Best Loan Companies & Trusted Money Lenders in Harrisburg, PA

One stop shop for all your mortgage needs!!! Please contact Vicky or any of his team members ??

Great service with knowledgeable staff. Made my home buying process seamless. They took the time to explain the process and to answer all my questions:)

Thank you Vick and team. Good rate and great service.

Highly recommend Vicky Bedi and the entire team! Professional, prompt, and great rates!

Refinanced one of our properties recently with American Preferred Mortgage. Great service, quick turnaround, courteous treatment and knowledgeable staff. Highly recommended for best mortgage rates and customized solution.

“I am very thankful for Manoj Patel's professional, responsive and honest assistance with the whole mortgage process from beginning to end. He managed our loan very Professionally and promptly. Great service, quick turnaround and courteous treatment. I'm glad we chose his services and would recommend Manoj to anyone buying a home.”

Highly recommend Vick Bedi at American Preferred Mortgage to anyone who is looking to purchase, refinance, or do a anything for their home loan and mortgage needs. He makes the process as easy as can be. I know how daunting it can be to buy a home. So if you want to be one less thing to worry about, and have the best 5-star experience possible, and ask for Vick.

Exceptional service

Vick Bedi and Aparna Menon at American Preferred Mortgage were as professional and helpful as one can be! They guarantee you the best rate in the market and make the home buying process pretty simple for a first time buyer such as myself. Would highly recommend Vick if you want a 5 star experience all the while being treated like family!

I had a great experience with Vick Bedi and Aparna from American Preferred Mortgage team. You can trust their words and get good deals. They are very responsive and helps at every stage of mortgage process. Overall I am happy that I chose their team.

Bhavesh was extremely honest and proactive in communicating the details and had always followed up, made sure I felt comfortable and knowledgeable about the finance transactions. His thoroughness made the whole process seem less. This is my second refinance with Bhavesh and I would do absolutely recommend him.

Very friendly and quick on response. Very happy with the service

Excellent service, very customer oriented & supportive, would highly recommend working with Vick and his team for any refinance or house purchase.

This is the second refinancing with Rajiv Bedi. Extremely happy with the support. Good thing about Rajiv and American Mortgage Corp is they are really helpful and very prompt in responding to our questions. I'm very satisfied with the business dealings and will definitely work with Rajiv in future as well. Thank you.

This team makes the mortgage and refi process as pleasant as possible. Special shout out to Aparna for responsiveness.

As first time home buyers for us, Meena and Nilesh were wonderful to work with. They guided us patiently through all the steps as well as provided their best available services. I would definitely recommend them to anyone looking to start their home buying journey.

It was great working with Vick Bedi and Aparna. They not only provided us with great rates but also helped us during the entire process. I would definitely recommend working with American Preferred Mortgage Corp.

Vick is a very approachable loan originator who puts client interests first. He was very transparent during our loan process, provided timely updates and negotiated the best rates for us. He was always available to answer our queries and explained every mortgage concept in detail for first time home buyers like us. Aparna handled the paperwork with due diligence. Highly recommend Vick and Co.

Very pleased with the professionalism and efficiency. Vick Bedi is amazing at his job and is highly recommend.to anyone looking for a Mortgage

Vick is very quick in response . Answers all questions very patiently.Try to provide low rates as much as he can

It was a great working experience with Nilesh and Deepa. Excellent service, prompt response, transparent, courteous and friendly.

Amazing service. Patiently listen and explain in detail about all questions. Always available. Immediate response to emails and phones. Very professional and well knowledgeable. Highly recommended for all types of mortgages.

I worked with Seema Vazirani on a home refinance and had a very pleasant experience. She communicated patiently and effectively at each step and was very detail oriented, making sure I was fully aware of the process and how to streamline it as well. Seema has years of experience which really showed when we were discussing my options. Overall I had a great experience with her and felt that she was an amazing representative on behalf the company.

Bhavesh is a great financial advisor. I was recommended by a friend and I truly had a great experience working on a home loan applicatIon. He and his team is very prompt and professional. Highly recommend!!!

American Preferred Mortgage - Nilesh and Deepa were very responsive, eager in answering all of our concerns, were very helpful throughout course of mortgage process and provided necessary inputs/guidance as required for first time home buyers, I would certainly recommend them for mortgage services.

Rajiv, is one of the most honest and straight forward person whom I had worked with! He works with client’s interest in mind and is always willing to go the extra mile if it means good for you. I will definitely recommend Rajiv with no second thoughts!

I am a first time home buyer and was clueless about buying a home. Nilesh did a handholding and help me in resolving each and every problem whatsoever came in my way. His support was not limited to mortgage, he is out mortgage team but he helped me in all aspects, whether it be negotiating with seller (in seller’s market) or answering any legal questions or emails. He is a complete package and more than that he turnout to be a mentor and a person I can have blind faith. Really Nilesh bhai, thank you (is an understatement) so much for all your efforts . I know I bothered a lot calling late night and over the weekends but thank for answering my each and every call.

It was fantastic & great experience with NILESH DESAI - APMC to get the loan disbursed in just 30 days The Loan processing team was very supportive, coordinating, followup , continuous support on the emails & text ofcourse Great interest rate locked up as best among the mortgage market We are very satisfied with the closing & mail in away closing supper from local Attorney on sign service Would highly recommend to get the loan process done with APMC ????????????????????????

Its a great experience working with Hemalatha & Deepa. They are very Professional & never hesitate to Answer any question. I thank a lot for making my Journey so Smooth

Worked with Hema & Deepa they were very responsive, helpful and processed everything in a professional manner. Their online tools were modern and easy to use as well. Strongly recommend this company!

We bought a house for the first time and our team has done a fabulous job making sure everything went smoothly and worth free. It’s truly been a pleasure getting to work all of them.

“My wife and I had a fantastic experience with Vick & Aparna for our Mortgage. We are first time buyers , the clarity provided from Day one was top notch. Extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can’t thank them enough and recommend Vick for any new home buyers.

Vick is a very good person to work with . As a first time buyer like me he clarify each and every single line. Whatever he promised us in the first talk he stick to that and there is no hidden cost in the loan. His collegue Aparna , the loan processor helps us in each and every detail of the closing disclosure page and they both helped us to sail through this process. We would definitely recommend Vick to our friends and families . We can't thank enough Vick for his transparency and the dedication . Thanks to the entire team for helping us in this process.

Amerisave Mortgage Corporation - Bhavesh and Meena were very responsive, eager in answering all of our concerns, were very helpful throughout course of mortgage process and provided necessary inputs/guidance as required for investment property buyers, I would certainly recommend them for mortgage services.

Excellent service! Felt like working with a friend. Vick is a stellar service provider!

One of my friends gave me a reference to Mr. Nilesh Desai who negotiated the best rate for us and was very approachable loan originator. Meena Sundar, our loan processor was always available to answer our queries as well. They were very responsive and helpful throughout our mortgage process. There was a situation in my case where my closing date suddenly preponed and I did not even have two weeks, but Nilesh and Meena worked on my case on priority and closed it on time. They provide required guidance for first time home buyers, and I would certainly recommend them to go with American Preferred Mortgage services.

Vick helped us get the best mortgage rate. He was always reachable, easy to talk to and respectful in all our interactions. The house closing was a smooth process. Thanks to Vick and his team.

Very nice experience. Hemalatha helped towards closing and gave a better rate.

I Worked with Meena & Manoj. They completed my closing within one month with excellent service in a professional manner. Their online tools were modern and easy to use as well. I Strongly recommend this company.

Amazing Experience!! from my first correspondence with Bhavesh. He is absolutely amazing! He took the time to explain everything to me in detail. He truly went above and beyond to help us and answer literally any and all questions I had and always answering your phone calls. They are professional, timely, and consistent!. Thank you so much, Bhavesh/Meena!!!!

We are first time home buyers and my overall experience with them was absolute amazing. They helped my family and I every step of the way and explained us about every paperwork we are signing. Manoj, Meena and the team was on time with every single paperwork. Manoj was also always ready to talk on the phone any time of the day without any hesitations. American Preferred Mortgage Corp. is the way to go if you are buying any sort of property. Absolutely going to recommend them to anyone that comes my way.

Excellent service, prompt response, transparent, courteous and friendly. Vick Bedi and Aparna Menon at American Preferred Mortgage were as professional and helpful as one can be! They guarantee you the best rate in the market and make the home buying process pretty simple for a first time buyer like me. Would highly recommend Vick and his team.. Thank you Vick, it was great working experience with you.

We had great experience with Dhiren and Deepa. Being a first time buyer we had a lot of questions and unknowns. they were very helpful throughout the transaction, answered all questions and made it very easy for us. Thanks again for all your help.

Professional and Excellent service with competitive rates.Seema Vazirani who helped us closing multiple properties and refinancing.Seema Vazirani follwups and help in all documentations reduced our lot of work!!! what all we had to do is respond to her emails the rest she took care of everything. She made this process easy and stress free.!!!

We are the first time home buyer, and there are lots of new informations to understand, We were lucky to Work with Hemlatha and Deepa, They provided us great rates and worked with us through out the entire process. They helped us to understand everything. I would recommend then to everyone..

Very professional and excellent service with the north underwriting process. They offer good rates and low cost compared to other players in the market. My mortgage officer, Vick Bedi, has been extremely helpful in walking through the best options for the purchase and refinance. He has been pro-active with refinancing my loans during the low interest rate environment. In addition to that, they make the process stress-free and crystal clear for the property closing. Highly recommended for new home buyer and refinancing the mortgage.

