Post Your Service
We find the right service providers for you!Get notified about services that match your requirement
  • Photography Lessons
  • Arts & Crafts Lessons
  • Musical Instruments
  • Dance Classes
  • Sports
  • Language Lessons
  • Educational Lessons
  • Singing Lessons
  • Driving Lessons
  • Cooking Classes
Eg: Astrologer, Plumber, Real estate service
Are you a service provider Post your service
Featured Businesses

To get your business featured, choose the ‘Banner Impressions’ Add-on while posting your Ad!

Best Loan Companies in Philadelphia

Sistar Mortgage Company - NMLS#68434
Serving the Philadelphia Area
(Pin: 45412)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number

Nearby Neighborhoods: Macomb Township, Central Ward, Clinton Hill, Fairmount

Services: Mortgage Loan, Business Loan, Home Loan, Personal Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Commercial Lending

From the Business: We work face-to-face with borrowers to prequalify you, verify the credit and property aspects of the loan, and make sure you are protected in all areas of the transaction. We can help you make sense out of your credit and offer tips on improving it. We understand that your home is likely your biggest investment. Our specialized approach will help ...

VVR LOANS
Serving the Philadelphia Area
(Pin: 72541)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number
Closed now
Verification -  

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: Looking to buy, refinance, or invest in real estate? VVR Loans, located at 831 Transill Circle in Santa Clara, provides fast, flexible, and competitive mortgage solutions tailored to your needs.Residential Purchase & Refinance: Fixed-rate, adjustable-rate, jumbo, FHA/VA, home equity/HELOC, and more.Proudly serving Santa Clara and San Jose area...

Agarwal's Mortgage -Sudhir Agarwal
Serving the Philadelphia Area
(Pin: 84520)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number
Closed now
Verification -  

Nearby Neighborhoods: Central Ward, Clinton Hill, Fairmount, Government Center

Services: Mortgage Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Cumming, GA. I specialize in Mortgage Loan Services,Home Loan Services,Commercial Loan Services,Residential Loan Services.

CD Mortgage Corp
Serving the Philadelphia Area
(Pin: 27379)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number
Closed now
Verification -  

Nearby Neighborhoods: Lacy, Central Ward, Clinton Hill, Fairmount

Services: Mortgage Loan, Auto Loan, Business Loan, Car Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Car Loan Rates, Personal Loan Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: CD Mortgage Corp is a trusted mortgage lending company committed to helping individuals and families achieve their dream of homeownership. With a focus on personalized service and expert guidance, CD Mortgage Corp offers a wide range of mortgage solutions tailored to fit each client’s unique financial situation and goals. Whether you are a first-t...

Vema Mortgage LLC
Serving the Philadelphia Area
(Pin: 89201)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number

Nearby Neighborhoods: Old Town, Elkton Heights, Elkton Landing, Bates

Services: Mortgage Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates

From the Business: VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the exper...

American Preferred Mortgage Corp. NMLS# 2230580
Serving the Philadelphia Area
(Pin: 30002)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number
Closed now
Verification -  

Nearby Neighborhoods: Bates, Bayfront, Bayside, Beacon

Services: Mortgage Loan, Home Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: A full-service mortgage company that specializes in residential home loans closing in as quickly as 2-3 weeks!,I am one of the most distinguished Loan Services in Parsippany, NJ. I specialize in Home Loan Services,Mortgage Loan Services,Residential Loan Services. When it comes to purchasing a new home or refinancing a mortgage, everyone's financin...

Mayur Shah Mortgage Loan Officer, NMLSR # 397274

Nearby Neighborhoods: Brandywine Hills, Buttonwood, Capitol Green, College Park

Services: Mortgage Loan, Home Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: Mayur Shah has helped many people achieve their goal of homeownership. Whether you are a first-time home buyer or refinancing an existing loan, Mayur has a solid understanding of the local real estate market and what it takes to close your loan with efficiency and expertise. At Truist Mortgage, we offer a variety of mortgage financing options for...

Sreedhar Anchuri - Mortgage Loan Officer And Realtor # NMLS 2274506
Serving the Philadelphia Area
(Pin: 43954)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number
Closed now
Verification -  

Nearby Neighborhoods: 1st Ward Riverfront, 4c's, 6th Ward, 8th Ward

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you w...

Sai Vankayala With Ensure Home Loans
Serving the Philadelphia Area
(Pin: 59909)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number
Closed now
Verification -  

Nearby Neighborhoods: Chapel Hill, Central Ward, Clinton Hill, Fairmount

Services: Mortgage Loan, Home Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates

From the Business: I work with 50+ lenders who offer a variety of programs to help get you the best possible rates. I am an expert in assisting self-employed borrowers and can help you qualify for the right loan program using a range of loan programs from conventional loans to non-QM loans (no income verification loans) to suit your primary or investment needs.

Gaurav Vaish Loan Advisor NMLS# 2122782
Serving the Philadelphia Area
(Pin: 99349)
  • Dial the business phone number shown here
  • Enter the pin number in your dial pad when asked
  • Connect with the business
  • Text message cannot be sent to this number
Closed now
Verification -  

Nearby Neighborhoods: Central Ward, Clinton Hill, Fairmount, Government Center

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: Looking to buy your dream home or refinance with ease? Connect with Gaurav Vaish, a reliable and knowledgeable mortgage loan advisor helping families and individuals across the Bay Area. With personalized guidance, competitive rates, and a deep understanding of the mortgage process, Gaurav ensures a smooth experience from application to closing.

728 South Broad Street, Philadelphia, PA, USA

Services: Mortgage Loan, Auto Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Philadelphia, PA. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan ServicesOur mortgage specialists update their knowledge of the current marke...

2250 Hickory Rd suite 100, Plymouth Meeting, PA, USA

Services: Mortgage Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Plymouth Meeting, PA. I specialize in Business Loan Services, Commercial Loan Services, Education Loans, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, and Student Loan ServicesWelcome to our stress-free, easy-to-understand mortgage process. As your...

Services: Mortgage Loan, Auto Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Philadelphia, PA. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan ServicesOur mortgage specialists update their knowledge of the current marke...

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Camp Hill, PA. I specialize in Mortgage Loan Services,Business Loan Services,Commercial Loan Services,Home Loan Services,Residential Loan Services When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pa...

Services: Business Loan, Commercial Loan, Small Business Loans, Commercial Lending

From the Business: Whether you are looking to buy an existing business, open up a new franchise, invest in real estate, or looking for funding for a large development project, The Capital Rams have you covered. We handle all kinds of Business Loans including business and investment real estate, Fix and Flip or rental property loans, hard money and bridge loans, SBA ...

100 North 18th Street ste 1400, Philadelphia, PA, USA

Services: Mortgage Loan, Auto Loan, Car Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Car Loan Rates, Personal Loan Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: Trina Loan Officer with an extensive background in property selling and a long list of prospective clients. I believe that forming a good relationship with my clients is important because it is not just about selling the property to them I assist with all real estate needs. As one of the most respected real estates, we are committed to providing c...

100 North 18th Street ste 1400, Philadelphia, PA, USA

Services: Mortgage Loan, Auto Loan, Business Loan, Car Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Car Loan Rates, Personal Loan Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: Nilamani Loan Officer specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you with sound guidance. Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf - with your best interest in mind. Plus, we have access to broker-only...

Services: Mortgage Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Education Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Pennsylvania Furnace, PA. I specialize in Business Loan Services, Commercial Loan Services, Education Loans, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, and Student Loan ServicesAt Primary Residential Mortgage, we’re dedicated to giving each cust...

Services: Mortgage Loan, Auto Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Harrisburg, PA. I specialize in Auto Loan Services, Business Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, and Student Loan ServicesWhether you're buying, selling, refinancing, or building your dream home, y...

Services: Mortgage Loan, Business Loan, Home Loan, Personal Loan, Student Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Personal Loan Rates, Private Student Loans, Student Loan Interest Rates, Commercial Lending

From the Business: I am one of the most distinguished Loan Services in Scranton, PA. I specialize in Business Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, and Student Loan ServicesWhether you're buying, selling, refinancing, or building your dream home, you have a lot riding o...

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you w...

306 South New Street #110, Bethlehem, PA, USA

Services: Mortgage Loan, Auto Loan, Home Loan, Commercial Loan, Residential Loan, Education Loan, Auto Loan Rates, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: Bashir Kadi Loan officer comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them...

8809 West Chase Drive, Douglasville, GA, USA

Services: Student Loan, Education Loan, Private Student Loans, Student Loan Interest Rates

From the Business: I am one of the most distinguished Loan Services in Allentown, PA. I specialize in Student Loan Services, Education Loans. If you also need a cosigner for your student loan or apartment lease guarantor/cosigner you can contact me at anytime. I cover all the states in the United State. Do Not hesitate to send me an email or text messages.

300 Brookside Ave bldg 4 suite 125, Ambler, PA 19002, USA

Services: Mortgage Loan, Business Loan, Home Loan, Commercial Loan, Residential Loan, Mortgage Rates, Mortgage Interest Rates, Small Business Loans, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: I am one of the most distinguished loan services in Ambler, PA. I specialize in Mortgage Loan Services, Loan Services, Loan Services, Loan Services, and Services When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have some...

1950 Street Rd, Bensalem, PA, United States

Services: Mortgage Loan, Home Loan, Commercial Loan, Mortgage Rates, Mortgage Interest Rates, Home Equity Loan, Home Equity Loan Rates, Home Loan Rates, Commercial Lending

From the Business: Kinjal Modi, President of Lotus Mortgage, is a graduate of Temple University. He has been working at Lotus Mortgage since its inception 22 years ago, alongside his father, Kishore Modi, the founder of the company. Upon graduation, he took over as President of the company, and has since established a truly respectable name in the mortgage industry ...

Showing 1 - 25 of 112 results
Are you providing Loan service?
  • 1586+
  • Needs/month for Loan services
  • 1358+
  • Searches for Loan services this month
  • 4988+
  • Service providers providing Loan services

Customer Reviews for Loan Services in Philadelphia Metro Area

Rated 5/5 based on 2107 reviews
J
John Rydell rated5.0
10 yrs ago

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

V
Vijay C rated5.0
3 yrs ago

It was great experience working with American Preferred Mortgage Corp team. They know the market very well and provide a competitive rate. Definitely I will love to work with them again in the near future.

G
Gaurav Dewan rated5.0
3 yrs ago

Strongly recommend this company for refi and new purchase

D
Deven Doshi rated5.0
3 yrs ago

Highly recommend Vick Bedi and his team at American Preferred Mortgage to anyone who is looking to purchase or refinance their home loans with high quality, lowest possible rates, promptness, professionalism and commitment - all in a single setting.

D
Dhaval Desai rated5.0
3 yrs ago

Vick Bedi and his team provide the best experience and least anxiety in the loan closing process. Being a business owner brings its challenges securing, but the team at APM really came thru. Job well done!!

K
Kamal Arorarated5.0
3 yrs ago

Vicky is a pleasure to work with . He managed our loan very Professionally and promptly. Would highly recommend them .

V
Vishal Bhargavarated5.0
3 yrs ago

One stop shop for all your mortgage needs!!! Please contact Vicky or any of his team members ??

J
Jana 1020rated5.0
3 yrs ago

Great service with knowledgeable staff. Made my home buying process seamless. They took the time to explain the process and to answer all my questions:)

S
Sandeep bafnarated4.0
3 yrs ago

Thank you Vick and team. Good rate and great service.

N
Naren Mehtarated5.0
3 yrs ago

Highly recommend Vicky Bedi and the entire team! Professional, prompt, and great rates!

s
shraddha singhrated5.0
3 yrs ago

Refinanced one of our properties recently with American Preferred Mortgage. Great service, quick turnaround, courteous treatment and knowledgeable staff. Highly recommended for best mortgage rates and customized solution.

H
HARIT PATELrated5.0
3 yrs ago

“I am very thankful for Manoj Patel's professional, responsive and honest assistance with the whole mortgage process from beginning to end. He managed our loan very Professionally and promptly. Great service, quick turnaround and courteous treatment. I'm glad we chose his services and would recommend Manoj to anyone buying a home.”

A
Amiterated5.0
3 yrs ago

Highly recommend Vick Bedi at American Preferred Mortgage to anyone who is looking to purchase, refinance, or do a anything for their home loan and mortgage needs. He makes the process as easy as can be. I know how daunting it can be to buy a home. So if you want to be one less thing to worry about, and have the best 5-star experience possible, and ask for Vick.

H
Hitesh Bhalavatrated5.0
3 yrs ago

Exceptional service

A
Aarut Guptarated5.0
3 yrs ago

Vick Bedi and Aparna Menon at American Preferred Mortgage were as professional and helpful as one can be! They guarantee you the best rate in the market and make the home buying process pretty simple for a first time buyer such as myself. Would highly recommend Vick if you want a 5 star experience all the while being treated like family!

s
sai kiranrated5.0
3 yrs ago

I had a great experience with Vick Bedi and Aparna from American Preferred Mortgage team. You can trust their words and get good deals. They are very responsive and helps at every stage of mortgage process. Overall I am happy that I chose their team.

a
akhil deeprated5.0
3 yrs ago

Bhavesh was extremely honest and proactive in communicating the details and had always followed up, made sure I felt comfortable and knowledgeable about the finance transactions. His thoroughness made the whole process seem less. This is my second refinance with Bhavesh and I would do absolutely recommend him.

P
Prashant Patelrated5.0
3 yrs ago

Very friendly and quick on response. Very happy with the service

S
Satish Bhonslerated5.0
3 yrs ago

Excellent service, very customer oriented & supportive, would highly recommend working with Vick and his team for any refinance or house purchase.

v
vinay pillairated5.0
3 yrs ago

This is the second refinancing with Rajiv Bedi. Extremely happy with the support. Good thing about Rajiv and American Mortgage Corp is they are really helpful and very prompt in responding to our questions. I'm very satisfied with the business dealings and will definitely work with Rajiv in future as well. Thank you.

N
Narain Muthurajrated5.0
3 yrs ago

This team makes the mortgage and refi process as pleasant as possible. Special shout out to Aparna for responsiveness.

P
Payal Desairated5.0
3 yrs ago

As first time home buyers for us, Meena and Nilesh were wonderful to work with. They guided us patiently through all the steps as well as provided their best available services. I would definitely recommend them to anyone looking to start their home buying journey.

R
Raghav Mimanirated5.0
3 yrs ago

It was great working with Vick Bedi and Aparna. They not only provided us with great rates but also helped us during the entire process. I would definitely recommend working with American Preferred Mortgage Corp.

A
Abijit Gowdarated5.0
3 yrs ago

Vick is a very approachable loan originator who puts client interests first. He was very transparent during our loan process, provided timely updates and negotiated the best rates for us. He was always available to answer our queries and explained every mortgage concept in detail for first time home buyers like us. Aparna handled the paperwork with due diligence. Highly recommend Vick and Co.

R
Ranjan Bhattacharyarated5.0
3 yrs ago

Very pleased with the professionalism and efficiency. Vick Bedi is amazing at his job and is highly recommend.to anyone looking for a Mortgage

s
sunita reddyrated5.0
3 yrs ago

Vick is very quick in response . Answers all questions very patiently.Try to provide low rates as much as he can

v
vishnu kumarrated5.0
3 yrs ago

It was a great working experience with Nilesh and Deepa. Excellent service, prompt response, transparent, courteous and friendly.

N
Naga Mahendar Velishalarated5.0
3 yrs ago

Amazing service. Patiently listen and explain in detail about all questions. Always available. Immediate response to emails and phones. Very professional and well knowledgeable. Highly recommended for all types of mortgages.

A
Alisha Sonirated5.0
3 yrs ago

I worked with Seema Vazirani on a home refinance and had a very pleasant experience. She communicated patiently and effectively at each step and was very detail oriented, making sure I was fully aware of the process and how to streamline it as well. Seema has years of experience which really showed when we were discussing my options. Overall I had a great experience with her and felt that she was an amazing representative on behalf the company.

A
Arvind Guptarated5.0
3 yrs ago

Bhavesh is a great financial advisor. I was recommended by a friend and I truly had a great experience working on a home loan applicatIon. He and his team is very prompt and professional. Highly recommend!!!

R
Rajiv Venkatamuniyapparated5.0
3 yrs ago

American Preferred Mortgage - Nilesh and Deepa were very responsive, eager in answering all of our concerns, were very helpful throughout course of mortgage process and provided necessary inputs/guidance as required for first time home buyers, I would certainly recommend them for mortgage services.

A
Arun Vijayaraghavanrated5.0
3 yrs ago

Rajiv, is one of the most honest and straight forward person whom I had worked with! He works with client’s interest in mind and is always willing to go the extra mile if it means good for you. I will definitely recommend Rajiv with no second thoughts!

N
Nikhil Sharmarated5.0
3 yrs ago

I am a first time home buyer and was clueless about buying a home. Nilesh did a handholding and help me in resolving each and every problem whatsoever came in my way. His support was not limited to mortgage, he is out mortgage team but he helped me in all aspects, whether it be negotiating with seller (in seller’s market) or answering any legal questions or emails. He is a complete package and more than that he turnout to be a mentor and a person I can have blind faith. Really Nilesh bhai, thank you (is an understatement) so much for all your efforts . I know I bothered a lot calling late night and over the weekends but thank for answering my each and every call.

J
JAGADISH KUMARrated5.0
3 yrs ago

It was fantastic & great experience with NILESH DESAI - APMC to get the loan disbursed in just 30 days The Loan processing team was very supportive, coordinating, followup , continuous support on the emails & text ofcourse Great interest rate locked up as best among the mortgage market We are very satisfied with the closing & mail in away closing supper from local Attorney on sign service Would highly recommend to get the loan process done with APMC ????????????????????????

V
Veeresh Vuyyurirated5.0
3 yrs ago

Its a great experience working with Hemalatha & Deepa. They are very Professional & never hesitate to Answer any question. I thank a lot for making my Journey so Smooth

S
Sai Trated5.0
3 yrs ago

Worked with Hema & Deepa they were very responsive, helpful and processed everything in a professional manner. Their online tools were modern and easy to use as well. Strongly recommend this company!

C
Charmi Patelrated5.0
3 yrs ago

We bought a house for the first time and our team has done a fabulous job making sure everything went smoothly and worth free. It’s truly been a pleasure getting to work all of them.

S
Sivaguru Subramanianrated5.0
3 yrs ago

“My wife and I had a fantastic experience with Vick & Aparna for our Mortgage. We are first time buyers , the clarity provided from Day one was top notch. Extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can’t thank them enough and recommend Vick for any new home buyers.

B
BHUVANESWARI SUNDARAMrated5.0
3 yrs ago

Vick is a very good person to work with . As a first time buyer like me he clarify each and every single line. Whatever he promised us in the first talk he stick to that and there is no hidden cost in the loan. His collegue Aparna , the loan processor helps us in each and every detail of the closing disclosure page and they both helped us to sail through this process. We would definitely recommend Vick to our friends and families . We can't thank enough Vick for his transparency and the dedication . Thanks to the entire team for helping us in this process.

B
Bhavik Parikhrated5.0
3 yrs ago

Amerisave Mortgage Corporation - Bhavesh and Meena were very responsive, eager in answering all of our concerns, were very helpful throughout course of mortgage process and provided necessary inputs/guidance as required for investment property buyers, I would certainly recommend them for mortgage services.

c
cool headrated5.0
3 yrs ago

Excellent service! Felt like working with a friend. Vick is a stellar service provider!

L
Lukesh Rathorerated5.0
3 yrs ago

One of my friends gave me a reference to Mr. Nilesh Desai who negotiated the best rate for us and was very approachable loan originator. Meena Sundar, our loan processor was always available to answer our queries as well. They were very responsive and helpful throughout our mortgage process. There was a situation in my case where my closing date suddenly preponed and I did not even have two weeks, but Nilesh and Meena worked on my case on priority and closed it on time. They provide required guidance for first time home buyers, and I would certainly recommend them to go with American Preferred Mortgage services.

s
snehal maratherated5.0
3 yrs ago

Vick helped us get the best mortgage rate. He was always reachable, easy to talk to and respectful in all our interactions. The house closing was a smooth process. Thanks to Vick and his team.

r
rajesh grandhirated5.0
3 yrs ago

Very nice experience. Hemalatha helped towards closing and gave a better rate.

B
Brijesh Patelrated5.0
3 yrs ago

I Worked with Meena & Manoj. They completed my closing within one month with excellent service in a professional manner. Their online tools were modern and easy to use as well. I Strongly recommend this company.

S
Suresh DKrated5.0
3 yrs ago

Amazing Experience!! from my first correspondence with Bhavesh. He is absolutely amazing! He took the time to explain everything to me in detail. He truly went above and beyond to help us and answer literally any and all questions I had and always answering your phone calls. They are professional, timely, and consistent!. Thank you so much, Bhavesh/Meena!!!!

K
Krupesh Rayrated5.0
3 yrs ago

We are first time home buyers and my overall experience with them was absolute amazing. They helped my family and I every step of the way and explained us about every paperwork we are signing. Manoj, Meena and the team was on time with every single paperwork. Manoj was also always ready to talk on the phone any time of the day without any hesitations. American Preferred Mortgage Corp. is the way to go if you are buying any sort of property. Absolutely going to recommend them to anyone that comes my way.

A
Amol Borkarrated5.0
3 yrs ago

Excellent service, prompt response, transparent, courteous and friendly. Vick Bedi and Aparna Menon at American Preferred Mortgage were as professional and helpful as one can be! They guarantee you the best rate in the market and make the home buying process pretty simple for a first time buyer like me. Would highly recommend Vick and his team.. Thank you Vick, it was great working experience with you.

A
Ameet Kumarrated5.0
3 yrs ago

We had great experience with Dhiren and Deepa. Being a first time buyer we had a lot of questions and unknowns. they were very helpful throughout the transaction, answered all questions and made it very easy for us. Thanks again for all your help.

S
Srinivas Arrarated5.0
3 yrs ago

Professional and Excellent service with competitive rates.Seema Vazirani who helped us closing multiple properties and refinancing.Seema Vazirani follwups and help in all documentations reduced our lot of work!!! what all we had to do is respond to her emails the rest she took care of everything. She made this process easy and stress free.!!!

K
Komal Joshirated5.0
3 yrs ago

We are the first time home buyer, and there are lots of new informations to understand, We were lucky to Work with Hemlatha and Deepa, They provided us great rates and worked with us through out the entire process. They helped us to understand everything. I would recommend then to everyone..

S
Saurabh Chokshirated5.0
3 yrs ago

Very professional and excellent service with the north underwriting process. They offer good rates and low cost compared to other players in the market. My mortgage officer, Vick Bedi, has been extremely helpful in walking through the best options for the purchase and refinance. He has been pro-active with refinancing my loans during the low interest rate environment. In addition to that, they make the process stress-free and crystal clear for the property closing. Highly recommended for new home buyer and refinancing the mortgage.

L
Lakshmanan Subramanianrated5.0
3 yrs ago

Excellent work by Rajiv and Meena, they helped me through out the process, very responsive in answering the phone calls. Helped me to close the deal in 25days.

s
saravanan sundaramrated5.0
3 yrs ago

We had a great experience with Kamala ,she helped make the process of buying my home very simple and less stressful. Being a first time home buyer we had a lot of questions and unknown. Kamala answered or returned my call every time and explained patiently all my questions. Everything from start to closing went smoothly and quickly. I would definitely recommend Kamala to anyone I know looking for a home loan.

S
Shajahan Mohammedrated5.0
3 yrs ago

This is the second time I have done my mortgage with Vick Bedi. After this time I believe I have established a life long connection with Vick Bedi and his team. Working with Deena Saraiya was awesome. She was friend and quick in answering any questions that I had. I would be the biggest cheerleader of AmPref and ready to go extra mile to refer them to my friends and family.

K
Kuldeep Kotharirated5.0
3 yrs ago

I will personally recommend APMC to everyone I know, they are very professional and provide excellent service.

V
Vidhu Nijhawanrated5.0
3 yrs ago

Vick and Aparna both are an absolute delight to work with. Very responsive and knowledgeable with market insights. We have worked with Vick on multiple occasions and he has always offered the best rates and helped up meet our timelines even in a tight market. Highly recommended team!

P
Punit Ambrerated5.0
3 yrs ago

Great experience working with Nilesh Desai and Meena sunder , they are very transparent with there customers in regards to rates and made whole mortgage process comfortable for me . Hoping to work with them soon.

g
gaurav singhrated5.0
3 yrs ago

Highly recommend Vicky Bedi and Aparna and their entire team! Professional, prompt, and great rates!

A
Akash Jainrated5.0
3 yrs ago

Buying your dream home could be a challenging and daunting task. Luckily we have folks like Vick Bedi, who not only guide you throughout the entire process but do so with utmost courtesy and professionalism. All our queries whether big or small were answered and everything was delivered as promised. Best rates in the market, easy to communicate with, timely response, pro-active guidance, top-notch service. Will recommend to friends and family 100% of the time.

B
Balajirated5.0
3 yrs ago

We had an excellent experience with Bhavesh and Meena. Both are very professional and guided us through the overall process as we went through the buying experience for the first month. They also arranged for our loan in a very short span of time which is amazing. They also got us best interest rate. They are the best and highly recommend... Thanks Bhavesh and Meena for all your help. Keep rocking...........

N
Nisarg Patelrated5.0
3 yrs ago

Best service and good rates provided from Nilesh Desai,

K
Kavish Munshirated5.0
3 yrs ago

As a first time home buyer, My wife and I had a lot of questions regarding finance, conventional or 5/7 arm loans, getting money from 401K is preferred or not, But Nilesh Desai showed all his patience and made us understand all of it. It was pleasure to work with Meena Sundar who use to stay on top of all the required documents and work towards us getting through the loan process. They are available to answer your questions all the time. It was lot easier than expected for us to go through the house buying and financing process with this amazing team of Nilesh and Meena. Nilesh and Meena rocks!!!

U
Uttam Raorated5.0
3 yrs ago

I was introduced to Vick in 2009 and this is the 3rd mortgage on new home along with 2 other refinances on existing properties Vick has done for me. Very humble, honest and straight forward person with 24x7 service. He will deliver what he promises. You will be surprised with his unbelievable low rates even in this challenging market. Vick will be the first person I call for my mortgage related needs in the future. Thank you, Vick and Aparna, for recent closing in Edison.

M
Madan Wavhalrated5.0
3 yrs ago

Nice experience, i can recommend Vick and team for mortgage related stuff.

S
SHARAD KUMARrated5.0
3 yrs ago

Had a very pleasant experience with American preferred mortgage Special thanks to Hemalatha Selvarajan and Deepa Rangaraju for helping and guiding throughout the process.

S
Shubhendu Duttarated5.0
3 yrs ago

Vick is very knowledgeable in the lending domain and helps clients find all alternatives to address their unique situation. This is direct from my personal experience - he sees through that end objective is met. Wishing him all the best

A
AKHIL KUDALrated5.0
3 yrs ago

Excellent service from Vick Bedi. They provide very competitive rates as well! Would definitely recommend them!

Y
Yogesh Agrawalrated5.0
3 yrs ago

Vick Bedi and his team helped me getting my first loan. Their loan process is super streamlined with zero hassle. This is the 3rd time I am closing my home loan transaction with Vick Bedi. He is honest, responsive and is the champion of the mortgage league. Vick Bedi gave me the best possible rate. Aparna from his team worked as loan processor, not enough words to describe her good work ethics. Do not look anywhere else, “Mortgage Avengers” are here , you are fully safe here.

A
Alistair Dsouzarated5.0
3 yrs ago

Excellent and professional service provided by Alka and Deena in getting the mortgage process done. Being a first time applying for mortgage, they helped us all the way and were always available for any questions. They even made sure we understand and also don't miss out any of the important milestone all along. Definitely would recommend them.

t
thotapalli bhaskarrated5.0
3 yrs ago

As a first time buyer , got good guidance from Vick and Aparna , they provide great services.

R
Raghavendran Vasudevanrated5.0
3 yrs ago

Excellent service

G
Ghulam s Khanrated5.0
3 yrs ago

I worked with Vicky's team before.... Very skilled, and professional.... I am glad to have them in our area....

J
Jitin Khannarated5.0
3 yrs ago

Wonderful working with Vick Bedi for our Mortgage needs. Vick was always available to answer all questions and explain us pros and cons at each phase of our journey to buy our first home. Would love to work with Vick in future also.

K
Kashyap Shankhavararated5.0
3 yrs ago

Bhavesh Shah and his team at American Preferred (APMC) helped us with our time-sensitive transaction, they followed up with all the parties to ensure timely closing. Their rates and fees are best in the town. APMC is a delight to work with we would highly recommend for all your mortgage needs.

P
Puneet Dhawanrated5.0
3 yrs ago

They are best in the business in the area. Mortgage experts are knowledgeable, helpful and go extra mile to provide best service

S
Sunil Vermarated5.0
3 yrs ago

This is my third time working with Vick on getting a mortgage and my experience has exceptional every time. The rates were great and with 0 lender/origination fees. Vick also helped me with the title company and I was able to close on time. Highly recommend working with Vick on your mortgage

R
Raju Arated5.0
3 yrs ago

We had an excellent experience working Vick. As first time home buyers we were nervous and Vick and his team helped us understand different situations and closed the mortgage in time. Definitely would use their services again and recommend Vick and team.

K
Karthick Vimalrated5.0
3 yrs ago

My experience with them was very structured, things went as planned to have a smooth closing. Hema was offering assistance on when to lock the rates and providing few other insights , which as a first time homebuyer was very useful. Hema is now more than a mortgage lender to me and is a family friend..

C
Chandani Shankhavararated5.0
3 yrs ago

Bhavesh Shah and his team at American Preferred (APMC) helped us with our time-sensitive transaction, they followed up with all the parties to ensure timely closing. APMC is a delight to work with we would highly recommend for all your mortgage needs

H
Hussain Bootwalarated5.0
3 yrs ago

worked with Vick twice for my closing & refinance, he made the entire process amazingly easy. i got the best rate always and more importantly he also helped me save fees with good recommendations. extremely professional and always gives the honest answer which is in your best interest. highly recommend !!!!

K
Krishna Patelrated5.0
3 yrs ago

Can not recommend Mayur and American Prefered enough!!! The entire process was so effortless and simple but I wouldn't expect anything else from this team. We were very pleased with our rate. The constant communication from our loan officer, Deepa, is commendable. Whether it be email or phone she was quick to answer and assist. If you are in the market to purchase a new home I would not move forward without the team at American Prefered

D
Divyakant-Sarju Patelrated5.0
3 yrs ago

As first time home buyers in NJ we were nervous about any road bumps we would possibly run into. Mayur was extremely knowledgeable and helpful throughout the entire process. He answered every question we had with patience and throughly explained everything. We highly recommend Mayur and his team. They are a must when purchasing any new home!!

M
Manjeet Singh & Vidhu Nijhawanrated5.0
3 yrs ago

Vick and Aparna make a great team to work with. Quick response, your priority is their priority and managed to get the best possible lowest rate compared to the market.

K
Kumarasamy Muthusamyrated5.0
3 yrs ago

It’s a great experience working with highly dedicative team Hemalatha & Deepa. Good knowledge, professional, transparent & never hesitated to explain our doubts at any number of times. They helped towards closing and gave a better rate in the market. As a first-time buyer, Hemalatha and Deepa explained and guided me each and every step from filling the application to till the end of closing. Offered excellent service, cleared all my doubts during the process, Explained closing disclosure page each and everything politely in detail. Hema helped me to when to lock the rate and when to buy the credits. Deepa was excellent. My closing date was less than 4 weeks. But She arranged all the documents within short period of time. I felt I talked with my own sisters. They continuously followed up with me to get everything is in place. I would definitely recommend this team to everyone, They made my home buying process is very simple. Thanks to my realtor for introducing them to me.

P
Poonacha Bollerarated5.0
3 yrs ago

Vick and his team always deliver, what they commit. They are easy to access anytime. Will definitely recommend Vick and Rajiv

D
Dheeraj Krishnarated5.0
3 yrs ago

Vick and Aparna did a great work. They made our process hassle free and provided very good service and rates. As a first time home buyer, we had so many questions and concerns. But they were very helpful in explaining all the terms and made our process easy.

S
Satya Thejarated5.0
3 yrs ago

Vick Bedi helped me and gave me Good rate with low closing cost

d
divya kumarrated5.0
3 yrs ago

Very prompt and responsive. Had a great experience working with him.

D
Dhaval Rambhiarated5.0
3 yrs ago

Vick and Aparna provided great service. Most of our questions were answered promptly by both of them. We were able to close quickly on the date Vick promised us.

p
patel harshitrated5.0
3 yrs ago

Extremely satisfied with the service. Very professional and knowledgeable people, specially Mayur and deepa whom I worked with during the process. Best quality is: Quick turn around for any questions and concerns with clear information. Must say best place for the first time home buyer!

M
Milind Yadavrated5.0
3 yrs ago

I write this review to express my since gratitude and appreciation for Vicky & Aparna!! Aparna and Vicky’s diligence meant that The entire mortgage process was super smooth. Keep rocking guys!!!

S
Seethala Manoharanrated5.0
3 yrs ago

Vick and Aparna are very professional and they did great job helping me with my home purchase. He understands the need and guided me throughout the process .

b
bhavin shahrated5.0
3 yrs ago

They go above and beyond for their clients. Really happy with their service .

s
sanket patelrated5.0
3 yrs ago

Nilesh Desai was my loan officer and Meena sunder was by loan processor, They both are excellent. They have very good team work. I was first time home buyer in this wonderful country and with APMC it was very smooth transaction. These both have answered my all the questions. Whatever the promises they have made it was delivered on time. They are always just call away for any help during transaction. There is no hidden fees and no hiccups. APMC dont charge any junk lender fees. They always offer good rates and provide end to end service. Overall service was excellent. I would recommend Nilesh Desai and Meena Sundar for future transaction or refinance to my friends and family members.

d
deval bhavsarrated5.0
3 yrs ago

Vick and Aparna kept their word on the promises they did on rate lock and any other fees agreed. It was GREAT working with the two of them! Highly recommend Vick's services. He'll get you the best rate that's hard to beat by others.

N
Nishant Borkhatariarated5.0
3 yrs ago

Being a first time home buyer, We were always skeptic on each step starting from getting better interest rates, locking it at correct time considering current economic conditions to finding insurance and closing on time. Hema, loan officer, was very quick with responding to each query in details with proper explanation and constantly sharing her experience on closing date to what will be the right time to lock the rates. Interest rates are pretty competitive. Whole process was very smooth, great service, prompt response, courteous and friendly. Special mention to Deepa, loan processor, for clear communication on documentation and coordinating with builder. Always just a call away for any kind of query. I have recommended both of American Preferred Mortgage members to my friends.

G
Ganapathy Subramaniamrated5.0
3 yrs ago

Today my wife and I closed our new home and our Mortgage consultant Mr. Vick Bedi and Ms. Aparna Menon were excellent. It was with extreme professionalism that our mortage process was completed within a very short duration which just shows the expertise and knowledge they possess in the entire process. Even though the rates were high Mr. Bedi was able to get us the best rate. Without their help it would have been an impossible task and just feels like a dream come true. Highly recommend their services.Was truly a pleasure and previlege working with them.

V
Vijay Patelrated5.0
3 yrs ago

I would highly recommend, it is so fast, best rate and excellent customer service!! Great pleasure working with Dhiren Patel and Deena Saraiya!!

S
Sunil Patelrated5.0
3 yrs ago

Great Service. They made each step easy and clear. Overall very much satisfied with the service.

R
Rathinam Ponramrated5.0
3 yrs ago

We had great experience on the end to end process for our Mortgage. We are first time home buyers , the information that was provided from the day one from Vick and Aparna was top quality. There is no hidden fee, everything is transparent. Fast loan processing Hassle free - Easy documentation steps. Very supportive on every phone call. Competitive price than other market players. Thank you very much Vick & Aparna. I would recommend anyone looking for the best.

A
Amit Tiwarirated5.0
3 yrs ago

Rajiv Bedi helped me during my home mortgage application process. His support is exceptional through out the process from bringing to end. One thing I liked most is that he is always available to answer and clarify things. Rajiv is very professional and to the point in explaining things related with home loan , closing process, home insurance. I found him very easy to work with. I highly recommend him for home loan application and process. He is best ??

S
Satheesh Navaneethakrishnanrated5.0
3 yrs ago

As first time home buyers we had a lot of questions and were nervous, Rajiv Bedi helped us understand different situations, clarified multiple queries and closed the mortgage on time. Wonderful working with Rajiv for all our Mortgage needs. He was always available to answer all questions and had an excellent experience working him. Extremely professional and honest. Highly recommend him and his Team.

M
Manoj Kumarrated5.0
3 yrs ago

Our experience purchasing our dream home and securing the loan was hassle-free with Bhavesh at American Preferred Mortgage. Especially in the midst of volatile housing market conditions. Bhavesh and Meena helped us understand and navigate through the process from May/June 2022 until we closed in September 2022. They were always there to answer our queries and guide us in the home buying process. We are looking forward to working with Bhavesh in future as well to reduce our costs by refinancing. We highly recommend Bhavesh!

N
NILESH PHADKErated5.0
3 yrs ago

Very happy for the excellent and smooth Mortgage process. Thank you Rajiv Bedi and Meena for helping and guiding us throughout the mortgage.

S
Sreedevi Velagalarated5.0
3 yrs ago

Rajiv is very professional and extremely helpful throughout my loan processing. They offered better rates and with quick turnaround time. In summary, it's a hassle-free process for me. I would strongly recommend APMC and Rajiv.

A
Aavart Patelrated5.0
3 yrs ago

Working With Nilesh and Meena was very easy throughout this process. Excellent Communication, Prompt Response and they handled lots of things directly with Attorney... Can't thank them enough for making this whole process very easy, informative and personal attention they paid to specifics in our case.

m
mehul Suvarated5.0
3 yrs ago

Reliable people, super fast service, what else you need when you have support each and every step on closing the house..!! Super satisfied with the service.. Special thanks to Mayur P leuva and Deepa Rangaraju

M
Manikandan Singaramrated5.0
3 yrs ago

Vick Bedi helped me getting my first loan and the recent one for my investment property. Their loan process is super streamlined with zero hassle. This is the 4th time (finance/refinance) I am closing my home loan transaction with Vick Bedi. He is honest, responsive, accurate and is the star of the mortgage league. Vick Bedi alway gave me the best possible rate where no one else can match. I just need thank Aparna from his team as well who worked as loan processor, not enough words to describe her great work ethics. In future, Vicki will be my first preference.

S
Sumit Banerjeerated5.0
3 yrs ago

Awsome Team!!! Thank you Vick Bedi , you did a fantastic job.

A
Abhishek Mishrarated5.0
3 yrs ago

Vick and Team are professional, committed, keeping promise to client which make them reliable and trustworthy.

S
Santosh Garimellarated5.0
3 yrs ago

Best service & interest rate in the market!!!

R
Ruhil Dongolrated5.0
3 yrs ago

Got extremely good rates given the volatility of the 2022 market. No lender fee helped us save a bunch. Vick Bedi was professional, available at moment's notice and good communication regarding the mortgage. Made the daunting home buying process a breeze. Thank you.

S
Sunny Sunkulprated5.0
3 yrs ago

Vick and his team is extremely professional, kind, understanding and attentive to client needs. He will make sure we get the best interest rate in the market and the over all experience is without any issues. He does not mind to go an extra mile to help the customer. I was a first time buyer and also in some personal emergency. I had very little time and he made sure all my needs are met. I am very happy to go through him for my Mortgage needs. He also suggested me a great handyman after the closing. I strongly recommend him without hesitation.

B
Brijesh Shahrated5.0
3 yrs ago

It was truly impossible for me to get a mortgage previously. I had been with a company who promised me that they would get a mortgage for me and at the last moment i was denied. It was a hopeless case I was stuck into. Thanks to American Preferred Mortgage Corp with their help and guidance from start to finish. They were the company that Delivered! ?? ???? Humbly thank you for all your hard work and efforts. Outstanding service.

K
Kavitha Thirunavukkarasurated5.0
3 yrs ago

Vick is a very professional and a seasoned mortgage officer. He know his stuff and really make it easy for his customers to work with. He can easily work with u and provide multiple options and help to figure which one could be the best fit. He always helps in providing great rates and I would highly recommend him for your financing and refinancing.

G
Gagan Khindriarated5.0
3 yrs ago

Vick and his team are highly professional and provides guidance at the same time to focus in right direction. Thank you Vick for the support throughout the process. Will share to more people to get in touch with team for a great deal and best rates

A
Abhishekh Muralidaranrated5.0
3 yrs ago

I recently had a wonderful experience with American Preferred Mortgage for my home loan. My loan officer was Vick and Meena was the processor/admin. Vick and his team provided very professional, transparent and on time services. Vick also gave me great interest rates for my loan. He also provided very detailed explanation and walk through of the entire process and the closing costs involved. I would highly recommend American Preferred Mortgage Company, Vick and his team for others looking for a smooth and easy home mortgage experience.

D
Dr Rakesh Gollenrated5.0
3 yrs ago

I have a great experience working with Vick (again), and I can tell that he is the one who make the process smooth and keeps all his promises weather its related to Rate's or fees. I highly recommend Vick for any purchase or refinancing needs you may have. Regards

P
Pinal Joshirated5.0
3 yrs ago

We received professional and helpful service. Every question we had was answered in a timely manner. Nilesh and Meena were easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use the service again in the future.

V
Vraj Shahrated5.0
3 yrs ago

I highly recommend working with them. They made our home purchase seamless !

H
Harsh Panditrated5.0
3 yrs ago

The service is excellent. I definitely recommend American preferred mortgage. They deliver what they promise

A
Anshumanrated5.0
3 yrs ago

Thanks to Ampref, and especially to Meena and Nilesh, I had a very good experience closing the loan for my new home. They made the process smooth and transparent. Nilesh and Meena helped meet my closing date requirement and they also helped accommodate last minute loan amount change promptly. Nilesh took time out to explain the various requirements a new homeowner like me must manage - like insurance, taxes - and how best I can meet these commitments. Overall, my experience was 5 star and I recommend their services to anyone who is looking for a home loan.

s
sandeep randhawarated5.0
3 yrs ago

Vick Bedi is my only go to person for home mortgages, been working with him from last 10 years, and process is still streamlined and quick as my first mortgage a decade back. Almost all closings completed in less than a month timeline. Thank you, Vick.

A
Abdulla Sheikhrated5.0
2 yrs ago

I highly recommend APMC for anyone in need of a home mortgage. From the very beginning of the process, the team was professional, efficient, and always available to answer any questions or concerns I had. The loan process was made simple and straightforward thanks to their clear communication and easy-to-use online platform. I am extremely grateful to the team at APMC (Nilesh and Meena) and would not hesitate to recommend them to anyone in need of a home mortgage.

N
Nishit Zaverirated5.0
2 yrs ago

Vick has been a great support during the entire mortgage process. He was always ready to answer any questions I had and he could get best interest available in the market; would surely recommend him for mortgage services.

T
Tushar Budherated5.0
2 yrs ago

With such a high rate of interest, inflation rate and unstable market,it's hard to get a loan with minimum rate of interest. I am Glad to work with Vick & Aparna from American preferred mortgage to make the things quicker and accurate. I would highly recommend to go for it.

B
Bimal Sinharated5.0
2 yrs ago

I was actively shopping for a mortgage with better rates and my realtor suggested Vick Bedi. From day one Vick was extremely professional and super helpful. He and his team is very pro-active and work on the issue right away. Vick made sure that I get the best rate and his team worked late night to lock my rate. There was a time when I had to change the lender and Vick and his team did that very smoothly without any hassles. Also need to mention Vick's team member Aparna who helped me in every step very efficiently. I have to say Vick knows his field very well, which reflects from his efficient, effective and professional service. Thank you Vick for supporting me in this process. I highly recommend Vick for any mortgage need.

M
Mugdha Agrawalrated5.0
2 yrs ago

I worked with Vick for a closing and he was great to work with. Solved any hiccup that came in the way ??

A
Advait Waghmarerated5.0
2 yrs ago

Great experience of working with Vick. He and his organization have been extremely supportive, providing the right guidance on a timely across the entire process.

I
Ivan Dnistryanrated5.0
2 yrs ago

It was an absolute pleasure to work with Vick Bedi and a team. Would highly recommend, great communication and wonderful people. Thank you.

M
Munish Darganrated5.0
2 yrs ago

Vick and his team are great to work with

P
Prince Nai Bastirated5.0
2 yrs ago

Excellent

V
Vikram Sharmarated5.0
2 yrs ago

Process was smooth and efficient. Thanks

A
Anil Yempalarated5.0
2 yrs ago

This is second time working with Vick&team,had an awesome experience both the times,highly recommend AmPerf !!!! Thank you Vick for all your help..

S
Srini Damerarated5.0
2 yrs ago

Great experience and professional throughout. Thank You for your timely help

M
Mayank Patelrated5.0
2 yrs ago

American Preferred Mortgage - Seema were very responsive and skilled.

V
Vera bachurated5.0
2 yrs ago

Excellent experience with the team exceptional service. Especially Deepa and Nilesh they work for us instead of lenders to bargain better rates.

a
anook guptarated5.0
2 yrs ago

Hema and her entire team was exceptional throughout the entire loan process. Being a first time home buyer and having a deadline of two weeks, Hema and her team helped me to complete the loan process in only 15 days.

M
Malliga Rajkumarrated5.0
2 yrs ago

Hema and her team has been highly professional, very understanding and supportive of my mortgage needs. They provided an excellent service and helped our closing smoothly, in a short duration. Hema has been my loan officer. She provided geninue inputs on interest rates and the loan process. She was open in her communication for us to decide. She went the extra mile to provide us the summary of the final CD and walked us through carefully, so that every amount mentioned is transparent. She clarified all the doubts we had patiently. Overall, her postive attitude and kind support throughout the process gave us great strength and courage. Deepa was the loan processor and she did an awesome job through her quick and clear communication and interaction in getting the necessary loan documents. Her quick document verification and feedback helped in closing faster. I am very happy working with Hema and her team, and would highly recommend her for your mortgage needs.

V
Varun Gargrated5.0
2 yrs ago

I have worked with Vick a few times now. He has always been very helpful and extremely knowledgeable throughout the process. Vick and his team go the extra mile to make the mortgage buying process as smooth as possible.

H
Hitesh Julkarated5.0
2 yrs ago

Great experience with Vick. Had is support and expertise throughout the process and helped close the loan process in a 3 week timeframe which was vital for the deal to go through. Thank you!!

V
Varun Kumarrated5.0
2 yrs ago

We recently took a home mortgage from American Preferred Mortgage Corp. Vick and his team provided an awesome experience. He was on top off everything and was so helpful and made everything go so smoothly. He went above and beyond to make sure we were informed at every step on the way. Very informative, courteous and always responsive in a timely manner!! I would highly recommend him. It’s been an absolute pleasure. Thank You Vick!!

G
Girish Njrated5.0
2 yrs ago

Appreciate the support and great service you have extended.... explaining us and guiding us all through..Vick has tremendous understanding of the market and worked with us and made us comfortable through out our first home purchase experience...thank you for your patience in explaining and making us understand the whole process...Thank you Vick and Aparna....

a
ajay pulijalarated5.0
2 yrs ago

Vick was able to get me best rates and helped in the closing of my house. Appreciate his help and support. I have been working with Vick for past 10 years. He is very open and helpful.

G
Gangadhar Nimballirated5.0
2 yrs ago

Rajiv Bedi, It was nice working with you. Provided good rate and always got quick response.

K
Kiranmai Kilarurated5.0
2 yrs ago

I was a first time buyer and was in time crunch to close the house after offer was accepted. My friend referred Rajiv Bedi. We spoke to Rajiv and felt confident right from beginning on Mortgage approval. We closed the house in time and Rajiv helped with explaining things to me. I strongly recommend him without hesitation.

P
Pranoy Paulrated5.0
2 yrs ago

Just closed on my home mortgage, the process was smooth. Constant communication and also helps out and keeps track on process until close. Great rates offered. Highly recommend.

N
Navin Kaushalrated5.0
2 yrs ago

American preferred mortgage corp is awesome. Their agent Seema helped me a lot as I was first time buyer in USA. She explained me each and every aspect of home buying loan and all the hidden costs with transparency. She helped me to choose right mortgage, locking rate when it was lowest. She also has provided suggestions other than mortgage which were key deciding factor for a home buyer. I would always recommend them. Very happy with their services.

r
rahul kunwarrated5.0
2 yrs ago

Being a First Time Home Owner , I was very confused which mortgage to go for. But we chose American Preferred Mortgage and Rajiv Bedi as the loan officer made the journey even more smooth. He is very professional, transparent and thorough with his work. He makes sure that we understood all the aspects of the mortgage and provided detailed explanation. He provided with the best interest rates and is always available for discussions. Very happy and satisfied with Rajiv and the team for guiding through the closing process.

M
Mohit Atodariarated5.0
2 yrs ago

We had a pleasure to work with Rajiv and his team to handle our mortgage and getting us across the finish line, and into our new home. Rajiv is very knowledgeable, professional and experienced, but above all this, his genuinely kind, and will put even the most stressed homebuyer at ease. He is super responsive to all of my calls and texts and moments of freak out, he always responded and was always there, day or night.

T
Taral Shahrated5.0
2 yrs ago

I’m happy that I choose them for mortgage company. Their knowledge and service is great. They communicated with all the parties and revert back to me(Buyer). Seema Vazirani our contact person was very much helpful through out whole process of home buying. Highly Recommended.

a
amaira maheenrated5.0
2 yrs ago

Hi American preferred i know ur company just because of Seema vazirani the loan agent she is superb she helped me get my first home I'm really thankful too her my entire life. She did the process soo quick n easy. I can't believe I'm a home owner now. Anyone want there house dream come true I definitely recommend Seema..

j
jitendra yadavrated5.0
2 yrs ago

Thank you Nilesh and APMC for doing such a terrific job in financing my mortgage. They got me an excellent rate and helped me at each step of the mortgage process. Nilesh guided me while I travelled to my home county for vacation, and he used to call me and provide all updates. I was able to close on my new home much faster than anyone. I will be recommending APMC to all my friends

S
Shivani Pandeyrated5.0
2 yrs ago

Vick was too quick in responding and helped us with very useful tips

j
jay shahrated5.0
2 yrs ago

Vick was amazing to work with. Very attentive and responsive. Vick very helpful and transparent. I’d recommend anyone looking to buy a home to consult him and hear how he can help.

S
Shrikant Thakurrated5.0
2 yrs ago

I had a wonderful experience working with Hema (loan officer) and Deepa (loan processor), they both are very knowledgeable, professional and available to address all your queries. They make the entire process smooth and faster.

C
Clint Misquittarated5.0
2 yrs ago

Being a first-time home buyer, it was a hard decision whether I should buy a condo, townhouse, or single house; where to buy a home; how much loan I will get. Rajiv Bedi from American Preferred Mortgage Corp has helped me immensely in understanding the complete buying process. He helped me get a per-approval letter free of cost. Rajiv is kind, knowledgeable, patient, and experienced professional. If there was any doubt or any issue, he was always quick to respond. He’s available to answer calls or reply to messages at any time of the day. He would find a way to resolve any roadblocks and would keep me informed throughout the loan process, giving me a heads up about the next steps, letting me know about the closing cost, interest calculation and explain any terms I did not understand. Even on the closing day he was extremely helpful and was constantly kept messaging, calling to check on us to ensure we had a smooth and easy close. Thank you very much Rajiv, appreciate all your help, advice and most important for the best interest rate and smooth close.

A
Ankur Barverated5.0
2 yrs ago

Great experience with the whole loan process. As a first time home buyer, Rajiv Bedi explained and helped us understand each step of the process in very professional and comprehensive manner which led to seamless closing.

J
Jitesh Behlrated5.0
2 yrs ago

I had a great experience working with Rajiv in my home buying mortgage process. As a first time homebuyer, I had a lot of questions and Rajiv was always accessible, either by a text or a phone call. He answered all my questions and guided me through the process. The interest rates were really high at this time but Rajiv got me a good rate and with low PMI. He made sure everything was on track even though the closing got pushed due to seller's delays. Highly recommend Rajiv and his team for any mortgage needs.

A
Akhilesh Bhagatrated5.0
2 yrs ago

I want to thank you Mr. Vick and his team for going above & beyond and helping me with closing of my home within committed time. Initially I was in trap of another mortgage company and they were trying to pull extra money for sack of discount points. I request Mr. Vick to consider my case and after reviewing situation he helped with closing in quick time of just one week!! He helped me to save almost $12000. Great consultant!! During closing my attorney and realtor told me that they still can’t believe that anyone can do closings in such a aggressive timeframe.

S
Satish Mrated5.0
2 yrs ago

I worked with rajiv and meena. They are the best. I would highly recommend.

A
Anudeep Reddy Nayanirated5.0
2 yrs ago

Amazing service, I have never seen or listened to such a seamless mortgage and closing process till now. All I have heard about owning a home involves lot of complexity around mortgage and closing but thanks to Nilesh who ensured that process was a breeze. Special thanks to Meena who ensured smooth execution...!

N
Neha Bhagatrated5.0
2 yrs ago

Thanks Vick for your professional services and closing our mortgage in less than a week time. Vick explained us everything in detailed and kept entire process transparent !! Excellent Job !!

A
Anand Damarajurated5.0
2 yrs ago

Best in the market.

J
Jaswinder Sainirated5.0
2 yrs ago

Vick and his team has helped me with closing of my home. He has helped me right from the 1st step of getting the pre-approval letters to answering all my queries and then helping me with all the steps in getting the loan approved in time. His inputs have proven valuable and has helped to avoid any delays or issues in the home buying process. i would recommend Vick and his team for anyone who is looking for help in home buying process, as they have helped me by going far and beyond than anyone other person in the market.

S
Sandeep Arorarated5.0
2 yrs ago

Vick is awesome

G
Ghulam Sajjad Khanrated5.0
2 yrs ago

Amazing person.... *** know his work. Sincere, accessible..... Vicki Keep it up!!

P
Puneet Singlarated5.0
2 yrs ago

Vick and his team have been my go to for last 8 years for refi and purchase. Full transparency, low rates, fast efficient closing. Highly recommended.

V
Vijay Appanagaarirated5.0
2 yrs ago

Vick and team were great throughout our journey of purchasing home. Excellent work and wish them good luck ahead…

J
Jenn Sunrated5.0
2 yrs ago

Finally closed on our home with the help of Vick! We had many issues arise due to name changes and seller discrepancies, but Vick was always a call away to allay my fears and fix the issues. Thank you for helping us reach the finish line!

E
Enitha Ganesanrated5.0
2 yrs ago

Vick helped us close our home in a matter of just few weeks. He and his team were transparent through your the process and were punctual and relentless with partners ( builders, appraisers, inspection).

M
Mudit Khannarated5.0
2 yrs ago

If you are looking for timely closure of your home with least amount of hassle and documentation, Vick is the guy to go with. He is patient in his communication and so if you are a first time home buyer, I'd highly recommend Vick.

N
Naresh Mallarated5.0
2 yrs ago

Great experience with Vick! He made our first time home-buying experience smooth and quick. No one could beat his offer and would definitely recommend to those who are planning to purchase one.

R
Rakesh Bomatrarated5.0
2 yrs ago

I had a fantastic experience working with Vick Bedi as my mortgage broker. The process was truly hands-off, and Vick guided me seamlessly through each step. From a quick pre-approval to securing a great rate and closing on time, Vick displayed a high level of professionalism and expertise. I highly recommend Vick Bedi for a smooth and efficient mortgage process.

S
Senthil Kumarrated5.0
2 yrs ago

We had a fantastic experience throughout the entire loan process. Being first-time homebuyers, Vick Bedi provided us with clear, professional, and thorough explanations at each step, resulting in a smooth and successful closing.

k
kshitij palriarated5.0
2 yrs ago

If you want your mortgage experience to be hassle free, get in touch with Vick and his team. I just had exceptional experience as a first time home buyer and Vick provided me all the insights to home mortgage process and delivered the promise well before the closing date. Highly recommend him to all my friends and family!

G
G Nrated5.0
2 yrs ago

I have know Rajeev for many years and he has always been very helpful in our house search in terms of providing pre-approvals. Finally we purchased our apartment and thanks to Rajeev and Meena for smooth process Rajeev guided us through the process and I would definitely recommend his services to anyone

b
brijen bhavsarrated5.0
2 yrs ago

They are truly knowledgeable in their work . Great service and turnaround time is also very less .

k
ketan hippalgaonkarrated5.0
2 yrs ago

I have had the opportunity to work with Vick on projects. Best guy to work with and he would get you the best rates possible. Highly recommend him to everyone.

S
Sidra Inamrated5.0
2 yrs ago

He delivered what he said and provided exceptional service and the best mortgage rate in the market. He took care of everything for me and made my closing just as I wanted, I can not believe the rates he got for me, Thank you Vick, you are the man to go if anyone needs help to buy a home.

S
SARTHAK PATHAKrated5.0
2 yrs ago

?????????? We recently had the pleasure of working with Vick Bedi during our home-buying process. He was instrumental in assisting us with our mortgage approval and the intricate documentation required for closing. Vick's dedication was evident as he consistently went above and beyond, ensuring all our questions were addressed, and was always available every time we reached out. His professionalism and commitment made our experience smooth and stress-free. Highly recommend Vick for any home financing needs!

S
Shikha Duberated5.0
2 yrs ago

My husband and I were fortunate to work with Vick Bedi during our journey to buy our first home. Vick guided us seamlessly through the mortgage approval and the daunting task of managing closing documents. He was unfailingly attentive, always answering our calls and queries promptly. His expertise and dedication took away so much of the stress from the process. If you're in need of a trustworthy and dedicated mortgage professional, Vick is the one. Highly recommended! His commitment is above and beyond his words!

K
Kush Patelrated5.0
2 yrs ago

I had an exceptional experience working with Nilesh and his team at American Preferred Mortgage Corp during the loan process. From the very beginning, they exhibited professionalism and a dedication to ensuring I understood every step of the process. My experience with American Preferred Mortgage Corp was outstanding. They combined professionalism, expertise, transparency, and efficiency to make the loan process as smooth and stress-free as possible. I highly recommend their services to anyone seeking a mortgage partner who truly cares about their clients' needs.

N
Naman Patelrated5.0
2 yrs ago

Worked with Rajiv - very helpful, timely, and trustworthy! His team helped us close on a tight timeline in spite of several delays caused by the other side.

A
Aravindha Chellappa (ak)rated5.0
2 yrs ago

We have been working with Rajiv since 2018 when we purchase our first house. We have since then refinanced a bunch of times, and then did another purchase recently - all of which were only with Rajiv and his team. Rajiv ensured that our most recent one was processed in less than 10 days (between the lender, under writers, etc etc) which all went smooth and involved less to nothing from our end. He handled them all on time and in a very professional manner, which helped us close on time. Once you work with Rajiv and his team, you can understand the effort that goes unseen, but is vital in ensuring all our work is done on time. We will continue to work with Rajiv on our housing needs in the future and recommend him and the team at AmPref without any reservations.

S
Sushant Bhaverated5.0
2 yrs ago

Kamala and team were great to work with. She was very responsive and got work done to bring it to closing in a timely manner. Highly recommended.

A
Aparna ketkar-Bhaverated5.0
2 yrs ago

Kamala and team were great to work with. She was very responsive and walked extra mile to bring it to closing in a timely manner. Highly recommended.

N
Naitik Gandhirated5.0
2 yrs ago

Highly skilled and professional team. I have completed 3 closings with them and the recent closing completed in only 20 days. Manoj and Meena were on top any queries that risen during the process and made tremendous efforts to ensure closing happens on time. Great communication thought out the whole process and made sure I understood all the numbers associated with the closing. I would definitely do business with them again in future.

A
Anirban Guharated5.0
2 yrs ago

Amazing customer service, quick turnaround and very courteous people. Special shoutout to Rajiv Bedi and his team for a smooth experience!

s
saurabh sehgalrated5.0
2 yrs ago

I have been working with Rajiv for quite some time and I must say that he is just amazing to work with. He brings that flexibility, knowledge, patience and experience which you would need to understand the mortgage/refinance process. I have done both mortgage and refinance transactions with him and he always offers me a very competitive rate that no-one can provide in the market. He is just great to work with and I wish him all the luck with his future clients. I hope everyone has a great experience working with him the way I had it. Thanks Rajiv for all your help and support.

A
Amol Trated5.0
2 yrs ago

Rajiv is very professional and guided me every step. He was always reachable and explain all the lending process clearly. He offered me the best rate. Thanks a lot.

J
JAY RAJErated5.0
2 yrs ago

I faced challenges with my previous lender, prompting me to seek assistance from APMC. Hema not only grasped the complexities of my situation but also provided valuable guidance, steering me in the right direction. With the collaborative efforts of Hema and Deepa, I successfully closed my loan within the stipulated timeframe. Their professionalism and amiable approach made the entire process a positive and enjoyable experience.I enthusiastically endorse APMC, with a special mention for Hema and Deepa.

R
Rajmohan Rajasekaran (Raj)rated5.0
2 yrs ago

Came to know about Rajiv through a friend. He is very professional and easy to work with. He helped us with securing a mortgage with good interest rate and worked with the lender to close really quickly in just under 2 and half weeks. Highly recommend him for any purchase or refinance.

S
Saikat Bhadurirated5.0
1 year ago

I had an outstanding experience working with Rajiv and his team at American Preferred Mortgage Corp during the loan process. From the very beginning, he helped me to understand every step of the process and went above and beyond to answer all of my questions. Through out the process they exhibited professionalism, expertise, transparency, and efficiency to make the loan process as smooth and stress-free as possible. Highly recommend them for any purchase.

S
Sheetal Pathakrated5.0
1 year ago

This was our first time home buying. We were thoroughly supported and kept informed throughout the process by Kamala and Deepa from her team. Kamala worked very efficiently to bring this to the closing table in a tight timeline amid the holiday season. I will highly recommend Kamala to all of my friends and family.

P
PERUMAL ELUMALAIrated5.0
1 year ago

Rajiv was referred to us by a friend and I would say we are fortunate to have Rajiv as our advisor. His advises are unbiased and his knowledge is commendable. we would be more than happy to work with him again and refer him to our friends.

S
Siddarth Sidrated5.0
1 year ago

I had the pleasure of working with American Preferred Mortgage, specifically with Vick and Drashti/Meena, and it was truly an outstanding experience. Vick, who served as my loan officer, surpassed all expectations with his professionalism, transparency, and punctuality. The loan transition was handled seamlessly by the entire team under Vick’s administration. They not only secured excellent interest rates but also took the time to provide a comprehensive explanation and walkthrough of the entire process, including closing costs. For anyone seeking a smooth and straightforward home mortgage experience, I wholeheartedly recommend American Preferred Mortgage Company, Vick, and his awesome dedicated team who helped us get this. Vick Bedi's unwavering dedication and expertise made navigating the intricate landscape of home financing an stress-free journey. Throughout the mortgage approval process and the complexities of managing closing documents, Vick's responsiveness and attentiveness were truly remarkable. His commitment, which went beyond mere words, establishes him as a trustworthy and dedicated mortgage professional. If you are in search of a reliable partner for your home financing needs, Vick Bedi is the clear choice. I highly recommend him for his exceptional commitment and outstanding support throughout the entire process.

A
Anil Mohan Patelrated5.0
1 year ago

We bought our first home in late November 2023. We were introduced to Mr. Vick Bedi when we were looking for reasonably lower rates. Mr. Vick Bedi helped us throughout the home buying process. He always answered our texts and calls every time we had a question. Additionally, Mr. Bedi’s team members were very helpful and answered our questions and cleared every doubt we had. They were very cooperative and considerate and helped us even when our closing had gotten delayed. Thanks again Mr. Bedi, Ms. Aparna Menon and the team. I highly recommend them to family, friends, and anyone looking for a dedicated mortgage team of professionals. Anil Mohan and Amisha Patel.

K
Kapil Kaushikrated5.0
1 year ago

This was my first time home buying. I was helped by Hema like a family member . I always got the feeling as if my family helping and guiding me in buying the house . Hema along with her team worked very efficiently to bring this to the closing table on a day which was very special for me . I will highly recommend Hema to all my friends!

J
Jeevan Shergillrated5.0
1 year ago

Seema, our mortgage broker, played a pivotal role in simplifying our home purchase. Her expertise and dedication were evident throughout the process, making it a smooth journey for us. Seema’s friendly and approachable nature made us feel supported every step of the way. If you’re looking for a mortgage broker who excels in handling and cares about your needs, Seema is the one to choose!

B
Bhagya C Trated5.0
1 year ago

We were first-time home buyers. We worked with Hemalatha and Deepa. They were available throughout the process, guided at each step and explained every document well. We highly recommend American Preferred Mortgage for anyone.

U
Umesh Sonavanerated5.0
1 year ago

Rajiv is great to work with. Always available to answer any questions and helpful

A
Arvind Patelrated5.0
1 year ago

As a first-time homebuyer, my experience with Seema Vazirani was nothing short of exceptional. Her attention to detail and dedication to guiding me through every step of the loan process made me feel confident and informed. She took the time to explain any concepts or terms that were unfamiliar to me, ensuring that I had a clear understanding of the entire process. I am grateful for her expertise and support, and I highly recommend her services to anyone in need of a mortgage loan.

P
Pratiksha Kumarrated5.0
1 year ago

Vick saved my deal by closing in just 7 days. Their excellent service and quick turnaround time were impressive.

D
D MuraliKrishna Inampudirated5.0
1 year ago

Exceptional support and guidance from start to finish! Grateful for the education provided during my first home buying journey. Highly recommend! Thank you Rajiv and the team

S
Shyam Patelrated5.0
1 year ago

I was referred by my family members to Rajiv. This is our first time purchasing a house in the USA and Rajiv made sure that I understood the process of everything from A to Z. We were able to close on time without any issues. I would highly recommend Rajiv Bedi to anyone looking for a home purchase or to refinance. Thank you, Rajiv!

M
Mahendra Gawderated5.0
1 year ago

Rajiv & Rocket Mortgage Team exceeded our expectations. As first-time home buyers, we had many questions. Rajiv went above and beyond to ensure we had all the necessary resources and provided detailed insight into every step of the process. Honest, transparent, and reliable. We would recommend Rajiv and his team to anyone looking for a home!

S
Shirish Nadkarnirated5.0
1 year ago

We just bought a house with Seema's help in securing the Mortgage. Seema is knowledgeable and worked diligently all through the process providing her invaluable guidance along the way . We highly recommend Seema for your mortgage needs. Shirish and Dr. Nutan Nadkarni

A
Anshul Gargrated5.0
1 year ago

He had the pleasure of working with Hema and her team to get the mortgage for our recent house purchase. She is definitely the best in business who will get you the best rates and will get you the best closing costs as well. Hema is like family now because of such a warm and polite person she is, its always a pleasure even talking to her. And special thanks to Deepa who processed our file, she was diligent and quick. I would recommend amercian preferred mortgage to anyone in need of a mortgage loan :)

s
swetha mahalaxmirated5.0
1 year ago

We recently closed our home with Vick Bedi. In this high rate market, he provided the best rate for us and was instrumental in having everything ready in an aggressive timeline. He was more like a friend assisting us step by step through a stressful deal and making things easier for us. He is very knowledgeable and experienced with his scope is not just limited to mortgages. I would recommend him strongly as he objectively guided us with our best interest in mind. One go to guy you don’t want to miss talking to at the least.

J
Jitesh Tripathirated5.0
1 year ago

Rajiv from American Preferred Mortgage helped me in the entire process of mortgage and secure the best possible rates and lowest possible fee. He also helped during the entire home buying process with his market knowledge which helped us a lot. His helpful nature, prompt responses and most of all, guidance is really appreciated. Would recommend using his services to anyone who is looking to secure a mortgage finance or refinance. All the very best

A
Arvind Rathorerated5.0
1 year ago

I had a great experience working with Rajiv Bedi and his team. They have been very clear and transparent with me. Rajiv was always available at all the times on the phone and if he missed any he would always call back. He is very patient and went through the forms and processes with me so many times. He gives some very helpful tips to the new homeowners like me which is not even related to his job description. He told me the facts about the market and never misguided or took advantage of my limited knowledge of the market. My credit score turned out to be not as high as my banking apps told me (50 points less) due to which i could not get the same interest rate we initially discussed but there was nothing he could do about that. He did suggest me the ideas through which we could reduce a very high pmi. He helped me with the resources to cut down on the title costs also. I would recommend Rajiv to anyone who is looking for good lenders.

r
reshi kumarrated5.0
1 year ago

We recently worked with Hema and Deepa from American Preferred Mortgage Corp to secure a mortgage for our new home, and I couldn't be more impressed. Hema and Deepa were incredibly knowledgeable, patient, and attentive to my specific financial situation and needs. They guided me through the entire mortgage process with ease, providing clear explanations and prompt responses to all my questions. Their professionalism and dedication made what could have been a daunting process seamless and stress-free. I highly recommend Hema and Deepa to anyone in need of mortgage assistance. They truly exceeded my expectations!

V
Vicrated5.0
1 year ago

American Preferred Mortgage Corp came to my rescue with their expertise, deep relationships with lenders & personal commitment in turning around the loan in a record time of 1 week. Strong value systems & deep expertise makes the company shine, Vick Bedi is a pillar of this company & a man of his words. Thank you Vick & American Preferred Mortgage Corp for this experience, please continue the great work! for sure clients value such experiences & the word does spread!

D
Divyang Shahrated5.0
1 year ago

I had a fantastic experience collaborating with Rajiv, Vick, and Meena. Their expertise, efficiency, and integrity truly stood out. Thanks to their guidance, navigating the mortgage process was a breeze. I couldn't be happier!

R
R. Mohammedrated5.0
1 year ago

One of the best mortgage companies around. Their excellent service dedication and promptness is commendable. Rajiv is one of the most experienced and pleasant person to work with. He is super knowledgeable and willing to help out both novice and experienced customers alike.

R
Ram Rrated5.0
1 year ago

AMPREF Team is awesome, very reliable to work with and I had a very smooth transition through out my loan process and Vic Bedi is very trust worthy and he did what he promised, thank you so much Vic Bedi and pleasure to work with you !!

L
Lokesh Sundarrajrated5.0
1 year ago

Great team! Appreciate all the help and attention to details through out the process. One stop for all services to get the closing seamlessly done. Recommend 100%.

S
Samyukta Alapatirated5.0
1 year ago

This is the second time we have had the pleasure of working with Rajiv and his team. It’s always a delight to collaborate with him. Rajiv is always reachable and goes above and beyond to provide wise recommendations and assistance in every way possible. We look forward to working with him again in the future.

m
manoj junejarated5.0
1 year ago

It has been an incredible experience working with Vick Bedi and his team, especially Aparna. From start to finish, the process was seamless and efficient. They provided the best rates available, and their quick turnaround time was impressive. Vick and Aparna were always accessible, knowledgeable, and responsive to all my questions and concerns. Their professionalism and dedication made the entire process stress-free and straightforward. I highly recommend Vick Bedi and his team for anyone in need of lending services. They truly go above and beyond!

n
niranjan pendyalarated5.0
1 year ago

Rajiv and Meena from American Preferred Mortgage exceeded all my expectations! Their commitment to delivering exceptional service and their responsiveness were truly impressive. Rajiv's extensive experience was evident in every interaction; he not only guided me through the mortgage process with clarity and professionalism but also ensured I secured the most favorable rates available. His prompt communication and genuine desire to assist made the entire experience stress-free and efficient. I wholeheartedly recommend Rajiv and Meena to anyone in need of mortgage financing or refinancing. Their expertise and dedication set them apart—they are without a doubt the best in the business!

J
Jitesh Dudanirated5.0
1 year ago

I recently had the pleasure of working with Vick and his associate Aparna for my mortgage needs, and I couldn't be more satisfied with the experience. From the very beginning, Vick displayed exceptional professionalism and expertise. He took the time to thoroughly explain all my options, ensuring that I was comfortable and well-informed every step of the way. Aparna was equally impressive with her attention to detail and prompt responses to my queries. Her support was invaluable throughout the entire process. Together, Vick and Aparna made what could have been a stressful experience into a smooth and efficient journey. Their dedication to finding the best possible mortgage solution for me was evident in every interaction. I highly recommend Vick and Aparna to anyone in need of mortgage services. Their commitment to excellence and customer satisfaction is truly unmatched. Thank you, Vick and Aparna, for your outstanding service!

R
Radhika’s Worldrated5.0
1 year ago

I would recommend Vick for anything and everything he did for mortgage. He is just fab and goes above and beyond to make it happen.

J
Jay Shahrated5.0
1 year ago

Had a great experience working with Vick and Aparna. Vick was able to provide the lowest rate available in the market. Service was great too. Process was smooth and easy. We closed on time and Vick was able to get the required credits as promised as well. All in all a great experience and look forward to collaborating again with Vick and team.

S
Sarvesh Nikumbhrated5.0
1 year ago

Had an amazing experience working with Rajiv Bedi. He is truly a trustworthy person, guided me through the entire process. He is very knowledgeable and live up to his words. He provided me competitive rates which no one else could match. Thanks for being there for me Rajiv, it was a pleasure working with you.

K
Kunal Thoratrated5.0
1 year ago

American Preferred Mortgage Corp came through for me with their expertise and personal dedication by Vick, turning around my loan in just one week after a disastrous month with another lender. Thank you, Vick, and American Preferred Mortgage Corp for this outstanding experience. Keep up the great work – experiences like mine matter to clients and speak volumes!

J
Jesal Vorarated5.0
1 year ago

Delivered more than what was promised. Have worked with Vick Bedi so many times not just initial mortgage but also Refinance. Most trustworthy. Best rates and with least closing cost.

S
S Jalal Q Rahmanrated5.0
1 year ago

Vick recently helped me to get fund my first home! The deal which seemed to be filled with challenges, Vick made it possible by his perseverance and commitment. Highly recommend working with him.

S
Srikant KVrated5.0
1 year ago

Vick helped me with recent mortgage. He was very responsive, knowledgeable and helped me decide the best options as well as future flexibility. Thanks

S
Sivakumar Karuppiahrated5.0
1 year ago

Vicky Bedi is always reliable and we can get best rates in the market. Delivering what is promised.

V
Vishal Katirarated5.0
1 year ago

It was great experience with Vick and Aparna. They are very knowledgeable and helpful in competitive world. Vick helped beyond limits to make the process smooth. He knows the content and expertise in his field . I’m recommend them for future lending needs. Special thanks to Vick ??

M
MankeDeep Patelrated5.0
1 year ago

I highly recommend Vick as a home loan officer. He is knowledgeable, professional, and dedicated. Vick guided us through every step, making sure we understood our options and felt confident. His prompt communication and attention to detail made the process smooth and stress-free. If you need a reliable home loan officer, Vick is the best choice.

S
Sam Srated5.0
1 year ago

Worked with Vick Bedi and Dawn to get mortgage for my first home. They both were extremely responsive and made the process easy. Vick was able to get a low rate in the current scenario, he is truly professional and knowledgeable. He also made sure that we close on time, even with a short closing window.

S
Senthil Subramoniamrated5.0
1 year ago

Vick was knowledgeable and helped us to get the best deal and we were able to close the property on time.

B
Balasubramaniam Srinivasanrated5.0
1 year ago

I had a good experience with Vick and Aparna at American Preferred Mortgage. They made the mortgage process smooth and stress-free. I highly recommend Vick for a reliable and knowledgeable mortgage lender.

S
Sethu Ramanrated5.0
1 year ago

It was wonderful working with Rajiv Bedi, he was very helpful right from the beginning, patiently answered all our questions. Definitely recommend him!

P
Praveen Kumarrated5.0
1 year ago

Vick Bedi has absolutely a pleasure to work with. He did everything needed to close the mortgage in a very very short time. He also helped me with the Title, Insurance and attorney which saved me a good Amount of money. I would suggest anyone with the mortgage needs to contact Vick Bedi.

P
Pratik Thakkerrated5.0
1 year ago

Great Service, great rate and great experience. Vick Bedi is a very knowledgeable guy, helpful and communicative ! Gets the best rate !

S
Srinivas Thurumellarated5.0
1 year ago

We recently had the pleasure of working with Rajiv Bedi. I couldn’t be more pleased with the experience. From start to finish, the process was seamless and stress-free, thanks to their professionalism and expertise. Rajiv helped us in refinancing our primary home and investment home. His communication skills are top-notch. He kept us informed every step of the way.Rajiv was always available to answer questions and provide updates.

S
Suresh Korvirated5.0
1 year ago

Its really nice experience working with Vicki Bedi and American preferred Mortgage team. Closed my Townhome purchase without any hickups. I will definitely refer APM to my friends.

I
Irshad Nkrated5.0
1 year ago

Rajiv Bedi was an outstanding mortgage agent who made our first home-buying experience smooth and stress-free. Rajiv was always ready to help with any questions we had and demonstrated exceptional knowledge about the mortgage process. Rajiv guided us through each step with clarity and patience, ensuring we understood everything along the way. Most importantly, he secured us the best rates possible. We recommend Rajiv to anyone looking for a reliable and knowledgeable mortgage agent!

S
SANDIP MOHANTYrated5.0
12 months ago

I strongly endorse Vick as a home loan officer. He is knowledgeable and also deeply committed to his clients. His timely communication and meticulous attention to detail made everything seamless. For anyone seeking a dependable home loan officer, Vick is the ideal choice.

Y
Yadav Bhandarirated5.0
12 months ago

Rajiv is very detailed and knowledgable person. It was great experience working with him!

A
Avinava Srivastavarated5.0
12 months ago

I had great experience working with Vick. He closed loan 1 week before closing and very responsive which helped alot to me. As i had lot of unknowns. He guided me well and provided best possible rates. I will highly recommend him.

P
Pritpal Singhrated5.0
12 months ago

Being repeat client for more than 15 years, I find Vick very reliable and professional lender service provider. Without formalities, he help the client to the best of his ability. I highly endorse his services and company.

P
Prashanth Reddy Grated5.0
12 months ago

I recently worked with Rajiv Bedi from American Preferred Mortgage Corp and had an outstanding experience. Rajiv’s expertise and dedication were evident from the start, as he provided clear, tailored advice and ensured a smooth, stress-free process. His responsiveness and ability to explain complex concepts made me feel confident and informed throughout. Thanks to his hard work, I secured a mortgage with excellent terms. I highly recommend Rajiv for his exceptional service and genuine care for his clients.

D
Dhaval Patelrated5.0
12 months ago

Seema Vazirani from American Preferred Mortgage was amazing. She provided exemplary service. I met her 10 days post being under contract and she worked really hard to get the loan approved and our closing done on time, actually one day before it was scheduled to happen. She was very patient, took lot of time to explain everything as I was a first-time home purchaser. She was always available to talk, picked up my call, and promptly discussed any issues that needed resolution. She is very honest and committed to profession. She really worked hard to get me a good rate on the mortgage. Seema was wonderful and I recommend her services.

P
Praveen Dhamijarated5.0
12 months ago

Worked with Rajiv on my Refi. Rajiv was extremely helpful and approachable throughout the process. He ensured that I not only got the best rate possible, but also kept the process very smooth and transparent. Great experience. Will continue to work with him in the future.

K
Ketan Ketkarrated5.0
11 months ago

Vick is very helpful, prompt response and offers low rates compared to other market competitors

M
Mohit Atodariarated5.0
11 months ago

Extremely pleased with refinance. Rajiv is very easy and nice person to work with. We are able to close within 2 weeks.

V
Vinoth kumarrated5.0
11 months ago

Have a Great experience doing refinance recently with Rajiv Bedi , he is very through and easy to reach for any question any time. Ran through the entire process multiple time until Loan closure so we are making informed decision. I would highly recommend Rajiv if you are looking for Mortgage options.

k
kishore sigilisettirated5.0
11 months ago

I highly recommend Rajiv. He helped me in refinancing my home couple of times and his service was excellent. Whole process was very smooth and transparent.

R
Rajeev Vermarated5.0
11 months ago

Rajiv Bedi is absolutely a pleasure to work with. He did everything needed to close the mortgage in less than 2 weeks of time. We had a situation where the seller wanted to close the transaction in about a month but as a buyer, we wanted to start the mortgage application right after inspection due to multiple failed deals in this crazy real estate market. So, we had just 2 weeks of time left after the inspection. He ensured the best rate possible and kept the process very smooth and transparent. The mortgage commitment was received just in 3 days after the application submission followed by Clear to close in less than 2 weeks of time. He provided me with great rates which no one else could match. Thank you so much for being there for us Rajiv. It was an incredible experience working with you and from start to finish, the process was seamless and efficient.

s
siva kumarrated5.0
11 months ago

Nilesh and Meena helped me to close the new home on time.

K
Kunal Shastrirated5.0
11 months ago

I recently closed on my house and got an opportunity to work with Vick as my loan officer. He and his team including Aparna, are very professional, diligent and stayed on top of process till closing. Right from loan application to underwriting approval and funding to close, everything went smoothly. Vick is very prompt in responding to queries and facilitate the lending process efficiently. Highly recommend Vick and team.

M
Mahesh Sharmarated5.0
11 months ago

Excellent rate, nice service….one stop shop for your mortgage needs!! Highly recommend Vicky!

a
arjun kumarrated5.0
11 months ago

I had an exceptional experience working with Kamala from American Preferred Mortgage. From the very beginning, she was professional, knowledgeable, and incredibly responsive. She took the time to explain every step of the process and made sure I understood all my options. Kamala was always available to answer my questions and provided timely updates throughout the entire process. Thanks to her guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to her hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Kamala to anyone in need of mortgage services.

S
Satyanand Kumarrated5.0
11 months ago

Kamala and her team's professionalism and speed made our mortgage process a breeze. I recommend them to anyone seeking mortgage assistance. They guided us through the mortgage process seamlessly and efficiently.

R
RISHAB JAINrated5.0
11 months ago

I'm thrilled to have worked with Vick and his outstanding team, including Aparna and Angela, to secure my loan. The entire process was incredibly smooth, efficient, and fast – we closed in just three weeks! Vick's expertise, guidance, and communication were top-notch. He kept me informed every step of the way, promptly addressing all my questions and concerns. Aparna and Angela were instrumental in ensuring a seamless closing, showcasing impressive organizational skills and follow-through. They exceeded my expectations in every way, making the lending process surprisingly stress-free! I wholeheartedly recommend Vick, Aparna, and Angela to anyone seeking a hassle-free lending experience. Their professionalism, attention to detail, and dedication to delivering results are unmatched.

v
varun patelrated5.0
11 months ago

Vick offered the best rates in the market and was very helpful throughout the home buying process. My loan processor Brianna was also prompt and responsive. I would strongly recommend their team if you are buying new home. They did a fab job..

V
Vignyanand Penumatcharated5.0
11 months ago

Vick offered the best rate to us amongst all the brokers out there and his service was very prompt.

