who promised me with credits and a low mortgage rate they deviated with higher rates and instead of the credit asked to pay. Basically their intention was to extract as much as a commission from me.I started looking for other option like PenyMac ,Nexa, PenFed etc., it didn’t worked well and I was completely frustrated as time lines for closing was approaching. A friend of mine suggested a Chirag’s name and I texted him on Sunday late evening and within 30 minutes we stated a conversation to get an application read. In a couple of days, I was confident about the processing. While, Chirag and his team were ready for closing before the time.I highly recommend Chirag and his company Vema Mortgage LLC.

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Ram kumar kuncharated5.0
9 months ago

Excellent service, provided complete information and educated regarding refinancing and helped get lower rates, I checked with multiple lenders no body could give such service and rates. Also helped by providing closing costs. I would definitely recommend Johnson and his team and this team will be my preferred refinance experts for my next one too.

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Tania Ahmedrated5.0
9 months ago

I’d the privilege of working with Mr. Sebastian George as my mortgage agent. Mr. Sebastian is highly professional, reliable, and very knowledgeable individual. He explained everything thoroughly and always called us back promptly, even after hours. I’m pleased that I chose Vema Mortgage. Mr. Sebastian is an outstanding agent, and I would highly recommend!! Thank you Mr. Sebastian all of your help!!

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Rinto Mathewrated5.0
9 months ago

Vema Mortgage LLC is my mortgage broker for my home purchase. The team lead by Sebastian George is very proactive in making the deals with higher priority. They pay attention in details and explains every minute details to the customer. The pace at which they are operating is highly impressive to close the deals. They do regular follow-up and get the details/documents on time, they are always accessible and equipped with highly professional staffs.

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vishwanath krishnamoorthyrated5.0
9 months ago

I signed my house yesterday and I have to tell everyone about this. I worked with Mr. Sebastian and he was always one step ahead throughout the process with frequent calls and email follow ups. It made me to be very easy and less stressed. He can clarify anything and everything at anytime. Never hesitates or have been less responsive. Happy to work with him.

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Ravikumar Nadukururated5.0
9 months ago

An excellent service was provided by Vema mortgage, and especially Sebastian George. He went above and beyond in processing my mortgage and to accommodate the sup[er quick closing need. He guided and helped us in each and every step of the process. Really thankful to him. They had provided a competitive rate and less closing costs compared to all others. I surely recommend them to all my friends n family.

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Shibu Belarathrated5.0
9 months ago

My agent recommended Vema Mortgage LLC. I had the opportunity to work with PT Johnson. I am so happy that I chose Vema Mortgage LLC.As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me. From beginning to end, Johnson was informative, extremely thorough and was making sure that I am getting the best deal possible. Johnson made the whole process incredibly smooth and easy. Thank You Johnson !!!!

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Leo Piusrated5.0
9 months ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage LLC for my home loan application. From the moment I began the process, Sebastian's dedication and professionalism were evident. He demonstrated exceptional attention to detail by thoroughly verifying and correcting any issues with my application, ensuring that I experienced minimal inconvenience throughout the entire process.What truly impressed me was Sebastian's commitment to securing the best loan terms for me. He worked tirelessly to ensure that I was at an advantage when it came to the terms of the loan. His expertise and dedication were evident as he guided me through the entire journey.Not only did Sebastian excel in his role as a loan officer, but he also took the time to address any questions or concerns I had along the way. His patience and willingness to provide clear explanations and expectations, truly set him apart.I am grateful for Sebastian's professionalism, guidance, and support during this important financial decision. My experience with Vema Mortgage has been nothing short of excellent, and I wholeheartedly recommend Sebastian George and the team at Vema Mortgage for their service.

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Krishna Uppalarated5.0
9 months ago

Worked with Mr. P. T. Johnson of VEMA MORTGAGE as my Mortgage Lendor, and I can't speak highly enough of his expertise and dedication. He not only guided me seamlessly through the mortgage process but also offered me a very competitive Mortgage Rate.One of the most remarkable aspects of working with our mortgage broker Mr. P. T. Johnson was the personalized attention we received.As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me.Mr. P. T. Johnson's expertise was evident in his ability to secure the best possible terms for our mortgage, ultimately saving us a significant amount of money in the long run.If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Mr. P. T. Johnson is your best choice. My experience with him was truly outstanding.

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Varghese Philiprated5.0
9 months ago

I had the privilege of working with Sebastian as my mortgage agent, and I can't speak highly enough of his expertise and dedication. Sebastian not only guided me seamlessly through the mortgage process but also offered invaluable insights into finance and current housing trends.Sebastian's financial acumen ensured I secured an excellent mortgage rate, and his ability to adapt to market changes was impressive. He was always approachable, responsive, and professional, addressing all my questions promptly.If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Sebastian is your best choice. My experience with him was truly outstanding.

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Vinay Samrated5.0
9 months ago

Vipul Ghanshyambhai Hapani is a great advisor and provides the right direction at the right time. He is very easy to contact and very responsive each time. Also he is very efficient and makes our job easy and helps us till the closure. The process was very clearly explained till the closure and now I got my home key without any hurdle with good rate/credit. Thanks Vipul and team.

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Srikanth Vrated5.0
9 months ago

Sebastian George at Vema Mortgage LLC is my mortgage broker and he is the best. Interest rates offered by him are very competitive compared to other lenders or brokers in the area. He maintains transparency in each and every step and explains everything in detail. Looking forward to working with him again for refinancing. Highly recommend him.

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Jivesh Gaurrated5.0
9 months ago

Successfully closed on my new home!! I had an amazing experience working with PT Johnson, so easy to work with him. He provided very simple and clearly laid out process steps, I followed the instructions, submitted the documents on-time and the entire process went very smooth. I have heard stories where buyers had horrifying experience and they ended-up with either delayed closing or had to change their lender. But none of that with P.T. Johnson, he got me rates that nobody could offer, forget about beating it (I got quotes from National Banks, Credit unions, Online lenders, local loan officers). He was always responsive to my text messages and off-work hour phone calls, a quality I really appreciated. I highly recommend him.

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Pratik Hanagodimathrated5.0
9 months ago

Second review:Recently approached Vipul for refinancing through Vema mortgage. The process was smooth. Vipul always goes extra mile to answer all the details well in advance. Makes it so much easier. Will definitely work with him again!. I again highly recommend Vipul and Vema mortgage to anyone.First review:I must say it has been an absolute pleasure working with Vipul and Vema Mortgage LLC. Being a first time buyer there are a lot of questions on which you need guidance. Vipul was patient and answered all of them with best interest to us!. Very professional and always trying to help us. Overall the process was very smooth with flawless communication. I highly recommend Vipul and Vema Mortgage LLC.

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satyendra singhrated5.0
9 months ago

This was my first home that I bought and first mortgage too. I had amazing experience working with Sebastian George (mortgage broker). He made my home buying journey hussel free. He explained me and worked all steps of home loan and worked even on weekends that helped me close the deal within 15 days. I got lowest mortgage rate from Vema Mortgage LCC too. I will recommend Vema Mortagage and Sebastian for quick and hussel free closing.

