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Best Residential Mortgage Brokers in Shreveport, LA

Apt Mortgage Loan LLC
Serving the Shreveport Area
(Pin: 52099)
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Opens at 8:00 AM
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Offer available VIEW OFFER

Nearby Neighborhoods: Valley Vistas, Cedar Grove, Cut-off Junction, Downtown

From the Business: We are a team of seasoned professionals with extensive experience in the mortgage industry. Finding the right mortgage loan is a complex and daunting task - choosing the right mortgage partner is significantly pivotal to that. As a Independent Mortgage Broker, not only we bring you the lowest possible interest rate, we also keep your closing cost ...

IMaxx Lending Services LLC Murugan Arvin
Serving the Shreveport Area
(Pin: 98756)
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Nearby Neighborhoods: Hunter Valley Townhome, Cedar Grove, Cut-off Junction, Downtown

From the Business: I am one of the most distinguished Loan Services in Irving, TX. I specialize in Mortgage Loan Services,Education Loans,Auto Loan Services,Business Loan Services,Car Loan Services,Home Loan Services,Personal Loan Services,Student Loan Services,Residential Loan Services.

Succedo Mortgage, LLC
Serving the Shreveport Area
(Pin: 67459)
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Nearby Neighborhoods: Fort Bend Houston, Cedar Grove, Cut-off Junction, Downtown

From the Business: Welcome to Succedo Mortgage; We are a team of seasoned professionals with a wealth of experience in the mortgage industry. Our mission is to guide and support our clients in finding the perfect mortgage solution that aligns with their financial goals and aspirations. With a strong emphasis on transparency and integrity, we strive to provide a seam...

Prime Home Mortgage LLC
Serving the Shreveport Area
(Pin: 98056)
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Closed now
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Nearby Neighborhoods: Irving Heritage, Cedar Grove, Cut-off Junction, Downtown

From the Business: Dont Miss almost Historic low Rate! Quick, Reliable and Fully Digital Service!!!No points or Origination charge /actual zero cost loan/no hidden fees /Low Closing Cost option available.Experienced processor and broker from past 6+ years with Wholesale Mortgages.Works with many lenderAvailable programm! rate for various terms/can even customize ter...

Joseph Chacko C2 Financial Corporation
Serving the Shreveport Area
(Pin: 15449)
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Nearby Neighborhoods: Reserve, Cedar Grove, Cut-off Junction, Downtown

From the Business: Joseph Chacko has been in the mortgage lending industry over 15 years, helped more than 3,000 families achieve their home financing goals. Joseph's mission is to get you the right loan, at a lower interest rate and fees and guide you through the entire loan process from start to finish. Joseph has been recognized for his production and performanc...

Liberty Home Mortgage
Serving the Shreveport Area
(Pin: 19845)
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Nearby Neighborhoods: Country Place Plano, Cedar Grove, Cut-off Junction, Downtown

From the Business: I am one of the most distinguished Loan Services in Plano, TX. We provide construction loans, Jumbo loans for visa holders, conventional loans, FHA, VA, USDA, Self-Employed No-Tax Returns loans, No-Income verification for Primary and Investment property, DSCR Loans ( Investment property without verifying income ), Home Equity Loans ( Cash out ), I...

J & B INVESTMENTS
Serving the Shreveport Area
(Pin: 38325)
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Nearby Neighborhoods: Cedar Grove, Cut-off Junction, Downtown, La Rosen

From the Business: I am one of the most distinguished Loan Services in Lewisville, TX. I specialize in Business Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, Student Loan Services, and Investment loans whether you're buying, selling, refinancing, or building your dream home, yo...

American Preferred Mortgage Corp. NMLS# 2230580
Serving the Shreveport Area
(Pin: 30002)
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Closed now
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Nearby Neighborhoods: Cedar Grove, Cut-off Junction, Downtown, La Rosen

From the Business: A full-service mortgage company that specializes in residential home loans closing in as quickly as 2-3 weeks!,I am one of the most distinguished Loan Services in Parsippany, NJ. I specialize in Home Loan Services,Mortgage Loan Services,Residential Loan Services. When it comes to purchasing a new home or refinancing a mortgage, everyone's financin...

Mayur Shah Mortgage Loan Officer, NMLSR # 397274

Nearby Neighborhoods: Cedar Grove, Cut-off Junction, Downtown, La Rosen

From the Business: Mayur Shah has helped many people achieve their goal of homeownership. Whether you are a first-time home buyer or refinancing an existing loan, Mayur has a solid understanding of the local real estate market and what it takes to close your loan with efficiency and expertise. At Truist Mortgage, we offer a variety of mortgage financing options for...

Baba Lending
Serving the Shreveport Area
(Pin: 60547)
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Nearby Neighborhoods: City Center District, Cedar Grove, Cut-off Junction, Downtown

From the Business: I am one of the most distinguished Loan Services in Elgin, IL. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan ServicesWhether you're buying, selling, refinancing, or building your dream home, you have a lot ri...

Konda Reddy Gadi, President / Mortgage Agent,  NMLS# 1285961
Serving the Shreveport Area
(Pin: 38282)
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Nearby Neighborhoods: Woodland Hills, Cedar Grove, Cut-off Junction, Downtown

From the Business: I am experienced Mortgage Loan Agent, originate home Loans in IL, CA, FL & TX. Please contact me, if looking for home loans ( Home Purchase, re-finance the existing home). I would be happy to discuss the current Mortgage rates and various options to apply for loans. Available Loan Program includes: • Purchase Loans • Refinance Loans • No C...

6602 Youree Drive, Shreveport, LA 71105, USA

From the Business: When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you w...

Nearby Neighborhoods: Town Home IV at Legacy Town Center

From the Business: Mahesh Pabba in Frisco is specialized in Mortgage Loan Services in near Texas. He is servicing at the Austin Metro area, Dallas Fortworth area, Houston Metro area and San Antonio Metro area. He is also expertise in providing Home Loan Agent service in near Frisco, Texas. Mahesh Pabba can be reached only on weekdays from 9:00 to 18:00. He offers th...

Nearby Neighborhoods: Clinton Park Tri-Community

From the Business: I am one of the most distinguished Loan Services in Houston, TX. I specialize in Mortgage Loan Services, Commercial Loan Services, Home Loan Services, Residential Loan Services When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or yo...

From the Business: Kamlesh Singh is a dedicated Mortgage Loan Officer with over 20 years of lending experience in the Bay Area. She has originated over $800 million in mortgage loans and delivered them with outstanding service and quality. Kamlesh embraces the credit union mission of putting the needs of clients above everything else. Her goal is to create lasting r...

From the Business: I am one of the most distinguished Loan Services in Chandler, AZ. I specialize in Auto Loan Services, Business Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, and Student Loan ServicesAs a licensed and experienced mortgage loan officer, I take pride in helping borrowers and investors pur...

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Customer Reviews for Loan Services in Shreveport, LA

Rated 5/5 based on 612 reviews
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Tag Gallaher rated4.0
7 yrs ago

The buyer of my home used Aslam (Sonny) Mansoor for their Loan Officer. I'm so far positive toward his efforts on this difficult loan.

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Gias azim rated4.0
7 yrs ago

I am so pleased working with Liberty Home Mortgage, Mr. Aslam Mansoor was very helpful. I will recommend my friends and family to Librarty Home Mortgage to work with in the future!

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Omar Herrera rated5.0
6 yrs ago

Mr. Aslam Mansoor provides excellent service. He is always available to answer any questions quickly. The service they provide is excellent, they offer very competitive rates and the most important thing for me was that they closed my mortgage super quickly. I highly recommend the services of Liberty Mortage company. Mr.Aslam Mansoor was very easy to work with. He is always reachable to answer any questions. The service was great, rates were competitive and the most important for me was that he was able to close my loan fast! I highly recommend the services of Liberty Mortagage.

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Irfan Ali rated5.0
7 yrs ago

JUST PERFECT

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moses turner rated5.0
7 yrs ago

Great customer service and very professional

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Reena Zaidirated5.0
7 yrs ago

Amazing service for both of our home buying process

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Costel Rizescurated5.0
7 yrs ago

Excellent Home Mortgage company. Trustworthy and reliable!

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shaze investments Incrated5.0
4 yrs ago

exellent service .. Mr Aslam took extra efforts to close my property

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Syed Jafrirated5.0
7 yrs ago

Aslam Mansoor is highly recommended !! Most easy and painless experience !!

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Asad Merchantrated5.0
8 yrs ago

Great choice for mortgage lender! Works efficiently yet quickly to ensure all criteria met!

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Daxesh Shahrated5.0
3 yrs ago

Overall prompt response and very flexible to your needs. I would recommend others to give them a try.

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Rakhee Thakurrated5.0
8 yrs ago

Aslam is great to work with and great choice for mortgage lender!

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P Lehmannrated5.0
6 yrs ago

Came up top in Lending Tree. Says what he does and does what he says. No visits required, everything other than final closing done via email and digital uploads.

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Shamim Pathanrated5.0
5 yrs ago

Transparency and prompt response. Process from start to finish faster. Explained several options short term/long term loan with pros and cons.

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atul guptarated5.0
5 yrs ago

Great to work with Mr. Aslam. Tremendous speedy responses. Work done on time. Just so professional!!!!

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Sateesh Reddyrated5.0
7 yrs ago

Really Great service from Liberty Home Mortgage, Thanks a lot Aslam for Processing this one so quick

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Hammer J. Helmerrated5.0
7 yrs ago

Aslam is a fantastic mortgage pro who really works hard for his clients!

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Patrick Brickerrated5.0
6 yrs ago

Aslam and his team are the very best! Great rates, great service and the ability to close fast!

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Protsahana Hamalrated5.0
7 yrs ago

Mr. Mansoor was very helpful. He was very patient and answered all my queries. I would definitely work with him in future.

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Keyur Patelrated5.0
6 yrs ago

Really helpful, getting Mortgage is hard but with Liberty Home Mortgage it wasn't hard at all and it was faster then i thought. i would really recommend them.

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Krushika Patelrated5.0
1 year ago

Great Customer care and service!! Mr Mansoor was helpful through the whole process. ????

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Abdullah Rahimrated5.0
8 yrs ago

This was super easy and they took me thru step by step very quickly. Any questions that I had were answered fast with easy instructions. Great experience. Great job Aslam

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Kumar Parthasarathyrated5.0
8 yrs ago

Aslam and team are fantastic. They do a thorough job, get nice rates and can help close in as quick as 2 weeks.

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Tommy Chamakalarated5.0
7 yrs ago

Great company to work for and Sunny was very responsive and took my calls when I needed him. He kept everything up to date and I had a flawless experience with is company.

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Nikunj Patelrated5.0
3 yrs ago

Awesome service ,very helpful and knowledgeable.Aslam helped me throughout my process promptly and closed my loan in unbelievable time.My previous lender took couple of months to close the loan.I am really happy with Aslam and his team.I definitely recommend him.

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salman bavarated5.0
7 yrs ago

This is our 2nd time working with Aslam bhai. Amazing guy with great professionalism, always available to answer calls with any question. As usual it was a smooth process for us.

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Mihaela Rizescurated5.0
7 yrs ago

Excellent mortgage company - we have done business with Liberty Home Mortgage 3 times in 14 years and every time had a great experience. Highly recommended.

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zakiuddin syedrated5.0
7 yrs ago

Thank you so very much Mr. Aslam Mansoor, for all of your help in accomplishing the task of our new home construction loan in Richardson TX. You were very professional, as well as kind which made us put our trust in you through our entire loan process. Thank you for your patience and we really appreciate your advice and inputs that made our dreams come true . You stand above the rest, Mr. Aslam Mansoor!!! Our hats off to you!! Zaki, Fatima & family :)--- Richardson TX

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Mitesh K Thakkarrated5.0
4 yrs ago

Sabse Jaldi 15 Din me in loan bhi close Karwaye - Aslam Bhaiiiiiiii —— totally convinced and experienced the same — all went sooo well and fast — I would say I am totally happy going in my first dream home in USA with the help of Aslam bhai — I totally recommend

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Rawshaunu Khanrated5.0
2 yrs ago

I JUST REFINANCED MY HOME LOAN WITH LIBERTY HOME MORTGAGE WITH MR. ASLAM MANSOOR. HE IS VERY VERY PROFESSIONAL,DONE EVERYTHING IN TWO WEEKS, HE IS REALLY NICE,AND VERY REALISTIC, ANY ONE WHO WANTS TO REFINANCE OR BUYING/SELLING HOME, I WILL DEFINETLY HIGHLY RECOMEND LIBERTY HOME MORTGAGE. I AM REALLY GRATEFUL TO HIM

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Hari Jagannadhanrated5.0
7 yrs ago

Mr.Aslam Mansoor went above and beyond helping me through the entire process.  He was available everytime I needed a question answered.  He was so professional and dedicated the whole time and he was even great about reassuring me when I had concerns that I couldn't do it.

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Anjali Bedirated5.0
8 yrs ago

Aslam was very professional and easy to work with. He was very patient answering any questions I had regarding the paperwork and guided me through the process in a timely manner. I would highly recommend him.

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Evelyn Marie Segoviarated5.0
7 yrs ago

completed our mortgage approval only a day after being told no by multiple lenders. We made an offer 2 days or so after that, and closed 22 days following the offer with a huge seller's credit that Korey recommended we ask for which brought our closing costs down significantly! Overall, although it was a stressful time and there were times I wasn't sure I liked this whole thing...it all ended way better than we could have ever imagined & we could not be more thankful! We are in our new home, and ready to make a lifetime of memories! #Mortgage #FHA #OurFirstHome

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Sachin Sharmarated5.0
5 yrs ago

It was a pleasure to work with Aslam bhai regarding our refinancing our loan. He explained the process clearly & is very straight forward. I will recommend him to every person I know who is in need of financing/refinancing

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Zohra Lakhanirated5.0
7 yrs ago

Getting a mortgage can be a very stressful time. Trying to determine the best rate and terms, or deciding who has the best offer, is a real challenge. We did our homework, but it was a daunting task until we called our Mortgage Professional at Liberty’s Aslam Mansoor. My family’s goal was to close couple of properties before August, we just closed one and hoping to close another without any hurdle.Thanks to Aslam Mansoor of Liberty Mortgage, we completed the process quickly and painlessly. We couldn't be happier with the service we received, and will definitely be returning to Liberty mortgage. Many thanks to the Liberty Mortgage team!

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Indu Abbirated5.0
7 yrs ago

One of the best Mortgage Co in DFW Mr Aslam Mansoor is highly professional. He made the whole losn process very smooth and stress-free I highly recommend Liberty Home Mortgage for all your loan , insurance and financial needs ..

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Zahid Dawngrouprated5.0
7 yrs ago

Liberty Home Mortgage has provided immediate, and seamless service in our efforts to secure funding. Mr. Mansoor has been proactive in guiding us through the loopholes and hurdles that are part and parcel of the process. We gave him a challenging task for our business and he has been superb in offering us a solution that has been entirely satisfactory. We as a business, and as a business owner are now diverting all our business to LHM. Mr. Mansoor cannot be more highly recommended.

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Sirur Reddyrated5.0
7 yrs ago

Mr. Aslam Mansoor helped me secure the mortgage loan within 4 days - from filling out an application to underwriting. Now we are just one step away from moving into our new home. I highly recommend him and his company Liberty Home Mortgage. Rajashri and Reddy

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Him Bhattrated5.0
8 yrs ago

Entire refinance process was absolutely smooth and fast. Mr Aslam responded very fast to all questions and concerns. I would highly recommend reaching them out for financing needs. I would definitely use Liberty Home Mortgage for future needs. Thanks Mr Aslam for your dedication.

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Sabeeta Makanirated5.0
6 yrs ago

Aslam helped secure my first home mortgage. We selected our house on Dec 25th and were able to close on Jan 11th, despite the holiday period. Buying a house for the first time can be a little daunting. Aslam was able to provide guidance with regards to funding throughout the process. He is great to work with, is able to foresee potential hurdles and is proactive in proposing solutions. I’d recommend him, especially if you’d like to close within a tight timeframe.

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Jahangir Joyrated5.0
6 yrs ago

First of All, Thank you so much Liberty home Mortgage and specially Mr. Aslam Mansoor. I really got something more than I expected. I already looked for so many mortgage company for buying my first home. But I couldn’t get approved for my personal matter . But My friend referral to Mr. Aslam for my mortgage. I explain to him everything my matters. what I like most from him. “ I will try to help you, don’t worry “ I feel excited for something good news. Finally, I got it. Loan closing

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Year 2020rated5.0
7 yrs ago

Very professional mortgage company in DFW area. Aslam is a great person to work with. He is very knowledgeable, knows exactly what the customer needs are and very spontaneous to all queries. The loan was closed within 2 weeks and no other banks could do that. I highly recommend Liberty.

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khalda Azmatrated5.0
7 yrs ago

Mr. Aslam was very professional. He made the whole process of mortgage seemed like very easy and less pain taking. He always was there whenever we needed him, personally. Unlike some other places where you get routed to the interns or assistants. Highly recommended.

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Parthiv Patelrated5.0
5 yrs ago

Excellent experience in working with Liberty Home Mortgage and Aslam. Aslam was prompt and professional to answer all my queries, and was very helpful to understand the whole process. I would recommend Liberty Home Mortgage / Aslam Mansoor for any mortgage needs.

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Vivek Ajbanirated5.0
5 yrs ago

I am very pleased to work with Aslambhai at LHM. He has been very helpful to find a better rate and closing cost for the initial home mortgage and refinancing my home. He always responds back in a timely manner to address open items. I highly recommend him for home mortgage needs.

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SDH Internationalrated5.0
4 yrs ago

We would like to say that if you want to buy a house and really want the work to be as you wish, then you must contact Aslam Sahib. We were disappointed with others, but Mr. Aslam gave us hope and did the best job and August 16, 2021 is our dream home closing. We are very happy to working with Mr. Aslam, we appreciated him and would like to say MR. ASLAM IS THE BEST CHOICE please contact him for your future purcahase or Re-Financing.

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Humayra Salauddinrated5.0
6 yrs ago

Mr. Aslam did a wonderful job in refinancing our house. He went above and beyond in every aspect and I would give him 10 star if that would be an option. He showed us different option that fit our needs and answered all our questions promptly. We truly appreciate all his effort and will refer him to all our friends without any hesitation.

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Ali Khoyeerated5.0
7 yrs ago

Liberty Home Mortgage - Aslam Mansoor is the best. He goes an extra mile to ensure everything is taken care for you and while along the process he keep you informed share his wealth of knowledge. I really don’t have much words however, I will give 5 Stars to him and thank him for his patience, guidance and hardwork in getting our home.

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John Muralarated5.0
6 yrs ago

We first heard about Mr.Mansoor on a radio show. We were looking to refinance our house. We were in a time crunch and looking for someone who could close before Christmas. From the time we made the application we were in his office on day 15 at 7 pm signing our closing documents. We were extremely happy with his pace and professionalism. He kept us informed almost on a daily basis. The closure would have been earlier had our current lender not delayed things. We thank Mr.Mansoor and team for job well done and we recommend them. Thank you team liberty home mortgage. Regards John and Annapurna Murala

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Ashmi Jaiswalrated5.0
6 yrs ago

Aslam Mansoor is awesome. He did all our paperwork’s and loan approved in within 6 days. He is so dedicated and hard working person. He always answered his phone. I would definitely refer him for your mortgage needs.

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Hemang Jaiswalrated5.0
6 yrs ago

Aslam Mansoor is very dedicated person for his work. He did all my paperwork’s and loan approved within 5 days. He is also good listener and communicator. I would definitely recommend him for your mortgage needs.

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Mirza Brated5.0
5 yrs ago

First of All, Thank you so much Liberty home Mortgage and specially Mr. Aslam Mansoor. He is easy to work with, everything was well explained in detail with professionalism during my refinancing. I highly recommend Aslam for any real estate financing needs.

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Soumya Bhaumikrated5.0
5 yrs ago

I worked with Liberty Home Mortgage to get my mortgage on my first home a couple of years back. Since the experience was so good, when it was time to take advantage of the lower rates and do a refinancing, I turned to Aslam for help again. He did not disappoint. Liberty beat the loan estimates of other lenders and brokers that I had approached and got me my closing hassle free and on time. Highly recommend Liberty to anyone looking to finance or refinance home loans.

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Nilanjana Banerjeerated5.0
8 yrs ago

Liberty Home Mortgage ROCKS!! Aslam is a great guy to work with. I was a first time home buyer and was completely unaware of the entire process. Aslam provided great guidance to me in every step and recommended what was optimum for me. He was on the top of my file and I got communication back from him in lightening speed. My loan was practically approved in 3 days and I heard back from him. I really recommend working with him for a great home buying experience.

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Zachary Wezenbergrated5.0
6 yrs ago

Aslam Mansoor was ALWAYS available to answer any questions I had along the way. The process has been quick and simplified by him and Liberty Mortgage. He has turned shopping for my first home into a joy and acted very quickly on my behalf. A+++ I would highly recommend Aslam for all your mortgage needs!

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FAISAL SURAHIOrated5.0
5 yrs ago

Aslam Mansoor is a top-notch loan officer in the Dallas Texas area. I had the pleasure of working with him earlier this year for my refinance option. He offered me great interest rate options which were lower as compared to all other lending companies. Also, he was very responsive in all his follow-ups and communication. I would definitely recommend him for you, your family, and friends to use his services if you are looking for any new mortgage or refinancing.

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Anita Rizwanrated5.0
3 yrs ago

Aslam Mansoor is extremely knowledgeable. The service was professional and competent on our first home purchase. We received prompt answers to all of our inquiries. Talking with him was simple, and he made sure we understood all of the information given to us. The interest rate we obtained delighted us much. Without a doubt, we will utilize Liberty Home Mortgage again in the future. We would highly recommend Aslam Mansoor to anyone.

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karim mistryrated5.0
4 yrs ago

Mr. Aslam Mansoor from liberty home mortgage is a man of his words. He had understood my situation and my criteria and worked out the perfect package for my home loan. He handled all the pressures and procedures and made sure the loan process was completed and as less stressful to me. We are very great full to him. I would very highly recommend Mr. Aslam Mansoor and liberty home mortgage to my family and friends.

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Vijay Mahalerated5.0
5 yrs ago

Aslam is a great person and very easy to work with. He was very patience and honest during the entire process and never hide any info, I really appreciate his honesty. He always answered my phone calls whenever I called him and answered all of my queries. I never ever had any confusion with the details he provided to me. Aslam and his Liberty home mortgage is the best company to work with and I would defiantly recommend everyone Liberty home mortgage for all your mortgage needs. Thanks Aslam!!!!

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Sachin Chaudharirated5.0
7 yrs ago

Aslam is very easy to work with. Entire loan process was very smooth. He is in always in contact with me and was ready to answer all of my queries. I never ever had any issues with him. I truly appreciate his honesty, integrity and had feeling of being in same family. Liberty home mortgage is the best lender to work with and I would highly recommend them to you all for all your mortgage need.

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Shaheen Mamdanirated5.0
5 yrs ago

Working with Aslam Mansoor has been amazing experience. He has been quick to respond and always willing to assist and support when needed. He got us the best rate and was able to close us in less than 30 days!!! Liberty Home Mortgage is definitely a company, I would refer to my friends and family because of their high level of customer service. Definitely enjoyed working with them! 5+ star rating for sure!!

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Nick Firehouserated5.0
3 months ago

I don’t usually write reviews, but I couldn’t pass up this one. Aslam was incredibly helpful and made my closing process seamless. He stayed on top of everything daily, organizing everything I needed in a systematic and efficient way. I’m not just saying this—I truly mean it. He goes above and beyond to make the home-buying experience far less stressful than people make it out to be. A huge thank you to the entire team for assisting me throughout this process!

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Vineetha Menonrated5.0
1 year ago

Absolutely recommend.

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Martha Osoriorated5.0
11 months ago

Great service!

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Sandeep Kalarickalrated5.0
1 year ago

My go to company for anything related to mortgage, primary home purchase, refinance, or investment homes!!

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cherukuri milindrated5.0
1 year ago

My experience was hassle free, its great working with you

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anish swaminathanrated5.0
11 months ago

Great experience, promptly closed on time and gave good rates

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Dr. Saju Skariarated5.0
11 months ago

Outstanding job. High end professionalism and customer care

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Limy Abrahamrated5.0
1 year ago

Great experience. Fast and reliable. Definitely recommend for anyone.

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Gireesh S Baburated5.0
1 year ago

It was great working with C2 and Joseph…provided all possible loan options in the market and was always responsive to the queries…????

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karan brarrated5.0
12 months ago

Joseph made the process really simple from start to finish. It was really great working with him!

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Pranesh senthamarairated5.0
8 yrs ago

Joseph helped me to find the right lender and got a great interest rate. Refinancing process was made easy and he was able to help and answer all my questions. good work by Joseph and team.

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Vineeth Pillairated5.0
1 year ago

Best lender i have worked with. Very approachable, always available for you and gave the best possible interest rates. More over, covers almost all of US. Highly recommended!

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Srinivasa Deevirated5.0
1 year ago

Joseph and his team are very responsive and got me very competitive rate and also followed up with detailed steps until the loan process is completed ... Thank you Joseph and team !!

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Ralph Damporrated5.0
4 yrs ago

It’s hard to trust someone whom you’ve never met in person. Joseph Chacko is highly recommended by my friends here in Arizona. He is very knowledgeable and he can provide you with the best options out on the market.

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OriginatorSuccess Managerrated5.0
8 yrs ago

Joseph is a great mortgage consultant with years of experience. He takes very good care of his clients, and works hard for them. I would refer anyone I know to use Joe to get a mortgage!

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Jaiju Yesudasanrated5.0
1 year ago

Had great experience with loan officer throughout the mortgage process. very competitive in rates. Highly recommend their services to anyone in need of mortgage assistance

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Bryan Cruzrated5.0
8 yrs ago

We could not be happier with C2 Financial Corporation and specifically Joseph Chacko, who managed our loan process. We have used him in the past with such a great experience that when it came time to purchase a new home, we went straight to him for our loan needs. He helped us work through our options with patience and professionalism, and when it came time to process the loan and take it across the finish line he prepared us every step of the way, reliably and efficiently. Thank You!

