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Westbon Inc Loan Services Chicago, IL

Services

Accreditations
  • Phone verified
  • Mail verified
    Hours
  • We are open 24x7
  • Contact Name
    • Mia
    Business Address
  • 320 W Ohio St, Chicago, IL, USA, 60654
  • ChicagoIL
    41.888066-87.635438
    Westbon Inc

Areas Served

About Westbon Inc

Borrowing Money as International Students Should Be Easy. That’s why we look beyond credit history to offer you the best rate. Two types of loans are Auto Loan and Personal Loan. For more details contact.

Additional Business Information
Languages Known
  • English
Experience
  • 5 Years
Social Media

Write a Review for Westbon Inc in Chicago, IL

Reviews for Westbon Inc

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20 reviews
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  • I hated it
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T
8 yrs ago

Rated 5.0 Its a great company if you are interested to finance an auto or personal loan but you are an international student with no co-signer or credit history in United States. Although the interest rates seem pretty high, its definitely the only and worthy option if you are willing to finance your car. The customer service is very friendly and Richard helped me speed up the loan process so that I did not lose the car I wanted. Even their customer portal helps to keep a track of previous and future payments. Its very easy to navigate. I would surely recommend it to the international students who are willing to finance their dream cars.

V
8 yrs ago

Rated 5.0 Really easy process and good support. Rate is a little lower on car rental, but also very good on perusal loan. As an international student, I didn't find any other great solutions for me. Support is really understanding willing to help. I'm happy I had that option.

M
8 yrs ago

Rated 5.0 3 months ago- I think they are very helpful. I tried to get a loan from other banks and platforms but the interest rate is super high. Westbon offers me a good rate and helps me buy my dream car. Thank you!

N
8 yrs ago

Rated 5.0 Easy loan process and was a hassle-free experience. Westbon gives fair rates for international students! I’m glad I found them online!

X
8 yrs ago

Rated 5.0 I tried to reach out to many banks to get a car loan but none of those work. I found Westbon on Google and they would like to offer me the car loan without credit history. Their rate is good and the whole process is very efficient.

S
8 yrs ago

Rated 5.0 Westbon is the smartest way to buy a car for international students. It is a very straightforward process. Thank you guys for helping us out.

G
8 yrs ago

Rated 5.0 It was a very easy application and very fast approval Westbon helped me a lot

K
8 yrs ago

Rated 5.0 Great help and support for International Students in US. Thank You to the Westbon Team

A
8 yrs ago

Rated 5.0 First time feeling so nice being an international student is when you realize you can finally afford a car and explore the southeastern coast of America. Thanks to Westbon and its thorough customer service, the application was easy and successful. I love their Wechat customer support team, who provide detailed helps and subscriptions as well as advice related to cars. Good work, Westbon!

D
8 yrs ago

Rated 5.0 Amazing experience, the staff are quick to respond to emails.

Y
8 yrs ago

Rated 5.0 Very helpful for international student car loan

b
8 yrs ago

Rated 5.0 For international students with limited credit history, westbon is the best smart solution to finance huge expenses, eg. car purchases. Highly recommend.

H
8 yrs ago

Rated 5.0 Fast and easy process to get your loan!

E
8 yrs ago

Rated 5.0 Westbon is very international student friendly and helps me save a lot of money in financing.

O
8 yrs ago

Rated 5.0 Nice service, be patient to everyone.

C
8 yrs ago

Rated 5.0 that the great student loan i have every used !!!!!

A
8 yrs ago

Rated 5.0 Finance my first car in the U.S. I think Westbon is the best online auto financing for international students.