Excellent work by Rajiv and Meena, they helped me through out the process, very responsive in answering the phone calls. Helped me to close the deal in 25days.

We had a great experience with Kamala ,she helped make the process of buying my home very simple and less stressful. Being a first time home buyer we had a lot of questions and unknown. Kamala answered or returned my call every time and explained patiently all my questions. Everything from start to closing went smoothly and quickly. I would definitely recommend Kamala to anyone I know looking for a home loan.

This is the second time I have done my mortgage with Vick Bedi. After this time I believe I have established a life long connection with Vick Bedi and his team. Working with Deena Saraiya was awesome. She was friend and quick in answering any questions that I had. I would be the biggest cheerleader of AmPref and ready to go extra mile to refer them to my friends and family.

I will personally recommend APMC to everyone I know, they are very professional and provide excellent service.

Vick and Aparna both are an absolute delight to work with. Very responsive and knowledgeable with market insights. We have worked with Vick on multiple occasions and he has always offered the best rates and helped up meet our timelines even in a tight market. Highly recommended team!

Great experience working with Nilesh Desai and Meena sunder , they are very transparent with there customers in regards to rates and made whole mortgage process comfortable for me . Hoping to work with them soon.

Highly recommend Vicky Bedi and Aparna and their entire team! Professional, prompt, and great rates!

Buying your dream home could be a challenging and daunting task. Luckily we have folks like Vick Bedi, who not only guide you throughout the entire process but do so with utmost courtesy and professionalism. All our queries whether big or small were answered and everything was delivered as promised. Best rates in the market, easy to communicate with, timely response, pro-active guidance, top-notch service. Will recommend to friends and family 100% of the time.

We had an excellent experience with Bhavesh and Meena. Both are very professional and guided us through the overall process as we went through the buying experience for the first month. They also arranged for our loan in a very short span of time which is amazing. They also got us best interest rate. They are the best and highly recommend... Thanks Bhavesh and Meena for all your help. Keep rocking...........

Best service and good rates provided from Nilesh Desai,

As a first time home buyer, My wife and I had a lot of questions regarding finance, conventional or 5/7 arm loans, getting money from 401K is preferred or not, But Nilesh Desai showed all his patience and made us understand all of it. It was pleasure to work with Meena Sundar who use to stay on top of all the required documents and work towards us getting through the loan process. They are available to answer your questions all the time. It was lot easier than expected for us to go through the house buying and financing process with this amazing team of Nilesh and Meena. Nilesh and Meena rocks!!!

I was introduced to Vick in 2009 and this is the 3rd mortgage on new home along with 2 other refinances on existing properties Vick has done for me. Very humble, honest and straight forward person with 24x7 service. He will deliver what he promises. You will be surprised with his unbelievable low rates even in this challenging market. Vick will be the first person I call for my mortgage related needs in the future. Thank you, Vick and Aparna, for recent closing in Edison.

Nice experience, i can recommend Vick and team for mortgage related stuff.

Had a very pleasant experience with American preferred mortgage Special thanks to Hemalatha Selvarajan and Deepa Rangaraju for helping and guiding throughout the process.

Vick is very knowledgeable in the lending domain and helps clients find all alternatives to address their unique situation. This is direct from my personal experience - he sees through that end objective is met. Wishing him all the best

Excellent service from Vick Bedi. They provide very competitive rates as well! Would definitely recommend them!

Vick Bedi and his team helped me getting my first loan. Their loan process is super streamlined with zero hassle. This is the 3rd time I am closing my home loan transaction with Vick Bedi. He is honest, responsive and is the champion of the mortgage league. Vick Bedi gave me the best possible rate. Aparna from his team worked as loan processor, not enough words to describe her good work ethics. Do not look anywhere else, “Mortgage Avengers” are here , you are fully safe here.

Excellent and professional service provided by Alka and Deena in getting the mortgage process done. Being a first time applying for mortgage, they helped us all the way and were always available for any questions. They even made sure we understand and also don't miss out any of the important milestone all along. Definitely would recommend them.

As a first time buyer , got good guidance from Vick and Aparna , they provide great services.

Excellent service

I worked with Vicky's team before.... Very skilled, and professional.... I am glad to have them in our area....

Wonderful working with Vick Bedi for our Mortgage needs. Vick was always available to answer all questions and explain us pros and cons at each phase of our journey to buy our first home. Would love to work with Vick in future also.

Bhavesh Shah and his team at American Preferred (APMC) helped us with our time-sensitive transaction, they followed up with all the parties to ensure timely closing. Their rates and fees are best in the town. APMC is a delight to work with we would highly recommend for all your mortgage needs.

They are best in the business in the area. Mortgage experts are knowledgeable, helpful and go extra mile to provide best service

This is my third time working with Vick on getting a mortgage and my experience has exceptional every time. The rates were great and with 0 lender/origination fees. Vick also helped me with the title company and I was able to close on time. Highly recommend working with Vick on your mortgage

We had an excellent experience working Vick. As first time home buyers we were nervous and Vick and his team helped us understand different situations and closed the mortgage in time. Definitely would use their services again and recommend Vick and team.

My experience with them was very structured, things went as planned to have a smooth closing. Hema was offering assistance on when to lock the rates and providing few other insights , which as a first time homebuyer was very useful. Hema is now more than a mortgage lender to me and is a family friend..

Bhavesh Shah and his team at American Preferred (APMC) helped us with our time-sensitive transaction, they followed up with all the parties to ensure timely closing. APMC is a delight to work with we would highly recommend for all your mortgage needs

worked with Vick twice for my closing & refinance, he made the entire process amazingly easy. i got the best rate always and more importantly he also helped me save fees with good recommendations. extremely professional and always gives the honest answer which is in your best interest. highly recommend !!!!

Can not recommend Mayur and American Prefered enough!!! The entire process was so effortless and simple but I wouldn't expect anything else from this team. We were very pleased with our rate. The constant communication from our loan officer, Deepa, is commendable. Whether it be email or phone she was quick to answer and assist. If you are in the market to purchase a new home I would not move forward without the team at American Prefered

As first time home buyers in NJ we were nervous about any road bumps we would possibly run into. Mayur was extremely knowledgeable and helpful throughout the entire process. He answered every question we had with patience and throughly explained everything. We highly recommend Mayur and his team. They are a must when purchasing any new home!!

Vick and Aparna make a great team to work with. Quick response, your priority is their priority and managed to get the best possible lowest rate compared to the market.

It’s a great experience working with highly dedicative team Hemalatha & Deepa. Good knowledge, professional, transparent & never hesitated to explain our doubts at any number of times. They helped towards closing and gave a better rate in the market. As a first-time buyer, Hemalatha and Deepa explained and guided me each and every step from filling the application to till the end of closing. Offered excellent service, cleared all my doubts during the process, Explained closing disclosure page each and everything politely in detail. Hema helped me to when to lock the rate and when to buy the credits. Deepa was excellent. My closing date was less than 4 weeks. But She arranged all the documents within short period of time. I felt I talked with my own sisters. They continuously followed up with me to get everything is in place. I would definitely recommend this team to everyone, They made my home buying process is very simple. Thanks to my realtor for introducing them to me.

Vick and his team always deliver, what they commit. They are easy to access anytime. Will definitely recommend Vick and Rajiv

Vick and Aparna did a great work. They made our process hassle free and provided very good service and rates. As a first time home buyer, we had so many questions and concerns. But they were very helpful in explaining all the terms and made our process easy.

Vick Bedi helped me and gave me Good rate with low closing cost

Very prompt and responsive. Had a great experience working with him.

Vick and Aparna provided great service. Most of our questions were answered promptly by both of them. We were able to close quickly on the date Vick promised us.

Extremely satisfied with the service. Very professional and knowledgeable people, specially Mayur and deepa whom I worked with during the process. Best quality is: Quick turn around for any questions and concerns with clear information. Must say best place for the first time home buyer!

I write this review to express my since gratitude and appreciation for Vicky & Aparna!! Aparna and Vicky’s diligence meant that The entire mortgage process was super smooth. Keep rocking guys!!!

Vick and Aparna are very professional and they did great job helping me with my home purchase. He understands the need and guided me throughout the process .

They go above and beyond for their clients. Really happy with their service .

Nilesh Desai was my loan officer and Meena sunder was by loan processor, They both are excellent. They have very good team work. I was first time home buyer in this wonderful country and with APMC it was very smooth transaction. These both have answered my all the questions. Whatever the promises they have made it was delivered on time. They are always just call away for any help during transaction. There is no hidden fees and no hiccups. APMC dont charge any junk lender fees. They always offer good rates and provide end to end service. Overall service was excellent. I would recommend Nilesh Desai and Meena Sundar for future transaction or refinance to my friends and family members.

Vick and Aparna kept their word on the promises they did on rate lock and any other fees agreed. It was GREAT working with the two of them! Highly recommend Vick's services. He'll get you the best rate that's hard to beat by others.

Being a first time home buyer, We were always skeptic on each step starting from getting better interest rates, locking it at correct time considering current economic conditions to finding insurance and closing on time. Hema, loan officer, was very quick with responding to each query in details with proper explanation and constantly sharing her experience on closing date to what will be the right time to lock the rates. Interest rates are pretty competitive. Whole process was very smooth, great service, prompt response, courteous and friendly. Special mention to Deepa, loan processor, for clear communication on documentation and coordinating with builder. Always just a call away for any kind of query. I have recommended both of American Preferred Mortgage members to my friends.

