Best Residential Mortgage Brokers in Ellicott City, MD

Working with Sudhir Agrawal has been an outstanding experience. He helped us close two homes and made the entire loan process smooth, efficient, and stress-free. What truly sets Sudhir apart is his personal dedication — he didn’t just work as a loan officer, he acted like a close friend, guiding us every step of the way to ensure we got the best possible deal. Sudhir was always available, extremely knowledgeable, and incredibly helpful — whether it was answering late-night questions or breaking down complex options so we could make informed decisions. His professionalism combined with a personal touch gave us full confidence in every step of the process. If you’re looking for someone who truly cares, is trustworthy, and will go the extra mile for you, Sudhir is the one. Highly recommend him and Ensure Loans for anyone looking to buy a home!

Sudhir Bhai is the BEST. There is no comparison to him. I highly recommend anyone to reach him first before checking others too. He is super responsive even at midnight. He always wears customers shoes and thinks how can his customers benefit from the situations. He does provide the Best deals.

My clients often share how comfortable they feel working with Sudhir and I’ve seen firsthand how his proactive approach helps prevent delays and keeps everything on track. Whether it’s explaining financing options in detail, staying available for questions, or coordinating seamlessly with title and escrow, Sudhir is a true partner in for future transaction.

I want to take a moment to express my heartfelt gratitude to Sudhir Bhai and wholeheartedly recommend him for anyone's mortgage and lending needs. My experience with him was truly exceptional, particularly as a first-time buyer. Sudhir guided me through the entire home mortgage process with remarkable clarity, ensuring that I fully understood each step along the way. His expertise and patient explanations alleviated any concerns I had, making the journey feel seamless and stress-free. What impressed me most was how Sudhir managed all the details—his meticulous approach and attention to my individual needs made the process incredibly smooth. I felt reassured knowing I could rely on him. When it came time for refinancing, I was pleasantly surprised to find that it was even easier than I anticipated, as Sudhir handled everything expertly and kept me informed throughout. If you're seeking a dedicated professional who will prioritize your interests and make the complex world of mortgages manageable, I cannot recommend Sudhir highly enough.

It was wonderful experience working with Sudhir Agarwal on my recent home purchase, and I can say with full confidence that he is one of the most professional and reliable lender to work with. Sudhir brings a wealth of knowledge and experience. He knows what he is doing and what is the best for his client. I trusted him completely and let him suggest and do what is going to be best for my loan. Afterall he is the expert in this area and that's why I hired him. Then best is to trust him with his calculations to get the best possible for me. What truly sets Sudhir apart is his proactive communication and unwavering commitment to service. He’s always accessible, responds promptly to questions, and takes the time to explain complex financial details. Sudhir has ability to anticipate potential issues and resolve them before they become problems. Sudhir is more than just a lender—he’s a trusted partner. I would highly recommend him to any real estate professional or client seeking a dependable and knowledgeable lending expert.

Sudhir played a pivotal role in helping me purchase my first rental townhome. At the last minute, I had to switch lenders because the builder’s offered rates were much higher than I’d anticipated. In a tough market, I was on the verge of canceling the contract—but Sudhir stepped in as a trusted partner and completely turned things around. He secured a much more favorable mortgage rate, accelerated the necessary procedures, and coordinated seamlessly with the builder and lawyer’s office, treating everything with utmost urgency. Thanks to his efforts, the lowered mortgage rate and additional discounts helped bridge the gap left by the builder’s incentives. I’m truly grateful to know someone like Sudhir, who went above and beyond to make my first rental property a reality. Thank you, Sudhir—keep doing what you!

It was a pleasure working with Sudhir. He is one of the most patient and thoguhtfull people who really listens and works upon the needs of his Client. I had too many questions and back and forth discussions with him and he was patient and answered all my queries. He really looks after you and make sure his clients dont loose money. I would highly recommend him to all my friends. I have already done so and will keep doing. Thank You Sudhir for your diligent work and sincerity.

Working with Sudhir was an outstanding experience. From the very beginning, he made the loan process clear, straightforward, and stress-free. His patience in answering all our questions, attention to detail, and ability to explain complex terms in simple language gave us complete confidence. He was always responsive, kept us updated at every step, and truly went above and beyond to ensure we got the best possible terms. We are so grateful for his professionalism, transparency, and genuine care, and we would gladly recommend Sudhir to anyone looking for a smooth and positive mortgage experience.

