Find Trusted Mortgage Lenders & Brokers in Spring TX

Vipul helped us in with Home Loan. He is Excellent in advising and made the process smooth.

It was great working with Vema mortage for recent home purchase. Sebastian & Neelima helped me throughout my mortgage loan processing. They are very knowledgeable & experienced. Entire Loan process & closing was also very smooth. I highly recommend Vema mortage LLC for any mortgage help.

Johnson was our lending officer. He is very proactive and helpful. As we recently moved to US, he guided us at each step. I strongly recommend him.

Johnson is very thorough with the process, he listen to all our query tries to resolve at his best. He is always there to answer my query.

Our loan officer, P T Johnson explained us the process at the beginning and followed up with us until final settlement. Thank you for all your help in getting us best interest rate.

Strongly recommend Vema mortgage. It was a pleasure working with Vipul. He is the best in business and customer satisfaction is top priority. You get a rate which can’t be beat by anyone in this area. I went with them for original and refinance loans. Got the best rate in the market both the times. Way to go Vipul.

I had a very good experience with Vema Mortgage. This was my second time financing with them, and everything worked out perfectly. My lending agent PT Johnson did an amazing & very professional job on taking care of the loan process from start to finish, explaining the entire process, answering all our questions in a timely manner. Would definitely work with them for my future mortgage needs!

I had a very good experience working with Mr Umesh Gupta from Vema Mortgage for the refinance of my Home Mortgage. This is the 2nd time I have worked with him and pleased with his smooth handling of the the entire process. He is friendly, quick in response, and able to clarify the questions. In addition to provide a good rate (better than from others I had inquired) with zero closing cost, the overall initial savings has been substantial - Overall, happy to work with him!

Big thanks to Sebastian George ! They made the whole mortgage process so easy for us. Always quick to respond, very professional, and genuinely cared about getting us the best deal. Couldn’t have asked for better support. Definitely recommend!”

Very easy to work with. The agent we were assigned was very proactive and helped us get our loan approval through smoothly. We are very thankful for the services provided in getting us into our new home!

I had the pleasure of working with Vipul while refinancing my Mortgage Loan. I couldn't be more satisfied with the overall experience. From the beginning, he demonstrated exceptional professionalism, clear communication, and a genuine commitment to helping me navigate the loan process smoothly. I highly recommend Vipul to anyone seeking a knowledgeable and trustworthy loan officer.

Sebastian George from Vema Mortgage has provided best mortgage rates and helped us understanding each and every step through out the process, I recommend everyone to go to Sebastian for their Mortgage

I found Sebastian very reliable, honest and helpful in his interactions during my buying process. It was more like dealing with a friend. I was completely new to the home buying process and Sebastian guided me throughout the process. The entire process was very smooth and hassle free. He gave valuable advice which helped me to get a better rate and lower my payments. I would highly recommend Sebastian to all!

Vipul gave me a great mortgage rate and made the process super easy. He’s professional, reliable, and very easy to work with. Highly recommend!

Collaborating with Sebastian was a highly rewarding experience. His expertise proved invaluable in facilitating a seamless and successful closing.

I would like to suggest Vikas to my friends and family who are seeking to purchase a new home or refinance their existing loans. He offered me the most competitive interest rate available in the current market. Vikas was extremely supportive from the very beginning right up to my closing date. Whenever I had questions or concerns, he promptly responded within hours with helpful answers and recommendations. Thank you, Vikas, for all your assistance.

I worked with Mr. Vipul for our refinance, and the entire process was incredibly smooth and easy. He took the time to explain everything clearly, shared multiple options, and helped us choose the one that fit best. Vipul was very prompt, professional, and always quick to respond to our questions. He made the process efficient and got the loan closed much faster than we expected. We couldn’t be happier with our experience and would highly recommend working with him!

Raghavendra Gundapaneni (NMLS #2607343) at Vema Mortgage demonstrated exceptional service while handling both my primary residence and investment property refinancing. What stood out most was his transparency throughout the entire process - he clearly explained each step, the associated costs (it was truly zero cost refinance), and timeline expectations. Raghavendra showcased deep knowledge of mortgage products and took the time to understand my specific financial goals. Working with a loan officer who is both professional and trustworthy made the entire process smooth and efficient. If you're considering refinancing or obtaining a new mortgage, reach out to Raghavendra at Vema Mortgage.

I had an excellent experience working with Raghavendra Rao Gundapaneni. He was extremely professional, knowledgeable, and proactive throughout the process. From the initial consultation to the final closing, he made sure every detail was handled efficiently. He clearly explained all my options, helped me find the best rate, and kept me informed at every stage. His patience and responsiveness made what could have been a stressful process completely smooth and stress-free. I truly appreciate his dedication and would highly recommend him to anyone looking for a reliable loan officer.”

I had an exceptional experience working with Raghavendra Rao Gundapaneni for refinancing my primary home. His professionalism and knowledge throughout the entire process were outstanding. What truly set him apart was his transparency and proactive communication - he kept me informed at every step and was always available to answer my questions. He took the time to explain all the details clearly, making the refinancing process smooth and stress-free. His attention to detail and efficiency in handling the paperwork was remarkable. I particularly appreciated how he provided multiple options and helped me choose the best one for my situation. The entire process was completed efficiently, and I received competitive rates. I highly recommend Raghavendra for anyone looking for loan officer - his expertise and dedication to customer service are truly exceptional.

Customer oriented service, transparency,quick response and steadfast support . I definitely recommend Vema Mortgage.

Highly Recommend for a Stress-Free First-Time Home Buying Experience I’m thrilled to share that my first home purchase successfully closed in October 2025, and I couldn’t be more grateful for the exceptional support I received throughout the process. Working with Sebastian George was an absolute pleasure—his professionalism, clarity, and responsiveness turned what is often a complex and overwhelming journey into a smooth and reassuring experience. Sebastian’s communication was consistently prompt, clear, and thorough, making every step feel manageable and well-guided. Thanks to his dedication and the outstanding mortgage team behind him, I felt confident and supported from start to finish. I highly recommend Sebastian and the team to anyone looking for a stress-free and seamless home loan process—especially first-time buyers!

Vipul was incredibly professional and knowledgeable throughout my mortgage process. He took the time to truly understand my needs and went beyond to secure the best possible rate from the market. He communicated clearly, kept well-informed, and was always available when I had questions. The entire loan process was smooth and stress-free thanks to his dedication and expertise. I’m very happy with the rate I received and the overall experience. Highly recommend!

Mr. Chirag provided low interest rate and process was smooth.

Chirag provided outstanding support throughout my refinance process. He guided me every step of the way and made the entire experience seamless.

Exceptional service by Verma ! Mohan Kody was knowledgeable, responsive, and got me the best deal possible. Highly recommend him!

I worked with Vipul Hapani from Vema Mortgage for a mortgage refinance and the whole process was so smooth. He was prompt in communications, got me the best rates and guided me through every step in the process. I would definitely recommend him and Vema mortgage to anyone looking for mortgage financing.

If you want to close your loan YESTERDAY – then Vipul is your man! If you want someone who answers your call whether its night or weekend – then Vipul is your man! If you want the best rate – then Vipul is your man. From my recent refinance transaction – I can tell you that Vipul and his team completed my home refinance in the most efficient and fast manner. His processing team acts quick! Pls get in touch with him for your next purchase or refinance for faster, easier loan process!

I had a wonderful experience working with Vema mortgage/Vipul Hapani. From the very beginning, they were professional, patient, and extremely knowledgeable. They took the time to walk me through every step of the loan process, answered all my questions clearly, and made sure I felt confident with each decision. Their communication was outstanding, and they always responded quickly, no matter the time or day. Thanks to their guidance, my loan process was smooth and stress-free. I truly appreciate the dedication and care they showed. I highly recommend Vipul Hapani to anyone looking for reliable and trustworthy service!

