Find Trusted Mortgage Lenders & Brokers in Fair Oaks CA

Naresh was a professional and a knowledgeable loan officer. He respected our time throughout the process, which we appreciated

Excellent Service in these area, Communication, Thorough documentation, upfront honest and sets expectation and minimize the closing cost, Always goto person, Thank you !!!

They went above and beyond for us

Naresh and his team at loan factory helped us very diligently and patiently to get the refinance of the loan done recently in the month of September and it was really hassle free working with them. Naresh was very prompt and got all the things done on time for refinance , will definitely recommend working with them for any refinance or housing loans.

Naresh assisted me with refinancing my mortgage and made the entire process smooth and stress-free. He patiently explained each step, addressed all my questions in detail, and maintained clear and timely communication throughout. Overall, it was a seamless and hassle-free experience.

Very quick and up to date responses. Loan closed in very less time.

I recently completed my home refinance with Naresh Ravuri, and the experience was exceptional. Naresh was professional, transparent, and incredibly thorough, he clearly explained every charge and stood by everything he promised. In today’s tough mortgage market, finding someone this honest and dependable is rare. His communication and guidance made the entire process smooth and stress-free. I highly recommend Naresh to anyone looking for a trustworthy mortgage professional.

I recently completed my loan process with Naresh Ravuri, and I’m extremely satisfied with the overall experience. From start to finish, Naresh was professional, knowledgeable, and very supportive. He explained each step clearly, answered all my questions patiently, and made sure I understood every part of the process. What I appreciated the most was his responsiveness and attention to detail. Whether it was documentation, follow-ups, or guidance, Naresh was always on top of everything, which made the entire loan process smooth and stress-free. His transparency and commitment to helping clients truly set him apart. I highly recommend Naresh Ravuri to anyone looking for a reliable and trustworthy loan officer. Thank you, Naresh, for making this journey easy and successful!

Vikram was amazing to work with! He was super honest with his opinions, never pushy, and always just a quick call or text away whenever we had questions. He really listened to what we wanted and helped us find the perfect home at a great price. What impressed us most was how patient and supportive he was through the whole process. He even went the extra mile and helped us find a tenant right away when we needed one. We’re so grateful for all his help and would 100% recommend him to anyone looking for a trustworthy realtor!

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

Highlights transparent guidance, which builds trust

As a first-time homebuyer, I was nervous about the process. Jatayu Loans explained everything clearly, shared helpful tips, and made sure there were no surprises. Only wish they had more weekend slots, but otherwise it was excellent!

Jatayu Loans got me a very competitive rate. There was a slight delay with the appraisal, but they kept me updated and handled it well. Overall, I’m happy with the service.

This team truly cares about their clients. They were always available to clarify my doubts, even after hours. I felt supported and confident throughout the process. Thank you, Jatayu Loans!

I refinanced my mortgage with Jatayu Loans LLC and the process was so smooth. They handled everything on time, answered all my questions, and made sure I got the best deal possible. Great experience!

Working with Jatayu Loans LLC was the best decision I made for my home loan. The team explained every step, guided me through the paperwork, and got me a great rate. Highly recommend their professional and friendly service!

The team was extremely professional, explaining programs like FHA, VA, and jumbo clearly. Communication was top-notch. The only small hiccup was a slight delay on a form, but they fixed it quickly. Overall fantastic!

VVR Loans secured me an excellent rate, and the online portal made uploads effortless. Only suggestion: expand weekend availability for consultations. Still, I highly recommend them

Worked directly with Pavan (and his amazing team) who provided clear communication, rate comparisons, and kept everything on track. A truly professional and reassuring experience

I locked in a low rate quickly, the document system was secure and easy, and they delivered on their promise of fast closings. Really efficient and reliable

VVR Loans really puts clients first. They took time to walk us through all our mortgage options, explained every detail clearly, and walked us through the process from application to closing. Felt like family, not just another customer

Their advice was spot-on and the process was clearly explained. Everything ran smoothly. The only thing I’d love is a few more weekend hours for consultations—but still a very strong experience

I locked in a fantastic rate and the staff was helpful throughout. There was a small delay in coordinating signatures, but they resolved it quickly and kept me updated the whole way

They provided a free quote within 24 hours, offered customized comparisons, and let me upload documents securely online. I closed my loan quicker than expected with excellent customer care.

From our first consultation to closing, the team was incredibly responsive and professional. They guided me through every step, handled the paperwork digitally, and made refinancing my home completely painless

Lowest Rates Home Loans delivered exactly what their name promises—an unbeatable mortgage rate in Cary. The entire process was fast, transparent, and easy. They explained all of my options clearly and got me a loan in no time. Highly recommended

Suman explained all the mortgage terms patiently and attended to every detail. A slight administrative delay occurred, but he resolved it promptly. Still a very strong rating

Suman provided excellent guidance and helped us secure a competitive mortgage. Only suggestion: offering more weekend appointment availability would make it a full 5-star experience

As first-time homebuyers, we were anxious about the process, but Suman’s expertise put us at ease. He explained options clearly and secured us a great rate. Highly recommend

Whenever we had questions, Suman was right there with answers. His professionalism, punctual follow-ups, and proactive updates kept us informed and confident

Suman guided us through every step—from pre-approval to final closing—with clear communication and expert advice. His attention to detail made the entire process feel effortless

Jason and Laura were nothing short of good. From the first call …to the closing was absolutely flawless…He ran the numbers … never pushy … if we ever need to use them again we 100% will

Working with Sree was an outstanding experience…responsive…I felt supported at every step.…His professionalism, integrity, and personal approach made a big difference

I recently worked with Sree on refinancing my home…proactive, transparent, and incredibly knowledgeable. He kept me updated every step of the way …secured a great rate and improved my financial outlook. I highly recommend Sree…a true professional

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

Working with Sree as my loan officer was an exceptional experience—his professionalism, clear communication, and deep understanding of the lending process made everything feel seamless and manageable. He was always quick to respond to questions, took the time to explain every detail, and made sure I felt informed and confident at every step. Sree truly went above and beyond to find the best loan option for my situation, and his dedication and support made a stressful process feel much more manageable. I highly recommend him to anyone in need of a knowledgeable and trustworthy loan officer.