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

Gaurav is an amazing person to work with. He helped me get my first home, much before the 30 day contract deadline

The most Transparent person I have ever met. As a first time buyer, I was very nervous… He messages every time – ‘Clear. Simple’. It was indeed the case working with him. If I ever buy another home, he will be my first choice

I had a fantastic experience working with Gaurav on my property mortgage – super friendly and easy to talk to, and very transparent, which made the whole process way less stressful making sure everything went smoothly from start to finish

Gaurav guides wonderfully throughout and makes the process of refinancing home look easy. Very patient, knowledgeable and importantly have time to talk us through every detail. A definite go-to person for refinancing

I had an amazing experience working with Gaurav on refinancing the home. He is very well available to talk and clarify my questions, I highly recommend him for your home/commercial loan/refinancing needs

have closed my home last week, and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders, including Jim/Chip Bartels; amazingly, Sai's terms and interest rates beat them by a huge margin! And my closing costs are amazingly low (Low as in you will save around $4000). Working with Sai was very pleasant; he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently. Since I am a first-time homebuyer, I did not understand the process and asked questions repeatedly, which he answered patiently as it was the first time. He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks, Sai, for helping me with my lending needs in this tough time and finishing it so perfectly.

Sai was amazing. I closed my house last week, and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first-time homebuyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not least - I got a great interest rate (lowest of all 4 lenders I worked with) going with Sai and saved a few thousand on the closing costs as well. I could not have asked for a better experience. Thank you, Sai

I closed with Sai a couple of days ago, and he made the process so easy. He explained everything very well. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!

Sai always picks up our calls and calms us with any mortgage-related questions. He is so friendly and used to take our calls even at 10 PM at night. Thank you, Sai, for the great rate and all your help in getting our dream home.

Excellent service and very approachable. Sai Lakshmana Vankayala provided clear guidance and was always available to answer questions. The experience was smooth and efficient. Thank you!

I had a wonderful experience with Sai Lakshmana Vankayala. Very professional, knowledgeable, and helpful throughout the process. I highly recommend their services to anyone looking for reliable support. Truly a great find in Indianapolis!

Outstanding service! Sai Lakshmana Vankayala is someone you can trust—punctual, respectful, and very detail-oriented. I’m extremely satisfied with the outcome and would use their service again without hesitation.

Very professional and courteous. I felt supported at every step and truly appreciated the time and effort taken to explain everything in detail. Would definitely recommend to friends and family

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

Absolutely top-notch. I was nervous about buying during a competitive market, but CD Mortgage Corp kept me confident and informed. They truly care about their clients

Excellent service from start to finish. The pre-approval process was quick, and I appreciated the transparency. CD Mortgage Corp made refinancing simple and stress-free

I can't recommend CD Mortgage Corp enough! Mike and his team were fantastic—friendly, patient, and responsive. As a self-employed buyer, I had complex paperwork, but they handled it with ease.

The rates they offered were better than what I found elsewhere. Communication was consistent, and everything was handled professionally. Minor delays in document processing, but overall, great experience.

Working with CD Mortgage Corp was the smoothest part of buying my first home. Sarah, my loan officer, walked me through every step and made sure I understood all the options. I felt supported the whole time and closed faster than expected

Sai always picks up our calls and calms us with any mortgage related questions. He is so friendly and used to take our calls even at 10 PM in the night. Thank you Sai for the great rate and all your help in getting our dream home.

I closed with Sai a couple days ago and he made the process so easy. He explained everything very well.He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!!

He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best. Thanks you so much for your help

I am very happy with sais loan services he gave me the best rate and did smooth closing for me.

Sai was amazing, I closed my house last week and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first time home buyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not the least - I got a great interest (lowest of all 4 lenders I worked with) rate going with Sai and saved few thousands on the closing costs as well. I could not have asked for a better experience. Thank you, Sai!!

I have closed my home last week and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders including Jim/Chip Bartels, amazingly Sai's terms and interest rates beat them by a huge margin! and my closing costs are amazingly low (Low as in you will save around 4000$). Working with Sai was very pleasant, he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently, since I am a first-time home buyer I did not understand the process and asked questions repeatedly which he answered patiently as it was the first time . He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks Sai for helping me with my lending needs in this tuff time and finishing it so perfectly.