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Clinton Royrated5.0
9 months ago

5 star review for this amazing team, especially to Sebastian George!! They work almost every day, super responsive and super quick in closing. Irrespective of the silliest question they're always ready to help. I'm a first time home buyer and had too many questions and doubts. But Sebastian was calm and easy to talk to, cleared everything. There were few complications during my mortgage process, thanks to Sebastian we worked on each of them in a timely manner and closed on time!I shopped around with different lenders & Vema mortgage provided the lowest rate possible at this time. I will definitely work with these folks for my future homes!! Thank you!!

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Ameen Prated5.0
9 months ago

I recently purchased a home and my loan officer was Mr. PT Johnson of Vema Mortgage LLC. I have worked with many loan officers for purchasing home or refinancing mortgages in the past, but Mr Johnson stood out to me the most. He was very courteous and professional and above all on task during the entire process. His communication was very clear and explained to me about the process, required documents and clarified all my questions. They offered a very competitive rate and worked with title attorney to close the transaction on time.I highly recommend Mr. Johnson and Vema Mortgage for your mortgage needs.

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Satya PVrated5.0
9 months ago

Vipul is very excellent at explaining the Loan processSuper informative in explaining all steps in loan processingVery helpful and available all timesHad very good experience working with Vipul from end to end mortgage process

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Anoop Mathewrated5.0
9 months ago

I had an outstanding experience working with Vema Mortgage. They were incredibly reliable, always acting promptly and coordinating seamlessly with the title company. The closing process was smooth, and I had no worries at all. What stood out was their constant availability to clarify any doubts I had, making the entire process transparent and stress-free. Moreover, they offered me the best rates, and their straightforward approach was truly commendable. I highly recommend them and am giving a well-deserved 5-star rating. Thank you for the exceptional service!

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Kirankumar Atmakurirated5.0
9 months ago

I had the pleasure of working with Chirag Rachhadia as my mortgage loan officer, and I couldn’t be more satisfied with the experience. From the very beginning, Chirag demonstrated a deep understanding of the mortgage process and was incredibly responsive to all my questions and concerns. He guided me through each step with patience and clarity, making what could have been a stressful process feel smooth and manageable.Chirag’s professionalism, attention to detail, and commitment to finding the best mortgage options for me were truly impressive. He went above and beyond to ensure I understood every aspect of my loan, and his dedication to customer service was evident throughout the entire process. Thanks to Chirag, I felt confident and well-informed in my decisions.

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yuktal venkatarated5.0
9 months ago

Working with P.T. Johnson at Vema Mortgage LLC was an outstanding experience. As a Loan Officer, his expertise and dedication were evident from our first interaction.His assistance throughout the loan process was excellent, characterized by prompt replies that never left me waiting.What impressed me most was Mr. Johnson’s commitment to meeting closing deadlines. He navigated through every challenge with a solution-oriented mindset, ensuring a smooth and timely closure.His proactive approach and thorough communication made a typically complex process feel effortless.I highly recommend P.T. Johnson to anyone in need of a reliable and proficient Loan Officer. His exceptional service and attention to detail are what set him apart in this industry.

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Ramesh Shrestharated5.0
9 months ago

Purchasing an investment home as a second-time homebuyer, I found working with Vipul Hapani to be an exceptional experience. He was consistently available to address any inquiries I had, significantly reducing the stress of the process. I got the good interest rate, and the closing costs were remarkably close to the initial quote provided. Vipul's availability and transparency throughout the transaction made the entire process seamless and straightforward.

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Manoj Rautrated5.0
9 months ago

Being one of the most experienced mortgage agents in Michigan, Sebastian is able to help in every step of mortgage borrowing flawlessly with all the necessary guidance and giving the best possible interest rate with the lowest possible closing cost, We bought two houses and he was fabulous with our mortgage needs. Thank you Sebastian!!

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Kaustubha Tavildarrated5.0
9 months ago

Extremely delightful experience to work with Vipul from Vema Mortagage . He made the process easy to go thru . Was their to guide and very responsive to queries at every step of Process.I would highly recommend him .-Kaustubh

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Prince Josephrated5.0
9 months ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage, and I must say, the experience was exceptional.Sebastian's expertise and commitment to securing the best mortgage deal for us were truly remarkable. Throughout the process, he provided clear and transparent communication, making a complex procedure easy to navigate. Sebastian's dedication to understanding our financial goals and negotiating the best terms for our mortgage went above and beyond our expectations.Working with Sebastian felt like having a knowledgeable ally on our side. He took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service.I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

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Nithyanandan Selvamrated5.0
9 months ago

I recently had the pleasure of working with Vipul Hapani from Vema Mortgage, and I must say, the experience was exceptional.Vipul expertise and commitment was Great..Throughout the process, he provided clear and transparent communication to the Loan Refinance Process.Vipul took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service.I highly recommend Vipul Hapani for anyone seeking mortgage assistance. Thank you, Vipul for your outstanding support! Looking forward to work with you in future for the Next Refinance when rates go down

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Jal Reddyrated5.0
9 months ago

I had the pleasure of working with Vipul Hapani from Vema Mortgage during my recent home purchase, and it is an impeccable experience. Throughout the entire process, Vipul demonstrated exceptional professionalism, deep knowledge of the mortgage industry, and a genuine commitment to ensuring my needs were met.From the initial consultation to the closing day, Vipul was incredibly responsive and proactive in guiding me through each step of securing a mortgage for my primary home. They patiently answered all my questions, provided clear explanations of complex financial terms, and consistently kept me informed about the progress of my application.What stood out most was Vipul’s dedication to finding the best financing options tailored to my financial situation. They worked diligently to secure a competitive interest rate and ensured that all paperwork was handled efficiently, which made the entire process smooth and stress-free for me.In addition to their professional competence, Vipul also impressed me with his friendly demeanor and genuine interest in my satisfaction as a client. They truly went above and beyond to deliver exceptional service, making me feel confident and supported throughout the home buying journey.Overall, I am extremely satisfied with my experience with Vipul/Vema and would wholeheartedly recommend them to anyone looking for a reliable and knowledgeable loan officer. Thank you, Vipul for helping me achieve my dream of owning a home!lIf you are in market for home loan, just call Vipul Hapani.

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Yogesh Dhoterated5.0
9 months ago

Vipul Hapani (Vema Mortgage) and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were quick to respond to any questions, even outside of normal business hours. From start to finish, Vipul made the entire home buying process incredibly smooth and easy.Overall, I am highly recommend Vipul and Vema Mortgage Services to my friends and other home buyers. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart and made the entire loan process journey easy for buyers.

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Thushar Arated5.0
9 months ago

Working with Mr. Sebastian George was pleasant and informative. He explains the process clearly with the upmost and honest professionalism. This was important to me since I was a first time home buyer.Thank you so very much for all of your help in securing our loan for our new home. I will recommend him to every person I know who is in need of financing.

