Find Trusted Mortgage Lenders & Brokers in Sacramento CA

Naresh was a professional and a knowledgeable loan officer. He respected our time throughout the process, which we appreciated

Excellent Service in these area, Communication, Thorough documentation, upfront honest and sets expectation and minimize the closing cost, Always goto person, Thank you !!!

They went above and beyond for us

Naresh and his team at loan factory helped us very diligently and patiently to get the refinance of the loan done recently in the month of September and it was really hassle free working with them. Naresh was very prompt and got all the things done on time for refinance , will definitely recommend working with them for any refinance or housing loans.

Naresh assisted me with refinancing my mortgage and made the entire process smooth and stress-free. He patiently explained each step, addressed all my questions in detail, and maintained clear and timely communication throughout. Overall, it was a seamless and hassle-free experience.

Very quick and up to date responses. Loan closed in very less time.

I recently completed my home refinance with Naresh Ravuri, and the experience was exceptional. Naresh was professional, transparent, and incredibly thorough, he clearly explained every charge and stood by everything he promised. In today’s tough mortgage market, finding someone this honest and dependable is rare. His communication and guidance made the entire process smooth and stress-free. I highly recommend Naresh to anyone looking for a trustworthy mortgage professional.

I recently completed my loan process with Naresh Ravuri, and I’m extremely satisfied with the overall experience. From start to finish, Naresh was professional, knowledgeable, and very supportive. He explained each step clearly, answered all my questions patiently, and made sure I understood every part of the process. What I appreciated the most was his responsiveness and attention to detail. Whether it was documentation, follow-ups, or guidance, Naresh was always on top of everything, which made the entire loan process smooth and stress-free. His transparency and commitment to helping clients truly set him apart. I highly recommend Naresh Ravuri to anyone looking for a reliable and trustworthy loan officer. Thank you, Naresh, for making this journey easy and successful!

Vikram was amazing to work with! He was super honest with his opinions, never pushy, and always just a quick call or text away whenever we had questions. He really listened to what we wanted and helped us find the perfect home at a great price. What impressed us most was how patient and supportive he was through the whole process. He even went the extra mile and helped us find a tenant right away when we needed one. We’re so grateful for all his help and would 100% recommend him to anyone looking for a trustworthy realtor!

I’ve had the pleasure of working with Sudhir Agarwal on multiple transactions, and I can confidently say that he is one of the most reliable and professional lender partners in the industry. From our first interaction, it was clear that Sudhir brings not only a wealth of knowledge and experience in lending but also a genuine dedication to helping clients achieve their financial goals. What truly sets Sudhir apart is his proactive communication and unwavering commitment to service. He’s always accessible, responds promptly to questions, and takes the time to explain complex financial details in a way that clients and partners can easily understand. Whether we were working through a straightforward loan or navigating a more challenging scenario, Sudhir remained calm, solution-oriented, and incredibly supportive throughout the process. His ability to anticipate potential issues and resolve them before they become problems is a huge asset. He consistently meets deadlines, keeps all parties informed, and ensures that deals close smoothly and on time. It’s evident that he takes great pride in his work and holds himself to the highest standards of professionalism and integrity. Sudhir is more than just a lender—he’s a trusted partner and a true team player. I look forward to continuing our partnership and would highly recommend him to any real estate professional or client seeking a dependable and knowledgeable lending expert.

Working with Sudhir Agarwal has been a consistently exceptional experience. He brings not only a deep understanding of mortgage financing but also a rare level of professionalism and personal integrity that sets him apart. In a field where trust and clarity are everything, Sudhir delivers both—consistently and without compromise. He approaches each transaction with a level of care and precision that immediately puts clients at ease. His guidance is thorough, his communication is always clear and timely, and his ability to simplify complex financial matters makes him an invaluable resource for both buyers and agents. Whether handling a conventional purchase, a first-time homebuyer program, or a more intricate loan scenario, Sudhir provides tailored solutions grounded in the client’s long-term financial well-being. What makes Sudhir truly exceptional, however, goes beyond his technical expertise. He is an honest, transparent, and deeply considerate professional who takes the time to genuinely understand the people he serves. His ethical approach and calm demeanor inspire confidence, and his responsiveness ensures that every detail is handled with care and urgency. Rooted in the North Georgia community, Sudhir brings a strong sense of commitment to the areas he serves—from Cumming and Alpharetta to Johns Creek, Suwanee, Milton, and beyond. He is not just a mortgage broker—he is a reliable advisor and trusted partner who genuinely wants the best outcome for every client. I highly recommend Sudhir to anyone seeking a mortgage professional who combines technical excellence with human warmth. He brings not just the deal to the table, but integrity, clarity, and peace of mind.

Sudhir is an exceptional lender and he helped us in our journey of buying home for the first time at every stage. Once I finalized my house, I was looking for a lender who understand my unique situation and helps at every stage for a first time home buyer. Sudhir understood my priorities from the day one and suggested very useful steps during the whole process. I was looking for a 15 year term and wanted to spend minimum on the closing cost with no compromise on any quality or regulation. Sudhir was able to provide that solution quickly. He even provided great lender credits and two one buy down scheme which helped me to almost make my closing cost zero ( in spite of the house cost of 800k+) . This was exceptional and before Sudhir I tried finding solutions with two other lenders and their options were atleast 20k+ more expensive then what Sudhir was offering. So he has delivered great value to us and I definitely recommend him for any mortgage lending. He can be your true and most trusted advisor while finding the best mortgage for you.

I had the pleasure of working with Sudhir at Ensure Home Loans LLC during my recent mortgage process, and I couldn't be more impressed. From the initial consultation to the final closing, Sudhir was professional, responsive, and genuinely dedicated to ensuring I understood every step of the journey. Key Highlights: Clear Communication: Sudhir took the time to explain all available loan options, ensuring I made an informed decision that best suited my financial situation. Timely Updates: Throughout the process, I was kept informed with regular updates, making what could have been a stressful experience much more manageable. If you're looking for a dedicated and knowledgeable lender who truly cares about their clients, I highly recommend Sudhir.

Working with Sudhir was one of the best parts of my homebuying journey. From start to finish, Sudhir made the entire mortgage process smooth, transparent, and stress-free. He explained every step in detail, answered all my questions promptly, and always made sure I understood my options. I truly appreciated how responsive and organized Sudhir was lot of late night calls were made to discuss and understand every step of mortgage process and Sudhir was kind enough to always respond and quote that he will always work late night so that his customers can sleep well, and I never felt like I was left in the dark. What really stood out was Sudhir's honesty and dedication to getting me the best possible rate and terms for my situation. It’s rare to find someone who’s not only knowledgeable but genuinely cares about your financial well-being.

Working with Sudhir Agrawal has been an outstanding experience. He helped us close two homes and made the entire loan process smooth, efficient, and stress-free. What truly sets Sudhir apart is his personal dedication — he didn’t just work as a loan officer, he acted like a close friend, guiding us every step of the way to ensure we got the best possible deal. Sudhir was always available, extremely knowledgeable, and incredibly helpful — whether it was answering late-night questions or breaking down complex options so we could make informed decisions. His professionalism combined with a personal touch gave us full confidence in every step of the process. If you’re looking for someone who truly cares, is trustworthy, and will go the extra mile for you, Sudhir is the one. Highly recommend him and Ensure Loans for anyone looking to buy a home!

Sudhir Bhai is the BEST. There is no comparison to him. I highly recommend anyone to reach him first before checking others too. He is super responsive even at midnight. He always wears customers shoes and thinks how can his customers benefit from the situations. He does provide the Best deals.

My clients often share how comfortable they feel working with Sudhir and I’ve seen firsthand how his proactive approach helps prevent delays and keeps everything on track. Whether it’s explaining financing options in detail, staying available for questions, or coordinating seamlessly with title and escrow, Sudhir is a true partner in for future transaction.

I want to take a moment to express my heartfelt gratitude to Sudhir Bhai and wholeheartedly recommend him for anyone's mortgage and lending needs. My experience with him was truly exceptional, particularly as a first-time buyer. Sudhir guided me through the entire home mortgage process with remarkable clarity, ensuring that I fully understood each step along the way. His expertise and patient explanations alleviated any concerns I had, making the journey feel seamless and stress-free. What impressed me most was how Sudhir managed all the details—his meticulous approach and attention to my individual needs made the process incredibly smooth. I felt reassured knowing I could rely on him. When it came time for refinancing, I was pleasantly surprised to find that it was even easier than I anticipated, as Sudhir handled everything expertly and kept me informed throughout. If you're seeking a dedicated professional who will prioritize your interests and make the complex world of mortgages manageable, I cannot recommend Sudhir highly enough.