Today my wife and I closed our new home and our Mortgage consultant Mr. Vick Bedi and Ms. Aparna Menon were excellent. It was with extreme professionalism that our mortage process was completed within a very short duration which just shows the expertise and knowledge they possess in the entire process. Even though the rates were high Mr. Bedi was able to get us the best rate. Without their help it would have been an impossible task and just feels like a dream come true. Highly recommend their services.Was truly a pleasure and previlege working with them.

I would highly recommend, it is so fast, best rate and excellent customer service!! Great pleasure working with Dhiren Patel and Deena Saraiya!!

Great Service. They made each step easy and clear. Overall very much satisfied with the service.

We had great experience on the end to end process for our Mortgage. We are first time home buyers , the information that was provided from the day one from Vick and Aparna was top quality. There is no hidden fee, everything is transparent. Fast loan processing Hassle free - Easy documentation steps. Very supportive on every phone call. Competitive price than other market players. Thank you very much Vick & Aparna. I would recommend anyone looking for the best.

Rajiv Bedi helped me during my home mortgage application process. His support is exceptional through out the process from bringing to end. One thing I liked most is that he is always available to answer and clarify things. Rajiv is very professional and to the point in explaining things related with home loan , closing process, home insurance. I found him very easy to work with. I highly recommend him for home loan application and process. He is best ??

As first time home buyers we had a lot of questions and were nervous, Rajiv Bedi helped us understand different situations, clarified multiple queries and closed the mortgage on time. Wonderful working with Rajiv for all our Mortgage needs. He was always available to answer all questions and had an excellent experience working him. Extremely professional and honest. Highly recommend him and his Team.

Our experience purchasing our dream home and securing the loan was hassle-free with Bhavesh at American Preferred Mortgage. Especially in the midst of volatile housing market conditions. Bhavesh and Meena helped us understand and navigate through the process from May/June 2022 until we closed in September 2022. They were always there to answer our queries and guide us in the home buying process. We are looking forward to working with Bhavesh in future as well to reduce our costs by refinancing. We highly recommend Bhavesh!

Very happy for the excellent and smooth Mortgage process. Thank you Rajiv Bedi and Meena for helping and guiding us throughout the mortgage.

Rajiv is very professional and extremely helpful throughout my loan processing. They offered better rates and with quick turnaround time. In summary, it's a hassle-free process for me. I would strongly recommend APMC and Rajiv.

Working With Nilesh and Meena was very easy throughout this process. Excellent Communication, Prompt Response and they handled lots of things directly with Attorney... Can't thank them enough for making this whole process very easy, informative and personal attention they paid to specifics in our case.

Reliable people, super fast service, what else you need when you have support each and every step on closing the house..!! Super satisfied with the service.. Special thanks to Mayur P leuva and Deepa Rangaraju

Vick Bedi helped me getting my first loan and the recent one for my investment property. Their loan process is super streamlined with zero hassle. This is the 4th time (finance/refinance) I am closing my home loan transaction with Vick Bedi. He is honest, responsive, accurate and is the star of the mortgage league. Vick Bedi alway gave me the best possible rate where no one else can match. I just need thank Aparna from his team as well who worked as loan processor, not enough words to describe her great work ethics. In future, Vicki will be my first preference.

Awsome Team!!! Thank you Vick Bedi , you did a fantastic job.

Vick and Team are professional, committed, keeping promise to client which make them reliable and trustworthy.

Best service & interest rate in the market!!!

Got extremely good rates given the volatility of the 2022 market. No lender fee helped us save a bunch. Vick Bedi was professional, available at moment's notice and good communication regarding the mortgage. Made the daunting home buying process a breeze. Thank you.

Vick and his team is extremely professional, kind, understanding and attentive to client needs. He will make sure we get the best interest rate in the market and the over all experience is without any issues. He does not mind to go an extra mile to help the customer. I was a first time buyer and also in some personal emergency. I had very little time and he made sure all my needs are met. I am very happy to go through him for my Mortgage needs. He also suggested me a great handyman after the closing. I strongly recommend him without hesitation.

It was truly impossible for me to get a mortgage previously. I had been with a company who promised me that they would get a mortgage for me and at the last moment i was denied. It was a hopeless case I was stuck into. Thanks to American Preferred Mortgage Corp with their help and guidance from start to finish. They were the company that Delivered! ?? ???? Humbly thank you for all your hard work and efforts. Outstanding service.

Vick is a very professional and a seasoned mortgage officer. He know his stuff and really make it easy for his customers to work with. He can easily work with u and provide multiple options and help to figure which one could be the best fit. He always helps in providing great rates and I would highly recommend him for your financing and refinancing.

Vick and his team are highly professional and provides guidance at the same time to focus in right direction. Thank you Vick for the support throughout the process. Will share to more people to get in touch with team for a great deal and best rates

I recently had a wonderful experience with American Preferred Mortgage for my home loan. My loan officer was Vick and Meena was the processor/admin. Vick and his team provided very professional, transparent and on time services. Vick also gave me great interest rates for my loan. He also provided very detailed explanation and walk through of the entire process and the closing costs involved. I would highly recommend American Preferred Mortgage Company, Vick and his team for others looking for a smooth and easy home mortgage experience.

I have a great experience working with Vick (again), and I can tell that he is the one who make the process smooth and keeps all his promises weather its related to Rate's or fees. I highly recommend Vick for any purchase or refinancing needs you may have. Regards

We received professional and helpful service. Every question we had was answered in a timely manner. Nilesh and Meena were easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use the service again in the future.

I highly recommend working with them. They made our home purchase seamless !

The service is excellent. I definitely recommend American preferred mortgage. They deliver what they promise

Thanks to Ampref, and especially to Meena and Nilesh, I had a very good experience closing the loan for my new home. They made the process smooth and transparent. Nilesh and Meena helped meet my closing date requirement and they also helped accommodate last minute loan amount change promptly. Nilesh took time out to explain the various requirements a new homeowner like me must manage - like insurance, taxes - and how best I can meet these commitments. Overall, my experience was 5 star and I recommend their services to anyone who is looking for a home loan.

Vick Bedi is my only go to person for home mortgages, been working with him from last 10 years, and process is still streamlined and quick as my first mortgage a decade back. Almost all closings completed in less than a month timeline. Thank you, Vick.

I highly recommend APMC for anyone in need of a home mortgage. From the very beginning of the process, the team was professional, efficient, and always available to answer any questions or concerns I had. The loan process was made simple and straightforward thanks to their clear communication and easy-to-use online platform. I am extremely grateful to the team at APMC (Nilesh and Meena) and would not hesitate to recommend them to anyone in need of a home mortgage.

Vick has been a great support during the entire mortgage process. He was always ready to answer any questions I had and he could get best interest available in the market; would surely recommend him for mortgage services.

With such a high rate of interest, inflation rate and unstable market,it's hard to get a loan with minimum rate of interest. I am Glad to work with Vick & Aparna from American preferred mortgage to make the things quicker and accurate. I would highly recommend to go for it.

I was actively shopping for a mortgage with better rates and my realtor suggested Vick Bedi. From day one Vick was extremely professional and super helpful. He and his team is very pro-active and work on the issue right away. Vick made sure that I get the best rate and his team worked late night to lock my rate. There was a time when I had to change the lender and Vick and his team did that very smoothly without any hassles. Also need to mention Vick's team member Aparna who helped me in every step very efficiently. I have to say Vick knows his field very well, which reflects from his efficient, effective and professional service. Thank you Vick for supporting me in this process. I highly recommend Vick for any mortgage need.

I worked with Vick for a closing and he was great to work with. Solved any hiccup that came in the way ??

Great experience of working with Vick. He and his organization have been extremely supportive, providing the right guidance on a timely across the entire process.

It was an absolute pleasure to work with Vick Bedi and a team. Would highly recommend, great communication and wonderful people. Thank you.

Vick and his team are great to work with

Excellent

Process was smooth and efficient. Thanks

This is second time working with Vick&team,had an awesome experience both the times,highly recommend AmPerf !!!! Thank you Vick for all your help..

Great experience and professional throughout. Thank You for your timely help

American Preferred Mortgage - Seema were very responsive and skilled.

Excellent experience with the team exceptional service. Especially Deepa and Nilesh they work for us instead of lenders to bargain better rates.

Hema and her entire team was exceptional throughout the entire loan process. Being a first time home buyer and having a deadline of two weeks, Hema and her team helped me to complete the loan process in only 15 days.

Hema and her team has been highly professional, very understanding and supportive of my mortgage needs. They provided an excellent service and helped our closing smoothly, in a short duration. Hema has been my loan officer. She provided geninue inputs on interest rates and the loan process. She was open in her communication for us to decide. She went the extra mile to provide us the summary of the final CD and walked us through carefully, so that every amount mentioned is transparent. She clarified all the doubts we had patiently. Overall, her postive attitude and kind support throughout the process gave us great strength and courage. Deepa was the loan processor and she did an awesome job through her quick and clear communication and interaction in getting the necessary loan documents. Her quick document verification and feedback helped in closing faster. I am very happy working with Hema and her team, and would highly recommend her for your mortgage needs.