Great in explaining the cost to loan in simple and understandable terms.. Sebastian was very good

I have known Sebastian George for over 20 years, during which my family and I have completed multiple successful loan transactions with Vema Mortgage. The consistency of his service is truly remarkable; he has always provided exceptional support. Sebastian is a true professional. His industry expertise is unparalleled, and he consistently works to secure excellent rates for his clients. He and his team manage the entire process with efficiency, clarity, and transparency, ensuring a stress-free experience from start to finish. Having entrusted him with several significant financial milestones, I can confidently say that Sebastian George is the most knowledgeable, trustworthy, and dedicated mortgage professional you could work with. His commitment to his clients is second to none.

Great experience refinancing with Sebastian George . Very competitive rates that are hard to beat, the entire process completed within handful of days and hassle free. No strings attached , very straight!

We had a great experience working with Sebastian George on our home purchase. He was always easy to reach, communicated clearly, and made sure we understood every step of the process. Everything moved smoothly from start to finish, which really helped take the stress out of buying a home. We truly appreciated his professionalism and support throughout, and we’d definitely recommend him.

Had an amazing experience working with Vipul. The whole process was stress free and well planned . Vipul is very professional and managed the whole process with lot of care.

My local mortgage broker with Vema mortgage(Mitul Shah) was exceptional and went above & beyond to ensure timely closing and keeping updated on the progress and the steps. Highly recommend him for your home mortgage needs.

I had an excellent experience working with Vema Mortgage LLC, specifically with Vikashkumar Patel. From start to finish, he was professional, patient, and incredibly knowledgeable. He took the time to explain every step of the process, answered all my questions, and made sure I felt confident and informed throughout. What stood out the most was his responsiveness and genuine care. He consistently went above and beyond to ensure everything went smoothly, and his guidance made what could have been a stressful process feel easy and efficient. I truly appreciate Vikashkumar's hard work and dedication. I highly recommend him to anyone looking for a reliable and trustworthy loan agent.... Thank you so much

Had an amazing experience working with Mitul Shah at Vema Mortgage for refinancing. It was a smooth and hassle free process.

We had an excellent experience with Sebastian at Vema! They walked us through the entire process step-by-step. They were always available to clarify all our doubts, making what could have been a stressful process feel smooth and easy. Highly recommend!

Worked with Sebastian George and Sebastian Mathew from Vema mortgage and had a pleasant wonderful hazzle free closing. Entire process was sped up without compromising quality and i could close my house in 2 weeks. Thats phenomenal. Would definitely recommend Vema mortgage

Sbestian of VEMA Mortgage was our lender agent. He was very knowledgeable, responsive, and on the top of things. We were extremely happy with his services. I recommend him and VEMA Mortgage.

Wonderful experience with Vipul. He got me the best rate, with a very streamlined loan process and least headache! Highly recommended!

We worked with our mortgage broker to purchase a builder inventory home, and the process was smooth and stress-free. They handled everything efficiently, explained each step clearly, and helped us close on time with a great rate. Excellent communication and professionalism throughout — highly recommend for anyone buying a new construction or builder home!

Amazing Mortgage Broker – Highly Recommended! Working with “Deal Mortgage” was an incredible experience from start to finish. They went above and beyond to fix and upgrade my credit, patiently guiding me through every step to improve my score. Thanks to their expertise, I qualified for some of the best interest rates available — much better than what other lenders were offering. They were also proactive during the appraisal process, ensuring everything went smoothly and fairly. The entire transaction was handled professionally, efficiently, and with genuine care for my situation. If you’re looking for a mortgage broker who truly looks out for your financial goals, provides honest advice, and delivers top-notch results, I highly recommend Deal Mortgage!

The communication from Joseph Chacko and their team was outstanding. They kept us informed at every stage of the process and was always available to answer our questions, even outside of regular business hours. Our experience was stress-free because of their dedication and hard work. They are truly the best we've ever worked with.

Joseph gave great rates and a no cost refinance option . The process was smooth and straightforward. I’d work with him again .

We had great experience working with Mr. Joseph Chacko from C2 financial co and he has helped us two times with our refinancing. He is very efficient and knowledgeable and makes the right moves. When in doubt he takes time to listen to our questions and explains the process in simple language. We highly recommend Mr. Joseph if you are looking for a trustworthy and reliable loan officer for your mortgage needs

I highly recommend Joseph Chacko from C2 Financial Corporation in San Diego. He truly took the time to understand our goals and needs, helping us plan the loan process in a way that made sense for us. Throughout the entire journey, Joseph was patient, professional, and incredibly thorough, handling every detail with care and keeping us informed at each step. What I appreciated most was how he tailored everything to our situation rather than using a one-size-fits-all approach. We not only got the right loan but also learned how to plan better for our future needs. Joseph’s calm, honest, and knowledgeable guidance made a stressful process feel easy. If you want someone who genuinely listens and works in your best interest, C2 Financial Corporation and Joseph Chacko is the person you can trust.

Provided me with the best rates possible

I had an excellent experience working with Joseph Chacko during my refinance process. He was professional, knowledgeable, and always responsive to my questions. From start to finish, he clearly explained every step, making the entire process smooth and stress-free. I appreciated his transparency, attention to detail, and ability to secure a competitive rate that fit my financial goals. Overall, it was a seamless experience, and I would highly recommend Joseph to anyone considering refinancing.

I worked with Joseph Chacko, C2 Financial Corporation to refinance my property in Seattle in Oct 2025. It was an excellent experience from start to finish. Joseph and his team communicated very clearly, all my questions were answered timely. Besides, I was offered a great rate and was a cost-free refinancing, and the closing happened exactly on schedule. The entire process was stress-free and I highly recommend them for anyone else!!

Great Experience! We recently worked with Joseph and his team at C2 Financial Corporation for our home mortgage, and they made the entire process smooth and stress-free. Thanks to their expertise and efficiency, we were able to close quickly. We highly recommend them to anyone in need of a trustworthy and professional mortgage team.

I had the pleasure of working with Joseph as part of my refinance. He did excellent and provided timely help and options for my refinance. I ended up going with him which helped me save few 100s of dollars each month. Thx,

Thank you Joseph and team for the excellent service during the refinancing process of my primary residence. Your team's expertise, guidance, and support made the entire experience smooth and stress-free. Also, thank you for helping me secure a great rate and terms that fit my needs. I appreciate the time and effort you invested in ensuring a seamless transaction.

I originally worked with Joseph to buy my home, so when it came time to look into refinancing a year later, he was my first call. Once again, Joseph and his team didn't disappoint. They really took the time to understand my current financial scenario and navigated the market perfectly to secure the best possible rate for me. The process was incredibly seamless from start to finish. Highly recommended!

I recently refinanced my house (single-family home in Greater Seattle) with Joseph and C2 Financial Corporation (San Diego). Despite being from a different city, Joseph worked with me, went out of his way, and found me the best rate available out there in the market. Very respectful at all times, Joseph made the whole process really smooth for me. All communication and paperwork were timely, comprehensive, and accurate. I strongly recommend Joseph and team (Deanna) for any new-home loans and refinancing.

We recently refinanced our house mortgage with Joseph Chacko and C2 Financial Corp. And this is the 3rd time we are working with Joseph for finance and refinances. He gave us the best competitive rate as per the market situation. He is very knowledgeable and clarifies whatever questions we ask. The best thing we've admired in his work is keeping up the closing-time in a shorter period possible every single time we had worked with him. When we worked with him for the initial financing of our home, he had promised us that he'll make sure to do our next refinance with no closing cost and he honored his words. We highly recommend him to those who are looking to refinance.

Professional, dedicated, committed, and caring realtor with a great personality!

I had an outstanding experience working with SriLlika Realty – especially Mallika – and my loan officer Chandru from Yelo Loan during my home-buying journey. From start to finish, they made the entire process smooth, stress-free, and even enjoyable. Mallika was incredibly knowledgeable, patient, and truly listened to what I was looking for in a home. She went above and beyond to find the right fit and made sure I felt confident and informed at every step. Chandru at Yelo Loan was just as impressive. He was responsive, clear in his communication, and helped me find the best loan option with ease. His professionalism and transparency really made a big difference. Thanks to Mallika and Chandru! I highly recommend SriLlika Realty and Yelo Loan to anyone looking to buy a home. Their dedication and teamwork are unmatched.