I recently worked with Sree on refinancing my home, and I couldn’t be more pleased with the experience. From the very beginning, Sree was proactive, transparent, and incredibly knowledgeable about the refinancing process. He took the time to understand my financial goals and walked me through the available options with clarity and patience. Sree kept me updated every step of the way and made sure everything moved smoothly and efficiently. Thanks to his expertise and dedication, I was able to secure a great rate and improve my overall financial outlook. I highly recommend Sree to anyone considering a refinance—he’s a true professional you can trust.

Working with Sree was an outstanding experience from beginning to end. He is highly knowledgeable, responsive, and truly committed to guiding his clients through the mortgage process with clarity and confidence. Sree took the time to explain every detail, was always available to answer questions, and made sure we felt supported at every step. His professionalism, integrity, and personal approach made a big difference. Thanks to Sree, the entire process was smooth and stress-free. I highly recommend him to anyone in need of a trustworthy and dedicated mortgage loan officer!

Vikram is an excellent realtor and I would definitely recommend him for anybody who needs his services . He does an amazing job as a realtor and provides right feedbacks when needed . We really loved working with him and definitely wiyld like to work with him in future also . He is humble and down to earth person who keeps our interest first . He has very good contacts in the industry and also good reputation with them which helped us lock in excellent rate . He is willing to go the extra mile even if it not part of his job . He has in depth knowledge and definitely would recommend him

We had the pleasure of working with Vikram for both selling our home and purchasing a new one, and the experience exceeded our expectations in every way. From the start, Vikram demonstrated outstanding professionalism and an in-depth understanding of the market. In a challenging market, he successfully helped us price our home strategically, ensuring we received a competitive offer at just the right time. This allowed us to navigate the purchase of our new home, even in a contingency situation. Throughout both transactions, Vikram was there every step of the way, providing expert guidance and ensuring we felt informed and confident in our decisions. His communication was flawless, and his negotiation skills truly set him apart. We wholeheartedly recommend Vikram to anyone looking to buy or sell – his expertise, commitment, and client-first approach made all the difference!!

Working with Vikram was an absolute pleasure! He was knowledgeable, professional, and always available to answer our questions. He guided us through every step of the home-buying process, making it smooth and stress-free.His expertise and dedication helped us find the perfect home, and we couldn't be happier.

Vikram did an outstanding job in getting my first single family home at San Jose. He is very responsive, has deep knowledge and understanding about real estate and never pushes you to over bid. Instead he listens and respects buyers point of view. His negotiation skills are just amazing. Be it any problem, if you are working with Vikram, you will have that peace of mind. I highly recommend Vikram for any type of real estate transaction

Vikram did a great job in finding our investment property recently. He is super knowledgeable of the areas in San Diego, and was always there to answer all our questions.

Vikram did a great job in finding our investment property recently. He is super knowledgeable of the areas in San Diego, and was always there to answer all our questions.

I am very grateful to Vikram for helping me purchase my first home! As a first-time homebuyer, I had so many questions and concerns, but Vikram was there every step of the way to guide and support me. From finding the perfect property to navigating offers and closing, he made everything seamless and worked tirelessly to ensure I found a home that checked all the boxes. His expertise, market knowledge, and attention to detail gave me complete confidence throughout the process. What truly stood out was his patience and commitment. He made sure I understood every step, answered my countless questions, and always had my best interests at heart. Thank you so much for your help! I was able to find and purchase my dream home, and I couldn’t be happier! I highly recommend Vikram to anyone looking for a dedicated and professional realtor. His exceptional service and genuine care made all the difference, and I am so thankful for everything he did to make my home-buying journey such a success

Vikram was a great agent and systematically guided us towards buying a home. He was amazing and I would strongly recommend agent Vikram for buying a home.

Vikram has lot of knowledge and information with real estate. His expertise helped me throughout the course of finding house of my choice. I would love working together for future projects. I would recommend considering him as your realtor too.

Vikram did an outstanding job in helping us buy our first home. He is extremely patient and well informed. His knowledge about the real-estate market is immense. He is very competent with negotiations. He is extremely cooperative. I would recommend Vikram to anyone who wants to buy a house as he will make sure you get your dream home. Thank you Vikram for guiding us through this daunting process of purchasing our first home

Vikram is really nice person to work with. We had pretty good experience. His had good insight into the local market and provides valuable suggestions on the initial quote amount. He also helps a lot by providing various contractors information to do minor repairs. He provides valuable suggestions on the house before making an offer. He helped us to stop going for bidding for one house by giving proper explanation. That helped us to buy much more valuable house later.

Vikram was prompt, knowledgeable and helpful! We bought our home with Vikram's help. Before finally choosing, Vikram would take us on tours, offer us suggestions on whether to go for the house or wait, suggest repairs required, whether house is really worth it or not. He also gives proper direction on bidding - whether to really go for it or not etc. It was really good working with Vikram.

Vikram did a super job assisting us with the purchase of our home. He was fully involved in the process right from the beginning till closure and his expertise in the neighborhood area, market conditions, and the negotiation skills helped secure the deal. He provided great advice on various aspects of the home buying process. Vikram is someone who would help figure things out whenever we go to him with some hurdles or ask for his opinion.