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abin joserated5.0
1 year ago

C2 Financial Corp, my lender for my first house, demonstrated excellence throughout the process. Their expertise and personalized approach ensured a smooth journey. I highly recommend their services for a seamless home-buying experience.

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Vishnu Pradeeprated5.0
3 yrs ago

The best knowledgeable loan officer We had a great experience with Joseph for our first home buying. As a first time home buyer I had many questions which were answered in detail and also Joseph had also explained various other options that are available to me which was really helpful especially in the seller’s market. From pre-approval through closing the process was stress free. Our loan was processed in 7 days. & the closing was done within 21 days . Joseph also provided us the closing cost estimate which was very helpful for the first time home buyer’s. Joseph and Martha are very knowledgeable and responsive, always happy to answer my questions and also provide me best solutions. I highly recommend Joseph chacko and team for smooth loan process.

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AnilKumar C Rajrated5.0
11 months ago

Joseph is easy to work with, very knowledgeable, prompt and most importantly has the numbers right with no surprises at the end. I would go back to Joseph for my next refi or buying

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Radhakrishnan Mathachettyrated5.0
1 year ago

When another lender backs out on your loan, C2 Financial Corp steps in to secure it for us. I wholeheartedly endorse Joseph and his team for any home loan requirements. They exhibit exceptional expertise and competence in their work.

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Renjiith Nairrated5.0
1 year ago

My personal experience with C2 Financial Corp was very positive. Being a first time home buyer, I had lot of financial queries and many a times, Mr. Chacko himself or his associates were patient enough to clarify, guide and answer all of these queries no matter how trivial it was. Overall I had a pleasant experience and would recommend C2 Financial Corp for any home loan or refinancing needs.

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Davis Krated5.0
1 year ago

Joseph Chacko and the team were excellent to work with. Joseph and his team helped in every way possible and answered all the queries quickly, and the response time for queries was very quick. I closed the loan on time and was also able to get a good rate. I would recommend them to anyone who needs a lender. Thanks to Joseph Chacko's team - Martha and Deanna.

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J K Pillairated5.0
1 year ago

As a Realtor, I've had the pleasure of collaborating with Joseph Chacko and his team on several transactions .Their expertise in the realm of real estate financing is truly commendable, and they consistently demonstrate a dedication to providing top-notch service to my buyers. What stands out about Joseph Chacko is his unwavering commitment to client satisfaction. They take the time to thoroughly understand each client's unique financial situation and work tirelessly to find the best loan options tailored to their needs. Whether it's guiding first-time homebuyers through the mortgage process or assisting seasoned investors with complex financing arrangements, Joseph approaches every situation with professionalism and a genuine desire to help clients achieve their real estate goals. When it comes to Home Loans, Joseph Chacko will be the first person that comes to my mind all the time. No wonder he ranks in the top 100 loan originators in the country.

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Midhun Olickalrated5.0
1 year ago

Exceptional service from start to finish! Our experience with C2 Financial was nothing short of fantastic. Their team was incredibly knowledgeable, attentive, and supportive throughout the entire process. From securing a great rate to seamlessly guiding us through each step, they exceeded our expectations. We couldn't be happier with our new home and highly recommend C2 Financial to anyone in need of a mortgage.

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Suraj ABrated5.0
11 months ago

Joseph has been very helpful in getting all the home mortgage paperwork ready for us. I didn’t have to worry about anything during what is always a hectic and stressful time from putting an offer for a home you love and closing on it. Much thanks! Highly recommend Joseph for your future home buying needs!

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Shalmali Kulkarnirated5.0
1 year ago

Joseph Chacko was great. His team was very efficient in gathering documents and completing the process in time. We had some delays from the lenders side but Joseph intervened at multiple times to get everything completed. Overall great experience. I will definitely go back to him for our next mortgage.

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Neeraj Iyerrated5.0
11 months ago

Joseph is an extremely sharp and helpful mortgage consultant. He is available round the clock to help guide me through my process of buying a property. He doesn't try to sell his business and works in the best interest of the people. I was referred to Joseph by a friend and now I know why. I will also continue to refer him to my friends and continue using his services for any of my property needs.

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dennis samukuttyrated5.0
1 year ago

I had the opportunity to work with Joseph at the recommendation of my realtor for my home loan. He was very receptive to my requests. He explained to me everything very clearly and communicated all the pros and cons of different options. Joseph was in touch with me each step and kept me updated with all the process. He has a wealth of knowledge and was on point with all of his recommendations. Very satisfied with working with Joseph and use him again when I need to refinance. Thanks Joseph

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Sony Koithararated5.0
12 months ago

Worked with Joseph Chacko to buy our first home. His team gave us the lowest rate, and our sellers wanted to close it within 3 weeks and Joseph Chacko was able to accommodate our request and do it even faster. Would definitely recommend his services and also would be my first choice.

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riju rajanrated5.0
1 year ago

Exceptional Service!! We recently worked with Joseph and team for our home mortgage, and I must say they provided us a phenomenal service! From the initial consultation to the closing Joseph and his team constantly are on top of all the things that needs to done. We highly recommend C2 Financial Corporation, those who are seeking mortgage needs.

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Jobin Manuelrated5.0
6 months ago

Really happy to work with Joseph. He is very professional and trustworthy and we like to appreciate all the assistance he provided us to secure the loan.

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Tobin Mathewrated5.0
11 months ago

I had an excellent experience with Joseph Chacko and his team. They provided outstanding service when we needed it most. The entire team was courteous, knowledgeable, and their exceptional communication kept us informed every step of the way. Their professionalism and commitment were evident in every interaction. We felt supported and confident throughout the mortgage process, thanks to their expertise and dedication. I will definitely return to Joseph Chacko and his team for any future mortgage needs. Their exceptional service, knowledge, and communication make them a top choice in the industry.

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Hari Nairrated5.0
1 year ago

My experience with Joseph Chacko as my loan officer was outstanding. His excellent communication skills, ability to address all concerns, and prompt handling of the process set him apart. Joseph had the best rate and lowest fees for our unique loan situation. I wholeheartedly recommend Joseph to anyone seeking a dedicated and knowledgeable professional in home loans. It was a pleasure working with him, and I am confident that others will find the same satisfaction in his excellent service.

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Francis Kurupacherilrated5.0
12 months ago

I highly recommend Joseph Chacko as an exceptional loan broker. Throughout the challenging process of securing our loan, Joseph demonstrated remarkable patience and professionalism. He adeptly navigated the numerous and often unexpected requirements from the lender, ensuring that every detail was meticulously addressed. His dedication and unwavering support made a significant difference during this trying time. Joseph's expertise, coupled with his calm and reassuring demeanor, provided us with the confidence and peace of mind needed to successfully complete the loan process. We are immensely grateful for his outstanding service and highly commend him for a job well done.

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Neethu Thomasrated5.0
6 months ago

We had an exceptional experience working with Joseph Chacko throughout our first home purchase process. He was incredibly helpful, knowledgeable, and always available to answer any of our questions and concerns as new homeowners. His guidance and dedication made the entire process smooth and stress-free. We highly recommend Joseph Chacko to anyone looking for outstanding service in their home-buying journey.

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Mit Atul Lrated5.0
3 weeks ago

In depth knowledge and great service.

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N Grated5.0
3 weeks ago

Great service! They were able to close our loan in 10 days ?? Would definitely recommend them to all future buyers

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Muhammad Grated5.0
3 weeks ago

Excellent service

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Navjot Srated5.0
3 weeks ago

Great service ??he made it happen for me Thanku Aslam ji

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Salman Mrated5.0
3 weeks ago

I had an excellent experience with Liberty home mortgage for my new construction house mortgage. Mr Aslam guided me about the entire process. He honored the interest rate that...

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Ruhee Crated5.0
3 weeks ago

As a first time home buyer, my experience was extremely seamless. Aslam helped answer all of my questions and identify the best loan option for me. For something as stressful

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Ashifa Srated5.0
3 weeks ago

Great customer service

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Rakib Hassanrated5.0
3 weeks ago

Great customer service, always responsive, closing done in 20 days.

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Anusha Drated5.0
3 weeks ago

Aslam worked with us to get our home! Would definitely recommend him.

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Shashank Yrated5.0
3 weeks ago

Aslam was very professional throughout the whole process. He provided competitive interest rates from the beginning so we didn't have to shop around a lot for good interest...

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Neelima Lrated5.0
3 weeks ago

It is our 2nd time working with Mr Aslam at Liberty Home Mortgage and it has been a very good experience. He provides the confidence we need as buyers while going through

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Vaibhav B.rated5.0
3 weeks ago

Good and prompt responses.Helpful.

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Palak Srated5.0
3 weeks ago

It was great experience working with Aslam Bhai from Liberty Home Mortgage. Aslam Bhai went above and beyond for getting approval for our loan and he was always available

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Abdus Crated5.0
3 weeks ago

Definitely recommended. Very professional and easy closing

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fayaz ibrahimrated5.0
4 weeks ago

Viral Chahhjed is a true rock star,,, we used her help twice and both the times she got us a great rate than others, was extremely professional, made the process hassle free for us and was always available to answer questions, even late nights and weekends. Will recommend her whole heartedly ??

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Iqra Minhasrated5.0
4 weeks ago

One cannot praise Viral enough. Had the privilege of working with her twice and from the very start, she provided truly expedited service, making what could have been a stressful process feel seamless and efficient. Viral is not only incredibly knowledgeable but also a straight shooter, which I greatly appreciated. Her patience stood out as well; she took the time to explain steps and answered all my questions thoroughly, no matter how small. Viral is approachable, detail-oriented, and proactive—she stayed ahead of the game, ensuring there were no delays or surprises along the way. Her professionalism and genuine care for her clients are unmatched. If you're looking for someone who knows their stuff, communicates effectively, and works hard to get you the best rates, look no further than Viral. Highly recommend!

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ankit parmarrated5.0
4 weeks ago

We had an amazing experience with Viral. I have worked with her on multiple houses. She provided us with excellent care, communication and professional support. Viral’s knowledge and expertise allowed us to make decisions that worked well for our family and helped us to have a smooth, seamless process. We could not be more pleased!

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Ritesh Yannamanirated5.0
4 weeks ago

It's been a breeze working with Viral. She went over the numbers with me so I was prepared and there were no surprises

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Siddharth Talsaniarated5.0
4 weeks ago

Working with Viral was an absolute pleasure! She got me an amazing rate and made the entire mortgage process feel effortless. We closed so quickly, and throughout the process, Viral was always available, super responsive, and incredibly knowledgeable. She explained everything clearly and made sure I felt confident every step of the way. If you want a smooth, stress-free experience with someone who genuinely has your back, Viral is the best!

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Sneha Brahmbhattrated5.0
4 weeks ago

Really good service. Very impressed with Ms Viral. Thank you for your services

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Abhilash Francisrated5.0
2 months ago

I recently had the pleasure of working with Succedo Mortgage in Missouri City, and my experience was nothing short of exceptional! As a homebuyer, I was initially overwhelmed by the process of securing a loan, but the team at Succedo Mortgage made everything much easier. Binoy, the CEO of the firm, really stood out. Despite his busy schedule, he personally took the time to explain the loan process to me in detail, even during late hours. The entire team was professional, knowledgeable, and incredibly supportive. Thanks to their hard work.

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Harpreet Sainirated5.0
2 months ago

I had an outstanding experience working with Binoy as my lender. From start to finish, he was incredibly proactive, ensuring the entire loan process was smooth and stress-free. His responsiveness was impressive—he was always reachable whenever I had questions and provided clear, detailed explanations. Binoy is extremely knowledgeable about the market and worked quickly to secure the best possible loan for me. Thanks to his expertise, I received the best rate available, saving me both time and money. I highly recommend Binoy to anyone looking for a professional, reliable, and efficient lender!

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Elionore Gruberrated5.0
2 months ago

Good communication and timely information.

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Rehana sultanarated5.0
2 months ago

This is my first home with succedo mortgage and Binoy was my Lending officer. He is your go to person if you are new home buyer and when all the process is a bit overwhelming. He is patient and very good at his job. This is actually the best decision I have made to work with Binoy. He is due diligent and true to you every step of the way.

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Vinoth Krated5.0
2 months ago

Binoy at Succedo Mortgage is a rockstar! He took what could have been a super stressful process and made it feel surprisingly easy. I was expecting lots of paperwork and endless phone calls, but Binoy streamlined everything. He got me an amazing rate and kept me updated every step of the way. Communication was excellent; he always responded quickly to my questions (anytime of the day!). The whole process, from application to closing, was lightning fast. I was amazed at how smoothly everything went. Couldn't have asked for a better experience. If you're buying a home, do yourself a favor and call Binoy at Succedo!

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sajan kochukuttyrated5.0
2 months ago

I had the pleasure of working with Binoy Babu ( Succedo Mortgage, LLC ) as my mortgage broker. Binoy and his team is an exceptional who truly went above and beyond to assist my family throughout the home loan process. His knowledge, professionalism, and commitment to providing excellent customer service were evident from start to finish. Binoy's expertise helped me make informed decisions on choosing the best mortgage product that aligned with my financial goals. I was really impressed by Binoy's responsiveness, attention to details, and depth of understanding of the mortgage industry. He promptly answered my calls and questions, and he kept me updated on the progress of my application. He skilfully navigated the complex paperwork and ensured that everything was in order, making the closing process way smoother and efficient than-expected. Overall, I highly recommend Succedo Mortgage, LLC to anyonein need of a reliable and knowledgeable mortgage professional/company. Their dedication, expertise, and individualized approach made the mortgage experience seamless and stress-free.

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Simon Jojirated5.0
2 months ago

I need to reference my home. It’s so difficult in my case, but he did very well.

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Vishwath Bhandaryrated5.0
2 months ago

I had an excellent experience working with Binoy from Succedo Mortgage during my refinance .He was knowledgeable, responsive, and guided me smoothly through the entire lending process. Binoy made what can be a stressful experience straightforward and stress-free. I highly recommend him to anyone looking for a reliable and professional lender.

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Jatin Jainrated5.0
2 months ago

Working with Binoy on my mortgage refinancing was a truly seamless experience. Their expertise and clear communication made the entire process remarkably easy to understand. I felt supported every step of the way, and they were always available to answer my questions. Thanks to their diligence and efficiency, I was able to secure a much better rate. I highly recommend their services to anyone looking to refinance !!

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joby punnenrated5.0
2 months ago

Truly Outstanding! Succedo Mortgage Made Our Home ownership Dream Possible Against the Odds! We are incredibly grateful for the exceptional service provided by Binoy Babu & team at Succedo Mortgage LLC. As first-time home buyers with no credit history, we knew we faced a significant challenge. However, Binoy's professionalism, deep understanding of the mortgage process, and persistent nature turned our dream into reality, all within our required time frame! From the very beginning, Binoy impressed us with their prompt communication and clear explanations. They expertly navigated the complexities of securing a mortgage without a traditional credit background, demonstrating remarkable subject matter expertise. What truly set Succedo team apart was their unwavering determination; they explored every option and never gave up, keeping us informed and reassured every step of the way. Their proactive approach ensured everything stayed on track. Thanks to Succedo team tireless efforts and professional guidance, we are now proud homeowners. We cannot express our appreciation enough and wholeheartedly recommend Succedo to anyone seeking a mortgage, especially those in unique situations. They don't just process loans; they make dreams come true!

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Akhil renjirated5.0
2 months ago

Really good team! Mr. Binoy was who took care of our loan. He was very friendly, got us loan approved for the best rate and really good service.

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Abraham Punnooserated5.0
2 months ago

Exceptional support and patient answers were provided by Binoy for us first-time home buyers. Highly recommended ??

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Victor Chakrabortyrated5.0
2 months ago

Binoy Babu was excellent anytime we needed him, he always called us back and provided the information. He was very honest and punctual, he is a valuable asset for the company. I really enjoyed working with him.Thank you. Victor Chakraborty

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Jhuna K.rated5.0
2 months ago

We’ve worked with Aslam multiple times, and every experience has been nothing short of exceptional. From helping us secure a great interest rate on our new home to ensuring we closed on time, he was incredibly professional and efficient.We also worked with him in the past for a refinance, and he made the process incredibly smooth and fast. Highly recommend him to anyone looking for a reliable and trustworthy person to work with.

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Nick Firehouserated5.0
2 months ago

I don’t usually write reviews, but I couldn’t pass up this one. Aslam was incredibly helpful and made my closing process seamless. He stayed on top of everything daily, organizing everything I needed in a systematic and efficient way. I’m not just saying this—I truly mean it. He goes above and beyond to make the home-buying experience far less stressful than people make it out to be. A huge thank you to the entire team for assisting me throughout this process!

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Niraj S.rated5.0
2 months ago

I don’t usually write reviews, but I couldn’t pass up this one. Aslam was incredibly helpful and made my closing process seamless. He stayed on top of everything daily, organizing everything I needed in a systematic and efficient way. I’m not just saying this—I truly mean it. He goes above and beyond to make the home-buying experience far less stressful than people make it out to be. A huge thank you to the entire team for assisting me throughout this process!

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Rahul S.rated5.0
2 months ago

Mr. Aslam provided excellent service, very knowledgeable, always available to answer any questions. Thank you for your assistance.

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Vinod K.rated5.0
2 months ago

It was great working with Liberty Home Mortgage and Aslam was very helpful and responsive. The whole process was very smooth, and loan was closed on time. Of course, the mortgage rate was the best.

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Zahid M.rated5.0
2 months ago

Best people to ever work with excellent customer service specially Aslam Mansoor he went above and beyond thank you so much much appreciated

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Ansar I.rated5.0
2 months ago

Best place for all your personal and business financial needs. Great customer service.

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Abdur Rehman Q.rated5.0
2 months ago

Aslam was very helpful in getting our loan approved. He worked with us on every step of the procedure and kept us updated on what we needed to submit. I appreciated the open communication very much!

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Daxesh S.rated5.0
2 months ago

Fantastic customer service, they are there with you throughout the process and always on point with communication.

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Sanjana B.rated5.0
2 months ago

Thank you for assisting us and explaining in detail everything needed and involved. Really helped us through our buying experience. Thank you good luck

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Fahad Mohammadrated5.0
4 months ago

I can't thank Sridevi Muthukumarasamy enough for the incredible support and dedication she showed throughout my home loan process. When I was on the verge of giving up, frustrated with the lack of help from other lenders, she stepped in and completely turned things around. Unlike others, she took the time to truly understand my situation, provided clear guidance, and worked tirelessly to find solutions where others had failed. Her patience, expertise, and unwavering commitment made what seemed impossible become a reality. Without her help, I wouldn’t be in my new home today. If you’re looking for a mortgage lender who genuinely cares and will go the extra mile for you, Sridevi Apt Mortgage Loan LLC is the one. Highly recommend her to anyone in need of a stress-free and supportive mortgage experience!

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Rajasekaran Jai Murugesh Rrated5.0
4 months ago

I had an excellent experience refinancing my mortgage with Giri. From the moment I first reached out, he was incredibly professional, responsive, and transparent throughout the entire process. He walked me through every step, clearly explaining my options and helping me choose the best solution for my financial goals. The entire process was smooth and fast, and I was kept informed with regular updates. I truly appreciate their attention to detail and dedication to customer service. I highly recommend Giri to anyone looking for a hassle-free refinance experience!!!

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Prajakta Kulkarnirated5.0
5 months ago

When it comes to navigating the complexities of home financing, Ms. Viral Chhajed of ‘Prime Home Mortgage company’ stands out as a reliable name. From initial consultation to the final closing, she took the time to answer all our questions and explain every detail in plain terms, which made the experience easy. We highly recommend Ms. Viral for her reliable and customer-focused approach to home financing.

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fayaz ibrahimrated5.0
5 months ago

Viral Chahhjed is a true rock star,,, we used her help twice and both the times she got us a great rate than others, was extremely professional, made the process hassle free for us and was always available to answer questions, even late nights and weekends. Will recommend her whole heartedly ??

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Iqra Minhasrated5.0
5 months ago

One cannot praise Viral enough. Had the privilege of working with her twice and from the very start, she provided truly expedited service, making what could have been a stressful process feel seamless and efficient. Viral is not only incredibly knowledgeable but also a straight shooter, which I greatly appreciated. Her patience stood out as well; she took the time to explain steps and answered all my questions thoroughly, no matter how small. Viral is approachable, detail-oriented, and proactive—she stayed ahead of the game, ensuring there were no delays or surprises along the way. Her professionalism and genuine care for her clients are unmatched. If you're looking for someone who knows their stuff, communicates effectively, and works hard to get you the best rates, look no further than Viral. Highly recommend!

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Ankit parmarrated5.0
5 months ago

We had an amazing experience with Viral. I have worked with her on multiple houses. She provided us with excellent care, communication and professional support. Viral’s knowledge and expertise allowed us to make decisions that worked well for our family and helped us to have a smooth, seamless process. We could not be more pleased!

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Tina Drureyrated5.0
5 months ago

Liberty home mortgage is a awesome place. Our lender was Jonathan Emmets. He guided us through our loan to get a house. He helped us from start to finish. Always there to answer our questions in a timely manner. Liberty and Jonathan Emmets was able to get us a loan when the other companies was not. I would highly recommend Liberty home mortgage and I would recommend Johnathan Emmets as your lender. Thanks Tina and Thomas Drurey.

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Melissa Smithrated5.0
5 months ago

Dottie Moshvin with Liberty Home Mortgage was a god send to our family while we bought our first home! She made the process easy to understand, answered any and all questions and helped us with any bumps in the road. We definitely wouldna't have been able to do this on our own and it was great having someone on our side throughout our home buying process! Thank you so much!!!

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Ana Caceresrated5.0
5 months ago

My loan got sold 2 weeks after closing and my home insurance was canceled before my year was up. LIBERTY MORTGAGE did not made the transition smoothly nor warned my Home owners insurance who they sold to PENNYMAC . Ignored all emails from my insurance company did not forwarded to my new Lender, as they said as soon as they sold it I was responsible for everything moving forward not happy at all because now I owe out of pocket for not having home owners insurance due to non payments since my new lender PENNYMAC never got the notices and LIBERTY MORTGAGE never reached out to me to let me know they were being billed .

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Tricia Abruzzinorated5.0
5 months ago

Working with Terry was a pleasure. He was thorough and professional as well as kind which made all the difference in my interactions with him.Terry went above and beyond to ensure that my dream was definitely going to become a reality. I would highly recommend Terry and his team to anyone looking for a mortgage or even just thinking about purchasing a home.

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Gina Westroperated5.0
5 months ago

Would just like to add Max Shatskly my loan officer was awesome he was there for me!! I picked him because he was straightforward he came through for me and helped me through the whole process. Every time I had a question he quickly responded he never left me hanging he is definitely an asset to your company! I knew when I first spoke with him that he was the person for me because he knew exactly what I needed thank you so much Max for everything!!!!

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Boyd Wallbrownrated5.0
5 months ago

Derek Kolick was my lender and I don't think I could've had a better, more smooth home buying experience. As a first time home buyer I was anxious and didn't know all the steps that would take place. Derek was there every step of the way and making sure I made closing in 30 days. I would highly recommend Derek Kolick and Liberty Home Mortgage as a whole.

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samantha kennedyrated5.0
5 months ago

I shopped around for about 6 different lenders, then i came across Steve Rizek With Liberty Mortgage. Steve asked me what could he do to make Liberty the lender of choice. I said to Steve.... be available, get me a great interest rate with zero to little closing cost. Every time that i called Steve, not only did he answer the phone, he had every answer to my question. Now being a first time buyer, i had a lot of questions. He made me feel like we were family and made me feel comfortable with trusting him. I call him Steve Make it Happen Rizek. Because that exactly what he did! He made every demand i had happen! This man has has gone above and beyond to make me feel comfortable doing business with Liberty. Thank you Steve for making my first time buying a house so easy and stress free!

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Lisa Halpertrated5.0
5 months ago

I have NEVER met another lender that answers their phone 100% like Khash. From pre-approval until closing he is communicative every step of the way and closes on time. He is very thorough in the pre-approval process so as not to run into issues a day before closing. His team is also present and willing to help in any way. I highly recommend Khash Saghafi with Liberty Home Mertgage

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Megan Headrickrated5.0
5 months ago

David Rastetter did an amazing job from start to finish. We were first time home buyers and had no idea what we were doing. He literally answered our questions 24/7 and never made us feel incompetent. His turn around time for responses were within the same day and almost instantaneous. It truly was a pleasure working with him and his company.

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Michael Dixonrated5.0
5 months ago

My relationship with Michael continues! I wrote a review for him when we had a previous situation back in 2020 during the height of the pandemic. We were able to close on-time, with a rate at or lower than quoted initially, with money at the closing table at or less than expected. Michael is a type of person that will be the first to arrive at the office and the last one to leave. He never left me stranded at ANY part of the transaction and was able to run numbers on each and every single property I asked about so I would have a sense of what I was getting myself into. I said last time I plan to work with him again the next time I'm looking and I held true to my word. He is a 5 out of 5 stars in my book!

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Karl Johnsonrated5.0
5 months ago

Dustin Goldstein was an absolute PLEASURE to work with. He made the entire process so easy. As a first time home buyer I had very little idea if what I was doing but he took the time to walk me through step by step and made sure I have a solid understanding of why each step was necessary and how it tied into the entire process as a whole.I will DEFINITELY be referring everyone I know who is looking to buy a home to Liberty Home Mortgage and to Dustin specifically!

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cindy sedmakrated5.0
5 months ago

Kate and the rest of the team at Liberty Home Mortgage made the mortgage process easy! As a first time homebuyer with a couple less than ideal marks on my credit, I was nervous to start the process. My realtor recommended Liberty, and I'm glad she did. Overall, the process was far less intense feeling than what I expected from watching friends and family go through it. Any time I had a question, day or night, I got a prompt response. Going through a smaller company, rather than a finance giant, made it feel like I was more than a number and that they were truely invested in me, and I really appreciate that.

