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Rates vary based on credit score and loan type but typically range from 6% to 7% for a 30-year fixed mortgage.
Most buyers put down 20%, but FHA loans allow as low as 3.5%.
A 15-year loan saves on interest but has higher monthly payments. A 30-year loan offers lower payments but costs more in interest over time.
Yes, refinancing is a great option when interest rates decrease.
Yes, due to high home prices, many buyers require jumbo loans.
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