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Suman Jampany Loan Officer
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16 Years in Business
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:I am one of the most distinguished Loan Services in Memphis, TN. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan ServicesWhether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.Read more

Champion Home Loans Inc
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20 Years in Business
- 327086
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Jacob has been in the mortgage industry since 1997 and prides on taking the best possible care of clients through every step of the home buying process. When working with borrowers, Jacob frequently communicates throughout the mortgage process, providing clients with helpful information before, during, and after the transaction. He is passionate about helping his clients choose the right mortgage for their financial goals, providing a 5-star mortgage experience for each and every borrower.Read more

Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Looking to buy, refinance, or invest in real estate? VVR Loans, located at 831 Transill Circle in Santa Clara, provides fast, flexible, and competitive mortgage solutions tailored to your needs.Residential Purchase & Refinance: Fixed-rate, adjustable-rate, jumbo, FHA/VA, home equity/HELOC, and more.Proudly serving Santa Clara and San Jose areas; NMLS-registered and trusted.Read more

Jatayu Loans LLC
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5 Years in Business
- NMLS # 2055341
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Looking for hassle-free home loans, refinancing, or personalized mortgage solutions? Jatayu Loans LLC, based in Irving, TX, is committed to helping you achieve your financial goals with confidence and ease.Home Purchase Loans (FHA, VA, Conventional),Refinance Options for Lower Rates & Better Terms.First-Time Homebuyer Programs.Read more

Shankar Reddy Pathi Realtor And Loan Officer
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15 Years in Business
- (CA DRE #02069715) NMLS License (#1765921)
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:As a Licensed Mortgage Loan Originator, I specialize in a wide range of loan programs including Conventional, Jumbo, VA, FHA, Hard Money, and First-Time Homebuyer solutions. I also assist with Down Payment Assistance, Reverse Mortgages, Construction Loans, and both Purchase and Refinance options for FHA and Conventional loans. I hold a Real Estate License (CA DRE #02069715) and an NMLS License (#1765921), allowing me to serve clients throughout California with confidence and professionalism. Whether you're looking to buy your dream home, invest in real estate, or explore refinancing for your current property, the smartest first step is consulting a knowledgeable mortgage professional. I’m committed to offering exceptional service, clear guidance, and competitive rates—with the goal of saving you time, money, and stress throughout the loan process. I believe in building trust through honesty, transparency, and consistent communication. The mortgage process can be complex, but my job is to make it smooth and easy to understand while tailoring every step to your unique needs. With the market constantly evolving, it’s essential to explore your financing options with someone who truly understands the landscape. Based in Folsom, CA, I’m proud to help families and individuals navigate this journey with confidence.Read more

Biju James Loan Officer
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5 Years in Business
- 2023450
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Biju James is a dedicated Loan Officer at Citywide Mortgage of America Corp., based in Chicago, Illinois. With a commitment to providing personalized mortgage solutions, Biju specializes in a range of loan products, including FHA loans and refinancing options. He is known for his client-centric approach, offering tailored advice to meet individual financial goals. Biju is fluent in English, Hindi, and Malayalam, allowing him to effectively communicate with a diverse clientele. Whether you're a first-time homebuyer or looking to refinance, Biju is here to guide you through the mortgage process with professionalism and care.Read more

Naresh Ravuri Loan Officer NMLS#2527635
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5 Years in Business
- 2527635
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:I’m Naresh Ravuri (NMLS #2527635) — a licensed Mortgage Loan Officer in California, Florida, Texas, and Washington, helping clients secure the lowest mortgage rates and smart home loan solutions. With access to 240+ nationwide lenders, I provide real-time rate comparisons across FHA, VA, Conventional, Jumbo, and Refinance programs — so you always get the best possible deal. ?? Challenge me to beat your quote! My rates are lower most of the time because I shop across a broad lender network, not just one bank. Every loan is handled with transparency, clear communication, and fast closings, ensuring you never overpay or face last-minute surprises. Whether you’re a first-time homebuyer, refinancing to save, or exploring investment property financing, I’ll tailor a plan that fits your goals — not the lender’s. My mission is simple: make your mortgage easy, affordable, and stress-free. ?? Contact me today to compare live rates and discover how much you can save. Let’s make your next home loan your best one — with confidence and clarity. https://texreg.sos.state.tx.us/fids/201203133-2.pdf https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2527635Read more

Rapid Capital Funding PC
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15 Years in Business
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Rapid Capital Funding PC is in the Mortgage Bankers in near California and Loan Correspondents industry in Irvine, CA. At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We are specialized in purchase and refinancing for mortgage. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. We work with more than 100 investors. This allows us to get you highly competitive rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs! Feel free to contact Mr Navin Kohli for related to buying, selling, refinancing, or construction your dream home. Read more