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The Keystone Truckerrated5.0
5 months ago

I am a first time home buyer thanks to Liberty Home Mortgage. Khalif and Kyle were amazing! They answered all my questions, contacted me everyday, explained every detail and did their best to have me close on time. They cleared up any confusions that I may have had and was very professional through the whole process. I will recommend this company to anybody. Thanks Liberty Home Mortgage!!

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Jorge Solisrated5.0
5 months ago

I have to say that this was class act loan officer that took care of us. His name is Anthony Blogna and I recommend anybody thinking about going with Liberty Mortgage to ask for him. He was very patient, professional, courteous, and always willing to answer questions. He made our process easier than I thought it would be. Thanks Anthony for everything you did for me and my family. I will recommend you in a heartbeat.

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robin shieldsrated5.0
5 months ago

Hands down some of the nicest, kindest and polite group of people I have dealt with for some time. Rick Rizzo made every step of my home buying process painless and stress-free. Even at the times I felt it wasnt going to happen, he insured me that everything would work out and I had nothing to worry about. With a 640 score and lots of bad things on my credit they got the deal done. We were set up for a 45 day close and ended up closing in 28 days.! The whole team at Liberty is amazing and I'll refer people to them with out doubt that they'll treat them like they treated me! Thanks again Liberty team you guys/gals are a life saver for my family.

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Jordan Harrisrated5.0
5 months ago

Phenomenal. Only one word I could use for my experience with Liberty Home Mortgage. From the top Steven Rizek answered all my questions and even the ones I had not even thought of asking. Periodic check up and updates kept the whole process from being overwhelming. Most importantly I never felt like I was wasting his time or that I was just a client. 100% would recommend to any first time buyer.

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Raymond Dawson’s Empty Pockets Racingrated5.0
5 months ago

I dealt with Mr Josh Timko with Liberty Home Mortgage for my purchase of a new home. Josh was outstanding. I closed early. He assisted me through the complete process, one of which I had been terrified to do as I am 38 years old and never bought a home before. He made what I thought was going to be a terrible experience into a pleasant one that I feel much better about. He is very professional and his assistance is top notch. If I were to buy any other property I will ask for him specifically by name. Thanks again Mr Timko!

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Ryan Saborated5.0
5 months ago

My girlfriend and I were looking to purchase a new home and Michael Miller helped us through every step of the way. No matter what time of day, or what questions we had, he was always willing to help. We had a great experience with Michael and his team and would highly recommend Liberty Home Mortgage to anyone looking for their dream home. Thank you

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T.J. Quinnrated5.0
5 months ago

In brief summary, Liberty Home Mortgage is a typical lending company that does not give attention to any file until 2 weeks prior to closing. They put no precedents on files that might take more time to get closed. They show a complete lack of empathy toward their clients or any other human being dependent on them to clear the loan they had convinced the client to trust them to handle. They are a 9AM-5PM company and their lenders would NEVER consider working on a file outside of those hours or on a weekend even at the cost of their client losing a house. The best part about this company though is the complete lack of accountability. Perhaps another office has a professional and competent manager but not the Independence Ohio branch. Search on Liberty Home Mortagage's website and you will find a phone number that asks you to leave a message for them to call you back but then hangs up on you. You will also note there is not headquarters or higher management to whom you can file a complaint against an individual branch.I will never work with this company again no matter the circumstances. I highly recommend any civilian looking to buy a house stray as far away from them as possible unless you want to experience a tenfold amount of the necessary stress in purchasing a home for your family.

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Yamira Dejesusrated5.0
5 months ago

Great team that supports their buyers. Mark Nagy was wonderful to work with and very knowledgeable. He was also available to answer any questions I had and helped make my closing way easier! I really appreciate their help and thank them for all of their assistance! I would definitely recommend giving them a call if you are looking to buy!

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Briannarated5.0
5 months ago

I can't believe how smooth everything went. I was able to buy my first house with an affordable monthly mortgage. They really treat you like family and make sure that you understand every aspect of your loan/purchase. They provide you with all the material and work with you throughout the process. I'm so appreciative of everything they have done, especially Adam Hunter. I found the company on LendingTree and it couldn't have been a better fit, especially because he's wife was the realtor that helped me find my home. Adam and Kim Austen have truly become a part of the family because of their guidance throughout this process. They looked out for me like I was their own daughter and I couldn't have had a better experience.

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Lisa Middletonrated5.0
5 months ago

My spouse and I had a very complex mortgage situation. We were looking for a mortgage on a home we purchased via land contract. We had a number of terrible experiences prior to getting in touch with Tom Kerrigan at Liberty Mortgage. He provided us with options that had not been presented to us before. He was very thorough in communicating and never made me feel bad or rushed about asking questions. He always took the time to explain everything in detail. Even when there were last minute changes he handled everything efficiently and always kept us up to date throughout the whole process. After trying to resolve this situation for over a year with other brokers, Tom stepped in and was able to help us close a deal very quickly. Highly recommend his services if you are in the market for a mortgage, even if you have a complex situation!

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Arlene Sampsonrated5.0
5 months ago

Liberty Home Mortgage lender Justin called me about a mortgage loan and the rest is history. He worked with me patiently and with my realtor. The experience was awesome!!! The hardest part of the process was moving from my condo after 15 years Liberty Home Mortgage put me on a pedestal. Thank you Liberty Home Mortgage and keep up the good work and continue to hire good hearted people like Justin!!. Thanks

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Brittany Soperrated5.0
5 months ago

Make sure to ask about loan origination fees!!! I am a first time homebuyer and I didna't have a lot of funds to put down for a down payment or closing costs. I opted for a 0 down payment FHA loan(by the way, this is a second lien on your property. They will explain this to you). The only reason I opted for that option is because with 3.5% down the lender advised me closing costs would be $11k+$3250 seller credits on a $142k home and with 0 down it would be $8k+$3250 seller credits. So of course I chose the cheaper option.Fast forward to 3 weeks out from closing date, my realtor had some concerns and called to ask about loan origination fees. The lender (Steve) tried to dance around answering the question rather than being upfront and honest about them being $2900(average fees are around $1k).I spoke to a different lender and received a loan estimate from them estimating my cash to close be around $5500.Here we are, closing date and I closed with $5k out of pocket and $3250 seller credits.The lenders I spoke to at Liberty were very friendly, that is the only reason I gave them 2 stars. But seems this company doesna't have much integrity, and they have the classic salesman mentality.However, feel free to reach out to Blake with Fairway Mortgage Corporation and hea'll be upfront and honest with you and actually care about your specific situation.

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Meriah Galatowitschrated5.0
5 months ago

The beginning was a great experience. Once we found a home and started moving forward, it was chaos. It seemed like every time we planned to close, there was an issue. I risked my job to do whatever was asked by LHM. I was given last minute paperwork on more than one occasion. My loan officer was awesome (Terrence Cheeks), the underwriters, not so much.

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Michael Hoffmanrated5.0
5 months ago

Michael Miller is extremely professional and knowledgeable about giving house hunters a realistic view of the price cap of what they can afford based on house hunters' income vs debt ratio. He's hands on from start to finish (closing). He has the foresight to having his clients start assembling documents weeks before they need to be submitted. This was my first house buying experience and I feel truly grateful that Michael Miller was at the helm from start to finish

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Dan Gingerichrated5.0
5 months ago

Derek Kolick was our loan officer. From the first time we spoke till our loan was closed Derek was very professional, easy to get ahold of, and very knowledgeable about every step of the process. I would highly recommend him and liberty home mortgage. Derek was very patient with me and my many questions he took time to explain in detail every step of the process. He made sure we stayed on schedule to close in 30 days although me being self employed add a few extra steps he still got us to close on time. My family would like to thank Derek for assisting us in the purchase of our dream home.

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pedro tortugarated5.0
5 months ago

Michel Hamilton who helped us get qualified to be our new home gets 6 stars out of five. He is prompt, pleasant, informative and extremely knowledgeable whenever we spoke or needed something explained. If and when I ever purchase any property I will definitely go to Michael Hamilton. Thank you Micheal for helping us find our new home, and to any body looking for a loan for a house go to Liberty Home Mortgage and specifically ask for Michael Hamilton.

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Tiffany Martinrated5.0
5 months ago

My spouse and I recently went through Liberty Home Mortgage for our home loan, and we couldna't be happier with our choice. Our lender, Annamarie, was absolutely phenomenal! She was always a phone call or a text away if we had any questions or concerns, no matter what time of day.She let us know what was happening every step of the way, which was frightening at times, but also very reassuring since she never left us in the dark, or questioning what was going on. She made the process as simple and stress free as she possibly could. I would highly recommend her and her team to anyone looking to buy a new home! They were all amazing!!!

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Marcus Harrellrated5.0
5 months ago

I want to thank Thomas Gibbs for his assistance in getting me approved for my loan , he helped me with all of my questions and concerns in an honest and clear manner . I would definitely recommend LHM to anyone based on my own personal experience .Thank you Thomas Gibbs and LHM team

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Lavelle Sullinsrated5.0
5 months ago

My First time home buying experience was made easy working with Chris and liberty. Everything was explained thoroughly, and I was walked through all the steps. My pre-approval came back quick so i was able to start shopping right after my initial application which surprised me. All the paperwork was done a online which made the process even more convenient. Definitely would recommend.

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Holly Saxonrated5.0
5 months ago

I was very discouraged after attempting going through another lender due to the previous lender needed another appraisal on the new house and a couple other issues out of my control. I contacted James Duffy with the same mindset that my outcome would be the same; however, James not only got us closed in less than 3 weeks, my down payment for the new house was at half of the cost. James worked with me very professionally, understood my family's needs, and handled us like we were part of the family. I highly recommend James to anyone who is closing on their new house and is in need of a honest professional lender who works quickly but accurately to get you into your new house!

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Martin Medinarated5.0
5 months ago

Anthony was awesome to work with! I had already been talking to another mortgage place but everything that needed to be done was taking way too long. Anthony gave me a call and I immediatelly got great customer service. He took care of every issue I had immediately and had amazing communication skills. 100% recommended Anthony and would work with him again!

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Ashley Coffinrated5.0
5 months ago

I had an amazing experience working with Kate Heffernan, Ben Maulorico and Keegan Lewins at Liberty Home Mortgage. I was referred to Kate by one of her former coworkers and was told that she was fantastic to work with. Kate was better than fantastic. She is exceptionally great at her job, working all angles of trying to get the best fit loan for your situation. She knows all of the intricacies of the laws and ways to navigate the system. As a first time home buyer with a couple of dings on my credit, I felt skeptical about securing an affordable loan and stay within my budget. Kate worked her magic to get me a lower interest rate loan, made the process seamless and was extremely attentive to answering all of my questions and moving super quick through the buying process. I felt confident and comfortable every single step of the way. Kate transitioned me to work with her partner Ben to help and get my loan closed. Ben was also great to work with. He was extremely attentive, kind and easy to work with. Keegan also played in integral role in getting all of my paperwork processed and helped to make the process seamless. A huge thank you to this team! Because of all of their hard work, I am proud to say that I am now officially a homeowner!

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Eric Stengerrated5.0
5 months ago

I was contacted by Liberty Mortgage after checking another site to find out what kind of rate I could get. The representative that contacted me was very polite, helpful, and answered a lot of my concerns about why his company was different from the rest. For me, I have been through this process a few times, so I had a lot of questions. After several conversations and two other offers, I decided to get my mortgage through Liberty. With them requiring so much paperwork up front, it made the process much easier to handle later. We were on a strict timeline, and it was only three weeks from the time that we found our house to the point of closing. Anthony, the representative that was helping me, did an amazing job. He got everything done in the timeframe and exactly in the price range that we were looking for. In the coming months, I am aware that they will be selling my loan, what makes this company different from the others, they have made the loan legally binding that when they do sell it, no one can make changes to the loan that we signed for. Ia'm so thankful for the effort and tireless days, nights, and yes, even weekends that Anthony put in to get us our house. If I ever decide to sell this house and buy another one, I will definitely use this company again.

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Kim Brownellrated5.0
5 months ago

Noah our loan officer did a great job. He answered all of our questions and responded quickly. Think they dropped the ball a little because of the Thanksgiving Holiday and our closing was pushed back a week but I guess that can be understood. We found our forever home and we definitely would recommend anyone to Liberty for their home mortgage needs. Thank you for helping us get into our dream home.

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rebekah chuykarated5.0
5 months ago

Michael Hamilton was by far one of the best lenders Ia've ever worked with! He stayed on top of things and got things taken care so quickly, before we knew it, we were closing and moving into our new home!! If you are ever in need of a lender that will get the job done and done right, Michael is the one you want!! I will not hesitate to reach se him again in the future, should I ever decide to buy another home!!

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Brett Martzrated5.0
5 months ago

Steven Rizek at Liberty Home Mortgage is a fantastic agent. As a first time home buyer, things can seem daunting and overwhelming at times. Seven was clear and concise throughout the process always letting us know what we needed and when we needed it. We always knew what was expected of us and Steven helped us step by step all the way up to congratulations at the end. I highly recommend Steven at Liberty Home Mortgage for anyone looking to finance a home and wanting to work with someone they can trust.

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Kaitlyne Gorneyrated5.0
5 months ago

I would recommend Liberty to ANYONE! Anthony was such a great help in our process of buying our first home. From setting us up with the GREATEST realtor ever to helping me with anything I was confused on, he was there any time of the day. Super responsive and always SO nice. Quick process and a time that is much more stressful for others felt like a breeze to us!

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Zachary Zelinskyrated5.0
5 months ago

We worked with Anthony Tanko here and had a great experience. First time homebuyers, the process was easy and overall went smoothly. Anthony was always available, got back to us quickly, and checked in often to make sure we didna't have any questions. We werena't really sure how to get started and they connected us with our real estate agent who was incredible. Our agent said that he was a pleasure to work with as well. Highly recommend Liberty Home Mortgage and Anthony.

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Brenda Bowserrated5.0
5 months ago

Excellent and professional service. They helped me tremendously and I can not rate them high enough for walking me through the process and guiding me all the way to success in getting my home. They know what will be required from you and get you through quickly so your loan is on time. Megan Hollis is a huge asset to Liberty Homes. She is very knowledgeable, direct and prompt. I highly recommend her. Also Kate Heffernan is a very strong leader of the company and will keep you in the direction of success too. I am beyond happy and grateful that I went with Liberty Homes.

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Cliff Sweeneyrated5.0
5 months ago

We came to Liberty Home Mortgage in the middle of the home buying process after our previous lender was dismissive and decided we didna't qualify. We had already found a home we loved and were pretty upset. Mark took our case, walked us through every step, investigated every issue, and made sure we got our home! He was very upfront, honest, and communicative. We were educated on the the process at every turn, and he worked what seemed like all hours to get us to closing. We are incredibly thankful and highly recommend Liberty Home Mortgage if you want a lender that will be patient and fair!

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Chris Jordanrated5.0
5 months ago

Khash was amazing to work with. Him and his team were on top of every detail and answered every question until I understood the process and was comfortable. There was never delays in answering messages or getting me information. I have worked with them twice for myself and I have referred family and a friend to them as well. This is a great team to work with.

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Owen Northrated5.0
5 months ago

Everything about Liberty Mortgage has been a pleasure! From getting all the documents we needed to submit to finding us a great real estate agent, this company always put our best interest first. We worked with Adam as our loan officer and he made the process a breeze.One of the best things about this company was working on weekends. With such busy work schedules this made it so much less stressful, everyone at Liberty was flexible with time and meetings in order to get our closing done on time.

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Tina Christinerated5.0
5 months ago

Khash and his team of professionals made my experience as a first time home buyer exceptionally stress free. Clear and direct with what they needed from me, easy to communicate with, and always extremely friendly. Our closing process moved very fast thanks to their diligence, and I couldn't be happier with my experience. I would HIGHLY recommend Liberty Home Mortgage to anyone purchasing or refinancing a home!

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Aleshia Carterrated5.0
5 months ago

Me & My Husband has had the best experience with getting our first home mortgage with Liberty Home Mortgage. Everything that could go wrong went wrong but our loan officer Jonathan never left our side and was in constant communication with us every step of the way. Even when I felt like giving up Jonathan kept reassuring me that we're going to get through it and in the end me and my husband became first time homeowners. I am super grateful for Jonathan aka my miracle worker with helping us achieve one of our 2019 goals.

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ELLEN EVANSrated5.0
5 months ago

I am eternally grateful for all the assistance I obtained from Liberty Mutual, and most of all from Scott Jang. I could not have done it without him going far beyond for my approval. He is amazing and would gladly refer him to family and friends. Thank you so very much eternally thankful . You are more than an agent. You are amazing 🤩 and a friend!!

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Kammyo Applingrated5.0
5 months ago

I was greater than 3 weeks into the process of purchasing a home when we ran into an issue with another lender. We quickly switched to Liberty. Khash jumped right in and went to work with no hiccups. I thank you for being apart of the process. You and my realtor made a great team. Highly recommended and 5 stars is not enough.

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Rich Ganimrated5.0
5 months ago

Steve Rizek was amazing! As a real estate professional is so important to work with the right partners and Steve exceeded expectations. His communication was incredible and he was even able to help the buyers get keys to their new house in Stow early. He took the time upfront to ensure a smooth process down the road. I cana't wait to work with Steve again.

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Erich Randallrated5.0
5 months ago

Ia've had the pleasure of working with Ryan Kennedy for almost 20 years on several new mortgages and refia's. He is a true professional, has impeccable integrity, and is a superb communicator.Our most recent mortgage was with Ryan at Liberty Home Mortgage. The process was a breeze and we closed a VA loan in 27 days! This while Hurricane Ian was disrupting Florida where our new home is located.I give Ryan and Liberty my strongest recommendation. You will be pleased when you choose this team!

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Ryan Clarkrated5.0
5 months ago

Working with Rob Dawson and his team was such a pleasure. This is the second time I have worked with Rob and the Liberty team. The first time was so positive and smooth, that I went back to them when I was in the market for my new home. The Liberty team goes out of their way to serve their customers, providing great communication and information through every step of the process. I can't recommend them enough!

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Kim Jonesrated5.0
5 months ago

Michael and Kate were great to work with. This was my second time purchasing a home and the first time was a nightmare so I was very surprised at how easy and quick the process went this time. The communication from Michael was great. He very clearly explained everything and when I needed to submit additional documents he was very quick about getting with me and then getting the additional documents to underwriting quickly so the process wasn't delayed. I started the process with Liberty Home Mortgage in the middle of July and I closed on my loan August 23rd a full week ahead of the planned closing date. I wouldn't hesitate to reccomend them

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Frederick Sanchezrated5.0
5 months ago

Highly recommend!Thomas Gibbs guided me and my wife effortlessly through the process of acquiring a loan for our new home. Something which we are totally clueless about.I wouldn't go anywhere else in the future after working with them once and if your in the market for a new home Thomas is your guy!

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Adam Cusnerrated5.0
5 months ago

Khash is/was The consummate professional. Throughout the process, he was highly communicative, informative and supportive at each turn. Khash and his team ensured that each expressed family need was handled with care and treated as if itwas their own needs. We were so very impressed with his services and hope to be able to use Liberty Home Mortgage Company real soon!Wishing Khash and Co. the best of luck in all future business opportunities.Sincerely,Adam and Etty

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Jeremy Engstrandrated5.0
5 months ago

We used Liberty to refinance our home. After a questionable experience at a different loan company we got in contact with Cory Ullman at liberty who was fantastic. He was very knowledgeable on the loan product and how to get the transaction moving forward. I would absolutely recommend Cory- he was extremely responsive and moved everything forward quickly and effectively. We closed in less than 30 days start to finish.

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Jodi DeLeonrated5.0
5 months ago

Isaac Quijano was my loan officer and he was absolutely wonderful! He helped me every step of the way. I had no knowledge in purchasing a home and Isaac took the time to walk me through any questions or concerns I had. He made the home loan process so easy. Isaac was so kind and courteous and I truly appreciate all of his help through this very stressful life changing event. Buying a home can be overwhelming, but Isaac made it much more relaxing knowing that I was confident with his expertise! If youa're looking for a great loan officer who is patient and transparent, I personally recommend choosing Isaac as your loan officer. He will take care of you and make sure that your home buying experience is a great one!!Sincerely,Jodi DeLeon

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Cole Herringrated5.0
5 months ago

Anthony blogna was an absolute pleasure to work with. He is a real down to earth guy who can explain the ina's and outa's of mortgages to you with ease, I will most definitely be recommending him to everyone I know. When we go to do another loan he will for sure be my first call. Hea's made himself a lifetime customer in me ,as long as hea's doing it hea's got my business !!! Thank you very much Anthony. - The Herringa's

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Tara Vancerated5.0
5 months ago

Working with Dottie at Liberty Home Mortgage was a very positive experience. Dottie was so through and knowledgeable and made it so easy for us to submit our information. She always kept things on track and always kept us, the client the top priority and gave us great recommendations on how to decide different aspects of our loan and home closing process. I always felt very informed and confident in the process and this was the third time we bought a home and best experience of all 3.

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Farah Frometa Grajalesrated5.0
5 months ago

Liberty has been an amazing company, and our loan officer, Mac VanDoros, is the most dedicated, knowledgeable, and professional person I have worked with in a long time. Thanks to him, my husband and I were able to secure our refinancing, and it has been a very smooth process. This process will change our lives forever. Thanks, Liberty, and thanks, Mac!

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Nicol Tremagliorated5.0
5 months ago

I want to give a huge Thank You, to Rick Rizzo. This process, as a 1st time homeowner, was very scary for me.Rick was amazing. He was very professional and easy to work with.He was there every step of the way. I was truley blessed to have been paired up with Rick and wouldn't have wanted anyone else. I will definately tell anyone looking for home to contact Rick and Liberty.Thank you for making this a truley Merry Christmas!

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Tanya Brentarrated5.0
5 months ago

We worked with David Rastetter with Liberty Home Mortgage and had an excellent home purchasing experience. David took the time to answer our questions, made himself available to us even during what is typically considered to be off hours for most, provided us accurate quotes and cost breakdowns, and even did a fast close so we could get the home we've been looking for. We are so thankful that our realtor referred him to us and will opt to work with him in the future for any mortgage needs as well as refer him to family and friends.

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Bria Curryrated5.0
5 months ago

We highly recommend Liberty Home Mortgage. We are so glad and happy we found them and decided to work with them. They made everything so easy and made this process go extremely smooth. We had the pleasure of working with Cory. He was great. We had a lot of questions and concerns due to the fact this was our first ever refinancing and he made the process a breeze. He answered all of our questions, and concerns. Helped us every step of the way. Exceptional communication. We could not recommend Liberty Home Mortgage enough! Especially Cory! Thank you so much for all of your hard work and making this process to easy on us!

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nick Aunerrated5.0
5 months ago

They do it right! I worked with Kate and Ben with a home purchase and they are the best. They give you real info and are people first business. I could never go anywhere else because I trust them like Ia've known them for years. Plus Kate is of the greatest people youa'll ever meet. Always answering questions and very informative. Highly recommend

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Anne Schoenrated5.0
5 months ago

We cannot speak highly enough of the team at Liberty Mortgage! Kate and Ben were so incredibly helpful throughout the entire process. Being first time home buyers was extremely overwhelming but we were met with such kindness and support through the entire process. Kate and Ben both worked so hard for us and we are incredibly grateful!

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Mariarated5.0
5 months ago

Rick came highly recommended by a friend, and after working with him, it's easy to see why. Rick was professional, yet friendly, and explained everything as simply as possible, while making the process as easy as possible. I really expected it all to be much more of a headache... and maybe it was, but just not for me and my husband. Thank you, Rick and Liberty Home Mortgage, for helping us become homeowners.

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Elena Hauryrated5.0
5 months ago

Rick with Liberty Home Mortgage was absolutely wonderful to work with. He was kind, patient, knowledgeable, and incredibly helpful. He always answered all our first time homeowner questions with ease and made such a complicated process easy to understand. He was always available to speak with us and made the process seamless. I would recommend working with Rick at Liberty Home Mortgage and would work with them again in a heartbeat.

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Noah Mehrrated5.0
5 months ago

We highly recommend Liberty Mortgage. Ryan Kennedy is awesome, hardworking, understanding and devoted. He will make the home buying process light and fun. He was very knowledgeable on what needed to be done and was diligent on what next steps needed to be preformed making the process smoother. We were able to feel confident in decisions and he was able to fix any hiccups that presented themselves along the way and we were able to get the house of our dreams for the price we wanted and payments that fit our budget perfectly. I highly recommend Ryan for any home buyers first time or experienced.

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Christopher LaBellerated5.0
5 months ago

Steven Greenwald was absolutely incredible throughout my home buying process. It was my first time buying, and he made the process as easy as it can be! He has a very calm demeanor, which is great when having stressful conversations about down payment, closing costs, interest rates, etc. He was available whenever I needed him, or had a question, and kept us on a great pace to close on time. 10/10 would recommend working with he and LHM!

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Chris Cannonrated5.0
5 months ago

Rick Rizzo is AWESOME!!!! Probably the best mortgage loan officer I've ever worked with! Any questions or concerns were answered with more than quick responses and excellent details! Rick has an exceptional work ethic and professionalism that really shows the quality of Liberty Home Mortgage!! My experience with Rick and Liberty Home Mortgage was so easy that everyone should be able to purchase a home from them! Thanks Rick and Liberty Home Mortgage!!!

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Sherry montoyarated5.0
5 months ago

From my first conversation to my last, Chris was professional, knowledgeable and quick to respond to all my emails, text messages and calls. The loan funded on time and he worked with both my realtors to makes sure everything went smooth. We closedon our forever home yesterday and it was a great experience. I would highly recommend Chris Schilla and Liberty Home for your mortgage needs.

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Niki Herringrated5.0
5 months ago

Daniel at liberty home mortgage was amazing. He was so easy to keep in contact with and answered every little question I had quickly. Even through the final hiccups we faced he was right on top of everything and did all in his power to make this first time buying a home as easy as possible. I would recommend him to any and everyone I come across!!