I have worked with Vick a few times now. He has always been very helpful and extremely knowledgeable throughout the process. Vick and his team go the extra mile to make the mortgage buying process as smooth as possible.

Great experience with Vick. Had is support and expertise throughout the process and helped close the loan process in a 3 week timeframe which was vital for the deal to go through. Thank you!!

We recently took a home mortgage from American Preferred Mortgage Corp. Vick and his team provided an awesome experience. He was on top off everything and was so helpful and made everything go so smoothly. He went above and beyond to make sure we were informed at every step on the way. Very informative, courteous and always responsive in a timely manner!! I would highly recommend him. It’s been an absolute pleasure. Thank You Vick!!

Appreciate the support and great service you have extended.... explaining us and guiding us all through..Vick has tremendous understanding of the market and worked with us and made us comfortable through out our first home purchase experience...thank you for your patience in explaining and making us understand the whole process...Thank you Vick and Aparna....

Vick was able to get me best rates and helped in the closing of my house. Appreciate his help and support. I have been working with Vick for past 10 years. He is very open and helpful.

Rajiv Bedi, It was nice working with you. Provided good rate and always got quick response.

I was a first time buyer and was in time crunch to close the house after offer was accepted. My friend referred Rajiv Bedi. We spoke to Rajiv and felt confident right from beginning on Mortgage approval. We closed the house in time and Rajiv helped with explaining things to me. I strongly recommend him without hesitation.

Just closed on my home mortgage, the process was smooth. Constant communication and also helps out and keeps track on process until close. Great rates offered. Highly recommend.

American preferred mortgage corp is awesome. Their agent Seema helped me a lot as I was first time buyer in USA. She explained me each and every aspect of home buying loan and all the hidden costs with transparency. She helped me to choose right mortgage, locking rate when it was lowest. She also has provided suggestions other than mortgage which were key deciding factor for a home buyer. I would always recommend them. Very happy with their services.

Being a First Time Home Owner , I was very confused which mortgage to go for. But we chose American Preferred Mortgage and Rajiv Bedi as the loan officer made the journey even more smooth. He is very professional, transparent and thorough with his work. He makes sure that we understood all the aspects of the mortgage and provided detailed explanation. He provided with the best interest rates and is always available for discussions. Very happy and satisfied with Rajiv and the team for guiding through the closing process.

We had a pleasure to work with Rajiv and his team to handle our mortgage and getting us across the finish line, and into our new home. Rajiv is very knowledgeable, professional and experienced, but above all this, his genuinely kind, and will put even the most stressed homebuyer at ease. He is super responsive to all of my calls and texts and moments of freak out, he always responded and was always there, day or night.

I’m happy that I choose them for mortgage company. Their knowledge and service is great. They communicated with all the parties and revert back to me(Buyer). Seema Vazirani our contact person was very much helpful through out whole process of home buying. Highly Recommended.

Hi American preferred i know ur company just because of Seema vazirani the loan agent she is superb she helped me get my first home I'm really thankful too her my entire life. She did the process soo quick n easy. I can't believe I'm a home owner now. Anyone want there house dream come true I definitely recommend Seema..

Thank you Nilesh and APMC for doing such a terrific job in financing my mortgage. They got me an excellent rate and helped me at each step of the mortgage process. Nilesh guided me while I travelled to my home county for vacation, and he used to call me and provide all updates. I was able to close on my new home much faster than anyone. I will be recommending APMC to all my friends

Vick was too quick in responding and helped us with very useful tips

Vick was amazing to work with. Very attentive and responsive. Vick very helpful and transparent. I’d recommend anyone looking to buy a home to consult him and hear how he can help.

I had a wonderful experience working with Hema (loan officer) and Deepa (loan processor), they both are very knowledgeable, professional and available to address all your queries. They make the entire process smooth and faster.

Being a first-time home buyer, it was a hard decision whether I should buy a condo, townhouse, or single house; where to buy a home; how much loan I will get. Rajiv Bedi from American Preferred Mortgage Corp has helped me immensely in understanding the complete buying process. He helped me get a per-approval letter free of cost. Rajiv is kind, knowledgeable, patient, and experienced professional. If there was any doubt or any issue, he was always quick to respond. He’s available to answer calls or reply to messages at any time of the day. He would find a way to resolve any roadblocks and would keep me informed throughout the loan process, giving me a heads up about the next steps, letting me know about the closing cost, interest calculation and explain any terms I did not understand. Even on the closing day he was extremely helpful and was constantly kept messaging, calling to check on us to ensure we had a smooth and easy close. Thank you very much Rajiv, appreciate all your help, advice and most important for the best interest rate and smooth close.

Great experience with the whole loan process. As a first time home buyer, Rajiv Bedi explained and helped us understand each step of the process in very professional and comprehensive manner which led to seamless closing.

I had a great experience working with Rajiv in my home buying mortgage process. As a first time homebuyer, I had a lot of questions and Rajiv was always accessible, either by a text or a phone call. He answered all my questions and guided me through the process. The interest rates were really high at this time but Rajiv got me a good rate and with low PMI. He made sure everything was on track even though the closing got pushed due to seller's delays. Highly recommend Rajiv and his team for any mortgage needs.

I want to thank you Mr. Vick and his team for going above & beyond and helping me with closing of my home within committed time. Initially I was in trap of another mortgage company and they were trying to pull extra money for sack of discount points. I request Mr. Vick to consider my case and after reviewing situation he helped with closing in quick time of just one week!! He helped me to save almost $12000. Great consultant!! During closing my attorney and realtor told me that they still can’t believe that anyone can do closings in such a aggressive timeframe.

I worked with rajiv and meena. They are the best. I would highly recommend.

Amazing service, I have never seen or listened to such a seamless mortgage and closing process till now. All I have heard about owning a home involves lot of complexity around mortgage and closing but thanks to Nilesh who ensured that process was a breeze. Special thanks to Meena who ensured smooth execution...!

Thanks Vick for your professional services and closing our mortgage in less than a week time. Vick explained us everything in detailed and kept entire process transparent !! Excellent Job !!

Best in the market.

Vick and his team has helped me with closing of my home. He has helped me right from the 1st step of getting the pre-approval letters to answering all my queries and then helping me with all the steps in getting the loan approved in time. His inputs have proven valuable and has helped to avoid any delays or issues in the home buying process. i would recommend Vick and his team for anyone who is looking for help in home buying process, as they have helped me by going far and beyond than anyone other person in the market.

Vick is awesome

Amazing person.... *** know his work. Sincere, accessible..... Vicki Keep it up!!

Vick and his team have been my go to for last 8 years for refi and purchase. Full transparency, low rates, fast efficient closing. Highly recommended.

Vick and team were great throughout our journey of purchasing home. Excellent work and wish them good luck ahead…

Finally closed on our home with the help of Vick! We had many issues arise due to name changes and seller discrepancies, but Vick was always a call away to allay my fears and fix the issues. Thank you for helping us reach the finish line!

Vick helped us close our home in a matter of just few weeks. He and his team were transparent through your the process and were punctual and relentless with partners ( builders, appraisers, inspection).

If you are looking for timely closure of your home with least amount of hassle and documentation, Vick is the guy to go with. He is patient in his communication and so if you are a first time home buyer, I'd highly recommend Vick.

Great experience with Vick! He made our first time home-buying experience smooth and quick. No one could beat his offer and would definitely recommend to those who are planning to purchase one.

I had a fantastic experience working with Vick Bedi as my mortgage broker. The process was truly hands-off, and Vick guided me seamlessly through each step. From a quick pre-approval to securing a great rate and closing on time, Vick displayed a high level of professionalism and expertise. I highly recommend Vick Bedi for a smooth and efficient mortgage process.

We had a fantastic experience throughout the entire loan process. Being first-time homebuyers, Vick Bedi provided us with clear, professional, and thorough explanations at each step, resulting in a smooth and successful closing.

If you want your mortgage experience to be hassle free, get in touch with Vick and his team. I just had exceptional experience as a first time home buyer and Vick provided me all the insights to home mortgage process and delivered the promise well before the closing date. Highly recommend him to all my friends and family!

I have know Rajeev for many years and he has always been very helpful in our house search in terms of providing pre-approvals. Finally we purchased our apartment and thanks to Rajeev and Meena for smooth process Rajeev guided us through the process and I would definitely recommend his services to anyone

They are truly knowledgeable in their work . Great service and turnaround time is also very less .

I have had the opportunity to work with Vick on projects. Best guy to work with and he would get you the best rates possible. Highly recommend him to everyone.

He delivered what he said and provided exceptional service and the best mortgage rate in the market. He took care of everything for me and made my closing just as I wanted, I can not believe the rates he got for me, Thank you Vick, you are the man to go if anyone needs help to buy a home.

?????????? We recently had the pleasure of working with Vick Bedi during our home-buying process. He was instrumental in assisting us with our mortgage approval and the intricate documentation required for closing. Vick's dedication was evident as he consistently went above and beyond, ensuring all our questions were addressed, and was always available every time we reached out. His professionalism and commitment made our experience smooth and stress-free. Highly recommend Vick for any home financing needs!

My husband and I were fortunate to work with Vick Bedi during our journey to buy our first home. Vick guided us seamlessly through the mortgage approval and the daunting task of managing closing documents. He was unfailingly attentive, always answering our calls and queries promptly. His expertise and dedication took away so much of the stress from the process. If you're in need of a trustworthy and dedicated mortgage professional, Vick is the one. Highly recommended! His commitment is above and beyond his words!