Vikram did an outstanding job in closing my house. Once I committed to the house he ensured to take all the steps to get me the house. His technical knowledge about navigating immense competition was vital to get me the house. Being my first house, I was not aware of the process. Inspite of being my first home I never felt left alone in the process. Vikram ensured to have no gaps from viewing the house to closing the house. I would highly recommend Vikram for your home search needs. Thank you Vikram.

Vikram did an outstanding job helping us buying our first home. He is very responsive and professional to his clients. Will definitely recommend Vikram to our friends who are looking to buy or sell home.

The most striking thing that we observed about Vikram was that he is a gentleman. Very soft spoken & non aggressive. Vikram, saved us from investing in a money pit(home) by warning us about the pitfalls associated with it. We were in a very tough & hopeless situation and he was very gracious about the financial aspect of it and helped us find our home. Also, he helped sell our home. Strongly recommend Vikram, for his patience, general decency, kindness and honesty. Vikram always has a cool head and was very upfront about whether something will work or not. We felt Vikram also has the luck factor too, he definitely proved lucky for us. Thank you so much Vikram, we really appreciate your patience with us

We used Vikram from beginning to end: Property mgmt, renovation asst, and selling. it was beyond convenient and simple being bicoastal. Communication and accessibility to him was stellar. I would recommend him to anyone from a first time buyer or renter to someone who has a realtor but needs expertise across all areas. His work ethic is superb and unmatchable. We sought several realtors and Property managers before we were recommended to him. We will forever be grateful for him

Vikram is best and never pressure people to buy and guides right way to fullfill the client needs. I didn't know how to begin the search for a realtor in the area I was interested in purchasing my next home. Vikram was recommended to me. He was responsive and efficient in getting back to me very quickly, and absolutely terrific. I would highly recommend Vikram. Thanks

Despite a highly competitive market in San Diego, Vikram goes above and beyond to get the deal,His expertise in negotiation and guidance in the offer process helped us securing our dream house.He is friendly, polite with positive attitude and would let us know about the pros/cons of each property without being pushy.He also helped and guided us with property management expertise to rent our condo. Vikram is your to go person for real estate and property managment

There aren't enough words or sentiments to describe the assistance of Vikram during this process. Initially, Vikram was our property manager. Seamless process from start to putting it on the market. He had jmthe ability to reach contractors to assist in getting the house turn-key ready. Furthermore, when it was time to receive applications he made the process so simple. Finally placing the house the market, Vikram was transparent and kept is up to date with the market trends and the buyers. He is flexible. He is as hands on as you need him and hands off when you want him to be. He listens and he gets the job done. His experience and knowledge is matched by none. I would use him whenever I needed if he was licensed everywhere. Thank you Vikram from our family to yours.

Vikram is a very knowledgeable realtor who truly works for the client's benefit. In my case he pursued aggressively with the seller's agent and got the process rolling very quickly. Throughout the process he regularly shared updates and was very patient in answering any questions I had. Towards the closing time he worked out all the details meticulously to get us the seller credit that is required to perform the required repairs and fixes. Thanks to Vikram, I was able to finish my home purchase process within 2-3 months of starting.

Vikram did fantastic job showing us several properties. He helped me in every single step for home buying, all the way from open house visit to escrow closing. He is amazing person to work with as he understands client requirements and advise accordingly. If you are first time buyer, I would certainly recommend for Vikram.

Vikram helped us buy a single family home. He is very knowledgeable about the local area and guided us on a fair price for the property, while informing us about local price trends. He is responsive and can help first time buyers make an informed decision around any issues with the property itself. I recommend working with Vikram on any real estate purchase or selling.

I was specifically looking for a house in Scripps Ranch Area. Vikram is very knowledgeable about the ongoing market situation. He would guide about pros and cons of the house very thoroughly. He will be genuine about the house. Overall I'm very pleased about his services and highly recommend him

Vikram deserves 5 stars for all the efforts he puts in. Despite a highly competitive market in San Diego, he tries his best to win deals. With a friendly & positive attitude, he made me aware of the pros/cons of each property without being pushy. I had some constraints w.r.t the type of property & he was understanding & willing to work within those constraints. I have found his energy levels & enthusiasm to work in real estate sector to be very high. I highly recommend him for the above reasons if you are looking for a realtor.

Vikram did a great job in helping me buy the condo. As a first time home buyer, I had no idea about the home purchase process, Vikram provided exceptional assistance throughout the process of buying. Vikram's knowledge of the real estate market, attention to details and prompt-quick communication were invaluable. He patiently addressed all the concerns and questions, ensuring I had clear understanding of the steps involved in the process, which helped me make decisions. Vikram's expertise in negotiation and guidance in the offer process helped in securing a fair deal. I felt confident having Vikram on my side and his commitment to my best interest was evident. Overall it was great working with Vikram in the process of buying my first home

Bought a Single Family home in 2022 in Fairmount park, San diego, CA.

Vikram did a great job in helping me secure to buy a home. It was very time critical for me to move to the new home and Vikram worked very close and very hard and ensured, the deal is closed on time and the keys were handed over on time. Overall, its a good experience and would recommend him for anyone looking to buy or sell.

We used Vikram Boregowda to buy our home in 92129 last summer and he was outstanding.. We accepted and vikram (who was also incredibly friendly and helpful) walked us through every step of the closing process. It couldn't have been a more pleasant experience. In short, he was always on our side working to make our house purchase as simple and successful as possible. The best part about working with vikram was that he was always more focused on answering our questions, giving us good advice, and finding homes that met our needs than he was on closing a deal. We would recommend him to anyone. I've recommended the vikram to everyone I know. He's a true professional and a genuinely nice guy.

Vikram's part in our transaction was a dual agent. I felt he was fair and unbiased in his dealings with us(the seller). He was very responsive and kept us informed the whole way through. I would definitely recommend Vikram B.