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Satish Babu Darsirated5.0
9 months ago

Recently worked with Chirag from Vema Mortgage as a lender for my home buying process and it was a great experience overall. He was informative, transparent with the rates and fees, responsive and always available for any questions I had during the loan processing. I highly recommend him for his service and wouldn’t hesitate to work with him in the future.

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Vishrut Patelrated5.0
9 months ago

I had an excellent experience working with Vipul as my home mortgage broker. He secured the best possible rate in the market with the least amount of fees, which made the entire process smooth and affordable. Vipul also provided invaluable tips for better financial planning, which has helped me immensely. Given his expertise and dedication, I will definitely choose him for any future mortgage needs. I highly recommend Vipul and Vema Mortgage.

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Vinuprakash Viswanathanrated5.0
9 months ago

I had the absolute pleasure of working with Chirag Rachhadia as my mortgage broker and I cannot recommend him highly enough! From the very start, he was incredibly patient and thorough, answering all my questions (multiple times) and guiding me through each step of the process with expertise and professionalism. Despite several unexpected delays that pushed our closing date, Chirag stayed on top of everything, making sure I was informed and reassured throughout.On closing day, we encountered a last-minute issue with a difference in the payment amount. Without hesitation, Chirag went above and beyond by using his personal credit card to cover the difference to ensure the deal went through smoothly. His dedication and willingness to go the extra mile truly speak to his commitment to his clients.I couldn’t have asked for a better partner in securing my home loan, and I’m already looking forward to working with him again in the future. Thank you, Chirag, for making the home-buying process stress-free and successful!

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Satish Kharvirated5.0
9 months ago

Sebastian George is an excellent knowledgeable guy when it comes mortgage process, without his help my loan process would not gone so smoothly, he explained each and every step of the process.I strongly recommend him for the mortgage loan.Thanks you Sebastian for being so wonderful and gracious to me during the entire process.

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SHRINIL PATELrated5.0
9 months ago

I recently bought a home 2 weeks ago near Charlotte area and worked with Vipul Hapani. This was my first home purchase. Vipul was extremely good in the loan origination process. I talked to multiple loan officers across different banks but Vipul gave me the best interest rate. He kept his words throughout the process and made sure I understand what all options I had for the loan. He was also extremely responsive and answered all my questions in a timely manner. I highly recommend Vipul Hapani to anyone who is looking to get a loan for a new home purchase.

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Soumya Mishrarated5.0
9 months ago

Happy to highly recommend Vipul from Vema Mortgage for all your mortgage needs. I have used him a couple of times in the last 2 years and he has been exceeded my expectations every single time. Super professional team and highly responsive, he has been my phone a friend throughout the mortgage process. And i dont even know how he can close the loan in 3 weeks :-)

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Ganesh Lalurated5.0
9 months ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Sebastian made the entire home buying process incredibly smooth and easy. Their expertise gave me confidence and peace of mind as I navigated through the complexities.Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart.And not to forget they got me a great rate. 5 Stars.

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NATA Group Corprated5.0
9 months ago

The most arrogant and not trust worthy group… has no shame to keep lying.Verbally they say everything ok, but does differently. Till you agree to process the loan, they are very nice. After you agree to proceed they try to make the matters complicated and show it’s a very difficult task by asking unnecessary documents.They attempt to slip in thousands of dollars, even for services required.Their inability to process proper loan has caused major financial loss especially the first time home buyer’s rebate program.Hesitation to give estimated (DRAFT) disclosure statement prior to closing is the reason to slip in additional charges to the client.Act as if knows everything, and great in fabricating up all rules related to mortgage and closing, may be a trick to trap customers.Summary, not a trust worthy dependable one! Don’t do what they say!! Mountain of fabricated Errors!!

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bhupal singhrated5.0
9 months ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Vipul made the entire home buying process incredibly smooth and easy.Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart.5 star.

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Pradeep Kannanrated5.0
9 months ago

I recently had the pleasure of working with Vemo Mortgage for my home purchase, and I couldn't be happier with the experience. From start to finish, the process was smooth and efficient, making what could have been a stressful experience incredibly easy.A special thanks to Johnson, our loan officer. He was exceptionally informative, taking the time to explain every step of the process clearly. His patience and knowledge made me feel confident and well-informed throughout the entire journey.

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Ajay Chandranrated5.0
9 months ago

Vema mortgage officer Sebastian George worked with me in every step for the loan approval, He was very prompt and followed up with me to get all the documents much prior to the closing date. I would definitely recommend Vema mortgage and Sebastian for loans and they are very good people to work with for your home purchase to go smooth.

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StepStone Realty LLCrated5.0
9 months ago

I want to give 4.5 rating.Aug 14 2024 closing was done this is my 3rd loan with VAMA mortgage. Each time had different experiences.Working with PT Johnson or Sebastian is great. Communication or timely closing process was smooth.Reason I didn't give 0.5 rating because the underwriter team is kind of PAINFUL work with them on this 3rd loan. To many paperwork to prove you have good credit and/or you are able to pay your loan.I wish they less cross verify and flexible or replace with new teamI had loans with other lenders and credit union they won't cross examine too many things that not needed.

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Aswin Baburated5.0
9 months ago

Working with Sebastian George from Vema Mortgage has been an absolute pleasure. From the very beginning, he was attentive, responsive, and incredibly helpful throughout the entire process. He guided us through each step, answering all of our questions with patience and clarity. His expertise in the field made us feel confident in our decisions, and his dedication ensured that everything went smoothly and efficiently. We couldn't be happier with the service we received, and we highly recommend Sebastian George to anyone in need of a mortgage lender. Thank you for making this experience stress-free and positive!

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Srihari Nagularated5.0
9 months ago

I recently refinanced my home with Vipul and I couldn't be happier with the experience! From start to finish, Vipul was professional, knowledgeable, and responsive. He explained everything clearly, answered all my questions, and made the process smooth and stress-free.The rates and terms offered were very competitive, and Vipul worked hard to ensure I got the best deal possible. His attention to detail and dedication to customer satisfaction are truly impressive.I've already recommended Vipul to friends and family, and I would highly recommend him to anyone looking to refinance their home. Thank you, Vipul, for an exceptional experience

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minoelisrated5.0
9 months ago

Sebastian George with Vema Mortgage, was a pleasure to work with, from start to finish. He offered us the lowest interest rates compared to anyone else. He was knowledgeable, resourceful and patient. He was always reachable and guided us through all paperwork. I would highly recommend Sebastian and his team to help with financing your home!Thanks Seby!