I had an exceptional experience working with Nilesh and his team at American Preferred Mortgage Corp during the loan process. From the very beginning, they exhibited professionalism and a dedication to ensuring I understood every step of the process. My experience with American Preferred Mortgage Corp was outstanding. They combined professionalism, expertise, transparency, and efficiency to make the loan process as smooth and stress-free as possible. I highly recommend their services to anyone seeking a mortgage partner who truly cares about their clients' needs.

Worked with Rajiv - very helpful, timely, and trustworthy! His team helped us close on a tight timeline in spite of several delays caused by the other side.

We have been working with Rajiv since 2018 when we purchase our first house. We have since then refinanced a bunch of times, and then did another purchase recently - all of which were only with Rajiv and his team. Rajiv ensured that our most recent one was processed in less than 10 days (between the lender, under writers, etc etc) which all went smooth and involved less to nothing from our end. He handled them all on time and in a very professional manner, which helped us close on time. Once you work with Rajiv and his team, you can understand the effort that goes unseen, but is vital in ensuring all our work is done on time. We will continue to work with Rajiv on our housing needs in the future and recommend him and the team at AmPref without any reservations.

Kamala and team were great to work with. She was very responsive and got work done to bring it to closing in a timely manner. Highly recommended.

Kamala and team were great to work with. She was very responsive and walked extra mile to bring it to closing in a timely manner. Highly recommended.

Highly skilled and professional team. I have completed 3 closings with them and the recent closing completed in only 20 days. Manoj and Meena were on top any queries that risen during the process and made tremendous efforts to ensure closing happens on time. Great communication thought out the whole process and made sure I understood all the numbers associated with the closing. I would definitely do business with them again in future.

Amazing customer service, quick turnaround and very courteous people. Special shoutout to Rajiv Bedi and his team for a smooth experience!

I have been working with Rajiv for quite some time and I must say that he is just amazing to work with. He brings that flexibility, knowledge, patience and experience which you would need to understand the mortgage/refinance process. I have done both mortgage and refinance transactions with him and he always offers me a very competitive rate that no-one can provide in the market. He is just great to work with and I wish him all the luck with his future clients. I hope everyone has a great experience working with him the way I had it. Thanks Rajiv for all your help and support.

Rajiv is very professional and guided me every step. He was always reachable and explain all the lending process clearly. He offered me the best rate. Thanks a lot.

I faced challenges with my previous lender, prompting me to seek assistance from APMC. Hema not only grasped the complexities of my situation but also provided valuable guidance, steering me in the right direction. With the collaborative efforts of Hema and Deepa, I successfully closed my loan within the stipulated timeframe. Their professionalism and amiable approach made the entire process a positive and enjoyable experience.I enthusiastically endorse APMC, with a special mention for Hema and Deepa.

Came to know about Rajiv through a friend. He is very professional and easy to work with. He helped us with securing a mortgage with good interest rate and worked with the lender to close really quickly in just under 2 and half weeks. Highly recommend him for any purchase or refinance.

I had an outstanding experience working with Rajiv and his team at American Preferred Mortgage Corp during the loan process. From the very beginning, he helped me to understand every step of the process and went above and beyond to answer all of my questions. Through out the process they exhibited professionalism, expertise, transparency, and efficiency to make the loan process as smooth and stress-free as possible. Highly recommend them for any purchase.

This was our first time home buying. We were thoroughly supported and kept informed throughout the process by Kamala and Deepa from her team. Kamala worked very efficiently to bring this to the closing table in a tight timeline amid the holiday season. I will highly recommend Kamala to all of my friends and family.

Rajiv was referred to us by a friend and I would say we are fortunate to have Rajiv as our advisor. His advises are unbiased and his knowledge is commendable. we would be more than happy to work with him again and refer him to our friends.

I had the pleasure of working with American Preferred Mortgage, specifically with Vick and Drashti/Meena, and it was truly an outstanding experience. Vick, who served as my loan officer, surpassed all expectations with his professionalism, transparency, and punctuality. The loan transition was handled seamlessly by the entire team under Vick’s administration. They not only secured excellent interest rates but also took the time to provide a comprehensive explanation and walkthrough of the entire process, including closing costs. For anyone seeking a smooth and straightforward home mortgage experience, I wholeheartedly recommend American Preferred Mortgage Company, Vick, and his awesome dedicated team who helped us get this. Vick Bedi's unwavering dedication and expertise made navigating the intricate landscape of home financing an stress-free journey. Throughout the mortgage approval process and the complexities of managing closing documents, Vick's responsiveness and attentiveness were truly remarkable. His commitment, which went beyond mere words, establishes him as a trustworthy and dedicated mortgage professional. If you are in search of a reliable partner for your home financing needs, Vick Bedi is the clear choice. I highly recommend him for his exceptional commitment and outstanding support throughout the entire process.

We bought our first home in late November 2023. We were introduced to Mr. Vick Bedi when we were looking for reasonably lower rates. Mr. Vick Bedi helped us throughout the home buying process. He always answered our texts and calls every time we had a question. Additionally, Mr. Bedi’s team members were very helpful and answered our questions and cleared every doubt we had. They were very cooperative and considerate and helped us even when our closing had gotten delayed. Thanks again Mr. Bedi, Ms. Aparna Menon and the team. I highly recommend them to family, friends, and anyone looking for a dedicated mortgage team of professionals. Anil Mohan and Amisha Patel.

This was my first time home buying. I was helped by Hema like a family member . I always got the feeling as if my family helping and guiding me in buying the house . Hema along with her team worked very efficiently to bring this to the closing table on a day which was very special for me . I will highly recommend Hema to all my friends!

Seema, our mortgage broker, played a pivotal role in simplifying our home purchase. Her expertise and dedication were evident throughout the process, making it a smooth journey for us. Seema’s friendly and approachable nature made us feel supported every step of the way. If you’re looking for a mortgage broker who excels in handling and cares about your needs, Seema is the one to choose!

We were first-time home buyers. We worked with Hemalatha and Deepa. They were available throughout the process, guided at each step and explained every document well. We highly recommend American Preferred Mortgage for anyone.

Rajiv is great to work with. Always available to answer any questions and helpful

As a first-time homebuyer, my experience with Seema Vazirani was nothing short of exceptional. Her attention to detail and dedication to guiding me through every step of the loan process made me feel confident and informed. She took the time to explain any concepts or terms that were unfamiliar to me, ensuring that I had a clear understanding of the entire process. I am grateful for her expertise and support, and I highly recommend her services to anyone in need of a mortgage loan.

Vick saved my deal by closing in just 7 days. Their excellent service and quick turnaround time were impressive.

Exceptional support and guidance from start to finish! Grateful for the education provided during my first home buying journey. Highly recommend! Thank you Rajiv and the team

I was referred by my family members to Rajiv. This is our first time purchasing a house in the USA and Rajiv made sure that I understood the process of everything from A to Z. We were able to close on time without any issues. I would highly recommend Rajiv Bedi to anyone looking for a home purchase or to refinance. Thank you, Rajiv!

Rajiv & Rocket Mortgage Team exceeded our expectations. As first-time home buyers, we had many questions. Rajiv went above and beyond to ensure we had all the necessary resources and provided detailed insight into every step of the process. Honest, transparent, and reliable. We would recommend Rajiv and his team to anyone looking for a home!

We just bought a house with Seema's help in securing the Mortgage. Seema is knowledgeable and worked diligently all through the process providing her invaluable guidance along the way . We highly recommend Seema for your mortgage needs. Shirish and Dr. Nutan Nadkarni

He had the pleasure of working with Hema and her team to get the mortgage for our recent house purchase. She is definitely the best in business who will get you the best rates and will get you the best closing costs as well. Hema is like family now because of such a warm and polite person she is, its always a pleasure even talking to her. And special thanks to Deepa who processed our file, she was diligent and quick. I would recommend amercian preferred mortgage to anyone in need of a mortgage loan :)

We recently closed our home with Vick Bedi. In this high rate market, he provided the best rate for us and was instrumental in having everything ready in an aggressive timeline. He was more like a friend assisting us step by step through a stressful deal and making things easier for us. He is very knowledgeable and experienced with his scope is not just limited to mortgages. I would recommend him strongly as he objectively guided us with our best interest in mind. One go to guy you don’t want to miss talking to at the least.

Rajiv from American Preferred Mortgage helped me in the entire process of mortgage and secure the best possible rates and lowest possible fee. He also helped during the entire home buying process with his market knowledge which helped us a lot. His helpful nature, prompt responses and most of all, guidance is really appreciated. Would recommend using his services to anyone who is looking to secure a mortgage finance or refinance. All the very best

I had a great experience working with Rajiv Bedi and his team. They have been very clear and transparent with me. Rajiv was always available at all the times on the phone and if he missed any he would always call back. He is very patient and went through the forms and processes with me so many times. He gives some very helpful tips to the new homeowners like me which is not even related to his job description. He told me the facts about the market and never misguided or took advantage of my limited knowledge of the market. My credit score turned out to be not as high as my banking apps told me (50 points less) due to which i could not get the same interest rate we initially discussed but there was nothing he could do about that. He did suggest me the ideas through which we could reduce a very high pmi. He helped me with the resources to cut down on the title costs also. I would recommend Rajiv to anyone who is looking for good lenders.

