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2015
Rohit Mittal
Stilt Inc. financial technology company located in San Francisco. We are revolutionizing the way individuals with build and access credit. We help people with limited or zero credit history in the U.S. Stilt is a Y Combinator backed online lender to visa holders in the U.S. We provide loans to international students, F-1, OPT, STEM Extension, H-1B, L-1, J-1, and other visa holders with loans even without a credit history or an SSN. No cosigner required.
Rated 5.0 I got the loan from Stilt for my first car in US. It was really difficult for me to get the loan from private bank as I am a international student with no credit history. I searched online about Stilt and applied the loan application as it was simple and easy. They replied me back instantly and set up the phone call with Stilt team. After the call they asked me to submit the documents and my loan get approved in 1 day. They transferred the money in my bank immediately. Less interest rate than normal bank, quick response, easy application, supportive team, transparent. I would definitely recommend everyone to take loan from Stilt. Amazing job Stilt..Really impressed.
Rated 5.0 Very great for the international students. Very much impressed with their response. Prompt and perfect.
Rated 5.0 I got a car loan through Stilt earlier this year. Despite an excellent credit score and good income, most lenders wouldn't pre-approve me because I'm on a H1-B. Stilt got my loan done quickly and the process was really simple- the loan servicing has been easy to navigate too.
Rated 5.0 I ran across Stilt online as one of the lenders providing loans to internationals in the US (non-resident aliens) and start the process at their online loan application portal. Like others, they will offer a loan using only a soft pull on your credit and will do a hard pull on your file only when you accept the offer - something that I was worried about as I do not want a lot of hard checks appearing unnecessarily (another bank had rejected after doing a hard check two years ago :/) They ask questions about your education, work, and consider factors like your 401k balances etc., on top of your credit score (helps if you're new to the US). Got a good rate, in a short amount of time (the whole process from start to finish was under 3-4 business days), with excellent service. Would highly recommend it to others!
Rated 5.0 The experience I had with stilt is awesome. I applied for a loan to pay my last semester fees. The application was processed pretty quick and got approved!! Thanks Stilt team

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