Service Offered
Financial & Legal Services,
Loan Services,
Mortgage Loan Services
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Claimed
STEM Lending
- Philadelphia, PA
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5 Years in Business
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5 Years
Shantanu S
Shantanu Sharma PhD
Stemlending provides the best mortgage services to home buyers in Pennsylvania, Colorado and Virginia. Through our partnerships with nation's top wholesale lenders, we provide discounted wholesale mortgage rates, which are as much as 1.5% lower than retail rates. Our fully-digital application and experienced loan executives make home buying a stress free experience. We are a team of passionate technologists and mortgage domain experts, driven to earn your trust by transparency. With our mortgage expertise on your side, we put the power of choice in your hands, through our competitive marketplace and no hidden fees. Our technology analyzes multiple loan options for you in minutes, and lets you shop and compare. A mortgage is often the largest financial decision you will ever make – we understand it’s a huge deal and you deserve a stress-free experience. With housing inventory so low, many buyers spend their time just trying to get their dream home, then scrambling to finalize their mortgage. You shouldn’t have to wade through the complexities of mortgage loans by yourself. Unlike traditional loan brokers, STEM Lending simplifies your mortgage process into clear steps, allowing you to close on your new home with confidence.
Rated 5.0 Overall great experience getting mortgage by a highly experienced team of mortgage and tech professionals. Highly recommended.
Rated 5.0 STEM Lending provides an online, no-stress mortgage experience. By bringing the home buyers back in the driving seat and giving options of multiple lenders and an unparalleled customer service, the company enables a great experience for borrowers. The mission also helps support education and learning opportunities for women and minorities. With STEM Lending's trusted advisors on your side, you will definitely close your mortgage with confidence!
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Continue reading| Monthly payment | $2,740 |
| Total interest |
$566K
57% of total
|
| Total repayment |
$986K
over 30 years
|
You may qualify for
Based on 30yrs terms
| Max monthly EMI | $2,540 |
| Debt-to-income ratio |
38%
Healthy range
|
You can afford up to
home purchase price
| Loan amount needed |
$460K
after 12% down
|
| Est. monthly payment |
$3,009
P&I only · 30-yr
|
* 36% DTI guideline. Excludes tax, insurance, HOA.
