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Claimed Profile
Stilt Inc. Loan Services San Francisco, CA

Services

Highlights

  • Loans For Immigrants

  • Loans For International Students

  • Loans For Non-U.S. Citizens

  • Loans For Underserved

Accreditations
  • Phone verified
  • Mail verified
    Hours (EST)
  •  Business Hours
  • Contact Name
    • Rohit Mittal
    Business Address
  • San Francisco, CA, USA, 94107
  • San FranciscoCA
    37.621434-122.379073
    Stilt Inc.

Areas Served

About Stilt Inc.

Stilt Inc. financial technology company located in San Francisco. We are revolutionizing the way individuals with build and access credit. We help people with limited or zero credit history in the U.S. Stilt is a Y Combinator backed online lender to visa holders in the U.S. We provide loans to international students, F-1, OPT, STEM Extension, H-1B, L-1, J-1, and other visa holders with loans even without a credit history or an SSN. No cosigner required.

Additional Business Information
Languages Known
  • English
Established Since
  • 2015
Social Media

Write a Review for Stilt Inc. in San Francisco, CA

Reviews for Stilt Inc.

I hated it
I didn't like it
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17 reviews
Rating break-up
  • I hated it
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    It was OK
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    I loved it
  • I hated it
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    It was OK
    I liked it
    I loved it
  • I hated it
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    It was OK
    I liked it
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S
8 yrs ago

Rated 5.0 I got the loan from Stilt for my first car in US. It was really difficult for me to get the loan from private bank as I am a international student with no credit history. I searched online about Stilt and applied the loan application as it was simple and easy. They replied me back instantly and set up the phone call with Stilt team. After the call they asked me to submit the documents and my loan get approved in 1 day. They transferred the money in my bank immediately. Less interest rate than normal bank, quick response, easy application, supportive team, transparent. I would definitely recommend everyone to take loan from Stilt. Amazing job Stilt..Really impressed.

A
8 yrs ago

Rated 5.0 Very great for the international students. Very much impressed with their response. Prompt and perfect.

D
8 yrs ago

Rated 5.0 I got a car loan through Stilt earlier this year. Despite an excellent credit score and good income, most lenders wouldn't pre-approve me because I'm on a H1-B. Stilt got my loan done quickly and the process was really simple- the loan servicing has been easy to navigate too.

K
8 yrs ago

Rated 5.0 I ran across Stilt online as one of the lenders providing loans to internationals in the US (non-resident aliens) and start the process at their online loan application portal. Like others, they will offer a loan using only a soft pull on your credit and will do a hard pull on your file only when you accept the offer - something that I was worried about as I do not want a lot of hard checks appearing unnecessarily (another bank had rejected after doing a hard check two years ago :/) They ask questions about your education, work, and consider factors like your 401k balances etc., on top of your credit score (helps if you're new to the US). Got a good rate, in a short amount of time (the whole process from start to finish was under 3-4 business days), with excellent service. Would highly recommend it to others!

G
8 yrs ago

Rated 5.0 The experience I had with stilt is awesome. I applied for a loan to pay my last semester fees. The application was processed pretty quick and got approved!! Thanks Stilt team

G
8 yrs ago

Rated 5.0 I am an international student in my final semester and I needed money to pay my last semester fee and some expenses, i was in a very tough spot with stilt I got loan approved and within a two days and money credited within a week

V
8 yrs ago

Rated 5.0 Go to place for Internationals to get personal loans with less interest. The process completed in less than 3 days, hassle free. They are ready to answer your queries promptly. Way to go STILT!! I am glad i approached.

M
8 yrs ago

Rated 5.0 The application was very easy and straight forward to apply. They were very responsive and quick. It just took me around 2-3 days to get the loan in my account! They are very transparent about payments. I would definitely recommend them!

S
8 yrs ago

Rated 5.0 It was a straightforward process with good understanding and communication of what is needed. Especially for high-skilled immigrants the process otherwise would be quite cumbersome

A
8 yrs ago

Rated 5.0 A Company can be rated with the approach they have towards customers and the process they follow. This is a company which shall have very few negative feedbacks in the years to follow. They understand the customers requirements and have focussed on making the process simple, effective and not time consuming. When we approached for a loan, they were to the task, giving us a clarity on what can be done and what cannot be done. Our entire process finished in a day and we had the fund by the end of second day. They worked late for us so that,timelines can be maintained. This seems like a company, which has taken all that is missing and needed in the financial sector ,fills it and works towards customer satisfaction. I would recommend this company to any one .

V
8 yrs ago

Rated 5.0 My friend referred me to Stilt loans, they have best interest rates when compared to other providers (Lending Club, etc). Stilt also offers short-term period (24 months in my case) to quickly repay, this is one of the reasons for me to choose Stilt so I can skip on huge interests. My loan approval took less than 48hrs & the money was direct deposited to my foreign bank account (this helped me to lessen a step going through WesternUnion or such currency exchanges). Most of the details are applied online & a quick verification call to process the application. It was easy peasy for me & I would definitely recommend it to my friends. P.S, they also give referral bonus ;)

W
8 yrs ago

Rated 4.0 Overall experience is pretty good! It only took 3 business day to fund the loan, even though rate is bit high but considering I don’t have green card, it’s still really good. So, If you’re someone like me who under opt don’t have green card or citizenship yet, Stilt is the choice to go!

