We are a small residential finance company located in Campbell, CA. We believe that no matter what we do we must take ownership of it - for our vendors, our clients, and ourselves. Because of this, we have grown exponentially. As we've grown, we've retained our small-company atmosphere where employees are encouraged to share ideas and make them realities. By partnering state-of-the-art technology and dedicated leadership with the best and brightest employees in the industry, O2 (formerly TurnKey Mortgage) fosters a culture of constant innovation and growth.
Rated 5.0
I can see why Dave Setti has high volume of positive reviews both on Yelp and Zillow. We had such an amazing experience with him, and would absolutely work him again.
Rated 5.0
Dave Setti and the team at O2 Mortgage were absolutely what my wife and I were looking for in a lender. Dave was referred to us by our CPA and he did not disappoint.
Rated 5.0
We have used Dave on more than one occasion. He and his team were very supportive and knowledgable. They were able to walk us through every step in the process and made sure that everything stayed on time. Dave put in a personal touch that we really love.
Rated 5.0
Dave taught me so much about first-time home buying, which I'll carry with me for the rest of my life. I have nothing but positive feelings after working with him.
Rated 5.0
When we first met with Dave, we were faced with a complicated situation involving a family home that had been exacerbated by the errors of another lender. Dave ensured from the beginning that he understood our situation, and made great efforts to make sure everything would go according to plan
Rated 5.0
I would highly recommend David Setti for your real estate needs. David is very professional, courteous and extremely knowledgeable as we were first time home buyers and had a lot of questions. David also took care of our paperwork and documents in a timely manner.
Rated 5.0
David helped me with a mortgage for my current home, which required some real work to get a jumbo of that size approved. We looked at different options, and he made it work. I was very happy with his expertise, self-drive, and communication.
 Mortgage Loan Services +9 more