We recently worked with Chandru for our home loan, and we couldn’t have asked for a better experience. From start to finish, Chandru was professional, patient, and incredibly responsive. He took the time to explain every detail, made sure we understood our options, and guided us through each step of the process with confidence and clarity. Thanks to his expertise, our loan process went through without any delays, and we closed on our new home right on time. We highly recommend Chandru to anyone looking for a reliable, knowledgeable, and personable loan officer. He truly goes above and beyond for his clients!

I had a very good experience with Chandru as a whole . The overall experience from getting me a quote till the closure of the loan was very good and he was helpful . Will recommend him for sure !

Yelo Loan is a terrific mortgage broker, thoroughly professional and they will find you the best rates for the lowest closing costs, with excellence in service and follow through.

Worked with Hema & Deepa they were very responsive, helpful and processed everything in a professional manner. Their online tools were modern and easy to use as well. Strongly recommend this company!

Excellent

Appreciate the support and great service you have extended.... explaining us and guiding us all through..Vick has tremendous understanding of the market and worked with us and made us comfortable through out our first home purchase experience...thank you for your patience in explaining and making us understand the whole process...Thank you Vick and Aparna....

He had the pleasure of working with Hema and her team to get the mortgage for our recent house purchase. She is definitely the best in business who will get you the best rates and will get you the best closing costs as well. Hema is like family now because of such a warm and polite person she is, its always a pleasure even talking to her. And special thanks to Deepa who processed our file, she was diligent and quick. I would recommend amercian preferred mortgage to anyone in need of a mortgage loan :)

Kamala and her team's professionalism and speed made our mortgage process a breeze. I recommend them to anyone seeking mortgage assistance. They guided us through the mortgage process seamlessly and efficiently.

Great service and quick turnaround on recent closing. Thanks Rajiv Bedi for making it so smoother!!

Process was smooth, Vick was very helpful. Highly recommended

Working the loan with Vick Bedi is seamless and effortless. Great team to work with Vick

I recently refinanced my mortgage and had great experience working with Vick. I highly recommend using them for mortgage whether buying new home or refinancing.

I refinanced with Vick Bedi as was highly recommended by several home owners in my neighbourhood. He was incredibly responsive and provided a detailed walkthrough of the process. He provided us with great interest rates and helped close on time. I’m thankful to Vick and his team!

We highly recommend Rajiv & his team. Rajiv helped us close the loan in expedited manner , within a month! He took all efforts to explain all the finance terms and smoothly process the application. Kudos to Rajiv & his team. We look forward to work with him in future again!

Working with Rajiv for home buying was real good experience. He is always helping .

We worked with Rajiv bedi and he helped us every step of the way to get the best raws possible. The whole process was easy, seamless and quicker. Recommend them for anyone planning for refinance.

We refinanced for the 4th time with Rajiv and like always, the process was smooth. Rajiv is always available to answer any questions and he goes out of his way to make the process seemless. I would strongly recommend working with him.

Had great experience working with Rajiv, overall very smooth process with quick response for any queries

I refinanced my primary home with Rajiv Bedi, and the experience was very smooth and fast. He helped me secure a lower rate, and he was always quick to clarify any questions throughout the process. Rajiv made everything easy from start to finish, and I really appreciate his support and guidance. Highly recommend Rajiv and his team!

We refinanced our home mortgage with Rajiv Bedi and his team, and the entire experience was outstanding. The process was smooth, seamless, and faster than expected. Rajiv was always responsive, patiently answered all our questions, and guided us at every step while securing an excellent rate. His professionalism and clarity made a complex process feel simple and stress-free. We truly appreciated the support and would highly recommend Rajiv Bedi and his team to anyone considering a refinance.

Rajiv is very detailed and knowledgable person. It was great experience working with him! I closed refinancing with Rajiv. He again proved his knowledge and understanding. If he is your agent then you’re on safe hands. Referred couple of friends to him.

From the moment we started working with Mr. Sanjeev Verma, we felt a sense of honesty and efficiency. We were very nervous about working with a new loan officer based on our experience with our previous lender. We were in a very tight escrow timeline already when we switched to Mr. Verma as our new loan officer. Without wasting a single minute Mr. Verma examined all of our documents, explained all of our options, got our file ready overnight and APPROVED with underwriter the next afternoon!! Not only Mr. Verma helped us secure our loan so quickly, he locked it with the best interest rate while offering us huge savings with lender credits towards our closing costs!! We saved over 12K in closing costs as compared to our previous lender! We are now in our new home all because of Mr. Verma’s help. Can’t thank him enough for his excellent services. We would definitely recommend him to anyone looking for a honest, efficient, easy going and hard working loan officer! Thank you so very much Mr. Verma, you’re the BEST!!!

BEST REALTOR EVER! I would highly recommend Sanjeev to anyone looking to make their home buying/selling process stress-free. Sanjeev is extremely responsive and answers all questions quickly. Sanjeev really values his clients and it shows in how he treats them. Will definitely work with Sanjeev again and again. Thanks Sanjeev!

Thanks to Sanjeev Varma I was able to lock in a good interest rate. He has exceptional customer service skills. He’s knowledge of the real estate market is very admirable. Very highly recommend Sanjeev Varma.

Sanjeev is truly a pleasure to work with! His professionalism really raises the bar among realtors and I genuinely look forward to my next opportunity to work with him!

Sanjeev Verma helped refinance about a dozen residential and a commercial properties of our family. I found him very competent in his professional field.

Sanjeev is one of the best loan officers out there. Went to him closer to the close day, however he worked day and night to keep the same close date. Thank you Sanjeev :)

Truly , was a pleasure working with sanjeev in buying our first property. I would highyly recommend Sanjeev to anyone interested in buying. BEST REALTOR EVER. THANK YOU SO MUCH.

Sanjeev is a professional and hard working loan officer and realtor, he closed my house in just 8 days, I really recommend to buy a property with him!

?I wholeheartedly recommend Sanjeev to anyone seeking real estate and financing expertise. He has exceptional problem-solving skills that absolutely exemplify his engineering mindset. He has gone above and beyond to make sure that my closing cost was substantially low. He is very knowledgeable and will guide you to understand the entire mortgage process. It was such a pleasure working with Sanjeev!

Sanjeev has been my go to person for all mortgage needs. I have two of my properties financed with him and he always makes sure we get the best price in the market. He is also very diligent and knowledgeable with all the paperwork involved in a real estate transaction.

Sanjeev is incredibly professional and reliable from start to finish. He ensured that all paperwork was completed accurately and on time, making the closing process smooth and successful. He truly went above and beyond to help us find our home. He kept us extremely well informed about the process, he always advocated for us and truly understood our needs. We are so glad to have worked with him!! I highly recommend Sanjeev to anyone looking to buy or sell a home. Thank you, Sanjeev!!

Sanjeev is an amazing agent. He helped with buying my first home and the process was very easy. He explained every step along the way and worked hard to get what was best for us. I recommend having him as an agent because he is honest, patient, and very helpful!

I'm a Realtor, I had a pleasure to work on a sale where Sanjeev represented the buyer and I resented the seller. Sanjeev is a great agent to work with. Sanjeev is not only a great agent he is also a great loan officer, he did the loan prosses in a very short time. I really recommend Sanjeev.

Sanjeev has made the process of buying a home very easy for my partner and I, especially since we’re very young. He helped us with the loan process as well and also helped us save a lot of money!

I recently had the pleasure of working with Sanjeev Verma as our real estate agent, and I can't recommend him highly enough! From the very beginning, Sanjeev was incredibly helpful and supportive throughout the entire loan process. His expertise and knowledge in the field are truly impressive, making every step feel seamless and manageable. Sanjeev took the time to explain everything clearly, ensuring that we understood our options and felt confident in our decisions. His dedication to helping us secure the best loan was evident, and he was always available to answer any questions we had, no matter how small. What stood out the most was his genuine care for our needs. Sanjeev went above and beyond to make sure we felt comfortable and informed every step of the way. Thanks to his hard work and commitment, we were able to achieve our goals with ease. If you're looking for a real estate agent who is not only knowledgeable but also truly cares about his clients, look no further than Sanjeev Verma. He is absolutely amazing, and I am so grateful for his assistance!