It’s was very easy and quick process with Sai. He was very attentive and reachable at any time of the week. He gave me a great rate and got all paperwork done in no time. Enter loan process was less than two weeks

If you’re buying a new home or willing to refinance, I recommend checking rates with Sai. I want to share my experience working with him. I knew him by word of mouth. He gave us a phenomenal rate of interest which no other lender was able to match. The process working with Sai was so smooth that I didn’t have to worry a bit about anything until closing. His exceptional knowledge about the market and in depth understanding of the process along with really good contacts helped us acquire amazing property. Sai is extremely genuine and open, and I say this, because he always suggested what’s good from the buyer’s perspective even though he was at a loss because of it some times. During this process, I made a great friend and definitely recommend him for all his hard work, and everything that he did to make our experience such fantastic.

I closed with Sai a couple days ago and he made the process so easy. He explained everything very well and if I didn’t understand it, he explained it again. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!

Sai is great person to work with he helps people every way possible. i would definitely recommend Sai as realtor or any Mortgage needs.

Sai is great to work with!

I had great experience working with Sai Vankayala for Mortgage loan processing for our new home, he is very professional in dealing with his clients, he explains all options and allow us the choose the best that fits us, the advantage of dealing with Sai is that he collects all required document in one shot and the processing is so quick that that we could close our loan within 3 weeks, he is reachable any time and get your questions answered immediately. I would definitely go with Sai for Mortgage finance and refinance and I would highly recommend to go with Sai to have an smooth, quick and hassle free loan processing – Murali Kovi

- Great team, appreciate timely inputs,very responsive. Closed in 15 days.thanks again

If you are looking for the best rate with no down payment for refinancing your house then you have got it. I have worked with Rajeev and Isha in Sistar Mortgage. They both are knowledgeable and followed the process to complete my loan. I recommend to give it a try.

- Received excellent service, support and got very good rate. Hemant held my hand through out loan process and explained things very patiently, as I am new home buyer I received the exact support and guidelines that I needed

Whether you are looking for refinance or new purchase - personal or investment - this team can offer you the best in market. I am working with them with two loans and they handled it very smoothly. One of them is complete at God speed due to my needs. Kudos to the team! I am exclusively working with Karim and Isha for the process and really appreciate their help round the clock. They will go up and beyond to make things happen in correct way. I would definitely recommend them.

I had a great experience with Sistar Mortgage for refinancing my home loan. They offered me a best possible rate. I would like to specially thank Hemakumar Balakrishnan, he definitely made the process seamless and pleasant.

- I refinanced my home with Sistar and their staff made the process very easy. Their staff was knowledgable and they were quick to respond to any questions I had.

- I had a great experience, was able to get the best rate possible at the time. Sister walked me through the process. Unfortunately, the regulations make it cumbersome to get a mortgage with all the rules, but they were able to guide me through it, let me know when to expect and overall I could not be happier with their service and the resulting refinance! Would use them again 10 out of 10 times

Thank you so very much for all of your help in securing our refinance loan for our home. You were well organized, very detailed and professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Hemanth kept the ball rolling and the process was completed in the time frame. There were absolutely no surprises. An excellent job.

Hemant from Sistar Mortgage was such a pleasure to work with. He was professional with a friendly warm attitude. He helped us navigate through the entire buying process by providing timely information, guidance, and appropriate resources as needed. He patiently answered all our queries big or small and was always prompt. I highly recommend having a lender like Hemant on your side during the home buying process.

- I got the best rate from Sistar mortgage. The entire process until closing was very smooth and efficient. The team did a great job. You can always reach out to the team with out any delays and thats what we all expect. You just do not need to worry once you initiate the process. I recommend if someone is looking for.

New Home loan closed in less than 30 days without any hassle!! (Even 2 weeks before of the actual closing date, Sistar had told me their readiness to close if I wanted to close one week before the actual date)!! I had privilege to work with Hemakumar on my new loan from Sistar Mortgage. He was very professional and understanding. He was very quick in handling my case and explained to me in detail. Everything that was said earlier was executed and there was no deviation. Sistar gave me the best rate and credits. Loan process started when rates were historically low. Well informed me the chances of rate increase based on market trend and locked the rate before the increase started. Answered and explained me every silly questions I asked as a new home buyer. Will definitely recommend Sistar mortgage and a shout out to Hemakumar.