It was wonderful experience working with Sudhir Agarwal on my recent home purchase, and I can say with full confidence that he is one of the most professional and reliable lender to work with. Sudhir brings a wealth of knowledge and experience. He knows what he is doing and what is the best for his client. I trusted him completely and let him suggest and do what is going to be best for my loan. Afterall he is the expert in this area and that's why I hired him. Then best is to trust him with his calculations to get the best possible for me. What truly sets Sudhir apart is his proactive communication and unwavering commitment to service. He’s always accessible, responds promptly to questions, and takes the time to explain complex financial details. Sudhir has ability to anticipate potential issues and resolve them before they become problems. Sudhir is more than just a lender—he’s a trusted partner. I would highly recommend him to any real estate professional or client seeking a dependable and knowledgeable lending expert.

Sudhir played a pivotal role in helping me purchase my first rental townhome. At the last minute, I had to switch lenders because the builder’s offered rates were much higher than I’d anticipated. In a tough market, I was on the verge of canceling the contract—but Sudhir stepped in as a trusted partner and completely turned things around. He secured a much more favorable mortgage rate, accelerated the necessary procedures, and coordinated seamlessly with the builder and lawyer’s office, treating everything with utmost urgency. Thanks to his efforts, the lowered mortgage rate and additional discounts helped bridge the gap left by the builder’s incentives. I’m truly grateful to know someone like Sudhir, who went above and beyond to make my first rental property a reality. Thank you, Sudhir—keep doing what you!

It was a pleasure working with Sudhir. He is one of the most patient and thoguhtfull people who really listens and works upon the needs of his Client. I had too many questions and back and forth discussions with him and he was patient and answered all my queries. He really looks after you and make sure his clients dont loose money. I would highly recommend him to all my friends. I have already done so and will keep doing. Thank You Sudhir for your diligent work and sincerity.

Working with Sudhir was an outstanding experience. From the very beginning, he made the loan process clear, straightforward, and stress-free. His patience in answering all our questions, attention to detail, and ability to explain complex terms in simple language gave us complete confidence. He was always responsive, kept us updated at every step, and truly went above and beyond to ensure we got the best possible terms. We are so grateful for his professionalism, transparency, and genuine care, and we would gladly recommend Sudhir to anyone looking for a smooth and positive mortgage experience.

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

Highlights transparent guidance, which builds trust

As a first-time homebuyer, I was nervous about the process. Jatayu Loans explained everything clearly, shared helpful tips, and made sure there were no surprises. Only wish they had more weekend slots, but otherwise it was excellent!

Jatayu Loans got me a very competitive rate. There was a slight delay with the appraisal, but they kept me updated and handled it well. Overall, I’m happy with the service.

This team truly cares about their clients. They were always available to clarify my doubts, even after hours. I felt supported and confident throughout the process. Thank you, Jatayu Loans!

I refinanced my mortgage with Jatayu Loans LLC and the process was so smooth. They handled everything on time, answered all my questions, and made sure I got the best deal possible. Great experience!

Working with Jatayu Loans LLC was the best decision I made for my home loan. The team explained every step, guided me through the paperwork, and got me a great rate. Highly recommend their professional and friendly service!

The team was extremely professional, explaining programs like FHA, VA, and jumbo clearly. Communication was top-notch. The only small hiccup was a slight delay on a form, but they fixed it quickly. Overall fantastic!

VVR Loans secured me an excellent rate, and the online portal made uploads effortless. Only suggestion: expand weekend availability for consultations. Still, I highly recommend them

Worked directly with Pavan (and his amazing team) who provided clear communication, rate comparisons, and kept everything on track. A truly professional and reassuring experience

I locked in a low rate quickly, the document system was secure and easy, and they delivered on their promise of fast closings. Really efficient and reliable

VVR Loans really puts clients first. They took time to walk us through all our mortgage options, explained every detail clearly, and walked us through the process from application to closing. Felt like family, not just another customer

Their advice was spot-on and the process was clearly explained. Everything ran smoothly. The only thing I’d love is a few more weekend hours for consultations—but still a very strong experience

I locked in a fantastic rate and the staff was helpful throughout. There was a small delay in coordinating signatures, but they resolved it quickly and kept me updated the whole way

They provided a free quote within 24 hours, offered customized comparisons, and let me upload documents securely online. I closed my loan quicker than expected with excellent customer care.

From our first consultation to closing, the team was incredibly responsive and professional. They guided me through every step, handled the paperwork digitally, and made refinancing my home completely painless

Lowest Rates Home Loans delivered exactly what their name promises—an unbeatable mortgage rate in Cary. The entire process was fast, transparent, and easy. They explained all of my options clearly and got me a loan in no time. Highly recommended

Suman explained all the mortgage terms patiently and attended to every detail. A slight administrative delay occurred, but he resolved it promptly. Still a very strong rating

Suman provided excellent guidance and helped us secure a competitive mortgage. Only suggestion: offering more weekend appointment availability would make it a full 5-star experience

As first-time homebuyers, we were anxious about the process, but Suman’s expertise put us at ease. He explained options clearly and secured us a great rate. Highly recommend

Whenever we had questions, Suman was right there with answers. His professionalism, punctual follow-ups, and proactive updates kept us informed and confident

Suman guided us through every step—from pre-approval to final closing—with clear communication and expert advice. His attention to detail made the entire process feel effortless

Gaurav is an amazing person to work with. He helped me get my first home, much before the 30 day contract deadline

The most Transparent person I have ever met. As a first time buyer, I was very nervous… He messages every time – ‘Clear. Simple’. It was indeed the case working with him. If I ever buy another home, he will be my first choice

I had a fantastic experience working with Gaurav on my property mortgage – super friendly and easy to talk to, and very transparent, which made the whole process way less stressful making sure everything went smoothly from start to finish

Gaurav guides wonderfully throughout and makes the process of refinancing home look easy. Very patient, knowledgeable and importantly have time to talk us through every detail. A definite go-to person for refinancing

I had an amazing experience working with Gaurav on refinancing the home. He is very well available to talk and clarify my questions, I highly recommend him for your home/commercial loan/refinancing needs

Jason and Laura were nothing short of good. From the first call …to the closing was absolutely flawless…He ran the numbers … never pushy … if we ever need to use them again we 100% will

Working with Sree was an outstanding experience…responsive…I felt supported at every step.…His professionalism, integrity, and personal approach made a big difference

I recently worked with Sree on refinancing my home…proactive, transparent, and incredibly knowledgeable. He kept me updated every step of the way …secured a great rate and improved my financial outlook. I highly recommend Sree…a true professional

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

Absolutely top-notch. I was nervous about buying during a competitive market, but CD Mortgage Corp kept me confident and informed. They truly care about their clients

Excellent service from start to finish. The pre-approval process was quick, and I appreciated the transparency. CD Mortgage Corp made refinancing simple and stress-free

I can't recommend CD Mortgage Corp enough! Mike and his team were fantastic—friendly, patient, and responsive. As a self-employed buyer, I had complex paperwork, but they handled it with ease.

The rates they offered were better than what I found elsewhere. Communication was consistent, and everything was handled professionally. Minor delays in document processing, but overall, great experience.

Working with CD Mortgage Corp was the smoothest part of buying my first home. Sarah, my loan officer, walked me through every step and made sure I understood all the options. I felt supported the whole time and closed faster than expected

Working with Sree as my loan officer was an exceptional experience—his professionalism, clear communication, and deep understanding of the lending process made everything feel seamless and manageable. He was always quick to respond to questions, took the time to explain every detail, and made sure I felt informed and confident at every step. Sree truly went above and beyond to find the best loan option for my situation, and his dedication and support made a stressful process feel much more manageable. I highly recommend him to anyone in need of a knowledgeable and trustworthy loan officer.

I recently worked with Sree on refinancing my home, and I couldn’t be more pleased with the experience. From the very beginning, Sree was proactive, transparent, and incredibly knowledgeable about the refinancing process. He took the time to understand my financial goals and walked me through the available options with clarity and patience. Sree kept me updated every step of the way and made sure everything moved smoothly and efficiently. Thanks to his expertise and dedication, I was able to secure a great rate and improve my overall financial outlook. I highly recommend Sree to anyone considering a refinance—he’s a true professional you can trust.

Working with Sree was an outstanding experience from beginning to end. He is highly knowledgeable, responsive, and truly committed to guiding his clients through the mortgage process with clarity and confidence. Sree took the time to explain every detail, was always available to answer questions, and made sure we felt supported at every step. His professionalism, integrity, and personal approach made a big difference. Thanks to Sree, the entire process was smooth and stress-free. I highly recommend him to anyone in need of a trustworthy and dedicated mortgage loan officer!