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Rohith Reddyrated5.0
9 months ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan process. From start to finish, he was incredibly helpful, knowledgeable, and informative.His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently.What stood out the most was Mr Johnson's commitment to ensuring I understood each step of the process. He provided clear explanations and valuable insights, which gave me confidence and peace of mind.His professionalism and dedication to customer service were truly impressive.Thanks to Johnson, I felt supported and well-informed at every stage and for making this experience smooth and stress-free.I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

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Ashok Kakarlarated5.0
9 months ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan application process. His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently. His professionalism and dedication to customer service were truly impressive.Thanks to Johnson. I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

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Alen kallungalrated5.0
9 months ago

Flegy Abraham from Vema Mortgage provided exceptional service throughout the entire loan process. His professionalism, attention to detail, and deep knowledge of the mortgage industry made everything so easy to understand. Flegy was always available to answer my questions and worked tirelessly to ensure I got the best possible rate. I couldn’t have asked for a smoother experience. Highly recommend Flegy for anyone in need of a reliable and trustworthy loan officer!

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navaneeth kondlerated5.0
9 months ago

I recently completed a refinancing with Vema Mortgage, and I'm beyond pleased with the experience. Vipul Hapani guided me through the entire process with incredible expertise, attention to detail, and dedication. He was proactive in addressing my questions, explaining each step in a clear and straightforward manner, and always kept my best interests in mind. Vipul went above and beyond to secure an excellent rate and terms that aligned perfectly with my financial goals.Vipul’s professionalism, honesty, and commitment to exceptional service set him apart. He took the time to understand my needs and ensured that I felt confident and well-informed throughout. His communication was top-notch – I never had to worry about being left in the dark or uncertain about the next steps.Vema Mortgage as a whole demonstrated the same level of quality and customer-centered service. Their process was efficient, transparent, and tailored to meet my unique needs, with a dedicated team that made refinancing as smooth as possible. If you’re looking to refinance, I highly recommend Vipul Hapani and Vema Mortgage. Their expertise, integrity, and client-focused approach make them a standout choice!

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DVN Satishrated5.0
9 months ago

We recently completed our refinance with Vipul Hapani from Vema Mortgage, and the experience was exceptional. Vipul offered the best rate I found across all other firms, which was crucial in my decision to work with him.The process was seamless from start to finish, completed in just three weeks. Vipul was quick to respond to any questions we had, and his responsiveness helped move the process along smoothly.We even managed to close everything online, making it extremely convenient. He went above and beyond to accommodate my needs, ensuring a straightforward experience without any stress.I've already referred Vipul to my community and friends, and they have been equally impressed and happy with his service. Highly recommend Vema Mortgage and Vipul Hapani for anyone seeking a reliable and efficient refinancing option.

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Ashutosh Dubeyrated5.0
9 months ago

I cannot speak highly enough of my experience working with Vipul during my recent mortgage refinance. His expertise and dedication made what could have been a stressful process smooth and straightforward.Vipul went above and beyond to secure the best possible rate for my refinance. He took the time to thoroughly explain all my options and helped me understand which terms would work best for my financial situation. His deep knowledge of the mortgage market and attention to detail ensured I got the most competitive rate available.Throughout the process, Vipul was incredibly responsive and professional. He promptly answered all my questions, kept me updated at every stage, and made sure all paperwork was handled efficiently. His exceptional service made me feel valued as a client and confident in my refinancing decision.I highly recommend Vipul to anyone looking to purchase or refinance a home. His combination of expertise, professionalism, and genuine care for his clients' needs makes him an outstanding loan officer.

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Gowri Shankarrated5.0
9 months ago

I had an opportunity to work with Sebastian George from Vema Mortgage on my first home purchase in the Austin Area. The whole process was very smooth, and he guided me through all the process in detail to make sure I was comfortable. He is very knowledgeable about the mortgage industry and his commitment is very high. He made sure I had all the options on the table, explained the details and made sure that I benefited the most from selecting the right option.I would strongly recommend him to anyone looking for a home loan.

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Pratham Shettigarrated5.0
9 months ago

I had an outstanding experience with Vema Mortgage LLC, thanks to my agent, Sebastian. From our first conversation, Sebastian was professional, knowledgeable, and attentive to my needs. He clearly explained all my options and kept me informed throughout the entire process. His dedication to securing the best terms for my mortgage was evident, and he made the experience smooth and stress-free. I highly recommend Vema Mortgage and Sebastian for anyone in need of a reliable and supportive mortgage lender.

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Manoj Kumarrated5.0
9 months ago

I recently went through the process of refinancing my home mortgage, and I couldn’t have asked for a better experience, all thanks to my loan officer , Vipul. From start to finish, Vipul was incredibly transparent, always keeping me informed about each step. His communication was outstanding he was available whenever I had questions and always provided clear, straightforward answers. His transparency made me feel confident and secure throughout the process. I highly recommend Vipul to anyone considering refinancing; his professionalism and dedication truly amazing!!

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Subhajit Sinharated5.0
9 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance.I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

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Sreenivasulu Persinetirated5.0
9 months ago

I recently had the pleasure of working with Vipul at Vema Mortgage LLC for my refinance, and I couldn't be more impressed with the service I received. Vipul's expertise, attention to detail, and dedication to ensuring the best possible outcome made the entire process seamless and stress-free. He went above and beyond to answer my questions and kept me informed every step of the way. Thanks to his extraordinary work, I secured a great rate and feel confident in my decision. I highly recommend Vema Mortgage LLC and Vipul for anyone considering a mortgage or refinance – truly exceptional service!

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Jasvir Singhrated5.0
9 months ago

It was a wonderful experience working with Sebastian George from Vema Mortgage. He was quick in replying to our questions and concerns. It was very easy to communicate with him. He was incredibly helpful throughout the entire process. He helped us in making some decisions to close the deal. He is even available in answering our questions after closing. We highly recommend Sebastian George if someone is in need of a mortgage lender. Thank you for your help and support.

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Kevin Patelrated5.0
9 months ago

I would like to express my sincere appreciation to Vipul Hapani for providing me with exceptional service. Their professionalism, attention to detail, and dedication to securing the best possible loan terms made the entire process smooth and stress-free. I can confidently recommend him to anyone in need of financial assistance, knowing they will receive the same outstanding service that I did. Thank you for your excellence in service.

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Rebecca Rajanrated5.0
9 months ago

I had a great experience with Johnson from Vema Mortgage, while buying a house in NJ. He was extremely responsive to all different questions I had and guided me in the right direction. He provided best mortgage rates in the market with zero refinancing fees and received clear to close in just 8 days!!Highly recommended!!

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Saravanan Ramamoorthyrated5.0
9 months ago

We recently completed the loan closing process, and it was an outstanding experience from start to finish. Vipul was incredibly knowledgeable, walking us through each step and ensuring we understood all the details. Vipul provided clear and prompt communication, addressing any questions we had and keeping everything on track.The closing itself was seamless and stress-free. Highly recommend for anyone seeking a smooth, professional, and thorough loan closing experience!

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Srikanth Chrated5.0
9 months ago

We had an excellent experience with Vema mortgage. The entire mortgage process was smooth and completed within three weeks, which was faster than expected. Our representative Vipul Hapani was knowledgeable, responsive, and took the time to answer all our questions, ensuring we understood every part of the loan terms. We received a competitive rate, and all fees were transparent from the start. Closing was convenient and stress-free. Overall, we highly recommend Vipul Hapani & Vema mortgage and would definitely work with them again.

