Mortgage Loan Services
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Claimed

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5-15 years
Vipul Hapani

VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the expertise to find each customer the right financing solution.VEMA MORTGAGE (NMLS # 1019911) is a top-rated Mortgage Broker specializing in wholesale residential mortgages. We are committed to helping individuals and families realize the dream of home ownership in the US.VEMA provides:Competitive mortgage rates.Personalized customer serviceDiverse loan options for all backgrounds.VEMA offers competitive mortgage rates and personalized customer service as well as a variety of flexible mortgage packages for customers with diverse backgrounds and needs. We are ranked in the TOP 20 Brokers (for UWM) nationwide.We are licensed in the following states:AZ, CO, FL, GA, OK, MD, MN , MI, NC, NJ, PA, SC, TX, & VA
Rated 5.0 ????? I had an exceptional experience working with Vipul for my home loan. From our very first conversation, Vipul was professional, knowledgeable, and genuinely committed to helping me find the best financing option for my needs. Throughout the entire process, Vipul kept me informed, answered every question promptly, and made everything simple to understand. His attention to detail, transparency, and dedication ensured that my loan closed on time and without any surprises. Buying a home can be stressful, but Vipul made the experience smooth and hassle-free. I truly appreciated his responsiveness, patience, and willingness to go the extra mile to make sure everything went perfectly. I highly recommend Vipul to anyone looking for a reliable, trustworthy, and experienced home loan lender. If you’re looking for someone who genuinely cares about their clients and delivers outstanding service, Vipul is the person to call!
Rated 5.0 Vipul was with me in every step of the process, offering detailed guidance and making sure I understood all my options. He made the entire process feel simple and manageable. He’s truly awesome—professional, supportive, and incredibly easy to work with. I’m genuinely grateful for all his help.
Rated 5.0 Had Vipul refinance my current mortgage. Was a breeze to work with him. Will choose him again for our future endeavours.
Rated 5.0 I worked closely with Sebastian and he was great! Answered all my questions and was always available when I contacted him
Rated 5.0 Great working with Vipul.

Buying a home can be exciting, but it can also feel overwhelming—especially for first-time buyers. From mortgage terminology...
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A home is often the largest purchase a person will make in their lifetime. That's why choosing the right financing solution ...
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For many individuals and families, buying a home is one of life's most significant milestones. It's more than a financial in...
Continue reading| Monthly payment | $2,740 |
| Total interest |
$566K
57% of total
|
| Total repayment |
$986K
over 30 years
|
You may qualify for
Based on 30yrs terms
| Max monthly EMI | $2,540 |
| Debt-to-income ratio |
38%
Healthy range
|
You can afford up to
home purchase price
| Loan amount needed |
$460K
after 12% down
|
| Est. monthly payment |
$3,009
P&I only · 30-yr
|
* 36% DTI guideline. Excludes tax, insurance, HOA.