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R “R Squared” Squaredrated5.0
5 months ago

5 Stars is not enough...What can I say. Buying a home is rough at times, especially if you've never done it before. After putting out the word that I was interested in buying a home, Tina was the first to call. Not wanting to go with the first one in line I listened to several other lenders. I always went back to Tina. She was friendly, and wanted to expedite our home purchase. I put her through the ringer too, she was also my therapist through this experience. On the ball, and informative; she made this crazy dream I had, a reality. If I ever decide to do this again, I am going to look her up. I cannot recommend her and Liberty Mortgage enough. Whirlwind 6 weeks, and we were closing on our home. We're in now, and loving every minute of it.

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Kristian Dela Cruzrated5.0
5 months ago

Korey and team pulled off a fast turn around close and it was great! Korey is licensed in Georgia which made it easy for my partner and I to purchase a home. Korey was focused and determined to make sure I get a loan and he did exactly that. He communicated promptly and made sure every document was precise for an easy close. I recommend Liberty Home Mortgage Corp. to Georgia residents trying to purchase a home” they are quick, polite, and focused to get the work done.

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Mark Lrated5.0
5 months ago

I am writing to express my heartfelt gratitude and satisfaction with Thomas Gibbs at Liberty Home Mortgage Company for the exceptional service we received during the process of refinancing our home loan.From the moment I reached out to Liberty Home Mortgage Company, I was impressed by the professionalism and competence of your team. The refinancing process can be daunting, but Thomas Gibbs guided me through each step with unparalleled expertise and care. He patiently answered all of my questions, clarified any doubts I had, and ensured that I fully understood the terms and conditions of our new mortgage.One aspect that truly set Liberty Mortgage Company apart was their dedication to finding the best financial solution for my needs. They went above and beyond to secure a mortgage refinancing package that reduced my monthly payments, providing me with significant savings over the life of my loan. This level of commitment to the customer's financial well-being is rare and greatly appreciated.Furthermore, the efficiency and transparency of the entire process was remarkable. The documentation and paperwork were handled promptly, and I was kept informed at every stage. The timely communication and updates made me feel confident and informed throughout the process, which is a testament to Liberty Home Mortgagea's commitment to excellence.I must also commend your team for their dedication to ensuring that I met all the necessary deadlines and requirements. Their attention to detail and proactive approach made the refinancing experience smooth and hassle-free. This level of service not only saved me time but also reduced stress during what can be a challenging process.In conclusion, I would like to wholeheartedly recommend Liberty Home Mortgage Company to anyone in need of mortgage refinancing services. My experience with your company has been exceptional, and I am truly grateful for the outstanding service provided by your team. I have already shared my positive experience with friends and family, and I will continue to do so in the future.Thank you once again for making the process of refinancing my home loan a positive and financially advantageous experience. I have the utmost confidence in Liberty Home Mortgageand will undoubtedly consider your services for any future mortgage needs.

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Louis Steinkamprated5.0
5 months ago

We just refinanced our home. Liberty Home Mortgage was excellent through the whole process. They made it so quick and easy. Mitch Whalen was awesome and instrumental throughout the entire process. He provided us with help, guidance, and great service. I would totally recommend him and Liberty Home Mortgage for all your home buying or refinancing needs.

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David Schmidtrated5.0
5 months ago

Rick was extremely helpful through the entire process of searching for a home. He was always available when I needed him for any questions. He was extremely patient with me during my anxious and fearful moments of making a life changing decision to purchase a home. He was helpful with any and all questions I had, including communicating with my realtor when needed. He had extremely helpful information for me in making the decision to purchase a home. Rick made this entire process easy and help set my mind at ease (on multiple occasions)! Never owning a home before I had many questions and concerns. Rick was able to answer all of them along with recommendations and advice, including getting me connected with a home owners insurance agent. Rick made this entire process a one stop shop experience!

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Brittany Bills Trudgenrated5.0
5 months ago

Kate Heffernan is an invaluable resource for a first time homebuyer. She made herself available as often as needed and never talked down to us. Thanks to her extensive product knowledge we were able to find a loan to fit our complex needs and she took the time to lay out all options so we felt confident in our decision. Due to seller circumstances, the sales process took quite a while but the team was there every step of the way to provide updates and guidance. We felt completely supported by Kate and Ben from Liberty Home Mortgage and would not hesitate to recommend them to others.

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Mike Chenaultrated5.0
5 months ago

Horrible company, I denied the loan they offered and it seems they've gotten really petty about it, in a short summary after denying the horrible loan offer they tried to offer me, they decided a week later to run my credit for another hard pull. My friend at the title agency stated, that they do this in order to prevent you from going some where else etc, I have know plans on takkng any loans anytime soon. I believe weird Joe couldn't deal with the fact that I denied the loan and he and his square buddies whom tried to persuade me that I needed the loan, decided to pull this stunt. I know it was Joe I know what time and day he pulled the credit. I wouldn't recommend doing business with this company and I hope whomever reads this it helps them in the future, it's just a headache dealing with them. Joe is a joke and very unprofessional I was warned by the title agency I work with and other folks about him, I'm very satisfied that I did not go through with this process.

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Stephen Tuttlerated5.0
5 months ago

Buying our first home through Liberty could not have been any easier. Brandon was incredibly helpful and knowledgeable on all of the intricacies of the process. He was available to us whenever we had questions and always responded promptly. If I could review with more stars I absolutely would. Being a first time home owner was daunting but Brandon was able to make us feel at ease with this new chapter in our lives and we couldna't be more grateful.

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Christopher Gauserated5.0
5 months ago

Liberty Home Mortgage did an amazing job! I would like to personally commend Leland Walker whom was my loan officer. He fought and fought until he got us the victory! He is super great, honest, and will do ever in his power to get you the home of your dreams! If you know anyone looking to purchase a home look for Leland Walker at Liberty Home Mortgage! He will get the job done!! Thank you so much for getting me into my very first home!

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Darell Matthewsrated5.0
5 months ago

Liberty Home Mortgage has been a great partner to work with in buying my home and refinancing my home to save money. John and the people working with him worked extra hard to ensure I had the information I needed to make an informed decision. I felt as though all involved had my best interests at heart and was comfortable knowing they were taking care of the heavy lifting while I focused on my life and tasks. Thank you Liberty, you have a customer for life.

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jennie lambertirated5.0
5 months ago

I highly recommend Liberty to anyone seeking a refinance. I was given the best offer for our needs, we never were pressured into taking more than we actually needed. The staff especially Khash the owner informed us in every step of the process through the portal as well as phone calls and emails daily as well as on Saturday and Sunday . A great staff and the closing was handled with the upmost professionalism in our home. Thank you Liberty for making our life a little bit easier financially!!!! Jill

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Justin Shafferrated5.0
5 months ago

Rick was great! Very knowledgeable, relatable, and honest. The whole process was super smooth, and for inexperienced buyers, being our first time, Rick made sure we understood every aspect of the process. I would absolutely work with Rick again, and also recommend him for anyone I knew who was buying. My family will be sending out an invite for him for the holidays. He did a fantastic job! Excellent service.

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Rami Yunisrated5.0
5 months ago

I bought my first home from you guys October 2024, all I can say is thank you for making this the best decision I made in my life. I HIGHLY recommend everyone to use you guys, you all treated me like family and worked quickly to get this process done.

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Annette Sawyerrated5.0
5 months ago

Homeownership was a dream, something as a child thru adolescence into adulthood Ia'd spend the late night hours dreaming about and planning but life didna't take me to the road of affordability. It seemed so unattainable. Until I decided to risk my ego and call Kate a childhood friend. From that moment forward I was watching as she made my dreams become my reality. I understood everything. I was informed, felt like I knew what she was saying and I was going I. Eyes wide open. Kate and Ben at Liberty put me and my kids in our home

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Christina Stichrated5.0
5 months ago

From beginning to end - this process was uniformed and professional. Kate Heffernan runs a persist plan to get you to the finish line. There isn’t a mountain high enough to stop her getting you exactly where you need to be. Always upbeat and fantastic response time. Stars don’t show how extraordinary she truly is

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Noah Millerrated5.0
5 months ago

I worked with this company for weeks. was pre approved for my mortgage. 2 weeks later after we were under contract my agent suddenly was back tracking on almost every single element. The calls were daily with something new he found. Within 24 hours a reputable company locally looked over his work and found it all to be done incorrectly and was able to complete our loan. I am not sure what they are doing but it seems they do not have the training or knowledge to complete home loans.This company wasted my time and preapproved a loan without looking over any of our paperwork.

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Peter Shierlohrated5.0
5 months ago

Khash is the best at what he does. He was very helpful during the process of buying our first home and I highly highly recommend him for your home purchase. While the process seems long (there is more paperwork in buying a house then I ever thought there would be) he was always there to answer any questions we had (even the dumb ones)Thank you Khash for helping us with our dream. :)

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Saleh Yunisrated5.0
5 months ago

I recently had the pleasure of working with Liberty Mortgage and my mortgage lender, Ali, for my first property purchase, and I couldn't be more satisfied with the experience. From the very beginning, Ali was professional, knowledgeable, and incredibly supportive. He guided me through every step of the mortgage process, ensuring that I understood all my options and made informed decisions.The communication was excellent, and Ali was always available to answer any questions I had, no matter how small. The entire process was smooth and stress-free.

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Kelsey Beattyrated5.0
5 months ago

I am a loan officer, and I can not speak highly enough about the experience Kate and team provided me.I am a first time home buyer, and Kate worked with me directly through my initial call through closing. She ALWAYS got back to me within 24 hours to answer any questions I had. The figures she initially quoted me were better once the application started through closing.Being someone that is in the mortgage industry (4+ years in refinance and home equity loans/lines), I am aware of how the lending process should proceed, and Kate and team exceeded my expectations. From receipt of the purchase contract to closing was less than a month, which is incredible for the purchase process.I will recommend Liberty Home Mortgage to any friends and family in need of a purchase loan.Thank you!!! Seriously, this process can be so stressful but y'all made this stress free and seamless. Endlessly appreciative.

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Susanna Mayorated5.0
5 months ago

I needed to refinance my home after my divorce. I was a little nervous going through the process, but Kelly and her team were amazing! They were quick to communicate with me and were very clear on every step I needed to take, document I needed to supply and where I was in the process. I am so thankful for their assistance in making this happen as quickly and as painlessly as possible! If you're looking for a team that cares about YOU and your best interest, look no further.

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Jennifer Cooperrated5.0
5 months ago

Kate and Hannah are amazing. We had been trying on and off for about 5 years to buy a home. With their help we were able to find, finance and get the keys in under 2 months. They were so great with helping us complete the next steps. They also explained everything along the way so we were able to understand exactly what was going on. Hannah went above and beyond with helping us get things in order from the appraisal. I will definitely be recommending this team to anyone I know looking for a home. AMAZING LADIES!!! Thank you again for everything you did for us.

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rachel Esaurated5.0
5 months ago

Rick is always a pleasure to work with! He responds to my clients on time, explains the process clearly, and works hard to find them the best deals and discount programs. If you’re looking for a lender who truly cares and gets the job done, Rick is the one to call

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Jenniferrated5.0
5 months ago

Liberty was the best choice for us when looking to purchase our first house. Joe V was very easy to work with & he helped make the process enjoyable!. Below are some pictures that capture our first time home buyers process. I feel like I'm living in a dream and liberty mortgage & Joe V helped make that dream a reality. THANK YOU!

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Raj Perumalrated5.0
7 months ago

Very knowledgeable team and I love to work with Giri and Lakshmi…I have worked with them twice in last 10 months and both time closing was done within 15 to 21 days timeline. I strongly recommend Apt Mortgage Loan LLC for any type of home loan.

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zubair mohammedrated5.0
7 months ago

Giri and his team lakshmi did an excellent job. communicated through the whole process and made sure we were on the same page from day one. I very much appreciated his quick response every time I had any question and his dedication to getting the job done.

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Anilkumar Maryalarated5.0
7 months ago

Thank you for Apt Mortgage Loan LLC from processing of the loan and getting complete until closing of the property. I'm really appreciated the way it's handled without any hassle. Special thanks to Giridhar, I got very good deal with other competitors from Giri. He is a very experienced as loan officer and helped me in the every stage of the loan.

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manoj deuskarrated5.0
7 months ago

It was great experience working with you. Overall you helped understand the process step by step and very patiently resolved all my queries.

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Geetha Muralirated5.0
7 months ago

Giri and his team helped us secure our loan with the lowest rate in this expensive market. He was very proactive and set everything up accordingly, so we would have the quickest timeline from pre-approval to closing. I would definitely recommend going with Giri for the fastest turnaround and great price!

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Murugan R Nrated5.0
7 months ago

Hi Sridevi, Thank you very much for your time and support, without you we would not have closed our home as planned especially because we have no access to the loan site from our home country. You were so kind and helpful during the process and did forwarded all the request and documents via WhatsApp. We get your responses almost immediately with all required details at any time though we were in different time zone. You are awesome to work with and top of everything during the loan process. Special thanks for getting the loan approval for us in a very short period because of our travel plan. It was great working with you and will always recommend you to others. Thanks a lot.

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Ashok Kumarrated5.0
7 months ago

Great service offered by APT Mortgage for my home mortgage. Being first time home buying I had so many questions getting into mortgage and Giridharan Namasivayam helped me with patience to fulfill the loan process. Comparatively closing costs are very less. Definitely recommend Giri and Apt Mortgage for home mortgage needs. Awesome service

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Ranjith Kumarrated5.0
7 months ago

Shyam explained the process and assisted all the way from beginning till closing and made sure the process was smooth.

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sudhan elangorated5.0
7 months ago

Highly recommend Giri and Apt mortgage for any mortgage needs. Transparent and guiding through the whole process.

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Harikrishnan Jrated5.0
7 months ago

I had a fantastic experience working with Giri Namasivayam. From the start, Giri was incredibly responsive and attentive to our needs. He took the time to answer all our questions thoroughly, ensuring we understood the process. I highly recommend Giri and the team at Apt Mortgage Loan for anyone looking for reliable mortgage services!

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Vaibhav Modirated5.0
7 months ago

Giri worked with me on refinancing my home mortgage in Dallas Tx area. He is super knowledgeable and had been a great help in understanding my requirements. He made waited to get best rate that too without any closing fees. I would highly recommend Giri.

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Ray Thomasrated5.0
8 months ago

My wife and I just closed on our first home recently. Binoy was our loan officer. I would probably call him at least every other day with some question or another and he would always patiently explain everything clearly to me. Binoy is …

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Finny Johnrated5.0
8 months ago

Hands down the best loan officer to do it. Binoy was 10/10 at communication, effort, and expertise in his field. Highly recommend him for your mortgage needs!

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Realtor Sabu Josephrated5.0
8 months ago

Binoy gave us the best mortgage experience ever. He made sure that we understood all the process involved in the transaction. He picked up our calls even in weekends. Thank you for your great service Binoy!

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Mien Aurated5.0
8 months ago

We’ve used several mortgage services with different brokerages in the past several purchases. However, we’ve never had an amazing experience like we had with Binoy in our recently purchases. Binoy has given us outstanding services with his …

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Mel Mrated5.0
8 months ago

From the start to the finish of our home purchase Binoy was proactive in helping us with everything needed to get the purchase done. He’s very professional, knowledgeable and helpful in getting a good deal that actually works for us. The whole process was smooth. I would highly recommend Binoy for home loans.

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var sajrated5.0
8 months ago

Mr. Binoy is an efficient loan officer. He was very helpful throughout the entire process of buying a new home. He went above and beyond for us. If you are ever looking for loan officer, he is the best person you can ever ask for! He can be reached anytime!

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Sarin Rahumanrated5.0
8 months ago

Binoy Babu is extremely professional and helpful throughout the process. He is very quick to respond to queries. Being, a first time home owner the whole ordeal was so stressful, but Binoy made the loan operations easy & stress free. Highly Recommended !

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vince vargheserated5.0
8 months ago

Working with Binoy was an awesome experience. He was very informative and helpful to secure our loan. He worked so hard to get us close our home within the date we wanted it. Even after hours, he was answering calls and took care of our …

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Laiju Cheriyanrated5.0
8 months ago

Binoy is highly trustworthy, knowledgeable, and supportive. He effectively addressed all of my inquiries and remains readily available to answer any questions. If he is busy, he calls us back as quickly as possible to answer our questions. …

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Bryant Tranrated5.0
8 months ago

Working with Binoy Babu on a recent real estate deal was a standout experience. As a sell-side realtor, encountering a lender like Binoy, who is both highly responsive and deeply committed to a smooth transaction, is rare. He navigated …

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Shabina Siddiquirated5.0
8 months ago

Transaction Closed! Mr. Binoy is transparent and efficient and very detailed with his clients and every team involved in the transaction. If you are looking for someone to help you get the best out of your loan transaction, Mr. Binoy is …

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Dr Jacob C Mrated5.0
8 months ago

Indeed it is a matter of great joy for me to share my experience with Succedo Mortgage regarding my home financing. Mr Binoy Babu is a seasoned, highly proffessional, humble and thorougly knowledgeble person to give helpful advises related …

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nikunj kujurrated5.0
8 months ago

I would like to appreciate the timely and responsive communication. For a first time buyer the process is very confusing. But Binoy( Loan Officer )explained each process in a very simplified manner. He had been very proactive in the whole …

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Shino Kurianrated5.0
8 months ago

Mr. Binoy Babu, make everything so easy. We will always come and see you for our mortgage needs. …

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Prakash Vorugantirated5.0
8 months ago

Working with Binoy was great experience. He took away pressure of locking better interest rate and whole process of closing home was smooth.

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Thag Adhikarirated5.0
8 months ago

I made a great choice choosing Succedo. Even though my lending process was ON with a large bank , Binoy was able to process my application quickly and get to a closure earlier than expected. Thanks for making it easy & quick ?? …

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Bonephas Kannathrated5.0
8 months ago

Binoy Was great to work with , they were quick to complete my transfer in 17 days time after rate lock . Best in class service.

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Taza Abrahamrated5.0
8 months ago

Binoy and Christina at Succedo Mortgage have been amazing! Binoy worked with me consistently for about 9 months as it took me a while to lock down a place. He constantly provided me with estimated monthly payments and other information on …

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Lauren Schauerrated5.0
8 months ago

As a local Realtor and the Listing Agent for the property Binoy wrote the loan on, I can say that it was a pleasure working with Binoy. His communication was quick and positive and his Team flew through the Buyers' loan quickly and effectively.

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Vimal Royrated5.0
8 months ago

I recently worked with Binoy at Succedo Mortgage for my mortgage, and I couldn't be more pleased with the experience. The communication was outstanding; they constantly and consistently kept us updated with everything that was going on. …

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ishan duarated5.0
8 months ago

Highly recommend. Succedo Mortgage Team were great partners who helped us close our home. Binoy was available, proactive, organized, and knowledgeable who supported us throughout the process making it much easier for us.

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ajaykumar eerallarated5.0
8 months ago

Binoy is a great person to work with. He helped me by providing pre-approval letters and loan estimates and guided me through the loan process. Even though I haven't taken the loan with him, I appreciated his prompt responses and clear explanations for my questions without expecting anything in return. Thank you, Binoy.

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Timo Kurianrated5.0
8 months ago

I recently had the pleasure of working with Binoy and his team, and I couldn't be more impressed with their exceptional service. From start to finish, the entire process was seamless and stress-free. Binoy's expertise and dedication to his …

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Rise Titlerated5.0
8 months ago

We recently had the pleasure of working with Binoy on a transaction, and we couldn’t be more impressed with his service. From start to finish, Binoy demonstrated exceptional professionalism and an impressive commitment to efficiency. …

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gurpreet singhrated5.0
8 months ago

I recently worked with Binoy for my home mortgage, and I am thrilled to share my positive experience. From the outset, Binoy demonstrated an impressive level of professionalism and expertise. His responsiveness was outstanding; he was …

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Darshan Sanganirated5.0
8 months ago

Absolutely great experience working with Binoy at Succedo Mortgage. Binoy was very patient with me and helped me answer any and all questions I had during my mortgage application. Communication is really great, never got ghosted or unread …

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V Jrated5.0
8 months ago

I recently had the pleasure of working with Binoy at Succedo Mortgage LLC for my 30-year mortgage, and I couldn’t be happier. The process was marked by transparency; Binoy explained every detail clearly, ensuring I understood my options. …

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Srinivasa Deevirated5.0
12 months ago

Joseph and his team are very responsive and got me very competitive rate and also followed up with detailed steps until the loan process is completed ... Thank you Joseph and team !!

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Gireesh S Baburated5.0
12 months ago

It was great working with C2 and Joseph…provided all possible loan options in the market and was always responsive to the queries…????

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Midhun Olickalrated5.0
12 months ago

Exceptional service from start to finish! Our experience with C2 Financial was nothing short of fantastic. Their team was incredibly knowledgeable, attentive, and supportive throughout the entire process. From securing a great rate to seamlessly guiding us through each step, they exceeded our expectations. We couldn't be happier with our new home and highly recommend C2 Financial to anyone in need of a mortgage.

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dennis samukuttyrated5.0
12 months ago

I had the opportunity to work with Joseph at the recommendation of my realtor for my home loan. He was very receptive to my requests. He explained to me everything very clearly and communicated all the pros and cons of different options. Joseph was in touch with me each step and kept me updated with all the process. He has a wealth of knowledge and was on point with all of his recommendations. Very satisfied with working with Joseph and use him again when I need to refinance. Thanks Joseph

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Jaiju Yesudasanrated5.0
12 months ago

Had great experience with loan officer throughout the mortgage process. very competitive in rates. Highly recommend their services to anyone in need of mortgage assistance

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Vineeth Pillairated5.0
12 months ago

Best lender i have worked with. Very approachable, always available for you and gave the best possible interest rates. More over, covers almost all of US. Highly recommended!

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Francis Kurupacherilrated5.0
12 months ago

I highly recommend Joseph Chacko as an exceptional loan broker. Throughout the challenging process of securing our loan, Joseph demonstrated remarkable patience and professionalism. He adeptly navigated the numerous and often unexpected requirements from the lender, ensuring that every detail was meticulously addressed. His dedication and unwavering support made a significant difference during this trying time. Joseph's expertise, coupled with his calm and reassuring demeanor, provided us with the confidence and peace of mind needed to successfully complete the loan process. We are immensely grateful for his outstanding service and highly commend him for a job well done.

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karan brarrated5.0
12 months ago

Joseph made the process really simple from start to finish. It was really great working with him!

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Sony Koithararated5.0
12 months ago

Worked with Joseph Chacko to buy our first home. His team gave us the lowest rate, and our sellers wanted to close it within 3 weeks and Joseph Chacko was able to accommodate our request and do it even faster. Would definitely recommend his services and also would be my first choice.

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Ranjith Gonuguntarated5.0
1 year ago

I will highly recommend him for mortgage nee

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Sasidhar nagamangalamrated5.0
1 year ago

we had so many meeting back to back to finally get the best rate i could afford

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Shankar Shanmugaswamyrated5.0
1 year ago

Giri has been great to work with from the day 1

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Aravindhan Manirated5.0
1 year ago

I am glad that I found him Giri is very knowledgeable and answered to all my stupid questions He is very responsive to my calls and questions I closed my home online and overseas and he was very flexible and guided me in all the ways Highly recommend to any home buyers

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Sachin Sharmarated5.0
1 year ago

Giri and the team at APT Mortgage Loan are truly exceptional in their field From the very beginning of our mortgage loan process Giri was professional knowledgeable and made us feel comfortable every step of the way He took the time to listen to our needs and was always available to answer any questions we had no matter how big or smallThe company APT Mortgage Loan Company has a fantastic reputation in the industry and it's easy to see why They provide a smooth and efficient process making the mortgage loan experience stress-free and enjoyable Their attention to detail and commitment to their clients is evident in the high-quality services they provideWe would highly recommend Giri and APT Mortgage Loan Company to anyone looking for a reliable and trustworthy broker Their expertise and friendly approach made our mortgage loan experience a positive one and we couldn't be happier with the results Thank you Giri and APT Mortgage Loan Company for your excellent service

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Shyam Sundar Nrated5.0
1 year ago

Giri and the team at APT Mortgage Loan are truly exceptional in their field From the very beginning of our mortgage loan process Giri was professional knowledgeable and made us feel comfortable every step of the way He took the time to listen to our needs and was always available to answer any questions we had no matter how big or small The company APT Mortgage Loan Company has a fantastic reputation in the industry and it's easy to see why They provide a smooth and efficient process making the mortgage loan experience stress-free and enjoyable Their attention to detail and commitment to their clients is evident in the high-quality services they provide We would highly recommend Giri and APT Mortgage Loan Company to anyone looking for a reliable and trustworthy broker Their expertise and friendly approach made our mortgage loan experience a positive one and we couldn't be happier with the results Thank you Giri and APT Mortgage Loan Company for your excellent service

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Venkateswaran Subramanyrated5.0
1 year ago

Giri helped me refinance my home loan and made sure I got the best rate He is very patient systematic and answered all my questions in a timely manner I would highly recommend Giri

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Sundarrated5.0
1 year ago

Giri had helped us when we refinanced our home He made the whole process and the documentation very transparent and easy At any given point in the entire loan process I was well informed about what is expected from my end on the documentation front and he tabled the available options(helped us to pick and lock the best rate) in a very transparent manner (I seriously doubt this style of discussion with the other providers) He also helped us on the closing in a local office than travelling all the way to a middle of the town on a peak traffic

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Mali Smitha Chellammarated5.0
1 year ago

I am a first time home buyer Giri and team helped me on locking a better interest rate and Quick Final Approval sign off and was able to complete all process early and was waiting for Closing Lakshmi was so helpful to take me to the overall process and very much patience in answering all my queries as first time home buyer Appreciate your help and Thank you??