A
Abhishek Rodriguesrated5.0
11 months ago

Worked with Vick Bedi on mortgage refinance and he was really good in closing in 2 weeks.Vick provided competitive rate and was very diligent in the entire process.

S
Sonia Vinayakrated5.0
10 months ago

Vick is the best! Great communication, proactive guidance, he did what he said he was going to do is HUGH!! Best interest rate and 0% closing cost refinancing is the reality, only at VICK!

D
Divyesh Patelrated5.0
10 months ago

I received a referral from a friend regarding Rajiv. He made the refinance process as seamless as possible with clear communication from start to finish. He was readily available either via text or call to go over any questions I had, this significantly helped create the trust required for this type of process. I would strongly recommend using Rajiv for any loan related matters.

G
Gaurav Singhrated5.0
10 months ago

I recently had an opportunity(after my friend referred me) to work with Vicky and his team(Aparna/Angela) regarding my home closure. the process was extremely smooth, very responsive team, best possible rate provided to me by Vicky. Overall excellent customer service provided by Vicky and the entire team. I would definitely recommend Vicky to my friends/family.

M
Manohar Prated5.0
10 months ago

I would like thank you Mr.Rajiv Bedi for helping to close the property on time. Mr.Rajiv is nice person and can pick up and answer any questions I have. Keep up the good work. All the best. At last he got me best price when compared to other lenders.

a
amit joglekarrated5.0
10 months ago

Always a smooth experience. Have refi multiple times with Rajiv ??

L
Lav Kapoorrated5.0
10 months ago

As a first-time home buyer, Rajiv helped me right from the start to get the best quote and kick-off the application process. He is incredibly knowledgeable and very professional. He was able to guide me and clarify all the doubts and questions I had along the way. He is very courteous and polite and the best thing I liked about him was that he does not leave any questions or concerns unanswered. He worked tirelessly to get the closing done swiftly. I am lucky to have him as my MLO and would love to work with him again in the future. I highly recommend Rajiv and his team.

S
Sireesha Akrated5.0
10 months ago

Vick, my loan officer is very cooperative and his staff is supportive as well. Vick offered me very competitive rates compared to the market with no hidden charges. He was transparent about all the costs included and guided through the process

m
minti26rated5.0
9 months ago

Appreciate Vick and team for your great, quick service!Thank you!

s
saroj kumarrated5.0
9 months ago

We were referred by our friend and Vick Bedi made sure we got the best rate out there. His team Brianna is very reachable and very responsive.

s
saravanakumar Natarajanrated5.0
9 months ago

Recently closed a loan. Overall good experience.

S
Sushma pvdrated5.0
9 months ago

Awesome working with Rajiv. He helped all the way from loan origination to closing with regular updates and frequently in touch. Highly recommend.

K
Krish Ramasamyrated5.0
9 months ago

I had a great experience working with Silver and Meena. I just closed my Home Equity Loan. I would strongly recommend them if you are planning to avail mortgage.

L
Lakshmi Narayananrated5.0
8 months ago

Had a great mortgage purchase experience with American Preferred Mortgage. Rajiv Bedi and his team in particular did an amazing job securing our loan with the best rate and terms. They were very responsive and communicative throughout the process. Highly recommend them!

A
Avinash Rachamadugurated5.0
8 months ago

I am very satisfied with my mortgage loan. Rajiv Bedi was very transparent, knowledgeable, and did an excellent job locking in my interest rate while explaining all the hidden charges upfront. His professionalism and clarity made the process smooth. I will refer all my friends to you guys. Thanks again:)

V
Varakrishna Parvatanenirated5.0
7 months ago

Rajiv Bedi is extremely easy to work with and always just a phone call or text away. I’ve worked with him on several mortgages and refinances, and he consistently delivers on his promises.

N
Nouman Alirated5.0
6 months ago

Vick is the man to contact for all your needs. He listens to you and provides solutions and all mortgage options and alternatives like a brother! I personally shopped for 5 different mortgage brokers and bankers, and he competed the best and lowest rate for me! This was my first and will be the last person to shop for mortgage!

K
Kundan Kumarrated5.0
6 months ago

Rajiv, I'm blown away by your exceptional service throughout my home buying journey! Your offers, commitment, and guidance far exceeded my expectations. Notably, your support and expertise surpassed even that of my realtor and attorney. Thank you for making this complex process incredibly smooth and stress-free. Your dedication and professionalism are truly unmatched!

S
Seema Singhrated5.0
5 months ago

We had wonderful experience working with Vick and with buying our first home.I would highly recommend him .

A
Abhishek Kumarrated5.0
5 months ago

I had an excellent experience working with Vick at American Preferred Mortgage Corp. He was always available, provided valuable consulting, and helped secure the best rates by keeping me informed with market updates. His responsiveness and efficiency made the entire process smooth and stress-free. I highly recommend Vick and American Preferred Mortgage Corp to my friends and family!

D
Dhanesh Jaipalrated5.0
5 months ago

As a first time home buyer, it was a pretty smooth journey and a great experience with Vick who helped and explained everything with patience and was available throughout (even during weekends and at odd times) and was always prompt and helpful for all our questions and queries. Everything was done well within time with care which was the most important support you can get as a home-buyer. Highly recommended and thank you Vick for all the help and constant support ??

S
Shivankar Singhrated5.0
5 months ago

Vick is very supportive and helpful , he makes easy for me to process my mortgage loan and give discount as well.

V
Vilas Deshmukhrated5.0
5 months ago

Vick has been just amazing throughout the whole mortgage processing journey - right from the loan estimating to the final closure. He especially proved to be very friendly and cooperative considering this was my first home buying experience in USA. Highly recommended for mortgage needs. I will surely be working with him anytime I have any mortgage needs. Thanks Vick!

S
Sachin Guptarated5.0
5 months ago

I had an exceptional experience working with Vick Bedi from American Preferred Mortgage. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process and made sure I understood all my options. Vick was always available to answer my questions and provided timely updates throughout the entire process. Thanks to his guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to his hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Vick Bedi to anyone in need of mortgage services.

S
Salil Joshirated5.0
5 months ago

Excellent service provided by Vick and his team during the refinance process. This is the 3rd time I have worked with Vick for refinance and the rates offered are unmatched. Vick and his team are on top of getting the underwriting paperwork done and communicate if there are any missing documents. Overall A+ service for rates, speed of processing and customer service.

R
Riddhima Arorarated5.0
5 months ago

I recently had the pleasure of working with Vick, and I couldn't be more pleased with the experience. From start to finish, he made the entire process smooth, transparent, and stress-free. Vick's professionalism and excellent communication were top-notch. He was always available to offer support and guidance, and I never felt like I was in the dark about where things stood. He truly goes above and beyond for his clients, making what could have been an overwhelming process easy to navigate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. His expertise and customer-first approach make him a standout in the industry. Thank you, Vick, for making this experience such a positive one!

A
Ajay Pokharkarrated5.0
5 months ago

I had an amazing experience working with Vick. From start to finish, he made the loan process smooth, transparent, and stress-free. His team was highly professional, knowledgeable, and always available to answer my questions. They guided me through every step, ensuring I got the best possible rates and terms. I truly appreciate their dedication, excellent customer service & commitments made during initial offers! I highly recommend Vick to anyone looking for a reliable and trustworthy lender!

M
Mallikarjun Gundarated5.0
4 months ago

Great service and quick turnaround on recent closing. Thanks Rajiv Bedi for making it so smoother!!

b
bhanu prathaprated5.0
4 months ago

I worked with Rajiv on my refinance. He was very cooperative throughout the process. He explained each and every component in the closing document in detail. I highly recommend him for your mortgage

R
Rajesh Biswasrated5.0
4 months ago

Recently got re-finance service from Rajiv Bedi. My experience was Awesome! Thanks Rajiv for your help.

s
srikanth seshadrirated5.0
4 months ago

Very professional and Great Service. Very quick turnaround to close the loan. Highly recommend.

P
Pavan Kumar Srinivasanrated5.0
3 months ago

Had a very good experience with Rajiv Bedi, right from getting the rates to the eventually closing. Rajiv especially has been always available for any questions and very quick in responding to texts, emails. Hope to be able to refinance with him , in the near future!

M
Mallikharjuna Allarated5.0
3 months ago

I got my mortgage refinanced recently with American Preferred Mortgage Corp. They've got me the best rate on the market. I had great experience working with them and I would definitely recommend them for any new home loans or refinancing. They were so helpful though out my loan processing duration, answering my questions patiently and considering my requests. Their response is very prompt and helped to expedite the processing time. I am thankful to Rajiv and team to make things happens so smoothly.

P
Parag Pinglerated5.0
3 months ago

I wanted to take a moment to express my sincere appreciation to Rajiv Bedi for his outstanding service throughout the mortgage process. Your professionalism, clear communication, and deep knowledge made what could have been a stressful experience feel smooth and manageable. You were always prompt in answering my questions and went above and beyond to ensure I understood every step. Thank you for making this such a positive experience—I would gladly recommend your services to anyone in need of mortgage assistance.

A
Aamir Ghaurirated5.0
2 months ago

As a first time home buyer, I had a great experience working with Silver from American preferred Mortgage. She helped and guided us in every step of securing the best possible rate in our mortgage journey. I feel that getting a mortgage was the easiest and simplest task in our whole home buying process. She has a great experience and was able to explain us each and every aspect of the borrowing process in a professional and transparent way. We were able to close on time and with confidence that there is nothing hidden. She was also able to help us understand the closing cost in detail and guided us in identifying cost that we can avoid. I would Highly recommended her to anyone in process of home buying and looking for mortgage. Thank you Silver for all the help and constant support.

s
sriram Brated5.0
4 weeks ago

Excellent customer service by Rajiv and team. Rajiv was very helpful and prompt in all correspondence and extremely informative.

S
Sriram Kannanrated5.0
4 weeks ago

Customer for life! That's what I feel about working with Rajiv Bedi. Rajiv not only does due diligence as a lending broker, he is almost always available for questions. I have always felt I am taken care of with the when it comes to lending process and the best fit for my needs. I am going through a third or fourth transaction with Rajiv and the customer service bar has only risen above the previous transaction. Keep up the great work you are doing Rajiv Bedi!

J
Jaydeep Thakkarrated5.0
4 weeks ago

Very focused on customer. It was my first refinance and he would patiently explain everything as many times as would ask. True to his word and honorable!!

B
Bhavesh Khatorrated5.0
3 weeks ago

Vick Bedi was very prompt and helpful ! Went out of his way to get me the best quote and ideas to reduce our monthly payment !

A
Arvind Upadhyayrated5.0
3 weeks ago

Excellent service and response times by Vick.

h
harshihomesrated5.0
3 weeks ago

Awsome service, I know Vick from 10 years, he closed almost all of my properties. Very reliable and super fast service. When most of the lender couldn't help me on mortgage , he stepped in and did it like a peice of cake. Thank you Vick would like to visit you again in future purchases.

T
Trusha Bhesaniyarated5.0
3 weeks ago

I recently completed refinancing process had a great experience working with Vick Bedi. From start to finish, he made the entire process smooth, transparent, and stress free. Vick was always available to provide support and guidance. He truly goes above and beyond for his clients, guided me through each step, explained my options clearly, and helped me lock in a great rate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. Thank you, Vick, for making this experience such a positive one!

R
Ruh S (RS)rated5.0
3 weeks ago

Very good conversations with Vick and gets the job done. He’s are preferred go to person for refinancing and also our mortgage company we went to when we bought our house.

A
Akhil Patilrated5.0
3 weeks ago

I had a great experience with Vick from American Preferred Mortgage. The team was extremely responsive and helped me close my mortgage in just 10 days. As a first-time homebuyer, I appreciated how smooth the process was. Most importantly, Vick gave me the best rate on the market. I couldn't be happier!

P
Pinkesh Patelrated5.0
3 weeks ago

Vick Bedi from American Preferred Mortgage was awesome to work with! Super helpful, always quick to respond, and made the mortgage process way easier than we expected. Definitely recommend him if you’re looking for someone who knows their stuff and actually cares.

k
kunal vermarated5.0
3 weeks ago

I recently bought my first home where I had the pleasure of working with Vick Bedi from American Preferred Mortgage Corp. Vick came highly recommended by both my Real estate agent and Attorney, however Vick exceeded all expectations. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every detail, provided guidance around the pros and cons of different mortgage products he offers, and what would work best for me. I did shop around with different lenders, but Vick was able to beat them easily in all aspects. He was able to help me close on the day he promised and delivered the numbers that were promised at the start. I always felt Vick was working on our side more as a friend than as a lender. I would highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. Thank you Vick for helping me get my first home!

A
Akash Guptarated5.0
2 weeks ago

I worked with Rajiv for my loan refinance. Rajiv made the whole process super smooth. He was quick to respond to emails and calls, even outside of regular hours, and went above and beyond to find me a great rate. Thanks to his efforts, we closed on time and without any surprises. I can’t recommend Rajiv enough. I hope to work with him again in future.

A
Amol Krated5.0
6 days ago

American preferred Mortgage corp., helped me secure my home loan. Vick Bedi and his team are true subject matter experts. They got me pre-approval within just few hours. And after finalizing the properly, the team helped me on closing just within 3 weeks. Being first time buyer, I had no idea about home loan process. Vick helped me understand overall process and required documentation. After submitting the details, I got loan approval very quickly and without much iterations. It was delight to work with American preferred Mortgage corp. I highly recommend using their services if you are looking for a loan.

A
Ankineedu Prasad Bollarated5.0
7 yrs ago

I have refinanced my home loan in the month of December, 2017. I received excellent service and proactive communication till closing the loan as per my timelines. Sebastian George, the mortgage consultant was very professional and friendly in all aspects during my loan processing. I always recommend Vema Mortgage LLC for all types of loans/mortgages.

N
Nityanand Suvarnarated5.0
7 yrs ago

We were thoroughly happy with Vema Mortgage who did a great job right from the start and through the closing. As promised, Sebastian was quick enough to deliver the closing way ahead of time as we were short on time and in dire need of moving as early as possible. We will recommend Sebastian and Vema Mortgage to our friends as he not only gave us the best rate but also helped us in getting hold of our condo in double quick time.

K
Kulwinder Singhrated5.0
7 yrs ago

Excellent service... Super fast response.. He concluded my closing within a week Highly recommended

V
Vijayakumar M.R.rated5.0
7 yrs ago

Being a first time buyer, Sebastian's knowledge and working style was of great help. He walked thru every step and guided so well. He gave so many tips about Do's and Don't s. He was available almost all the time, even during late evenings. He helped me to close mortgage on time. The cost of closing was reasonable. I would recommend him for future buyers.

g
gurinder bawarated5.0
7 yrs ago

As a first time home buyer, there were lot of unknowns about the mortgage. While we were shopping for mortgage, we happen to talk to Vema Mortgage, represented by Sebastian, and all our concerns were addressed promptly in a very professional manner. He is very friendly and provides excellent services. The rates were very competitive and the closing fees was very minimal. Eventhough we had closed in April of 2016, he still makes contact by sending occasional greeting mails and emails. If I will buy another home, I will surely contact Vema mortagage gain.

P
Pawel Malyszrated5.0
7 yrs ago

Fast service, quick and prompt replies. Always available to discuss and explain over the phone. Helped me buy my first home in Michigan April 2018.

B
Bindu Jaisonrated5.0
7 yrs ago

Vema Mortgage and Sebastian is a full package that one can expect from a mortgage broker. Knowledge, prompt responses, streamlined no hassle processing, always at the other end of the phone, at home service and most of all guaranteed best rates with no need to shop around. I have done several refinances with my old and new houses and never faced an issue. Best thing I liked is a call from Sebastian asking if I wanted to refinance on a day/time the rates really fall to rock bottom.

G
Govind Menonrated5.0
7 yrs ago

Made my home buying process extremely easy. Very kind and helpful. Would recommend Sebastian to everyone.

R
Raghu Reddyrated5.0
7 yrs ago

Excellent Service VEMA Mortgage and Loan process is very smooth and customer services is very good

S
Swami Anuragrated5.0
7 yrs ago

He guided me like family and gave very smooth and hassle free experience during the lending process.

H
Helen Cherianrated5.0
7 yrs ago

We did refinance with Sebastian George in March,2018.The most attractive option about Sebastian is the zero closing cost .Everthing went well and it took only 2weeks the whole refinance process.He is very humble and reliable person .I have recommended him to a few of my close friends and everyone had nice experience with him.He is the best guy I would recommend to give your next refinance!!

R
R Prated5.0
7 yrs ago

Excellent, reliable and quick service!

K
Karam Singhrated5.0
7 yrs ago

Awesome person to work with, very prompt service, extremely competitive rates, takes time to explain you all the legal disclosures. Definitely made the entire process super fast and stress free!! Worked with Vema Mortgage Twice and was a great experience both times!!

M
Murali Krishnamurthirated5.0
7 yrs ago

I first contacted Sebastian through a reference - during our very first conversation over the phone, he made me aware of certain issues I would face if I had applied for a loan given my circumstances at that time. As my situation changed, I was able to re-contact him and get my loan approved with very competitive rates. Sebastian was very helpful in every step of the process and made the whole process stress free, which was contrary to what I had heard about the process. He was always available (even late nights) to answer questions and constantly reminding me of the steps and my obligations; he was also very professional and worked with my agent in a collaborative manner. He also ensured I had all the proper documentation in advance. All this ensured that I was able to close on the house in 3 weeks. Overall, I am very satisfied with Sebastian's great guidance and assistance to making my first home purchase a success. I would strongly recommend Sebastian to anyone else looking for a loan.

V
Vineet Jainrated5.0
7 yrs ago

Hassle Free, And Transparent : When I bought my first house in April-2011, everybody was telling me that Mortgage is one of the most difficult part of this process of buying home. so when I was looking for houses, i also started contacting Mortgage agents as well proactively. One of my friends recommended Sebastian, and his quotation (HUD) was very transparent with minimal fees among all others. So I decided to proceed with Sebastian. Due to Sebastian: for me getting Mortgage was effortless process. Imagine this: Everything was done over phone/e-mails. I met him in-person during our closing (Off-course you cannot do closing remotely). So after 3 years in 2014, I refinanced same house as better interest rates were available. Again all paperwork was done over phone/e-mail and only closing was done in-person. No hassle at all, very simple , transparent and comfortable experience both times.

S
Sudheer Ummadirated5.0
7 yrs ago

Sebastian is prompt, honest and knowledgable. Had great experience in securing my loan at very good rate. Highly recommend.

u
udit moitrarated5.0
7 yrs ago

Sebastian helped out immensely and went out of his way and comfort zone to provide us the smoothest mortgage experience.

C
Chaitanya Reddyrated5.0
7 yrs ago

I brought home in Novi, Mi and used Vema Mortgage. Good communication and timing for all paperwork. Best interest rates with lower closing costs. Sebastian is very informative and approachable. I will recommend him for my friends.

J
Jrated5.0
7 yrs ago

Very experienced, prompt, easy to deal with, no surprises --We'll highly recommend!

R
Rajesh Ranjanrated5.0
7 yrs ago

It was an excellent experience to work with Sebastian for my Mortgage refinance in August 2017 . He was extremely responsive for all type of questions I had. He provided best mortgage rates was in Market with ZERO closing fee. I would absolutely recommend to try Sebastian first before going anywhere.

J
JK Nairrated5.0
7 yrs ago

Sebastian (Saaby, Vema Mortgage) has been my mortgage specialist for many years now, and has helped me get the best rates with the lowest costs for home purchases. He has also provided the best solutions for my refinancing needs several times. Saaby studies each customer's specific situation, and provides the customer the most optimal solution. I have recommended him to many of my friends and colleagues, and all of them have nothing but positive comments about him. They are all Saaby's repeat customers now.

K
Karthik Sadhasivamrated5.0
7 yrs ago

Sebastian is very professional, transparent and highly knowledgable. Had great experience in securing my loan at very good rate. I would recommend him.

J
Jose Georgerated5.0
7 yrs ago

Mr Sebastian George is a very professional mortgage broker . He explains all mortgage related queries detail by detail . I purchased my first home in 2016 and Sebastain helped to get my mortagage loan approved . Mr .Sebastian is quick and never wastes our time . His main concern is whether a customer is satisfied and comfortable with his mortgage . He is always reliable and prompt .

b
bali nagurirated5.0
7 yrs ago

Sebastian George is very helpful and knowledgeable. He is always accessible on phone to answer any questions that you have with professionally and honestly. I felt he works as our family member rather than Mortgage broker. I would personally recommend him to anyone looking for a home loans.

C
Charlie Srated5.0
7 yrs ago

I would highly recommend to work with Vema Mortgage, Sebastian is really helpful and knowledgeable.

h
hari rajarated5.0
7 yrs ago

I am happy I chose Sebastian for my home cash-out refi. He was reachable at anytime. The breakdown of fee he provided was very close to the final statement. The interest rate and fees he provided were very competitive and better than other places. I would recommend anyone to contact him for home loans.

P
Partha S Dasrated5.0
7 yrs ago

The first thing about him he is always reachable. He was able to help me to reduce title cost. Could not find lower lone rate whatever he provided. I believe he is an honest person who really wants to help the borrowers, points out all the options where borrower could spend less amount of money to reduce the closing cost. He makes things transparent, explains in great detail.

S
Srinivasa Rao Ippilirated5.0
7 yrs ago

I couldn't be more happier with my experience with Sebastian. He got me closed seamlessly. He was very easy to work with, answered my calls and emails within a few hours - even in the evening and on the weekend! I would recommend him to anyone looking for a quick, efficient and stress free closing process!!

K
Krishnakanth Aekboterated5.0
7 yrs ago

I was referred to Sebastian by my friends for a home mortgage. He offered competitive interest rate and closing fees. He communicated well through out the process and the closing was very smooth. No surprises!

S
Sirisha Grated5.0
7 yrs ago

Its pleasure working with Sebastian.He is a very honest person and very friendly. Most important thing is he is reachable at any time.Great experience working with him.Highly recommend!

A
Anush Mallirated5.0
7 yrs ago

Sebastian is very helpful, informative and knowledgeable. Always accessible on phone to answer any questions that you have. I would personally recommend him to anyone looking for a home loan.

Y
Yagnik Patelrated5.0
7 yrs ago

As first time house buyers, Sebastian was very helpful during the process. He was ALWAYS available to me and very informative. I could not be more satisfied with his service.

Y
Yatin Aminrated5.0
7 yrs ago

Sebastian George was really efficient and quickly responsive in helping us with our mortgage. He made things really easy and smooth. I would definitely recommend him to others.

S
Susheela Arekapudirated5.0
7 yrs ago

Sebastian is extremely responsive to all of my questions and requests, and is tireless in guiding me through the entire home-buying experience from start to finish. Would highly recommend Vema Mortgage LLC.

S
Sethuramalingam Sundaramrated5.0
7 yrs ago

He is very reliable, caring, informative and responsive, which is mandatory for first time home buyer. Started feeling to be in safe hands right from day one. He exceeds the expectation of vendor at all scenarios and gives professional/personal guidance. Reliable source of information and outperforms the agent with timely suggestions and responses.

a
anil kalrarated5.0
7 yrs ago

Sebastian was very helpful in getting all things done on time. He works with you closely to make sure that you understand everything while you go through the phase of initial offer acceptance to closing of your home.

K
Kumaresan Chandrasekaranrated5.0
7 yrs ago

Very customer friendly and transparent process. I never had such speed process in my previous loan processing. Great work Sebastian!!

A
Apratim Sarmarated5.0
7 yrs ago

I found Sebastian very reliable, honest and helpful in his interactions during my buying process. It was more like dealing with a friend. I was completely new to the home buying process and Sebastian guided me throughout the process. The entire process was very smooth and hassle free. He gave valuable advice which helped me to get a better rate and lower my payments. I would highly recommend Sebastian to all !

K
Kavita Guptarated5.0
7 yrs ago

Sebastian will give a very competitive rate. I have never had to extend the closing date with him. He has been able to process my client's loans well before the closing date every single time. He is hard working and knowledgeable in his field! I'd definitely recommend him.

D
Dushyantha Naidu Paligaramrated5.0
7 yrs ago

Sebastian handles the mortgage process in a well organized manner. Very much customer focused and service oriented mentality which enables us to learn the whole process to its fullest detail. He was able to expedite few steps based on our need and we were able to close our home on time. We strongly recommend his services if anyone is in need.

r
ranjanpreet singhrated5.0
7 yrs ago

Very helpful

h
himanshu kumbharerated5.0
7 yrs ago

It was an excellent and knowledgeable experience working with Sebastian for my mortgage in September,2017. I first contacted him through a reference – in our very first conversation over the phone, he made me aware of certain issues I would face during my loan application and he suggested me few measure I can take to make my mortgage application process seamless. He provides best mortgage rate in town based on your current situation. He is very professional as well as friendly. He made my loan process stress free and we were able to close on the house in just 10 days. He is always available to answer your questions related to mortgage, refinancing options or home owner’s insurance at any time. I would recommend Sebastian strongly specially to 1st time home buyers as well as for refinancing your home. Just talk to him before going to anyone else.

k
kishore pawarrated5.0
7 yrs ago

Exceptional service. Very knowledgeable and great quality work. My closing was very smooth. I will strongly recommend to my friends.

S
Som Krated5.0
7 yrs ago

I've been worked with Sebastian George closely from June 2018 and he helped a lot on the loan process. He was very friendly nature and very quick responsive at anytime, even week ends too. He was very knowledgeable and nice person.

D
DISHANT PATELrated5.0
7 yrs ago

My experience with Sebastian was awesome. He takes his time to explain you all Informations related to mortgage. He is extremely responsive to all questions.I highly recommend Vema Mortgage.

G
Gautam Kanuparthirated5.0
7 yrs ago

Excellent knowledgeable and friendly. Couldn’t have asked for anything more when I bought my first house and started my mortgage / investments in Jul 2015. Without any doubt my only choice and highly recommend his services.

A
Anand Ogiralarated5.0
7 yrs ago

Have known Sebastian from Vema for a longtime. He provided his services for my last two closings. He is honest, friendly,straight and no non-sense guy and my home closings were pretty smooth. Wouldn’t hestitate to use him again and I would highly recommend him.

R
Rushi Patelrated5.0
7 yrs ago

Sebastian did a great job helping me and my family purchase our new home. He helped us find the best option for us and walked us through every step of the way. Sebastian was always available to answer questions and he communicated very well throughout the entire process. I highly recommend using Vema Mortgage LLC for your lending needs.

b
benoy kuriakoserated5.0
7 yrs ago

Excellent service!! I would recommend Verma mortgage (sebastian) to all my friends and family. He will walk you through each and every step of the refinancing process. Very much satisfied with his services .

P
Prated5.0
7 yrs ago

Working with Sabastian George of Vema Mortgage regarding my home loan was easy and good experience. He explained the whole loan process in detail for a first time home buyer like me and it was a great experience and I definitely recommend vema mortgate for home loans.

P
Phani Krishnarated5.0
7 yrs ago

The whole home buying process is very stressful and an emotional roller coaster. Sebastian did a good job in answering all my questions and was available 24*7 to phone, email or text. Our closing went as smooth as I had hoped, was on time, and without any surprises. Thank you, Sebastian. I would happily recommend Sebastian George to any friends or family looking to purchase a home.

M
Mohan Paudelrated5.0
7 yrs ago

Hi is the best mortgage broker

N
NIKHAR SHAHrated5.0
7 yrs ago

Best experience I had from any financial broker, Sebastian was always available anytime I called. He told me everything upfront and was always transparent about the whole process. I would like have his services in future too. Thank you Sebastian for making the process of closing for my first house so seamless.

u
udit vyasrated5.0
7 yrs ago

Sebastian was very helpful in getting our first home. We just closed on the property in july, although we had short time for closing he was still able to get us clear to close with no delays. Definitely recommended for you home finance needs.

T
Tejaswi Prabhakarrated5.0
7 yrs ago

As a first-time homebuyer, it was a pleasure working with Sebastian. He was always available and on top of everything. He did not hesitate to give clarity on any specific questions, which we had. I always got a prompt response. The interest rate and costs were lower than I had expected. I strongly recommend Sebastian if you are in need of a mortgage or refinancing on your current home. Hope to work with him again in the future.

s
sandeep akharerated5.0
7 yrs ago

Had wonderful experience while buying our first home. Sebastian was very informative and helped us getting mortgage. He knows his job very well and you can count on him. I would recommend Vema Mortgage to anyone looking for Mortgage in the market

P
Praveen Ramachandranrated5.0
7 yrs ago

Was a great experience to work with George Sebastian, Vema Mortgages. As a first time home buyer in East Lansing i had a lot of questions in my mind and he was available round the clock to answer. Also he did beat the competitors offerings. He gave me a very good interest rate. I recommend Vema Mortageges.

w
waqar yazdanirated5.0
7 yrs ago

Excellent Customer Services, Very Helpful, Highly Recommended

M
Mahindra Dev Imadabathunirated5.0
7 yrs ago

I highly recommend VEMA Mortgage. Our process was very smooth. Sebastian and his team ensured that it was a smooth transaction. They know their clients and do what ever it takes to make you happy. Our date of sale was 8.1.2014. I have since recommended VEMA Mortgage to few other people and my family.

W
Waqar Yazdanirated5.0
7 yrs ago

Sebastian has provided Excellent service, Very Professional and prompt follow-up. He always go through details thorougly in a timely manner. I will definately recommend him to any one.8/10/2018

k
kiran venisettyrated5.0
7 yrs ago

You will get the best rate in the market. Very professional and friendly. He also picks up calls late in the evening to answer your questions.

V
Vikash Sethirated5.0
7 yrs ago

Very satisfied with Sebastian - Vema Mortgage for all the help he has done for last few years. He helped us with lowest closing costs when we bought our home in 2014. Also when the interest rates went down further, he helped get refinanced. He is always available for help, answers your questions calmly while providing necessary guidance. I would definitely recommend him for any mortgage or refinance related work.

D
Davinder Sharmarated5.0
7 yrs ago

I had a chance of working with Sebastian in the recent past. I found him to be very knowledgeable of his field. He patiently spent time to understand my needs. Thereafter, he guided me to achieve my desired outcome in a very timely and responsive fashion. I'd recommend him for his services.

S
Sushant Khopkarrated5.0
7 yrs ago

Sebastian is an incredible guy! He makes the process of home mortgage a piece of cake for you. Not only he offers the best interest rates and closing costs, the service he offers is excellent. He is just a phone call away, even during evenings and weekends. He is extremely patient and ever willing to answer any of your questions. I highly recommend him for your home mortgage.

S
Sushin Gigyrated5.0
7 yrs ago

He gave the best rate and lowest PMI. Also helped us through the whole process ....

s
sooraj srated5.0
7 yrs ago

Good experience. Sebastian gave best available rates. Was very helpful in clarifying all my questions. Closed on time as expected.

F
Farid Ahmedrated5.0
7 yrs ago

Great service

H
Himadri Dasrated5.0
7 yrs ago

Vema Morthgage did an excellent job for for me during the mortgage process.

R
Ranarated5.0
7 yrs ago

Professional and easy to work with.

I
Inderjit Virkrated5.0
7 yrs ago

Very helpful. Fast processing mortgage.

k
kiran sonawanerated5.0
7 yrs ago

I bought house in the April 2018. Sebastian helped me to get the better finance deal. He is punctual and well organized. He try to save you money as there are 20 different cost / fees involved. I recommend VEMA Mortgage.

F
Faisal Syedrated5.0
7 yrs ago

I had really good experience working with Sebastian for my loan approval. Sebastian is one of the most knowledgeable and straightforward mortgage broker who can execute any kind of loan for the house. It was pleasure working with Sebastian to get what I wanted. I would strongly recommend Sebastian for any kind of mortgage loan because he reliable and experienced mortgage broker.

M
Mitesh Malderated5.0
7 yrs ago

We had a best home loan experience with Sabastian. He has the competitive rate, fastest closing and great follow ups. Would recommend him anytime for smooth loan process.

P
Piyush Mohabansirated5.0
7 yrs ago

I'm a first time home buyer and I got Sebastian's contact through my friend. He rated him highly and recommended to me. The day we started working together, he lived up to all my expectation, right from my first day. He is extremely professional and highly knowledgeable in mortgage domain. He educated me with the home buying process very well. He offered me the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times, may it a late night or early in the morning. Sebastian is highly dependable and I recommend everyone to work with him to have a smooth closing and peace of mind. In my overall experience, Sebastian works in buyer's best interest.

B
Balaji Rajaramrated5.0
7 yrs ago

Sebastian is highly knowledgeable and provide exceptional service. This is my second home with Sebastian. Quick, great communication and timely closing on planned date. I highly recommend Sebastian to anyone.

v
vijay kommirated5.0
7 yrs ago

working with Vema Mortgage is working with your friend whom you know for a long time. Sebastian will take the stress and will let you focus on other items where your time is required,

s
sewa singhrated5.0
7 yrs ago

Helpful people everytime

r
ranjeet Ranarated5.0
7 yrs ago

It was a very easy to work Sebastian, available to answer queries and always with patience. Being first time buyer,I totally relied on Sebastian to guide on mortgage process and he helped me through whole process to my complete satisfaction. Would Highly Recommend.

S
Srikanth Reddyrated5.0
7 yrs ago

Sebastian was very helpful in making me understand the process and helped me close the house in short amount of time. he gave me the best rate that could be possible at the time of Sep 2018

R
Raj Crated5.0
7 yrs ago

Very happy with the experience with Vema Mortgage. Excellent service and Quick processing time.

k
kranthi srinivas sri paravasturated5.0
7 yrs ago

Sebastian was very helpful and willing to answer any number of question with attention to detail. He patiently explains the complex terms involved in loan process as i am a first time home buyer. Very friendly and always tries to reduce the costs out of pocket.

a
ashok jordan Jrated5.0
7 yrs ago

Sebastian responded very promptly . He is very friendly and patiently clarified all the doubts i had .He made sure the closing was smooth with no surprises. He made sure i got the best rate in the market.Will highly recommend Sebastian .

H
Harshavardhan Chittarated5.0
7 yrs ago

Vema Mortgage understands our financial situations very nicely and helps us accordingly. Sebastian is a very cool guy. I recommended to all my friends.

a
ashwin mirapakayalarated5.0
7 yrs ago

HIGHLY RECOMMENDED TO EACH & EVERY ONE… !!!!! I am a first time home buyer, Sebastian Bhai helped me in entire mortgage process & at the same time he educated me in taking decisions wisely & timely manner. I am absolutely Very happy with the service and overall experience dealing with Vema Mortgage. I will definitely recommend to each & everyone who is looking to purchase a home. Once again, Thank you so much Sebastian Bhai for the Overall Help & support. ?

S
Sourin Raorated5.0
7 yrs ago

Amazing experience with mortgage with Vema and Sebastian

J
Jay Vardhanrated5.0
7 yrs ago

My agent recommended Sebastian. He was very helpful all through the mortgage process making sure I understood all the nuances of a mortgage as a first time home buyer. Sebastian got me the best interest rates and closing costs vs all the leading mortgage lenders in the market. He was always available to answer every small question I had and made the whole mortgage process look like a cake walk. I would rate him 10/10 and would definitely recommend Sebastian to all my friends and colleagues!!

S
Sumesh Abrahamrated5.0
7 yrs ago

It was a pleasure working with Sebastian on the mortgage financing in Sep 2018. Very knowledgeable and responsive, he made the mortgage process go very smooth. Sebastian was always available to the questions that I had during the whole process. I would recommend his services for mortgage financing or re-financing.

V
Vee Rrated5.0
7 yrs ago

Sebastian did an outstanding job when helping us with our loan. He was always available to answer our questions and was always quick with feedback and keeping us informed with what to expect next.

s
smj 03rated5.0
7 yrs ago

very knowledgeable

I
Ilayaraja Chandresekaranrated5.0
7 yrs ago

I'm First time home buyer, my agent referred me to him.. he is really honest and reliable person, he offered me best rate and the whole process went very smooth. i would refer all my friends easily to him...

d
dhaval patelrated5.0
7 yrs ago

Being a first time home buyer it is very important to find a person whom you can trust, who can answer your questions all the time. I heard name of Vema Mortgage through the Garba event they sponsored so I thought of giving a call to them which apparently turnout to be the best decision I made. I did speak to nearly 4-5 other lenders during my potential lender search but Sebastian was honest and was always available to guide me whenever needed. I highly recommend him.

V
Vinay Mittalrated5.0
7 yrs ago

Very responsive, knowledgeable and coordinated. Sebastian offered us the best rate/closing cost and provided us with all the number up-front so everything was transparent. All the documentation during the loan approval process was through phone/online so didn't take very long. Sebastian was very responsive (even outside of typical working days/hours), knowledgeable and very coordinated that we didn't have to face any hassle and confusion. I would highly recommend him.

V
Vs Kanururated5.0
7 yrs ago

Sebastian George is a nice guy to get the mortgage paperwork done and he is frank and courteous.

A
Ashok Patelrated5.0
7 yrs ago

It was excellent support from Sebastian George/VEMA LLC during whole housing loan process. We bought house in Oct 2018. Rgds' Ashok Patel.

S
Sundaramrated5.0
7 yrs ago

After doing some research over all the lenders, we decided to go ahead with Sebastian George. We really got good interest rates considering we are first time home buyers. Also throughout the process, he helped answering all our questions & gave beneficial tips/advice's. It was very easy to contact him anytime during the day through text/emails/calls. Very responsive. I'd recommend him.

S
Saad Mirzarated5.0
7 yrs ago

Honest and reliable! Took calls even after hours to accommodate my work schedule. Will recommend to all my friends and family!!

M
Mani Kalahasthirated5.0
7 yrs ago

This is our first home and my friend referred me to him, he is very professional and guided us in right way, offered us the best rate and educated us with all details we wanted to know so the whole process went very smooth. I would refer him to anybody who is willing to buy a new home and who wish to go through the process with less hassle.

H
Honey c jacobrated5.0
7 yrs ago

This is my second mortgage with Sebastian George. He is very professional ,knowledgeable and coordinates with agents and us good so that we didn’t faced any hassles or confusion during our entire process.He is a full package that one can expect from a mortgage broker always.Sebastian is highly dependable and I Will highly recommend him for a smooth closing and best rate.

R
Ram Daduvairated5.0
7 yrs ago

Sebastian is very easy to work with, he makes it simple. His communication is very clear, we got the best rate in the market. Hands down the best guy in the mortgage business in Detroit Metro area!

S
Sandeep Gummadidharlarated5.0
7 yrs ago

Sebastian is very approachable and all time available for your questions about mortgage. He will guide you patiently towards the appraisal and closing process to make it a smooth experience. I strongly recommend him especially if you are a first time home buyer.

R
Rohit Sethrated5.0
7 yrs ago

Sebastian is very Honest and reliable!. Always available for any questions.I would recommend his services for mortgage financing or re-financing.

A
Amit Somanirated5.0
7 yrs ago

I am extremely happy with the way Vema handled my mortgage. When I approached them for mortgage, Vema was very upfront on the interest rate and about closing costs. He would go in lot of detail explaining the HUD statement and would not hurry up till you are completely satisfied. I would highly recommend him.

S
Srinivasa Bendirated5.0
7 yrs ago

Sebastian understands customers requirements completely and helps to full extent in closing. He is a true professional to work with.I highly recommend him.

A
Archna Patelrated5.0
7 yrs ago

Sebastian is not like any other and gave the right advices. Constantly on the run to finish the work he started as quickly and as efficiently as he could. I will definitely go to the him next time.

S
Sree Yellisettirated5.0
7 yrs ago

Record breaking - Home Closing in 9 Days by Mr.Sebastian I have tremendous and record breaking experience with Mr. Sebastian during my mortgage process (Closed in Oct 2018). On Closing day, I even heard from Title company folks and realtors that Mr. Sebastian closed the deal (my home closing) in 9 days exactly since from the day I made an offer. Mr.Sebastian's analysis are really awesome and very knowledgeable person, he does a lot of effort & hard work with every client and built-ed trusted relationship with the banks. I found out that Mr.Sebastian works with passion and NEVER seen him in any angle that he is working for profit or commission. His goal is to help people and he is doing that as service not as business. He is very truthful, honest and works for the best interest of every client. I had an awesome experience with him and would like to REFER to all my friends. I also would like to Thank Mr.Gurjeeth Singh (REMAX Realtor) for introducing Mr.Sebastian to me.

U
Uday Korganjirated5.0
7 yrs ago

It was great experience to work with Sebastian George at Vema Mortgage. They were flexible to present all the options for my home mortgage closing in June, 2015.

A
Aravindh Mothilalrated5.0
7 yrs ago

Very easy to work with Sebastian. He is very friendly and hard working. Handles your needs and beats the rate in the market. Sebastian provided us various options that made us very easy and comfortable to make decisions. Highly Recommend Sebastian George for Mortgage and refinancing.

V
Vikrant Mahajanrated5.0
7 yrs ago

I worked with Sebastian to finance my condo purchase in June 2015. He provided best quotes as promised and was able to complete mortgage approval process on timely basis.I highly recommend his service.

A
Anshul Kumarrated5.0
7 yrs ago

Great experience with Sebastian George when I finalized my mortgage for a condo (2 years back)! Sebastian is extremely detailed oriented, pro-active and customer focussed. Strongly recommended!

M
Muhammed Siddiqrated5.0
7 yrs ago

When I thought about buying home I checked with different lenders and at last reached to Mr. Sebastian.We got a smooth and comfortable service with him. He helped me to understand the detailed process involved with first time home buyer. I strongly recommend him to everyone.

B
Badari Talankirated5.0
7 yrs ago

Excellent Customer service . Amazing interest rates.

R
Roopesh Pookandyrated5.0
7 yrs ago

Excellent service

V
Vishal Brated5.0
7 yrs ago

5 Star is what Sebastien George at VEMAdeserves for his Mortgage services. Very competitive and motivated Lender. He stole the business from other potential lenders I have been working with for months with his positive attitude and follow up. Glad to have people like you in the industry.

N
Neelamkumar Deshpanderated5.0
7 yrs ago

Great support, explained in detail every term, matched lowest rate and supported lot and quickly.

S
Surender Maddelarated5.0
7 yrs ago

No gimmicks, and quick response

V
Varghese Abrahamrated5.0
7 yrs ago

We were very satisfied with your service....thank you very much. ....we recommend others. ...

D
Dr Seniorrated5.0
7 yrs ago

Vema mortgage was amazing and outstanding in their support. Highly recommended.

S
Sudarshan Selvarajarated5.0
7 yrs ago

We moved from St Louis and this is our second time we buying home. As we already had some experience we exactly knew what kind of home we want to live in. Our agent gave Sebastian’s contact and it was pleasure working with him. He was available to answer our questions during the late evenings. With our busy working schedule, it helped us to work with him during the evening and concentrate on our work during the day time. Also, he offers the best mortgage rate in the market. Overall we are extermely satisfied working with Sebastian. I would recommend him for anyone in the market looking for best mortgage shopping experience. Good luck for all the home buyers out there :)

C
Chaitanya Rajkiranrated5.0
6 yrs ago

Very knowledgeable, reliable guy and prompt on response .

S
Sandeep Mohanrated5.0
6 yrs ago

I got introduced to Vema Mortgage by one of my friend as he was very pleased with the experience. Sebastian is very friendly and also detailed in the mortgage process. As I was a first time home buyer, i did not know most of the process and he explained everything in detail to me and it helped me alot. The interest rate that he gave was better than any other mortgage lenders. The most important thing is he is available all the time. You can reach him any time. He is like a 24/7 support. Thank you Sebastian

J
Jagjit Hundalrated5.0
6 yrs ago

He is very efficient and knowledgeable about his job and quickly closed on the job. And above all is a very confident person reason for this should be his knowledge of the job.

P
Praneeth Yarrated5.0
6 yrs ago

I am extremely happy with the way Sebastian handled my mortgage , He is very efficient and knowledgeable about his job The most important thing is he is available all the time

J
Jayden Bayrated5.0
6 yrs ago

Sebastian (Vema Mortgage) made our home buying experience a breeze. He managed to get us a lower APR than what was available to me through big name web pages even though we put only 5% down. The closing costs were at least $5K below what others were suggesting. He also provided valuable information on how to negotiate the deal and instructed us to the right direction. I am very happy with my decision to trust him and he delivered what he promised.

s
s chaudharyrated5.0
6 yrs ago

Great experience!! I had a very complicated mortgage deal and Verma Mortgage was able to close the deal very effectively. I will be using their services again for sure.

L
Linto Paulrated5.0
6 yrs ago

I had worked with sebastian geroge for my home mortgage and would like to highly recommend his service. My home purchase was in December 2018 and the overall process was very smooth and his response was timely which enabled me to complete the closing ahead of time.

G
Gowri sankar Nrated5.0
6 yrs ago

I bought the home recently (closing day - 01/04/2019), Sebastian is professional and nice person to work with. He explains everything about the loan in detail and he is very flexible, He picks up the calls even after the office hours. Happy to work with him in future if I plan for second home.

P
Pratik Patelrated5.0
6 yrs ago

Highly Recommended to work with and Very quick in response

A
Ajay Sharmarated5.0
6 yrs ago

Sebastian was very helpful through out the whole mortgage process, I did a lot of learning about mortgage from Sebastian experience & suggestions. Good part was I could contact him on phone 24/7 for any question or concerns.

s
shilpa chadarated5.0
6 yrs ago

Worked with Sebastian on refinancing my house in January 2019 Glad I was referred to Sebastian, he provided lowest rate than any other lender and which was some thing I never expected and as soon as he provided the estimates I stopped shopping No surprises on closing cost and he clarified every question I had patiently and had a quick response to each call I made and will defiantly refer to my friends

A
Ale Naveenrated5.0
6 yrs ago

It was pleasure working with Sebastian. We received competitive APR and reasonable closing cost. I will definitely recommend Sebastian to my friends.

S
Srinivas Acharyarated5.0
6 yrs ago

When I started shopping, I was referred to Sebastian George(Vema Mortgage). He explained to me the whole process of paperwork up to closing in a extremely smoother flow than I expected it. He went above and beyond on handling my calls and providing answers and suggestions every step of the way. The rate I got was somewhat reasonable, still compares less with second one I had in mind.

S
Sandeep chowdaryrated5.0
6 yrs ago

I Contacted Sebestain after following with some Lenders. I can say from my Experiences HE is really a RockStar.He is Really Honest and easy to work with. The process is so easy and he made sure that dont Panic. He made sure Closing was so EASY and i Definitely Recommend him for my Friends. My closing was on 7th Feb 2019 and my property is 16695 carriage way. I can say one thing for sure he will make this process so simple with 100% accuracy.

n
navneet vijayvargiyarated5.0
6 yrs ago

I will give 5 star for the service, easy to work and subject knowledge. He made my loan process so simple that I have never felt that j an fyesr time buyer. I will highly recommend him to everyone. Thank you Sebastian and keep great work going ??????

S
SBrated5.0
6 yrs ago

Great Person to work with

A
A Arated5.0
6 yrs ago

I have worked with Sebastian George. He was really helpful from start to finish of my mortgage during 2018/2019 time frame. During that time, he showed professionalism and dedication to his role as a mortgage agent. He is honest, very flexible to work with and detail oriented. I would highly recommend him.

M
Mahesh A C Vrated5.0
6 yrs ago

Sebastian handled our mortgage and was very informative and explained everything very clearly. He clarified any questions that we had and helped through the closing. He told us what to expect and when. We could not be happier with the convenience and speed that our loan was expedited. We will definitely recommend Vema Mortgage to our family and friends. Thank you very much.

S
Suresh Kumar Nandyalarated5.0
6 yrs ago

Excellent guy to work with. Great response and good advice

K
Kranthi Chaitanya Venigallarated5.0
6 yrs ago

Had a smooth refinance and all my questions were answered.

J
Joe Sebanrated5.0
6 yrs ago

Great person to work with. Very professional and know what to do. He helped me in refinancing my home. Loan process feels so easy with the proper guidance by him. Would recommend him to anyone who is looking for mortgage with low rates and fast closing. Great work and thankyou for helping me refinance my home

P
Punit Somanirated5.0
6 yrs ago

Flexible, Competitive and Anytime Service ! First Home Buying was made smooth with a consultative approach. Sebastian is a phone call away anytime towards your smooth Home Closing!

A
Anbu Arated5.0
6 yrs ago

Knowledgeable, efficient and timely closing. Overall, the best service.

V
Vasu Gamparated5.0
6 yrs ago

Excellent customer service. Always prompt response.

M
Madhusudhan Rajaramrated5.0
6 yrs ago

Excellent support throughout the whole process .. Kept me informed during every stage of the process. You can call him anytime to get any input or response . He thinks more from the buyer’s perspective . Very nice person to work with ..

V
Vijay Bhoyarrated5.0
6 yrs ago

Excellent knowledge and quick closing was the highlight of working with Vema Mortgage LLC, I have closed by house within very short period of time with no hiccups.

D
Dhruv Patelrated5.0
6 yrs ago

It was handled professionally and in timely manner. I would recommend him to friends and family.

U
U Grated5.0
6 yrs ago

Excellent Professional support throughout the whole process.Kept me informed during every stage of the process. You can call him anytime to get any input or response. He clarified any questions that we had and helped through the closing. All I can say is that you don’t have to look up anywhere if you work with George Sebastian. He is an honest, hardworking, professional who is always available to help you with any inquiries or questions you have.

B
Bijay Girirated5.0
6 yrs ago

Excellent work by Sebastian! Smooth transaction. March 2018

S
Sathyarated5.0
6 yrs ago

As I am first time Home Buyer, He had the best Rates in market and he was answering all the questing . he was there till the closing. I would Highly Recommend Sebastian .

S
Shivarated5.0
6 yrs ago

It was a pleasure to work with Sebastian George.He will go over & over it if you are having trouble understanding any part of the loan process and was responsive to all questions, dependable and reliable in accomplishing the task at hand. Very responsive and quick to return calls.

s
surya pradeep gadirajurated5.0
6 yrs ago

We recently bought a home and were initially looking for a better interest rate as the one we were offered by another mortgage broker was higher than expected. That is when I came across Mr. Sebastian George through a reference. Few of the many reasons I highly recommend going with Sebastian as your mortgage broker are: 1. He walks you through every single process step and provides you the best rate in the market compared to other mortgage brokers. ( I tried with few and everyone challenged me that I couldn't get a lower rate) 2. Answers every question with patience and treats customers with utmost respect. 3. He does multitasking and got my loan process started in almost a day or two. 4. The closing was done in just 2 and half weeks since I first spoke with him and it went well without any hiccupps. 5. You won't lose your peace of mind. Thank you, Surya

B
B Vijayrated5.0
6 yrs ago

He is super fast and make sure things done at right time.

N
Niket Patelrated5.0
6 yrs ago

We had a great experience securing our home loan through Vema mortgage. As first time homebuyers, not only did Sebastian walk us through the entire financing process, but he provided great service and one of best interest rates on the market. The entire process was quick - we started in mid March and were able to close by early April. We highly recommend using Vema Mortgage and working with Sebastian George for all home financing needs!

K
Kumar Rrated5.0
6 yrs ago

Sebastian provided great and timely service. He is knowledgeable and performed on time service. Highly recommend to anyone looking for his service.

H
Hamza Mohamedrated5.0
6 yrs ago

Sebastian was on the ball every step of the way and delivered on every single promise he made to us. We was always available and kept the process very clear and easy. I would not recommend working with anyone else. Simply AMAZING experience.

k
kunal khatrirated5.0
6 yrs ago

Thanks Vema Mortgage for taking care of our mortgage need. Our Representative, Sebastian George was very helpful and prompt in response. He is very knowledgeable and made the process extremely easy to understand. He gave me comfort and made himself available according to my schedule. I want to give Sebastian George 5 star rating for his accuracy, timeliness and knowledge. Everything went according to the plan. I was aware about all the charges and no surprises at all. I did shop around and choose to go with Sebastian because he offered lower closing cost and interest rate compared to Other places in market. AMAZING WORK. VERY HAPPY WITH SERVICES. I would definitely recommend Sebastian for all your mortgage financial needs. Thanks a lot.

S
Syamkumar Kizhakkoottayilrated5.0
6 yrs ago

Refinancing made easy!! Sebastian & Vema mortgage is awesome. The entire process was simple. Sebastian explained all the questions upfront and worked with me on each step!! I had refinanced with Vema mortgage earlier also. The new website makes the process easier and also allows you to do the most of the paperwork electronically. Overall I would give 5 star rating and recommend to everyone who need mortgage service!

A
Agish Georgerated5.0
6 yrs ago

I have used Vema mortgage both when I bought and sold my house. Sebastian from Vema is not only extremely patient and helpful in guiding you through the whole process but also provided us with one of the best rates that no one else in Michigan was able to match. Vema is highly focused on the customer and in ensuring that they get the best rates available without huge closing costs and can close as soon as possible. This is unlike typical banks were you end up paying a lot of money in closing costs and spend a lot of time tracking and waiting for your mortgage to be approved through their system. I would highly recommend anybody looking for a new mortgage doing business with him for the best customer experience you can get in Michigan.

V
Vijay Perumallarated5.0
6 yrs ago

Refinancing Process was very smooth and Sebastian took care of it from beginning to end . I would highly recommend him

N
Nidhin Rajanrated5.0
6 yrs ago

Sebastian made the process of getting the mortgage really easy and was always available to answer question. I will definitely recommend his service

A
Anoop nambiarrated5.0
6 yrs ago

We had a very tight time line for closing and Sebastian really made sure that entire process is done on time. I highly recommend his service.

B
Bhupen Jariwalarated5.0
6 yrs ago

Excellent service and always available for any questions. More important is very short time for closing.

S
Shankar Madhavanrated5.0
6 yrs ago

From start to finish, Sebastian was there with us. There was no BS at all anytime during the process. A thorough professional who knows the ins and outs. Sebastian will demystify the jargon that bigger companies use to complicate things and you can trust blindly that he is there for you. He advised me on options to help me save $ all along. It has been a long time since I have had such a positive interaction for a major business transaction. Last but not the least the rates were outstanding. If VEMA Mortgage can sustain this model with low rates and an amazing experience, the big guys need to watch out...!! Good luck Sebastian and thank you!!

N
Naresh Gaddamrated5.0
6 yrs ago

Excellent Service and very detailed in providing the information. Everything is documented and there will be no surprises at the closing. Easy access and available all the time for questions and answers. Most importantly he is able to provide the Best rate

r
rathan rajrated5.0
6 yrs ago

It was great working with Sebastian, things I really liked about, always available and happy to help. Does his best to get you a good deal.

s
sai krishna Potlurirated5.0
6 yrs ago

Easy to work with and very helpful to finish it on time

S
Simran Kharbandarated5.0
6 yrs ago

I was referred to Sebastian through my friends who all used Vema Mortgage for the house mortgage.Did not have any problems while working with Sebastian and Vema Mortgage. Received a very competitive rate when i talked first time to Sebastian. Sebastian guided me through the whole process and helped me with the documentation needed.He is always available for a call to discuss any questions/concerns. I would recommend using Vema

A
Arun Deepak Sampath Kumarrated5.0
6 yrs ago

Answered all my questions on time. He is easy to work with.

v
vikas aherrated5.0
6 yrs ago

I would highly recommend Sebastian and Vema mortgage. He is very easy to work with. More importantly, he - 1. Explains everything upfront. 2. Has good grasp of mortgage procedures 3. Says clear no where applicable. 4. Got me best rate! 5. Very friendly and is always just a call away.

D
Dalveer barnrated5.0
6 yrs ago

absolutely the best service by Sebastian!

A
Alex Rogowskirated5.0
6 yrs ago

Sebastian made finding a mortgage simple and easy. He did everything to get me a great rate, and helped guide me through the home buying process. He even stepped up and did work above and beyond- compensating in areas where my Title Company and realtor lacked. I am extremely pleased and grateful to Sebastian and VEMA Mortgage for helping me get into mu first home. 100% recommend for anyone looking for a new mortgage or refinance.

A
Aneesh Nairrated5.0
6 yrs ago

I would highly recommend Sebastian.

P
Pradeep Goudarated5.0
6 yrs ago

Working with Sebastian has been awesome. He made things easy and straight forward for a first time home buyer like me. He guided me through the process and was always approachable when it comes to addressing any queries.

D
Deepthy Nairrated5.0
6 yrs ago

Mr Sebastian George is the best!! Thank you so much for helping to secure loan for our home in Michigan. Considering the fact that we had very few years of credit history in the United States, we would say that we are extremely pleased with Mr Sebastian George's patience, knowledge and professionalism. We would not go anywhere else for mortgage financing and would recommend to all our friends. Thank you once again!

B
Basil Pauloserated5.0
6 yrs ago

Best Mortgage agent Working with Sebastian was a good experience. He took the tension of mortgage out of my head. Especially when building the house and first time home buyer. He explained every minute details and how to plan while the building was in progress. Proactive and on time. Took care of all documentation complexities. He made sure we are aware of every thing before each stages of the processing. A great person to work with. He found the best deal available and made sure that it is processed even there was a delay from my building side.

J
J Thomasrated5.0
6 yrs ago

Sebastian was my mortgage broker when buying a house. He is a true professional and well versed in the mortgage procedures. He walked me through all the steps involved in buying a home and provided updates at each stage. Sebastian provided me the best rates and some tips which helped me as a home buyer. He was always available on the phone, including late evenings and weekends. He made the entire process of buying a house hassle free. I highly recommend him and Vema mortgage to anyone who wants to buy a house.

P
Purna Durshanpallirated5.0
6 yrs ago

Sebastian is very informational and helpful., will have peace of mind and can relax when he is Working on your mortgage loan process.

I
Indurated5.0
6 yrs ago

Sebastian is very easy to work with, He explained us everything upfront and gave us the best rates. He is very flexible to work with and is available anytime. As a first time buyer we had many questions and he helped us a lot. We recommend Sebastian to everyone out there who is looking to buy a house. He worked very hard to help us close the home exactly when we needed.

p
pritty anurated5.0
6 yrs ago

EXCELLENT Mortgage Broker We were buying our first home.sebastian was really helpfull, explained everything clearly,easy to approach.He answered all our questions and call at any time patiently.we approached him 2wks prior to the closing date,he did on time.we would strongly recommend Mr Sebastian George to all.

j
jethva dhavalrated5.0
6 yrs ago

Excellent place to get best mortgage rate. George explains everything in detail. I will definitely suggest if you are first time home buyer

r
ravi tapsrated4.0
6 yrs ago

Sebastian was very prompt In responding to my queries. He delivered what he has promised me for my loan. In addition, he assisted me in selling my home without agents by guiding me throughout the process with his advise and knowledge

B
Balamurugan Kaliyaperumalrated5.0
6 yrs ago

Sebastian has helped me to close the loan very quickly; he is available anytime to answer our questions and provide best rate available...

R
Renis Srated5.0
6 yrs ago

Sebastian made the whole process of refinancing easy and he delivered on all his promises. I highly recommend if you are in the market for a new mortgage or refinance an existing one.

R
Rama Krishna Kurrarated5.0
6 yrs ago

Excellent exceptional service provided by Sebastian for my first home purchase.

v
vijay chanderrated5.0
6 yrs ago

Sebastian / Vema mortgage is very easy to work with. I checked with multiple mortgage brokers and got the best rate from Sebastian. He is so fast to respond and easily reachable. He gave me different options to choose from with valuable suggestions. He checks with multiple players and provide you with best rate. We missed the proposed closing date by one day but I do not blame him completely. I would definitely recommend Sebastian for all your mortgage financial needs.

R
Ram Sitarated5.0
6 yrs ago

we had very hard time with the seller. But every part of the Lending Process Sebastian helped a lot by providing all Flexibility , and he helped us to close the Sale as smooth as he can .

v
vishal patelrated5.0
6 yrs ago

Sebastian is a wonderful person to work with. He went to great lengths to make sure we got our loan secured. Very quick to answer phone and texts.

S
Sudarshan Paliwalrated5.0
6 yrs ago

It was a great experience working with Vema Mortgage LLC . All questions were answered promptly and every step in the process was very well explained. I would recommend their services !

A
Animesh Dasrated5.0
6 yrs ago

Sebastian is excellent mortgage broker. I am first time home buyer. He explained me the entire process very nicely and helped me get best rate. His communication is very good and can be reachable anytime. He did the closing very fast and Helped me to get the new home faster. I recommend all to reach him for mortgage loan and he will Provide you best mortgage rate (with nice lender credits)

N
Nishant Soodrated5.0
6 yrs ago

Best in the business. Just bought my 3rd house with him.

P
Parth Patelrated5.0
6 yrs ago

Sebastian/Velma mortgage is very easy to work with. He walked me through all the steps and process involved in buying a house and provided updates in every stage. He gave me different options to choose from with better interest rates. I highly recommend him and Velma mortgage to anyone who wants to buy a house.

S
Samantharated5.0
6 yrs ago

Sebastian George has been wonderful. He’s very friendly and has been a great help in understanding the process and picking the right plans for us in the long run. We are first time home buyers so everything has been new to us but having someone to help has been a godsend. Thank you so much!

s
santosh vunnarated5.0
6 yrs ago

It was a great service from Sebastian and team, made our mortgage experience seemless and got things done faster.Sebastian is always willing to help and is available any time of the day/night for any questions.

k
kinjal shahrated5.0
6 yrs ago

Sebastian George was very quick and promising, completed before given date which is definitely faster than bank. He took his time to explain the process and available options. We really liked that he is available 24/7 although he might ask to get things done at the last minute. But overall he gave us lowest rates.

a
ashokreddy chintapallirated5.0
6 yrs ago

When marker rate is 4 % they could able to give me 3.35% without any points and saved thousands of dollars in Closing cost. If you are first time home buyer you will go through lot of uncertainties but has to blindly trust their words

S
SSrated5.0
6 yrs ago

Sebastian is the best to work with. Sebastian is very informative and accessible at any time during my mortgage process and he provides all the required info and best deal. Highly recommended.

s
sridhar chandarated5.0
6 yrs ago

Excellent service ...

N
Naga Bhargav Garagarated5.0
6 yrs ago

He has good knowledge of the different options of the mortgage transfer. Helped me choose the better option.

M
Marina Feldmanrated5.0
6 yrs ago

Working with Sebastian George was pleasant & informative. He explains the process clearly & is very straight forward. He was prompt, well organized, professional, and courteous. He was patient answering all of my questions. The loan process was completed on time, we had closing today and did not have any “surprises”. An excellent job! Thank you so very much for all of your help!

C
Chiranjeevi Chrated5.0
6 yrs ago

From beginning Sebastian George was very open. He clearly explained everything in advance. did not felt any stress even though this is my first time buying home. He made things look very easy. i would definitely recommend Sebastian George.

R
Ravi Bhaleraorated5.0
6 yrs ago

One of the best guys i have seen. Clear in communication, Good Rates and fast service

R
Rajesh Perlarated5.0
6 yrs ago

Amazing person - Sebastian - he worked his best to get very good and lowest rate of interest for our mortgage loan with very less down payment. He handled entire Loan process very well, very knowledgeable person. Our Family is very happy to process our Home Loan through Sebastian. Thank you My friend - you will be very successful person in this career, Good Luck....

B
Benson Varkeyrated5.0
6 yrs ago

Sebastian was honest from the beginning about the process and was able to address all our concerns. He was referred to us by my brother and we are happy with the overall experience. The closing was quick and it was just as Sebastian explained to us, with no last minute surprises or hidden cost. Thank you once again and we are sure to recommend you.

S
Siva Addankirated5.0
6 yrs ago

I have worked with the Professional Sebastian George, he was excellent, clear in providing the details and he has been reachable all the time. He has given me very good interest rate, I would definitely recommend his name to my friends for any mortgage related things. Thanks for closing on Time.

m
mayur vermarated5.0
6 yrs ago

It was wonderful working with Sebastian over entire process of loan.

h
hari haranrated5.0
6 yrs ago

You will get best rate in the market and Sebastian is reachable 24/7. Answered all the queries and doubts i had. Once we provide all the necessary documents, he will work on them pretty fast.

D
Dhimant Bamaniyarated5.0
6 yrs ago

It was great working with Sebastian. He helped me get the lowest mortgage rate and was very prompt in moving the loan process ahead. He was also able to close the mortgage loan in quick time and also helped me understand the entire process. Always available for any questions. I highly recommended him.

a
abhijeet govindrated5.0
6 yrs ago

Sebastian’s availably after 5PM and weekends was definitely a plus which helped through the process .

S
Sarath Kilarurated5.0
6 yrs ago

I will give 5 star for Sebastian , he is quick .

S
Sanju Thomasrated5.0
6 yrs ago

Excellent Service... Working with Sebastain for my mortgage was an efficient and hassle free process. His offer was really competitive that my banker could not match. His indepth knowledge in this area is highly commendable and really helped me as a first time buyer. I strongly recommend him.

D
Dasaratharam Srated5.0
6 yrs ago

I'm a first time home buyer (Aug 2018) and I got Sebastian's contact through a friend. They rated him highly and recommended I work with him and Sebastian lived up to this right from my first contact. He was extremely professional and highly knowledgeable. He educated me with the home buying process as well. He offered the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times. Sebastian is highly dependable and I recommend you work with him to have a smooth closing and best rate. In my experience, Sebastian works in you best interest. Update - I recently refinanced (Sep 2019) and Sebastian was the 1st (& only) person I reached out to. For a second time in a row, he gave me the best rate and we closed on time with no surprises. He is great to work with and extremely knowledgeable with the process and never fails to amaze you with his workmanship. If you are shopping for home loan, Sebastian is your guy and I highly recommend working with him.

M
Mahesh Prated5.0
6 yrs ago

It was very good experience with Vema Mortgage, Sebastian is very helpful throughout the process, quick responses, and also answering calls after business hours which helps to sort out things without delays. Great support and help.

A
Akhil Medarated5.0
6 yrs ago

Sebastian was helpful and punctual. The rates were lower compared to other two vendors i had enquired.

S
Sweety Patelrated5.0
6 yrs ago

Sebastian George really helped us and did really nice. He is a really nice person, we had really nice time with him. He was very sweet and friendly.

P
Praveen Vemularated5.0
6 yrs ago

great guy to work with

V
Vikram Narayanrated5.0
6 yrs ago

Sebastian is the default destination for home buyers in Michigan. He provides competitive rates for mortgage. In our recent transaction, he was able to provide absolute clarity and transparency right from pre-approval till clear to close. The best part is that he is highly approachable and available 24x7, and can patently explain a lot of the underlying process. I definitely vouch for his authenticity and his ability to execute the deals. The Google 5 star rating still does not do complete justice for his efforts.

r
raghavendra keerthi Mandarated4.0
6 yrs ago

Very easy to work with, prompt in response gave many options to choose from. Was pleasure to work with.

J
Jan Shaikrated5.0
6 yrs ago

Quick and unbiased service with best possible rates

K
Krishnamurthy Hegderated5.0
6 yrs ago

Seabastian helped with great rates and gave good recommendations at appropriate time. Easy to work with and friendly.

j
jai bhawsarrated5.0
6 yrs ago

Sebastian gave me a great interest rate and was able to beat the rate from my previous broker. I switched over to Vema and I am glad I did. Sebastian made the mortgage process easy and he was really available 24*7. I would definitely recommend for any mortgage need.

M
Manish Gandhirated5.0
6 yrs ago

There are so many positive things about Sebastian - 1. Sebastian is very good in prompt response. Even if he is busy he will respond that I am busy :). 2. He is very clear what is going to deliver. 3. His is giving best rate of interest in market. 4. He is always ready to clarify customer doubt. 5. The best part he is available all the time even after office hours even on week ends. Even there is nothing negative about him but I would advise new customers to prepare following check list before finalizing loan deal - 1. Do not take any oral commitment. All commitment should be on over email or paper. 2. Customer should ask full details closing cost estimation over email before deal. 3. All customers should follow up about loan process in regular interval. These points might help customer to avoid confusions.

S
Santoshkumar Telirated5.0
6 yrs ago

I got low interest rate compare to other banks, any time telephonic support before closing and even after closing for my clarifications. I am very happy to say that whatever the estimated closing cost received in the beginning is same as actual closing cost, No Hidden Charges. Sebastian is very humble and trustworthy person.

A
Anupam Gargrated5.0
6 yrs ago

Did Mortgage refinancing from Vema Mortgage. The mortgage rate and cost were consistent with what was promised in the beginning. The whole process was fast and took less than 4 weeks. Very easy, transparent and with integrity. Thank you Sebastian

A
Ashish Vermarated5.0
6 yrs ago

A hassle free pleasant experience. Fast, reliable and friendly service.

V
Vikram Shahrated5.0
6 yrs ago

Awesome experience!... Sebastian is very prompt and helpful. He understands the industry and suggested good options specific to my financial plan! Highly recommended!!!

K
Kartik Rajeevrated5.0
6 yrs ago

Sebastian was a great help! He found me a great rate and made the process quick and easy.

S
Sandeep Patilrated5.0
6 yrs ago

Very prompt and transparent!

P
Phani Chandarrated5.0
6 yrs ago

Wonderful experience working with Sebastian. Always available to answer any questions. Quick and accurate information. No Hidden Charges. Sebastian is very humble and trustworthy person. I will highly recommend him.

A
Anki Reddyrated5.0
6 yrs ago

Gave good price, Closed the loan fast.

B
Balachandar Palanisamyrated5.0
6 yrs ago

Sebastian was very helpful and always available whenever we had questions and gave us the best interest rate in the market. We were able to close on time without any issue, would definitely recommend him.

T
Tiji Joyrated5.0
6 yrs ago

Above Expectation. Worked with Sebastian George. Very Sincere, Honest and Straight Forward

V
Vaibhav Mehtarated5.0
6 yrs ago

Sebastian was a profession through the journey. He was easily accessible and simplified a very complex process. I highly encourage anyone looking for a mortgage to go to Sebastian.

H
Hitesh Panchalrated5.0
6 yrs ago

Sebastian has been a charm to work with.He had the keen ear to our requirements ,asked the right questions and also recommended and provided key inputs for the loan process.He was prompt in responding to queries and more important reliable in terms of his experience for first timers like us.Thanks Sebastian and Verma Mortgage for your help and support.Strongly recommended !

M
Macvin D'mellorated5.0
6 yrs ago

Very Helpful & Informative. Sebastian was always available to answer any question or Concerns.

S
Saswatee Sahoorated5.0
6 yrs ago

Very professional and provided support to get the loan quickly and easily. Explain clearly all the rules.

R
RO ROrated5.0
6 yrs ago

I was a first time home buyer and had very little knowledge about the entire mortgage process. Sebastian made it so much easier for us. He made the process very smooth for us and gave us every little details related to the mortgage. The interest rates are much more lower than any other lender in the market. I would definitely recommend Vema Mortgage to anyone who is looking for mortgage with lower interest rates.

R
Rohan Sushilarated5.0
6 yrs ago

It was really great working with Sebastian. He helped us getting the best rates . Moreover he answered all of our questions quickly and the whole process was very smooth and quick . I highly recommend him for the mortgage services .

S
Siddharth Majithiarated5.0
6 yrs ago

Very good to work with, always available to answer any questions. Had a great and smooth experience.

H
Hilary Rzadcarated5.0
6 yrs ago

Chirag is extremely knowledgeable about the products he provides and was able to help me save me over $200 a month on my mortgage. Chirag was prompt and polite with all communication and took the time to explain all steps of the refinance process.

E
Ebin Abrahamrated5.0
6 yrs ago

Very experienced in mortgage services. Quick to respond and smooth closure.

P
Praveen Kumarrated5.0
6 yrs ago

He is very fast and very prompt in work. He closed the deal in just 2.5 weeks. He guided me in so many things as I was buying the home with seller directly. I highly recommended him.

A
Anantharam Belur Sheshadrirated5.0
6 yrs ago

Sebastian is a pleasure to work with. He gives the best interest rate and also helps you to close your home in the most efficient and faster way. He is very approachable and gives good guidance especially for first time buyers like me.

G
Garapati Krishnarated5.0
6 yrs ago

There are several positive points about Sebastian.. I am a first time home buyer. He was excellent and clear in providing the details. He has been reachable all the times. He will provide good solution if you are facing any issues while buying a house.He closed my loan pretty quick. His suggestions and solutions are very good. I highly recommend him to any home buyer.

S
Sreeprasad Pisharodyrated5.0
6 yrs ago

Sebastian was a joy to work with. He was efficient and prompt in his responses.

K
Kasi Viswanadham Chandrapatlarated5.0
6 yrs ago

Let me start with a BIG thanks. Sebastian explained all the details of loan options including interest rates, down payments, monthly EMI payments. Whenever we have any questions on mortgage loan Sebastian was there to answer and provide the best guidance. Thanks a lot for making our dream home come true with best mortgage loan and helping in closing right on time. I recommend Sebastian for all your mortgage loan needs. Thanks Kasi V Chandrapatla

V
Vijay Nrated5.0
6 yrs ago

Chirag has been very helpful through the complicated loan processing. He is very knowledgeable and explains the refinance terminology and clauses in a simple way. His availability during the after hours was the key for the quick closing. I totally recommend Chirag for the mortgage refinancing purpose.

S
Shivam Kansagararated5.0
6 yrs ago

I was a first time home buyer. Sebastian walked me through the whole process step by step and answered all of my questions promptly. He was very helpful through out the whole process and I would highly recommend him!

B
Balu mathewrated5.0
5 yrs ago

Sebastian was really helpful and friendly and made sure every aspect of my loan process was seamless. His attention to detail made the whole loan process look easy

A
Abrar Shaikhrated5.0
5 yrs ago

We had the pleasure of working with Chirag Rachhadia. He was so helpful and attentive to our needs. He went above and beyond to help us with our house and talked with lawyers as well as closing team to help speed up the process for us. He was available to call or text even outside work hours to help us with a smooth process. He was always willing to help us and answer questions for us. We would definitely recommend him to everyone. Thank you Chirag for helping us with our first home.

E
Eapen Cherianrated5.0
5 yrs ago

Sebastian was very helpful with the mortgage process. He was available 24/7 to answer all our questions and he explained each and every step in detail.

s
sagar agrawalrated5.0
5 yrs ago

Great customer service!!

M
MallikarjunReddy Nagolurated5.0
5 yrs ago

Excellent experience working with Sebastian and his team, I am very impressed on his ability to communicate 24x7 when I am in need of some help. I have referred some of my friends already and would recommend him to everyone. I had a bad experience last couple of times and thought all mortgage people are like that but I could not believe until I talked and worked with Sebastian that people in this line of work are human as well. Thanks Sebastian for all the help. Mallikarjun Nagolu

P
Praveen Chandrarated5.0
5 yrs ago

Sebastian was very helpful throughout the whole process. No doubt that he gave the lowest interest rate and I can say for sure as I did my research and shopped around for it. His team member had all closing documents prepared and in order and it was a flawless and hassle free experience for me.

K
Kaushal Jhaverirated5.0
5 yrs ago

Got a good rate. Was straight forward to deal with and got quick responses on any questions.

V
Venkat Rayallarated5.0
5 yrs ago

Chirag Rachhadia helped me through the entire loan process.everything was expected and was given the best market interest.he is available anytime of the day if you have any questions.i highly recommend him.

P
Prakash Kulkarnirated5.0
5 yrs ago

Mortgage process was very smooth, and the rate beat the competition!

S
Sanjana Malhotrarated5.0
5 yrs ago

Mr Sebastian George is the best in the Industry. He was able to give me the lowest possible rate with Zero Points and lowest closing costs. The process of mortgage was very smooth with no surprises. I highly recommend him for all prospective buyers looking for excellent mortgage rates. Thank you Sebastian !

K
Krunal Guptarated5.0
5 yrs ago

Chirag Rachhadia is nice guy. Good thing is about this guy is worked late night to finish mortgage process. & available to work with you.

S
Susheel kumarrated5.0
5 yrs ago

Fast and Quick Service! Very prompt in attending calls. Lower rates, you will be benefited by working with Sebastian and Team. I was referred by him to title company and insurance company. I got the best deals from both.

C
Chidamberrated5.0
5 yrs ago

Sebastian makes the whole process look so simple, I really enjoyed every conversation we had through in the first time home buying Mortgage process. He is extremely knowledgeable provides the right amount of information for the loan processing. One thing if I need to call out about Sebastian - virtually he was there whenever I needed him!

J
Jay Mistryrated5.0
5 yrs ago

It was a pleasure working with Chirag Rachhadia, it was an awesome experience. He was always available and ready to answer any question. He helped us with a Re-finance loan to lower our Mortgage Rate. I am extremely thankful and impressed. 5-STAR SERVICE!! We really appreciated the expertise of the folks at Vema Mortgage LLC and will be recommending them to our friends and family!

S
Subhendu “Sid” Mahapatrarated5.0
5 yrs ago

For a hassle-free mortgage experience, contact Sebastian George at Vema Mortgage. He was an absolute delight to work with and made sure everything was smooth as butter.

V
Venkatesh Mohanakrishnanrated5.0
5 yrs ago

I bought my first home in Michigan getting the help from sebastian george. He was flawless, quick and informative. From my hunt for the lowest interest rate in town, he was the best and the services he offered was 5 star. I would recommend him for any mortgage financing and refinancing

a
arvind bodapatirated5.0
5 yrs ago

Chirag with Vema Mortgage has been the best loan officer for my refinancing. Very honest and upfront with all costs involved. I was able to close in 14 days. Chirag was always available to answer every question I had. I would highly recommend Chirag with Vema mortgage.

P
Prashant Sompurarated5.0
5 yrs ago

Chirag Rachhadia had been excellent loan officer to work with. He is very knowledgeable about each process in loan application to closing and available anytime to talk is plus. He provides detailed clarification in each stage with helpful suggestions. I strongly recommend Vema Mortage and him as your loan officer.

N
Nayan Prated5.0
5 yrs ago

Chirag Rachhadia help me for whole process of my refinance loan. He also help me to find cheaper rate with zero closing cost. During loan process time Whenever i call him For any questions or concern he pick up phone and explain me well. After closing my loan I also refer my few friends to him and he help them same way too. He is great person as well as his great helper. Very satisfied with his work.

D
Daniel Wehrhahnrated5.0
5 yrs ago

I appreciate Sebastian's efficiency and clear view on what needs to be done. He got us a much lower rate than any other offer we received. But what speaks volumes to Sebastian's character and skill is that when something didn't go as planned he took responsibility, fixed it and we closed on time.

R
Ravi Arated5.0
5 yrs ago

He is awesome guy and was so helpful. Got the lowest rates and helped in each step of the process and was on top of the game always. He provided lot guidance and was quick in responding to the questions Was always available by phone at any time in the day Closing process was very smooth and easy because of his guidance

M
Mahesh Rrated5.0
5 yrs ago

Sebastian was awesome to work with. He got me the best rates and guided me throughout my home buying process. He answered all my questions whenever I called him. Thanks Sebastian for all your help.

Y
Yug Patelrated5.0
5 yrs ago

My experience has been great. Sebastin has been outstanding in providing service from the first to the closure. Cannot ask for more. He will never let you down.

s
srinivas reddyrated5.0
5 yrs ago

Excellent Service provided by Chirag Rachhadia from Vema Mortgage LLC. I am extremely happy through out the process. He explained clearly with patience and i would strongly recommend him if anyone looking for refinancing their homes.

A
Ajayraj Pillairated5.0
5 yrs ago

Sebastian George was quite helpful and informative. When needed, he would get back as soon as he could. He provided excellent interest rates and communicates quite nicely and in detail

R
Ramesh Radhamanirated5.0
5 yrs ago

Did go through Sebastian for refinancing my mortgage. He made process simple. He always call you back in time. He is best in his business.??

v
vamsi krishnarated5.0
5 yrs ago

Such a great experience working with Sebastian, he is always accessible over the phone and easy documentation. Best interest rate, highly recommended.

A
Amith Nagrajrated5.0
5 yrs ago

Sebastian was really very helpful throughout the process. He was very responsive and was available for calls all 7 days a week. Best part about Sebastian was that, he was reachable until 10PM and I dont think any lender could have been better than Sebastian. Thanks Sebastian for making our house buying process smoother. He gave me the best rate possible. I strongly recommend him.

D
Dineshrated5.0
5 yrs ago

Sebastian was very prompt and helpful at every stage of the process. Would highly recommend him.

J
Jay Arulnathanrated5.0
5 yrs ago

It was great decision I made to work with Sebastian. He gave me confidence to buy and sell the home. He was great help to make right decision on picking mortgage lender and provide clear, straight forward mortgage calculation for CD preparation. I would explicitly mention about the service call, he will always answer calls and whenever he couldn't, he will call-back immediately. He is honest and straight forward and clear in his communication. I recommend Sebastian if you are looking for mortgage agent.

H
Harish Chowdharyrated5.0
5 yrs ago

Great service and made the process of refinancing easy. Sebastian was always available on the phone or text message to answer our questions. Thanks to Sebastian for all the help!

J
Jayaraj Sivadasanrated5.0
5 yrs ago

I am a lazy person who do not like the head ache of paperwork . At the same time I want to deal with someone trustworthy. Sebastian George’s name was suggested by my realtor Abu Kuttan. Vema Mortgage responded to my very first text message in a very short time. instead of simply grabbing the business they advised me to wait until the rate comes down. I got a call immediately when the rates went down and within couple of days my interest rate was locked and other paper work was started immediately. Closing is done without any headache and the attorney worked at my convenience. Overall this was the smoothest real-estate transaction I ever had.

A
Amarnath Srated5.0
5 yrs ago

I worked with vema mortgage for the refinancing of house. The response was extremely timely and professional. Each product was carefully explained and the best alternative proposed. I would strongly recommend vema.

S
Suresh Bhamidirated5.0
5 yrs ago

Sebastian has been very thorough with the process. His vast experience with the loan process made my work easy. He took care of the process so well that I had no need to remind or double check! Thank you Sebastian for a wonderful experience. I highly recommend him!!

s
srinivasulu malerated5.0
5 yrs ago

I am very satisfied with Vema Mortgage service in refinancing my mortgage loan. Chirag is helped me in getting the best interest rate and helped me to save thousands of dollars. Thank you so much for excellent and timely services.

G
Gee 007rated5.0
5 yrs ago

Sebastian has been an awesome loan officer for us when we did a Refinance with Vema. He works 24X7 literally. All phone calls picked without any delays. Right from the initiation to documentation to closing - We were kept well informed at every stage. Sebastian was very patient in explaining the documentation and the numbers at each stage of the application. He is well versed and we did not see any errors or repetitive work. I am glad he got us good interest rates. If i buy another house, it will be through him and Vema for sure. Sebastian, keep up the good work!

v
viral desairated5.0
5 yrs ago

It was nice working with Vema Mortgage, they are very helpful and gave me best rates for Refinance.