We had the pleasure of working with Sanjeev Verma for the purchase of our restaurant, and we couldn't be happier with the experience! We were so impressed with Sanjeev's extensive knowledge, not only in residential real estate but also his impressive understanding of commercial properties. He guided us through every step of the process with incredible patience and clarity, making what could have been a stressful experience feel manageable and even enjoyable. Sanjeev is exceptionally kind and truly dedicated to his clients. He was always available whenever we needed him, and his responsiveness was truly remarkable. We honestly believe that without Sanjeev's expertise and support, we would not have been able to successfully purchase our restaurant. We are so grateful for his hard work and dedication. If you're looking for a knowledgeable, kind, and highly accessible real estate agent for either residential or commercial properties, we wholeheartedly recommend Sanjeev Verma!

I have known Sanjeev for more than 20 years. He is an amazing realtor and loan officer. He is extremely knowledgeable and very creative when doing loans. I highly recommend Sanjeev for any real estate or mortgage needs.

Sanjeev did such a great job explaining and helping me and my family with the purchase of our first home. The rate and closing costs were better than everyone’s, but his best attribute was the white glove service. Thank you Sanjeev.

Very knowledgeable in both Real Estate and Mortgage!

Working with Sanjeev has been a great experience both when buying my home and later refinancing it. He was available 24/7 to answer any questions I had and always made sure I fully understood every step of the process. His knowledge and professionalism gave me complete confidence, and he went above and beyond to make the entire experience smooth and stress-free. I couldn’t have asked for a better loan officer - highly recommend him to anyone looking to buy or refinance a home!

Excellent service One stop shop financeing and real estate Sanjeev done a wonderful job of taking care and coordinate a smooth transaction. ????

Extremely satisfied with Sanjeev as my broker. He was professional and always willing to go the extra mile and guided me step by step through the refinancing process, answered all my questions with patience, and made the entire experience smooth and stress-free.

Overall good experience.

Great person and helped us find the right home for my wife and I. Thank you Sanjeev!

I had a really great experience with him and would recommend him

Great Loan Officer

Worked with Sanjeev on a listing and he was great to work with and communicative. Excited for our next deal.

I had an exceptional experience working with Sanjeev earlier this year while closing on two properties. He went above and beyond at every step.He was extremely knowledgeable, responsive, and genuinely supportive throughout the entire process. Everything was seamless and stress free from start to finish. His expertise, professionalism, and dedication gave me complete confidence in every decision.I couldn’t have asked for a better experience and would highly recommend him to anyone looking for financing or real estate needs.

Great experience working with Sanjeev. He was very flexible, easy to communicate with, and made the whole process convenient and smooth. He was always responsive, professional, and willing to accommodate our needs, which made everything stress-free. I truly appreciated how simple and efficient he made the entire process and would gladly recommend Sanjeev to anyone looking for a dependable property agent. ??

Working with Sanjeev felt easy from day one. He helped us understand both the real estate and mortgage side without making it confusing, and he was always patient with our questions. What stood out most was how human he was he truly cared, checked in often, and made sure we felt comfortable every step of the way. It never felt rushed or transactional, just honest help when we needed it. Would absolutely recommend him.

Sanjeev is is wonderful about educating you about all the most reasonable/feasible financing options to meet your specific need. He is very up front, honest, transparent, extremely resourceful and works very hard to get you the best deals he can.

If you’re looking for someone you can trust with one of the biggest decisions of your life, this is the person you want in your corner. Sanjeev has so much experience and is the by far the best.

Mita is very detailed oriented and goes on each line item to benefit us. We worked with her on our loan. She was able to get us good rate and benefits. It was great working with her.

We recently worked with Chandru for our home loan, and we couldn’t have asked for a better experience. From start to finish, Chandru was professional, patient, and incredibly responsive. He took the time to explain every detail, made sure we understood our options, and guided us through each step of the process with confidence and clarity. Thanks to his expertise, our loan process went through without any delays, and we closed on our new home right on time. We highly recommend Chandru to anyone looking for a reliable, knowledgeable, and personable loan officer. He truly goes above and beyond for his clients!

I had a very good experience with Chandru as a whole . The overall experience from getting me a quote till the closure of the loan was very good and he was helpful . Will recommend him for sure !

Yelo Loan is a terrific mortgage broker, thoroughly professional and they will find you the best rates for the lowest closing costs, with excellence in service and follow through.

I had an outstanding experience refinancing my home loan with Naresh Ravuri. From start to finish, the entire process was seamless, and we closed in just 3 weeks—much faster than I expected! Naresh Ravuri was extremely knowledgeable, proactive, and always available to answer my questions. They secured a fantastic rate and made sure every detail was handled efficiently, making the refinance stress-free. If you’re looking for a loan officer who is responsive, transparent, and highly skilled, I highly recommend Naresh Ravuri. Thank you for making this such a smooth experience!

I have worked with Naresh and he is very informative and patient with me through out the process and has best rates to offer with along with decent lender incentives.

I had an amazing experience with refi of my property. Naresh Ravuri have been super helpful during the entire closing process answering any questions I had. He is super knowledgable of the entire mortgage lending process. I will surely reach out to him and the team next time I need their lending services.

Naresh is outstanding! He made the entire loan process smooth, transparent, and stress-free. His communication was prompt and clear at every step, and he truly went above and beyond to secure the best deal for us. I highly recommend Naresh to anyone looking for a knowledgeable and trustworthy loan officer. Thank you for the excellent service!

I had an excellent experience working with Naresh Ravuri for my home loan. From start to finish, Naresh was professional, knowledgeable, and incredibly supportive throughout the entire process. He explained every step clearly, helped me understand all my options, and was always available to answer any questions I had. What I appreciated most was his attention to detail, timely communication, and genuine care in ensuring the loan process was smooth and stress-free. Thanks to his dedication and guidance, I was able to secure the right loan without any delays or confusion. I truly appreciate all the hard work Naresh put in and would highly recommend him to anyone looking for a reliable and trustworthy home loan officer.

Naresh was a professional and a knowledgeable loan officer. He respected our time throughout the process, which we appreciated

Excellent Service in these area, Communication, Thorough documentation, upfront honest and sets expectation and minimize the closing cost, Always goto person, Thank you !!!

They went above and beyond for us

Naresh and his team at loan factory helped us very diligently and patiently to get the refinance of the loan done recently in the month of September and it was really hassle free working with them. Naresh was very prompt and got all the things done on time for refinance , will definitely recommend working with them for any refinance or housing loans.

Naresh assisted me with refinancing my mortgage and made the entire process smooth and stress-free. He patiently explained each step, addressed all my questions in detail, and maintained clear and timely communication throughout. Overall, it was a seamless and hassle-free experience.

Very quick and up to date responses. Loan closed in very less time.

I recently completed my home refinance with Naresh Ravuri, and the experience was exceptional. Naresh was professional, transparent, and incredibly thorough, he clearly explained every charge and stood by everything he promised. In today’s tough mortgage market, finding someone this honest and dependable is rare. His communication and guidance made the entire process smooth and stress-free. I highly recommend Naresh to anyone looking for a trustworthy mortgage professional.

I recently completed my loan process with Naresh Ravuri, and I’m extremely satisfied with the overall experience. From start to finish, Naresh was professional, knowledgeable, and very supportive. He explained each step clearly, answered all my questions patiently, and made sure I understood every part of the process. What I appreciated the most was his responsiveness and attention to detail. Whether it was documentation, follow-ups, or guidance, Naresh was always on top of everything, which made the entire loan process smooth and stress-free. His transparency and commitment to helping clients truly set him apart. I highly recommend Naresh Ravuri to anyone looking for a reliable and trustworthy loan officer. Thank you, Naresh, for making this journey easy and successful!

Great experience working with her and she offered very competitive rates. Very knowledgeable and professional. She is truly an expert when it comes to investment properties,conventional loans, and refinancing . Highly recommended!!