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PRAVIS LLCrated5.0
1 year ago

Great service and I would strongly recommend Giri team for your mortgage needs Giri is very responsive patient and takes effort to understand the unique needs and helps find the right option I'm very satisfied

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Srihari Venkatesanrated5.0
1 year ago

Giri helped close the mortgage loan for our small business under an LLC He is very knowledgeable in the space provided many options that fit our criteria He guided us throughout and the process was smooth He has a strong customer focused orientation and would recommend him to anyone who expects a reliable partner in acquiring and closing home loans

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Lakshmi Pillairated5.0
1 year ago

The entire loan process seemed so easy and less intimidating and less confusing because of Giri Namasivayam He took care of all of the necessary mortgage needs and paperwork to finalize the loanIn addition I admire his professionalism and found he was very knowledgeable in responding to all my questions effectivelyI thank him for his services and will not hesitate to recommend him highly to anyone that is looking for a smooth mortgage loan process

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Muthukumar Ramalingamrated5.0
1 year ago

When I bought my house I spoke with Giri for mortgage he explained me all options available and recommended me a mortgage He was able to get the lowest rate and also the lowest closing cost He is prompt in responding to all the queries and professionally answered all the calls 80% of the homeowners in my community financed though him and all gave a good reference about him I would definitely recommend him for your mortgage needs

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Hari Srinivasanrated5.0
1 year ago

Giri was referred by my friend From the time we’re introduced Giri worked hand in hand understanding the need and shared all available options He was very transparent about the information and loan process NWS announced hurricane situation we’re to delay the closing and Giri shared the pros and cons of the each and every available option After considering all options we went ahead with the closingMore than anything we enjoyed working with him Without saying we are very happy with service and we will certainly approach Giri in future transactionWe got the best available rate at that point of time All credit goes to Giri We wish him success

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sia sunrated5.0
1 year ago

Giri had done an excellent job for us in finalizing our home loan with the options listed in a neat fashion He is the best go to person I would ever recommend to any of my friends

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Sankar Nellianrated5.0
1 year ago

The service provided by the Apt mortgage loan LLC is excellent The loan officer Giri Namasivayam is totally focused on customer needs and offered the best service First he gave a decent mortgage rate to start with But when the rate decreased further after 10 days he tracked continuously and called me after the office hours to lock the new low rate and apply for new loan application This helped save significant mortgage payment per month Further Giri is very knowledgeable in this loan process very patient and gives valuable advises as well I highly recommend working with Giri as well as his associate Lakshmi

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Mohan Kumarrated5.0
1 year ago

Giri and Team did a great job They helped me in closing on time to make sure I move into new home without extending my lease Also walked through all the process and explained the each task in detail for better understanding

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Antonyrated5.0
1 year ago

Apt Mortgage Loan - Highly RecommendI recently had the pleasure of working with Apt Mortgage Loan and I have to say it was an amazing experience The consultants are extremely knowledgeable and were there to support me every step of the way What I appreciated most was their consultative approach - they were never pushy or salesy Instead they took the time to understand my needs and provided expert adviceI would especially like to call out Giri who went above and beyond to ensure everything ran smoothly He was always available to answer any questions I had and was diligent in his work I felt confident in his expertise and appreciated his transparency throughout the processOverall I highly recommend Apt Mortgage Loan Their team is top-notch and their customer service is exceptional Thank you for everything

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Venkatesh Durairajrated5.0
1 year ago

My friend booked a house and they were planning to finance it though the builder But due to some complex situation the builder was threatening to cancel the contract if it was not closed within 2 weeksI called Giri and he said we can do it Giri and Lakshmi from APT worked tirelessly for 2 weeks and got it approved and funded through Provident Funding Something the builder said was not possible After it was closed and I quote the builder I've never seen a loan approved this fast beforeThis is the third friend I've referred APT mortgage to Every time they came with flying colorsWould definitely recommend it

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Jinal Desairated5.0
1 year ago

We had the pleasure to work with Shyam Ramasamy who is very knowledgeable professional and detail oriented He helped us every step of the way in our home buying process He worked very hard to get us the best rates in current market conditions He answered all of our questions with such ease Highly recommended

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tara selvirated5.0
1 year ago

Giri from Apt Mortgage was very supportive and helpful during our difficult times We were in a tight time frame Giri and Lakshmi stood with us through out the process and completed everything within 2 weeks of time which was near to impossible We will always be grateful for all that they have done for us The guidance and clear process walkthrough helped us a lotClosing the home we call ours now would have not be possible without Giri I now always recommend Giri to all my friendsThank you Giri for all that you have done and we will always be

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Craig Mobergrated5.0
1 year ago

Giri and Lakshmi helped us through a difficult home buying process always looking for the best rate and rolling with the changes They were always knowledgeable professional and helpful Highly recommended

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AntonyGodwin Sebastianrated5.0
1 year ago

Thank you very much Shyam Team for all of your help in securing our loan for our new home You were Organized thorough and professional Also shared lot of information related to financing re-financing and all stuff related to loan process You are my friend now and good adviser more than just helping with one Loan stuff Thank you again for all your help and advice I wish you good luck and I strongly recommend you to my friends

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Ravichandranrated5.0
1 year ago

We had a fantastic experience with ShyamThank you so much for making our home buying experience a pleasant one With any home purchase there can be many pitfalls Extremely capable and supportive Shyam helped us through the whole process with ease and a personal touch Shyam’s prompt replies to my questions and eagerness to run different mortgage scenarios for us really helped us find a mortgage that fits our needs Thank you again for all your help It’s truly a pleasure and always easy to work with Shyam

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Dinesh Chandrasekharanrated5.0
1 year ago

I couldnt ask for a better mortgage agent Giri was excellent by being on top of things and was available anytime to clarify any questions you might have It wasn't my first property purchase but it was definitely my first purchase when i knew my agent was working towards my interest My purchase had multiple hurdles along the way but with Giri all of those seemed like a minor speed bump in what was otherwise a smooth ride I would highly recommend Apt Mortgage especially Giri Namasivayam

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Ravi Rajanrated5.0
1 year ago

From the outset Giri's Apt Mortgage lending services were nothing short of exceptional One of the aspects that truly stood out was their customer-centric approach Every interaction was personalized making me feel more like a valued partner than just a clientThey offered a range of options tailored to suit my unique financial situation This bespoke approach allowed me to secure the financing I needed under terms that were both fair and advantageousMoreover Giri's commitment to ethical lending practices was evident Their honesty and integrity in all dealings instilled a sense of trust and confidence in their services They were not just about closing a deal; they were dedicated to ensuring the financial wellbeing of their clients a trait that is rare in the industryOverall my experience with Giri’s Apt Mortgage was outstanding Their professionalism expertise and genuine care for their clients' needs set them apart in the world of real estate finance I would wholeheartedly recommend their services to anyone looking for a reliable knowledgeable and ethical real estate lender

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Murali Malyalarated5.0
1 year ago

Buying a first home is incredibly stressful and that being in Texas is the most confusing partMr Giri was able to boil down all the rates and acronyms into logical information that we need to make the right decision His personal attention to my needs was great comfort to me His countless calls messages updates and most critically very sound advice with lots of patience were the best part He is a first-class professional whose trust he carefully earned and am sure will keep for many years to come I have utmost confidence recommending him as your mortgage lender

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Rohini Ramasamyrated5.0
1 year ago

We recently had an excellent experience working with Giri to close the mortgage on our first home He was very professional aware of the current market prepared us for a smooth and quick loan process We are glad to have worked with him and strongly recommend him

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Hariharasudhan Ramanathanrated5.0
1 year ago

Giri is the apt person for mortgage loans He is very knowledgeable friendly and proactive can be reached anytime for any doubts related to mortgage loans and market dynamics He provided me with different loan options and helped me to get best deal in the marketThank you Giri for your wonderful support

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Krishnamoorthy Srated5.0
1 year ago

Giri is a wonderful person Very responsive knowledgeable to the process Always thinking and trying to do the best for the customers They did better than what the offer and discount I got from the builder’s preferred mortgage company Very patient to my concerns and questions The best loan officer I ever encountered Thank you for being so wonderful and gracious to me during the entire process

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Ramya Sundararajrated5.0
2 yrs ago

The mortgage process was easy and seamless working with Prime Home Mortgage. Viral was always available and helped us answering any questions we had on the way. Highly recommend Prime Home Mortgage for any of your future mortgage needs.

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Radhakrishna Brated5.0
2 yrs ago

It was very nice experience working with Viral. Without her help, it would have been difficult for us to close. She was very proactive and helpful throught out the process. I would definitely recommend her services for first time home buyer or otherwise.

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Mihir Mistryrated5.0
2 yrs ago

We have worked with Viral on couple of occasions and she is great. Her knowledge and patience to work with you and others in the process is exemplary. If you are in the process of looking for a new home or refinance, talk to Viral and consult before you call anyone else.

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gloryrated5.0
2 yrs ago

Binoy was resourceful and always available. From the beginning, I was able to trust him in the finance of our home. We moved from Florida to Texas and had so many questions. He took his time and helped us throughout. I will recommend him to my friends and families.

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JOELrated5.0
2 yrs ago

I'm grateful that Binoy was my mortgage agent. He is always there for you to answer your questions and clarify your doubts. He was really sincere in helping us. Regardless of it being day or night, he was always there with the information I was looking for.

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Faisalrated5.0
2 yrs ago

Binoy was very cool,calm and collective and most important CONFIDENT in helping us close! Extremely pleasant to work with and we are thankful to him in handling our loan in such a timely manner.

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Melvinrated5.0
2 yrs ago

Binoy is unequivocally one of the most skilled and knowledgeable experts when it comes to securing competitive loan rates and closing costs. We look forward to a lasting partnership for all our future financial needs.

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Jamierated5.0
2 yrs ago

Moving is a stressful experience in itself. Moving across state lines is even more stressful. Binoy Babu was wonderful to work with and helped us to close on our house in a timely manner. Mortgage companies can be very stressful but Binoy and his team was always very quick and responsive and helped us to get our dream home.

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Maryrated5.0
2 yrs ago

Binoy did a very thorough job with our lending process. Very fast turn around with the questions & responses. Highly recommend him for your mortgage needs.

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alexrated5.0
2 yrs ago

Binoy was a pleasure to work with. Binoy is always ‘Available’ which is very underrated. Going through our first home purchase, Binoy made us feel at ease and was very easy to work with. Binoy gave us a very competitive rate and was on top of the application in every aspect. I would recommend Binoy without second thoughts!

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Mienrated5.0
2 yrs ago

We’ve used several mortgage services with different brokerages in the past several purchases. However, we’ve never had an amazing experience like we had with Binoy in our recently purchases. Binoy has given us outstanding services with his … More

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vincerated5.0
2 yrs ago

Working with Binoy was an awesome experience. He was very informative and helpful to secure our loan. He worked so hard to get us close our home within the date we wanted it. Even after hours, he was answering calls and took care of our … More

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OTMANErated5.0
2 yrs ago

All We can say is, that Binoy is a true professional. Me & my wife had a wonderful experience working with him purchasing our home mortgage. From beginning to end, he was always available for us and ready to answer any question we had. … More

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Danyrated5.0
2 yrs ago

When dealing with home closing and mortgage, you need somebody you could trust and communicates well. We were so glad and relieved to have Binoy Babu with First step mortgage helping us with our loan processing. … More

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Alexrated5.0
2 yrs ago

Binoy was very helpful throughout my loan processing. He took my loan processing as his own and put his heart and sole and watched keenly the market and did a fantastic job. I guarantee, he works for you also even if it's day or night. He … More

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Vikasrated5.0
2 yrs ago

Binoy is a very knowledgeable and informative person. He is always there for you throughout the process. You can count on him any day, any time. … More

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Josephrated5.0
2 yrs ago

Binoy gave us the best mortgage experience ever. He made sure that we understood all the process involved in the transaction. He picked up our calls even in weekends. Thank you for your great service Binoy!

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Shiburated5.0
2 yrs ago

Binoy was prompt, professional, courteous . He was patient and thorough answering all of my questions. He kept the ball rolling and the process was completed in the time frame promised. No doubt.... He is excellent in mortgage process!!!

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Tijurated5.0
2 yrs ago

Mr Binoy is very supportive in finding house loan .He is approachable and clarifies all our doubts .I would like to recommend him .

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johannarated5.0
2 yrs ago

Binoy was always available for me and cleared all my questions. He was able to lock in a good rate for me before it went high. Glad I chose to work with him.

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Ankitrated5.0
2 yrs ago

So easy to work with and very helpful. Binoy is amazing!

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Nagireddyrated5.0
2 yrs ago

Binoy is very good and I was able to close smoothly. I recommended to few of my friends. He did amazing job

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Baburated5.0
2 yrs ago

Binoy helped me with a new investment loan; he closed the loan within 3 weeks. Very fast process with him.

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abhilashrated5.0
2 yrs ago

Very knowledgeable, was there every step of the way, ready to recalculate for different scenarios and help understand the pros and cons. Great experience working with Binoy...

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Gimirated5.0
2 yrs ago

Binoy offers very good DSCR loans and he is very knowledgeable.

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Bijirated5.0
2 yrs ago

Very professional person to work with and he gives good interest rates.

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Shiburated5.0
2 yrs ago

Binoy Is very knowledgeable about the loans he offer.

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Anishrated5.0
2 yrs ago

Binoy is very trustworthy and very knowledgeable.

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Srikanthrated5.0
2 yrs ago

Binoy was very helpful

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Pharmacyrated5.0
2 yrs ago

Binoy was very professional. Very informative. Answered all my questions. Very reachable. Great customer service. Highly recommend him for anyone with mortgage and financial advice! Thanks again!

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Kalpana T.rated5.0
2 yrs ago

C2 Financial corporation is our go-to place for mortgage refi. We just finished refinancing with them once again and as usual, the process was seamless. We recommend Joseph and his team for mortgage solutions!!

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Siddharth M.rated5.0
2 yrs ago

It was a great experience working with Joseph and his team during the home loan process. His team is very professional and not only were we able to lock a good rate, his team guided us through each step and answered all the questions. Great experience- would highly recommend.

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Karan Dhingrarated5.0
2 yrs ago

It was great working with Joseph, he was very responsive and helped me with the process without any hassle

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Suja J.rated5.0
2 yrs ago

We had a great experience working with Joseph Chacko and his team, especially Tina during our home buying process. JC and his team was extremely professional in working with us and was able to find us the best mortgage rate available in the market. We needed a lender to fund our mortgage in 21 days and JC's team was able to find us a lender who could meet the timeline and was able to get us to the 'Ready to Fund' status a few days ahead of time!! He also worked closely with our realtor to ensure that we stay on track to close our 21 day escrow deadline. We would highly recommend Joseph Chacko's service to our friends.

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Ligimol A.rated5.0
2 yrs ago

Joseph thoroughly explained the details of every step in the loan processing and closed the loan much earlier than expected. He also guided me to prepare all the documents for a fast closing. I would recommend hiring Joseph as a loan officer.

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Kireeti C.rated5.0
2 yrs ago

I got a mortgage for new construction home through Joseph. Inspite of multiple delays from the home builder, Joseph's team managed to keep my interest rates and closing costs fixed. Martha processed my application, was always available to answer any questions. She took care of closing the loan on time.

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Shilpa S.rated5.0
2 yrs ago

We had a great time working with Joseph and his team. They were prompt and answered all our questions patiently. Home buying is a stressful process and they were very helpful and patient with us. Would definitely recommend .

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Vivek N.rated5.0
2 yrs ago

I always had a great experience working with Joseph and his team. I have done multiple purchases and refinances through his mortgage company and they always are competitive with their rates and go above and beyond to meet our demands.

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Abhijith Gopalakrishnan Nairrated5.0
2 yrs ago

Joseph and the C2 Financial team provided invaluable support throughout our journey to secure our first home loan. Joseph displayed a deep understanding of our concerns and swiftly identified a loan that perfectly aligned with our needs. What truly set him apart was his unwavering willingness to assist us at any hour. Prior to working with Joseph, we encountered difficulties in securing the most favorable deal, with other lenders burdening us with unnecessary charges and rates that seemed questionable. However, Joseph and his team impressed us by delivering excellent rates right from our initial interaction. Unlike previous lenders who had caused delays in the process, we found ourselves approaching the completion date with concerns about being stuck with an unfavorable lender. Joseph and his team, however, worked diligently to streamline the process, ensuring it aligned with our closing dates as promised. I wholeheartedly recommend Joseph and his team to any prospective homebuyer, as he truly proved to be a lifeline in our home loan journey. Thanks to Joseph, Martha and their team.

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H Haji from Fontana, CArated5.0
2 yrs ago

Always a pleasure working with Joseph on my mortage needs. He works hard with his team to ensure you get what you are looking for and does his best to find the best programs for your loan needs. Try Joseph and you wont go wrong!

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Maju Kuriakose from Kent, WArated5.0
2 yrs ago

Joseph was given a competitive quote for my mortgage. Easily reachable and answered almost all questions that I had. Martha did a great job in helping with all the paper works. All over they helped me to secure mortgage with a great rate.

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T&A from Roseville, CArated5.0
2 yrs ago

We recently had the pleasure of working with Joseph and Martha through C2 Financial and we couldn't be happier with the experience. From start to finish, their professionalism, expertise, and dedication truly stood out. They took the time to thoroughly go through different mortgage options with us, helping us understand the pros and cons of each one. This level of transparency gave us confidence in making the right decision for our financial future. Thanks to their efforts, we secured a mortgage that aligns with our needs and preferences and we were able to close in 3 weeks! In summary, our experience was nothing short of exceptional. We wholeheartedly recommend their services to anyone in need of mortgage assistance.

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Davis D K from Escondido, CArated5.0
2 yrs ago

Joseph Chacko and the team were excellent to work with. Joseph and his team helped in every way possible and answered all the queries quickly and the response time for queries was very quick. Closed the loan on time and was also able to get good rate. I would recommend them to anyone in need of a lender. Thanks to Joseph Chacko's team - Martha and Deanna !!

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Ruddhi Chaphekar from San Jose, CArated5.0
2 yrs ago

We just recently brought a home in San Jose, CA. Joseph and Martha were of great help throughout the process of acquiring home mortgage and closing the escrow in just 15days. They answer the phone call right away or immediately text back if they are unable to do so. I was able to get the pre-approval letter in less than a day. They made the entire process of closing escrow look easy, trust me it is not. There are lot of technical term in home loan closing and Martha explained all of them in layman terms really well. They are a great team to work with and I would highly recommend them.

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Angelo Maliyil from Escondido, CArated5.0
2 yrs ago

I had a great experience working with Joseph Chacko and Martha. I was able find a very good rate with a lender and was able to close on time. All our questions were answered promptly by the team.

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Mongo7 from Hockley, TXrated5.0
2 yrs ago

The minute I picked the phone and spoke with him to the end process Joseph and his team were there all along a special shout to Martha too for not letting off on any questions got back right away will recommend them to anyone seasoned or starting out first time me I will always go back to them great job thank you.

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Naishil Shah from Bellevue, WArated5.0
2 yrs ago

We worked with Martha and Joseph for our home purchase in Washington. They made sure all complexities were handled in an easy to understand manner. Martha was very patient and helpful. As first time home buyers, they also made sure we got the best mortgage rate as per our standings. Would definitely recommend!

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Sunny from Chandler, AZrated5.0
2 yrs ago

Maria and Joseph gave me the best rate given the current market conditions. I had a quick 30 day close and everything was well ahead of time. They were cooperative and understanding of my situation. I would highly recommend them for any of your loans. This is my first time purchasing an investment property out of state and look forward to working with them in the future as well!!!

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Gireesh from Kent, WArated5.0
2 yrs ago

I had a great experience working with Joseph. He was very much helpful and flexible and ensured that I got the very best rate in this fluctuating market. Communications were prompt and clear and I always had a feel that things were safe in his hands, which were vindicated later:) He and his team, including Martha, was very prompt in all the email communications and was always available to explain all the nuances of the documents related to closing. We had a very smooth on-time property closing, thanks in large to C2. I would safely recommend C2 to all my friends.

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Danny John from San Jose, CArated5.0
2 yrs ago

We loved working with Joseph and his team while we were looking for our house in California. Joseph was very easy to work with and he was always there to answer our questions, solve our issues and guide us through the loan process. Working with him was like working with a family member, he was always just a call away. We were taking a jumbo loan which itself was added pressure on Joseph and his team. Working with them made it so simple amidst all the complicated paperwork. I can't imagine the amount of work they do in the background to make it look easy and seamless for us. Thanks Joseph, for the extraordinary work and help. It will always be a pleasure working with you in future.

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Rbatcha from Frisco, TXrated5.0
2 yrs ago

Joseph and his team is very energetic to help their clients to close the loan on time with no delay. They will reply back to email or phone call immediately. I love to refer them if anyone wants to use their service for any type of mortgage loans.

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Vishnu Pradeep from Chula Vista, CArated5.0
2 yrs ago

We had a great experience with Joseph for our first home buying. As a first time home buyer I had many questions which were answered in detail and also Joseph had also explained various other options that are available to me which was really helpful especially in the seller’s market. From pre-approval, DU through closing the process was stress free. Our loan was processed in 7 days. & the closing was done within 21 days . Joseph also provided us the closing cost estimate which was very helpful for the first time home buyer’s. Joseph and Martha are very knowledgeable and responsive, always happy to answer my questions and also provide me best solutions. I highly recommend Joseph chacko and team for smooth loan process.

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Deepak Dinesh from San Diego, CArated5.0
2 yrs ago

We had a great experience working with Joseph Chacko and his team, especially Tina during our home buying process. JC and his team was extremely professional in working with us and was able to find us the best mortgage rate available in the market. We needed a lender to fund our mortgage in 21 days and JC's team was able to find us a lender who could meet the timeline and was able to get us to the 'Ready to Fund' status a few days ahead of time!! He also worked closely with our realtor to ensure that we stay on track to close our 21 day escrow deadline. We would highly recommend Joseph Chacko's service to our friends.

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Antony James from San Jose, CArated5.0
2 yrs ago

Joseph thoroughly explained the details of every step in the loan processing and closed the loan much earlier than expected. He also guided me to prepare all the documents for a fast closing. I would recommend hiring Joseph as a loan officer.

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R Erated5.0
2 yrs ago

Joseph and Martha worked very fast with the information I gave them. All forms online, all signatures are digital. Really, the fastest I have seen during these busy times. Not to mention very friendly and looking out for best options and lowest interest rates. Will definitely use them again.

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Faisal Rashidrated5.0
2 yrs ago

We had an incredible experience working with Joseph. From the start, Joseph was engaged to understand how he could meet our home financing needs and how he can make the process as smooth as possible. As a first-time homebuyer, Joseph exceeded our expectations, and would highly recommend Joseph and his team!!

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Alex Prated5.0
2 yrs ago

Joseph and team are very professional, dedicated and provides great rates. He and his team were extremely helpful and supportive throughout the process. They extensively worked with my builder, Escrow team and the lender so that we could close our home on time. We will recommend Joseph Chacko to anyone who is looking for a home loan!

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ajaykumarrated5.0
2 yrs ago

I recently bought a new home and Joseph team helped me in funding the loan. Whole process was smooth and responses were prompt. As this is my first home, I had a lot of questions and the team was patient in answering all the questions. The team is knowledgeable and had a good experience in the field. Thank You Joseph and team for all the help. I highly recommend for anyone who is looking for home financing :)

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Hari Srinivasanrated5.0
2 yrs ago

Giri was referred by my friend. From the time we’re introduced Giri worked hand in hand understanding the need and shared all available options. He was very transparent about the information and loan process. NWS announced hurricane situation we’re to delay the closing and Giri shared the pros and cons of the each and every available option. After considering all options we went ahead with the closing. More than anything we enjoyed working with him. Without saying we are very happy with service and we will certainly approach Giri in future transaction. We got the best available rate at that point of time. All credit goes to Giri. We wish him success.

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Lakshmi Pillairated5.0
2 yrs ago

The entire loan process seemed so easy and less intimidating and less confusing because of Giri Namasivayam. He took care of all of the necessary mortgage needs and paperwork to finalize the loan. In addition, I admire his professionalism and found he was very knowledgeable in responding to all my questions effectively. I thank him for his services and will not hesitate to recommend him highly to anyone that is looking for a smooth mortgage loan process

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Sundarrated5.0
2 yrs ago

Giri had helped us when we refinanced our home. He made the whole process and the documentation very transparent and easy. At any given point in the entire loan process, I was well informed about what is expected from my end on the documentation front and he tabled the available options(helped us to pick and lock the best rate) in a very transparent manner (I seriously doubt this style of discussion with the other providers). He also helped us on the closing in a local office than travelling all the way to a middle of the town on a peak traffic.

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Sachin Sharmarated5.0
2 yrs ago

Giri and the team at APT Mortgage Loan are truly exceptional in their field. From the very beginning of our mortgage loan process, Giri was professional, knowledgeable and made us feel comfortable every step of the way. He took the time to listen to our needs and was always available to answer any questions we had, no matter how big or small. The company, APT Mortgage Loan Company, has a fantastic reputation in the industry and it's easy to see why. They provide a smooth and efficient process, making the mortgage loan experience stress-free and enjoyable. Their attention to detail and commitment to their clients is evident in the high-quality services they provide. We would highly recommend Giri and APT Mortgage Loan Company to anyone looking for a reliable and trustworthy broker. Their expertise and friendly approach made our mortgage loan experience a positive one, and we couldn't be happier with the results. Thank you, Giri and APT Mortgage Loan Company, for your excellent service!

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Shankar Shanmugaswamyrated5.0
2 yrs ago

Giri has been great to work with from the day 1 we had so many meeting back to back to finally get the best rate i could afford I will highly recommend him for mortgage need

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Shyam Sundar Nrated5.0
2 yrs ago

Giri helped me in closing a house deal from starting to end. He was there all through the process and clarified my doubts, even though the same question multiple times.I will definitely work with giri for my future purchases and will recommend him to my friends.

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Mohan Kumarrated5.0
2 yrs ago

Giri and Team did a great job. They helped me in closing on time to make sure I move into new home without extending my lease. Also walked through all the process and explained the each task in detail for better understanding.

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Mali Smitha Chellammarated5.0
2 yrs ago

I am a first time home buyer , Giri and team helped me on locking a better interest rate and Quick Final Approval sign off and was able to complete all process early and was waiting for Closing! Lakshmi was so helpful to take me to the overall process and very much patience in answering all my queries as first time home buyer! Appreciate your help and Thank you!

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Rohini Ramasamyrated5.0
2 yrs ago

We recently had an excellent experience working with Giri to close the mortgage on our first home. He was very professional, aware of the current market, prepared us for a smooth, and quick loan process. We are glad to have worked with him and strongly recommend him!