S
Sri Konanurrated5.0
5 yrs ago

Sebastian is great to work with as a Mortgage Broker Specialist. He understood our requirements from the beginning and came up with a best plan that suited our needs. He was in touch with us from Day 1 till the final paperwork got completed. He is available at any time of the day.

S
Srinivas Jonnalagaddarated5.0
5 yrs ago

The best person to work when it comes to mortgages. The best companies to work with when it comes to mortgages. I wish I had known about them when I first bought the home. Recommend Chirag Racchadia and Vema Mortgage to everyone.

P
Palurirated5.0
5 yrs ago

Had a great experience working with this lender. Very professional, helpful and trust worthy.

D
Dinesh Arokiarajrated5.0
5 yrs ago

I was trying to refinance my home from 15 years to a 30-year loan. I have been to many financial advisors and lenders during this phase but have never before felt that they were not just trying to sell me the best product for them. Not at any point in time did I ever have cause to take a pause on what Chirag was recommending to me to help set up a good financial future for my family. He made sure we clearly understand each line items of the process and he was with us in all the calculations related to it. He was very straight forward and informed everything well in advance so I can prepare for it. The best part is he answers any questions related to the process no matter how many times you ask the same question. His advice and help throughout the process has made the whole ordeal (if you have ever had to get home loans and jump through bank hoops before you will know its an ordeal) and process very painless and easy. I definitely recommend Chirag Rachhadia.

P
Prashant Yadavrated5.0
5 yrs ago

Hassle free refinance experience. Also got the best rate in the market.

M
Manish Agarwalrated5.0
5 yrs ago

Chirag helped me refinancing my mortgage. He is good and knowledgeable in his area of work. He understands the ask first, and then provides the best competitive rates that suits the need. He is to the point and always approachable.

R
Raja parthasarathyrated5.0
5 yrs ago

I worked with Chirag to refinance my home mortgage. He didn't just give me the different options but also helped me figure out the best for me. On top of that he was able to gauge the market direction and help me lock the rate at the right time that helped me get a deal much better than what I expected. He was always available to answer questions and even when I chose my own attorney, he was excellent it following up with them and making sure things moved at the right pace without hiccups. Overall it was a very pleasant experience. I highly recommend Chirag.

m
manju reddyrated5.0
5 yrs ago

Sebastian was very good at providing the required services. And he gave me a very good competitive rates for home refinance.

J
Jeff Brodskyrated5.0
5 yrs ago

We just closed on our new house and, once again, used Sebastian for our mortgage. I keep coming back to him since, over the years, has consistently provided great service, low rates and costs, and a smooth process. I've recommended Sebastian to many friends and family over the years and will continue to do so.

S
Sshiva Mucherllarated5.0
5 yrs ago

Chirag was so professional in handling the customer needs and always be helpful in sharing the right details with detailed explanation. I am happy to work with Chirag and I can certainly recommend to work with him and it makes your closing process at ease. He is prompt and very much co-operative with right value of time. All the very best Chirag and do keep up your professionalism in meeting your client needs. Thanks for helping me in getting my refi done!

V
Vineel Kumar GOGINENIrated5.0
5 yrs ago

Sebastian George helped me to refinance my mortgage loan. I got the best rate I can get in the market with no closing costs. All the documentation work is done online, he is very responsive and made the refinancing process very simple and quick. I highly recommend him.

S
Sunilrated5.0
5 yrs ago

Excellent support!!! We are so fortunate in getting connected with Sebastian George for helping us in buying a home. His friendliness and professionalism made all the process smoothly and were able to complete it on time. He gave the best rate available in the market. He was there in every step of the way giving us honest advise and direction. He is always prompt in replying any time of the day for clarifying all our first time home buyer questions. I would highly recommend Sebastian George to anyone who are in need of looking for a mortgage agent. Thanks Sebastian George for the immense support throughout the process.

S
Suresh Kannanrated5.0
5 yrs ago

Sebastian helped me through the whole process, it was quick and also got me best rate.. he is awesome

V
Vignesh Chandrasekarrated5.0
5 yrs ago

Sebastian from Vema mortgage is one of the most professional and economical lender i have ever seen, You can been guaranteed that you will get the best rate and closing costs compared to any other lender, compare and see for yourself, he beats any other mortgage firms hands down with his price, he also explains each and every cost associated in detail which many of the lenders don't do unless you explicitly keep asking them.

A
Ashutosh Pandyarated5.0
5 yrs ago

Worked with Chirag, he is so knowledgeable and know what he is doing. Will defiantly work with him again in future.

S
Shabnam Hosseinirated5.0
5 yrs ago

It was great working with Sebastian!

u
ujjwal reddyrated5.0
5 yrs ago

Top class service, always available on call and best mortgage rates provided . I Highly recommend Sebastian.

S
Shailesh Lopesrated5.0
5 yrs ago

Very quick to respond and best rate around

p
praveen Krated5.0
5 yrs ago

Chirag helped me with my refinance. Very professional and followed up at every step of the process. The entire process was made simple easy to understand. The best closing experience.

g
gkkomminenirated5.0
5 yrs ago

As a first time home buyer, Sebastian made my home buying experience easy by providing all information needed to make decisions by being transparent and responsive.I recommend him to family and friends.

D
Dhathri Munnagirated5.0
5 yrs ago

We are first time home buyers. Vema Mortgage customer service is excellent. Sebastian made the Application, offer and acceptance process quite simple, easy and quick. Sebastian always answers his phone, no matter the time and answered all our questions very patiently. He was there with us right from the beginning of the loan process to closing of the house and explained each and every step of the process clearly. I would definitely recommend Sebastian. 0 0 0

R
Rocky shahrated5.0
5 yrs ago

Sebastian has been very helpful ever since we contacted him. He explained everything in details and provided us a very low rate compared to other mortgage companies . He was available to talk at any time and always was very responsive. A great closing experience with his team and an overall experience was just amazing.

R
Rakesh Ranjanrated5.0
5 yrs ago

This is one of the reliable company. Sebastian you ROCK!

a
arpit sethrated5.0
5 yrs ago

Superb experience with excellent work. Cannot beat the quality and dedication that Chirag showed. No compromises in explaining and making sure customer is fully happy and satisfied. Cheers. Looking fwd to again work in future.

S
Shiva Gireesanrated5.0
5 yrs ago

Sebastian is an earnest guy who looks out for his clients and gives them personal attention. I financed my home thru him earlier this year and refinanced it thru him recently.

S
Saurabh Sainrated5.0
5 yrs ago

It has been a pleasure to work with Vipul from Vema Mortgage for home mortgage refinance. He is very professional and prompt while responding.

S
Sreenivasa Goginenirated5.0
5 yrs ago

Mortgage Refinance Made Easy <-- Simple but most meaningful way to put my experience Sebastian/Vema Mortgage complete the job in very professional way in a record time that I couldn't believe. It was me who took more time in supporting them with required information and they are really quick, detailed, supportive and lived to their word on numbers. Surely recommend

J
Jipson Joserated5.0
5 yrs ago

This to refinance my home and it was such a wonderful experience at each step, with a closure less than expected time.

R
Rahul Agarwalrated5.0
5 yrs ago

I got my house refinanced by Vema Mortgage personnel. Chirag Rachhadia is your go to man. Highly professional. To the point and provides the best rate in the market.You won’t be disappointed from initiation to closure he will hold your hand

k
komal Kumar Kambalarated5.0
5 yrs ago

I came to know about Vema Mortgage and Chirag from my friend. I called Chirag and he is very professional, helpful, responsive. He was always available to his customers. I am able to hold him in the late evenings to discuss on my questions. He is able to close my loan in 15 days. I strongly recommend Vema Mortgage and especially Chirag for your Mortgage needs.

V
Vikash Rakhecharated5.0
5 yrs ago

Best experience. Very competitive rates. Very fast closing. And most importantly, very responsive.

P
Priyatham Kondarated5.0
5 yrs ago

Vipul was amazing to work with for our home refinance. We felt he was very knowledgeable, honest and kept his commitment to getting us the best interest rate he could. We were working on some short timelines and he was available to answer our questions regardless of the time of the day. We felt he did not push us in any particular direction and yet provided great advice and answered all of our questions for us to be able to make our own decisions.

S
Satish Garlarated5.0
5 yrs ago

Vipul has been super great in supporting me with my refinance. With a busy home financing season I expected a longer closing time. But Vipul made is very quick easy. On top of the he strives to get the buyer the best of the options available.. definitely recommend any day

N
Niraj Thackerrated5.0
5 yrs ago

Amazing experience. Helped throughout the process - Vipul H. was aways prompt response when we had questions. High quality customer service. In these times, mortgage process can be stressful but Vipul made sure that was not the case. Would surely recommend. I am glad they are expanding their services in other states - FL and VA

S
Srinath Vrated5.0
5 yrs ago

Exceptional service and closing was very quick than excepted. My entire refinance process was very peaceful with no surprises. Vipul kept his promise on the closing cost did a great job on closing my loan within 3 weeks. Highly recommend him for mortgage financing needs.

R
Ravikanth Bapathirated5.0
5 yrs ago

Better Service than expected.

n
neeraj patelrated5.0
5 yrs ago

Recently refinanced through Vema Mortgage...had a very amazing experience with them..I was helped by Chirag Rachhadia. He is very knowledgeable and know in and out of mortgage industry and market valuation. He helped me throughout the process and went above and beyond to get me the best rate available in market...always promptly responded to all my questions and concerns and guided me in right direction....He is a great asset to Vema mortgages....thanks for everything Chirag...You are the best !!!

S
SVrated5.0
5 yrs ago

I was referred by my friend and we are happy that we went by his suggestion. Sebastian and his team did nice job in handling my mortgage process. They were receptive and took time to explain things with patience. I recommend them to all new home buyers

V
Vishnuchakravarthi Nagarajanrated5.0
5 yrs ago

My experience with Vema Mortgage was awesome. As a Ist time home buyer, I was very nervous but Vema Mortgage team were helping me out through the process and guided me very well till Clear to close. Also there is no hidden fees and got very low interest rate as well. I strongly recommend Vema Mortgage LLC to anyone.

A
Arun gowdarated5.0
4 yrs ago

Sebastian helped me get into the house sooner than I expected. Process was very swift and efficient. I would definitely recommend him to all my friends. Very happy with the services I have received.

R
Ram Prasad Yarlagaddarated5.0
4 yrs ago

Competitive Quote and faster closing. Everyone with Vema Mortgage are friendly and supportive.

P
Pradeep Hudedrated5.0
4 yrs ago

I had great experience refinancing my mortgage with Vema Mortgage LLC. Very quick response, efficient and best rates offered. They closed my loan in less than10 days. Definitely recommend using them.

R
RCVrated5.0
4 yrs ago

Chirag has been amazing for the refinance of my home and the entire process was seamless and he takes care of everything for you and follows up with all the required folks to make sure the loan is cleared to close well before the anticipated time. Have recommended Chirag to many of my friends and they are very happy with the rate and overall process. Thank you Chirag.

M
Michael Parianorated5.0
4 yrs ago

Chirag was amazing to work with, he was professional, honest and on top of the entire process. Chirag explained every step I went through, I have never felt more at easy during a real estate transaction. He obtained an amazing interest rate for me, as well as making the entire refinance painless. I will be back everytime I refinance. I cannot recommend Chirag enough, he's has a first class operation.

S
Sourav Mukherjeerated5.0
4 yrs ago

Chirag Rachhadia has been amazing with my mortgage refinance. He got everything done in just 15 days with great rates. He was always available and been very prompt with responses. Excellent person to work with. I definitely recommend Chirag to anybody looking for new mortgage or mortgage refinance.

S
Sanjana Mehtarated5.0
4 yrs ago

Sebastian is very professional, knowledgable, and very efficient. Highly recommend!

R
Raghu Grated5.0
4 yrs ago

Exceptional service, best interest rates, transparent process, great team to work with. I highly recommend Verma Mortgage/Sebastian and his team for your mortgage and refi needs.

r
rangarated5.0
4 yrs ago

Mr. Vipul was extremely quick and responsive whenever I reached out to him. He was knowledgeable about the entire process, walking us through all the details, proactively showing us all our options...He offered us an unbeatable mortgage rate...without a doubt we would recommend Vipul & Vema Mortgage to whoever needs help with mortgage. Thank you Vema Mortgage team for all the hard work!

M
Mamta Patelrated5.0
4 yrs ago

The Vema Morgage team is incredibly professional, supportive, efficient, patient, honest, transparent...in one word - EXCELLENT! From the very first call until after closing, the entire Vema Mortgage team was incredible. My husband and I are first-time homebuyers and working with Sebastian, Johnson and the rest of the Vema Mortgage team was one of the best decisions we ever made. We shopped around with multiple banks and credit unions to get the best rates possible, but the Vema Mortgage team not only offered us the best rates, but also the best service out of all of them. When we needed a pre-approval letter, Sebastian had one ready for us within 30 minutes. Sebastian and Johnson navigated us through the entire loan process, patiently explaining anything we did not understand. Whenever we had questions, they were always available any time we called. We are still in shock at how smooth and low-stress the whole process was. We honestly could not have done this without Vema Mortgage and we cannot give them a strong enough recommendation.

P
Praveen Sridharrated5.0
4 yrs ago

Sebastian & his team are very professional and get the job done!

A
Amit Kaushalrated5.0
4 yrs ago

I did refinance in record time at a very good rate with almost $0 closing cost. It was very smooth experience in this pandemic times. Liked every bit of the process. Very courteous staff.

A
Arun Jamesrated5.0
4 yrs ago

I worked with Sebastian George to buy a property in Michigan while living in Maryland. The loan process in general is difficult but it is even more challenging when you live in a different state. Sebastian constantly kept in touch with me to ensure I was informed each step of the process. He worked one on one with me to ensure that I had the correct documents during the under writing process. This was a very smooth purchase especially for someone buying property in another state. I only had to travel to Michigan on the final day of closing to sign papers. Everyone I interacted with was responsive and knowledgeable. Each interaction with Sebastian proved to me how experienced he and his team was. I highly recommend Vema Mortgage to anyone considering to purchase a home or refinance.

R
Rajasekaran Venkatachalamrated5.0
4 yrs ago

Vipul did a great job. Very prompt and responsive.

S
Sandeep Mambersrated5.0
4 yrs ago

It was great working Chirag. He is so cool and explains every single doubt you have in closing estimates. It’s really worth going with these people. I also like rates, matches to market best rate.

A
Amit Patankarrated5.0
4 yrs ago

Sebastian , Johnson and the entire team is amazing and they helped me throughout my mortgage process and made my first house buying experience super easy. They were available to answer my questions even in late hours on weekends too. They helped me get a great mortgage rate as well. I highly recommend Vema Mortgage.

R
Raju Shrestharated5.0
4 yrs ago

You will get right advice from Vipul regarding when to lock the rate, so that you can possibly get the best rate. He is friendly and professional at the same time. He will also guide you to agents for home insurance who can give you best rate with discounts. He gave me best closing cost credit on his capacity.

O
OmKumar ACrated5.0
4 yrs ago

Chirag assisted me through out the process in a professional way and helped me to get the best value

D
Deepan Rrated5.0
4 yrs ago

Had a good experience working with Johnson and Sebastian. They explained the process in detail. They made sure every minor issues that came up were sorted out. Satisfied.

r
ramya grated5.0
4 yrs ago

Sebastian and Manju has been very helpful every time we contacted them. They explained everything in details and provided us a very low rate compared to other mortgage companies. They made closing very smooth. I highly recommend them for your home mortgage.

s
sundeep basnetrated5.0
4 yrs ago

Chirag helped me to lower my interest rate and monthly. I am very thankful to him.

M
Murali Grated5.0
4 yrs ago

Vipul is so professional and on top of everything. Not only the best rate and cost I could find, fastest closing I've been through so far, ****one week*** from origination. Go to person for all my financing needs. ******GREAT JOB*******

U
Umida Akbarovarated5.0
4 yrs ago

Highly recommend Chirag Rachhadia and can say that he exceeded our expectations. We were very pleased with quick and professional service from Vema Mortgage.

G
Gunjan Singhrated5.0
4 yrs ago

We closed our investment property mortgage with Vema Morga, We worked with Chirag and it was absolute delight to work with him. He was great to answer any questions and very responsive. He got us best rate in market. We will surely work with him in future.

S
Silas Rogerrated5.0
4 yrs ago

Sebastian, Johnson and Manju have been very helpful every time we contacted them for our mortgage needs. They were patient to understand our needs and was able to help and guide whenever there were questions and made sure that the overall mortgage process was on time and smooth. They always followed up during the whole process and ensured that we got the best rates when compared with other competitors. Thank you very much and would recommend them for your mortgage needs

A
Ajay Chrated5.0
4 yrs ago

Great Rates. Excellent Communication with Title , Underwriters and Appraisers , Prompt resolution. You have a best team.

S
Santhosh Addagoodirated5.0
4 yrs ago

Sebastian is very helpful and through in the loan process, very quick . Helped me to close the loan process well before the closing date . Rate is as provided in initial estimate . As a first time home buyer , I was so nervous before starting the process , but Sebastian helped me in all steps and made it look very easy and simple . Thanks Sebastian for your support in smooth loan processing. I will definitely recommend to everyone.

B
Bhimsen Basnetrated5.0
4 yrs ago

Initially I was trying to refinance my house with Amerisave, that was worst decision in my life. One of my friend recommended Vipul in Vema Mortgage and I immediately applied for the loan. Once I applied for the loan then Vipul took care of it, I do not have to worry about, Vipul was so professional and help full that I never ever had such a smooth refinance processes in my life. I have already recommended couple of my friends to Vema Mortgage. Keep good work Vipul and Vema. Bhimsen Basnet and Geeta Basnet

T
THAPA SHIVA BHAKTArated5.0
4 yrs ago

Initially! We were working with different mortgage lender agent. After couple of conversation we were not comfortable to continue the loan process with them.We are very happy to find Chirag Rachadia for our first time home buying process. He helped us on every step of the process and answered all our questions on timely manner. Chirag completed our closing less than 3 weeks. He is highly professional and helpful. We will definitely choose Chirag for our future home buying or refinancing. There is no doubt - You are on good hand.

S
Sunny Drated5.0
4 yrs ago

I am a bank employee and my previous mortgages have been with my employer. This time first I went with a private lender, and the rates and closing costs seemed exorbitant but then a friend recommended Vipul and I reached out to Vipul, he gave me much better rates and locked them early on and helped on every step of the way. He was very responsive and I am glad I contacted Vipul. I will definitely recommend him to my friends or call him first thing if I ever buy another house.

S
Sasanka Reddyrated5.0
4 yrs ago

Johnson and Manju are really awesome. They always friendly and responded in timely manner for all my questions even some of them are simple. I recommend Vema Mortgage to others

S
Srijan Senguptarated5.0
4 yrs ago

Excellent service and professionalism as well as low rates and heavy discounts.

C
Christmassrated5.0
4 yrs ago

Vema Mortgage was very professional and made the entire process super smooth and easy for us. Everyone at Vema that I interacted with were extremely knowledgeable, responsive and accessible. As a result, we were able to close the purchase much earlier than we originally anticipated. Their rates were the best in the industry, better than country's top online mortgage lenders. For me, it was basis points lower that the top online mortgage lender. I would highly recommend Vema Mortgage to anyone who is looking to buy house.

P
Pankaj Jharated5.0
4 yrs ago

Thanks to Sebastian, Johnson. Great Experience. I was given the best interest rate. They were always available on phone and clarified the doubts. My complete loan journey went very smooth.

R
Ram Kumarrated5.0
4 yrs ago

Very responsive and helpful team. I would recommend to any one else looking for a loan in the states they work with.

A
Arcot Rajasekarrated5.0
4 yrs ago

Fantastic experience. Smooth and timely. Very easy and no stress. Will recommend highly

V
Vinay Kanive Manjunathrated5.0
4 yrs ago

I was glad to choose VEMA, the process has very easy with their team. They have been very patient in explaining at every step of process. As a new home buyer I have been informed of the needed documentation upfront and I have been referred to right people for additional support. Most important of all is quick response and being available to talk for any questions. Support by their team over the weekends has helped expedite my processing. Look forward for their continued support in the years to come.

M
Mahantesh Hallikerirated5.0
4 yrs ago

Sebastian and Johnson helped with my mortgage. I had great experience working with them. Always available to answer my questions and process was quick and easy. I highly recommend VEMA Mortgage.

n
naga satish Kancherlarated5.0
4 yrs ago

It was a very nice and seamless experience for me in working with you.

M
Mahesh Sonurated5.0
4 yrs ago

I worked with Chirag Rachhadia for my mortgage Loan and I had very very smooth process with him and very professional straight to the point. I like working with him for my hunt towards mortgage loan. I happened shop around multiple vendors and happened to go back & forth. On first instance he gave me the quote and stick to what he said till my closing. Very honest and reliable. Thanks a lot Chirag. You are the best!

A
Ashish Chauhanrated5.0
4 yrs ago

Thanks Vema Mortgage for helping out with Mortgage loan. The whole process was very smooth and hassle free

A
Arun Raorated5.0
4 yrs ago

Seamless Transaction, customer focused and top notch! Really enjoyed working with Sebastian, Johnson and Manju and truly amazed by their support and the rates provided. Definitely recommend giving them a shot!

A
Abdul AlShamirirated5.0
4 yrs ago

I would like to acknowledge the exceptional service that I received during the entire mortgage process from Verma Mortgage LLC. Sebastian and his team did an exhaustive search to get you the best rate and find the best mortgage program available. Their ability to structure solutions and find advantageous financing sets them apart. I am very thankful for Verma Mortgage professional, responsive and honest assistance with the whole mortgage process from beginning to end. Every member of the team made himself available to me via all communication means - email, business phone or cell phone, which I appreciated. Thank you, Sebastian! You are highly recommended

N
Nagendra Vemulapallirated5.0
4 yrs ago

Our experience with Vema Mortgage was excellent. We got the best rate and everything was done perfectly on time.

A
Abi Konikkararated5.0
4 yrs ago

Aug 2021 I again availed Vema Mortgage's service for refinancing. I am simply amazed about how easy it is to get anything done using their service. Just provide a few documents and forget about it. They do everything for you with minimum follow up required. They help you secure great rates and make the whole process feel like piece of cake. Thanks again Vema Mortgage LLC! April 2020 Vema Mortgage helped me out with my home purchase recently and i had a very satisfying experience throughout the process. Sebastian is not just highly professional but also knows the job very well. He was able to expedite things whenever necessary to meet deadlines. He works with you, takes time to understands your needs and finds you the best possible mortgage rates. Working with Vema gave me peace of mind and enormous savings on top of that. I am very happy that i chose Vema Mortgage and would highly recommend to anyone looking for a new mortgage loan or refinance options. Thank you Vema Mortgage LLC.

K
Kirankumar Kotharated5.0
4 yrs ago

Very glad to go with VEMA, the service provided is very professional. Through out the process they are very supportive and guided in correct direction. Big thanks to Sebastian and team!!

s
subhendu biswalrated5.0
4 yrs ago

Best pricing , Period ! Besides that Vema is a great team that offers a consultative tailor made solution, speedy /timely support on you home / house purchase needs ! I wish them the very best !

M
Mohanraj Bakthavatchalamrated5.0
4 yrs ago

Ramesh from Vema mortgage helped me refinancing my house. He was really professional and knowledgeable about the process. I had a smooth transition from my old loan to the new one. It was a great experience. Thanks Ramesh ??

B
Balaji Krated5.0
4 yrs ago

I had a fantastic experience working with Vipul. He is very responsive and helpful who goes above and beyond to get the best rate for his clients. The entire refi process was a breeze and absolutely no surprises. Great team to work with. Highly recommended!

S
Surender Dalalrated5.0
4 yrs ago

he is best in the town

R
Ramamurthy Dasarirated5.0
4 yrs ago

Thank you so very much for all of your help in securing our refinancing. You were organized , thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Ramesh Nagarajan! Our hats off to you!! I would recommend Ramesh Nagarajan to anyone that is seeking a professional loan officer that know his stuff inside and out

A
Ashokkumar Nagarajanrated5.0
4 yrs ago

Ramesh was very professional. I worked with him on refinance. He asked me wait for the good time to get the better rate. He followed up periodically to give update on current market and got me better rate for me. Happy to work with Ramesh.

R
Rohan Varmarated5.0
4 yrs ago

Sebastian and his team kept me posted and helped out with all the necessary steps needed from pre-approval to closing of our first home. Will definitely recommend Vema Mortgage for a hassle free experience.

n
naga teja thammishettirated5.0
4 yrs ago

I did refinance with Vema Mortgage and all of the members who work at Vema are very professional, always ready to help and they finished the process in 2 weeks.

B
Bhavya Bansalrated5.0
4 yrs ago

I recently refinanced my loan with Vema Mortage and I had great experience. Everything was simple from start to end. Vipul is very open and their services are great. Happy to do business with them

S
Suri Naranapparated5.0
4 yrs ago

Worked with Ramesh and got the best rate for refinance. Easy to work with, prompt response - overall smooth process. Highly recommend him.

M
MANOJ BHASKARrated5.0
4 yrs ago

In the Current Market Condition, the Home buying experience is rough for the buyers, especially first-time homeowners like me. I thought finding and arranging the right Mortgage and locking the correct rates within provided time would be more hazel. Luckily found Ramesh Nagarajan, Vema Mortgage. He offered me the best rate where no Mortgage company was able even to come closer to that, and to my surprise, he completed all the formalities and got the loan approved and clear to close in a week. My experience with Ramesh Nagarajan and Vema Mortgage is excellent, and He WoW me with his attitude and customer experience. He is very quick and prompt in his response (text and calls). Very satisfied Thanks Very much, Ramesh

I
Islauddin Mrated5.0
4 yrs ago

Vipul is very good at what he does. He offered best rate in the market. He was very prompt and helped navigate the process seamlessly. Would strongly suggest others to use his service

M
Mahesha Shivalingaiahrated4.0
4 yrs ago

Working with Sebastian was great. His advise was really valuable and trust worthy. His team helped me with all the necessary steps needed from pre-approval to closing of my rental property. I'll definitely recommend his mortgage company for anyone for a hassle free experience. Thank you for all your hard work to make my property purchase easier.

S
S Reddyrated5.0
4 yrs ago

They are the best in town. friendly staff like Johnson, Manju, etc. are very helpful in answering questions and got me best rates in shortest time possible. Highly recommend them for mortgage needs

R
Ramar Narayananrated5.0
4 yrs ago

My refinancing with Vema mortgage turned out be an awesome experience this time. I had few times mortgage refinance and this time I chosen Vema mortgage after many searches, my Loan officer Ramesh Nagarajan. Ramesh really knew his stuff, helpful, responsive, but beyond that he also suggested better options to navigate to best one. The whole process was easy and digitalized, I was kept informed the every step of the process. The Vema team is my go to lender and closing table was finalized within week and closed under 10 days. Thank you Vema and Ramesh!

P
Prathi Murthyrated5.0
4 yrs ago

Sebastian & his team at VEMA mortgage were very knowledgable went above and beyond to make buying experience easy and non-stress. He was incredibly helpful, easy to talk to, made sure we understood everything that was presented to us through out the process, kept us informed the whole way. Sebastian, Manju were always on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. We were very pleased with the interest rate we received, Easiest and the best home mortgage transaction we have ever had. We will absolutely use VEMA and Sebastian as our loan office again in the future.

M
Mahesh Edigarated5.0
4 yrs ago

Nagarajan as a loan officer from Vema Mortgage helped us tremendously with mortgage process to secure mortgage for investment properties and refinance options He was very diligent in helping me understand the process and walking and constantly reminding so that everything progresses and stays on track. He is very knowledgeable in turn helping me advise on best options , patiently answer my questions so that I am comfortable. He is such a professional that he would constantly stay in touch ( even weekends and late nights) , provide regular updates. Best of all he is very transparent, super fast and on top of things all the time. He definitely puts customers interest in the first place. He is my go to professional for future mortgage needs. I highly recommend his services to anyone looking for mortgages

G
GVrated5.0
4 yrs ago

I worked with Ramesh and had a great experience. Ramesh followed up promptly to close the loan on time and is very friendly to work with.

V
Vamshi Murkirated5.0
4 yrs ago

Sebastian and the entire team were very friendly and easy to work with. They made the job look very easy.

S
Sushil Neupanerated5.0
4 yrs ago

Did my refinance for my primary house and Investment property with Vema Mortgage. Manju had been a great help. She helped me whatever possible way she could to get me the best rate and smooth processing of loan. She is quite knowledgeable and always tried to give a best service. I would definitely recommend Vema Mortgage to everyone. Thank again Manju for all your help!

N
Narotham Kandukurirated5.0
4 yrs ago

It was a great experience working with Manju Kizha. I have worked for my house refinance she helped me to get the best rate. I would recommend her as she is very professional and helped with all the starting and closing of the home . We highly recommend as she gave us Steller service and she is just the best at her work!

D
Deepak Bhandarirated5.0
4 yrs ago

I had a smooth experience with Sebastian and Johnson at Vema, as a first time homebuyer they guided me through the process very well. There were some glitches with my application, which were very well resolved by Vema, they went out of their way to ensure that all the boxes were ticked. I would recommend them without a doubt.

V
Vinit Sahasrabudherated5.0
4 yrs ago

Had a great experience, all questions were answered and the process was smooth.

K
Kannan Ganesanrated5.0
4 yrs ago

Your search for best mortgage company who is a customer advocate, takes care of and offers best rate with quick turn around then don't look any further. I've worked with Ramesh Nagarajan twice and my experience was completely delightful.

R
Raghavendar Anandanrated5.0
4 yrs ago

My loan officer is Chirag R, guided me at every step and very patient with all the questions I had and very prompt. The process was smooth and closing was timely.

R
Ramakrishna Jaliparthirated5.0
4 yrs ago

Sebastian and team are the very best. Friendly staff like Johnson, Manju are very helpful in answering questions and got me best rates in time. They were very prompt and helped me the process seamlessly. Highly recommend them for mortgage needs.

S
Somitra Upadhyayarated5.0
4 yrs ago

Chirag did a great job, got me a super competitive rate which beat all the other offers i had. Everything was completed seamlessly in a timely manner. He was patient to address all my questions. All the options were put forth for me to decide and there was no aggressive sales push to go for the ARM options. I’d highly recommend him.

r
radhakrishna Gunta Grated5.0
4 yrs ago

Chirag helped me for refinancing with smooth process and very quicker .. I appreciate his efforts and dedication to the customers approach .. I will recommend him strongly to all my friends and family to choose him.

D
Darshan Shaharated5.0
4 yrs ago

Working with Chirag Rachhadia was great and his advise was really valuable. His team helped me with all the necessary steps needed from pre-approval to closing for resale property. I'll definitely recommend his mortgage company for anyone for a hassle free experience. Thank you for all your hard work to make my house closing completed without any hassle !!!

U
Umesh Neupanerated5.0
4 yrs ago

Rachhadia, performed my mortgage processing and completed on time. He is so professional and responsive on work. Fully satisfied with his service in my house purchase process.

S
San JKGrated5.0
4 yrs ago

Good and friendly people and very responsive. Transparent transaction from the beginning to closing. Especially Sebastian is a excellent person with lots details.

M
Midhun Joyrated5.0
4 yrs ago

Sebastian and others at Vema are very helpful and a pleasure to deal with. They offered one of the best rates in the market, and they also made my first home buying experience very smooth.

D
Dharmesh Valsadiarated5.0
4 yrs ago

Sebastian and Manju provided great service.. Low rates, good advise and prompt response. Closing was completed on time with no troubles.

A
Abhilash Nallabothularated5.0
4 yrs ago

Everyone on the team was extremely helpful and responsive. Could not have asked for a smoother process and a better team.

K
Karthik B Crated5.0
4 yrs ago

It's my pleasure to write a review for Vema Mortgage and especially about Ramesh Nagarajan ! As a first time home buyer I had so many questions. Many things were unclear to me until I spoke with Ramesh over the phone. He was very patient and explained each and everything that I was unclear earlier. He educated me with lots of stuff in mortgage loans and walked me through the entire process. He had several check points to ensure that everything is going on it's way. Whenever I message him with a specific question he would just call back and clarify it with crisp answers. I would highly recommend anyone to try Vema Mortgage and Ramesh Nagarajan if they are looking for one. Thanks again Ramesh!

P
Prashant Shenderated5.0
4 yrs ago

Ramesh was the best person to deal with and whole mortgage process was smooth with impeccable ?? followup.

S
Senthil Duraisamyrated5.0
3 yrs ago

Wanted to share my personal experience working with Ramesh from Vema mortgage. He has a professional and detail-oriented approach. Lot of first-time home buyers like me start off with very little knowledge about the whole process. He helped us through each stage of loan approval and guided us with additional tasks around the home buying journey. In addition to helping us with process and providing best rates beating all banks that I enquired, he cleared the loan to close in surprising time of 13 days even during peak holiday season which put our minds at ease and gave us lot of cushion time for rest of the process. I would highly recommend the services of Ramesh to all home buyers in the market, and he would definitely be the go-to person for our future needs.

P
Pradyumna singh Shekhawatrated5.0
3 yrs ago

Go to business for Best rates and Quick turnaround time. I worked with Sebastian and Manju and they were both very patient and friendly.

V
Venkatesh Poollarated5.0
3 yrs ago

Chirag has been excellent in processing both my loans. He has a very good, crisp communication, attentive to details, and has extensive knowledge in the processes which needs explanation. He responds quickly to any of our doubts, which is what a buyer needs during the closing process. All in all a very good experience to deal with him.

S
Shankarjee Krishnamoorthirated5.0
3 yrs ago

Ramesh is a pleasure to work with. We were not getting good rates and were surprised with the rates Ramesh offered. Never shies from any questions or concerns we have. He was upfront about all the costs and ensured clarity all along the process. Always accessible over phone or text. Adds a personal touch in additional to professionalism. He closed within 15 days. Highly recommended

S
Sarath Rameshrated5.0
3 yrs ago

It was a pleasure working with the Vema Mortgage LLC team. The communication with Sebastian, Johnson and Manju was excellent. I was always kept updated with the latest status regarding the application. Also got a really good mortgage interest rate. Thank you team.

H
Harsh Shahrated5.0
3 yrs ago

Got best rates. Were super helpful and transparent. Extremely satisfied and highly recommend them.

A
Akil Kapuswalarated5.0
3 yrs ago

Sebastian and Manju were extremely professional , timely with their responses and are always available to answer all questions Their working hours are really customer friendly- 9a to 9pm I would highly recommend considering them for your home loan needs

I
Ishwor shrestharated5.0
3 yrs ago

It was a great pleasure to work with Chirag. We closed our house very much on time as promised. He is very responsive and never hesitated to answer questions at anytime. He knows what he is doing and very much professional. I highly recommend him and also looking forward to work with him in future. Thank you Chirag!

L
Lalit Jainrated5.0
3 yrs ago

I had a Very good service from George & Johnson from VEMA Mortgage. I am a first time home buyer. I have lot of questions regarding Mortgage & other things. They helped a lot on each step.

S
Savir Kumarrated4.0
3 yrs ago

When there were many unknown things for a first time home buyer like me, Johnson was there with me right from step 1 until my closing where he and Sebastian helped me to process and close my loan within a short period and right on time which is less than 2 weeks. Their communications, follow-ups and directions provided during each step was really appreciative. I had shopped with multiple lenders but Johnson went an extra step and gave best interest rate in the market during that period.

S
Srikar Vajjiparthirated5.0
3 yrs ago

Chirag and Vipul were exceptional! It was great working with them!

R
Ravikanth Ikkurthyrated5.0
3 yrs ago

Amazing experience with the loan processing, fast processing. Investment property loan is closed in 2 weeks, never heard of. All this happened due to Loan processor (Manju) creativity in handling the under writer queries. GO TO LENDER for any home loans. Best rates and low closing costs.

V
Vigneshwar Srinivasanrated5.0
3 yrs ago

As a first time home buyer and so many unknowns Ramesh was there with me right from step 1 until my closing. He took care of everything and provided the best possible rates. The communications, follow-ups and directions provided during each step was really appreciative and informative. I just had to apply and he took care of everything else. I will definitely recommend him to my friends.

c
chaitanya varmarated5.0
3 yrs ago

It was a great pleasure working with the Vema Mortgage LLC, Sebastian & Team( Manju , John) .Each and every team member gave their best and helped us in purchasing a new home. Especially in our case which is quite different than others which involves sale through owner who stays outside US and we as a first time home buyers, they have handled the situations with nice guidance and completed the process successfully. You guys are the best

P
Prasun Sinharated5.0
3 yrs ago

We had an awesomely great experience partnering with Vema Mortgage loan officer Mr.Sebastian George. He is very knowledgeable, subject matter expert, reachable and provides timely responses to all the queries; especially for a first time home buyers, this is very critical. Sebestian and team worked tirelessly for clear to close within stipulated timeline despite of challenges that presented itself due to supply chain issues.I would recommend Sebastian and the team Johnson and Manju for their commendable work they do.

Y
Yash Patelrated5.0
3 yrs ago

It was great working with Vipul for mortgage application. He was very helpful throughout the whole process and very responsive. He would go above and beyond to help his clients in any way possible. Would definitely recommend him for all your further mortgage needs!!!

c
chinnam reddyrated5.0
3 yrs ago

My mortgage refinance experience with Vema Mortgage LLC was very good. They are very prompt in clarifying all my questions. Closing was done on-time very smoothly w/o any issues. I will definitely work with them for my future mortgage needs.

g
goemailme soonrated5.0
3 yrs ago

Sebastian helped me with my mortgage for my first home . Needless to say that first time home buying process comes with tons of questions . One is cautious, nervous and has this mixed bag of feelings where you don't want to make any mistakes .Sebastian and his team made things so easy for me right from the go . I got my pre-approval letter within a matter of hours and they closed my loan process within 10 days . Given that this was my first house I wanted to understand things in details out of curiosity . The VEMA mortgage team (Sebastian, Johnson, Laxmi & Manju) answered each and every question , explained each and every line item in the final CD with patience and a smile on their face .They kept me updated constantly on what was to come next and what needs to be started and completed ASAP. The title company they got me in touch with - Calvin from Everest title was good to work with too . He came in fully prepared on the day of closing and we closed in less than 30 minutes .First home buying is a unique experience for anyone . Thank you VEMA mortgage for making it so stress free and special for me . I would highly recommend Sebastian and his team .They will work hard for you and get you the best deal on your mortgage .

a
avijit vermarated5.0
3 yrs ago

I had a great experience working with Vema Mortgage team. Johnson has been very helpful all throughout the loan process.

M
Mohan Rajarated5.0
3 yrs ago

Recently processed my home loan with Ramesh from Vema mortgage and he made the process so seamless. One of the best customer service that I received in my life. Highly recommend to others!

A
Arikrishnan Trated5.0
3 yrs ago

Worked with Ramesh for refinancing my house. Got the best service in securing loan. He provided quick response to any question. He is very knowledgeable and gave very detailed answers. He never pushed me to lock the loan. I got the best rate comparing with other companies. I would definitely recommend him to my friends.

M
Meera Patelrated5.0
3 yrs ago

Excellent work by Vipul Hapani. He found us the best intrest rate. We closed our loan just in 2 weeks. I didn't have to leave the house to do anything. Entire loan process was done over the phone, digitally and assigned notary came to the house to finalize the closing documents. I will recommend Mr. Hapani to anyone for house loans.

J
Jan Jrated5.0
3 yrs ago

Great team! They are very professional, extremely knowledgeable and always available to answer questions anytime. They made the whole process very comfortable and quick. Thank you Vema team!

N
NAGA AMAMrated5.0
3 yrs ago

They are very prompt and honest.

M
Manish Jainrated5.0
3 yrs ago

We were referred to Vema Mortgage by one of my friend. Our situation was challenging as I had to do a quick closing & has a very busy work schedule. We are glad that the Team at Vema (Sebastian, Johnson & Manju) were able to accommodate us. They are open all days till 9:00 PM. They closed out deal in 13 days with the best rate in the market. It was a smooth closing with no surprises. I would refer all my Friends to the Team at Vema Mortgage.

A
Abraham Mathewrated5.0
3 yrs ago

P.T. Johnson was my loan officer at VEMA Mortgage. He is one of the most efficient and customer focussed loan officers that I have ever dealt with. During the entire process - right upto the closing, he guided me through each step and provided constant updates via email and phone on the status of my application. If I have any future needs, i know that I will go back to Johnson without any hesitation. I highly recommend P.T. Johnson and VEMA Mortgage.

B
BONTHA RAHUL RAJrated5.0
3 yrs ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing date I preferred. The whole vema mortgage team is knowledgable to explain every detail at every step especially for the first home buyers like me. Sebastine, Johnson and Lakshmi are really a good team to work with.

D
Dishant Shahrated5.0
3 yrs ago

I got excellent services from Veema mortgage. Their whole process was smooth and easy. I worked with Johnson who was very friendly and answered all my questions. He made sure the whole application process finish within time. What a great service they provide! Go with them for all your mortgage needs.

D
Divya Ramojurated5.0
3 yrs ago

Sebastian was very helpful throughout my loan process. He was very responsive and assisted me with all the paperwork. I would definitely recommend Vema mortgage to anyone who is looking for a home loan.

V
Vikramaditya Nimmagaddarated5.0
3 yrs ago

The staff of Vema mortgage are friendly. They have guided me through the mortgage process by answering all my queries. To keep it short in one sentence: Doing mortgage process first is very difficult and Vema mortgage made it easy and smooth.

R
Raghu Mannerated5.0
3 yrs ago

I worked with Vipul Vema Mortgage LLC for a 30 year loan on a new home purchase. Vipul is very timely and highly responsive and provided excellent service throughout the loan process. Everything is done ahead of time and as promised. Vipul always provided me the right information at right time (like the current mortgage rates, approx closing costs, time frame etc) and the entire process is like a breeze. I highly recommend Vipul for anyone looking for a mortgage loan.

A
Anumodh Abeyrated5.0
3 yrs ago

It was a great experience working with Vema Mortgage team to get the loan done. I worked primarily with Johnson who promised me that closing can be completed in a month and I'm excited to say that it was done in 31/2 weeks!! They are simply above competition as far as my experience with brokers. A special shout out to Manju and Lakshmi for their prompt replies to my queries. Highly recommend to anyone looking for mortgage needs.

J
Janarated5.0
3 yrs ago

My experience with Ramesh was exceptional. As a first-time buyer we were in uncharted waters, he helped us navigate through it. He was very approachable, friendly & patient in explaining anything we had to ask. Besides having the best rates compared to any other big players he also got my appraisal and origination fees waived off. Ramesh consistently followed up with the lender & attorney and had it closed in less than 2 weeks, he also kept me updated from day one till closing. I would recommend him to anyone in a heartbeat.

k
kalyani kareddyrated5.0
3 yrs ago

Sebastian and his team helped me in every step of my mortgage loan process. His staff Manju Kizha, P. T. Johnson and others were always there in every step of my loan process giving the right advice and answering all my calls. I never thought it is going to be such a smooth ride. Thanks to their efforts able to close my loan with out any hiccups.

M
Murthy Kopparthirated5.0
3 yrs ago

Vipul and Vema Mortgage has been great help for us during our process of securing funding for our new home. Vipul wa always available and secured the funding in very short period of time. He is very efficient and transparent about the terms and conditions. Thanks Vipul and Vema Mortgage

s
shravankumar chitnenirated5.0
3 yrs ago

Got best rates when compared with others . Mortgage processing went smoothly & Closing was done on time .Thanks to Johnson, Lakshmi & Sebastian team

O
Omkar pradhanrated5.0
3 yrs ago

Worked with Sebastian and Johnson , Very professional in the service commitments. Very competitive rates . highly recommend working with Vema Mortgage

U
Umesh Guptarated5.0
3 yrs ago

As a first time home buyer and was having lot of questions. Vema Mortgage LLC, Sebastian, Johnson and team helped ne to understand the process and smooth approval of home loan. So, thank you Vema Mortgage team for your patience and availability. Here are few points I want to add which makes Vema Mortgage one of the best lender to go with;Very competitive rate- I had 3 home loan quotations and Vema mortgage offered me best quote. Reachability – I was dealt by Sebastian and Johnson and they were available any time (From 8AM till mid night, 7 days a week) to talk and for clarification. Security - It was made sure by established communication through Vema and Title company to make transition Fraud proof,

N
Naveen Krated5.0
3 yrs ago

Worked with Ramesh. He is so friendly and helpful and guided me through the process. Closing was done so fast and he took a good care. He was so patient in answering the questions.

S
Sarang Polrated5.0
3 yrs ago

I started searching Lenders for my closing and got Vipul's number from my friend and i called him right away. In first conversation itself i found Vipul very helpful, provided answers to all my questions and responded accordingly. His communication was very prompt and up to the mark. He is very cool, calm and listens to you carefully. I have already recommended him to my friends and in future as well i will do so. It was very nice working with Vipul on my first closing.

N
Naveen Peninterated5.0
3 yrs ago

Vipul has been very helpful throughout the process and always available to clarify any doubts. He not only helped me get a good rate but also fixed all the issues which came in between the loan process. I completely trusted Vipul and he delivered more than what I expected from him.

K
Krishna Yetukurirated5.0
3 yrs ago

It was a great pleasure working with the Vema Mortgage LLC. Especially Manju Kizha has provided a great support to solve the problems during the loan process. She answered very patiently for all my repeated questions. She is awesome to handle the things. Thanks to Vema mortgage team and My special thanks to Manju Kizha.

M
Madhu Gajularated5.0
3 yrs ago

Lender was great. Sebastian was very proactive in helping me with the documentation and eventually the closing. All through the process they were very responsive, Patient with my queries and helped me understand the process. The whole team is great in communicating the bottlenecks , missed paper work and numbers.

A
Anirudh Shivaswamyrated5.0
3 yrs ago

Fast response, good people to work with (Manju, Sebastian, Johnson). Helped me close the home in record time, that too in a seller's market. Highly recommend!

M
MANJEET SINGHrated5.0
3 yrs ago

Vipul has been helping my clients for the last few months, every client told me how great of a job he does. This time Vipul has helped me with my loan and he did a fantastic job. I would highly recommend Vipul for loans and refinancing, because he is great at it.

K
Kavitha Brated5.0
3 yrs ago

If it was not for Manju at Vema I do not think I would have had a good experience with my house buying process. Manju is extremely thorough & very communicative and explained everything even before I asked her. Highly recommend this mortgage lender!

A
Abhijeet Banikrated5.0
3 yrs ago

Very helpful and informative

y
yogesh yeolerated5.0
3 yrs ago

I recently worked with Vema Mortgage for home loan and it was a nice experience. Johnson helped me throughout the process and he was very prompt to respond to any questions even in off business hours, really appreciate him. The overall process was smooth and timely to close the deal. Thanks again to John and VEMA team who worked in the background .

k
kishen gsrated5.0
3 yrs ago

My experience with Vema Mortgage was very satisfied. Sebastian and his team were well knowledgeable and supportive to process my mortgage smoothly. I highly recommend to choose Vema Mortgage.

V
Vishnu Kishorerated5.0
3 yrs ago

Vipul Hapani is a very honest and knowledgeable person, he helped us in buying a property and guided us in each and every step as a first time buyer. He closed my home on time and I am very much satisfied with his work and his commitment. He is very much customer oriented and I would surely recommend him

B
Balkrishna Upadhayarated5.0
3 yrs ago

He helped me with my home loan. Vipul is experienced and easy to work with. He knows what is needed and how to process to complete things on time.

S
Srikanth Reddyrated5.0
3 yrs ago

Vema Mortgage or Sebastian will make Impossible to Possible. My home refinance process went very smooth despite of some reflags from the lender. Every employee in Vema Mortgage takes care of the application in each aspect and communicate with you properly. A big shout out to Sebastian, PT George, Lakshmi, Neeta and each one who help me close my refinance. This is a one stop company for all your mortgage and reality needs.

D
Damodar Reddy Reddyrated5.0
3 yrs ago

Chirag is a great guy to work with. He helped us with refinancing our current home. Through out the process he was very patient in answering my questions and securing the loan. He handled so perfectly that we didn't have too many sessions in submitting the required documents for underwriters. He even helped us in making some decisions on other properties when we were working with the builder. I highly recommend Vema mortgage.

d
dinesh srated5.0
3 yrs ago

I’m delighted to have worked with Ramesh from Vema Mortgage, his deep knowledge and ease of working ensured I got the best rate. He is thorough and ensures everything is taken care of right from start to closing. We can be confident we are in the right hands. I will definitely refer Ramesh to everyone who wants the best service and rates ??

N
Nagarjuna Reddyrated5.0
3 yrs ago

It was great experience working with Ramesh on securing the mortgage. Ramesh explained all the processes on how it works and it was seamless process from application to approval. He kept me updated on the progress and everything went right first time. It was a great rate as well. Recommend Ramesh for the best rate in the town.

p
priya pondicherryrated5.0
3 yrs ago

We are first time buyers and had a ton of questions with the process. Loan Processor, Ms.Manju was with us through out the process. She is very knowledgeable and worked with us patiently, explaining everything clearly and suggesting the right process. She made our whole experience very seemless. The whole process from start till the closing happened in 2-3 weeks with the best rates possible, which is pretty fast compared to what i heard from other friends. I highly recommend Ms. Manju and Vema as a whole.????

J
Joseph Musyokirated5.0
3 yrs ago

Manju helped us get through the mortgage application process smoothly and provided valuable information and support. That invaluable help ultimately led to loan approval and first time home ownership. Thank you Manju and Vema Mortgage!

v
vijaykumar baitapallirated5.0
3 yrs ago

Everything was smooth and fast in processing. Every time Response was quick, all queries responded on same day.

S
Sutapa Bhattacharyarated5.0
3 yrs ago

Very Efficient service got the best rate. Strongly recommend for your future loan requirements.

T
Tuljaram Kadamrated5.0
3 yrs ago

Vema Mortgage helps to resolve all my queries & helps in smooth transition of my first home buying process.

A
Abin Josephrated5.0
3 yrs ago

I had a fantastic experience working with Vema Mortgage to get a mortgage to buy a new home. I compared rates with other lenders and Vema gave the lowest rate. Throughout the process, I worked with a total of four Vema members, from our initial application all the way to the date of closing – Sebastian, Johnson, Manju, and Neeta. Their communication is prompt, helpful, and friendly. I highly recommend working with the Vema team and look forward to another opportunity to work with them in the future.

D
Dhanush Kondothrated5.0
3 yrs ago

Professional, knowledgeable and above all very courteous people to work with. All transactions were smooth and on time. I will definitely use their service again and will recommend.

K
Kirthi Nannapanenirated5.0
3 yrs ago

Manju Kizha is amazing, very friendly, respectable and knowledgeable. Prompt response all the time every time. Working with VEMA is a breeze.

O
Omar Rodriguezrated5.0
3 yrs ago

Vipul simply is the best of the best. He was always on top of everything, he was so fast. He didn't only provide the best rate, but he was also so friendly, helpful and respectful. He is by far the best loan officer that I have worked with or talked to. 100% recommended.

P
Prashant Nangare-Patilrated5.0
3 yrs ago

The best mortgage company. Highly recommend.

T
TAE HWA LEErated5.0
3 yrs ago

Quick response and kind processing.

T
Tenzing Lamarated5.0
3 yrs ago

I was able to experience the service from Vipul and it was an stellar experience. He was courteous and available to answer your question even over the weekends. He was able to close my loan very fast which is crucial at the time of quick closing. Thank you again..

r
rahul lavaterated5.0
3 yrs ago

I had very good experience with Vema Mortgage for my mortgage application. P T Johnson was really good in providing all the details and explaining all the steps/documents during the process.

B
Bharatveer Singhrated5.0
3 yrs ago

I worked with Vipul and he was very supportive and explaining all step nicely. All approval done on time.

I
Irawat Singhrated5.0
3 yrs ago

Thank you for making my first home purchase as smooth as possible. P.T Johnson was very responsive and helpful through out the process.

A
Asmita Upadhyayrated5.0
3 yrs ago

Johnson was very helpful in the whole mortgage process and getting us the loan. The process was very fast and convenient. I'd definitely recommend Vema Mortgage to anyone.

L
Laks P Brated5.0
3 yrs ago

Some my close friends and colleagues referred Vema mortgage. I received the quotes from multiple vendors but the first time best quote was from Vema and others could match to it later though. P T Johnson was very helpful through out the process as it was the first time experience for us. We wish we should have received mortgage paper work to read a day before closing, as we couldn't get chance to read them at the closing.

J
Jerri Grated5.0
3 yrs ago

I had a great experience with Sebastian. He gave me best ROI and kept transparency at every step. I recommend him.

S
Santosh Vermarated5.0
3 yrs ago

PT Johnson is absolutely amazing in his response time with all communications and in answering all our questions, which made the whole process go about as smooth as could be! His efforts made this a positive experience from start to finish! He is very communicative and easy to work with. Pleasant experience overall. Would recommend to others without question. Excellent service. Thank you Vema Mortgage !!

d
deepu philiprated5.0
3 yrs ago

I recently worked with Vema mortgage for securing a home loan. The process were very smooth and they gave me a great rate. They were highly flexible in their work hours and supported late evenings and even weekends . They were patient to go over the documents and answer any questions.Special thanks to Johnson and Manju.

P
Prakash Grated5.0
3 yrs ago

I was the first time home buyer, Johnson has helped me with every steps, He was very prompt & detail in response to any questions even in off business hours, really appreciate him. I would recommend everyone to use Vema Mortgage for your mortgage needs.

W
Wendy Kimerated5.0
3 yrs ago

Highly recommend PT Johnson at Vema Mortgage! From start to finish it was done in 12 days and a great rate for my clients.

K
Kalyan Vrated5.0
3 yrs ago

Vema mortgage, especially Manju did a great job assisting me throughout the loan process, I would certainly recommend Vema mortgage to anyone who needs a mortgage loan.

N
Nisha Prated5.0
3 yrs ago

As a first time home buyer I was so much confused about the Home mortgage.I compared rates with other lenders & Vema gave the lowest rate. Vema LLC, Sebastian & his team helped me the closing process very smoothly & within promised time frame.

b
bindu akularated5.0
3 yrs ago

I had an amazing experience working with Vema Mortgage LLC. A special thanks to Manju who was so patient through out the process. She would answer our queries right away and helped us with everything.

R
Ravi Varma Mantenarated5.0
3 yrs ago

Sebastian George is a thorough professional. He was very knowledgeable about documentation needs and advised me promptly on what documents to prepare ahead of time. He was very patient and answered every question that I had. I would highly recommend Sebastian and Vema mortgage for any mortgage financing / Re-fi needs.

J
J Prated5.0
3 yrs ago

Manju at Vema helped us with the approval of the loan for our new home. We had a special situation and needed to close the purchase deal in a matter of two weeks. She worked above and beyond our expectation to help us with our goal and kept us informed about the improvements in the loan processing. She is friendly, competent, efficient, and dedicated.

S
S Pradhanrated5.0
3 yrs ago

Worked with Vipul as my loan officer and couldn't ask for a better person. Really satisfied with the way he made the process smooth. As everyone faces we had issue with the loan process but Vipul was always there to guide us & make sure we had everything ready to go. Overall really happy to have Vipul as my loan office and would recommend him as my first choice. Best Wishes!

S
Sachin Chavanrated5.0
3 yrs ago

I had a great experience with VEMA right from the beginning of finding the best mortgage rate to securing it to making sure I get the best service. The whole process went smooth and they are very proactive and keeping you informed about the whole process irrespective of time in a day. As long as you need help they are there at every step making sure you don’t have any issues. I will definitely recommend VEMA.

R
Rakesh Jainrated5.0
3 yrs ago

I highly recommend Johnson for his outstanding help to me to finalize and lock the interest rate. He is very humble and always available to answer any query you may have and the rate received was just amazing! I will come back for all my future mortgage need to Johnson.

A
Ashish Solankirated5.0
3 yrs ago

P T Johnson is providing excellent service as always, prompt communication and speedy processing!!! I would definitely recommend him to anyone who needs mortgage.

D
Dipin Patelrated5.0
3 yrs ago

Working with P.T. Johnson was excellent. He was very helpful and very patient when it came to answering my questions. The entire process was very smooth and highly recommend to anyone looking for mortgage.

T
Treesa Antonyrated5.0
3 yrs ago

We had our whole mortgage process done with Vema Mortgage and we had an amazing experience. PT Johnson worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had as first time home buyers. He made as feel at ease and guided us through the process. One thing about Vema mortgage is that they don't just work during business hours. There is a Vema personnel available to answer any questions on the weekends, evenings or even at night. If any questions arise, we knew PT Johnson was available just a phone call away. That comfort for a first time home buyer means the WORLD!!!! I highly recommend Vema to everyone!

P
Prem Kumarrated5.0
3 yrs ago

Excellent service and very knowledgeable loan officer. Mr. P T Johnson helped me through every step on my first home loan and very supportive, friendly, easy to reach. I am definitely looking forward working with him in the future and recommend Vema Mortgage to my friends & family. Thank you Johnson sir & Sebastian sir.!

A
A Mrated5.0
3 yrs ago

We're so happy that our realtor recommended VEMA Mortgages as they made the home-buying process stress-free. Manju was a pleasure to work with and she always made herself available to answer any questions we had. They also gave us a better mortgage rate than Bank of America and we closed in less then a month!

c
chinnap reddyrated5.0
3 yrs ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing. It was a great pleasure working with the Vema Mortgage LLC. Especially Sebastian explained every detail at every step especially for the first home buyers like me. Sebastian George, Lakshmi and Johnson are really a good team to work with.

R
Rahul Chaudharirated5.0
3 yrs ago

I had a great experience with Chirag right from the beginning of finding the best mortgage rate to securing it to making sure I get the best service. The whole process went smooth and he is very proactive and keeping me informed about the whole process irrespective of time in a day. I will definitely recommend Chirag - Vema Mortgage LLC.

Y
Yogesh Mehtarated5.0
3 yrs ago

Clear communication and great service

S
Saniya Kharerated5.0
3 yrs ago

Very prompt, responsive and clear.

r
ravitej Pujarirated5.0
3 yrs ago

P.T Johnson from vema mortgage guided me through the process from beginning to end. Valuable suggestions at the most hardest of times was able to close smoothly without any hurdles. I would recommend to go with vema for smooth and efficient process at very low competitive rates.

A
Avra Kundurated5.0
3 yrs ago

Wonderful experience. Very professional people and would work for you to get the best interest rate. Their rates are very competitive and essentially wipes out their other competitors. Would keep you informed and updated on all small changes and would work round the clock with you if you have a necessity to close early. They even managed to lower my rate in the lock period at NO ADDITIONAL COST to me. Highly recommend!

K
Karthik Sagarrated5.0
3 yrs ago

It was great experience working with Chirag on securing the mortgage. Chirag explained all the processes on how it works and it was seamless process from application to approval. He kept me updated on the progress and everything went right first time. I would recommend Chirag/Vema Mortgage to anyone who is going through the complex process of home mortgage. Let the experts take care of it!!

n
neeti guptarated5.0
3 yrs ago

Johnson had been extremely supportive and provided guidance through every step of the Mortgage. Highly recommend

G
Giridhar Raghavendrarated5.0
3 yrs ago

Had great experience with Sebastian and Lakshmi in helping through the loan process end to end. They always look out for the customer and keep us posted on how things were going. Definitely recommend.

M
Manan Patelrated5.0
3 yrs ago

Gave us great rate. Always responds quickly. Work hours are great which makes life a lot easier. Overall highly recommend!

r
raj kesireddyrated5.0
3 yrs ago

Manju from Vema is very good in returning prompt responses on any concerns regarding mortgage. I like attitude and focus towards the work and customer focus.

s
sridhar mandalapurated5.0
3 yrs ago

Best experience closing the house without any issues with Sebastian and the follow ups for each item from Manju from day one till closing date and day after closing to see how things went on closing day was excellent, Thanks Sebastian and Manju for completing this transaction seamlessly. Special thanks to Manju.

y
yadnesh pawarrated5.0
3 yrs ago

P T Johnson was very helpful throughout the process. Best thing, he was immediately available over text as well as phone call, even on weekends. Also gave me competitive rate and flexible.

b
bhavesh thakkarrated5.0
3 yrs ago

I recently had a chance to work with Chirag on my Mortgage needs. He is extremely clear on what the customer needs are and suggests you the best option in the current market situations. He is transparent in his communications, reachable for any clarifications and helps needed and more off he is quick. He was thoughtful about the concerns and questions asked and was able to explain us everything in detail. He was able to help me with my closing in record time and was guiding me on each step of the process in detail. Thank you Chirag (Bhai) as I use to call him, for all the help and Support along and making this a easy and wonderful experience.

U
Uday shankarrated5.0
3 yrs ago

We had our whole refinancing process done with Vipul from Vema Mortgage and we had an amazing experience. He called me when I am so worried about my interest rates and he worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had and he took everything into his hands and just used to update me on what is going on and what is the better solution and made me rely on his process. Such a dedicated person he is. In no time, he became a close friend and a more valuable guide that I don’t need to worry about my loan! I highly recommend Vema to everyone!

P
Piyush Jainrated5.0
3 yrs ago

PT John, one of the best person whom you can trust, excellent service and best rate. I would recommend him to all my friends.

M
Mahendra Baburated5.0
3 yrs ago

Vema Mortgage LLC provided a best service through the loan approval process. Sebastian and Johnson provided us a value me an initial advice in closing the home deal. Manju Kizha played a vital role by providing excellent advice, Thorough documentation and highly responsive to clarify my doubts about loan closing process. Their work ethics gave me a great confidence is going with the deal. Their transparency in each stage of closing process gave me a sense that I am working with good hands. Thank You Manju for your assistance.

N
Nishanth Dhasanrated5.0
3 yrs ago

Completely satisfied. Manju was really helpful in getting better rate and guiding us through the process patiently clarifying all our doubts as it was our first time home purchasing process. Absolutely no delay in closing. Kudos to Manju.

S
Srinivasa Polavarapurated5.0
3 yrs ago

Very helpful, provided timely assistance throughout the process with patience.

S
Shabu Kannanplavilrated5.0
3 yrs ago

I was introduced to Johnson by known sources and he was really good in guiding us to choose the right option for the loan , as we were first time buyers we really needed a genuine person whom we could Trust. He guided us for all the necessary paperwork and we submitted everything in time and our loan also was processed within 10 days as promised by him. We saw the house on December 9th and loan got approved by December 19 and the closing of house done on December 28 by Gods grace. I would recommend Johnson 101%. Happy New Year 2023.

H
Harsha Pereirarated5.0
2 yrs ago

It was a wonderful experience with Vema Mortgage. PT Johnson was amazing, he was very quick to respond and made the whole process very easy. He gave the best rate which nobody could match. I highly recommend that you get in touch with him for your mortgage needs.

E
Ennapadam Padmanabhanrated5.0
2 yrs ago

It has been an absolute pleasure working with P. T Johnson and Vema Mortgage LLC. Throughout the process Johnson was absolutely professional in his written and oral communications and responding in a very timely fashion which was important to me. He laid out a clear timeline and the entire process followed the timeline. Due to his diligence, we were able to close on time. I strongly recommend P T Johnson for your mortgage needs and I will definitely reach out to him for my needs. Padmanabhan

A
Amol Tavaterated4.0
2 yrs ago

It was great experience with Vema mortgage. The process was easy and excellent. PT Johnson did great job to explain everything and made our total home buying experience smooth. He was always available for any questions or was very quick in response. Thank you again and I will definitely recommend them to my friends and collogues.

G
George Abrahamrated5.0
2 yrs ago

PT Johnson has been very helpful from day 1. Walked me through the process and provided the best offer when compared with sme of the other mortage companies. I highly recommend PT Johnson and Vema Mortage.

H
Hemanth Gollamudirated5.0
2 yrs ago

As a home buyer I was at ease and did all the processes with peace. Johnson is very patient in giving all the details, easily reachable, gives you the best rate possible. Closed everything under 13 days!! 100% recommended.

B
Bhavin Shahrated5.0
2 yrs ago

Being able to work with Vipul was a blessing in disguise. He was very helpful throughout this whole process, from applying/qualifying for the loan to the closing of the home. He often used his number crunching calculator in his head and knew exactly what he speaks. He guided me in the right direction, explained all the options and helped compare the advantages and disadvantages to the options being present, per our current situation. He speaks very honestly and can connect with you, based on your level of understanding of financing. To sum it all up, I hope that he doesn’t move into another field or business, as we seem to have found “our guy” for anything related to financing/loans/mortgages. Would recommend him to anyone and everyone. Very strongly recommend working with him.

S
Sanjay Dalalrated5.0
2 yrs ago

P T Johnson is a very experienced loan officer and will make your life easy in the closing process. He has answers to all your questions not only from a mortgage perspective but also the entire house-buying process, different closing fees, insurance, etc. It was a very smooth closing for my first primary house in McKinney Texas. I would highly recommend taking his services for your mortgage need.

G
Ganesh Kumarrated5.0
2 yrs ago

We did our mortgage process through Vema. I must say I had a wonderful experience working with them. I worked with PT Johnson and he explained me with each and every step of the process personally, clarified all my doubts and gave me a competitive rate which no one was even matching it. Overall as a first time home buyer I had a great experience working with PT Johnson and Vema.

A
Abhishek Mrated5.0
2 yrs ago

Johnson is an absolute pleasure to work with. I was amazed with his professionalism and more importantly openness to work with the 1st time home buyers. He was always available to take our endless questions and provided right guidance at each step of the process. I highly recommend Mr. Johnson and thank him for his excellent service.

S
Simar Sandhurated5.0
2 yrs ago

I had whole mortgage done vema mortgage and I have great experience it was my first home mortgage but PT Johnson helps me alot in this he is experienced and very helpful . Thanks to PT Johnson and vema mortgage

A
Abhijith Magantirated5.0
2 yrs ago

Excellent service

N
Nata Srated5.0
2 yrs ago

Manju was on top of my mortgage file and never missed anything. She went top to down and suggested many more which I was not aware. I saved a lot on Escrow. I recommended to my friends for their mortgage and would further share with anyone comes across for mortgage.

M
Manjunath Pulamathirated5.0
2 yrs ago

Sabastian is exceptionally good at getting everything in place on time..! Thank you so much saaby..!

P
Pranitha Karumanchirated5.0
2 yrs ago

quick and smooth loan process Johnson is an absolute pleasure to work with. I was amazed with his professionalism and more importantly openness to work with the 1st time home buyers. He was always available to take our endless questions and provided right guidance at each step of the process. I highly recommend Mr. Johnson and thank him for his excellent service.

P
Prathap RVrated5.0
2 yrs ago

Nice experience going through Vema Mortgage ... Chirag is pleasure to work with. Explained all the stuff in a detailed way and with us in each and every step of the process.. definitely recommend going with Vema ??????

M
Mohan Prated5.0
2 yrs ago

Ramesh from Vema Mortgage has been very helpful for me getting the mortgage done. He provided excellent service and proactive advice for ever step. I recommend Ramesh for your mortgage needs.

P
Pranav Bhatkhanderated5.0
2 yrs ago

Sebastian and Johnson make the mortgage process extremely smooth. Johnson was very thorough and responsive throughout the entire process. All questions were answered in detail. To top all this, Vema had the most competitive rates. I recommend Vema Mortgage, true professionals. Easy five stars.

V
Veerraj B. Mrated5.0
2 yrs ago

P T Johnson is truly exceptional. He was very responsive to my questions and he made the entire underwriting process simple and easy. Outstanding work by Johnson and I highly recommend him for all home financing needs.

g
george johnrated5.0
2 yrs ago

I had the pleasure of working with Johnson, a mortgage broker at Vema Mortgage, and I must say that he demonstrated exceptional communication and management skills throughout the entire loan process. Johnson was highly efficient in his work, consistently ensuring that everything progressed swiftly and efficiently. Furthermore, he was able to secure the best possible rate for me, which is a testament to his vast knowledge of the industry. Johnson's professionalism and attention to detail allowed me to close my mortgage loan within a remarkable 20 days, which was a fantastic experience. I highly recommend his services to anyone in search of a skilled and dependable mortgage broker.

S
Srinivasan Chandrasekaranrated5.0
2 yrs ago

I recently worked with Chirag for a loan and he was absolutely fantastic. He was able to get me the best low rate and was always very responsive whenever I had questions or concerns. Chirag was incredibly helpful throughout the entire process and made sure everything was done on time. I highly recommend Chirag for anyone who needs a loan. Thank you, Chirag, for all of your hard work!

B
Balaji Leninrated5.0
2 yrs ago

Very smooth process with Vema mortgage, Ramesh was excellent in providing all details and instructions to help facilitate the process/refinancing.

H
Hemant Raorated5.0
2 yrs ago

Very professional and helpful

S
Shyamrated5.0
2 yrs ago

Working with Manju Kizha was our best mortgage experience ever! We have had painful back and forth for paperwork with the underwriter in the past. But, with Manju, her directions were so clear and concise that we were able to provide all the paperwork first time and get the loan approved at lightning speed. The speed with which it happened, our builder and real estate agent was extremely surprised. We highly recommend Manju Kizha for your Mortgage needs! Ask for Manju Kizha from Vema!!

s
sachin patilrated5.0
2 yrs ago

Excellent experience working with Sebastian and Lakshmi from Vema Mortgage. Starting from 1st interaction Sebastian made sure that we understand each and every detail of mortgage process and took extra time to explain. Lakshmi kept us informed about overall progress of mortgage approval and did all necessary followups to make sure things are closed on time. Both contacted us time to time to see how things are moving at our side. All numbers were explained very properly to avoid any confusion and was offered best possible rate. Thanks Sebastian and Lakshmi. Will highly recommend Vema mortgage for anyone.

M
Muthu Manirated5.0
2 yrs ago

Manju from Vema Mortgage has been very helpful in guiding and all aspects of my mortgage process. She was proactive in providing me all the required information at every step of the process. Answered all my questions in a very professional way.

I
Indu G.rated5.0
2 yrs ago

Excellent experience working with Ramesh Nagarajan from Vema Mortgage. He helped us from pre-approval to closing. He explained the mortgage process, the paperwork needed and all the numbers. Ramesh's attention to detail and follow-thru helped us to secure the mortgage loan in a remarkable 20 days. We highly recommend Ramesh's services to anyone looking for a dependable mortgage broker. Thank you Ramesh!

T
Tejesh Reddy Singasanirated5.0
2 yrs ago

It was nice working with Chirag on my loan process.

S
Siddhi Chouhanrated5.0
2 yrs ago

Our agent P.T. Johnson has been really helpful and informative. He guided us throughout the process and made it easy for us. I highly recommend working with him.

d
damodharan reddyrated5.0
2 yrs ago

Both John and Sebastian are very approachable and they will make sure closing is done on time without any issues.

R
Rakesh Kumarrated5.0
2 yrs ago

Effortless mortgage with VEMA Mortgage Just closed my mortgage with VEMA Mortgage for an investment property at 5.99%. Outstanding customer service from Ramesh and Vema Mortgage. From the moment I contacted Ramesh, he demonstrated a high level of professionalism and knowledge. handled everything on my behalf, allowing me to be completely hands-off throughout the process. He was incredibly transparent and open about the available options, providing me with detailed explanations and comparisons to help me make the right decision. He ensured that all necessary paperwork and documentation were handled seamlessly. Completed the whole process within 15 days. He was very responsive and always available to answer any questions. Ramesh's commitment to providing exceptional customer service was evident in every interaction I had with him. I would not hesitate to recommend Ramesh and VEMA Mortgage to anyone looking for a mortgage.

S
Swaroop Mittarated5.0
2 yrs ago

Sebastian and his team were immensely professional, accessible, extremely organized and always ready to help. They guided me through the mortgage process patiently and also helped me with the best quote. I highly recommend Sebastian and his team for all your mortgage needs.

M
Madhu Reddyrated5.0
2 yrs ago

Excellent service with lowest interest rates when compared with others

b
biju thottathilrated5.0
2 yrs ago

I highly recommend Vema mortgage and their services since they provided great customer care and guided me through the mortgage process efficiently. I can truly say that I felt at ease throughout the whole interaction with the company. P T Johnson was a huge factor in making my experience so smooth and simple. I did not feel as though I was treated as a customer but more so as a friend by the care and attention given by the company and P T Johnson especially. I would not hesitate to do business again and will be referring any friends and family for future mortgage needs.

R
Ramesh Tejarated5.0
2 yrs ago

Hi Chirag Rachhadia, My wife and I had a fantastic experience with the VEMA Mortgage. Extremely capable and supportive, You and your team helped us through the whole process with ease and a personal touch. We can’t thank them enough Regards, Ramesh T

s
shraddha Nrated5.0
2 yrs ago

If you want to close the home within 30 days then Vipul is your go to person. He and his team worked very efficiently on my case and processed the application very fast.

S
Subhash Singhrated5.0
2 yrs ago

Sebastian and his team were immensely professional, accessible, extremely organized and always ready to help. They guided me through the mortgage process patiently and also helped me with the best quote/rates. they are always available for answering questions and addressing concerns. they gave me better rates as expected I highly recommend Sebastian and his team for all your mortgage needs.

S
Sujiv Shrestharated5.0
2 yrs ago

Thank you for your service.

S
Srinivas Pai Raikarrated5.0
2 yrs ago

My deepest gratitude to Mr. Vipul Hapani from Vema Mortgage LLC for making a daunting task of securing a mortgage for my new home seem effortless. Not only did Vipul made the process very seamless but also ensured that I get the best rates as compared to some of the other mortgage agencies who had assured me to match the best rates. Vipul was in constant touch with me from the get-go and advised me on the appropriate timing when to lock the interest rates. Vipul's professionalism, transparency and commitment was remarkable. I would also like to thank Mr. Niraj Thacker-Esteem Properties Limited for recommending Mr. Vipul Hapani to me. Vipul didn't just help me secure a mortgage but provided a comprehensive, personalized and highly satisfying experience. I would recommend them without reservation to anyone in need of an exceptional mortgage service.

N
Nishant Hingnerated5.0
2 yrs ago

I worked with Johnson from pre-approval to closing. Very easy to work with and extremely approachable. Highly recommended!

s
sachin vyasrated5.0
2 yrs ago

The kind of promptness and diligently working to ensure the complete loan process close in the shortest time and guiding thru every steps is highest degree of professional by PT Johnson from VEMA mortgage . This is my second home ?? have done with him and he is truly awesome . For all my next dealing I will go with him .

E
Eric Conklinrated5.0
2 yrs ago

Vipul was incredibly patient and educated me on all aspects of my loan, and got me the best rate and closing costs possible compared to other lenders. I would highly recommend his services! Very pleasant to talk to as well and easy to reach with any questions that arose throughout the home buying process.

A
Abhijeet Divekarrated5.0
2 yrs ago

PT Johnson was very helpful and provided excellent guidance throughout the process, answering any and all questions to my satisfaction. Overall I had a wonderful time working with PT in my lending process.

G
Girishan Rrated5.0
2 yrs ago

Amazing lender. Very efficient, accommodating and most importantly provides you the best rates possible. Johnson and Sebastian are very pleasant to work with and especially Johnson navigated me through the loan process seamlessly. I strongly recommend them.

R
Rinkal Patelrated5.0
2 yrs ago

We ware lucky to work with vipulbhai from vema mortgage, who made loan process for home buying so easy . He worked Sunday night to help us get the pre- approval and completed our loan processing on time.we never had worry about anything. Thank you vipulbhai for making our experience so pleasant.

K
Ketankumar Balvantrai Patelrated5.0
2 yrs ago

We had very good experience working with Vipul at Vema Mortgage. Vipul was very helpful and responsive. He made our home buying experience smooth. We highly recommend Vema Mortgage. Thank you Vipul and his team.

A
Amid Paudyalrated5.0
2 yrs ago

Vipul and Vema Mortgage team did a great job. They helped us close our new home in time and the whole process was hassle-free. Highly recommend!

L
Leorated5.0
2 yrs ago

Chirag is best perfect person i got for this process to close my home with best deal and answering questions especially when you are a first time buyer

K
Karthikeyan Parasuramanrated5.0
2 yrs ago

I recently bought the house through VEMA Mortgage and he was so nice to interact and get me the loan with Low interest rate for 30 years fixed. He also provided some Lender credit while closing. I recommend them for all the home buyers.

B
Bobby Karuturirated5.0
2 yrs ago

My cousin recommended me to approach Sebastian George to get the mortgage for my first home here in Michigan. As it's my first home I wasn't very sure about the process and steps involved, but Sebastian explained me the details very clearly. At the initial stage after the seller approved my offer, I was little worried and overwhelmed with all the things involved and the agent was kind of pushing me to get things completed in a hurry and the closing has to be done in 15 days and during that time Sebastian did talk to my real estate agent and helped me cooled down and he took care of all the work for my home buying process to go smoothly. He also told me that I don't have to pay the appraisal fee as I am putting down 20%. I would highly recommend Sebastian and Vema Mortage LLC as your lender and other services they provide. I am glad that I found Sebastian for helping me buy our first home in the US.

M
Magarrated5.0
2 yrs ago

P T Johnson was very professional at all times, keeping me aware of everything that was happening, If I had any questions he was always available to answer. This was my second home purchase, he made it very easy to understand the things I had questions about. I really enjoyed working with him. Definitely i would recommend P T Johnson (Vema Mortgage) to all my friends!!!

N
Nehemiah Jeyakumarrated5.0
2 yrs ago

I recently worked with Ramesh Nagarajan, a mortgage broker, to get a mortgage for my first new home. I was very impressed with his knowledge, professionalism, and communication skills. He took the time to understand my needs and goals, and he was able to find me a great mortgage that fit my budget. He was able to provide the pre-approval faster than many other organizations. Ramesh was always available to answer my questions, and he kept me updated on the status of my loan throughout the process. He was also very patient and understanding when I had some last-minute changes to make. He even updated me with the current internet rates till I lock the rate for the final closing. Even during the closing, he did excellent advice and support so that closing can be done in the right way. Very happy to know Ramesh personally as well. Highly recommended. I would highly recommend Ramesh Nagarajan to anyone who is looking for a mortgage broker. He is a true professional who will work hard to get you the best possible mortgage.

R
Rajashreerated5.0
2 yrs ago

Johnson P provided us the best rate beating the market and provided timely information and helped us through the process seamlessly. Closing was very easy and funded on time for us to get into our NEW HOME!

s
saurabh dwivedirated5.0
2 yrs ago

I wanted to take a moment to express my sincere appreciation for the outstanding service , closing the loan process in 9 days. Vipul expertise, guidance throughout the process, and dedication have made the entire mortgage process a smooth and positive experience for me. Thanks to Vipul and his team for efforts.

A
Anusha Srated5.0
2 yrs ago

Ramesh Nagarajan worked with us on the mortgage of our first home. He is well informed, transparent and highly organised. Not only did he provide the best rates, closing costs, but he ensured the loan was ready to close well ahead of the closing date! When we were in the process of choosing a loan agent, I spoke to a couple of them over the phone. Although Ramesh offered the best rates, what stood out for me was the way he took the time to educate us regarding the loan process. We weren't treated like just one of his customers, rather it felt like we were working with a friend whom we can trust. Thank you Ramesh for helping us out!

M
Mitsu Thomasrated5.0
2 yrs ago

Mr. Johnson & Vema Mortgage helped us to close our dream home on time, with the achievement of super fast clear to close (CTC) in 8 days; I honestly recommend Mr. Johnson & Vema Mortgage for any loan application, as they are the most efficient, faster and most reliable.

N
Nilesh Contractorrated5.0
2 yrs ago

Sebastian was very easy to work with and was able to give me the best rate of any lender I worked with.

H
Harsh Patelrated5.0
2 yrs ago

I got a great support from Vema Mortgage. Sébastien kept me informed about the proces and it went smooth. The lending process was complete in unbelievablly fast pace; I was able to close under 15 days. Highly recommend.

S
Sid Gulatirated5.0
2 yrs ago

I had a great time working with Johnson and previously Sebastian. They will get you the best rate in the market (no doubts about that), and their closing cost is minimal compared to others. The communication could be a bit challenging but if you are in for the most bank for the buck then VEMA is your first choice. Johnson works super hard and I suggest they recruit some staff members to take away some workload :). Overall great experience, recommend them to everyone! I will work with them again for all our future investments.

T
Tony Thomasrated5.0
2 yrs ago

We recently purchased a home through VEMA mortgage and the process was very smooth. I worked with Johnson and he guided us through every step took time to explain all the questions i had. Our closing was very easy and was done on time. Thank you Johnson for making this process as seamless as possible.

A
Abhineet kumarrated5.0
2 yrs ago

Vema Mortgage gave professional services with personal touch. They helped me on each step of home buying and made sure I understand things what I was getting into. I strongly recommend Vema Mortgage as a trusted partner for home buyers for their mortgage need. Thank you Vema mortgage .

V
Vinay Savanth Repudirated5.0
2 yrs ago

Ramesh was very flexible, friendly and super easy to work with. Got best rate compared to market

A
Arpita Chandarated5.0
2 yrs ago

The interest rates we received are competitive and best in the market. The whole process until closing was smooth and transparent. P T Johnson from Vema Mortgage LLC helped us to understand mortgage process end to end until closing. Johnson was very quick and available most of the time to answer our questions. Thank you!

R
Ramesh Srinivasalurated5.0
2 yrs ago

I worked with Chirag Rachhadia for my new home mortgage loan and it’s very smooth and very knowledgeable and fast, we were able to close on time and he is excellent what he does. Hopefully I will go with Chirag Rachhadia for future refinance as well.

H
Hardeep Singhrated5.0
2 yrs ago

EXCELLENT SERVICE, Very Responsive and Knowledgeable.

J
Jaya krishnarated5.0
2 yrs ago

Sebastian is having very good Knowledge in this field. Its Easy to work with and gave the best rate of any lender. Closing was able to be completed in 30 days and Sebastian could be reached anytime you needed for any questions. I would highly recommend VEMA to others.

S
Suresh Baburated5.0
2 yrs ago

We have recently worked with him on our Mortgage. He is a genuine and good supporter. It wouldn't have happened if he hadn't put in his effort. I can guarantee him that he will fix any Mortgage using his experience. I completely support him.

v
vivek patelrated5.0
2 yrs ago

Vipul and Vema mortgage group did a great job with handling my mortgage and getting me the best value for money offer on a mortgage with competitive rates and closing costs.

A
Ankur Bajajrated5.0
2 yrs ago

My Experience working with Vipul Hapani has nothing but Excellent. We are first time home buyers and the way Vipul helped and explained each step is a testimony of true professionalism, and we really appreciate it.