Vikram is an excellent realtor and I would definitely recommend him for anybody who needs his services . He does an amazing job as a realtor and provides right feedbacks when needed . We really loved working with him and definitely wiyld like to work with him in future also . He is humble and down to earth person who keeps our interest first . He has very good contacts in the industry and also good reputation with them which helped us lock in excellent rate . He is willing to go the extra mile even if it not part of his job . He has in depth knowledge and definitely would recommend him

We had the pleasure of working with Vikram for both selling our home and purchasing a new one, and the experience exceeded our expectations in every way. From the start, Vikram demonstrated outstanding professionalism and an in-depth understanding of the market. In a challenging market, he successfully helped us price our home strategically, ensuring we received a competitive offer at just the right time. This allowed us to navigate the purchase of our new home, even in a contingency situation. Throughout both transactions, Vikram was there every step of the way, providing expert guidance and ensuring we felt informed and confident in our decisions. His communication was flawless, and his negotiation skills truly set him apart. We wholeheartedly recommend Vikram to anyone looking to buy or sell – his expertise, commitment, and client-first approach made all the difference!!

Working with Vikram was an absolute pleasure! He was knowledgeable, professional, and always available to answer our questions. He guided us through every step of the home-buying process, making it smooth and stress-free.His expertise and dedication helped us find the perfect home, and we couldn't be happier.

Vikram did an outstanding job in getting my first single family home at San Jose. He is very responsive, has deep knowledge and understanding about real estate and never pushes you to over bid. Instead he listens and respects buyers point of view. His negotiation skills are just amazing. Be it any problem, if you are working with Vikram, you will have that peace of mind. I highly recommend Vikram for any type of real estate transaction

Vikram did a great job in finding our investment property recently. He is super knowledgeable of the areas in San Diego, and was always there to answer all our questions.

Vikram did a great job in finding our investment property recently. He is super knowledgeable of the areas in San Diego, and was always there to answer all our questions.

I am very grateful to Vikram for helping me purchase my first home! As a first-time homebuyer, I had so many questions and concerns, but Vikram was there every step of the way to guide and support me. From finding the perfect property to navigating offers and closing, he made everything seamless and worked tirelessly to ensure I found a home that checked all the boxes. His expertise, market knowledge, and attention to detail gave me complete confidence throughout the process. What truly stood out was his patience and commitment. He made sure I understood every step, answered my countless questions, and always had my best interests at heart. Thank you so much for your help! I was able to find and purchase my dream home, and I couldn’t be happier! I highly recommend Vikram to anyone looking for a dedicated and professional realtor. His exceptional service and genuine care made all the difference, and I am so thankful for everything he did to make my home-buying journey such a success

Vikram was a great agent and systematically guided us towards buying a home. He was amazing and I would strongly recommend agent Vikram for buying a home.

Vikram has lot of knowledge and information with real estate. His expertise helped me throughout the course of finding house of my choice. I would love working together for future projects. I would recommend considering him as your realtor too.

Vikram did an outstanding job in helping us buy our first home. He is extremely patient and well informed. His knowledge about the real-estate market is immense. He is very competent with negotiations. He is extremely cooperative. I would recommend Vikram to anyone who wants to buy a house as he will make sure you get your dream home. Thank you Vikram for guiding us through this daunting process of purchasing our first home

Vikram is really nice person to work with. We had pretty good experience. His had good insight into the local market and provides valuable suggestions on the initial quote amount. He also helps a lot by providing various contractors information to do minor repairs. He provides valuable suggestions on the house before making an offer. He helped us to stop going for bidding for one house by giving proper explanation. That helped us to buy much more valuable house later.

Vikram was prompt, knowledgeable and helpful! We bought our home with Vikram's help. Before finally choosing, Vikram would take us on tours, offer us suggestions on whether to go for the house or wait, suggest repairs required, whether house is really worth it or not. He also gives proper direction on bidding - whether to really go for it or not etc. It was really good working with Vikram.

Vikram did a super job assisting us with the purchase of our home. He was fully involved in the process right from the beginning till closure and his expertise in the neighborhood area, market conditions, and the negotiation skills helped secure the deal. He provided great advice on various aspects of the home buying process. Vikram is someone who would help figure things out whenever we go to him with some hurdles or ask for his opinion.

Vikram did an outstanding job in closing my house. Once I committed to the house he ensured to take all the steps to get me the house. His technical knowledge about navigating immense competition was vital to get me the house. Being my first house, I was not aware of the process. Inspite of being my first home I never felt left alone in the process. Vikram ensured to have no gaps from viewing the house to closing the house. I would highly recommend Vikram for your home search needs. Thank you Vikram.

Vikram did an outstanding job helping us buying our first home. He is very responsive and professional to his clients. Will definitely recommend Vikram to our friends who are looking to buy or sell home.

The most striking thing that we observed about Vikram was that he is a gentleman. Very soft spoken & non aggressive. Vikram, saved us from investing in a money pit(home) by warning us about the pitfalls associated with it. We were in a very tough & hopeless situation and he was very gracious about the financial aspect of it and helped us find our home. Also, he helped sell our home. Strongly recommend Vikram, for his patience, general decency, kindness and honesty. Vikram always has a cool head and was very upfront about whether something will work or not. We felt Vikram also has the luck factor too, he definitely proved lucky for us. Thank you so much Vikram, we really appreciate your patience with us

We used Vikram from beginning to end: Property mgmt, renovation asst, and selling. it was beyond convenient and simple being bicoastal. Communication and accessibility to him was stellar. I would recommend him to anyone from a first time buyer or renter to someone who has a realtor but needs expertise across all areas. His work ethic is superb and unmatchable. We sought several realtors and Property managers before we were recommended to him. We will forever be grateful for him

Vikram is best and never pressure people to buy and guides right way to fullfill the client needs. I didn't know how to begin the search for a realtor in the area I was interested in purchasing my next home. Vikram was recommended to me. He was responsive and efficient in getting back to me very quickly, and absolutely terrific. I would highly recommend Vikram. Thanks

Despite a highly competitive market in San Diego, Vikram goes above and beyond to get the deal,His expertise in negotiation and guidance in the offer process helped us securing our dream house.He is friendly, polite with positive attitude and would let us know about the pros/cons of each property without being pushy.He also helped and guided us with property management expertise to rent our condo. Vikram is your to go person for real estate and property managment

There aren't enough words or sentiments to describe the assistance of Vikram during this process. Initially, Vikram was our property manager. Seamless process from start to putting it on the market. He had jmthe ability to reach contractors to assist in getting the house turn-key ready. Furthermore, when it was time to receive applications he made the process so simple. Finally placing the house the market, Vikram was transparent and kept is up to date with the market trends and the buyers. He is flexible. He is as hands on as you need him and hands off when you want him to be. He listens and he gets the job done. His experience and knowledge is matched by none. I would use him whenever I needed if he was licensed everywhere. Thank you Vikram from our family to yours.

Vikram is a very knowledgeable realtor who truly works for the client's benefit. In my case he pursued aggressively with the seller's agent and got the process rolling very quickly. Throughout the process he regularly shared updates and was very patient in answering any questions I had. Towards the closing time he worked out all the details meticulously to get us the seller credit that is required to perform the required repairs and fixes. Thanks to Vikram, I was able to finish my home purchase process within 2-3 months of starting.

Vikram did fantastic job showing us several properties. He helped me in every single step for home buying, all the way from open house visit to escrow closing. He is amazing person to work with as he understands client requirements and advise accordingly. If you are first time buyer, I would certainly recommend for Vikram.

Vikram helped us buy a single family home. He is very knowledgeable about the local area and guided us on a fair price for the property, while informing us about local price trends. He is responsive and can help first time buyers make an informed decision around any issues with the property itself. I recommend working with Vikram on any real estate purchase or selling.

I was specifically looking for a house in Scripps Ranch Area. Vikram is very knowledgeable about the ongoing market situation. He would guide about pros and cons of the house very thoroughly. He will be genuine about the house. Overall I'm very pleased about his services and highly recommend him

Vikram deserves 5 stars for all the efforts he puts in. Despite a highly competitive market in San Diego, he tries his best to win deals. With a friendly & positive attitude, he made me aware of the pros/cons of each property without being pushy. I had some constraints w.r.t the type of property & he was understanding & willing to work within those constraints. I have found his energy levels & enthusiasm to work in real estate sector to be very high. I highly recommend him for the above reasons if you are looking for a realtor.

Vikram did a great job in helping me buy the condo. As a first time home buyer, I had no idea about the home purchase process, Vikram provided exceptional assistance throughout the process of buying. Vikram's knowledge of the real estate market, attention to details and prompt-quick communication were invaluable. He patiently addressed all the concerns and questions, ensuring I had clear understanding of the steps involved in the process, which helped me make decisions. Vikram's expertise in negotiation and guidance in the offer process helped in securing a fair deal. I felt confident having Vikram on my side and his commitment to my best interest was evident. Overall it was great working with Vikram in the process of buying my first home

Bought a Single Family home in 2022 in Fairmount park, San diego, CA.

Vikram did a great job in helping me secure to buy a home. It was very time critical for me to move to the new home and Vikram worked very close and very hard and ensured, the deal is closed on time and the keys were handed over on time. Overall, its a good experience and would recommend him for anyone looking to buy or sell.