Mita is brilliant, informative, and great with communication, particularly helpful at every step of the way. She works alongside you to find the best rates even in these difficult times.

Paul Kollar Properties truly exceeded my expectations. I collaborated with Basil Paul who was incredibly knowledgeable about the local market, providing insights that were both comprehensive and straightforward in his dealings. As a buyer agent he explained each step of the buying process with remarkable clarity, making it easy to understand even the most complex details. What impressed me the most was his commitment to keeping his word; he followed through on every promise he made, ensuring that I felt supported throughout the entire journey. This level of professionalism and integrity is rare, and it made my new home buying experience not only successful but also enjoyable. I highly recommend this brokerage to anyone looking for a trustworthy partner and fair commission in real estate

A Seamless Experience with Paul Kollar Properties: Friendly, Professional, and Committed buyer agent I had a wonderful experience working with Basil Paul at Paul Kollar Properties. From the start, his friendly and flexible approach made the home-buying journey enjoyable. Here’s how everything unfolded: 1. Searching for New Construction: We were on the hunt for a new construction home and explored several options. Basil suggested Perry Homes, and we found a plan that we absolutely loved. 2. Navigating Negotiations: The negotiation process was challenging, but Basil guided us every step of the way. He explained each strategy employed by the seller, ensuring we understood our position and what was at stake. His expertise helped us secure the home we wanted, despite some difficult moments. 3. Dealing with Seller Challenges: The seller wasn’t the most pleasant to work with and even tried to backtrack on promises. However, Basil was relentless in his efforts, making sure that nothing stood in the way of us getting the house we desired. 4. Smooth Closing Process: Basil provided a referral for the lender, and the entire closing process was seamless. I didn’t have to reach out to the realtor for anything; Basil was on top of everything. He even contacted the seller in advance to ensure that the keys would be released promptly. Overall, Basil’s professionalism and dedication made a significant difference in our experience. I highly recommend him to anyone looking for a helpful and committed real estate agent.

If you are buying a home in Houston, you need someone like Basil from Paul Kollar Properties LLC in your corner. From start to finish, he was not just professional but also a true friend looking out for us. The Houston market can be tricky, but Basil made it easy. He knows the laws, the market, and every detail of the process. What really impressed us was how he broke everything down in a way that made sense, so we always knew what was going on. Basil wasn’t just trying to close a deal, he made sure we got exactly what we needed, all while handling negotiations like a pro. If you want someone who goes above and beyond and knows the rules, Basil is the guy.

Very friendly and quick on response. Very happy with the service

It was great working with Vick Bedi and Aparna. They not only provided us with great rates but also helped us during the entire process. I would definitely recommend working with American Preferred Mortgage Corp.

American Preferred Mortgage - Nilesh and Deepa were very responsive, eager in answering all of our concerns, were very helpful throughout course of mortgage process and provided necessary inputs/guidance as required for first time home buyers, I would certainly recommend them for mortgage services.

Vick helped us get the best mortgage rate. He was always reachable, easy to talk to and respectful in all our interactions. The house closing was a smooth process. Thanks to Vick and his team.

Professional and Excellent service with competitive rates.Seema Vazirani who helped us closing multiple properties and refinancing.Seema Vazirani follwups and help in all documentations reduced our lot of work!!! what all we had to do is respond to her emails the rest she took care of everything. She made this process easy and stress free.!!!

Highly recommend Vicky Bedi and Aparna and their entire team! Professional, prompt, and great rates!

As a first time home buyer, My wife and I had a lot of questions regarding finance, conventional or 5/7 arm loans, getting money from 401K is preferred or not, But Nilesh Desai showed all his patience and made us understand all of it. It was pleasure to work with Meena Sundar who use to stay on top of all the required documents and work towards us getting through the loan process. They are available to answer your questions all the time. It was lot easier than expected for us to go through the house buying and financing process with this amazing team of Nilesh and Meena. Nilesh and Meena rocks!!!

Excellent service

They are best in the business in the area. Mortgage experts are knowledgeable, helpful and go extra mile to provide best service

Awsome Team!!! Thank you Vick Bedi , you did a fantastic job.

The service is excellent. I definitely recommend American preferred mortgage. They deliver what they promise

I worked with Vick for a closing and he was great to work with. Solved any hiccup that came in the way ??

Process was smooth and efficient. Thanks

Great experience and professional throughout. Thank You for your timely help

American Preferred Mortgage - Seema were very responsive and skilled.

Excellent experience with the team exceptional service. Especially Deepa and Nilesh they work for us instead of lenders to bargain better rates.

Great experience with the whole loan process. As a first time home buyer, Rajiv Bedi explained and helped us understand each step of the process in very professional and comprehensive manner which led to seamless closing.

Vick is awesome

I have had the opportunity to work with Vick on projects. Best guy to work with and he would get you the best rates possible. Highly recommend him to everyone.

We recently closed our home with Vick Bedi. In this high rate market, he provided the best rate for us and was instrumental in having everything ready in an aggressive timeline. He was more like a friend assisting us step by step through a stressful deal and making things easier for us. He is very knowledgeable and experienced with his scope is not just limited to mortgages. I would recommend him strongly as he objectively guided us with our best interest in mind. One go to guy you don’t want to miss talking to at the least.

Great team! Appreciate all the help and attention to details through out the process. One stop for all services to get the closing seamlessly done. Recommend 100%.

I would recommend Vick for anything and everything he did for mortgage. He is just fab and goes above and beyond to make it happen.

Recently closed a loan. Overall good experience.

Excellent customer service by Rajiv and team. Rajiv was very helpful and prompt in all correspondence and extremely informative.

Customer for life! That's what I feel about working with Rajiv Bedi. Rajiv not only does due diligence as a lending broker, he is almost always available for questions. I have always felt I am taken care of with the when it comes to lending process and the best fit for my needs. I am going through a third or fourth transaction with Rajiv and the customer service bar has only risen above the previous transaction. Keep up the great work you are doing Rajiv Bedi!

Very focused on customer. It was my first refinance and he would patiently explain everything as many times as would ask. True to his word and honorable!!

Vick Bedi was very prompt and helpful ! Went out of his way to get me the best quote and ideas to reduce our monthly payment !

Excellent service and response times by Vick.

Awsome service, I know Vick from 10 years, he closed almost all of my properties. Very reliable and super fast service. When most of the lender couldn't help me on mortgage , he stepped in and did it like a peice of cake. Thank you Vick would like to visit you again in future purchases.

I recently completed refinancing process had a great experience working with Vick Bedi. From start to finish, he made the entire process smooth, transparent, and stress free. Vick was always available to provide support and guidance. He truly goes above and beyond for his clients, guided me through each step, explained my options clearly, and helped me lock in a great rate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. Thank you, Vick, for making this experience such a positive one!

Very good conversations with Vick and gets the job done. He’s are preferred go to person for refinancing and also our mortgage company we went to when we bought our house.

I had a great experience with Vick from American Preferred Mortgage. The team was extremely responsive and helped me close my mortgage in just 10 days. As a first-time homebuyer, I appreciated how smooth the process was. Most importantly, Vick gave me the best rate on the market. I couldn't be happier!

Vick Bedi from American Preferred Mortgage was awesome to work with! Super helpful, always quick to respond, and made the mortgage process way easier than we expected. Definitely recommend him if you’re looking for someone who knows their stuff and actually cares.

I recently bought my first home where I had the pleasure of working with Vick Bedi from American Preferred Mortgage Corp. Vick came highly recommended by both my Real estate agent and Attorney, however Vick exceeded all expectations. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every detail, provided guidance around the pros and cons of different mortgage products he offers, and what would work best for me. I did shop around with different lenders, but Vick was able to beat them easily in all aspects. He was able to help me close on the day he promised and delivered the numbers that were promised at the start. I always felt Vick was working on our side more as a friend than as a lender. I would highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. Thank you Vick for helping me get my first home!

I worked with Rajiv for my loan refinance. Rajiv made the whole process super smooth. He was quick to respond to emails and calls, even outside of regular hours, and went above and beyond to find me a great rate. Thanks to his efforts, we closed on time and without any surprises. I can’t recommend Rajiv enough. I hope to work with him again in future.