V
Vinod Gosavirated5.0
2 yrs ago

Chirag helped me to understand the closing cost details. He was always available when needed and completed loan process smoothly even there was last minute change in closing date. Chirag and his team Laxmi was able update the do moment immediately. I more thing i got the cheapest interest rate for the first 12month from vema mortgage. Thank you.

r
raghuram bandarurated5.0
2 yrs ago

Johnson made my loan process easy and smooth, personally guided me on each and every step explaining me the pros and cons. He is highly recommended for any home buyer and he is available 24/7 for any questions. Appreciate all his efforts.

G
Goutham Tamilselvanrated5.0
2 yrs ago

Thank you Sebastian, for guiding me and helping me throughout the whole process.

R
Ravikumar Nadukururated5.0
2 yrs ago

An excellent service was provided by Vema mortgage, and especially Sebastian George. He went above and beyond in processing my mortgage and to accommodate the sup[er quick closing need. He guided and helped us in each and every step of the process. Really thankful to him. They had provided a competitive rate and less closing costs compared to all others. I surely recommend them to all my friends n family.

S
Shibu Belarathrated5.0
2 yrs ago

My agent recommended Vema Mortgage LLC. I had the opportunity to work with PT Johnson. I am so happy that I chose Vema Mortgage LLC. As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me. From beginning to end, Johnson was informative, extremely thorough and was making sure that I am getting the best deal possible. Johnson made the whole process incredibly smooth and easy. Thank You Johnson !!!!

A
Arun Mrated5.0
2 yrs ago

Sebastian - Very knowledgeable, excellent co-ordination Always communicative - Great experience to work with from start to finish

A
Ajay Jainrated5.0
2 yrs ago

Had great experience working with Johnson, thanks a lot for helping get us best possible rates in current crazy market ??

S
Sumit Singhrated5.0
2 yrs ago

I had an awesome experience working with Sebastian George for my home mortgage, knowledgeable, prompt and courteous with best interest rates in market :)

a
akshay galarated5.0
2 yrs ago

Worked with Sebastian, he was very helpful and always available. As a first time home buyer I had multiple questions throughout the process and Sebastian very patiently answered them and provided explanation whenever I needed one. We closed on time without any issues. Very good experience working with him and his team right from the pre-approval to closing, I would definitely recommend him.

J
Jigar Tamakuwalarated5.0
2 yrs ago

I have researched on current mortgage rates and reached out to many lenders.Vema Mortgage and Vipul Hapani was offering me best competitive rates to beat other well known institution lender. Vipul was helpful enough to waive of some of lending charges and providing credit to reduce total closing cost amount. For a New Home buyer, he was helping enough to let them know about lender process and was able to give final amount intime before closing day for next action towards House Closing. Overall, Five star experience and thumbs up to Vema Mortgage and Vipulbhai for treating their customer with best experience and their knowledge on mortgage rates.

V
Vikrant Jainrated5.0
2 yrs ago

My friend recommended to go with Chirag from Vema mortgage and as a first time buyer I made right decision to choose him as my lender. Had many questions w.r.t mortgage and Chirag was able to help me to clarify those. Also he was able to give me good mortgage rates and even tried to maximize the adjustments. The team from Vema mortgage was very responsive. I would definitely recommend Chirag and his team as a lender for the home buyers.

S
Sanj Crated5.0
2 yrs ago

Excellent service, great suggestions and took care of us all through. We got the best rate (so good that even the realtor and lawyer commented on it ) . Would highly recommend Vema and Sebastian for any mortgage related needs. Thank you.

V
Vishnu Teja Ponugupatirated5.0
2 yrs ago

I had an excellent experience with Vema Mortgage. I got redirected to Johnson and his communication, personalized approach, and competitive rates made the entire process smooth. Highly recommended!

V
Vinay NDKrated5.0
2 yrs ago

Very responsive and punctual in answering all queries. Very supportive in all aspects and would recommend to go through them

k
kalyan modiumrated5.0
2 yrs ago

I cannot express enough how grateful and satisfied I am with the outstanding service provided by our Vema mortgage. From the very beginning of our home-buying journey to the closing day, they have been an invaluable asset, guiding us every step of the way. I wanted to take a moment to share my experience and acknowledge their exceptional work. 1. Expertise and Knowledge (?????): Our mortgage broker possesses an impressive depth of knowledge in the complex world of mortgages and financing. They patiently explained every option available to us, ensuring we made informed decisions. Their expertise was evident in their ability to secure the best possible terms for our mortgage, ultimately saving us a significant amount of money in the long run. 2. Personalized Service (?????): One of the most remarkable aspects of working with our mortgage broker was the personalized attention we received. They took the time to understand our unique financial situation and long-term goals. This tailored approach resulted in a mortgage package that was perfectly aligned with our needs and aspirations. 3. Communication (?????): Effective communication is paramount in the mortgage process, and our broker was exceptional in this regard. They were prompt in responding to our queries, providing clear explanations, and keeping us updated at every stage of the process. This level of communication instilled confidence and reduced stress during what can be a daunting process. 4. Accessibility (?????): Our mortgage broker was consistently accessible and accommodating. They were willing to meet at our convenience, whether in person, over the phone, or via email. This accessibility made a significant difference, especially in a fast-paced real estate market. 5. Problem-Solving (?????): Throughout the process, our broker demonstrated remarkable problem-solving skills. They navigated unexpected challenges with ease and efficiency, ensuring that our mortgage application stayed on track and closing happened on schedule. Their ability to adapt and find solutions was truly impressive. 6. Transparency (?????): Transparency is a crucial factor in such a significant financial decision, and our mortgage broker was open and honest in all dealings. They provided us with detailed breakdowns of costs, fees, and potential risks, allowing us to make well-informed choices. 7. Closing Efficiency (?????): The closing process, often known for its complexity, was remarkably smooth thanks to our mortgage broker's meticulous planning and attention to detail. They ensured that all documentation was in order, coordinating with various parties involved to ensure a seamless closing. Conclusion: Working with our mortgage broker has been an exceptional experience. Their professionalism, knowledge, and dedication have made the process of securing a mortgage not only efficient but also surprisingly enjoyable. I wholeheartedly recommend their services to anyone seeking a mortgage professional who goes above and beyond to deliver outstanding results. Thank you, [Mortgage Broker's Name], for helping us achieve our homeownership dream!

L
Leo Piusrated5.0
2 yrs ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage LLC for my home loan application. From the moment I began the process, Sebastian's dedication and professionalism were evident. He demonstrated exceptional attention to detail by thoroughly verifying and correcting any issues with my application, ensuring that I experienced minimal inconvenience throughout the entire process. What truly impressed me was Sebastian's commitment to securing the best loan terms for me. He worked tirelessly to ensure that I was at an advantage when it came to the terms of the loan. His expertise and dedication were evident as he guided me through the entire journey. Not only did Sebastian excel in his role as a loan officer, but he also took the time to address any questions or concerns I had along the way. His patience and willingness to provide clear explanations and expectations, truly set him apart. I am grateful for Sebastian's professionalism, guidance, and support during this important financial decision. My experience with Vema Mortgage has been nothing short of excellent, and I wholeheartedly recommend Sebastian George and the team at Vema Mortgage for their service.

G
Gurudutt Venkateshrated5.0
2 yrs ago

I have worked with Sebastian.G for 5yrs now towards refinancing my previous house mortgage and new mortgage for my new house as well. Sebastian is highly professional and very communicative lender. He provides with various options to choose and suggests the suitable ones(if asked) for you. Sebastian, alongside Vema, have been acting promptly & professionally during the entire process of closing of my new home. They have reached out to me ahead of time for all the necessary documentation and have closed the mortgages in a timely manner. Sebastian has been a great lender and a good friend helping me with mortgage/rates/refinancing advices too. Would definitely recommend him to any of my friends.

p
paul sripalrated5.0
2 yrs ago

Working with VEMA MORTGAGE LLC was an absolute pleasure. Sebastian and his team's expertise in the mortgage industry is evident from the very beginning. Since I’m a first time home buyer, I had all the questions and he explained each and individual item clearly. He guided me throughout the process and was able to close the house pretty much close to the original estimation given by him. If you’re looking for honest, quick n experienced lender, highly suggest to talk to Sebastian.

P
Praveen Kumar Gajendrarated5.0
2 yrs ago

Sebastian George has been very helpful during the closing process of my house purchase. He was always approachable even after loan closure. I recommend Vema mortgage for stress free, hassle free loan closure with competitive interest rates. Agents are reliable and they take care of everything.

s
satish chowdaryrated5.0
2 yrs ago

Had great experience working with Johnson and Vema mortgage in closing my home, Johnson is very prompt in addressing any questions related loan and he is every home owner's go to loan officer

V
VAMAN BALDHArated5.0
2 yrs ago

I got really very very low interest rate in this high interest environment and almost zero closing cost.

V
Varghese Philiprated5.0
2 yrs ago

I had the privilege of working with Sebastian as my mortgage agent, and I can't speak highly enough of his expertise and dedication. Sebastian not only guided me seamlessly through the mortgage process but also offered invaluable insights into finance and current housing trends. Sebastian's financial acumen ensured I secured an excellent mortgage rate, and his ability to adapt to market changes was impressive. He was always approachable, responsive, and professional, addressing all my questions promptly. If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Sebastian is your best choice. My experience with him was truly outstanding.

J
Jophin George Josephrated5.0
2 yrs ago

Me and my fiance' worked with Sebastian for the mortgage process for our first home. He was very professional and always available for questions and clarifications! We appreciate his and his teams effort to secure us the mortgage.

E
Elizabeth Maslankarated5.0
2 yrs ago

Very professional and easy to work with. Would highly recommend using their services!

A
Amit Modakrated5.0
2 yrs ago

Sebastian was transparent, efficient and fast. Was available to answer all my queries when required. Will gladly recommend him for mortgage needs.

R
ROHITH VIJAYASANKARrated5.0
2 yrs ago

Mr.Sebastian George was of great help in closing a property. He provided best and lowest rates and was accessible throughout the process. He also provided guidance in areas which are out of his scope. Please keep up the great job.

J
Joji Jacobrated5.0
2 yrs ago

Sebastian is the Best when it comes to mortgages for purchasing property. I got a WOW service from him and the BEST RATES. I highly recommend his service. He is honest, transparent and trustworthy..Thanks Sebastian.

G
George Josephrated5.0
2 yrs ago

Excellent Work

S
Sumesh Bhaskaranrated5.0
2 yrs ago

My colleague referred me to Sebastien George and Vema Mortgage, and I'm eager to pass along my recommendation to anyone in search of mortgage assistance. Sebastien's extensive experience was instrumental in guiding me smoothly through this intricate process and securing the most competitive rates available. Without a doubt, he ranks among the top advisors in this field.

A
Abraham Vrated5.0
2 yrs ago

We loved working with Johnson. Very professional and proficient in supporting our needs for getting a great mortgage for new home.

M
Mohit Savanirated5.0
2 yrs ago

It my pleasure to work with Vipul. I’m extremely satisfied with the service. It was smooth process from start to finish.

S
Sandeep Sainirated5.0
2 yrs ago

Had a great experience with vipul and team. Everything went so smooth and loan was clear to close so quickly. Thanks for help vipul and Team.

T
Tania Ahmedrated5.0
2 yrs ago

I’d the privilege of working with Mr. Sebastian George as my mortgage agent. Mr. Sebastian is highly professional, reliable, and very knowledgeable individual. He explained everything thoroughly and always called us back promptly, even after hours. I’m pleased that I chose Vema Mortgage. Mr. Sebastian is an outstanding agent, and I would highly recommend!! Thank you Mr. Sebastian all of your help!!

S
Swetha Sreerated5.0
2 yrs ago

Had a great experience in closing the loan. Sebastian is of great and helped me close the property under 15 days. Thank you.

r
ratheesh krated5.0
2 yrs ago

Had a smooth & Joyful experience. Will highly recommend Mr. Sebastian George , he was exceptional with the tips & advises.

S
Sushil Surirated5.0
2 yrs ago

Worked with Sebastian and he shared super low mortgage rates. He was very supportive during whole house buying process.

A
Albert Pious Ozhavoorrated5.0
2 yrs ago

Grateful to Vema Mortgage and Sebastian for making my homeownership dream come true! Their team's professionalism, clear communication, and competitive rates made the mortgage process a breeze. Highly recommend their services to anyone in search of their new home. Thank you, Vema Mortgage! ???? #HomeSweetHome #MortgageMagic

G
Girish Agrawalrated5.0
2 yrs ago

Chirag is absolutely amazing to work with. I did my closing with Chirag recently. It went really smooth with him. He not only worked on my loan but also guided me at each step as this was my first home buying experience. Thank you Chirag for all your hard work.

N
NGrated5.0
2 yrs ago

It is real pleasure working with Vipul throughout the loan processing. Appreciate his professionalism and responses with any queries - which made the process easy. Thank you!!

S
Shihabudheen Krated5.0
2 yrs ago

Great experience.

R
Rinto Mathewrated5.0
2 yrs ago

Vema Mortgage LLC is my mortgage broker for my home purchase. The team lead by Sebastian George is very proactive in making the deals with higher priority. They pay attention in details and explains every minute details to the customer. The pace at which they are operating is highly impressive to close the deals. They do regular follow-up and get the details/documents on time, they are always accessible and equipped with highly professional staffs.

C
Clinton Royrated5.0
2 yrs ago

5 star review for this amazing team, especially to Sebastian George!! They work almost every day, super responsive and super quick in closing. Irrespective of the silliest question they're always ready to help. I'm a first time home buyer and had too many questions and doubts. But Sebastian was calm and easy to talk to, cleared everything. There were few complications during my mortgage process, thanks to Sebastian we worked on each of them in a timely manner and closed on time! I shopped around with different lenders & Vema mortgage provided the lowest rate possible at this time. I will definitely work with these folks for my future homes!! Thank you!!

L
Lav Anandrated5.0
2 yrs ago

Sebastian and his team were excellent during and after the entire lending process. His experience and expertise in the field, quick turnaround, prompt and detailed explanation were of great value to me.

V
Vinothkumar Kabirdossrated5.0
2 yrs ago

As every first time buyer, I used to have all kind of questions. Sebastian helped me to navigate through the entire process with detailed communication in every step. I could lock in a better rate when the average rate is high. Also I had a situation of changing employer while starting the process. I mentioned this to Sebastian and he clarified the details and asked for the verification documents including employment verification letter. He communicated details before closing and walkthrough every details on the cost involved for closing. He was very easy to work with and will be definitely my first go to place when I am in need for new mortgage or refinance needs.

R
Rosily Porinchurated5.0
2 yrs ago

Thank you so much for helping me to the mortgage loans. Mr. P.T.Johnson is very professional and proper and good communications. All the paperwork was done in a timely manner. Thanks again .

V
Vijay Alfredrated5.0
2 yrs ago

Very easy to work with and quick response time. Excellent for a first time home buyer

P
Praveen Varmarated5.0
2 yrs ago

Was very accommodative with any questions we had and patiently walked us through the whole mortgage process.

A
Amal Chackorated5.0
2 yrs ago

Great experience working with Sebastian. He is always available to answer your queries. Of the six or seven lenders I spoke with, he gave the best rates.

S
Srikanth Vrated5.0
2 yrs ago

Sebastian George at Vema Mortgage LLC is my mortgage broker and he is the best. Interest rates offered by him are very competitive compared to other lenders or brokers in the area. He maintains transparency in each and every step and explains everything in detail. Looking forward to working with him again for refinancing. Highly recommend him.

M
Mahesh Bhogerated5.0
2 yrs ago

Really liked working with Sebastian throughout my house buying process. He made my financing process very smooth. From start he provided valuable guidance and was always easily reachable which helped us to close on time

M
Mallikarjun Reddyrated5.0
2 yrs ago

Was referred by a friend and noticed that Sebastian had most of the clients in our neighborhood. This gave me confidence the he would be the best option for me. He was pretty quick to answer all my queries . Overall a great experience and I would recommend to everyone.

H
HIREN PATELrated5.0
2 yrs ago

I have work with PT Johnson He is very helpful and provide me excellent support during my loan process

R
Raviganesh Venkatesanrated5.0
2 yrs ago

PT Johnson was a pleasure to work with from start to finish.His approach and expertise were invaluable and helped to ensure we got competitive rates and also smooth closing . PT Johnson was quick and always available to answer questions. He made the loan process almost effortless.

S
Siddharth Parashar Tayyip tuttirated5.0
1 year ago

I Worked with Chirag Racchdia and he was very helpful and guided me through out the mortgage process.

B
Bichitra Hazarikarated5.0
1 year ago

I contacted Chirag for my mortgage. He has been extremely professional right from day one. He explained each and every steps thoroughly. I got a very good mortgage deal. I would definitely recommend others to contact him for any kind of loan requirements.

S
SANJEEV Prated5.0
1 year ago

It was great working with Vema mortage for recent home purchase. Sebastian & Neelima helped me throughout my mortgage loan processing. They are very knowledgeable & experienced. Entire Loan process & closing was also very smooth. I highly recommend Vema mortage LLC for any mortgage help.

P
Prince Josephrated5.0
1 year ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage, and I must say, the experience was exceptional. Sebastian's expertise and commitment to securing the best mortgage deal for us were truly remarkable. Throughout the process, he provided clear and transparent communication, making a complex procedure easy to navigate. Sebastian's dedication to understanding our financial goals and negotiating the best terms for our mortgage went above and beyond our expectations. Working with Sebastian felt like having a knowledgeable ally on our side. He took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service. I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

A
Anoop Mathewrated5.0
1 year ago

I had an outstanding experience working with Vema Mortgage. They were incredibly reliable, always acting promptly and coordinating seamlessly with the title company. The closing process was smooth, and I had no worries at all. What stood out was their constant availability to clarify any doubts I had, making the entire process transparent and stress-free. Moreover, they offered me the best rates, and their straightforward approach was truly commendable. I highly recommend them and am giving a well-deserved 5-star rating. Thank you for the exceptional service!

s
shruthi javvajirated5.0
1 year ago

I appreciate johnson’s prompt assistance in closing my loan. Your guidance throughout the process was invaluable, making the experience smooth and stress-free. Thank you for demonstrating exceptional expertise, ensuring a seamless loan closure. I highly appreciate the professionalism and efficiency exhibited throughout the process. Grateful for a hassle-free experience. I would highly recommend Johnson here at VEMA Mortgage!

J
Jivesh Gaurrated5.0
1 year ago

Successfully closed on my new home!! I had an amazing experience working with PT Johnson, so easy to work with him. He provided very simple and clearly laid out process steps, I followed the instructions, submitted the documents on-time and the entire process went very smooth. I have heard stories where buyers had horrifying experience and they ended-up with either delayed closing or had to change their lender. But none of that with P.T. Johnson, he got me rates that nobody could offer, forget about beating it (I got quotes from National Banks, Credit unions, Online lenders, local loan officers). He was always responsive to my text messages and off-work hour phone calls, a quality I really appreciated. I highly recommend him.

S
Suvedi Familyrated5.0
1 year ago

They were super helpful in explaining how the mortgage broker business works and giving great advice. Very trustworthy.

A
Ameen Prated5.0
1 year ago

I recently purchased a home and my loan officer was Mr. PT Johnson of Vema Mortgage LLC. I have worked with many loan officers for purchasing home or refinancing mortgages in the past, but Mr Johnson stood out to me the most. He was very courteous and professional and above all on task during the entire process. His communication was very clear and explained to me about the process, required documents and clarified all my questions. They offered a very competitive rate and worked with title attorney to close the transaction on time. I highly recommend Mr. Johnson and Vema Mortgage for your mortgage needs.

v
vishwanath krishnamoorthyrated5.0
1 year ago

I signed my house yesterday and I have to tell everyone about this. I worked with Mr. Sebastian and he was always one step ahead throughout the process with frequent calls and email follow ups. It made me to be very easy and less stressed. He can clarify anything and everything at anytime. Never hesitates or have been less responsive. Happy to work with him.

r
rajkumar shettyrated5.0
1 year ago

I recently worked with Sébastien on my first mortgage, he really helped me understand all the mortage process and answered all my questions . closing was done on time. Thank you

u
umesh raorated5.0
1 year ago

Very Professional and prompt service. Saby helped me through the process and was very helpful and resourceful. I would highly recommend Vema Mortgage. Their rates are very competitive too

a
ashish goenkarated5.0
1 year ago

I have worked with Mr. PT Johnson for house loan and I would say he is the “best” lender. He was able to beat the current interest rate which other lenders were offering and he always kept me updated and was very detailed whenever I communicate with him. He made the lending process and closing super smooth. I highly recommend PT Johnson and Vema Mortgage.

H
Harsh Vardhan Singhrated5.0
1 year ago

I recently had the pleasure of working with P T Johnson as a first-time homebuyer, and I couldn't be happier with the experience. From the moment I reached out, Johnson went above and beyond to guide me through the loan process with patience and expertise. Not only did Johnson help me secure a competitive loan, but he also took the time to explain every step of the process in detail. As a first-time homebuyer, this level of guidance was invaluable and helped alleviate much of the stress associated with obtaining a mortgage.

A
Asif Mohamedrated5.0
1 year ago

I had the opportunity to work with P. T. Johnson of Vema Mortgage. He is incredibly easy to work with and highly professional. He is on top of everything, and thanks to his expertise, my mortgage process went very smoothly. I highly recommend P. T. Johnson and Vema Mortgage for your mortgage needs.

S
Sanjay Khuranarated5.0
1 year ago

My experience with Johnson was awesome, he helped me understand all nitty gritty aspects of mortgage lending and getting it through it smoothly

R
R Arated5.0
1 year ago

Thank you so much for following up on my loan from day 1 and helping to close the loan on time.

K
Krishna Uppalarated5.0
1 year ago

Worked with Mr. P. T. Johnson of VEMA MORTGAGE as my Mortgage Lendor, and I can't speak highly enough of his expertise and dedication. He not only guided me seamlessly through the mortgage process but also offered me a very competitive Mortgage Rate. One of the most remarkable aspects of working with our mortgage broker Mr. P. T. Johnson was the personalized attention we received. As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me. Mr. P. T. Johnson's expertise was evident in his ability to secure the best possible terms for our mortgage, ultimately saving us a significant amount of money in the long run. If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Mr. P. T. Johnson is your best choice. My experience with him was truly outstanding.

y
yuktal venkatarated5.0
1 year ago

Working with P.T. Johnson at Vema Mortgage LLC was an outstanding experience. As a Loan Officer, his expertise and dedication were evident from our first interaction. His assistance throughout the loan process was excellent, characterized by prompt replies that never left me waiting. What impressed me most was Mr. Johnson’s commitment to meeting closing deadlines. He navigated through every challenge with a solution-oriented mindset, ensuring a smooth and timely closure. His proactive approach and thorough communication made a typically complex process feel effortless. I highly recommend P.T. Johnson to anyone in need of a reliable and proficient Loan Officer. His exceptional service and attention to detail are what set him apart in this industry.

A
Amit kumarrated5.0
1 year ago

Had a good experience refinancing with Vema Mortage. Clear communication, good guidance and Johnson was good to work with.

K
KISHANKUMAR ZALAVADIYArated5.0
1 year ago

I have worked with Mr.Chirag Rachhadia. Excellent service, provided complete information and educated regarding refinancing and helped get lower rates, I checked with multiple lenders no body could give such service and rates. Also helped by providing closing costs. I would definitely recommend him.

m
manoj swainrated5.0
1 year ago

P T Johnson is very knowledgeable and we had a wonderful experience working with PT. He was always available to answer all our questions with patience and guided us in making the right choice while executing the loan. I would recommend PT to everyone looking for a home loan.

J
James Varkeyrated5.0
1 year ago

Sebastian is very knowledgeable and he was very helpful as we purchased our first home. As first time homebuyers, we had a plethora of questions and Sebastian patiently addressed each of our concerns and we felt reassured that he would be a reliable partner during this homebuying journey. We are grateful for the support from VEMA mortgage staff members as we had questions about interest rates and appraisals. We look forward to this partnership as we begin this home ownership.

C
Chandan Jumderated5.0
1 year ago

I recently worked with Chirag R on my mortgage loan. He is professionally a great person who understands customer needs and brings the best options as per the market situation. The service and personal attention we received from Chirag was exceptional and beyond what we were expecting! What he committed in the initial discussion on mortgage rates and the credits he delivered that. I appreciate his expertise and ability and willingness to work in a short duration that helped us to reach our goals. Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Initially, I went with other lenders suggested by my realtor. One of them asked a brokerage fee up to $4000 and the other lender who promised me with credits and a low mortgage rate they deviated with higher rates and instead of the credit asked to pay. Basically their intention was to extract as much as a commission from me. I started looking for other option like PenyMac ,Nexa, PenFed etc., it didn’t worked well and I was completely frustrated as time lines for closing was approaching. A friend of mine suggested a Chirag’s name and I texted him on Sunday late evening and within 30 minutes we stated a conversation to get an application read. In a couple of days, I was confident about the processing. While, Chirag and his team were ready for closing before the time. I highly recommend Chirag and his company Vema Mortgage LLC.

R
Ranjan P Akhaurirated5.0
1 year ago

Can't thanks Sebastian enough for the wonderful job he and his team did for us. Absolutely amazing and super quick in responding to random queries even over the weekend. He explained everything very thoroughly and was always on top of the things until we closed the house even though being swamped with other files in progress.

A
Aadithya Pbsrated5.0
1 year ago

Vipul's services were very prompt. Despite aggressive timelines to closing, he and his team pulled it off very well reducing my anxiety as first home buyer. There were lot of unknowns to me and Vipul walked me through all the questions/clarifications that increased my confidence in making right decisions during the loan application process.

y
yenamaneni rohinrated5.0
1 year ago

I had outstanding experience. Every step is explained in detail by Chirag. He was very helpful. Got a got interest rate. I would definitely recommend.

s
shridevi walvekarrated5.0
1 year ago

Happy to say Vema mortgage provided us a very smooth experience processing our mortgage application. Thanks to Chirag for being there always for answering our questions and making this experience great.

R
Rajkumar Singhrated5.0
1 year ago

It was extremely easy process for me, Sebastian made everything go smooth and he guided me at every step of process, highly recommended!

v
venkat gankidirated5.0
1 year ago

I had a very smooth refinance loan processing, Chirag and Vipul were prompt in responding to my questions. A great to work with for any type of mortgage processing.

j
jagadeesh sivarated5.0
1 year ago

Thanks Sebastin for helping out and Complete the loan process .

S
Subrahmanyam Yeleswarapurated5.0
1 year ago

Chirag was simply superb, explained the steps in detail through out the process from the day 1 till the closing. Amazing service overall. Thanks Chirag!!!

G
Ganesh Lalurated5.0
1 year ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Sebastian made the entire home buying process incredibly smooth and easy. Their expertise gave me confidence and peace of mind as I navigated through the complexities. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart. And not to forget they got me a great rate. 5 Stars.

W
Winjoe Josephrated5.0
1 year ago

I m pleased with step by step guidance provided

V
Vinay Samrated5.0
1 year ago

Vipul Ghanshyambhai Hapani is a great advisor and provides the right direction at the right time. He is very easy to contact and very responsive each time. Also he is very efficient and makes our job easy and helps us till the closure. The process was very clearly explained till the closure and now I got my home key without any hurdle with good rate/credit. Thanks Vipul and team.

R
Rahul Bondalapatirated5.0
1 year ago

Had a great experience working with Chirag from Vema Mortgage. he is available all the time, been on top of things. I recommend for anyones Mortgage needs.

s
satyendra singhrated5.0
1 year ago

This was my first home that I bought and first mortgage too. I had amazing experience working with Sebastian George (mortgage broker). He made my home buying journey hussel free. He explained me and worked all steps of home loan and worked even on weekends that helped me close the deal within 15 days. I got lowest mortgage rate from Vema Mortgage LCC too. I will recommend Vema Mortagage and Sebastian for quick and hussel free closing.

J
Jaganathan Kuppusamyrated5.0
1 year ago

Had very good experience working with Vema mortgage. They helped to get good deal for loan. Thanks Vema.

S
Sreenivas Kamireddyrated5.0
1 year ago

Vema Mortgage and Chirag Rachhadia was offering me best competitive rates to beat other well known institution lender. Chirag was so helpful and friendly nature. Thank you so much Vema and Chirag.

S
Satish Babu Darsirated5.0
1 year ago

Recently worked with Chirag from Vema Mortgage as a lender for my home buying process and it was a great experience overall. He was informative, transparent with the rates and fees, responsive and always available for any questions I had during the loan processing. I highly recommend him for his service and wouldn’t hesitate to work with him in the future.

A
A Mrated5.0
1 year ago

Excellent service.we were able get our closing done peacefully.Helped in each & every step with the mortgage.Greatly appreciated all the help from Sebastian.

T
Thushar Arated5.0
1 year ago

Working with Mr. Sebastian George was pleasant and informative. He explains the process clearly with the upmost and honest professionalism. This was important to me since I was a first time home buyer. Thank you so very much for all of your help in securing our loan for our new home. I will recommend him to every person I know who is in need of financing.

M
Mahesh Dathrikarated5.0
1 year ago

Excellent service with low rates, Chirag helped in every step of process. Highly recommend.

S
Suganya Gopirated5.0
1 year ago

Excellent experience with Vema Mortgage. Vipul was very knowledgeable, responsive and made the entire process seamless. From pre-approval to closing, they guided us every step of the way. Highly recommend their services.

S
Shan Gurunathanrated5.0
1 year ago

Vipul consistently stayed ahead of the process, ensuring that the closing went smoothly. We were expertly guided through every stage of the loan closing process and were always kept informed about the next steps. No other vendor could match the loan rates and discounts provided by Vema Mortgage. We hope to work with them in the future as well.

R
Ramkumar Ranganathanrated5.0
1 year ago

Excellent Service provided.

A
Anand Narasimhanrated5.0
1 year ago

Great work I was received from Chirag for closing my home. Appreciate your efforts in prompt responses, follow ups and Get the things done on stipulated time. Thank you!!

A
Aswin Baburated5.0
1 year ago

Working with Sebastian George from Vema Mortgage has been an absolute pleasure. From the very beginning, he was attentive, responsive, and incredibly helpful throughout the entire process. He guided us through each step, answering all of our questions with patience and clarity. His expertise in the field made us feel confident in our decisions, and his dedication ensured that everything went smoothly and efficiently. We couldn't be happier with the service we received, and we highly recommend Sebastian George to anyone in need of a mortgage lender. Thank you for making this experience stress-free and positive!

A
Anil Krated5.0
1 year ago

Great work. Thanks Vipul for your help.

b
bhupal singhrated5.0
1 year ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Vipul made the entire home buying process incredibly smooth and easy. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart. 5 star.

R
Rinkesh Patelrated5.0
1 year ago

Trustable lender, faster loan processing and excellent service. It was a great experience working with chirag. He is very helpful in each steps of the process. I'm highly recommend chirag and vema mortgage service to my friends and family.

P
Pratham Shettigarrated5.0
1 year ago

I had an outstanding experience with Vema Mortgage LLC, thanks to my agent, Sebastian. From our first conversation, Sebastian was professional, knowledgeable, and attentive to my needs. He clearly explained all my options and kept me informed throughout the entire process. His dedication to securing the best terms for my mortgage was evident, and he made the experience smooth and stress-free. I highly recommend Vema Mortgage and Sebastian for anyone in need of a reliable and supportive mortgage lender.

s
shravya skml maddipudirated5.0
1 year ago

Vipul helped me get the best rates possible when the interest rates were super high. I was able to close on my house in a really short period. Vipul was accommodating with the early closing date and helped me ( first time home buyer) understand better about mortgage options.

S
Shanmuga Prasadrated5.0
1 year ago

Very much committed and Helpful to process Home Loan

S
Soumya Mishrarated5.0
1 year ago

Happy to highly recommend Vipul from Vema Mortgage for all your mortgage needs. I have used him a couple of times in the last 2 years and he has been exceeded my expectations every single time. Super professional team and highly responsive, he has been my phone a friend throughout the mortgage process. And i dont even know how he can close the loan in 3 weeks :-)

s
sanjit sutradharrated5.0
1 year ago

It was pleasure working with Vipul bhai for my lending .It was a very smooth process right from requirement and till closing in three weeks .He is very helpful and provide good suggestion .This was my 2nd home lending with Vipul bhai.

D
Devang Patelrated5.0
1 year ago

I recently worked with vipul for my loan, and the experience was outstanding. He was incredibly professional, knowledgeable, and always available to answer my questions. The process was smooth and stress-free, thanks to vipul's expertise and dedication. Highly recommended!

R
Rohith Reddyrated5.0
1 year ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan process. From start to finish, he was incredibly helpful, knowledgeable, and informative. His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently. What stood out the most was Mr Johnson's commitment to ensuring I understood each step of the process. He provided clear explanations and valuable insights, which gave me confidence and peace of mind. His professionalism and dedication to customer service were truly impressive. Thanks to Johnson, I felt supported and well-informed at every stage and for making this experience smooth and stress-free. I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

R
Raj Kumarrated5.0
1 year ago

Provided us the best service and lowest interest rate compared to other lenders, will definitely recommend to other people.

Y
Yogesh Dhoterated5.0
1 year ago

Vipul Hapani (Vema Mortgage) and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were quick to respond to any questions, even outside of normal business hours. From start to finish, Vipul made the entire home buying process incredibly smooth and easy. Overall, I am highly recommend Vipul and Vema Mortgage Services to my friends and other home buyers. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart and made the entire loan process journey easy for buyers.

D
Darshan Jrated5.0
1 year ago

Vipul helped me twice in the last 6 months securing a good interest rate and smooth closing for purchase and refinace. I would receive Vipul and Vema mortgage for friends. Great working Vema mortgage. Thanks!

K
Kevin Songrated5.0
1 year ago

Sebastian has helped me at least 3-4 times (refinancing/new mortgage). Every time, I get at least 3 estimates from lenders and brokers, but Sebastian always comes up at the top of the list for the rate and closing costs. If you are looking for a great deal, Sebastian is your man.

V
Vishrut Patelrated5.0
1 year ago

I had an excellent experience working with Vipul as my home mortgage broker. He secured the best possible rate in the market with the least amount of fees, which made the entire process smooth and affordable. Vipul also provided invaluable tips for better financial planning, which has helped me immensely. Given his expertise and dedication, I will definitely choose him for any future mortgage needs. I highly recommend Vipul and Vema Mortgage.

S
Sam Karrated5.0
1 year ago

I recently bought my home loan through Verma mortgage and had the pleasure working with P T Johnson. , Johnson made the entire home loan process smooth and easy. Their response is always quick and able to close the loan process on time. I highly recommend Vema Mortgage to anyone in need of a mortgage.

U
UDrated5.0
1 year ago

It was great working with Vipul at Vema. He takes time to understand your situation and provide the best advice. He is always available to answer your questions and take you through the process. Vema mortgage has one of the most competitive rates in the market and I would recommend Vema and Vipul anytime

h
hiteshkumar patelrated5.0
1 year ago

We recently bought new home loan through Vema mortgage and had the pleasure working with Vipulbhai. He made the entire loan process smooth and easy. Their response is always quick and able to close the loan process on time. I highly recommend Vema Mortgage for your new home buying loan process.

A
Alkesh Patelrated5.0
1 year ago

I am very much happy with services provided by vema mortgage. I would recommend friends & family

Z
Zahera Shaikhrated5.0
1 year ago

Great experience and amazing support by Johnson. He ensured smooth closing and proactively handled all the activities. He ensured to keep us posted and informed about everything we needed to know as first time buyers. Pleasure working with Johnson!

F
Faisal Rehmanrated5.0
1 year ago

I recently bought my home loan through Verma mortgage and had the pleasure working with P T Johnson. , Johnson made the entire home loan process smooth and easy. I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Vipul made the entire home buying process incredibly smooth and easy. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart.

S
Sonikarated5.0
1 year ago

Vipul was incredible throughout the entire loan process. He made everything seamless and stress-free with his expert guidance, prompt communication, and quick responses. Highly recommend!

N
Nithyanandan Selvamrated5.0
1 year ago

I recently had the pleasure of working with Vipul Hapani from Vema Mortgage, and I must say, the experience was exceptional. Vipul expertise and commitment was Great..Throughout the process, he provided clear and transparent communication to the Loan Refinance Process. Vipul took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service. I highly recommend Vipul Hapani for anyone seeking mortgage assistance. Thank you, Vipul for your outstanding support! Looking forward to work with you in future for the Next Refinance when rates go down ??

K
Kumar Crated5.0
1 year ago

Vipul answered my questions patiently and he helped me a lot by guiding me through the proccess.

G
Gurvinder Singh Choprarated5.0
1 year ago

Thank you Vipul for providing support and help during the entire process. He is thorough and clearly explained the process. He was clear in his communication and did what he promised. He is very friendly and has very good knowledge of the mortgage process. All the process was done in timely manner. I will highly recommend him

V
Vikram Subramanirated5.0
1 year ago

Sebastian was a pleasure to work with right from the start. As a first time home buyer, he walked me through the entire process from pre-approval to closing, and answered all my questions along the way. The whole journey was smooth and transparent. Highly recommend!

A
Adi Raghunandanrated5.0
1 year ago

I highly recommend Vema Mortgage service. We worked with Sebastian George who was very professional, prompt, transparent, offered the best interest rates with no haggling, lowest closing costs, and closed on time with zero hassles. What more can you ask for as a first-time home buyer?

g
georgevengalrated5.0
1 year ago

I had an amazing experience of working with Vema Mortgage and Mr. Sebastian George. The whole process was stress free and well planned to make life easy for first time home buyers like me. Sebastian is a professional and managed the whole process with lots of personal touch which made the experience memorable.

S
Satish Kharvirated5.0
1 year ago

Sebastian George is an excellent knowledgeable guy when it comes mortgage process, without his help my loan process would not gone so smoothly, he explained each and every step of the process. I strongly recommend him for the mortgage loan. Thanks you Sebastian for being so wonderful and gracious to me during the entire process.

J
Jasvir Singhrated5.0
1 year ago

It was a wonderful experience working with Sebastian George from Vema Mortgage. He was quick in replying to our questions and concerns. It was very easy to communicate with him. He was incredibly helpful throughout the entire process. He helped us in making some decisions to close the deal. He is even available in answering our questions after closing. We highly recommend Sebastian George if someone is in need of a mortgage lender. Thank you for your help and support.

S
Sanjeev Aggarwalrated5.0
1 year ago

I recently bought my home loan through Vema mortgage and worked with Sebastian George from Vema mortgage. I had an excellent experience working with Mr. Sebastian George. His expertise and knowledge helped a lot as we purchased our first home. Throughout the process, he provided clear and transparent communication. He is incredibly professional, knowledgeable, and always available to answer my questions. The process was smooth and stress-free. I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

s
shirish sahurated5.0
1 year ago

I obtained my home mortgage through VEMA MORTGAGE, and Mr. Sebastian guided me through each step, explaining everything in detail. He offered the best interest rate in the market and the highest lender’s credit compared to other options. I highly recommend Sebastian for home mortgages.

L
Livingston Samuel Johnsonrated5.0
1 year ago

They gave us very low interest rate

v
vimi patelrated5.0
1 year ago

Had very good experience for getting home loan. Johnson was our loan officer and he gave us best interest rates in market. Also explained us different type of loan options. Thank you Johnson

D
Deepthi Polurrated5.0
1 year ago

Johnson has supported us at each step of the way and has always there when need for any clarification and he is a true professional, i have recommend him to all my friends.

J
Jal Reddyrated5.0
1 year ago

I had the pleasure of working with Vipul Hapani from Vema Mortgage during my recent home purchase, and it is an impeccable experience. Throughout the entire process, Vipul demonstrated exceptional professionalism, deep knowledge of the mortgage industry, and a genuine commitment to ensuring my needs were met. From the initial consultation to the closing day, Vipul was incredibly responsive and proactive in guiding me through each step of securing a mortgage for my primary home. They patiently answered all my questions, provided clear explanations of complex financial terms, and consistently kept me informed about the progress of my application. What stood out most was Vipul’s dedication to finding the best financing options tailored to my financial situation. They worked diligently to secure a competitive interest rate and ensured that all paperwork was handled efficiently, which made the entire process smooth and stress-free for me. In addition to their professional competence, Vipul also impressed me with his friendly demeanor and genuine interest in my satisfaction as a client. They truly went above and beyond to deliver exceptional service, making me feel confident and supported throughout the home buying journey. Overall, I am extremely satisfied with my experience with Vipul/Vema and would wholeheartedly recommend them to anyone looking for a reliable and knowledgeable loan officer. Thank you, Vipul for helping me achieve my dream of owning a home!l If you are in market for home loan, just call Vipul Hapani.

P
Pradeep Kannanrated5.0
1 year ago

I recently had the pleasure of working with Vemo Mortgage for my home purchase, and I couldn't be happier with the experience. From start to finish, the process was smooth and efficient, making what could have been a stressful experience incredibly easy. A special thanks to Johnson, our loan officer. He was exceptionally informative, taking the time to explain every step of the process clearly. His patience and knowledge made me feel confident and well-informed throughout the entire journey.

G
Gowri Shankarrated5.0
1 year ago

I had an opportunity to work with Sebastian George from Vema Mortgage on my first home purchase in the Austin Area. The whole process was very smooth, and he guided me through all the process in detail to make sure I was comfortable. He is very knowledgeable about the mortgage industry and his commitment is very high. He made sure I had all the options on the table, explained the details and made sure that I benefited the most from selecting the right option. I would strongly recommend him to anyone looking for a home loan.

p
prithiv ksrated5.0
1 year ago

I worked Vipul for my Home closing . He is very knowledgeable everything went on time and his suggestion helped me on lot savings . Highly recommend Vipul for my friends

P
Parth Patelrated5.0
1 year ago

The mortgage process was very smooth. The mortgage officers were very responsive and were always ready to help. They provided me with necessary guidance throughout the process. I would highly recommend Vema mortgage for your next mortgage needs.

m
minoelisrated5.0
1 year ago

Sebastian George with Vema Mortgage, was a pleasure to work with, from start to finish. He offered us the lowest interest rates compared to anyone else. He was knowledgeable, resourceful and patient. He was always reachable and guided us through all paperwork. I would highly recommend Sebastian and his team to help with financing your home! Thanks Seby!

r
rahul teja gollapudirated5.0
1 year ago

It was nice working with sabby, he was very proactive and available at flexible times. as a new home buyers he patiently walked us through lot of disclosures and guided us with right option among many

a
anupam raj Jainrated5.0
12 months ago

PT Johnson helped me in getting a mortgage for a home that I purchased recently. I would highly recommend him, he is very knowledgeable, transparent and goes out of the way to help his clients. As a first time home buyer, he helped answer all my questions very patiently and got me a really good rate, better than I was expecting.

R
Ramesh Shrestharated5.0
12 months ago

Purchasing an investment home as a second-time homebuyer, I found working with Vipul Hapani to be an exceptional experience. He was consistently available to address any inquiries I had, significantly reducing the stress of the process. I got the good interest rate, and the closing costs were remarkably close to the initial quote provided. Vipul's availability and transparency throughout the transaction made the entire process seamless and straightforward.

A
Ajay Chandranrated5.0
12 months ago

Vema mortgage officer Sebastian George worked with me in every step for the loan approval, He was very prompt and followed up with me to get all the documents much prior to the closing date. I would definitely recommend Vema mortgage and Sebastian for loans and they are very good people to work with for your home purchase to go smooth.

A
Ashok Kakarlarated5.0
12 months ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan application process. His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently. His professionalism and dedication to customer service were truly impressive. Thanks to Johnson. I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

S
StepStone Realty LLCrated4.0
12 months ago

I want to give 4.5 rating. Aug 14 2024 closing was done this is my 3rd loan with VAMA mortgage. Each time had different experiences. Working with PT Johnson or Sebastian is great. Communication or timely closing process was smooth. Reason I didn't give 0.5 rating because the underwriter team is kind of PAINFUL work with them on this 3rd loan. To many paperwork to prove you have good credit and/or you are able to pay your loan. I wish they less cross verify and flexible or replace with new team I had loans with other lenders and credit union they won't cross examine too many things that not needed.

V
Vikas Zoperated5.0
12 months ago

Competitive rate, supportive people & great experience with Vema Mortgage.

K
Kirankumar Atmakurirated5.0
12 months ago

I had the pleasure of working with Chirag Rachhadia as my mortgage loan officer, and I couldn’t be more satisfied with the experience. From the very beginning, Chirag demonstrated a deep understanding of the mortgage process and was incredibly responsive to all my questions and concerns. He guided me through each step with patience and clarity, making what could have been a stressful process feel smooth and manageable. Chirag’s professionalism, attention to detail, and commitment to finding the best mortgage options for me were truly impressive. He went above and beyond to ensure I understood every aspect of my loan, and his dedication to customer service was evident throughout the entire process. Thanks to Chirag, I felt confident and well-informed in my decisions.

M
Manoj Rautrated5.0
12 months ago

Being one of the most experienced mortgage agents in Michigan, Sebastian is able to help in every step of mortgage borrowing flawlessly with all the necessary guidance and giving the best possible interest rate with the lowest possible closing cost, We bought two houses and he was fabulous with our mortgage needs. Thank you Sebastian!!

N
Nitin Pandeyrated5.0
12 months ago

I recently had the pleasure of working with Johnson during my home buying process, and I couldn’t be more satisfied with the experience. From the very beginning, he demonstrated exceptional professionalism, knowledge, and dedication. Johnson took the time to thoroughly explain every step of the mortgage process, ensuring I understood all my options and felt confident in my decisions. He was always available to answer my questions, no matter how small, and provided timely updates, which made the entire process smooth and stress-free. What truly sets Johnson apart is his genuine care for his clients. He went above and beyond to secure the best possible rates and terms for my mortgage, and his attention to detail was impeccable. His friendly and approachable demeanor made me feel comfortable and supported throughout the entire journey. I highly recommend Johnson to anyone in need of a mortgage manager. His expertise, dedication, and outstanding customer service are truly unmatched. Thank you, Johnson, for making my dream of homeownership a reality!

h
hima bindurated5.0
12 months ago

chirag provided best service throughout the loan process, answering all my questions and guiding me every step on the way. Highly recommended his expertise

D
Digant Jagtaprated5.0
12 months ago

I had an outstanding experience with Sebastian from Vema Mortgage. From the very beginning, he demonstrated his expertise, and a genuine commitment to ensuring my mortgage process was smooth and stress-free. He provided clear guidance throughout the entire transaction and I was very comfortable asking any questions that I had along the way. I highly recommend Sebastian & Vema Mortgage to anyone looking for competitive mortgage rates and a trustworthy lender.

S
SHRINIL PATELrated5.0
11 months ago

I recently bought a home 2 weeks ago near Charlotte area and worked with Vipul Hapani. This was my first home purchase. Vipul was extremely good in the loan origination process. I talked to multiple loan officers across different banks but Vipul gave me the best interest rate. He kept his words throughout the process and made sure I understand what all options I had for the loan. He was also extremely responsive and answered all my questions in a timely manner. I highly recommend Vipul Hapani to anyone who is looking to get a loan for a new home purchase.

R
Rakesh Kappenrated5.0
11 months ago

Great Experience with a Knowledgeable Lender

A
Ajayrated5.0
11 months ago

Chirag helped me close my home two years ago. When I had a question regarding my PMI I called him and he still helped me navigate to do the right process. Very happy to get the support even after two years of closing from Chirag.

S
Shruti Srated5.0
11 months ago

Sebastian is just awesome, he is our go to guy for years and is always available for any kind of doubts. Highly recommend having him for all your needs regarding mortgage.

A
Arunkumar M Arated5.0
11 months ago

I’m very happy to work with Vema, Sebastin helped me with quick turnaround time for processing loan with competitive rates

R
RAJESH BHATTArated5.0
10 months ago

Excellent and very efficiently job done for my new home closing by Chirag. The entire process was smoothly handled by his vast knowledge and experiences on mortgages. I would definitely recommend him to anyone who asks me/looking around for mortgages. Thank you again Chirag for your excellent service.

M
Manikanth Reddy Koorarated5.0
10 months ago

Johnson is very friendly and informative. Refinance process was smooth. I highly recommend him.

R
Rebecca Rajanrated5.0
10 months ago

I had a great experience with Johnson from Vema Mortgage, while buying a house in NJ. He was extremely responsive to all different questions I had and guided me in the right direction. He provided best mortgage rates in the market with zero refinancing fees and received clear to close in just 8 days!! Highly recommended!!

S
Swapnil Thoterated5.0
10 months ago

We are beyond thrilled with our experience at Vema Mortgage! From the moment we started the process, Johnson was incredibly helpful and supportive. His dedication and expertise truly made a difference, guiding us every step of the way. Thanks to his hard work, we secured our mortgage in just 15 days, making our dream of homeownership a reality. I can't thank Johnson and the Vema team enough for their outstanding service. If you're looking for a trustworthy and efficient mortgage partner, I wholeheartedly recommend Vema Mortgage!

R
Ram kumar kuncharated5.0
10 months ago

Excellent service, provided complete information and educated regarding refinancing and helped get lower rates, I checked with multiple lenders no body could give such service and rates. Also helped by providing closing costs. I would definitely recommend Johnson and his team and this team will be my preferred refinance experts for my next one too.

N
Nayan Mahatorated5.0
10 months ago

Such a gem person to work with. What a smooth refinancing experience. Great skills and very professional and helping. Really loved working with Johnson.

V
Vinuprakash Viswanathanrated5.0
10 months ago

I had the absolute pleasure of working with Chirag Rachhadia as my mortgage broker and I cannot recommend him highly enough! From the very start, he was incredibly patient and thorough, answering all my questions (multiple times) and guiding me through each step of the process with expertise and professionalism. Despite several unexpected delays that pushed our closing date, Chirag stayed on top of everything, making sure I was informed and reassured throughout. On closing day, we encountered a last-minute issue with a difference in the payment amount. Without hesitation, Chirag went above and beyond by using his personal credit card to cover the difference to ensure the deal went through smoothly. His dedication and willingness to go the extra mile truly speak to his commitment to his clients. I couldn’t have asked for a better partner in securing my home loan, and I’m already looking forward to working with him again in the future. Thank you, Chirag, for making the home-buying process stress-free and successful!

r
rakesh reddyrated5.0
10 months ago

Thank you PT Johnson for great work .

B
Bala Kondameedirated5.0
10 months ago

Vipul helped me to get the best rate while refinancing my home and always answered my questions promptly and patiently.

K
Kaustubha Tavildarrated5.0
10 months ago

Extremely delightful experience to work with Vipul from Vema Mortagage . He made the process easy to go thru . Was their to guide and very responsive to queries at every step of Process. I would highly recommend him . -Kaustubh

h
hinal desairated5.0
10 months ago

First I want to thank u a lot Mihir Patel. This is our first time home buyer loan. Mihir did really great job. He get my loan approval in very short time period no much hassle. I highly recommend to mihir patel for mortgage loan.

D
DVN Satishrated5.0
10 months ago

We recently completed our refinance with Vipul Hapani from Vema Mortgage, and the experience was exceptional. Vipul offered the best rate I found across all other firms, which was crucial in my decision to work with him. The process was seamless from start to finish, completed in just three weeks. Vipul was quick to respond to any questions we had, and his responsiveness helped move the process along smoothly. We even managed to close everything online, making it extremely convenient. He went above and beyond to accommodate my needs, ensuring a straightforward experience without any stress. I’ve already referred Vipul to my community and friends, and they have been equally impressed and happy with his service. Highly recommend Vema Mortgage and Vipul Hapani for anyone seeking a reliable and efficient refinancing option.

s
sunil.2023rated5.0
10 months ago

Vipul provided outstanding customer service, consistently prioritizing client needs with prompt responses and clear guidance. His attention to detail ensured accurate documentation and thorough review processes, making the refinancing experience smooth and reliable.

m
moksha Mahantrated5.0
10 months ago

My husband and I had a smooth and fantastic experience with the refinancing of our loan with Vema Mortgage. Mr.Vipul hapani was excellent, prompt and detailed in his approach and very friendly in explaining us the process. Thank you Vema Mortgage

r
ravikumar Koradarated5.0
10 months ago

Vipul has so much of patience in explaining the things clearly until customer understands.

a
abhishek bhadauriarated5.0
10 months ago

Vipul is a great help in seemingly daunting task to find mortgage in the shorttime after offer and before closing. Happy to have received your support.

A
Alen kallungalrated5.0
10 months ago

Flegy Abraham from Vema Mortgage provided exceptional service throughout the entire loan process. His professionalism, attention to detail, and deep knowledge of the mortgage industry made everything so easy to understand. Flegy was always available to answer my questions and worked tirelessly to ensure I got the best possible rate. I couldn’t have asked for a smoother experience. Highly recommend Flegy for anyone in need of a reliable and trustworthy loan officer!

n
navaneeth kondlerated5.0
10 months ago

I recently completed a refinancing with Vema Mortgage, and I’m beyond pleased with the experience. Vipul Hapani guided me through the entire process with incredible expertise, attention to detail, and dedication. He was proactive in addressing my questions, explaining each step in a clear and straightforward manner, and always kept my best interests in mind. Vipul went above and beyond to secure an excellent rate and terms that aligned perfectly with my financial goals. Vipul’s professionalism, honesty, and commitment to exceptional service set him apart. He took the time to understand my needs and ensured that I felt confident and well-informed throughout. His communication was top-notch – I never had to worry about being left in the dark or uncertain about the next steps. Vema Mortgage as a whole demonstrated the same level of quality and customer-centered service. Their process was efficient, transparent, and tailored to meet my unique needs, with a dedicated team that made refinancing as smooth as possible. If you’re looking to refinance, I highly recommend Vipul Hapani and Vema Mortgage. Their expertise, integrity, and client-focused approach make them a standout choice!

C
Chamundeswara Meduryrated5.0
10 months ago

It is pleasure working with Chirag. He helped us understanding all the options and guided us choosing the right one. He supported in each step and always reachable. I am very happy that I got the best rate and I recommend him for any mortgage needs.

p
pavan karthikrated5.0
10 months ago

Sebastian made it extremely easy for me in a difficult period. I got a great rate without having to haggle. The document submission, transactions, follow-up questions were made real easy to deal with! Would recommend him to anyone looking to buy or refinance

V
V Vrated5.0
10 months ago

Strongly recommend Vema mortgage. It was a pleasure working with Vipul. He is the best in business and customer satisfaction is top priority. You get a rate which can’t be beat by anyone in this area. I went with them for original and refinance loans. Got the best rate in the market both the times. Way to go Vipul.

v
vivek cherianrated5.0
10 months ago

Vema was a savior for us - they stepped in last minute when another lender could not make the closing date for us. Jansy and Sebastian both worked tireless to get my loan approved and the new home closed!

K
KUMAR Jhalarated5.0
10 months ago

Really good person to work with and amazing rates.

A
Ashutosh Dubeyrated5.0
10 months ago

I cannot speak highly enough of my experience working with Vipul during my recent mortgage refinance. His expertise and dedication made what could have been a stressful process smooth and straightforward. Vipul went above and beyond to secure the best possible rate for my refinance. He took the time to thoroughly explain all my options and helped me understand which terms would work best for my financial situation. His deep knowledge of the mortgage market and attention to detail ensured I got the most competitive rate available. Throughout the process, Vipul was incredibly responsive and professional. He promptly answered all my questions, kept me updated at every stage, and made sure all paperwork was handled efficiently. His exceptional service made me feel valued as a client and confident in my refinancing decision. I highly recommend Vipul to anyone looking to purchase or refinance a home. His combination of expertise, professionalism, and genuine care for his clients' needs makes him an outstanding loan officer.

K
Komal Hablanirated5.0
10 months ago

I have worked with Vipul H and received excellent customer service. The guidance he has provided has been impeccable, informative and has made this tedious process a relative breeze. If you require a trustworthy loan office reach out to Vipul H.

S
SHAILIN DESAIrated5.0
10 months ago

I recently secured a mortgage loan with the help of Mr. Vipul Hapani, and I couldn't be more pleased with the experience. He was highly professional, always available to answer my questions, and provided clear guidance every step of the way. His transparency and commitment made the entire process smooth and stress-free. I highly recommend his services to anyone in need of a reliable loan officer.

M
Manoj Kumarrated5.0
10 months ago

I recently went through the process of refinancing my home mortgage, and I couldn’t have asked for a better experience, all thanks to my loan officer , Vipul. From start to finish, Vipul was incredibly transparent, always keeping me informed about each step. His communication was outstanding—he was available whenever I had questions and always provided clear, straightforward answers. His transparency made me feel confident and secure throughout the process. I highly recommend Vipul to anyone considering refinancing; his professionalism and dedication truly amazing!!

S
Subhajit Sinharated5.0
10 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance. I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

S
Satya PVrated4.0
10 months ago

Vipul is very excellent at explaining the Loan process Super informative in explaining all steps in loan processing Very helpful and available all times Had very good experience working with Vipul from end to end mortgage process

K
Karthik Sadasivamrated5.0
10 months ago

Vipul is one of the best in the business!

V
Vipin Guptarated5.0
10 months ago

Vipul is very professional in field and value his customers. He makes sure to give you right guidance and all the information needed. I highly recommend to work with him.

S
Saravanan Ramamoorthyrated5.0
10 months ago

We recently completed the loan closing process, and it was an outstanding experience from start to finish. Vipul was incredibly knowledgeable, walking us through each step and ensuring we understood all the details. Vipul provided clear and prompt communication, addressing any questions we had and keeping everything on track. The closing itself was seamless and stress-free. Highly recommend for anyone seeking a smooth, professional, and thorough loan closing experience!

P
Pratik Hanagodimathrated5.0
10 months ago

Second review: Recently approached Vipul for refinancing through Vema mortgage. The process was smooth. Vipul always goes extra mile to answer all the details well in advance. Makes it so much easier. Will definitely work with him again!. I again highly recommend Vipul and Vema mortgage to anyone. First review: I must say it has been an absolute pleasure working with Vipul and Vema Mortgage LLC. Being a first time buyer there are a lot of questions on which you need guidance. Vipul was patient and answered all of them with best interest to us!. Very professional and always trying to help us. Overall the process was very smooth with flawless communication. I highly recommend Vipul and Vema Mortgage LLC.

S
Srihari Nagularated5.0
10 months ago

I recently refinanced my home with Vipul and I couldn't be happier with the experience! From start to finish, Vipul was professional, knowledgeable, and responsive. He explained everything clearly, answered all my questions, and made the process smooth and stress-free. The rates and terms offered were very competitive, and Vipul worked hard to ensure I got the best deal possible. His attention to detail and dedication to customer satisfaction are truly impressive. I've already recommended Vipul to friends and family, and I would highly recommend him to anyone looking to refinance their home. Thank you, Vipul, for an exceptional experience

N
Narla. Prasanth.rated5.0
10 months ago

I worked with Johnson from Vema Mortgage. His response, Support, expertise helped us to get the clear to close on time with good interest rate. Thank you very much for all the hard work.

K
Kevin Patelrated5.0
10 months ago

I would like to express my sincere appreciation to Vipul Hapani for providing me with exceptional service. Their professionalism, attention to detail, and dedication to securing the best possible loan terms made the entire process smooth and stress-free. I can confidently recommend him to anyone in need of financial assistance, knowing they will receive the same outstanding service that I did. Thank you for your excellence in service.

S
Srikanth Chrated5.0
10 months ago

We had an excellent experience with Vema mortgage. The entire mortgage process was smooth and completed within three weeks, which was faster than expected. Our representative Vipul Hapani was knowledgeable, responsive, and took the time to answer all our questions, ensuring we understood every part of the loan terms. We received a competitive rate, and all fees were transparent from the start. Closing was convenient and stress-free. Overall, we highly recommend Vipul Hapani & Vema mortgage and would definitely work with them again.

N
Nageswara Naveen Borusurated5.0
10 months ago

I strongly recommend Vema Mortgage for their services and support. Especially Mr. Sebastian who have assisted me in getting my application processed smoothly. He is one of the best person, very genuine and trustworthy. Thank Sebastian sir and Vema Mortgage for your service and support.

S
Sreenivasulu Persinetirated5.0
10 months ago

I recently had the pleasure of working with Vipul at Vema Mortgage LLC for my refinance, and I couldn’t be more impressed with the service I received. Vipul’s expertise, attention to detail, and dedication to ensuring the best possible outcome made the entire process seamless and stress-free. He went above and beyond to answer my questions and kept me informed every step of the way. Thanks to his extraordinary work, I secured a great rate and feel confident in my decision. I highly recommend Vema Mortgage LLC and Vipul for anyone considering a mortgage or refinance – truly exceptional service!

V
Vaman Baldharated5.0
10 months ago

I had a fantastic experience with Vipul Hapani while refinancing my home mortgage. He was fast, efficient, and completed the process on time with no cost. Highly recommend him for anyone looking to refinance!

A
Achal Patelrated5.0
9 months ago

Chirag made the entire process super easy and was available to answer any and all my questions

S
Samrat Dasrated5.0
9 months ago

It was a great pleasure working with Vipul from Vema Mortgage. If you’re shopping for rates,he provides one of the best rates in the market. He is very diligent and makes sure the refinance process is followed on time and without any hiccups. Would highly recommend him for any future refinance or new loan opportunities

J
Jeethu Georgerated5.0
9 months ago

Had a very positive experience from initial application all thru closing. Sebastian and the entire team was very responsive and helpful in decision making and gave relevant heads up before every crucial step.

A
Akhil Netflixrated5.0
9 months ago

Worked with Chirag rachhadia on refinance of my loan, it was very smooth and very quick to respond even after closing.

N
Nayan Patelrated5.0
9 months ago

Our rate was 0.6% lower than best competitor bank - that’s a lot! We worked with Sebastian. He was excellent. The rates were lower than banks and every step was communicated well by Sebastian. Thanks ???? for a great experience and successful closing.

K
Krishna Krated5.0
9 months ago

I recently had the pleasure of working with Sebastian George at Vema Mortgage, and I cannot recommend him highly enough. During a challenging time, he made the mortgage process incredibly smooth and stress-free. His professionalism and clear communication were invaluable, especially as a first-time homebuyer. Sebastian was always available to answer my questions, ensuring I understood every step of the way. If you’re seeking reliable mortgage assistance or refinancing, Sebastian is the go-to expert!

V
Veer Patelrated5.0
9 months ago

I recently worked with VEMA MORTGAGE (Sebastian George) for my mortgage, and the experience was seamless from start to finish. Their team was professional, responsive, and guided me through every step of the process. I appreciated their clear communication, competitive rates, and personalized approach. They made a typically stressful experience much easier to navigate. Highly recommend for anyone looking to secure a mortgage with confidence.

K
Kinjal patelrated5.0
9 months ago

I had a great experience with Sebastian george when securing my mortgage. The process was straightforward, and their team was knowledgeable and responsive throughout. They offered competitive rates and were always available to answer my questions. Overall, a smooth and stress-free experience—highly recommend!

a
amarjit nagpalrated5.0
9 months ago

Best in town. Thanks for helping my son to have his dream come true and recommending Sarabjit Narula as an agent. He is an awesome person in fact you both are. Know you from last 20 years as my Coustomer but was an honor to be your Coustomer now. Thanks

C
C Trated5.0
9 months ago

They were very professional, they went above and beyond to close my loan they deserve 10 star!

D
Divyeshkumar Patelrated5.0
9 months ago

I had the pleasure of working with Chirag Rachhadia from Vema Mortgage for my home loan, and I couldn’t be more impressed with his professionalism and expertise. Chirag guided me through every step of the process, ensuring I understood all my options and making what can often be a stressful experience feel seamless. He was always available to answer my questions and provided timely updates, making sure everything stayed on track. His dedication to finding the best solution for my needs truly stood out. I highly recommend Chirag and Vema Mortgage to anyone looking for a reliable and knowledgeable mortgage partner!

A
Abdullah Awanrated5.0
9 months ago

Johnson is fantastic! Super helpful during the entire process and really spends his time making sure all your questions are answered. Great guy to work with and highly recommend!

S
Sai Kiranrated5.0
8 months ago

Chirag Rachhadia has provided an exceptional mortgage experience with no closing costs, outstanding customer service, transparent communication, competitive interest rates among others, an efficient process, and impressive professionalism and expertise, making my home-buying journey smooth and stress-free. I highly recommend Chirag Rachhadia to my friends and family. Great working with you Sir.

H
Hari krishna Mupparapurated5.0
8 months ago

I had the pleasure of working with Chirag Rachhadia on my recent home refinance. He exhibited exceptional friendliness and efficiency, streamlining the refinance process. His explanations of the process were also highly informative.

r
rajesh Kumar Sampathrated5.0
8 months ago

I worked with Chirag Patel for my home refinance this week, He did an excellent job from the start till the closure of the process.He thinks in a way as if He goes into loan shopping for himself and makes sure his customer gets the same benefits as he will get out of it. He explained everything in detail and the benefits for selecting correct options. I would strongly recommend him for all your mortgage needs. Thanks Chirag, keep up the great work.

S
Sandeep Mutyalarated5.0
8 months ago

Ashrith desu from Vema mortgage provided great support and competitive rates with exceptional guidance all along the journey. Highly recommend them.

s
syamrated5.0
8 months ago

I had a great experience working with Vema Mortgage. Mr. Chirag, who was my point of contact, provided exceptional support from day one. He gave me the assurance and confidence that I could successfully purchase a property despite my visa status and existing loans. Thanks to his guidance, I secured the best possible interest rate along with a $1100 lender credit. The process was smooth and well-handled, and I highly recommend Vema Mortgage for anyone looking for a reliable and efficient mortgage experience.

S
Shikha Anandrated5.0
8 months ago

Vipul with Vema Mortgage is truly phenomenal! He has consistently gone above and beyond to ensure smooth closings, even in challenging situations that other lenders couldn't handle. His deep knowledge, experience, and commitment to building strong relationships make him an invaluable asset for all buyers—whether first-time homebuyers, seasoned investors, or those purchasing a primary residence. Vipul is trustworthy, reliable, and always provides expert guidance. Highly recommend!

p
pola Venkatarated5.0
8 months ago

We recently brought our first home. Mrs. Chirag Rachhadia helped us in closing the deal with a very tough seller. Guided us at every stage in the process, the seller failed to close the deal on time Chirag helped us on rate lock extensions and closing costs. ALL credit goes to Chirag.

W
Westendrated5.0
8 months ago

I recently purchased the house and Vipul was my loan officer. It was a great experience working with Vipul. He professionally handled the whole loan process & was available on phone call or text messages. He delivered on all his promises. Also he met the closing date as promised. I will highly recommend Vipul for your loan requirements.

A
Anil Gatiganterated5.0
8 months ago

Vipul Harpani was fantastic to work with during this process. He did ensure that I sail through the process smoothly. I would rate him 10/10 for his availability and dealing the customer with utmost priority.

A
Amit Goswamirated5.0
8 months ago

I wanted to express my sincere appreciation to Vikas for his exceptional assistance throughout our loan process. His dedication and willingness to go the extra mile were instrumental in our approval. Vikas made the entire experience smooth and understandable, and we even received the clear to close two weeks ahead of schedule. Thank you once again Vikas for your outstanding service.

A
Ashfaq Atharrated5.0
8 months ago

I had an excellent experience working with Sebastian. He provided clear explanations and guided me through every step of the mortgage process, which allowed me to close the deal within 15 days. Additionally, I received the most competitive mortgage rate from Vema Mortgage LLC. Sebastian made the entire home-buying journey seamless and hassle-free. I highly recommend Vema Mortgage and Sebastian

g
gautham harirated5.0
8 months ago

Vipul is truly a rare individual. While offering good service is uncommon, providing the best service is even rarer. What sets Vipul apart is his willingness to offer top-tier advice, even when it comes to someone else’s client. When I was under immense stress due to a loan officer misleading me, Vipul took the time to thoroughly review my closing documents. He provided me with clear, honest insights into the hidden fees that had been charged by my original loan officer, helping me understand the situation completely. I'm confident that Vipul offers the same level of exceptional and transparent service to his own clients. I sincerely hope to work with him as a client in the near future.

a
amar mrated5.0
8 months ago

Working with chirag is a great experience! He helped me a lot suggesting me in various documentation to close the loan . I suggest him for wholesale interest rate and flexible working

A
Amol Purirated5.0
8 months ago

I am writing to express my sincere gratitude for the outstanding service we received during our recent mortgage refinance process. Working with Vemo Mortgage has been a truly great experience. I would especially like to commend Vipul for his exceptional customer service. His willingness to assist us at any time, even beyond business hours, was highly appreciated and made a significant difference in making the whole process smooth and stress-free. Because of your exemplary service and professionalism, I highly recommend Vemo Mortgage to anyone seeking to refinance their mortgage. Thank you once again for your superb service. Looking forward to any future endeavors with your team.

D
Dhiraj Rautrated5.0
8 months ago

Chirag Rachhadia from Vema Mortgage helped us to refinance our loan. This was our first ever refinance, and he was very helpful from day one, while explaining the process in details on what to expect, till working out with me on my closing cost calculations. Throughout the process he was very transparent and patient. I definitely recommend him for your next refinancing...

L
Lalith Chandrarated5.0
8 months ago

Highly recommend Vipul Hapani from Vema Mortgage for mortgage refinancing! His expertise, clear communication, and quick response made the process seamless. He secured a great rate and explained every step thoroughly. Professional, efficient, and genuinely committed to finding the best solution. Truly a stress-free experience. Thank you for outstanding service Vipul!

S
Srinivasan Drated5.0
8 months ago

Chirag got best rate. He was super diligent and helpful in following up until closing, he and his team were flexible in accommodating applicant specific requests and documentation. Will definitely recommend him.

G
Gyan Shankerrated5.0
7 months ago

Vema has been great with all mortgage needs. Sebastian and his team ensures the process is as smooth as possible with the best rates. Highly recommend.

A
Abhishek Kumarrated5.0
7 months ago

We are very happy with Vema Mortgage as our lender. Vipul is excellent and amazing to work with. He has been available round the clock and proactively guiding us to manage our lending process efficiently bith with time and money. Vema LLC and Vipul puts customer first and stay transparent throughout. We surely appreciate their outstanding customer focused way of business. A huge decision of home purchase felt easier with their expert input and seamless process.

T
Teresa Gilrated5.0
7 months ago

Our experience has been phenomenal with Vema Mortgage LLC! They worked with us to secure a good mortgage plan, gave timely responses, and made quick turn arounds, even during holidays, to get our dream home! This is our second time using their services! Highly recommend them!

R
Raveendranath Narayanarated5.0
7 months ago

Timely responses to questions and updates throughout the process. Efficient handling of paperwork and timely scheduling of closing appointments. Smooth closing process.

R
Raghavendra Crated5.0
7 months ago

It was great working with Sebastian from VEMA mortgage. He was very professional and eased our mortgage loan task. I would strongly recommend him.

V
Vivek Kumarrated5.0
7 months ago

Vipul and his team has effectively worked for refinancing my mortgage with the best possible rate. Working with him had been a great experience. He lives up to his promises. Thank you Vipul Bhai for a smooth closing.

M
Mallesh Esarlarated5.0
7 months ago

My review for Vema Mortgage *5/5 Stars* I recently closed on my new home in Canton, MI, and I couldn't be happier with the exceptional service I received from Vema Mortgage! From the initial application to the final closing, the team at Vema Mortgage were professional, knowledgeable, and responsive. They guided me through the entire process, answering all my questions and addressing any concerns I had. Their communication was top-notch, keeping me updated on the progress of my loan application. The closing process was seamless, and I appreciated the attention to detail. I highly recommend Vema Mortgage to anyone looking for a hassle-free and personalized mortgage experience. Thank you, ?? PT Johnson for helping me achieve my dream of homeownership! *Excellent service, competitive rates, and a smooth closing process - what more could you ask for?*

S
Sreekumar Chandrakaladharanrated5.0
7 months ago

I had an incredible experience working with Sebastian George from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. He took time to explain the different options available and helped me to find the best rate and terms that suited me. Thank you Sebastian for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

n
naveen srated5.0
7 months ago

Sebastian made the entire home-buying process incredibly smooth and stress-free. From start to finish, he demonstrated exceptional professionalism, knowledge, and attention to detail. He took the time to thoroughly explain every step and was always available to address all of my questions with patience and clarity. His dedication and expertise made what could have been a daunting experience feel effortless. I highly recommend Sebastian to anyone looking for a reliable and trustworthy professional to guide them through the home-buying journey.

V
Vishal sainirated5.0
7 months ago

Highly recommend Vema Mortgage,Sebastian is very efficient , responsive and proactive ,making the whole process smooth.

N
Neeraj Bholerated5.0
6 months ago

I would highly recommend Sebastian and Vema Mortgage.

g
guru prasadrated5.0
6 months ago

Highly Recommend Vipul & VEMA Mortgage! I had an amazing experience working with Vipul Hapani at VEMA Mortgage. From the very beginning, he was there to guide me through the entire process, making sure I understood all my options and felt confident in my decisions. Anytime I had a question (and I had plenty!), Vipul was just a phone call away, always patient and willing to explain everything in detail. What really stood out was his dedication—he was available from start to finish, ensuring everything went smoothly. He worked hard to get me the best possible rate and made what can be a stressful process feel so much easier. If you're looking for someone who truly cares and goes the extra mile, I highly recommend Vipul and VEMA Mortgage!

i
ishan sonirated5.0
6 months ago

From start to finish, VEMA made the entire process smooth. Sebastian George took the time to answer all my questions, provided clear explanations of every step even in off-hours too.

S
Sandeep Kumar Ganderated5.0
6 months ago

Great place to get your mortgage solutions and any related help. Very kind and helpful staff. Goes extra mile to get your work done. Always available. Finally our loan officer Sebastian George was excellent and best at what he does!!!

R
Ramesh Vardhanapurated5.0
6 months ago

Nice to work with Vipul and very transparent. Prompt response and Provides the best rates possible. Will recommend to friends as well for best rates and experience.

r
reji tvrated5.0
6 months ago

Its been a pleasure working with Vema Mortage LLC. Mr Sebastian George was very prompt in addressing our queries and also processing our request.

s
shafi shaikrated5.0
6 months ago

I had an incredible experience with Vema Mortgage LLC, and I can't thank Vipul enough for his outstanding support with my home mortgage loan. He worked proactively and went above and beyond to secure my loan approval. Even if you're qualified for a loan, the way your financials are presented to the underwriter is crucial—and Vipul did an exceptional job in this regard. His expertise and dedication made all the difference in getting my loan approved. I'm extremely grateful to him and will be referring him to all my friends and family!

V
Vineelarated5.0
6 months ago

We worked with Mohan Koday from Vema and he was very helpful with our loan process. He made sure things went smoothly and had stepped in to sort out whatever hiccups we had. He was very knowledgeable and explained the whole process to us. He also worked to get us the best deal possible. Very happy with Mohan and Vema.

z
zameer ahmedrated5.0
6 months ago

Vema offers very good deals on mortgages, their interest rates are the lowest. They are highly responsive, understand customers needs and always do what is right for their customers. I had the opportunity to work with P.T. Johnson who assisted and guided me through out the process, he was available to talk to me at all times including Weekends and night/early mornings. He got me the best deal which could not be matched with any other lender, educated me on so many aspects of mortgage loan and home buying that I did not know. My home buying experience turned about to be positive only because of Johnson. He is the best, I am so glad I got to know him and got my mortgage through him.

R
Rohit Dandamudirated5.0
5 months ago

Mohan Koday helped me and my family by providing with best interest rate and entire process was so smooth… Thank you Mohan Koday and Vema Mortgage… we appreciate all the help you have given to us…

k
kishore bonthagorlarated5.0
5 months ago

Mohan Helped to understand all the $ numbers. thank you.

V
Vijay Kumar Yandrapurated5.0
5 months ago

I had an incredible experience working with Mohan Konday from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. Thank you Mohan for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

B
Balakumar Ranganathanrated5.0
5 months ago

I had the privilege of working with Sebastian from Vema Mortgage. Despite the complexities of my case, he ensured that my mortgage was approved. He was exceptionally responsive to all my inquiries throughout the process and kept me informed about each stage, from pre-approval to the final closing of the loan.

T
Tulasi Srinivas Chundrurated5.0
5 months ago

I recently went for refinancing and loan officer Mohan Koday did an amazing job in helping me clarify all my questions and move forward quickly. It was seamless experience and Thank You Mohan for great job.

S
Saurabh Patelrated5.0
5 months ago

We had the pleasure of working with Vikas Patel and Mihir Patel at Vema Mortgage for the refinancing of our home loan, and the experience was nothing short of exceptional. From the very beginning, they demonstrated a deep understanding of the mortgage process and took the time to assess our financial needs thoroughly. Their expertise and guidance ensured that we received the most suitable options tailored to our situation. What truly set them apart was their professionalism, transparency, and dedication to making the entire process as seamless as possible. They patiently answered all our questions, addressed any concerns, and kept us informed at every stage. Their ability to simplify what can often be a complex and stressful process was truly commendable. Vikas Patel and Mihir Patel provided us with multiple refinancing options, ensuring that we chose the one that best aligned with our long-term financial goals. Their commitment to securing the most competitive rates in the market was remarkable—no one can beat them when it comes to rates and service! We highly appreciate their honesty, responsiveness, and client-focused approach. Thanks to their hard work, the entire refinancing process was smooth, stress-free, and handled with the utmost professionalism. We would highly recommend Vikas Patel and Mihir Patel at Vema Mortgage to anyone looking for expert mortgage advice and outstanding service. Thank you, Vikasbhai and Mihirbhai, for making this such a positive experience!

v
visal parolarated5.0
5 months ago

I cannot recommend Sebastian George Mortgage highly enough! From start to finish, they were an absolute professional, guiding me through every step of the mortgage process with expertise, patience, and dedication. The mortgage deal I got through Vema was very good and they offered the lowest interest rate too! I’m incredibly grateful for Sebastian’s support and would recommend them to anyone in need of mortgage assistance!

P
Praveen Anikottrated5.0
5 months ago

I have worked with Sebastian multiple times in the past and recently he helped me secure a mortgage to buy a new home. Sebastian is very diligent, responsive and always keeps his clients needs a top priority. He has always provided the best rate in market ( this is after multiple benchmarking). I would definitely recommend Vema Mortgage for your future mortgage needs.

P
Phani Choudaryrated5.0
5 months ago

I had an outstanding experience working with Mohan Koday from Vema Mortgage for refinancing my home. He was incredibly knowledgeable, transparent, and responsive throughout the entire process. Mohan took the time to explain my options and worked hard to secure the best possible rate for me. His professionalism and dedication made the refinancing process smooth and stress-free. I highly recommend Mohan to anyone looking for a reliable and efficient mortgage broker. Thank you for your excellent services

S
Srikanth Nagarajurated5.0
5 months ago

I recently had the pleasure of working with Vema Mortgage LLC for my refinancing, and I couldn’t be more pleased with the experience. The team provided a reliable and seamless process, making securing a mortgage both straightforward and stress-free. Special thanks to Purushothaman for going above and beyond to offer a competitive, low-interest rate and for guiding me through every step of the process with professionalism and care. I highly recommend their services for your mortgage requirements!

R
Rajesh Vedularated5.0
5 months ago

Great experience with refinance; Mohan Koday's service is appreciated along with his team(Rakhee), would recommend Mohan for refinance

s
savarimuthu jacobrated5.0
5 months ago

Our Mortgage process took a different and unexpected turn at the approach of the closing of the house. We did our best ! we were denied the mortgage by the underwriters; We approached Verma Mortgae LLC, through our realtor friend; Mr. Prushotaman Sadhasivam, from Verma Mortgage LLC listened to our situation and came to our help to take over from the point from where we were left and processed our Mortgage, at a faster and meticulous way to meet our deadline for the closing, without the loss of additional time or funds spent. We are surprisingly thrilled and happy with our closing, House warming and to move in to the new Home. God bless Mr. Prushotaman and Verma Mortgage LLC for their diligence and meticulous processing our Mortgage for the new home. This is a trustworthy experience! Best regards and wishes.

S
Suresh Kumarapparated5.0
5 months ago

Its my pleasure of working with Purushothaman for my refinancing. He provided a reliable and seamless process and making stress-free. Special thanks to Purushothaman for guiding me through every step of the process with professionalism and care. I highly recommend their services for your mortgage!

V
Viranj vekariarated5.0
5 months ago

A big thank you to Purushothaman Sadhasivam from Vema mortgage for helping me and my family the best deal possible. His passion towards helping you is what stands out. I will definitely go to him for any future needs of mine and highly recommend him for all of your needs as well.

C
Chandan Jumderated5.0
5 months ago

It was a time for refinancing and I wasn’t sure what the best mortgage rate and program I can avail. I overviewed some other sources with their offers however after reaching out to Vema mortgage company’s Loan officer Chirag Rachhadia, I realised that it out beats all others. Chirag is a cool and a reliable person to work. With his valuable advice it helped me a lot during the closure. Within a week he put forward my closing with zero refinance fees. I highly recommend chirag and vema mortgage service.

K
Kulasekar Mrated5.0
5 months ago

I had the opportunity to work with Mohan Koday from Vema, and he did an excellent job, delivering valuable service to refinance my loan.

S
Shashank Bagwerated5.0
5 months ago

Thanks Mitul for helping us to refinance our home. You have given multiple choices and helped us to pick up a best one in current market situation. It's pleasure working with you and I will highly recommend you and your organization for any mortgage services...

J
Jayaprakash Govindarasurated5.0
5 months ago

Thanks for Chirag Rachhadia, Working with him all throughout the process of refinance was excellent experience.

R
Riten Munshirated5.0
4 months ago

I had a fantastic experience with Sebastian when we were buying our new house few months ago. He was very prompt, diligent and patient with my questions and provided me with the best rate possible in the market. Would highly recommend him and VEMA mortgage for your mortgage needs.

R
Raheel Shahrated5.0
4 months ago

I had a fantastic experience working with Mohan as my loan officer. He was prompt, professional, and extremely helpful throughout the entire process. Mohan took the time to explain everything clearly and provided valuable recommendations that made securing my loan seamless. His expertise and responsiveness made a big difference, and I highly recommend him to anyone looking for a smooth and hassle-free loan experience

R
Rajeev Pandyarated5.0
4 months ago

I had a great experience working with Mitul Shah for my mortgage needs. He was extremely knowledgeable, responsive, and guided me through every step of the process with patience and clarity. Mitul made what could have been a stressful experience smooth and efficient. His attention to detail and commitment to finding the best solution for my situation were truly impressive. I highly recommend Mitul Shah to anyone looking for reliable and professional mortgage services.

S
Sarthak Dasrated5.0
4 months ago

Had very good experience with Vema Mortgage and specifically with Mitul. He was very detail oriented and explained mortgage process and responsive when needed. overall very good experience with Mitul and Vema mortgage.

a
anu nambidirated5.0
4 months ago

It’s the best place for all your mortgage related solutions and any help. Very kind and helpful staff. Sebastian our loan officer was excellent and best what he does. Always available to answers doubts !