We used Vikram Boregowda to buy our home in 92129 last summer and he was outstanding.. We accepted and vikram (who was also incredibly friendly and helpful) walked us through every step of the closing process. It couldn't have been a more pleasant experience. In short, he was always on our side working to make our house purchase as simple and successful as possible. The best part about working with vikram was that he was always more focused on answering our questions, giving us good advice, and finding homes that met our needs than he was on closing a deal. We would recommend him to anyone. I've recommended the vikram to everyone I know. He's a true professional and a genuinely nice guy.

Vikram's part in our transaction was a dual agent. I felt he was fair and unbiased in his dealings with us(the seller). He was very responsive and kept us informed the whole way through. I would definitely recommend Vikram B.

Vikram is an amazing realtor, extremely diligent, He closely monitors every step but also respects your space and opinions.. he will walk you through every step and gives helpful advice, without getting pushy. And he has a lot of patience and calmly listens to his clients requirements. He started off with the whole buying process and also helped finding us someone to renovate as well. I would definitely recommend him for a hassle free buying process

I knew Vikram for 15+ years, long before I picked him as my real estate agent. To be honest, I had second thoughts like Is it correct, to pick your friend as your agent? Will I be able to say things openly and get things done in a way I want to get them done? .. But oh boy, I am so glad I kept those doubts aside and picked him as my agent. In the past 3 months, there was not a single moment where he brought our frienship into the professional Agent-Client relationship. He guided us every step of the way in this Crazy-monster like real-estate market and was able to sell my current home in time to buy/upgrade to a bigger home. He always says his goal is to Protect his client's interests is his 1st priority.. And I vouch that he met that goal 100% and if you are a 1st time home-buyer, believe me, there are endless steps to get through. He was Professional, Punctual, always-reachable, xcellent local knowledge, good-negotiator and above all he was patient with our 1000's of questions. So if you are in the market or planning to get into a market and in a state of mind asking, Who is the agent, who can help me buy my dream house or sell my current house?, I would recommend you give Vikram a chance and you will be a happy customer at the end of process.

During the house hunting process, Vikram patiently showed lot of houses, based on our requirement. He was always reachable for our queries and answered them even when they were repeated and simple questions. He never influenced us during the decision making process. Once the home was shortlisted, he negotiated well and helped us in settling for a decent price. He also offered wonderful guidance/insight during the mortgage and other process that were related to buying process. Overall we are extremely pleased with his service.

I have been working with Vikram for my home buying Needs, He has been excellent in providing required information and has right negotiation skills to get the deals closed. I am very with his ability and performance. Thank you Vikram

Vikram helped me selling and buying the houses. Overall he is passionate and got great negotiation skills. He charges very reasonable agent commission fee and i personally able to save thousands of dollars simply opting him as agent. He was able to close my house in 21 days with very thorough followup with Escrow and lender. He also very ethical and makes factual statements and don't play any tricks to sell/buy homes. He also assists finding good lender and chose right escrow company. I recommend Vikram if you are looking to sell or buy the house.

Vikram is very knowledgeable in general with real estate process and proceedings. Was there to help with each step. He was able to answer all our queries. Guided us in each and every step. I would definitely recommend him.

Vikram is a honest and non pushy realtor. He patiently listens to your requirements and leads you in the right direction. He filters out the fluff and points you the right set of houses that you can select and make it your home. Vikram is also very good in negotiating and helps you to out-stand the competition

Vikram was very punctual and and was always on time. He found houses that worked according to our needs. He was very friendly and professional. He was always on task and on top of everything. Would totally recommend him to anyone.

Vikram helped us with buying our house . He is very knowledgeable and approachable. He has vast experience in real estate. I might have called him tons of times but he always picked the call and answered all my questions or concerns. I highly recommend him

Vikram is a great agent to work with. With his extensive knowledge about the housing market trends, he helped us in the whole process starting from searching for a home, gave suggestions about getting loan, escrow process and closing the house. I strongly give Vikram reference to my friends in finding their dream home

Professionalism and valuable advices are no match to any. It resulted in a successful purchase of a house . Always made himself available no matter what time of the day or week it is. It was pleasure working with him. Will not hesitate again to reach out to him again future

I was a first time homebuyer and I came across Vikram on accident but boy was I pleasantly surprised. Vikram was so incredibly responsive I never felt like I had questions. He was prompt, knowledgeable, and he even gave me answers on stuff before I had questions. I never felt pressured or like I was stuck in a time restraint. He was very easy to get along with, felt more like a friend was helping me through the process. All in all I would very highly recommend him to my friends, family, or complete strangers.

Vikram is so great to work with - knowledgeable, helpful and walks you through the process and he sold our house in a week ! He's a great realtor. I can't thank Vikram enough for his help with selling our home.

Vikram was a pleasure to work with as a real estate agent. Vikram never left any questions unanswered and always responded promptly. I would highly recommend him, as you will save thousands as well as receive the best service any agent can provide. I myself have lots of experience in buying/selling properties. However having worked with Vikram, i felt that his experience, professionalism, ethics and knowledge is a huge plus. I now consider Vikram a friend and would highly recommend him to anyone that is searching for a new home.

Working with Vikram was a wonderful experience. His dedication and professionalism made buying a home an enjoyable and stress-free process.

Vikram’s expertise was crucial in securing my home. He guided me every step of the way and ensured I felt confident with each decision.

Vikram was extremely helpful in helping me find my first home. His attention to detail and timely responses made the entire experience seamless.

Vikram is a fantastic realtor who made sure I understood each step of the home-buying process. His professionalism and guidance were top-notch.

Vikram helped me find my dream home and made the process smooth and stress-free. He was attentive, responsive, and always put my needs first.

Vikram is a true professional. He made buying my home easy, answering all questions promptly and ensuring I felt comfortable throughout the process.

I had an excellent experience with Vikram. He was attentive to my needs and guided me smoothly through the entire buying process.

Vikram’s expertise and patience made my home-buying experience easy and enjoyable. He took care of everything and made me feel confident throughout.

Vikram's professionalism and market knowledge were invaluable during my home purchase. He made sure I felt comfortable with every decision. Highly recommend!

Vikram was a pleasure to work with. He helped me find the perfect property, always keeping me informed and answering all my questions.

Vikram was great to work with. He was always available to answer questions and made the whole home-buying process easy and enjoyable.

I had an incredible experience with Vikram. His attention to detail and dedication ensured I found the perfect home. Highly recommend him!

Thanks to Vikram, I found a beautiful home that met all my expectations. His knowledge and commitment made the process stress-free.

Vikram was amazing. He really listened to my needs and helped me find the ideal property. His commitment to his clients is exceptional.

Vikram made buying my home an easy and smooth experience. His expert advice and dedication to his clients set him apart.

Working with Vikram was a pleasure. He always had my best interests in mind and helped me secure a great deal on my home

Vikram's professionalism and attention to detail were outstanding. He guided me through every step of the home-buying process. Very impressed!

Vikram was patient, understanding, and responsive throughout my home-buying journey. I felt confident in his expertise. I highly recommend him

I had a wonderful experience with Vikram. He was attentive to my needs and helped me find the perfect property. Highly recommend!

Vikram was extremely knowledgeable and professional throughout the entire process. His guidance made buying my first home easy and enjoyable

Sanjeev is one of the best loan officers out there. Went to him closer to the close day, however he worked day and night to keep the same close date. Thank you Sanjeev :)

anjeev is a professional and hard working loan officer and realtor, he closed my house in just 8 days, I really recommend to buy a property with him!

?I wholeheartedly recommend Sanjeev to anyone seeking real estate and financing expertise. He has exceptional problem-solving skills that absolutely exemplify his engineering mindset. He has gone above and beyond to make sure that my closing cost was substantially low. He is very knowledgeable and will guide you to understand the entire mortgage process. It was such a pleasure working with Sanjeev!

I can’t thank Anand Dokkara enough for helping me secure a 30-year conventional loan with the best mortgage rate available. He went above and beyond, even assisting me in boosting my credit score, which made a significant difference in the loan process. Thanks to his expertise and dedication, we were able to close on time without any hiccups. Anand truly knows how to guide clients through what can often be a stressful process, ensuring everything runs smoothly from start to finish. If you’re looking for a knowledgeable, reliable, and client-focused professional, look no further. Highly recommended!

I had the pleasure of working with Anand Dokkara to secure a HELOC loan, and I couldn’t be happier with the experience. He managed to get everything finalized in just 7 days—an impressive turnaround! Throughout the process, Anand was incredibly responsive, always answering my questions promptly and keeping me informed at every step. What truly stood out was his kind and friendly demeanor, which made the entire process stress-free and pleasant. It’s rare to find someone who combines professionalism with genuine care for their clients. I highly recommend Anand Dokkara to anyone looking for a smooth and efficient loan experience. Thank you for your excellent service!