Vikram is an amazing realtor, extremely diligent, He closely monitors every step but also respects your space and opinions.. he will walk you through every step and gives helpful advice, without getting pushy. And he has a lot of patience and calmly listens to his clients requirements. He started off with the whole buying process and also helped finding us someone to renovate as well. I would definitely recommend him for a hassle free buying process

I knew Vikram for 15+ years, long before I picked him as my real estate agent. To be honest, I had second thoughts like Is it correct, to pick your friend as your agent? Will I be able to say things openly and get things done in a way I want to get them done? .. But oh boy, I am so glad I kept those doubts aside and picked him as my agent. In the past 3 months, there was not a single moment where he brought our frienship into the professional Agent-Client relationship. He guided us every step of the way in this Crazy-monster like real-estate market and was able to sell my current home in time to buy/upgrade to a bigger home. He always says his goal is to Protect his client's interests is his 1st priority.. And I vouch that he met that goal 100% and if you are a 1st time home-buyer, believe me, there are endless steps to get through. He was Professional, Punctual, always-reachable, xcellent local knowledge, good-negotiator and above all he was patient with our 1000's of questions. So if you are in the market or planning to get into a market and in a state of mind asking, Who is the agent, who can help me buy my dream house or sell my current house?, I would recommend you give Vikram a chance and you will be a happy customer at the end of process.

During the house hunting process, Vikram patiently showed lot of houses, based on our requirement. He was always reachable for our queries and answered them even when they were repeated and simple questions. He never influenced us during the decision making process. Once the home was shortlisted, he negotiated well and helped us in settling for a decent price. He also offered wonderful guidance/insight during the mortgage and other process that were related to buying process. Overall we are extremely pleased with his service.

I have been working with Vikram for my home buying Needs, He has been excellent in providing required information and has right negotiation skills to get the deals closed. I am very with his ability and performance. Thank you Vikram

Vikram helped me selling and buying the houses. Overall he is passionate and got great negotiation skills. He charges very reasonable agent commission fee and i personally able to save thousands of dollars simply opting him as agent. He was able to close my house in 21 days with very thorough followup with Escrow and lender. He also very ethical and makes factual statements and don't play any tricks to sell/buy homes. He also assists finding good lender and chose right escrow company. I recommend Vikram if you are looking to sell or buy the house.

Vikram is very knowledgeable in general with real estate process and proceedings. Was there to help with each step. He was able to answer all our queries. Guided us in each and every step. I would definitely recommend him.

Vikram is a honest and non pushy realtor. He patiently listens to your requirements and leads you in the right direction. He filters out the fluff and points you the right set of houses that you can select and make it your home. Vikram is also very good in negotiating and helps you to out-stand the competition

Vikram was very punctual and and was always on time. He found houses that worked according to our needs. He was very friendly and professional. He was always on task and on top of everything. Would totally recommend him to anyone.

Vikram helped us with buying our house . He is very knowledgeable and approachable. He has vast experience in real estate. I might have called him tons of times but he always picked the call and answered all my questions or concerns. I highly recommend him

Vikram is a great agent to work with. With his extensive knowledge about the housing market trends, he helped us in the whole process starting from searching for a home, gave suggestions about getting loan, escrow process and closing the house. I strongly give Vikram reference to my friends in finding their dream home

Professionalism and valuable advices are no match to any. It resulted in a successful purchase of a house . Always made himself available no matter what time of the day or week it is. It was pleasure working with him. Will not hesitate again to reach out to him again future

I was a first time homebuyer and I came across Vikram on accident but boy was I pleasantly surprised. Vikram was so incredibly responsive I never felt like I had questions. He was prompt, knowledgeable, and he even gave me answers on stuff before I had questions. I never felt pressured or like I was stuck in a time restraint. He was very easy to get along with, felt more like a friend was helping me through the process. All in all I would very highly recommend him to my friends, family, or complete strangers.

Vikram is so great to work with - knowledgeable, helpful and walks you through the process and he sold our house in a week ! He's a great realtor. I can't thank Vikram enough for his help with selling our home.

Vikram was a pleasure to work with as a real estate agent. Vikram never left any questions unanswered and always responded promptly. I would highly recommend him, as you will save thousands as well as receive the best service any agent can provide. I myself have lots of experience in buying/selling properties. However having worked with Vikram, i felt that his experience, professionalism, ethics and knowledge is a huge plus. I now consider Vikram a friend and would highly recommend him to anyone that is searching for a new home.

Working with Vikram was a wonderful experience. His dedication and professionalism made buying a home an enjoyable and stress-free process.

Vikram’s expertise was crucial in securing my home. He guided me every step of the way and ensured I felt confident with each decision.

Vikram was extremely helpful in helping me find my first home. His attention to detail and timely responses made the entire experience seamless.

Vikram is a fantastic realtor who made sure I understood each step of the home-buying process. His professionalism and guidance were top-notch.

Vikram helped me find my dream home and made the process smooth and stress-free. He was attentive, responsive, and always put my needs first.

Vikram is a true professional. He made buying my home easy, answering all questions promptly and ensuring I felt comfortable throughout the process.

I had an excellent experience with Vikram. He was attentive to my needs and guided me smoothly through the entire buying process.

Vikram’s expertise and patience made my home-buying experience easy and enjoyable. He took care of everything and made me feel confident throughout.

Vikram's professionalism and market knowledge were invaluable during my home purchase. He made sure I felt comfortable with every decision. Highly recommend!

Vikram was a pleasure to work with. He helped me find the perfect property, always keeping me informed and answering all my questions.

Vikram was great to work with. He was always available to answer questions and made the whole home-buying process easy and enjoyable.

I had an incredible experience with Vikram. His attention to detail and dedication ensured I found the perfect home. Highly recommend him!