We recently worked with Hema and Deepa from American Preferred Mortgage Corp to secure a mortgage for our new home, and I couldn't be more impressed. Hema and Deepa were incredibly knowledgeable, patient, and attentive to my specific financial situation and needs. They guided me through the entire mortgage process with ease, providing clear explanations and prompt responses to all my questions. Their professionalism and dedication made what could have been a daunting process seamless and stress-free. I highly recommend Hema and Deepa to anyone in need of mortgage assistance. They truly exceeded my expectations!

American Preferred Mortgage Corp came to my rescue with their expertise, deep relationships with lenders & personal commitment in turning around the loan in a record time of 1 week. Strong value systems & deep expertise makes the company shine, Vick Bedi is a pillar of this company & a man of his words. Thank you Vick & American Preferred Mortgage Corp for this experience, please continue the great work! for sure clients value such experiences & the word does spread!

I had a fantastic experience collaborating with Rajiv, Vick, and Meena. Their expertise, efficiency, and integrity truly stood out. Thanks to their guidance, navigating the mortgage process was a breeze. I couldn't be happier!

One of the best mortgage companies around. Their excellent service dedication and promptness is commendable. Rajiv is one of the most experienced and pleasant person to work with. He is super knowledgeable and willing to help out both novice and experienced customers alike.

AMPREF Team is awesome, very reliable to work with and I had a very smooth transition through out my loan process and Vic Bedi is very trust worthy and he did what he promised, thank you so much Vic Bedi and pleasure to work with you !!

Great team! Appreciate all the help and attention to details through out the process. One stop for all services to get the closing seamlessly done. Recommend 100%.

This is the second time we have had the pleasure of working with Rajiv and his team. It’s always a delight to collaborate with him. Rajiv is always reachable and goes above and beyond to provide wise recommendations and assistance in every way possible. We look forward to working with him again in the future.

It has been an incredible experience working with Vick Bedi and his team, especially Aparna. From start to finish, the process was seamless and efficient. They provided the best rates available, and their quick turnaround time was impressive. Vick and Aparna were always accessible, knowledgeable, and responsive to all my questions and concerns. Their professionalism and dedication made the entire process stress-free and straightforward. I highly recommend Vick Bedi and his team for anyone in need of lending services. They truly go above and beyond!

Rajiv and Meena from American Preferred Mortgage exceeded all my expectations! Their commitment to delivering exceptional service and their responsiveness were truly impressive. Rajiv's extensive experience was evident in every interaction; he not only guided me through the mortgage process with clarity and professionalism but also ensured I secured the most favorable rates available. His prompt communication and genuine desire to assist made the entire experience stress-free and efficient. I wholeheartedly recommend Rajiv and Meena to anyone in need of mortgage financing or refinancing. Their expertise and dedication set them apart—they are without a doubt the best in the business!

I recently had the pleasure of working with Vick and his associate Aparna for my mortgage needs, and I couldn't be more satisfied with the experience. From the very beginning, Vick displayed exceptional professionalism and expertise. He took the time to thoroughly explain all my options, ensuring that I was comfortable and well-informed every step of the way. Aparna was equally impressive with her attention to detail and prompt responses to my queries. Her support was invaluable throughout the entire process. Together, Vick and Aparna made what could have been a stressful experience into a smooth and efficient journey. Their dedication to finding the best possible mortgage solution for me was evident in every interaction. I highly recommend Vick and Aparna to anyone in need of mortgage services. Their commitment to excellence and customer satisfaction is truly unmatched. Thank you, Vick and Aparna, for your outstanding service!

I would recommend Vick for anything and everything he did for mortgage. He is just fab and goes above and beyond to make it happen.

Had a great experience working with Vick and Aparna. Vick was able to provide the lowest rate available in the market. Service was great too. Process was smooth and easy. We closed on time and Vick was able to get the required credits as promised as well. All in all a great experience and look forward to collaborating again with Vick and team.

Had an amazing experience working with Rajiv Bedi. He is truly a trustworthy person, guided me through the entire process. He is very knowledgeable and live up to his words. He provided me competitive rates which no one else could match. Thanks for being there for me Rajiv, it was a pleasure working with you.

American Preferred Mortgage Corp came through for me with their expertise and personal dedication by Vick, turning around my loan in just one week after a disastrous month with another lender. Thank you, Vick, and American Preferred Mortgage Corp for this outstanding experience. Keep up the great work – experiences like mine matter to clients and speak volumes!

Delivered more than what was promised. Have worked with Vick Bedi so many times not just initial mortgage but also Refinance. Most trustworthy. Best rates and with least closing cost.

Vick recently helped me to get fund my first home! The deal which seemed to be filled with challenges, Vick made it possible by his perseverance and commitment. Highly recommend working with him.

Vick helped me with recent mortgage. He was very responsive, knowledgeable and helped me decide the best options as well as future flexibility. Thanks

Vicky Bedi is always reliable and we can get best rates in the market. Delivering what is promised.

It was great experience with Vick and Aparna. They are very knowledgeable and helpful in competitive world. Vick helped beyond limits to make the process smooth. He knows the content and expertise in his field . I’m recommend them for future lending needs. Special thanks to Vick ??

I highly recommend Vick as a home loan officer. He is knowledgeable, professional, and dedicated. Vick guided us through every step, making sure we understood our options and felt confident. His prompt communication and attention to detail made the process smooth and stress-free. If you need a reliable home loan officer, Vick is the best choice.

Worked with Vick Bedi and Dawn to get mortgage for my first home. They both were extremely responsive and made the process easy. Vick was able to get a low rate in the current scenario, he is truly professional and knowledgeable. He also made sure that we close on time, even with a short closing window.

Vick was knowledgeable and helped us to get the best deal and we were able to close the property on time.

I had a good experience with Vick and Aparna at American Preferred Mortgage. They made the mortgage process smooth and stress-free. I highly recommend Vick for a reliable and knowledgeable mortgage lender.

It was wonderful working with Rajiv Bedi, he was very helpful right from the beginning, patiently answered all our questions. Definitely recommend him!

Vick Bedi has absolutely a pleasure to work with. He did everything needed to close the mortgage in a very very short time. He also helped me with the Title, Insurance and attorney which saved me a good Amount of money. I would suggest anyone with the mortgage needs to contact Vick Bedi.

Great Service, great rate and great experience. Vick Bedi is a very knowledgeable guy, helpful and communicative ! Gets the best rate !

We recently had the pleasure of working with Rajiv Bedi. I couldn’t be more pleased with the experience. From start to finish, the process was seamless and stress-free, thanks to their professionalism and expertise. Rajiv helped us in refinancing our primary home and investment home. His communication skills are top-notch. He kept us informed every step of the way.Rajiv was always available to answer questions and provide updates.

Its really nice experience working with Vicki Bedi and American preferred Mortgage team. Closed my Townhome purchase without any hickups. I will definitely refer APM to my friends.

Rajiv Bedi was an outstanding mortgage agent who made our first home-buying experience smooth and stress-free. Rajiv was always ready to help with any questions we had and demonstrated exceptional knowledge about the mortgage process. Rajiv guided us through each step with clarity and patience, ensuring we understood everything along the way. Most importantly, he secured us the best rates possible. We recommend Rajiv to anyone looking for a reliable and knowledgeable mortgage agent!

I strongly endorse Vick as a home loan officer. He is knowledgeable and also deeply committed to his clients. His timely communication and meticulous attention to detail made everything seamless. For anyone seeking a dependable home loan officer, Vick is the ideal choice.

Rajiv is very detailed and knowledgable person. It was great experience working with him!

I had great experience working with Vick. He closed loan 1 week before closing and very responsive which helped alot to me. As i had lot of unknowns. He guided me well and provided best possible rates. I will highly recommend him.

Being repeat client for more than 15 years, I find Vick very reliable and professional lender service provider. Without formalities, he help the client to the best of his ability. I highly endorse his services and company.

I recently worked with Rajiv Bedi from American Preferred Mortgage Corp and had an outstanding experience. Rajiv’s expertise and dedication were evident from the start, as he provided clear, tailored advice and ensured a smooth, stress-free process. His responsiveness and ability to explain complex concepts made me feel confident and informed throughout. Thanks to his hard work, I secured a mortgage with excellent terms. I highly recommend Rajiv for his exceptional service and genuine care for his clients.

Seema Vazirani from American Preferred Mortgage was amazing. She provided exemplary service. I met her 10 days post being under contract and she worked really hard to get the loan approved and our closing done on time, actually one day before it was scheduled to happen. She was very patient, took lot of time to explain everything as I was a first-time home purchaser. She was always available to talk, picked up my call, and promptly discussed any issues that needed resolution. She is very honest and committed to profession. She really worked hard to get me a good rate on the mortgage. Seema was wonderful and I recommend her services.

Worked with Rajiv on my Refi. Rajiv was extremely helpful and approachable throughout the process. He ensured that I not only got the best rate possible, but also kept the process very smooth and transparent. Great experience. Will continue to work with him in the future.

Vick is very helpful, prompt response and offers low rates compared to other market competitors

Extremely pleased with refinance. Rajiv is very easy and nice person to work with. We are able to close within 2 weeks.

Have a Great experience doing refinance recently with Rajiv Bedi , he is very through and easy to reach for any question any time. Ran through the entire process multiple time until Loan closure so we are making informed decision. I would highly recommend Rajiv if you are looking for Mortgage options.

I highly recommend Rajiv. He helped me in refinancing my home couple of times and his service was excellent. Whole process was very smooth and transparent.

