The success of our unique business model has enabled PHH Mortgage to become one of the top ten originators and servicers of residential mortgages in the United States. We combine expertise in Real Estate, Private Label Solutions, Correspondent Lending, Relocation Services and Loan Servicing with an unrelenting focus on operational excellence, regulatory compliance and a customer-centric approach. Through our relationship with Realogy, a global leader in residential real estate franchising, we provide mortgage services on behalf of some of the most prominent real estate franchise systems in the country. We also offer home financing directly to consumers.