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Local Services » Norcross, GA » Loan Services » GoldStar Mortgage

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GoldStar Mortgage Loan Services Norcross, GA

Services

Accreditations
  • Phone verified
  • Mail verified
    Hours (EST)
  •  Business Hours
    • Contact Name
    • Jaslin Chahal
    Business Address
  • 5675 Jimmy Carter Blvd #675bNorcross, GA 30071, USA, 30071
    • NorcrossGA
    33.9451-84.2121
     Get Directions
    GoldStar Mortgage

Areas Served

About GoldStar Mortgage

Goldstar Mortgage is a Georgia Registered Mortgage Broker. We have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout all of Georgia for many years. We are a locally owned and operated company based in Norcross, Georgia. Our staff is personable, skilled and knowledgeable about the current mortgage climate and best practices. We work diligently to find a suitable loan for each borrower. Unlike the big banks that have "order takers" that help you with your loan, we have skilled loan specialists who are dedicated to your mortgage from start to finish. We know what it takes to get through underwriting quickly. Furthermore, large banks have a limited number of loan options available and their loan programs are the same for everyone. We have relationships with many credit institutions and will find the lender offering appropriate rates for your scenario. No matter what your needs are, we're here to help.

Additional Business Information
Licence Number
  • NMLS:412407
Experience
  • 15 Years
Social Media

Write a Review for GoldStar Mortgage in Norcross, GA

Reviews for GoldStar Mortgage

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14 reviews
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  • I hated it
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H
3 yrs ago

Rated 5.0 Great experience with Jaslin as she helped us close our loan deal. Highly recommend

M
3 yrs ago

Rated 5.0 Ms.Jaslin with GoldStar Mortgage LLC was very helpful, knowledgeable & professional. Walked me through the whole process. Highly recommended for mortgage loan, refinancing and other mortgage related financial services. Awesome customer service Happy client!!

R
3 yrs ago

Rated 5.0 What adventure it was capturing this home in Atlanta!! With the housing market being crazy and not able to find anything quickly. Me and my wife were able to locate our first home. We found the home we liked, but didn’t know how the process of mortgage works in Georgia ????????? I heard of Gold Star Mortgage from my father in law. Being raised in Pennsylvania, our family only had one mortgage lender for many years. I was very nervous in the beginning going with someone else that’s not (Charles) ??. Then I met Jaslin, Kiran and there team, she definitely treated me something I never expected. Me being one of those customer who has billion of questions and always was anxious how the process works. I remember calling Jaslin very late at night just to go over approval process ??. If you guys don’t know they deal with so many customers and especially during a crazy housing market in 2021. She answered my question and spend a good 40 min with me going over the whole process. At that point I was so impressed to have them as my mortgage lender. Being in the business industry myself, I know they have succeeded all my questions and concern. Any new couple or first time buyers, I would highly suggest you choose Gold Star Mortgage. They don’t treat you as a client, they treat you like family. Gold Star Mortgage we can’t do more business in the future! Thank you again for everything!

A
3 yrs ago

Rated 5.0 My wife and I had very positive experience with Gold Star and our loan officer Abbas. We were first time home buyers and had a lot of questions through out the process. Abbas and his team did an excellent job of not just answering our questions but also being very responsive and available to answer them. Abbas even took calls while be was overseas (2-4 am his time), which he certainly didn't have to do but went above and beyond to give us a the best home buying experience possible. We ended up closing on the house a week early, and Abbas and his team definitely played a big part in that. 10/10 I will be recommending their services to my friends in the future.

C
3 yrs ago

Rated 5.0 working with the team at Goldstar was truly a great experience, customer service and professionalism was excellent.

P
3 yrs ago

Rated 5.0 Gaurav Chhetri was very helpful and guided me in every step of the loan process and I was able to close my house in two weeks. He is very energetic, active, and knowledgeable loan officer.

F
3 yrs ago

Rated 5.0 The whole loan process was so smooth and easy due to loan officer Gaurav Chhetri. Being a first time buyer I was nervous but the whole loan process went smooth without any hiccups. Thank you Gaurav for helping me and my family.

S
3 yrs ago

Rated 5.0 As a first time home buyer, I was very unknowledgeable about the process. Jaslin and Kiran guided me and my wife step by step. We closed on our first home about five months ago. The home loan procedure was very quick and easy. I would highly recommend Gold Star Mortgage. They provide great communication, professionalism and fast results. We will definitely be working with them in the future. Thank you once again!

K
3 yrs ago

Rated 5.0 I want to thank Goldstar Mortgage for working with me on my loan. It was absolutely a great experience. Thank you Jaslin for your expertise and guidance. I am so happy!