Sanjeev Verma Loan Officer - NMLS 291587
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21 years in Business
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Sanjeev Verma Loan Officer in California: Top Producer both in Real Estate and Mortgage. Sacramento, Elk Grove and Neighborhood specialist. Client Satisfaction is my number one Goal. Can speak Hindi, Punjabi. Education: Master’s in Computer Science, Masters in Mathematics. Get free evaluation and free consultation for Residential, commercial mortgages loans, small business loans Sacramento. The NMLS - #291587. He is the most talented knowledgeable, accurate loan officer in near California. He is one the member Berkshire Hathaway HomeServices Elite Real Estate team. Contact to get the unique service, wide knowledge and world-class professionalism for your real estate needs.Read more

C2 Financial Corporation: Joseph Chacko, San Diego Mortgage Broker Lender
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Above 15 years in Business
- Nmls C2:135622, 247199
Serving ZIP Codes:92128, 92110, 92154, 92101, 92107
From the Business:Joseph Chacko has been in the mortgage lending industry over 15 years, helped more than 3,000 families achieve their home financing goals. Joseph's mission is to get you the right loan, at a lower interest rate and fees and guide you through the entire loan process from start to finish. Joseph has been recognized for his production and performance within the industry, not only locally, but also nationally. Joseph has been ranked by Scotsman Guide, Mortgage Executive Magazine, Mortgage Origination News as one of the nation's Top 200 Mortgage Originators (Top 1%) for past many years in a row. His experience, 24-hour attention to detail, and dedication to his clients are the reason why the area's top realtors choose him as their preferred lender. As a Senior Mortgage Consultant with C2 Financial Corporation, Joseph takes a consultative approach to the home loan process by customizing each transaction to help his customers achieve their home financial goals. Joseph currently works with over 110 banks/Mortgage companies, and typically beat correspondent and retail lenders rates by .250%-500% and offer lower lender fees.Read more

Chandra Vythilingam Sr. Mortgage Loan Officer
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15 Years in Business
- 2375062
Serving ZIP Codes:92604, 92602, 92697, 92618, 92614
From the Business:Chandra Vythilingam, a Senior Mortgage Loan Officer, is a trusted name in home financing solutions, serving families and individuals across the United States. With over 15 years of professional experience, Chandra specializes in helping clients find the best mortgage products to suit their financial goals, whether for first-time homebuyers, refinancing, or investment properties. What sets Chandra apart is a personalized, transparent approach to lending. He works closely with each borrower to understand their unique needs, guiding them through every step of the loan process — from application to approval and closing. His in-depth knowledge of conventional loans, FHA, VA, Jumbo, and refinance options ensures that clients receive the most competitive rates and smooth transaction experiences. Chandra’s commitment to integrity, education, and clear communication has made him a trusted mortgage advisor in the Indian-American and wider U.S. real estate community. His philosophy is simple — “Helping you finance the home of your dreams, with confidence and care.” Whether you’re purchasing your first home or refinancing an existing one, Chandra Vythilingam provides expert financial guidance and dedicated service, ensuring that every client’s journey to homeownership is seamless, informed, and successful.Read more

CD Mortgage Corp
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16 Years in Business
- DRE #01014517 NMLS #323411
Serving ZIP Codes:92704, 92799, 92705, 92701, 92707
From the Business:CD Mortgage Corp is a trusted mortgage lending company committed to helping individuals and families achieve their dream of homeownership. With a focus on personalized service and expert guidance, CD Mortgage Corp offers a wide range of mortgage solutions tailored to fit each client’s unique financial situation and goals. Whether you are a first-time homebuyer, looking to refinance, or interested in investment properties, their experienced team is dedicated to making the mortgage process smooth and stress-free. At CD Mortgage Corp, customer satisfaction is paramount. They work closely with clients to understand their needs, provide clear explanations of available options, and help secure competitive rates. Their transparent approach ensures clients feel confident and informed every step of the way. By leveraging strong industry relationships and innovative technology, CD Mortgage Corp can deliver fast approvals and efficient closings. The company’s commitment extends beyond just financing—they strive to build lasting relationships and support clients through every phase of their homeownership journey. With CD Mortgage Corp, you gain a reliable partner focused on turning your real estate goals into reality. Whether buying your first home or upgrading to a new one, CD Mortgage Corp is here to provide expert advice and customized mortgage solutions designed for your success.Read more