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Nitin Pandeyrated5.0
9 months ago

I recently had the pleasure of working with Johnson during my home buying process, and I couldn't be more satisfied with the experience. From the very beginning, he demonstrated exceptional professionalism, knowledge, and dedication.Johnson took the time to thoroughly explain every step of the mortgage process, ensuring I understood all my options and felt confident in my decisions. He was always available to answer my questions, no matter how small, and provided timely updates, which made the entire process smooth and stress-free.What truly sets Johnson apart is his genuine care for his clients. He went above and beyond to secure the best possible rates and terms for my mortgage, and his attention to detail was impeccable. His friendly and approachable demeanor made me feel comfortable and supported throughout the entire journey.I highly recommend Johnson to anyone in need of a mortgage manager. His expertise, dedication, and outstanding customer service are truly unmatched. Thank you, Johnson, for making my dream of homeownership a reality!

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Digant Jagtaprated5.0
9 months ago

I had an outstanding experience with Sebastian from Vema Mortgage. From the very beginning, he demonstrated his expertise, and a genuine commitment to ensuring my mortgage process was smooth and stress-free. He provided clear guidance throughout the entire transaction and I was very comfortable asking any questions that I had along the way. I highly recommend Sebastian & Vema Mortgage to anyone looking for competitive mortgage rates and a trustworthy lender.

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SHAILIN DESAIrated5.0
9 months ago

I recently secured a mortgage loan with the help of Mr. Vipul Hapani, and I couldn't be more pleased with the experience. He was highly professional, always available to answer my questions, and provided clear guidance every step of the way. His transparency and commitment made the entire process smooth and stress-free. I highly recommend his services to anyone in need of a reliable loan officer.

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Swapnil Thoterated5.0
9 months ago

We are beyond thrilled with our experience at Vema Mortgage! From the moment we started the process, Johnson was incredibly helpful and supportive. His dedication and expertise truly made a difference, guiding us every step of the way. Thanks to his hard work, we secured our mortgage in just 15 days, making our dream of homeownership a reality. I can't thank Johnson and the Vema team enough for their outstanding service. If you're looking for a trustworthy and efficient mortgage partner, I wholeheartedly recommend Vema Mortgage!

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Binoy Josephrated5.0
9 months ago

We recently bought our mortgage loan through Mr Sebastian George from Vema mortgage. We had a great experience working with him.Throughout the process, he was very responsive and provided clear and transparent communication. He is incredibly knowledgeable, professional and always available to answer our questions.All went through nicely and hassle-freeI highly recommend Sebastian George for anyone looking for mortgage. Thank you, Sebastian, for your outstanding support.

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Sanjeev Aggarwalrated5.0
9 months ago

I recently bought my home loan through Vema mortgage and worked with Sebastian George from Vema mortgage.I had an excellent experience working with Mr. Sebastian George.His expertise and knowledge helped a lot as we purchased our first home.Throughout the process, he provided clear and transparent communication. He is incredibly professional, knowledgeable, and always available to answer my questions.The process was smooth and stress-free.I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

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Gowri Shankar from Liberty Hill, TXrated5.0
9 months ago

I had an opportunity to work with Sebastian George from Vema Mortgage on my first home purchase in the Austin Area. The whole process was very smooth, and he guided me through all the process in detail to make sure I was comfortable. He is very knowledgeable about the mortgage industry and his commitment is very high. He made sure I had all the options on the table, explained the details and made sure that I benefited the most from selecting the right option. I would strongly recommend him to anyone looking for a home loan

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Ashutosh Shah from Ashburn, VArated5.0
9 months ago

As a first time home buyer, I found Vipulbhai really easy to work with. He was always available to answer any questions and we got the rate we wanted with closing costs being very close to what we were quoted for in the beginning

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Ramesh Shrestha from Cary, NCrated5.0
9 months ago

Purchasing an investment home as a second-time homebuyer, I found working with Vipul ji, to be an exceptional experience. He was consistently available to address any inquiries I had, significantly reducing the stress of the process. We somehow get the good interest rate we thought, and the closing costs were remarkably close to the initial quote provided. Vipul's availability and transparency throughout the transaction made the entire process seamless and straightforward

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Ajay C from East Lansing, MIrated5.0
9 months ago

Vema mortgage officer Sebastian George worked with me in every step for the loan approval, He was very prompt and followed up with me to get all the documents much prior to the closing date. I would definitely recommend Vema mortgage and Sebastian for loans and they are very good people to work with for your home purchase to go smooth.

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AJ from Flower Mound, TXrated5.0
9 months ago

Worked with Sebastian on my loan for primary residence. He is extremely responsive and great to work with. We were able to close in timely manner and got competitive rates. I highly recommend Sebastian and would come back for refi hopefully soon

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vikaszope66 from Troy, MIrated5.0
9 months ago

Worked with Sebastian for my home lone & have great experience. He was responsive & prompt for any of the message. Done everything on time with competitive interest rate. Great Job

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Manoj Raut from Novi, MIrated5.0
9 months ago

Being one of the most experienced mortgage agents in Michigan, Sebastian is able to help in every step of mortgage borrowing flawlessly with all the necessary guidance and giving the best possible interest rate with the lowest possible closing cost, We bought two houses and he was fabulous with our mortgage needs. Thank you Sebastian

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Deepika Krishna Kuma from Frisco, TXrated5.0
9 months ago

I had an outstanding experience with Sebastian from Vema Mortgage. From the very beginning, he demonstrated his expertise, and a genuine commitment to ensuring my mortgage process was smooth and stress-free. He provided clear guidance throughout the entire transaction and I was very comfortable asking any questions that I had along the way. I highly recommend Sebastian & Vema Mortgage to anyone looking for competitive mortgage rates and a trustworthy lender.

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Rakesh Kappen from Kissimmee, FLrated5.0
9 months ago

Mr. Sebastian from VemaMortgage came highly recommended by my realtor. He was consistently accessible and responsive, promptly addressing all of my inquiries via phone and email. Despite encountering obstacles in securing financing, Mr. Sebastian's expertise and dedication ensured that he made the impossible possible within the required timeframe.

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Venu Madabhushani from Charlotte, NCrated5.0
9 months ago

I got Chirag’s reference from one of my friends. He was an excellent advisor to me throughout out the home buying process. He got me the best rates and even advised me on things that are typically outside of lending to make my experience really smooth and pleasant. I highly recommend him for all of your lending needs. It was an absolute pleasure working with him

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user28579325 from Fort Mill, SCrated5.0
9 months ago

Highly Recommended Mortgage Lender! I recently worked with Vipul Hapani for refinancing my mortgage, and the entire process was seamless and professional from start to finish. Vipul delivered exactly as promised with a $0 closing fee, which was a huge relief. He was transparent, responsive, and made the process easy to understand. His professionalism and attention to detail ensured everything went smoothly without any surprises. I highly recommend Vipul Hapani for anyone looking for a trustworthy and efficient mortgage lender. You won’t be disappointed!