Thanks to Vikram, I found a beautiful home that met all my expectations. His knowledge and commitment made the process stress-free.

Vikram was amazing. He really listened to my needs and helped me find the ideal property. His commitment to his clients is exceptional.

Vikram made buying my home an easy and smooth experience. His expert advice and dedication to his clients set him apart.

Working with Vikram was a pleasure. He always had my best interests in mind and helped me secure a great deal on my home

Vikram's professionalism and attention to detail were outstanding. He guided me through every step of the home-buying process. Very impressed!

Vikram was patient, understanding, and responsive throughout my home-buying journey. I felt confident in his expertise. I highly recommend him

I had a wonderful experience with Vikram. He was attentive to my needs and helped me find the perfect property. Highly recommend!

Vikram was extremely knowledgeable and professional throughout the entire process. His guidance made buying my first home easy and enjoyable

Sanjeev is one of the best loan officers out there. Went to him closer to the close day, however he worked day and night to keep the same close date. Thank you Sanjeev :)

anjeev is a professional and hard working loan officer and realtor, he closed my house in just 8 days, I really recommend to buy a property with him!

?I wholeheartedly recommend Sanjeev to anyone seeking real estate and financing expertise. He has exceptional problem-solving skills that absolutely exemplify his engineering mindset. He has gone above and beyond to make sure that my closing cost was substantially low. He is very knowledgeable and will guide you to understand the entire mortgage process. It was such a pleasure working with Sanjeev!

It was nice to work with Indra and her team, which was an absolute pleasure throughout the Mortgage process. She patiently explained each step, making the complex easy to understand. She was always available to answer any questions we had throughout the process. I highly recommend Indra and her team if anyone seeking for home loan.

Indra and her team were great with communication. They kept me informed throughout every step of the process. They made it a very stress-free and truly enjoyable experience. They were also great about not only answering my questions promptly, but also explaining things at a level that I could understand as a first-time homebuyer. I look forward to recommending Indra and team to friends and family.

Vikram was a pleasure to work with as a real estate agent. Vikram never left any questions unanswered and always responded promptly. I would highly recommend him, as you will save thousands as well as receive the best service any agent can provide. I myself have lots of experience in buying/selling properties. However having worked with Vikram, i felt that his experience, professionalism, ethics and knowledge is a huge plus. I now consider Vikram a friend and would highly recommend him to anyone that is searching for a new home

Vikram is so great to work with - knowledgeable, helpful and walks you through the process and he sold our house in a week ! He's a great realtor. I can't thank Vikram enough for his help with selling our home

I was a first time homebuyer and I came across Vikram on accident but boy was I pleasantly surprised. Vikram was so incredibly responsive I never felt like I had questions. He was prompt, knowledgeable, and he even gave me answers on stuff before I had questions. I never felt pressured or like I was stuck in a time restraint. He was very easy to get along with, felt more like a friend was helping me through the process. All in all I would very highly recommend him to my friends, family, or complete strangers

We recently brought our house through Vikram Boregowda. Very happy with the service as he was efficient, professional and excellent at communicating with us on every aspect of the process. We can highly recommend him. He is always helpful if we had any questions and got back to us with answers quickly. For any real estate needs contact him

Professionalism and valuable advices are no match to any. It resulted in a successful purchase of a house . Always made himself available no matter what time of the day or week it is. It was pleasure working with him. Will not hesitate again to reach out to him again future.

Vikram is a great agent to work with. With his extensive knowledge about the housing market trends, he helped us in the whole process starting from searching for a home, gave suggestions about getting loan, escrow process and closing the house. I strongly give Vikram reference to my friends in finding their dream home

Vikram is a honest and non pushy realtor. He patiently listens to your requirements and leads you in the right direction. He filters out the fluff and points you the right set of houses that you can select and make it your home. Vikram is also very good in negotiating and helps you to out-stand the competition

Vikram was very punctual and and was always on time. He found houses that worked according to our needs. He was very friendly and professional. He was always on task and on top of everything. Would totally recommend him to anyone

My friend introduced me to Vikram and at that time I was not really sure about buying a house. After I met Vikram and he guided me with process and helped me started looking for places I ended up buying a house in a month. Vikram helps you as a friend and available to answer your questions anytime even after we closed the house. I still call him to ask recommendation for lot of things before buying it and he always has best answers. He is very friendly and extremely knowledgable. I would recommend him to anyone who wants to buy or sell a house

Vikram helped us with buying our house . He is very knowledgeable and approachable. He has vast experience in real estate. I might have called him tons of times but he always picked the call and answered all my questions or concerns. I highly recommend him

We bought our house through Vikram Boregowda recently. His services are efficient, professional and excellent at communicating with us on every aspect of the process. We highly recommend him. He is always helpful if we had any questions and got back to us with answers quickly. For any real estate needs contact him

During the house hunting process, Vikram patiently showed lot of houses, based on our requirement. He was always reachable for our queries and answered them even when they were repeated and simple questions. He never influenced us during the decision making process. Once the home was shortlisted, he negotiated well and helped us in settling for a decent price. He also offered wonderful guidance/insight during the mortgage and other process that were related to buying process. Overall we are extremely pleased with his service

I have been working with Vikram for my home buying Needs, He has been excellent in providing required information and has right negotiation skills to get the deals closed. I am very with his ability and performance. Thank you Vikram

Vikram helped me selling and buying the houses. Overall he is passionate and got great negotiation skills. He charges very reasonable agent commission fee and i personally able to save thousands of dollars simply opting him as agent. He was able to close my house in 21 days with very thorough followup with Escrow and lender. He also very ethical and makes factual statements and don't play any tricks to sell/buy homes. He also assists finding good lender and chose right escrow company. I recommend Vikram if you are looking to sell or buy the house

Vikram is very knowledgeable in general with real estate process and proceedings. Was there to help with each step. He was able to answer all our queries. Guided us in each and every step. I would definitely recommend him.