American preferred Mortgage corp., helped me secure my home loan. Vick Bedi and his team are true subject matter experts. They got me pre-approval within just few hours. And after finalizing the properly, the team helped me on closing just within 3 weeks. Being first time buyer, I had no idea about home loan process. Vick helped me understand overall process and required documentation. After submitting the details, I got loan approval very quickly and without much iterations. It was delight to work with American preferred Mortgage corp. I highly recommend using their services if you are looking for a loan.

Excellent service... Super fast response.. He concluded my closing within a week Highly recommended

Being a first time buyer, Sebastian's knowledge and working style was of great help. He walked thru every step and guided so well. He gave so many tips about Do's and Don't s. He was available almost all the time, even during late evenings. He helped me to close mortgage on time. The cost of closing was reasonable. I would recommend him for future buyers.

Vema Mortgage and Sebastian is a full package that one can expect from a mortgage broker. Knowledge, prompt responses, streamlined no hassle processing, always at the other end of the phone, at home service and most of all guaranteed best rates with no need to shop around. I have done several refinances with my old and new houses and never faced an issue. Best thing I liked is a call from Sebastian asking if I wanted to refinance on a day/time the rates really fall to rock bottom.

Made my home buying process extremely easy. Very kind and helpful. Would recommend Sebastian to everyone.

Excellent Service VEMA Mortgage and Loan process is very smooth and customer services is very good

He guided me like family and gave very smooth and hassle free experience during the lending process.

We did refinance with Sebastian George in March,2018.The most attractive option about Sebastian is the zero closing cost .Everthing went well and it took only 2weeks the whole refinance process.He is very humble and reliable person .I have recommended him to a few of my close friends and everyone had nice experience with him.He is the best guy I would recommend to give your next refinance!!

Excellent, reliable and quick service!

Awesome person to work with, very prompt service, extremely competitive rates, takes time to explain you all the legal disclosures. Definitely made the entire process super fast and stress free!! Worked with Vema Mortgage Twice and was a great experience both times!!

Hassle Free, And Transparent : When I bought my first house in April-2011, everybody was telling me that Mortgage is one of the most difficult part of this process of buying home. so when I was looking for houses, i also started contacting Mortgage agents as well proactively. One of my friends recommended Sebastian, and his quotation (HUD) was very transparent with minimal fees among all others. So I decided to proceed with Sebastian. Due to Sebastian: for me getting Mortgage was effortless process. Imagine this: Everything was done over phone/e-mails. I met him in-person during our closing (Off-course you cannot do closing remotely). So after 3 years in 2014, I refinanced same house as better interest rates were available. Again all paperwork was done over phone/e-mail and only closing was done in-person. No hassle at all, very simple , transparent and comfortable experience both times.

Sebastian is prompt, honest and knowledgable. Had great experience in securing my loan at very good rate. Highly recommend.

Sebastian helped out immensely and went out of his way and comfort zone to provide us the smoothest mortgage experience.

I brought home in Novi, Mi and used Vema Mortgage. Good communication and timing for all paperwork. Best interest rates with lower closing costs. Sebastian is very informative and approachable. I will recommend him for my friends.

Very experienced, prompt, easy to deal with, no surprises --We'll highly recommend!

It was an excellent experience to work with Sebastian for my Mortgage refinance in August 2017 . He was extremely responsive for all type of questions I had. He provided best mortgage rates was in Market with ZERO closing fee. I would absolutely recommend to try Sebastian first before going anywhere.

Sebastian (Saaby, Vema Mortgage) has been my mortgage specialist for many years now, and has helped me get the best rates with the lowest costs for home purchases. He has also provided the best solutions for my refinancing needs several times. Saaby studies each customer's specific situation, and provides the customer the most optimal solution. I have recommended him to many of my friends and colleagues, and all of them have nothing but positive comments about him. They are all Saaby's repeat customers now.

Sebastian is very professional, transparent and highly knowledgable. Had great experience in securing my loan at very good rate. I would recommend him.

Mr Sebastian George is a very professional mortgage broker . He explains all mortgage related queries detail by detail . I purchased my first home in 2016 and Sebastain helped to get my mortagage loan approved . Mr .Sebastian is quick and never wastes our time . His main concern is whether a customer is satisfied and comfortable with his mortgage . He is always reliable and prompt .

Sebastian George is very helpful and knowledgeable. He is always accessible on phone to answer any questions that you have with professionally and honestly. I felt he works as our family member rather than Mortgage broker. I would personally recommend him to anyone looking for a home loans.

I would highly recommend to work with Vema Mortgage, Sebastian is really helpful and knowledgeable.

I am happy I chose Sebastian for my home cash-out refi. He was reachable at anytime. The breakdown of fee he provided was very close to the final statement. The interest rate and fees he provided were very competitive and better than other places. I would recommend anyone to contact him for home loans.

The first thing about him he is always reachable. He was able to help me to reduce title cost. Could not find lower lone rate whatever he provided. I believe he is an honest person who really wants to help the borrowers, points out all the options where borrower could spend less amount of money to reduce the closing cost. He makes things transparent, explains in great detail.

I couldn't be more happier with my experience with Sebastian. He got me closed seamlessly. He was very easy to work with, answered my calls and emails within a few hours - even in the evening and on the weekend! I would recommend him to anyone looking for a quick, efficient and stress free closing process!!

I was referred to Sebastian by my friends for a home mortgage. He offered competitive interest rate and closing fees. He communicated well through out the process and the closing was very smooth. No surprises!

Its pleasure working with Sebastian.He is a very honest person and very friendly. Most important thing is he is reachable at any time.Great experience working with him.Highly recommend!

Sebastian is very helpful, informative and knowledgeable. Always accessible on phone to answer any questions that you have. I would personally recommend him to anyone looking for a home loan.

As first time house buyers, Sebastian was very helpful during the process. He was ALWAYS available to me and very informative. I could not be more satisfied with his service.

Sebastian George was really efficient and quickly responsive in helping us with our mortgage. He made things really easy and smooth. I would definitely recommend him to others.

Sebastian is extremely responsive to all of my questions and requests, and is tireless in guiding me through the entire home-buying experience from start to finish. Would highly recommend Vema Mortgage LLC.

He is very reliable, caring, informative and responsive, which is mandatory for first time home buyer. Started feeling to be in safe hands right from day one. He exceeds the expectation of vendor at all scenarios and gives professional/personal guidance. Reliable source of information and outperforms the agent with timely suggestions and responses.

Sebastian was very helpful in getting all things done on time. He works with you closely to make sure that you understand everything while you go through the phase of initial offer acceptance to closing of your home.

Very customer friendly and transparent process. I never had such speed process in my previous loan processing. Great work Sebastian!!

Very helpful

Exceptional service. Very knowledgeable and great quality work. My closing was very smooth. I will strongly recommend to my friends.

I've been worked with Sebastian George closely from June 2018 and he helped a lot on the loan process. He was very friendly nature and very quick responsive at anytime, even week ends too. He was very knowledgeable and nice person.

Excellent knowledgeable and friendly. Couldn’t have asked for anything more when I bought my first house and started my mortgage / investments in Jul 2015. Without any doubt my only choice and highly recommend his services.

Have known Sebastian from Vema for a longtime. He provided his services for my last two closings. He is honest, friendly,straight and no non-sense guy and my home closings were pretty smooth. Wouldn’t hestitate to use him again and I would highly recommend him.

Excellent service!! I would recommend Verma mortgage (sebastian) to all my friends and family. He will walk you through each and every step of the refinancing process. Very much satisfied with his services .

Working with Sabastian George of Vema Mortgage regarding my home loan was easy and good experience. He explained the whole loan process in detail for a first time home buyer like me and it was a great experience and I definitely recommend vema mortgate for home loans.

The whole home buying process is very stressful and an emotional roller coaster. Sebastian did a good job in answering all my questions and was available 24*7 to phone, email or text. Our closing went as smooth as I had hoped, was on time, and without any surprises. Thank you, Sebastian. I would happily recommend Sebastian George to any friends or family looking to purchase a home.