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Saravanan from Woodstock, GArated5.0
9 months ago

I recently had the pleasure of working with Vipul Ghanshyambhai Hapani from Vema Mortgage for my home purchase. Not only he provided the best offer, he also made sure that the entire process was smooth. From the beginning, he was transparent, showed his expertise & professionalism, flexible with the schedule, promptly responded to all of my queries and explained the numbers patiently. I highly recommend Vipul & Vema Mortgage for those who are in the need of mortgage.

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Amit Khare from Charlotte, NCrated5.0
9 months ago

I had the pleasure of working with Prashanti as my loan officer, and I couldn't be happier with the experience. Prashanti is incredibly knowledgeable about the mortgage process. She guided me through every step, ensuring I understood what to expect. Thanks to her expertise, I secured the best interest rate available. Her responsiveness to my queries was impressive. No matter how many questions I had, she always replied quickly and thoroughly. Most importantly, she closed my property on time, which made the entire experience seamless. I highly recommend Prashanti to anyone in need of a loan officer!

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Sata from Harrisburg, NCrated5.0
9 months ago

I had the pleasure of working with Prashanti as my loan officer, and I couldn't be happier with the experience. Prashanti is incredibly knowledgeable about the mortgage process. She guided me through every step, ensuring I understood what to expect. Thanks to her expertise, I secured the best interest rate available. Her responsiveness to my queries was impressive. No matter how many questions I had, she always replied quickly and thoroughly. Most importantly, she closed my property on time, which made the entire experience seamless. I highly recommend Prashanti to anyone in need of a loan officer!

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Pavan Jagarlapudi from Canton, MIrated5.0
9 months ago

I believe I got an extremely good rate. I shopped around some other places known for great rates and Sebastian's was much lower. It was also quite hassle free and Sebastian was always just a call away to answer all questions. Highly recommend him

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Pavan Jagarlapudi from Canton, MIrated5.0
9 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance. I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

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Honest & Very Knowledgable, Trustworthyrated5.0
9 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance. I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

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Extremely helpfulrated5.0
9 months ago

She helped by guiding me through each step of the process and answered all the questions I had during the process. She is the best of all the people I worked with.

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Naveen B from Sterling Heights, MIrated5.0
9 months ago

I am happy to work with Vema Mortgage and Mr.Sebastian sir on my application. They are one of the best, trusted and highly reliable lender. Thank for your support and service.

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dganeshkumar from Davidson, NCrated5.0
9 months ago

Recently closed a home. Chirag and team guided throughout the process in a timely manner. Offered the lowest quotes and also provided alternatives to lower costs.

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Manta Moranwaliarated5.0
2 yrs ago

Sai always picks up our calls and calms us with any mortgage related questions. He is so friendly and used to take our calls even at 10 PM in the night. Thank you Sai for the great rate and all your help in getting our dream home.

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Manpreet Sandhurated5.0
2 yrs ago

I closed with Sai a couple days ago and he made the process so easy. He explained everything very well.He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!!

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Chandanrated5.0
2 yrs ago

He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best. Thanks you so much for your help

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Mukesh Kadyanrated5.0
2 yrs ago

I am very happy with sais loan services he gave me the best rate and did smooth closing for me.

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Santhosh Reddy Trated5.0
2 yrs ago

Sai was amazing, I closed my house last week and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first time home buyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not the least - I got a great interest (lowest of all 4 lenders I worked with) rate going with Sai and saved few thousands on the closing costs as well. I could not have asked for a better experience. Thank you, Sai!!

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Sunny Suren Chiliverurated5.0
2 yrs ago

I have closed my home last week and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders including Jim/Chip Bartels, amazingly Sai's terms and interest rates beat them by a huge margin! and my closing costs are amazingly low (Low as in you will save around 4000$). Working with Sai was very pleasant, he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently, since I am a first-time home buyer I did not understand the process and asked questions repeatedly which he answered patiently as it was the first time . He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks Sai for helping me with my lending needs in this tuff time and finishing it so perfectly.

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Dilshan Shanaka Harischandrarated5.0
2 yrs ago

It’s was very easy and quick process with Sai. He was very attentive and reachable at any time of the week. He gave me a great rate and got all paperwork done in no time. Enter loan process was less than two weeks

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Santhosh Uppalarated5.0
2 yrs ago

If you’re buying a new home or willing to refinance, I recommend checking rates with Sai. I want to share my experience working with him. I knew him by word of mouth. He gave us a phenomenal rate of interest which no other lender was able to match. The process working with Sai was so smooth that I didn’t have to worry a bit about anything until closing. His exceptional knowledge about the market and in depth understanding of the process along with really good contacts helped us acquire amazing property. Sai is extremely genuine and open, and I say this, because he always suggested what’s good from the buyer’s perspective even though he was at a loss because of it some times. During this process, I made a great friend and definitely recommend him for all his hard work, and everything that he did to make our experience such fantastic.

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Manjot Singhrated5.0
2 yrs ago

I closed with Sai a couple days ago and he made the process so easy. He explained everything very well and if I didn’t understand it, he explained it again. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!

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Dhaval Patelrated5.0
2 yrs ago

Sai is great person to work with he helps people every way possible. i would definitely recommend Sai as realtor or any Mortgage needs.

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Maddy Weinertrated5.0
2 yrs ago

Sai is great to work with!

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Murali Krishna Kovirated5.0
2 yrs ago

I had great experience working with Sai Vankayala for Mortgage loan processing for our new home, he is very professional in dealing with his clients, he explains all options and allow us the choose the best that fits us, the advantage of dealing with Sai is that he collects all required document in one shot and the processing is so quick that that we could close our loan within 3 weeks, he is reachable any time and get your questions answered immediately. I would definitely go with Sai for Mortgage finance and refinance and I would highly recommend to go with Sai to have an smooth, quick and hassle free loan processing – Murali Kovi

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Gurpal Bindra -rated5.0
3 yrs ago

- Great team, appreciate timely inputs,very responsive. Closed in 15 days.thanks again

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Si Chan -rated5.0
3 yrs ago

If you are looking for the best rate with no down payment for refinancing your house then you have got it. I have worked with Rajeev and Isha in Sistar Mortgage. They both are knowledgeable and followed the process to complete my loan. I recommend to give it a try.

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Basavaraju Konkalarated5.0
3 yrs ago

- Received excellent service, support and got very good rate. Hemant held my hand through out loan process and explained things very patiently, as I am new home buyer I received the exact support and guidelines that I needed

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Yatinkumar Ranerated5.0
3 yrs ago

Whether you are looking for refinance or new purchase - personal or investment - this team can offer you the best in market. I am working with them with two loans and they handled it very smoothly. One of them is complete at God speed due to my needs. Kudos to the team! I am exclusively working with Karim and Isha for the process and really appreciate their help round the clock. They will go up and beyond to make things happen in correct way. I would definitely recommend them.