New Home loan closed in less than 30 days without any hassle!! (Even 2 weeks before of the actual closing date, Sistar had told me their readiness to close if I wanted to close one week before the actual date)!!

Hemakumar helped my first-time mortgage refinancing with ease and has always exceeded my expectations. He was there every step of the way, giving us honest advice and direction. If you are a looking for a mortgage loan officer, I would highly recommend him for his honest, quality of service, commitment and transparency. I was very lucky to have his presence in refinancing mortgage. Thank you so much.

- Great experience with Sistar Mortgage. They gave me the best rate and worked with me through builder complications that arose at the end of the process. They also helped me figure out a solution prior to closing when my bank decided to not wire my down payment. Sistar came through and helped make a complicated closing a little bit easier. Truly appreciate all they did for me.

I sincerely wanted to thank you for all the help and support you have provided in the past few weeks to close all my 3 loans. I know my case is bit complicated and different, so i apologize for any irritating followups i have made with you :) I hope you understand my situation and how important it was for me to close these loans ontime. Looking forward for your similar support in the future.

Excellent Service by Sistar Mortage !! Appreciate all your helping with Mortgage Refinance of my home in helpful manner. I would like to recommend everyone to use their service. Thank you Sistar.

Highly recommended! We used Sistar Mortgage to refinance our house for the first time and they were very responsive and attentive through the whole process. Most importantly we got a great rate for low cost done quickly.

“Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Rajeev and his team were able to boil down all the rates and acronyms into logical information we needed to make the right decision. Rajeev went out of his way to make sure we got the best available loan at the lowest possible rate. Rajeev and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours.. I recommend Sistar Mortgage company to anyone in the market for a mortgage.”

We were able to close the loan in less than 3 weeks with Sistar Mortgage. I had great experience with Sistar mortgage, Sistar Mortgage set expectations early and they delivered on their promises.

- Highly recommended! We used Sistar Mortgage to refinance our house and few commercial properties and they were very responsive and attentive through the whole process.

- I have been working with Sistar mortgage for my commercial and primary residence for last several years , they are the most responsive. Helpful and outstanding service providers. They always got me the best rate and a very professional service- will recommend them highly for your mortgage needs.

- I obtained a refinance through Sistar Mortgage and could not be happier with experience. The whole team over there is very professional and knowledgeable. They went over all the different options and scenarios available for my situation. They were communicative throughout the process to ensure we stayed on track. When there was a minor issue due to some misreporting through a credit agency they guided me through getting it corrected as quickly and efficiency as possible. From application to closing we really felt the whole team especially Rosalina was in our corner. We really felt the entire were advocating and working to provide the best solution for our current and long terms goals. I have not hesitated in recommending Sistar Mortgage to anyone that mentioned they are thinking about getting a new mortgage.

- I obtained a refinance through Sistar Mortgage and could not be happier with experience. The whole team over there is very professional and knowledgeable. They went over all the different options and scenarios available for my situation. They were communicative throughout the process to ensure we stayed on track. When there was a minor issue due to some misreporting through a credit agency they guided me through getting it corrected as quickly and efficiency as possible.

- I recently refinanced my house in Puyallup, WA and my experience with Sistar was amazing. Going into the process I would have expected something to delay or end the loan process but that never happened. The online process was seamless and communication was great!. Truly an amazing experience which is rare for a lender these days. Thank you very much Mr. Rajeev Gandhi.

Our experience with Sistar has been nothing but stellar. From the mortgage application through underwriting to approval and closing, a Sistar team member helped us every step of the way. They were knowledgeable and if they did not have an answer, they reverted back very promptly. They were extremely professional, responsive, helpful and best of all, friendly. I never once felt as though I was a bother. They never tried to give me a sales pitch to buy down the rate with points. No visits to any office was required. The closing was done in the comfort of my home at a time of my choosing. I felt comfortable that they had a physical location close to me so that if there ever was an issue, I could certainly reach out and not be limited to phone calls. All in all, I would not hesitate to recommend Sistar mortgage and its team of trained professionals to my friends.

It was very great experience with a… It was very great experience with a timely manner. excellent job Rajeev and his team Keep up the great work.