H
Harsha Maddularated5.0
4 months ago

Refinance Process completed so smooth and perfect. Kudos to all the effort Mohan koday ??

P
PremKumar Manoharanrated5.0
4 months ago

To Vema Mortgage and Mr.Johnson Sir, As a returning customer, on behalf of my family, I would like to thank you for all your assistance and effort to get my mortgage approved at the best possible rate. From the pre-approval till post-closing, Mr.Johnson has shown exemplary professionalism in handling my loan. He was straight forward and very helpful in guiding me through the process from start to finish. We sincerely appreciate it and we're truly happy working with you!

M
Maulik Daverated5.0
4 months ago

I had pleasure working with Mitul Shah and the service and support I received was unmatchable. He takes care of his customers in all way and shape possible and supports throughout the process with Vema. Vema gave us best rate in the market for refinancing.

P
Prashant Pradhanrated5.0
4 months ago

Purushoth and his team were very helpful, efficient and professional throughout the complex process, and helped us navigate all the stakeholders involved. We strongly recommend using their services.

H
Hemali Shahrated5.0
4 months ago

Very Happy with Vema Mortgage. We closed on our home yesterday. Everything went smooth from start to finish. In addition to getting us best rates, Sebastian was very diligent in getting things done in very timely fashion for our loan approval. He was always available for questions. Very good communication. We will certainly consider Vema Mortgage and Sebastian in future.

D
Dhaneesh Rajan Pillairated5.0
4 months ago

I was fortunate to work with Sebastian George on my home loan application and he helped me through out the process. He had the patience to answer all my questions. Per my realtor this was the quickest, he saw a loan was approved and ready to close. I definitely recommend him.

A
Avinash Vuyyururated5.0
4 months ago

I can’t recommend Chirag highly enough! he went above and beyond to get our mortgage loan closed in just one week—something I didn’t even think was possible. The process was smooth, stress-free, and incredibly efficient. On top of that, we had zero closing costs, which was a huge relief. Chirag was always available to answer questions, kept us updated every step of the way, and truly had our best interests at heart. If you’re looking for a loan officer who gets things done quickly and professionally, this is the one!

y
yaseen shaikrated5.0
4 months ago

PT Johnson provided excellent support and he is very helpful!!!!!

C
Chanrated5.0
4 months ago

Mohan did an excellent job as our mortgage broker. He patiently clarified all my doubts and made our refinance process smooth. I look forward to working with him again in the future.

S
Sanon Nedumparambilrated5.0
4 months ago

We had a fantastic refinancing experience with Vipul at Vema Mortgage. He was incredibly efficient, secured us a great interest rate, and arranged everything with zero out-of-pocket closing costs. I highly recommend Vipul and Vema Mortgage for anyone seeking reliable and hassle-free financing solutions.

A
Amar Marthandenrated5.0
4 months ago

I cannot speak highly enough about my experience with Chirag Rachhadia/ VEMA Mortgage LLC.. From our initial consultation to closing day, he provided exceptional guidance through the entire mortgage process. He answered all my questions promptly and explaining complex terms in easy-to-understand language. He found me the best possible rate without any additional costs. His efficient processing helped me to close the loan on schedule without any delays. I highly recommend Chirag to anyone seeking a mortgage—he truly put his clients' needs first and make what could be a stressful process surprisingly smooth.

V
Vishnu Mangaroliyarated5.0
4 months ago

We recently got a mortgage from Vipulbhai at Vema Mortgage. As first-time homebuyers, my wife and I were honestly overwhelmed by the whole mortgage process but working with Vipulbhai made everything so much easier and less stressful.He took the time to explain everything in a way that made sense. He found us the best mortgage program with an amazing rate that we never expected in this market. He was incredibly knowledgeable, responsive, and truly had our best interests at heart throughout the entire process.We’re so grateful for his support and guidance as he made what could’ve been a stressful experience feel smooth and manageable. If you’re looking for someone who knows their stuff and genuinely cares, we can’t recommend Vipulbhai enough. Thank you Vipulbhai

N
Nishit Patelrated5.0
4 months ago

Mr Vikas Patel is knowledgeable and prompt in providing suitable option for mortgage, as i am with a very unique situation. He listened to my case , understand it and kept trying until all the requirements met. He kept me updated with call/text throughout the process. I never felt that I am being ignored, despite my unique demands. I appreciate all his efforts. I recommend his service.

P
Prakash Ramakrishnanrated5.0
4 months ago

Vipul from Velma Mortgage made the mortgage refinancing process easy and stress-free. He was always available to answer my questions and gave helpful advice. His knowledge, quick responses, and extra effort really stood out. I highly recommend him to anyone looking to refinance.

P
Palak Patelrated5.0
4 months ago

George Sebastian was an excellent broker, he was available 7 days a week even late hours to make our loan process as soon as possible. I am a business owner and had complicated taxes but he was still able to get the loan processed in about two weeks which was much quicker than we were expecting. Also our interest rates were lower than anyone else was able to quote us which was amazing.

R
Raj Srated5.0
4 months ago

Sebastian is incredibly professional and was a tremendous help throughout my mortgage application process. He explained every step clearly, was always prompt in responding, and worked patiently to answer all my questions. His customer-first approach truly sets him apart, and I have no doubt it will take him to great heights. I highly recommend Sebastian for his outstanding service, dedication, and support!

S
Srujan Mekalarated5.0
4 months ago

Working with Vipul Hapani was a great experience. He was incredibly friendly and made the entire loan refinance process smooth and stress-free. Vipul took the time to thoroughly explain every detail and patiently answered all of my questions, ensuring I felt informed and confident throughout. I highly recommend Vipul Hapani to anyone looking for a seamless and supportive refinancing experience.

H
Harshit Gargrated5.0
4 months ago

I recently had the pleasure of working with Vipul Hapani from VEMA for the refinancing of my home mortgage through UWM, and I couldn't be more satisfied with the experience. Vipul was incredibly professional, knowledgeable, and dedicated throughout the entire process. From the very beginning, Vipul provided clear and concise information about the refinancing options available to me. He patiently answered all my questions and ensured I understood each step of the process. His expertise and attention to detail were evident, making me feel confident and well-informed. His proactive communication kept me updated on the progress, and he was always available to address any concerns I had. Thanks to Vipul that the refinancing process was stress-free and efficient for me. I would highly recommend Vipul and VEMA to anyone looking for a reliable and professional mortgage broker !

H
Hassan Danishrated5.0
4 months ago

I would really recommend working with Shaheen. A really hassle-free and pleasant experience.

A
Aryan Gadirajurated5.0
3 months ago

I worked with Chirag and he is helpful in clarifying all my doubts

a
ameena lakhanirated5.0
3 months ago

I can't say enough good things about our experience with Shaheen Chandrani. From the very beginning, she was responsive, informative, and incredibly easy to work with. Shaheen took the time to explain everything clearly, making sure we understood each step of the process. She was always friendly, professional, and truly seemed to care about helping me make the best decision. Closing was a breeze thanks to her guidance. Highly recommend if you're looking for a lender who's reliable, supportive, and easy to talk to.

K
Kiran Grandhirated5.0
3 months ago

I recently had the pleasure of working with Vipul for a mortgage refinance, and the entire process was remarkably smooth. Vipul secured highly competitive rates for me, which I greatly appreciated. What truly stood out was his excellent communication; he kept me informed at every step of the process, ensuring complete transparency. It was a genuine pleasure working with Vipul, and I wouldn't hesitate to seek his expertise again for any future refinancing needs. Highly recommended!

S
Sana Salimrated5.0
3 months ago

I can’t say enough good things about my experience with Shaheen. From start to finish, they were incredibly patient, answering all my questions and walking me through every step of the process. Their expertise and attention to detail not only made things smooth and stress-free, but they also saved me money and a lot of potential headaches. It’s rare to find someone this professional, reliable, and genuinely helpful in the lending world. Highly recommended!

V
Veeramohan Nimmalapudirated5.0
3 months ago

I recently went through the process of refinancing my mortgage, and I couldn't be more pleased with the outcome. From start to finish, the process was smooth, transparent, and financially beneficial. Mohan Koday through VEMA mortgage provided excellent customer service—answering all of my questions promptly and clearly. They kept me informed at every step, and the online application and document submission process was straightforward and user-friendly. Within a few weeks, everything was finalized. Overall, the whole refinancing process was a smooth and a great experience working with Mohan Koday. I highly recommend him to my friends and family for any new home loans/ refinancing needs.

S
Siddeswara Reddy Nagireddyrated5.0
3 months ago

Mohan helped me to smoothly refinance my mortgage to vema mortgage LLC . I recommend Vema mortgage LLC.

s
swaraj yrated5.0
3 months ago

It was good experience and learning to go through the mortgage journey with Vema and PT Johnson helped to have smooth transition from start to closing. Recommend for mortgage business.

M
Muralikrishnan Vrated5.0
3 months ago

I had a fantastic experience working with Vema Mortgage throughout the home-buying process. From start to finish, their team was professional, responsive, and extremely knowledgeable. Sebastian George, was especially helpful—always available to answer questions, provide updates, and made sure everything stayed on track. They took what could have been a stressful experience and made it simple and seamless. Their dedication to customer service really stood out. I highly recommend Vema Mortgage to anyone looking for a reliable, trustworthy, and efficient mortgage provider.

H
Harsh Patelrated5.0
3 months ago

Working with Sebastian George has been an absolute pleasure. From the very beginning, he was knowledgeable, responsive, and genuinely committed to helping me through the mortgage process. Every question I had—no matter how big or small—was answered clearly and promptly, often within the same day. His dedication and professionalism made the entire experience smooth and stress-free. I highly recommend Sebastian to anyone looking for reliable and efficient mortgage assistance. He’s truly one of the best in the business!

V
Vandit Patelrated5.0
3 months ago

Working with Sebastian on my mortgage loan was a great experience. He was super responsive, honest, and always available whenever I had questions—no matter the time or day. Anytime I had a question—no matter how big or small—he answered it clearly and honestly, always making sure I fully understood the process. What really stood out was how fast he worked whenever something needed to be done ASAP. He never missed a beat and always handled things with a sense of urgency when it mattered most. He was also incredibly flexible and calm when any issues came up. He made the whole process way less stressful and was flexible and calm even when things got a little complicated. He went above and beyond helping me out and I highly recommend him if you’re looking for someone reliable and easy to work with!

S
Sachinrated5.0
3 months ago

Vipul was professional, flexible, responsive and great to work with. Highly recommend him for a mortgage refinance.

S
Sivakumar Krated5.0
2 months ago

PT Johnson’s immense support on through out closing the loan greatly appreciated. Thanks

R
Rahim Suranirated5.0
2 months ago

As first-time homebuyers, my wife and I were overwhelmed by the mortgage process, until we connected with Shaheen Chandrani at Vema Mortgage. Shaheen made everything clear, manageable, and far less stressful. She took the time to explain each step, found us an incredible mortgage rate we didn’t expect, and was always available to answer our questions. Her knowledge, responsiveness, and genuine care made a huge difference. We’re truly grateful for her guidance and we absolutely recommend her without hesitation to anyone navigating this process.

H
Helbert Oziliorated5.0
2 months ago

Sebastian George was indicated by a Friend. Had quoted with two other brokers, and after talking to him decided to move ahead with Vema. He took care of my whole mortgage process. Let alone his relentless efforts in getting everything completed on time, communicate efficiently and quickly among all parties and support me with every single question anytime they would come up, Sebastian was able to secure me with rate conditions no other broker was offering. Peace of mind your mortgage is being taken care of by a real professional and a person great to deal with, 1000% recommend Sebastian George from Vema Mortgage.

R
Rahull Luhrated5.0
2 months ago

Very Happy with Vema Mortgage. We closed on our home yesterday. Everything went smooth from start to finish. In addition to getting us best rates, Johnson was very diligent in getting things done in very timely fashion for our loan approval. He was always available for questions. Very good communication. We will certainly consider Vema Mortgage and Johnson in future.

a
amit kumarrated5.0
2 months ago

Had a great experience working with Vipul! Super helpful, responsive, and made the whole loan process smooth and stress-free. Really appreciated the clear communication and support every step of the way. Highly recommend!

R
Rakesh Samantarated5.0
2 months ago

I had an outstanding experience refinancing my home loan with the help of Vema Mortgage and Loan Officer Mohan Koday. Mohan was professional, knowledgeable, and incredibly responsive throughout the entire process. He took the time to explain every step clearly, answered all of my questions with patience, and made sure I understood all my options. His attention to detail and commitment to securing the best possible terms made the process smooth and stress-free. I truly appreciate his support and dedication. I highly recommend Mohan Koday and Vema Mortgage to anyone considering refinancing or applying for a mortgage. Thank you for your excellent service!

m
madhu duggiralarated5.0
2 months ago

I had a wonderful experience working with Prashanthi from Vema Mortgage LLC during my home buying journey. From start to finish, she was extremely professional, transparent, and supportive throughout the entire loan process. She made everything so smooth and easy to understand, which helped reduce the stress that often comes with buying a home. Her dedication and clear communication truly stood out. Prashanthi is undoubtedly an asset to her company, and I’m very grateful for her help. I will definitely recommend her to my friends, colleagues, and relatives who are planning to purchase a home. Thank you, Prashanthi, for your exceptional service!

Z
Zahid Riazrated5.0
2 months ago

I had the pleasure of working with Vipul Hapani with Vema Mortgage on securing a mortgage for an investment property, and I couldn't be more impressed with the level of service and dedication throughout the entire process. As an investor, I know that underwriting for investment properties can be complex and time-sensitive, but Mr. Hapani handled every challenge with professionalism, persistence, and clear communication. From the initial application to final approval, Mr. Hapani worked tirelessly to ensure every detail was addressed, always keeping me informed and advocating on my behalf. His deep understanding of investment financing and commitment to seeing the process through made a significant difference in getting the deal done smoothly and on time. I highly recommend Vema Mortgage to anyone looking for a mortgage lender who is knowledgeable, responsive, and truly committed to their clients’ success for property financing.

G
Gokularaman Venkatachalapathyrated5.0
2 months ago

I had a very good experience with Vema Mortgage. This was my second time financing with them, and everything worked out perfectly. My lending agent PT Johnson did an amazing & very professional job on taking care of the loan process from start to finish, explaining the entire process, answering all our questions in a timely manner. Would definitely work with them for my future mortgage needs!

T
Tristan Armsteadrated5.0
2 months ago

I’m a realtor here in Charlotte, NC, and PT Johnson helped one of my clients purchase a home. From start to finish, he and his team made the process smooth and stress-free. We had zero issues and even could’ve closed ahead of schedule if needed. Definitely a 5-star experience—highly recommend PT!

T
Tanmoy Mondalrated5.0
2 months ago

I recently refinanced my home, and I couldn't have asked for a better experience thanks to P T Johnson. From start to finish, he was incredibly professional, knowledgeable, and patient throughout the entire process. He took the time to explain every detail, answered all my questions promptly, and made sure I was completely comfortable every step of the way. What truly sets P T Johnson apart is his commitment to exceptional service and his ability to make a complex process feel smooth and stress-free. He secured a fantastic rate for me, was always transparent, and worked diligently to ensure my loan closed on time. If you're considering refinancing or need a trustworthy, efficient, and genuinely helpful loan agent, I highly recommend P T Johnson. His dedication, expertise, and client-first approach are truly top-notch. This was such a positive experience!

k
kiran Arated5.0
2 months ago

Working with Vipul was such a smooth and stress-free experience. Right from the start, he was super helpful, walked me through everything, and made sure I understood each step of the mortgage process. I'd definitely recommend Vema Mortgage to anyone looking for a great mortgage experience.

r
raunak bharadwajrated5.0
2 months ago

I recently had the pleasure of working with Johnson from VEMA for the refinancing of my home mortgage through UWM, and I am thrilled to share my experience. From our very first conversation, Johnson impressed me with his professionalism and deep knowledge of the mortgage industry. He took the time to thoroughly explain all of my refinancing options, breaking down complex terms and processes into clear, easy-to-understand language. I felt completely comfortable asking questions, and Johnson always responded with patience, clarity, and genuine care for my concerns. Throughout the entire process, Johnson’s attention to detail was remarkable. He carefully reviewed my financial situation and recommended the best products to suit my needs, ensuring that I would benefit from the most favorable rates and terms available. I never felt rushed or pressured—Johnson always made sure I had all the information I needed to make informed decisions. Communication was another area where Johnson truly excelled. He kept me updated at every stage, proactively reaching out with status updates and next steps. If I ever had a question or needed clarification, Johnson was always quick to respond, even outside of typical business hours. His dedication to keeping me informed and comfortable made the entire refinancing journey smooth and stress-free. What I appreciated most was Johnson’s commitment to making the process as efficient and seamless as possible. He coordinated all the necessary paperwork, anticipated potential issues before they became problems, and worked diligently to ensure everything stayed on track. Thanks to his expertise and hard work, my refinancing was completed ahead of schedule, with no surprises or setbacks. In summary, working with Johnson was an outstanding experience from start to finish. His professionalism, expertise, and unwavering dedication to his clients set him apart. I wholeheartedly recommend Johnson and the VEMA team to anyone seeking a reliable, knowledgeable, and genuinely caring mortgage broker. Thank you, Johnson, for turning what could have been a stressful process into a positive and rewarding experience!

B
Binoy Josephrated5.0
2 months ago

We are working Sebastian for the 2nd time for our mortgage loan and it was an amazing journey. He made it a hassle free experience through out the process and the all the documentatons were completed a few days before the closing. That made the closing very smooth and we were done in less than 15 mins on the closing day. I highly recommend Sebastian George for anyone looking for mortgage. Thank you, Sebastian, for your outstanding support.

m
malayc pothalrated5.0
2 months ago

I recently worked with P T Johnson during my home loan process, and I couldn’t be more satisfied with the experience. From the very beginning, he was incredibly professional, responsive, and knowledgeable. He took the time to explain every step of the process in detail and made sure all of my questions were answered promptly and clearly. What stood out most was Johnson’s ability to make a typically stressful process feel smooth and manageable. His proactive communication and consistent follow-up ensured that we stayed on track and that I always knew what to expect next. I appreciate Johnson's assistance and wish him continued success. Please continue delivering the excellent service.

G
Girish Kumarrated5.0
1 month ago

excellent rates.prompt service. sebastian greatly helped with the paperwork and was one of the easiest accessible mortgage brokers.

P
Pradeep Erated5.0
1 month ago

Recently I went to Refinance my house and I got a excellent service from Mohan Koday of Vema Mortgage . I am fully satisfied and would like to refer to my friends.

Y
Yug Patelrated5.0
1 month ago

If you’re looking for a dependable, honest, and experienced mortgage professional, I highly recommend Vikaskumar V. Patel. He truly cares about his clients and delivers exceptional service.

A
Arun Munivenkateshrated5.0
1 month ago

Very responsive, clear communication & coordination towards easy & smooth closing Thanks Sebastian ??

G
Gopi Krishnan Mallikarjunanrated5.0
1 month ago

I worked with Johnson from Vema mortgage and recently closed my home purchase (6/30/2025). Johnson is Very professional, gave lot of options that brings value , quick through the process, discounts and benefits applied , very easy to work with . Highly recommend to any one looking for best interest rates for home buying

V
Vijay Prativadirated5.0
1 month ago

I did my refinancing with Vema Mortgage, worked with Vipul. He has provided exceptional service. From the day 1, he has provided us clear information about the whole process and kept it smooth. I strongly recommend everyone to go with Vipul who are looking for purchase/refinancing options. He is very knowledgeable and he mostly takes care of every challenge that you have and tries his maximum to get the best out of everything to close the loan. Once again, it was a great service and keep the great work up ??????

S
Sivarated5.0
4 weeks ago

I had an outstanding experience refinancing my home loan with Johnson at Vema Mortgage LLC! From start to finish, Johnson was professional, honest, and incredibly efficient. What impressed me the most was that he delivered exactly what he promised — the same great rate he quoted initially was the one we locked in at closing, with no surprises. That level of integrity and transparency is rare in this industry. Not only that, but he made the process smooth and closed everything quickly. Johnson was always available to answer my questions, kept me informed at every stage, and made sure I was completely comfortable throughout the process. I truly felt like he had my best interests in mind the entire time. If you’re looking for someone trustworthy, responsive, and committed to getting you the best outcome, I highly recommend Johnson at Vema Mortgage LLC. He made my refinancing process easy and done as per the initial discussion.

R
Raj Patelrated5.0
3 weeks ago

I was working with Vikas Patel. He was very helpful throughout the process and was very knowledgeable and answered all my questions and calls in a timely manner.

S
Sohil patelrated5.0
3 weeks ago

I recently had the pleasure of working with Sebastain and I couldn't be more satisfied with the service provided. From our initial consultation through to the final approval, their professionalism and attention to detail were exceptional. What stood out most was their clear and timely communication throughout the entire process. Every question I had was answered promptly and thoroughly, which made navigating the mortgage process far less stressful. Their ability to explain complex terms in a way that was easy to understand was especially appreciated. Additionally, Sebastain went above and beyond to ensure I had the best options available, always keeping my needs and long-term goals in mind. Their guidance and support were invaluable, and I felt fully confident in every decision made. I highly recommend Sebastain to anyone seeking knowledgeable, responsive, and genuinely helpful mortgage services.

m
mike andrewrated5.0
2 weeks ago

I had the pleasure of working with George while shopping around for a mortgage rate for my purchase loan, and I can confidently say he is one of the best people I know in this field. Not only is George a highly knowledgeable broker, but he is also a true mentor. From the very beginning, he made my purchasing loan process much easier by sharing his vast experience and guiding me through every step. He took the time to educate me about my current loan and potential future loan options, ensuring I understood all the details before making any decisions. What truly stood out to me was his honesty and integrity. Even though I found a slightly better rate through my workplace, George encouraged me to go with that option—even though it meant I wouldn’t be buying the loan through him. In today’s world, that level of selflessness and client-first attitude is rare. If you’re looking for someone who is experienced, trustworthy, and genuinely cares about your best interest, I highly recommend George.

C
Chandra Nimmagaddarated5.0
4 days ago

Big thanks to Raghu Gundapaneni and VEMA Mortgage LLC! ?? My refinance was wrapped up in under 2 weeks — smooth, stress-free, and handled with care. Raghu kept me informed every step of the way and made the whole process effortless. Highly recommend if you’re looking for a mortgage pro who truly delivers! ???

J
John Rydellrated5.0
10 yrs ago

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

K
Kunal Shastrirated5.0
11 months ago

I recently closed on my house and got an opportunity to work with Vick as my loan officer. He and his team including Aparna, are very professional, diligent and stayed on top of process till closing. Right from loan application to underwriting approval and funding to close, everything went smoothly. Vick is very prompt in responding to queries and facilitate the lending process efficiently. Highly recommend Vick and team.

S
Sheetal Pathakrated5.0
1 year ago

This was our first time home buying. We were thoroughly supported and kept informed throughout the process by Kamala and Deepa from her team. Kamala worked very efficiently to bring this to the closing table in a tight timeline amid the holiday season. I will highly recommend Kamala to all of my friends and family.

M
MankeDeep Patelrated5.0
1 year ago

I highly recommend Vick as a home loan officer. He is knowledgeable, professional, and dedicated. Vick guided us through every step, making sure we understood our options and felt confident. His prompt communication and attention to detail made the process smooth and stress-free. If you need a reliable home loan officer, Vick is the best choice.

S
Sireesha Akrated5.0
10 months ago

Vick, my loan officer is very cooperative and his staff is supportive as well. Vick offered me very competitive rates compared to the market with no hidden charges. He was transparent about all the costs included and guided through the process

G
Gaurav Singhrated5.0
10 months ago

I recently had an opportunity(after my friend referred me) to work with Vicky and his team(Aparna/Angela) regarding my home closure. the process was extremely smooth, very responsive team, best possible rate provided to me by Vicky. Overall excellent customer service provided by Vicky and the entire team. I would definitely recommend Vicky to my friends/family.

K
Kundan Kumarrated5.0
6 months ago

Rajiv, I'm blown away by your exceptional service throughout my home buying journey! Your offers, commitment, and guidance far exceeded my expectations. Notably, your support and expertise surpassed even that of my realtor and attorney. Thank you for making this complex process incredibly smooth and stress-free. Your dedication and professionalism are truly unmatched!

b
bhanu prathaprated5.0
4 months ago

I worked with Rajiv on my refinance. He was very cooperative throughout the process. He explained each and every component in the closing document in detail. I highly recommend him for your mortgage

L
Lakshmi Narayananrated5.0
8 months ago

Had a great mortgage purchase experience with American Preferred Mortgage. Rajiv Bedi and his team in particular did an amazing job securing our loan with the best rate and terms. They were very responsive and communicative throughout the process. Highly recommend them!

N
Nouman Alirated5.0
6 months ago

Vick is the man to contact for all your needs. He listens to you and provides solutions and all mortgage options and alternatives like a brother! I personally shopped for 5 different mortgage brokers and bankers, and he competed the best and lowest rate for me! This was my first and will be the last person to shop for mortgage!

P
Parag Pinglerated5.0
3 months ago

I wanted to take a moment to express my sincere appreciation to Rajiv Bedi for his outstanding service throughout the mortgage process. Your professionalism, clear communication, and deep knowledge made what could have been a stressful experience feel smooth and manageable. You were always prompt in answering my questions and went above and beyond to ensure I understood every step. Thank you for making this such a positive experience—I would gladly recommend your services to anyone in need of mortgage assistance.

S
Salil Joshirated5.0
5 months ago

Excellent service provided by Vick and his team during the refinance process. This is the 3rd time I have worked with Vick for refinance and the rates offered are unmatched. Vick and his team are on top of getting the underwriting paperwork done and communicate if there are any missing documents. Overall A+ service for rates, speed of processing and customer service.

D
Dhanesh Jaipalrated5.0
5 months ago

As a first time home buyer, it was a pretty smooth journey and a great experience with Vick who helped and explained everything with patience and was available throughout (even during weekends and at odd times) and was always prompt and helpful for all our questions and queries. Everything was done well within time with care which was the most important support you can get as a home-buyer. Highly recommended and thank you Vick for all the help and constant support ??

M
Mallikharjuna Allarated5.0
3 months ago

I got my mortgage refinanced recently with American Preferred Mortgage Corp. They've got me the best rate on the market. I had great experience working with them and I would definitely recommend them for any new home loans or refinancing. They were so helpful though out my loan processing duration, answering my questions patiently and considering my requests. Their response is very prompt and helped to expedite the processing time. I am thankful to Rajiv and team to make things happens so smoothly.

V
Vilas Deshmukhrated5.0
5 months ago

Vick has been just amazing throughout the whole mortgage processing journey - right from the loan estimating to the final closure. He especially proved to be very friendly and cooperative considering this was my first home buying experience in USA. Highly recommended for mortgage needs. I will surely be working with him anytime I have any mortgage needs. Thanks Vick!

A
Abhishek Kumarrated5.0
5 months ago

I had an excellent experience working with Vick at American Preferred Mortgage Corp. He was always available, provided valuable consulting, and helped secure the best rates by keeping me informed with market updates. His responsiveness and efficiency made the entire process smooth and stress-free. I highly recommend Vick and American Preferred Mortgage Corp to my friends and family!

A
Ajay Pokharkarrated5.0
5 months ago

I had an amazing experience working with Vick. From start to finish, he made the loan process smooth, transparent, and stress-free. His team was highly professional, knowledgeable, and always available to answer my questions. They guided me through every step, ensuring I got the best possible rates and terms. I truly appreciate their dedication, excellent customer service & commitments made during initial offers! I highly recommend Vick to anyone looking for a reliable and trustworthy lender!

R
Riddhima Arorarated5.0
5 months ago

I recently had the pleasure of working with Vick, and I couldn't be more pleased with the experience. From start to finish, he made the entire process smooth, transparent, and stress-free. Vick's professionalism and excellent communication were top-notch. He was always available to offer support and guidance, and I never felt like I was in the dark about where things stood. He truly goes above and beyond for his clients, making what could have been an overwhelming process easy to navigate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. His expertise and customer-first approach make him a standout in the industry. Thank you, Vick, for making this experience such a positive one!

S
Sachin Guptarated5.0
5 months ago

I had an exceptional experience working with Vick Bedi from American Preferred Mortgage. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process and made sure I understood all my options. Vick was always available to answer my questions and provided timely updates throughout the entire process. Thanks to his guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to his hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Vick Bedi to anyone in need of mortgage services.

A
Aamir Ghaurirated5.0
2 months ago

As a first time home buyer, I had a great experience working with Silver from American preferred Mortgage. She helped and guided us in every step of securing the best possible rate in our mortgage journey. I feel that getting a mortgage was the easiest and simplest task in our whole home buying process. She has a great experience and was able to explain us each and every aspect of the borrowing process in a professional and transparent way. We were able to close on time and with confidence that there is nothing hidden. She was also able to help us understand the closing cost in detail and guided us in identifying cost that we can avoid. I would Highly recommended her to anyone in process of home buying and looking for mortgage. Thank you Silver for all the help and constant support.

P
Palak Patelrated5.0
4 months ago

George Sebastian was an excellent broker, he was available 7 days a week even late hours to make our loan process as soon as possible. I am a business owner and had complicated taxes but he was still able to get the loan processed in about two weeks which was much quicker than we were expecting. Also our interest rates were lower than anyone else was able to quote us which was amazing.

v
visal parolarated5.0
5 months ago

I cannot recommend Sebastian George Mortgage highly enough! From start to finish, they were an absolute professional, guiding me through every step of the mortgage process with expertise, patience, and dedication. The mortgage deal I got through Vema was very good and they offered the lowest interest rate too! I’m incredibly grateful for Sebastian’s support and would recommend them to anyone in need of mortgage assistance!

N
Nishit Patelrated5.0
4 months ago

Mr Vikas Patel is knowledgeable and prompt in providing suitable option for mortgage, as i am with a very unique situation. He listened to my case , understand it and kept trying until all the requirements met. He kept me updated with call/text throughout the process. I never felt that I am being ignored, despite my unique demands. I appreciate all his efforts. I recommend his service.

R
Riten Munshirated5.0
4 months ago

I had a fantastic experience with Sebastian when we were buying our new house few months ago. He was very prompt, diligent and patient with my questions and provided me with the best rate possible in the market. Would highly recommend him and VEMA mortgage for your mortgage needs.

T
Tristan Armsteadrated5.0
2 months ago

I’m a realtor here in Charlotte, NC, and PT Johnson helped one of my clients purchase a home. From start to finish, he and his team made the process smooth and stress-free. We had zero issues and even could’ve closed ahead of schedule if needed. Definitely a 5-star experience—highly recommend PT!

k
kiran Arated5.0
2 months ago

Working with Vipul was such a smooth and stress-free experience. Right from the start, he was super helpful, walked me through everything, and made sure I understood each step of the mortgage process. I'd definitely recommend Vema Mortgage to anyone looking for a great mortgage experience.

R
Raj Srated5.0
4 months ago

Sebastian is incredibly professional and was a tremendous help throughout my mortgage application process. He explained every step clearly, was always prompt in responding, and worked patiently to answer all my questions. His customer-first approach truly sets him apart, and I have no doubt it will take him to great heights. I highly recommend Sebastian for his outstanding service, dedication, and support!

z
zameer ahmedrated5.0
6 months ago

Vema offers very good deals on mortgages, their interest rates are the lowest. They are highly responsive, understand customers needs and always do what is right for their customers. I had the opportunity to work with P.T. Johnson who assisted and guided me through out the process, he was available to talk to me at all times including Weekends and night/early mornings. He got me the best deal which could not be matched with any other lender, educated me on so many aspects of mortgage loan and home buying that I did not know. My home buying experience turned about to be positive only because of Johnson. He is the best, I am so glad I got to know him and got my mortgage through him.

S
Sreekumar Chandrakaladharanrated5.0
7 months ago

I had an incredible experience working with Sebastian George from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. He took time to explain the different options available and helped me to find the best rate and terms that suited me. Thank you Sebastian for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

A
Amar Marthandenrated5.0
4 months ago

I cannot speak highly enough about my experience with Chirag Rachhadia/ VEMA Mortgage LLC.. From our initial consultation to closing day, he provided exceptional guidance through the entire mortgage process. He answered all my questions promptly and explaining complex terms in easy-to-understand language. He found me the best possible rate without any additional costs. His efficient processing helped me to close the loan on schedule without any delays. I highly recommend Chirag to anyone seeking a mortgage—he truly put his clients' needs first and make what could be a stressful process surprisingly smooth.

V
Vishnu Mangaroliyarated5.0
4 months ago

We recently got a mortgage from Vipulbhai at Vema Mortgage. As first-time homebuyers, my wife and I were honestly overwhelmed by the whole mortgage process but working with Vipulbhai made everything so much easier and less stressful.He took the time to explain everything in a way that made sense. He found us the best mortgage program with an amazing rate that we never expected in this market. He was incredibly knowledgeable, responsive, and truly had our best interests at heart throughout the entire process.We’re so grateful for his support and guidance as he made what could’ve been a stressful experience feel smooth and manageable. If you’re looking for someone who knows their stuff and genuinely cares, we can’t recommend Vipulbhai enough. Thank you Vipulbhai

V
Veeramohan Nimmalapudirated5.0
3 months ago

I recently went through the process of refinancing my mortgage, and I couldn't be more pleased with the outcome. From start to finish, the process was smooth, transparent, and financially beneficial. Mohan Koday through VEMA mortgage provided excellent customer service—answering all of my questions promptly and clearly. They kept me informed at every step, and the online application and document submission process was straightforward and user-friendly. Within a few weeks, everything was finalized. Overall, the whole refinancing process was a smooth and a great experience working with Mohan Koday. I highly recommend him to my friends and family for any new home loans/ refinancing needs.

H
Helbert Oziliorated5.0
2 months ago

Sebastian George was indicated by a Friend. Had quoted with two other brokers, and after talking to him decided to move ahead with Vema. He took care of my whole mortgage process. Let alone his relentless efforts in getting everything completed on time, communicate efficiently and quickly among all parties and support me with every single question anytime they would come up, Sebastian was able to secure me with rate conditions no other broker was offering. Peace of mind your mortgage is being taken care of by a real professional and a person great to deal with, 1000% recommend Sebastian George from Vema Mortgage.

G
Gokularaman Venkatachalapathyrated5.0
2 months ago

I had a very good experience with Vema Mortgage. This was my second time financing with them, and everything worked out perfectly. My lending agent PT Johnson did an amazing & very professional job on taking care of the loan process from start to finish, explaining the entire process, answering all our questions in a timely manner. Would definitely work with them for my future mortgage needs!

R
Rahull Luhrated5.0
2 months ago

Very Happy with Vema Mortgage. We closed on our home yesterday. Everything went smooth from start to finish. In addition to getting us best rates, Johnson was very diligent in getting things done in very timely fashion for our loan approval. He was always available for questions. Very good communication. We will certainly consider Vema Mortgage and Johnson in future.

m
malayc pothalrated5.0
2 months ago

I recently worked with P T Johnson during my home loan process, and I couldn’t be more satisfied with the experience. From the very beginning, he was incredibly professional, responsive, and knowledgeable. He took the time to explain every step of the process in detail and made sure all of my questions were answered promptly and clearly. What stood out most was Johnson’s ability to make a typically stressful process feel smooth and manageable. His proactive communication and consistent follow-up ensured that we stayed on track and that I always knew what to expect next. I appreciate Johnson's assistance and wish him continued success. Please continue delivering the excellent service.

M
Muralikrishnan Vrated5.0
3 months ago

I had a fantastic experience working with Vema Mortgage throughout the home-buying process. From start to finish, their team was professional, responsive, and extremely knowledgeable. Sebastian George, was especially helpful—always available to answer questions, provide updates, and made sure everything stayed on track. They took what could have been a stressful experience and made it simple and seamless. Their dedication to customer service really stood out. I highly recommend Vema Mortgage to anyone looking for a reliable, trustworthy, and efficient mortgage provider.

V
Vandit Patelrated5.0
3 months ago

Working with Sebastian on my mortgage loan was a great experience. He was super responsive, honest, and always available whenever I had questions—no matter the time or day. Anytime I had a question—no matter how big or small—he answered it clearly and honestly, always making sure I fully understood the process. What really stood out was how fast he worked whenever something needed to be done ASAP. He never missed a beat and always handled things with a sense of urgency when it mattered most. He was also incredibly flexible and calm when any issues came up. He made the whole process way less stressful and was flexible and calm even when things got a little complicated. He went above and beyond helping me out and I highly recommend him if you’re looking for someone reliable and easy to work with!

H
Harshit Gargrated5.0
4 months ago

I recently had the pleasure of working with Vipul Hapani from VEMA for the refinancing of my home mortgage through UWM, and I couldn't be more satisfied with the experience. Vipul was incredibly professional, knowledgeable, and dedicated throughout the entire process. From the very beginning, Vipul provided clear and concise information about the refinancing options available to me. He patiently answered all my questions and ensured I understood each step of the process. His expertise and attention to detail were evident, making me feel confident and well-informed. His proactive communication kept me updated on the progress, and he was always available to address any concerns I had. Thanks to Vipul that the refinancing process was stress-free and efficient for me. I would highly recommend Vipul and VEMA to anyone looking for a reliable and professional mortgage broker !

T
Tanmoy Mondalrated5.0
2 months ago

I recently refinanced my home, and I couldn't have asked for a better experience thanks to P T Johnson. From start to finish, he was incredibly professional, knowledgeable, and patient throughout the entire process. He took the time to explain every detail, answered all my questions promptly, and made sure I was completely comfortable every step of the way. What truly sets P T Johnson apart is his commitment to exceptional service and his ability to make a complex process feel smooth and stress-free. He secured a fantastic rate for me, was always transparent, and worked diligently to ensure my loan closed on time. If you're considering refinancing or need a trustworthy, efficient, and genuinely helpful loan agent, I highly recommend P T Johnson. His dedication, expertise, and client-first approach are truly top-notch. This was such a positive experience!

V
Vincyrated5.0
2 months ago

The team was extremely professional, explaining programs like FHA, VA, and jumbo clearly. Communication was top-notch. The only small hiccup was a slight delay on a form, but they fixed it quickly. Overall fantastic!

S
Sureshrated5.0
2 months ago

VVR Loans secured me an excellent rate, and the online portal made uploads effortless. Only suggestion: expand weekend availability for consultations. Still, I highly recommend them

J
Janerated5.0
2 months ago

Worked directly with Pavan (and his amazing team) who provided clear communication, rate comparisons, and kept everything on track. A truly professional and reassuring experience

P
Prithivirated5.0
2 months ago

I locked in a low rate quickly, the document system was secure and easy, and they delivered on their promise of fast closings. Really efficient and reliable

A
Aarthirated5.0
2 months ago

VVR Loans really puts clients first. They took time to walk us through all our mortgage options, explained every detail clearly, and walked us through the process from application to closing. Felt like family, not just another customer

C
Christina Manlowrated5.0
2 months ago

Gaurav is an amazing person to work with. He helped me get my first home, much before the 30 day contract deadline

C
Charles Taylorrated5.0
2 months ago

The most Transparent person I have ever met. As a first time buyer, I was very nervous… He messages every time – ‘Clear. Simple’. It was indeed the case working with him. If I ever buy another home, he will be my first choice

U
Udit Joshirated5.0
2 months ago

I had a fantastic experience working with Gaurav on my property mortgage – super friendly and easy to talk to, and very transparent, which made the whole process way less stressful making sure everything went smoothly from start to finish

D
Deepika Balerated5.0
2 months ago

Gaurav guides wonderfully throughout and makes the process of refinancing home look easy. Very patient, knowledgeable and importantly have time to talk us through every detail. A definite go-to person for refinancing

V
Varatharaj Manavalanrated5.0
2 months ago

I had an amazing experience working with Gaurav on refinancing the home. He is very well available to talk and clarify my questions, I highly recommend him for your home/commercial loan/refinancing needs

S
Sunny Suren Chiliverurated5.0
2 months ago

have closed my home last week, and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders, including Jim/Chip Bartels; amazingly, Sai's terms and interest rates beat them by a huge margin! And my closing costs are amazingly low (Low as in you will save around $4000). Working with Sai was very pleasant; he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently. Since I am a first-time homebuyer, I did not understand the process and asked questions repeatedly, which he answered patiently as it was the first time. He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks, Sai, for helping me with my lending needs in this tough time and finishing it so perfectly.

S
Santhosh Reddy Trated5.0
2 months ago

Sai was amazing. I closed my house last week, and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first-time homebuyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not least - I got a great interest rate (lowest of all 4 lenders I worked with) going with Sai and saved a few thousand on the closing costs as well. I could not have asked for a better experience. Thank you, Sai

M
Manpreet Sandhurated5.0
2 months ago

I closed with Sai a couple of days ago, and he made the process so easy. He explained everything very well. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!

M
Manta Moranwaliarated5.0
2 months ago

Sai always picks up our calls and calms us with any mortgage-related questions. He is so friendly and used to take our calls even at 10 PM at night. Thank you, Sai, for the great rate and all your help in getting our dream home.

S
Swwetharated5.0
2 months ago

Excellent service and very approachable. Sai Lakshmana Vankayala provided clear guidance and was always available to answer questions. The experience was smooth and efficient. Thank you!

R
Rajrated5.0
2 months ago

I had a wonderful experience with Sai Lakshmana Vankayala. Very professional, knowledgeable, and helpful throughout the process. I highly recommend their services to anyone looking for reliable support. Truly a great find in Indianapolis!

S
Samirrated5.0
2 months ago

Outstanding service! Sai Lakshmana Vankayala is someone you can trust—punctual, respectful, and very detail-oriented. I’m extremely satisfied with the outcome and would use their service again without hesitation.

R
Rahulrated5.0
2 months ago

Very professional and courteous. I felt supported at every step and truly appreciated the time and effort taken to explain everything in detail. Would definitely recommend to friends and family

S
Sandeep bafnarated4.0
3 yrs ago

Thank you Vick and team. Good rate and great service.

H
Hitesh Bhalavatrated5.0
3 yrs ago

Exceptional service

A
Anand Damarajurated5.0
2 yrs ago

Best in the market.

P
Prince Nai Bastirated5.0
2 yrs ago

Excellent

S
Santosh Garimellarated5.0
3 yrs ago

Best service & interest rate in the market!!!

G
Gaurav Dewanrated5.0
3 yrs ago

Strongly recommend this company for refi and new purchase

b
bhavin shahrated5.0
3 yrs ago

They go above and beyond for their clients. Really happy with their service .

N
Nisarg Patelrated5.0
3 yrs ago

Best service and good rates provided from Nilesh Desai,

V
Vishal Bhargavarated5.0
3 yrs ago

One stop shop for all your mortgage needs!!! Please contact Vicky or any of his team members ??

M
Munish Darganrated5.0
2 yrs ago

Vick and his team are great to work with

K
Kuldeep Kotharirated5.0
3 yrs ago

I will personally recommend APMC to everyone I know, they are very professional and provide excellent service.

r
rajesh grandhirated5.0
3 yrs ago

Very nice experience. Hemalatha helped towards closing and gave a better rate.

V
Vraj Shahrated5.0
3 yrs ago

I highly recommend working with them. They made our home purchase seamless !

N
Naren Mehtarated5.0
3 yrs ago

Highly recommend Vicky Bedi and the entire team! Professional, prompt, and great rates!

d
divya kumarrated5.0
3 yrs ago

Very prompt and responsive. Had a great experience working with him.

S
Satya Thejarated5.0
3 yrs ago

Vick Bedi helped me and gave me Good rate with low closing cost

S
Satish Mrated5.0
2 yrs ago

I worked with rajiv and meena. They are the best. I would highly recommend.

s
siva kumarrated5.0
11 months ago

Nilesh and Meena helped me to close the new home on time.

N
Narain Muthurajrated5.0
3 yrs ago

This team makes the mortgage and refi process as pleasant as possible. Special shout out to Aparna for responsiveness.

S
Sunil Patelrated5.0
3 yrs ago

Great Service. They made each step easy and clear. Overall very much satisfied with the service.

G
Gangadhar Nimballirated5.0
2 yrs ago

Rajiv Bedi, It was nice working with you. Provided good rate and always got quick response.

M
Madan Wavhalrated5.0
3 yrs ago

Nice experience, i can recommend Vick and team for mortgage related stuff.

V
Vijay Patelrated5.0
3 yrs ago

I would highly recommend, it is so fast, best rate and excellent customer service!! Great pleasure working with Dhiren Patel and Deena Saraiya!!

G
Ghulam Sajjad Khanrated5.0
2 yrs ago

Amazing person.... *** know his work. Sincere, accessible..... Vicki Keep it up!!

b
brijen bhavsarrated5.0
2 yrs ago

They are truly knowledgeable in their work . Great service and turnaround time is also very less .

v
vishnu kumarrated5.0
3 yrs ago

It was a great working experience with Nilesh and Deepa. Excellent service, prompt response, transparent, courteous and friendly.

S
Shivani Pandeyrated5.0
2 yrs ago

Vick was too quick in responding and helped us with very useful tips

J
Jana 1020rated5.0
3 yrs ago

Great service with knowledgeable staff. Made my home buying process seamless. They took the time to explain the process and to answer all my questions:)

U
Umesh Sonavanerated5.0
1 year ago

Rajiv is great to work with. Always available to answer any questions and helpful

A
AKHIL KUDALrated5.0
3 yrs ago

Excellent service from Vick Bedi. They provide very competitive rates as well! Would definitely recommend them!

t
thotapalli bhaskarrated5.0
3 yrs ago

As a first time buyer , got good guidance from Vick and Aparna , they provide great services.

m
mehul Suvarated5.0
3 yrs ago

Reliable people, super fast service, what else you need when you have support each and every step on closing the house..!! Super satisfied with the service.. Special thanks to Mayur P leuva and Deepa Rangaraju

s
sunita reddyrated5.0
3 yrs ago

Vick is very quick in response . Answers all questions very patiently.Try to provide low rates as much as he can

a
amit joglekarrated5.0
10 months ago

Always a smooth experience. Have refi multiple times with Rajiv ??

c
cool headrated5.0
3 yrs ago

Excellent service! Felt like working with a friend. Vick is a stellar service provider!

S
SHARAD KUMARrated5.0
3 yrs ago

Had a very pleasant experience with American preferred mortgage Special thanks to Hemalatha Selvarajan and Deepa Rangaraju for helping and guiding throughout the process.

L
Lakshmanan Subramanianrated5.0
3 yrs ago

Excellent work by Rajiv and Meena, they helped me through out the process, very responsive in answering the phone calls. Helped me to close the deal in 25days.

G
Ghulam s Khanrated5.0
3 yrs ago

I worked with Vicky's team before.... Very skilled, and professional.... I am glad to have them in our area....

S
Satish Bhonslerated5.0
3 yrs ago

Excellent service, very customer oriented & supportive, would highly recommend working with Vick and his team for any refinance or house purchase.

N
NILESH PHADKErated5.0
3 yrs ago

Very happy for the excellent and smooth Mortgage process. Thank you Rajiv Bedi and Meena for helping and guiding us throughout the mortgage.

I
Ivan Dnistryanrated5.0
2 yrs ago

It was an absolute pleasure to work with Vick Bedi and a team. Would highly recommend, great communication and wonderful people. Thank you.

C
Charmi Patelrated5.0
3 yrs ago

We bought a house for the first time and our team has done a fabulous job making sure everything went smoothly and worth free. It’s truly been a pleasure getting to work all of them.

K
Kashyap Shankhavararated5.0
3 yrs ago

Bhavesh Shah and his team at American Preferred (APMC) helped us with our time-sensitive transaction, they followed up with all the parties to ensure timely closing. Their rates and fees are best in the town. APMC is a delight to work with we would highly recommend for all your mortgage needs.

V
Veeresh Vuyyurirated5.0
3 yrs ago

Its a great experience working with Hemalatha & Deepa. They are very Professional & never hesitate to Answer any question. I thank a lot for making my Journey so Smooth

N
Naga Mahendar Velishalarated5.0
3 yrs ago

Amazing service. Patiently listen and explain in detail about all questions. Always available. Immediate response to emails and phones. Very professional and well knowledgeable. Highly recommended for all types of mortgages.

P
Pranoy Paulrated5.0
2 yrs ago

Just closed on my home mortgage, the process was smooth. Constant communication and also helps out and keeps track on process until close. Great rates offered. Highly recommend.

A
Anil Yempalarated5.0
2 yrs ago

This is second time working with Vick&team,had an awesome experience both the times,highly recommend AmPerf !!!! Thank you Vick for all your help..

J
JAGADISH KUMARrated5.0
3 yrs ago

It was fantastic & great experience with NILESH DESAI - APMC to get the loan disbursed in just 30 days The Loan processing team was very supportive, coordinating, followup , continuous support on the emails & text ofcourse Great interest rate locked up as best among the mortgage market We are very satisfied with the closing & mail in away closing supper from local Attorney on sign service Would highly recommend to get the loan process done with APMC ????????????????????????

P
Punit Ambrerated5.0
3 yrs ago

Great experience working with Nilesh Desai and Meena sunder , they are very transparent with there customers in regards to rates and made whole mortgage process comfortable for me . Hoping to work with them soon.

A
Anirban Guharated5.0
2 yrs ago

Amazing customer service, quick turnaround and very courteous people. Special shoutout to Rajiv Bedi and his team for a smooth experience!

K
Kamal Arorarated5.0
3 yrs ago

Vicky is a pleasure to work with . He managed our loan very Professionally and promptly. Would highly recommend them .

M
Mahesh Sharmarated5.0
11 months ago

Excellent rate, nice service….one stop shop for your mortgage needs!! Highly recommend Vicky!

H
HARIT PATELrated5.0
3 yrs ago

“I am very thankful for Manoj Patel's professional, responsive and honest assistance with the whole mortgage process from beginning to end. He managed our loan very Professionally and promptly. Great service, quick turnaround and courteous treatment. I'm glad we chose his services and would recommend Manoj to anyone buying a home.”

A
Abhishek Mishrarated5.0
3 yrs ago

Vick and Team are professional, committed, keeping promise to client which make them reliable and trustworthy.

R
Ranjan Bhattacharyarated5.0
3 yrs ago

Very pleased with the professionalism and efficiency. Vick Bedi is amazing at his job and is highly recommend.to anyone looking for a Mortgage

A
Ameet Kumarrated5.0
3 yrs ago

We had great experience with Dhiren and Deepa. Being a first time buyer we had a lot of questions and unknowns. they were very helpful throughout the transaction, answered all questions and made it very easy for us. Thanks again for all your help.

S
Sai Trated5.0
3 yrs ago

Worked with Hema & Deepa they were very responsive, helpful and processed everything in a professional manner. Their online tools were modern and easy to use as well. Strongly recommend this company!

p
patel harshitrated5.0
3 yrs ago

Extremely satisfied with the service. Very professional and knowledgeable people, specially Mayur and deepa whom I worked with during the process. Best quality is: Quick turn around for any questions and concerns with clear information. Must say best place for the first time home buyer!

P
Poonacha Bollerarated5.0
3 yrs ago

Vick and his team always deliver, what they commit. They are easy to access anytime. Will definitely recommend Vick and Rajiv

B
Brijesh Patelrated5.0
3 yrs ago

I Worked with Meena & Manoj. They completed my closing within one month with excellent service in a professional manner. Their online tools were modern and easy to use as well. I Strongly recommend this company.

K
Ketan Ketkarrated5.0
11 months ago

Vick is very helpful, prompt response and offers low rates compared to other market competitors

s
shraddha singhrated5.0
3 yrs ago

Refinanced one of our properties recently with American Preferred Mortgage. Great service, quick turnaround, courteous treatment and knowledgeable staff. Highly recommended for best mortgage rates and customized solution.

a
anook guptarated5.0
2 yrs ago

Hema and her entire team was exceptional throughout the entire loan process. Being a first time home buyer and having a deadline of two weeks, Hema and her team helped me to complete the loan process in only 15 days.

G
Girish Njrated5.0
2 yrs ago

Appreciate the support and great service you have extended.... explaining us and guiding us all through..Vick has tremendous understanding of the market and worked with us and made us comfortable through out our first home purchase experience...thank you for your patience in explaining and making us understand the whole process...Thank you Vick and Aparna....

S
Sivakumar Karuppiahrated5.0
1 year ago

Vicky Bedi is always reliable and we can get best rates in the market. Delivering what is promised.

S
Sivaguru Subramanianrated5.0
3 yrs ago

“My wife and I had a fantastic experience with Vick & Aparna for our Mortgage. We are first time buyers , the clarity provided from Day one was top notch. Extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can’t thank them enough and recommend Vick for any new home buyers.

Y
Yadav Bhandarirated5.0
12 months ago

Rajiv is very detailed and knowledgable person. It was great experience working with him!

K
Karthick Vimalrated5.0
3 yrs ago

My experience with them was very structured, things went as planned to have a smooth closing. Hema was offering assistance on when to lock the rates and providing few other insights , which as a first time homebuyer was very useful. Hema is now more than a mortgage lender to me and is a family friend..

P
Pinal Joshirated5.0
3 yrs ago

We received professional and helpful service. Every question we had was answered in a timely manner. Nilesh and Meena were easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use the service again in the future.

D
Dhaval Rambhiarated5.0
3 yrs ago

Vick and Aparna provided great service. Most of our questions were answered promptly by both of them. We were able to close quickly on the date Vick promised us.

V
Vijay Crated5.0
3 yrs ago

It was great experience working with American Preferred Mortgage Corp team. They know the market very well and provide a competitive rate. Definitely I will love to work with them again in the near future.

K
Komal Joshirated5.0
3 yrs ago

We are the first time home buyer, and there are lots of new informations to understand, We were lucky to Work with Hemlatha and Deepa, They provided us great rates and worked with us through out the entire process. They helped us to understand everything. I would recommend then to everyone..

m
minti26rated5.0
9 months ago

Appreciate Vick and team for your great, quick service!Thank you!

C
Chandani Shankhavararated5.0
3 yrs ago

Bhavesh Shah and his team at American Preferred (APMC) helped us with our time-sensitive transaction, they followed up with all the parties to ensure timely closing. APMC is a delight to work with we would highly recommend for all your mortgage needs

N
Naman Patelrated5.0
2 yrs ago

Worked with Rajiv - very helpful, timely, and trustworthy! His team helped us close on a tight timeline in spite of several delays caused by the other side.

S
Shrikant Thakurrated5.0
2 yrs ago

I had a wonderful experience working with Hema (loan officer) and Deepa (loan processor), they both are very knowledgeable, professional and available to address all your queries. They make the entire process smooth and faster.

M
Manjeet Singh & Vidhu Nijhawanrated5.0
3 yrs ago

Vick and Aparna make a great team to work with. Quick response, your priority is their priority and managed to get the best possible lowest rate compared to the market.

N
Nikhil Sharmarated5.0
3 yrs ago

I am a first time home buyer and was clueless about buying a home. Nilesh did a handholding and help me in resolving each and every problem whatsoever came in my way. His support was not limited to mortgage, he is out mortgage team but he helped me in all aspects, whether it be negotiating with seller (in seller’s market) or answering any legal questions or emails. He is a complete package and more than that he turnout to be a mentor and a person I can have blind faith. Really Nilesh bhai, thank you (is an understatement) so much for all your efforts . I know I bothered a lot calling late night and over the weekends but thank for answering my each and every call.

A
Aavart Patelrated5.0
3 yrs ago

Working With Nilesh and Meena was very easy throughout this process. Excellent Communication, Prompt Response and they handled lots of things directly with Attorney... Can't thank them enough for making this whole process very easy, informative and personal attention they paid to specifics in our case.

K
Krishna Patelrated5.0
3 yrs ago

Can not recommend Mayur and American Prefered enough!!! The entire process was so effortless and simple but I wouldn't expect anything else from this team. We were very pleased with our rate. The constant communication from our loan officer, Deepa, is commendable. Whether it be email or phone she was quick to answer and assist. If you are in the market to purchase a new home I would not move forward without the team at American Prefered

M
Milind Yadavrated5.0
3 yrs ago

I write this review to express my since gratitude and appreciation for Vicky & Aparna!! Aparna and Vicky’s diligence meant that The entire mortgage process was super smooth. Keep rocking guys!!!

A
Aparna ketkar-Bhaverated5.0
2 yrs ago

Kamala and team were great to work with. She was very responsive and walked extra mile to bring it to closing in a timely manner. Highly recommended.

S
Seethala Manoharanrated5.0
3 yrs ago

Vick and Aparna are very professional and they did great job helping me with my home purchase. He understands the need and guided me throughout the process .

M
Manoj Kumarrated5.0
3 yrs ago

Our experience purchasing our dream home and securing the loan was hassle-free with Bhavesh at American Preferred Mortgage. Especially in the midst of volatile housing market conditions. Bhavesh and Meena helped us understand and navigate through the process from May/June 2022 until we closed in September 2022. They were always there to answer our queries and guide us in the home buying process. We are looking forward to working with Bhavesh in future as well to reduce our costs by refinancing. We highly recommend Bhavesh!

A
Amol Trated5.0
2 yrs ago

Rajiv is very professional and guided me every step. He was always reachable and explain all the lending process clearly. He offered me the best rate. Thanks a lot.

S
Sethu Ramanrated5.0
1 year ago

It was wonderful working with Rajiv Bedi, he was very helpful right from the beginning, patiently answered all our questions. Definitely recommend him!

D
Divyakant-Sarju Patelrated5.0
3 yrs ago

As first time home buyers in NJ we were nervous about any road bumps we would possibly run into. Mayur was extremely knowledgeable and helpful throughout the entire process. He answered every question we had with patience and throughly explained everything. We highly recommend Mayur and his team. They are a must when purchasing any new home!!

H
Hitesh Julkarated5.0
2 yrs ago

Great experience with Vick. Had is support and expertise throughout the process and helped close the loan process in a 3 week timeframe which was vital for the deal to go through. Thank you!!

S
Sushant Bhaverated5.0
2 yrs ago

Kamala and team were great to work with. She was very responsive and got work done to bring it to closing in a timely manner. Highly recommended.

A
Arvind Guptarated5.0
3 yrs ago

Bhavesh is a great financial advisor. I was recommended by a friend and I truly had a great experience working on a home loan applicatIon. He and his team is very prompt and professional. Highly recommend!!!

B
Balajirated5.0
3 yrs ago

We had an excellent experience with Bhavesh and Meena. Both are very professional and guided us through the overall process as we went through the buying experience for the first month. They also arranged for our loan in a very short span of time which is amazing. They also got us best interest rate. They are the best and highly recommend... Thanks Bhavesh and Meena for all your help. Keep rocking...........

B
Bhavik Parikhrated5.0
3 yrs ago

Amerisave Mortgage Corporation - Bhavesh and Meena were very responsive, eager in answering all of our concerns, were very helpful throughout course of mortgage process and provided necessary inputs/guidance as required for investment property buyers, I would certainly recommend them for mortgage services.

J
JAY RAJErated5.0
2 yrs ago

I faced challenges with my previous lender, prompting me to seek assistance from APMC. Hema not only grasped the complexities of my situation but also provided valuable guidance, steering me in the right direction. With the collaborative efforts of Hema and Deepa, I successfully closed my loan within the stipulated timeframe. Their professionalism and amiable approach made the entire process a positive and enjoyable experience.I enthusiastically endorse APMC, with a special mention for Hema and Deepa.

A
Abdulla Sheikhrated5.0
2 yrs ago

I highly recommend APMC for anyone in need of a home mortgage. From the very beginning of the process, the team was professional, efficient, and always available to answer any questions or concerns I had. The loan process was made simple and straightforward thanks to their clear communication and easy-to-use online platform. I am extremely grateful to the team at APMC (Nilesh and Meena) and would not hesitate to recommend them to anyone in need of a home mortgage.

L
Lukesh Rathorerated5.0
3 yrs ago

One of my friends gave me a reference to Mr. Nilesh Desai who negotiated the best rate for us and was very approachable loan originator. Meena Sundar, our loan processor was always available to answer our queries as well. They were very responsive and helpful throughout our mortgage process. There was a situation in my case where my closing date suddenly preponed and I did not even have two weeks, but Nilesh and Meena worked on my case on priority and closed it on time. They provide required guidance for first time home buyers, and I would certainly recommend them to go with American Preferred Mortgage services.

v
vinay pillairated5.0
3 yrs ago

This is the second refinancing with Rajiv Bedi. Extremely happy with the support. Good thing about Rajiv and American Mortgage Corp is they are really helpful and very prompt in responding to our questions. I'm very satisfied with the business dealings and will definitely work with Rajiv in future as well. Thank you.

D
D MuraliKrishna Inampudirated5.0
1 year ago

Exceptional support and guidance from start to finish! Grateful for the education provided during my first home buying journey. Highly recommend! Thank you Rajiv and the team

S
Sreedevi Velagalarated5.0
3 yrs ago

Rajiv is very professional and extremely helpful throughout my loan processing. They offered better rates and with quick turnaround time. In summary, it's a hassle-free process for me. I would strongly recommend APMC and Rajiv.

S
Suresh DKrated5.0
3 yrs ago

Amazing Experience!! from my first correspondence with Bhavesh. He is absolutely amazing! He took the time to explain everything to me in detail. He truly went above and beyond to help us and answer literally any and all questions I had and always answering your phone calls. They are professional, timely, and consistent!. Thank you so much, Bhavesh/Meena!!!!

s
saravanan sundaramrated5.0
3 yrs ago

We had a great experience with Kamala ,she helped make the process of buying my home very simple and less stressful. Being a first time home buyer we had a lot of questions and unknown. Kamala answered or returned my call every time and explained patiently all my questions. Everything from start to closing went smoothly and quickly. I would definitely recommend Kamala to anyone I know looking for a home loan.

P
Pratik Thakkerrated5.0
1 year ago

Great Service, great rate and great experience. Vick Bedi is a very knowledgeable guy, helpful and communicative ! Gets the best rate !

B
Brijesh Shahrated5.0
3 yrs ago

It was truly impossible for me to get a mortgage previously. I had been with a company who promised me that they would get a mortgage for me and at the last moment i was denied. It was a hopeless case I was stuck into. Thanks to American Preferred Mortgage Corp with their help and guidance from start to finish. They were the company that Delivered! ?? ???? Humbly thank you for all your hard work and efforts. Outstanding service.

P
Pratiksha Kumarrated5.0
1 year ago

Vick saved my deal by closing in just 7 days. Their excellent service and quick turnaround time were impressive.

M
Malliga Rajkumarrated5.0
2 yrs ago

Hema and her team has been highly professional, very understanding and supportive of my mortgage needs. They provided an excellent service and helped our closing smoothly, in a short duration. Hema has been my loan officer. She provided geninue inputs on interest rates and the loan process. She was open in her communication for us to decide. She went the extra mile to provide us the summary of the final CD and walked us through carefully, so that every amount mentioned is transparent. She clarified all the doubts we had patiently. Overall, her postive attitude and kind support throughout the process gave us great strength and courage. Deepa was the loan processor and she did an awesome job through her quick and clear communication and interaction in getting the necessary loan documents. Her quick document verification and feedback helped in closing faster. I am very happy working with Hema and her team, and would highly recommend her for your mortgage needs.

P
Payal Desairated5.0
3 yrs ago

As first time home buyers for us, Meena and Nilesh were wonderful to work with. They guided us patiently through all the steps as well as provided their best available services. I would definitely recommend them to anyone looking to start their home buying journey.

A
Anshumanrated5.0
3 yrs ago

Thanks to Ampref, and especially to Meena and Nilesh, I had a very good experience closing the loan for my new home. They made the process smooth and transparent. Nilesh and Meena helped meet my closing date requirement and they also helped accommodate last minute loan amount change promptly. Nilesh took time out to explain the various requirements a new homeowner like me must manage - like insurance, taxes - and how best I can meet these commitments. Overall, my experience was 5 star and I recommend their services to anyone who is looking for a home loan.

K
Kumarasamy Muthusamyrated5.0
3 yrs ago

It’s a great experience working with highly dedicative team Hemalatha & Deepa. Good knowledge, professional, transparent & never hesitated to explain our doubts at any number of times. They helped towards closing and gave a better rate in the market. As a first-time buyer, Hemalatha and Deepa explained and guided me each and every step from filling the application to till the end of closing. Offered excellent service, cleared all my doubts during the process, Explained closing disclosure page each and everything politely in detail. Hema helped me to when to lock the rate and when to buy the credits. Deepa was excellent. My closing date was less than 4 weeks. But She arranged all the documents within short period of time. I felt I talked with my own sisters. They continuously followed up with me to get everything is in place. I would definitely recommend this team to everyone, They made my home buying process is very simple. Thanks to my realtor for introducing them to me.

N
Naitik Gandhirated5.0
2 yrs ago

Highly skilled and professional team. I have completed 3 closings with them and the recent closing completed in only 20 days. Manoj and Meena were on top any queries that risen during the process and made tremendous efforts to ensure closing happens on time. Great communication thought out the whole process and made sure I understood all the numbers associated with the closing. I would definitely do business with them again in future.

s
sanket patelrated5.0
3 yrs ago

Nilesh Desai was my loan officer and Meena sunder was by loan processor, They both are excellent. They have very good team work. I was first time home buyer in this wonderful country and with APMC it was very smooth transaction. These both have answered my all the questions. Whatever the promises they have made it was delivered on time. They are always just call away for any help during transaction. There is no hidden fees and no hiccups. APMC dont charge any junk lender fees. They always offer good rates and provide end to end service. Overall service was excellent. I would recommend Nilesh Desai and Meena Sundar for future transaction or refinance to my friends and family members.

A
Arun Vijayaraghavanrated5.0
3 yrs ago

Rajiv, is one of the most honest and straight forward person whom I had worked with! He works with client’s interest in mind and is always willing to go the extra mile if it means good for you. I will definitely recommend Rajiv with no second thoughts!

V
Vijay Appanagaarirated5.0
2 yrs ago

Vick and team were great throughout our journey of purchasing home. Excellent work and wish them good luck ahead…

N
Neha Bhagatrated5.0
2 yrs ago

Thanks Vick for your professional services and closing our mortgage in less than a week time. Vick explained us everything in detailed and kept entire process transparent !! Excellent Job !!

N
Nishant Borkhatariarated5.0
3 yrs ago

Being a first time home buyer, We were always skeptic on each step starting from getting better interest rates, locking it at correct time considering current economic conditions to finding insurance and closing on time. Hema, loan officer, was very quick with responding to each query in details with proper explanation and constantly sharing her experience on closing date to what will be the right time to lock the rates. Interest rates are pretty competitive. Whole process was very smooth, great service, prompt response, courteous and friendly. Special mention to Deepa, loan processor, for clear communication on documentation and coordinating with builder. Always just a call away for any kind of query. I have recommended both of American Preferred Mortgage members to my friends.

a
akhil deeprated5.0
3 yrs ago

Bhavesh was extremely honest and proactive in communicating the details and had always followed up, made sure I felt comfortable and knowledgeable about the finance transactions. His thoroughness made the whole process seem less. This is my second refinance with Bhavesh and I would do absolutely recommend him.

A
Anudeep Reddy Nayanirated5.0
2 yrs ago

Amazing service, I have never seen or listened to such a seamless mortgage and closing process till now. All I have heard about owning a home involves lot of complexity around mortgage and closing but thanks to Nilesh who ensured that process was a breeze. Special thanks to Meena who ensured smooth execution...!

K
Kapil Kaushikrated5.0
1 year ago

This was my first time home buying. I was helped by Hema like a family member . I always got the feeling as if my family helping and guiding me in buying the house . Hema along with her team worked very efficiently to bring this to the closing table on a day which was very special for me . I will highly recommend Hema to all my friends!

A
Advait Waghmarerated5.0
2 yrs ago

Great experience of working with Vick. He and his organization have been extremely supportive, providing the right guidance on a timely across the entire process.

a
amaira maheenrated5.0
2 yrs ago

Hi American preferred i know ur company just because of Seema vazirani the loan agent she is superb she helped me get my first home I'm really thankful too her my entire life. She did the process soo quick n easy. I can't believe I'm a home owner now. Anyone want there house dream come true I definitely recommend Seema..

T
Tushar Budherated5.0
2 yrs ago

With such a high rate of interest, inflation rate and unstable market,it's hard to get a loan with minimum rate of interest. I am Glad to work with Vick & Aparna from American preferred mortgage to make the things quicker and accurate. I would highly recommend to go for it.

K
Krupesh Rayrated5.0
3 yrs ago

We are first time home buyers and my overall experience with them was absolute amazing. They helped my family and I every step of the way and explained us about every paperwork we are signing. Manoj, Meena and the team was on time with every single paperwork. Manoj was also always ready to talk on the phone any time of the day without any hesitations. American Preferred Mortgage Corp. is the way to go if you are buying any sort of property. Absolutely going to recommend them to anyone that comes my way.

A
Amit Tiwarirated5.0
3 yrs ago

Rajiv Bedi helped me during my home mortgage application process. His support is exceptional through out the process from bringing to end. One thing I liked most is that he is always available to answer and clarify things. Rajiv is very professional and to the point in explaining things related with home loan , closing process, home insurance. I found him very easy to work with. I highly recommend him for home loan application and process. He is best ??

A
Amritash singhrated5.0
3 yrs ago

Awesome experience. As a first-time homebuyer, I had lots of questions and doubts - but Bhavesh Shah and his team made it very easy for me. Not only did he help me secure a great rate during this time, but he helped me to understand and navigate the US mortgage world (which is pretty complex for a first-time buyer), clearing every doubt I had and answering even the basic questions. He handheld me throughout the process, took time to explain in detail what could/would happen if certain decision is made and explained me the entire process in a detailed manner. He was always available (yes ...called him at 12am and he picked up the phone !!!) and was very patient with me. I was very comfortable (and confident) with him being my side on this journey. Just got my first home !!!!!!!!

S
Senthil Subramoniamrated5.0
1 year ago

Vick was knowledgeable and helped us to get the best deal and we were able to close the property on time.

D
Deven Doshirated5.0
3 yrs ago

Highly recommend Vick Bedi and his team at American Preferred Mortgage to anyone who is looking to purchase or refinance their home loans with high quality, lowest possible rates, promptness, professionalism and commitment - all in a single setting.

K
Kiranmai Kilarurated5.0
2 yrs ago

I was a first time buyer and was in time crunch to close the house after offer was accepted. My friend referred Rajiv Bedi. We spoke to Rajiv and felt confident right from beginning on Mortgage approval. We closed the house in time and Rajiv helped with explaining things to me. I strongly recommend him without hesitation.

A
Alistair Dsouzarated5.0
3 yrs ago

Excellent and professional service provided by Alka and Deena in getting the mortgage process done. Being a first time applying for mortgage, they helped us all the way and were always available for any questions. They even made sure we understand and also don't miss out any of the important milestone all along. Definitely would recommend them.

S
Shajahan Mohammedrated5.0
3 yrs ago

This is the second time I have done my mortgage with Vick Bedi. After this time I believe I have established a life long connection with Vick Bedi and his team. Working with Deena Saraiya was awesome. She was friend and quick in answering any questions that I had. I would be the biggest cheerleader of AmPref and ready to go extra mile to refer them to my friends and family.

A
Aarut Guptarated5.0
3 yrs ago

Vick Bedi and Aparna Menon at American Preferred Mortgage were as professional and helpful as one can be! They guarantee you the best rate in the market and make the home buying process pretty simple for a first time buyer such as myself. Would highly recommend Vick if you want a 5 star experience all the while being treated like family!

S
Shirish Nadkarnirated5.0
1 year ago

We just bought a house with Seema's help in securing the Mortgage. Seema is knowledgeable and worked diligently all through the process providing her invaluable guidance along the way . We highly recommend Seema for your mortgage needs. Shirish and Dr. Nutan Nadkarni

D
Dhaval Desairated5.0
3 yrs ago

Vick Bedi and his team provide the best experience and least anxiety in the loan closing process. Being a business owner brings its challenges securing, but the team at APM really came thru. Job well done!!

T
Taral Shahrated5.0
2 yrs ago

I’m happy that I choose them for mortgage company. Their knowledge and service is great. They communicated with all the parties and revert back to me(Buyer). Seema Vazirani our contact person was very much helpful through out whole process of home buying. Highly Recommended.

J
Jeevan Shergillrated5.0
1 year ago

Seema, our mortgage broker, played a pivotal role in simplifying our home purchase. Her expertise and dedication were evident throughout the process, making it a smooth journey for us. Seema’s friendly and approachable nature made us feel supported every step of the way. If you’re looking for a mortgage broker who excels in handling and cares about your needs, Seema is the one to choose!

M
Mohit Atodariarated5.0
11 months ago

Extremely pleased with refinance. Rajiv is very easy and nice person to work with. We are able to close within 2 weeks.

A
Alisha Sonirated5.0
3 yrs ago

I worked with Seema Vazirani on a home refinance and had a very pleasant experience. She communicated patiently and effectively at each step and was very detail oriented, making sure I was fully aware of the process and how to streamline it as well. Seema has years of experience which really showed when we were discussing my options. Overall I had a great experience with her and felt that she was an amazing representative on behalf the company.

A
Amiterated5.0
3 yrs ago

Highly recommend Vick Bedi at American Preferred Mortgage to anyone who is looking to purchase, refinance, or do a anything for their home loan and mortgage needs. He makes the process as easy as can be. I know how daunting it can be to buy a home. So if you want to be one less thing to worry about, and have the best 5-star experience possible, and ask for Vick.

j
jitendra yadavrated5.0
2 yrs ago

Thank you Nilesh and APMC for doing such a terrific job in financing my mortgage. They got me an excellent rate and helped me at each step of the mortgage process. Nilesh guided me while I travelled to my home county for vacation, and he used to call me and provide all updates. I was able to close on my new home much faster than anyone. I will be recommending APMC to all my friends

R
Ruhil Dongolrated5.0
3 yrs ago

Got extremely good rates given the volatility of the 2022 market. No lender fee helped us save a bunch. Vick Bedi was professional, available at moment's notice and good communication regarding the mortgage. Made the daunting home buying process a breeze. Thank you.

S
Shubhendu Duttarated5.0
3 yrs ago

Vick is very knowledgeable in the lending domain and helps clients find all alternatives to address their unique situation. This is direct from my personal experience - he sees through that end objective is met. Wishing him all the best

V
Vignyanand Penumatcharated5.0
11 months ago

Vick offered the best rate to us amongst all the brokers out there and his service was very prompt.

S
Srikant KVrated5.0
1 year ago

Vick helped me with recent mortgage. He was very responsive, knowledgeable and helped me decide the best options as well as future flexibility. Thanks

k
kishore sigilisettirated5.0
11 months ago

I highly recommend Rajiv. He helped me in refinancing my home couple of times and his service was excellent. Whole process was very smooth and transparent.

J
Jenn Sunrated5.0
2 yrs ago

Finally closed on our home with the help of Vick! We had many issues arise due to name changes and seller discrepancies, but Vick was always a call away to allay my fears and fix the issues. Thank you for helping us reach the finish line!

R
Rohan Sahariarated5.0
9 months ago

Had a great experience with Vik - got us incredible rates, with no points, minimal closing fee, and closed within 4 weeks

G
G Nrated5.0
2 yrs ago

I have know Rajeev for many years and he has always been very helpful in our house search in terms of providing pre-approvals. Finally we purchased our apartment and thanks to Rajeev and Meena for smooth process Rajeev guided us through the process and I would definitely recommend his services to anyone

B
Bhagya C Trated5.0
1 year ago

We were first-time home buyers. We worked with Hemalatha and Deepa. They were available throughout the process, guided at each step and explained every document well. We highly recommend American Preferred Mortgage for anyone.

P
PERUMAL ELUMALAIrated5.0
1 year ago

Rajiv was referred to us by a friend and I would say we are fortunate to have Rajiv as our advisor. His advises are unbiased and his knowledge is commendable. we would be more than happy to work with him again and refer him to our friends.

G
Ganapathy Subramaniamrated5.0
3 yrs ago

Today my wife and I closed our new home and our Mortgage consultant Mr. Vick Bedi and Ms. Aparna Menon were excellent. It was with extreme professionalism that our mortage process was completed within a very short duration which just shows the expertise and knowledge they possess in the entire process. Even though the rates were high Mr. Bedi was able to get us the best rate. Without their help it would have been an impossible task and just feels like a dream come true. Highly recommend their services.Was truly a pleasure and previlege working with them.

S
Sidra Inamrated5.0
2 yrs ago

He delivered what he said and provided exceptional service and the best mortgage rate in the market. He took care of everything for me and made my closing just as I wanted, I can not believe the rates he got for me, Thank you Vick, you are the man to go if anyone needs help to buy a home.

C
Clint Misquittarated5.0
2 yrs ago

Being a first-time home buyer, it was a hard decision whether I should buy a condo, townhouse, or single house; where to buy a home; how much loan I will get. Rajiv Bedi from American Preferred Mortgage Corp has helped me immensely in understanding the complete buying process. He helped me get a per-approval letter free of cost. Rajiv is kind, knowledgeable, patient, and experienced professional. If there was any doubt or any issue, he was always quick to respond. He’s available to answer calls or reply to messages at any time of the day. He would find a way to resolve any roadblocks and would keep me informed throughout the loan process, giving me a heads up about the next steps, letting me know about the closing cost, interest calculation and explain any terms I did not understand. Even on the closing day he was extremely helpful and was constantly kept messaging, calling to check on us to ensure we had a smooth and easy close. Thank you very much Rajiv, appreciate all your help, advice and most important for the best interest rate and smooth close.

r
rahul kunwarrated5.0
2 yrs ago

Being a First Time Home Owner , I was very confused which mortgage to go for. But we chose American Preferred Mortgage and Rajiv Bedi as the loan officer made the journey even more smooth. He is very professional, transparent and thorough with his work. He makes sure that we understood all the aspects of the mortgage and provided detailed explanation. He provided with the best interest rates and is always available for discussions. Very happy and satisfied with Rajiv and the team for guiding through the closing process.

j
jay shahrated5.0
2 yrs ago

Vick was amazing to work with. Very attentive and responsive. Vick very helpful and transparent. I’d recommend anyone looking to buy a home to consult him and hear how he can help.

P
Puneet Singlarated5.0
2 yrs ago

Vick and his team have been my go to for last 8 years for refi and purchase. Full transparency, low rates, fast efficient closing. Highly recommended.

s
sandeep randhawarated5.0
3 yrs ago

Vick Bedi is my only go to person for home mortgages, been working with him from last 10 years, and process is still streamlined and quick as my first mortgage a decade back. Almost all closings completed in less than a month timeline. Thank you, Vick.

A
Amol Borkarrated5.0
3 yrs ago

Excellent service, prompt response, transparent, courteous and friendly. Vick Bedi and Aparna Menon at American Preferred Mortgage were as professional and helpful as one can be! They guarantee you the best rate in the market and make the home buying process pretty simple for a first time buyer like me. Would highly recommend Vick and his team.. Thank you Vick, it was great working experience with you.

d
deval bhavsarrated5.0
3 yrs ago

Vick and Aparna kept their word on the promises they did on rate lock and any other fees agreed. It was GREAT working with the two of them! Highly recommend Vick's services. He'll get you the best rate that's hard to beat by others.

R
Ram Rrated5.0
1 year ago

AMPREF Team is awesome, very reliable to work with and I had a very smooth transition through out my loan process and Vic Bedi is very trust worthy and he did what he promised, thank you so much Vic Bedi and pleasure to work with you !!

J
Jitin Khannarated5.0
3 yrs ago

Wonderful working with Vick Bedi for our Mortgage needs. Vick was always available to answer all questions and explain us pros and cons at each phase of our journey to buy our first home. Would love to work with Vick in future also.

Y
Yogesh Agrawalrated5.0
3 yrs ago

Vick Bedi and his team helped me getting my first loan. Their loan process is super streamlined with zero hassle. This is the 3rd time I am closing my home loan transaction with Vick Bedi. He is honest, responsive and is the champion of the mortgage league. Vick Bedi gave me the best possible rate. Aparna from his team worked as loan processor, not enough words to describe her good work ethics. Do not look anywhere else, “Mortgage Avengers” are here , you are fully safe here.

A
Akash Jainrated5.0
3 yrs ago

Buying your dream home could be a challenging and daunting task. Luckily we have folks like Vick Bedi, who not only guide you throughout the entire process but do so with utmost courtesy and professionalism. All our queries whether big or small were answered and everything was delivered as promised. Best rates in the market, easy to communicate with, timely response, pro-active guidance, top-notch service. Will recommend to friends and family 100% of the time.

H
Hussain Bootwalarated5.0
3 yrs ago

worked with Vick twice for my closing & refinance, he made the entire process amazingly easy. i got the best rate always and more importantly he also helped me save fees with good recommendations. extremely professional and always gives the honest answer which is in your best interest. highly recommend !!!!

M
Manikandan Singaramrated5.0
3 yrs ago

Vick Bedi helped me getting my first loan and the recent one for my investment property. Their loan process is super streamlined with zero hassle. This is the 4th time (finance/refinance) I am closing my home loan transaction with Vick Bedi. He is honest, responsive, accurate and is the star of the mortgage league. Vick Bedi alway gave me the best possible rate where no one else can match. I just need thank Aparna from his team as well who worked as loan processor, not enough words to describe her great work ethics. In future, Vicki will be my first preference.

R
RISHAB JAINrated5.0
11 months ago

I'm thrilled to have worked with Vick and his outstanding team, including Aparna and Angela, to secure my loan. The entire process was incredibly smooth, efficient, and fast – we closed in just three weeks! Vick's expertise, guidance, and communication were top-notch. He kept me informed every step of the way, promptly addressing all my questions and concerns. Aparna and Angela were instrumental in ensuring a seamless closing, showcasing impressive organizational skills and follow-through. They exceeded my expectations in every way, making the lending process surprisingly stress-free! I wholeheartedly recommend Vick, Aparna, and Angela to anyone seeking a hassle-free lending experience. Their professionalism, attention to detail, and dedication to delivering results are unmatched.

B
BHUVANESWARI SUNDARAMrated5.0
3 yrs ago

Vick is a very good person to work with . As a first time buyer like me he clarify each and every single line. Whatever he promised us in the first talk he stick to that and there is no hidden cost in the loan. His collegue Aparna , the loan processor helps us in each and every detail of the closing disclosure page and they both helped us to sail through this process. We would definitely recommend Vick to our friends and families . We can't thank enough Vick for his transparency and the dedication . Thanks to the entire team for helping us in this process.

a
ajay pulijalarated5.0
2 yrs ago

Vick was able to get me best rates and helped in the closing of my house. Appreciate his help and support. I have been working with Vick for past 10 years. He is very open and helpful.