S
3 yrs ago

Rated 5.0 Buying a house is not easy, but Gold Star Mortgage made it easy for us!!! It is impressive how they explains everything in details and how fast they respond. I worked with Jaslin and Kiran, both of them are amazing people and very gentle! I would definitely recommend to work with them!

M
3 yrs ago

Rated 5.0 I worked with Vinit Garg for my home loan at very last moment, and I must say that it was great experience working with him. He gave me best interest rate and helped me any many other areas. He was having 100% dedication and was available at any time in day and night for any question and clarification. I will highly recommend Vinit if any one is looking for best lander agent for you home loan.

M
3 yrs ago

Rated 5.0 Boli Allay,Ball Allay, I had an absolutely wonderful experience with you helping me to find perfect home for my family she/he was always available to answer my questions and also able to help me find the right mortgage for us I really appreciate thank you so much

I
3 yrs ago

Rated 5.0 There aren’t enough words in the dictionary to describe how amazing Jaslin Chahal is! Our Realtor, Bhupinder, Recommended us to her. If you need to get your home loan approved, look no further, you have found someone who will work day & night with you! She is amazing. She told us exactly what we needed (documentations) and what we needed to improve on to get the best rate. She made the process as easy as possible & we closed quick & in time! She also gave us different options of the types of loans we would qualify! Amazing, honest, and great with communication. Thank you so much Jaslin & Kiran!

C
3 yrs ago

Rated 5.0 I’m so grateful to have work with Abbas Ali and purchasing my first home. Ali really took the time to explain everything throughout the process and make me feel comfortable along the way. I highly recommend Ali and Goldstar Mortgage and definitely will give them 10 out of 10??

FAQ of GoldStar Mortgage

    • 1.WHAT IS THE DIFFERENCE BETWEEN BEING PRE-QUALIFIED AND PRE-APPROVED?

      Being pre-qualified is based on your provided information, which will then give you an estimate on the amount that you are able to borrow. A Pre-approval means that your information is evaluated thoroughly. It is a closer estimation of how much you will be approved for.

    • 2. WHAT TYPES OF DOCUMENTS ARE NEEDED FOR THE MORTGAGE PROCESS?

      "You and your co-borrower, if applicable] will need the following documents when applying for a loan: • Social Security Number • 2 Years Proof of Employment (If self-employed then please provide most recent 2 years business tax returns and current YTD profit/loss statements as well as balance sheets) • 2 Most Recent Paystubs • 2 Most Recent Years of Tax Documents (W-2 statements and tax returns) • Bank Account Information (2 Most Recent months of asset statements-checking, savings, retirement, etc.) • Credit Information (Provide details of any new accounts or accounts not currently reporting on your credit report such as: ) • Monthly Expenses (Housing, etc.)"

    • 3. HOW DO I KNOW WHAT TYPE OF MORTGAGE IS BEST FOR ME?

      There are many factors that could impact the type of loan that you qualify for. You could reach out to your local loan originator to find out what loan you qualify for. If you need more information on the various types of loans, check out our Loan Types page.

    • 4. IS THERE A DIFFERENCE BETWEEN INTEREST RATES AND APR?

      An interest rate is the amount it will cost you to borrow the principal loan amount. It could either be a variable or fixed amount and will always be expressed in percentage form. An APR measures a mortgage and includes the interest rate plus discount points, closing costs and broker fees. APR’s are expressed in percentage form

    • 5. WHAT DO THE CLOSING COSTS CONSIST OF?

      "Closing costs include: • Loan Origination fees • Appraisal fees • Discount Points • Title Insurance • Taxes • Surveys • Credit Report charges • Deed-recording fees • Title Searches"

    • 6. WHAT IS REFINANCING? IN WHAT CASES WOULD I NEED TO REFINANCE?

      Refinancing is when you replace your current loan with a new loan. This new loan should include improved terms and features than the prior loan. If your current loan is too expensive or risky, then you should look into refinancing. Typically, refinancing is beneficial because you can: Save money Lower your payments Shorten your loan term Change your loan type Consolidate your debts Pay off a Loan with a Due-date or balloon payment.

    • 7. WHAT IS AN APPRAISAL?

      An appraisal is the process of having a licensed and trained individual report on the worth of a home. This individual is completely unbiased and will be able to provide the lender, buyer and seller an accurate value of the home. Having an appraisal done on the home establishes protection for all parties involved. They will determine if repairs are needed, if the price is fair in comparison to other homes within the area, and a detailed report calculating the true value of the home.

    • 8. COULD I STILL QUALIFY FOR A MORTGAGE, EVEN IF I HAVE FILED FOR BANKRUPTCY IN THE PAST FEW YEARS?

      Yes, you can qualify for a mortgage as long as the seasoning requirements for the specific loan type have been met. This is something you can discuss with your Loan Originator in detail.

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