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Kamal Reddyrated5.0
2 yrs ago

Viral has been really fantastic and helped us with each and every step of the process. She always responded to us for whatever questions we had and she made our loan process really easy.

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Mihir Mistryrated5.0
2 yrs ago

We have worked with Viral on couple of occasions and she is great. Her knowledge and patience to work with you and others in the process is exemplary. If you are in the process of looking for a new home or refinance, talk to Viral and consult before you call anyone else.

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Bhushan Wagholikarrated5.0
3 yrs ago

I would surely recommend Prime Home Mortgage if you are the first time home buyer. Buying a home takes a toll on you and your finances till the closing date. Viral helped us out throughout in process, heard all our queries patiently and answered in details till we understood it in simple terms. She has been instrumental in coordinating and facilitating the mortgage needs and we didn't feel any fear of unknown.

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Bhavesh Shahrated5.0
3 yrs ago

I have done couple of transactions with Viral at Prime Home Mortgage. She is very knowledgeable of the mortgage market, always looks for the best available rates in the market and runs thru all options in a timely manner. I would highly recommend her.

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Prasad Kulkarnirated5.0
3 yrs ago

We had great experience with Prime home mortgage. They were very professional and customer focused when it came to explaining all steps and helping us make the right decision at every step. Highly recommend them!

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Muthu Brated5.0
3 yrs ago

Viral has been a great guide to me in the in the entire process. I will recommend her with full confidence to any one who is looking for Mortgage loan Like

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Viral Shahrated5.0
3 yrs ago

The entire process was very good and seamless. Viral answered all the questions properly and in timely manner. I will surely recommend Prime Home Mortgage for your mortgage needs.

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Ujwal Shahrated5.0
3 yrs ago

Viral had Re-financed twice for us and both time it was nothing but a quick and efficient process. She is very good at communicating and at keeping the process moving in the right direction. If at any point process seems to get stuck, she would find a practical solution. Rates offered are very competitive and with the top-notch service, I would recommend her service to anyone looking to finance.

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Ranadeep Reddy Pallerated5.0
3 yrs ago

Viral has been extremely helpful and knowledgeable loan officer and always responds with a smile for any questions. I went with Viral for my new home purchase, although builder gave very hard time and not provided the required information on time, Viral was able to get the job done with her persistent followup emails and calls. I definitely recommend Viral as your loan officer for New/Refinance loan.

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Darshit Shethrated5.0
3 yrs ago

Viral was very knowledgable and outstanding. The entire process was seamless and very effective. Would definitely recommend Prime home mortgage.

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Sandeep R Diwakarrated5.0
3 yrs ago

We worked with Viral & are very satisfied with her service quality . She was very knowledgeable & super supportive during the home buying process. She was extremely responsive & helped on multiple aspects other than mortgage approval .I would highly recommend of her & look forward to work with her in future again.

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Nimesh Parikhrated5.0
4 yrs ago

We did two times refinance with Viral and both times we had great experience and no hassles…Also she gave us great rates with no closing cost. I am recommending her for finance or refinance of your new or existing mortgage.

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Ujwal Shahrated5.0
4 yrs ago

viral had Re-financed twice for us and both time it was nothing but a quick and efficient process. She is very good at communicating and at keeping the process moving in the right direction. If at any point process seems to get stuck, she would find a practical solution. Rates offered are very competitive and with the top-notch service, I would recommend her service to anyone looking to finance.

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Surendra Barshikarrated5.0
4 yrs ago

Great service! Viral was very knowledgeable and timely in all the proceedings. She gave us the best available rate in the market!

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Munish Rajendranrated5.0
4 yrs ago

Very prompt, answered all my questions and helped me patiently with the exploration of all options prior to my refinance.

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Sadbhaw Naturated5.0
4 yrs ago

Very good experience… highly recommended

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Rajkumar Jangaderated5.0
4 yrs ago

We have refinanced home lone 2 times, very prompt service, answered all questions and helped to save money. I highly recommend trying Prime Home Mortgage.

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Sravan CHOULArated5.0
4 yrs ago

It was a great experience working with Viral on closing my house and she assisted finding the lender with lowest interest rates with good lender credits.

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prateek jainrated5.0
4 yrs ago

Highly recommended…

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Sandeep R Diwakarrated5.0
4 yrs ago

We worked with Viral & are very satisfied with her service quality . She was very knowledgeable & super supportive during the home buying process. She was extremely responsive & helped on multiple aspects other than mortgage approval .I would highly recommend of her & look forward to work with her in future again.

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Neal Guptarated5.0
4 yrs ago

Viral did refinancing for our loan, she explained all the steps along the way and kept me well informed. I was very impressed with the proactive approach and strongly recommend her.

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Ranadeep Reddy Pallerated5.0
4 yrs ago

Viral has been extremely helpful and knowledgeable loan officer and always responds with a smile for any questions. I went with Viral for my new home purchase, although builder gave very hard time and not provided the required information on time, Viral was able to get the job done with her persistent followup emails and calls. I definitely recommend Viral as your loan officer for New/Refinance loan.

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nithin reddy maryadarated5.0
4 yrs ago

We received professional and helpful service on our first home purchase. Every question we had was answered in a timely manner. was easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use again in the future

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Velocityrated5.0
4 yrs ago

Nothing but excellent! Viral got me better rates than what she promised. Would recommend to anybody in a heart beat.

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Nirmal RKrated5.0
4 yrs ago

Joseph and his team are true professionals. As a first-time home buyer I had tons of questions and concerns about almost everything. But as soon as I spoke with Joseph, my worries were gone and all my queries were appropriately answered. Joseph and the team were very helpful and answered all my questions until I was satisfied that I understood everything. The process was smooth, and I felt like I had their support for the entire transaction which is important especially when you are new to the home buying process. Joseph and the team were a complete pleasure to work with. I highly recommend him and wish there were more people in the industry with his knowledge base, social skills, patience, and sincere interest in helping his customers.

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ajaykumarrated5.0
4 yrs ago

I recently bought a new home and Joseph team helped me in funding the loan. Whole process was smooth and responses were prompt. As this is my first home, I had a lot of questions and the team was patient in answering all the questions. The team is knowledgeable and had a good experience in the field. Thank You Joseph and team for all the help. I highly recommend for anyone who is looking for home financing :)

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Alex Prated5.0
4 yrs ago

Joseph and team are very professional, dedicated and provides great rates. He and his team were extremely helpful and supportive throughout the process. They extensively worked with my builder, Escrow team and the lender so that we could close our home on time. We will recommend Joseph Chacko to anyone who is looking for a home loan!

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Faisal Rashidrated5.0
4 yrs ago

We had an incredible experience working with Joseph. From the start, Joseph was engaged to understand how he could meet our home financing needs and how he can make the process as smooth as possible. As a first-time homebuyer, Joseph exceeded our expectations, and would highly recommend Joseph and his team!!

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R Erated5.0
4 yrs ago

Joseph and Martha worked very fast with the information I gave them. All forms online, all signatures are digital. Really, the fastest I have seen during these busy times. Not to mention very friendly and looking out for best options and lowest interest rates. Will definitely use them again.

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Nirmal R.rated5.0
4 yrs ago

Smooth Painless Process with Amazing team !! Joseph and his team are true professionals. As a first-time home buyer I had tons of questions and concerns about almost everything. But as soon as I spoke with Joseph, my worries were gone and all my queries were appropriately answered. Joseph and the team were very helpful and answered all my questions until I was satisfied that I understood everything. The process was smooth, and I felt like I had their support for the entire transaction which is important especially when you are new to the home buying process. Joseph and the team were a complete pleasure to work with. I highly recommend him and wish there were more people in the industry with his knowledge base, social skills, patience, and sincere interest in helping his customers.

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Ajay Kumar C.rated5.0
4 yrs ago

I recently bought a new home and Joseph team helped me in funding the loan. Whole process was smooth and responses were prompt. As this is my first home, I had a lot of questions and the team was patient in answering all the questions. The team is knowledgeable and had a good experience in the field. Thank You Joseph and team for all the help. I highly recommend for anyone who is looking for home financing :)

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Dewei T.rated5.0
4 yrs ago

Joseph just helped me to refinance my house. He has a very efficient system and streamline procedure to process, from listing the needed documents, uploading and reviewing, checking additional documents, to signing offs. I think the needed list is generic but also specific, and not overly required. He dropped a few reminders, timely, just-in-time to keep the flow going smoothly. He is clear on the rate, terms, cost, and delivered as he promised. It was a good experience for me.

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Elizabeth M.rated5.0
4 yrs ago

I had a great experience working with Mr. Joseph on my home refinance. Joseph and his team made the entire process very easy. They are very professional. Highly recommend Joseph for your home refinancing needs.

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Jija T.rated5.0
4 yrs ago

Joseph and team helped us multiple times for refinancing and for the mortgage for new purchase. he provided pre approval quickly, processed loan fast. I highly recommend Joseph for any mortgage or refinancing requirement

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Faisal R.rated5.0
4 yrs ago

We had an incredible experience working with Joseph. From the start, Joseph was engaged to understand how he could meet our home financing needs and how he can make the process as smooth as possible. As a first-time homebuyer, Joseph exceeded our expectations, and would highly recommend Joseph and his team!!

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Kalpana T. San Francisco, CArated5.0
4 yrs ago

C2 Financial corporation is our go-to place for mortgage refi. We just finished refinancing with them once again and as usual, the process was seamless. We recommend Joseph and his team for mortgage solutions!!

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Martin M. Far North Dallas, Dallas, TXrated5.0
4 yrs ago

Great service ,rates and prompt response from everyone in the team

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Prajas J. San Diego, CArated5.0
4 yrs ago

C2 Financial is definitely a go to resort for Mortgage loans.They helped me speed up my loan process by proactively collecting all the required documents and suggested ways to lock the best interest deal available in the market. They did clarify all my questions making it relatively easier for me to make my decision about the loan! Highly recommend them ! Thank you guys for your amazing service!

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Syed N. Canyon Country, Canyon Country, CArated5.0
4 yrs ago

I have just refinanced my house through Joseph. He was extremely professional and helpful. He gave me the best rates possible and close the loan in the shortest time possible. I highly recommend him. The Amazing thing about him, that he was extremely visible and guided me for the best available option.

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Ann Merin P. Palo Alto, CArated5.0
4 yrs ago

I worked with Joseph and the team for my first home and it was a wonderful experience. As a first homeowner, I had many doubts and did not know what to do and how things are working out. Joseph could help me with all the questions I had and the support from the team made the process really easy. He also helped me to get the best interest rate. Thank you, Joseph and Team

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Navin S. Fremont, CArated5.0
4 yrs ago

Joseph and team were an absolute pleasure to work with. They were very responsive, diligent, communicated more than needed and fast w.r.t to processing our mortgage loan needs. Joseph was always available to take my calls and ensured that the entire process went through w/o a hitch. This is my fourth home and I have to say that this has my best experience so far. I highly recommend Joseph and team.

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Faisal from San Diego, CArated5.0
4 yrs ago

Excellent service! was referred to Joseph by a friend of mine. I had a fabulous experience working with Mr. Joseph Chacko on my home refinance. The rate was the best in the market and Joseph and his team made the entire process a very seamless experience. Highly recommend Joseph for your home loan or refinancing needs!

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P John from San Diego, CArated5.0
4 yrs ago

C2 Financial is definitely a go to resort for Mortgage loans.They helped me speed up my loan process by proactively collecting all the required documents and suggested ways to lock the best interest deal available in the market. They did clarify all my questions making it relatively easier for me to make my decision about the loan! Highly recommend them ! Thank you guys for your amazing service!

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Lija Jose from Wylie, TXrated5.0
4 yrs ago

Closed on time on our new house. Closed on time on our new house. It was a smooth process. Promptly asked for supporting documents and followed through explaining all steps and what to expect.

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Suresh A from San Diego, CArated5.0
4 yrs ago

Great work Joseph Chacko It was really great working with Joseph Chacko. Just a Phone call, and he will set the ball rolling, provide options/best rates available at that instance, and seamlessly helps close the financing. I have always relied on Joseph for anything related to financing/refinancing. Rest assured, your only task apart from providing the necessary doc's is to sign the Loan in front of Notary!!. Joseph has a good knowledge about several things that you can seek help too...Smooth and perfect.

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User, from San Jose, CArated5.0
4 yrs ago

Right person to approach He was good and helped me a lot throughout the process. got the best interest percentage too. He and his team worked hard to close the loan before time.

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Riju Rajan from Spring, TXrated5.0
4 yrs ago

Great Service & Prompt response! We recently worked with Joseph to refinance our house, Both Joseph and his team are very professional and responsive throughout the process. He was able to lock a good rate for us and close it on time. We appreciate for their dedication and commitment to help others and looking forward to work with them in future. we highly recommend Joseph and his company to others. Thank you!

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Cibin from San Diego, CArated5.0
4 yrs ago

Smooth and easy refinancing! Joseph Chacko gave me the best rates around and their customer service is exceptional! In fact whenever there is a change in interest rate he usually inform me about it. Joseph Chacko and his team are professional, charming, and I always felt they were on my side to get the loan done quickly and favorably to me. I have used their service for refinancing my home more than once and I am very happy. Their quotes are honest and their fees upfront.Refinance was completed quickly within 3 weeks. They were very responsive and answered all questions. Very pleased with overall experience.You won't be disappointed to use them.

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Annie P.rated5.0
4 yrs ago

We recently refinanced our home loan and Joseph helped us sail through the process smoothly...we did have a lot of questions and concerns and repeatedly called Joseph...But he was very supportive and clarified all our questions...He is also very knowledgeable and gives his best to all his clients...very happy to work with him...And I would definitely recommend him for anyone looking for financing...

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Shyamal R.rated5.0
4 yrs ago

I recently closed on a realestate loan. Joseph and team were simply perfect partners in the transaction. He was able to provide be the best rates, was super responsive throughout, was able to close on an aggressive timeline and was always available for consultation on various aspects of financing. Highly recommend.

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Li J.rated5.0
4 yrs ago

I was referred to Joseph by one of my close friends, He had a Can do attitude for every situation I raised and helped me navigate through the process with confidence. He was able to get my load approved way before I was ready, a rarety these days. Will work with him for any mortgage needs going forward.

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Bushan N.rated5.0
4 yrs ago

Joseph and the team are super awesome, they make the entire home buying experience look easy. The entire team is always there to help you and guide you through the process. Highly recommend Joseph for anyone out there looking for a Home !!

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Reggie K.rated5.0
4 yrs ago

It was fast and he kept his word. Great support team and I've already recommended to family and friends.

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Biju K.rated5.0
4 yrs ago

Great experience working with C2 Finance & Joseph Chacko for my Home mortgage refinance.

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Jaison J.rated5.0
4 yrs ago

I have worked with Joseph Chacko for refinancing my home loan. I got everything done lightning fast, less than 15 days to close the loan. Joseph and his team are professional and knowledgeable. The whole process was pretty smooth and nice. Thanks to Joseph and the team. I highly recommend Joseph and the team for any mortgage loans.

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Sankalp S.rated5.0
4 yrs ago

The team was very responsive and helping answer all questions along the way. They were able to close the loan in the stipulated time. Very happy with the service and highly recommended

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Suraj I.rated5.0
4 yrs ago

I worked with Joseph and team for a refi process for my house in WA. I was initially not sure how it would work when Joseph's team was stationed in CA, but to my surprise, the whole case was handled pretty smooth and nice. Joseph gave us a good deal and ensured all processes were taken care of while helping us dive deep on numbers well. I recommend Joseph and team for any refi/ new loans.

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George T.rated5.0
4 yrs ago

I enjoyed working with Joseph and his team for my home loan. The entire process was fast and smooth. I look forward to work with this team in the future. I received best interest rate with minimum loan cost. The professionalism of the entire staff was remarkable.

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Bikash K.rated5.0
4 yrs ago

I had the pleasure of working with Joseph for refinacing my primary home. Joseph offered me a great 30Yrs fixed mortage rate with zero closing cost. I did shop around bit no one came close to Joseph's rate. Whole re-fi process was smooth ... Joseph is very honest, professional, and quick to respond to questions. I want to thank my friends who referred Joseph to me. I recommend Joseph for your financing needs.

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Vamsi K.rated5.0
4 yrs ago

I have worked with Joseph for my loan refinance. He is prompt and patient to answer all my questions. He keeps track of the rates and lock in for the best available rate. Happy to work with him again

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Jo M.rated5.0
4 yrs ago

Mr. Joseph, Ms. Tina and their entire team have been extremely professional during every aspects of loan processing for our new home purchase on March 23, 2021. Mr. Joseph has an outstanding skill of clearing your doubts in simple language without bombarding you with all the technical jargons. Based on my experience, I would strongly recommend him and his team for all home buyers who are looking for suitable home loan.

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Dils N.rated5.0
4 yrs ago

We had a great experience with Joseph and team for our first home buying. Our realtor recommended us and we had a smooth loan approval and processing through Joseph and his team including Martha. Joseph helped us to get the lowest rate in the market through his extensive network and guided us though the process. Also, Joseph and Martha helped us to close without delay.

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Irudaya X.rated5.0
4 yrs ago

I have refinanced with Mr.Joseph Chacko more than a couple of times and I have had the best service and rate. He and his team are very organized and on target all the time. I have really enjoyed working with them. Wish you the very best Mr. Joseph and team.

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Trusty J.rated5.0
4 yrs ago

It was a breeze to work with Mr.Joseph Chacko in a process of buying a house in Rocklin, CA. He is the best...

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lj_rr from Georgetown, TXrated5.0
4 yrs ago

I was referred to Joseph by one of my close friends, He had a Can do attitude for every situation I raised and helped me navigate through the process with confidence. He was able to get my load approved way before I was ready, a rarety these days. Will work with him for any mortgage needs going forward.

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Raj Prabhu from San Diego, CArated5.0
4 yrs ago

“Joseph and his team at C2 Financial Corp were amazing from the loan pre-approval stage to the loan closing stage. They were very prompt in clearing my questions and concerns at various stages of the loan process. I approached four other mortgage lenders and Joseph’s team managed to give me the best rate. I recommend him for prospective home buyers. Thank you, Joseph and his team!”

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Nagendra Balachandra from San Marcos, CArated5.0
4 yrs ago

Joseph is awesome made the entire process look very simple. Both myself and my wife enjoyed working with Joseph’s team. We highly recommend this to anyone looking for their next home

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Karthik Madathil from Phoenix, AZrated5.0
4 yrs ago

Joseph and team helped me close a home loan on time. They communicated effectively to resolve any questions and worked with me to address my questions and concerns. The process completed on time and efficiently.

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zuser201403132359325 from Irvine, CArated5.0
4 yrs ago

I have worked with Joseph Chacko for refinancing my home loan. I got everything done lightning fast, less than 15 days to close the loan. Joseph and his team are professional and knowledgeable. The whole process was pretty smooth and nice. Thanks to Joseph and the team. I highly recommend Joseph and the team for any mortgage loans.

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zuser201407141125311 from San Jose, CArated5.0
4 yrs ago

The team was very responsive and helping answer all questions along the way. They were able to close the loan in the stipulated time. Very happy with the service and highly recommended

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George Thomas from Tehachapi, CArated5.0
4 yrs ago

Best interest rate, Quick response above all excellent professionalism. The entire loan process was very smooth and fast. I enjoyed working with Joseph and his office staff from the beginning till the end. I appreciate everyone and look forward to work with them in the future.

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laddan h from San Diego, CArated5.0
4 yrs ago

I have worked with Joseph for a long time, from purchasing my home and also several mortgage refinance. He is very competent, he talks you out of bad options and always evaluates/ brings you better option. I have referred him to family and friends and will continue to do so :)

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SHazra from Oakland, CArated5.0
4 yrs ago

We had an amazingly smooth and successful experience working with Joseph in the last few years We have done mortgage financing and refinancing 3 times with him so far. Two main things I would like to point out . 1) We were taken care of with the best rates the market had to offer, everytime. I always compare the rate from other sources. But each time, he gave me the best rate 2) With him, the whole process gets completed on time or before time. Refinancing is not fun but they made it very painless. He is highly knowledgeable in his field and has many years of experience. I highly recommend him

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Vineet T. from San Diego, CArated5.0
4 yrs ago

It is the question of having peace of mind for 30 yrs. on something you call ‘home’. Like most of us, I shopped around for a good rate and to find someone that you feel comfortable in sharing the details of your finances that generally spills into your personal life stories. This later piece is not often spoken about in the mortgage process but is such a crucial piece of the equation – to feel comfortable which further leads to trust and more importantly, peace of mind. Joseph Chacko came highly recommended by my very close family friend. From my first call with him, it was very evident that Joseph was very knowledgeable and had the pulse of the market. Instead of fitting a client into a mortgage plan, I found out that he listens to you, understands your financial situation, and then finds financial solutions that best fit you. This was very unique in my experience with him. He is highly responsive with his follow-ups. Also, did I mention that he found the lowest rate amongst all the mortgage people I approached! Joseph and his team made the process so easy and personal. They were so efficient that the closing on my home happened 10 days prior to the due date. I am so grateful to Joseph and his team for helping me buy a house that I call ‘home’ now. It is my privilege to recommend Joseph Chacko for all your mortgage needs!

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sanjana from San Diego, CArated5.0
4 yrs ago

Joseph is absolutely wonderful to work with! Joseph was so helpful, knowledgeable, knows what is best for his clients, and always available to answer all our queries. Joseph showed great patience explaining the intricacies involved with the loan process and answering our questions in a clear and concise manner. We were happy the way the whole process went. We would highly recommend Joseph as your next lender :)

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Kranthi Kumar from San Diego, CArated5.0
4 yrs ago

It was a great and smooth experience. He and his team dealt the whole thing in pure professional manner and explained all the aspects cleanly and neatly. They were also very fast in handling my case and closing things. Definitely will go to them on any day anytime. Overall it was a great experience

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Balaji Kannan from San Diego, CArated5.0
4 yrs ago

I really had a great experience working with Joseph. He was very informative and provided the best refinancing experience possible. I recommend Joseph and will work with him in the future as well

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Sreetha & Sujeet from San Diego, CArated5.0
4 yrs ago

We worked with Joseph Chacko for selling our old house and buying a house. Joseph got us the best interest rates we could get for the mortgage of the new house, and guided us through the entire process of selling and buying. He and his team worked with us closely and were available to answer any questions we had. We would highly recommend Joseph and Team for new loan or refinancing needs. Thank you.

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Shah Reza from San Diego, CArated5.0
4 yrs ago

I have been working with Joseph over the last 12 years. I have done at least 3 purchases and several refi with him. Joseph and his team are very knowledgeable about the process and prompt to respond. They have a very can do attitude. I appreciate the fact that he monitors the market and if there is a better rate available he reaches out to his client base. I wish him and his team all the best.

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Ajish from Issaquah, WArated5.0
4 yrs ago

“We worked with Joseph Chacko and JCLending team with the purchase of our new home in Washington. We were thoroughly impressed with all aspects of the service we got from the JCLending team . This was our second home buying experience with the JCLending team. Their thoroughness, timely communications and transparency made the entire lending process so smooth. From the pre-approval, through closing, they made every step as easy and stress-free as possible. They also worked hard to get us the best possible rate. We will definitely work with them again and we highly recommend JCLending team!

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Dils. N from San Diego, CArated5.0
4 yrs ago

We had a great experience with Joseph and team for our first home buying. Our realtor recommended us and we had a smooth loan approval and processing through Joseph and his team including Martha. Joseph helped us to get the lowest rate in the market through his extensive network and guided us though the process. Also, Joseph and Martha helped us to close without delay.

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Padmakumar from Roseville, CArated5.0
4 yrs ago

I worked with Joseph Chacko - C2 Financial Corporation for My mortgage refinancing . They were extremely helpful and knowledgeable especially Joseph and Malini whom I worked the most. I am happy with the services provided by them and fully satisfied with their automated approval system they have for eligibility processing. Great work Joseph and team.

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Sunny from San Diego, CArated5.0
4 yrs ago

Mr. Joseph is a well accomplished loan officer. He was very prompt and professional. During our first conversation, he explained every option that was available to me and extended his expertise beyond the scope of the business deal. I strongly believe that he provided me the best interest rate which other lenders can’t come closer to the same. He is a bright, intelligent, customer-oriented mortgage professional offering great service and rates. I am very proud to recommend Mr. Joseph as your next loan officer and I strongly suggest contacting Mr. Joseph for your best rate. Thanks Joseph for the great help!!

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Abhi from Maple Valley, WArated5.0
4 yrs ago

I highly recommend Joseph for your mortgage loan needs. He closely worked with me from pre-approval to all the way to closing and later. He was able to beat all competitive quotes I received from other lenders. He personally prepared me with right advises upfront - with timely follow ups when my responses were not fast enough. At any given time he made sure I had whatever documents/details needed by the lender immediately and at the next stages. He is the single reason my loan got processed and closed on time. Thank you Joseph for all the support you provided in spite of me making your job harder than required in my case!!!

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Biju S from Lake Zurich, ILrated5.0
4 yrs ago

We were buying a new home in Chicago, IL and was shopping around locally for a mortgage lender, then I remembered Joseph and gave him a call. We got the best rates with lender credits, opting for 7 yr ARM as Joseph suggested. Joseph helped us through-out the process and and the jumbo loan closed in less than a month. Highly recommend!

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txc15 from La Canada Flintridge, CArated5.0
4 yrs ago

Absolutely outstanding service from Joseph! Joseph took the time to understand our needs and assess our asset profile to get us the best interest rate available. The closing process was also smooth and on time. We were referred to Joseph and will highly recommend him to our family and friends!

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jbiraju from Gilbert, AZrated5.0
4 yrs ago

Was helpful, knowledgeable and good to work with. I was a first time home owner and had of questions and he was able to answer all my questions. He gave me multiple options and explained all the options in details.

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pranshu74 from San Diego, CArated5.0
4 yrs ago

Mr Joseph Chacko showed exceptional customer care during the whole process. He made himself available whenever needed. He never would misguide you, he is very professional. He was able to close the loan very quickly and I would highly recommend him!!!