Hi is the best mortgage broker

Sebastian was very helpful in getting our first home. We just closed on the property in july, although we had short time for closing he was still able to get us clear to close with no delays. Definitely recommended for you home finance needs.

Had wonderful experience while buying our first home. Sebastian was very informative and helped us getting mortgage. He knows his job very well and you can count on him. I would recommend Vema Mortgage to anyone looking for Mortgage in the market

Was a great experience to work with George Sebastian, Vema Mortgages. As a first time home buyer in East Lansing i had a lot of questions in my mind and he was available round the clock to answer. Also he did beat the competitors offerings. He gave me a very good interest rate. I recommend Vema Mortageges.

Excellent Customer Services, Very Helpful, Highly Recommended

I highly recommend VEMA Mortgage. Our process was very smooth. Sebastian and his team ensured that it was a smooth transaction. They know their clients and do what ever it takes to make you happy. Our date of sale was 8.1.2014. I have since recommended VEMA Mortgage to few other people and my family.

Sebastian has provided Excellent service, Very Professional and prompt follow-up. He always go through details thorougly in a timely manner. I will definately recommend him to any one.8/10/2018

You will get the best rate in the market. Very professional and friendly. He also picks up calls late in the evening to answer your questions.

I had a chance of working with Sebastian in the recent past. I found him to be very knowledgeable of his field. He patiently spent time to understand my needs. Thereafter, he guided me to achieve my desired outcome in a very timely and responsive fashion. I'd recommend him for his services.

He gave the best rate and lowest PMI. Also helped us through the whole process ....

Good experience. Sebastian gave best available rates. Was very helpful in clarifying all my questions. Closed on time as expected.

Great service

Vema Morthgage did an excellent job for for me during the mortgage process.

Professional and easy to work with.

Very helpful. Fast processing mortgage.

I bought house in the April 2018. Sebastian helped me to get the better finance deal. He is punctual and well organized. He try to save you money as there are 20 different cost / fees involved. I recommend VEMA Mortgage.

I had really good experience working with Sebastian for my loan approval. Sebastian is one of the most knowledgeable and straightforward mortgage broker who can execute any kind of loan for the house. It was pleasure working with Sebastian to get what I wanted. I would strongly recommend Sebastian for any kind of mortgage loan because he reliable and experienced mortgage broker.

We had a best home loan experience with Sabastian. He has the competitive rate, fastest closing and great follow ups. Would recommend him anytime for smooth loan process.

Sebastian is highly knowledgeable and provide exceptional service. This is my second home with Sebastian. Quick, great communication and timely closing on planned date. I highly recommend Sebastian to anyone.

working with Vema Mortgage is working with your friend whom you know for a long time. Sebastian will take the stress and will let you focus on other items where your time is required,

Helpful people everytime

It was a very easy to work Sebastian, available to answer queries and always with patience. Being first time buyer,I totally relied on Sebastian to guide on mortgage process and he helped me through whole process to my complete satisfaction. Would Highly Recommend.

Sebastian was very helpful in making me understand the process and helped me close the house in short amount of time. he gave me the best rate that could be possible at the time of Sep 2018

Very happy with the experience with Vema Mortgage. Excellent service and Quick processing time.

Sebastian was very helpful and willing to answer any number of question with attention to detail. He patiently explains the complex terms involved in loan process as i am a first time home buyer. Very friendly and always tries to reduce the costs out of pocket.

Sebastian responded very promptly . He is very friendly and patiently clarified all the doubts i had .He made sure the closing was smooth with no surprises. He made sure i got the best rate in the market.Will highly recommend Sebastian .

Vema Mortgage understands our financial situations very nicely and helps us accordingly. Sebastian is a very cool guy. I recommended to all my friends.

Amazing experience with mortgage with Vema and Sebastian

My agent recommended Sebastian. He was very helpful all through the mortgage process making sure I understood all the nuances of a mortgage as a first time home buyer. Sebastian got me the best interest rates and closing costs vs all the leading mortgage lenders in the market. He was always available to answer every small question I had and made the whole mortgage process look like a cake walk. I would rate him 10/10 and would definitely recommend Sebastian to all my friends and colleagues!!

It was a pleasure working with Sebastian on the mortgage financing in Sep 2018. Very knowledgeable and responsive, he made the mortgage process go very smooth. Sebastian was always available to the questions that I had during the whole process. I would recommend his services for mortgage financing or re-financing.

Sebastian did an outstanding job when helping us with our loan. He was always available to answer our questions and was always quick with feedback and keeping us informed with what to expect next.

very knowledgeable

I'm First time home buyer, my agent referred me to him.. he is really honest and reliable person, he offered me best rate and the whole process went very smooth. i would refer all my friends easily to him...

Very responsive, knowledgeable and coordinated. Sebastian offered us the best rate/closing cost and provided us with all the number up-front so everything was transparent. All the documentation during the loan approval process was through phone/online so didn't take very long. Sebastian was very responsive (even outside of typical working days/hours), knowledgeable and very coordinated that we didn't have to face any hassle and confusion. I would highly recommend him.

Sebastian George is a nice guy to get the mortgage paperwork done and he is frank and courteous.

It was excellent support from Sebastian George/VEMA LLC during whole housing loan process. We bought house in Oct 2018. Rgds' Ashok Patel.

Honest and reliable! Took calls even after hours to accommodate my work schedule. Will recommend to all my friends and family!!

This is my second mortgage with Sebastian George. He is very professional ,knowledgeable and coordinates with agents and us good so that we didn’t faced any hassles or confusion during our entire process.He is a full package that one can expect from a mortgage broker always.Sebastian is highly dependable and I Will highly recommend him for a smooth closing and best rate.

Sebastian is very easy to work with, he makes it simple. His communication is very clear, we got the best rate in the market. Hands down the best guy in the mortgage business in Detroit Metro area!

Sebastian is very approachable and all time available for your questions about mortgage. He will guide you patiently towards the appraisal and closing process to make it a smooth experience. I strongly recommend him especially if you are a first time home buyer.

Sebastian is very Honest and reliable!. Always available for any questions.I would recommend his services for mortgage financing or re-financing.

Sebastian understands customers requirements completely and helps to full extent in closing. He is a true professional to work with.I highly recommend him.

Sebastian is not like any other and gave the right advices. Constantly on the run to finish the work he started as quickly and as efficiently as he could. I will definitely go to the him next time.

It was great experience to work with Sebastian George at Vema Mortgage. They were flexible to present all the options for my home mortgage closing in June, 2015.

Very easy to work with Sebastian. He is very friendly and hard working. Handles your needs and beats the rate in the market. Sebastian provided us various options that made us very easy and comfortable to make decisions. Highly Recommend Sebastian George for Mortgage and refinancing.

I worked with Sebastian to finance my condo purchase in June 2015. He provided best quotes as promised and was able to complete mortgage approval process on timely basis.I highly recommend his service.

Great experience with Sebastian George when I finalized my mortgage for a condo (2 years back)! Sebastian is extremely detailed oriented, pro-active and customer focussed. Strongly recommended!

When I thought about buying home I checked with different lenders and at last reached to Mr. Sebastian.We got a smooth and comfortable service with him. He helped me to understand the detailed process involved with first time home buyer. I strongly recommend him to everyone.

Excellent Customer service . Amazing interest rates.

Excellent service

5 Star is what Sebastien George at VEMAdeserves for his Mortgage services. Very competitive and motivated Lender. He stole the business from other potential lenders I have been working with for months with his positive attitude and follow up. Glad to have people like you in the industry.

Great support, explained in detail every term, matched lowest rate and supported lot and quickly.

No gimmicks, and quick response

We were very satisfied with your service....thank you very much. ....we recommend others. ...

Vema mortgage was amazing and outstanding in their support. Highly recommended.

Very knowledgeable, reliable guy and prompt on response .

He is very efficient and knowledgeable about his job and quickly closed on the job. And above all is a very confident person reason for this should be his knowledge of the job.

