Scott Sagar has been getting clients to the closing table as quickly and easily as possible for over 15 years, going above and beyond to make sure they have a good experience. He is an expert in all types of loans and treats all borrowers the same, whether they are financing a small home or a large investment property. Scott Sagar was working as a letter carrier in Upstate New York, growing very weary of the snow and freezing temperatures. His sister was a mortgage banker in warm, sunny Virginia Beach. Based on his customer service skills and proficiency with numbers, she suggested Scott would be a good mortgage banker and recruited him to the business in 2001. He joined Atlantic Bay nine years later.