We highly recommend Vikram as he is very hard working and detailed oriented. Within a few days of working with him, he understood our requirements and was always available for visiting new houses. Within 3 weeks of working with him, we found our house. During offer process, he guided us well and remained available throughout the buying process. We are proud owners today and thanks to Vikram for playing huge role in this

We used Vikram Boregowda to buy our home in 92129 last summer and he was outstanding.. We accepted and vikram (who was also incredibly friendly and helpful) walked us through every step of the closing process. It couldn't have been a more pleasant experience. In short, he was always on our side working to make our house purchase as simple and successful as possible. The best part about working with vikram was that he was always more focused on answering our questions, giving us good advice, and finding homes that met our needs than he was on closing a deal. We would recommend him to anyone. I've recommended the vikram to everyone I know. He's a true professional and a genuinely nice guy

Vikram's part in our transaction was a dual agent. I felt he was fair and unbiased in his dealings with us(the seller). He was very responsive and kept us informed the whole way through. I would definitely recommend Vikram B

Vikram is an amazing realtor, extremely diligent, He closely monitors every step but also respects your space and opinions.. he will walk you through every step and gives helpful advice, without getting pushy. And he has a lot of patience and calmly listens to his clients requirements. He started off with the whole buying process and also helped finding us someone to renovate as well. I would definitely recommend him for a hassle free buying process

I knew Vikram for 15+ years, long before I picked him as my real estate agent. To be honest, I had second thoughts like Is it correct, to pick your friend as your agent? Will I be able to say things openly and get things done in a way I want to get them done? .. But oh boy, I am so glad I kept those doubts aside and picked him as my agent. In the past 3 months, there was not a single moment where he brought our frienship into the professional Agent-Client relationship. He guided us every step of the way in this Crazy-monster like real-estate market and was able to sell my current home in time to buy/upgrade to a bigger home. He always says his goal is to Protect his client's interests is his 1st priority.. And I vouch that he met that goal 100% and if you are a 1st time home-buyer, believe me, there are endless steps to get through. He was Professional, Punctual, always-reachable, xcellent local knowledge, good-negotiator and above all he was patient with our 1000's of questions. So if you are in the market or planning to get into a market and in a state of mind asking, Who is the agent, who can help me buy my dream house or sell my current house?, I would recommend you give Vikram a chance and you will be a happy customer at the end of process

In a hot market like San Diego, he is the right person to get you your dream home. He has all the skills what a realtor is supposed to have. Highly responsive, has great network with all the realtors which is needed,very positive spirited person. He keeps his words

I was specifically looking for a house in Scripps Ranch Area. Vikram is very knowledgeable about the ongoing market situation. He would guide about pros and cons of the house very thoroughly. He will be genuine about the house. Overall I'm very pleased about his services and highly recommend him

Vikram deserves 5 stars for all the efforts he puts in. Despite a highly competitive market in San Diego, he tries his best to win deals. With a friendly & positive attitude, he made me aware of the pros/cons of each property without being pushy. I had some constraints w.r.t the type of property & he was understanding & willing to work within those constraints. I have found his energy levels & enthusiasm to work in real estate sector to be very high. I highly recommend him for the above reasons if you are looking for a realtor

Vikram did a great job in helping me buy the condo. As a first time home buyer, I had no idea about the home purchase process, Vikram provided exceptional assistance throughout the process of buying. Vikram's knowledge of the real estate market, attention to details and prompt-quick communication were invaluable. He patiently addressed all the concerns and questions, ensuring I had clear understanding of the steps involved in the process, which helped me make decisions. Vikram's expertise in negotiation and guidance in the offer process helped in securing a fair deal. I felt confident having Vikram on my side and his commitment to my best interest was evident. Overall it was great working with Vikram in the process of buying my first home.

Vikram is great and easy to work with. He takes out time and gives full commitment to client. He provides with valuable feedback as well. He is punctual and follows through with house owners with full dedications. He comes up with contracts and completes all steps to finalize deal in a timely manner

Vikram did a great job in helping me secure to buy a home. It was very time critical for me to move to the new home and Vikram worked very close and very hard and ensured, the deal is closed on time and the keys were handed over on time. Overall, its a good experience and would recommend him for anyone looking to buy or sell

Vikram is a very knowledgeable realtor who truly works for the client's benefit. In my case he pursued aggressively with the seller's agent and got the process rolling very quickly. Throughout the process he regularly shared updates and was very patient in answering any questions I had. Towards the closing time he worked out all the details meticulously to get us the seller credit that is required to perform the required repairs and fixes. Thanks to Vikram, I was able to finish my home purchase process within 2-3 months of starting

Vikram did fantastic job showing us several properties. He helped me in every single step for home buying, all the way from open house visit to escrow closing. He is amazing person to work with as he understands client requirements and advise accordingly. If you are first time buyer, I would certainly recommend for Vikram

Vikram helped us buy a single family home. He is very knowledgeable about the local area and guided us on a fair price for the property, while informing us about local price trends. He is responsive and can help first time buyers make an informed decision around any issues with the property itself. I recommend working with Vikram on any real estate purchase or selling.

Vikram is very knowledgeable, prompt and communicates clearly. He was also able help us with providing quality contacts for financing and contractors.