It was nice to work with Indra and her team, which was an absolute pleasure throughout the Mortgage process. She patiently explained each step, making the complex easy to understand. She was always available to answer any questions we had throughout the process. I highly recommend Indra and her team if anyone seeking for home loan.

Indra and her team were great with communication. They kept me informed throughout every step of the process. They made it a very stress-free and truly enjoyable experience. They were also great about not only answering my questions promptly, but also explaining things at a level that I could understand as a first-time homebuyer. I look forward to recommending Indra and team to friends and family.

Vikram was a pleasure to work with as a real estate agent. Vikram never left any questions unanswered and always responded promptly. I would highly recommend him, as you will save thousands as well as receive the best service any agent can provide. I myself have lots of experience in buying/selling properties. However having worked with Vikram, i felt that his experience, professionalism, ethics and knowledge is a huge plus. I now consider Vikram a friend and would highly recommend him to anyone that is searching for a new home

Vikram is so great to work with - knowledgeable, helpful and walks you through the process and he sold our house in a week ! He's a great realtor. I can't thank Vikram enough for his help with selling our home

I was a first time homebuyer and I came across Vikram on accident but boy was I pleasantly surprised. Vikram was so incredibly responsive I never felt like I had questions. He was prompt, knowledgeable, and he even gave me answers on stuff before I had questions. I never felt pressured or like I was stuck in a time restraint. He was very easy to get along with, felt more like a friend was helping me through the process. All in all I would very highly recommend him to my friends, family, or complete strangers

We recently brought our house through Vikram Boregowda. Very happy with the service as he was efficient, professional and excellent at communicating with us on every aspect of the process. We can highly recommend him. He is always helpful if we had any questions and got back to us with answers quickly. For any real estate needs contact him

Professionalism and valuable advices are no match to any. It resulted in a successful purchase of a house . Always made himself available no matter what time of the day or week it is. It was pleasure working with him. Will not hesitate again to reach out to him again future.

Vikram is a great agent to work with. With his extensive knowledge about the housing market trends, he helped us in the whole process starting from searching for a home, gave suggestions about getting loan, escrow process and closing the house. I strongly give Vikram reference to my friends in finding their dream home

Vikram is a honest and non pushy realtor. He patiently listens to your requirements and leads you in the right direction. He filters out the fluff and points you the right set of houses that you can select and make it your home. Vikram is also very good in negotiating and helps you to out-stand the competition

Vikram was very punctual and and was always on time. He found houses that worked according to our needs. He was very friendly and professional. He was always on task and on top of everything. Would totally recommend him to anyone

My friend introduced me to Vikram and at that time I was not really sure about buying a house. After I met Vikram and he guided me with process and helped me started looking for places I ended up buying a house in a month. Vikram helps you as a friend and available to answer your questions anytime even after we closed the house. I still call him to ask recommendation for lot of things before buying it and he always has best answers. He is very friendly and extremely knowledgable. I would recommend him to anyone who wants to buy or sell a house

Vikram helped us with buying our house . He is very knowledgeable and approachable. He has vast experience in real estate. I might have called him tons of times but he always picked the call and answered all my questions or concerns. I highly recommend him

We bought our house through Vikram Boregowda recently. His services are efficient, professional and excellent at communicating with us on every aspect of the process. We highly recommend him. He is always helpful if we had any questions and got back to us with answers quickly. For any real estate needs contact him

During the house hunting process, Vikram patiently showed lot of houses, based on our requirement. He was always reachable for our queries and answered them even when they were repeated and simple questions. He never influenced us during the decision making process. Once the home was shortlisted, he negotiated well and helped us in settling for a decent price. He also offered wonderful guidance/insight during the mortgage and other process that were related to buying process. Overall we are extremely pleased with his service

I have been working with Vikram for my home buying Needs, He has been excellent in providing required information and has right negotiation skills to get the deals closed. I am very with his ability and performance. Thank you Vikram

Vikram helped me selling and buying the houses. Overall he is passionate and got great negotiation skills. He charges very reasonable agent commission fee and i personally able to save thousands of dollars simply opting him as agent. He was able to close my house in 21 days with very thorough followup with Escrow and lender. He also very ethical and makes factual statements and don't play any tricks to sell/buy homes. He also assists finding good lender and chose right escrow company. I recommend Vikram if you are looking to sell or buy the house

Vikram is very knowledgeable in general with real estate process and proceedings. Was there to help with each step. He was able to answer all our queries. Guided us in each and every step. I would definitely recommend him.

We highly recommend Vikram as he is very hard working and detailed oriented. Within a few days of working with him, he understood our requirements and was always available for visiting new houses. Within 3 weeks of working with him, we found our house. During offer process, he guided us well and remained available throughout the buying process. We are proud owners today and thanks to Vikram for playing huge role in this

We used Vikram Boregowda to buy our home in 92129 last summer and he was outstanding.. We accepted and vikram (who was also incredibly friendly and helpful) walked us through every step of the closing process. It couldn't have been a more pleasant experience. In short, he was always on our side working to make our house purchase as simple and successful as possible. The best part about working with vikram was that he was always more focused on answering our questions, giving us good advice, and finding homes that met our needs than he was on closing a deal. We would recommend him to anyone. I've recommended the vikram to everyone I know. He's a true professional and a genuinely nice guy

Vikram's part in our transaction was a dual agent. I felt he was fair and unbiased in his dealings with us(the seller). He was very responsive and kept us informed the whole way through. I would definitely recommend Vikram B

Vikram is an amazing realtor, extremely diligent, He closely monitors every step but also respects your space and opinions.. he will walk you through every step and gives helpful advice, without getting pushy. And he has a lot of patience and calmly listens to his clients requirements. He started off with the whole buying process and also helped finding us someone to renovate as well. I would definitely recommend him for a hassle free buying process

I knew Vikram for 15+ years, long before I picked him as my real estate agent. To be honest, I had second thoughts like Is it correct, to pick your friend as your agent? Will I be able to say things openly and get things done in a way I want to get them done? .. But oh boy, I am so glad I kept those doubts aside and picked him as my agent. In the past 3 months, there was not a single moment where he brought our frienship into the professional Agent-Client relationship. He guided us every step of the way in this Crazy-monster like real-estate market and was able to sell my current home in time to buy/upgrade to a bigger home. He always says his goal is to Protect his client's interests is his 1st priority.. And I vouch that he met that goal 100% and if you are a 1st time home-buyer, believe me, there are endless steps to get through. He was Professional, Punctual, always-reachable, xcellent local knowledge, good-negotiator and above all he was patient with our 1000's of questions. So if you are in the market or planning to get into a market and in a state of mind asking, Who is the agent, who can help me buy my dream house or sell my current house?, I would recommend you give Vikram a chance and you will be a happy customer at the end of process

In a hot market like San Diego, he is the right person to get you your dream home. He has all the skills what a realtor is supposed to have. Highly responsive, has great network with all the realtors which is needed,very positive spirited person. He keeps his words

I was specifically looking for a house in Scripps Ranch Area. Vikram is very knowledgeable about the ongoing market situation. He would guide about pros and cons of the house very thoroughly. He will be genuine about the house. Overall I'm very pleased about his services and highly recommend him

Vikram deserves 5 stars for all the efforts he puts in. Despite a highly competitive market in San Diego, he tries his best to win deals. With a friendly & positive attitude, he made me aware of the pros/cons of each property without being pushy. I had some constraints w.r.t the type of property & he was understanding & willing to work within those constraints. I have found his energy levels & enthusiasm to work in real estate sector to be very high. I highly recommend him for the above reasons if you are looking for a realtor

Vikram did a great job in helping me buy the condo. As a first time home buyer, I had no idea about the home purchase process, Vikram provided exceptional assistance throughout the process of buying. Vikram's knowledge of the real estate market, attention to details and prompt-quick communication were invaluable. He patiently addressed all the concerns and questions, ensuring I had clear understanding of the steps involved in the process, which helped me make decisions. Vikram's expertise in negotiation and guidance in the offer process helped in securing a fair deal. I felt confident having Vikram on my side and his commitment to my best interest was evident. Overall it was great working with Vikram in the process of buying my first home.

Vikram is great and easy to work with. He takes out time and gives full commitment to client. He provides with valuable feedback as well. He is punctual and follows through with house owners with full dedications. He comes up with contracts and completes all steps to finalize deal in a timely manner

Vikram did a great job in helping me secure to buy a home. It was very time critical for me to move to the new home and Vikram worked very close and very hard and ensured, the deal is closed on time and the keys were handed over on time. Overall, its a good experience and would recommend him for anyone looking to buy or sell

Vikram is a very knowledgeable realtor who truly works for the client's benefit. In my case he pursued aggressively with the seller's agent and got the process rolling very quickly. Throughout the process he regularly shared updates and was very patient in answering any questions I had. Towards the closing time he worked out all the details meticulously to get us the seller credit that is required to perform the required repairs and fixes. Thanks to Vikram, I was able to finish my home purchase process within 2-3 months of starting

Vikram did fantastic job showing us several properties. He helped me in every single step for home buying, all the way from open house visit to escrow closing. He is amazing person to work with as he understands client requirements and advise accordingly. If you are first time buyer, I would certainly recommend for Vikram

Vikram helped us buy a single family home. He is very knowledgeable about the local area and guided us on a fair price for the property, while informing us about local price trends. He is responsive and can help first time buyers make an informed decision around any issues with the property itself. I recommend working with Vikram on any real estate purchase or selling.

