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SD Capital Funding Loan Services Iselin, NJ
    Hours
  • We are open 24x7
  • Business Owner Name
    • Jason Doshi
    Contact Name
    • Joseph Cherian
    Business Address
  • 485 U.S. 1 S building E Suite 250, Iselin, NJ, United States, 08830
  • IselinNJ
    40.5693-74.315
    SD Capital Funding

Areas Served

About SD Capital Funding

SD Capital Funding was originally established in 2009. With over 50 years of industry experience, we’ve made the strides in expanding and restructuring our company to streamline the borrowing process for each of our clients. We pride ourselves in our customer service and satisfaction. Borrowers are always informed with the necessary details up front, and we go to great lengths to ensure our clients understand the borrowing process and make informed decisions. We are highly competitive and have “Partner” status with major national mortgage lenders. Our banking license and partner status allows us to streamline the mortgage lending process and offer our clients the most aggressive and competitive rates available.

Additional Business Information
Languages Known
  • Tamil
  • Malayalam
  • English
Experience
  • 16 Years
Social Media

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Reviews for SD Capital Funding

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15 reviews
Rating break-up
  • I hated it
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  • I hated it
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V
8 yrs ago

Rated 5.0 Have had great experience with SD Capital with multiple refinance process. Found the staff to be always reachable and on time with the updates & followups. The process was seamless and the rates they offered were great everytime I worked with Jason and his team!

v
8 yrs ago

Rated 5.0 It has been wonderful working with SD Capital. We were first time home buyers and SD Capital funding ensured that we have no hurdles, surprises, through the process. They helped us on every step by being transparent, providing good rates And coaching through the process. They are the best and stress free solution for the new home buyers. Best rates , timely closure, empathy...they have it all...would surely recommend SD Capital Funding.

P
8 yrs ago

Rated 5.0 Great Rate and Service. Good people to work with. I worked with Dikesh Patel at SD capital Funding. Great person to work with. He promised closing in 30 days and we did close by 30 day of the contract. I suggest to get him for your loan and he will someone who go extra mile to get it done correctly and timely as long as you download required documents on-time.

R
8 yrs ago

Rated 5.0 Dealing with Vishal an Ann Marie during my refinance process was a wonderful experience, not only did the guide me every step of the way with their proactive approach, they were very helpful in putting together the documents required. Very responsive be it phone or emails, I always got prompt response from them. I would highly recommend them to my friends looking for loan or refinance

Y
8 yrs ago

Rated 5.0 Jason proved to be my right decision to work with SD Capital funding for my first home mortgage purchase & refinance. He is very knowledgeable & has perfect market trend prediction which helped me to lock lowest rate for refinance loan.It was very easy & seamless process from loan opening to closing. Jason, Lelia & Ann Marie are always attentive and helpful. I strongly recommend SD Capital funding for Home mortgage Purchase & Refinance.

V
8 yrs ago

Rated 5.0 I strongly recommend SD Capital! For their speed, responsiveness and running an efficient mortgage process. Above all, they make you feel comfortable and confident in their handling your loan.

F
8 yrs ago

Rated 5.0 Jason and his team was wonderful to work with. The team is very professional and provided me with proper guidance throughout the process. This was my first home purchase, so i had a lot of questions, but Jason provided detailed responses throughout. The online website is also very helpful and provides good information on what to expect. Overall, the whole process was made easy by Jason and team. Thank you very much. I would recommend Jason and team for anyone who is planning to buy. Thank you again. Jay

E
8 yrs ago

Rated 5.0 We couldn’t be more thrilled with SD capital funding! Derrek was our loan officer who consistently stayed on top of keeping us updated and explaining any questions we had. I am amazed at how well put together the loan process with SD capital is; personalized emails on the status of your loans, putting the complicated loan terms into simple easy to understand format, and EVERYONE working for this company is so friendly and excited and willing to help! Not only do they get the best rates, they Truly care about each and every clients needs! Thank you again, we are forever customers!!

S
8 yrs ago

Rated 5.0 I worked with Rajeev for my mortgage. They have got good rates and service is pretty fast. I closed my home in 40 days.

A
8 yrs ago

Rated 5.0 SD Capital is the definition of professionalism. Everyone on the team is on top of everything, and make the mortgage experience stress free. I highly recommend them because of their service, personality, promptness, and how they treat you. When I purchase more houses in the future, I'm only using them.