Excellent service and hard work in… Excellent service and hard work in processing this loan Special Thanks to Rajiv and Isha for being on top of the priority to resolve all the hurdles came across during loan processing.

Loan Officer Ryan was great Loan Officer Ryan was great! Ryan made the house buying process very understanding and less stressful, he kept me updated on everything and was always available when I needed him!

They are very professional and excellent customer service ! Sistar Mortgage has helped us three times (purchase & refin) and has made the process easy and smooth each time. They are very professional and receive excellent service every time. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. We're very pleased with the interest rate we received. We will absolutely use their service in the future again. We highly recommend Sistar Mortgage and the team for a smooth home buying experience !!!

Rajeev is pretty good in providing good… Rajeev is pretty good in providing good rates. He has excellent staff to close it in time!

The team at Sistar Mortgage illustrated… The team at Sistar Mortgage illustrated the true meaning of customer service! We are so pleased that we connected with the team our transactions were handled with great care and everything was thoroughly processed! No surprises! Which is what we really appreciate! Tell them Joe and Macarena sent you! You will not be disappointed!

Thanks Rajeev and Priya Thanks Rajeev and Priya! Super Team!

Sukesh and team helped me to refinance… Sukesh and team helped me to refinance my house , gave me an excellent rate was a seamless experience. Would give them 10 out of 5. I have recommended them to family and friends.

Sistar Mortgage did an excellent job We were happy to work with Sistar Mortgage in refinancing our house. They worked hard to find the lowest interest rate, kept expenses low, and the closing went very smoothly. All company employees we dealt with, were very pleasant and easy to work with. They were very prompt in returning phone calls and answering e-mails to resolve issues in a timely manner. If get opportunity We will work with them again and recommend them to others.

The Sistar team sticks to their… The Sistar team sticks to their commitment what they offered you in the beginning. Their team will constantly in touch with you till the end of their process

Hemakumar was amazing Hemakumar was amazing, always kept in touch, good communication, follow up, resolving any concerns, issues that came up in the refinancing process.

I was impressed with the service from… I was impressed with the service from Sino Kodela of Sistar Mortgage. He would hunt for the best rate of interest and inform me when the rate of interest comes down to the one, I desired. He will also ensure my refinance would go with min payment from my pocket.

Expeditious Service Ashley, Kristie and Rosalina were spectacular - great service and response time.

Excellent customer service Excellent customer service. Very hard working and professional team. Timely manner, consistent and precise work.

I have bought 2 houses with Sistar and… I have bought 2 houses with Sistar and both experiences were top notch. Rajeev is incredibly knowledgeable about Mortgages and helped us understand which is best for us to pick. His communication skills throughout all stages of the buying/closing process exceed my expectations. The needs of the customer are always the top priority for Rajeev. He is highly motivated and responsive to customer requests. Anyone I know trying to buy a house will definitely refer to Sistar Mortgage. Thank You, Rajeev, Gopi, and Isha for all the help.

Exceptional Customer Service!! Exceptional Customer Service!!! Ryan Neading is extremely professional and customer oriented. There was no question he couldn’t answer and he was always so very kind, available and courteous. Sistar mortgage provides top rated service and I would recommend this mortgage company to anyone.

Exceptional Customer Service!!! Ryan Neading is extremely professional and customer oriented. There was no question he couldn’t answer and he was always so very kind, available and courteous. Sistar mortgage provides top rated service and I would recommend this mortgage company to anyone.

I would give minus rating if possible for their professionalism and service quality! DON'T refinance or do mortgage with Sistar Mortgage Company!

Very professional and proactive. Quick to reply when communicated. He helped us with with a pre approval process and we got the best interest rate in the market.

I worked with Mr.Shah for my first home loan and found him very response and helpful. He provided different options within the same day I contacted him and answered all my questions promptly.

I can’t say enough good things about working with Mr. Shah. He was knowledgeable, responsive and very helpful. I rate him highly. Also, he's got good experience in this field so, anyone looking for an excellent real-estate professional; he is the guy.

My wife and I had a great experience with Sistar. They were quick in their responses and answered all our questions as first time buyers.

Amazing service!

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very good experience with this company .i got a good rates and good service

My experience was good with this company. The loan went through fine with no hassles. I was able to reach someone when I had specific questions.