I knew Vikram as a colleague from the past. He is a very good friend and we have played Table Tennis many times. When it was time for me to buy a property and I learnt that Vikram has also become Realtor, then it was no brainer for me. I immediately reached out & Vikram enthusiastically showed me as many properties as I needed to see. Then when it came time to put an offer, his market knowledge was very helpful. He recommended what and how we should put as offer price. Then after our offer was accepted, he was there in the escrow process and ensured that we successfully bought the property smoothly. Overall, if I were to sum up the whole experience, it was a sweet blend of friendship, professionalism, great market knowledge and genuine enthusiasm. Highly recommend Vikram for your next real estate transaction

The most striking thing that we observed about Vikram was that he is a gentleman. Very soft spoken & non aggressive. Vikram, saved us from investing in a money pit(home) by warning us about the pitfalls associated with it. We were in a very tough & hopeless situation and he was very gracious about the financial aspect of it and helped us find our home. Also, he helped sell our home. Strongly recommend Vikram, for his patience, general decency, kindness and honesty. Vikram always has a cool head and was very upfront about whether something will work or not. We felt Vikram also has the luck factor too, he definitely proved lucky for us. Thank you so much Vikram, we really appreciate your patience with us

We used Vikram from beginning to end: Property mgmt, renovation asst, and selling. it was beyond convenient and simple being bicoastal. Communication and accessibility to him was stellar. I would recommend him to anyone from a first time buyer or renter to someone who has a realtor but needs expertise across all areas. His work ethic is superb and unmatchable. We sought several realtors and Property managers before we were recommended to him. We will forever be grateful for him

Vikram is best and never pressure people to buy and guides right way to fullfill the client needs. I didn't know how to begin the search for a realtor in the area I was interested in purchasing my next home. Vikram was recommended to me. He was responsive and efficient in getting back to me very quickly, and absolutely terrific. I would highly recommend Vikram. Thanks.

Despite a highly competitive market in San Diego, Vikram goes above and beyond to get the deal,His expertise in negotiation and guidance in the offer process helped us securing our dream house.He is friendly, polite with positive attitude and would let us know about the pros/cons of each property without being pushy.He also helped and guided us with property management expertise to rent our condo. Vikram is your to go person for real estate and property managment

Being a first time home buyer its always tricky to choose not only home but the realtor who will get you that desired property. I was lucky to have Shankar, help me find a great property in the desired location I wanted. It took me about 6 months to finalize on the property I loved and wanted to buy. But during this whole process, Shankar has been super patient, very detailed, and AVAILABLE all the time. Shankar, helped us understand both pros and cons of the property in terms of location, schools, future developments and comparables in the same region. He seems to have great knowledge about the Folsom CA in particular. Another plus point of Shankar is he helped me shop around for a good mortgage rate too. If you are looking to buy something in and around Folsom CA, I would recommend using Shankar. He is patient, dedicated and detail oriented. Thank you Shankar for all you did for us.

Shankar was wonderful to work with. He helped me sell my house in 1 week and helped to close it in 2 weeks. Shankar made what could have been a stressful and difficult process as seamless as could be. He made everything very easy to navigate and was always available and helpful. I wouldn’t work with anyone else! He is very professional and very nice to work with. He really listened, cares passionately about his job and his calming manner worked wonders for us. I would recommend him to whoever is looking to buy or sell a home in California.

Shankar made our home selling process a breeze! He has a keen eye for what needs to be done to ready for staging, like painting the whole house with a neutral color. Shankar was always on time for appointments, negotiated well with other agents or always followed up with emails, phone messages and voicemails etc., He kept up his promises. Our home was sold in 3 hours much more than the asking price!

Shankar Reddy is one of the Best person that I have met in my recent times. His primary focus is to provide best opportunities to the clients and sharing necessary feedbacks in every aspect of Home purchase. With his tons of real estate experience, always drives customers to find the best home in the desired place with affordable pricing options!! He is very friendly and easy to approachable always !! Really appreciate his flexibility, commitment,trust and great service to this community !!

Did an excellent job in listing my home and selling it during high volatile market conditions. Personally looked into the house and went through all steps in advance and cleared all our questions i.e. regard to selling and also finances. Very hard working and definitely use him in any other real-estate transactions in future too.

Recently refinanced our home with Jacob and had a very positive experience. Jacob constantly communicates through every step of the process and keeps you informed which was very assuring. He is always open to questions and very quickly gets back to you and found him very trust worthy. The entire refi cycle was very quick and efficient. Really valued working with Jacob and would definitely utilize his services again and highly recommend to anyone who is in looking to refinance. Thanks Jacob for everything.

It was a pleasure doing business with Mr Jacob. It was one of the best refinancing experience we have ever had. The process was very smooth. He was on top of the process the whole time. He eased the pain of refinancing by calling and following up with various places when I had busy weeks. Overall a great experience. Would highly recommend.

Jacob is very knowledgeable, dedicated and helpfull. He does all the work for you to make your loan process simpler. Jacob is great in communicating the updates which makes you very comfortable. We highly recommend Jacob if you are looking to buy your home or want to refinance. Thank you Jacob for all the help and guidance!

Jacob is very knowledgeable and help you in every way you can to get your loan needs. I have done refi three times with him and some of the friends and clients do purchase and refinance loans with him. Very professional and easy to work with and fast closing. Thank you Jacob for your dedication to the entire process from start to finish on any loan.

Jacob got me a very nice rate and closing process was very fast. He is very responsive to your queries .

It was a great pleasure to work with Jacob when getting my home purchase mortgage. He was thorough, professional, answered all my questions about loan options, and got the job done, and closed escrow in 20 days.

Getting my loan refinanced was practically an impossible task. Jacob was patient enough and finally found a lender that was able to do the refinance with an outstanding rate. I would recommend him to anyone with confidence and trust.