Vikram is very knowledgeable, prompt and communicates clearly. He was also able help us with providing quality contacts for financing and contractors.

I knew Vikram as a colleague from the past. He is a very good friend and we have played Table Tennis many times. When it was time for me to buy a property and I learnt that Vikram has also become Realtor, then it was no brainer for me. I immediately reached out & Vikram enthusiastically showed me as many properties as I needed to see. Then when it came time to put an offer, his market knowledge was very helpful. He recommended what and how we should put as offer price. Then after our offer was accepted, he was there in the escrow process and ensured that we successfully bought the property smoothly. Overall, if I were to sum up the whole experience, it was a sweet blend of friendship, professionalism, great market knowledge and genuine enthusiasm. Highly recommend Vikram for your next real estate transaction

The most striking thing that we observed about Vikram was that he is a gentleman. Very soft spoken & non aggressive. Vikram, saved us from investing in a money pit(home) by warning us about the pitfalls associated with it. We were in a very tough & hopeless situation and he was very gracious about the financial aspect of it and helped us find our home. Also, he helped sell our home. Strongly recommend Vikram, for his patience, general decency, kindness and honesty. Vikram always has a cool head and was very upfront about whether something will work or not. We felt Vikram also has the luck factor too, he definitely proved lucky for us. Thank you so much Vikram, we really appreciate your patience with us

We used Vikram from beginning to end: Property mgmt, renovation asst, and selling. it was beyond convenient and simple being bicoastal. Communication and accessibility to him was stellar. I would recommend him to anyone from a first time buyer or renter to someone who has a realtor but needs expertise across all areas. His work ethic is superb and unmatchable. We sought several realtors and Property managers before we were recommended to him. We will forever be grateful for him

Vikram is best and never pressure people to buy and guides right way to fullfill the client needs. I didn't know how to begin the search for a realtor in the area I was interested in purchasing my next home. Vikram was recommended to me. He was responsive and efficient in getting back to me very quickly, and absolutely terrific. I would highly recommend Vikram. Thanks.

Despite a highly competitive market in San Diego, Vikram goes above and beyond to get the deal,His expertise in negotiation and guidance in the offer process helped us securing our dream house.He is friendly, polite with positive attitude and would let us know about the pros/cons of each property without being pushy.He also helped and guided us with property management expertise to rent our condo. Vikram is your to go person for real estate and property managment

I am absolutely thrilled to share my exceptional experience working with Anand Dokkara during the recent closing of my primary home. Anand not only provided top-notch service but also secured an unbeatable interest rate, making my dream home purchase an even more exciting and financially advantageous endeavor. Right from the beginning, Anand demonstrated a deep understanding of the mortgage landscape and a commitment to finding the best possible financing solution for me. Their expertise in the industry was evident as they navigated the process with finesse, ensuring that every detail was handled meticulously. What truly set Anand apart was their dedication to securing an interest rate that exceeded my expectations. They leveraged their extensive network and market knowledge to negotiate on my behalf, resulting in a rate that was not only competitive but downright unbeatable. Anand made the effort to explore every available option, leaving no stone unturned to provide me with the most favorable terms. Throughout the entire process, communication was outstanding. Anand kept me informed and educated on the intricacies of the mortgage terms, making sure I felt confident and empowered in my decisions. Their responsiveness to my inquiries and proactive updates demonstrated a genuine commitment to ensuring a smooth and transparent experience. I recommend Anand Dokkara highly for their exceptional service, professionalism, and, most importantly, for securing an interest rate that exceeded all expectations. If you are looking for a Mortgage Loan Officer who goes above and beyond to deliver outstanding results, Anand is the one for you. Five stars are well-deserved, and I am grateful for the unparalleled service they provided in making my home ownership dreams a reality.

I recently had the pleasure of working with Anand Dokkara to secure financing for my investment property, and I am beyond impressed with the level of service I received. From start to finish, Anand demonstrated unparalleled professionalism, expertise, and dedication that made the entire process seamless. Anand took the time to thoroughly understand my financial goals and worked diligently to find the best mortgage solution tailored to my needs. Their in-depth knowledge of the market and the intricacies of investment property financing truly set them apart. What truly stood out was Anand's commitment to ensuring a smooth and timely closing. They navigated the complexities of the mortgage process with finesse, keeping me informed at every step and addressing any concerns promptly. Thanks to their proactive approach and attention to detail, we were able to close the deal right on schedule. Communication was a key strength throughout the entire process. Anand was always accessible, responsive, and willing to go the extra mile to address any questions or concerns I had. Their transparency and clear communication instilled confidence and trust, making the entire experience stress-free. I highly recommend Anand to anyone seeking a mortgage professional who not only possesses a deep understanding of the industry but also prioritizes their clients' success. If you're looking for a Mortgage Loan Officer who delivers exceptional service, expertise, and ensures timely results, Anand is the one for you. Five stars are not enough to express my gratitude and satisfaction!

Purchasing a first home can be extremely nerve-wracking, especially for someone without a financial background, and securing a mortgage can be the most bewildering part of the process. Anand and his team managed to simplify all the complex rates and acronyms, providing us with clear and logical information to guide our decision-making. Anand went the extra mile to ensure that we secured the best available loan at the lowest possible rate. Anand and his team exceeded our expectations, making the process of buying our first home remarkably smooth and uncomplicated. They were incredibly responsive, promptly addressing all our inquiries, even outside regular business hours. I highly recommend their services to anyone in the market for a mortgage.

Anand made my first-time mortgage loan experience seamless and consistently went above and beyond my expectations. He provided unwavering support at every stage, offering candid guidance and assistance. Thanks to his help, my credit score improved, and I secured an offer significantly better than my previous best. If you're in search of a mortgage loan officer, I wholeheartedly endorse Anand for his honesty, top-notch service quality, dedication, and transparency. I consider myself fortunate to have had him by my side during the mortgage refinancing process. Many thanks for your outstanding assistance.

Being a first time home buyer its always tricky to choose not only home but the realtor who will get you that desired property. I was lucky to have Shankar, help me find a great property in the desired location I wanted. It took me about 6 months to finalize on the property I loved and wanted to buy. But during this whole process, Shankar has been super patient, very detailed, and AVAILABLE all the time. Shankar, helped us understand both pros and cons of the property in terms of location, schools, future developments and comparables in the same region. He seems to have great knowledge about the Folsom CA in particular. Another plus point of Shankar is he helped me shop around for a good mortgage rate too. If you are looking to buy something in and around Folsom CA, I would recommend using Shankar. He is patient, dedicated and detail oriented. Thank you Shankar for all you did for us.

Shankar was wonderful to work with. He helped me sell my house in 1 week and helped to close it in 2 weeks. Shankar made what could have been a stressful and difficult process as seamless as could be. He made everything very easy to navigate and was always available and helpful. I wouldn’t work with anyone else! He is very professional and very nice to work with. He really listened, cares passionately about his job and his calming manner worked wonders for us. I would recommend him to whoever is looking to buy or sell a home in California.

Shankar made our home selling process a breeze! He has a keen eye for what needs to be done to ready for staging, like painting the whole house with a neutral color. Shankar was always on time for appointments, negotiated well with other agents or always followed up with emails, phone messages and voicemails etc., He kept up his promises. Our home was sold in 3 hours much more than the asking price!

Shankar Reddy is one of the Best person that I have met in my recent times. His primary focus is to provide best opportunities to the clients and sharing necessary feedbacks in every aspect of Home purchase. With his tons of real estate experience, always drives customers to find the best home in the desired place with affordable pricing options!! He is very friendly and easy to approachable always !! Really appreciate his flexibility, commitment,trust and great service to this community !!

Did an excellent job in listing my home and selling it during high volatile market conditions. Personally looked into the house and went through all steps in advance and cleared all our questions i.e. regard to selling and also finances. Very hard working and definitely use him in any other real-estate transactions in future too.

- Great team, appreciate timely inputs,very responsive. Closed in 15 days.thanks again

If you are looking for the best rate with no down payment for refinancing your house then you have got it. I have worked with Rajeev and Isha in Sistar Mortgage. They both are knowledgeable and followed the process to complete my loan. I recommend to give it a try.

