Arcus Lending INC Loan Services San Jose, CA US

Arcus Lending INC

  • manage_accounts
  •  Serving Across California State
miscellaneous_services Service Offered
Financial & Legal Services,  Loan Services,  Mortgage Loan Services

Overview of Arcus Lending INC

  • Experience

    15 Years

  • Business owner name

    Sweta Jaiswal

  • Contact name

    Sweta Jaiswal

Services Offered by Arcus Lending INC
Areas Served in US by Arcus Lending INC

Key Business Information of Arcus Lending INC

Languages Known
  • English
  • Hindi
  • Bengali
Mode of Payment
  • Master Card
  • Visa Card

About Arcus Lending INC

I am one of the most distinguished Loan Services in Bay Area, CA. I specialize in various mortgage programs like zero down payment loan programs to all the way 20% or more down payment, we offer very low interest rate with minimal or no cost with excellent service. Call or email to get more details.Now buying home is not a dream anymore! "Get your refinances/purchases done right away with super low rates and no points charged!! You are in safe hands when you work with us. We offer a better advice for your unique financial situation instead of a one- solution -fits -all. Only with Arcus Lending you get super low rates, unparalleled customer service Products we do: Conforming loans/Jumbo loans- Purchase, refinance, cash out, rental properties. Bank statement programs: 12 months/24 months FHA- purchase, refi, cash out VA loans Commercial loans Just 3% down payment loans"

Service Details

  • Bank statement programs: 12 months or 24 months

    • Commercial Loans

      • Conforming loans or Jumbo loans

        • FHA- purchase, refi, cash out

          • VA Loans

            Selected Loan Services
            Selected service breakdown details

            * Prices may vary. Confirm the final price with the provider.

            Review for Arcus Lending INC in San Jose, CA

            • 5/5
            Based on
            • 5 Ratings
            • 11 reviews
            L
            Linus

            Rated 5.0  I worked with Sweta to refinance my mortgage. She is really helpful and was able to get me the best competitive interest rate. She is quick to respond to any questions you have, help understand overall process and keep us updated about the progress. She does lot of background paperwork and I didn’t have to worry much other than doing the initial paperwork

            A
            Amar

            Rated 5.0  I have just finished my second mortgage refi working with Sweta and Arcus Lending. She has been highly professional, always available and quick to respond, and has spent the time to answer all my questions, no matter how trivial. She is true to her word in finding the best rates available and providing the best service possible with minimal effort on the customer side.

            C
            C Filipe

            Rated 5.0  I have just finished my second mortgage refi working with Sweta and Arcus Lending. She has been highly professional, highly available, and has spent time with me explaining the process and answering any questions I have had through either. She also helped me capture the record low rates of early 2021, during a very difficult time due to COVID. I have already recommended her to several friends, and would recommend her to anyone.

            C
            Chris

            Rated 5.0  I highly recommend Sweta for mortgage needs. The overall experience was excellent. She was very transparent, responsive and answered all of my questions. I'll definitely be recommending her to friends and colleagues in the future.

            S
            Suresh

            Rated 5.0  This is the second time I have worked with Sweta for refinancing my mortgage. She is very professional, quick and more importantly always very responsive by email or phone. I would definitely consider Sweta first for future mortgage requirements.

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            Loan calculator suite

            • EMI
            • Eligibility
            • Affordability
            Loan Amount:
            $50K$2M
            Annual rate:
            4%36%
            Loan tenure:
            1year30 years
            Monthly payment $2,740
            Total interest
            $566K
            57% of total
            Total repayment
            $986K
            over 30 years
            Principal Amount
            $ 1,185,035
            Interest Payable
            $ 1,799,988
            Monthly Gross Income:
            $2K$30K
            Existing monthly debts:
            05k
            Expected rate:
            4%12%
            Credit score range:

            You may qualify for

            $456K

            Based on 30yrs terms

            Max monthly EMI $2,540
            Debt-to-income ratio
            38%
            Healthy range
            Monthly gross income:
            $2K$30K
            Down payment saved:
            0500k
            Expected rate:
            4%12%
            Other monthly debts:
            010k

            You can afford up to

            $520K

            home purchase price

            Loan amount needed
            $460K
            after 12% down
            Est. monthly payment
            $3,009
            P&I only · 30-yr

            * 36% DTI guideline. Excludes tax, insurance, HOA.

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