Axel Real Estate & Home Loans established in 1987. Axel Real Estate and Home Loans is a community oriented mortgage broker and has been serving clients in California. We know that our clients have specific needs and we strive to help clients understand which loan programs are right for them. We offer loans with zero upfront points and low closing costs, as well as options to buy down your interest rate. So, whether you’re looking to minimize your down payment, or to lower your monthly payments, we can work with you to achieve your financial objective. We try our best to offer the best online rates. Our loan programs from confirming loans to Jumbo products are very competitive with the market. We specialize in transactions with special needs.