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5 Years in Business
Biju James
Biju James
Biju James is a dedicated Loan Officer at Citywide Mortgage of America Corp., based in Chicago, Illinois. With a commitment to providing personalized mortgage solutions, Biju specializes in a range of loan products, including FHA loans and refinancing options. He is known for his client-centric approach, offering tailored advice to meet individual financial goals. Biju is fluent in English, Hindi, and Malayalam, allowing him to effectively communicate with a diverse clientele. Whether you're a first-time homebuyer or looking to refinance, Biju is here to guide you through the mortgage process with professionalism and care.
Biju James Loan Officer, located in the heart of Chicago, IL, is a premier provider of comprehensive loan services. With immense experience and expertise in the field, we are dedicated to helping our clients navigate the complex world of mortgage, home, and residential loans.
Our mission is to simplify the loan process for our clients while providing them with the most suitable and financially advantageous solutions. We aim to empower them in making informed decisions about their financial future.
Our expertise lies in our deep understanding of the loan market and our ability to provide personalized solutions to meet our clients' unique needs. We specialize in Mortgage Loan Services, Home Loan Services, and Residential Loan Services.
We understand that each client's financial situation and goals are unique. Therefore, we provide tailored loan solutions that align with their specific requirements.
Our loan officer, Biju James, is a seasoned professional with extensive knowledge and experience in the loan industry. Rest assured, you are in expert hands.
As a licensed loan officer, Biju James adheres to the highest standards of the profession, ensuring you receive trusted and reliable service.
Biju James' outstanding work in the loan industry has been recognized with numerous awards, reflecting our commitment to excellence.
We are proud to be recognized as a trusted loan service provider by our clients and industry experts across multiple states.
Our unique approach includes considering astrological insights to provide comprehensive financial advice to our clients. This unique perspective helps us to further personalize our services.
Beyond providing loan services, we also offer comprehensive financial advice to help our clients manage their finances effectively.
Our clients' satisfaction is our top priority. We strive to ensure our clients are delighted with our services, and we continuously work on improving our services based on their feedback.
For any loan-related inquiries or to schedule a consultation, feel free to reach out to us. We are here to help you make your financial dreams a reality.

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Continue reading| Monthly payment | $2,740 |
| Total interest |
$566K
57% of total
|
| Total repayment |
$986K
over 30 years
|
You may qualify for
Based on 30yrs terms
| Max monthly EMI | $2,540 |
| Debt-to-income ratio |
38%
Healthy range
|
You can afford up to
home purchase price
| Loan amount needed |
$460K
after 12% down
|
| Est. monthly payment |
$3,009
P&I only · 30-yr
|
* 36% DTI guideline. Excludes tax, insurance, HOA.