It was our first experience with mortgage and we could sail smoothly because of Jacob. His timely updates and constant efforts ensured that we don't let go the house we had really liked. The rough weather in between panicked us, but Jacob always assured us with his support and rich experience.We shall always be indebted to Jacob for this and shall highly recommend him to anybody out there not just for securing a mortgage but also for sound financial advice.Ofcourse when we had to refinance our house in 2 years time, we went to Jacob again and refinance was a breeze.. Abhishek and Sonam, San Jose CA

I had the pleasure to work with Jacob on several occasions. he is honest with high ethics and integrity. he had always had my interest in mind and made sure I got the best deal available. I have shopped around with many institutions and with friends. Jacob was the best between all the offers. Whatever you can get somewhere else, chances are, Jacob will do better or at worst will match.Finally, I really enjoyed working with Jacob. I will definitely use him again and refer all my friends to work with him. I hope he does well as he deserves it.

We have worked with Jacob Varghese 3 times and had excellent experience each time. The latest time we worked with him, we had informed him about the rate we had in mind and he monitored it for us. When the time was right, he called us, and it was smooth sailing from that point. I really appreciated the time he took to explain the questions we had and the promptness by which he answered. He is trustworthy and honest.

I have experience working with other loan agents and Jacob stands out mainly because he provides complete details of any loan deals and never bring up any last minute surprises. I think he can pull that off mainly because of his domain knowledge and professionalism.

Working with Jacob was a great experience. Being a first time home buyer it was difficult for us to understand and make apt decisions at the right time. You have been a great support in every single situation and had explained to both of us each and every process with professionalism. Your knowledge in mortgage industry and the attention to details helped us secure a difficult loan. Thank you so much for all your support and making this whole effort so painless and convenient. I will recommend your service in a heart beat, to any one who is in process of looking for a mortgage.Thanks again, truly appreciate it!

I had the pleasure of working with Jacob this year and I would recommend him without any hesitation. My case was very unique and difficult but Jacob was very persistent and determined to get my house refinanced. He was very patient and used his extensive contacts to find a suitable lender for me to go with. The whole process was very smooth and he was on top of things. His lines of communications were open and dealt with issues like a champ. He was always there to answer my calls (even late evenings or early mornings). I definitely would recommend him and will continue to use him for any of my future housing financial needs.

I have worked with Jacob during my refinance of my Loan. He is very is very honest and responded to all my questions quickly. He was able to explain all the options available and able to close the loan in time. He is funny and professional. I would highly recommend Jacob.

I have used Jacob three times in the past. I want to express my thanks with the way Jacob handled our loan transactions. Jacob was efficient, helpful and made the process easy. We have never had such an easy time getting a home loan. The Internet Online application was really easy to use. Jacob was so helpful, after reviewing our application, he recommended the best program for us. He was prompt, efficient and, best of all, considerate. The entire process went so smoothly that I will urge friends and relatives to visit your site. (Actually I have referred some of my family and friends to him.)

I'm writing to thank you Jacob Varghese for getting my wife and self a great purchase and refinance mortgage for our Primary & investment homes. Getting the job done and as promised! That's my experience with Jacob. I would be happy to recommend Jacob for his work to anyone.

Jacob varghese made our dream of owning a house come true. We were able to own a house within a year of residency and job in California. It was stressful but Jacob made it happen. Jacob helped and kept us updated on every documentation needed by the bank. We were able to talk to him even after business hours to clear our doubts. Thank you Jacob for everything once again. Good luck.Regards,Jaimon Mathew & Family.

Jacob was prompt, professional, and courteous. He was patient and thorough answering all of my questions. He kept the ball rolling and the process was completed in the time frame promised. There were absolutely no surprises at settlement. An excellent job.

Great services with care. Highly recommended.

I have worked with Sanjeev for several years and worked with many loan officers and agents with my position. Sanjeev is professional, knowledgeable, accurate and extremely kind. I can't speak his praises enough. I'm thankful to work with Sanjeev!

Hi Sanjeev! I'd like to thank you so much for your great service and assistance with our home refinancing. You really made this process easy and convenient for us. We appreciate your hard work and long hours (even on the weekends!). Thanks for being so kind, helpful and always readily available. We look forward to working with you again in the future!

Nick was very patient with every detail and each difficulty we encountered during the refinancing of our two loans. We would not hesitate to recommend his services to anyone who is seeking a good rate and reliable services. Hwei and Andy from Chula Vista, Ca.

Nick & Sonia, thanks for all your help in an expedited closing of my refinance. Without your prompt response and eye to detail, it would not have been this smooth. Thanks for your patience in answering my many questions and taking my calls at any time. You set the bar high for other agents to be measured against. Good luck and look forward to working again in the future

Our personal thanks to Nick for all the help provided during our loan refinancing. Nick made sure the entire procedure was handled efficiently from the beginning to end he was open at any time to respond all our questions and answered them in an intelligent manner and terms that were understandable. Due to Nick's helpful attitude and professionalism, the entire process was a very positive experience. I would recommend Nick to any person wanting to secure a loan

For a demanding customer to be completely comfortable and trusting when dealing with a transaction like the refinance of a loan, one must receive direct, succinct information in a timely manner. Nick was the most professional loan agent I have dealt with in 30 years. He ensured there were no hiccups during the process that weren't swiftly communicated and expertly managed. As a retired military officer I have come to expect the type of service Nick provided and quickly take my business elsewhere if I feel there is a lack of respect or any inkling of being sold on a product or service. Nick seemed to know exactly what I needed and made sure there was no question of integrity on his part. If I have occasion to need a loan for a purchase or refinance I am certain I will be calling on Nick Kohli Thanks Nick

I was worried that I wouldn't be able to qualify for a loan. I spoke with Navin and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

Sanjeev is the consummate mortgage professional. If you are looking ...for someone to help you with your mortgage or real estate needs, you can trust that Sanjeev will make you his top priority. He will guide you through the loan and purchase process, with the highest level of skill and expertise. Trust in him. You'll be glad that you did. Kim Kirk, Senior Account Executive, Sierra Pacific Mortgage