- Received excellent service, support and got very good rate. Hemant held my hand through out loan process and explained things very patiently, as I am new home buyer I received the exact support and guidelines that I needed

Whether you are looking for refinance or new purchase - personal or investment - this team can offer you the best in market. I am working with them with two loans and they handled it very smoothly. One of them is complete at God speed due to my needs. Kudos to the team! I am exclusively working with Karim and Isha for the process and really appreciate their help round the clock. They will go up and beyond to make things happen in correct way. I would definitely recommend them.

I had a great experience with Sistar Mortgage for refinancing my home loan. They offered me a best possible rate. I would like to specially thank Hemakumar Balakrishnan, he definitely made the process seamless and pleasant.

- I refinanced my home with Sistar and their staff made the process very easy. Their staff was knowledgable and they were quick to respond to any questions I had.

- I had a great experience, was able to get the best rate possible at the time. Sister walked me through the process. Unfortunately, the regulations make it cumbersome to get a mortgage with all the rules, but they were able to guide me through it, let me know when to expect and overall I could not be happier with their service and the resulting refinance! Would use them again 10 out of 10 times

Thank you so very much for all of your help in securing our refinance loan for our home. You were well organized, very detailed and professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Hemanth kept the ball rolling and the process was completed in the time frame. There were absolutely no surprises. An excellent job.

Hemant from Sistar Mortgage was such a pleasure to work with. He was professional with a friendly warm attitude. He helped us navigate through the entire buying process by providing timely information, guidance, and appropriate resources as needed. He patiently answered all our queries big or small and was always prompt. I highly recommend having a lender like Hemant on your side during the home buying process.

- I got the best rate from Sistar mortgage. The entire process until closing was very smooth and efficient. The team did a great job. You can always reach out to the team with out any delays and thats what we all expect. You just do not need to worry once you initiate the process. I recommend if someone is looking for.

New Home loan closed in less than 30 days without any hassle!! (Even 2 weeks before of the actual closing date, Sistar had told me their readiness to close if I wanted to close one week before the actual date)!! I had privilege to work with Hemakumar on my new loan from Sistar Mortgage. He was very professional and understanding. He was very quick in handling my case and explained to me in detail. Everything that was said earlier was executed and there was no deviation. Sistar gave me the best rate and credits. Loan process started when rates were historically low. Well informed me the chances of rate increase based on market trend and locked the rate before the increase started. Answered and explained me every silly questions I asked as a new home buyer. Will definitely recommend Sistar mortgage and a shout out to Hemakumar.

New Home loan closed in less than 30 days without any hassle!! (Even 2 weeks before of the actual closing date, Sistar had told me their readiness to close if I wanted to close one week before the actual date)!!

Hemakumar helped my first-time mortgage refinancing with ease and has always exceeded my expectations. He was there every step of the way, giving us honest advice and direction. If you are a looking for a mortgage loan officer, I would highly recommend him for his honest, quality of service, commitment and transparency. I was very lucky to have his presence in refinancing mortgage. Thank you so much.

- Great experience with Sistar Mortgage. They gave me the best rate and worked with me through builder complications that arose at the end of the process. They also helped me figure out a solution prior to closing when my bank decided to not wire my down payment. Sistar came through and helped make a complicated closing a little bit easier. Truly appreciate all they did for me.

I sincerely wanted to thank you for all the help and support you have provided in the past few weeks to close all my 3 loans. I know my case is bit complicated and different, so i apologize for any irritating followups i have made with you :) I hope you understand my situation and how important it was for me to close these loans ontime. Looking forward for your similar support in the future.

Excellent Service by Sistar Mortage !! Appreciate all your helping with Mortgage Refinance of my home in helpful manner. I would like to recommend everyone to use their service. Thank you Sistar.

Highly recommended! We used Sistar Mortgage to refinance our house for the first time and they were very responsive and attentive through the whole process. Most importantly we got a great rate for low cost done quickly.

“Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Rajeev and his team were able to boil down all the rates and acronyms into logical information we needed to make the right decision. Rajeev went out of his way to make sure we got the best available loan at the lowest possible rate. Rajeev and his team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours.. I recommend Sistar Mortgage company to anyone in the market for a mortgage.”

We were able to close the loan in less than 3 weeks with Sistar Mortgage. I had great experience with Sistar mortgage, Sistar Mortgage set expectations early and they delivered on their promises.

- Highly recommended! We used Sistar Mortgage to refinance our house and few commercial properties and they were very responsive and attentive through the whole process.

- I have been working with Sistar mortgage for my commercial and primary residence for last several years , they are the most responsive. Helpful and outstanding service providers. They always got me the best rate and a very professional service- will recommend them highly for your mortgage needs.

- I obtained a refinance through Sistar Mortgage and could not be happier with experience. The whole team over there is very professional and knowledgeable. They went over all the different options and scenarios available for my situation. They were communicative throughout the process to ensure we stayed on track. When there was a minor issue due to some misreporting through a credit agency they guided me through getting it corrected as quickly and efficiency as possible. From application to closing we really felt the whole team especially Rosalina was in our corner. We really felt the entire were advocating and working to provide the best solution for our current and long terms goals. I have not hesitated in recommending Sistar Mortgage to anyone that mentioned they are thinking about getting a new mortgage.

- I obtained a refinance through Sistar Mortgage and could not be happier with experience. The whole team over there is very professional and knowledgeable. They went over all the different options and scenarios available for my situation. They were communicative throughout the process to ensure we stayed on track. When there was a minor issue due to some misreporting through a credit agency they guided me through getting it corrected as quickly and efficiency as possible.

- I recently refinanced my house in Puyallup, WA and my experience with Sistar was amazing. Going into the process I would have expected something to delay or end the loan process but that never happened. The online process was seamless and communication was great!. Truly an amazing experience which is rare for a lender these days. Thank you very much Mr. Rajeev Gandhi.

Our experience with Sistar has been nothing but stellar. From the mortgage application through underwriting to approval and closing, a Sistar team member helped us every step of the way. They were knowledgeable and if they did not have an answer, they reverted back very promptly. They were extremely professional, responsive, helpful and best of all, friendly. I never once felt as though I was a bother. They never tried to give me a sales pitch to buy down the rate with points. No visits to any office was required. The closing was done in the comfort of my home at a time of my choosing. I felt comfortable that they had a physical location close to me so that if there ever was an issue, I could certainly reach out and not be limited to phone calls. All in all, I would not hesitate to recommend Sistar mortgage and its team of trained professionals to my friends.

It was very great experience with a… It was very great experience with a timely manner. excellent job Rajeev and his team Keep up the great work.

Excellent service and hard work in… Excellent service and hard work in processing this loan Special Thanks to Rajiv and Isha for being on top of the priority to resolve all the hurdles came across during loan processing.

Loan Officer Ryan was great Loan Officer Ryan was great! Ryan made the house buying process very understanding and less stressful, he kept me updated on everything and was always available when I needed him!

They are very professional and excellent customer service ! Sistar Mortgage has helped us three times (purchase & refin) and has made the process easy and smooth each time. They are very professional and receive excellent service every time. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. We're very pleased with the interest rate we received. We will absolutely use their service in the future again. We highly recommend Sistar Mortgage and the team for a smooth home buying experience !!!

Rajeev is pretty good in providing good… Rajeev is pretty good in providing good rates. He has excellent staff to close it in time!

The team at Sistar Mortgage illustrated… The team at Sistar Mortgage illustrated the true meaning of customer service! We are so pleased that we connected with the team our transactions were handled with great care and everything was thoroughly processed! No surprises! Which is what we really appreciate! Tell them Joe and Macarena sent you! You will not be disappointed!

Thanks Rajeev and Priya Thanks Rajeev and Priya! Super Team!

Sukesh and team helped me to refinance… Sukesh and team helped me to refinance my house , gave me an excellent rate was a seamless experience. Would give them 10 out of 5. I have recommended them to family and friends.

Sistar Mortgage did an excellent job We were happy to work with Sistar Mortgage in refinancing our house. They worked hard to find the lowest interest rate, kept expenses low, and the closing went very smoothly. All company employees we dealt with, were very pleasant and easy to work with. They were very prompt in returning phone calls and answering e-mails to resolve issues in a timely manner. If get opportunity We will work with them again and recommend them to others.

The Sistar team sticks to their… The Sistar team sticks to their commitment what they offered you in the beginning. Their team will constantly in touch with you till the end of their process

Hemakumar was amazing Hemakumar was amazing, always kept in touch, good communication, follow up, resolving any concerns, issues that came up in the refinancing process.

I was impressed with the service from… I was impressed with the service from Sino Kodela of Sistar Mortgage. He would hunt for the best rate of interest and inform me when the rate of interest comes down to the one, I desired. He will also ensure my refinance would go with min payment from my pocket.

Expeditious Service Ashley, Kristie and Rosalina were spectacular - great service and response time.

Excellent customer service Excellent customer service. Very hard working and professional team. Timely manner, consistent and precise work.

