Sulekha community - Advice from neighbors and local experts

Here is my current policy and am looking to see if you can get a lower rate than our current policy. I can be reached at bharani Farmers is my current policy: AUTO POLICIES Current X-month Premium: $X,XXX.8X 2XXX TOYOTA HIGHLANDER 4D 2WD LE/LE P 2XX9 HONDA CR-V 4D 2WD LX Deductible: Comprehensive: $XXX; Collision: $XXX Bodily Injury Liability: $XXX,XXX each person; $XXX,XXX each accident Property Damage Liability: $XXX,XXX each accident Uninsured Motorist Bodily Injury: $XXX,XXX each person; $XXX,XXX each accident Additional Equipment: $X,XXX Uninsured Motorist Property Damage With Collision Towing and Road Service Loss of Use K4/KX: $2X per day/ $XXX max; Additional expenses $2XX max HOME POLICY Current Annual Premium: $X2X.88 Property description: Town House / Condo Address: XXXX Helen Avenue, Santa Clara, CA Year of Construction: 2XX4 Construction Type: Frame W/ X%-XX% Masonry Veneer Roof Type: Asphalt Shingle Number of Units: X Occupancy: Owner Occupied (Primary Res.) Property Coverage: Coverage C - Personal Property: $2XXXX Contents Replacement Cost: Not Covered Unit Owner's Building Property: $X2,XXX Coverage D - Loss of Use: $XX,XXX Liability Coverage Coverage E - Personal Liability: $XXX,XXX Coverage F - Medical Payments To Others: $X,XXX Association Loss Assessment: $X,XXX Deductible: Applicable to each covered loss: $XXX LIFE INSURANCE: Current Monthly Premium: $XX.9X Name: Poongovan Ponnavaikko Plan: XX Year Level Term Face Amount: $XXX,XXX.XX Policy Issue Date: XX/XX/2XX8 Insured Issue Age: X2 Policy Type: Term Life Issued Status: Premier Paid-Up Date: XX/XX/2XXX Policy Expiry Date: The date on which a policy reaches the end of its term while the insured is still living: XX/XX/2XXX