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15 Years
Sweta Jaiswal
Sweta Jaiswal
I am one of the most distinguished Loan Services in Bay Area, CA. I specialize in various mortgage programs like zero down payment loan programs to all the way 20% or more down payment, we offer very low interest rate with minimal or no cost with excellent service. Call or email to get more details.Now buying home is not a dream anymore! "Get your refinances/purchases done right away with super low rates and no points charged!! You are in safe hands when you work with us. We offer a better advice for your unique financial situation instead of a one- solution -fits -all. Only with Arcus Lending you get super low rates, unparalleled customer service Products we do: Conforming loans/Jumbo loans- Purchase, refinance, cash out, rental properties. Bank statement programs: 12 months/24 months FHA- purchase, refi, cash out VA loans Commercial loans Just 3% down payment loans"
Rated 5.0 I worked with Sweta to refinance my mortgage. She is really helpful and was able to get me the best competitive interest rate. She is quick to respond to any questions you have, help understand overall process and keep us updated about the progress. She does lot of background paperwork and I didn’t have to worry much other than doing the initial paperwork
Rated 5.0 I have just finished my second mortgage refi working with Sweta and Arcus Lending. She has been highly professional, always available and quick to respond, and has spent the time to answer all my questions, no matter how trivial. She is true to her word in finding the best rates available and providing the best service possible with minimal effort on the customer side.
Rated 5.0 I have just finished my second mortgage refi working with Sweta and Arcus Lending. She has been highly professional, highly available, and has spent time with me explaining the process and answering any questions I have had through either. She also helped me capture the record low rates of early 2021, during a very difficult time due to COVID. I have already recommended her to several friends, and would recommend her to anyone.
Rated 5.0 I highly recommend Sweta for mortgage needs. The overall experience was excellent. She was very transparent, responsive and answered all of my questions. I'll definitely be recommending her to friends and colleagues in the future.
Rated 5.0 This is the second time I have worked with Sweta for refinancing my mortgage. She is very professional, quick and more importantly always very responsive by email or phone. I would definitely consider Sweta first for future mortgage requirements.

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Continue reading| Monthly payment | $2,740 |
| Total interest |
$566K
57% of total
|
| Total repayment |
$986K
over 30 years
|
You may qualify for
Based on 30yrs terms
| Max monthly EMI | $2,540 |
| Debt-to-income ratio |
38%
Healthy range
|
You can afford up to
home purchase price
| Loan amount needed |
$460K
after 12% down
|
| Est. monthly payment |
$3,009
P&I only · 30-yr
|
* 36% DTI guideline. Excludes tax, insurance, HOA.