Insurance & Investment Adviser Rattan Amol Singh

Critical Illness Insurance Offers Financial Support During Life-Altering Illnesses Such As Cancer, Cardiac Ailments, Bypass Surgery And Many More Illnesses. Upon Diagnosis Of Those Covered Illnesses, The Insured Receives A Lump Sum Amount Of Money That You Can Use For Various Purposes.

Disability Insurance - Is Designed To Replace A Portion Of Your Income If You Become Disabled And Are Unable To Earn An Income. A Disability Can Result From A Number Of Causes, Including An Injury, A Serious Illness Or A Mental Health Issue. And The Duration Of A Disability Can Be Either Short- Or Long-Term.

Your Premiums Are Returned To You If You Outlive The Term Of The Policy. The Premium Refund Is Tax-Free Money. Return Of Premium Life Insurance Acts Like An Automated Savings Plan, Forcing You To Add To Your Savings Every Month. Some Return Of Premium Polices Build A Cash Value That You Can Take Loans Out Against.

New Immigrants To Canada Such As Pr, Spouse On Spousal Visa, International Students, Work Permit Holders Should Ensure They Are Protected For The Initial Period For Which They Won'T Have Coverage. For Most Pr Holders It Is A 90 Day Wait Before Government Healthcare Plan Starts. For International Students It Is The Period Before College Insurance Starts. Contact Me To Make Sure You Are Protected For Any Medical Emergencies. A Medical Trip To Hospital Without Insurance Could Cost $1,000 At Minimum.

Secure Your Child'S Future By Starting Resp Investments Now. Start Early And Take The Advantage Of Long Term Compounding. Benefits Of Investing With Us And Starting Early: In Addition To Deposits, Government Adds Upto A Maximum Of $7,200 In Grants (Cesg). We Will Also Provide An Additional 15% Bonus On The Deposits. All The Deposits And Grants Funded Into The Resp Are 100% Secured.

Registered Retirement Savings Plan (Rrsp) Is A Tax-Sheltered, Tax-Deferred, Personal Investment Plan Registered With The Canadian Federal Government To Help You Secure Your Future After You Retire. The Contributions Made In The Rrsp Reduces Your Tax Payable And At Many Times It Helps You To Refunds From The Tax Deducted. We Also Offer These Investment With 80% Guarantee For All Your Deposits When Held For 10 Years At Minimum..

To Apply For A Super Visa In Canada, Visitors Entering The Country Must Have At Least $100,000 In Health Coverage Issued By A Canadian Insurance Company. This Ensures Visitors Can Pay For Their Health Care If They Become Sick Or Injured While In Canada.

Term Life Insurance Is Affordable, Easy-To-Understand Coverage That Gives You Flexible Protection. Your Insurance Costs Are Guaranteed For A Term (Specific Period Of Time), Until It Renews For Another Term. If The Insured Dies While The Policy Is In Effect, A Tax-Free Payment Will Go To The Beneficiaries. Most Of The Term Policies, Can Also Be Converted To Permanent Insurance Regardless Of Any Changes To Your Health, Occupation Or Lifestyle. Term Insurance Can Also Be Renewed Up To Age 85.

Travelling Out Of Province Or Out Of Canada Make Sure You Are Protected With Travel Insurance For Any Medical Emergencies. Basic Plans Could Cost You As Little As A Cup Of Coffee Per Day. Travel Insurance For Travelling Canadians Gives You A Simple, Affordable Way To Protect Against The Cost Of Unexpected Emergency Medical Expenses And More That May Happen During Your Trip. Your Provincial Health Plan Only Covers A Fraction Of Healthcare Expenses Incurred Outside Canada And Limits Coverage When Travelling To Another Province.

Universal Life Insurance Is A New All-In-One Way To Get The Protection You Need And Build Your Savings. The Policy Combines Permanent Life Insurance Protection With A Broad Range Of Investment Account Options For Tax-Sheltered, Tax-Differed Savings Growth And Upon Death The Life Insurance And Savings (Cash Value) Goes Tax Free To The Beneficiary.

Whole Life Insurance, Like Term Insurance, Will Pay Your Beneficiaries A Specific Amount Of Money Upon Your Death. The Primary Difference Between Term And Whole Life Is That Term Insurance Provides Coverage For A Set Period (10 Or 20 Years, For Instance), While Whole Life Insurance Pays Its Benefit As Long As Premiums Have Been Paid.