T
8 yrs ago

Rated 5.0 Highly recommend Stilt to all international students. Being an immigrant myself, I was not able to get student loans for larger amounts and lower rates with other online lenders or banks. Stilt's rates were far cheaper than anyone else in the market and they were very upfront and transparent about paybacks and the overall loan process. My loan with Stilt has been running for 1.5 years and is ending this month and I can confidently say that this has been the best lending experience even when I was in F-1 status and now in H1-B status. I took the Stilt loan while I was in OPT status with limited credit history. But Stilt did an excellent job of offering a rate that was based on various other factors instead of pure credit history. Highly recommend Stilt to international students and immigrants looking for a loan in the US.

A
8 yrs ago

Rated 5.0 Learnt about Stilt through a friend of mine. Within few days of applying a loan, got it sanctioned with minimum procedures and got money in my bank account without any hassles. With simple and straight forward application process, they also render good customer service. What's more? you can see the exact amount of money you are paying every month and how it affects your overall interest, its transparent!. Moreover they offer quick repay periods, that way we could save on overall interest that is paid. I would definitely recommend Stilt to anyone.

V
8 yrs ago

Rated 5.0 Legit company. Really efficient and thoughtful customer service. Application process was simple and they accepted my job offer as proof of financial payment ability. Check on Ssn was soft and it's ok if you don't have one. They'll actually help you build it. They were really nice to me about my immigratory situation. I had my loan approved in a short period of time, and it's easy to set repayments. I'd recommend stilt to any international student. This service is designed for people like us or in similar situation and it's a helpful tool.

A
8 yrs ago

Rated 5.0 Stilt is Amazingly helpful. Genuine lender I have been with stilt since 2 years and still continuing. Great response with in minutes. Best place for personal loans. Best part is the supportive staff with tons of patience

A
8 yrs ago

Rated 5.0 A great place to avail personal loans at a low interest rate. The process was simple and quick. The coordinators over the phone are good. They helped me with everything that I requested for in a short frame of time.

FAQ of Stilt Inc.
    • 1. What is Stilt?

      We are a financial technology company located in San Francisco. We are revolutionizing the way individuals with limited or zero credit history get loans in the U.S. We provide collateral free personal loans at low interest rates to responsible people.

    • 2. Is Stilt a bank?

      No. We are not a bank, but provide loans. Most of our borrowers are not able to get a loan from a bank because they are immigrants or on long term visas in the U.S. Banks consider these borrowers very high risk and don't lend to them.

    • 3. How many states is Stilt licensed to loan in?

      We are not a bank and must acquire licenses for each state in order to be able to lend there. As of now, we are licensed to loan in 13 states: AZ, IL, FL, TX, PA, CA, MI, NY, NJ, UT, WA, GA, and WI. We are constantly acquiring licenses, so this number will increase in the near future.

    • 4. How much money has Stilt loaned out?

      While we can't give exact numbers on this- proprietary to the business. We can tell you that we have now served immigrants from 125+ countries across 6 continents.

    • 5. Is Stilt a bank for non-U.S. citizens?

      We are not a bank, but we do provide loans. Most of our borrowers are not able to get a loan from a bank because they are immigrants or on long-term visas in the U.S. Banks consider these borrowers very high risk and don't lend to them. That is where we come in, we understand that you are more than just a credit score. We are a financial technology company located in San Francisco. We are revolutionizing the way individuals with limited or zero credit history get loans in the U.S. We provide collateral-free personal loans at low-interest rates to responsible people.

    • 6. How can I trust Stilt with providing me a loan?

      Stilt is backed by Y Combinator and world-class investors. We are covered in media and news articles for our unique mission to improve the financial lives of immigrants here in the U.S. We are committed to providing access to credit to immigrants with better rates than other lenders. We have already disbursed millions of dollars in loans to people from 30 different countries who are in the U.S. We are available via live chat, email, and phone M-F 10am- 6pm. Feel free to reach out to us if you have further questions and want to talk to a real person.

    • 7. I am moving to a state where Stilt is licensed to loan, am I eligible?

      If you are moving to a state where we are licensed to lend in, we require that you already have an address in that state before applying. If you do not have an address in the state you are moving to, we will consider your application as ineligible. We must have a valid address on file, we do not accept P.O. Boxes as a valid address.

    • 8. Can my spouse and I apply together?

      No, we only accept one person per application. Each application must have consistent information throughout the application. If your name is on the application all the required fields must be filled with your information. The bank account in which you connect must have your name on it. For example, you can't list your spouse income as a source of income for you to pay off the loan. We will not consider that as verifiable income. If you have any further questions regarding your application please send an email to team

    • 9. How does Stilt decide the loan amount and interest rates?

      When reviewing a loan application we look at numerous factors to help us determine what is the best interest rate and loan amount that we can offer. Some of these factors include: Current Employment or Employability, Education/Work Experience, Financial Behavior, Derogatory Fees, Defaults/Collections/Bankruptcies, Visa Status, Information Accuracy, Credit Check/Credit Score (only for applicants with SSN). We are looking for financially responsible behavior from individuals applying for a loan. Our process is extremely data-driven and we use machine learning algorithms to determine the exact interest rate and loan amount for approval.

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