I have bought 2 houses with Sistar and… I have bought 2 houses with Sistar and both experiences were top notch. Rajeev is incredibly knowledgeable about Mortgages and helped us understand which is best for us to pick. His communication skills throughout all stages of the buying/closing process exceed my expectations. The needs of the customer are always the top priority for Rajeev. He is highly motivated and responsive to customer requests. Anyone I know trying to buy a house will definitely refer to Sistar Mortgage. Thank You, Rajeev, Gopi, and Isha for all the help.

Exceptional Customer Service!! Exceptional Customer Service!!! Ryan Neading is extremely professional and customer oriented. There was no question he couldn’t answer and he was always so very kind, available and courteous. Sistar mortgage provides top rated service and I would recommend this mortgage company to anyone.

Exceptional Customer Service!!! Ryan Neading is extremely professional and customer oriented. There was no question he couldn’t answer and he was always so very kind, available and courteous. Sistar mortgage provides top rated service and I would recommend this mortgage company to anyone.

Recently refinanced our home with Jacob and had a very positive experience. Jacob constantly communicates through every step of the process and keeps you informed which was very assuring. He is always open to questions and very quickly gets back to you and found him very trust worthy. The entire refi cycle was very quick and efficient. Really valued working with Jacob and would definitely utilize his services again and highly recommend to anyone who is in looking to refinance. Thanks Jacob for everything.

It was a pleasure doing business with Mr Jacob. It was one of the best refinancing experience we have ever had. The process was very smooth. He was on top of the process the whole time. He eased the pain of refinancing by calling and following up with various places when I had busy weeks. Overall a great experience. Would highly recommend.

Jacob is very knowledgeable, dedicated and helpfull. He does all the work for you to make your loan process simpler. Jacob is great in communicating the updates which makes you very comfortable. We highly recommend Jacob if you are looking to buy your home or want to refinance. Thank you Jacob for all the help and guidance!

Jacob is very knowledgeable and help you in every way you can to get your loan needs. I have done refi three times with him and some of the friends and clients do purchase and refinance loans with him. Very professional and easy to work with and fast closing. Thank you Jacob for your dedication to the entire process from start to finish on any loan.

Jacob got me a very nice rate and closing process was very fast. He is very responsive to your queries .

It was a great pleasure to work with Jacob when getting my home purchase mortgage. He was thorough, professional, answered all my questions about loan options, and got the job done, and closed escrow in 20 days.

Getting my loan refinanced was practically an impossible task. Jacob was patient enough and finally found a lender that was able to do the refinance with an outstanding rate. I would recommend him to anyone with confidence and trust.

It was our first experience with mortgage and we could sail smoothly because of Jacob. His timely updates and constant efforts ensured that we don't let go the house we had really liked. The rough weather in between panicked us, but Jacob always assured us with his support and rich experience.We shall always be indebted to Jacob for this and shall highly recommend him to anybody out there not just for securing a mortgage but also for sound financial advice.Ofcourse when we had to refinance our house in 2 years time, we went to Jacob again and refinance was a breeze.. Abhishek and Sonam, San Jose CA

I had the pleasure to work with Jacob on several occasions. he is honest with high ethics and integrity. he had always had my interest in mind and made sure I got the best deal available. I have shopped around with many institutions and with friends. Jacob was the best between all the offers. Whatever you can get somewhere else, chances are, Jacob will do better or at worst will match.Finally, I really enjoyed working with Jacob. I will definitely use him again and refer all my friends to work with him. I hope he does well as he deserves it.

We have worked with Jacob Varghese 3 times and had excellent experience each time. The latest time we worked with him, we had informed him about the rate we had in mind and he monitored it for us. When the time was right, he called us, and it was smooth sailing from that point. I really appreciated the time he took to explain the questions we had and the promptness by which he answered. He is trustworthy and honest.

I have experience working with other loan agents and Jacob stands out mainly because he provides complete details of any loan deals and never bring up any last minute surprises. I think he can pull that off mainly because of his domain knowledge and professionalism.

Working with Jacob was a great experience. Being a first time home buyer it was difficult for us to understand and make apt decisions at the right time. You have been a great support in every single situation and had explained to both of us each and every process with professionalism. Your knowledge in mortgage industry and the attention to details helped us secure a difficult loan. Thank you so much for all your support and making this whole effort so painless and convenient. I will recommend your service in a heart beat, to any one who is in process of looking for a mortgage.Thanks again, truly appreciate it!

I had the pleasure of working with Jacob this year and I would recommend him without any hesitation. My case was very unique and difficult but Jacob was very persistent and determined to get my house refinanced. He was very patient and used his extensive contacts to find a suitable lender for me to go with. The whole process was very smooth and he was on top of things. His lines of communications were open and dealt with issues like a champ. He was always there to answer my calls (even late evenings or early mornings). I definitely would recommend him and will continue to use him for any of my future housing financial needs.

I have worked with Jacob during my refinance of my Loan. He is very is very honest and responded to all my questions quickly. He was able to explain all the options available and able to close the loan in time. He is funny and professional. I would highly recommend Jacob.

I have used Jacob three times in the past. I want to express my thanks with the way Jacob handled our loan transactions. Jacob was efficient, helpful and made the process easy. We have never had such an easy time getting a home loan. The Internet Online application was really easy to use. Jacob was so helpful, after reviewing our application, he recommended the best program for us. He was prompt, efficient and, best of all, considerate. The entire process went so smoothly that I will urge friends and relatives to visit your site. (Actually I have referred some of my family and friends to him.)

I'm writing to thank you Jacob Varghese for getting my wife and self a great purchase and refinance mortgage for our Primary & investment homes. Getting the job done and as promised! That's my experience with Jacob. I would be happy to recommend Jacob for his work to anyone.

Jacob varghese made our dream of owning a house come true. We were able to own a house within a year of residency and job in California. It was stressful but Jacob made it happen. Jacob helped and kept us updated on every documentation needed by the bank. We were able to talk to him even after business hours to clear our doubts. Thank you Jacob for everything once again. Good luck.Regards,Jaimon Mathew & Family.

Jacob was prompt, professional, and courteous. He was patient and thorough answering all of my questions. He kept the ball rolling and the process was completed in the time frame promised. There were absolutely no surprises at settlement. An excellent job.

I would give minus rating if possible for their professionalism and service quality! DON'T refinance or do mortgage with Sistar Mortgage Company!

I have worked with Sanjeev for several years and worked with many loan officers and agents with my position. Sanjeev is professional, knowledgeable, accurate and extremely kind. I can't speak his praises enough. I'm thankful to work with Sanjeev!

Hi Sanjeev! I'd like to thank you so much for your great service and assistance with our home refinancing. You really made this process easy and convenient for us. We appreciate your hard work and long hours (even on the weekends!). Thanks for being so kind, helpful and always readily available. We look forward to working with you again in the future!

My wife and I had a great experience with Sistar. They were quick in their responses and answered all our questions as first time buyers.

Nick was very patient with every detail and each difficulty we encountered during the refinancing of our two loans. We would not hesitate to recommend his services to anyone who is seeking a good rate and reliable services. Hwei and Andy from Chula Vista, Ca.

Nick & Sonia, thanks for all your help in an expedited closing of my refinance. Without your prompt response and eye to detail, it would not have been this smooth. Thanks for your patience in answering my many questions and taking my calls at any time. You set the bar high for other agents to be measured against. Good luck and look forward to working again in the future

Our personal thanks to Nick for all the help provided during our loan refinancing. Nick made sure the entire procedure was handled efficiently from the beginning to end he was open at any time to respond all our questions and answered them in an intelligent manner and terms that were understandable. Due to Nick's helpful attitude and professionalism, the entire process was a very positive experience. I would recommend Nick to any person wanting to secure a loan

For a demanding customer to be completely comfortable and trusting when dealing with a transaction like the refinance of a loan, one must receive direct, succinct information in a timely manner. Nick was the most professional loan agent I have dealt with in 30 years. He ensured there were no hiccups during the process that weren't swiftly communicated and expertly managed. As a retired military officer I have come to expect the type of service Nick provided and quickly take my business elsewhere if I feel there is a lack of respect or any inkling of being sold on a product or service. Nick seemed to know exactly what I needed and made sure there was no question of integrity on his part. If I have occasion to need a loan for a purchase or refinance I am certain I will be calling on Nick Kohli Thanks Nick

I was worried that I wouldn't be able to qualify for a loan. I spoke with Navin and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

Sanjeev is the consummate mortgage professional. If you are looking ...for someone to help you with your mortgage or real estate needs, you can trust that Sanjeev will make you his top priority. He will guide you through the loan and purchase process, with the highest level of skill and expertise. Trust in him. You'll be glad that you did. Kim Kirk, Senior Account Executive, Sierra Pacific Mortgage

Amazing service!

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very good experience with this company .i got a good rates and good service

My experience was good with this company. The loan went through fine with no hassles. I was able to reach someone when I had specific questions.