Jawhar Loan Advisor
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15 Years in Business
-
Closed now
- 389727
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:I am one of the most distinguished Loan Services in Carlsbad, CA. I specialize in Mortgage Loan Services, commercial loan services, home loan services, and residential loan services. When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments or to pay less up front, or you may have something else in mind. Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you with sound guidance. Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf, with your best interest in mind. Plus, we have access to broker-only mortgage lenders, which could offer mortgage rates and features that you may not otherwise have access to. What's more, we'll take your needs and goals into consideration when shopping for your mortgage. We understand that mortgages aren't a one-size-fits-all proposition. Using our exclusive Mortgage Market technology, we're able to factor in a number of lifestyle and financial variables to search for the mortgage that's exactly right for you! Whatever your situation, I'll help you understand your options so you can make informed decisions. Contact me to get started.Read more

Maria Najera Loan Officer
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15 Years in Business
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Maria Najera Loan Officer comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you with sound guidance. Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf - with your best interest in mind. I am one of the most distinguished Loan Services in Carlsbad, CA. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Home Loan Services,Mortgage Loan Services,Residential Loan Services,Student Loan ServicesRead more

Summer Ramesh Loan Advisor
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15 Years in Business
-
Open 24hrs
- 258259
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you with sound guidance. Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf - with your best interest in mind. Plus, we have access to broker-only mortgage lenders, which could offer mortgage rates and features that you may not otherwise have access to. What's more, we'll take your needs and goals into consideration when shopping for your mortgage. We understand that mortgages aren't a one size fits all proposition. Using our exclusive Mortgage Market technology, we're able to factor in a number of lifestyle and financial variables to search for the mortgage that's exactly right for you. ! Whatever your situation, I'll help you understand your options so you can make informed decisions. Contact me to get startedRead more

Sam Mehta Loan Officer
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15 Years in Business
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Sam Mehta is a dedicated loan officer with a strong commitment to helping clients navigate the often complex world of financing. With several years of experience in the industry, Sam possesses a deep understanding of various loan products and mortgage options. He prioritizes building relationships with clients, ensuring that each individual feels informed and supported throughout the lending process. Known for his attention to detail and exceptional customer service, Sam works diligently to find tailored solutions that meet his clients' financial needs. Whether it's securing a first-time home loan or refinancing an existing mortgage, his goal is to simplify the journey and empower clients to make confident financial decisions. I am one of the most distinguished Loan Services in Carlsbad, CA. I specialize in Mortgage Loan Services,Auto Loan Services,Business Loan Services,Car Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Personal Loan Services,Residential Loan Services,Student Loan ServicesRead more

Harsh Arora - U.S. Bank
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5 Years in Business
-
Claimed
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Open 24hrs
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:No matter where you are in the home buying process, I can help.As a mortgage loan officer right here in Mission Viejo, I work with you to help you find the right mortgage for your unique situation.You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Mission Viejo with home financing needs similar to yours.I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call.Read more

Best Mortgage Rate By Platinum West Funding - NMLS#357611
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5 Years in Business
-
Claimed
-
Closed now
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.Read more

NBI Financial Group NMLS #1104528
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15 Years in Business
-
Claimed
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:I offer unique Mortgage loans that are not offered by many lenders in North Carolina. Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf, with your best interest in mind. I'm a mortgage broker. Hence, I could offer mortgage rates and features that you may not otherwise have access to. What's more, we'll take your needs and goals into consideration when shopping for your mortgage. We understand that mortgages aren't a one size fits all proposition. Using our exclusive Mortgage Market technology, we're able to factor in a number of lifestyle and financial variables to search for the mortgage that's exactly right for you. ! Whatever your situation, I'll help you understand your options so you can make informed decisions. Contact me to get started. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. QC Lending is one of the best places to obtain a mortgage in the county. We started as a two-man shop in Charlotte, North Carolina. We have now spanned to 12 states across the country and have helped hundreds of people refinance or purchase their dream homes. Even though we have grown, you will always get a live person on the other end of the phone. No call tree, no automated dialers. We work one-on-one with you from the moment you pick up the phone to call to the moment your loan is closed. So why would you work with QC Lending instead of your bank? Well, the answer is simple! Since we work with so many more banks, we also have many more programs to choose from than your average "big bank".Read more

Konda Reddy Gadi, President / Mortgage Agent, NMLS# 1285961
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10 Years in Business
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Claimed
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Open 24hrs
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:I am experienced Mortgage Loan Agent, originate home Loans in IL, CA, FL & TX. Please contact me, if looking for home loans ( Home Purchase, re-finance the existing home). I would be happy to discuss the current Mortgage rates and various options to apply for loans. Available Loan Program includes: • Purchase Loans • Refinance Loans • No Cost Refinance • Cash Out Specialties: • Conventional Loans • FHA • No PMI Programs • Competitive Rates • Quick Closings .......... Contact: Konda R Gadi Owner & Mortgage Agent NMLS# 1285961 The Hill MortgageRead more