N
8 yrs ago

Rated 5.0 " If you plan to buying a car, then call Westbon. Most other financing companies could not look past my credit history and student visa status, while Westbon worked really hard to provide me with a competitive rate. That’s how I get a car loan on F1 Visa even though I have no credit history in the United States. Thank you Westbon!!! "

Y
8 yrs ago

Rated 5.0 " Westbon offered me car financing with a really low interest rate loan. They also helped me through the procedure of buying a car in the U.S. with lots of information and helpful advice. I can feel that the company actually cares about the customers. Westbon's customer service always respond my questions instantly and explain to me in a professional and helpful way. Thanks a lot, my friends! "

Z
8 yrs ago

Rated 5.0 " It is really great to see that we have company like Westbon specifically offer car loan for international students. I really appreciate Westbon’s professionalism, efficiency and great customer service. They are the reason I was able to finance my first car in the U.S.. I also see my credit score improved a lot after several months and that is great for my future education plans! "

FAQ of Westbon Inc
    • 1. How to make car purchases with Westbon�s financing service?

      You can go to any dealership within our covered states (see our auto loan state coverage) and apply for auto loan from us. All you need to do is filling in the online application (apply now) and we will get in touch with you regarding the follow-up steps.Please note that Westbon provides financing service only and does not sell cars directly. Upon approval of your loan application, you are responsible to find the dealer from which you will purchase the car and Westbon will wire transfer the loan proceeds to your designated dealer.

    • 2. Can I finance a pre-owned car with Westbon�s financing service?

      Sure, you can. Westbon finances any used car with clean title, model year of 2012 or later and mileage of 70k or less.

    • 3. How can I make down payment?

      You will make the down payment at the dealership. Cash, cashier�s check or wire-transfer are generally acceptable at dealerships. Please contact corresponding dealerships for details.

    • 4. Upon approval, how soon can I pick up my car?

      Upon approval, you need to sign a purchase agreement with the dealer and upload it through your Westbon account. Once you sign your loan agreement and set up your loan repayment method on Westbon, the loan proceeds will be wired to your designated dealer as soon as the next business day. This process usually takes 2-3 business days.

    • 5. What documents should I bring when picking up my car at the dealership?

      Please bring the original copy of your passport, I-20, US driver�s license and proof of auto insurance if you have purchased in advance. You can contact corresponding dealership for details of purchasing auto insurance.

    • 6. Is auto insurance mandatory?

      Yes, we require all of our customers to purchase auto insurance with collision and comprehensive packages. You are more than welcome to contact our customer service representatives or dealers for suggestions.

    • 7. Upon approval, how long does it take to receive transfer from Westbon?

      Once you sign your loan agreement and set up your loan repayment method on Westbon account, the loan proceeds will be deposited into your bank account as soon as the same business day.

    • 8. Is there a borrowing limit?

      We offer personal loan in the amount of $1,000 to $3,000. Minimum of $2,001 in Alabama.

    • 9. When will I be notified of the application result?

      We will inform you of the decision within two business days if all required documents have been submitted. However, if we need supplementary documents from you, it may take longer for us to process your application.

    • 10. How can I check the progress of my loan application?

      Your application status is available at My Home after you log into your Westbon account. We will also email you if there is any status update.

    • 11. Can I change any information after submitting my application?

      Please email us at support to request for revising application information.

    • 12. How can I add / change my email address?

      You can link your university email to your Westbon account at Account Setting in Customer�s Portal, where you can change your email address. Please notice that the new email must be an university email address ending with .edu.

    • 13. How should I make my monthly repayment?

      You can choose to repay by either automatic payment or check. For automatic payment, the monthly payment will be automatically deducted from the bank account you connected in the Westbon account per the payment schedule shown in your Loan Agreement. You will get an email notification for repayment 5 days before the due date every month and get a payment receipt once it is successfully processed. For check payment, you will need to mail the check with the monthly due amount payable to Westbon Inc. at 320 W Ohio St, Suite 300, Rm-14, Chicago, IL 60654. Please make sure you mail the check out several days in advance of your due date to avoid unnecessary late fee.

    • 14. Do you offer auto insurance?

      We do not sell auto insurance. However, our customer service representatives will give you suggestions based on your needs. Our partnered dealers will also recommend some of the mostly trusted auto insurance companies.

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