U
Uttam Raorated5.0
3 yrs ago

I was introduced to Vick in 2009 and this is the 3rd mortgage on new home along with 2 other refinances on existing properties Vick has done for me. Very humble, honest and straight forward person with 24x7 service. He will deliver what he promises. You will be surprised with his unbelievable low rates even in this challenging market. Vick will be the first person I call for my mortgage related needs in the future. Thank you, Vick and Aparna, for recent closing in Edison.

M
Mallikarjun Gundarated5.0
4 months ago

Great service and quick turnaround on recent closing. Thanks Rajiv Bedi for making it so smoother!!

M
Mohit Atodariarated5.0
2 yrs ago

We had a pleasure to work with Rajiv and his team to handle our mortgage and getting us across the finish line, and into our new home. Rajiv is very knowledgeable, professional and experienced, but above all this, his genuinely kind, and will put even the most stressed homebuyer at ease. He is super responsive to all of my calls and texts and moments of freak out, he always responded and was always there, day or night.

S
Satheesh Navaneethakrishnanrated5.0
3 yrs ago

As first time home buyers we had a lot of questions and were nervous, Rajiv Bedi helped us understand different situations, clarified multiple queries and closed the mortgage on time. Wonderful working with Rajiv for all our Mortgage needs. He was always available to answer all questions and had an excellent experience working him. Extremely professional and honest. Highly recommend him and his Team.

S
Shyam Patelrated5.0
1 year ago

I was referred by my family members to Rajiv. This is our first time purchasing a house in the USA and Rajiv made sure that I understood the process of everything from A to Z. We were able to close on time without any issues. I would highly recommend Rajiv Bedi to anyone looking for a home purchase or to refinance. Thank you, Rajiv!

A
Aravindha Chellappa (ak)rated5.0
2 yrs ago

We have been working with Rajiv since 2018 when we purchase our first house. We have since then refinanced a bunch of times, and then did another purchase recently - all of which were only with Rajiv and his team. Rajiv ensured that our most recent one was processed in less than 10 days (between the lender, under writers, etc etc) which all went smooth and involved less to nothing from our end. He handled them all on time and in a very professional manner, which helped us close on time. Once you work with Rajiv and his team, you can understand the effort that goes unseen, but is vital in ensuring all our work is done on time. We will continue to work with Rajiv on our housing needs in the future and recommend him and the team at AmPref without any reservations.

E
Enitha Ganesanrated5.0
2 yrs ago

Vick helped us close our home in a matter of just few weeks. He and his team were transparent through your the process and were punctual and relentless with partners ( builders, appraisers, inspection).

S
Samyukta Alapatirated5.0
1 year ago

This is the second time we have had the pleasure of working with Rajiv and his team. It’s always a delight to collaborate with him. Rajiv is always reachable and goes above and beyond to provide wise recommendations and assistance in every way possible. We look forward to working with him again in the future.

s
sai kiranrated5.0
3 yrs ago

I had a great experience with Vick Bedi and Aparna from American Preferred Mortgage team. You can trust their words and get good deals. They are very responsive and helps at every stage of mortgage process. Overall I am happy that I chose their team.

D
Dheeraj Krishnarated5.0
3 yrs ago

Vick and Aparna did a great work. They made our process hassle free and provided very good service and rates. As a first time home buyer, we had so many questions and concerns. But they were very helpful in explaining all the terms and made our process easy.

s
srikanth seshadrirated5.0
4 months ago

Very professional and Great Service. Very quick turnaround to close the loan. Highly recommend.

r
reshi kumarrated5.0
1 year ago

We recently worked with Hema and Deepa from American Preferred Mortgage Corp to secure a mortgage for our new home, and I couldn't be more impressed. Hema and Deepa were incredibly knowledgeable, patient, and attentive to my specific financial situation and needs. They guided me through the entire mortgage process with ease, providing clear explanations and prompt responses to all my questions. Their professionalism and dedication made what could have been a daunting process seamless and stress-free. I highly recommend Hema and Deepa to anyone in need of mortgage assistance. They truly exceeded my expectations!

A
Anshul Gargrated5.0
1 year ago

He had the pleasure of working with Hema and her team to get the mortgage for our recent house purchase. She is definitely the best in business who will get you the best rates and will get you the best closing costs as well. Hema is like family now because of such a warm and polite person she is, its always a pleasure even talking to her. And special thanks to Deepa who processed our file, she was diligent and quick. I would recommend amercian preferred mortgage to anyone in need of a mortgage loan :)

A
Abhishek Rodriguesrated5.0
11 months ago

Worked with Vick Bedi on mortgage refinance and he was really good in closing in 2 weeks.Vick provided competitive rate and was very diligent in the entire process.

D
Dr Rakesh Gollenrated5.0
3 yrs ago

I have a great experience working with Vick (again), and I can tell that he is the one who make the process smooth and keeps all his promises weather its related to Rate's or fees. I highly recommend Vick for any purchase or refinancing needs you may have. Regards

J
Jitesh Behlrated5.0
2 yrs ago

I had a great experience working with Rajiv in my home buying mortgage process. As a first time homebuyer, I had a lot of questions and Rajiv was always accessible, either by a text or a phone call. He answered all my questions and guided me through the process. The interest rates were really high at this time but Rajiv got me a good rate and with low PMI. He made sure everything was on track even though the closing got pushed due to seller's delays. Highly recommend Rajiv and his team for any mortgage needs.

S
Senthil Kumarrated5.0
2 yrs ago

We had a fantastic experience throughout the entire loan process. Being first-time homebuyers, Vick Bedi provided us with clear, professional, and thorough explanations at each step, resulting in a smooth and successful closing.

N
Navin Kaushalrated5.0
2 yrs ago

American preferred mortgage corp is awesome. Their agent Seema helped me a lot as I was first time buyer in USA. She explained me each and every aspect of home buying loan and all the hidden costs with transparency. She helped me to choose right mortgage, locking rate when it was lowest. She also has provided suggestions other than mortgage which were key deciding factor for a home buyer. I would always recommend them. Very happy with their services.

S
Sunil Vermarated5.0
3 yrs ago

This is my third time working with Vick on getting a mortgage and my experience has exceptional every time. The rates were great and with 0 lender/origination fees. Vick also helped me with the title company and I was able to close on time. Highly recommend working with Vick on your mortgage

N
Nishit Zaverirated5.0
2 yrs ago

Vick has been a great support during the entire mortgage process. He was always ready to answer any questions I had and he could get best interest available in the market; would surely recommend him for mortgage services.

G
Gagan Khindriarated5.0
3 yrs ago

Vick and his team are highly professional and provides guidance at the same time to focus in right direction. Thank you Vick for the support throughout the process. Will share to more people to get in touch with team for a great deal and best rates

V
Vidhu Nijhawanrated5.0
3 yrs ago

Vick and Aparna both are an absolute delight to work with. Very responsive and knowledgeable with market insights. We have worked with Vick on multiple occasions and he has always offered the best rates and helped up meet our timelines even in a tight market. Highly recommended team!

A
Abijit Gowdarated5.0
3 yrs ago

Vick is a very approachable loan originator who puts client interests first. He was very transparent during our loan process, provided timely updates and negotiated the best rates for us. He was always available to answer our queries and explained every mortgage concept in detail for first time home buyers like us. Aparna handled the paperwork with due diligence. Highly recommend Vick and Co.

V
Varun Gargrated5.0
2 yrs ago

I have worked with Vick a few times now. He has always been very helpful and extremely knowledgeable throughout the process. Vick and his team go the extra mile to make the mortgage buying process as smooth as possible.

M
Mahendra Gawderated5.0
1 year ago

Rajiv & Rocket Mortgage Team exceeded our expectations. As first-time home buyers, we had many questions. Rajiv went above and beyond to ensure we had all the necessary resources and provided detailed insight into every step of the process. Honest, transparent, and reliable. We would recommend Rajiv and his team to anyone looking for a home!

R
Rathinam Ponramrated5.0
3 yrs ago

We had great experience on the end to end process for our Mortgage. We are first time home buyers , the information that was provided from the day one from Vick and Aparna was top quality. There is no hidden fee, everything is transparent. Fast loan processing Hassle free - Easy documentation steps. Very supportive on every phone call. Competitive price than other market players. Thank you very much Vick & Aparna. I would recommend anyone looking for the best.

K
Kush Patelrated5.0
2 yrs ago

I had an exceptional experience working with Nilesh and his team at American Preferred Mortgage Corp during the loan process. From the very beginning, they exhibited professionalism and a dedication to ensuring I understood every step of the process. My experience with American Preferred Mortgage Corp was outstanding. They combined professionalism, expertise, transparency, and efficiency to make the loan process as smooth and stress-free as possible. I highly recommend their services to anyone seeking a mortgage partner who truly cares about their clients' needs.

S
Suresh Korvirated5.0
1 year ago

Its really nice experience working with Vicki Bedi and American preferred Mortgage team. Closed my Townhome purchase without any hickups. I will definitely refer APM to my friends.

K
Krish Ramasamyrated5.0
9 months ago

I had a great experience working with Silver and Meena. I just closed my Home Equity Loan. I would strongly recommend them if you are planning to avail mortgage.

M
Mudit Khannarated5.0
2 yrs ago

If you are looking for timely closure of your home with least amount of hassle and documentation, Vick is the guy to go with. He is patient in his communication and so if you are a first time home buyer, I'd highly recommend Vick.

R
Rajmohan Rajasekaran (Raj)rated5.0
2 yrs ago

Came to know about Rajiv through a friend. He is very professional and easy to work with. He helped us with securing a mortgage with good interest rate and worked with the lender to close really quickly in just under 2 and half weeks. Highly recommend him for any purchase or refinance.

M
Manohar Prated5.0
10 months ago

I would like thank you Mr.Rajiv Bedi for helping to close the property on time. Mr.Rajiv is nice person and can pick up and answer any questions I have. Keep up the good work. All the best. At last he got me best price when compared to other lenders.

A
Anil Mohan Patelrated5.0
1 year ago

We bought our first home in late November 2023. We were introduced to Mr. Vick Bedi when we were looking for reasonably lower rates. Mr. Vick Bedi helped us throughout the home buying process. He always answered our texts and calls every time we had a question. Additionally, Mr. Bedi’s team members were very helpful and answered our questions and cleared every doubt we had. They were very cooperative and considerate and helped us even when our closing had gotten delayed. Thanks again Mr. Bedi, Ms. Aparna Menon and the team. I highly recommend them to family, friends, and anyone looking for a dedicated mortgage team of professionals. Anil Mohan and Amisha Patel.

A
Arvind Patelrated5.0
1 year ago

As a first-time homebuyer, my experience with Seema Vazirani was nothing short of exceptional. Her attention to detail and dedication to guiding me through every step of the loan process made me feel confident and informed. She took the time to explain any concepts or terms that were unfamiliar to me, ensuring that I had a clear understanding of the entire process. I am grateful for her expertise and support, and I highly recommend her services to anyone in need of a mortgage loan.

P
Praveen Dhamijarated5.0
12 months ago

Worked with Rajiv on my Refi. Rajiv was extremely helpful and approachable throughout the process. He ensured that I not only got the best rate possible, but also kept the process very smooth and transparent. Great experience. Will continue to work with him in the future.

S
Sushma pvdrated5.0
9 months ago

Awesome working with Rajiv. He helped all the way from loan origination to closing with regular updates and frequently in touch. Highly recommend.

R
Raju Arated5.0
3 yrs ago

We had an excellent experience working Vick. As first time home buyers we were nervous and Vick and his team helped us understand different situations and closed the mortgage in time. Definitely would use their services again and recommend Vick and team.

K
Kavitha Thirunavukkarasurated5.0
3 yrs ago

Vick is a very professional and a seasoned mortgage officer. He know his stuff and really make it easy for his customers to work with. He can easily work with u and provide multiple options and help to figure which one could be the best fit. He always helps in providing great rates and I would highly recommend him for your financing and refinancing.

S
Saurabh Chokshirated5.0
3 yrs ago

Very professional and excellent service with the north underwriting process. They offer good rates and low cost compared to other players in the market. My mortgage officer, Vick Bedi, has been extremely helpful in walking through the best options for the purchase and refinance. He has been pro-active with refinancing my loans during the low interest rate environment. In addition to that, they make the process stress-free and crystal clear for the property closing. Highly recommended for new home buyer and refinancing the mortgage.

N
Naresh Mallarated5.0
2 yrs ago

Great experience with Vick! He made our first time home-buying experience smooth and quick. No one could beat his offer and would definitely recommend to those who are planning to purchase one.

J
Jaswinder Sainirated5.0
2 yrs ago

Vick and his team has helped me with closing of my home. He has helped me right from the 1st step of getting the pre-approval letters to answering all my queries and then helping me with all the steps in getting the loan approved in time. His inputs have proven valuable and has helped to avoid any delays or issues in the home buying process. i would recommend Vick and his team for anyone who is looking for help in home buying process, as they have helped me by going far and beyond than anyone other person in the market.

A
Abhishekh Muralidaranrated5.0
3 yrs ago

I recently had a wonderful experience with American Preferred Mortgage for my home loan. My loan officer was Vick and Meena was the processor/admin. Vick and his team provided very professional, transparent and on time services. Vick also gave me great interest rates for my loan. He also provided very detailed explanation and walk through of the entire process and the closing costs involved. I would highly recommend American Preferred Mortgage Company, Vick and his team for others looking for a smooth and easy home mortgage experience.

S
Satyanand Kumarrated5.0
11 months ago

Kamala and her team's professionalism and speed made our mortgage process a breeze. I recommend them to anyone seeking mortgage assistance. They guided us through the mortgage process seamlessly and efficiently.

S
Sarvesh Nikumbhrated5.0
1 year ago

Had an amazing experience working with Rajiv Bedi. He is truly a trustworthy person, guided me through the entire process. He is very knowledgeable and live up to his words. He provided me competitive rates which no one else could match. Thanks for being there for me Rajiv, it was a pleasure working with you.

A
Arvind Rathorerated5.0
1 year ago

I had a great experience working with Rajiv Bedi and his team. They have been very clear and transparent with me. Rajiv was always available at all the times on the phone and if he missed any he would always call back. He is very patient and went through the forms and processes with me so many times. He gives some very helpful tips to the new homeowners like me which is not even related to his job description. He told me the facts about the market and never misguided or took advantage of my limited knowledge of the market. My credit score turned out to be not as high as my banking apps told me (50 points less) due to which i could not get the same interest rate we initially discussed but there was nothing he could do about that. He did suggest me the ideas through which we could reduce a very high pmi. He helped me with the resources to cut down on the title costs also. I would recommend Rajiv to anyone who is looking for good lenders.

S
Saikat Bhadurirated5.0
1 year ago

I had an outstanding experience working with Rajiv and his team at American Preferred Mortgage Corp during the loan process. From the very beginning, he helped me to understand every step of the process and went above and beyond to answer all of my questions. Through out the process they exhibited professionalism, expertise, transparency, and efficiency to make the loan process as smooth and stress-free as possible. Highly recommend them for any purchase.

V
Vinoth kumarrated5.0
11 months ago

Have a Great experience doing refinance recently with Rajiv Bedi , he is very through and easy to reach for any question any time. Ran through the entire process multiple time until Loan closure so we are making informed decision. I would highly recommend Rajiv if you are looking for Mortgage options.

D
Divyang Shahrated5.0
1 year ago

I had a fantastic experience collaborating with Rajiv, Vick, and Meena. Their expertise, efficiency, and integrity truly stood out. Thanks to their guidance, navigating the mortgage process was a breeze. I couldn't be happier!

B
Bimal Sinharated5.0
2 yrs ago

I was actively shopping for a mortgage with better rates and my realtor suggested Vick Bedi. From day one Vick was extremely professional and super helpful. He and his team is very pro-active and work on the issue right away. Vick made sure that I get the best rate and his team worked late night to lock my rate. There was a time when I had to change the lender and Vick and his team did that very smoothly without any hassles. Also need to mention Vick's team member Aparna who helped me in every step very efficiently. I have to say Vick knows his field very well, which reflects from his efficient, effective and professional service. Thank you Vick for supporting me in this process. I highly recommend Vick for any mortgage need.

n
niranjan pendyalarated5.0
1 year ago

Rajiv and Meena from American Preferred Mortgage exceeded all my expectations! Their commitment to delivering exceptional service and their responsiveness were truly impressive. Rajiv's extensive experience was evident in every interaction; he not only guided me through the mortgage process with clarity and professionalism but also ensured I secured the most favorable rates available. His prompt communication and genuine desire to assist made the entire experience stress-free and efficient. I wholeheartedly recommend Rajiv and Meena to anyone in need of mortgage financing or refinancing. Their expertise and dedication set them apart—they are without a doubt the best in the business!

J
Jesal Vorarated5.0
1 year ago

Delivered more than what was promised. Have worked with Vick Bedi so many times not just initial mortgage but also Refinance. Most trustworthy. Best rates and with least closing cost.

R
Rakesh Bomatrarated5.0
2 yrs ago

I had a fantastic experience working with Vick Bedi as my mortgage broker. The process was truly hands-off, and Vick guided me seamlessly through each step. From a quick pre-approval to securing a great rate and closing on time, Vick displayed a high level of professionalism and expertise. I highly recommend Vick Bedi for a smooth and efficient mortgage process.

J
Jitesh Tripathirated5.0
1 year ago

Rajiv from American Preferred Mortgage helped me in the entire process of mortgage and secure the best possible rates and lowest possible fee. He also helped during the entire home buying process with his market knowledge which helped us a lot. His helpful nature, prompt responses and most of all, guidance is really appreciated. Would recommend using his services to anyone who is looking to secure a mortgage finance or refinance. All the very best

D
Divyesh Patelrated5.0
10 months ago

I received a referral from a friend regarding Rajiv. He made the refinance process as seamless as possible with clear communication from start to finish. He was readily available either via text or call to go over any questions I had, this significantly helped create the trust required for this type of process. I would strongly recommend using Rajiv for any loan related matters.

S
Srinivas Thurumellarated5.0
1 year ago

We recently had the pleasure of working with Rajiv Bedi. I couldn’t be more pleased with the experience. From start to finish, the process was seamless and stress-free, thanks to their professionalism and expertise. Rajiv helped us in refinancing our primary home and investment home. His communication skills are top-notch. He kept us informed every step of the way.Rajiv was always available to answer questions and provide updates.

A
Akhilesh Bhagatrated5.0
2 yrs ago

I want to thank you Mr. Vick and his team for going above & beyond and helping me with closing of my home within committed time. Initially I was in trap of another mortgage company and they were trying to pull extra money for sack of discount points. I request Mr. Vick to consider my case and after reviewing situation he helped with closing in quick time of just one week!! He helped me to save almost $12000. Great consultant!! During closing my attorney and realtor told me that they still can’t believe that anyone can do closings in such a aggressive timeframe.

R
R. Mohammedrated5.0
1 year ago

One of the best mortgage companies around. Their excellent service dedication and promptness is commendable. Rajiv is one of the most experienced and pleasant person to work with. He is super knowledgeable and willing to help out both novice and experienced customers alike.

B
Balasubramaniam Srinivasanrated5.0
1 year ago

I had a good experience with Vick and Aparna at American Preferred Mortgage. They made the mortgage process smooth and stress-free. I highly recommend Vick for a reliable and knowledgeable mortgage lender.

s
saurabh sehgalrated5.0
2 yrs ago

I have been working with Rajiv for quite some time and I must say that he is just amazing to work with. He brings that flexibility, knowledge, patience and experience which you would need to understand the mortgage/refinance process. I have done both mortgage and refinance transactions with him and he always offers me a very competitive rate that no-one can provide in the market. He is just great to work with and I wish him all the luck with his future clients. I hope everyone has a great experience working with him the way I had it. Thanks Rajiv for all your help and support.

J
Jitesh Dudanirated5.0
1 year ago

I recently had the pleasure of working with Vick and his associate Aparna for my mortgage needs, and I couldn't be more satisfied with the experience. From the very beginning, Vick displayed exceptional professionalism and expertise. He took the time to thoroughly explain all my options, ensuring that I was comfortable and well-informed every step of the way. Aparna was equally impressive with her attention to detail and prompt responses to my queries. Her support was invaluable throughout the entire process. Together, Vick and Aparna made what could have been a stressful experience into a smooth and efficient journey. Their dedication to finding the best possible mortgage solution for me was evident in every interaction. I highly recommend Vick and Aparna to anyone in need of mortgage services. Their commitment to excellence and customer satisfaction is truly unmatched. Thank you, Vick and Aparna, for your outstanding service!

s
saroj kumarrated5.0
9 months ago

We were referred by our friend and Vick Bedi made sure we got the best rate out there. His team Brianna is very reachable and very responsive.

S
S Jalal Q Rahmanrated5.0
1 year ago

Vick recently helped me to get fund my first home! The deal which seemed to be filled with challenges, Vick made it possible by his perseverance and commitment. Highly recommend working with him.

a
arjun kumarrated5.0
11 months ago

I had an exceptional experience working with Kamala from American Preferred Mortgage. From the very beginning, she was professional, knowledgeable, and incredibly responsive. She took the time to explain every step of the process and made sure I understood all my options. Kamala was always available to answer my questions and provided timely updates throughout the entire process. Thanks to her guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to her hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Kamala to anyone in need of mortgage services.

S
Siddarth Sidrated5.0
1 year ago

I had the pleasure of working with American Preferred Mortgage, specifically with Vick and Drashti/Meena, and it was truly an outstanding experience. Vick, who served as my loan officer, surpassed all expectations with his professionalism, transparency, and punctuality. The loan transition was handled seamlessly by the entire team under Vick’s administration. They not only secured excellent interest rates but also took the time to provide a comprehensive explanation and walkthrough of the entire process, including closing costs. For anyone seeking a smooth and straightforward home mortgage experience, I wholeheartedly recommend American Preferred Mortgage Company, Vick, and his awesome dedicated team who helped us get this. Vick Bedi's unwavering dedication and expertise made navigating the intricate landscape of home financing an stress-free journey. Throughout the mortgage approval process and the complexities of managing closing documents, Vick's responsiveness and attentiveness were truly remarkable. His commitment, which went beyond mere words, establishes him as a trustworthy and dedicated mortgage professional. If you are in search of a reliable partner for your home financing needs, Vick Bedi is the clear choice. I highly recommend him for his exceptional commitment and outstanding support throughout the entire process.

S
Sunny Sunkulprated5.0
3 yrs ago

Vick and his team is extremely professional, kind, understanding and attentive to client needs. He will make sure we get the best interest rate in the market and the over all experience is without any issues. He does not mind to go an extra mile to help the customer. I was a first time buyer and also in some personal emergency. I had very little time and he made sure all my needs are met. I am very happy to go through him for my Mortgage needs. He also suggested me a great handyman after the closing. I strongly recommend him without hesitation.

I
Irshad Nkrated5.0
1 year ago

Rajiv Bedi was an outstanding mortgage agent who made our first home-buying experience smooth and stress-free. Rajiv was always ready to help with any questions we had and demonstrated exceptional knowledge about the mortgage process. Rajiv guided us through each step with clarity and patience, ensuring we understood everything along the way. Most importantly, he secured us the best rates possible. We recommend Rajiv to anyone looking for a reliable and knowledgeable mortgage agent!

S
SARTHAK PATHAKrated5.0
2 yrs ago

?????????? We recently had the pleasure of working with Vick Bedi during our home-buying process. He was instrumental in assisting us with our mortgage approval and the intricate documentation required for closing. Vick's dedication was evident as he consistently went above and beyond, ensuring all our questions were addressed, and was always available every time we reached out. His professionalism and commitment made our experience smooth and stress-free. Highly recommend Vick for any home financing needs!

V
Vicrated5.0
1 year ago

American Preferred Mortgage Corp came to my rescue with their expertise, deep relationships with lenders & personal commitment in turning around the loan in a record time of 1 week. Strong value systems & deep expertise makes the company shine, Vick Bedi is a pillar of this company & a man of his words. Thank you Vick & American Preferred Mortgage Corp for this experience, please continue the great work! for sure clients value such experiences & the word does spread!

k
kshitij palriarated5.0
2 yrs ago

If you want your mortgage experience to be hassle free, get in touch with Vick and his team. I just had exceptional experience as a first time home buyer and Vick provided me all the insights to home mortgage process and delivered the promise well before the closing date. Highly recommend him to all my friends and family!

R
Rajesh Biswasrated5.0
4 months ago

Recently got re-finance service from Rajiv Bedi. My experience was Awesome! Thanks Rajiv for your help.

L
Lav Kapoorrated5.0
10 months ago

As a first-time home buyer, Rajiv helped me right from the start to get the best quote and kick-off the application process. He is incredibly knowledgeable and very professional. He was able to guide me and clarify all the doubts and questions I had along the way. He is very courteous and polite and the best thing I liked about him was that he does not leave any questions or concerns unanswered. He worked tirelessly to get the closing done swiftly. I am lucky to have him as my MLO and would love to work with him again in the future. I highly recommend Rajiv and his team.

V
Varun Kumarrated5.0
2 yrs ago

We recently took a home mortgage from American Preferred Mortgage Corp. Vick and his team provided an awesome experience. He was on top off everything and was so helpful and made everything go so smoothly. He went above and beyond to make sure we were informed at every step on the way. Very informative, courteous and always responsive in a timely manner!! I would highly recommend him. It’s been an absolute pleasure. Thank You Vick!!

K
Kunal Thoratrated5.0
1 year ago

American Preferred Mortgage Corp came through for me with their expertise and personal dedication by Vick, turning around my loan in just one week after a disastrous month with another lender. Thank you, Vick, and American Preferred Mortgage Corp for this outstanding experience. Keep up the great work – experiences like mine matter to clients and speak volumes!

P
Pritpal Singhrated5.0
12 months ago

Being repeat client for more than 15 years, I find Vick very reliable and professional lender service provider. Without formalities, he help the client to the best of his ability. I highly endorse his services and company.

S
Shikha Duberated5.0
2 yrs ago

My husband and I were fortunate to work with Vick Bedi during our journey to buy our first home. Vick guided us seamlessly through the mortgage approval and the daunting task of managing closing documents. He was unfailingly attentive, always answering our calls and queries promptly. His expertise and dedication took away so much of the stress from the process. If you're in need of a trustworthy and dedicated mortgage professional, Vick is the one. Highly recommended! His commitment is above and beyond his words!

P
Prashanth Reddy Grated5.0
12 months ago

I recently worked with Rajiv Bedi from American Preferred Mortgage Corp and had an outstanding experience. Rajiv’s expertise and dedication were evident from the start, as he provided clear, tailored advice and ensured a smooth, stress-free process. His responsiveness and ability to explain complex concepts made me feel confident and informed throughout. Thanks to his hard work, I secured a mortgage with excellent terms. I highly recommend Rajiv for his exceptional service and genuine care for his clients.

S
Sam Srated5.0
1 year ago

Worked with Vick Bedi and Dawn to get mortgage for my first home. They both were extremely responsive and made the process easy. Vick was able to get a low rate in the current scenario, he is truly professional and knowledgeable. He also made sure that we close on time, even with a short closing window.

D
Dhaval Patelrated5.0
12 months ago

Seema Vazirani from American Preferred Mortgage was amazing. She provided exemplary service. I met her 10 days post being under contract and she worked really hard to get the loan approved and our closing done on time, actually one day before it was scheduled to happen. She was very patient, took lot of time to explain everything as I was a first-time home purchaser. She was always available to talk, picked up my call, and promptly discussed any issues that needed resolution. She is very honest and committed to profession. She really worked hard to get me a good rate on the mortgage. Seema was wonderful and I recommend her services.

m
manoj junejarated5.0
1 year ago

It has been an incredible experience working with Vick Bedi and his team, especially Aparna. From start to finish, the process was seamless and efficient. They provided the best rates available, and their quick turnaround time was impressive. Vick and Aparna were always accessible, knowledgeable, and responsive to all my questions and concerns. Their professionalism and dedication made the entire process stress-free and straightforward. I highly recommend Vick Bedi and his team for anyone in need of lending services. They truly go above and beyond!

V
Vishal Katirarated5.0
1 year ago

It was great experience with Vick and Aparna. They are very knowledgeable and helpful in competitive world. Vick helped beyond limits to make the process smooth. He knows the content and expertise in his field . I’m recommend them for future lending needs. Special thanks to Vick ??

S
Sonia Vinayakrated5.0
10 months ago

Vick is the best! Great communication, proactive guidance, he did what he said he was going to do is HUGH!! Best interest rate and 0% closing cost refinancing is the reality, only at VICK!

v
varun patelrated5.0
11 months ago

Vick offered the best rates in the market and was very helpful throughout the home buying process. My loan processor Brianna was also prompt and responsive. I would strongly recommend their team if you are buying new home. They did a fab job..

R
Rajeev Vermarated5.0
11 months ago

Rajiv Bedi is absolutely a pleasure to work with. He did everything needed to close the mortgage in less than 2 weeks of time. We had a situation where the seller wanted to close the transaction in about a month but as a buyer, we wanted to start the mortgage application right after inspection due to multiple failed deals in this crazy real estate market. So, we had just 2 weeks of time left after the inspection. He ensured the best rate possible and kept the process very smooth and transparent. The mortgage commitment was received just in 3 days after the application submission followed by Clear to close in less than 2 weeks of time. He provided me with great rates which no one else could match. Thank you so much for being there for us Rajiv. It was an incredible experience working with you and from start to finish, the process was seamless and efficient.

P
Praveen Kumarrated5.0
1 year ago

Vick Bedi has absolutely a pleasure to work with. He did everything needed to close the mortgage in a very very short time. He also helped me with the Title, Insurance and attorney which saved me a good Amount of money. I would suggest anyone with the mortgage needs to contact Vick Bedi.

K
Kunal Shastrirated5.0
11 months ago

I recently closed on my house and got an opportunity to work with Vick as my loan officer. He and his team including Aparna, are very professional, diligent and stayed on top of process till closing. Right from loan application to underwriting approval and funding to close, everything went smoothly. Vick is very prompt in responding to queries and facilitate the lending process efficiently. Highly recommend Vick and team.

A
Avinava Srivastavarated5.0
12 months ago

I had great experience working with Vick. He closed loan 1 week before closing and very responsive which helped alot to me. As i had lot of unknowns. He guided me well and provided best possible rates. I will highly recommend him.

S
Seema Singhrated5.0
5 months ago

We had wonderful experience working with Vick and with buying our first home.I would highly recommend him .

S
Sheetal Pathakrated5.0
1 year ago

This was our first time home buying. We were thoroughly supported and kept informed throughout the process by Kamala and Deepa from her team. Kamala worked very efficiently to bring this to the closing table in a tight timeline amid the holiday season. I will highly recommend Kamala to all of my friends and family.

S
SANDIP MOHANTYrated5.0
12 months ago

I strongly endorse Vick as a home loan officer. He is knowledgeable and also deeply committed to his clients. His timely communication and meticulous attention to detail made everything seamless. For anyone seeking a dependable home loan officer, Vick is the ideal choice.

M
MankeDeep Patelrated5.0
1 year ago

I highly recommend Vick as a home loan officer. He is knowledgeable, professional, and dedicated. Vick guided us through every step, making sure we understood our options and felt confident. His prompt communication and attention to detail made the process smooth and stress-free. If you need a reliable home loan officer, Vick is the best choice.

S
Sireesha Akrated5.0
10 months ago

Vick, my loan officer is very cooperative and his staff is supportive as well. Vick offered me very competitive rates compared to the market with no hidden charges. He was transparent about all the costs included and guided through the process

G
Gaurav Singhrated5.0
10 months ago

I recently had an opportunity(after my friend referred me) to work with Vicky and his team(Aparna/Angela) regarding my home closure. the process was extremely smooth, very responsive team, best possible rate provided to me by Vicky. Overall excellent customer service provided by Vicky and the entire team. I would definitely recommend Vicky to my friends/family.

J
Jay Shahrated5.0
1 year ago

Had a great experience working with Vick and Aparna. Vick was able to provide the lowest rate available in the market. Service was great too. Process was smooth and easy. We closed on time and Vick was able to get the required credits as promised as well. All in all a great experience and look forward to collaborating again with Vick and team.

V
Varakrishna Parvatanenirated5.0
7 months ago

Rajiv Bedi is extremely easy to work with and always just a phone call or text away. I’ve worked with him on several mortgages and refinances, and he consistently delivers on his promises.

A
Avinash Rachamadugurated5.0
8 months ago

I am very satisfied with my mortgage loan. Rajiv Bedi was very transparent, knowledgeable, and did an excellent job locking in my interest rate while explaining all the hidden charges upfront. His professionalism and clarity made the process smooth. I will refer all my friends to you guys. Thanks again:)

S
Shivankar Singhrated5.0
5 months ago

Vick is very supportive and helpful , he makes easy for me to process my mortgage loan and give discount as well.

K
Kundan Kumarrated5.0
6 months ago

Rajiv, I'm blown away by your exceptional service throughout my home buying journey! Your offers, commitment, and guidance far exceeded my expectations. Notably, your support and expertise surpassed even that of my realtor and attorney. Thank you for making this complex process incredibly smooth and stress-free. Your dedication and professionalism are truly unmatched!

L
Lakshmi Narayananrated5.0
8 months ago

Had a great mortgage purchase experience with American Preferred Mortgage. Rajiv Bedi and his team in particular did an amazing job securing our loan with the best rate and terms. They were very responsive and communicative throughout the process. Highly recommend them!

N
Nouman Alirated5.0
6 months ago

Vick is the man to contact for all your needs. He listens to you and provides solutions and all mortgage options and alternatives like a brother! I personally shopped for 5 different mortgage brokers and bankers, and he competed the best and lowest rate for me! This was my first and will be the last person to shop for mortgage!

P
Pavan Kumar Srinivasanrated5.0
3 months ago

Had a very good experience with Rajiv Bedi, right from getting the rates to the eventually closing. Rajiv especially has been always available for any questions and very quick in responding to texts, emails. Hope to be able to refinance with him , in the near future!

P
Parag Pinglerated5.0
3 months ago

I wanted to take a moment to express my sincere appreciation to Rajiv Bedi for his outstanding service throughout the mortgage process. Your professionalism, clear communication, and deep knowledge made what could have been a stressful experience feel smooth and manageable. You were always prompt in answering my questions and went above and beyond to ensure I understood every step. Thank you for making this such a positive experience—I would gladly recommend your services to anyone in need of mortgage assistance.

V
Vilas Deshmukhrated5.0
5 months ago

Vick has been just amazing throughout the whole mortgage processing journey - right from the loan estimating to the final closure. He especially proved to be very friendly and cooperative considering this was my first home buying experience in USA. Highly recommended for mortgage needs. I will surely be working with him anytime I have any mortgage needs. Thanks Vick!

S
Salil Joshirated5.0
5 months ago

Excellent service provided by Vick and his team during the refinance process. This is the 3rd time I have worked with Vick for refinance and the rates offered are unmatched. Vick and his team are on top of getting the underwriting paperwork done and communicate if there are any missing documents. Overall A+ service for rates, speed of processing and customer service.

A
Abhishek Kumarrated5.0
5 months ago

I had an excellent experience working with Vick at American Preferred Mortgage Corp. He was always available, provided valuable consulting, and helped secure the best rates by keeping me informed with market updates. His responsiveness and efficiency made the entire process smooth and stress-free. I highly recommend Vick and American Preferred Mortgage Corp to my friends and family!

D
Dhanesh Jaipalrated5.0
5 months ago

As a first time home buyer, it was a pretty smooth journey and a great experience with Vick who helped and explained everything with patience and was available throughout (even during weekends and at odd times) and was always prompt and helpful for all our questions and queries. Everything was done well within time with care which was the most important support you can get as a home-buyer. Highly recommended and thank you Vick for all the help and constant support ??

M
Mallikharjuna Allarated5.0
3 months ago

I got my mortgage refinanced recently with American Preferred Mortgage Corp. They've got me the best rate on the market. I had great experience working with them and I would definitely recommend them for any new home loans or refinancing. They were so helpful though out my loan processing duration, answering my questions patiently and considering my requests. Their response is very prompt and helped to expedite the processing time. I am thankful to Rajiv and team to make things happens so smoothly.

A
Ajay Pokharkarrated5.0
5 months ago

I had an amazing experience working with Vick. From start to finish, he made the loan process smooth, transparent, and stress-free. His team was highly professional, knowledgeable, and always available to answer my questions. They guided me through every step, ensuring I got the best possible rates and terms. I truly appreciate their dedication, excellent customer service & commitments made during initial offers! I highly recommend Vick to anyone looking for a reliable and trustworthy lender!

R
Riddhima Arorarated5.0
5 months ago

I recently had the pleasure of working with Vick, and I couldn't be more pleased with the experience. From start to finish, he made the entire process smooth, transparent, and stress-free. Vick's professionalism and excellent communication were top-notch. He was always available to offer support and guidance, and I never felt like I was in the dark about where things stood. He truly goes above and beyond for his clients, making what could have been an overwhelming process easy to navigate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. His expertise and customer-first approach make him a standout in the industry. Thank you, Vick, for making this experience such a positive one!

S
Sachin Guptarated5.0
5 months ago

I had an exceptional experience working with Vick Bedi from American Preferred Mortgage. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process and made sure I understood all my options. Vick was always available to answer my questions and provided timely updates throughout the entire process. Thanks to his guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to his hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Vick Bedi to anyone in need of mortgage services.

J
John Rydellrated5.0
10 yrs ago

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

r
raghavendra keerthi Mandarated4.0
6 yrs ago

Very easy to work with, prompt in response gave many options to choose from. Was pleasure to work with.

r
ravi tapsrated4.0
6 yrs ago

Sebastian was very prompt In responding to my queries. He delivered what he has promised me for my loan. In addition, he assisted me in selling my home without agents by guiding me throughout the process with his advise and knowledge

S
Satya PVrated4.0
10 months ago

Vipul is very excellent at explaining the Loan process Super informative in explaining all steps in loan processing Very helpful and available all times Had very good experience working with Vipul from end to end mortgage process

S
Savir Kumarrated4.0
3 yrs ago

When there were many unknown things for a first time home buyer like me, Johnson was there with me right from step 1 until my closing where he and Sebastian helped me to process and close my loan within a short period and right on time which is less than 2 weeks. Their communications, follow-ups and directions provided during each step was really appreciative. I had shopped with multiple lenders but Johnson went an extra step and gave best interest rate in the market during that period.

M
Mahesha Shivalingaiahrated4.0
4 yrs ago

Working with Sebastian was great. His advise was really valuable and trust worthy. His team helped me with all the necessary steps needed from pre-approval to closing of my rental property. I'll definitely recommend his mortgage company for anyone for a hassle free experience. Thank you for all your hard work to make my property purchase easier.

A
Amol Tavaterated4.0
2 yrs ago

It was great experience with Vema mortgage. The process was easy and excellent. PT Johnson did great job to explain everything and made our total home buying experience smooth. He was always available for any questions or was very quick in response. Thank you again and I will definitely recommend them to my friends and collogues.

S
StepStone Realty LLCrated4.0
12 months ago

I want to give 4.5 rating. Aug 14 2024 closing was done this is my 3rd loan with VAMA mortgage. Each time had different experiences. Working with PT Johnson or Sebastian is great. Communication or timely closing process was smooth. Reason I didn't give 0.5 rating because the underwriter team is kind of PAINFUL work with them on this 3rd loan. To many paperwork to prove you have good credit and/or you are able to pay your loan. I wish they less cross verify and flexible or replace with new team I had loans with other lenders and credit union they won't cross examine too many things that not needed.

P
Pawel Malyszrated5.0
7 yrs ago

Fast service, quick and prompt replies. Always available to discuss and explain over the phone. Helped me buy my first home in Michigan April 2018.

U
Umida Akbarovarated5.0
4 yrs ago

Highly recommend Chirag Rachhadia and can say that he exceeded our expectations. We were very pleased with quick and professional service from Vema Mortgage.

M
Mani Kalahasthirated5.0
7 yrs ago

This is our first home and my friend referred me to him, he is very professional and guided us in right way, offered us the best rate and educated us with all details we wanted to know so the whole process went very smooth. I would refer him to anybody who is willing to buy a new home and who wish to go through the process with less hassle.

N
Nayan Prated5.0
5 yrs ago

Chirag Rachhadia help me for whole process of my refinance loan. He also help me to find cheaper rate with zero closing cost. During loan process time Whenever i call him For any questions or concern he pick up phone and explain me well. After closing my loan I also refer my few friends to him and he help them same way too. He is great person as well as his great helper. Very satisfied with his work.

K
Kannan Ganesanrated5.0
4 yrs ago

Your search for best mortgage company who is a customer advocate, takes care of and offers best rate with quick turn around then don't look any further. I've worked with Ramesh Nagarajan twice and my experience was completely delightful.

S
Sree Yellisettirated5.0
7 yrs ago

Record breaking - Home Closing in 9 Days by Mr.Sebastian I have tremendous and record breaking experience with Mr. Sebastian during my mortgage process (Closed in Oct 2018). On Closing day, I even heard from Title company folks and realtors that Mr. Sebastian closed the deal (my home closing) in 9 days exactly since from the day I made an offer. Mr.Sebastian's analysis are really awesome and very knowledgeable person, he does a lot of effort & hard work with every client and built-ed trusted relationship with the banks. I found out that Mr.Sebastian works with passion and NEVER seen him in any angle that he is working for profit or commission. His goal is to help people and he is doing that as service not as business. He is very truthful, honest and works for the best interest of every client. I had an awesome experience with him and would like to REFER to all my friends. I also would like to Thank Mr.Gurjeeth Singh (REMAX Realtor) for introducing Mr.Sebastian to me.

H
Hamza Mohamedrated5.0
6 yrs ago

Sebastian was on the ball every step of the way and delivered on every single promise he made to us. We was always available and kept the process very clear and easy. I would not recommend working with anyone else. Simply AMAZING experience.

s
srinivas reddyrated5.0
5 yrs ago

Excellent Service provided by Chirag Rachhadia from Vema Mortgage LLC. I am extremely happy through out the process. He explained clearly with patience and i would strongly recommend him if anyone looking for refinancing their homes.

V
Venkatesh Mohanakrishnanrated5.0
5 yrs ago

I bought my first home in Michigan getting the help from sebastian george. He was flawless, quick and informative. From my hunt for the lowest interest rate in town, he was the best and the services he offered was 5 star. I would recommend him for any mortgage financing and refinancing

S
Santhosh Addagoodirated5.0
4 yrs ago

Sebastian is very helpful and through in the loan process, very quick . Helped me to close the loan process well before the closing date . Rate is as provided in initial estimate . As a first time home buyer , I was so nervous before starting the process , but Sebastian helped me in all steps and made it look very easy and simple . Thanks Sebastian for your support in smooth loan processing. I will definitely recommend to everyone.

D
DISHANT PATELrated5.0
7 yrs ago

My experience with Sebastian was awesome. He takes his time to explain you all Informations related to mortgage. He is extremely responsive to all questions.I highly recommend Vema Mortgage.

A
Arunkumar M Arated5.0
11 months ago

I’m very happy to work with Vema, Sebastin helped me with quick turnaround time for processing loan with competitive rates

R
Raja parthasarathyrated5.0
5 yrs ago

I worked with Chirag to refinance my home mortgage. He didn't just give me the different options but also helped me figure out the best for me. On top of that he was able to gauge the market direction and help me lock the rate at the right time that helped me get a deal much better than what I expected. He was always available to answer questions and even when I chose my own attorney, he was excellent it following up with them and making sure things moved at the right pace without hiccups. Overall it was a very pleasant experience. I highly recommend Chirag.

A
Ankineedu Prasad Bollarated5.0
7 yrs ago

I have refinanced my home loan in the month of December, 2017. I received excellent service and proactive communication till closing the loan as per my timelines. Sebastian George, the mortgage consultant was very professional and friendly in all aspects during my loan processing. I always recommend Vema Mortgage LLC for all types of loans/mortgages.

s
sunil dalalrated5.0
7 yrs ago

Sebastian George (Vema Mortgage LLC) is very professional and friendly. we have done re-fi with him several times, whenever we need to re-fi or need a expert opinion, i would just contact him and would get a prompt response. I have referred him to several friends and all have had very pleasant experience as well.

N
NIKHAR SHAHrated5.0
7 yrs ago

Best experience I had from any financial broker, Sebastian was always available anytime I called. He told me everything upfront and was always transparent about the whole process. I would like have his services in future too. Thank you Sebastian for making the process of closing for my first house so seamless.

V
Venky Sonacrated5.0
7 yrs ago

Vema Mortgage was really communicative and approachable. They are pleasure to work with and made every process of the loan very user friendly and also they promptly addressed any concerns and followed up professionally. I recommend Vema Mortgage to anyone needing a lender!

K
Karthik B Crated5.0
4 yrs ago

It's my pleasure to write a review for Vema Mortgage and especially about Ramesh Nagarajan ! As a first time home buyer I had so many questions. Many things were unclear to me until I spoke with Ramesh over the phone. He was very patient and explained each and everything that I was unclear earlier. He educated me with lots of stuff in mortgage loans and walked me through the entire process. He had several check points to ensure that everything is going on it's way. Whenever I message him with a specific question he would just call back and clarify it with crisp answers. I would highly recommend anyone to try Vema Mortgage and Ramesh Nagarajan if they are looking for one. Thanks again Ramesh!

P
Pradeep Hudedrated5.0
4 yrs ago

I had great experience refinancing my mortgage with Vema Mortgage LLC. Very quick response, efficient and best rates offered. They closed my loan in less than10 days. Definitely recommend using them.

M
MallikarjunReddy Nagolurated5.0
5 yrs ago

Excellent experience working with Sebastian and his team, I am very impressed on his ability to communicate 24x7 when I am in need of some help. I have referred some of my friends already and would recommend him to everyone. I had a bad experience last couple of times and thought all mortgage people are like that but I could not believe until I talked and worked with Sebastian that people in this line of work are human as well. Thanks Sebastian for all the help. Mallikarjun Nagolu

a
ashwin mirapakayalarated5.0
7 yrs ago

HIGHLY RECOMMENDED TO EACH & EVERY ONE… !!!!! I am a first time home buyer, Sebastian Bhai helped me in entire mortgage process & at the same time he educated me in taking decisions wisely & timely manner. I am absolutely Very happy with the service and overall experience dealing with Vema Mortgage. I will definitely recommend to each & everyone who is looking to purchase a home. Once again, Thank you so much Sebastian Bhai for the Overall Help & support. ?

N
Nisha Prated5.0
3 yrs ago

As a first time home buyer I was so much confused about the Home mortgage.I compared rates with other lenders & Vema gave the lowest rate. Vema LLC, Sebastian & his team helped me the closing process very smoothly & within promised time frame.

R
Rohan Sushilarated5.0
6 yrs ago

It was really great working with Sebastian. He helped us getting the best rates . Moreover he answered all of our questions quickly and the whole process was very smooth and quick . I highly recommend him for the mortgage services .

N
Nithin Chandrababurated5.0
7 yrs ago

Mortgage specialist and my go to person for home buying/refinance. He is very helpful and always reachable, even 6 months or a year later if you need to check on any details. Very detail oriented, has the best rate/terms and a good network of home professionals if you ever need any. Glad I was able to find Sebastian and use his expertise for my home refinancing.

S
Sanj Crated5.0
2 yrs ago

Excellent service, great suggestions and took care of us all through. We got the best rate (so good that even the realtor and lawyer commented on it ) . Would highly recommend Vema and Sebastian for any mortgage related needs. Thank you.

R
Ravi Kodwanirated5.0
7 yrs ago

I have done mortgage and then refinancing with Sebastian. Great and pleasant experiences. First time when I started with a bigger financial institute there were many ifs and buts attached to the attractive rates without proper clarity. Whereas going with Sebastian I got the lowest rate and clear and precise details. Clients have such trust with Sebastian that many of them need not to talk to anybody else, that is what I did during my refinancing. Saved both money and time.

B
Balaji Krated5.0
4 yrs ago

I had a fantastic experience working with Vipul. He is very responsive and helpful who goes above and beyond to get the best rate for his clients. The entire refi process was a breeze and absolutely no surprises. Great team to work with. Highly recommended!

S
Sushil Neupanerated5.0
4 yrs ago

Did my refinance for my primary house and Investment property with Vema Mortgage. Manju had been a great help. She helped me whatever possible way she could to get me the best rate and smooth processing of loan. She is quite knowledgeable and always tried to give a best service. I would definitely recommend Vema Mortgage to everyone. Thank again Manju for all your help!

r
rangarated5.0
4 yrs ago

Mr. Vipul was extremely quick and responsive whenever I reached out to him. He was knowledgeable about the entire process, walking us through all the details, proactively showing us all our options...He offered us an unbeatable mortgage rate...without a doubt we would recommend Vipul & Vema Mortgage to whoever needs help with mortgage. Thank you Vema Mortgage team for all the hard work!

u
umesh raorated5.0
1 year ago

Very Professional and prompt service. Saby helped me through the process and was very helpful and resourceful. I would highly recommend Vema Mortgage. Their rates are very competitive too

G
Geeno Jamesrated5.0
7 yrs ago

We got the best and seamless mortgage financing and refinancing service from Vema Mortgage. You can confidently count on Sebastian to get the best possible rates. His communication is always honest and fast.

S
Sri Konanurrated5.0
5 yrs ago

Sebastian is great to work with as a Mortgage Broker Specialist. He understood our requirements from the beginning and came up with a best plan that suited our needs. He was in touch with us from Day 1 till the final paperwork got completed. He is available at any time of the day.

S
Shyamrated5.0
2 yrs ago

Working with Manju Kizha was our best mortgage experience ever! We have had painful back and forth for paperwork with the underwriter in the past. But, with Manju, her directions were so clear and concise that we were able to provide all the paperwork first time and get the loan approved at lightning speed. The speed with which it happened, our builder and real estate agent was extremely surprised. We highly recommend Manju Kizha for your Mortgage needs! Ask for Manju Kizha from Vema!!

R
Rajesh Perlarated5.0
6 yrs ago

Amazing person - Sebastian - he worked his best to get very good and lowest rate of interest for our mortgage loan with very less down payment. He handled entire Loan process very well, very knowledgeable person. Our Family is very happy to process our Home Loan through Sebastian. Thank you My friend - you will be very successful person in this career, Good Luck....

T
Tejaswi Prabhakarrated5.0
7 yrs ago

As a first-time homebuyer, it was a pleasure working with Sebastian. He was always available and on top of everything. He did not hesitate to give clarity on any specific questions, which we had. I always got a prompt response. The interest rate and costs were lower than I had expected. I strongly recommend Sebastian if you are in need of a mortgage or refinancing on your current home. Hope to work with him again in the future.

g
gurinder bawarated5.0
7 yrs ago

As a first time home buyer, there were lot of unknowns about the mortgage. While we were shopping for mortgage, we happen to talk to Vema Mortgage, represented by Sebastian, and all our concerns were addressed promptly in a very professional manner. He is very friendly and provides excellent services. The rates were very competitive and the closing fees was very minimal. Eventhough we had closed in April of 2016, he still makes contact by sending occasional greeting mails and emails. If I will buy another home, I will surely contact Vema mortagage gain.

L
Lav Anandrated5.0
2 yrs ago

Sebastian and his team were excellent during and after the entire lending process. His experience and expertise in the field, quick turnaround, prompt and detailed explanation were of great value to me.

V
Vishnu Kishorerated5.0
3 yrs ago

Vipul Hapani is a very honest and knowledgeable person, he helped us in buying a property and guided us in each and every step as a first time buyer. He closed my home on time and I am very much satisfied with his work and his commitment. He is very much customer oriented and I would surely recommend him

A
Amit Somanirated5.0
7 yrs ago

I am extremely happy with the way Vema handled my mortgage. When I approached them for mortgage, Vema was very upfront on the interest rate and about closing costs. He would go in lot of detail explaining the HUD statement and would not hurry up till you are completely satisfied. I would highly recommend him.

P
Parth Patelrated5.0
6 yrs ago

Sebastian/Velma mortgage is very easy to work with. He walked me through all the steps and process involved in buying a house and provided updates in every stage. He gave me different options to choose from with better interest rates. I highly recommend him and Velma mortgage to anyone who wants to buy a house.

Y
Yash Patelrated5.0
3 yrs ago

It was great working with Vipul for mortgage application. He was very helpful throughout the whole process and very responsive. He would go above and beyond to help his clients in any way possible. Would definitely recommend him for all your further mortgage needs!!!

M
MANOJ BHASKARrated5.0
4 yrs ago

In the Current Market Condition, the Home buying experience is rough for the buyers, especially first-time homeowners like me. I thought finding and arranging the right Mortgage and locking the correct rates within provided time would be more hazel. Luckily found Ramesh Nagarajan, Vema Mortgage. He offered me the best rate where no Mortgage company was able even to come closer to that, and to my surprise, he completed all the formalities and got the loan approved and clear to close in a week. My experience with Ramesh Nagarajan and Vema Mortgage is excellent, and He WoW me with his attitude and customer experience. He is very quick and prompt in his response (text and calls). Very satisfied Thanks Very much, Ramesh

g
goemailme soonrated5.0
3 yrs ago

Sebastian helped me with my mortgage for my first home . Needless to say that first time home buying process comes with tons of questions . One is cautious, nervous and has this mixed bag of feelings where you don't want to make any mistakes .Sebastian and his team made things so easy for me right from the go . I got my pre-approval letter within a matter of hours and they closed my loan process within 10 days . Given that this was my first house I wanted to understand things in details out of curiosity . The VEMA mortgage team (Sebastian, Johnson, Laxmi & Manju) answered each and every question , explained each and every line item in the final CD with patience and a smile on their face .They kept me updated constantly on what was to come next and what needs to be started and completed ASAP. The title company they got me in touch with - Calvin from Everest title was good to work with too . He came in fully prepared on the day of closing and we closed in less than 30 minutes .First home buying is a unique experience for anyone . Thank you VEMA mortgage for making it so stress free and special for me . I would highly recommend Sebastian and his team .They will work hard for you and get you the best deal on your mortgage .

d
dhaval patelrated5.0
7 yrs ago

Being a first time home buyer it is very important to find a person whom you can trust, who can answer your questions all the time. I heard name of Vema Mortgage through the Garba event they sponsored so I thought of giving a call to them which apparently turnout to be the best decision I made. I did speak to nearly 4-5 other lenders during my potential lender search but Sebastian was honest and was always available to guide me whenever needed. I highly recommend him.

r
raghuram bandarurated5.0
2 yrs ago

Johnson made my loan process easy and smooth, personally guided me on each and every step explaining me the pros and cons. He is highly recommended for any home buyer and he is available 24/7 for any questions. Appreciate all his efforts.

H
Hassan Danishrated5.0
4 months ago

I would really recommend working with Shaheen. A really hassle-free and pleasant experience.

S
Shankar Madhavanrated5.0
6 yrs ago

From start to finish, Sebastian was there with us. There was no BS at all anytime during the process. A thorough professional who knows the ins and outs. Sebastian will demystify the jargon that bigger companies use to complicate things and you can trust blindly that he is there for you. He advised me on options to help me save $ all along. It has been a long time since I have had such a positive interaction for a major business transaction. Last but not the least the rates were outstanding. If VEMA Mortgage can sustain this model with low rates and an amazing experience, the big guys need to watch out...!! Good luck Sebastian and thank you!!

j
jai bhawsarrated5.0
6 yrs ago

Sebastian gave me a great interest rate and was able to beat the rate from my previous broker. I switched over to Vema and I am glad I did. Sebastian made the mortgage process easy and he was really available 24*7. I would definitely recommend for any mortgage need.

M
Magarrated5.0
2 yrs ago

P T Johnson was very professional at all times, keeping me aware of everything that was happening, If I had any questions he was always available to answer. This was my second home purchase, he made it very easy to understand the things I had questions about. I really enjoyed working with him. Definitely i would recommend P T Johnson (Vema Mortgage) to all my friends!!!

A
A Mrated5.0
3 yrs ago

We're so happy that our realtor recommended VEMA Mortgages as they made the home-buying process stress-free. Manju was a pleasure to work with and she always made herself available to answer any questions we had. They also gave us a better mortgage rate than Bank of America and we closed in less then a month!

G
Girish Agrawalrated5.0
2 yrs ago

Chirag is absolutely amazing to work with. I did my closing with Chirag recently. It went really smooth with him. He not only worked on my loan but also guided me at each step as this was my first home buying experience. Thank you Chirag for all your hard work.

R
Rinkal Patelrated5.0
2 yrs ago

We ware lucky to work with vipulbhai from vema mortgage, who made loan process for home buying so easy . He worked Sunday night to help us get the pre- approval and completed our loan processing on time.we never had worry about anything. Thank you vipulbhai for making our experience so pleasant.

M
Mitsu Thomasrated5.0
2 yrs ago

Mr. Johnson & Vema Mortgage helped us to close our dream home on time, with the achievement of super fast clear to close (CTC) in 8 days; I honestly recommend Mr. Johnson & Vema Mortgage for any loan application, as they are the most efficient, faster and most reliable.

C
Chidamberrated5.0
5 yrs ago

Sebastian makes the whole process look so simple, I really enjoyed every conversation we had through in the first time home buying Mortgage process. He is extremely knowledgeable provides the right amount of information for the loan processing. One thing if I need to call out about Sebastian - virtually he was there whenever I needed him!

V
Vinay Kanive Manjunathrated5.0
4 yrs ago

I was glad to choose VEMA, the process has very easy with their team. They have been very patient in explaining at every step of process. As a new home buyer I have been informed of the needed documentation upfront and I have been referred to right people for additional support. Most important of all is quick response and being available to talk for any questions. Support by their team over the weekends has helped expedite my processing. Look forward for their continued support in the years to come.

J
J Prated5.0
3 yrs ago

Manju at Vema helped us with the approval of the loan for our new home. We had a special situation and needed to close the purchase deal in a matter of two weeks. She worked above and beyond our expectation to help us with our goal and kept us informed about the improvements in the loan processing. She is friendly, competent, efficient, and dedicated.

J
Janarated5.0
3 yrs ago

My experience with Ramesh was exceptional. As a first-time buyer we were in uncharted waters, he helped us navigate through it. He was very approachable, friendly & patient in explaining anything we had to ask. Besides having the best rates compared to any other big players he also got my appraisal and origination fees waived off. Ramesh consistently followed up with the lender & attorney and had it closed in less than 2 weeks, he also kept me updated from day one till closing. I would recommend him to anyone in a heartbeat.

R
Ravi Varma Mantenarated5.0
3 yrs ago

Sebastian George is a thorough professional. He was very knowledgeable about documentation needs and advised me promptly on what documents to prepare ahead of time. He was very patient and answered every question that I had. I would highly recommend Sebastian and Vema mortgage for any mortgage financing / Re-fi needs.

M
Manish Jainrated5.0
3 yrs ago

We were referred to Vema Mortgage by one of my friend. Our situation was challenging as I had to do a quick closing & has a very busy work schedule. We are glad that the Team at Vema (Sebastian, Johnson & Manju) were able to accommodate us. They are open all days till 9:00 PM. They closed out deal in 13 days with the best rate in the market. It was a smooth closing with no surprises. I would refer all my Friends to the Team at Vema Mortgage.

I
Indu G.rated5.0
2 yrs ago

Excellent experience working with Ramesh Nagarajan from Vema Mortgage. He helped us from pre-approval to closing. He explained the mortgage process, the paperwork needed and all the numbers. Ramesh's attention to detail and follow-thru helped us to secure the mortgage loan in a remarkable 20 days. We highly recommend Ramesh's services to anyone looking for a dependable mortgage broker. Thank you Ramesh!

M
Mallikarjun Reddyrated5.0
2 yrs ago

Was referred by a friend and noticed that Sebastian had most of the clients in our neighborhood. This gave me confidence the he would be the best option for me. He was pretty quick to answer all my queries . Overall a great experience and I would recommend to everyone.

S
Sudarshan Selvarajarated5.0
7 yrs ago

We moved from St Louis and this is our second time we buying home. As we already had some experience we exactly knew what kind of home we want to live in. Our agent gave Sebastian’s contact and it was pleasure working with him. He was available to answer our questions during the late evenings. With our busy working schedule, it helped us to work with him during the evening and concentrate on our work during the day time. Also, he offers the best mortgage rate in the market. Overall we are extermely satisfied working with Sebastian. I would recommend him for anyone in the market looking for best mortgage shopping experience. Good luck for all the home buyers out there :)

B
BONTHA RAHUL RAJrated5.0
3 yrs ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing date I preferred. The whole vema mortgage team is knowledgable to explain every detail at every step especially for the first home buyers like me. Sebastine, Johnson and Lakshmi are really a good team to work with.

V
Vineel Kumar GOGINENIrated5.0
5 yrs ago

Sebastian George helped me to refinance my mortgage loan. I got the best rate I can get in the market with no closing costs. All the documentation work is done online, he is very responsive and made the refinancing process very simple and quick. I highly recommend him.

S
Sachin Chavanrated5.0
3 yrs ago

I had a great experience with VEMA right from the beginning of finding the best mortgage rate to securing it to making sure I get the best service. The whole process went smooth and they are very proactive and keeping you informed about the whole process irrespective of time in a day. As long as you need help they are there at every step making sure you don’t have any issues. I will definitely recommend VEMA.

S
Sundaramrated5.0
7 yrs ago

After doing some research over all the lenders, we decided to go ahead with Sebastian George. We really got good interest rates considering we are first time home buyers. Also throughout the process, he helped answering all our questions & gave beneficial tips/advice's. It was very easy to contact him anytime during the day through text/emails/calls. Very responsive. I'd recommend him.

R
Rajit and Shine Abrahamrated5.0
8 yrs ago

We are so satisfied with the way Vema mortgage handled my mortgage when I purchased my first home, that’s why I went back to them many times for refinances also and every time I get great service. We have no clue about mortgages and refinances so I wanted someone trustworthy so that they can guide me through the process and explain everything in details and help me to make the right decisions, Vema mortgage helped me beyond my expectations. The best part is that Vema mortgage will work with our schedule for convenience, for closing loans instead of having us go to their office they came to our house in the evening after work on a snowy day we don’t have to go through the hassle of driving in the extreme weather condition to go to their office, which was very cool. I recommended them to one of my friend from church, now our whole church is their customer. We are so satisfied with their service that we highly recommend them to anyone for their mortgage and refinance need.

S
Sreenivasa Goginenirated5.0
5 yrs ago

Mortgage Refinance Made Easy <-- Simple but most meaningful way to put my experience Sebastian/Vema Mortgage complete the job in very professional way in a record time that I couldn't believe. It was me who took more time in supporting them with required information and they are really quick, detailed, supportive and lived to their word on numbers. Surely recommend

G
Garapati Krishnarated5.0
6 yrs ago

There are several positive points about Sebastian.. I am a first time home buyer. He was excellent and clear in providing the details. He has been reachable all the times. He will provide good solution if you are facing any issues while buying a house.He closed my loan pretty quick. His suggestions and solutions are very good. I highly recommend him to any home buyer.

S
Sandeep Mohanrated5.0
6 yrs ago

I got introduced to Vema Mortgage by one of my friend as he was very pleased with the experience. Sebastian is very friendly and also detailed in the mortgage process. As I was a first time home buyer, i did not know most of the process and he explained everything in detail to me and it helped me alot. The interest rate that he gave was better than any other mortgage lenders. The most important thing is he is available all the time. You can reach him any time. He is like a 24/7 support. Thank you Sebastian

S
Shabu Kannanplavilrated5.0
3 yrs ago

I was introduced to Johnson by known sources and he was really good in guiding us to choose the right option for the loan , as we were first time buyers we really needed a genuine person whom we could Trust. He guided us for all the necessary paperwork and we submitted everything in time and our loan also was processed within 10 days as promised by him. We saw the house on December 9th and loan got approved by December 19 and the closing of house done on December 28 by Gods grace. I would recommend Johnson 101%. Happy New Year 2023.

D
Dushyantha Naidu Paligaramrated5.0
7 yrs ago

Sebastian handles the mortgage process in a well organized manner. Very much customer focused and service oriented mentality which enables us to learn the whole process to its fullest detail. He was able to expedite few steps based on our need and we were able to close our home on time. We strongly recommend his services if anyone is in need.

V
Vikash Sethirated5.0
7 yrs ago

Very satisfied with Sebastian - Vema Mortgage for all the help he has done for last few years. He helped us with lowest closing costs when we bought our home in 2014. Also when the interest rates went down further, he helped get refinanced. He is always available for help, answers your questions calmly while providing necessary guidance. I would definitely recommend him for any mortgage or refinance related work.

K
Kavita Guptarated5.0
7 yrs ago

Sebastian will give a very competitive rate. I have never had to extend the closing date with him. He has been able to process my client's loans well before the closing date every single time. He is hard working and knowledgeable in his field! I'd definitely recommend him.

s
shridevi walvekarrated5.0
1 year ago

Happy to say Vema mortgage provided us a very smooth experience processing our mortgage application. Thanks to Chirag for being there always for answering our questions and making this experience great.

I
Indurated5.0
6 yrs ago

Sebastian is very easy to work with, He explained us everything upfront and gave us the best rates. He is very flexible to work with and is available anytime. As a first time buyer we had many questions and he helped us a lot. We recommend Sebastian to everyone out there who is looking to buy a house. He worked very hard to help us close the home exactly when we needed.

D
Dhimant Bamaniyarated5.0
6 yrs ago

It was great working with Sebastian. He helped me get the lowest mortgage rate and was very prompt in moving the loan process ahead. He was also able to close the mortgage loan in quick time and also helped me understand the entire process. Always available for any questions. I highly recommended him.

A
Apratim Sarmarated5.0
7 yrs ago

I found Sebastian very reliable, honest and helpful in his interactions during my buying process. It was more like dealing with a friend. I was completely new to the home buying process and Sebastian guided me throughout the process. The entire process was very smooth and hassle free. He gave valuable advice which helped me to get a better rate and lower my payments. I would highly recommend Sebastian to all !

R
Rushi Patelrated5.0
7 yrs ago

Sebastian did a great job helping me and my family purchase our new home. He helped us find the best option for us and walked us through every step of the way. Sebastian was always available to answer questions and he communicated very well throughout the entire process. I highly recommend using Vema Mortgage LLC for your lending needs.

J
Jaya krishnarated5.0
2 yrs ago

Sebastian is having very good Knowledge in this field. Its Easy to work with and gave the best rate of any lender. Closing was able to be completed in 30 days and Sebastian could be reached anytime you needed for any questions. I would highly recommend VEMA to others.

V
Vikrant Jainrated5.0
2 yrs ago

My friend recommended to go with Chirag from Vema mortgage and as a first time buyer I made right decision to choose him as my lender. Had many questions w.r.t mortgage and Chirag was able to help me to clarify those. Also he was able to give me good mortgage rates and even tried to maximize the adjustments. The team from Vema mortgage was very responsive. I would definitely recommend Chirag and his team as a lender for the home buyers.

h
himanshu kumbharerated5.0
7 yrs ago

It was an excellent and knowledgeable experience working with Sebastian for my mortgage in September,2017. I first contacted him through a reference – in our very first conversation over the phone, he made me aware of certain issues I would face during my loan application and he suggested me few measure I can take to make my mortgage application process seamless. He provides best mortgage rate in town based on your current situation. He is very professional as well as friendly. He made my loan process stress free and we were able to close on the house in just 10 days. He is always available to answer your questions related to mortgage, refinancing options or home owner’s insurance at any time. I would recommend Sebastian strongly specially to 1st time home buyers as well as for refinancing your home. Just talk to him before going to anyone else.

v
vimi patelrated5.0
1 year ago

Had very good experience for getting home loan. Johnson was our loan officer and he gave us best interest rates in market. Also explained us different type of loan options. Thank you Johnson

U
Uday komaragirirated5.0
7 yrs ago

Mortgage is a critical part of the home buying experience. As a first time home buyer, it was very helpful for me to work with someone who was extremely responsive and very knowledgeable of the overall process. Nowadays, almost everyone offers competitive rates but the advantage of working with a small firm is that you get a lot of personalized attention and the same individual is there to guide you in every step of the process. In this case, it was the owner Sebastian George himself. Sebastian is always just a text away whenever needed and will make sure you are prepared for EVERY scenario that may come your way on the closing day. In the end, I’m very happy I worked with VEMA Mortgage and will strongly recommend the same to everyone.

J
Jigar Tamakuwalarated5.0
2 yrs ago

I have researched on current mortgage rates and reached out to many lenders.Vema Mortgage and Vipul Hapani was offering me best competitive rates to beat other well known institution lender. Vipul was helpful enough to waive of some of lending charges and providing credit to reduce total closing cost amount. For a New Home buyer, he was helping enough to let them know about lender process and was able to give final amount intime before closing day for next action towards House Closing. Overall, Five star experience and thumbs up to Vema Mortgage and Vipulbhai for treating their customer with best experience and their knowledge on mortgage rates.

S
Sushant Khopkarrated5.0
7 yrs ago

Sebastian is an incredible guy! He makes the process of home mortgage a piece of cake for you. Not only he offers the best interest rates and closing costs, the service he offers is excellent. He is just a phone call away, even during evenings and weekends. He is extremely patient and ever willing to answer any of your questions. I highly recommend him for your home mortgage.

A
Amit Patankarrated5.0
4 yrs ago

Sebastian , Johnson and the entire team is amazing and they helped me throughout my mortgage process and made my first house buying experience super easy. They were available to answer my questions even in late hours on weekends too. They helped me get a great mortgage rate as well. I highly recommend Vema Mortgage.

M
Murali Krishnamurthirated5.0
7 yrs ago

I first contacted Sebastian through a reference - during our very first conversation over the phone, he made me aware of certain issues I would face if I had applied for a loan given my circumstances at that time. As my situation changed, I was able to re-contact him and get my loan approved with very competitive rates. Sebastian was very helpful in every step of the process and made the whole process stress free, which was contrary to what I had heard about the process. He was always available (even late nights) to answer questions and constantly reminding me of the steps and my obligations; he was also very professional and worked with my agent in a collaborative manner. He also ensured I had all the proper documentation in advance. All this ensured that I was able to close on the house in 3 weeks. Overall, I am very satisfied with Sebastian's great guidance and assistance to making my first home purchase a success. I would strongly recommend Sebastian to anyone else looking for a loan.

V
Vishnu Teja Ponugupatirated5.0
2 yrs ago

I had an excellent experience with Vema Mortgage. I got redirected to Johnson and his communication, personalized approach, and competitive rates made the entire process smooth. Highly recommended!

P
Prathi Murthyrated5.0
4 yrs ago

Sebastian & his team at VEMA mortgage were very knowledgable went above and beyond to make buying experience easy and non-stress. He was incredibly helpful, easy to talk to, made sure we understood everything that was presented to us through out the process, kept us informed the whole way. Sebastian, Manju were always on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. We were very pleased with the interest rate we received, Easiest and the best home mortgage transaction we have ever had. We will absolutely use VEMA and Sebastian as our loan office again in the future.

B
Basil Pauloserated5.0
6 yrs ago

Best Mortgage agent Working with Sebastian was a good experience. He took the tension of mortgage out of my head. Especially when building the house and first time home buyer. He explained every minute details and how to plan while the building was in progress. Proactive and on time. Took care of all documentation complexities. He made sure we are aware of every thing before each stages of the processing. A great person to work with. He found the best deal available and made sure that it is processed even there was a delay from my building side.

A
Agish Georgerated5.0
6 yrs ago

I have used Vema mortgage both when I bought and sold my house. Sebastian from Vema is not only extremely patient and helpful in guiding you through the whole process but also provided us with one of the best rates that no one else in Michigan was able to match. Vema is highly focused on the customer and in ensuring that they get the best rates available without huge closing costs and can close as soon as possible. This is unlike typical banks were you end up paying a lot of money in closing costs and spend a lot of time tracking and waiting for your mortgage to be approved through their system. I would highly recommend anybody looking for a new mortgage doing business with him for the best customer experience you can get in Michigan.

R
Ranjan P Akhaurirated5.0
1 year ago

Can't thanks Sebastian enough for the wonderful job he and his team did for us. Absolutely amazing and super quick in responding to random queries even over the weekend. He explained everything very thoroughly and was always on top of the things until we closed the house even though being swamped with other files in progress.

R
Rakesh Kumarrated5.0
2 yrs ago

Effortless mortgage with VEMA Mortgage Just closed my mortgage with VEMA Mortgage for an investment property at 5.99%. Outstanding customer service from Ramesh and Vema Mortgage. From the moment I contacted Ramesh, he demonstrated a high level of professionalism and knowledge. handled everything on my behalf, allowing me to be completely hands-off throughout the process. He was incredibly transparent and open about the available options, providing me with detailed explanations and comparisons to help me make the right decision. He ensured that all necessary paperwork and documentation were handled seamlessly. Completed the whole process within 15 days. He was very responsive and always available to answer any questions. Ramesh's commitment to providing exceptional customer service was evident in every interaction I had with him. I would not hesitate to recommend Ramesh and VEMA Mortgage to anyone looking for a mortgage.

R
RO ROrated5.0
6 yrs ago

I was a first time home buyer and had very little knowledge about the entire mortgage process. Sebastian made it so much easier for us. He made the process very smooth for us and gave us every little details related to the mortgage. The interest rates are much more lower than any other lender in the market. I would definitely recommend Vema Mortgage to anyone who is looking for mortgage with lower interest rates.

A
Arpita Chandarated5.0
2 yrs ago

The interest rates we received are competitive and best in the market. The whole process until closing was smooth and transparent. P T Johnson from Vema Mortgage LLC helped us to understand mortgage process end to end until closing. Johnson was very quick and available most of the time to answer our questions. Thank you!

R
Rahul Bondalapatirated5.0
1 year ago

Had a great experience working with Chirag from Vema Mortgage. he is available all the time, been on top of things. I recommend for anyones Mortgage needs.

N
Nityanand Suvarnarated5.0
7 yrs ago

We were thoroughly happy with Vema Mortgage who did a great job right from the start and through the closing. As promised, Sebastian was quick enough to deliver the closing way ahead of time as we were short on time and in dire need of moving as early as possible. We will recommend Sebastian and Vema Mortgage to our friends as he not only gave us the best rate but also helped us in getting hold of our condo in double quick time.

N
Nayan Mahatorated5.0
10 months ago

Such a gem person to work with. What a smooth refinancing experience. Great skills and very professional and helping. Really loved working with Johnson.

S
Sid Gulatirated5.0
2 yrs ago

I had a great time working with Johnson and previously Sebastian. They will get you the best rate in the market (no doubts about that), and their closing cost is minimal compared to others. The communication could be a bit challenging but if you are in for the most bank for the buck then VEMA is your first choice. Johnson works super hard and I suggest they recruit some staff members to take away some workload :). Overall great experience, recommend them to everyone! I will work with them again for all our future investments.

B
Bhavin Shahrated5.0
2 yrs ago

Being able to work with Vipul was a blessing in disguise. He was very helpful throughout this whole process, from applying/qualifying for the loan to the closing of the home. He often used his number crunching calculator in his head and knew exactly what he speaks. He guided me in the right direction, explained all the options and helped compare the advantages and disadvantages to the options being present, per our current situation. He speaks very honestly and can connect with you, based on your level of understanding of financing. To sum it all up, I hope that he doesn’t move into another field or business, as we seem to have found “our guy” for anything related to financing/loans/mortgages. Would recommend him to anyone and everyone. Very strongly recommend working with him.

d
deepu philiprated5.0
3 yrs ago

I recently worked with Vema mortgage for securing a home loan. The process were very smooth and they gave me a great rate. They were highly flexible in their work hours and supported late evenings and even weekends . They were patient to go over the documents and answer any questions.Special thanks to Johnson and Manju.

E
Ennapadam Padmanabhanrated5.0
2 yrs ago

It has been an absolute pleasure working with P. T Johnson and Vema Mortgage LLC. Throughout the process Johnson was absolutely professional in his written and oral communications and responding in a very timely fashion which was important to me. He laid out a clear timeline and the entire process followed the timeline. Due to his diligence, we were able to close on time. I strongly recommend P T Johnson for your mortgage needs and I will definitely reach out to him for my needs. Padmanabhan

A
Abhishek Mrated5.0
2 yrs ago

Johnson is an absolute pleasure to work with. I was amazed with his professionalism and more importantly openness to work with the 1st time home buyers. He was always available to take our endless questions and provided right guidance at each step of the process. I highly recommend Mr. Johnson and thank him for his excellent service.

S
Syamkumar Kizhakkoottayilrated5.0
6 yrs ago

Refinancing made easy!! Sebastian & Vema mortgage is awesome. The entire process was simple. Sebastian explained all the questions upfront and worked with me on each step!! I had refinanced with Vema mortgage earlier also. The new website makes the process easier and also allows you to do the most of the paperwork electronically. Overall I would give 5 star rating and recommend to everyone who need mortgage service!

R
Raviganesh Venkatesanrated5.0
2 yrs ago

PT Johnson was a pleasure to work with from start to finish.His approach and expertise were invaluable and helped to ensure we got competitive rates and also smooth closing . PT Johnson was quick and always available to answer questions. He made the loan process almost effortless.

N
Niket Patelrated5.0
6 yrs ago

We had a great experience securing our home loan through Vema mortgage. As first time homebuyers, not only did Sebastian walk us through the entire financing process, but he provided great service and one of best interest rates on the market. The entire process was quick - we started in mid March and were able to close by early April. We highly recommend using Vema Mortgage and working with Sebastian George for all home financing needs!

A
Ajayrated5.0
11 months ago

Chirag helped me close my home two years ago. When I had a question regarding my PMI I called him and he still helped me navigate to do the right process. Very happy to get the support even after two years of closing from Chirag.

P
Prem Kumarrated5.0
3 yrs ago

Excellent service and very knowledgeable loan officer. Mr. P T Johnson helped me through every step on my first home loan and very supportive, friendly, easy to reach. I am definitely looking forward working with him in the future and recommend Vema Mortgage to my friends & family. Thank you Johnson sir & Sebastian sir.!

A
Abin Josephrated5.0
3 yrs ago

I had a fantastic experience working with Vema Mortgage to get a mortgage to buy a new home. I compared rates with other lenders and Vema gave the lowest rate. Throughout the process, I worked with a total of four Vema members, from our initial application all the way to the date of closing – Sebastian, Johnson, Manju, and Neeta. Their communication is prompt, helpful, and friendly. I highly recommend working with the Vema team and look forward to another opportunity to work with them in the future.

D
Dhathri Munnagirated5.0
5 yrs ago

We are first time home buyers. Vema Mortgage customer service is excellent. Sebastian made the Application, offer and acceptance process quite simple, easy and quick. Sebastian always answers his phone, no matter the time and answered all our questions very patiently. He was there with us right from the beginning of the loan process to closing of the house and explained each and every step of the process clearly. I would definitely recommend Sebastian. 0 0 0

M
Munjal Trivedirated5.0
7 yrs ago

Sebastian George (Vema Mortgage LLC) is very professional and friendly. He genuinely cares about his customers and provides them with the best service. I felt that he had the best wishes for me at heart and also worked towards getting me the best mortgage rate possible. He answered all my questions with great enthusiasm and provided me with all the knowledge and advice that I would required throughout the process. Regardless of the time when I contacted him, be it day or night, weekday or weekend, he was always available. He has truly earned my trust and respect for life and for that reason I will ensure that I recommend him to all my friends and family.

r
rahul teja gollapudirated5.0
1 year ago

It was nice working with sabby, he was very proactive and available at flexible times. as a new home buyers he patiently walked us through lot of disclosures and guided us with right option among many

D
Darshan Jrated5.0
1 year ago

Vipul helped me twice in the last 6 months securing a good interest rate and smooth closing for purchase and refinace. I would receive Vipul and Vema mortgage for friends. Great working Vema mortgage. Thanks!

A
Anusha Srated5.0
2 yrs ago

Ramesh Nagarajan worked with us on the mortgage of our first home. He is well informed, transparent and highly organised. Not only did he provide the best rates, closing costs, but he ensured the loan was ready to close well ahead of the closing date! When we were in the process of choosing a loan agent, I spoke to a couple of them over the phone. Although Ramesh offered the best rates, what stood out for me was the way he took the time to educate us regarding the loan process. We weren't treated like just one of his customers, rather it felt like we were working with a friend whom we can trust. Thank you Ramesh for helping us out!

N
Nehemiah Jeyakumarrated5.0
2 yrs ago

I recently worked with Ramesh Nagarajan, a mortgage broker, to get a mortgage for my first new home. I was very impressed with his knowledge, professionalism, and communication skills. He took the time to understand my needs and goals, and he was able to find me a great mortgage that fit my budget. He was able to provide the pre-approval faster than many other organizations. Ramesh was always available to answer my questions, and he kept me updated on the status of my loan throughout the process. He was also very patient and understanding when I had some last-minute changes to make. He even updated me with the current internet rates till I lock the rate for the final closing. Even during the closing, he did excellent advice and support so that closing can be done in the right way. Very happy to know Ramesh personally as well. Highly recommended. I would highly recommend Ramesh Nagarajan to anyone who is looking for a mortgage broker. He is a true professional who will work hard to get you the best possible mortgage.

T
Tony Thomasrated5.0
2 yrs ago

We recently purchased a home through VEMA mortgage and the process was very smooth. I worked with Johnson and he guided us through every step took time to explain all the questions i had. Our closing was very easy and was done on time. Thank you Johnson for making this process as seamless as possible.

D
Devesh Pande (AstroDarks)rated5.0
6 yrs ago

Being a first time home buyer, I was very worried about the loan origination and closing process. However, Sebastian made things very easy for me. Not only did he give me a great rate but also helped me to take sound financial decisions. I did talk to multiple lenders but Sebastian beat them all. It has been great working with him professionally as well as personally. He is a great human being and will take all efforts to make you comfortable with the process. I highly recommend him for your next mortgage purchase.

H
Harsha Maddularated5.0
4 months ago

Refinance Process completed so smooth and perfect. Kudos to all the effort Mohan koday ??

D
Dishant Shahrated5.0
3 yrs ago

I got excellent services from Veema mortgage. Their whole process was smooth and easy. I worked with Johnson who was very friendly and answered all my questions. He made sure the whole application process finish within time. What a great service they provide! Go with them for all your mortgage needs.

P
Prasun Sinharated5.0
3 yrs ago

We had an awesomely great experience partnering with Vema Mortgage loan officer Mr.Sebastian George. He is very knowledgeable, subject matter expert, reachable and provides timely responses to all the queries; especially for a first time home buyers, this is very critical. Sebestian and team worked tirelessly for clear to close within stipulated timeline despite of challenges that presented itself due to supply chain issues.I would recommend Sebastian and the team Johnson and Manju for their commendable work they do.

C
Christmassrated5.0
4 yrs ago

Vema Mortgage was very professional and made the entire process super smooth and easy for us. Everyone at Vema that I interacted with were extremely knowledgeable, responsive and accessible. As a result, we were able to close the purchase much earlier than we originally anticipated. Their rates were the best in the industry, better than country's top online mortgage lenders. For me, it was basis points lower that the top online mortgage lender. I would highly recommend Vema Mortgage to anyone who is looking to buy house.