Payless Loan Source
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16 Years in Business
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Claimed
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By Appointment
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:We do both Real Estate & Home Mortgages. Save on our package deals. We are licensed to do Home loan mortgages in the entire State of California. It is a family friendly business and we take pride in each and every loan we close on time. Our rates are pretty competitive; we either meet or beat any written rate. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. For more details contact us.Read more

Khan Home Loan
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16 Years in Business
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Claimed
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Open 24hrs
- 2092207 / 1395289
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:I am one of the most distinguished Loan Services in Cerritos, CA. I specialize in Business Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Jumbo, VA Loan, Conventional Loan, and FHA LoanAt Khan Home Loan, we want to solve the biggest problem in lending by offering the best rates and fast closing, whether you are looking to buy your first home, or you are a savvy investor. Khan Home Loan has you covered by offering mortgage products from Conventional, Jumbo, FHA, VA, USDA, Non-QM (bank statement, no income, investor), Reverse Mortgage, and HELOC just to name a few of our products. Why Us? 20 years of expertise Best Rates Fast Closing Digital experience Variety of products Free pre-qualification Available 7 days a weekRead more

Kalika Agarwal Mortgage Banker
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15 Years in Business
-
Claimed
- 1685236
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:I am one of the most distinguished Loan Services in Lewisville, TX. I specialize in Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Services, and Student Loan ServicesWhether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who can give you quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for yourself and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax, or email for personalized service and expert advice. I look forward to working with you.Read more

Square S Strategies Corporation
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2 Years in Business
-
Claimed
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:Square S Strategies is an Independent Insurance Agency representing many different companies for your insurance needs. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs. Our goal is to educate and service the Michigan communities and throughout USA. Through our independence, we strive to educate the community on the best options for their insurance needs. We can provide an assessment of your insurance needs with a choice of which package fits you best. Our Services include: Home and Auto insurance Visitors insurance Health insurance Venue insurance Business insurance Life insurance Financial planning Mortgage (new/refinance) Free Notary serviceRead more

Thirumal Reddy Mogulla Loan Officer
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5 Years in Business
-
Claimed
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Open 24hrs
- CA DRE#02116053; NMLS #1974254
Serving ZIP Codes:92009, 92018, 92011, 92008, 92010
From the Business:As a dedicated Loan Officer Specialist, I prioritize staying informed on the latest market trends, interest rates, and regulatory updates, ensuring that you receive the most accurate and insightful guidance when navigating your financing options. Recognizing the value of your time, my expertise is focused on managing all the intricate details of the loan process on your behalf, always with your best interests in mind. Additionally, I have access to exclusive broker-only mortgage lenders, which can provide you with competitive rates and unique mortgage features that may not be available through traditional channels. I take a personalized approach by considering your specific needs and goals, understanding that a one-size-fits-all solution simply does not apply when it comes to mortgages. With years of experience serving clients across Texas and California, I specialize in Home Loans, Mortgage Loans, and Commercial Loans. Our company’s services extend across all 50 states, and I am also licensed to serve as a real estate agent in California, further enhancing the scope of support I can offer to my clients. Contact me today to secure the most competitive rates available and to explore the best solutions tailored to your financial objectives.Read more
Ratings & Reviews for Loan Services
I had an outstanding experience refinancing my home loan with Naresh Ravuri. From start to finish, the entire process was seamless, and we closed in just 3 weeks—much faster than I expected! Naresh Ravuri was extremely knowledgeable, proactive, and always available to answer my questions. They secured a fantastic rate and made sure every detail was handled efficiently, making the refinance stress-free. If you’re looking for a loan officer who is responsive, transparent, and highly skilled, I highly recommend Naresh Ravuri. Thank you for making this such a smooth experience!
I have worked with Naresh and he is very informative and patient with me through out the process and has best rates to offer with along with decent lender incentives.
I had an amazing experience with refi of my property. Naresh Ravuri have been super helpful during the entire closing process answering any questions I had. He is super knowledgable of the entire mortgage lending process. I will surely reach out to him and the team next time I need their lending services.
Naresh is outstanding! He made the entire loan process smooth, transparent, and stress-free. His communication was prompt and clear at every step, and he truly went above and beyond to secure the best deal for us. I highly recommend Naresh to anyone looking for a knowledgeable and trustworthy loan officer. Thank you for the excellent service!
I had an excellent experience working with Naresh Ravuri for my home loan. From start to finish, Naresh was professional, knowledgeable, and incredibly supportive throughout the entire process. He explained every step clearly, helped me understand all my options, and was always available to answer any questions I had. What I appreciated most was his attention to detail, timely communication, and genuine care in ensuring the loan process was smooth and stress-free. Thanks to his dedication and guidance, I was able to secure the right loan without any delays or confusion. I truly appreciate all the hard work Naresh put in and would highly recommend him to anyone looking for a reliable and trustworthy home loan officer.
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