N
8 yrs ago

Rated 5.0 I had a really great experience with my re-fi. There's a lot of information to go through, but Vishal was patient with me and did a fantastic job at explaining every number so that when it came to sign the docs there were no surprises. Highly recommend!

S
8 yrs ago

Rated 5.0 I was was referred to Samir Dedhia by an agent. Once contacted, he got back to me in a timely manner and walked me through each step of the process. he is incredibly responsive and always made himself available to answer questions. he was very transparent about my options and what I should expect. I would work with him again and definitely recommend him to others.

J
8 yrs ago

Rated 5.0 Imagine working on your mortgage and closing on your first home while planning your wedding simultaneously. Jason and Lelia at SD Capital Funding were AMAZING during this entire process, and helped us with every bit along the way. Their response time is A1, and we can't thank them enough for keeping on top of everything while providing updates to ease our nerves while on our honeymoon. It's not a stuffy broker company, and you don't feel out-of-touch or swindled in any way. SD is tech-savvy and efficient, and they get you the best possible rates for your situation. We've just closed and are thrilled to start this new chapter together thanks to Jason, Lelia and the SD Capital Funding team!

R
8 yrs ago

Rated 5.0 Samir & team (from SD Funding) helped us secure the mortgage for our new home purchase. They got us a great rate. Communication was awesome. The process went very smoothly and we closed timely, and we are moving in our new place this coming weekend :)...VERY EXCITED. The best thing we liked about SD was the response time to our queries. We prefer emails; so we would email them with a question or a concern, and depending on the nature of the query, we would either get a call to discuss the situation or an email response within minutes. All in all we are very satisfied with the services we received and we highly recommend them.

Y
8 yrs ago

Rated 5.0 Good Experience. We are glad we spoke to Jason Doshi and he made the process so simple for us. Very Approachable, provided information and last but the best saved us from paying so much hidden cost that we would have otherwise paid to another lender. We would recommend Jason & SD Capital Funding. Few months later, Jason again helped us with refinancing and closed in a short period. He is trustworthy!

FAQ of SD Capital Funding
      • 1. What is the difference between interest rate and APR?

        Your interest rate is the monthly cost you pay on the unpaid balance of your home loan. An Annual Percentage Rate (APR) includes both your interest rate and any additional cost or prepaid finance charges such as the origination fee, points, private mortgage insurance, underwriting and processing fees. (Your actual fees may not include all of the items above.) While your interest rate is the rate at which you will make your monthly mortgage payments, the APR is a universal measurement that can assist you in comparing the cost of mortgage loans offered by different mortgage lenders.

        • 2. Are the pre-qualification and preapproval services free?

          There is no charge for getting pre-qualified or preapproved. You�re not under any obligation to use this site to apply for a loan, even if you use it to review interest rates and terms for a variety of loans, or use it to get preapproved or pre-qualify for a loan.

          • 3. How important is the loan to value ratio?

            The loan-to-value ratio or �LTV� shows how much equity you have in your home. Equity is the difference between how much your home is worth and how much you owe on it. For instance, if your home is worth $200,000 and you owe $130,000 on your mortgage, you have $70,000 worth of equity in your home. To calculate your LTV, divide your current loan amount by your home�s value. In our example, your LTV would be 65%. In the world of lending, higher loan-to-value (or lower equity) means there is a greater risk the borrower may default on the loan. Therefore, LTV is important in determining qualification for home loans and rates. In general, the lower your LTV, the lower your rate.

            • 4. Can I get a loan if I live outside the United States?

              Yes, as long as certain criteria are met. Typically, you must be a U.S. citizen with established credit and income history. We can occasionally assist borrowers who are not U.S. citizens if the home being financed is a primary residence. Additionally, the property must be located in the 50 United States or the District of Columbia. As always, every situation is unique, so contact a Home Loan Expert to be sure you qualify.

              • 5. What if I have an H1B, L1, or EAD card?

                We process the most non-permanent residents loans. We are experts with the visa process.

                • 6. When is my rate locked?

                  Your rate can only be locked after you sign the full application package and provide ALL the initial financial documentation requested. Please keep in mind that your interest rate CANNOT be locked until we have received all signed application pages.

                  • 7. Who can answer questions not addressed here?

                    There are tons of ways to talk to someone at SD Capital Funding! If you�re not sure where to start, try our Client Relations team: Call toll-free or email.

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