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Raja Kishore Chirra -rated5.0
3 yrs ago

I had a great experience with Sistar Mortgage for refinancing my home loan. They offered me a best possible rate. I would like to specially thank Hemakumar Balakrishnan, he definitely made the process seamless and pleasant.

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Matthew Warnerrated5.0
3 yrs ago

- I refinanced my home with Sistar and their staff made the process very easy. Their staff was knowledgable and they were quick to respond to any questions I had.

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Ted DuBoisrated5.0
3 yrs ago

- I had a great experience, was able to get the best rate possible at the time. Sister walked me through the process. Unfortunately, the regulations make it cumbersome to get a mortgage with all the rules, but they were able to guide me through it, let me know when to expect and overall I could not be happier with their service and the resulting refinance! Would use them again 10 out of 10 times

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Sudhaher Kumar -rated5.0
3 yrs ago

Thank you so very much for all of your help in securing our refinance loan for our home. You were well organized, very detailed and professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Hemanth kept the ball rolling and the process was completed in the time frame. There were absolutely no surprises. An excellent job.

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Prashanti Gujjerated5.0
3 yrs ago

Hemant from Sistar Mortgage was such a pleasure to work with. He was professional with a friendly warm attitude. He helped us navigate through the entire buying process by providing timely information, guidance, and appropriate resources as needed. He patiently answered all our queries big or small and was always prompt. I highly recommend having a lender like Hemant on your side during the home buying process.

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Raj Reddyrated5.0
3 yrs ago

- I got the best rate from Sistar mortgage. The entire process until closing was very smooth and efficient. The team did a great job. You can always reach out to the team with out any delays and thats what we all expect. You just do not need to worry once you initiate the process. I recommend if someone is looking for.

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Raj USArated5.0
3 yrs ago

New Home loan closed in less than 30 days without any hassle!! (Even 2 weeks before of the actual closing date, Sistar had told me their readiness to close if I wanted to close one week before the actual date)!! I had privilege to work with Hemakumar on my new loan from Sistar Mortgage. He was very professional and understanding. He was very quick in handling my case and explained to me in detail. Everything that was said earlier was executed and there was no deviation. Sistar gave me the best rate and credits. Loan process started when rates were historically low. Well informed me the chances of rate increase based on market trend and locked the rate before the increase started. Answered and explained me every silly questions I asked as a new home buyer. Will definitely recommend Sistar mortgage and a shout out to Hemakumar.

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Raj USArated5.0
3 yrs ago

New Home loan closed in less than 30 days without any hassle!! (Even 2 weeks before of the actual closing date, Sistar had told me their readiness to close if I wanted to close one week before the actual date)!!

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Sashi Jrated5.0
3 yrs ago

Hemakumar helped my first-time mortgage refinancing with ease and has always exceeded my expectations. He was there every step of the way, giving us honest advice and direction. If you are a looking for a mortgage loan officer, I would highly recommend him for his honest, quality of service, commitment and transparency. I was very lucky to have his presence in refinancing mortgage. Thank you so much.

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Gina ROBERTSONrated5.0
3 yrs ago

- Great experience with Sistar Mortgage. They gave me the best rate and worked with me through builder complications that arose at the end of the process. They also helped me figure out a solution prior to closing when my bank decided to not wire my down payment. Sistar came through and helped make a complicated closing a little bit easier. Truly appreciate all they did for me.

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Ravik Vinjamurirated5.0
3 yrs ago

I sincerely wanted to thank you for all the help and support you have provided in the past few weeks to close all my 3 loans. I know my case is bit complicated and different, so i apologize for any irritating followups i have made with you :) I hope you understand my situation and how important it was for me to close these loans ontime. Looking forward for your similar support in the future.

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Narasimha Ippelarated5.0
3 yrs ago

Excellent Service by Sistar Mortage !! Appreciate all your helping with Mortgage Refinance of my home in helpful manner. I would like to recommend everyone to use their service. Thank you Sistar.

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Tahsin Munirrated5.0
3 yrs ago

Highly recommended! We used Sistar Mortgage to refinance our house for the first time and they were very responsive and attentive through the whole process. Most importantly we got a great rate for low cost done quickly.

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Dinesh Depuru -rated5.0
3 yrs ago

“Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Rajeev and his team were able to boil down all the rates and acronyms into logical information we needed to make the right decision. Rajeev went out of his way to make sure we got the best available loan at the lowest possible rate. Rajeev and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours.. I recommend Sistar Mortgage company to anyone in the market for a mortgage.”

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Archie Mrated5.0
3 yrs ago

We were able to close the loan in less than 3 weeks with Sistar Mortgage. I had great experience with Sistar mortgage, Sistar Mortgage set expectations early and they delivered on their promises.

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Sippy Kapur -rated5.0
3 yrs ago

- Highly recommended! We used Sistar Mortgage to refinance our house and few commercial properties and they were very responsive and attentive through the whole process.

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Sunit Kapurrated5.0
3 yrs ago

- I have been working with Sistar mortgage for my commercial and primary residence for last several years , they are the most responsive. Helpful and outstanding service providers. They always got me the best rate and a very professional service- will recommend them highly for your mortgage needs.

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Mike W -rated5.0
3 yrs ago

- I obtained a refinance through Sistar Mortgage and could not be happier with experience. The whole team over there is very professional and knowledgeable. They went over all the different options and scenarios available for my situation. They were communicative throughout the process to ensure we stayed on track. When there was a minor issue due to some misreporting through a credit agency they guided me through getting it corrected as quickly and efficiency as possible. From application to closing we really felt the whole team especially Rosalina was in our corner. We really felt the entire were advocating and working to provide the best solution for our current and long terms goals. I have not hesitated in recommending Sistar Mortgage to anyone that mentioned they are thinking about getting a new mortgage.

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Mike Wrated5.0
3 yrs ago

- I obtained a refinance through Sistar Mortgage and could not be happier with experience. The whole team over there is very professional and knowledgeable. They went over all the different options and scenarios available for my situation. They were communicative throughout the process to ensure we stayed on track. When there was a minor issue due to some misreporting through a credit agency they guided me through getting it corrected as quickly and efficiency as possible.

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mahesh veerlapatirated5.0
3 yrs ago

- I recently refinanced my house in Puyallup, WA and my experience with Sistar was amazing. Going into the process I would have expected something to delay or end the loan process but that never happened. The online process was seamless and communication was great!. Truly an amazing experience which is rare for a lender these days. Thank you very much Mr. Rajeev Gandhi.

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R Arorarated5.0
3 yrs ago

Our experience with Sistar has been nothing but stellar. From the mortgage application through underwriting to approval and closing, a Sistar team member helped us every step of the way. They were knowledgeable and if they did not have an answer, they reverted back very promptly. They were extremely professional, responsive, helpful and best of all, friendly. I never once felt as though I was a bother. They never tried to give me a sales pitch to buy down the rate with points. No visits to any office was required. The closing was done in the comfort of my home at a time of my choosing. I felt comfortable that they had a physical location close to me so that if there ever was an issue, I could certainly reach out and not be limited to phone calls. All in all, I would not hesitate to recommend Sistar mortgage and its team of trained professionals to my friends.