S
Sonikarated5.0
1 year ago

Vipul was incredible throughout the entire loan process. He made everything seamless and stress-free with his expert guidance, prompt communication, and quick responses. Highly recommend!

A
Anumodh Abeyrated5.0
3 yrs ago

It was a great experience working with Vema Mortgage team to get the loan done. I worked primarily with Johnson who promised me that closing can be completed in a month and I'm excited to say that it was done in 31/2 weeks!! They are simply above competition as far as my experience with brokers. A special shout out to Manju and Lakshmi for their prompt replies to my queries. Highly recommend to anyone looking for mortgage needs.

m
manoj swainrated5.0
1 year ago

P T Johnson is very knowledgeable and we had a wonderful experience working with PT. He was always available to answer all our questions with patience and guided us in making the right choice while executing the loan. I would recommend PT to everyone looking for a home loan.

S
Sumesh Bhaskaranrated5.0
2 yrs ago

My colleague referred me to Sebastien George and Vema Mortgage, and I'm eager to pass along my recommendation to anyone in search of mortgage assistance. Sebastien's extensive experience was instrumental in guiding me smoothly through this intricate process and securing the most competitive rates available. Without a doubt, he ranks among the top advisors in this field.

k
kunal khatrirated5.0
6 yrs ago

Thanks Vema Mortgage for taking care of our mortgage need. Our Representative, Sebastian George was very helpful and prompt in response. He is very knowledgeable and made the process extremely easy to understand. He gave me comfort and made himself available according to my schedule. I want to give Sebastian George 5 star rating for his accuracy, timeliness and knowledge. Everything went according to the plan. I was aware about all the charges and no surprises at all. I did shop around and choose to go with Sebastian because he offered lower closing cost and interest rate compared to Other places in market. AMAZING WORK. VERY HAPPY WITH SERVICES. I would definitely recommend Sebastian for all your mortgage financial needs. Thanks a lot.

S
Srinivas Pai Raikarrated5.0
2 yrs ago

My deepest gratitude to Mr. Vipul Hapani from Vema Mortgage LLC for making a daunting task of securing a mortgage for my new home seem effortless. Not only did Vipul made the process very seamless but also ensured that I get the best rates as compared to some of the other mortgage agencies who had assured me to match the best rates. Vipul was in constant touch with me from the get-go and advised me on the appropriate timing when to lock the interest rates. Vipul's professionalism, transparency and commitment was remarkable. I would also like to thank Mr. Niraj Thacker-Esteem Properties Limited for recommending Mr. Vipul Hapani to me. Vipul didn't just help me secure a mortgage but provided a comprehensive, personalized and highly satisfying experience. I would recommend them without reservation to anyone in need of an exceptional mortgage service.

k
kalyan modiumrated5.0
2 yrs ago

I cannot express enough how grateful and satisfied I am with the outstanding service provided by our Vema mortgage. From the very beginning of our home-buying journey to the closing day, they have been an invaluable asset, guiding us every step of the way. I wanted to take a moment to share my experience and acknowledge their exceptional work. 1. Expertise and Knowledge (?????): Our mortgage broker possesses an impressive depth of knowledge in the complex world of mortgages and financing. They patiently explained every option available to us, ensuring we made informed decisions. Their expertise was evident in their ability to secure the best possible terms for our mortgage, ultimately saving us a significant amount of money in the long run. 2. Personalized Service (?????): One of the most remarkable aspects of working with our mortgage broker was the personalized attention we received. They took the time to understand our unique financial situation and long-term goals. This tailored approach resulted in a mortgage package that was perfectly aligned with our needs and aspirations. 3. Communication (?????): Effective communication is paramount in the mortgage process, and our broker was exceptional in this regard. They were prompt in responding to our queries, providing clear explanations, and keeping us updated at every stage of the process. This level of communication instilled confidence and reduced stress during what can be a daunting process. 4. Accessibility (?????): Our mortgage broker was consistently accessible and accommodating. They were willing to meet at our convenience, whether in person, over the phone, or via email. This accessibility made a significant difference, especially in a fast-paced real estate market. 5. Problem-Solving (?????): Throughout the process, our broker demonstrated remarkable problem-solving skills. They navigated unexpected challenges with ease and efficiency, ensuring that our mortgage application stayed on track and closing happened on schedule. Their ability to adapt and find solutions was truly impressive. 6. Transparency (?????): Transparency is a crucial factor in such a significant financial decision, and our mortgage broker was open and honest in all dealings. They provided us with detailed breakdowns of costs, fees, and potential risks, allowing us to make well-informed choices. 7. Closing Efficiency (?????): The closing process, often known for its complexity, was remarkably smooth thanks to our mortgage broker's meticulous planning and attention to detail. They ensured that all documentation was in order, coordinating with various parties involved to ensure a seamless closing. Conclusion: Working with our mortgage broker has been an exceptional experience. Their professionalism, knowledge, and dedication have made the process of securing a mortgage not only efficient but also surprisingly enjoyable. I wholeheartedly recommend their services to anyone seeking a mortgage professional who goes above and beyond to deliver outstanding results. Thank you, [Mortgage Broker's Name], for helping us achieve our homeownership dream!

H
Harsh Vardhan Singhrated5.0
1 year ago

I recently had the pleasure of working with P T Johnson as a first-time homebuyer, and I couldn't be happier with the experience. From the moment I reached out, Johnson went above and beyond to guide me through the loan process with patience and expertise. Not only did Johnson help me secure a competitive loan, but he also took the time to explain every step of the process in detail. As a first-time homebuyer, this level of guidance was invaluable and helped alleviate much of the stress associated with obtaining a mortgage.

A
Arun Jamesrated5.0
4 yrs ago

I worked with Sebastian George to buy a property in Michigan while living in Maryland. The loan process in general is difficult but it is even more challenging when you live in a different state. Sebastian constantly kept in touch with me to ensure I was informed each step of the process. He worked one on one with me to ensure that I had the correct documents during the under writing process. This was a very smooth purchase especially for someone buying property in another state. I only had to travel to Michigan on the final day of closing to sign papers. Everyone I interacted with was responsive and knowledgeable. Each interaction with Sebastian proved to me how experienced he and his team was. I highly recommend Vema Mortgage to anyone considering to purchase a home or refinance.

S
Shruti Srated5.0
11 months ago

Sebastian is just awesome, he is our go to guy for years and is always available for any kind of doubts. Highly recommend having him for all your needs regarding mortgage.

s
shruthi javvajirated5.0
1 year ago

I appreciate johnson’s prompt assistance in closing my loan. Your guidance throughout the process was invaluable, making the experience smooth and stress-free. Thank you for demonstrating exceptional expertise, ensuring a seamless loan closure. I highly appreciate the professionalism and efficiency exhibited throughout the process. Grateful for a hassle-free experience. I would highly recommend Johnson here at VEMA Mortgage!

S
Sunilrated5.0
5 yrs ago

Excellent support!!! We are so fortunate in getting connected with Sebastian George for helping us in buying a home. His friendliness and professionalism made all the process smoothly and were able to complete it on time. He gave the best rate available in the market. He was there in every step of the way giving us honest advise and direction. He is always prompt in replying any time of the day for clarifying all our first time home buyer questions. I would highly recommend Sebastian George to anyone who are in need of looking for a mortgage agent. Thanks Sebastian George for the immense support throughout the process.

D
Damodar Reddy Reddyrated5.0
3 yrs ago

Chirag is a great guy to work with. He helped us with refinancing our current home. Through out the process he was very patient in answering my questions and securing the loan. He handled so perfectly that we didn't have too many sessions in submitting the required documents for underwriters. He even helped us in making some decisions on other properties when we were working with the builder. I highly recommend Vema mortgage.

G
Gee 007rated5.0
5 yrs ago

Sebastian has been an awesome loan officer for us when we did a Refinance with Vema. He works 24X7 literally. All phone calls picked without any delays. Right from the initiation to documentation to closing - We were kept well informed at every stage. Sebastian was very patient in explaining the documentation and the numbers at each stage of the application. He is well versed and we did not see any errors or repetitive work. I am glad he got us good interest rates. If i buy another house, it will be through him and Vema for sure. Sebastian, keep up the good work!

P
Pranav Bhatkhanderated5.0
2 yrs ago

Sebastian and Johnson make the mortgage process extremely smooth. Johnson was very thorough and responsive throughout the entire process. All questions were answered in detail. To top all this, Vema had the most competitive rates. I recommend Vema Mortgage, true professionals. Easy five stars.

v
vijay chanderrated5.0
6 yrs ago

Sebastian / Vema mortgage is very easy to work with. I checked with multiple mortgage brokers and got the best rate from Sebastian. He is so fast to respond and easily reachable. He gave me different options to choose from with valuable suggestions. He checks with multiple players and provide you with best rate. We missed the proposed closing date by one day but I do not blame him completely. I would definitely recommend Sebastian for all your mortgage financial needs.

a
akshay galarated5.0
2 yrs ago

Worked with Sebastian, he was very helpful and always available. As a first time home buyer I had multiple questions throughout the process and Sebastian very patiently answered them and provided explanation whenever I needed one. We closed on time without any issues. Very good experience working with him and his team right from the pre-approval to closing, I would definitely recommend him.

D
Dasaratharam Srated5.0
6 yrs ago

I'm a first time home buyer (Aug 2018) and I got Sebastian's contact through a friend. They rated him highly and recommended I work with him and Sebastian lived up to this right from my first contact. He was extremely professional and highly knowledgeable. He educated me with the home buying process as well. He offered the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times. Sebastian is highly dependable and I recommend you work with him to have a smooth closing and best rate. In my experience, Sebastian works in you best interest. Update - I recently refinanced (Sep 2019) and Sebastian was the 1st (& only) person I reached out to. For a second time in a row, he gave me the best rate and we closed on time with no surprises. He is great to work with and extremely knowledgeable with the process and never fails to amaze you with his workmanship. If you are shopping for home loan, Sebastian is your guy and I highly recommend working with him.

E
Eric Conklinrated5.0
2 yrs ago

Vipul was incredibly patient and educated me on all aspects of my loan, and got me the best rate and closing costs possible compared to other lenders. I would highly recommend his services! Very pleasant to talk to as well and easy to reach with any questions that arose throughout the home buying process.

R
Rinkesh Patelrated5.0
1 year ago

Trustable lender, faster loan processing and excellent service. It was a great experience working with chirag. He is very helpful in each steps of the process. I'm highly recommend chirag and vema mortgage service to my friends and family.

S
Santosh Vermarated5.0
3 yrs ago

PT Johnson is absolutely amazing in his response time with all communications and in answering all our questions, which made the whole process go about as smooth as could be! His efforts made this a positive experience from start to finish! He is very communicative and easy to work with. Pleasant experience overall. Would recommend to others without question. Excellent service. Thank you Vema Mortgage !!

S
Swaroop Mittarated5.0
2 yrs ago

Sebastian and his team were immensely professional, accessible, extremely organized and always ready to help. They guided me through the mortgage process patiently and also helped me with the best quote. I highly recommend Sebastian and his team for all your mortgage needs.

J
Jophin George Josephrated5.0
2 yrs ago

Me and my fiance' worked with Sebastian for the mortgage process for our first home. He was very professional and always available for questions and clarifications! We appreciate his and his teams effort to secure us the mortgage.

A
Asif Mohamedrated5.0
1 year ago

I had the opportunity to work with P. T. Johnson of Vema Mortgage. He is incredibly easy to work with and highly professional. He is on top of everything, and thanks to his expertise, my mortgage process went very smoothly. I highly recommend P. T. Johnson and Vema Mortgage for your mortgage needs.

G
Ganesh Kumarrated5.0
2 yrs ago

We did our mortgage process through Vema. I must say I had a wonderful experience working with them. I worked with PT Johnson and he explained me with each and every step of the process personally, clarified all my doubts and gave me a competitive rate which no one was even matching it. Overall as a first time home buyer I had a great experience working with PT Johnson and Vema.

P
Piyush Mohabansirated5.0
7 yrs ago

I'm a first time home buyer and I got Sebastian's contact through my friend. He rated him highly and recommended to me. The day we started working together, he lived up to all my expectation, right from my first day. He is extremely professional and highly knowledgeable in mortgage domain. He educated me with the home buying process very well. He offered me the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times, may it a late night or early in the morning. Sebastian is highly dependable and I recommend everyone to work with him to have a smooth closing and peace of mind. In my overall experience, Sebastian works in buyer's best interest.

c
chinnap reddyrated5.0
3 yrs ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing. It was a great pleasure working with the Vema Mortgage LLC. Especially Sebastian explained every detail at every step especially for the first home buyers like me. Sebastian George, Lakshmi and Johnson are really a good team to work with.

s
shravya skml maddipudirated5.0
1 year ago

Vipul helped me get the best rates possible when the interest rates were super high. I was able to close on my house in a really short period. Vipul was accommodating with the early closing date and helped me ( first time home buyer) understand better about mortgage options.

A
Aadithya Pbsrated5.0
1 year ago

Vipul's services were very prompt. Despite aggressive timelines to closing, he and his team pulled it off very well reducing my anxiety as first home buyer. There were lot of unknowns to me and Vipul walked me through all the questions/clarifications that increased my confidence in making right decisions during the loan application process.

P
Pratik Hanagodimathrated5.0
10 months ago

Second review: Recently approached Vipul for refinancing through Vema mortgage. The process was smooth. Vipul always goes extra mile to answer all the details well in advance. Makes it so much easier. Will definitely work with him again!. I again highly recommend Vipul and Vema mortgage to anyone. First review: I must say it has been an absolute pleasure working with Vipul and Vema Mortgage LLC. Being a first time buyer there are a lot of questions on which you need guidance. Vipul was patient and answered all of them with best interest to us!. Very professional and always trying to help us. Overall the process was very smooth with flawless communication. I highly recommend Vipul and Vema Mortgage LLC.

A
Abi Konikkararated5.0
4 yrs ago

Aug 2021 I again availed Vema Mortgage's service for refinancing. I am simply amazed about how easy it is to get anything done using their service. Just provide a few documents and forget about it. They do everything for you with minimum follow up required. They help you secure great rates and make the whole process feel like piece of cake. Thanks again Vema Mortgage LLC! April 2020 Vema Mortgage helped me out with my home purchase recently and i had a very satisfying experience throughout the process. Sebastian is not just highly professional but also knows the job very well. He was able to expedite things whenever necessary to meet deadlines. He works with you, takes time to understands your needs and finds you the best possible mortgage rates. Working with Vema gave me peace of mind and enormous savings on top of that. I am very happy that i chose Vema Mortgage and would highly recommend to anyone looking for a new mortgage loan or refinance options. Thank you Vema Mortgage LLC.

a
abhishek bhadauriarated5.0
10 months ago

Vipul is a great help in seemingly daunting task to find mortgage in the shorttime after offer and before closing. Happy to have received your support.

J
Jayaprakash Govindarasurated5.0
5 months ago

Thanks for Chirag Rachhadia, Working with him all throughout the process of refinance was excellent experience.

C
Chandan Jumderated5.0
1 year ago

I recently worked with Chirag R on my mortgage loan. He is professionally a great person who understands customer needs and brings the best options as per the market situation. The service and personal attention we received from Chirag was exceptional and beyond what we were expecting! What he committed in the initial discussion on mortgage rates and the credits he delivered that. I appreciate his expertise and ability and willingness to work in a short duration that helped us to reach our goals. Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Initially, I went with other lenders suggested by my realtor. One of them asked a brokerage fee up to $4000 and the other lender who promised me with credits and a low mortgage rate they deviated with higher rates and instead of the credit asked to pay. Basically their intention was to extract as much as a commission from me. I started looking for other option like PenyMac ,Nexa, PenFed etc., it didn’t worked well and I was completely frustrated as time lines for closing was approaching. A friend of mine suggested a Chirag’s name and I texted him on Sunday late evening and within 30 minutes we stated a conversation to get an application read. In a couple of days, I was confident about the processing. While, Chirag and his team were ready for closing before the time. I highly recommend Chirag and his company Vema Mortgage LLC.

Z
Zahera Shaikhrated5.0
1 year ago

Great experience and amazing support by Johnson. He ensured smooth closing and proactively handled all the activities. He ensured to keep us posted and informed about everything we needed to know as first time buyers. Pleasure working with Johnson!

p
paul sripalrated5.0
2 yrs ago

Working with VEMA MORTGAGE LLC was an absolute pleasure. Sebastian and his team's expertise in the mortgage industry is evident from the very beginning. Since I’m a first time home buyer, I had all the questions and he explained each and individual item clearly. He guided me throughout the process and was able to close the house pretty much close to the original estimation given by him. If you’re looking for honest, quick n experienced lender, highly suggest to talk to Sebastian.

R
Ram kumar kuncharated5.0
10 months ago

Excellent service, provided complete information and educated regarding refinancing and helped get lower rates, I checked with multiple lenders no body could give such service and rates. Also helped by providing closing costs. I would definitely recommend Johnson and his team and this team will be my preferred refinance experts for my next one too.

D
Devang Patelrated5.0
1 year ago

I recently worked with vipul for my loan, and the experience was outstanding. He was incredibly professional, knowledgeable, and always available to answer my questions. The process was smooth and stress-free, thanks to vipul's expertise and dedication. Highly recommended!

S
SANJEEV Prated5.0
1 year ago

It was great working with Vema mortage for recent home purchase. Sebastian & Neelima helped me throughout my mortgage loan processing. They are very knowledgeable & experienced. Entire Loan process & closing was also very smooth. I highly recommend Vema mortage LLC for any mortgage help.

B
Bobby Karuturirated5.0
2 yrs ago

My cousin recommended me to approach Sebastian George to get the mortgage for my first home here in Michigan. As it's my first home I wasn't very sure about the process and steps involved, but Sebastian explained me the details very clearly. At the initial stage after the seller approved my offer, I was little worried and overwhelmed with all the things involved and the agent was kind of pushing me to get things completed in a hurry and the closing has to be done in 15 days and during that time Sebastian did talk to my real estate agent and helped me cooled down and he took care of all the work for my home buying process to go smoothly. He also told me that I don't have to pay the appraisal fee as I am putting down 20%. I would highly recommend Sebastian and Vema Mortage LLC as your lender and other services they provide. I am glad that I found Sebastian for helping me buy our first home in the US.

R
Ravikumar Nadukururated5.0
2 yrs ago

An excellent service was provided by Vema mortgage, and especially Sebastian George. He went above and beyond in processing my mortgage and to accommodate the sup[er quick closing need. He guided and helped us in each and every step of the process. Really thankful to him. They had provided a competitive rate and less closing costs compared to all others. I surely recommend them to all my friends n family.

H
Harsha Pereirarated5.0
2 yrs ago

It was a wonderful experience with Vema Mortgage. PT Johnson was amazing, he was very quick to respond and made the whole process very easy. He gave the best rate which nobody could match. I highly recommend that you get in touch with him for your mortgage needs.

M
Mahesh Bhogerated5.0
2 yrs ago

Really liked working with Sebastian throughout my house buying process. He made my financing process very smooth. From start he provided valuable guidance and was always easily reachable which helped us to close on time

T
Tania Ahmedrated5.0
2 yrs ago

I’d the privilege of working with Mr. Sebastian George as my mortgage agent. Mr. Sebastian is highly professional, reliable, and very knowledgeable individual. He explained everything thoroughly and always called us back promptly, even after hours. I’m pleased that I chose Vema Mortgage. Mr. Sebastian is an outstanding agent, and I would highly recommend!! Thank you Mr. Sebastian all of your help!!

V
Vipin Guptarated5.0
10 months ago

Vipul is very professional in field and value his customers. He makes sure to give you right guidance and all the information needed. I highly recommend to work with him.

A
Abdullah Awanrated5.0
9 months ago

Johnson is fantastic! Super helpful during the entire process and really spends his time making sure all your questions are answered. Great guy to work with and highly recommend!

R
Raveendranath Narayanarated5.0
7 months ago

Timely responses to questions and updates throughout the process. Efficient handling of paperwork and timely scheduling of closing appointments. Smooth closing process.

s
satyendra singhrated5.0
1 year ago

This was my first home that I bought and first mortgage too. I had amazing experience working with Sebastian George (mortgage broker). He made my home buying journey hussel free. He explained me and worked all steps of home loan and worked even on weekends that helped me close the deal within 15 days. I got lowest mortgage rate from Vema Mortgage LCC too. I will recommend Vema Mortagage and Sebastian for quick and hussel free closing.

K
Kevin Songrated5.0
1 year ago

Sebastian has helped me at least 3-4 times (refinancing/new mortgage). Every time, I get at least 3 estimates from lenders and brokers, but Sebastian always comes up at the top of the list for the rate and closing costs. If you are looking for a great deal, Sebastian is your man.

K
Kaustubha Tavildarrated5.0
10 months ago

Extremely delightful experience to work with Vipul from Vema Mortagage . He made the process easy to go thru . Was their to guide and very responsive to queries at every step of Process. I would highly recommend him . -Kaustubh

P
Pranitha Karumanchirated5.0
2 yrs ago

quick and smooth loan process Johnson is an absolute pleasure to work with. I was amazed with his professionalism and more importantly openness to work with the 1st time home buyers. He was always available to take our endless questions and provided right guidance at each step of the process. I highly recommend Mr. Johnson and thank him for his excellent service.

g
george johnrated5.0
2 yrs ago

I had the pleasure of working with Johnson, a mortgage broker at Vema Mortgage, and I must say that he demonstrated exceptional communication and management skills throughout the entire loan process. Johnson was highly efficient in his work, consistently ensuring that everything progressed swiftly and efficiently. Furthermore, he was able to secure the best possible rate for me, which is a testament to his vast knowledge of the industry. Johnson's professionalism and attention to detail allowed me to close my mortgage loan within a remarkable 20 days, which was a fantastic experience. I highly recommend his services to anyone in search of a skilled and dependable mortgage broker.

U
Uday shankarrated5.0
3 yrs ago

We had our whole refinancing process done with Vipul from Vema Mortgage and we had an amazing experience. He called me when I am so worried about my interest rates and he worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had and he took everything into his hands and just used to update me on what is going on and what is the better solution and made me rely on his process. Such a dedicated person he is. In no time, he became a close friend and a more valuable guide that I don’t need to worry about my loan! I highly recommend Vema to everyone!

R
Ramesh Shrestharated5.0
12 months ago

Purchasing an investment home as a second-time homebuyer, I found working with Vipul Hapani to be an exceptional experience. He was consistently available to address any inquiries I had, significantly reducing the stress of the process. I got the good interest rate, and the closing costs were remarkably close to the initial quote provided. Vipul's availability and transparency throughout the transaction made the entire process seamless and straightforward.

U
UDrated5.0
1 year ago

It was great working with Vipul at Vema. He takes time to understand your situation and provide the best advice. He is always available to answer your questions and take you through the process. Vema mortgage has one of the most competitive rates in the market and I would recommend Vema and Vipul anytime

K
Kirankumar Atmakurirated5.0
12 months ago

I had the pleasure of working with Chirag Rachhadia as my mortgage loan officer, and I couldn’t be more satisfied with the experience. From the very beginning, Chirag demonstrated a deep understanding of the mortgage process and was incredibly responsive to all my questions and concerns. He guided me through each step with patience and clarity, making what could have been a stressful process feel smooth and manageable. Chirag’s professionalism, attention to detail, and commitment to finding the best mortgage options for me were truly impressive. He went above and beyond to ensure I understood every aspect of my loan, and his dedication to customer service was evident throughout the entire process. Thanks to Chirag, I felt confident and well-informed in my decisions.

J
Jeethu Georgerated5.0
9 months ago

Had a very positive experience from initial application all thru closing. Sebastian and the entire team was very responsive and helpful in decision making and gave relevant heads up before every crucial step.

v
vishwanath krishnamoorthyrated5.0
1 year ago

I signed my house yesterday and I have to tell everyone about this. I worked with Mr. Sebastian and he was always one step ahead throughout the process with frequent calls and email follow ups. It made me to be very easy and less stressed. He can clarify anything and everything at anytime. Never hesitates or have been less responsive. Happy to work with him.

V
Vinay Samrated5.0
1 year ago

Vipul Ghanshyambhai Hapani is a great advisor and provides the right direction at the right time. He is very easy to contact and very responsive each time. Also he is very efficient and makes our job easy and helps us till the closure. The process was very clearly explained till the closure and now I got my home key without any hurdle with good rate/credit. Thanks Vipul and team.

T
Treesa Antonyrated5.0
3 yrs ago

We had our whole mortgage process done with Vema Mortgage and we had an amazing experience. PT Johnson worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had as first time home buyers. He made as feel at ease and guided us through the process. One thing about Vema mortgage is that they don't just work during business hours. There is a Vema personnel available to answer any questions on the weekends, evenings or even at night. If any questions arise, we knew PT Johnson was available just a phone call away. That comfort for a first time home buyer means the WORLD!!!! I highly recommend Vema to everyone!

R
Rinto Mathewrated5.0
2 yrs ago

Vema Mortgage LLC is my mortgage broker for my home purchase. The team lead by Sebastian George is very proactive in making the deals with higher priority. They pay attention in details and explains every minute details to the customer. The pace at which they are operating is highly impressive to close the deals. They do regular follow-up and get the details/documents on time, they are always accessible and equipped with highly professional staffs.

S
Suganya Gopirated5.0
1 year ago

Excellent experience with Vema Mortgage. Vipul was very knowledgeable, responsive and made the entire process seamless. From pre-approval to closing, they guided us every step of the way. Highly recommend their services.

a
ashish goenkarated5.0
1 year ago

I have worked with Mr. PT Johnson for house loan and I would say he is the “best” lender. He was able to beat the current interest rate which other lenders were offering and he always kept me updated and was very detailed whenever I communicate with him. He made the lending process and closing super smooth. I highly recommend PT Johnson and Vema Mortgage.

R
Rohit Dandamudirated5.0
5 months ago

Mohan Koday helped me and my family by providing with best interest rate and entire process was so smooth… Thank you Mohan Koday and Vema Mortgage… we appreciate all the help you have given to us…

Y
Yogesh Dhoterated5.0
1 year ago

Vipul Hapani (Vema Mortgage) and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were quick to respond to any questions, even outside of normal business hours. From start to finish, Vipul made the entire home buying process incredibly smooth and easy. Overall, I am highly recommend Vipul and Vema Mortgage Services to my friends and other home buyers. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart and made the entire loan process journey easy for buyers.

K
Krishna Uppalarated5.0
1 year ago

Worked with Mr. P. T. Johnson of VEMA MORTGAGE as my Mortgage Lendor, and I can't speak highly enough of his expertise and dedication. He not only guided me seamlessly through the mortgage process but also offered me a very competitive Mortgage Rate. One of the most remarkable aspects of working with our mortgage broker Mr. P. T. Johnson was the personalized attention we received. As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me. Mr. P. T. Johnson's expertise was evident in his ability to secure the best possible terms for our mortgage, ultimately saving us a significant amount of money in the long run. If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Mr. P. T. Johnson is your best choice. My experience with him was truly outstanding.

S
Subhash Singhrated5.0
2 yrs ago

Sebastian and his team were immensely professional, accessible, extremely organized and always ready to help. They guided me through the mortgage process patiently and also helped me with the best quote/rates. they are always available for answering questions and addressing concerns. they gave me better rates as expected I highly recommend Sebastian and his team for all your mortgage needs.

V
Vishrut Patelrated5.0
1 year ago

I had an excellent experience working with Vipul as my home mortgage broker. He secured the best possible rate in the market with the least amount of fees, which made the entire process smooth and affordable. Vipul also provided invaluable tips for better financial planning, which has helped me immensely. Given his expertise and dedication, I will definitely choose him for any future mortgage needs. I highly recommend Vipul and Vema Mortgage.

J
Jivesh Gaurrated5.0
1 year ago

Successfully closed on my new home!! I had an amazing experience working with PT Johnson, so easy to work with him. He provided very simple and clearly laid out process steps, I followed the instructions, submitted the documents on-time and the entire process went very smooth. I have heard stories where buyers had horrifying experience and they ended-up with either delayed closing or had to change their lender. But none of that with P.T. Johnson, he got me rates that nobody could offer, forget about beating it (I got quotes from National Banks, Credit unions, Online lenders, local loan officers). He was always responsive to my text messages and off-work hour phone calls, a quality I really appreciated. I highly recommend him.

M
Manoj Rautrated5.0
12 months ago

Being one of the most experienced mortgage agents in Michigan, Sebastian is able to help in every step of mortgage borrowing flawlessly with all the necessary guidance and giving the best possible interest rate with the lowest possible closing cost, We bought two houses and he was fabulous with our mortgage needs. Thank you Sebastian!!

s
sachin patilrated5.0
2 yrs ago

Excellent experience working with Sebastian and Lakshmi from Vema Mortgage. Starting from 1st interaction Sebastian made sure that we understand each and every detail of mortgage process and took extra time to explain. Lakshmi kept us informed about overall progress of mortgage approval and did all necessary followups to make sure things are closed on time. Both contacted us time to time to see how things are moving at our side. All numbers were explained very properly to avoid any confusion and was offered best possible rate. Thanks Sebastian and Lakshmi. Will highly recommend Vema mortgage for anyone.

J
James Varkeyrated5.0
1 year ago

Sebastian is very knowledgeable and he was very helpful as we purchased our first home. As first time homebuyers, we had a plethora of questions and Sebastian patiently addressed each of our concerns and we felt reassured that he would be a reliable partner during this homebuying journey. We are grateful for the support from VEMA mortgage staff members as we had questions about interest rates and appraisals. We look forward to this partnership as we begin this home ownership.

V
Vikram Subramanirated5.0
1 year ago

Sebastian was a pleasure to work with right from the start. As a first time home buyer, he walked me through the entire process from pre-approval to closing, and answered all my questions along the way. The whole journey was smooth and transparent. Highly recommend!

V
Vishal sainirated5.0
7 months ago

Highly recommend Vema Mortgage,Sebastian is very efficient , responsive and proactive ,making the whole process smooth.

P
Praveen Kumar Gajendrarated5.0
2 yrs ago

Sebastian George has been very helpful during the closing process of my house purchase. He was always approachable even after loan closure. I recommend Vema mortgage for stress free, hassle free loan closure with competitive interest rates. Agents are reliable and they take care of everything.

S
Shibu Belarathrated5.0
2 yrs ago

My agent recommended Vema Mortgage LLC. I had the opportunity to work with PT Johnson. I am so happy that I chose Vema Mortgage LLC. As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me. From beginning to end, Johnson was informative, extremely thorough and was making sure that I am getting the best deal possible. Johnson made the whole process incredibly smooth and easy. Thank You Johnson !!!!

V
Vinothkumar Kabirdossrated5.0
2 yrs ago

As every first time buyer, I used to have all kind of questions. Sebastian helped me to navigate through the entire process with detailed communication in every step. I could lock in a better rate when the average rate is high. Also I had a situation of changing employer while starting the process. I mentioned this to Sebastian and he clarified the details and asked for the verification documents including employment verification letter. He communicated details before closing and walkthrough every details on the cost involved for closing. He was very easy to work with and will be definitely my first go to place when I am in need for new mortgage or refinance needs.

a
amarjit nagpalrated5.0
9 months ago

Best in town. Thanks for helping my son to have his dream come true and recommending Sarabjit Narula as an agent. He is an awesome person in fact you both are. Know you from last 20 years as my Coustomer but was an honor to be your Coustomer now. Thanks

S
Shan Gurunathanrated5.0
1 year ago

Vipul consistently stayed ahead of the process, ensuring that the closing went smoothly. We were expertly guided through every stage of the loan closing process and were always kept informed about the next steps. No other vendor could match the loan rates and discounts provided by Vema Mortgage. We hope to work with them in the future as well.

V
Vijay Prativadirated5.0
1 year ago

Working with Vipul at Vema Mortgage was truly amazing experience. Vipul was with us at every step from day one. He provides competitive market rate with best customer service. Thank you and I would highly recommend Vema Mortgage. Thank You

S
Soumya Mishrarated5.0
1 year ago

Happy to highly recommend Vipul from Vema Mortgage for all your mortgage needs. I have used him a couple of times in the last 2 years and he has been exceeded my expectations every single time. Super professional team and highly responsive, he has been my phone a friend throughout the mortgage process. And i dont even know how he can close the loan in 3 weeks :-)

b
biju thottathilrated5.0
2 yrs ago

I highly recommend Vema mortgage and their services since they provided great customer care and guided me through the mortgage process efficiently. I can truly say that I felt at ease throughout the whole interaction with the company. P T Johnson was a huge factor in making my experience so smooth and simple. I did not feel as though I was treated as a customer but more so as a friend by the care and attention given by the company and P T Johnson especially. I would not hesitate to do business again and will be referring any friends and family for future mortgage needs.

v
vivek cherianrated5.0
10 months ago

Vema was a savior for us - they stepped in last minute when another lender could not make the closing date for us. Jansy and Sebastian both worked tireless to get my loan approved and the new home closed!

V
Vinuprakash Viswanathanrated5.0
10 months ago

I had the absolute pleasure of working with Chirag Rachhadia as my mortgage broker and I cannot recommend him highly enough! From the very start, he was incredibly patient and thorough, answering all my questions (multiple times) and guiding me through each step of the process with expertise and professionalism. Despite several unexpected delays that pushed our closing date, Chirag stayed on top of everything, making sure I was informed and reassured throughout. On closing day, we encountered a last-minute issue with a difference in the payment amount. Without hesitation, Chirag went above and beyond by using his personal credit card to cover the difference to ensure the deal went through smoothly. His dedication and willingness to go the extra mile truly speak to his commitment to his clients. I couldn’t have asked for a better partner in securing my home loan, and I’m already looking forward to working with him again in the future. Thank you, Chirag, for making the home-buying process stress-free and successful!

V
Varghese Philiprated5.0
2 yrs ago

I had the privilege of working with Sebastian as my mortgage agent, and I can't speak highly enough of his expertise and dedication. Sebastian not only guided me seamlessly through the mortgage process but also offered invaluable insights into finance and current housing trends. Sebastian's financial acumen ensured I secured an excellent mortgage rate, and his ability to adapt to market changes was impressive. He was always approachable, responsive, and professional, addressing all my questions promptly. If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Sebastian is your best choice. My experience with him was truly outstanding.

S
SHRINIL PATELrated5.0
11 months ago

I recently bought a home 2 weeks ago near Charlotte area and worked with Vipul Hapani. This was my first home purchase. Vipul was extremely good in the loan origination process. I talked to multiple loan officers across different banks but Vipul gave me the best interest rate. He kept his words throughout the process and made sure I understand what all options I had for the loan. He was also extremely responsive and answered all my questions in a timely manner. I highly recommend Vipul Hapani to anyone who is looking to get a loan for a new home purchase.

h
hinal desairated5.0
10 months ago

First I want to thank u a lot Mihir Patel. This is our first time home buyer loan. Mihir did really great job. He get my loan approval in very short time period no much hassle. I highly recommend to mihir patel for mortgage loan.

T
Thushar Arated5.0
1 year ago

Working with Mr. Sebastian George was pleasant and informative. He explains the process clearly with the upmost and honest professionalism. This was important to me since I was a first time home buyer. Thank you so very much for all of your help in securing our loan for our new home. I will recommend him to every person I know who is in need of financing.

N
Narla. Prasanth.rated5.0
10 months ago

I worked with Johnson from Vema Mortgage. His response, Support, expertise helped us to get the clear to close on time with good interest rate. Thank you very much for all the hard work.

r
reji tvrated5.0
6 months ago

Its been a pleasure working with Vema Mortage LLC. Mr Sebastian George was very prompt in addressing our queries and also processing our request.

N
Nithyanandan Selvamrated5.0
1 year ago

I recently had the pleasure of working with Vipul Hapani from Vema Mortgage, and I must say, the experience was exceptional. Vipul expertise and commitment was Great..Throughout the process, he provided clear and transparent communication to the Loan Refinance Process. Vipul took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service. I highly recommend Vipul Hapani for anyone seeking mortgage assistance. Thank you, Vipul for your outstanding support! Looking forward to work with you in future for the Next Refinance when rates go down ??

A
Ameen Prated5.0
1 year ago

I recently purchased a home and my loan officer was Mr. PT Johnson of Vema Mortgage LLC. I have worked with many loan officers for purchasing home or refinancing mortgages in the past, but Mr Johnson stood out to me the most. He was very courteous and professional and above all on task during the entire process. His communication was very clear and explained to me about the process, required documents and clarified all my questions. They offered a very competitive rate and worked with title attorney to close the transaction on time. I highly recommend Mr. Johnson and Vema Mortgage for your mortgage needs.

L
Leo Piusrated5.0
2 yrs ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage LLC for my home loan application. From the moment I began the process, Sebastian's dedication and professionalism were evident. He demonstrated exceptional attention to detail by thoroughly verifying and correcting any issues with my application, ensuring that I experienced minimal inconvenience throughout the entire process. What truly impressed me was Sebastian's commitment to securing the best loan terms for me. He worked tirelessly to ensure that I was at an advantage when it came to the terms of the loan. His expertise and dedication were evident as he guided me through the entire journey. Not only did Sebastian excel in his role as a loan officer, but he also took the time to address any questions or concerns I had along the way. His patience and willingness to provide clear explanations and expectations, truly set him apart. I am grateful for Sebastian's professionalism, guidance, and support during this important financial decision. My experience with Vema Mortgage has been nothing short of excellent, and I wholeheartedly recommend Sebastian George and the team at Vema Mortgage for their service.

a
anupam raj Jainrated5.0
12 months ago

PT Johnson helped me in getting a mortgage for a home that I purchased recently. I would highly recommend him, he is very knowledgeable, transparent and goes out of the way to help his clients. As a first time home buyer, he helped answer all my questions very patiently and got me a really good rate, better than I was expecting.

S
Sam Karrated5.0
1 year ago

I recently bought my home loan through Verma mortgage and had the pleasure working with P T Johnson. , Johnson made the entire home loan process smooth and easy. Their response is always quick and able to close the loan process on time. I highly recommend Vema Mortgage to anyone in need of a mortgage.

y
yuktal venkatarated5.0
1 year ago

Working with P.T. Johnson at Vema Mortgage LLC was an outstanding experience. As a Loan Officer, his expertise and dedication were evident from our first interaction. His assistance throughout the loan process was excellent, characterized by prompt replies that never left me waiting. What impressed me most was Mr. Johnson’s commitment to meeting closing deadlines. He navigated through every challenge with a solution-oriented mindset, ensuring a smooth and timely closure. His proactive approach and thorough communication made a typically complex process feel effortless. I highly recommend P.T. Johnson to anyone in need of a reliable and proficient Loan Officer. His exceptional service and attention to detail are what set him apart in this industry.

G
Gurvinder Singh Choprarated5.0
1 year ago

Thank you Vipul for providing support and help during the entire process. He is thorough and clearly explained the process. He was clear in his communication and did what he promised. He is very friendly and has very good knowledge of the mortgage process. All the process was done in timely manner. I will highly recommend him

J
Jal Reddyrated5.0
1 year ago

I had the pleasure of working with Vipul Hapani from Vema Mortgage during my recent home purchase, and it is an impeccable experience. Throughout the entire process, Vipul demonstrated exceptional professionalism, deep knowledge of the mortgage industry, and a genuine commitment to ensuring my needs were met. From the initial consultation to the closing day, Vipul was incredibly responsive and proactive in guiding me through each step of securing a mortgage for my primary home. They patiently answered all my questions, provided clear explanations of complex financial terms, and consistently kept me informed about the progress of my application. What stood out most was Vipul’s dedication to finding the best financing options tailored to my financial situation. They worked diligently to secure a competitive interest rate and ensured that all paperwork was handled efficiently, which made the entire process smooth and stress-free for me. In addition to their professional competence, Vipul also impressed me with his friendly demeanor and genuine interest in my satisfaction as a client. They truly went above and beyond to deliver exceptional service, making me feel confident and supported throughout the home buying journey. Overall, I am extremely satisfied with my experience with Vipul/Vema and would wholeheartedly recommend them to anyone looking for a reliable and knowledgeable loan officer. Thank you, Vipul for helping me achieve my dream of owning a home!l If you are in market for home loan, just call Vipul Hapani.

S
Sandeep Mutyalarated5.0
8 months ago

Ashrith desu from Vema mortgage provided great support and competitive rates with exceptional guidance all along the journey. Highly recommend them.

R
RAJESH BHATTArated5.0
10 months ago

Excellent and very efficiently job done for my new home closing by Chirag. The entire process was smoothly handled by his vast knowledge and experiences on mortgages. I would definitely recommend him to anyone who asks me/looking around for mortgages. Thank you again Chirag for your excellent service.

S
Satish Babu Darsirated5.0
1 year ago

Recently worked with Chirag from Vema Mortgage as a lender for my home buying process and it was a great experience overall. He was informative, transparent with the rates and fees, responsive and always available for any questions I had during the loan processing. I highly recommend him for his service and wouldn’t hesitate to work with him in the future.

p
parth patelrated5.0
1 year ago

The mortgage process was very smooth. The mortgage officers were very responsive and were always ready to help. They provided me with necessary guidance throughout the process. I would highly recommend Vema mortgage for your next mortgage needs.

h
hiteshkumar patelrated5.0
1 year ago

We recently bought new home loan through Vema mortgage and had the pleasure working with Vipulbhai. He made the entire loan process smooth and easy. Their response is always quick and able to close the loan process on time. I highly recommend Vema Mortgage for your new home buying loan process.

R
Ramesh Vardhanapurated5.0
6 months ago

Nice to work with Vipul and very transparent. Prompt response and Provides the best rates possible. Will recommend to friends as well for best rates and experience.

A
Adi Raghunandanrated5.0
1 year ago

I highly recommend Vema Mortgage service. We worked with Sebastian George who was very professional, prompt, transparent, offered the best interest rates with no haggling, lowest closing costs, and closed on time with zero hassles. What more can you ask for as a first-time home buyer?

s
sunil.2023rated5.0
10 months ago

Vipul provided outstanding customer service, consistently prioritizing client needs with prompt responses and clear guidance. His attention to detail ensured accurate documentation and thorough review processes, making the refinancing experience smooth and reliable.

S
Srikanth Vrated5.0
2 yrs ago

Sebastian George at Vema Mortgage LLC is my mortgage broker and he is the best. Interest rates offered by him are very competitive compared to other lenders or brokers in the area. He maintains transparency in each and every step and explains everything in detail. Looking forward to working with him again for refinancing. Highly recommend him.

s
shirish sahurated5.0
1 year ago

I obtained my home mortgage through VEMA MORTGAGE, and Mr. Sebastian guided me through each step, explaining everything in detail. He offered the best interest rate in the market and the highest lender’s credit compared to other options. I highly recommend Sebastian for home mortgages.

G
Gurudutt Venkateshrated5.0
2 yrs ago

I have worked with Sebastian.G for 5yrs now towards refinancing my previous house mortgage and new mortgage for my new house as well. Sebastian is highly professional and very communicative lender. He provides with various options to choose and suggests the suitable ones(if asked) for you. Sebastian, alongside Vema, have been acting promptly & professionally during the entire process of closing of my new home. They have reached out to me ahead of time for all the necessary documentation and have closed the mortgages in a timely manner. Sebastian has been a great lender and a good friend helping me with mortgage/rates/refinancing advices too. Would definitely recommend him to any of my friends.

A
Anoop Mathewrated5.0
1 year ago

I had an outstanding experience working with Vema Mortgage. They were incredibly reliable, always acting promptly and coordinating seamlessly with the title company. The closing process was smooth, and I had no worries at all. What stood out was their constant availability to clarify any doubts I had, making the entire process transparent and stress-free. Moreover, they offered me the best rates, and their straightforward approach was truly commendable. I highly recommend them and am giving a well-deserved 5-star rating. Thank you for the exceptional service!

A
Ajay Chandranrated5.0
12 months ago

Vema mortgage officer Sebastian George worked with me in every step for the loan approval, He was very prompt and followed up with me to get all the documents much prior to the closing date. I would definitely recommend Vema mortgage and Sebastian for loans and they are very good people to work with for your home purchase to go smooth.

m
minoelisrated5.0
1 year ago

Sebastian George with Vema Mortgage, was a pleasure to work with, from start to finish. He offered us the lowest interest rates compared to anyone else. He was knowledgeable, resourceful and patient. He was always reachable and guided us through all paperwork. I would highly recommend Sebastian and his team to help with financing your home! Thanks Seby!

S
Siddeswara Reddy Nagireddyrated5.0
3 months ago

Mohan helped me to smoothly refinance my mortgage to vema mortgage LLC . I recommend Vema mortgage LLC.

S
Satish Kharvirated5.0
1 year ago

Sebastian George is an excellent knowledgeable guy when it comes mortgage process, without his help my loan process would not gone so smoothly, he explained each and every step of the process. I strongly recommend him for the mortgage loan. Thanks you Sebastian for being so wonderful and gracious to me during the entire process.

K
Komal Hablanirated5.0
10 months ago

I have worked with Vipul H and received excellent customer service. The guidance he has provided has been impeccable, informative and has made this tedious process a relative breeze. If you require a trustworthy loan office reach out to Vipul H.

b
bhupal singhrated5.0
1 year ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Vipul made the entire home buying process incredibly smooth and easy. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart. 5 star.

C
Clinton Royrated5.0
2 yrs ago

5 star review for this amazing team, especially to Sebastian George!! They work almost every day, super responsive and super quick in closing. Irrespective of the silliest question they're always ready to help. I'm a first time home buyer and had too many questions and doubts. But Sebastian was calm and easy to talk to, cleared everything. There were few complications during my mortgage process, thanks to Sebastian we worked on each of them in a timely manner and closed on time! I shopped around with different lenders & Vema mortgage provided the lowest rate possible at this time. I will definitely work with these folks for my future homes!! Thank you!!

K
Kulasekar Mrated5.0
5 months ago

I had the opportunity to work with Mohan Koday from Vema, and he did an excellent job, delivering valuable service to refinance my loan.

i
ishan sonirated5.0
6 months ago

From start to finish, VEMA made the entire process smooth. Sebastian George took the time to answer all my questions, provided clear explanations of every step even in off-hours too.

g
georgevengalrated5.0
1 year ago

I had an amazing experience of working with Vema Mortgage and Mr. Sebastian George. The whole process was stress free and well planned to make life easy for first time home buyers like me. Sebastian is a professional and managed the whole process with lots of personal touch which made the experience memorable.

R
Rajesh Vedularated5.0
5 months ago

Great experience with refinance; Mohan Koday's service is appreciated along with his team(Rakhee), would recommend Mohan for refinance

p
pola Venkatarated5.0
8 months ago

We recently brought our first home. Mrs. Chirag Rachhadia helped us in closing the deal with a very tough seller. Guided us at every stage in the process, the seller failed to close the deal on time Chirag helped us on rate lock extensions and closing costs. ALL credit goes to Chirag.

A
Anil Gatiganterated5.0
8 months ago

Vipul Harpani was fantastic to work with during this process. He did ensure that I sail through the process smoothly. I would rate him 10/10 for his availability and dealing the customer with utmost priority.

C
Chamundeswara Meduryrated5.0
10 months ago

It is pleasure working with Chirag. He helped us understanding all the options and guided us choosing the right one. He supported in each step and always reachable. I am very happy that I got the best rate and I recommend him for any mortgage needs.

P
Prince Josephrated5.0
1 year ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage, and I must say, the experience was exceptional. Sebastian's expertise and commitment to securing the best mortgage deal for us were truly remarkable. Throughout the process, he provided clear and transparent communication, making a complex procedure easy to navigate. Sebastian's dedication to understanding our financial goals and negotiating the best terms for our mortgage went above and beyond our expectations. Working with Sebastian felt like having a knowledgeable ally on our side. He took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service. I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

a
amar mrated5.0
8 months ago

Working with chirag is a great experience! He helped me a lot suggesting me in various documentation to close the loan . I suggest him for wholesale interest rate and flexible working

H
Hari krishna Mupparapurated5.0
8 months ago

I had the pleasure of working with Chirag Rachhadia on my recent home refinance. He exhibited exceptional friendliness and efficiency, streamlining the refinance process. His explanations of the process were also highly informative.

S
Sai Kiranrated5.0
8 months ago

Chirag Rachhadia has provided an exceptional mortgage experience with no closing costs, outstanding customer service, transparent communication, competitive interest rates among others, an efficient process, and impressive professionalism and expertise, making my home-buying journey smooth and stress-free. I highly recommend Chirag Rachhadia to my friends and family. Great working with you Sir.

n
navaneeth kondlerated5.0
10 months ago

I recently completed a refinancing with Vema Mortgage, and I’m beyond pleased with the experience. Vipul Hapani guided me through the entire process with incredible expertise, attention to detail, and dedication. He was proactive in addressing my questions, explaining each step in a clear and straightforward manner, and always kept my best interests in mind. Vipul went above and beyond to secure an excellent rate and terms that aligned perfectly with my financial goals. Vipul’s professionalism, honesty, and commitment to exceptional service set him apart. He took the time to understand my needs and ensured that I felt confident and well-informed throughout. His communication was top-notch – I never had to worry about being left in the dark or uncertain about the next steps. Vema Mortgage as a whole demonstrated the same level of quality and customer-centered service. Their process was efficient, transparent, and tailored to meet my unique needs, with a dedicated team that made refinancing as smooth as possible. If you’re looking to refinance, I highly recommend Vipul Hapani and Vema Mortgage. Their expertise, integrity, and client-focused approach make them a standout choice!

S
Srihari Nagularated5.0
10 months ago

I recently refinanced my home with Vipul and I couldn't be happier with the experience! From start to finish, Vipul was professional, knowledgeable, and responsive. He explained everything clearly, answered all my questions, and made the process smooth and stress-free. The rates and terms offered were very competitive, and Vipul worked hard to ensure I got the best deal possible. His attention to detail and dedication to customer satisfaction are truly impressive. I've already recommended Vipul to friends and family, and I would highly recommend him to anyone looking to refinance their home. Thank you, Vipul, for an exceptional experience

A
Ashutosh Dubeyrated5.0
10 months ago

I cannot speak highly enough of my experience working with Vipul during my recent mortgage refinance. His expertise and dedication made what could have been a stressful process smooth and straightforward. Vipul went above and beyond to secure the best possible rate for my refinance. He took the time to thoroughly explain all my options and helped me understand which terms would work best for my financial situation. His deep knowledge of the mortgage market and attention to detail ensured I got the most competitive rate available. Throughout the process, Vipul was incredibly responsive and professional. He promptly answered all my questions, kept me updated at every stage, and made sure all paperwork was handled efficiently. His exceptional service made me feel valued as a client and confident in my refinancing decision. I highly recommend Vipul to anyone looking to purchase or refinance a home. His combination of expertise, professionalism, and genuine care for his clients' needs makes him an outstanding loan officer.

V
Vaman Baldharated5.0
10 months ago

I had a fantastic experience with Vipul Hapani while refinancing my home mortgage. He was fast, efficient, and completed the process on time with no cost. Highly recommend him for anyone looking to refinance!

V
V Vrated5.0
10 months ago

Strongly recommend Vema mortgage. It was a pleasure working with Vipul. He is the best in business and customer satisfaction is top priority. You get a rate which can’t be beat by anyone in this area. I went with them for original and refinance loans. Got the best rate in the market both the times. Way to go Vipul.

m
moksha Mahantrated5.0
10 months ago

My husband and I had a smooth and fantastic experience with the refinancing of our loan with Vema Mortgage. Mr.Vipul hapani was excellent, prompt and detailed in his approach and very friendly in explaining us the process. Thank you Vema Mortgage

G
Ganesh Lalurated5.0
1 year ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Sebastian made the entire home buying process incredibly smooth and easy. Their expertise gave me confidence and peace of mind as I navigated through the complexities. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart. And not to forget they got me a great rate. 5 Stars.

A
Ashok Kakarlarated5.0
12 months ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan application process. His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently. His professionalism and dedication to customer service were truly impressive. Thanks to Johnson. I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

S
Saravanan Ramamoorthyrated5.0
10 months ago

We recently completed the loan closing process, and it was an outstanding experience from start to finish. Vipul was incredibly knowledgeable, walking us through each step and ensuring we understood all the details. Vipul provided clear and prompt communication, addressing any questions we had and keeping everything on track. The closing itself was seamless and stress-free. Highly recommend for anyone seeking a smooth, professional, and thorough loan closing experience!

R
Rebecca Rajanrated5.0
10 months ago

I had a great experience with Johnson from Vema Mortgage, while buying a house in NJ. He was extremely responsive to all different questions I had and guided me in the right direction. He provided best mortgage rates in the market with zero refinancing fees and received clear to close in just 8 days!! Highly recommended!!

S
Samrat Dasrated5.0
9 months ago

It was a great pleasure working with Vipul from Vema Mortgage. If you’re shopping for rates,he provides one of the best rates in the market. He is very diligent and makes sure the refinance process is followed on time and without any hiccups. Would highly recommend him for any future refinance or new loan opportunities

A
Alen kallungalrated5.0
10 months ago

Flegy Abraham from Vema Mortgage provided exceptional service throughout the entire loan process. His professionalism, attention to detail, and deep knowledge of the mortgage industry made everything so easy to understand. Flegy was always available to answer my questions and worked tirelessly to ensure I got the best possible rate. I couldn’t have asked for a smoother experience. Highly recommend Flegy for anyone in need of a reliable and trustworthy loan officer!

P
Pradeep Kannanrated5.0
1 year ago

I recently had the pleasure of working with Vemo Mortgage for my home purchase, and I couldn't be happier with the experience. From start to finish, the process was smooth and efficient, making what could have been a stressful experience incredibly easy. A special thanks to Johnson, our loan officer. He was exceptionally informative, taking the time to explain every step of the process clearly. His patience and knowledge made me feel confident and well-informed throughout the entire journey.

D
DVN Satishrated5.0
10 months ago

We recently completed our refinance with Vipul Hapani from Vema Mortgage, and the experience was exceptional. Vipul offered the best rate I found across all other firms, which was crucial in my decision to work with him. The process was seamless from start to finish, completed in just three weeks. Vipul was quick to respond to any questions we had, and his responsiveness helped move the process along smoothly. We even managed to close everything online, making it extremely convenient. He went above and beyond to accommodate my needs, ensuring a straightforward experience without any stress. I’ve already referred Vipul to my community and friends, and they have been equally impressed and happy with his service. Highly recommend Vema Mortgage and Vipul Hapani for anyone seeking a reliable and efficient refinancing option.

P
Pratham Shettigarrated5.0
1 year ago

I had an outstanding experience with Vema Mortgage LLC, thanks to my agent, Sebastian. From our first conversation, Sebastian was professional, knowledgeable, and attentive to my needs. He clearly explained all my options and kept me informed throughout the entire process. His dedication to securing the best terms for my mortgage was evident, and he made the experience smooth and stress-free. I highly recommend Vema Mortgage and Sebastian for anyone in need of a reliable and supportive mortgage lender.

K
Kevin Patelrated5.0
10 months ago

I would like to express my sincere appreciation to Vipul Hapani for providing me with exceptional service. Their professionalism, attention to detail, and dedication to securing the best possible loan terms made the entire process smooth and stress-free. I can confidently recommend him to anyone in need of financial assistance, knowing they will receive the same outstanding service that I did. Thank you for your excellence in service.

g
gautham harirated5.0
8 months ago

Vipul is truly a rare individual. While offering good service is uncommon, providing the best service is even rarer. What sets Vipul apart is his willingness to offer top-tier advice, even when it comes to someone else’s client. When I was under immense stress due to a loan officer misleading me, Vipul took the time to thoroughly review my closing documents. He provided me with clear, honest insights into the hidden fees that had been charged by my original loan officer, helping me understand the situation completely. I'm confident that Vipul offers the same level of exceptional and transparent service to his own clients. I sincerely hope to work with him as a client in the near future.

p
pavan karthikrated5.0
10 months ago

Sebastian made it extremely easy for me in a difficult period. I got a great rate without having to haggle. The document submission, transactions, follow-up questions were made real easy to deal with! Would recommend him to anyone looking to buy or refinance

N
Nitin Pandeyrated5.0
12 months ago

I recently had the pleasure of working with Johnson during my home buying process, and I couldn’t be more satisfied with the experience. From the very beginning, he demonstrated exceptional professionalism, knowledge, and dedication. Johnson took the time to thoroughly explain every step of the mortgage process, ensuring I understood all my options and felt confident in my decisions. He was always available to answer my questions, no matter how small, and provided timely updates, which made the entire process smooth and stress-free. What truly sets Johnson apart is his genuine care for his clients. He went above and beyond to secure the best possible rates and terms for my mortgage, and his attention to detail was impeccable. His friendly and approachable demeanor made me feel comfortable and supported throughout the entire journey. I highly recommend Johnson to anyone in need of a mortgage manager. His expertise, dedication, and outstanding customer service are truly unmatched. Thank you, Johnson, for making my dream of homeownership a reality!

S
Srikanth Chrated5.0
10 months ago

We had an excellent experience with Vema mortgage. The entire mortgage process was smooth and completed within three weeks, which was faster than expected. Our representative Vipul Hapani was knowledgeable, responsive, and took the time to answer all our questions, ensuring we understood every part of the loan terms. We received a competitive rate, and all fees were transparent from the start. Closing was convenient and stress-free. Overall, we highly recommend Vipul Hapani & Vema mortgage and would definitely work with them again.

A
Aswin Baburated5.0
1 year ago

Working with Sebastian George from Vema Mortgage has been an absolute pleasure. From the very beginning, he was attentive, responsive, and incredibly helpful throughout the entire process. He guided us through each step, answering all of our questions with patience and clarity. His expertise in the field made us feel confident in our decisions, and his dedication ensured that everything went smoothly and efficiently. We couldn't be happier with the service we received, and we highly recommend Sebastian George to anyone in need of a mortgage lender. Thank you for making this experience stress-free and positive!

M
Manoj Kumarrated5.0
10 months ago

I recently went through the process of refinancing my home mortgage, and I couldn’t have asked for a better experience, all thanks to my loan officer , Vipul. From start to finish, Vipul was incredibly transparent, always keeping me informed about each step. His communication was outstanding—he was available whenever I had questions and always provided clear, straightforward answers. His transparency made me feel confident and secure throughout the process. I highly recommend Vipul to anyone considering refinancing; his professionalism and dedication truly amazing!!

T
Tulasi Srinivas Chundrurated5.0
5 months ago

I recently went for refinancing and loan officer Mohan Koday did an amazing job in helping me clarify all my questions and move forward quickly. It was seamless experience and Thank You Mohan for great job.

S
Subhajit Sinharated5.0
10 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance. I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

S
Sreenivasulu Persinetirated5.0
10 months ago

I recently had the pleasure of working with Vipul at Vema Mortgage LLC for my refinance, and I couldn’t be more impressed with the service I received. Vipul’s expertise, attention to detail, and dedication to ensuring the best possible outcome made the entire process seamless and stress-free. He went above and beyond to answer my questions and kept me informed every step of the way. Thanks to his extraordinary work, I secured a great rate and feel confident in my decision. I highly recommend Vema Mortgage LLC and Vipul for anyone considering a mortgage or refinance – truly exceptional service!

W
Westendrated5.0
8 months ago

I recently purchased the house and Vipul was my loan officer. It was a great experience working with Vipul. He professionally handled the whole loan process & was available on phone call or text messages. He delivered on all his promises. Also he met the closing date as promised. I will highly recommend Vipul for your loan requirements.

S
Swapnil Thoterated5.0
10 months ago

We are beyond thrilled with our experience at Vema Mortgage! From the moment we started the process, Johnson was incredibly helpful and supportive. His dedication and expertise truly made a difference, guiding us every step of the way. Thanks to his hard work, we secured our mortgage in just 15 days, making our dream of homeownership a reality. I can't thank Johnson and the Vema team enough for their outstanding service. If you're looking for a trustworthy and efficient mortgage partner, I wholeheartedly recommend Vema Mortgage!

A
Amit Goswamirated5.0
8 months ago

I wanted to express my sincere appreciation to Vikas for his exceptional assistance throughout our loan process. His dedication and willingness to go the extra mile were instrumental in our approval. Vikas made the entire experience smooth and understandable, and we even received the clear to close two weeks ahead of schedule. Thank you once again Vikas for your outstanding service.

R
Rohith Reddyrated5.0
1 year ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan process. From start to finish, he was incredibly helpful, knowledgeable, and informative. His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently. What stood out the most was Mr Johnson's commitment to ensuring I understood each step of the process. He provided clear explanations and valuable insights, which gave me confidence and peace of mind. His professionalism and dedication to customer service were truly impressive. Thanks to Johnson, I felt supported and well-informed at every stage and for making this experience smooth and stress-free. I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

D
Divyeshkumar Patelrated5.0
9 months ago

I had the pleasure of working with Chirag Rachhadia from Vema Mortgage for my home loan, and I couldn’t be more impressed with his professionalism and expertise. Chirag guided me through every step of the process, ensuring I understood all my options and making what can often be a stressful experience feel seamless. He was always available to answer my questions and provided timely updates, making sure everything stayed on track. His dedication to finding the best solution for my needs truly stood out. I highly recommend Chirag and Vema Mortgage to anyone looking for a reliable and knowledgeable mortgage partner!

S
SHAILIN DESAIrated5.0
10 months ago

I recently secured a mortgage loan with the help of Mr. Vipul Hapani, and I couldn't be more pleased with the experience. He was highly professional, always available to answer my questions, and provided clear guidance every step of the way. His transparency and commitment made the entire process smooth and stress-free. I highly recommend his services to anyone in need of a reliable loan officer.

J
Jasvir Singhrated5.0
1 year ago

It was a wonderful experience working with Sebastian George from Vema Mortgage. He was quick in replying to our questions and concerns. It was very easy to communicate with him. He was incredibly helpful throughout the entire process. He helped us in making some decisions to close the deal. He is even available in answering our questions after closing. We highly recommend Sebastian George if someone is in need of a mortgage lender. Thank you for your help and support.

N
Nayan Patelrated5.0
9 months ago

Our rate was 0.6% lower than best competitor bank - that’s a lot! We worked with Sebastian. He was excellent. The rates were lower than banks and every step was communicated well by Sebastian. Thanks ???? for a great experience and successful closing.

S
Sanjeev Aggarwalrated5.0
1 year ago

I recently bought my home loan through Vema mortgage and worked with Sebastian George from Vema mortgage. I had an excellent experience working with Mr. Sebastian George. His expertise and knowledge helped a lot as we purchased our first home. Throughout the process, he provided clear and transparent communication. He is incredibly professional, knowledgeable, and always available to answer my questions. The process was smooth and stress-free. I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

S
Shikha Anandrated5.0
8 months ago

Vipul with Vema Mortgage is truly phenomenal! He has consistently gone above and beyond to ensure smooth closings, even in challenging situations that other lenders couldn't handle. His deep knowledge, experience, and commitment to building strong relationships make him an invaluable asset for all buyers—whether first-time homebuyers, seasoned investors, or those purchasing a primary residence. Vipul is trustworthy, reliable, and always provides expert guidance. Highly recommend!

V
Veer Patelrated5.0
9 months ago

I recently worked with VEMA MORTGAGE (Sebastian George) for my mortgage, and the experience was seamless from start to finish. Their team was professional, responsive, and guided me through every step of the process. I appreciated their clear communication, competitive rates, and personalized approach. They made a typically stressful experience much easier to navigate. Highly recommend for anyone looking to secure a mortgage with confidence.

D
Digant Jagtaprated5.0
12 months ago

I had an outstanding experience with Sebastian from Vema Mortgage. From the very beginning, he demonstrated his expertise, and a genuine commitment to ensuring my mortgage process was smooth and stress-free. He provided clear guidance throughout the entire transaction and I was very comfortable asking any questions that I had along the way. I highly recommend Sebastian & Vema Mortgage to anyone looking for competitive mortgage rates and a trustworthy lender.

S
Srinivasan Drated5.0
8 months ago

Chirag got best rate. He was super diligent and helpful in following up until closing, he and his team were flexible in accommodating applicant specific requests and documentation. Will definitely recommend him.

G
Gowri Shankarrated5.0
1 year ago

I had an opportunity to work with Sebastian George from Vema Mortgage on my first home purchase in the Austin Area. The whole process was very smooth, and he guided me through all the process in detail to make sure I was comfortable. He is very knowledgeable about the mortgage industry and his commitment is very high. He made sure I had all the options on the table, explained the details and made sure that I benefited the most from selecting the right option. I would strongly recommend him to anyone looking for a home loan.

G
Gyan Shankerrated5.0
7 months ago

Vema has been great with all mortgage needs. Sebastian and his team ensures the process is as smooth as possible with the best rates. Highly recommend.

N
Nageswara Naveen Borusurated5.0
10 months ago

I strongly recommend Vema Mortgage for their services and support. Especially Mr. Sebastian who have assisted me in getting my application processed smoothly. He is one of the best person, very genuine and trustworthy. Thank Sebastian sir and Vema Mortgage for your service and support.

K
Kinjal patelrated5.0
9 months ago

I had a great experience with Sebastian george when securing my mortgage. The process was straightforward, and their team was knowledgeable and responsive throughout. They offered competitive rates and were always available to answer my questions. Overall, a smooth and stress-free experience—highly recommend!

P
Prashant Pradhanrated5.0
4 months ago

Purushoth and his team were very helpful, efficient and professional throughout the complex process, and helped us navigate all the stakeholders involved. We strongly recommend using their services.

B
Binoy Josephrated5.0
11 months ago

We recently bought our mortgage loan through Mr Sebastian George from Vema mortgage. We had a great experience working with him. Throughout the process, he was very responsive and provided clear and transparent communication. He is incredibly knowledgeable, professional and always available to answer our questions. All went through nicely and hassle-free I highly recommend Sebastian George for anyone looking for mortgage. Thank you, Sebastian, for your outstanding support.

R
Raghavendra Crated5.0
7 months ago

It was great working with Sebastian from VEMA mortgage. He was very professional and eased our mortgage loan task. I would strongly recommend him.

V
Vivek Kumarrated5.0
7 months ago

Vipul and his team has effectively worked for refinancing my mortgage with the best possible rate. Working with him had been a great experience. He lives up to his promises. Thank you Vipul Bhai for a smooth closing.

D
Dhiraj Rautrated5.0
8 months ago

Chirag Rachhadia from Vema Mortgage helped us to refinance our loan. This was our first ever refinance, and he was very helpful from day one, while explaining the process in details on what to expect, till working out with me on my closing cost calculations. Throughout the process he was very transparent and patient. I definitely recommend him for your next refinancing...

K
Krishna Krated5.0
9 months ago

I recently had the pleasure of working with Sebastian George at Vema Mortgage, and I cannot recommend him highly enough. During a challenging time, he made the mortgage process incredibly smooth and stress-free. His professionalism and clear communication were invaluable, especially as a first-time homebuyer. Sebastian was always available to answer my questions, ensuring I understood every step of the way. If you’re seeking reliable mortgage assistance or refinancing, Sebastian is the go-to expert!

r
rajesh Kumar Sampathrated5.0
8 months ago

I worked with Chirag Patel for my home refinance this week, He did an excellent job from the start till the closure of the process.He thinks in a way as if He goes into loan shopping for himself and makes sure his customer gets the same benefits as he will get out of it. He explained everything in detail and the benefits for selecting correct options. I would strongly recommend him for all your mortgage needs. Thanks Chirag, keep up the great work.

C
Chanrated5.0
4 months ago

Mohan did an excellent job as our mortgage broker. He patiently clarified all my doubts and made our refinance process smooth. I look forward to working with him again in the future.

V
Vineelarated5.0
6 months ago

We worked with Mohan Koday from Vema and he was very helpful with our loan process. He made sure things went smoothly and had stepped in to sort out whatever hiccups we had. He was very knowledgeable and explained the whole process to us. He also worked to get us the best deal possible. Very happy with Mohan and Vema.

A
Amol Purirated5.0
8 months ago

I am writing to express my sincere gratitude for the outstanding service we received during our recent mortgage refinance process. Working with Vemo Mortgage has been a truly great experience. I would especially like to commend Vipul for his exceptional customer service. His willingness to assist us at any time, even beyond business hours, was highly appreciated and made a significant difference in making the whole process smooth and stress-free. Because of your exemplary service and professionalism, I highly recommend Vemo Mortgage to anyone seeking to refinance their mortgage. Thank you once again for your superb service. Looking forward to any future endeavors with your team.

S
Sarthak Dasrated5.0
4 months ago

Had very good experience with Vema Mortgage and specifically with Mitul. He was very detail oriented and explained mortgage process and responsive when needed. overall very good experience with Mitul and Vema mortgage.

S
Sachinrated5.0
3 months ago

Vipul was professional, flexible, responsive and great to work with. Highly recommend him for a mortgage refinance.

g
guru prasadrated5.0
6 months ago

Highly Recommend Vipul & VEMA Mortgage! I had an amazing experience working with Vipul Hapani at VEMA Mortgage. From the very beginning, he was there to guide me through the entire process, making sure I understood all my options and felt confident in my decisions. Anytime I had a question (and I had plenty!), Vipul was just a phone call away, always patient and willing to explain everything in detail. What really stood out was his dedication—he was available from start to finish, ensuring everything went smoothly. He worked hard to get me the best possible rate and made what can be a stressful process feel so much easier. If you're looking for someone who truly cares and goes the extra mile, I highly recommend Vipul and VEMA Mortgage!

s
swaraj yrated5.0
3 months ago

It was good experience and learning to go through the mortgage journey with Vema and PT Johnson helped to have smooth transition from start to closing. Recommend for mortgage business.

a
anu nambidirated5.0
4 months ago

It’s the best place for all your mortgage related solutions and any help. Very kind and helpful staff. Sebastian our loan officer was excellent and best what he does. Always available to answers doubts !

P
Phani Choudaryrated5.0
5 months ago

I had an outstanding experience working with Mohan Koday from Vema Mortgage for refinancing my home. He was incredibly knowledgeable, transparent, and responsive throughout the entire process. Mohan took the time to explain my options and worked hard to secure the best possible rate for me. His professionalism and dedication made the refinancing process smooth and stress-free. I highly recommend Mohan to anyone looking for a reliable and efficient mortgage broker. Thank you for your excellent services

C
Chandan Jumderated5.0
5 months ago

It was a time for refinancing and I wasn’t sure what the best mortgage rate and program I can avail. I overviewed some other sources with their offers however after reaching out to Vema mortgage company’s Loan officer Chirag Rachhadia, I realised that it out beats all others. Chirag is a cool and a reliable person to work. With his valuable advice it helped me a lot during the closure. Within a week he put forward my closing with zero refinance fees. I highly recommend chirag and vema mortgage service.

S
Shashank Bagwerated5.0
5 months ago

Thanks Mitul for helping us to refinance our home. You have given multiple choices and helped us to pick up a best one in current market situation. It's pleasure working with you and I will highly recommend you and your organization for any mortgage services...

a
ameena lakhanirated5.0
3 months ago

I can't say enough good things about our experience with Shaheen Chandrani. From the very beginning, she was responsive, informative, and incredibly easy to work with. Shaheen took the time to explain everything clearly, making sure we understood each step of the process. She was always friendly, professional, and truly seemed to care about helping me make the best decision. Closing was a breeze thanks to her guidance. Highly recommend if you're looking for a lender who's reliable, supportive, and easy to talk to.

L
Lalith Chandrarated5.0
8 months ago

Highly recommend Vipul Hapani from Vema Mortgage for mortgage refinancing! His expertise, clear communication, and quick response made the process seamless. He secured a great rate and explained every step thoroughly. Professional, efficient, and genuinely committed to finding the best solution. Truly a stress-free experience. Thank you for outstanding service Vipul!

S
Sandeep Kumar Ganderated5.0
6 months ago

Great place to get your mortgage solutions and any related help. Very kind and helpful staff. Goes extra mile to get your work done. Always available. Finally our loan officer Sebastian George was excellent and best at what he does!!!

T
Teresa Gilrated5.0
7 months ago

Our experience has been phenomenal with Vema Mortgage LLC! They worked with us to secure a good mortgage plan, gave timely responses, and made quick turn arounds, even during holidays, to get our dream home! This is our second time using their services! Highly recommend them!

s
savarimuthu jacobrated5.0
5 months ago

Our Mortgage process took a different and unexpected turn at the approach of the closing of the house. We did our best ! we were denied the mortgage by the underwriters; We approached Verma Mortgae LLC, through our realtor friend; Mr. Prushotaman Sadhasivam, from Verma Mortgage LLC listened to our situation and came to our help to take over from the point from where we were left and processed our Mortgage, at a faster and meticulous way to meet our deadline for the closing, without the loss of additional time or funds spent. We are surprisingly thrilled and happy with our closing, House warming and to move in to the new Home. God bless Mr. Prushotaman and Verma Mortgage LLC for their diligence and meticulous processing our Mortgage for the new home. This is a trustworthy experience! Best regards and wishes.

S
Srujan Mekalarated5.0
4 months ago

Working with Vipul Hapani was a great experience. He was incredibly friendly and made the entire loan refinance process smooth and stress-free. Vipul took the time to thoroughly explain every detail and patiently answered all of my questions, ensuring I felt informed and confident throughout. I highly recommend Vipul Hapani to anyone looking for a seamless and supportive refinancing experience.

A
Abhishek Kumarrated5.0
7 months ago

We are very happy with Vema Mortgage as our lender. Vipul is excellent and amazing to work with. He has been available round the clock and proactively guiding us to manage our lending process efficiently bith with time and money. Vema LLC and Vipul puts customer first and stay transparent throughout. We surely appreciate their outstanding customer focused way of business. A huge decision of home purchase felt easier with their expert input and seamless process.

S
Saurabh Patelrated5.0
5 months ago

We had the pleasure of working with Vikas Patel and Mihir Patel at Vema Mortgage for the refinancing of our home loan, and the experience was nothing short of exceptional. From the very beginning, they demonstrated a deep understanding of the mortgage process and took the time to assess our financial needs thoroughly. Their expertise and guidance ensured that we received the most suitable options tailored to our situation. What truly set them apart was their professionalism, transparency, and dedication to making the entire process as seamless as possible. They patiently answered all our questions, addressed any concerns, and kept us informed at every stage. Their ability to simplify what can often be a complex and stressful process was truly commendable. Vikas Patel and Mihir Patel provided us with multiple refinancing options, ensuring that we chose the one that best aligned with our long-term financial goals. Their commitment to securing the most competitive rates in the market was remarkable—no one can beat them when it comes to rates and service! We highly appreciate their honesty, responsiveness, and client-focused approach. Thanks to their hard work, the entire refinancing process was smooth, stress-free, and handled with the utmost professionalism. We would highly recommend Vikas Patel and Mihir Patel at Vema Mortgage to anyone looking for expert mortgage advice and outstanding service. Thank you, Vikasbhai and Mihirbhai, for making this such a positive experience!

B
Balakumar Ranganathanrated5.0
5 months ago

I had the privilege of working with Sebastian from Vema Mortgage. Despite the complexities of my case, he ensured that my mortgage was approved. He was exceptionally responsive to all my inquiries throughout the process and kept me informed about each stage, from pre-approval to the final closing of the loan.

S
Suresh Kumarapparated5.0
5 months ago

Its my pleasure of working with Purushothaman for my refinancing. He provided a reliable and seamless process and making stress-free. Special thanks to Purushothaman for guiding me through every step of the process with professionalism and care. I highly recommend their services for your mortgage!

V
Viranj vekariarated5.0
5 months ago

A big thank you to Purushothaman Sadhasivam from Vema mortgage for helping me and my family the best deal possible. His passion towards helping you is what stands out. I will definitely go to him for any future needs of mine and highly recommend him for all of your needs as well.

M
Maulik Daverated5.0
4 months ago

I had pleasure working with Mitul Shah and the service and support I received was unmatchable. He takes care of his customers in all way and shape possible and supports throughout the process with Vema. Vema gave us best rate in the market for refinancing.

V
Vijay Kumar Yandrapurated5.0
5 months ago

I had an incredible experience working with Mohan Konday from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. Thank you Mohan for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

s
syamrated5.0
8 months ago

I had a great experience working with Vema Mortgage. Mr. Chirag, who was my point of contact, provided exceptional support from day one. He gave me the assurance and confidence that I could successfully purchase a property despite my visa status and existing loans. Thanks to his guidance, I secured the best possible interest rate along with a $1100 lender credit. The process was smooth and well-handled, and I highly recommend Vema Mortgage for anyone looking for a reliable and efficient mortgage experience.

K
Kiran Grandhirated5.0
3 months ago

I recently had the pleasure of working with Vipul for a mortgage refinance, and the entire process was remarkably smooth. Vipul secured highly competitive rates for me, which I greatly appreciated. What truly stood out was his excellent communication; he kept me informed at every step of the process, ensuring complete transparency. It was a genuine pleasure working with Vipul, and I wouldn't hesitate to seek his expertise again for any future refinancing needs. Highly recommended!

R
Rajeev Pandyarated5.0
4 months ago

I had a great experience working with Mitul Shah for my mortgage needs. He was extremely knowledgeable, responsive, and guided me through every step of the process with patience and clarity. Mitul made what could have been a stressful experience smooth and efficient. His attention to detail and commitment to finding the best solution for my situation were truly impressive. I highly recommend Mitul Shah to anyone looking for reliable and professional mortgage services.

s
shafi shaikrated5.0
6 months ago

I had an incredible experience with Vema Mortgage LLC, and I can't thank Vipul enough for his outstanding support with my home mortgage loan. He worked proactively and went above and beyond to secure my loan approval. Even if you're qualified for a loan, the way your financials are presented to the underwriter is crucial—and Vipul did an exceptional job in this regard. His expertise and dedication made all the difference in getting my loan approved. I'm extremely grateful to him and will be referring him to all my friends and family!

H
Harsh Patelrated5.0
3 months ago

Working with Sebastian George has been an absolute pleasure. From the very beginning, he was knowledgeable, responsive, and genuinely committed to helping me through the mortgage process. Every question I had—no matter how big or small—was answered clearly and promptly, often within the same day. His dedication and professionalism made the entire experience smooth and stress-free. I highly recommend Sebastian to anyone looking for reliable and efficient mortgage assistance. He’s truly one of the best in the business!

R
Raheel Shahrated5.0
4 months ago

I had a fantastic experience working with Mohan as my loan officer. He was prompt, professional, and extremely helpful throughout the entire process. Mohan took the time to explain everything clearly and provided valuable recommendations that made securing my loan seamless. His expertise and responsiveness made a big difference, and I highly recommend him to anyone looking for a smooth and hassle-free loan experience

A
Ashfaq Atharrated5.0
8 months ago

I had an excellent experience working with Sebastian. He provided clear explanations and guided me through every step of the mortgage process, which allowed me to close the deal within 15 days. Additionally, I received the most competitive mortgage rate from Vema Mortgage LLC. Sebastian made the entire home-buying journey seamless and hassle-free. I highly recommend Vema Mortgage and Sebastian

n
naveen srated5.0
7 months ago

Sebastian made the entire home-buying process incredibly smooth and stress-free. From start to finish, he demonstrated exceptional professionalism, knowledge, and attention to detail. He took the time to thoroughly explain every step and was always available to address all of my questions with patience and clarity. His dedication and expertise made what could have been a daunting experience feel effortless. I highly recommend Sebastian to anyone looking for a reliable and trustworthy professional to guide them through the home-buying journey.

M
MOHAN MANOrated5.0
4 months ago

Had a wonderful experiemce working with Sebastian George from Vema mortage. He was kind and professional from the start to answer all my questions and explaining me different options thoroughly. Highly satisfied with their response and proper communication making it a hazzle free and stress free process. Highly recommend Sebastian George from vema mortage !!

D
Dhaneesh Rajan Pillairated5.0
4 months ago

I was fortunate to work with Sebastian George on my home loan application and he helped me through out the process. He had the patience to answer all my questions. Per my realtor this was the quickest, he saw a loan was approved and ready to close. I definitely recommend him.

R
Rakesh Samantarated5.0
2 months ago

I had an outstanding experience refinancing my home loan with the help of Vema Mortgage and Loan Officer Mohan Koday. Mohan was professional, knowledgeable, and incredibly responsive throughout the entire process. He took the time to explain every step clearly, answered all of my questions with patience, and made sure I understood all my options. His attention to detail and commitment to securing the best possible terms made the process smooth and stress-free. I truly appreciate his support and dedication. I highly recommend Mohan Koday and Vema Mortgage to anyone considering refinancing or applying for a mortgage. Thank you for your excellent service!

P
PremKumar Manoharanrated5.0
4 months ago

To Vema Mortgage and Mr.Johnson Sir, As a returning customer, on behalf of my family, I would like to thank you for all your assistance and effort to get my mortgage approved at the best possible rate. From the pre-approval till post-closing, Mr.Johnson has shown exemplary professionalism in handling my loan. He was straight forward and very helpful in guiding me through the process from start to finish. We sincerely appreciate it and we're truly happy working with you!

P
Praveen Anikottrated5.0
5 months ago

I have worked with Sebastian multiple times in the past and recently he helped me secure a mortgage to buy a new home. Sebastian is very diligent, responsive and always keeps his clients needs a top priority. He has always provided the best rate in market ( this is after multiple benchmarking). I would definitely recommend Vema Mortgage for your future mortgage needs.

S
Sana Salimrated5.0
3 months ago

I can’t say enough good things about my experience with Shaheen. From start to finish, they were incredibly patient, answering all my questions and walking me through every step of the process. Their expertise and attention to detail not only made things smooth and stress-free, but they also saved me money and a lot of potential headaches. It’s rare to find someone this professional, reliable, and genuinely helpful in the lending world. Highly recommended!

A
Avinash Vuyyururated5.0
4 months ago

I can’t recommend Chirag highly enough! he went above and beyond to get our mortgage loan closed in just one week—something I didn’t even think was possible. The process was smooth, stress-free, and incredibly efficient. On top of that, we had zero closing costs, which was a huge relief. Chirag was always available to answer questions, kept us updated every step of the way, and truly had our best interests at heart. If you’re looking for a loan officer who gets things done quickly and professionally, this is the one!

S
Sanon Nedumparambilrated5.0
4 months ago

We had a fantastic refinancing experience with Vipul at Vema Mortgage. He was incredibly efficient, secured us a great interest rate, and arranged everything with zero out-of-pocket closing costs. I highly recommend Vipul and Vema Mortgage for anyone seeking reliable and hassle-free financing solutions.

S
Srikanth Nagarajurated5.0
5 months ago

I recently had the pleasure of working with Vema Mortgage LLC for my refinancing, and I couldn’t be more pleased with the experience. The team provided a reliable and seamless process, making securing a mortgage both straightforward and stress-free. Special thanks to Purushothaman for going above and beyond to offer a competitive, low-interest rate and for guiding me through every step of the process with professionalism and care. I highly recommend their services for your mortgage requirements!