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VENKAT SUNKU from San Diego, CArated5.0
4 yrs ago

Excellent!! Not thought of second person when it comes to Joseph. Really worked hard since day one for loan approval and explained all the pros and cons. I highly recommend him if anyone seeking for mortgage loan.

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Nagakiran from Sammamish, WArated5.0
4 yrs ago

Wonderful person with tons of patience. As a first time home buyer we had lot of questions which were answered in detail. He was so friendly and reachable through out the process. I would recommend Joesph for everyone.

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tijuthomas from Anaheim, CArated5.0
4 yrs ago

Joseph made things happen for me. Got me the best interest rate on the market and even was able to get some credits for me allowing me to have low closing costs. Worked with me to secure the loan for my new home. Was easy to contact and always got back to me if I had any questions. I would highly recommend Joseph for your loan needs!

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Shah R.rated5.0
4 yrs ago

I have been working with Joseph over the last 12 years. I have done at least 3 purchases and several refi with him. Joseph and his team are very knowledgeable about the process and prompt to respond. They have a very can do attitude. I appreciate the fact that he monitors the market and if there is a better rate available he reaches out to his client base. I wish him and his team all the best.

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George T.rated5.0
4 yrs ago

I enjoyed working with Joseph and his team for my home loan. The entire process was fast and smooth. I look forward to work with this team in the future. I received best interest rate with minimum loan cost. The professionalism of the entire staff was remarkable.

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G - P B.rated5.0
4 yrs ago

We worked with Joseph and his mortgage processors, especially Martha O., on what seemed to be a straightforward mortgage. Things didn't pan out as expected and we soon ran into some strong headwinds. Joseph and Martha helped us out, guiding us through the process and ensuring we closed on time. We're especially thankful to Joseph for providing critical insight and wisdom on the mortgage process and various products on offer. Overall, it was a great experience working with Joseph, and would definitely recommend to our friends and family.

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Puru P.rated5.0
4 yrs ago

I have worked with Joseph recently. His loan processing skills and the way he answers all of your question is amazing. He answered all my questions and more questions. He also suggested me better options and other options in terms of the rates and what's better/economical etc. He ran numbers for me all the time. He is very helpful and I would recommend him again and again. Very approachable, knowledgeable and practical! He is a good resource in terms of buying new properties and investing in real estate. Thank you Joseph for all your help and support. I am looking forward to work with you in future.

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Chintan S.rated5.0
4 yrs ago

I have worked with Joseph for loan processing during purchase of 2 houses and couple of loan refinancing in the interim. He and his team are professional, respond quickly and walk through the process. I have called him multiple times during off hours and he has kind enough to answer my questions/concerns. He has been providing zero cost financing and refinancing(true zero closing costs) and best rates in the market. I would highly recommend Joseph for any home loan financing/refinance. Thank you Joseph for all your help and hope to continue working with you in the future.

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Binoy A.rated5.0
4 yrs ago

Joesph and Team were the best I have worked with. Closing my loan in less than a month and making sure I get a great rate, can't ask for much more. Martha O. processed my loan deserves praise too for a job well done. I highly recommended this great team. Thank you so much Joseph and Team.

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Saj A.rated5.0
4 yrs ago

I had the pleasure of working with Joseph multiple times for my home and rental properties. He is very honest, professional, and quick to respond to questions. He was always able to find me the best possible interest rates, as well as able to close in record time. There was one situation with a rental property when he had to bent over backwards to finance the property due to some complications, but he worked diligently to make sure it happened in time. Many times, he proactively contacted me when the lower interest rates presented an opportunity, and I'm glad to have done business with him. I recommend Joseph for your financing needs.

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Ambili N.rated5.0
4 yrs ago

I had a fabulous experience working with Mr. Joseph Chacko for my home loan. I got the best rate possible in the market and he walked me through the entire mortgage loan process professionally and efficiently. I want to thank my friends who referred Mr. Chacko to me.

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Sumesh M.rated5.0
4 yrs ago

Joseph has been our loan advisor for more than 7 years now. We have our 2 home loans done through him and 4 refi done on those loans. Every time he proactively calls me when there's an interest rate drop or better package available to refinance our loans. He gives honest advice based on the prevailing market conditions, loan amount, and credit history. Also gives suggestions on how to improve credit score, increase equity, wait or grab opportunity etc. He could substantially lower our mortgage payments by refinancing at right time and by doing a combination of things like reducing loan terms, removing PMI etc. Joseph was able to make the entire process easy, especially for someone like me who doesn't really follow the housing market or financial fluctuations.

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Laddan h.rated5.0
4 yrs ago

I have worked with Joseph for a long time, from purchasing my home and also several loan modification. He is very competent, he talks you out of bad options and always evaluates/ brings you better option. I have referred him to family and friends and will continue to do so :)

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Saswati H.rated5.0
4 yrs ago

We had an amazingly smooth and successful experience working with Joseph in the last few years We have done mortgage financing and refinancing 3 times with him so far. Two main things I would like to point out . 1) We were taken care of with the best rates the market had to offer, everytime. I always compare the rate from other sources. But each time, he gave me the best rate 2) With him, the whole process gets completed on time or before time. Refinancing is not fun but they made it very painless. He is highly knowledgeable in his field and has many years of experience. I highly recommend him

V
Vineet T.rated5.0
4 yrs ago

It is the question of having peace of mind for 30 yrs. on something you call 'home'. Like most of us, I shopped around for a good rate and to find someone that you feel comfortable in sharing the details of your finances that generally spills into your personal life stories. This later piece is not often spoken about in the mortgage process but is such a crucial piece of the equation - to feel comfortable which further leads to trust and more importantly, peace of mind. Joseph Chacko came highly recommended by my very close family friend. From my first call with him, it was very evident that Joseph was very knowledgeable and had the pulse of the market. Instead of fitting a client into a mortgage plan, I found out that he listens to you, understands your financial situation, and then finds financial solutions that best fit you. This was very unique in my experience with him. He is highly responsive with his follow-ups. Also, did I mention that he found the lowest rate amongst all the mortgage people I approached! Joseph and his team made the process so easy and personal. They were so efficient that the closing on my home happened 10 days prior to the due date. I am so grateful to Joseph and his team for helping me buy a house that I call 'home' now. It is my privilege to recommend Joseph Chacko for your mortgage needs!

M
Mrudul S.rated5.0
4 yrs ago

Recently refinanced by house through C2 Finance. It was an amazing experience working with Joseph and his team. Everything was done in a short period of time, their knowledge about the process, and attention to details was wonderful. I highly recommend this team.

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Sanjana B.rated5.0
4 yrs ago

Joseph is absolutely wonderful to work with! Joseph was so helpful, knowledgeable, knows what is best for his clients, and always available to answer all our queries. Joseph showed great patience explaining the intricacies involved with the loan process and answering our questions in a clear and concise manner. We were happy the way the whole process went. We would highly recommend Joseph as your next lender :)

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Vivek V.rated5.0
4 yrs ago

Joesph and his team were very helpful in finding me the best possible lender and rates in the current market.

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Kranthi K.rated5.0
4 yrs ago

It was a great and smooth experience. He and his team dealt the whole thing in pure professional manner and explained all the aspects cleanly and neat. There were also very fast in handling my case. Definitely will go to them anytime. Overall it was a great experience

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Asha C.rated5.0
4 yrs ago

I have known Joseph & Martha for last 8 years, they are professional and knowledgeable in finance. They have helped me with multiple lending and refinances. Joseph has always managed to find the best inerest rate and zero cost deals . In terms of lending documentation requiremnts - They handle underwriter and lender requests efficiently with less burden on the the buyer . Highly recommend their services.

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Cesar Grated5.0
4 yrs ago

Working with Joseph on processing my first home loan was a walk in the park. I tried going through other bigger loan institutions and they just weren't meeting my expectations and kept turning my down in some occasions. Joseph and his loan processor Martha did a great job at walking me through my financials and making sure that all my financials were in line. I must of called them 1000 times and they answered every single time. They are two very dedicated individuals that are willing to help anyone out. Without a doubt I HIGHLY recommend Joseph and Martha.

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Nithin Z.rated5.0
4 yrs ago

Worked with Joseph and team for mortgage processing and it was a pleasant and stress free experience. Guided us through the process and helped us get the best rate. All processing was done well in advance of closing.

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Ameya T.rated5.0
4 yrs ago

Joseph and his team and true professionals. He made the refinancing for my home a very smooth and easy. He knows the space in and out and will provide you with great advice and guidance to get you be the best rates possible. He and his team are super responsive and are always available to answer any questions. He will set the right expectations so you know what to expect. He is clear in his communication and very systematic in his approach. There are no surprises and for me he was also able to give zero closing cost as well. It was a pleasure working with Joseph.

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Rajamurugan M.rated5.0
4 yrs ago

Joseph and team got me the mortgage loan with lower interest rates that I couldn't get it from popular mortgage lenders. He did my refinancing with 0% closing costs which is really awesome.

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Sujeet K.rated5.0
4 yrs ago

We worked with Joseph Chacko for selling our old house and buying a house. Joseph got us the best interest rates we could get for the mortgage of the new house, and guided us through the entire process of selling and buying. He and his team worked with us closely and were available to answer any questions we had. We would highly recommend Joseph and Team for new loan or refinancing needs. Thank you. Sujeet & Sreetha

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Bikash K.rated5.0
4 yrs ago

I had the pleasure of working with Joseph for refinacing my primary home. Joseph offered me a great 30Yrs fixed mortage rate with zero closing cost. I did shop around bit no one came close to Joseph's rate. Whole re-fi process was smooth ... Joseph is very honest, professional, and quick to respond to questions. I want to thank my friends who referred Joseph to me. I recommend Joseph for your financing needs.

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Ajish R.rated5.0
4 yrs ago

We worked with Joseph Chacko and JCLending team with the purchase of our new home in Washington. We were thoroughly impressed with all aspects of the service we got from the JCLending team. This was our second home buying experience with the JCLending team. Their thoroughness, timely communications and transparency made the entire lending process so smooth. From the pre-approval, through closing, they made every step as easy and stress-free as possible. They also worked hard to get us the best possible rate. We will definitely work with them again and we highly recommend JCLending team!

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Vamsi K.rated5.0
4 yrs ago

I have worked with Joseph for my loan refinance. He is prompt and patient to answer all my questions. He keeps track of the rates and lock in for the best available rate. Happy to work with him again

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Jo M.rated5.0
4 yrs ago

Mr. Joseph, Ms. Tina and their entire team have been extremely professional during every aspects of loan processing for our new home purchase on March 23, 2021. Mr. Joseph has an outstanding skill of clearing your doubts in simple language without bombarding you with all the technical jargons. Based on my experience, I would strongly recommend him and his team for all home buyers who are looking for suitable home loan.

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Dils N.rated5.0
4 yrs ago

We had a great experience with Joseph and team for our first home buying. Our realtor recommended us and we had a smooth loan approval and processing through Joseph and his team including Martha. Joseph helped us to get the lowest rate in the market through his extensive network and guided us though the process. Also, Joseph and Martha helped us to close without delay.

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coolrahul from San Diego, CArated5.0
6 yrs ago

I shopped around and Joseph gave me the best rates. Not only that, unlike my previous lender, Joseph explained to me in detail the entire process. He is very knowledgeable in this field and guides you through the entire process. He always responds promptly and patiently answers all your questions. I have recommended Joseph to many of my friends after my great experience.

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vinod balakrishna from Orangevale, CArated5.0
6 yrs ago

Extremely satisfied to work with someone who is keen to help and close the loan. Working with a knowledgeable mortgage consultant is an important step in home buying or refinancing process. Your unique needs and situations need to be addressed while looking for the best rates for a loan. Joseph Chacko got introduced to me as a reference from my friend who was happy with his refinancing needs. Now I am happy to refer him to all my friends with confidence that he can provide you with the best options out in the market. Thanks again for your service

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vinsys ren from Issaquah, WArated5.0
6 yrs ago

Joseph has helped me refinance my home twice at the best ever rate possible. I had a lot of queries as a new home owner and he patiently answered all my questions and clarified all my concerns with up-to-date and relevant information. He also proactively contacted me when the interest rates fell lower than my existing rates and successfully closed on the refinancing in minimum time. Truly recommend this guy. Very trustworthy and very knowledgeable. He knows what he is doing :-)

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prashant pandey11 from Phoenix, AZrated5.0
6 yrs ago

I had an awesome experience with Joseph and I have recommended him to all my friends and If I have any other opportunity in future I would only go to him for Home finance or refinance. He was very helpful and always treats you as a family member and makes sure you have complete information while you work with him. He is very honest and makes you have a WIN WIN deal. I am extremely satisfied with him and his professionalism. This is was my 2nd refinance after I bought the home 3.5 years back and this was the best deal, best experience and best team to work with. I strongly recommend him for any one who is looking for fiance the home or for refinance. Many Thanks to him to get me the best deal available at the time.

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George Devassy from Folsom, CArated5.0
6 yrs ago

It was a good experience with Joseph Chacko as he has exceeded the expectation on my refinance. He was really helpful on deciding the loans and other factors

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karakkattu from Mesa, AZrated5.0
6 yrs ago

He is the best in the industry. I refinance with him a couple of times he knows what he is doing I referred so many people to him they all were very happy.

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Mercy Alex from Los Angeles, CArated5.0
6 yrs ago

Joseph helped us with our initial home Purchase loan few years back and was happy to use his service again on our new home purchase we just closed. Joseph was initially referred to us by a family friend who availed his service and recommended to us that we reach out to him to get the best mortgage advise. I contacted him when I was ready for a loan preapproval, and he responded immediately even though it was past working hours. This was the type of service that my husband and I received throughout the process. Joseph took the time to break down the differences between different type of loan programs including FHA and conventional financing, and explained to us our options when it came to interest rates. Joseph presented me with several options and we discussed pros and cons of each. He was quick, thorough and good at explaining the loan process start to finish and updated us periodically. Both our homebuying experiences were seamless and flawless and they were by far the best experiences we have had to date with any person in the mortgage industry, Joseph is a true professional with extensive knowledge about the mortgage industry. He is thorough and responsive and no questions went unanswered and was timely in his responses as well. I would highly recommend Joseph Chacko to anyone looking for a home loan.

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annu ust from Sacramento, CArated5.0
6 yrs ago

We had a great experience refinancing with Joseph. What was exceptional about him was that there were no hidden costs and what he promised in the beginning was what was delivered. The closing process was smooth. He really knows what he is doing.He went through all the costs that were included in the mortgage and everything was transparent and fair. In fact he offered us better value that the current refinance options. Can't say it enough that he stuck to his words. Will surely recommend to our friends.

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tjgeorge7 from Phoenix, AZrated5.0
6 yrs ago

I have worked with Joseph Chacko three times in the past. The most recent one was for refinancing my current home. My experience working with Joseph Chacko was a pleasure. He was completely upfront about the costs and whether the refinance made sense financially. Joseph is a very nice person. He is honest, very reliable and is very concerned about his customers. I think he goes above and beyond his duties. I am very proud to recommend Joseph to anyone. I will not go anywhere else for mortgage financing.

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deeput0508 from San Diego, CArated5.0
6 yrs ago

Joseph was great in helping me through my home buying process. He is knowledgeable, responsive, and committed to ensuring his clients get the best product possible to suit their lending needs. He answered all my questions, made sure I understood all the processes.. I would highly recommend him to anyone looking for a great deal.

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suppandi061 from San Diego, CArated5.0
6 yrs ago

My experience with Joseph has been extremely good. He obtains the relevant information and walks you through the process systematically and professionally. Provides all the available options on the table based on your financial strength, credit-ratings, your pay-back preference, on the length of time you plan to own house and numerous other tangibles and intangibles. You can freely discuss the pros and cons for all the options and he helps you choose the right one for you and your family. He maintains contact even after the process to inform you about market rate fluctuations. Without his timely-information and guidance, I wouldnt have re-financed. Refinancing and the time at which it was done, has helped me save tens of thousands of dollars. Joseph's rates/options are typically the best but if there's some bank offering better options, Joseph manages to beat/match competitor's rates and at the same time provide you a better/smooth experience of your process. One of this strengths is he conveys information precisely and in a way you can understand. Never have i felt burdened by the technical terms used by most other lending officers that usually tends to confuse/convolute the picture. Joseph's communication is the best and also he is available all the time, outside office hours as well as weekends. I have never thought twice before calling him and he never even once complained. I strongly recommend consulting Joseph for your home mortgage/finance and you'll not regret. In summary: Joseph and all this team are very professional, competitive and provide you the best home-buying experience from financing stand-point.

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rverma75 from San Diego, CArated5.0
6 yrs ago

Joseph helped me on my somewhat complicated refinance where I was merging my two loans into one loan as part of refinance. With complicated tax returns over last two years, there was so much paperwork needed as part of my refinance. Joseph made the process so easy. He would even help type the documents and leaving me just to review and sign. Needless to say, Joseph gave me the best rates in the industry and made it completely zero cost to me. He was always available over phone and e-mail whenever I had any question throughout the process. I would highlight recommend Joseph to everyone – you would get the best rate, trustworthy professional and good friend for life!

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101selector from San Diego, CArated5.0
6 yrs ago

I personally know Joseph Chacko for last 12 years since 2005. Our business relationship started in 2007 when I started looking for a home just after being 2 years in US. I had NO clue about the process of buying a home just like many of us who are new in US but I wanted a home which we could afford. Joseph was very helpful and made sure that I was getting into something I could afford and appropriate. I can say that he is honest and makes you have all necessary information and questions answered before you finalize the deal. I was extremely satisfied with him and his professionalism. I strongly believe that when you are in a situation where you need help, it is better to have someone help you, who knows what he is doing and talking about. I consider Joseph Chacko as such a person and completely trust him. That is the reason I went back to him to refinance my house in Dec 2016 which was again an extremely great experience. For anyone looking for a great loan officer, I strongly recommend Joseph Chacko because I know he can help you to achieve your DREAM.

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mahaveerjain from San Diego, CArated5.0
6 yrs ago

Joseph has been extremely helpful in the entire Loan process, he was excellent in communication & could answer most of my queries. It was really easy to work with him, though process took little longer then expected but he could get me the best deal I needed.

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user4484161 from Escondido, CArated5.0
6 yrs ago

I have refinanced my house twice with Mr. Joseph Chacko and have referred him to several of my colleagues and friends ( who in turn were very happy to have dealt with him). He always gives good rates and above all...Zero closing costs (BIG savings). I would love to recommend him to more people.

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user6646804 from Chula Vista, CArated5.0
6 yrs ago

I have worked with Joseph for refinancing my house 3 times. He has always provided the best rates and no issues in closing. Closed always on time or before. i have recommended Joseph to multiple friends all of them always have a very good experience and thanked me for recommending Joseph.

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prince coer from San Diego, CArated5.0
6 yrs ago

I have done several refinances through Joseph. I have found Joseph to be very knowledgeable about mortgage industry. Joseph is always ready to explain things and provide detailed information, and answer any question you may have. Joseph is also very professional, prompt and responsive on phone calls and emails. Joseph also finds you best rates and looks out for his client's interest. I would highly recommend Joseph for any mortgage needs.

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dannies21 from Artesia, CArated5.0
6 yrs ago

Joseph was very friendly knowledgeable. He explained everything thoroughly and always calls me back promptly. He helped me with several loans over the past and I felt like he is pretty straight forward.

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Bharat Daga from San Diego, CArated5.0
6 yrs ago

Joseph is very knowledgeable, detailed and experienced. We have used his services multiple times (Purchases & Refinance). He answers all of our trivial questions about purchasing a home. The closing processes were always smooth. We highly recommend Joseph and his team.

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smashmahesh from San Diego, CArated5.0
6 yrs ago

Joseph has been a great lender. He is well aware of the overall loan process and very knowledgeable in loan and escrow process. I was fairly new to loan process and escrow, Joseph quickly displayed an ability to clear my understanding on loan process. During loan process, He was quick in providing any help and approachable on phone/mails. With his proactive work, we were able to close the escrow on time. I am very satisfied with his services and would definitely recommend him to my friends and colleagues.

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balaji cheyyar from San Diego, CArated5.0
6 yrs ago

Joseph is truly an expert and got us the best rates in the market. He's easy to reach and was very helpful in advising us when we were first time home buyer. He helped us understand all the processes involved in obtaining a loan and guided us in the right direction. Thanks, Joseph !!

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sitaram phx from Phoenix, AZrated5.0
6 yrs ago

I am first time home buyer with zero knowledge on the mortgage process. My friend referred me to Joseph, that's the big milestone in the loan process. Joseph explained me all the options in detail, patiently answered my silly questions and helped me in picking the optimal option for more savings (undoubtedly). He is extremely friendly with solid knowledge and available anytime to talk. He was with me throughout the loan process and closed swiftly. I strongly recommend you to Joseph (you do not need to waste your time on analysis, he will give you the best options, simply go with Joseph and save your hard-earned money) for your new purchase or refinance needs. I am looking forward to working with Joseph for my future mortgage needs.

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Dinse T Mathews from Phoenix, AZrated5.0
6 yrs ago

I got very good service from Joseph. There was some point in time during the loan process that I lost my hope in getting home and loan on time. Only because of Joseph involvement on time time and his valuable information removed all obstacles. I loved his friendly approach to explaining my questions and I recommend him to everyone in need

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keyurbhatt1978 from San Marcos, CArated5.0
6 yrs ago

I just did refi for my current house with Joseph and he did amazing job. There were few obstacles during the process but he and his team helped for everything and completed the process. I will definitely use his service in the future for any loan-related work

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theeverlastingstar from San Diego, CArated5.0
6 yrs ago

Excellent team of professionals. Loan was clear to close quickly and communication was excellent. He not only made the process smooth but he gave great wisdom and advice which was appreciated. He was also on top of things and kept us in the loop with everything and always responded right away. Most importantly, his rates are consistently competitive or better, and the service his team provides is extremely fast and friendly. We would HIGHLY recommend.

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iq khan from San Diego, CArated5.0
6 yrs ago

We had awesome experience in closing the Loan with Joseph . He recommend changes which helped us save upon the closing interest. Provided us with great rate and handled all the paperwork with ease.

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raj pitchaimani from San Diego, CArated5.0
6 yrs ago

I used Joseph several times in the past for our refinancing needs. Honest, reliable and quick. All our refinancing were done in a timely fashion. You do everything electronically with him and you never have to go somewhere to sign papers. Just before closing, he will arrange for Notary to come to your place and get all the work done.

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Rajaji Ganesan from Simi Valley, CArated5.0
6 yrs ago

I have Used Joseph for two of my closings. On both instances process was really smooth and less painful. Got me the best rates possible and was always thinking what was best for me.

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sumesh1981 from Culver City, CArated5.0
6 yrs ago

Joseph has been our loan advisor for more than 7 years now. We have our 2 home loans done through him and 4 refi done on those loans. Every time he proactively calls me when there's an interest rate drop or better package available to refinance our loans. He gives honest advice based on the prevailing market conditions, loan amount, and credit history. Also gives suggestions on how to improve credit score, increase equity, wait or grab opportunity etc. He could substantially lower our mortgage payments by refinancing at right time and by doing a combination of things like reducing loan terms, removing PMI etc. Joseph was able to make the entire process easy, especially for someone like me who doesn't really follow the housing market or financial fluctuations.

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zengurume from Glendale, AZrated5.0
6 yrs ago

First of all, let me say that the service provided by Joseph was exceptional. With his help, I was able to explore the loan options that I have and was able to select the most affordable loan plan. He is always available to answer any questions regarding the loan and provided accurate information. When you have to make tough decisions about finance, such kind of assistance is essential the make the right choice. We were able to complete the entire process in a timely manner. Therefore I strongly recommend him for him for your mortgage needs.

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donalovin from Torrance, CArated5.0
6 yrs ago

Joseph Chacko processed multiple home refinance loans for us during the past few years. He is an experienced professional from start to finish and extremely competent and service oriented. Joseph has jumped through numerous hoops and overcome obstacles to close our loans. I would HIGHLY recommend him. He walked me through each step of the lending process and explained every single document. Thank you Joseph.

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abhivin from Escondido, CArated5.0
6 yrs ago

Joseph Chacko got me the best rate. I sent him all the documents by email and he made it very easy to refinance my loan with no closing cost! Thanks to Joseph Chacko.

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bms 8896 from Norwalk, CArated5.0
6 yrs ago

Me and my husband just bought a home. Joseph is an outstanding loan officer. Joseph has always explained things very well.He was patient and thorough answers to all our questions. The process was completed in the time promised and there were absolutely no surprises at settlement. He was just amazing!

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user05807210 from Chandler, AZrated5.0
6 yrs ago

I know joseph from 2014, since i bought the house in Arizona. He was helpfull all way in the mortgage process and also in the refinancing process later when i decided to refinance.

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user8764255 from San Diego, CArated5.0
6 yrs ago

Joseph Chacko and team helped with my refinance. Not only did he give me the best rate I could find, he also walked me through the loan information in detail so that I had no surprises at the end of the process. His team was also very quick in terms of closing. I highly recommend Joseph Chacko for your mortgage loan/refinance needs.

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Durga Lakshmi from Renton, WArated5.0
6 yrs ago

Joseph has been our lender twice, once for our house purchase and once for refinance on multiple properties. It was a pleasure to work with Joseph. We had a very strict timeline to close and we were heavily reliant on Joseph's commitment. He delivered exactly as promised and was easy to work with, responds to our calls and walked us through the entire process.

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user6891417 from Highland, CArated5.0
6 yrs ago

Joseph was tremendous in the service he provided when we went to him in need of a home loan for our new purchase. Everyone else told us that our situation would not allow us to purchase another home for our family and he was the only one out of many that said it could be done! Mr. Joseph’s hard work and dedication to our loan with honest professionalism paid off in the end and enabled us to get into our dream house. If anyone out there needs a real expert on the home loan process, Joseph Chacko is the person to talk to. Thanks so much for your effort in making our family’s dreams come true.

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shubhaiyengar from Scottsdale, AZrated5.0
6 yrs ago

We have worked with Joseph and his company for 3 years now and they are very forthright and helpful . He has always been honest and give us very good prices in the current market. Will definitely recommend him and his team to get the work done in a timely and fast manner.