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Komalbahen Patelrated5.0
3 yrs ago

It was very great experience with a… It was very great experience with a timely manner. excellent job Rajeev and his team Keep up the great work.

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Suryakant Suryavanshirated5.0
3 yrs ago

Excellent service and hard work in… Excellent service and hard work in processing this loan Special Thanks to Rajiv and Isha for being on top of the priority to resolve all the hurdles came across during loan processing.

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LaTasha W.rated5.0
3 yrs ago

Loan Officer Ryan was great Loan Officer Ryan was great! Ryan made the house buying process very understanding and less stressful, he kept me updated on everything and was always available when I needed him!

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Gomathi Arumugamrated5.0
3 yrs ago

They are very professional and excellent customer service ! Sistar Mortgage has helped us three times (purchase & refin) and has made the process easy and smooth each time. They are very professional and receive excellent service every time. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. We're very pleased with the interest rate we received. We will absolutely use their service in the future again. We highly recommend Sistar Mortgage and the team for a smooth home buying experience !!!

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Venkatrated5.0
3 yrs ago

Rajeev is pretty good in providing good… Rajeev is pretty good in providing good rates. He has excellent staff to close it in time!

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Joseph Deangelorated5.0
3 yrs ago

The team at Sistar Mortgage illustrated… The team at Sistar Mortgage illustrated the true meaning of customer service! We are so pleased that we connected with the team our transactions were handled with great care and everything was thoroughly processed! No surprises! Which is what we really appreciate! Tell them Joe and Macarena sent you! You will not be disappointed!

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Nicholas Melchiorrerated5.0
3 yrs ago

Thanks Rajeev and Priya Thanks Rajeev and Priya! Super Team!

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Avinash Mandapatirated5.0
3 yrs ago

Sukesh and team helped me to refinance… Sukesh and team helped me to refinance my house , gave me an excellent rate was a seamless experience. Would give them 10 out of 5. I have recommended them to family and friends.

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Jinesh Jainrated5.0
3 yrs ago

Sistar Mortgage did an excellent job We were happy to work with Sistar Mortgage in refinancing our house. They worked hard to find the lowest interest rate, kept expenses low, and the closing went very smoothly. All company employees we dealt with, were very pleasant and easy to work with. They were very prompt in returning phone calls and answering e-mails to resolve issues in a timely manner. If get opportunity We will work with them again and recommend them to others.

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VJrated5.0
3 yrs ago

The Sistar team sticks to their… The Sistar team sticks to their commitment what they offered you in the beginning. Their team will constantly in touch with you till the end of their process

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Prashanth Nrated5.0
3 yrs ago

Hemakumar was amazing Hemakumar was amazing, always kept in touch, good communication, follow up, resolving any concerns, issues that came up in the refinancing process.

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Narendra Kunalarated5.0
3 yrs ago

I was impressed with the service from… I was impressed with the service from Sino Kodela of Sistar Mortgage. He would hunt for the best rate of interest and inform me when the rate of interest comes down to the one, I desired. He will also ensure my refinance would go with min payment from my pocket.

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Mountain Manrated5.0
3 yrs ago

Expeditious Service Ashley, Kristie and Rosalina were spectacular - great service and response time.

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Nevil Christianrated5.0
3 yrs ago

Excellent customer service Excellent customer service. Very hard working and professional team. Timely manner, consistent and precise work.

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Mahesh Veerlapatirated5.0
3 yrs ago

I have bought 2 houses with Sistar and… I have bought 2 houses with Sistar and both experiences were top notch. Rajeev is incredibly knowledgeable about Mortgages and helped us understand which is best for us to pick. His communication skills throughout all stages of the buying/closing process exceed my expectations. The needs of the customer are always the top priority for Rajeev. He is highly motivated and responsive to customer requests. Anyone I know trying to buy a house will definitely refer to Sistar Mortgage. Thank You, Rajeev, Gopi, and Isha for all the help.

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Erica Bryantrated5.0
3 yrs ago

Exceptional Customer Service!! Exceptional Customer Service!!! Ryan Neading is extremely professional and customer oriented. There was no question he couldn’t answer and he was always so very kind, available and courteous. Sistar mortgage provides top rated service and I would recommend this mortgage company to anyone.

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Rajeev Gandhirated5.0
3 yrs ago

Exceptional Customer Service!!! Ryan Neading is extremely professional and customer oriented. There was no question he couldn’t answer and he was always so very kind, available and courteous. Sistar mortgage provides top rated service and I would recommend this mortgage company to anyone.

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Samrated1.0
4 yrs ago

I would give minus rating if possible for their professionalism and service quality! DON'T refinance or do mortgage with Sistar Mortgage Company!

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Richaupdrated5.0
7 yrs ago

Very professional and proactive. Quick to reply when communicated. He helped us with with a pre approval process and we got the best interest rate in the market.

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Amaravatigntrated5.0
7 yrs ago

I worked with Mr.Shah for my first home loan and found him very response and helpful. He provided different options within the same day I contacted him and answered all my questions promptly.

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yudhumnarated5.0
7 yrs ago

I can’t say enough good things about working with Mr. Shah. He was knowledgeable, responsive and very helpful. I rate him highly. Also, he's got good experience in this field so, anyone looking for an excellent real-estate professional; he is the guy.

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Ethan B.rated5.0
8 yrs ago

My wife and I had a great experience with Sistar. They were quick in their responses and answered all our questions as first time buyers.

A
Arunjit Singhrated5.0
9 yrs ago

Amazing service!

D
Denise Edmondrated5.0
9 yrs ago

!$100 sew ins or bring a friend and both get 20%off main st buffalo ny (716 572 2744) ask 4 denise

s
sonia bumarated5.0
9 yrs ago

very good experience with this company .i got a good rates and good service

S
Shelley Elliottrated4.0
9 yrs ago

My experience was good with this company. The loan went through fine with no hassles. I was able to reach someone when I had specific questions.

Activities
S
Siva asked
I'm looking for personal Loan nearly 2Xk to 2Xk. I preferred to pay monthly $XXX, If everything ok then schedule meeting and proceed further.
K
Kavya asked
Hello i am sindhura Living in Dallas Working as a data analyst And i am looking for a personal loan with fair credit score Phn XXXXXX8X2X
Gaurav Vaish Loan Advisor NMLS# 2122782
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CD Mortgage Corp

Serving the New Jersey Area
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Loan Services Providers yet to be reviewed in New Jersey Area

AMS Mortgage Services

375 Chestnut Street, Newark, NJ 07105, USA
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Biz Loan Express

Nutley, NJ, United States
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6 Martin Pl, Cranford, NJ, United States
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3535 Quakerbridge Rd, Hamilton, NJ 08619, USA
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Service Needed On Aug 04, 2025
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  • Car Loan Services, Personal Loan Services
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