P
Prakash Ramakrishnanrated5.0
4 months ago

Vipul from Velma Mortgage made the mortgage refinancing process easy and stress-free. He was always available to answer my questions and gave helpful advice. His knowledge, quick responses, and extra effort really stood out. I highly recommend him to anyone looking to refinance.

P
Palak Patelrated5.0
4 months ago

George Sebastian was an excellent broker, he was available 7 days a week even late hours to make our loan process as soon as possible. I am a business owner and had complicated taxes but he was still able to get the loan processed in about two weeks which was much quicker than we were expecting. Also our interest rates were lower than anyone else was able to quote us which was amazing.

H
Hemali Shahrated5.0
4 months ago

Very Happy with Vema Mortgage. We closed on our home yesterday. Everything went smooth from start to finish. In addition to getting us best rates, Sebastian was very diligent in getting things done in very timely fashion for our loan approval. He was always available for questions. Very good communication. We will certainly consider Vema Mortgage and Sebastian in future.

v
visal parolarated5.0
5 months ago

I cannot recommend Sebastian George Mortgage highly enough! From start to finish, they were an absolute professional, guiding me through every step of the mortgage process with expertise, patience, and dedication. The mortgage deal I got through Vema was very good and they offered the lowest interest rate too! I’m incredibly grateful for Sebastian’s support and would recommend them to anyone in need of mortgage assistance!

N
Nishit Patelrated5.0
4 months ago

Mr Vikas Patel is knowledgeable and prompt in providing suitable option for mortgage, as i am with a very unique situation. He listened to my case , understand it and kept trying until all the requirements met. He kept me updated with call/text throughout the process. I never felt that I am being ignored, despite my unique demands. I appreciate all his efforts. I recommend his service.

R
Riten Munshirated5.0
4 months ago

I had a fantastic experience with Sebastian when we were buying our new house few months ago. He was very prompt, diligent and patient with my questions and provided me with the best rate possible in the market. Would highly recommend him and VEMA mortgage for your mortgage needs.

z
zameer ahmedrated5.0
6 months ago

Vema offers very good deals on mortgages, their interest rates are the lowest. They are highly responsive, understand customers needs and always do what is right for their customers. I had the opportunity to work with P.T. Johnson who assisted and guided me through out the process, he was available to talk to me at all times including Weekends and night/early mornings. He got me the best deal which could not be matched with any other lender, educated me on so many aspects of mortgage loan and home buying that I did not know. My home buying experience turned about to be positive only because of Johnson. He is the best, I am so glad I got to know him and got my mortgage through him.

R
Raj Srated5.0
4 months ago

Sebastian is incredibly professional and was a tremendous help throughout my mortgage application process. He explained every step clearly, was always prompt in responding, and worked patiently to answer all my questions. His customer-first approach truly sets him apart, and I have no doubt it will take him to great heights. I highly recommend Sebastian for his outstanding service, dedication, and support!

S
Sreekumar Chandrakaladharanrated5.0
7 months ago

I had an incredible experience working with Sebastian George from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. He took time to explain the different options available and helped me to find the best rate and terms that suited me. Thank you Sebastian for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

A
Amar Marthandenrated5.0
4 months ago

I cannot speak highly enough about my experience with Chirag Rachhadia/ VEMA Mortgage LLC.. From our initial consultation to closing day, he provided exceptional guidance through the entire mortgage process. He answered all my questions promptly and explaining complex terms in easy-to-understand language. He found me the best possible rate without any additional costs. His efficient processing helped me to close the loan on schedule without any delays. I highly recommend Chirag to anyone seeking a mortgage—he truly put his clients' needs first and make what could be a stressful process surprisingly smooth.

V
Vishnu Mangaroliyarated5.0
4 months ago

We recently got a mortgage from Vipulbhai at Vema Mortgage. As first-time homebuyers, my wife and I were honestly overwhelmed by the whole mortgage process but working with Vipulbhai made everything so much easier and less stressful.He took the time to explain everything in a way that made sense. He found us the best mortgage program with an amazing rate that we never expected in this market. He was incredibly knowledgeable, responsive, and truly had our best interests at heart throughout the entire process.We’re so grateful for his support and guidance as he made what could’ve been a stressful experience feel smooth and manageable. If you’re looking for someone who knows their stuff and genuinely cares, we can’t recommend Vipulbhai enough. Thank you Vipulbhai

H
Helbert Oziliorated5.0
2 months ago

Sebastian George was indicated by a Friend. Had quoted with two other brokers, and after talking to him decided to move ahead with Vema. He took care of my whole mortgage process. Let alone his relentless efforts in getting everything completed on time, communicate efficiently and quickly among all parties and support me with every single question anytime they would come up, Sebastian was able to secure me with rate conditions no other broker was offering. Peace of mind your mortgage is being taken care of by a real professional and a person great to deal with, 1000% recommend Sebastian George from Vema Mortgage.

H
Harshit Gargrated5.0
4 months ago

I recently had the pleasure of working with Vipul Hapani from VEMA for the refinancing of my home mortgage through UWM, and I couldn't be more satisfied with the experience. Vipul was incredibly professional, knowledgeable, and dedicated throughout the entire process. From the very beginning, Vipul provided clear and concise information about the refinancing options available to me. He patiently answered all my questions and ensured I understood each step of the process. His expertise and attention to detail were evident, making me feel confident and well-informed. His proactive communication kept me updated on the progress, and he was always available to address any concerns I had. Thanks to Vipul that the refinancing process was stress-free and efficient for me. I would highly recommend Vipul and VEMA to anyone looking for a reliable and professional mortgage broker !

V
Veeramohan Nimmalapudirated5.0
3 months ago

I recently went through the process of refinancing my mortgage, and I couldn't be more pleased with the outcome. From start to finish, the process was smooth, transparent, and financially beneficial. Mohan Koday through VEMA mortgage provided excellent customer service—answering all of my questions promptly and clearly. They kept me informed at every step, and the online application and document submission process was straightforward and user-friendly. Within a few weeks, everything was finalized. Overall, the whole refinancing process was a smooth and a great experience working with Mohan Koday. I highly recommend him to my friends and family for any new home loans/ refinancing needs.

V
Vandit Patelrated5.0
3 months ago

Working with Sebastian on my mortgage loan was a great experience. He was super responsive, honest, and always available whenever I had questions—no matter the time or day. Anytime I had a question—no matter how big or small—he answered it clearly and honestly, always making sure I fully understood the process. What really stood out was how fast he worked whenever something needed to be done ASAP. He never missed a beat and always handled things with a sense of urgency when it mattered most. He was also incredibly flexible and calm when any issues came up. He made the whole process way less stressful and was flexible and calm even when things got a little complicated. He went above and beyond helping me out and I highly recommend him if you’re looking for someone reliable and easy to work with!

M
Muralikrishnan Vrated5.0
3 months ago

I had a fantastic experience working with Vema Mortgage throughout the home-buying process. From start to finish, their team was professional, responsive, and extremely knowledgeable. Sebastian George, was especially helpful—always available to answer questions, provide updates, and made sure everything stayed on track. They took what could have been a stressful experience and made it simple and seamless. Their dedication to customer service really stood out. I highly recommend Vema Mortgage to anyone looking for a reliable, trustworthy, and efficient mortgage provider.

S
Sneha Rrated5.0
2 months ago

Absolutely top-notch. I was nervous about buying during a competitive market, but CD Mortgage Corp kept me confident and informed. They truly care about their clients

A
Arjun Nrated5.0
2 months ago

Excellent service from start to finish. The pre-approval process was quick, and I appreciated the transparency. CD Mortgage Corp made refinancing simple and stress-free

M
Meera Drated5.0
2 months ago

I can't recommend CD Mortgage Corp enough! Mike and his team were fantastic—friendly, patient, and responsive. As a self-employed buyer, I had complex paperwork, but they handled it with ease.

R
Rohan Srated5.0
2 months ago

The rates they offered were better than what I found elsewhere. Communication was consistent, and everything was handled professionally. Minor delays in document processing, but overall, great experience.

A
Ananya Brated5.0
2 months ago

Working with CD Mortgage Corp was the smoothest part of buying my first home. Sarah, my loan officer, walked me through every step and made sure I understood all the options. I felt supported the whole time and closed faster than expected

S
Santhosh Addagoodirated5.0
9 months ago

Sebastian is very helpful and through in the loan process, very quick .Helped me to close the loan process well before the closing date . Rate is as provided in initial estimate . As a first time home buyer , I was so nervous before starting the process , but Sebastian helped me in all steps and made it look very easy and simple . Thanks Sebastian for your support in smooth loan processing. I will definitely recommend to everyone.

A
Ankineedu Prasad Bollarated5.0
9 months ago

I have refinanced my home loan in the month of December, 2017. I received excellent service and proactive communication till closing the loan as per my timelines. Sebastian George, the mortgage consultant was very professional and friendly in all aspects during my loan processing. I always recommend Vema Mortgage LLC for all types of loans/mortgages.

S
Sushil Neupanerated5.0
9 months ago

Did my refinance for my primary house and Investment property with Vema Mortgage. Manju had been a great help. She helped me whatever possible way she could to get me the best rate and smooth processing of loan. She is quite knowledgeable and always tried to give a best service. I would definitely recommend Vema Mortgage to everyone. Thank again Manju for all your help!

S
Sreenivasa Goginenirated5.0
9 months ago

Mortgage Refinance Made Easy <-- Simple but most meaningful way to put my experienceSebastian/Vema Mortgage complete the job in very professional way in a record time that I couldn't believe. It was me who took more time in supporting them with required information and they are really quick, detailed, supportive and lived to their word on numbers. Surely recommend

B
BONTHA RAHUL RAJrated5.0
9 months ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing date I preferred. The whole vema mortgage team is knowledgable to explain every detail at every step especially for the first home buyers like me. Sebastine, Johnson and Lakshmi are really a good team to work with.

M
Magarrated5.0
9 months ago

P T Johnson was very professional at all times, keeping me aware of everything that was happening, If I had any questions he was always available to answer. This was my second home purchase, he made it very easy to understand the things I had questions about. I really enjoyed working with him. Definitely i would recommend P T Johnson (Vema Mortgage) to all my friends!!!

A
A Mrated5.0
9 months ago

We're so happy that our realtorrecommended VEMA Mortgages as they made the home-buying process stress-free. Manju was a pleasure to work with and she always made herself available to answer any questions we had. They also gave us a better mortgage rate than Bank of America and we closed in less then a month!

s
saurabh dwivedirated5.0
9 months ago

I wanted to take a moment to express my sincere appreciation for the outstanding service , closing the loan process in 9 days. Vipul expertise, guidance throughout the process, and dedication have made the entire mortgage process a smooth and positive experience for me.Thanks to Vipul and his team for efforts.

M
Mahendra Baburated5.0
9 months ago

Vema Mortgage LLC provided a best service through the loan approval process. Sebastian and Johnson provided us a value me an initial advice in closing the home deal. Manju Kizha played a vital role by providing excellent advice, Thorough documentation and highly responsive to clarify my doubts about loan closing process. Their work ethics gave me a great confidence is going with the deal. Their transparency in each stage of closing process gave me a sense that I am working with good hands.Thank You Manju for your assistance.

R
RO ROrated5.0
9 months ago

I was a first time home buyer and had very little knowledge about the entire mortgage process. Sebastian made it so much easier for us. He made the process very smooth for us and gave us every little details related to the mortgage. The interest rates are much more lower than any other lender in the market. I would definitely recommend Vema Mortgage to anyone who is looking for mortgage with lower interest rates.

B
Basil Pauloserated5.0
9 months ago

Best Mortgage agentWorking with Sebastian was a good experience. He took the tension of mortgage out of my head. Especially when building the house and first time home buyer. He explained every minute details and how to plan while the building was in progress. Proactive and on time. Took care of all documentation complexities. He made sure we are aware of every thing before each stages of the processing. A great person to work with. He found the best deal available and made sure that it is processed even there was a delay from my building side.

S
Sudarshan Selvarajarated5.0
9 months ago

We moved from St Louis and this is our second time we buying home. As we already had some experience we exactly knew what kind of home we want to live in. Our agent gave Sebastian’s contact and it was pleasure working with him. He was available to answer our questions during the late evenings. With our busy working schedule, it helped us to work with him during the evening and concentrate on our work during the day time. Also, he offers the best mortgage rate in the market.Overall we are extermely satisfied working with Sebastian. I would recommend him for anyone in the market looking for best mortgage shopping experience.Good luck for all the home buyers out there :)

S
Sachin Chavanrated5.0
9 months ago

I had a great experience with VEMA right from the beginning of finding the best mortgage rate to securing it to making sure I get the best service. The whole process went smooth and they are very proactive and keeping you informed about the whole process irrespective of time in a day. As long as you need help they are there at every step making sure you don't have any issues. I will definitely recommend VEMA.

S
Sundaramrated5.0
9 months ago

After doing some research over all the lenders, we decided to go ahead with Sebastian George. We really got good interest rates considering we are first time home buyers. Also throughout the process, he helped answering all our questions & gave beneficial tips/advice's. It was very easy to contact him anytime during the day through text/emails/calls. Very responsive. I'd recommend him.

A
Apratim Sarmarated5.0
9 months ago

I found Sebastian very reliable, honest and helpful in his interactions during my buying process. It was more like dealing with a friend. I was completely new to the home buying process and Sebastian guided me throughout the process. The entire process was very smooth and hassle free. He gave valuable advice which helped me to get a better rate and lower my payments. I would highly recommend Sebastian to all !

A
Abin Josephrated5.0
9 months ago

I had a fantastic experience working with Vema Mortgage to get a mortgage to buy a new home. I compared rates with other lenders and Vema gave the lowest rate. Throughout the process, I worked with a total of four Vema members, from our initial application all the way to the date of closing – Sebastian, Johnson, Manju, and Neeta. Their communication is prompt, helpful, and friendly. I highly recommend working with the Vema team and look forward to another opportunity to work with them in the future.

D
Devesh Pande (AstroDarks)rated5.0
9 months ago

Being a first time home buyer, I was very worried about the loan origination and closing process. However, Sebastian made things very easy for me. Not only did he give me a great rate but also helped me to take sound financial decisions. I did talk to multiple lenders but Sebastian beat them all. It has been great working with him professionally as well as personally. He is a great human being and will take all efforts to make you comfortable with the process. I highly recommend him for your next mortgage purchase.

M
Munjal Trivedirated5.0
9 months ago

Sebastian George (Vema Mortgage LLC) is very professional and friendly. He genuinely cares about his customers and provides them with the best service. I felt that he had the best wishes for me at heart and also worked towards getting me the best mortgage rate possible. He answered all my questions with great enthusiasm and provided me with all the knowledge and advice that I would required throughout the process. Regardless of the time when I contacted him, be it day or night, weekday or weekend, he was always available. He has truly earned my trust and respect for life and for that reason I will ensure that I recommend him to all my friends and family.

P
Prem Kumarrated5.0
9 months ago

Excellent service and very knowledgeableloan officer.Mr. P T Johnson helped me through every step on my first home loan and very supportive, friendly, easy to reach.I am definitely looking forward working with him in the future and recommend Vema Mortgage to my friends & family.Thank you Johnson sir & Sebastian sir.!

A
Arun Jamesrated5.0
9 months ago

I worked with Sebastian George to buy a property in Michigan while living in Maryland. The loan process in general is difficult but it is even more challenging when you live in a different state. Sebastian constantly kept in touch with me to ensure I was informed each step of the process. He worked one on one with me to ensure that I had the correct documents during the under writing process. This was a very smooth purchase especially for someone buying property in another state. I only had to travel to Michigan on the final day of closing to sign papers. Everyone I interacted with was responsive and knowledgeable. Each interaction with Sebastian proved to me how experienced he and his team was. I highly recommend Vema Mortgage to anyone considering to purchase a home or refinance.

V
Vikrant Jainrated5.0
9 months ago

My friend recommended to go with Chirag from Vema mortgage and as a first time buyer I made right decision to choose him as my lender. Had many questions w.r.t mortgage and Chirag was able to help me to clarify those. Also he was able to give me good mortgage rates and even tried to maximize the adjustments. The team from Vema mortgage was very responsive. I would definitely recommend Chirag and his team as a lender for the home buyers.

S
Sid Gulatirated5.0
9 months ago

I had a great time working with Johnson and previously Sebastian. They will get you the best rate in the market (no doubts about that), and their closing cost is minimal compared to others. The communication could be a bit challenging but if you are in for the most bank for the buck then VEMA is your first choice. Johnson works super hard and I suggest they recruit some staff members to take away some workload :).Overall great experience, recommend them to everyone! I will work with them again for all our future investments.

S
Sunilrated5.0
9 months ago

Excellent support!!! We are so fortunate in getting connected with Sebastian George for helping us in buying a home. His friendliness and professionalism made all the process smoothly and were able to complete it on time. He gave the best rate available in the market. He was there in every step of the way giving us honest advise and direction. He is always prompt in replying any time of the day for clarifying all our first time home buyer questions. I would highly recommend Sebastian George to anyone who are in need of looking for a mortgage agent. Thanks Sebastian George for the immense support throughout the process.

v
vijay chanderrated5.0
9 months ago

Sebastian / Vema mortgage is very easy to work with. I checked with multiple mortgage brokers and got the best rate from Sebastian. He is so fast to respond and easily reachable. He gave me different options to choose from with valuable suggestions. He checks with multiple players and provide you with best rate. We missed the proposed closing date by one day but I do not blame him completely.I would definitely recommend Sebastian for all your mortgage financial needs.

k
kunal khatrirated5.0
9 months ago

Thanks Vema Mortgage for taking care of our mortgage need. Our Representative, Sebastian George was very helpful and prompt in response. He is very knowledgeable and made the process extremely easy to understand. He gave me comfort and made himself available according to my schedule. I want to give Sebastian George 5 star rating for his accuracy, timeliness and knowledge. Everything went according to the plan. I was aware about all the charges and no surprises at all. I did shop around and choose to go with Sebastian because he offered lower closing cost and interest rate compared to Other places in market.AMAZING WORK. VERY HAPPY WITH SERVICES.I would definitely recommend Sebastian for all your mortgage financial needs.Thanks a lot.

N
Nehemiah Jeyakumarrated5.0
9 months ago

I recently worked with Ramesh Nagarajan, a mortgage broker, to get a mortgage for my first new home. I was very impressed with his knowledge, professionalism, and communication skills. He took the time to understand my needs and goals, and he was able to find me a great mortgage that fit my budget. He was able to provide the pre-approval faster than many other organizations.Ramesh was always available to answer my questions, and he kept me updated on the status of my loan throughout the process. He was also very patient and understanding when I had some last-minute changes to make. He even updated me with the current internet rates till I lock the rate for the final closing. Even during the closing, he did excellent advice and support so that closing can be done in the right way. Very happy to know Ramesh personally as well. Highly recommended.I would highly recommend Ramesh Nagarajan to anyone who is looking for a mortgage broker. He is a true professional who will work hard to get you the best possible mortgage.

P
Piyush Mohabansirated5.0
9 months ago

I'm a first time home buyer and I got Sebastian's contact through my friend. He rated him highly and recommended to me. The day we started working together, he lived up to all my expectation, right from my first day. He is extremely professional and highly knowledgeable in mortgage domain. He educated me with the home buying process very well. He offered me the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times, may it a late night or early in the morning. Sebastian is highly dependable and I recommend everyone to work with him to have a smooth closing and peace of mind. In my overall experience, Sebastian works in buyer's best interest.

c
chinnap reddyrated5.0
9 months ago

I worked with Vema Mortgage as my lender to purchase my house. The whole process was completed in 3 weeks to meet the closing. It was a great pleasure working with the Vema Mortgage LLC. Especially Sebastian explained every detail at every step especially for the first home buyers like me. Sebastian George, Lakshmi and Johnson are really a good team to work with.

G
Gee 007rated5.0
9 months ago

Sebastian has been an awesome loan officer for us when we did a Refinance with Vema. He works 24X7 literally. All phone calls picked without any delays. Right from the initiation to documentation to closing - We were kept well informed at every stage. Sebastian was very patient in explaining the documentation and the numbers at each stage of the application. He is well versed and we did not see any errors or repetitive work. I am glad he got us good interest rates. If i buy another house, it will be through him and Vema for sure. Sebastian, keep up the good work!

D
Dasaratharam Srated5.0
9 months ago

I'm a first time home buyer (Aug 2018) and I got Sebastian's contact through a friend. They rated him highly and recommended I work with him and Sebastian lived up to this right from my first contact. He was extremely professional and highly knowledgeable. He educated me with the home buying process as well. He offered the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times. Sebastian is highly dependable and I recommend you work with him to have a smooth closing and best rate. In my experience, Sebastian works in you best interest.Update - I recently refinanced (Sep 2019) and Sebastian was the 1st (& only) person I reached out to. For a second time in a row, he gave me the best rate and we closed on time with no surprises. He is great to work with and extremely knowledgeable with the process and never fails to amaze you with his workmanship. If you are shopping for home loan, Sebastian is your guy and I highly recommend working with him.

J
Jigar Tamakuwalarated5.0
9 months ago

I have researched on current mortgage rates and reached out to many lenders.Vema Mortgage and Vipul Hapani was offering me best competitive rates to beat other well known institution lender. Vipul was helpful enough to waive of some of lending charges and providing credit to reduce total closing cost amount. For a New Home buyer, he was helping enough to let them know about lender process and was able to give final amount intime before closing day for next action towards House Closing. Overall, Five star experience and thumbs up to Vema Mortgage and Vipulbhai for treating their customer with best experience and their knowledge on mortgage rates.

S
Santosh Vermarated5.0
9 months ago

PT Johnson is absolutely amazing in his response time with all communications and in answering all our questions, which made the whole process go about as smooth as could be! His efforts made this a positive experience from start to finish! He is very communicative and easy to work with. Pleasant experience overall. Would recommend to others without question. Excellent service. Thank you Vema Mortgage !!

M
Mallikarjun Reddyrated5.0
9 months ago

Was referred by a friend and noticed that Sebastian had most of the clients in our neighborhood.This gave me confidence the he would be the best option for me.He was pretty quick to answer all my queries . Overall a great experience and I would recommend to everyone.

S
Sumesh Bhaskaranrated5.0
9 months ago

My colleague referred me to Sebastien George and Vema Mortgage, and I'm eager to pass along my recommendation to anyone in search of mortgage assistance. Sebastien's extensive experience was instrumental in guiding me smoothly through this intricate process and securing the most competitive rates available. Without a doubt, he ranks among the top advisors in this field.

T
Treesa Antonyrated5.0
9 months ago

We had our whole mortgage process done with Vema Mortgage and we had an amazing experience. PT Johnson worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had as first time home buyers. He made as feel at ease and guided us through the process. One thing about Vema mortgage is that they don't just work during business hours. There is a Vema personnel available to answer any questions on the weekends, evenings or even at night. If any questions arise, we knew PT Johnson was available just a phone call away. That comfort for a first time home buyer means the WORLD!!!! I highly recommend Vema to everyone!

s
shruthi javvajirated5.0
9 months ago

I appreciate johnson’s prompt assistance in closing my loan. Your guidance throughout the process was invaluable, making the experience smooth and stress-free. Thank you for demonstrating exceptional expertise, ensuring a seamless loan closure. I highly appreciate the professionalism and efficiency exhibited throughout the process. Grateful for a hassle-free experience. I would highly recommend Johnson here at VEMA Mortgage!

m
manoj swainrated5.0
9 months ago

P T Johnson is very knowledgeable and we had a wonderful experience working with PT.He was always available to answer all our questions with patience and guided us in making the right choice while executing the loan.I would recommend PT to everyone looking for a home loan.

b
biju thottathilrated5.0
9 months ago

I highly recommend Vema mortgage and their services since they provided great customer care and guided me through the mortgage process efficiently. I can truly say that I felt at ease throughout the whole interaction with the company. P T Johnson was a huge factor in making my experience so smooth and simple. I did not feel as though I was treated as a customer but more so as a friend by the care and attention given by the company and P T Johnson especially. I would not hesitate to do business again and will be referring any friends and family for future mortgage needs.

p
paul sripalrated5.0
9 months ago

Working with VEMA MORTGAGE LLC was an absolute pleasure. Sebastian and his team's expertise in the mortgage industry is evident from the very beginning. Since I’m a first time home buyer, I had all the questions and he explained each and individual item clearly. He guided me throughout the process and was able to close the house pretty much close to the original estimation given by him. If you’re looking for honest, quick n experienced lender, highly suggest to talk to Sebastian.

s
sachin patilrated5.0
9 months ago

Excellent experience working with Sebastian and Lakshmi from Vema Mortgage. Starting from 1st interaction Sebastian made sure that we understand each and every detail of mortgage process and took extra time to explain. Lakshmi kept us informed about overall progress of mortgage approval and did all necessary followups to make sure things are closed on time. Both contacted us time to time to see how things are moving at our side. All numbers were explained very properly to avoid any confusion and was offered best possible rate. Thanks Sebastian and Lakshmi. Will highly recommend Vema mortgage for anyone.

C
Chandan Jumderated5.0
9 months ago

I recently worked with Chirag R on my mortgage loan. He is professionally a great person who understands customer needs and brings the best options as per the market situation.The service and personal attention we received from Chirag was exceptional and beyond what we were expecting! What he committed in the initial discussion on mortgage rates and the credits he delivered that. I appreciate his expertise and ability and willingness to work in a short duration that helped us to reach our goals.Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part.Initially, I went with other lenders suggested by my realtor. One of them asked a brokerage fee up to $4000 and the other lender who promised me with credits and a low mortgage rate they deviated with higher rates and instead of the credit asked to pay. Basically their intention was to extract as much as a commission from me.I started looking for other option like PenyMac ,Nexa, PenFed etc., it didn’t worked well and I was completely frustrated as time lines for closing was approaching. A friend of mine suggested a Chirag’s name and I texted him on Sunday late evening and within 30 minutes we stated a conversation to get an application read. In a couple of days, I was confident about the processing. While, Chirag and his team were ready for closing before the time.I highly recommend Chirag and his company Vema Mortgage LLC.

R
Ram kumar kuncharated5.0
9 months ago

Excellent service, provided complete information and educated regarding refinancing and helped get lower rates, I checked with multiple lenders no body could give such service and rates. Also helped by providing closing costs. I would definitely recommend Johnson and his team and this team will be my preferred refinance experts for my next one too.

T
Tania Ahmedrated5.0
9 months ago

I’d the privilege of working with Mr. Sebastian George as my mortgage agent. Mr. Sebastian is highly professional, reliable, and very knowledgeable individual. He explained everything thoroughly and always called us back promptly, even after hours. I’m pleased that I chose Vema Mortgage. Mr. Sebastian is an outstanding agent, and I would highly recommend!! Thank you Mr. Sebastian all of your help!!

R
Rinto Mathewrated5.0
9 months ago

Vema Mortgage LLC is my mortgage broker for my home purchase. The team lead by Sebastian George is very proactive in making the deals with higher priority. They pay attention in details and explains every minute details to the customer. The pace at which they are operating is highly impressive to close the deals. They do regular follow-up and get the details/documents on time, they are always accessible and equipped with highly professional staffs.

v
vishwanath krishnamoorthyrated5.0
9 months ago

I signed my house yesterday and I have to tell everyone about this. I worked with Mr. Sebastian and he was always one step ahead throughout the process with frequent calls and email follow ups. It made me to be very easy and less stressed. He can clarify anything and everything at anytime. Never hesitates or have been less responsive. Happy to work with him.

R
Ravikumar Nadukururated5.0
9 months ago

An excellent service was provided by Vema mortgage, and especially Sebastian George. He went above and beyond in processing my mortgage and to accommodate the sup[er quick closing need. He guided and helped us in each and every step of the process. Really thankful to him. They had provided a competitive rate and less closing costs compared to all others. I surely recommend them to all my friends n family.

S
Shibu Belarathrated5.0
9 months ago

My agent recommended Vema Mortgage LLC. I had the opportunity to work with PT Johnson. I am so happy that I chose Vema Mortgage LLC.As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me. From beginning to end, Johnson was informative, extremely thorough and was making sure that I am getting the best deal possible. Johnson made the whole process incredibly smooth and easy. Thank You Johnson !!!!

L
Leo Piusrated5.0
9 months ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage LLC for my home loan application. From the moment I began the process, Sebastian's dedication and professionalism were evident. He demonstrated exceptional attention to detail by thoroughly verifying and correcting any issues with my application, ensuring that I experienced minimal inconvenience throughout the entire process.What truly impressed me was Sebastian's commitment to securing the best loan terms for me. He worked tirelessly to ensure that I was at an advantage when it came to the terms of the loan. His expertise and dedication were evident as he guided me through the entire journey.Not only did Sebastian excel in his role as a loan officer, but he also took the time to address any questions or concerns I had along the way. His patience and willingness to provide clear explanations and expectations, truly set him apart.I am grateful for Sebastian's professionalism, guidance, and support during this important financial decision. My experience with Vema Mortgage has been nothing short of excellent, and I wholeheartedly recommend Sebastian George and the team at Vema Mortgage for their service.

K
Krishna Uppalarated5.0
9 months ago

Worked with Mr. P. T. Johnson of VEMA MORTGAGE as my Mortgage Lendor, and I can't speak highly enough of his expertise and dedication. He not only guided me seamlessly through the mortgage process but also offered me a very competitive Mortgage Rate.One of the most remarkable aspects of working with our mortgage broker Mr. P. T. Johnson was the personalized attention we received.As a first-time home buyer, I had lots of questions. Johnson takes the time to ensure that I understand the entire process of closing on a mortgage and is always willing to explain things until I am comfortable. Any questions that I did have he answered promptly and was always professional. His wealth of information helped me to understand the whole process with less effort. He helped me educate as to why the suggested mortgage type was the best option for me.Mr. P. T. Johnson's expertise was evident in his ability to secure the best possible terms for our mortgage, ultimately saving us a significant amount of money in the long run.If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Mr. P. T. Johnson is your best choice. My experience with him was truly outstanding.

V
Varghese Philiprated5.0
9 months ago

I had the privilege of working with Sebastian as my mortgage agent, and I can't speak highly enough of his expertise and dedication. Sebastian not only guided me seamlessly through the mortgage process but also offered invaluable insights into finance and current housing trends.Sebastian's financial acumen ensured I secured an excellent mortgage rate, and his ability to adapt to market changes was impressive. He was always approachable, responsive, and professional, addressing all my questions promptly.If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Sebastian is your best choice. My experience with him was truly outstanding.

V
Vinay Samrated5.0
9 months ago

Vipul Ghanshyambhai Hapani is a great advisor and provides the right direction at the right time. He is very easy to contact and very responsive each time. Also he is very efficient and makes our job easy and helps us till the closure. The process was very clearly explained till the closure and now I got my home key without any hurdle with good rate/credit. Thanks Vipul and team.

S
Srikanth Vrated5.0
9 months ago

Sebastian George at Vema Mortgage LLC is my mortgage broker and he is the best. Interest rates offered by him are very competitive compared to other lenders or brokers in the area. He maintains transparency in each and every step and explains everything in detail. Looking forward to working with him again for refinancing. Highly recommend him.

J
Jivesh Gaurrated5.0
9 months ago

Successfully closed on my new home!! I had an amazing experience working with PT Johnson, so easy to work with him. He provided very simple and clearly laid out process steps, I followed the instructions, submitted the documents on-time and the entire process went very smooth. I have heard stories where buyers had horrifying experience and they ended-up with either delayed closing or had to change their lender. But none of that with P.T. Johnson, he got me rates that nobody could offer, forget about beating it (I got quotes from National Banks, Credit unions, Online lenders, local loan officers). He was always responsive to my text messages and off-work hour phone calls, a quality I really appreciated. I highly recommend him.

P
Pratik Hanagodimathrated5.0
9 months ago

Second review:Recently approached Vipul for refinancing through Vema mortgage. The process was smooth. Vipul always goes extra mile to answer all the details well in advance. Makes it so much easier. Will definitely work with him again!. I again highly recommend Vipul and Vema mortgage to anyone.First review:I must say it has been an absolute pleasure working with Vipul and Vema Mortgage LLC. Being a first time buyer there are a lot of questions on which you need guidance. Vipul was patient and answered all of them with best interest to us!. Very professional and always trying to help us. Overall the process was very smooth with flawless communication. I highly recommend Vipul and Vema Mortgage LLC.

s
satyendra singhrated5.0
9 months ago

This was my first home that I bought and first mortgage too. I had amazing experience working with Sebastian George (mortgage broker). He made my home buying journey hussel free. He explained me and worked all steps of home loan and worked even on weekends that helped me close the deal within 15 days. I got lowest mortgage rate from Vema Mortgage LCC too. I will recommend Vema Mortagage and Sebastian for quick and hussel free closing.

C
Clinton Royrated5.0
9 months ago

5 star review for this amazing team, especially to Sebastian George!! They work almost every day, super responsive and super quick in closing. Irrespective of the silliest question they're always ready to help. I'm a first time home buyer and had too many questions and doubts. But Sebastian was calm and easy to talk to, cleared everything. There were few complications during my mortgage process, thanks to Sebastian we worked on each of them in a timely manner and closed on time!I shopped around with different lenders & Vema mortgage provided the lowest rate possible at this time. I will definitely work with these folks for my future homes!! Thank you!!

A
Ameen Prated5.0
9 months ago

I recently purchased a home and my loan officer was Mr. PT Johnson of Vema Mortgage LLC. I have worked with many loan officers for purchasing home or refinancing mortgages in the past, but Mr Johnson stood out to me the most. He was very courteous and professional and above all on task during the entire process. His communication was very clear and explained to me about the process, required documents and clarified all my questions. They offered a very competitive rate and worked with title attorney to close the transaction on time.I highly recommend Mr. Johnson and Vema Mortgage for your mortgage needs.

S
Satya PVrated5.0
9 months ago

Vipul is very excellent at explaining the Loan processSuper informative in explaining all steps in loan processingVery helpful and available all timesHad very good experience working with Vipul from end to end mortgage process

A
Anoop Mathewrated5.0
9 months ago

I had an outstanding experience working with Vema Mortgage. They were incredibly reliable, always acting promptly and coordinating seamlessly with the title company. The closing process was smooth, and I had no worries at all. What stood out was their constant availability to clarify any doubts I had, making the entire process transparent and stress-free. Moreover, they offered me the best rates, and their straightforward approach was truly commendable. I highly recommend them and am giving a well-deserved 5-star rating. Thank you for the exceptional service!

K
Kirankumar Atmakurirated5.0
9 months ago

I had the pleasure of working with Chirag Rachhadia as my mortgage loan officer, and I couldn’t be more satisfied with the experience. From the very beginning, Chirag demonstrated a deep understanding of the mortgage process and was incredibly responsive to all my questions and concerns. He guided me through each step with patience and clarity, making what could have been a stressful process feel smooth and manageable.Chirag’s professionalism, attention to detail, and commitment to finding the best mortgage options for me were truly impressive. He went above and beyond to ensure I understood every aspect of my loan, and his dedication to customer service was evident throughout the entire process. Thanks to Chirag, I felt confident and well-informed in my decisions.

y
yuktal venkatarated5.0
9 months ago

Working with P.T. Johnson at Vema Mortgage LLC was an outstanding experience. As a Loan Officer, his expertise and dedication were evident from our first interaction.His assistance throughout the loan process was excellent, characterized by prompt replies that never left me waiting.What impressed me most was Mr. Johnson’s commitment to meeting closing deadlines. He navigated through every challenge with a solution-oriented mindset, ensuring a smooth and timely closure.His proactive approach and thorough communication made a typically complex process feel effortless.I highly recommend P.T. Johnson to anyone in need of a reliable and proficient Loan Officer. His exceptional service and attention to detail are what set him apart in this industry.

R
Ramesh Shrestharated5.0
9 months ago

Purchasing an investment home as a second-time homebuyer, I found working with Vipul Hapani to be an exceptional experience. He was consistently available to address any inquiries I had, significantly reducing the stress of the process. I got the good interest rate, and the closing costs were remarkably close to the initial quote provided. Vipul's availability and transparency throughout the transaction made the entire process seamless and straightforward.

M
Manoj Rautrated5.0
9 months ago

Being one of the most experienced mortgage agents in Michigan, Sebastian is able to help in every step of mortgage borrowing flawlessly with all the necessary guidance and giving the best possible interest rate with the lowest possible closing cost, We bought two houses and he was fabulous with our mortgage needs. Thank you Sebastian!!

K
Kaustubha Tavildarrated5.0
9 months ago

Extremely delightful experience to work with Vipul from Vema Mortagage . He made the process easy to go thru . Was their to guide and very responsive to queries at every step of Process.I would highly recommend him .-Kaustubh

P
Prince Josephrated5.0
9 months ago

I recently had the pleasure of working with Sebastian George from Vema Mortgage, and I must say, the experience was exceptional.Sebastian's expertise and commitment to securing the best mortgage deal for us were truly remarkable. Throughout the process, he provided clear and transparent communication, making a complex procedure easy to navigate. Sebastian's dedication to understanding our financial goals and negotiating the best terms for our mortgage went above and beyond our expectations.Working with Sebastian felt like having a knowledgeable ally on our side. He took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service.I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

N
Nithyanandan Selvamrated5.0
9 months ago

I recently had the pleasure of working with Vipul Hapani from Vema Mortgage, and I must say, the experience was exceptional.Vipul expertise and commitment was Great..Throughout the process, he provided clear and transparent communication to the Loan Refinance Process.Vipul took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service.I highly recommend Vipul Hapani for anyone seeking mortgage assistance. Thank you, Vipul for your outstanding support! Looking forward to work with you in future for the Next Refinance when rates go down

J
Jal Reddyrated5.0
9 months ago

I had the pleasure of working with Vipul Hapani from Vema Mortgage during my recent home purchase, and it is an impeccable experience. Throughout the entire process, Vipul demonstrated exceptional professionalism, deep knowledge of the mortgage industry, and a genuine commitment to ensuring my needs were met.From the initial consultation to the closing day, Vipul was incredibly responsive and proactive in guiding me through each step of securing a mortgage for my primary home. They patiently answered all my questions, provided clear explanations of complex financial terms, and consistently kept me informed about the progress of my application.What stood out most was Vipul’s dedication to finding the best financing options tailored to my financial situation. They worked diligently to secure a competitive interest rate and ensured that all paperwork was handled efficiently, which made the entire process smooth and stress-free for me.In addition to their professional competence, Vipul also impressed me with his friendly demeanor and genuine interest in my satisfaction as a client. They truly went above and beyond to deliver exceptional service, making me feel confident and supported throughout the home buying journey.Overall, I am extremely satisfied with my experience with Vipul/Vema and would wholeheartedly recommend them to anyone looking for a reliable and knowledgeable loan officer. Thank you, Vipul for helping me achieve my dream of owning a home!lIf you are in market for home loan, just call Vipul Hapani.

Y
Yogesh Dhoterated5.0
9 months ago

Vipul Hapani (Vema Mortgage) and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were quick to respond to any questions, even outside of normal business hours. From start to finish, Vipul made the entire home buying process incredibly smooth and easy.Overall, I am highly recommend Vipul and Vema Mortgage Services to my friends and other home buyers. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart and made the entire loan process journey easy for buyers.

T
Thushar Arated5.0
9 months ago

Working with Mr. Sebastian George was pleasant and informative. He explains the process clearly with the upmost and honest professionalism. This was important to me since I was a first time home buyer.Thank you so very much for all of your help in securing our loan for our new home. I will recommend him to every person I know who is in need of financing.

S
Satish Babu Darsirated5.0
9 months ago

Recently worked with Chirag from Vema Mortgage as a lender for my home buying process and it was a great experience overall. He was informative, transparent with the rates and fees, responsive and always available for any questions I had during the loan processing. I highly recommend him for his service and wouldn’t hesitate to work with him in the future.

V
Vishrut Patelrated5.0
9 months ago

I had an excellent experience working with Vipul as my home mortgage broker. He secured the best possible rate in the market with the least amount of fees, which made the entire process smooth and affordable. Vipul also provided invaluable tips for better financial planning, which has helped me immensely. Given his expertise and dedication, I will definitely choose him for any future mortgage needs. I highly recommend Vipul and Vema Mortgage.

V
Vinuprakash Viswanathanrated5.0
9 months ago

I had the absolute pleasure of working with Chirag Rachhadia as my mortgage broker and I cannot recommend him highly enough! From the very start, he was incredibly patient and thorough, answering all my questions (multiple times) and guiding me through each step of the process with expertise and professionalism. Despite several unexpected delays that pushed our closing date, Chirag stayed on top of everything, making sure I was informed and reassured throughout.On closing day, we encountered a last-minute issue with a difference in the payment amount. Without hesitation, Chirag went above and beyond by using his personal credit card to cover the difference to ensure the deal went through smoothly. His dedication and willingness to go the extra mile truly speak to his commitment to his clients.I couldn’t have asked for a better partner in securing my home loan, and I’m already looking forward to working with him again in the future. Thank you, Chirag, for making the home-buying process stress-free and successful!

S
Satish Kharvirated5.0
9 months ago

Sebastian George is an excellent knowledgeable guy when it comes mortgage process, without his help my loan process would not gone so smoothly, he explained each and every step of the process.I strongly recommend him for the mortgage loan.Thanks you Sebastian for being so wonderful and gracious to me during the entire process.

S
SHRINIL PATELrated5.0
9 months ago

I recently bought a home 2 weeks ago near Charlotte area and worked with Vipul Hapani. This was my first home purchase. Vipul was extremely good in the loan origination process. I talked to multiple loan officers across different banks but Vipul gave me the best interest rate. He kept his words throughout the process and made sure I understand what all options I had for the loan. He was also extremely responsive and answered all my questions in a timely manner. I highly recommend Vipul Hapani to anyone who is looking to get a loan for a new home purchase.

S
Soumya Mishrarated5.0
9 months ago

Happy to highly recommend Vipul from Vema Mortgage for all your mortgage needs. I have used him a couple of times in the last 2 years and he has been exceeded my expectations every single time. Super professional team and highly responsive, he has been my phone a friend throughout the mortgage process. And i dont even know how he can close the loan in 3 weeks :-)

G
Ganesh Lalurated5.0
9 months ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Sebastian made the entire home buying process incredibly smooth and easy. Their expertise gave me confidence and peace of mind as I navigated through the complexities.Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart.And not to forget they got me a great rate. 5 Stars.

N
NATA Group Corprated5.0
9 months ago

The most arrogant and not trust worthy group… has no shame to keep lying.Verbally they say everything ok, but does differently. Till you agree to process the loan, they are very nice. After you agree to proceed they try to make the matters complicated and show it’s a very difficult task by asking unnecessary documents.They attempt to slip in thousands of dollars, even for services required.Their inability to process proper loan has caused major financial loss especially the first time home buyer’s rebate program.Hesitation to give estimated (DRAFT) disclosure statement prior to closing is the reason to slip in additional charges to the client.Act as if knows everything, and great in fabricating up all rules related to mortgage and closing, may be a trick to trap customers.Summary, not a trust worthy dependable one! Don’t do what they say!! Mountain of fabricated Errors!!

b
bhupal singhrated5.0
9 months ago

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Vipul made the entire home buying process incredibly smooth and easy.Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart.5 star.

P
Pradeep Kannanrated5.0
9 months ago

I recently had the pleasure of working with Vemo Mortgage for my home purchase, and I couldn't be happier with the experience. From start to finish, the process was smooth and efficient, making what could have been a stressful experience incredibly easy.A special thanks to Johnson, our loan officer. He was exceptionally informative, taking the time to explain every step of the process clearly. His patience and knowledge made me feel confident and well-informed throughout the entire journey.

A
Ajay Chandranrated5.0
9 months ago

Vema mortgage officer Sebastian George worked with me in every step for the loan approval, He was very prompt and followed up with me to get all the documents much prior to the closing date. I would definitely recommend Vema mortgage and Sebastian for loans and they are very good people to work with for your home purchase to go smooth.

S
StepStone Realty LLCrated5.0
9 months ago

I want to give 4.5 rating.Aug 14 2024 closing was done this is my 3rd loan with VAMA mortgage. Each time had different experiences.Working with PT Johnson or Sebastian is great. Communication or timely closing process was smooth.Reason I didn't give 0.5 rating because the underwriter team is kind of PAINFUL work with them on this 3rd loan. To many paperwork to prove you have good credit and/or you are able to pay your loan.I wish they less cross verify and flexible or replace with new teamI had loans with other lenders and credit union they won't cross examine too many things that not needed.

A
Aswin Baburated5.0
9 months ago

Working with Sebastian George from Vema Mortgage has been an absolute pleasure. From the very beginning, he was attentive, responsive, and incredibly helpful throughout the entire process. He guided us through each step, answering all of our questions with patience and clarity. His expertise in the field made us feel confident in our decisions, and his dedication ensured that everything went smoothly and efficiently. We couldn't be happier with the service we received, and we highly recommend Sebastian George to anyone in need of a mortgage lender. Thank you for making this experience stress-free and positive!

S
Srihari Nagularated5.0
9 months ago

I recently refinanced my home with Vipul and I couldn't be happier with the experience! From start to finish, Vipul was professional, knowledgeable, and responsive. He explained everything clearly, answered all my questions, and made the process smooth and stress-free.The rates and terms offered were very competitive, and Vipul worked hard to ensure I got the best deal possible. His attention to detail and dedication to customer satisfaction are truly impressive.I've already recommended Vipul to friends and family, and I would highly recommend him to anyone looking to refinance their home. Thank you, Vipul, for an exceptional experience

m
minoelisrated5.0
9 months ago

Sebastian George with Vema Mortgage, was a pleasure to work with, from start to finish. He offered us the lowest interest rates compared to anyone else. He was knowledgeable, resourceful and patient. He was always reachable and guided us through all paperwork. I would highly recommend Sebastian and his team to help with financing your home!Thanks Seby!

R
Rohith Reddyrated5.0
9 months ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan process. From start to finish, he was incredibly helpful, knowledgeable, and informative.His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently.What stood out the most was Mr Johnson's commitment to ensuring I understood each step of the process. He provided clear explanations and valuable insights, which gave me confidence and peace of mind.His professionalism and dedication to customer service were truly impressive.Thanks to Johnson, I felt supported and well-informed at every stage and for making this experience smooth and stress-free.I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

A
Ashok Kakarlarated5.0
9 months ago

I had an exceptional experience working with Mr P.T Johnson throughout my loan application process. His expertise made a significant difference in navigating the complexities of the loan application, and he always took the time to answer my questions thoroughly and patiently. His professionalism and dedication to customer service were truly impressive.Thanks to Johnson. I highly recommend him to anyone seeking a knowledgeable and trustworthy loan officer.

A
Alen kallungalrated5.0
9 months ago

Flegy Abraham from Vema Mortgage provided exceptional service throughout the entire loan process. His professionalism, attention to detail, and deep knowledge of the mortgage industry made everything so easy to understand. Flegy was always available to answer my questions and worked tirelessly to ensure I got the best possible rate. I couldn’t have asked for a smoother experience. Highly recommend Flegy for anyone in need of a reliable and trustworthy loan officer!

n
navaneeth kondlerated5.0
9 months ago

I recently completed a refinancing with Vema Mortgage, and I'm beyond pleased with the experience. Vipul Hapani guided me through the entire process with incredible expertise, attention to detail, and dedication. He was proactive in addressing my questions, explaining each step in a clear and straightforward manner, and always kept my best interests in mind. Vipul went above and beyond to secure an excellent rate and terms that aligned perfectly with my financial goals.Vipul’s professionalism, honesty, and commitment to exceptional service set him apart. He took the time to understand my needs and ensured that I felt confident and well-informed throughout. His communication was top-notch – I never had to worry about being left in the dark or uncertain about the next steps.Vema Mortgage as a whole demonstrated the same level of quality and customer-centered service. Their process was efficient, transparent, and tailored to meet my unique needs, with a dedicated team that made refinancing as smooth as possible. If you’re looking to refinance, I highly recommend Vipul Hapani and Vema Mortgage. Their expertise, integrity, and client-focused approach make them a standout choice!

D
DVN Satishrated5.0
9 months ago

We recently completed our refinance with Vipul Hapani from Vema Mortgage, and the experience was exceptional. Vipul offered the best rate I found across all other firms, which was crucial in my decision to work with him.The process was seamless from start to finish, completed in just three weeks. Vipul was quick to respond to any questions we had, and his responsiveness helped move the process along smoothly.We even managed to close everything online, making it extremely convenient. He went above and beyond to accommodate my needs, ensuring a straightforward experience without any stress.I've already referred Vipul to my community and friends, and they have been equally impressed and happy with his service. Highly recommend Vema Mortgage and Vipul Hapani for anyone seeking a reliable and efficient refinancing option.

A
Ashutosh Dubeyrated5.0
9 months ago

I cannot speak highly enough of my experience working with Vipul during my recent mortgage refinance. His expertise and dedication made what could have been a stressful process smooth and straightforward.Vipul went above and beyond to secure the best possible rate for my refinance. He took the time to thoroughly explain all my options and helped me understand which terms would work best for my financial situation. His deep knowledge of the mortgage market and attention to detail ensured I got the most competitive rate available.Throughout the process, Vipul was incredibly responsive and professional. He promptly answered all my questions, kept me updated at every stage, and made sure all paperwork was handled efficiently. His exceptional service made me feel valued as a client and confident in my refinancing decision.I highly recommend Vipul to anyone looking to purchase or refinance a home. His combination of expertise, professionalism, and genuine care for his clients' needs makes him an outstanding loan officer.

G
Gowri Shankarrated5.0
9 months ago

I had an opportunity to work with Sebastian George from Vema Mortgage on my first home purchase in the Austin Area. The whole process was very smooth, and he guided me through all the process in detail to make sure I was comfortable. He is very knowledgeable about the mortgage industry and his commitment is very high. He made sure I had all the options on the table, explained the details and made sure that I benefited the most from selecting the right option.I would strongly recommend him to anyone looking for a home loan.

P
Pratham Shettigarrated5.0
9 months ago

I had an outstanding experience with Vema Mortgage LLC, thanks to my agent, Sebastian. From our first conversation, Sebastian was professional, knowledgeable, and attentive to my needs. He clearly explained all my options and kept me informed throughout the entire process. His dedication to securing the best terms for my mortgage was evident, and he made the experience smooth and stress-free. I highly recommend Vema Mortgage and Sebastian for anyone in need of a reliable and supportive mortgage lender.

M
Manoj Kumarrated5.0
9 months ago

I recently went through the process of refinancing my home mortgage, and I couldn’t have asked for a better experience, all thanks to my loan officer , Vipul. From start to finish, Vipul was incredibly transparent, always keeping me informed about each step. His communication was outstanding he was available whenever I had questions and always provided clear, straightforward answers. His transparency made me feel confident and secure throughout the process. I highly recommend Vipul to anyone considering refinancing; his professionalism and dedication truly amazing!!

S
Subhajit Sinharated5.0
9 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance.I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

S
Sreenivasulu Persinetirated5.0
9 months ago

I recently had the pleasure of working with Vipul at Vema Mortgage LLC for my refinance, and I couldn't be more impressed with the service I received. Vipul's expertise, attention to detail, and dedication to ensuring the best possible outcome made the entire process seamless and stress-free. He went above and beyond to answer my questions and kept me informed every step of the way. Thanks to his extraordinary work, I secured a great rate and feel confident in my decision. I highly recommend Vema Mortgage LLC and Vipul for anyone considering a mortgage or refinance – truly exceptional service!

J
Jasvir Singhrated5.0
9 months ago

It was a wonderful experience working with Sebastian George from Vema Mortgage. He was quick in replying to our questions and concerns. It was very easy to communicate with him. He was incredibly helpful throughout the entire process. He helped us in making some decisions to close the deal. He is even available in answering our questions after closing. We highly recommend Sebastian George if someone is in need of a mortgage lender. Thank you for your help and support.

K
Kevin Patelrated5.0
9 months ago

I would like to express my sincere appreciation to Vipul Hapani for providing me with exceptional service. Their professionalism, attention to detail, and dedication to securing the best possible loan terms made the entire process smooth and stress-free. I can confidently recommend him to anyone in need of financial assistance, knowing they will receive the same outstanding service that I did. Thank you for your excellence in service.

R
Rebecca Rajanrated5.0
9 months ago

I had a great experience with Johnson from Vema Mortgage, while buying a house in NJ. He was extremely responsive to all different questions I had and guided me in the right direction. He provided best mortgage rates in the market with zero refinancing fees and received clear to close in just 8 days!!Highly recommended!!

S
Saravanan Ramamoorthyrated5.0
9 months ago

We recently completed the loan closing process, and it was an outstanding experience from start to finish. Vipul was incredibly knowledgeable, walking us through each step and ensuring we understood all the details. Vipul provided clear and prompt communication, addressing any questions we had and keeping everything on track.The closing itself was seamless and stress-free. Highly recommend for anyone seeking a smooth, professional, and thorough loan closing experience!

S
Srikanth Chrated5.0
9 months ago

We had an excellent experience with Vema mortgage. The entire mortgage process was smooth and completed within three weeks, which was faster than expected. Our representative Vipul Hapani was knowledgeable, responsive, and took the time to answer all our questions, ensuring we understood every part of the loan terms. We received a competitive rate, and all fees were transparent from the start. Closing was convenient and stress-free. Overall, we highly recommend Vipul Hapani & Vema mortgage and would definitely work with them again.

N
Nitin Pandeyrated5.0
9 months ago

I recently had the pleasure of working with Johnson during my home buying process, and I couldn't be more satisfied with the experience. From the very beginning, he demonstrated exceptional professionalism, knowledge, and dedication.Johnson took the time to thoroughly explain every step of the mortgage process, ensuring I understood all my options and felt confident in my decisions. He was always available to answer my questions, no matter how small, and provided timely updates, which made the entire process smooth and stress-free.What truly sets Johnson apart is his genuine care for his clients. He went above and beyond to secure the best possible rates and terms for my mortgage, and his attention to detail was impeccable. His friendly and approachable demeanor made me feel comfortable and supported throughout the entire journey.I highly recommend Johnson to anyone in need of a mortgage manager. His expertise, dedication, and outstanding customer service are truly unmatched. Thank you, Johnson, for making my dream of homeownership a reality!

D
Digant Jagtaprated5.0
9 months ago

I had an outstanding experience with Sebastian from Vema Mortgage. From the very beginning, he demonstrated his expertise, and a genuine commitment to ensuring my mortgage process was smooth and stress-free. He provided clear guidance throughout the entire transaction and I was very comfortable asking any questions that I had along the way. I highly recommend Sebastian & Vema Mortgage to anyone looking for competitive mortgage rates and a trustworthy lender.

S
SHAILIN DESAIrated5.0
9 months ago

I recently secured a mortgage loan with the help of Mr. Vipul Hapani, and I couldn't be more pleased with the experience. He was highly professional, always available to answer my questions, and provided clear guidance every step of the way. His transparency and commitment made the entire process smooth and stress-free. I highly recommend his services to anyone in need of a reliable loan officer.

S
Swapnil Thoterated5.0
9 months ago

We are beyond thrilled with our experience at Vema Mortgage! From the moment we started the process, Johnson was incredibly helpful and supportive. His dedication and expertise truly made a difference, guiding us every step of the way. Thanks to his hard work, we secured our mortgage in just 15 days, making our dream of homeownership a reality. I can't thank Johnson and the Vema team enough for their outstanding service. If you're looking for a trustworthy and efficient mortgage partner, I wholeheartedly recommend Vema Mortgage!

B
Binoy Josephrated5.0
9 months ago

We recently bought our mortgage loan through Mr Sebastian George from Vema mortgage. We had a great experience working with him.Throughout the process, he was very responsive and provided clear and transparent communication. He is incredibly knowledgeable, professional and always available to answer our questions.All went through nicely and hassle-freeI highly recommend Sebastian George for anyone looking for mortgage. Thank you, Sebastian, for your outstanding support.

S
Sanjeev Aggarwalrated5.0
9 months ago

I recently bought my home loan through Vema mortgage and worked with Sebastian George from Vema mortgage.I had an excellent experience working with Mr. Sebastian George.His expertise and knowledge helped a lot as we purchased our first home.Throughout the process, he provided clear and transparent communication. He is incredibly professional, knowledgeable, and always available to answer my questions.The process was smooth and stress-free.I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

G
Gowri Shankar from Liberty Hill, TXrated5.0
9 months ago

I had an opportunity to work with Sebastian George from Vema Mortgage on my first home purchase in the Austin Area. The whole process was very smooth, and he guided me through all the process in detail to make sure I was comfortable. He is very knowledgeable about the mortgage industry and his commitment is very high. He made sure I had all the options on the table, explained the details and made sure that I benefited the most from selecting the right option. I would strongly recommend him to anyone looking for a home loan

A
Ashutosh Shah from Ashburn, VArated5.0
9 months ago

As a first time home buyer, I found Vipulbhai really easy to work with. He was always available to answer any questions and we got the rate we wanted with closing costs being very close to what we were quoted for in the beginning

R
Ramesh Shrestha from Cary, NCrated5.0
9 months ago

Purchasing an investment home as a second-time homebuyer, I found working with Vipul ji, to be an exceptional experience. He was consistently available to address any inquiries I had, significantly reducing the stress of the process. We somehow get the good interest rate we thought, and the closing costs were remarkably close to the initial quote provided. Vipul's availability and transparency throughout the transaction made the entire process seamless and straightforward

A
Ajay C from East Lansing, MIrated5.0
9 months ago

Vema mortgage officer Sebastian George worked with me in every step for the loan approval, He was very prompt and followed up with me to get all the documents much prior to the closing date. I would definitely recommend Vema mortgage and Sebastian for loans and they are very good people to work with for your home purchase to go smooth.

A
AJ from Flower Mound, TXrated5.0
9 months ago

Worked with Sebastian on my loan for primary residence. He is extremely responsive and great to work with. We were able to close in timely manner and got competitive rates. I highly recommend Sebastian and would come back for refi hopefully soon

v
vikaszope66 from Troy, MIrated5.0
9 months ago

Worked with Sebastian for my home lone & have great experience. He was responsive & prompt for any of the message. Done everything on time with competitive interest rate. Great Job

M
Manoj Raut from Novi, MIrated5.0
9 months ago

Being one of the most experienced mortgage agents in Michigan, Sebastian is able to help in every step of mortgage borrowing flawlessly with all the necessary guidance and giving the best possible interest rate with the lowest possible closing cost, We bought two houses and he was fabulous with our mortgage needs. Thank you Sebastian

D
Deepika Krishna Kuma from Frisco, TXrated5.0
9 months ago

I had an outstanding experience with Sebastian from Vema Mortgage. From the very beginning, he demonstrated his expertise, and a genuine commitment to ensuring my mortgage process was smooth and stress-free. He provided clear guidance throughout the entire transaction and I was very comfortable asking any questions that I had along the way. I highly recommend Sebastian & Vema Mortgage to anyone looking for competitive mortgage rates and a trustworthy lender.

R
Rakesh Kappen from Kissimmee, FLrated5.0
9 months ago

Mr. Sebastian from VemaMortgage came highly recommended by my realtor. He was consistently accessible and responsive, promptly addressing all of my inquiries via phone and email. Despite encountering obstacles in securing financing, Mr. Sebastian's expertise and dedication ensured that he made the impossible possible within the required timeframe.

V
Venu Madabhushani from Charlotte, NCrated5.0
9 months ago

I got Chirag’s reference from one of my friends. He was an excellent advisor to me throughout out the home buying process. He got me the best rates and even advised me on things that are typically outside of lending to make my experience really smooth and pleasant. I highly recommend him for all of your lending needs. It was an absolute pleasure working with him

u
user28579325 from Fort Mill, SCrated5.0
9 months ago

Highly Recommended Mortgage Lender! I recently worked with Vipul Hapani for refinancing my mortgage, and the entire process was seamless and professional from start to finish. Vipul delivered exactly as promised with a $0 closing fee, which was a huge relief. He was transparent, responsive, and made the process easy to understand. His professionalism and attention to detail ensured everything went smoothly without any surprises. I highly recommend Vipul Hapani for anyone looking for a trustworthy and efficient mortgage lender. You won’t be disappointed!

S
Saravanan from Woodstock, GArated5.0
9 months ago

I recently had the pleasure of working with Vipul Ghanshyambhai Hapani from Vema Mortgage for my home purchase. Not only he provided the best offer, he also made sure that the entire process was smooth. From the beginning, he was transparent, showed his expertise & professionalism, flexible with the schedule, promptly responded to all of my queries and explained the numbers patiently. I highly recommend Vipul & Vema Mortgage for those who are in the need of mortgage.

A
Amit Khare from Charlotte, NCrated5.0
9 months ago

I had the pleasure of working with Prashanti as my loan officer, and I couldn't be happier with the experience. Prashanti is incredibly knowledgeable about the mortgage process. She guided me through every step, ensuring I understood what to expect. Thanks to her expertise, I secured the best interest rate available. Her responsiveness to my queries was impressive. No matter how many questions I had, she always replied quickly and thoroughly. Most importantly, she closed my property on time, which made the entire experience seamless. I highly recommend Prashanti to anyone in need of a loan officer!

S
Sata from Harrisburg, NCrated5.0
9 months ago

I had the pleasure of working with Prashanti as my loan officer, and I couldn't be happier with the experience. Prashanti is incredibly knowledgeable about the mortgage process. She guided me through every step, ensuring I understood what to expect. Thanks to her expertise, I secured the best interest rate available. Her responsiveness to my queries was impressive. No matter how many questions I had, she always replied quickly and thoroughly. Most importantly, she closed my property on time, which made the entire experience seamless. I highly recommend Prashanti to anyone in need of a loan officer!

P
Pavan Jagarlapudi from Canton, MIrated5.0
9 months ago

I believe I got an extremely good rate. I shopped around some other places known for great rates and Sebastian's was much lower. It was also quite hassle free and Sebastian was always just a call away to answer all questions. Highly recommend him

P
Pavan Jagarlapudi from Canton, MIrated5.0
9 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance. I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

H
Honest & Very Knowledgable, Trustworthyrated5.0
9 months ago

I refinanced recently with Vema Mortgage and it was really smooth and a wonderful experience. Vipul bhai is very friendly and knowledgable, on my first call itself he was able to give me a tentative interest rate, all term options and I got that exact same rate on my closing which was really amazing. He was there available through call, text messages throughout the process whenever I had a question or needed a clarification. He was very much approachable with any doubts/questions and adjusted closing date/time based on my schedule. I never felt hesitant to reach out to him, closing was also so smooth and quick, everything was in order and within a month from our first call I closed the refinance. I would recommend Vema Mortgage and Vipul bhai 100% for any mortgage needs, he is really awesome to work with. Thank you!

E
Extremely helpfulrated5.0
9 months ago

She helped by guiding me through each step of the process and answered all the questions I had during the process. She is the best of all the people I worked with.

N
Naveen B from Sterling Heights, MIrated5.0
9 months ago

I am happy to work with Vema Mortgage and Mr.Sebastian sir on my application. They are one of the best, trusted and highly reliable lender. Thank for your support and service.

d
dganeshkumar from Davidson, NCrated5.0
9 months ago

Recently closed a home. Chirag and team guided throughout the process in a timely manner. Offered the lowest quotes and also provided alternatives to lower costs.

M
Manta Moranwaliarated5.0
2 yrs ago

Sai always picks up our calls and calms us with any mortgage related questions. He is so friendly and used to take our calls even at 10 PM in the night. Thank you Sai for the great rate and all your help in getting our dream home.

M
Manpreet Sandhurated5.0
2 yrs ago

I closed with Sai a couple days ago and he made the process so easy. He explained everything very well.He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!!

C
Chandanrated5.0
2 yrs ago

He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best. Thanks you so much for your help

M
Mukesh Kadyanrated5.0
2 yrs ago

I am very happy with sais loan services he gave me the best rate and did smooth closing for me.

S
Santhosh Reddy Trated5.0
2 yrs ago

Sai was amazing, I closed my house last week and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first time home buyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not the least - I got a great interest (lowest of all 4 lenders I worked with) rate going with Sai and saved few thousands on the closing costs as well. I could not have asked for a better experience. Thank you, Sai!!

S
Sunny Suren Chiliverurated5.0
2 yrs ago

I have closed my home last week and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders including Jim/Chip Bartels, amazingly Sai's terms and interest rates beat them by a huge margin! and my closing costs are amazingly low (Low as in you will save around 4000$). Working with Sai was very pleasant, he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently, since I am a first-time home buyer I did not understand the process and asked questions repeatedly which he answered patiently as it was the first time . He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks Sai for helping me with my lending needs in this tuff time and finishing it so perfectly.

D
Dilshan Shanaka Harischandrarated5.0
2 yrs ago

It’s was very easy and quick process with Sai. He was very attentive and reachable at any time of the week. He gave me a great rate and got all paperwork done in no time. Enter loan process was less than two weeks

S
Santhosh Uppalarated5.0
2 yrs ago

If you’re buying a new home or willing to refinance, I recommend checking rates with Sai. I want to share my experience working with him. I knew him by word of mouth. He gave us a phenomenal rate of interest which no other lender was able to match. The process working with Sai was so smooth that I didn’t have to worry a bit about anything until closing. His exceptional knowledge about the market and in depth understanding of the process along with really good contacts helped us acquire amazing property. Sai is extremely genuine and open, and I say this, because he always suggested what’s good from the buyer’s perspective even though he was at a loss because of it some times. During this process, I made a great friend and definitely recommend him for all his hard work, and everything that he did to make our experience such fantastic.

M
Manjot Singhrated5.0
2 yrs ago

I closed with Sai a couple days ago and he made the process so easy. He explained everything very well and if I didn’t understand it, he explained it again. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!

D
Dhaval Patelrated5.0
2 yrs ago

Sai is great person to work with he helps people every way possible. i would definitely recommend Sai as realtor or any Mortgage needs.

M
Maddy Weinertrated5.0
2 yrs ago

Sai is great to work with!

M
Murali Krishna Kovirated5.0
2 yrs ago

I had great experience working with Sai Vankayala for Mortgage loan processing for our new home, he is very professional in dealing with his clients, he explains all options and allow us the choose the best that fits us, the advantage of dealing with Sai is that he collects all required document in one shot and the processing is so quick that that we could close our loan within 3 weeks, he is reachable any time and get your questions answered immediately. I would definitely go with Sai for Mortgage finance and refinance and I would highly recommend to go with Sai to have an smooth, quick and hassle free loan processing – Murali Kovi

G
Gurpal Bindra -rated5.0
3 yrs ago

- Great team, appreciate timely inputs,very responsive. Closed in 15 days.thanks again

S
Si Chan -rated5.0
3 yrs ago

If you are looking for the best rate with no down payment for refinancing your house then you have got it. I have worked with Rajeev and Isha in Sistar Mortgage. They both are knowledgeable and followed the process to complete my loan. I recommend to give it a try.

B
Basavaraju Konkalarated5.0
3 yrs ago

- Received excellent service, support and got very good rate. Hemant held my hand through out loan process and explained things very patiently, as I am new home buyer I received the exact support and guidelines that I needed

Y
Yatinkumar Ranerated5.0
3 yrs ago

Whether you are looking for refinance or new purchase - personal or investment - this team can offer you the best in market. I am working with them with two loans and they handled it very smoothly. One of them is complete at God speed due to my needs. Kudos to the team! I am exclusively working with Karim and Isha for the process and really appreciate their help round the clock. They will go up and beyond to make things happen in correct way. I would definitely recommend them.

R
Raja Kishore Chirra -rated5.0
3 yrs ago

I had a great experience with Sistar Mortgage for refinancing my home loan. They offered me a best possible rate. I would like to specially thank Hemakumar Balakrishnan, he definitely made the process seamless and pleasant.

M
Matthew Warnerrated5.0
3 yrs ago

- I refinanced my home with Sistar and their staff made the process very easy. Their staff was knowledgable and they were quick to respond to any questions I had.

T
Ted DuBoisrated5.0
3 yrs ago

- I had a great experience, was able to get the best rate possible at the time. Sister walked me through the process. Unfortunately, the regulations make it cumbersome to get a mortgage with all the rules, but they were able to guide me through it, let me know when to expect and overall I could not be happier with their service and the resulting refinance! Would use them again 10 out of 10 times

S
Sudhaher Kumar -rated5.0
3 yrs ago

Thank you so very much for all of your help in securing our refinance loan for our home. You were well organized, very detailed and professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Hemanth kept the ball rolling and the process was completed in the time frame. There were absolutely no surprises. An excellent job.

P
Prashanti Gujjerated5.0
3 yrs ago

Hemant from Sistar Mortgage was such a pleasure to work with. He was professional with a friendly warm attitude. He helped us navigate through the entire buying process by providing timely information, guidance, and appropriate resources as needed. He patiently answered all our queries big or small and was always prompt. I highly recommend having a lender like Hemant on your side during the home buying process.

R
Raj Reddyrated5.0
3 yrs ago

- I got the best rate from Sistar mortgage. The entire process until closing was very smooth and efficient. The team did a great job. You can always reach out to the team with out any delays and thats what we all expect. You just do not need to worry once you initiate the process. I recommend if someone is looking for.

R
Raj USArated5.0
3 yrs ago

New Home loan closed in less than 30 days without any hassle!! (Even 2 weeks before of the actual closing date, Sistar had told me their readiness to close if I wanted to close one week before the actual date)!! I had privilege to work with Hemakumar on my new loan from Sistar Mortgage. He was very professional and understanding. He was very quick in handling my case and explained to me in detail. Everything that was said earlier was executed and there was no deviation. Sistar gave me the best rate and credits. Loan process started when rates were historically low. Well informed me the chances of rate increase based on market trend and locked the rate before the increase started. Answered and explained me every silly questions I asked as a new home buyer. Will definitely recommend Sistar mortgage and a shout out to Hemakumar.

R
Raj USArated5.0
3 yrs ago

New Home loan closed in less than 30 days without any hassle!! (Even 2 weeks before of the actual closing date, Sistar had told me their readiness to close if I wanted to close one week before the actual date)!!

S
Sashi Jrated5.0
3 yrs ago

Hemakumar helped my first-time mortgage refinancing with ease and has always exceeded my expectations. He was there every step of the way, giving us honest advice and direction. If you are a looking for a mortgage loan officer, I would highly recommend him for his honest, quality of service, commitment and transparency. I was very lucky to have his presence in refinancing mortgage. Thank you so much.

G
Gina ROBERTSONrated5.0
3 yrs ago

- Great experience with Sistar Mortgage. They gave me the best rate and worked with me through builder complications that arose at the end of the process. They also helped me figure out a solution prior to closing when my bank decided to not wire my down payment. Sistar came through and helped make a complicated closing a little bit easier. Truly appreciate all they did for me.

R
Ravik Vinjamurirated5.0
3 yrs ago

I sincerely wanted to thank you for all the help and support you have provided in the past few weeks to close all my 3 loans. I know my case is bit complicated and different, so i apologize for any irritating followups i have made with you :) I hope you understand my situation and how important it was for me to close these loans ontime. Looking forward for your similar support in the future.

N
Narasimha Ippelarated5.0
3 yrs ago

Excellent Service by Sistar Mortage !! Appreciate all your helping with Mortgage Refinance of my home in helpful manner. I would like to recommend everyone to use their service. Thank you Sistar.

T
Tahsin Munirrated5.0
3 yrs ago

Highly recommended! We used Sistar Mortgage to refinance our house for the first time and they were very responsive and attentive through the whole process. Most importantly we got a great rate for low cost done quickly.

D
Dinesh Depuru -rated5.0
3 yrs ago

“Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Rajeev and his team were able to boil down all the rates and acronyms into logical information we needed to make the right decision. Rajeev went out of his way to make sure we got the best available loan at the lowest possible rate. Rajeev and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours.. I recommend Sistar Mortgage company to anyone in the market for a mortgage.”

A
Archie Mrated5.0
3 yrs ago

We were able to close the loan in less than 3 weeks with Sistar Mortgage. I had great experience with Sistar mortgage, Sistar Mortgage set expectations early and they delivered on their promises.

S
Sippy Kapur -rated5.0
3 yrs ago

- Highly recommended! We used Sistar Mortgage to refinance our house and few commercial properties and they were very responsive and attentive through the whole process.

S
Sunit Kapurrated5.0
3 yrs ago

- I have been working with Sistar mortgage for my commercial and primary residence for last several years , they are the most responsive. Helpful and outstanding service providers. They always got me the best rate and a very professional service- will recommend them highly for your mortgage needs.

M
Mike W -rated5.0
3 yrs ago

- I obtained a refinance through Sistar Mortgage and could not be happier with experience. The whole team over there is very professional and knowledgeable. They went over all the different options and scenarios available for my situation. They were communicative throughout the process to ensure we stayed on track. When there was a minor issue due to some misreporting through a credit agency they guided me through getting it corrected as quickly and efficiency as possible. From application to closing we really felt the whole team especially Rosalina was in our corner. We really felt the entire were advocating and working to provide the best solution for our current and long terms goals. I have not hesitated in recommending Sistar Mortgage to anyone that mentioned they are thinking about getting a new mortgage.

M
Mike Wrated5.0
3 yrs ago

- I obtained a refinance through Sistar Mortgage and could not be happier with experience. The whole team over there is very professional and knowledgeable. They went over all the different options and scenarios available for my situation. They were communicative throughout the process to ensure we stayed on track. When there was a minor issue due to some misreporting through a credit agency they guided me through getting it corrected as quickly and efficiency as possible.

m
mahesh veerlapatirated5.0
3 yrs ago

- I recently refinanced my house in Puyallup, WA and my experience with Sistar was amazing. Going into the process I would have expected something to delay or end the loan process but that never happened. The online process was seamless and communication was great!. Truly an amazing experience which is rare for a lender these days. Thank you very much Mr. Rajeev Gandhi.

R
R Arorarated5.0
3 yrs ago

Our experience with Sistar has been nothing but stellar. From the mortgage application through underwriting to approval and closing, a Sistar team member helped us every step of the way. They were knowledgeable and if they did not have an answer, they reverted back very promptly. They were extremely professional, responsive, helpful and best of all, friendly. I never once felt as though I was a bother. They never tried to give me a sales pitch to buy down the rate with points. No visits to any office was required. The closing was done in the comfort of my home at a time of my choosing. I felt comfortable that they had a physical location close to me so that if there ever was an issue, I could certainly reach out and not be limited to phone calls. All in all, I would not hesitate to recommend Sistar mortgage and its team of trained professionals to my friends.

K
Komalbahen Patelrated5.0
3 yrs ago

It was very great experience with a… It was very great experience with a timely manner. excellent job Rajeev and his team Keep up the great work.

S
Suryakant Suryavanshirated5.0
3 yrs ago

Excellent service and hard work in… Excellent service and hard work in processing this loan Special Thanks to Rajiv and Isha for being on top of the priority to resolve all the hurdles came across during loan processing.

L
LaTasha W.rated5.0
3 yrs ago

Loan Officer Ryan was great Loan Officer Ryan was great! Ryan made the house buying process very understanding and less stressful, he kept me updated on everything and was always available when I needed him!

G
Gomathi Arumugamrated5.0
3 yrs ago

They are very professional and excellent customer service ! Sistar Mortgage has helped us three times (purchase & refin) and has made the process easy and smooth each time. They are very professional and receive excellent service every time. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. We're very pleased with the interest rate we received. We will absolutely use their service in the future again. We highly recommend Sistar Mortgage and the team for a smooth home buying experience !!!

V
Venkatrated5.0
3 yrs ago

Rajeev is pretty good in providing good… Rajeev is pretty good in providing good rates. He has excellent staff to close it in time!

J
Joseph Deangelorated5.0
3 yrs ago

The team at Sistar Mortgage illustrated… The team at Sistar Mortgage illustrated the true meaning of customer service! We are so pleased that we connected with the team our transactions were handled with great care and everything was thoroughly processed! No surprises! Which is what we really appreciate! Tell them Joe and Macarena sent you! You will not be disappointed!

N
Nicholas Melchiorrerated5.0
3 yrs ago

Thanks Rajeev and Priya Thanks Rajeev and Priya! Super Team!

A
Avinash Mandapatirated5.0
3 yrs ago

Sukesh and team helped me to refinance… Sukesh and team helped me to refinance my house , gave me an excellent rate was a seamless experience. Would give them 10 out of 5. I have recommended them to family and friends.

J
Jinesh Jainrated5.0
3 yrs ago

Sistar Mortgage did an excellent job We were happy to work with Sistar Mortgage in refinancing our house. They worked hard to find the lowest interest rate, kept expenses low, and the closing went very smoothly. All company employees we dealt with, were very pleasant and easy to work with. They were very prompt in returning phone calls and answering e-mails to resolve issues in a timely manner. If get opportunity We will work with them again and recommend them to others.

V
VJrated5.0
3 yrs ago

The Sistar team sticks to their… The Sistar team sticks to their commitment what they offered you in the beginning. Their team will constantly in touch with you till the end of their process

P
Prashanth Nrated5.0
3 yrs ago

Hemakumar was amazing Hemakumar was amazing, always kept in touch, good communication, follow up, resolving any concerns, issues that came up in the refinancing process.

N
Narendra Kunalarated5.0
3 yrs ago

I was impressed with the service from… I was impressed with the service from Sino Kodela of Sistar Mortgage. He would hunt for the best rate of interest and inform me when the rate of interest comes down to the one, I desired. He will also ensure my refinance would go with min payment from my pocket.

M
Mountain Manrated5.0
3 yrs ago

Expeditious Service Ashley, Kristie and Rosalina were spectacular - great service and response time.

N
Nevil Christianrated5.0
3 yrs ago

Excellent customer service Excellent customer service. Very hard working and professional team. Timely manner, consistent and precise work.

M
Mahesh Veerlapatirated5.0
3 yrs ago

I have bought 2 houses with Sistar and… I have bought 2 houses with Sistar and both experiences were top notch. Rajeev is incredibly knowledgeable about Mortgages and helped us understand which is best for us to pick. His communication skills throughout all stages of the buying/closing process exceed my expectations. The needs of the customer are always the top priority for Rajeev. He is highly motivated and responsive to customer requests. Anyone I know trying to buy a house will definitely refer to Sistar Mortgage. Thank You, Rajeev, Gopi, and Isha for all the help.

E
Erica Bryantrated5.0
3 yrs ago

Exceptional Customer Service!! Exceptional Customer Service!!! Ryan Neading is extremely professional and customer oriented. There was no question he couldn’t answer and he was always so very kind, available and courteous. Sistar mortgage provides top rated service and I would recommend this mortgage company to anyone.

R
Rajeev Gandhirated5.0
3 yrs ago

Exceptional Customer Service!!! Ryan Neading is extremely professional and customer oriented. There was no question he couldn’t answer and he was always so very kind, available and courteous. Sistar mortgage provides top rated service and I would recommend this mortgage company to anyone.

S
Samrated1.0
4 yrs ago

I would give minus rating if possible for their professionalism and service quality! DON'T refinance or do mortgage with Sistar Mortgage Company!

R
Richaupdrated5.0
7 yrs ago

Very professional and proactive. Quick to reply when communicated. He helped us with with a pre approval process and we got the best interest rate in the market.

A
Amaravatigntrated5.0
7 yrs ago

I worked with Mr.Shah for my first home loan and found him very response and helpful. He provided different options within the same day I contacted him and answered all my questions promptly.

y
yudhumnarated5.0
7 yrs ago

I can’t say enough good things about working with Mr. Shah. He was knowledgeable, responsive and very helpful. I rate him highly. Also, he's got good experience in this field so, anyone looking for an excellent real-estate professional; he is the guy.

E
Ethan B.rated5.0
8 yrs ago

My wife and I had a great experience with Sistar. They were quick in their responses and answered all our questions as first time buyers.

A
Arunjit Singhrated5.0
9 yrs ago

Amazing service!

D
Denise Edmondrated5.0
9 yrs ago

!$100 sew ins or bring a friend and both get 20%off main st buffalo ny (716 572 2744) ask 4 denise

s
sonia bumarated5.0
9 yrs ago

very good experience with this company .i got a good rates and good service

S
Shelley Elliottrated4.0
9 yrs ago

My experience was good with this company. The loan went through fine with no hassles. I was able to reach someone when I had specific questions.

Gaurav Vaish Loan Advisor NMLS# 2122782
Loan Services - Mortgage Loan Services +4 more
Sai Vankayala With Ensure Home Loans
Loan Services - Mortgage Loan Services +2 more
Sreedhar Anchuri - Mortgage Loan Officer And Realtor # NMLS 2274506
Loan Services - Mortgage Loan Services +5 more
Mayur Shah Mortgage Loan Officer, NMLSR # 397274
Loan Services - Mortgage Loan Services +2 more
American Preferred Mortgage Corp. NMLS# 2230580
Loan Services - Mortgage Loan Services +2 more

Loan Services Providers yet to be reviewed in Philadelphia Metro Area

Loan Services - Mortgage Loan Services
Loan Services - Mortgage Loan Services +2 more

Piyush Shah Foundation

8809 West Chase Drive, Douglasville, GA, USA
Loan Services - Education Loans +1 more

Chintan Bhatt - The Capital Rams Inc.

201 King of Prussia Road, Suite 650, Radnor, PA, USA
Loan Services - Business Loan Services +18 more

Aarna Mortgage LLC

5151 Cadagan Ct, Bensalem, PA, USA
Loan Services - Mortgage Loan Services +7 more

Loan Services in Nearby Neighborhoods

Loan Services Nearby Locality

Most Popular States

Personal Loan Services

Car Loan Services

Student Loan Services

    Loan Services Articles
    10 Tips to Secure the Best Mortgage Loan Rates in 2024 in New York, NY

    10 Tips to Secure the Best Mortgage Loan Rates in 2024

    Buying a home is a significant milestone, and securing the best mortgage loan rates can make a huge difference in your finan...

    How to Improve Your Credit Score before Applying for a Loan in New York, NY

    How to Improve Your Credit Score before Applying for a Loan

    Hey there, future borrowers! If you’re thinking about applying for a loan, one of the first things you should check is your ...

    How to Choose the Right Loan for Your Financial Goals in San Francisco: A Comprehensive Guide in New York, NY

    How to Choose the Right Loan for Your Financial Goals in San Francisco: A Comprehensive Guide

    Are you a San Francisco resident looking to achieve your financial goals through a loan? With numerous loan options availabl...

    The Hidden Costs of Loans in New York City: What You Need to Know Before You Borrow in New York, NY

    The Hidden Costs of Loans in New York City: What You Need to Know Before You Borrow

    When you're in the hustle and bustle of New York City, borrowing money might seem like a necessary step to keep up with the ...

    View more Loan Services Articles