I am extremely happy with the way Sebastian handled my mortgage , He is very efficient and knowledgeable about his job The most important thing is he is available all the time

Sebastian (Vema Mortgage) made our home buying experience a breeze. He managed to get us a lower APR than what was available to me through big name web pages even though we put only 5% down. The closing costs were at least $5K below what others were suggesting. He also provided valuable information on how to negotiate the deal and instructed us to the right direction. I am very happy with my decision to trust him and he delivered what he promised.

Great experience!! I had a very complicated mortgage deal and Verma Mortgage was able to close the deal very effectively. I will be using their services again for sure.

I had worked with sebastian geroge for my home mortgage and would like to highly recommend his service. My home purchase was in December 2018 and the overall process was very smooth and his response was timely which enabled me to complete the closing ahead of time.

I bought the home recently (closing day - 01/04/2019), Sebastian is professional and nice person to work with. He explains everything about the loan in detail and he is very flexible, He picks up the calls even after the office hours. Happy to work with him in future if I plan for second home.

Highly Recommended to work with and Very quick in response

Sebastian was very helpful through out the whole mortgage process, I did a lot of learning about mortgage from Sebastian experience & suggestions. Good part was I could contact him on phone 24/7 for any question or concerns.

Worked with Sebastian on refinancing my house in January 2019 Glad I was referred to Sebastian, he provided lowest rate than any other lender and which was some thing I never expected and as soon as he provided the estimates I stopped shopping No surprises on closing cost and he clarified every question I had patiently and had a quick response to each call I made and will defiantly refer to my friends

It was pleasure working with Sebastian. We received competitive APR and reasonable closing cost. I will definitely recommend Sebastian to my friends.

When I started shopping, I was referred to Sebastian George(Vema Mortgage). He explained to me the whole process of paperwork up to closing in a extremely smoother flow than I expected it. He went above and beyond on handling my calls and providing answers and suggestions every step of the way. The rate I got was somewhat reasonable, still compares less with second one I had in mind.

I Contacted Sebestain after following with some Lenders. I can say from my Experiences HE is really a RockStar.He is Really Honest and easy to work with. The process is so easy and he made sure that dont Panic. He made sure Closing was so EASY and i Definitely Recommend him for my Friends. My closing was on 7th Feb 2019 and my property is 16695 carriage way. I can say one thing for sure he will make this process so simple with 100% accuracy.

I will give 5 star for the service, easy to work and subject knowledge. He made my loan process so simple that I have never felt that j an fyesr time buyer. I will highly recommend him to everyone. Thank you Sebastian and keep great work going ??????

Great Person to work with

I have worked with Sebastian George. He was really helpful from start to finish of my mortgage during 2018/2019 time frame. During that time, he showed professionalism and dedication to his role as a mortgage agent. He is honest, very flexible to work with and detail oriented. I would highly recommend him.

Sebastian handled our mortgage and was very informative and explained everything very clearly. He clarified any questions that we had and helped through the closing. He told us what to expect and when. We could not be happier with the convenience and speed that our loan was expedited. We will definitely recommend Vema Mortgage to our family and friends. Thank you very much.

Excellent guy to work with. Great response and good advice

Had a smooth refinance and all my questions were answered.

Great person to work with. Very professional and know what to do. He helped me in refinancing my home. Loan process feels so easy with the proper guidance by him. Would recommend him to anyone who is looking for mortgage with low rates and fast closing. Great work and thankyou for helping me refinance my home

Flexible, Competitive and Anytime Service ! First Home Buying was made smooth with a consultative approach. Sebastian is a phone call away anytime towards your smooth Home Closing!

Knowledgeable, efficient and timely closing. Overall, the best service.

Excellent customer service. Always prompt response.

Excellent support throughout the whole process .. Kept me informed during every stage of the process. You can call him anytime to get any input or response . He thinks more from the buyer’s perspective . Very nice person to work with ..

Excellent knowledge and quick closing was the highlight of working with Vema Mortgage LLC, I have closed by house within very short period of time with no hiccups.

It was handled professionally and in timely manner. I would recommend him to friends and family.

Excellent Professional support throughout the whole process.Kept me informed during every stage of the process. You can call him anytime to get any input or response. He clarified any questions that we had and helped through the closing. All I can say is that you don’t have to look up anywhere if you work with George Sebastian. He is an honest, hardworking, professional who is always available to help you with any inquiries or questions you have.

Excellent work by Sebastian! Smooth transaction. March 2018

As I am first time Home Buyer, He had the best Rates in market and he was answering all the questing . he was there till the closing. I would Highly Recommend Sebastian .

It was a pleasure to work with Sebastian George.He will go over & over it if you are having trouble understanding any part of the loan process and was responsive to all questions, dependable and reliable in accomplishing the task at hand. Very responsive and quick to return calls.

We recently bought a home and were initially looking for a better interest rate as the one we were offered by another mortgage broker was higher than expected. That is when I came across Mr. Sebastian George through a reference. Few of the many reasons I highly recommend going with Sebastian as your mortgage broker are: 1. He walks you through every single process step and provides you the best rate in the market compared to other mortgage brokers. ( I tried with few and everyone challenged me that I couldn't get a lower rate) 2. Answers every question with patience and treats customers with utmost respect. 3. He does multitasking and got my loan process started in almost a day or two. 4. The closing was done in just 2 and half weeks since I first spoke with him and it went well without any hiccupps. 5. You won't lose your peace of mind. Thank you, Surya

He is super fast and make sure things done at right time.

Sebastian provided great and timely service. He is knowledgeable and performed on time service. Highly recommend to anyone looking for his service.

Refinancing Process was very smooth and Sebastian took care of it from beginning to end . I would highly recommend him

Sebastian made the process of getting the mortgage really easy and was always available to answer question. I will definitely recommend his service

We had a very tight time line for closing and Sebastian really made sure that entire process is done on time. I highly recommend his service.

Excellent service and always available for any questions. More important is very short time for closing.

Excellent Service and very detailed in providing the information. Everything is documented and there will be no surprises at the closing. Easy access and available all the time for questions and answers. Most importantly he is able to provide the Best rate

It was great working with Sebastian, things I really liked about, always available and happy to help. Does his best to get you a good deal.

Easy to work with and very helpful to finish it on time

I was referred to Sebastian through my friends who all used Vema Mortgage for the house mortgage.Did not have any problems while working with Sebastian and Vema Mortgage. Received a very competitive rate when i talked first time to Sebastian. Sebastian guided me through the whole process and helped me with the documentation needed.He is always available for a call to discuss any questions/concerns. I would recommend using Vema

Answered all my questions on time. He is easy to work with.

I would highly recommend Sebastian and Vema mortgage. He is very easy to work with. More importantly, he - 1. Explains everything upfront. 2. Has good grasp of mortgage procedures 3. Says clear no where applicable. 4. Got me best rate! 5. Very friendly and is always just a call away.

absolutely the best service by Sebastian!

Sebastian made finding a mortgage simple and easy. He did everything to get me a great rate, and helped guide me through the home buying process. He even stepped up and did work above and beyond- compensating in areas where my Title Company and realtor lacked. I am extremely pleased and grateful to Sebastian and VEMA Mortgage for helping me get into mu first home. 100% recommend for anyone looking for a new mortgage or refinance.

I would highly recommend Sebastian.

Working with Sebastian has been awesome. He made things easy and straight forward for a first time home buyer like me. He guided me through the process and was always approachable when it comes to addressing any queries.

Mr Sebastian George is the best!! Thank you so much for helping to secure loan for our home in Michigan. Considering the fact that we had very few years of credit history in the United States, we would say that we are extremely pleased with Mr Sebastian George's patience, knowledge and professionalism. We would not go anywhere else for mortgage financing and would recommend to all our friends. Thank you once again!

Sebastian was my mortgage broker when buying a house. He is a true professional and well versed in the mortgage procedures. He walked me through all the steps involved in buying a home and provided updates at each stage. Sebastian provided me the best rates and some tips which helped me as a home buyer. He was always available on the phone, including late evenings and weekends. He made the entire process of buying a house hassle free. I highly recommend him and Vema mortgage to anyone who wants to buy a house.

Sebastian is very informational and helpful., will have peace of mind and can relax when he is Working on your mortgage loan process.