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jesusjoysuresh from Chino, CArated5.0
6 yrs ago

He is very good and knowledgeable in his line of servive. This the second time we are using Joseph as our lender. He has walked us through every step efficiently. He has pointed us in the right direction. He has answered all the questions in a timely manner. We would recommend Joseph to anyone who is looking for a professional lender.

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Varghese Thomas from Bothell, WArated5.0
6 yrs ago

We had a great experience with our first home purchase. We were able to close in couple of weeks as we had an issue with the existing lender. We got the best rate and the closing costs were lower than expected. Highly recommend Joseph. Thank you!

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Vinil Cheeramvelil from Folsom, CArated5.0
6 yrs ago

Working with this team was a real effortless process. They clearly outlined the documents that I needed. If they were waiting for paperwork or other things from me, they would let me know by email immediately and then follow up with a call if I did not respond to make sure that I did not miss the email. Compared to all the rates that I have ever been able to find including the ones listed on other popular mortgage rate comparison websites, I got a better deal through Joseph. Closing was a breeze. He was up-front with all the options available for my situation and in cases that did not benefit me, he clearly called those out.

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lijupaul007 from Peoria, AZrated5.0
6 yrs ago

Joseph Chacko was very helpful in the process of our home purchase. He was considerate and really listened and helped make the process go smoothly. He also proactively contacted me when the interest rates fell lower than my existing rates and successfully closed on the refinancing in minimum time.

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user3777550 from San Diego, CArated5.0
6 yrs ago

Joseph is professional and honest, he helped choose the right mortgage refinance plan and best interest rate based on my financial status, maintained transparency and accuracy all through the refinance process and ensured to close the loan on time. I highly recommend his service (:-))

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home2denny from Irvine, CArated5.0
6 yrs ago

As a first time homebuyer, Joseph helped me in understanding the mortgage process and offered different options for loans. He responded to my questions on time and was very comfortable working with him. He will make sure all the documents are done on time in order to close the loan on time. Any questions or doubts, he will explain to you patiently every aspect of it. I was extremely happy having him as my lender and I would highly recommend him to people who are shopping for a lender.

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R harikrishnan r from San Diego, CArated5.0
6 yrs ago

Started working with Mr Joseph an year back . Especially as a new home buyer and having no idea about the whole process he was extremely courteous , never pushy, gave a lot of great advise and recommendations . He was also very responsive and timely whenever I needed him to be. The loan process was a cake walk with him and he and the team got it done in under 3 weeks . To top it all we were provided a very competitive rate and the costs were kept to a minimum. What more could you have asked for ? . I would highly recommend you choosing Mr Joseph for your lending needs without a second thought.

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sandrashrine from Oak Park, CArated5.0
6 yrs ago

We worked with Joseph on our home mortgage refinance. Joseph was transparent and courteous in our dealings and patiently answered all the questions/concerns we had during the entire process. There were few hiccups along the way, but we were able to close the refinance on time and to our satisfaction. We were able to combine our primary mortgage and HELOC to a single mortgage with a much better interest rate and with no closing cost.

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biju S from Rancho Cordova, CArated5.0
6 yrs ago

Joseph and team helped us through the entire mortgage process, they were quick in their response to any of our questions/concerns and guided us through the process.

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puru patil from San Diego, CArated5.0
6 yrs ago

The lender was great and helped me answer all my questions. Also processed a loan in a really short time - we all were amazed. I will prefer this one next time.

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Saji Alex from La Verne, CArated5.0
6 yrs ago

I had the pleasure of working with Joseph multiple times for my home and rental properties. He is very honest, professional, and quick to respond to questions. He was always able to find me the best possible interest rates, as well as able to close in record time. There was one situation with a rental property when he had to bend over backward to finance the property due to some complications, but he worked diligently to make sure it happened in time. Many times, he proactively contacted me when the lower interest rates presented an opportunity, and I'm glad to have done business with him. I recommend Joseph for your financing needs.

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Prachi Gautham from Oceanside, CArated5.0
6 yrs ago

We ran into a tricky situation with the out mortgage which was correctly identified by Joseph and guided us appropriately. We got a great rate through Joseph and did not charge anything over superfluous expenses during the mortgage. He was very prompt in communication. He and his team helped us land our first home. We would definitely recommend working with C2 and Joseph for mortgage loans.

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H Grewal from Corona, CArated5.0
6 yrs ago

Joseph and his team helped me refinance a property and their service was very professional. The process was very streamlined and efficient. His products were very competitive as compared to other lenders. Very pleased with the outcome.

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Prompt Service and Gets you the best deal possiblerated5.0
6 yrs ago

Joseph has been a pleasure to work with throughout the loan process. He has always been very prompt and quick in providing any necessary support from pre-approval letters all the way to closing. He even provided me a desktop underwriting approval to make my case stronger with the sellers and be more competitive among so many buyers in this market. He also spoke to the property’s listing agent and gave them confidence about my ability to get the mortgage which really helped me get the property among all the offers. He also works fast on closing the property and worked with multiple lenders to get me the best rate and lowest possible closing costs especially since I went for a piggg back loan on top of my primary mortgage. Overall I’m very satisfied with Joseph’s service and would highly recommend him to anybody looking for a genuine and trustworthy mortgage broker.

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Rajanala Shiva from San Diego, CArated5.0
6 yrs ago

I was referred to Joseph Chacko by one of my friends and I feel that is one of the best things happened in my home purchasing experience. As a first time home buyer, Joseph helped me in understanding the mortgage process and took extra care to make sure I understand everything during the entire process. As a first time buyer you always would have a lot of questions and might not understand what’s happening and feel your lost but I can truly say if you work with Joseph your in safe hands, follow what ever he asks and he does the magic to make sure all things are lining up and you even think is that so easy but there would be a lot of great work been done in the background.I was surprised that way he handled the escrow officer when we have numbers mismatched and did not get prompt replies. I would highly recommend him to people who are shopping for a lender.

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Viswa from Phoenix, AZrated5.0
6 yrs ago

Joseph Chacko was excellent. The process was very simple and easy. Rates and fees were the best that I found. Joseph was extremely helpful with all of my questions and flexible to accommodate my schedule. He answered all of my questions and was available anytime I needed him. He went above and beyond to make sure we had a very easy closing. Really appreciate the excellent support from his staffs too. Overall Great Experience!!

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shah samrat from Chandler, AZrated5.0
6 yrs ago

Worked with Joseph on my second home. Awesome honest guy, easy to work with and always thinking out of the box. He will by my go to guy for future loans.

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Gopi from Scottsdale, AZrated5.0
6 yrs ago

After doing some research contacted Joseph who is also Licensed in Arizona. The Whole process was Transparent. Mortgage rates are very competitive and closed on time.

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Nimmy from Houston, TXrated5.0
6 yrs ago

Very timely and on top of the loan! Always answers the phone. Martha and Joseph were excellent and on time with everything. I really needed them to pick up my case, and they were super fast!

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johnsontintu94 from Phoenix, AZrated5.0
6 yrs ago

We had a great time with Joseph Sir and team. All the staffs are very helpful and answer our questions at any time. Our loan process was very quick. I highly recommend C-2 financial

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NARASIMHA SADINENI from San Marcos, CArated5.0
6 yrs ago

It was great service from Joseph Chacko and his team. Got the loan process done in a timely manner with no issues. Maintained good communication during the loan process and clarified the questions effectively.

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Binoy A from Ladera Ranch, CArated5.0
6 yrs ago

Joseph by far has exceeded my expectations. This is my fifth home purchase/refinance transaction and Joseph and team were the best I have worked with. Joseph was easy to get a hold of anytime I had any questions. He suggested the best options for my situation and got me a very competitive rate. Martha O. who processed the loan also deserves credit for making this process a breeze. The loan closed in less than a month, that goes to show what a great team they were. I will not hesitate to recommend them to my friends and family. Thank you, Joseph and Team,

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Cibin Sam from San Diego, CArated5.0
6 yrs ago

When we began to do our research for the best loan officer/best mortgage company, Joseph Chacko was at the top of the list - and he did not disappoint! Joseph Chacko is friendly, competent, respond quickly, available for questions, knowledgeable. Being a first time home buyer we had lots of questions and needed to feel confident in the answers we received. We worked with Joseph, and he did a fantastic job. He answered all of our questions and made sure we fully understand the process. Joseph and his team did an outstanding job in making our dream come true and in educating us more on the loan process. The journey from a mortgage application to closing can be long and tedious. Joseph and his team created an efficient, seamless process from our first phone conversation to his congratulatory email as we closed on our new home! We felt comfortable and confident during the entire transaction, knowing that Joseph had everything in hand for us to buy our dream home. I would highly recommend that Joseph Chacko be the loan officer and consultant that you work with. We are certainly coming back to Joseph Chacko should we have a need for a loan or refinance arise in the future.

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Somy zacharia from Los Angeles-Long Beach-Anaheim, CArated5.0
6 yrs ago

Mr Joseph Chacko showed exceptional customer care skils during the whole process of my dream home purchase project. He made himself available even when he was out of office and would answer the many calls I would make even on his cell phone. His answers have been rich in wisdom and understanding and he never would misguide you. He is very professional with rich experience in the field and addresses each of your concerns with utmost sincerity and has never been pushy. As I enjoy my new home, many warm wishes rise in my heart for his business endeavors and I strongly recommend him as your one and only mortgage consultant!

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Syam Sankar from San Diego, CArated5.0
6 yrs ago

It was great service from Joseph Chacko. Very timely and on top of the loan!. Martha and Joseph were excellent and on time with everything. His process was very simple and easy. Rates and fees were the best that I found. Many times, he proactively contacted me when the lower interest rates presented an opportunity, and I'm glad to have done business with him. I would definitely recommend Joseph for your financing needs.

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Carmen & Artis W from Litchfield Park, AZrated5.0
6 yrs ago

Joseph, I could not have done this with out you. You went beyond the call of duty to get this done for me as I needed to get out of my loan close before November. I can not thank you and Martha enough. I know I had challenges, but you stuck with me. I will definitely refer you to everyone I know looking for a home loan. Once again, thank you. Carmen & Artis

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GFamily from Walnut, CArated5.0
6 yrs ago

I was referred to Joseph Chacko by one of my friends and that is one of the best things happened in my home buying experience.Mortgage rate was very competitive. Loan got funded and closed in a short span of time. Thank you, Joseph and Martha.

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Praveen Paul from Cerritos, CArated5.0
6 yrs ago

Joseph is knowledgeable and great at his job, we cannot thank him enough. He explained every option available while refinancing and helped us to save a good amount of money. Joseph and his team are fast & efficient. My experience was definitely a great one and would highly recommend.

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Godan Mannazhi from Peoria, AZrated5.0
6 yrs ago

When it comes to mortgages part, Joseph was so easy and pleasant to work with. I was least bothered about the mortgage part while I was busy with other things about the house.

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S Hazra from San Diego, CArated5.0
6 yrs ago

I had a great experience working with Joseph during refinancing the house in San Diego. He was extremely knowledgeable, provided the best rate at that time (I shopped around a lot and found him the best) and helped me to sign everything while I was traveling. If I am given a chance, I shall use his expertise again.

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nishankurup from Fontana, CArated5.0
6 yrs ago

Joseph Chacko was recommended by one of my friends after two unsuccessful attempts to refinance with other agents. The process was easy and stress-free. Closed the loan on time with a good rate.

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Dhanasekharan DR from San Diego, CArated5.0
6 yrs ago

Joseph was understanding and helped guide through my options of getting best home loan available. He helped me to understand my financial position and also helped to seek remedies to get my home loan approval well within stipulated time limit. He sets right expectation which helped me to take decision with confidence. Once the decision is made his team worked really well with Escrow to make sure I hear no issue. I was able to close the escrow well before the time set by the seller. Thanks, Joseph you are awesome !!!!

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Ajish from Issaquah, WArated5.0
6 yrs ago

I really enjoyed working with Joseph and his team on a mortgage to purchase our first home in Washington. I had no idea about the processes that I need to go through , but Joseph really went above and beyond answering my endless questions ,and we were able to get everything approved really fast. Joseph helped me getting a very best rate with a minimal closing cost, and he was able to finalize the mortgage weeks before the actual closing. Even my agent noted that it is rare to see a mortgage officer work so diligently and efficiently. Initially I didn't even realize that there were so many documents that are required throughout the process . Joseph made it as easy as possible and many times he offered to go above and beyond by walking me through various sites to get my documentation. I'll definitely recommend him to others.

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Sunnyrated5.0
6 yrs ago

Mr. Joseph is a well accomplished loan officer. He was very prompt and professional. During our first conversation, he explained every option that was available to me and extended his expertise beyond the scope of the business deal. I strongly believe that he provided me the best interest rate which other lenders can’t come closer to the same. He is a bright, intelligent, customer-oriented mortgage professional offering great service and rates. I am very proud to recommend Mr. Joseph as your next loan officer and I strongly suggest contacting Mr. Joseph for your best rate. Thanks, Joseph for the great help!!

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rbz7rated5.0
6 yrs ago

I have used Joseph's service for many times. He is a straight shooter. Very efficient and honest. I have recommend Joseph to my other friends and they are happy as well. Thank you for saving us money and time. I highly recommend Joseph Chacko.

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Suresh Arated5.0
6 yrs ago

I worked with Joseph during the Mortgage Loan processing for our Home. Joseph helped me understand all the options of the loan, and he Explained , which option is better and why. That helped me take the right decision on the type of loan. In regards to the timelines in closing the loan, Joseph and His team was very aggressive, and helped me close the loan much ahead in time. Joseph has good knowledge and is up to date on the current trends in the market. I would definitely recommend Joseph for Mortgage loan and loan refinancing for sure.

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Ramu Yasanirated5.0
6 yrs ago

I started working with Mr Joseph when we were buying our first home. First of all, We should thank you the person who referred Joseph to us. Because, when we were signed the offer as first time home buyers we were worried in closing the process with in 21 days from the offer date and there were some holidays for Thanksgiving. But Joseph helped us a lot in explaining the available options and in detail information about the required documents. Joseph and his staff Martha was there all the time when we needed them, some times in the late evenings and weekends too. We really pleased with their work and we strongly recommend them.

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Ambili Nairrated5.0
6 yrs ago

I had a fabulous experience working with Mr. Joseph Chacko for my home loan. I got the best rate possible in the market and he walked me through the entire mortgage loan process professionally and efficiently. I want to thank my friends who referred Mr. Chacko to me.

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tijuthomasrated5.0
6 yrs ago

Joseph made things happen for me. Got me the best interest rate on the market and even was able to get some credits for me allowing me to have low closing costs. Worked with me to secure the loan for my new home. Was easy to contact and always got back to me if I had any questions. I would highly recommend Joseph for your loan needs!

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Nagakiranrated5.0
6 yrs ago

Wonderful person with tons of patience. As a first time home buyer we had lot of questions which were answered in detail. He was so friendly and reachable through out the process. I would recommend Joesph for everyone.

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VENKAT SUNKUrated5.0
6 yrs ago

Excellent!! Not thought of second person when it comes to Joseph. Really worked hard since day one for loan approval and explained all the pros and cons. I highly recommend him if anyone seeking for mortgage loan.

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Keyur B.rated5.0
7 yrs ago

I just did refi for my current house with Joseph and he did amazing job. There were few obstacles during process but he and his team helped for everything and completed process. I will definitely use his service in future for any loan related work.

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H H.rated5.0
7 yrs ago

I just completed my refi with Joseph. The process was amazing and couldn't ask for anyone more trustworthy. He is not pushy and will take the time to answer any question you have. 5 star service all the way and will definitely use in the future!

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919013rated5.0
7 yrs ago

Mr. Joseph did our refinance last year, He has extensive knowledge in the field and always makes sure we are comfortable and understand the whole process.He is very committed and honest to his client,during our refi the rates went down twice, he made sure we got the lowest rate and did the whole paperwork again without any questions. Have recommend and will recommend him to everyone looking for buying home or refi.

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Denny G.rated5.0
7 yrs ago

As a first time homebuyer, Joseph helped me in understanding the mortgage process and offered different options for loans. He responded to my questions on time and was very comfortable working with him. He will make sure all the documents are done on time in order to close the loan on time. Any questions or doubts, he will explain to you patiently every aspect of it. I was extremely happy having him as my lender and I would highly recommend him to people who are shopping for a lender.

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Hari R.rated5.0
7 yrs ago

Started working with Mr Joseph an year back when we started our house search. Especially as a new home buyer and having no idea about the whole process he was extremely courteous , never pushy, gave a lot of great advise and recommendations . He was also very responsive and reliable and timely whenever I needed him to be. The loan process was a cake walk with him and he and the team got it done in under 3 weeks . To top it all we were provided a very competitive rate and the costs were kept to a bare minimum. What more can you ask for . I would highly recommend you choosing Mr Joseph for all your lending needs without a second thought.

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Sumesh M.rated5.0
7 yrs ago

Joseph has been our loan advisor for more than 7 years now. We have our 2 home loans done through him and 4 refi done on those loans. Every time he proactively calls me when there's an interest rate drop or better package available to refinance our loans. He gives honest advice based on the prevailing market conditions, loan amount, and credit history. Also gives suggestions on how to improve credit score, increase equity, wait or grab opportunity etc. He could substantially lower our mortgage payments by refinancing at right time and by doing a combination of things like reducing loan terms, removing PMI etc. Joseph was able to make the entire process easy, especially for someone like me who doesn't really follow the housing market or financial fluctuations.

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H U.rated5.0
7 yrs ago

Reliable, fast, no pressure service. Joseph Chacko and team helped with my refinance. Not only did he give me the best rate I could find, he also walked me through the loan information in detail so that I had no surprises at the end of the process. His team was also very quick in terms of closing. I highly recommend Joseph Chacko for your mortgage loan/refinance needs.

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Kiran K.rated5.0
7 yrs ago

I always reach out to Mr.Joseph for my mortgage needs as he is always reachable to hear and work on what am looking for. He had always helped me with the best rates in the market with no closing cost, that even Chase or wellsfargo banks didnt want to offer me even with good credit score. He is really a good resource to use when you think about buying a new home or investment property or even for refinancing your existing mortgage. He will help you to save money..

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Varghese T.rated5.0
7 yrs ago

We had a great experience with our first home purchase. We got the best rate and the closing costs were lower than expected. Highly recommend Joseph. Thank you!

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Saj A.rated5.0
7 yrs ago

I had the pleasure of working with Joseph multiple times for my home and rental properties. He is very honest, professional, and quick to respond to questions. He was always able to find me the best possible interest rates, as well as able to close in record time. There was one situation with a rental property when he had to bent over backwards to finance the property due to some complications, but he worked diligently to make sure it happened in time. Many times, he proactively contacted me when the lower interest rates presented an opportunity, and I'm glad to have done business with him. I recommend Joseph for your financing needs.

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Chintan S.rated5.0
7 yrs ago

I have worked with Joseph for loan processing during purchase of 2 houses and couple of loan refinancing in the interim. He and his team are professional, respond quickly and walk through the process. I have called him multiple times during off hours and he has kind enough to answer my questions/concerns. He has been providing zero cost financing and refinancing(true zero closing costs) and best rates in the market. I would highly recommend Joseph for any home loan financing/refinance. Thank you Joseph for all your help and hope to continue working with you in the future.

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Puru P.rated5.0
7 yrs ago

I have worked with Joseph recently. His loan processing skills and the way he answers all of your question is amazing. He answered all my questions and more questions. He also suggested me better options and other options in terms of the rates and what's better/economical etc. He ran numbers for me all the time. He is very helpful and I would recommend him again and again. Very approachable, knowledgeable and practical! He is a good resource in terms of buying new properties and investing in real estate. Thank you Joseph for all your help and support. I am looking forward to work with you in future.

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Dinesh M.rated5.0
7 yrs ago

Joseph has been a pleasure to work with throughout the loan process. He has always been very prompt and quick in providing any necessary support from pre-approval letters all the way to closing. He even provided me a desktop underwriting approval to make my case stronger with the sellers and be more competitive among so many buyers in this market. He also spoke to the property's listing agent and gave them confidence about my ability to get the mortgage which really helped me get the property among all the offers. He also works fast on closing the property and worked with multiple lenders to get me the best rate and lowest possible closing costs especially since I went for a piggy back loan on top of my primary mortgage. Overall I'm very satisfied with Joseph's service and would highly recommend him to anybody looking for a genuine and trustworthy mortgage broker.

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Anjanna R.rated5.0
7 yrs ago

I was referred to Joseph Chacko by one of my friends and I feel that is one of the best things happened in my home purchasing experience. As a first time homebuyer, Joseph helped me in understanding the mortgage process and took extra care to make sure I understand everything during the entire process. As a first time buyer you always would have a lot of questions and might not understand what's happening and feel your lost but I can truly say if you work with Joseph your in safe hands, follow what ever he asks and he does the magic to make sure all things are lining up and you even think is that so easy but there would be a lot of great work been done in the background.I was surprised that way he handled the escrow officers when we have numbers mismatched and did not get prompt replies. I would highly recommend him to people who are shopping for a lender.

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Gopi C.rated5.0
7 yrs ago

We had very good experience with Joseph. Mortgage rates are very competitive .Loan was funded and closed in short span of time. Thank you Joseph and Martha .

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G - P B.rated5.0
7 yrs ago

We worked with Joseph and his mortgage processors, especially Martha O., on what seemed to be a straightforward mortgage. Things didn't pan out as expected and we soon ran into some strong headwinds. Joseph and Martha helped us out, guiding us through the process and ensuring we closed on time. We're especially thankful to Joseph for providing critical insight and wisdom on the mortgage process and various products on offer. Overall, it was a great experience working with Joseph, and would definitely recommend to our friends and family.

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Richaupdrated5.0
7 yrs ago

Very professional and proactive. Quick to reply when communicated. He helped us with with a pre approval process and we got the best interest rate in the market.

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Amaravatigntrated5.0
7 yrs ago

I worked with Mr.Shah for my first home loan and found him very response and helpful. He provided different options within the same day I contacted him and answered all my questions promptly.

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yudhumnarated5.0
7 yrs ago

I can’t say enough good things about working with Mr. Shah. He was knowledgeable, responsive and very helpful. I rate him highly. Also, he's got good experience in this field so, anyone looking for an excellent real-estate professional; he is the guy.

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David KBrated5.0
8 yrs ago

Great services with care. Highly recommended.

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Jay Kayrated5.0
8 yrs ago

Joseph Chacko was very helpful in the process of our home purchase. He was considerate and really listened and helped make the process go smoothly. We had faced some issues towards closing and Joseph Chacko went out of the way to overcome them. He kept us informed on the process and we felt very confident of the whole process.Highly recommend his expertise in this field.

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Sujata edekarrated5.0
8 yrs ago

Joseph was like a touring guide in Loan process,if you stuck somewhere he will guide you very well.The best part is even you have tons of questions his patience is the best thing.My son asks me so many questions but I am like enough...but Joseph and his team will answer you on phone is not by email communication.

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Coolrahulrated5.0
8 yrs ago

I used Joseph's service for my home refi.I shopped around and Joseph gave me the best rates. Not only that, unlike my previous lender, Joseph explained to me in detail the entire process. He is very knowledgeable in this field and guides you through the entire process. He always responds promptly and patiently answers all your questions. I have recommended Joseph to many of my friends after my great experience.

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Vinod balakrishnarated5.0
8 yrs ago

Extremely satisfied to work with someone who is keen to help and close the loan. Working with a knowledgeable mortgage consultant is an important step in home buying or refinancing process. Your unique needs and situations need to be addressed while looking for the best rates for a loan. Joseph Chacko got introduced to me as a reference from my friend who was happy with his refinancing needs. Now I am happy to refer him to all my friends with confidence that he can provide you with the best options out in market. Thanks again for your service

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Vinsys renrated5.0
8 yrs ago

Joseph has helped me refinance my home twice at the best ever rate possible. I had a lot of queries as a new home owner and he patiently answered all my questions and clarified all my concerns with up-to-date and relevant information.He also proactively contacted me when the interest rates fell lower than my existing rates and successfully closed on the refinancing in minimum time.Truly recommend this guy. Very trustworthy and very knowledgeable. He knows what he is doing :-)

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Prashant pandeyrated5.0
8 yrs ago

I had an awesome experience with Joseph and I have recommended him to all my friends and If I have any other opportunity in future I would only go to him for Home finance or refinance. He was very helpful and always treats you as a family member and makes sure you have complete information while you work with him. He is very honest and makes you have a WIN WIN deal. I am extremely satisfied with him and his professionalism. This is was my 2nd refinance after I bought the home 3.5 years back and this was the best deal, best experience and best team to work with. I strongly recommend him for any one who is looking for fiance the home or for refinance. Many Thanks to him to get me the best deal available at the time.

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George Devassyrated5.0
8 yrs ago

It was a good experience with Joseph Chacko as he has exceeded the expectation on my refinance. He was really helpful on deciding the loans and other factors

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Karakkatturated5.0
8 yrs ago

He is the best in the industry. I refinance with him couple of times he knows what he is doing I referred so many people to him they all were very happy.

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Mercy Alexrated5.0
8 yrs ago

Joseph helped us with our initial home Purchase loan few years back and was happy to use his service again on our new home purchase we just closed.

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Annurated5.0
8 yrs ago

We had a great experience refinancing with Joseph. What was exceptional about him was that there were no hidden costs and what he promised in the beginning was what was delivered. The closing process was smooth. He really knows what he is doing.He went through all the costs that were included in the mortgage and everything was transparent and fair. In fact he offered us better value that the current refinance options. Can't say it enough that he stuck to his words. Will surely recommend to our friends.

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Tjgeorge7rated5.0
8 yrs ago

I have worked with Joseph Chacko three times in the past. The most recent one was for refinancing my current home. My experience working with Joseph Chacko was a pleasure. He was completely upfront about the costs and whether the refinance made sense financially. Joseph is a very nice person. He is honest, very reliable and is very concerned about his customers. I think he goes above and beyond his duties. I am very proud to recommend Joseph to anyone. I will not go anywhere else for mortgage financing.

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