Rajiv Bedi is absolutely a pleasure to work with. He did everything needed to close the mortgage in less than 2 weeks of time. We had a situation where the seller wanted to close the transaction in about a month but as a buyer, we wanted to start the mortgage application right after inspection due to multiple failed deals in this crazy real estate market. So, we had just 2 weeks of time left after the inspection. He ensured the best rate possible and kept the process very smooth and transparent. The mortgage commitment was received just in 3 days after the application submission followed by Clear to close in less than 2 weeks of time. He provided me with great rates which no one else could match. Thank you so much for being there for us Rajiv. It was an incredible experience working with you and from start to finish, the process was seamless and efficient.

Nilesh and Meena helped me to close the new home on time.

I recently closed on my house and got an opportunity to work with Vick as my loan officer. He and his team including Aparna, are very professional, diligent and stayed on top of process till closing. Right from loan application to underwriting approval and funding to close, everything went smoothly. Vick is very prompt in responding to queries and facilitate the lending process efficiently. Highly recommend Vick and team.

Excellent rate, nice service….one stop shop for your mortgage needs!! Highly recommend Vicky!

I had an exceptional experience working with Kamala from American Preferred Mortgage. From the very beginning, she was professional, knowledgeable, and incredibly responsive. She took the time to explain every step of the process and made sure I understood all my options. Kamala was always available to answer my questions and provided timely updates throughout the entire process. Thanks to her guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to her hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Kamala to anyone in need of mortgage services.

Kamala and her team's professionalism and speed made our mortgage process a breeze. I recommend them to anyone seeking mortgage assistance. They guided us through the mortgage process seamlessly and efficiently.

I'm thrilled to have worked with Vick and his outstanding team, including Aparna and Angela, to secure my loan. The entire process was incredibly smooth, efficient, and fast – we closed in just three weeks! Vick's expertise, guidance, and communication were top-notch. He kept me informed every step of the way, promptly addressing all my questions and concerns. Aparna and Angela were instrumental in ensuring a seamless closing, showcasing impressive organizational skills and follow-through. They exceeded my expectations in every way, making the lending process surprisingly stress-free! I wholeheartedly recommend Vick, Aparna, and Angela to anyone seeking a hassle-free lending experience. Their professionalism, attention to detail, and dedication to delivering results are unmatched.

Vick offered the best rates in the market and was very helpful throughout the home buying process. My loan processor Brianna was also prompt and responsive. I would strongly recommend their team if you are buying new home. They did a fab job..

Vick offered the best rate to us amongst all the brokers out there and his service was very prompt.

Worked with Vick Bedi on mortgage refinance and he was really good in closing in 2 weeks.Vick provided competitive rate and was very diligent in the entire process.

Vick is the best! Great communication, proactive guidance, he did what he said he was going to do is HUGH!! Best interest rate and 0% closing cost refinancing is the reality, only at VICK!

I received a referral from a friend regarding Rajiv. He made the refinance process as seamless as possible with clear communication from start to finish. He was readily available either via text or call to go over any questions I had, this significantly helped create the trust required for this type of process. I would strongly recommend using Rajiv for any loan related matters.

I recently had an opportunity(after my friend referred me) to work with Vicky and his team(Aparna/Angela) regarding my home closure. the process was extremely smooth, very responsive team, best possible rate provided to me by Vicky. Overall excellent customer service provided by Vicky and the entire team. I would definitely recommend Vicky to my friends/family.

I would like thank you Mr.Rajiv Bedi for helping to close the property on time. Mr.Rajiv is nice person and can pick up and answer any questions I have. Keep up the good work. All the best. At last he got me best price when compared to other lenders.

Always a smooth experience. Have refi multiple times with Rajiv ??

As a first-time home buyer, Rajiv helped me right from the start to get the best quote and kick-off the application process. He is incredibly knowledgeable and very professional. He was able to guide me and clarify all the doubts and questions I had along the way. He is very courteous and polite and the best thing I liked about him was that he does not leave any questions or concerns unanswered. He worked tirelessly to get the closing done swiftly. I am lucky to have him as my MLO and would love to work with him again in the future. I highly recommend Rajiv and his team.

Vick, my loan officer is very cooperative and his staff is supportive as well. Vick offered me very competitive rates compared to the market with no hidden charges. He was transparent about all the costs included and guided through the process

Appreciate Vick and team for your great, quick service!Thank you!

We were referred by our friend and Vick Bedi made sure we got the best rate out there. His team Brianna is very reachable and very responsive.

Recently closed a loan. Overall good experience.

Awesome working with Rajiv. He helped all the way from loan origination to closing with regular updates and frequently in touch. Highly recommend.

I had a great experience working with Silver and Meena. I just closed my Home Equity Loan. I would strongly recommend them if you are planning to avail mortgage.

Had a great mortgage purchase experience with American Preferred Mortgage. Rajiv Bedi and his team in particular did an amazing job securing our loan with the best rate and terms. They were very responsive and communicative throughout the process. Highly recommend them!

I am very satisfied with my mortgage loan. Rajiv Bedi was very transparent, knowledgeable, and did an excellent job locking in my interest rate while explaining all the hidden charges upfront. His professionalism and clarity made the process smooth. I will refer all my friends to you guys. Thanks again:)

Rajiv Bedi is extremely easy to work with and always just a phone call or text away. I’ve worked with him on several mortgages and refinances, and he consistently delivers on his promises.

Vick is the man to contact for all your needs. He listens to you and provides solutions and all mortgage options and alternatives like a brother! I personally shopped for 5 different mortgage brokers and bankers, and he competed the best and lowest rate for me! This was my first and will be the last person to shop for mortgage!

Rajiv, I'm blown away by your exceptional service throughout my home buying journey! Your offers, commitment, and guidance far exceeded my expectations. Notably, your support and expertise surpassed even that of my realtor and attorney. Thank you for making this complex process incredibly smooth and stress-free. Your dedication and professionalism are truly unmatched!

We had wonderful experience working with Vick and with buying our first home.I would highly recommend him .

I had an excellent experience working with Vick at American Preferred Mortgage Corp. He was always available, provided valuable consulting, and helped secure the best rates by keeping me informed with market updates. His responsiveness and efficiency made the entire process smooth and stress-free. I highly recommend Vick and American Preferred Mortgage Corp to my friends and family!

As a first time home buyer, it was a pretty smooth journey and a great experience with Vick who helped and explained everything with patience and was available throughout (even during weekends and at odd times) and was always prompt and helpful for all our questions and queries. Everything was done well within time with care which was the most important support you can get as a home-buyer. Highly recommended and thank you Vick for all the help and constant support ??

Vick is very supportive and helpful , he makes easy for me to process my mortgage loan and give discount as well.

Vick has been just amazing throughout the whole mortgage processing journey - right from the loan estimating to the final closure. He especially proved to be very friendly and cooperative considering this was my first home buying experience in USA. Highly recommended for mortgage needs. I will surely be working with him anytime I have any mortgage needs. Thanks Vick!

I had an exceptional experience working with Vick Bedi from American Preferred Mortgage. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process and made sure I understood all my options. Vick was always available to answer my questions and provided timely updates throughout the entire process. Thanks to his guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to his hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Vick Bedi to anyone in need of mortgage services.

Excellent service provided by Vick and his team during the refinance process. This is the 3rd time I have worked with Vick for refinance and the rates offered are unmatched. Vick and his team are on top of getting the underwriting paperwork done and communicate if there are any missing documents. Overall A+ service for rates, speed of processing and customer service.

I recently had the pleasure of working with Vick, and I couldn't be more pleased with the experience. From start to finish, he made the entire process smooth, transparent, and stress-free. Vick's professionalism and excellent communication were top-notch. He was always available to offer support and guidance, and I never felt like I was in the dark about where things stood. He truly goes above and beyond for his clients, making what could have been an overwhelming process easy to navigate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. His expertise and customer-first approach make him a standout in the industry. Thank you, Vick, for making this experience such a positive one!

I had an amazing experience working with Vick. From start to finish, he made the loan process smooth, transparent, and stress-free. His team was highly professional, knowledgeable, and always available to answer my questions. They guided me through every step, ensuring I got the best possible rates and terms. I truly appreciate their dedication, excellent customer service & commitments made during initial offers! I highly recommend Vick to anyone looking for a reliable and trustworthy lender!

Great service and quick turnaround on recent closing. Thanks Rajiv Bedi for making it so smoother!!

I worked with Rajiv on my refinance. He was very cooperative throughout the process. He explained each and every component in the closing document in detail. I highly recommend him for your mortgage

Recently got re-finance service from Rajiv Bedi. My experience was Awesome! Thanks Rajiv for your help.

Very professional and Great Service. Very quick turnaround to close the loan. Highly recommend.

Had a very good experience with Rajiv Bedi, right from getting the rates to the eventually closing. Rajiv especially has been always available for any questions and very quick in responding to texts, emails. Hope to be able to refinance with him , in the near future!

I got my mortgage refinanced recently with American Preferred Mortgage Corp. They've got me the best rate on the market. I had great experience working with them and I would definitely recommend them for any new home loans or refinancing. They were so helpful though out my loan processing duration, answering my questions patiently and considering my requests. Their response is very prompt and helped to expedite the processing time. I am thankful to Rajiv and team to make things happens so smoothly.

I wanted to take a moment to express my sincere appreciation to Rajiv Bedi for his outstanding service throughout the mortgage process. Your professionalism, clear communication, and deep knowledge made what could have been a stressful experience feel smooth and manageable. You were always prompt in answering my questions and went above and beyond to ensure I understood every step. Thank you for making this such a positive experience—I would gladly recommend your services to anyone in need of mortgage assistance.

As a first time home buyer, I had a great experience working with Silver from American preferred Mortgage. She helped and guided us in every step of securing the best possible rate in our mortgage journey. I feel that getting a mortgage was the easiest and simplest task in our whole home buying process. She has a great experience and was able to explain us each and every aspect of the borrowing process in a professional and transparent way. We were able to close on time and with confidence that there is nothing hidden. She was also able to help us understand the closing cost in detail and guided us in identifying cost that we can avoid. I would Highly recommended her to anyone in process of home buying and looking for mortgage. Thank you Silver for all the help and constant support.

Excellent customer service by Rajiv and team. Rajiv was very helpful and prompt in all correspondence and extremely informative.

Customer for life! That's what I feel about working with Rajiv Bedi. Rajiv not only does due diligence as a lending broker, he is almost always available for questions. I have always felt I am taken care of with the when it comes to lending process and the best fit for my needs. I am going through a third or fourth transaction with Rajiv and the customer service bar has only risen above the previous transaction. Keep up the great work you are doing Rajiv Bedi!

Very focused on customer. It was my first refinance and he would patiently explain everything as many times as would ask. True to his word and honorable!!

Vick Bedi was very prompt and helpful ! Went out of his way to get me the best quote and ideas to reduce our monthly payment !

Excellent service and response times by Vick.

Awsome service, I know Vick from 10 years, he closed almost all of my properties. Very reliable and super fast service. When most of the lender couldn't help me on mortgage , he stepped in and did it like a peice of cake. Thank you Vick would like to visit you again in future purchases.

I recently completed refinancing process had a great experience working with Vick Bedi. From start to finish, he made the entire process smooth, transparent, and stress free. Vick was always available to provide support and guidance. He truly goes above and beyond for his clients, guided me through each step, explained my options clearly, and helped me lock in a great rate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. Thank you, Vick, for making this experience such a positive one!

Very good conversations with Vick and gets the job done. He’s are preferred go to person for refinancing and also our mortgage company we went to when we bought our house.

I had a great experience with Vick from American Preferred Mortgage. The team was extremely responsive and helped me close my mortgage in just 10 days. As a first-time homebuyer, I appreciated how smooth the process was. Most importantly, Vick gave me the best rate on the market. I couldn't be happier!

Vick Bedi from American Preferred Mortgage was awesome to work with! Super helpful, always quick to respond, and made the mortgage process way easier than we expected. Definitely recommend him if you’re looking for someone who knows their stuff and actually cares.

I recently bought my first home where I had the pleasure of working with Vick Bedi from American Preferred Mortgage Corp. Vick came highly recommended by both my Real estate agent and Attorney, however Vick exceeded all expectations. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every detail, provided guidance around the pros and cons of different mortgage products he offers, and what would work best for me. I did shop around with different lenders, but Vick was able to beat them easily in all aspects. He was able to help me close on the day he promised and delivered the numbers that were promised at the start. I always felt Vick was working on our side more as a friend than as a lender. I would highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. Thank you Vick for helping me get my first home!

I worked with Rajiv for my loan refinance. Rajiv made the whole process super smooth. He was quick to respond to emails and calls, even outside of regular hours, and went above and beyond to find me a great rate. Thanks to his efforts, we closed on time and without any surprises. I can’t recommend Rajiv enough. I hope to work with him again in future.

American preferred Mortgage corp., helped me secure my home loan. Vick Bedi and his team are true subject matter experts. They got me pre-approval within just few hours. And after finalizing the properly, the team helped me on closing just within 3 weeks. Being first time buyer, I had no idea about home loan process. Vick helped me understand overall process and required documentation. After submitting the details, I got loan approval very quickly and without much iterations. It was delight to work with American preferred Mortgage corp. I highly recommend using their services if you are looking for a loan.

I have refinanced my home loan in the month of December, 2017. I received excellent service and proactive communication till closing the loan as per my timelines. Sebastian George, the mortgage consultant was very professional and friendly in all aspects during my loan processing. I always recommend Vema Mortgage LLC for all types of loans/mortgages.

We were thoroughly happy with Vema Mortgage who did a great job right from the start and through the closing. As promised, Sebastian was quick enough to deliver the closing way ahead of time as we were short on time and in dire need of moving as early as possible. We will recommend Sebastian and Vema Mortgage to our friends as he not only gave us the best rate but also helped us in getting hold of our condo in double quick time.

Excellent service... Super fast response.. He concluded my closing within a week Highly recommended

Being a first time buyer, Sebastian's knowledge and working style was of great help. He walked thru every step and guided so well. He gave so many tips about Do's and Don't s. He was available almost all the time, even during late evenings. He helped me to close mortgage on time. The cost of closing was reasonable. I would recommend him for future buyers.

As a first time home buyer, there were lot of unknowns about the mortgage. While we were shopping for mortgage, we happen to talk to Vema Mortgage, represented by Sebastian, and all our concerns were addressed promptly in a very professional manner. He is very friendly and provides excellent services. The rates were very competitive and the closing fees was very minimal. Eventhough we had closed in April of 2016, he still makes contact by sending occasional greeting mails and emails. If I will buy another home, I will surely contact Vema mortagage gain.

Fast service, quick and prompt replies. Always available to discuss and explain over the phone. Helped me buy my first home in Michigan April 2018.

Vema Mortgage and Sebastian is a full package that one can expect from a mortgage broker. Knowledge, prompt responses, streamlined no hassle processing, always at the other end of the phone, at home service and most of all guaranteed best rates with no need to shop around. I have done several refinances with my old and new houses and never faced an issue. Best thing I liked is a call from Sebastian asking if I wanted to refinance on a day/time the rates really fall to rock bottom.

Made my home buying process extremely easy. Very kind and helpful. Would recommend Sebastian to everyone.

Excellent Service VEMA Mortgage and Loan process is very smooth and customer services is very good

He guided me like family and gave very smooth and hassle free experience during the lending process.

We did refinance with Sebastian George in March,2018.The most attractive option about Sebastian is the zero closing cost .Everthing went well and it took only 2weeks the whole refinance process.He is very humble and reliable person .I have recommended him to a few of my close friends and everyone had nice experience with him.He is the best guy I would recommend to give your next refinance!!

Excellent, reliable and quick service!

Awesome person to work with, very prompt service, extremely competitive rates, takes time to explain you all the legal disclosures. Definitely made the entire process super fast and stress free!! Worked with Vema Mortgage Twice and was a great experience both times!!

I first contacted Sebastian through a reference - during our very first conversation over the phone, he made me aware of certain issues I would face if I had applied for a loan given my circumstances at that time. As my situation changed, I was able to re-contact him and get my loan approved with very competitive rates. Sebastian was very helpful in every step of the process and made the whole process stress free, which was contrary to what I had heard about the process. He was always available (even late nights) to answer questions and constantly reminding me of the steps and my obligations; he was also very professional and worked with my agent in a collaborative manner. He also ensured I had all the proper documentation in advance. All this ensured that I was able to close on the house in 3 weeks. Overall, I am very satisfied with Sebastian's great guidance and assistance to making my first home purchase a success. I would strongly recommend Sebastian to anyone else looking for a loan.

Hassle Free, And Transparent : When I bought my first house in April-2011, everybody was telling me that Mortgage is one of the most difficult part of this process of buying home. so when I was looking for houses, i also started contacting Mortgage agents as well proactively. One of my friends recommended Sebastian, and his quotation (HUD) was very transparent with minimal fees among all others. So I decided to proceed with Sebastian. Due to Sebastian: for me getting Mortgage was effortless process. Imagine this: Everything was done over phone/e-mails. I met him in-person during our closing (Off-course you cannot do closing remotely). So after 3 years in 2014, I refinanced same house as better interest rates were available. Again all paperwork was done over phone/e-mail and only closing was done in-person. No hassle at all, very simple , transparent and comfortable experience both times.

Sebastian is prompt, honest and knowledgable. Had great experience in securing my loan at very good rate. Highly recommend.

Sebastian helped out immensely and went out of his way and comfort zone to provide us the smoothest mortgage experience.

I brought home in Novi, Mi and used Vema Mortgage. Good communication and timing for all paperwork. Best interest rates with lower closing costs. Sebastian is very informative and approachable. I will recommend him for my friends.

Very experienced, prompt, easy to deal with, no surprises --We'll highly recommend!

It was an excellent experience to work with Sebastian for my Mortgage refinance in August 2017 . He was extremely responsive for all type of questions I had. He provided best mortgage rates was in Market with ZERO closing fee. I would absolutely recommend to try Sebastian first before going anywhere.

Sebastian (Saaby, Vema Mortgage) has been my mortgage specialist for many years now, and has helped me get the best rates with the lowest costs for home purchases. He has also provided the best solutions for my refinancing needs several times. Saaby studies each customer's specific situation, and provides the customer the most optimal solution. I have recommended him to many of my friends and colleagues, and all of them have nothing but positive comments about him. They are all Saaby's repeat customers now.

Sebastian is very professional, transparent and highly knowledgable. Had great experience in securing my loan at very good rate. I would recommend him.